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Westfield Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$101,084,000533
Total interest expense$32,195,000546
Net interest income$68,889,000520
Provision for loan and lease losses$872,000910
Total noninterest income$10,897,000694
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,531,000458
Trading account gains and fees$0123
Additional Noninterest Income$8,366,000613
Total noninterest expense$56,295,000518
Salaries and employee benefits$30,619,000516
Premises and equipment expense$7,319,000398
Additional noninterest expense$8,366,000613
Pre-tax net operating income$22,619,000617
Securities gains (losses)$-1,0003,196
Applicable income taxes$4,908,000540
Income before extraordinary items$17,710,000634
Extraordinary gains, net$054
Net income$17,710,000644
Minority interest net income$088
Net income of bank and minority interests.$17,710,000637
Net charge-offs$2,039,000380
Cash dividends$12,119,000426
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,710,790648
2023-09-30 (YTD Data)Rank
Total interest income$74,324,000535
Total interest expense$21,855,000558
Net interest income$52,469,000522
Provision for loan and lease losses$386,0001,166
Total noninterest income$8,183,000699
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,857,000467
Trading account gains and fees$0125
Additional Noninterest Income$6,326,000626
Total noninterest expense$41,875,000517
Salaries and employee benefits$23,176,000513
Premises and equipment expense$5,510,000399
Additional noninterest expense$6,326,000626
Pre-tax net operating income$18,391,000600
Securities gains (losses)$0849
Applicable income taxes$3,720,000560
Income before extraordinary items$14,671,000610
Extraordinary gains, net$052
Net income$14,671,000613
Minority interest net income$081
Net income of bank and minority interests.$14,671,000610
Net charge-offs$1,903,000303
Cash dividends$10,306,000367
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,671,000619
2023-06-30 (YTD Data)Rank
Total interest income$48,441,000527
Total interest expense$12,590,000572
Net interest income$35,851,000513
Provision for loan and lease losses$32,0002,422
Total noninterest income$4,571,000775
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,224,000456
Trading account gains and fees$0112
Additional Noninterest Income$3,347,000697
Total noninterest expense$28,207,000503
Salaries and employee benefits$15,716,000497
Premises and equipment expense$3,758,000380
Additional noninterest expense$3,347,000697
Pre-tax net operating income$12,183,000595
Securities gains (losses)$0938
Applicable income taxes$2,594,000548
Income before extraordinary items$9,589,000617
Extraordinary gains, net$051
Net income$9,589,000628
Minority interest net income$081
Net income of bank and minority interests.$9,589,000617
Net charge-offs$1,825,000233
Cash dividends$5,257,000420
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,589,000626
2023-03-31 (YTD Data)Rank
Total interest income$23,634,000534
Total interest expense$4,880,000624
Net interest income$18,754,000501
Provision for loan and lease losses$-388,0004,615
Total noninterest income$2,979,000655
Gross Fiduciary activities income$0913
Service charges on deposit accounts$617,000463
Trading account gains and fees$097
Additional Noninterest Income$2,362,000551
Total noninterest expense$14,221,000512
Salaries and employee benefits$7,894,000501
Premises and equipment expense$1,952,000384
Additional noninterest expense$2,362,000551
Pre-tax net operating income$7,900,000513
Securities gains (losses)$0950
Applicable income taxes$1,790,000456
Income before extraordinary items$6,110,000531
Extraordinary gains, net$04
Net income$6,110,000532
Minority interest net income$048
Net income of bank and minority interests.$6,110,000532
Net charge-offs$1,850,000154
Cash dividends$3,055,000368
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,110,000536
2022-12-31 (YTD Data)Rank
Total interest income$85,926,000470
Total interest expense$5,682,000723
Net interest income$80,244,000451
Provision for loan and lease losses$700,0001,020
Total noninterest income$14,049,000613
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,848,000434
Trading account gains and fees$0116
Additional Noninterest Income$11,201,000523
Total noninterest expense$54,953,000510
Salaries and employee benefits$30,947,000490
Premises and equipment expense$7,464,000386
Additional noninterest expense$11,201,000523
Pre-tax net operating income$38,640,000457
Securities gains (losses)$-721,0004,401
Applicable income taxes$9,173,000411
Income before extraordinary items$28,746,000487
Extraordinary gains, net$05
Net income$28,746,000488
Minority interest net income$063
Net income of bank and minority interests.$28,746,000488
Net charge-offs$556,000557
Cash dividends$8,152,000543
Sale, conversion, retirement of capital stock, net$0568
Net operating income$29,315,590489
2022-09-30 (YTD Data)Rank
Total interest income$62,343,000465
Total interest expense$3,204,000696
Net interest income$59,139,000451
Provision for loan and lease losses$550,000919
Total noninterest income$8,419,000726
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,085,000446
Trading account gains and fees$0111
Additional Noninterest Income$6,334,000641
Total noninterest expense$41,526,000497
Salaries and employee benefits$23,248,000486
Premises and equipment expense$5,647,000374
Additional noninterest expense$6,334,000641
Pre-tax net operating income$25,482,000505
Securities gains (losses)$-740,0004,538
Applicable income taxes$5,749,000460
Income before extraordinary items$18,993,000529
Extraordinary gains, net$04
Net income$18,993,000528
Minority interest net income$057
Net income of bank and minority interests.$18,993,000529
Net charge-offs$129,000840
Cash dividends$5,851,000525
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,577,600527
2022-06-30 (YTD Data)Rank
Total interest income$40,589,000454
Total interest expense$1,992,000589
Net interest income$38,597,000444
Provision for loan and lease losses$-125,0004,501
Total noninterest income$5,594,000713
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,324,000456
Trading account gains and fees$0108
Additional Noninterest Income$4,270,000658
Total noninterest expense$27,710,000487
Salaries and employee benefits$15,593,000482
Premises and equipment expense$3,836,000362
Additional noninterest expense$8,281,000502
Pre-tax net operating income$16,606,000489
Securities gains (losses)$-505,0004,578
Applicable income taxes$3,787,000442
Income before extraordinary items$12,314,000519
Extraordinary gains, net$04
Net income$12,314,000519
Minority interest net income$060
Net income of bank and minority interests.$12,314,000519
Net charge-offs$102,000716
Cash dividends$3,303,000579
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,712,950515
2022-03-31 (YTD Data)Rank
Total interest income$19,943,000446
Total interest expense$992,000561
Net interest income$18,951,000438
Provision for loan and lease losses$-425,0004,624
Total noninterest income$2,627,000752
Gross Fiduciary activities income$0892
Service charges on deposit accounts$643,000462
Trading account gains and fees$0103
Additional Noninterest Income$1,984,000694
Total noninterest expense$13,886,000489
Salaries and employee benefits$7,823,000480
Premises and equipment expense$2,004,000356
Additional noninterest expense$4,059,000499
Pre-tax net operating income$8,117,000487
Securities gains (losses)$-280,0004,634
Applicable income taxes$1,920,000427
Income before extraordinary items$5,917,000525
Extraordinary gains, net$04
Net income$5,917,000525
Minority interest net income$050
Net income of bank and minority interests.$5,917,000525
Net charge-offs$54,000650
Cash dividends$1,650,000530
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,138,200512
2021-12-31 (YTD Data)Rank
Total interest income$79,849,000447
Total interest expense$5,966,000459
Net interest income$73,883,000446
Provision for loan and lease losses$-925,0004,517
Total noninterest income$12,804,000704
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,306,000480
Trading account gains and fees$0132
Additional Noninterest Income$10,498,000652
Total noninterest expense$52,497,000508
Salaries and employee benefits$29,951,000496
Premises and equipment expense$7,143,000390
Additional noninterest expense$15,403,000543
Pre-tax net operating income$35,115,000484
Securities gains (losses)$-240,0004,733
Applicable income taxes$8,842,000425
Income before extraordinary items$26,033,000525
Extraordinary gains, net$010
Net income$26,033,000525
Minority interest net income$074
Net income of bank and minority interests.$26,033,000526
Net charge-offs$445,000681
Cash dividends$13,024,000395
Sale, conversion, retirement of capital stock, net$0582
Net operating income$26,222,600516
2021-09-30 (YTD Data)Rank
Total interest income$59,923,000449
Total interest expense$4,875,000443
Net interest income$55,048,000449
Provision for loan and lease losses$-1,225,0004,640
Total noninterest income$8,851,000759
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,643,000498
Trading account gains and fees$0132
Additional Noninterest Income$7,208,000710
Total noninterest expense$39,232,000513
Salaries and employee benefits$22,321,000501
Premises and equipment expense$5,338,000396
Additional noninterest expense$11,573,000535
Pre-tax net operating income$25,892,000501
Securities gains (losses)$-144,0004,825
Applicable income taxes$6,617,000433
Income before extraordinary items$19,131,000546
Extraordinary gains, net$08
Net income$19,131,000545
Minority interest net income$069
Net income of bank and minority interests.$19,131,000546
Net charge-offs$95,0001,098
Cash dividends$11,229,000349
Sale, conversion, retirement of capital stock, net$0543
Net operating income$19,244,760539
2021-06-30 (YTD Data)Rank
Total interest income$39,685,000449
Total interest expense$3,658,000416
Net interest income$36,027,000448
Provision for loan and lease losses$-1,125,0004,687
Total noninterest income$5,571,000798
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,036,000506
Trading account gains and fees$0133
Additional Noninterest Income$4,535,000738
Total noninterest expense$25,902,000509
Salaries and employee benefits$14,758,000507
Premises and equipment expense$3,570,000401
Additional noninterest expense$7,574,000527
Pre-tax net operating income$16,821,000507
Securities gains (losses)$-157,0004,881
Applicable income taxes$4,266,000449
Income before extraordinary items$12,398,000558
Extraordinary gains, net$06
Net income$12,398,000558
Minority interest net income$067
Net income of bank and minority interests.$12,398,000558
Net charge-offs$162,000723
Cash dividends$10,006,000271
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,522,030542
2021-03-31 (YTD Data)Rank
Total interest income$20,033,000440
Total interest expense$2,007,000402
