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Western Security Bank, Net charge- offs to loans

2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4077%2,082
Percentage Net Loans Charged-off: Total real estate loans0.4265%1,765
Percentage Net Loans Charged-off:Construction & development3.6364%534
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1808%2,258
Percentage Net Loans Charged-off: Home equity loans0.4710%710
All other 1-4 family - Percent of loans charged-off, net-0.0100%6,428
Percentage Net Loans Charged-off: Commercial and industrial0.5315%1,253
Percentage Net Loans Charged-off: Loans to individuals-0.2769%6,316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2769%6,245
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2950%3,931
Percentage Net Loans Charged-off: Total real estate loans0.3066%3,366
Percentage Net Loans Charged-off:Construction & development1.2048%2,030
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5045%2,210
Percentage Net Loans Charged-off: Home equity loans1.0442%815
All other 1-4 family - Percent of loans charged-off, net0.1055%3,907
Percentage Net Loans Charged-off: Commercial and industrial0.3419%3,067
Percentage Net Loans Charged-off: Loans to individuals0.0499%4,772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0459%4,626
Percentage Net Loans Charged-off: All other loans and lease-0.0332%6,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3249%3,471
Percentage Net Loans Charged-off: Total real estate loans0.3255%3,011
Percentage Net Loans Charged-off:Construction & development1.4853%1,694
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4418%2,193
Percentage Net Loans Charged-off: Home equity loans0.8253%853
All other 1-4 family - Percent of loans charged-off, net0.1472%3,324
Percentage Net Loans Charged-off: Commercial and industrial0.4540%2,486
Percentage Net Loans Charged-off: Loans to individuals-0.0652%6,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0588%6,352
Percentage Net Loans Charged-off: All other loans and lease-0.0452%6,100
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4259%2,859
Percentage Net Loans Charged-off: Total real estate loans0.4040%2,558
Percentage Net Loans Charged-off:Construction & development1.9464%1,384
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4608%2,008
Percentage Net Loans Charged-off: Home equity loans0.7578%831
All other 1-4 family - Percent of loans charged-off, net0.2254%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.6640%1,927
Percentage Net Loans Charged-off: Loans to individuals-0.0487%6,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0425%6,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4145%2,447
Percentage Net Loans Charged-off: Total real estate loans0.2306%2,621
Percentage Net Loans Charged-off:Construction & development0.5024%1,370
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.5150%1,522
Percentage Net Loans Charged-off: Home equity loans0.8571%603
All other 1-4 family - Percent of loans charged-off, net0.2495%1,963
Percentage Net Loans Charged-off: Commercial and industrial1.2831%1,102
Percentage Net Loans Charged-off: Loans to individuals-0.0972%6,145
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0794%6,090
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6662%3,016
Percentage Net Loans Charged-off: Total real estate loans0.8330%2,188
Percentage Net Loans Charged-off:Construction & development4.8366%1,272
Percentage Net Loans Charged-off: Commercial real estate0.0162%3,552
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4528%2,415
Percentage Net Loans Charged-off: Home equity loans0.6918%1,090
All other 1-4 family - Percent of loans charged-off, net0.2911%2,925
Percentage Net Loans Charged-off: Commercial and industrial0.1885%4,084
Percentage Net Loans Charged-off: Loans to individuals0.3071%4,096
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4107%6,667
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3109%4,095
Percentage Net Loans Charged-off: Total real estate loans0.3366%3,256
Percentage Net Loans Charged-off:Construction & development1.1823%2,182
Percentage Net Loans Charged-off: Commercial real estate0.0215%3,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4710%2,182
Percentage Net Loans Charged-off: Home equity loans0.6130%1,016
All other 1-4 family - Percent of loans charged-off, net0.3764%2,360
Percentage Net Loans Charged-off: Commercial and industrial0.2576%3,466
Percentage Net Loans Charged-off: Loans to individuals0.3722%3,564
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5289%6,722
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3812%3,453
Percentage Net Loans Charged-off: Total real estate loans0.4350%2,638
Percentage Net Loans Charged-off:Construction & development1.4166%1,824
Percentage Net Loans Charged-off: Commercial real estate-0.0283%7,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7313%1,490
Percentage Net Loans Charged-off: Home equity loans0.9218%742
All other 1-4 family - Percent of loans charged-off, net0.5981%1,629
Percentage Net Loans Charged-off: Commercial and industrial0.2179%3,174
Percentage Net Loans Charged-off: Loans to individuals0.5473%2,804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7907%6,767
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4092%2,818
Percentage Net Loans Charged-off: Total real estate loans0.3991%2,271
Percentage Net Loans Charged-off:Construction & development1.1115%1,449
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.7111%1,283
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.2181%853
Percentage Net Loans Charged-off: Commercial and industrial0.4494%2,025
Percentage Net Loans Charged-off: Loans to individuals0.9927%1,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.4865%6,842
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4349%4,062
Percentage Net Loans Charged-off: Total real estate loans0.5717%2,709
Percentage Net Loans Charged-off:Construction & development2.9619%1,739
Percentage Net Loans Charged-off: Commercial real estate-0.0029%7,549
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1914%3,309
Percentage Net Loans Charged-off: Home equity loans0.0927%1,769
All other 1-4 family - Percent of loans charged-off, net0.2541%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0377%7,192
Percentage Net Loans Charged-off: Loans to individuals0.2382%5,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6736%1,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5109%3,173
Percentage Net Loans Charged-off: Total real estate loans0.6732%2,039
Percentage Net Loans Charged-off:Construction & development3.4305%1,316
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1852%2,906
