Home > Western Commerce Bank > Income and Expense
Western Commerce Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $37,553,000 | 1,171 |
| Total interest expense | $1,793,000 | 3,168 |
| Net interest income | $35,760,000 | 889 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $2,666,000 | 1,748 |
| Gross Fiduciary activities income | $909,000 | 520 |
| Service charges on deposit accounts | $593,000 | 1,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 2,134 |
| Total noninterest expense | $15,090,000 | 1,517 |
| Salaries and employee benefits | $8,547,000 | 1,517 |
| Premises and equipment expense | $1,738,000 | 1,371 |
| Additional noninterest expense | $1,164,000 | 2,134 |
| Pre-tax net operating income | $23,036,000 | 611 |
| Securities gains (losses) | $-82,000 | 3,758 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $22,954,000 | 533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,954,000 | 539 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $22,954,000 | 535 |
| Net charge-offs | $164,000 | 1,265 |
| Cash dividends | $15,057,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $7,655,000 | 69 |
| Net operating income | $23,036,000 | 541 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,796,000 | 1,195 |
| Total interest expense | $1,180,000 | 3,197 |
| Net interest income | $25,616,000 | 938 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,905,000 | 1,781 |
| Gross Fiduciary activities income | $613,000 | 535 |
| Service charges on deposit accounts | $435,000 | 1,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 2,149 |
| Total noninterest expense | $10,448,000 | 1,609 |
| Salaries and employee benefits | $5,812,000 | 1,644 |
| Premises and equipment expense | $1,268,000 | 1,402 |
| Additional noninterest expense | $857,000 | 2,149 |
| Pre-tax net operating income | $17,073,000 | 639 |
| Securities gains (losses) | $-82,000 | 3,956 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $16,991,000 | 547 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $16,991,000 | 551 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,991,000 | 547 |
| Net charge-offs | $201,000 | 885 |
| Cash dividends | $15,057,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $7,655,000 | 53 |
| Net operating income | $17,073,000 | 550 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,722,000 | 1,234 |
| Total interest expense | $746,000 | 3,101 |
| Net interest income | $15,976,000 | 991 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,220,000 | 1,755 |
| Gross Fiduciary activities income | $391,000 | 534 |
| Service charges on deposit accounts | $274,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,096 |
| Total noninterest expense | $6,661,000 | 1,666 |
| Salaries and employee benefits | $3,688,000 | 1,696 |
| Premises and equipment expense | $819,000 | 1,423 |
| Additional noninterest expense | $555,000 | 2,093 |
| Pre-tax net operating income | $10,535,000 | 672 |
| Securities gains (losses) | $-25,000 | 3,945 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $10,510,000 | 578 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,510,000 | 588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,510,000 | 578 |
| Net charge-offs | $202,000 | 668 |
| Cash dividends | $12,561,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $7,655,000 | 30 |
| Net operating income | $10,535,000 | 578 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 1,282 |
| Total interest expense | $323,000 | 3,088 |
| Net interest income | $7,462,000 | 1,056 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $591,000 | 1,788 |
| Gross Fiduciary activities income | $189,000 | 558 |
| Service charges on deposit accounts | $132,000 | 1,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,112 |
| Total noninterest expense | $3,279,000 | 1,704 |
| Salaries and employee benefits | $1,819,000 | 1,744 |
| Premises and equipment expense | $409,000 | 1,456 |
| Additional noninterest expense | $270,000 | 2,112 |
| Pre-tax net operating income | $4,774,000 | 748 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $4,774,000 | 640 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,774,000 | 639 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,774,000 | 639 |
| Net charge-offs | $54,000 | 780 |
| Cash dividends | $6,395,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $4,774,000 | 650 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,250,000 | 1,298 |
| Total interest expense | $621,000 | 3,001 |
| Net interest income | $24,629,000 | 1,216 |
| Provision for loan and lease losses | $45,000 | 2,586 |
| Total noninterest income | $2,759,000 | 1,718 |
| Gross Fiduciary activities income | $986,000 | 524 |
| Service charges on deposit accounts | $599,000 | 1,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 2,169 |
| Total noninterest expense | $12,627,000 | 1,710 |
| Salaries and employee benefits | $6,948,000 | 1,758 |
| Premises and equipment expense | $1,656,000 | 1,427 |
| Additional noninterest expense | $1,174,000 | 2,169 |
| Pre-tax net operating income | $14,716,000 | 953 |
| Securities gains (losses) | $14,000 | 389 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $14,730,000 | 804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,730,000 | 805 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $14,730,000 | 805 |
| Net charge-offs | $52,000 | 1,516 |
| Cash dividends | $7,131,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $14,716,000 | 824 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,820,000 | 1,380 |
| Total interest expense | $367,000 | 3,046 |
| Net interest income | $16,453,000 | 1,320 |
| Provision for loan and lease losses | $45,000 | 2,281 |
| Total noninterest income | $1,995,000 | 1,768 |
| Gross Fiduciary activities income | $689,000 | 530 |
| Service charges on deposit accounts | $451,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $855,000 | 2,234 |
| Total noninterest expense | $9,134,000 | 1,754 |
| Salaries and employee benefits | $4,992,000 | 1,807 |
| Premises and equipment expense | $1,217,000 | 1,461 |
| Additional noninterest expense | $855,000 | 2,234 |
| Pre-tax net operating income | $9,269,000 | 1,096 |
| Securities gains (losses) | $14,000 | 385 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $9,283,000 | 948 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,283,000 | 947 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,283,000 | 948 |
| Net charge-offs | $53,000 | 1,191 |
| Cash dividends | $7,131,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,269,000 | 965 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,462,000 | 1,419 |
| Total interest expense | $189,000 | 3,265 |
| Net interest income | $10,273,000 | 1,357 |
| Provision for loan and lease losses | $45,000 | 1,959 |
| Total noninterest income | $1,341,000 | 1,754 |
| Gross Fiduciary activities income | $477,000 | 485 |
| Service charges on deposit accounts | $297,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,259 |
| Total noninterest expense | $6,066,000 | 1,745 |
| Salaries and employee benefits | $3,341,000 | 1,798 |
| Premises and equipment expense | $815,000 | 1,448 |
| Additional noninterest expense | $1,910,000 | 1,660 |
| Pre-tax net operating income | $5,503,000 | 1,125 |
| Securities gains (losses) | $14,000 | 354 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $5,517,000 | 975 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,517,000 | 974 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,517,000 | 975 |
| Net charge-offs | $46,000 | 995 |
| Cash dividends | $5,841,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,503,000 | 996 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 1,418 |
| Total interest expense | $95,000 | 3,238 |
| Net interest income | $4,952,000 | 1,360 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $734,000 | 1,663 |
| Gross Fiduciary activities income | $294,000 | 459 |
| Service charges on deposit accounts | $152,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,231 |
| Total noninterest expense | $3,043,000 | 1,734 |
| Salaries and employee benefits | $1,692,000 | 1,768 |
| Premises and equipment expense | $414,000 | 1,425 |
| Additional noninterest expense | $937,000 | 1,653 |
| Pre-tax net operating income | $2,598,000 | 1,117 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,598,000 | 988 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,598,000 | 987 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,598,000 | 988 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $3,796,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,598,000 | 997 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,452,000 | 1,512 |
| Total interest expense | $447,000 | 3,312 |
| Net interest income | $19,005,000 | 1,425 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,256,000 | 2,090 |
| Gross Fiduciary activities income | $646,000 | 547 |
| Service charges on deposit accounts | $595,000 | 1,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 2,615 |
| Total noninterest expense | $11,699,000 | 1,766 |
| Salaries and employee benefits | $6,567,000 | 1,797 |
| Premises and equipment expense | $1,652,000 | 1,411 |
| Additional noninterest expense | $3,480,000 | 1,764 |
| Pre-tax net operating income | $9,562,000 | 1,317 |
| Securities gains (losses) | $-38,000 | 4,537 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $9,524,000 | 1,187 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,524,000 | 1,187 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,524,000 | 1,187 |
| Net charge-offs | $298,000 | 835 |
| Cash dividends | $6,723,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,562,000 | 1,166 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,917,000 | 1,601 |
| Total interest expense | $335,000 | 3,407 |
| Net interest income | $13,582,000 | 1,509 |
| Provision for loan and lease losses | $125,000 | 1,815 |
| Total noninterest income | $1,636,000 | 2,174 |
| Gross Fiduciary activities income | $448,000 | 551 |
| Service charges on deposit accounts | $432,000 | 1,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $756,000 | 2,653 |
| Total noninterest expense | $8,608,000 | 1,796 |
| Salaries and employee benefits | $4,786,000 | 1,849 |
| Premises and equipment expense | $1,294,000 | 1,388 |
| Additional noninterest expense | $2,528,000 | 1,811 |
| Pre-tax net operating income | $6,485,000 | 1,461 |
| Securities gains (losses) | $-38,000 | 4,706 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $6,447,000 | 1,322 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,447,000 | 1,322 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,447,000 | 1,322 |
| Net charge-offs | $277,000 | 674 |
| Cash dividends | $6,723,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,485,000 | 1,300 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,212,000 | 1,606 |
| Total interest expense | $224,000 | 3,474 |
| Net interest income | $8,988,000 | 1,492 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $1,035,000 | 2,203 |
| Gross Fiduciary activities income | $293,000 | 554 |
| Service charges on deposit accounts | $270,000 | 1,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 2,695 |
| Total noninterest expense | $5,653,000 | 1,807 |
| Salaries and employee benefits | $3,190,000 | 1,845 |
| Premises and equipment expense | $865,000 | 1,385 |
| Additional noninterest expense | $1,598,000 | 1,865 |
| Pre-tax net operating income | $4,245,000 | 1,472 |
| Securities gains (losses) | $-38,000 | 4,779 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,207,000 | 1,341 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,207,000 | 1,341 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,207,000 | 1,341 |
| Net charge-offs | $285,000 | 523 |
| Cash dividends | $5,833,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,245,000 | 1,306 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 1,637 |
| Total interest expense | $113,000 | 3,544 |
| Net interest income | $4,389,000 | 1,515 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $508,000 | 2,223 |
| Gross Fiduciary activities income | $152,000 | 551 |