Net interest income$18,026,000446
Provision for loan and lease losses$75,0001,426
Total noninterest income$3,155,000726
Gross Fiduciary activities income$0922
Service charges on deposit accounts$505,000510
Trading account gains and fees$0127
Additional Noninterest Income$2,650,000668
Total noninterest expense$12,783,000510
Salaries and employee benefits$7,195,000517
Premises and equipment expense$1,862,000386
Additional noninterest expense$3,726,000514
Pre-tax net operating income$8,323,000518
Securities gains (losses)$-151,0004,901
Applicable income taxes$1,978,000470
Income before extraordinary items$6,194,000560
Extraordinary gains, net$03
Net income$6,194,000560
Minority interest net income$055
Net income of bank and minority interests.$6,194,000560
Net charge-offs$5,0001,528
Cash dividends$7,066,000199
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,313,290541
2020-12-31 (YTD Data)Rank
Total interest income$82,875,000426
Total interest expense$18,445,000285
Net interest income$64,430,000462
Provision for loan and lease losses$7,775,000424
Total noninterest income$7,177,0001,007
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,003,000525
Trading account gains and fees$0133
Additional Noninterest Income$5,174,000995
Total noninterest expense$49,925,000513
Salaries and employee benefits$28,072,000499
Premises and equipment expense$6,391,000430
Additional noninterest expense$15,462,000506
Pre-tax net operating income$13,907,000800
Securities gains (losses)$2,074,000220
Applicable income taxes$3,292,000652
Income before extraordinary items$12,689,000771
Extraordinary gains, net$04
Net income$12,689,000771
Minority interest net income$072
Net income of bank and minority interests.$12,689,000771
Net charge-offs$720,000793
Cash dividends$15,812,000333
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,050,540837
2020-09-30 (YTD Data)Rank
Total interest income$61,167,000427
Total interest expense$15,532,000284
Net interest income$45,635,000484
Provision for loan and lease losses$7,275,000394
Total noninterest income$4,690,0001,064
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,440,000537
Trading account gains and fees$0125
Additional Noninterest Income$3,250,0001,100
Total noninterest expense$36,088,000520
Salaries and employee benefits$20,613,000497
Premises and equipment expense$4,783,000425
Additional noninterest expense$10,692,000516
Pre-tax net operating income$6,962,0001,089
Securities gains (losses)$2,098,000177
Applicable income taxes$1,785,000801
Income before extraordinary items$7,275,000949
Extraordinary gains, net$04
Net income$7,275,000949
Minority interest net income$065
Net income of bank and minority interests.$7,275,000949
Net charge-offs$685,000627
Cash dividends$12,485,000302
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,596,6001,127
2020-06-30 (YTD Data)Rank
Total interest income$40,720,000434
Total interest expense$11,075,000294
Net interest income$29,645,000494
Provision for loan and lease losses$4,550,000419
Total noninterest income$4,439,000800
Gross Fiduciary activities income$0970
Service charges on deposit accounts$957,000540
Trading account gains and fees$0123
Additional Noninterest Income$3,482,000737
Total noninterest expense$23,661,000521
Salaries and employee benefits$13,671,000499
Premises and equipment expense$3,070,000439
Additional noninterest expense$6,920,000530
Pre-tax net operating income$5,873,000830
Securities gains (losses)$173,000755
Applicable income taxes$1,227,000712
Income before extraordinary items$4,819,000879
Extraordinary gains, net$04
Net income$4,819,000878
Minority interest net income$065
Net income of bank and minority interests.$4,819,000879
Net charge-offs$399,000680
Cash dividends$10,901,000264
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,680,600879
2020-03-31 (YTD Data)Rank
Total interest income$20,390,000439
Total interest expense$5,837,000321
Net interest income$14,553,000492
Provision for loan and lease losses$2,100,000389
Total noninterest income$2,400,000725
Gross Fiduciary activities income$0941
Service charges on deposit accounts$594,000520
Trading account gains and fees$0106
Additional Noninterest Income$1,806,000652
Total noninterest expense$11,845,000516
Salaries and employee benefits$6,824,000508
Premises and equipment expense$1,555,000439
Additional noninterest expense$3,466,000537
Pre-tax net operating income$3,008,000735
Securities gains (losses)$125,000528
Applicable income taxes$683,000593
Income before extraordinary items$2,450,000784
Extraordinary gains, net$04
Net income$2,450,000784
Minority interest net income$056
Net income of bank and minority interests.$2,450,000784
Net charge-offs$365,000454
Cash dividends$9,423,000207
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,351,250799
2019-12-31 (YTD Data)Rank
Total interest income$82,116,000437
Total interest expense$24,137,000328
Net interest income$57,979,000483
Provision for loan and lease losses$2,675,000413
Total noninterest income$9,634,000712
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,517,000498
Trading account gains and fees$0135
Additional Noninterest Income$7,117,000654
Total noninterest expense$45,807,000506
Salaries and employee benefits$26,122,000496
Premises and equipment expense$5,944,000453
Additional noninterest expense$13,741,000529
Pre-tax net operating income$19,131,000630
Securities gains (losses)$68,0001,114
Applicable income taxes$4,339,000554
Income before extraordinary items$14,860,000675
Extraordinary gains, net$011
Net income$14,860,000677
Minority interest net income$076
Net income of bank and minority interests.$14,860,000676
Net charge-offs$626,000907
Cash dividends$25,063,000264
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,806,280663
2019-09-30 (YTD Data)Rank
Total interest income$61,079,000447
Total interest expense$18,024,000332
Net interest income$43,055,000491
Provision for loan and lease losses$1,675,000465
Total noninterest income$7,116,000714
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,859,000505
Trading account gains and fees$0129
Additional Noninterest Income$5,257,000669
Total noninterest expense$34,458,000504
Salaries and employee benefits$19,415,000505
Premises and equipment expense$4,465,000452
Additional noninterest expense$10,578,000512
Pre-tax net operating income$14,038,000647
Securities gains (losses)$182,000557
Applicable income taxes$3,217,000563
Income before extraordinary items$11,003,000685
Extraordinary gains, net$011
Net income$11,003,000687
Minority interest net income$072
Net income of bank and minority interests.$11,003,000686
Net charge-offs$456,000807
Cash dividends$23,657,000222
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,859,220685
2019-06-30 (YTD Data)Rank
Total interest income$40,275,000448
Total interest expense$11,748,000336
Net interest income$28,527,000495
Provision for loan and lease losses$400,0001,005
Total noninterest income$4,600,000722
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,187,000525
Trading account gains and fees$0131
Additional Noninterest Income$3,413,000668
Total noninterest expense$23,189,000496
Salaries and employee benefits$12,885,000502
Premises and equipment expense$3,001,000455
Additional noninterest expense$7,303,000499
Pre-tax net operating income$9,538,000627
Securities gains (losses)$88,000577
Applicable income taxes$2,214,000541
Income before extraordinary items$7,412,000664
Extraordinary gains, net$011
Net income$7,412,000664
Minority interest net income$069
Net income of bank and minority interests.$7,412,000664
Net charge-offs$30,0002,158
Cash dividends$20,975,000180
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,342,480660
2019-03-31 (YTD Data)Rank
Total interest income$20,060,000441
Total interest expense$5,734,000338
Net interest income$14,326,000496
Provision for loan and lease losses$50,0002,037
Total noninterest income$2,066,000754
Gross Fiduciary activities income$0972
Service charges on deposit accounts$587,000529
Trading account gains and fees$0126
Additional Noninterest Income$1,479,000696
Total noninterest expense$11,545,000499
Salaries and employee benefits$6,396,000498
Premises and equipment expense$1,505,000452
Additional noninterest expense$3,644,000493
Pre-tax net operating income$4,797,000610
Securities gains (losses)$105,000272
Applicable income taxes$1,128,000528
Income before extraordinary items$3,774,000645
Extraordinary gains, net$05
Net income$3,774,000645
Minority interest net income$052
Net income of bank and minority interests.$3,774,000644
Net charge-offs$224,000574
Cash dividends$17,127,000136
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,691,050642
2018-12-31 (YTD Data)Rank
Total interest income$78,990,000417
Total interest expense$18,978,000327
Net interest income$60,012,000464
Provision for loan and lease losses$1,900,000526
Total noninterest income$9,656,000698
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,527,000507
Trading account gains and fees$0126
Additional Noninterest Income$7,129,000645
Total noninterest expense$44,115,000511
Salaries and employee benefits$24,493,000507
Premises and equipment expense$5,677,000472
Additional noninterest expense$13,945,000498
Pre-tax net operating income$23,653,000521
Securities gains (losses)$-423,0005,241
Applicable income taxes$5,235,000458
Income before extraordinary items$17,995,000560
Extraordinary gains, net$06
Net income$17,995,000560
Minority interest net income$072
Net income of bank and minority interests.$17,995,000559
Net charge-offs$678,000792
Cash dividends$28,712,000220
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,329,170554
2018-09-30 (YTD Data)Rank
Total interest income$58,801,000413
Total interest expense$13,609,000319
Net interest income$45,192,000459
Provision for loan and lease losses$1,600,000451
Total noninterest income$7,433,000686
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,870,000512
Trading account gains and fees$0138
Additional Noninterest Income$5,563,000638
Total noninterest expense$32,812,000507
Salaries and employee benefits$18,359,000511
Premises and equipment expense$4,210,000477
Additional noninterest expense$10,243,000503
Pre-tax net operating income$18,213,000512
Securities gains (losses)$-440,0005,393
Applicable income taxes$3,913,000465
Income before extraordinary items$13,860,000551
Extraordinary gains, net$05
Net income$13,860,000548
Minority interest net income$066
Net income of bank and minority interests.$13,860,000550
Net charge-offs$196,0001,266
Cash dividends$17,088,000225
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,207,600539
2018-06-30 (YTD Data)Rank
Total interest income$39,195,000410
Total interest expense$8,609,000318
Net interest income$30,586,000453
Provision for loan and lease losses$1,250,000399
Total noninterest income$5,097,000679
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,239,000514
Trading account gains and fees$0130
Additional Noninterest Income$3,858,000613
Total noninterest expense$21,801,000513
Salaries and employee benefits$12,294,000508
Premises and equipment expense$2,785,000482
Additional noninterest expense$6,722,000505
Pre-tax net operating income$12,632,000499
Securities gains (losses)$-397,0005,466
Applicable income taxes$2,718,000458
Income before extraordinary items$9,517,000536
Extraordinary gains, net$06
Net income$9,517,000534
Minority interest net income$065
Net income of bank and minority interests.$9,517,000535
Net charge-offs$95,0001,340
Cash dividends$12,125,000207
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,830,630521
2018-03-31 (YTD Data)Rank
Total interest income$18,732,000420
Total interest expense$4,010,000320
Net interest income$14,722,000467
Provision for loan and lease losses$500,000462
Total noninterest income$2,074,000768
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$608,000521
Trading account gains and fees$0123
Additional Noninterest Income$1,466,000713
Total noninterest expense$10,853,000517
Salaries and employee benefits$6,144,000504
Premises and equipment expense$1,386,000483
Additional noninterest expense$3,323,000516
Pre-tax net operating income$5,443,000547
Securities gains (losses)$-307,0005,548
Applicable income taxes$1,207,000494
Income before extraordinary items$3,929,000607
Extraordinary gains, net$07
Net income$3,929,000607
Minority interest net income$052
Net income of bank and minority interests.$3,929,000607
Net charge-offs$-39,0005,175
Cash dividends$5,918,000192
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,171,530579
2017-12-31 (YTD Data)Rank
Total interest income$74,036,000408
Total interest expense$14,645,000283
Net interest income$59,391,000440
Provision for loan and lease losses$1,360,000700
Total noninterest income$8,448,000774
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,449,000522
Trading account gains and fees$0151
Additional Noninterest Income$5,999,000734
Total noninterest expense$42,843,000510
Salaries and employee benefits$23,911,000499
Premises and equipment expense$5,424,000473
Additional noninterest expense$13,508,000505
Pre-tax net operating income$23,636,000479
Securities gains (losses)$52,000878
Applicable income taxes$10,939,000380
Income before extraordinary items$12,749,000597
Extraordinary gains, net$09
Net income$12,749,000597
Minority interest net income$076
Net income of bank and minority interests.$12,749,000597
Net charge-offs$597,000985
Cash dividends$8,561,000427
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,715,720596
2017-09-30 (YTD Data)Rank
Total interest income$54,797,000413
Total interest expense$10,759,000274
Net interest income$44,038,000446
Provision for loan and lease losses$850,000803
Total noninterest income$6,451,000781
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,818,000532
Trading account gains and fees$0145
Additional Noninterest Income$4,633,000727
Total noninterest expense$31,904,000514
Salaries and employee benefits$17,843,000509
Premises and equipment expense$4,030,000480
Additional noninterest expense$10,031,000510
Pre-tax net operating income$17,735,000494
Securities gains (losses)$52,000857
Applicable income taxes$4,950,000502
Income before extraordinary items$12,837,000504
Extraordinary gains, net$09
Net income$12,837,000502
Minority interest net income$071
Net income of bank and minority interests.$12,837,000504
Net charge-offs$400,000935
Cash dividends$4,245,000576
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,799,560501
2017-06-30 (YTD Data)Rank
Total interest income$36,282,000411
Total interest expense$7,039,000266
Net interest income$29,243,000443
Provision for loan and lease losses$650,000707
Total noninterest income$4,110,000799
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,205,000531
Trading account gains and fees$0139
Additional Noninterest Income$2,905,000752
Total noninterest expense$21,282,000515
Salaries and employee benefits$11,728,000519
Premises and equipment expense$2,660,000481
Additional noninterest expense$6,894,000503
Pre-tax net operating income$11,421,000502
Securities gains (losses)$-18,0005,579
Applicable income taxes$2,790,000545
Income before extraordinary items$8,613,000490
Extraordinary gains, net$011
Net income$8,613,000488
Minority interest net income$071
Net income of bank and minority interests.$8,613,000490
Net charge-offs$300,000828
Cash dividends$1,105,0001,213
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,626,680485
2017-03-31 (YTD Data)Rank
Total interest income$17,956,000410
Total interest expense$3,454,000266
Net interest income$14,502,000444
Provision for loan and lease losses$300,000670
Total noninterest income$2,081,000779
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$589,000539
Trading account gains and fees$0142
Additional Noninterest Income$1,492,000733
Total noninterest expense$10,510,000523
Salaries and employee benefits$5,876,000523
Premises and equipment expense$1,323,000494
Additional noninterest expense$3,311,000518
Pre-tax net operating income$5,773,000472
Securities gains (losses)$-64,0005,787
Applicable income taxes$974,000670
Income before extraordinary items$4,735,000456
Extraordinary gains, net$08
Net income$4,735,000455
Minority interest net income$055
Net income of bank and minority interests.$4,735,000456
Net charge-offs$141,000748
Cash dividends$1,105,000664
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,788,120444
2016-12-31 (YTD Data)Rank
Total interest income$48,566,000555
Total interest expense$11,285,000286
Net interest income$37,281,000646
Provision for loan and lease losses$575,0001,352
Total noninterest income$5,739,0001,041
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,428,000880
Trading account gains and fees$0170
Additional Noninterest Income$4,311,000941
Total noninterest expense$34,781,000622
Salaries and employee benefits$16,983,000701
Premises and equipment expense$3,807,000653
Additional noninterest expense$13,991,000503
Pre-tax net operating income$7,664,0001,147
Securities gains (losses)$688,000326
Applicable income taxes$2,898,000805
Income before extraordinary items$5,454,0001,293
Extraordinary gains, net$05
Net income$5,454,0001,292
Minority interest net income$082
Net income of bank and minority interests.$5,454,0001,292
Net charge-offs$-653,0005,828
Cash dividends$3,499,000912
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,006,8001,354
2016-09-30 (YTD Data)Rank
Total interest income$32,459,000625
Total interest expense$7,918,000294
Net interest income$24,541,000723
Provision for loan and lease losses$400,0001,350
Total noninterest income$3,829,0001,130
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$861,0001,072
Trading account gains and fees$0169
Additional Noninterest Income$2,968,000994
Total noninterest expense$23,122,000694
Salaries and employee benefits$11,143,000796
Premises and equipment expense$2,534,000734
Additional noninterest expense$9,445,000551
Pre-tax net operating income$4,848,0001,344
Securities gains (losses)$684,000285
Applicable income taxes$1,848,000926
Income before extraordinary items$3,684,0001,433
Extraordinary gains, net$05
Net income$3,684,0001,433
Minority interest net income$071
Net income of bank and minority interests.$3,684,0001,433
Net charge-offs$-687,0005,893
Cash dividends$2,080,000994
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,225,7201,543
2016-06-30 (YTD Data)Rank
Total interest income$21,491,000626
Total interest expense$5,270,000296
Net interest income$16,221,000724
Provision for loan and lease losses$25,0003,413
Total noninterest income$2,507,0001,125
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$591,0001,021
Trading account gains and fees$0157
Additional Noninterest Income$1,916,000996
Total noninterest expense$15,238,000699
Salaries and employee benefits$7,292,000812
Premises and equipment expense$1,692,000736
Additional noninterest expense$6,254,000558
Pre-tax net operating income$3,465,0001,267
Securities gains (losses)$683,000208
Applicable income taxes$1,298,000878
Income before extraordinary items$2,850,0001,254
Extraordinary gains, net$016
Net income$2,850,0001,254
Minority interest net income$071
Net income of bank and minority interests.$2,850,0001,254
Net charge-offs$-705,0006,000
Cash dividends$1,328,0001,060
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,378,7301,405
2016-03-31 (YTD Data)Rank
Total interest income$10,946,000613
Total interest expense$2,718,000287
Net interest income$8,228,000723
Provision for loan and lease losses$-600,0006,084
Total noninterest income$1,245,0001,108
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$287,0001,040
Trading account gains and fees$0142
Additional Noninterest Income$958,000961
Total noninterest expense$7,587,000708
Salaries and employee benefits$3,643,000809
Premises and equipment expense$843,000750
Additional noninterest expense$3,101,000551
Pre-tax net operating income$2,486,000909
Securities gains (losses)$685,000103
Applicable income taxes$936,000665
Income before extraordinary items$2,235,000814
Extraordinary gains, net$012
Net income$2,235,000814
Minority interest net income$062
Net income of bank and minority interests.$2,235,000815
Net charge-offs$-615,0006,086
Cash dividends$630,0001,041
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,755,500996
2015-12-31 (YTD Data)Rank
Total interest income$42,455,000604
Total interest expense$10,794,000265
Net interest income$31,661,000710
Provision for loan and lease losses$1,275,000651
Total noninterest income$4,658,0001,177
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,198,0001,050
Trading account gains and fees$0159
Additional Noninterest Income$3,460,0001,059
Total noninterest expense$27,432,000755
Salaries and employee benefits$14,496,000792
Premises and equipment expense$3,405,000723
Additional noninterest expense$9,531,000702
Pre-tax net operating income$7,612,0001,120
Securities gains (losses)$1,506,000137
Applicable income taxes$2,471,000860
Income before extraordinary items$6,647,0001,068
Extraordinary gains, net$023
Net income$6,647,0001,067
Minority interest net income$081
Net income of bank and minority interests.$6,647,0001,068
Net charge-offs$383,0001,404
Cash dividends$6,557,000532
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,547,6201,224
2015-09-30 (YTD Data)Rank
Total interest income$31,636,000609
Total interest expense$8,127,000260
Net interest income$23,509,000721
Provision for loan and lease losses$800,000711
Total noninterest income$3,414,0001,203
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$872,0001,081
Trading account gains and fees$0153
Additional Noninterest Income$2,542,0001,091
Total noninterest expense$20,838,000752
Salaries and employee benefits$10,912,000800
Premises and equipment expense$2,568,000728
Additional noninterest expense$7,358,000690
Pre-tax net operating income$5,285,0001,210
Securities gains (losses)$1,507,000121
Applicable income taxes$1,834,000895
Income before extraordinary items$4,958,0001,081
Extraordinary gains, net$021
Net income$4,958,0001,079
Minority interest net income$078
Net income of bank and minority interests.$4,958,0001,081
Net charge-offs$376,0001,058
Cash dividends$4,757,000507
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,857,8901,301
2015-06-30 (YTD Data)Rank
Total interest income$20,670,000618
Total interest expense$5,314,000266
Net interest income$15,356,000734
Provision for loan and lease losses$650,000605
Total noninterest income$2,252,0001,228
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$557,0001,100
Trading account gains and fees$0157
Additional Noninterest Income$1,695,0001,090
Total noninterest expense$13,868,000750
Salaries and employee benefits$7,242,000804
Premises and equipment expense$1,740,000725
Additional noninterest expense$4,886,000689
Pre-tax net operating income$3,090,0001,345
Securities gains (losses)$1,093,000134
Applicable income taxes$1,058,000983
Income before extraordinary items$3,125,0001,123
Extraordinary gains, net$022
Net income$3,125,0001,122
Minority interest net income$075
Net income of bank and minority interests.$3,125,0001,124
Net charge-offs$303,000901
Cash dividends$3,314,000468
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,305,2501,402
2015-03-31 (YTD Data)Rank
Total interest income$10,181,000616
Total interest expense$2,598,000272
Net interest income$7,583,000742
Provision for loan and lease losses$300,000621
Total noninterest income$1,006,0001,283
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$276,0001,089
Trading account gains and fees$0152
Additional Noninterest Income$730,0001,165
Total noninterest expense$7,040,000734
Salaries and employee benefits$3,611,000812
Premises and equipment expense$879,000732
Additional noninterest expense$2,550,000650
Pre-tax net operating income$1,249,0001,551
Securities gains (losses)$817,000104
Applicable income taxes$537,000968
Income before extraordinary items$1,529,0001,116
Extraordinary gains, net$013
Net income$1,529,0001,117
Minority interest net income$064
Net income of bank and minority interests.$1,529,0001,117
Net charge-offs$213,000690
Cash dividends$2,126,000343
Sale, conversion, retirement of capital stock, net$0697
Net operating income$924,4201,656
2014-12-31 (YTD Data)Rank
Total interest income$40,961,000602
Total interest expense$9,923,000286
Net interest income$31,038,000710
Provision for loan and lease losses$1,575,000579
Total noninterest income$4,140,0001,256
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,008,0001,277
Trading account gains and fees$0180
Additional Noninterest Income$3,132,0001,075
Total noninterest expense$24,710,000812
Salaries and employee benefits$13,861,000798
Premises and equipment expense$3,219,000772
Additional noninterest expense$7,630,000855
Pre-tax net operating income$8,893,000935
Securities gains (losses)$320,000578
Applicable income taxes$2,156,000931
Income before extraordinary items$7,057,000942
Extraordinary gains, net$017
Net income$7,057,000941
Minority interest net income$084
Net income of bank and minority interests.$7,057,000941
Net charge-offs$1,086,000827
Cash dividends$14,712,000256
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,810,600958
2014-09-30 (YTD Data)Rank
Total interest income$30,495,000605
Total interest expense$7,329,000290
Net interest income$23,166,000710
Provision for loan and lease losses$1,300,000524
Total noninterest income$3,108,0001,264
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$738,0001,318
Trading account gains and fees$0174
Additional Noninterest Income$2,370,0001,069
Total noninterest expense$18,482,000814
Salaries and employee benefits$10,429,000797
Premises and equipment expense$2,361,000793
Additional noninterest expense$5,692,000860
Pre-tax net operating income$6,492,000973
Securities gains (losses)$276,000508
Applicable income taxes$1,570,000964
Income before extraordinary items$5,198,000965
Extraordinary gains, net$015
Net income$5,198,000964
Minority interest net income$081
Net income of bank and minority interests.$5,198,000964
Net charge-offs$1,064,000636
Cash dividends$13,586,000213
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,985,480976
2014-06-30 (YTD Data)Rank
Total interest income$20,160,000609
Total interest expense$4,821,000295
Net interest income$15,339,000712
Provision for loan and lease losses$550,000770
Total noninterest income$2,068,0001,257
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$482,0001,321
Trading account gains and fees$0172
Additional Noninterest Income$1,586,0001,051
Total noninterest expense$12,428,000806
Salaries and employee benefits$7,019,000775
Premises and equipment expense$1,579,000793
Additional noninterest expense$3,830,000845
Pre-tax net operating income$4,429,000928
Securities gains (losses)$50,0001,166
Applicable income taxes$1,008,000962
Income before extraordinary items$3,471,000937
Extraordinary gains, net$020
Net income$3,471,000937
Minority interest net income$080
Net income of bank and minority interests.$3,471,000937
Net charge-offs$-8,0005,605
Cash dividends$10,040,000185
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,432,500933
2014-03-31 (YTD Data)Rank
Total interest income$10,034,000619
Total interest expense$2,379,000298
Net interest income$7,655,000718
Provision for loan and lease losses$100,0001,586
Total noninterest income$1,050,0001,202
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$236,0001,336
Trading account gains and fees$0147
Additional Noninterest Income$814,000993
Total noninterest expense$6,228,000817
Salaries and employee benefits$3,560,000783
Premises and equipment expense$792,000805
Additional noninterest expense$1,876,000845
Pre-tax net operating income$2,377,000832
Securities gains (losses)$29,000834
Applicable income taxes$517,000910
Income before extraordinary items$1,889,000831
Extraordinary gains, net$016
Net income$1,889,000833
Minority interest net income$066
Net income of bank and minority interests.$1,889,000832
Net charge-offs$-8,0005,661
Cash dividends$3,925,000198
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,866,090817
2013-12-31 (YTD Data)Rank
Total interest income$41,015,000596
Total interest expense$10,290,000305
Net interest income$30,725,000694
Provision for loan and lease losses$-256,0006,494
Total noninterest income$4,510,0001,223
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,020,0001,332
Trading account gains and fees$0184
Additional Noninterest Income$3,490,0001,046
Total noninterest expense$28,541,000708
Salaries and employee benefits$14,397,000752
Premises and equipment expense$3,030,000805
Additional noninterest expense$11,114,000624
Pre-tax net operating income$6,950,0001,082
Securities gains (losses)$3,123,00082
Applicable income taxes$2,182,000847
Income before extraordinary items$7,891,000798
Extraordinary gains, net$029
Net income$7,891,000798
Minority interest net income$090
Net income of bank and minority interests.$7,891,000799
Net charge-offs$-83,0006,495
Cash dividends$26,964,000160
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,455,0601,105
2013-09-30 (YTD Data)Rank
Total interest income$30,940,000593
Total interest expense$7,808,000310
Net interest income$23,132,000689
Provision for loan and lease losses$-376,0006,704
Total noninterest income$3,497,0001,216
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$762,0001,346
Trading account gains and fees$0180
Additional Noninterest Income$2,735,0001,040
Total noninterest expense$22,323,000694
Salaries and employee benefits$10,852,000752
Premises and equipment expense$2,264,000814
Additional noninterest expense$9,207,000567
Pre-tax net operating income$4,682,0001,215
Securities gains (losses)$2,793,00080
Applicable income taxes$1,592,000889
Income before extraordinary items$5,883,000814
Extraordinary gains, net$025
Net income$5,883,000816
Minority interest net income$084
Net income of bank and minority interests.$5,883,000816
Net charge-offs$-55,0006,481
Cash dividends$21,747,000144
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,676,5301,226
2013-06-30 (YTD Data)Rank
Total interest income$20,592,000594
Total interest expense$5,287,000309
Net interest income$15,305,000687
Provision for loan and lease losses$-305,0006,783
Total noninterest income$2,493,0001,162
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$497,0001,343
Trading account gains and fees$0157
Additional Noninterest Income$1,996,000991
Total noninterest expense$15,356,000672
Salaries and employee benefits$7,134,000762
Premises and equipment expense$1,498,000823
Additional noninterest expense$6,724,000521
Pre-tax net operating income$2,747,0001,330
Securities gains (losses)$2,247,00091
Applicable income taxes$1,019,000924
Income before extraordinary items$3,975,000787
Extraordinary gains, net$022
Net income$3,975,000789
Minority interest net income$082
Net income of bank and minority interests.$3,975,000789
Net charge-offs$-146,0006,754
Cash dividends$18,351,000120
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,177,4001,328
2013-03-31 (YTD Data)Rank
Total interest income$10,347,000595
Total interest expense$2,679,000316
Net interest income$7,668,000694
Provision for loan and lease losses$-235,0006,907
Total noninterest income$949,0001,402
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$247,0001,345
Trading account gains and fees$0148
Additional Noninterest Income$702,0001,249
Total noninterest expense$7,526,000695
Salaries and employee benefits$3,564,000771
Premises and equipment expense$735,000855
Additional noninterest expense$3,227,000548
Pre-tax net operating income$1,326,0001,357
Securities gains (losses)$1,424,00086
Applicable income taxes$663,000723
Income before extraordinary items$2,087,000750
Extraordinary gains, net$010
Net income$2,087,000751
Minority interest net income$076
Net income of bank and minority interests.$2,087,000752
Net charge-offs$-168,0006,893
Cash dividends$7,251,000110
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,004,7601,425
2012-12-31 (YTD Data)Rank
Total interest income$43,036,000602
Total interest expense$12,663,000321
Net interest income$30,373,000714
Provision for loan and lease losses$698,0002,270
Total noninterest income$3,933,0001,352
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,012,0001,403
Trading account gains and fees$0166
Additional Noninterest Income$2,921,0001,182
Total noninterest expense$25,300,000790
Salaries and employee benefits$14,095,000740
Premises and equipment expense$2,899,000833
Additional noninterest expense$8,306,000845
Pre-tax net operating income$8,308,000860
Securities gains (losses)$2,907,000182
Applicable income taxes$2,973,000617
Income before extraordinary items$8,242,000730
Extraordinary gains, net$029
Net income$8,242,000726
Minority interest net income$093
Net income of bank and minority interests.$8,242,000730
Net charge-offs$508,0002,631
Cash dividends$42,372,000132
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,119,890921
2012-09-30 (YTD Data)Rank
Total interest income$32,424,000604
Total interest expense$9,631,000328
Net interest income$22,793,000717
Provision for loan and lease losses$698,0001,864
Total noninterest income$2,780,0001,396
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$754,0001,421
Trading account gains and fees$0157
Additional Noninterest Income$2,026,0001,248
Total noninterest expense$18,094,000821
Salaries and employee benefits$10,525,000741
Premises and equipment expense$2,166,000835
Additional noninterest expense$5,403,000964
Pre-tax net operating income$6,781,000831
Securities gains (losses)$1,856,000220
Applicable income taxes$2,203,000642
Income before extraordinary items$6,434,000718
Extraordinary gains, net$020
Net income$6,434,000717
Minority interest net income$086
Net income of bank and minority interests.$6,434,000718
Net charge-offs$482,0002,245
Cash dividends$20,385,000138
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,060,560843
2012-06-30 (YTD Data)Rank
Total interest income$21,586,000615
Total interest expense$6,481,000342
Net interest income$15,105,000730
Provision for loan and lease losses$480,0001,860
Total noninterest income$1,773,0001,422
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$491,0001,442
Trading account gains and fees$0153
Additional Noninterest Income$1,282,0001,278
Total noninterest expense$12,030,000822
Salaries and employee benefits$6,999,000740
Premises and equipment expense$1,469,000825
Additional noninterest expense$3,562,000973
Pre-tax net operating income$4,368,000835
Securities gains (losses)$1,681,000163
Applicable income taxes$1,536,000623
Income before extraordinary items$4,513,000674
Extraordinary gains, net$019
Net income$4,513,000673
Minority interest net income$084
Net income of bank and minority interests.$4,513,000674
Net charge-offs$23,0004,558
Cash dividends$13,885,000130
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,252,250880
2012-03-31 (YTD Data)Rank
Total interest income$10,695,000628
Total interest expense$3,298,000345
Net interest income$7,397,000737
Provision for loan and lease losses$220,0001,918
Total noninterest income$957,0001,368
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$239,0001,456
Trading account gains and fees$0148
Additional Noninterest Income$718,0001,154
Total noninterest expense$6,005,000818
Salaries and employee benefits$3,662,000710
Premises and equipment expense$728,000836
Additional noninterest expense$1,615,0001,057
Pre-tax net operating income$2,129,000839
Securities gains (losses)$1,585,00093
Applicable income taxes$724,000642
Income before extraordinary items$2,990,000532
Extraordinary gains, net$019
Net income$2,990,000531
Minority interest net income$078
Net income of bank and minority interests.$2,990,000533
Net charge-offs$25,0003,537
Cash dividends$4,885,000136
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,706,150824
2011-12-31 (YTD Data)Rank
Total interest income$44,906,000612
Total interest expense$14,489,000378
Net interest income$30,417,000710
Provision for loan and lease losses$1,206,0002,151
Total noninterest income$3,376,0001,374
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$967,0001,516
Trading account gains and fees$0146
Additional Noninterest Income$2,409,0001,204
Total noninterest expense$22,387,000883
Salaries and employee benefits$13,247,000749
Premises and equipment expense$4,061,000618
Additional noninterest expense$5,079,0001,362
Pre-tax net operating income$10,200,000617
Securities gains (losses)$178,0001,551
Applicable income taxes$1,955,000801
Income before extraordinary items$8,423,000610
Extraordinary gains, net$029
Net income$8,423,000610
Minority interest net income$096
Net income of bank and minority interests.$8,423,000611
Net charge-offs$955,0002,415
Cash dividends$11,411,000217
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,278,820597
2011-09-30 (YTD Data)Rank
Total interest income$34,000,000614
Total interest expense$11,103,000394
Net interest income$22,897,000718
Provision for loan and lease losses$529,0002,798
Total noninterest income$2,504,0001,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$715,0001,542
Trading account gains and fees$0145
Additional Noninterest Income$1,789,0001,206
Total noninterest expense$16,894,000875
Salaries and employee benefits$9,911,000748
Premises and equipment expense$3,073,000621
Additional noninterest expense$3,910,0001,321
Pre-tax net operating income$7,978,000606
Securities gains (losses)$-28,0007,088
Applicable income taxes$1,725,000706
Income before extraordinary items$6,225,000642
Extraordinary gains, net$021
Net income$6,225,000641
Minority interest net income$087
Net income of bank and minority interests.$6,225,000642
Net charge-offs$676,0002,326
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,246,840614
2011-06-30 (YTD Data)Rank
Total interest income$22,846,000626
Total interest expense$7,539,000408
Net interest income$15,307,000720
Provision for loan and lease losses$514,0002,277
Total noninterest income$1,675,0001,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$461,0001,565
Trading account gains and fees$0153
Additional Noninterest Income$1,214,0001,175
Total noninterest expense$11,265,000888
Salaries and employee benefits$6,528,000767
Premises and equipment expense$2,041,000620
Additional noninterest expense$2,696,0001,308
Pre-tax net operating income$5,203,000609
Securities gains (losses)$-97,0007,317
Applicable income taxes$1,108,000699
Income before extraordinary items$3,998,000650
Extraordinary gains, net$015
Net income$3,998,000648
Minority interest net income$089
Net income of bank and minority interests.$3,998,000650
Net charge-offs$765,0001,718
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,073,660618
2011-03-31 (YTD Data)Rank
Total interest income$11,417,000635
Total interest expense$3,812,000426
Net interest income$7,605,000726
Provision for loan and lease losses$339,0001,810
Total noninterest income$789,0001,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0001,621
Trading account gains and fees$0158
Additional Noninterest Income$571,0001,225
Total noninterest expense$5,718,000876
Salaries and employee benefits$3,346,000744
Premises and equipment expense$1,028,000641
Additional noninterest expense$1,344,0001,307
Pre-tax net operating income$2,337,000681
Securities gains (losses)$-135,0007,427
Applicable income taxes$403,000883
Income before extraordinary items$1,799,000720
Extraordinary gains, net$09
Net income$1,799,000720
Minority interest net income$086
Net income of bank and minority interests.$1,799,000720
Net charge-offs$710,0001,077
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,909,700670
2010-12-31 (YTD Data)Rank
Total interest income$45,933,000650
Total interest expense$16,771,000473
Net interest income$29,162,000757
Provision for loan and lease losses$8,923,000734
Total noninterest income$3,319,0001,442
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,319,000990
Total noninterest expense$21,556,000927
Salaries and employee benefits$12,307,000804
Premises and equipment expense$4,007,000643
Additional noninterest expense$5,242,0001,391
Pre-tax net operating income$2,002,0002,234
Securities gains (losses)$3,947,000132
Applicable income taxes$49,0003,643
Income before extraordinary items$5,900,000752
Extraordinary gains, net$029
Net income$5,900,000752
Minority interest net income$0111
Net income of bank and minority interests.$5,900,000753
Net charge-offs$8,778,000666
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,992,4701,955
2010-09-30 (YTD Data)Rank
Total interest income$34,906,000645
Total interest expense$12,638,000489
Net interest income$22,268,000738
Provision for loan and lease losses$8,548,000572
Total noninterest income$2,442,0001,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,442,000963
Total noninterest expense$15,958,000924
Salaries and employee benefits$9,100,000802
Premises and equipment expense$2,976,000644
Additional noninterest expense$3,882,0001,374
Pre-tax net operating income$204,0005,237
Securities gains (losses)$3,848,000108
Applicable income taxes$309,0002,113
Income before extraordinary items$3,743,000928
Extraordinary gains, net$023
Net income$3,743,000930
Minority interest net income$0110
Net income of bank and minority interests.$3,743,000930
Net charge-offs$8,470,000517
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$202,8405,128
2010-06-30 (YTD Data)Rank
Total interest income$23,410,000644
Total interest expense$8,435,000501
Net interest income$14,975,000730
Provision for loan and lease losses$4,620,000672
Total noninterest income$1,673,0001,402
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,673,000907
Total noninterest expense$10,630,000936
Salaries and employee benefits$6,058,000803
Premises and equipment expense$1,991,000654
Additional noninterest expense$2,581,0001,381
Pre-tax net operating income$1,398,0001,815
Securities gains (losses)$1,239,000211
Applicable income taxes$618,0001,035
Income before extraordinary items$2,019,0001,106
Extraordinary gains, net$019
Net income$2,019,0001,107
Minority interest net income$0105
Net income of bank and minority interests.$2,019,0001,107
Net charge-offs$4,696,000601
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,064,9701,913
2010-03-31 (YTD Data)Rank
Total interest income$11,871,000655
Total interest expense$4,264,000524
Net interest income$7,607,000724
Provision for loan and lease losses$500,0001,815
Total noninterest income$840,0001,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$840,000908
Total noninterest expense$5,542,000899
Salaries and employee benefits$3,226,000753
Premises and equipment expense$1,003,000670
Additional noninterest expense$1,313,0001,355
Pre-tax net operating income$2,405,000564
Securities gains (losses)$107,000760
Applicable income taxes$633,000573
Income before extraordinary items$1,879,000591
Extraordinary gains, net$016
Net income$1,879,000596
Minority interest net income$091
Net income of bank and minority interests.$1,879,000595
Net charge-offs$495,0001,586
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,798,750606
2009-12-31 (YTD Data)Rank
Total interest income$51,027,000639
Total interest expense$20,024,000568
Net interest income$31,003,000692
Provision for loan and lease losses$3,917,0001,673
Total noninterest income$3,780,0001,355
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,780,000890
Total noninterest expense$21,419,000979
Salaries and employee benefits$12,120,000807
Premises and equipment expense$3,899,000678
Additional noninterest expense$5,400,0001,377
Pre-tax net operating income$9,447,000455
Securities gains (losses)$1,419,000367
Applicable income taxes$2,555,000458
Income before extraordinary items$8,311,000393