Percentage Net Loans Charged-off: Home equity loans0.1229%1,458
All other 1-4 family - Percent of loans charged-off, net0.2244%2,554
Percentage Net Loans Charged-off: Commercial and industrial-0.0393%7,131
Percentage Net Loans Charged-off: Loans to individuals0.2406%4,700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9846%856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7955%2,091
Percentage Net Loans Charged-off: Total real estate loans1.0397%1,340
Percentage Net Loans Charged-off:Construction & development5.3327%790
Percentage Net Loans Charged-off: Commercial real estate-0.0059%7,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2246%2,382
Percentage Net Loans Charged-off: Home equity loans0.2053%1,084
All other 1-4 family - Percent of loans charged-off, net0.2362%2,194
Percentage Net Loans Charged-off: Commercial and industrial-0.0221%7,017
Percentage Net Loans Charged-off: Loans to individuals0.3543%3,925
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4719%630
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4050%1,013
Percentage Net Loans Charged-off: Total real estate loans1.9283%588
Percentage Net Loans Charged-off:Construction & development10.1858%303
Percentage Net Loans Charged-off: Commercial real estate-0.0120%7,728
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial-0.0162%6,821
Percentage Net Loans Charged-off: Loans to individuals0.0224%4,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0790%6,809
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0808%5,610
Percentage Net Loans Charged-off: Total real estate loans0.0257%4,757
Percentage Net Loans Charged-off:Construction & development-0.0020%7,537
Percentage Net Loans Charged-off: Commercial real estate-0.0429%7,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1229%2,663
Percentage Net Loans Charged-off: Home equity loans0.0113%1,383
All other 1-4 family - Percent of loans charged-off, net0.1991%2,060
Percentage Net Loans Charged-off: Commercial and industrial0.0848%4,111
Percentage Net Loans Charged-off: Loans to individuals0.2449%4,792
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5923%612
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0112%6,156
Percentage Net Loans Charged-off: Total real estate loans0.0032%4,504
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0084%1,689
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0139%3,809
Percentage Net Loans Charged-off: Loans to individuals0.1095%4,939
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0382%6,854
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%5,336
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0638%2,828
Percentage Net Loans Charged-off: Loans to individuals0.1315%4,365
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0281%6,823
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0370%3,987
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1472%1,740
Percentage Net Loans Charged-off: Loans to individuals0.1224%3,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1195%3,646
Percentage Net Loans Charged-off: Total real estate loans0.0346%3,168
Percentage Net Loans Charged-off:Construction & development-0.0164%7,647
Percentage Net Loans Charged-off: Commercial real estate0.0895%1,104
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0114%3,122
Percentage Net Loans Charged-off: Home equity loans0.0311%872
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.5318%1,822
Percentage Net Loans Charged-off: Loans to individuals-0.2218%7,953
Percentage Net Loans Charged-off: Credit card loans-52.5424%2,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0195%6,910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1289%2,745
Percentage Net Loans Charged-off: Total real estate loans0.0012%3,360
Percentage Net Loans Charged-off:Construction & development-0.0224%7,642
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0152%2,403
Percentage Net Loans Charged-off: Home equity loans0.0430%643
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.6920%1,219
Percentage Net Loans Charged-off: Loans to individuals-0.2814%7,912
Percentage Net Loans Charged-off: Credit card loans-56.0407%1,989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0250%6,930
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%7,410
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0054%2,707
Percentage Net Loans Charged-off: Loans to individuals-0.1911%7,633
Percentage Net Loans Charged-off: Credit card loans-2.0340%1,933
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0175%6,883
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0116%7,000
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%6,658
Percentage Net Loans Charged-off: Loans to individuals-0.1384%7,197
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%7,474
Percentage Net Loans Charged-off: Total real estate loans-0.0307%8,150
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0022%7,793
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0731%8,276
Percentage Net Loans Charged-off: Home equity loans-0.0504%6,063
All other 1-4 family - Percent of loans charged-off, net-0.0878%8,264
Percentage Net Loans Charged-off: Commercial and industrial0.0978%2,961
Percentage Net Loans Charged-off: Loans to individuals0.0147%5,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0412%7,039
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0247%7,819
Percentage Net Loans Charged-off: Total real estate loans-0.0408%8,182
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0980%8,337
Percentage Net Loans Charged-off: Home equity loans-0.0674%6,063
All other 1-4 family - Percent of loans charged-off, net-0.1179%8,328
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0273%5,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0406%7,068
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0321%7,767
Percentage Net Loans Charged-off: Total real estate loans-0.0619%8,287
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1465%8,402
Percentage Net Loans Charged-off: Home equity loans-0.1007%6,043
All other 1-4 family - Percent of loans charged-off, net-0.1764%8,396
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0678%4,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0403%7,033
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0899%8,055
Percentage Net Loans Charged-off: Total real estate loans-0.1235%8,449
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.2983%8,504
Percentage Net Loans Charged-off: Home equity loans-0.2047%6,022
All other 1-4 family - Percent of loans charged-off, net-0.3594%8,487
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.0641%6,886
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0388%7,022