| Service charges on deposit accounts | $132,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,734 |
| Total noninterest expense | $2,937,000 | 1,749 |
| Salaries and employee benefits | $1,596,000 | 1,825 |
| Premises and equipment expense | $467,000 | 1,306 |
| Additional noninterest expense | $874,000 | 1,715 |
| Pre-tax net operating income | $1,885,000 | 1,589 |
| Securities gains (losses) | $-38,000 | 4,814 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,847,000 | 1,475 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,847,000 | 1,475 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,847,000 | 1,475 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $4,295,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,885,000 | 1,416 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,355,000 | 1,406 |
| Total interest expense | $827,000 | 3,212 |
| Net interest income | $20,528,000 | 1,253 |
| Provision for loan and lease losses | $1,975,000 | 1,052 |
| Total noninterest income | $2,045,000 | 2,099 |
| Gross Fiduciary activities income | $559,000 | 556 |
| Service charges on deposit accounts | $627,000 | 1,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 2,622 |
| Total noninterest expense | $11,282,000 | 1,775 |
| Salaries and employee benefits | $6,508,000 | 1,772 |
| Premises and equipment expense | $1,488,000 | 1,523 |
| Additional noninterest expense | $3,286,000 | 1,794 |
| Pre-tax net operating income | $9,316,000 | 1,123 |
| Securities gains (losses) | $-156,000 | 4,953 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $9,160,000 | 1,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,160,000 | 1,033 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,160,000 | 1,033 |
| Net charge-offs | $-13,000 | 4,299 |
| Cash dividends | $8,549,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,316,000 | 982 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,617,000 | 1,369 |
| Total interest expense | $687,000 | 3,152 |
| Net interest income | $15,930,000 | 1,205 |
| Provision for loan and lease losses | $1,400,000 | 1,112 |
| Total noninterest income | $1,517,000 | 2,077 |
| Gross Fiduciary activities income | $399,000 | 562 |
| Service charges on deposit accounts | $478,000 | 1,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $640,000 | 2,594 |
| Total noninterest expense | $8,409,000 | 1,771 |
| Salaries and employee benefits | $4,807,000 | 1,777 |
| Premises and equipment expense | $1,135,000 | 1,508 |
| Additional noninterest expense | $2,467,000 | 1,754 |
| Pre-tax net operating income | $7,638,000 | 1,015 |
| Securities gains (losses) | $64,000 | 1,431 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $7,702,000 | 894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,702,000 | 894 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,702,000 | 894 |
| Net charge-offs | $-16,000 | 4,369 |
| Cash dividends | $8,549,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,638,000 | 867 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,442,000 | 1,347 |
| Total interest expense | $501,000 | 3,125 |
| Net interest income | $10,941,000 | 1,181 |
| Provision for loan and lease losses | $1,325,000 | 917 |
| Total noninterest income | $1,029,000 | 1,992 |
| Gross Fiduciary activities income | $273,000 | 561 |
| Service charges on deposit accounts | $328,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,541 |
| Total noninterest expense | $5,713,000 | 1,743 |
| Salaries and employee benefits | $3,327,000 | 1,731 |
| Premises and equipment expense | $749,000 | 1,512 |
| Additional noninterest expense | $1,637,000 | 1,765 |
| Pre-tax net operating income | $4,932,000 | 966 |
| Securities gains (losses) | $66,000 | 1,176 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $4,998,000 | 853 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,998,000 | 853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,998,000 | 853 |
| Net charge-offs | $-16,000 | 4,453 |
| Cash dividends | $7,579,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,932,000 | 829 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 1,439 |
| Total interest expense | $259,000 | 3,213 |
| Net interest income | $5,032,000 | 1,252 |
| Provision for loan and lease losses | $250,000 | 1,297 |
| Total noninterest income | $540,000 | 1,863 |
| Gross Fiduciary activities income | $130,000 | 568 |
| Service charges on deposit accounts | $189,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 2,326 |
| Total noninterest expense | $2,783,000 | 1,788 |
| Salaries and employee benefits | $1,599,000 | 1,789 |
| Premises and equipment expense | $370,000 | 1,545 |
| Additional noninterest expense | $814,000 | 1,801 |
| Pre-tax net operating income | $2,539,000 | 865 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $2,539,000 | 759 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,539,000 | 759 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,539,000 | 759 |
| Net charge-offs | $-19,000 | 4,651 |
| Cash dividends | $5,684,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,539,000 | 740 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,918,000 | 1,409 |
| Total interest expense | $1,244,000 | 3,002 |
| Net interest income | $20,674,000 | 1,220 |
| Provision for loan and lease losses | $605,000 | 1,325 |
| Total noninterest income | $2,354,000 | 1,806 |
| Gross Fiduciary activities income | $635,000 | 545 |
| Service charges on deposit accounts | $751,000 | 1,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $968,000 | 2,287 |
| Total noninterest expense | $10,867,000 | 1,790 |
| Salaries and employee benefits | $6,137,000 | 1,813 |
| Premises and equipment expense | $1,480,000 | 1,515 |
| Additional noninterest expense | $3,250,000 | 1,783 |
| Pre-tax net operating income | $11,556,000 | 940 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $11,556,000 | 827 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,556,000 | 828 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,556,000 | 828 |
| Net charge-offs | $13,000 | 3,248 |
| Cash dividends | $8,378,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $11,556,000 | 803 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,459,000 | 1,413 |
| Total interest expense | $945,000 | 3,009 |
| Net interest income | $15,514,000 | 1,231 |
| Provision for loan and lease losses | $585,000 | 1,035 |
| Total noninterest income | $1,709,000 | 1,844 |
| Gross Fiduciary activities income | $447,000 | 552 |
| Service charges on deposit accounts | $555,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,317 |
| Total noninterest expense | $7,718,000 | 1,887 |
| Salaries and employee benefits | $4,426,000 | 1,867 |
| Premises and equipment expense | $1,112,000 | 1,525 |
| Additional noninterest expense | $2,180,000 | 1,983 |
| Pre-tax net operating income | $8,920,000 | 926 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $8,920,000 | 814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,920,000 | 815 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,920,000 | 815 |
| Net charge-offs | $-3,000 | 4,153 |
| Cash dividends | $8,378,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $8,920,000 | 796 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 1,431 |
| Total interest expense | $630,000 | 2,989 |
| Net interest income | $10,192,000 | 1,248 |
| Provision for loan and lease losses | $360,000 | 1,067 |
| Total noninterest income | $1,138,000 | 1,822 |
| Gross Fiduciary activities income | $303,000 | 550 |
| Service charges on deposit accounts | $365,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,281 |
| Total noninterest expense | $5,073,000 | 1,918 |
| Salaries and employee benefits | $2,910,000 | 1,899 |
| Premises and equipment expense | $714,000 | 1,584 |
| Additional noninterest expense | $1,449,000 | 2,012 |
| Pre-tax net operating income | $5,897,000 | 914 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $5,897,000 | 795 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,897,000 | 795 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,897,000 | 795 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $7,265,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,897,000 | 779 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 1,465 |
| Total interest expense | $309,000 | 2,992 |
| Net interest income | $4,955,000 | 1,278 |
| Provision for loan and lease losses | $135,000 | 1,269 |
| Total noninterest income | $551,000 | 1,822 |
| Gross Fiduciary activities income | $144,000 | 559 |
| Service charges on deposit accounts | $180,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,262 |
| Total noninterest expense | $2,517,000 | 1,934 |
| Salaries and employee benefits | $1,441,000 | 1,930 |
| Premises and equipment expense | $350,000 | 1,632 |
| Additional noninterest expense | $726,000 | 1,971 |
| Pre-tax net operating income | $2,854,000 | 904 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $2,854,000 | 811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,854,000 | 811 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,854,000 | 810 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $5,006,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,854,000 | 795 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,480,000 | 1,554 |
| Total interest expense | $915,000 | 3,063 |
| Net interest income | $17,565,000 | 1,382 |
| Provision for loan and lease losses | $330,000 | 1,865 |
| Total noninterest income | $2,498,000 | 1,753 |
| Gross Fiduciary activities income | $642,000 | 547 |
| Service charges on deposit accounts | $724,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,132,000 | 2,098 |
| Total noninterest expense | $10,212,000 | 1,876 |
| Salaries and employee benefits | $5,727,000 | 1,884 |
| Premises and equipment expense | $1,403,000 | 1,596 |
| Additional noninterest expense | $3,082,000 | 1,873 |
| Pre-tax net operating income | $9,521,000 | 1,082 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $9,521,000 | 951 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,521,000 | 950 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,521,000 | 950 |
| Net charge-offs | $114,000 | 2,058 |
| Cash dividends | $7,539,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,521,000 | 947 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,330,000 | 1,587 |
| Total interest expense | $640,000 | 3,107 |
| Net interest income | $12,690,000 | 1,428 |
| Provision for loan and lease losses | $240,000 | 1,788 |
| Total noninterest income | $1,673,000 | 1,886 |
| Gross Fiduciary activities income | $450,000 | 558 |
| Service charges on deposit accounts | $542,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,374 |
| Total noninterest expense | $7,493,000 | 1,903 |
| Salaries and employee benefits | $4,155,000 | 1,929 |
| Premises and equipment expense | $1,069,000 | 1,582 |
| Additional noninterest expense | $2,269,000 | 1,908 |
| Pre-tax net operating income | $6,630,000 | 1,138 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $6,630,000 | 1,019 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,630,000 | 1,018 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,630,000 | 1,018 |
| Net charge-offs | $-18,000 | 4,637 |
| Cash dividends | $7,539,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,630,000 | 1,016 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 1,634 |
| Total interest expense | $401,000 | 3,114 |
| Net interest income | $8,118,000 | 1,475 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $1,115,000 | 1,881 |
| Gross Fiduciary activities income | $296,000 | 568 |
| Service charges on deposit accounts | $358,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,334 |
| Total noninterest expense | $4,929,000 | 1,944 |
| Salaries and employee benefits | $2,666,000 | 2,001 |
| Premises and equipment expense | $708,000 | 1,601 |
| Additional noninterest expense | $1,555,000 | 1,857 |
| Pre-tax net operating income | $4,154,000 | 1,179 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $4,154,000 | 1,049 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,154,000 | 1,048 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,154,000 | 1,048 |
| Net charge-offs | $-42,000 | 4,972 |
| Cash dividends | $6,595,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,154,000 | 1,042 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 1,646 |
| Total interest expense | $191,000 | 3,154 |
| Net interest income | $3,999,000 | 1,499 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $528,000 | 1,922 |
| Gross Fiduciary activities income | $138,000 | 582 |
| Service charges on deposit accounts | $178,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,401 |
| Total noninterest expense | $2,593,000 | 1,877 |
| Salaries and employee benefits | $1,359,000 | 1,995 |
| Premises and equipment expense | $359,000 | 1,617 |
| Additional noninterest expense | $875,000 | 1,681 |
| Pre-tax net operating income | $1,874,000 | 1,253 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,874,000 | 1,101 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,874,000 | 1,101 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,874,000 | 1,101 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $5,024,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,874,000 | 1,094 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,861,000 | 1,783 |
| Total interest expense | $624,000 | 3,328 |
| Net interest income | $14,237,000 | 1,644 |
| Provision for loan and lease losses | $45,000 | 3,621 |
| Total noninterest income | $1,650,000 | 2,271 |
| Gross Fiduciary activities income | $485,000 | 592 |
| Service charges on deposit accounts | $767,000 | 1,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,461 |
| Total noninterest expense | $9,694,000 | 1,957 |
| Salaries and employee benefits | $5,433,000 | 1,968 |
| Premises and equipment expense | $1,393,000 | 1,621 |
| Additional noninterest expense | $2,868,000 | 2,007 |
| Pre-tax net operating income | $6,148,000 | 1,437 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,148,000 | 1,149 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,148,000 | 1,149 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,148,000 | 1,149 |
| Net charge-offs | $-126,000 | 5,354 |
| Cash dividends | $5,099,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,148,000 | 1,130 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,831,000 | 1,831 |
| Total interest expense | $453,000 | 3,377 |
| Net interest income | $10,378,000 | 1,691 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $1,115,000 | 2,429 |
| Gross Fiduciary activities income | $339,000 | 614 |
| Service charges on deposit accounts | $570,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 3,931 |
| Total noninterest expense | $7,136,000 | 1,994 |
| Salaries and employee benefits | $3,954,000 | 2,022 |
| Premises and equipment expense | $1,046,000 | 1,616 |
| Additional noninterest expense | $2,136,000 | 2,012 |
| Pre-tax net operating income | $4,312,000 | 1,530 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,312,000 | 1,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,312,000 | 1,297 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,312,000 | 1,298 |
| Net charge-offs | $-121,000 | 5,394 |
| Cash dividends | $5,099,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,312,000 | 1,279 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 1,839 |
| Total interest expense | $295,000 | 3,393 |
| Net interest income | $6,818,000 | 1,697 |
| Provision for loan and lease losses | $45,000 | 2,934 |
| Total noninterest income | $949,000 | 2,117 |
| Gross Fiduciary activities income | $221,000 | 622 |
| Service charges on deposit accounts | $372,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 2,736 |
| Total noninterest expense | $4,766,000 | 1,981 |
| Salaries and employee benefits | $2,674,000 | 2,006 |
| Premises and equipment expense | $698,000 | 1,624 |
| Additional noninterest expense | $1,394,000 | 2,044 |
| Pre-tax net operating income | $2,956,000 | 1,480 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,956,000 | 1,255 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,956,000 | 1,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,956,000 | 1,255 |
| Net charge-offs | $-127,000 | 5,493 |
| Cash dividends | $4,617,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,956,000 | 1,231 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 1,855 |
| Total interest expense | $149,000 | 3,361 |
| Net interest income | $3,366,000 | 1,714 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $478,000 | 2,108 |
| Gross Fiduciary activities income | $113,000 | 620 |
| Service charges on deposit accounts | $190,000 | 1,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,739 |
| Total noninterest expense | $2,426,000 | 1,984 |
| Salaries and employee benefits | $1,357,000 | 2,013 |
| Premises and equipment expense | $358,000 | 1,607 |
| Additional noninterest expense | $711,000 | 2,022 |
| Pre-tax net operating income | $1,373,000 | 1,526 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,373,000 | 1,316 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,373,000 | 1,315 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,373,000 | 1,316 |
| Net charge-offs | $-128,000 | 5,652 |
| Cash dividends | $3,475,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,373,000 | 1,299 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,980,000 | 1,814 |
| Total interest expense | $538,000 | 3,516 |
| Net interest income | $13,442,000 | 1,673 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $2,164,000 | 2,026 |
| Gross Fiduciary activities income | $526,000 | 585 |
| Service charges on deposit accounts | $847,000 | 1,385 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $791,000 | 2,676 |
| Total noninterest expense | $9,764,000 | 1,947 |
| Salaries and employee benefits | $5,380,000 | 1,971 |
| Premises and equipment expense | $1,371,000 | 1,652 |
| Additional noninterest expense | $3,013,000 | 1,975 |
| Pre-tax net operating income | $5,662,000 | 1,471 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,662,000 | 1,250 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,662,000 | 1,249 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,662,000 | 1,249 |
| Net charge-offs | $148,000 | 2,236 |
| Cash dividends | $6,081,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,662,000 | 1,224 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,621,000 | 1,790 |
| Total interest expense | $403,000 | 3,543 |
| Net interest income | $10,218,000 | 1,648 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $1,517,000 | 2,109 |
| Gross Fiduciary activities income | $360,000 | 600 |
| Service charges on deposit accounts | $634,000 | 1,385 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $523,000 | 2,843 |
| Total noninterest expense | $7,204,000 | 1,984 |
| Salaries and employee benefits | $3,952,000 | 2,005 |
| Premises and equipment expense | $1,005,000 | 1,694 |
| Additional noninterest expense | $2,247,000 | 1,972 |
| Pre-tax net operating income | $4,396,000 | 1,448 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $4,396,000 | 1,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,396,000 | 1,238 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,396,000 | 1,238 |
| Net charge-offs | $148,000 | 1,703 |
| Cash dividends | $6,081,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,396,000 | 1,199 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 1,780 |
| Total interest expense | $267,000 | 3,563 |
| Net interest income | $6,882,000 | 1,627 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $1,025,000 | 2,078 |
| Gross Fiduciary activities income | $253,000 | 593 |
| Service charges on deposit accounts | $413,000 | 1,391 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $359,000 | 2,795 |
| Total noninterest expense | $4,793,000 | 1,996 |
| Salaries and employee benefits | $2,630,000 | 2,012 |
| Premises and equipment expense | $658,000 | 1,711 |
| Additional noninterest expense | $1,505,000 | 1,963 |
| Pre-tax net operating income | $3,024,000 | 1,394 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $3,024,000 | 1,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,024,000 | 1,196 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,024,000 | 1,196 |
| Net charge-offs | $59,000 | 2,027 |
| Cash dividends | $5,555,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,024,000 | 1,152 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 1,754 |
| Total interest expense | $132,000 | 3,612 |
| Net interest income | $3,497,000 | 1,609 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $524,000 | 2,014 |
| Gross Fiduciary activities income | $135,000 | 584 |
| Service charges on deposit accounts | $210,000 | 1,381 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $179,000 | 2,766 |
| Total noninterest expense | $2,448,000 | 1,960 |
| Salaries and employee benefits | $1,340,000 | 1,988 |
| Premises and equipment expense | $333,000 | 1,715 |
| Additional noninterest expense | $775,000 | 1,907 |
| Pre-tax net operating income | $1,528,000 | 1,388 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,528,000 | 1,163 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,528,000 | 1,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,528,000 | 1,164 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $4,394,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,528,000 | 1,135 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,986,000 | 1,661 |
| Total interest expense | $495,000 | 3,734 |
| Net interest income | $14,491,000 | 1,524 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,295,000 | 1,930 |
| Gross Fiduciary activities income | $483,000 | 606 |
| Service charges on deposit accounts | $892,000 | 1,349 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $920,000 | 2,494 |
| Total noninterest expense | $9,896,000 | 1,915 |
| Salaries and employee benefits | $5,273,000 | 1,973 |
| Premises and equipment expense | $1,341,000 | 1,703 |
| Additional noninterest expense | $3,282,000 | 1,832 |
| Pre-tax net operating income | $6,890,000 | 1,219 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $6,890,000 | 1,040 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,890,000 | 1,039 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,890,000 | 1,040 |
| Net charge-offs | $-9,000 | 5,171 |
| Cash dividends | $5,804,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,890,000 | 1,014 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,280,000 | 1,669 |
| Total interest expense | $368,000 | 3,808 |
| Net interest income | $10,912,000 | 1,530 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $1,551,000 | 2,087 |
| Gross Fiduciary activities income | $333,000 | 627 |
| Service charges on deposit accounts | $652,000 | 1,397 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $566,000 | 2,751 |
| Total noninterest expense | $7,100,000 | 2,001 |
| Salaries and employee benefits | $3,821,000 | 2,031 |
| Premises and equipment expense | $992,000 | 1,737 |
| Additional noninterest expense | $2,287,000 | 1,966 |
| Pre-tax net operating income | $5,228,000 | 1,227 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $5,228,000 | 1,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,228,000 | 1,014 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,228,000 | 1,014 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $5,804,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,228,000 | 988 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 1,688 |
| Total interest expense | $243,000 | 3,860 |
| Net interest income | $7,230,000 | 1,543 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $1,030,000 | 2,095 |
| Gross Fiduciary activities income | $231,000 | 622 |
| Service charges on deposit accounts | $416,000 | 1,421 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 2,735 |
| Total noninterest expense | $4,746,000 | 2,010 |
| Salaries and employee benefits | $2,563,000 | 2,035 |
| Premises and equipment expense | $654,000 | 1,766 |
| Additional noninterest expense | $1,529,000 | 1,966 |
| Pre-tax net operating income | $3,424,000 | 1,232 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $3,424,000 | 1,035 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,424,000 | 1,035 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,424,000 | 1,035 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $5,131,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,424,000 | 1,004 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 1,688 |
| Total interest expense | $122,000 | 3,890 |
| Net interest income | $3,595,000 | 1,534 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $513,000 | 2,065 |
| Gross Fiduciary activities income | $124,000 | 611 |
| Service charges on deposit accounts | $199,000 | 1,457 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $190,000 | 2,707 |
| Total noninterest expense | $2,397,000 | 1,985 |
| Salaries and employee benefits | $1,322,000 | 1,985 |
| Premises and equipment expense | $330,000 | 1,777 |
| Additional noninterest expense | $745,000 | 1,991 |
| Pre-tax net operating income | $1,666,000 | 1,217 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,666,000 | 1,026 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,666,000 | 1,026 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,666,000 | 1,027 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $3,807,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,666,000 | 995 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,206,000 | 1,644 |
| Total interest expense | $550,000 | 3,810 |
| Net interest income | $14,656,000 | 1,508 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $3,105,000 | 1,529 |
| Gross Fiduciary activities income | $646,000 | 562 |
| Service charges on deposit accounts | $910,000 | 1,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,549,000 | 1,737 |
| Total noninterest expense | $10,274,000 | 1,841 |
| Salaries and employee benefits | $5,288,000 | 1,942 |
| Premises and equipment expense | $1,385,000 | 1,688 |
| Additional noninterest expense | $3,601,000 | 1,718 |
| Pre-tax net operating income | $7,307,000 | 1,111 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $7,307,000 | 914 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,307,000 | 913 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,307,000 | 913 |
| Net charge-offs | $79,000 | 3,402 |
| Cash dividends | $6,342,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,307,000 | 893 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,366,000 | 1,654 |
| Total interest expense | $425,000 | 3,811 |
| Net interest income | $10,941,000 | 1,523 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $1,591,000 | 2,026 |
| Gross Fiduciary activities income | $271,000 | 671 |
| Service charges on deposit accounts | $681,000 | 1,426 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $639,000 | 2,563 |
| Total noninterest expense | $7,109,000 | 2,002 |
| Salaries and employee benefits | $3,701,000 | 2,084 |
| Premises and equipment expense | $1,031,000 | 1,713 |
| Additional noninterest expense | $2,377,000 | 1,936 |
| Pre-tax net operating income | $5,288,000 | 1,157 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $5,288,000 | 940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,288,000 | 939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,288,000 | 939 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $6,342,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,288,000 | 921 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 1,675 |
| Total interest expense | $297,000 | 3,753 |
| Net interest income | $7,163,000 | 1,541 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $980,000 | 2,119 |
| Gross Fiduciary activities income | $119,000 | 746 |
| Service charges on deposit accounts | $439,000 | 1,449 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $422,000 | 2,548 |
| Total noninterest expense | $4,744,000 | 1,999 |
| Salaries and employee benefits | $2,428,000 | 2,120 |
| Premises and equipment expense | $688,000 | 1,737 |
| Additional noninterest expense | $1,628,000 | 1,879 |
| Pre-tax net operating income | $3,309,000 | 1,197 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,309,000 | 986 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,309,000 | 987 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,309,000 | 987 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $5,597,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,309,000 | 963 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 1,691 |
| Total interest expense | $151,000 | 3,774 |
| Net interest income | $3,530,000 | 1,550 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $487,000 | 2,079 |
| Gross Fiduciary activities income | $57,000 | 757 |
| Service charges on deposit accounts | $217,000 | 1,441 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $213,000 | 2,466 |
| Total noninterest expense | $2,297,000 | 2,069 |
| Salaries and employee benefits | $1,194,000 | 2,155 |
| Premises and equipment expense | $352,000 | 1,712 |
| Additional noninterest expense | $751,000 | 2,007 |
| Pre-tax net operating income | $1,675,000 | 1,150 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,675,000 | 939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,675,000 | 939 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,675,000 | 940 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $4,342,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,675,000 | 916 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,113,000 | 1,649 |
| Total interest expense | $649,000 | 3,915 |
| Net interest income | $14,464,000 | 1,500 |
| Provision for loan and lease losses | $53,000 | 4,229 |
| Total noninterest income | $2,205,000 | 2,017 |
| Gross Fiduciary activities income | $431,000 | 633 |
| Service charges on deposit accounts | $984,000 | 1,384 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $790,000 | 2,690 |
| Total noninterest expense | $9,473,000 | 1,995 |
| Salaries and employee benefits | $4,872,000 | 2,095 |
| Premises and equipment expense | $1,342,000 | 1,751 |
| Additional noninterest expense | $3,259,000 | 1,938 |
| Pre-tax net operating income | $7,143,000 | 1,061 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $7,143,000 | 876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,143,000 | 878 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,143,000 | 878 |
| Net charge-offs | $229,000 | 2,864 |
| Cash dividends | $6,113,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,143,000 | 857 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,359,000 | 1,659 |
| Total interest expense | $492,000 | 3,982 |
| Net interest income | $10,867,000 | 1,497 |
| Provision for loan and lease losses | $135,000 | 3,044 |
| Total noninterest income | $1,521,000 | 2,194 |
| Gross Fiduciary activities income | $179,000 | 741 |
| Service charges on deposit accounts | $747,000 | 1,371 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $595,000 | 2,753 |
| Total noninterest expense | $6,749,000 | 2,102 |
| Salaries and employee benefits | $3,454,000 | 2,212 |
| Premises and equipment expense | $997,000 | 1,772 |
| Additional noninterest expense | $2,298,000 | 2,040 |
| Pre-tax net operating income | $5,504,000 | 1,056 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $5,504,000 | 866 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,504,000 | 867 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,504,000 | 868 |
| Net charge-offs | $228,000 | 2,428 |
| Cash dividends | $6,113,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,504,000 | 845 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 1,683 |
| Total interest expense | $335,000 | 3,999 |
| Net interest income | $7,097,000 | 1,519 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $983,000 | 2,243 |
| Gross Fiduciary activities income | $117,000 | 750 |
| Service charges on deposit accounts | $474,000 | 1,408 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $392,000 | 2,831 |
| Total noninterest expense | $4,340,000 | 2,169 |
| Salaries and employee benefits | $2,309,000 | 2,206 |
| Premises and equipment expense | $632,000 | 1,841 |
| Additional noninterest expense | $1,399,000 | 2,212 |
| Pre-tax net operating income | $3,650,000 | 1,033 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,650,000 | 858 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,650,000 | 859 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,650,000 | 860 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $5,379,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,650,000 | 827 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 1,732 |
| Total interest expense | $171,000 | 4,036 |
| Net interest income | $3,477,000 | 1,557 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $493,000 | 2,249 |
| Gross Fiduciary activities income | $57,000 | 759 |
| Service charges on deposit accounts | $239,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 2,795 |
| Total noninterest expense | $2,204,000 | 2,160 |
| Salaries and employee benefits | $1,178,000 | 2,195 |
| Premises and equipment expense | $329,000 | 1,804 |
| Additional noninterest expense | $697,000 | 2,241 |
| Pre-tax net operating income | $1,721,000 | 1,074 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,721,000 | 888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,721,000 | 889 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,721,000 | 890 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $3,992,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,721,000 | 846 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,121,000 | 1,750 |
| Total interest expense | $824,000 | 4,054 |
| Net interest income | $14,297,000 | 1,538 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $2,423,000 | 1,915 |
| Gross Fiduciary activities income | $393,000 | 652 |
| Service charges on deposit accounts | $1,054,000 | 1,353 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $976,000 | 2,401 |
| Total noninterest expense | $9,425,000 | 2,032 |
| Salaries and employee benefits | $4,830,000 | 2,074 |
| Premises and equipment expense | $1,297,000 | 1,823 |
| Additional noninterest expense | $3,298,000 | 1,983 |
| Pre-tax net operating income | $7,115,000 | 995 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $7,115,000 | 829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,115,000 | 828 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,115,000 | 829 |
| Net charge-offs | $210,000 | 3,707 |
| Cash dividends | $6,579,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,115,000 | 781 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,397,000 | 1,770 |
| Total interest expense | $642,000 | 4,085 |
| Net interest income | $10,755,000 | 1,543 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $1,558,000 | 2,130 |
| Gross Fiduciary activities income | $175,000 | 757 |
| Service charges on deposit accounts | $767,000 | 1,400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $616,000 | 2,635 |
| Total noninterest expense | $6,938,000 | 2,071 |
| Salaries and employee benefits | $3,507,000 | 2,128 |
| Premises and equipment expense | $974,000 | 1,831 |
| Additional noninterest expense | $2,457,000 | 2,002 |
| Pre-tax net operating income | $5,240,000 | 1,025 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,240,000 | 870 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,240,000 | 869 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,240,000 | 870 |
| Net charge-offs | $256,000 | 3,025 |
| Cash dividends | $6,579,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,240,000 | 803 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 1,773 |
| Total interest expense | $445,000 | 4,105 |
| Net interest income | $7,185,000 | 1,546 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $1,030,000 | 2,114 |
| Gross Fiduciary activities income | $114,000 | 767 |
| Service charges on deposit accounts | $495,000 | 1,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $421,000 | 2,576 |
| Total noninterest expense | $4,686,000 | 2,047 |
| Salaries and employee benefits | $2,378,000 | 2,093 |
| Premises and equipment expense | $648,000 | 1,831 |
| Additional noninterest expense | $1,660,000 | 1,975 |
| Pre-tax net operating income | $3,439,000 | 1,027 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,439,000 | 878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,439,000 | 877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,439,000 | 878 |
| Net charge-offs | $257,000 | 2,472 |
| Cash dividends | $5,904,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,439,000 | 815 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 1,779 |
| Total interest expense | $233,000 | 4,099 |
| Net interest income | $3,601,000 | 1,554 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $499,000 | 2,151 |
| Gross Fiduciary activities income | $56,000 | 769 |
| Service charges on deposit accounts | $242,000 | 1,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $201,000 | 2,655 |
| Total noninterest expense | $2,393,000 | 2,000 |
| Salaries and employee benefits | $1,211,000 | 2,069 |
| Premises and equipment expense | $341,000 | 1,736 |
| Additional noninterest expense | $841,000 | 1,950 |
| Pre-tax net operating income | $1,662,000 | 1,057 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,662,000 | 903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,662,000 | 904 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,662,000 | 904 |
| Net charge-offs | $243,000 | 1,680 |
| Cash dividends | $4,556,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,662,000 | 848 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,494,000 | 1,821 |
| Total interest expense | $1,194,000 | 3,980 |
| Net interest income | $14,300,000 | 1,559 |
| Provision for loan and lease losses | $84,000 | 5,507 |
| Total noninterest income | $2,207,000 | 1,866 |
| Gross Fiduciary activities income | $357,000 | 632 |
| Service charges on deposit accounts | $1,015,000 | 1,465 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $835,000 | 2,377 |
| Total noninterest expense | $9,290,000 | 2,059 |
| Salaries and employee benefits | $4,966,000 | 1,944 |
| Premises and equipment expense | $1,230,000 | 2,012 |
| Additional noninterest expense | $3,094,000 | 2,150 |
| Pre-tax net operating income | $7,133,000 | 852 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $7,133,000 | 716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,133,000 | 716 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,133,000 | 716 |
| Net charge-offs | $187,000 | 4,375 |
| Cash dividends | $6,804,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,133,000 | 673 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 1,834 |
| Total interest expense | $931,000 | 3,999 |
| Net interest income | $10,676,000 | 1,579 |
| Provision for loan and lease losses | $63,000 | 5,377 |
| Total noninterest income | $1,505,000 | 1,993 |
| Gross Fiduciary activities income | $171,000 | 702 |
| Service charges on deposit accounts | $766,000 | 1,460 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $568,000 | 2,502 |
| Total noninterest expense | $6,638,000 | 2,170 |
| Salaries and employee benefits | $3,540,000 | 2,037 |
| Premises and equipment expense | $914,000 | 2,046 |
| Additional noninterest expense | $2,184,000 | 2,271 |
| Pre-tax net operating income | $5,480,000 | 845 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $5,480,000 | 722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,480,000 | 721 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,480,000 | 722 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $6,804,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,480,000 | 689 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,714,000 | 1,862 |
| Total interest expense | $646,000 | 4,007 |
| Net interest income | $7,068,000 | 1,594 |
| Provision for loan and lease losses | $42,000 | 5,255 |
| Total noninterest income | $986,000 | 2,011 |
| Gross Fiduciary activities income | $105,000 | 736 |
| Service charges on deposit accounts | $503,000 | 1,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 2,517 |
| Total noninterest expense | $4,404,000 | 2,192 |
| Salaries and employee benefits | $2,373,000 | 2,052 |
| Premises and equipment expense | $589,000 | 2,139 |
| Additional noninterest expense | $1,442,000 | 2,327 |
| Pre-tax net operating income | $3,608,000 | 837 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $3,608,000 | 717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,608,000 | 716 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,608,000 | 717 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $5,896,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,608,000 | 683 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 1,866 |
| Total interest expense | $336,000 | 4,019 |
| Net interest income | $3,523,000 | 1,586 |
| Provision for loan and lease losses | $21,000 | 4,973 |
| Total noninterest income | $484,000 | 2,040 |
| Gross Fiduciary activities income | $52,000 | 746 |
| Service charges on deposit accounts | $242,000 | 1,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $190,000 | 2,541 |
| Total noninterest expense | $2,224,000 | 2,171 |
| Salaries and employee benefits | $1,212,000 | 2,022 |
| Premises and equipment expense | $300,000 | 2,137 |
| Additional noninterest expense | $712,000 | 2,330 |
| Pre-tax net operating income | $1,762,000 | 861 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,762,000 | 733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,762,000 | 733 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,762,000 | 733 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $5,226,000 | 89 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,762,000 | 715 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,892,000 | 1,907 |
| Total interest expense | $1,715,000 | 3,961 |
| Net interest income | $14,177,000 | 1,575 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $2,306,000 | 1,877 |
| Gross Fiduciary activities income | $356,000 | 630 |
| Service charges on deposit accounts | $1,061,000 | 1,434 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $889,000 | 2,347 |
| Total noninterest expense | $9,371,000 | 2,055 |
| Salaries and employee benefits | $4,964,000 | 1,956 |
| Premises and equipment expense | $1,224,000 | 2,067 |
| Additional noninterest expense | $3,183,000 | 2,177 |
| Pre-tax net operating income | $7,112,000 | 758 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $7,112,000 | 636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,112,000 | 633 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,112,000 | 637 |
| Net charge-offs | $223,000 | 4,649 |
| Cash dividends | $6,993,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,112,000 | 600 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,945,000 | 1,940 |
| Total interest expense | $1,347,000 | 3,987 |
| Net interest income | $10,598,000 | 1,598 |
| Provision for loan and lease losses | $202,000 | 4,869 |
| Total noninterest income | $1,612,000 | 1,989 |
| Gross Fiduciary activities income | $235,000 | 650 |
| Service charges on deposit accounts | $790,000 | 1,486 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $587,000 | 2,515 |
| Total noninterest expense | $6,786,000 | 2,137 |
| Salaries and employee benefits | $3,602,000 | 2,016 |
| Premises and equipment expense | $918,000 | 2,088 |
| Additional noninterest expense | $2,266,000 | 2,252 |
| Pre-tax net operating income | $5,222,000 | 802 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $5,222,000 | 669 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,222,000 | 667 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,222,000 | 669 |
| Net charge-offs | $184,000 | 4,315 |
| Cash dividends | $6,993,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,222,000 | 633 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 1,955 |
| Total interest expense | $974,000 | 3,872 |
| Net interest income | $7,037,000 | 1,610 |
| Provision for loan and lease losses | $181,000 | 4,353 |
| Total noninterest income | $1,050,000 | 1,978 |
| Gross Fiduciary activities income | $153,000 | 656 |
| Service charges on deposit accounts | $506,000 | 1,558 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $391,000 | 2,448 |
| Total noninterest expense | $4,523,000 | 2,145 |
| Salaries and employee benefits | $2,417,000 | 2,008 |
| Premises and equipment expense | $598,000 | 2,160 |
| Additional noninterest expense | $1,508,000 | 2,247 |
| Pre-tax net operating income | $3,383,000 | 816 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,383,000 | 668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,383,000 | 668 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,383,000 | 668 |
| Net charge-offs | $185,000 | 3,631 |
| Cash dividends | $6,268,000 | 109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,383,000 | 645 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 2,004 |
| Total interest expense | $504,000 | 3,904 |
| Net interest income | $3,484,000 | 1,635 |
| Provision for loan and lease losses | $91,000 | 4,069 |
| Total noninterest income | $511,000 | 2,001 |
| Gross Fiduciary activities income | $74,000 | 680 |
| Service charges on deposit accounts | $249,000 | 1,570 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 2,489 |
| Total noninterest expense | $2,264,000 | 2,152 |
| Salaries and employee benefits | $1,215,000 | 2,029 |
| Premises and equipment expense | $303,000 | 2,184 |
| Additional noninterest expense | $746,000 | 2,268 |
| Pre-tax net operating income | $1,640,000 | 816 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,640,000 | 679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,640,000 | 680 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,640,000 | 683 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $5,008,000 | 62 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,640,000 | 652 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,232,000 | 2,091 |
| Total interest expense | $2,480,000 | 3,914 |
| Net interest income | $13,752,000 | 1,634 |
| Provision for loan and lease losses | $84,000 | 6,566 |
| Total noninterest income | $2,480,000 | 1,841 |
| Gross Fiduciary activities income | $432,000 | 580 |
| Service charges on deposit accounts | $1,178,000 | 1,457 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $870,000 | 2,332 |
| Total noninterest expense | $9,099,000 | 2,184 |
| Salaries and employee benefits | $4,980,000 | 1,978 |
| Premises and equipment expense | $1,163,000 | 2,275 |
| Additional noninterest expense | $2,956,000 | 2,377 |
| Pre-tax net operating income | $7,049,000 | 617 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $7,049,000 | 476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,049,000 | 476 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,049,000 | 478 |
| Net charge-offs | $88,000 | 5,804 |
| Cash dividends | $2,041,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,049,000 | 474 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 2,112 |
| Total interest expense | $1,935,000 | 3,936 |
| Net interest income | $10,305,000 | 1,635 |
| Provision for loan and lease losses | $63,000 | 6,382 |
| Total noninterest income | $1,717,000 | 1,975 |
| Gross Fiduciary activities income | $261,000 | 624 |
| Service charges on deposit accounts | $1,003,000 | 1,285 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $453,000 | 2,981 |
| Total noninterest expense | $6,595,000 | 2,255 |
| Salaries and employee benefits | $3,675,000 | 2,022 |
| Premises and equipment expense | $872,000 | 2,298 |
| Additional noninterest expense | $2,048,000 | 2,517 |
| Pre-tax net operating income | $5,364,000 | 638 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $5,364,000 | 495 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,364,000 | 494 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,364,000 | 496 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $2,041,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,364,000 | 491 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 2,131 |
| Total interest expense | $1,353,000 | 3,925 |
| Net interest income | $6,907,000 | 1,634 |
| Provision for loan and lease losses | $42,000 | 6,212 |
| Total noninterest income | $1,125,000 | 2,005 |
| Gross Fiduciary activities income | $161,000 | 651 |
| Service charges on deposit accounts | $646,000 | 1,313 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $318,000 | 2,902 |
| Total noninterest expense | $4,399,000 | 2,283 |
| Salaries and employee benefits | $2,478,000 | 2,033 |
| Premises and equipment expense | $577,000 | 2,335 |
| Additional noninterest expense | $1,344,000 | 2,570 |
| Pre-tax net operating income | $3,591,000 | 633 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $3,591,000 | 485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,591,000 | 482 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,591,000 | 485 |
| Net charge-offs | $79,000 | 4,490 |
| Cash dividends | $1,364,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,591,000 | 470 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 2,133 |
| Total interest expense | $715,000 | 3,885 |
| Net interest income | $3,457,000 | 1,619 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $521,000 | 2,071 |
| Gross Fiduciary activities income | $81,000 | 654 |
| Service charges on deposit accounts | $312,000 | 1,321 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $128,000 | 3,231 |
| Total noninterest expense | $2,181,000 | 2,242 |
| Salaries and employee benefits | $1,239,000 | 2,064 |
| Premises and equipment expense | $278,000 | 2,454 |
| Additional noninterest expense | $664,000 | 2,343 |
| Pre-tax net operating income | $1,776,000 | 707 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,776,000 | 560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,776,000 | 560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,776,000 | 563 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,776,000 | 521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,445,000 | 2,173 |
| Total interest expense | $3,848,000 | 3,615 |
| Net interest income | $13,597,000 | 1,633 |
| Provision for loan and lease losses | $127,000 | 5,755 |
| Total noninterest income | $2,497,000 | 1,810 |
| Gross Fiduciary activities income | $455,000 | 588 |
| Service charges on deposit accounts | $1,261,000 | 1,427 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $781,000 | 2,480 |
| Total noninterest expense | $8,593,000 | 2,221 |
| Salaries and employee benefits | $4,938,000 | 2,060 |
| Premises and equipment expense | $1,036,000 | 2,545 |
| Additional noninterest expense | $2,619,000 | 2,256 |
| Pre-tax net operating income | $7,374,000 | 756 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $7,374,000 | 526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,374,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $12,848,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,374,000 | 572 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,013,000 | 2,232 |
| Total interest expense | $3,010,000 | 3,614 |
| Net interest income | $10,003,000 | 1,676 |
| Provision for loan and lease losses | $97,000 | 5,196 |
| Total noninterest income | $1,807,000 | 1,912 |
| Gross Fiduciary activities income | $259,000 | 652 |
| Service charges on deposit accounts | $974,000 | 1,395 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $574,000 | 2,595 |
| Total noninterest expense | $6,268,000 | 2,281 |
| Salaries and employee benefits | $3,545,000 | 2,179 |
| Premises and equipment expense | $760,000 | 2,609 |
| Additional noninterest expense | $1,963,000 | 2,195 |
| Pre-tax net operating income | $5,445,000 | 932 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $5,445,000 | 665 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,445,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $7,699,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,445,000 | 703 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 2,258 |
| Total interest expense | $2,106,000 | 3,617 |
| Net interest income | $6,577,000 | 1,700 |
| Provision for loan and lease losses | $67,000 | 4,804 |
| Total noninterest income | $1,243,000 | 1,881 |
| Gross Fiduciary activities income | $159,000 | 683 |
| Service charges on deposit accounts | $629,000 | 1,419 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $455,000 | 2,391 |
| Total noninterest expense | $4,131,000 | 2,314 |
| Salaries and employee benefits | $2,367,000 | 2,198 |
| Premises and equipment expense | $484,000 | 2,710 |
| Additional noninterest expense | $1,280,000 | 2,217 |
| Pre-tax net operating income | $3,622,000 | 987 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $3,622,000 | 755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,622,000 | 754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $6,988,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,622,000 | 742 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 2,326 |
| Total interest expense | $1,123,000 | 3,614 |
| Net interest income | $3,214,000 | 1,734 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $552,000 | 2,084 |
| Gross Fiduciary activities income | $80,000 | 696 |
| Service charges on deposit accounts | $303,000 | 1,444 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $2,111,000 | 2,262 |
| Salaries and employee benefits | $1,203,000 | 2,183 |
| Premises and equipment expense | $251,000 | 2,657 |
| Additional noninterest expense | $657,000 | 2,132 |
| Pre-tax net operating income | $1,618,000 | 1,170 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,618,000 | 932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,618,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $5,647,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,618,000 | 890 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,451,000 | 2,231 |
| Total interest expense | $4,671,000 | 3,625 |
| Net interest income | $13,780,000 | 1,639 |
| Provision for loan and lease losses | $264,000 | 3,411 |
| Total noninterest income | $2,556,000 | 1,856 |
| Gross Fiduciary activities income | $404,000 | 641 |
| Service charges on deposit accounts | $1,337,000 | 1,338 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $815,000 | 2,537 |
| Total noninterest expense | $8,324,000 | 2,199 |
| Salaries and employee benefits | $4,664,000 | 2,157 |
| Premises and equipment expense | $1,067,000 | 2,431 |
| Additional noninterest expense | $2,593,000 | 2,116 |
| Pre-tax net operating income | $7,748,000 | 1,087 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,748,000 | 835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,748,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,327 |
| Cash dividends | $6,363,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,748,000 | 826 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,827,000 | 2,241 |
| Total interest expense | $3,496,000 | 3,645 |
| Net interest income | $10,331,000 | 1,644 |
| Provision for loan and lease losses | $198,000 | 3,034 |
| Total noninterest income | $1,607,000 | 2,112 |
| Gross Fiduciary activities income | $232,000 | 695 |
| Service charges on deposit accounts | $1,013,000 | 1,294 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $362,000 | 3,393 |
| Total noninterest expense | $6,200,000 | 2,190 |
| Salaries and employee benefits | $3,529,000 | 2,139 |
| Premises and equipment expense | $813,000 | 2,375 |
| Additional noninterest expense | $1,858,000 | 2,151 |
| Pre-tax net operating income | $5,540,000 | 1,235 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,540,000 | 937 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,540,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,271 |
| Cash dividends | $6,363,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,540,000 | 919 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 2,292 |
| Total interest expense | $2,328,000 | 3,643 |
| Net interest income | $6,766,000 | 1,702 |
| Provision for loan and lease losses | $132,000 | 2,837 |
| Total noninterest income | $1,115,000 | 2,072 |
| Gross Fiduciary activities income | $160,000 | 696 |
| Service charges on deposit accounts | $689,000 | 1,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $266,000 | 3,224 |
| Total noninterest expense | $4,202,000 | 2,187 |
| Salaries and employee benefits | $2,426,000 | 2,115 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $1,235,000 | 2,162 |
| Pre-tax net operating income | $3,547,000 | 1,332 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,547,000 | 1,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,547,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,390 |
| Cash dividends | $5,575,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,547,000 | 1,000 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 2,346 |
| Total interest expense | $1,139,000 | 3,672 |
| Net interest income | $3,292,000 | 1,748 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $559,000 | 2,055 |
| Gross Fiduciary activities income | $89,000 | 685 |
| Service charges on deposit accounts | $338,000 | 1,274 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $2,110,000 | 2,193 |
| Salaries and employee benefits | $1,237,000 | 2,080 |
| Premises and equipment expense | $271,000 | 2,403 |
| Additional noninterest expense | $602,000 | 2,192 |
| Pre-tax net operating income | $1,675,000 | 1,394 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,675,000 | 1,055 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,675,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $4,263,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,675,000 | 1,037 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,137,000 | 2,274 |
| Total interest expense | $4,042,000 | 3,569 |
| Net interest income | $13,095,000 | 1,758 |
| Provision for loan and lease losses | $213,000 | 3,413 |
| Total noninterest income | $2,246,000 | 2,046 |
| Gross Fiduciary activities income | $370,000 | 658 |
| Service charges on deposit accounts | $1,339,000 | 1,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $537,000 | 3,218 |
| Total noninterest expense | $7,927,000 | 2,228 |
| Salaries and employee benefits | $4,211,000 | 2,338 |
| Premises and equipment expense | $1,044,000 | 2,366 |
| Additional noninterest expense | $2,672,000 | 1,983 |
| Pre-tax net operating income | $7,201,000 | 1,367 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,201,000 | 1,038 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,201,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,779 |
| Cash dividends | $7,545,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,201,000 | 1,026 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,712,000 | 2,290 |
| Total interest expense | $2,929,000 | 3,578 |
| Net interest income | $9,783,000 | 1,782 |
| Provision for loan and lease losses | $297,000 | 2,177 |
| Total noninterest income | $1,585,000 | 2,144 |
| Gross Fiduciary activities income | $223,000 | 711 |
| Service charges on deposit accounts | $979,000 | 1,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $383,000 | 3,286 |
| Total noninterest expense | $5,908,000 | 2,235 |
| Salaries and employee benefits | $3,240,000 | 2,264 |
| Premises and equipment expense | $805,000 | 2,308 |
| Additional noninterest expense | $1,863,000 | 2,098 |
| Pre-tax net operating income | $5,163,000 | 1,469 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,163,000 | 1,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,163,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $6,584,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,163,000 | 1,108 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,357,000 | 2,278 |
| Total interest expense | $1,930,000 | 3,477 |
| Net interest income | $6,427,000 | 1,816 |
| Provision for loan and lease losses | $198,000 | 2,138 |
| Total noninterest income | $1,052,000 | 2,144 |
| Gross Fiduciary activities income | $152,000 | 709 |
| Service charges on deposit accounts | $627,000 | 1,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,180 |
| Total noninterest expense | $3,928,000 | 2,246 |
| Salaries and employee benefits | $2,125,000 | 2,308 |
| Premises and equipment expense | $555,000 | 2,241 |
| Additional noninterest expense | $1,248,000 | 2,095 |
| Pre-tax net operating income | $3,353,000 | 1,508 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,353,000 | 1,149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,353,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $5,927,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,353,000 | 1,133 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 2,261 |
| Total interest expense | $950,000 | 3,380 |
| Net interest income | $3,188,000 | 1,812 |
| Provision for loan and lease losses | $99,000 | 2,041 |
| Total noninterest income | $486,000 | 2,228 |
| Gross Fiduciary activities income | $84,000 | 686 |
| Service charges on deposit accounts | $297,000 | 1,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,627 |
| Total noninterest expense | $1,915,000 | 2,322 |
| Salaries and employee benefits | $1,035,000 | 2,376 |
| Premises and equipment expense | $274,000 | 2,276 |
| Additional noninterest expense | $606,000 | 2,136 |
| Pre-tax net operating income | $1,660,000 | 1,489 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,660,000 | 1,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,660,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,195 |
| Cash dividends | $4,606,000 | 227 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,660,000 | 1,106 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,621,000 | 2,132 |
| Total interest expense | $3,361,000 | 3,042 |
| Net interest income | $12,260,000 | 1,785 |
| Provision for loan and lease losses | $169,000 | 3,930 |
| Total noninterest income | $2,321,000 | 1,988 |
| Gross Fiduciary activities income | $369,000 | 647 |
| Service charges on deposit accounts | $1,344,000 | 1,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $608,000 | 3,028 |
| Total noninterest expense | $7,940,000 | 2,102 |
| Salaries and employee benefits | $4,205,000 | 2,182 |
| Premises and equipment expense | $1,128,000 | 2,130 |
| Additional noninterest expense | $2,607,000 | 1,942 |
| Pre-tax net operating income | $6,472,000 | 1,477 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $6,472,000 | 1,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,472,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $6,235,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,472,000 | 1,100 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,596,000 | 2,101 |
| Total interest expense | $2,450,000 | 2,975 |
| Net interest income | $9,146,000 | 1,787 |
| Provision for loan and lease losses | $290,000 | 2,252 |
| Total noninterest income | $1,717,000 | 2,001 |
| Gross Fiduciary activities income | $224,000 | 695 |
| Service charges on deposit accounts | $1,015,000 | 1,301 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $478,000 | 2,971 |
| Total noninterest expense | $5,794,000 | 2,136 |
| Salaries and employee benefits | $3,177,000 | 2,148 |
| Premises and equipment expense | $862,000 | 2,066 |
| Additional noninterest expense | $1,755,000 | 2,114 |
| Pre-tax net operating income | $4,779,000 | 1,503 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,779,000 | 1,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,779,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $6,235,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,779,000 | 1,117 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,530,000 | 2,101 |
| Total interest expense | $1,582,000 | 2,930 |
| Net interest income | $5,948,000 | 1,815 |
| Provision for loan and lease losses | $193,000 | 2,216 |
| Total noninterest income | $1,140,000 | 1,986 |
| Gross Fiduciary activities income | $152,000 | 696 |
| Service charges on deposit accounts | $671,000 | 1,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $317,000 | 2,966 |
| Total noninterest expense | $3,856,000 | 2,121 |
| Salaries and employee benefits | $2,135,000 | 2,119 |
| Premises and equipment expense | $566,000 | 2,089 |
| Additional noninterest expense | $1,155,000 | 2,127 |
| Pre-tax net operating income | $3,039,000 | 1,530 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,039,000 | 1,159 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,039,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $5,552,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,039,000 | 1,132 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 2,084 |
| Total interest expense | $760,000 | 2,925 |
| Net interest income | $2,951,000 | 1,812 |
| Provision for loan and lease losses | $97,000 | 2,118 |
| Total noninterest income | $530,000 | 2,056 |
| Gross Fiduciary activities income | $85,000 | 678 |
| Service charges on deposit accounts | $320,000 | 1,280 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,316 |
| Total noninterest expense | $1,942,000 | 2,126 |
| Salaries and employee benefits | $1,086,000 | 2,103 |
| Premises and equipment expense | $282,000 | 2,122 |
| Additional noninterest expense | $574,000 | 2,131 |
| Pre-tax net operating income | $1,442,000 | 1,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,442,000 | 1,197 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,442,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $4,369,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,442,000 | 1,173 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,826,000 | 1,920 |
| Total interest expense | $2,961,000 | 2,661 |
| Net interest income | $11,865,000 | 1,703 |
| Provision for loan and lease losses | $465,000 | 2,077 |
| Total noninterest income | $2,455,000 | 1,894 |
| Gross Fiduciary activities income | $347,000 | 657 |
| Service charges on deposit accounts | $1,436,000 | 1,244 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $672,000 | 2,771 |
| Total noninterest expense | $7,768,000 | 2,053 |
| Salaries and employee benefits | $4,059,000 | 2,133 |
| Premises and equipment expense | $1,164,000 | 1,978 |
| Additional noninterest expense | $2,545,000 | 1,912 |
| Pre-tax net operating income | $6,087,000 | 1,416 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $6,087,000 | 1,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,087,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,894 |
| Cash dividends | $5,770,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,087,000 | 1,042 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 1,901 |
| Total interest expense | $2,212,000 | 2,619 |
| Net interest income | $8,923,000 | 1,690 |
| Provision for loan and lease losses | $396,000 | 1,799 |
| Total noninterest income | $1,763,000 | 1,967 |
| Gross Fiduciary activities income | $202,000 | 721 |
| Service charges on deposit accounts | $1,067,000 | 1,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $494,000 | 2,829 |
| Total noninterest expense | $5,925,000 | 2,013 |
| Salaries and employee benefits | $3,160,000 | 2,072 |
| Premises and equipment expense | $853,000 | 2,025 |
| Additional noninterest expense | $1,912,000 | 1,874 |
| Pre-tax net operating income | $4,365,000 | 1,481 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $4,365,000 | 1,130 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,365,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $5,770,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,365,000 | 1,092 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 1,905 |
| Total interest expense | $1,483,000 | 2,597 |
| Net interest income | $5,869,000 | 1,703 |
| Provision for loan and lease losses | $264,000 | 1,758 |
| Total noninterest income | $1,186,000 | 1,941 |
| Gross Fiduciary activities income | $131,000 | 732 |
| Service charges on deposit accounts | $710,000 | 1,243 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $345,000 | 2,751 |
| Total noninterest expense | $3,927,000 | 2,029 |
| Salaries and employee benefits | $2,117,000 | 2,064 |
| Premises and equipment expense | $545,000 | 2,094 |
| Additional noninterest expense | $1,265,000 | 1,885 |
| Pre-tax net operating income | $2,864,000 | 1,481 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,864,000 | 1,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,864,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $5,190,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,864,000 | 1,099 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 1,888 |
| Total interest expense | $755,000 | 2,596 |
| Net interest income | $2,971,000 | 1,685 |
| Provision for loan and lease losses | $132,000 | 1,698 |
| Total noninterest income | $547,000 | 2,025 |
| Gross Fiduciary activities income | $68,000 | 733 |
| Service charges on deposit accounts | $347,000 | 1,236 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $1,953,000 | 2,055 |
| Salaries and employee benefits | $1,036,000 | 2,127 |
| Premises and equipment expense | $270,000 | 2,144 |
| Additional noninterest expense | $647,000 | 1,831 |
| Pre-tax net operating income | $1,433,000 | 1,445 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,433,000 | 1,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,433,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $4,052,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,433,000 | 1,078 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,548,000 | 1,828 |
| Total interest expense | $3,662,000 | 2,414 |
| Net interest income | $11,886,000 | 1,633 |
| Provision for loan and lease losses | $703,000 | 1,616 |
| Total noninterest income | $2,398,000 | 2,021 |
| Gross Fiduciary activities income | $411,000 | 626 |
| Service charges on deposit accounts | $1,463,000 | 1,187 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $524,000 | 3,500 |
| Total noninterest expense | $7,833,000 | 2,017 |
| Salaries and employee benefits | $3,968,000 | 2,141 |
| Premises and equipment expense | $1,342,000 | 1,690 |
| Additional noninterest expense | $2,523,000 | 1,908 |
| Pre-tax net operating income | $5,748,000 | 1,437 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $100,000 | 5,726 |
| Income before extraordinary items | $5,672,000 | 1,129 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,672,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,413 |
| Cash dividends | $3,569,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,648,480 | 1,070 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,760,000 | 1,850 |
| Total interest expense | $2,879,000 | 2,386 |
| Net interest income | $8,881,000 | 1,652 |
| Provision for loan and lease losses | $586,000 | 1,443 |
| Total noninterest income | $1,674,000 | 2,177 |
| Gross Fiduciary activities income | $202,000 | 735 |
| Service charges on deposit accounts | $1,086,000 | 1,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 3,598 |
| Total noninterest expense | $5,862,000 | 2,020 |
| Salaries and employee benefits | $3,038,000 | 2,101 |
| Premises and equipment expense | $1,009,000 | 1,692 |
| Additional noninterest expense | $1,815,000 | 1,973 |
| Pre-tax net operating income | $4,107,000 | 1,543 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $75,000 | 5,865 |
| Income before extraordinary items | $4,032,000 | 1,224 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,032,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,101 |
| Cash dividends | $3,569,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,032,000 | 1,159 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 1,810 |
| Total interest expense | $2,040,000 | 2,330 |
| Net interest income | $6,001,000 | 1,618 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $1,114,000 | 2,181 |
| Gross Fiduciary activities income | $131,000 | 734 |
| Service charges on deposit accounts | $711,000 | 1,214 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $272,000 | 3,477 |
| Total noninterest expense | $3,922,000 | 2,011 |
| Salaries and employee benefits | $2,040,000 | 2,081 |
| Premises and equipment expense | $672,000 | 1,693 |
| Additional noninterest expense | $1,210,000 | 1,978 |
| Pre-tax net operating income | $2,768,000 | 1,517 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $50,000 | 5,908 |
| Income before extraordinary items | $2,718,000 | 1,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,718,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,177 |
| Cash dividends | $3,029,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,718,000 | 1,136 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 1,786 |
| Total interest expense | $1,083,000 | 2,249 |
| Net interest income | $3,032,000 | 1,613 |
| Provision for loan and lease losses | $195,000 | 1,399 |
| Total noninterest income | $544,000 | 2,151 |
| Gross Fiduciary activities income | $68,000 | 743 |
| Service charges on deposit accounts | $344,000 | 1,211 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $1,960,000 | 2,003 |
| Salaries and employee benefits | $1,019,000 | 2,071 |
| Premises and equipment expense | $327,000 | 1,748 |
| Additional noninterest expense | $614,000 | 1,915 |
| Pre-tax net operating income | $1,421,000 | 1,491 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $1,396,000 | 1,188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,396,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,092 |
| Cash dividends | $1,949,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,396,000 | 1,104 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,268,000 | 1,795 |
| Total interest expense | $5,309,000 | 2,118 |
| Net interest income | $11,959,000 | 1,618 |
| Provision for loan and lease losses | $848,000 | 1,548 |
| Total noninterest income | $2,380,000 | 1,862 |
| Gross Fiduciary activities income | $419,000 | 637 |
| Service charges on deposit accounts | $1,459,000 | 1,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 3,282 |
| Total noninterest expense | $7,833,000 | 1,930 |
| Salaries and employee benefits | $3,992,000 | 1,999 |
| Premises and equipment expense | $1,276,000 | 1,733 |
| Additional noninterest expense | $2,565,000 | 1,811 |
| Pre-tax net operating income | $5,658,000 | 1,468 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $100,000 | 5,962 |
| Income before extraordinary items | $5,558,000 | 1,130 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,558,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 961 |
| Cash dividends | $4,338,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,558,000 | 1,082 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,916,000 | 1,707 |
| Total interest expense | $8,571,000 | 1,894 |
| Net interest income | $11,345,000 | 1,571 |
| Provision for loan and lease losses | $853,000 | 1,418 |
| Total noninterest income | $2,746,000 | 1,584 |
| Gross Fiduciary activities income | $433,000 | 639 |
| Service charges on deposit accounts | $1,432,000 | 1,042 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $881,000 | 2,239 |
| Total noninterest expense | $8,611,000 | 1,685 |
| Salaries and employee benefits | $4,089,000 | 1,828 |
| Premises and equipment expense | $1,249,000 | 1,731 |
| Additional noninterest expense | $3,273,000 | 1,430 |
| Pre-tax net operating income | $4,627,000 | 1,562 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $4,627,000 | 1,170 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,627,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,139 |
| Cash dividends | $3,595,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,627,000 | 1,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,753,000 | 1,518 |
| Total interest expense | $10,090,000 | 1,705 |
| Net interest income | $12,663,000 | 1,389 |
| Provision for loan and lease losses | $755,000 | 1,327 |
| Total noninterest income | $2,802,000 | 1,432 |
| Gross Fiduciary activities income | $412,000 | 658 |
| Service charges on deposit accounts | $1,586,000 | 853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $804,000 | 2,144 |
| Total noninterest expense | $10,077,000 | 1,375 |
| Salaries and employee benefits | $4,560,000 | 1,556 |
| Premises and equipment expense | $1,351,000 | 1,538 |
| Additional noninterest expense | $4,166,000 | 1,117 |
| Pre-tax net operating income | $4,633,000 | 1,591 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $4,633,000 | 1,137 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,633,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,340,000 | 616 |
| Cash dividends | $1,972,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,633,000 | 1,137 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,583,000 | 1,379 |
| Total interest expense | $9,799,000 | 1,532 |
| Net interest income | $13,784,000 | 1,267 |
| Provision for loan and lease losses | $937,000 | 1,029 |
| Total noninterest income | $3,303,000 | 1,254 |
| Gross Fiduciary activities income | $439,000 | 678 |
| Service charges on deposit accounts | $1,499,000 | 882 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,365,000 | 1,493 |
| Total noninterest expense | $8,782,000 | 1,572 |
| Salaries and employee benefits | $4,836,000 | 1,427 |
| Premises and equipment expense | $1,229,000 | 1,661 |
| Additional noninterest expense | $2,717,000 | 1,646 |
| Pre-tax net operating income | $7,368,000 | 1,057 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $2,111,000 | 1,175 |
| Income before extraordinary items | $5,256,000 | 1,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,256,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 913 |
| Cash dividends | $4,797,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,256,710 | 1,033 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,287,000 | 1,386 |
| Total interest expense | $9,357,000 | 1,646 |
| Net interest income | $13,930,000 | 1,216 |
| Provision for loan and lease losses | $1,118,000 | 877 |
| Total noninterest income | $3,525,000 | 1,183 |
| Gross Fiduciary activities income | $359,000 | 739 |
| Service charges on deposit accounts | $1,489,000 | 826 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,677,000 | 1,305 |
| Total noninterest expense | $8,730,000 | 1,522 |
| Salaries and employee benefits | $4,981,000 | 1,321 |
| Premises and equipment expense | $1,178,000 | 1,667 |
| Additional noninterest expense | $2,571,000 | 1,666 |
| Pre-tax net operating income | $7,607,000 | 1,008 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,588,000 | 993 |
| Income before extraordinary items | $5,019,000 | 1,074 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,019,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,302,000 | 619 |
| Cash dividends | $2,515,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $-4,546,000 | 10,449 |
| Net operating income | $5,019,000 | 1,031 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,245,000 | 1,548 |
| Total interest expense | $8,314,000 | 1,859 |
| Net interest income | $12,931,000 | 1,345 |
| Provision for loan and lease losses | $802,000 | 1,180 |
| Total noninterest income | $3,137,000 | 1,254 |
| Gross Fiduciary activities income | $349,000 | 772 |
| Service charges on deposit accounts | $1,361,000 | 936 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,427,000 | 1,370 |
| Total noninterest expense | $8,230,000 | 1,603 |
| Salaries and employee benefits | $4,588,000 | 1,424 |
| Premises and equipment expense | $959,000 | 2,057 |
| Additional noninterest expense | $2,683,000 | 1,595 |
| Pre-tax net operating income | $7,036,000 | 1,137 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,541,000 | 1,080 |
| Income before extraordinary items | $4,495,000 | 1,222 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,495,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 916 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,495,000 | 1,196 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,634,000 | 1,720 |
| Total interest expense | $7,573,000 | 2,073 |
| Net interest income | $12,061,000 | 1,478 |
| Provision for loan and lease losses | $624,000 | 1,466 |
| Total noninterest income | $2,754,000 | 1,449 |
| Gross Fiduciary activities income | $282,000 | 880 |
| Service charges on deposit accounts | $1,345,000 | 986 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,127,000 | 1,669 |
| Total noninterest expense | $7,624,000 | 1,857 |
| Salaries and employee benefits | $4,214,000 | 1,587 |
| Premises and equipment expense | $1,160,000 | 1,740 |
| Additional noninterest expense | $2,250,000 | 2,213 |
| Pre-tax net operating income | $6,567,000 | 1,127 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,262,000 | 1,101 |
| Income before extraordinary items | $4,305,000 | 1,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,305,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,591 |
| Cash dividends | $2,137,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,305,000 | 1,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,950,000 | 1,795 |
| Total interest expense | $7,505,000 | 2,087 |
| Net interest income | $11,445,000 | 1,563 |
| Provision for loan and lease losses | $605,000 | 1,335 |
| Total noninterest income | $2,725,000 | 1,446 |
| Gross Fiduciary activities income | $254,000 | 940 |
| Service charges on deposit accounts | $1,357,000 | 984 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,114,000 | 1,674 |
| Total noninterest expense | $7,524,000 | 1,859 |
| Salaries and employee benefits | $4,023,000 | 1,645 |
| Premises and equipment expense | $1,132,000 | 1,781 |
| Additional noninterest expense | $2,369,000 | 2,093 |
| Pre-tax net operating income | $6,041,000 | 1,267 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,057,000 | 1,244 |
| Income before extraordinary items | $3,984,000 | 1,328 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,984,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,375,000 | 517 |
| Cash dividends | $1,850,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,984,000 | 1,305 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,502,000 | 1,754 |
| Total interest expense | $6,066,000 | 2,058 |
| Net interest income | $11,436,000 | 1,575 |
| Provision for loan and lease losses | $339,000 | 2,072 |
| Total noninterest income | $2,668,000 | 1,485 |
| Gross Fiduciary activities income | $269,000 | 941 |
| Service charges on deposit accounts | $1,426,000 | 919 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $973,000 | 1,869 |
| Total noninterest expense | $7,851,000 | 1,851 |
| Salaries and employee benefits | $4,110,000 | 1,628 |
| Premises and equipment expense | $1,012,000 | 2,009 |
| Additional noninterest expense | $2,729,000 | 1,986 |
| Pre-tax net operating income | $5,914,000 | 1,261 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,974,000 | 1,222 |
| Income before extraordinary items | $3,940,000 | 1,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,940,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,307 |
| Cash dividends | $941,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,940,000 | 1,290 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,581,000 | 1,887 |
| Total interest expense | $5,557,000 | 2,331 |
| Net interest income | $11,024,000 | 1,637 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $2,548,000 | 1,658 |
| Gross Fiduciary activities income | $231,000 | 1,027 |
| Service charges on deposit accounts | $1,395,000 | 949 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $922,000 | 2,156 |
| Total noninterest expense | $7,616,000 | 1,942 |
| Salaries and employee benefits | $4,140,000 | 1,624 |
| Premises and equipment expense | $931,000 | 2,203 |
| Additional noninterest expense | $2,545,000 | 2,193 |
| Pre-tax net operating income | $5,456,000 | 1,274 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $1,983,000 | 1,218 |
| Income before extraordinary items | $3,504,000 | 1,448 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,504,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,353 |
| Cash dividends | $773,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,484,160 | 1,368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,348,000 | 2,161 |
| Total interest expense | $6,001,000 | 2,776 |
| Net interest income | $10,347,000 | 1,771 |
| Provision for loan and lease losses | $2,294,000 | 1,040 |
| Total noninterest income | $4,071,000 | 1,128 |
| Gross Fiduciary activities income | $180,000 | 1,109 |
| Service charges on deposit accounts | $1,360,000 | 959 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,531,000 | 1,075 |
| Total noninterest expense | $7,502,000 | 1,968 |
| Salaries and employee benefits | $3,544,000 | 1,863 |
| Premises and equipment expense | $727,000 | 2,837 |
| Additional noninterest expense | $3,231,000 | 1,876 |
| Pre-tax net operating income | $4,622,000 | 1,382 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $1,648,000 | 1,345 |
| Income before extraordinary items | $2,989,000 | 1,546 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,989,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 2,152 |
| Cash dividends | $714,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,979,400 | 1,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.