Extraordinary gains, net$034
Net income$8,311,000392
Minority interest net income$0115
Net income of bank and minority interests.$8,311,000393
Net charge-offs$3,657,0001,423
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,232,560452
2009-09-30 (YTD Data)Rank
Total interest income$38,110,000656
Total interest expense$15,310,000593
Net interest income$22,800,000706
Provision for loan and lease losses$2,377,0001,716
Total noninterest income$2,813,0001,389
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,813,000899
Total noninterest expense$16,625,000943
Salaries and employee benefits$9,535,000780
Premises and equipment expense$2,941,000692
Additional noninterest expense$4,149,0001,310
Pre-tax net operating income$6,611,000509
Securities gains (losses)$1,460,000266
Applicable income taxes$1,983,000474
Income before extraordinary items$6,088,000438
Extraordinary gains, net$027
Net income$6,088,000437
Minority interest net income$0118
Net income of bank and minority interests.$6,088,000438
Net charge-offs$2,046,0001,485
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,993,000532
2009-06-30 (YTD Data)Rank
Total interest income$25,199,000674
Total interest expense$10,255,000628
Net interest income$14,944,000719
Provision for loan and lease losses$1,757,0001,525
Total noninterest income$1,984,0001,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,984,000887
Total noninterest expense$11,349,000949
Salaries and employee benefits$6,358,000797
Premises and equipment expense$1,999,000702
Additional noninterest expense$2,992,0001,259
Pre-tax net operating income$3,822,000588
Securities gains (losses)$210,000987
Applicable income taxes$927,000662
Income before extraordinary items$3,105,000580
Extraordinary gains, net$021
Net income$3,105,000577
Minority interest net income$0112
Net income of bank and minority interests.$3,105,000580
Net charge-offs$1,464,0001,355
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,943,300601
2009-03-31 (YTD Data)Rank
Total interest income$12,661,000678
Total interest expense$5,085,000659
Net interest income$7,576,000707
Provision for loan and lease losses$1,150,0001,087
Total noninterest income$1,052,0001,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,052,000819
Total noninterest expense$5,339,000955
Salaries and employee benefits$3,202,000791
Premises and equipment expense$1,020,000698
Additional noninterest expense$1,117,0001,453
Pre-tax net operating income$2,139,000568
Securities gains (losses)$88,0001,059
Applicable income taxes$567,000595
Income before extraordinary items$1,660,000603
Extraordinary gains, net$015
Net income$1,660,000604
Minority interest net income$0102
Net income of bank and minority interests.$1,660,000606
Net charge-offs$1,022,000944
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,594,000596
2008-12-31 (YTD Data)Rank
Total interest income$51,535,000717
Total interest expense$22,304,000714
Net interest income$29,231,000743
Provision for loan and lease losses$3,453,0001,278
Total noninterest income$3,717,0001,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,717,000819
Total noninterest expense$19,986,000995
Salaries and employee benefits$12,047,000825
Premises and equipment expense$3,756,000731
Additional noninterest expense$4,183,0001,475
Pre-tax net operating income$9,509,000575
Securities gains (losses)$-508,0007,570
Applicable income taxes$1,856,000721
Income before extraordinary items$7,145,000546
Extraordinary gains, net$039
Net income$7,145,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,669,0001,089
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,546,320554
2008-09-30 (YTD Data)Rank
Total interest income$38,777,000741
Total interest expense$17,060,000731
Net interest income$21,717,000766
Provision for loan and lease losses$690,0002,288
Total noninterest income$2,771,0001,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,771,000871
Total noninterest expense$14,927,000996
Salaries and employee benefits$8,947,000859
Premises and equipment expense$2,789,000745
Additional noninterest expense$3,191,0001,410
Pre-tax net operating income$8,871,000567
Securities gains (losses)$-459,0007,746
Applicable income taxes$2,291,000580
Income before extraordinary items$6,121,000594
Extraordinary gains, net$031
Net income$6,121,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,971
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,456,070594
2008-06-30 (YTD Data)Rank
Total interest income$25,866,000748
Total interest expense$11,655,000735
Net interest income$14,211,000771
Provision for loan and lease losses$415,0002,122
Total noninterest income$1,807,0001,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,807,000909
Total noninterest expense$9,879,000998
Salaries and employee benefits$5,886,000876
Premises and equipment expense$1,892,000727
Additional noninterest expense$2,101,0001,400
Pre-tax net operating income$5,724,000624
Securities gains (losses)$-205,0008,304
Applicable income taxes$1,503,000660
Income before extraordinary items$4,016,000686
Extraordinary gains, net$021
Net income$4,016,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,967
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,165,650639
2008-03-31 (YTD Data)Rank
Total interest income$12,949,000775
Total interest expense$6,061,000762
Net interest income$6,888,000796
Provision for loan and lease losses$175,0001,958
Total noninterest income$875,0001,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$875,000942
Total noninterest expense$4,987,000975
Salaries and employee benefits$2,995,000864
Premises and equipment expense$963,000729
Additional noninterest expense$1,029,0001,396
Pre-tax net operating income$2,601,000727
Securities gains (losses)$-224,0008,439
Applicable income taxes$631,000846
Income before extraordinary items$1,746,000858
Extraordinary gains, net$015
Net income$1,746,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,953
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,909,520757
2007-12-31 (YTD Data)Rank
Total interest income$49,419,000846
Total interest expense$23,408,000843
Net interest income$26,011,000839
Provision for loan and lease losses$400,0002,692
Total noninterest income$4,510,0001,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$4,510,000750
Total noninterest expense$19,130,000975
Salaries and employee benefits$11,785,000842
Premises and equipment expense$3,560,000750
Additional noninterest expense$3,785,0001,465
Pre-tax net operating income$10,991,000771
Securities gains (losses)$41,000866
Applicable income taxes$3,150,000783
Income before extraordinary items$7,882,000821
Extraordinary gains, net$039
Net income$7,882,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,999
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,852,890816
2007-09-30 (YTD Data)Rank
Total interest income$36,431,000863
Total interest expense$17,142,000862
Net interest income$19,289,000849
Provision for loan and lease losses$225,0002,782
Total noninterest income$2,717,0001,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,717,000890
Total noninterest expense$14,333,000970
Salaries and employee benefits$8,758,000850
Premises and equipment expense$2,636,000757
Additional noninterest expense$2,939,0001,370
Pre-tax net operating income$7,448,000928
Securities gains (losses)$39,000673
Applicable income taxes$2,139,000915
Income before extraordinary items$5,348,000974
Extraordinary gains, net$033
Net income$5,348,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-158,0008,439
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,320,310969
2007-06-30 (YTD Data)Rank
Total interest income$23,731,000892
Total interest expense$10,969,000904
Net interest income$12,762,000877
Provision for loan and lease losses$175,0002,387
Total noninterest income$1,792,0001,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,792,000928
Total noninterest expense$9,720,000969
Salaries and employee benefits$5,795,000872
Premises and equipment expense$1,770,000774
Additional noninterest expense$2,155,0001,284
Pre-tax net operating income$4,659,0001,027
Securities gains (losses)$01,444
Applicable income taxes$1,301,0001,032
Income before extraordinary items$3,358,0001,075
Extraordinary gains, net$029
Net income$3,358,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0008,417
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,358,0001,055
2007-03-31 (YTD Data)Rank
Total interest income$11,787,000891
Total interest expense$5,323,000919
Net interest income$6,464,000865
Provision for loan and lease losses$100,0002,001
Total noninterest income$819,0001,549
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$819,000979
Total noninterest expense$4,766,000985
Salaries and employee benefits$2,912,000876
Premises and equipment expense$892,000765
Additional noninterest expense$962,0001,393
Pre-tax net operating income$2,417,000972
Securities gains (losses)$01,187
Applicable income taxes$690,000991
Income before extraordinary items$1,727,0001,021
Extraordinary gains, net$022
Net income$1,727,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,348
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,727,0001,004
2006-12-31 (YTD Data)Rank
Total interest income$42,148,000924
Total interest expense$19,553,000854
Net interest income$22,595,000980
Provision for loan and lease losses$390,0002,314
Total noninterest income$3,067,0001,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,067,000977
Total noninterest expense$17,898,0001,005
Salaries and employee benefits$10,866,000886
Premises and equipment expense$3,355,000751
Additional noninterest expense$3,677,0001,441
Pre-tax net operating income$7,374,0001,341
Securities gains (losses)$01,687
Applicable income taxes$1,940,0001,370
Income before extraordinary items$5,434,0001,343
Extraordinary gains, net$051
Net income$5,434,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,508
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,434,0001,333
2006-09-30 (YTD Data)Rank
Total interest income$31,016,000948
Total interest expense$14,038,000870
Net interest income$16,978,0001,002
Provision for loan and lease losses$325,0002,004
Total noninterest income$2,229,0001,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,229,0001,021
Total noninterest expense$13,474,0001,006
Salaries and employee benefits$8,199,000894
Premises and equipment expense$2,544,000762
Additional noninterest expense$2,731,0001,450
Pre-tax net operating income$5,408,0001,412
Securities gains (losses)$01,388
Applicable income taxes$1,419,0001,449
Income before extraordinary items$3,989,0001,417
Extraordinary gains, net$045
Net income$3,989,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,000996
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,989,0001,399
2006-06-30 (YTD Data)Rank
Total interest income$20,333,000941
Total interest expense$8,855,000873
Net interest income$11,478,000983
Provision for loan and lease losses$275,0001,625
Total noninterest income$1,736,0001,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,736,000927
Total noninterest expense$8,938,0001,011
Salaries and employee benefits$5,447,000903
Premises and equipment expense$1,745,000746
Additional noninterest expense$1,746,0001,522
Pre-tax net operating income$4,001,0001,272
Securities gains (losses)$01,185
Applicable income taxes$1,087,0001,308
Income before extraordinary items$2,914,0001,289
Extraordinary gains, net$039
Net income$2,914,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,000753
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,914,0001,274
2006-03-31 (YTD Data)Rank
Total interest income$9,769,000956
Total interest expense$4,153,000883
Net interest income$5,616,0001,011
Provision for loan and lease losses$75,0002,394
Total noninterest income$854,0001,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$854,000920
Total noninterest expense$4,407,0001,024
Salaries and employee benefits$2,717,000901
Premises and equipment expense$878,000739
Additional noninterest expense$812,0001,606
Pre-tax net operating income$1,988,0001,238
Securities gains (losses)$0955
Applicable income taxes$552,0001,284
Income before extraordinary items$1,436,0001,282
Extraordinary gains, net$021
Net income$1,436,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,343
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,436,0001,265
2005-12-31 (YTD Data)Rank
Total interest income$36,175,000915
Total interest expense$13,619,000831
Net interest income$22,556,000944
Provision for loan and lease losses$465,0002,017
Total noninterest income$3,346,0001,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,346,000933
Total noninterest expense$17,044,000995
Salaries and employee benefits$10,106,000896
Premises and equipment expense$3,353,000727
Additional noninterest expense$3,585,0001,429
Pre-tax net operating income$8,393,0001,148
Securities gains (losses)$38,0001,020
Applicable income taxes$2,345,0001,199
Income before extraordinary items$6,086,0001,186
Extraordinary gains, net$046
Net income$6,086,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,474
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,058,6401,169
2005-09-30 (YTD Data)Rank
Total interest income$26,608,000904
Total interest expense$9,799,000819
Net interest income$16,809,000942
Provision for loan and lease losses$365,0001,851
Total noninterest income$2,454,0001,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,454,000959
Total noninterest expense$12,845,000981
Salaries and employee benefits$7,558,000895
Premises and equipment expense$2,526,000720
Additional noninterest expense$2,761,0001,374
Pre-tax net operating income$6,053,0001,182
Securities gains (losses)$38,000975
Applicable income taxes$1,707,0001,239
Income before extraordinary items$4,384,0001,241
Extraordinary gains, net$035
Net income$4,384,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,206
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,356,6401,219
2005-06-30 (YTD Data)Rank
Total interest income$17,377,000898
Total interest expense$6,245,000798
Net interest income$11,132,000942
Provision for loan and lease losses$265,0001,699
Total noninterest income$1,539,0001,563
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,539,000989
Total noninterest expense$8,696,000961
Salaries and employee benefits$5,013,000890
Premises and equipment expense$1,700,000702
Additional noninterest expense$1,983,0001,262
Pre-tax net operating income$3,710,0001,254
Securities gains (losses)$38,000887
Applicable income taxes$1,027,0001,350
Income before extraordinary items$2,721,0001,294
Extraordinary gains, net$030
Net income$2,721,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,000832
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,693,2601,286
2005-03-31 (YTD Data)Rank
Total interest income$8,533,000898
Total interest expense$2,966,000810
Net interest income$5,567,000933
Provision for loan and lease losses$140,0001,548
Total noninterest income$748,0001,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$748,000998
Total noninterest expense$4,231,000983
Salaries and employee benefits$2,485,000896
Premises and equipment expense$847,000704
Additional noninterest expense$899,0001,383
Pre-tax net operating income$1,944,0001,177
Securities gains (losses)$01,685
Applicable income taxes$529,0001,289
Income before extraordinary items$1,415,0001,224
Extraordinary gains, net$024
Net income$1,415,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000943
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,415,0001,198
2004-12-31 (YTD Data)Rank
Total interest income$32,948,000844
Total interest expense$10,919,000764
Net interest income$22,029,000891
Provision for loan and lease losses$750,0001,364
Total noninterest income$3,047,0001,579
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$795,0002,156
Trading account gains and fees$0138
Additional Noninterest Income$2,252,0001,222
Total noninterest expense$16,562,000987
Salaries and employee benefits$9,703,000887
Premises and equipment expense$2,226,0001,032
Additional noninterest expense$4,633,0001,069
Pre-tax net operating income$7,764,0001,132
Securities gains (losses)$1,098,000264
Applicable income taxes$2,624,0001,006
Income before extraordinary items$6,238,0001,053
Extraordinary gains, net$034
Net income$6,238,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,429
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,469,4001,162
2004-09-30 (YTD Data)Rank
Total interest income$24,420,000843
Total interest expense$8,122,000750
Net interest income$16,298,000905
Provision for loan and lease losses$475,0001,507
Total noninterest income$2,281,0001,597
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$795,0001,662
Trading account gains and fees$0134
Additional Noninterest Income$1,486,0001,343
Total noninterest expense$12,316,000988
Salaries and employee benefits$6,999,000916
Premises and equipment expense$1,437,0001,197
Additional noninterest expense$3,880,000960
Pre-tax net operating income$5,788,0001,138
Securities gains (losses)$1,091,000253
Applicable income taxes$2,115,000971
Income before extraordinary items$4,764,0001,041
Extraordinary gains, net$026
Net income$4,764,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,470
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,011,2101,194
2004-06-30 (YTD Data)Rank
Total interest income$16,168,000844
Total interest expense$5,434,000733
Net interest income$10,734,000911
Provision for loan and lease losses$275,0001,692
Total noninterest income$1,510,0001,577
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$795,0001,117
Trading account gains and fees$0130
Additional Noninterest Income$715,0001,686
Total noninterest expense$8,348,000968
Salaries and employee benefits$4,641,000922
Premises and equipment expense$977,0001,189
Additional noninterest expense$2,730,000912
Pre-tax net operating income$3,621,0001,186
Securities gains (losses)$1,091,000202
Applicable income taxes$1,475,000928
Income before extraordinary items$3,237,0001,019
Extraordinary gains, net$021
Net income$3,237,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,927
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,484,2101,263
2004-03-31 (YTD Data)Rank
Total interest income$8,200,000851
Total interest expense$2,750,000735
Net interest income$5,450,000904
Provision for loan and lease losses$150,0001,414
Total noninterest income$601,0001,889
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$281,0001,529
Trading account gains and fees$0121
Additional Noninterest Income$320,0001,805
Total noninterest expense$4,177,000981
Salaries and employee benefits$2,338,000927
Premises and equipment expense$495,0001,187
Additional noninterest expense$1,344,000920
Pre-tax net operating income$1,724,0001,228
Securities gains (losses)$477,000274
Applicable income taxes$677,0001,011
Income before extraordinary items$1,524,0001,077
Extraordinary gains, net$016
Net income$1,524,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,371
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,194,8701,278
2003-12-31 (YTD Data)Rank
Total interest income$33,956,000832
Total interest expense$13,858,000646
Net interest income$20,098,000953
Provision for loan and lease losses$750,0001,535
Total noninterest income$2,694,0001,837
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,059,0001,617
Trading account gains and fees$0160
Additional Noninterest Income$1,635,0001,703
Total noninterest expense$16,537,000991
Salaries and employee benefits$8,775,000978
Premises and equipment expense$1,903,0001,186
Additional noninterest expense$5,859,000872
Pre-tax net operating income$5,505,0001,500
Securities gains (losses)$409,000859
Applicable income taxes$2,682,0001,008
Income before extraordinary items$3,232,0001,914
Extraordinary gains, net$054
Net income$3,232,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,791
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$-106,0009,111
Net operating income$2,970,2401,969
2003-09-30 (YTD Data)Rank
Total interest income$25,787,000844
Total interest expense$10,853,000640
Net interest income$14,934,000973
Provision for loan and lease losses$500,0001,656
Total noninterest income$1,987,0001,910
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$781,0001,654
Trading account gains and fees$0153
Additional Noninterest Income$1,206,0001,798
Total noninterest expense$12,582,000984
Salaries and employee benefits$6,702,000970
Premises and equipment expense$1,425,0001,201
Additional noninterest expense$4,455,000870
Pre-tax net operating income$3,839,0001,646
Securities gains (losses)$183,0001,284
Applicable income taxes$2,160,0001,000
Income before extraordinary items$1,862,0002,477
Extraordinary gains, net$040
Net income$1,862,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,523
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,744,8802,493
2003-06-30 (YTD Data)Rank
Total interest income$17,803,000818
Total interest expense$7,532,000638
Net interest income$10,271,000946
Provision for loan and lease losses$350,0001,581
Total noninterest income$1,265,0001,966
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$503,0001,677
Trading account gains and fees$0150
Additional Noninterest Income$762,0001,853
Total noninterest expense$8,490,000969
Salaries and employee benefits$4,422,000981
Premises and equipment expense$962,0001,189
Additional noninterest expense$3,106,000842
Pre-tax net operating income$2,696,0001,563
Securities gains (losses)$113,0001,411
Applicable income taxes$1,873,000816
Income before extraordinary items$936,0003,114
Extraordinary gains, net$030
Net income$936,0003,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,170
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$863,6803,141
2003-03-31 (YTD Data)Rank
Total interest income$9,182,000812
Total interest expense$3,957,000626
Net interest income$5,225,000933
Provision for loan and lease losses$200,0001,357
Total noninterest income$623,0001,943
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0001,660
Trading account gains and fees$0134
Additional Noninterest Income$377,0001,815
Total noninterest expense$4,348,000938
Salaries and employee benefits$2,181,000986
Premises and equipment expense$479,0001,195
Additional noninterest expense$1,688,000752
Pre-tax net operating income$1,300,0001,621
Securities gains (losses)$60,0001,283
Applicable income taxes$3,120,000339
Income before extraordinary items$-1,760,0009,298
Extraordinary gains, net$021
Net income$-1,760,0009,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,000726
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,798,4009,277
2002-12-31 (YTD Data)Rank
Total interest income$40,962,000746
Total interest expense$18,775,000605
Net interest income$22,187,000878
Provision for loan and lease losses$1,422,000992
Total noninterest income$1,387,0002,766
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$922,0001,737
Trading account gains and fees$0153
Additional Noninterest Income$465,0003,419
Total noninterest expense$15,560,0001,003
Salaries and employee benefits$8,466,000956
Premises and equipment expense$1,879,0001,179
Additional noninterest expense$5,215,000956
Pre-tax net operating income$6,592,0001,281
Securities gains (losses)$-1,750,0009,329
Applicable income taxes$1,722,0001,468
Income before extraordinary items$3,120,0001,923
Extraordinary gains, net$070
Net income$3,120,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,589
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,240,0001,419
2001-12-31 (YTD Data)Rank
Total interest income$45,496,000748
Total interest expense$25,001,000675
Net interest income$20,495,000859
Provision for loan and lease losses$1,304,0001,013
Total noninterest income$1,756,0002,236
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$831,0001,839
Trading account gains and fees$0177
Additional Noninterest Income$925,0002,168
Total noninterest expense$16,162,000919
Salaries and employee benefits$8,281,000901
Premises and equipment expense$1,885,0001,129
Additional noninterest expense$5,996,000830
Pre-tax net operating income$4,785,0001,499
Securities gains (losses)$803,000459
Applicable income taxes$1,812,0001,278
Income before extraordinary items$3,776,0001,433
Extraordinary gains, net$0105
Net income$3,776,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,141,000850
Cash dividends$8,0006,545
Sale, conversion, retirement of capital stock, net$-2,0009,433
Net operating income$3,229,9601,568
2000-12-31 (YTD Data)Rank
Total interest income$44,580,000791
Total interest expense$24,535,000744
Net interest income$20,045,000860
Provision for loan and lease losses$1,089,000992
Total noninterest income$1,495,0002,350
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$777,0001,784
Trading account gains and fees$0180
Additional Noninterest Income$718,0002,312
Total noninterest expense$14,659,000967
Salaries and employee benefits$7,813,000893
Premises and equipment expense$1,419,0001,469
Additional noninterest expense$5,427,000898
Pre-tax net operating income$5,792,0001,275
Securities gains (losses)$1,534,000122
Applicable income taxes$2,483,000972
Income before extraordinary items$4,843,0001,094
Extraordinary gains, net$038
Net income$4,843,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,000902
Cash dividends$9,0006,786
Sale, conversion, retirement of capital stock, net$-6,0009,730
Net operating income$3,830,5601,373
1999-12-31 (YTD Data)Rank
Total interest income$39,884,000849
Total interest expense$21,151,000757
Net interest income$18,733,000939
Provision for loan and lease losses$843,0001,137
Total noninterest income$1,146,0002,794
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$664,0002,000
Trading account gains and fees$0173
Additional Noninterest Income$482,0003,022
Total noninterest expense$12,944,0001,079
Salaries and employee benefits$6,928,000994
Premises and equipment expense$1,191,0001,719
Additional noninterest expense$4,825,000986
Pre-tax net operating income$6,092,0001,259
Securities gains (losses)$519,000336
Applicable income taxes$2,260,0001,105
Income before extraordinary items$4,351,0001,249
Extraordinary gains, net$035
Net income$4,351,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,587
Cash dividends$8,0007,055
Sale, conversion, retirement of capital stock, net$3,0001,014
Net operating income$4,008,4601,330
1998-12-31 (YTD Data)Rank
Total interest income$38,942,000861
Total interest expense$21,287,000771
Net interest income$17,655,000954
Provision for loan and lease losses$293,0002,693
Total noninterest income$1,228,0002,639
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$645,0001,985
Trading account gains and fees$0224
Additional Noninterest Income$583,0002,688
Total noninterest expense$12,398,0001,067
Salaries and employee benefits$6,441,0001,015
Premises and equipment expense$1,497,0001,296
Additional noninterest expense$4,460,0001,035
Pre-tax net operating income$6,192,0001,206
Securities gains (losses)$269,000784
Applicable income taxes$2,461,0001,036
Income before extraordinary items$4,000,0001,327
Extraordinary gains, net$032
Net income$4,000,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,373
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$111,000755
Net operating income$3,827,8401,328
1997-12-31 (YTD Data)Rank
Total interest income$36,688,000935
Total interest expense$20,144,000829
Net interest income$16,544,0001,063
Provision for loan and lease losses$200,0003,424
Total noninterest income$1,248,0002,542
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$653,0002,010
Trading account gains and fees$0239
Additional Noninterest Income$595,0002,489
Total noninterest expense$10,207,0001,298
Salaries and employee benefits$5,602,0001,175
Premises and equipment expense$930,0002,115
Additional noninterest expense$3,675,0001,204
Pre-tax net operating income$7,385,0001,088
Securities gains (losses)$-49,00010,641
Applicable income taxes$3,005,000929
Income before extraordinary items$4,331,0001,260
Extraordinary gains, net$044
Net income$4,331,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,327
Cash dividends$2,166,0001,221
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,362,3601,222
1996-12-31 (YTD Data)Rank
Total interest income$33,813,0001,036
Total interest expense$18,490,000907
Net interest income$15,323,0001,178
Provision for loan and lease losses$580,0001,557
Total noninterest income$1,183,0002,717
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$693,0001,963
Trading account gains and fees$0262
Additional Noninterest Income$490,0002,966
Total noninterest expense$9,789,0001,457
Salaries and employee benefits$5,350,0001,255
Premises and equipment expense$816,0002,401
Additional noninterest expense$3,623,0001,469
Pre-tax net operating income$6,137,0001,185
Securities gains (losses)$273,000577
Applicable income taxes$2,622,000975
Income before extraordinary items$3,788,0001,314
Extraordinary gains, net$053
Net income$3,788,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,0001,214
Cash dividends$1,894,0001,345
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,613,2801,334
1995-12-31 (YTD Data)Rank
Total interest income$32,538,0001,085
Total interest expense$16,587,0001,022
Net interest income$15,951,0001,153
Provision for loan and lease losses$377,0001,945
Total noninterest income$1,289,0002,558
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$731,0001,859
Trading account gains and fees$0522
Additional Noninterest Income$558,0002,677
Total noninterest expense$10,020,0001,416
Salaries and employee benefits$4,756,0001,393
Premises and equipment expense$756,0002,623
Additional noninterest expense$4,508,0001,215
Pre-tax net operating income$6,843,0001,133
Securities gains (losses)$73,0001,094
Applicable income taxes$2,886,000947
Income before extraordinary items$4,030,0001,306
Extraordinary gains, net$065
Net income$4,030,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,477,000698
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,983,2801,306
1994-12-31 (YTD Data)Rank
Total interest income$28,170,0001,120
Total interest expense$12,205,0001,080
Net interest income$15,965,0001,148
Provision for loan and lease losses$1,125,000854
Total noninterest income$1,287,0002,600
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$785,0001,726
Trading account gains and fees$0475
Additional Noninterest Income$502,0002,943
Total noninterest expense$8,745,0001,680
Salaries and employee benefits$4,180,0001,596
Premises and equipment expense$715,0002,783
Additional noninterest expense$3,850,0001,453
Pre-tax net operating income$7,382,0001,029
Securities gains (losses)$49,0001,164
Applicable income taxes$3,109,000844
Income before extraordinary items$4,322,0001,175
Extraordinary gains, net$0249
Net income$4,322,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,244
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,290,6401,193
1993-12-31 (YTD Data)Rank
Total interest income$28,504,0001,116
Total interest expense$12,292,0001,102
Net interest income$16,212,0001,127
Provision for loan and lease losses$1,619,000943
Total noninterest income$1,162,0002,979
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$745,0001,840
Trading account gains and fees$0532
Additional Noninterest Income$417,0003,659
Total noninterest expense$8,717,0001,740
Salaries and employee benefits$4,086,0001,650
Premises and equipment expense$688,0002,934
Additional noninterest expense$3,943,0001,543
Pre-tax net operating income$7,038,0001,008
Securities gains (losses)$184,0001,785
Applicable income taxes$2,994,000861
Income before extraordinary items$4,228,0001,208
Extraordinary gains, net$1,637,000144
Net income$5,865,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,0001,164
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,110,2401,153
1992-12-31 (YTD Data)Rank
Total interest income$30,782,0001,190
Total interest expense$15,294,0001,168
Net interest income$15,488,0001,208
Provision for loan and lease losses$2,369,0001,010
Total noninterest income$1,098,0003,068
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$783,0001,716
Trading account gains and fees$0504
Additional Noninterest Income$315,0004,301
Total noninterest expense$8,570,0001,772
Salaries and employee benefits$3,682,0001,803
Premises and equipment expense$800,0002,600
Additional noninterest expense$4,088,0001,568
Pre-tax net operating income$5,647,0001,150
Securities gains (losses)$408,0001,259
Applicable income taxes$3,040,000770
Income before extraordinary items$3,015,0001,536
Extraordinary gains, net$01,422
Net income$3,015,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,511,0001,182
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,753,8801,548

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.