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1219%3,300
Percentage Net Loans Charged-off: Total real estate loans0.0451%2,060
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1068%1,369
Percentage Net Loans Charged-off: Home equity loans0.0832%451
All other 1-4 family - Percent of loans charged-off, net0.1212%1,251
Percentage Net Loans Charged-off: Commercial and industrial-0.0386%7,326
Percentage Net Loans Charged-off: Loans to individuals-0.0677%7,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1423%356
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1723%2,214
Percentage Net Loans Charged-off: Total real estate loans0.0619%1,522
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1443%958
Percentage Net Loans Charged-off: Home equity loans0.1119%327
All other 1-4 family - Percent of loans charged-off, net0.1636%890
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals-0.1297%7,925
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8034%257
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2263%1,641
Percentage Net Loans Charged-off: Total real estate loans0.0287%1,825
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0665%1,347
Percentage Net Loans Charged-off: Home equity loans0.0683%325
All other 1-4 family - Percent of loans charged-off, net0.0655%1,296
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals-0.1636%7,806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4064%158
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%4,378
Percentage Net Loans Charged-off: Total real estate loans0.0585%1,086
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1370%774
Percentage Net Loans Charged-off: Home equity loans0.1404%195
All other 1-4 family - Percent of loans charged-off, net0.1349%745
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals-0.3300%7,937
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0287%5,846
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,462
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0239%2,649
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0358%2,304
Percentage Net Loans Charged-off: Commercial and industrial0.0202%4,137
Percentage Net Loans Charged-off: Loans to individuals0.0769%6,160
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1664%1,183
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%5,629
Percentage Net Loans Charged-off: Total real estate loans0.0128%2,850
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0327%2,093
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0483%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals-0.0442%7,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2154%959
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0308%4,876
Percentage Net Loans Charged-off: Total real estate loans0.0151%2,352
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0393%1,716
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0572%1,479
Percentage Net Loans Charged-off: Commercial and industrial0.0309%2,915
Percentage Net Loans Charged-off: Loans to individuals-0.0843%7,848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3182%752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0473%7,957
Percentage Net Loans Charged-off: Total real estate loans0.0312%1,524
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0826%1,042
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1200%848
Percentage Net Loans Charged-off: Commercial and industrial-0.0107%6,934
Percentage Net Loans Charged-off: Loans to individuals-0.1294%7,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6703%7,660
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0956%4,855
Percentage Net Loans Charged-off: Total real estate loans0.0198%3,297
Percentage Net Loans Charged-off:Construction & development-0.7062%8,120
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0513%2,340
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0654%2,073
Percentage Net Loans Charged-off: Commercial and industrial-0.0100%7,568
Percentage Net Loans Charged-off: Loans to individuals0.4749%4,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2750%1,217
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0823%4,658
Percentage Net Loans Charged-off: Total real estate loans0.0272%2,576
Percentage Net Loans Charged-off:Construction & development-1.1093%8,121
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0673%1,755
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0836%1,575
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%7,461
Percentage Net Loans Charged-off: Loans to individuals0.2725%5,007
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3544%1,011
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%3,775
Percentage Net Loans Charged-off: Total real estate loans0.0423%1,970
Percentage Net Loans Charged-off:Construction & development-2.1390%8,092
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0983%1,285
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1182%1,159
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%7,380
Percentage Net Loans Charged-off: Loans to individuals0.3102%4,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5398%762
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%3,752
Percentage Net Loans Charged-off: Total real estate loans0.1078%1,037
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1907%724
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2213%649
Percentage Net Loans Charged-off: Commercial and industrial-0.0439%7,523
Percentage Net Loans Charged-off: Loans to individuals0.1796%4,358
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1496%4,314
Percentage Net Loans Charged-off: Total real estate loans0.0655%2,281
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0029%8,511
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1229%1,475
Percentage Net Loans Charged-off: Home equity loans0.2449%259
All other 1-4 family - Percent of loans charged-off, net0.1150%1,517
Percentage Net Loans Charged-off: Commercial and industrial0.2441%3,623
Percentage Net Loans Charged-off: Loans to individuals-0.1815%8,869
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3960%561
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1729%3,964
Percentage Net Loans Charged-off: Total real estate loans0.0832%1,870
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0254%1,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1430%1,210
Percentage Net Loans Charged-off: Home equity loans0.5843%172
All other 1-4 family - Percent of loans charged-off, net0.1397%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.0769%4,299
Percentage Net Loans Charged-off: Loans to individuals0.6202%3,594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA