Home > Western Bank of Chinook > Income and Expense
Western Bank of Chinook, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,402 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $394,000 | 7,142 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $268,000 | 7,636 |
| Salaries and employee benefits | $125,000 | 7,886 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $120,000 | 6,694 |
| Pre-tax net operating income | $172,000 | 5,798 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $127,000 | 5,959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,485 |
| Total interest expense | $218,000 | 8,392 |
| Net interest income | $414,000 | 8,481 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $43,000 | 8,264 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $22,000 | 7,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $221,000 | 8,638 |
| Salaries and employee benefits | $114,000 | 8,624 |
| Premises and equipment expense | $27,000 | 8,550 |
| Additional noninterest expense | $80,000 | 8,603 |
| Pre-tax net operating income | $236,000 | 7,292 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $53,000 | 5,414 |
| Income before extraordinary items | $183,000 | 7,339 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $183,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $183,000 | 7,336 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 7,490 |
| Total interest expense | $570,000 | 7,398 |
| Net interest income | $1,024,000 | 7,426 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $135,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $695,000 | 7,825 |
| Salaries and employee benefits | $388,000 | 7,816 |
| Premises and equipment expense | $88,000 | 7,627 |
| Additional noninterest expense | $219,000 | 7,644 |
| Pre-tax net operating income | $214,000 | 7,372 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $-4,000 | 8,388 |
| Income before extraordinary items | $212,000 | 7,162 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $212,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $158,000 | 4,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $218,000 | 7,126 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,581 |
| Total interest expense | $342,000 | 7,530 |
| Net interest income | $675,000 | 7,492 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $83,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $448,000 | 7,909 |
| Salaries and employee benefits | $270,000 | 7,791 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $128,000 | 7,855 |
| Pre-tax net operating income | $60,000 | 7,905 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-36,000 | 8,558 |
| Income before extraordinary items | $96,000 | 7,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $96,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $158,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $96,000 | 7,565 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $161,000 | 7,580 |
| Net interest income | $320,000 | 7,606 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $240,000 | 7,810 |
| Salaries and employee benefits | $148,000 | 7,663 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $66,000 | 7,811 |
| Pre-tax net operating income | $-127,000 | 8,473 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-71,000 | 8,670 |
| Income before extraordinary items | $-56,000 | 8,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-56,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $158,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-56,000 | 8,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 7,623 |
| Total interest expense | $506,000 | 7,599 |
| Net interest income | $1,308,000 | 7,548 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,449 |
| Total noninterest expense | $856,000 | 7,982 |
| Salaries and employee benefits | $493,000 | 7,926 |
| Premises and equipment expense | $84,000 | 8,044 |
| Additional noninterest expense | $279,000 | 7,762 |
| Pre-tax net operating income | $615,000 | 6,379 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $136,000 | 5,097 |
| Income before extraordinary items | $479,000 | 6,446 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $479,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $248,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $479,000 | 6,420 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,697 |
| Total interest expense | $369,000 | 7,600 |
| Net interest income | $950,000 | 7,649 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $126,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $603,000 | 8,068 |
| Salaries and employee benefits | $341,000 | 8,022 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $202,000 | 7,814 |
| Pre-tax net operating income | $459,000 | 6,540 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $355,000 | 6,619 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $355,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $158,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $355,000 | 6,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,710 |
| Total interest expense | $239,000 | 7,589 |
| Net interest income | $627,000 | 7,688 |
| Provision for loan and lease losses | $14,000 | 5,948 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $389,000 | 8,105 |
| Salaries and employee benefits | $226,000 | 8,047 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $123,000 | 7,933 |
| Pre-tax net operating income | $310,000 | 6,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $67,000 | 5,256 |
| Income before extraordinary items | $243,000 | 6,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $158,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $243,000 | 6,519 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,776 |
| Total interest expense | $112,000 | 7,683 |
| Net interest income | $317,000 | 7,734 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $196,000 | 8,166 |
| Salaries and employee benefits | $112,000 | 8,130 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $152,000 | 6,532 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $127,000 | 6,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $127,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $127,000 | 6,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 7,801 |
| Total interest expense | $371,000 | 7,800 |
| Net interest income | $1,212,000 | 7,725 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $208,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $80,000 | 6,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 5,993 |
| Total noninterest expense | $846,000 | 8,074 |
| Salaries and employee benefits | $489,000 | 8,007 |
| Premises and equipment expense | $107,000 | 7,879 |
| Additional noninterest expense | $250,000 | 7,995 |
| Pre-tax net operating income | $554,000 | 6,532 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $124,000 | 5,301 |
| Income before extraordinary items | $430,000 | 6,623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $430,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $360,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $430,000 | 6,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,878 |
| Total interest expense | $279,000 | 7,823 |
| Net interest income | $869,000 | 7,840 |
| Provision for loan and lease losses | $2,000 | 7,053 |
| Total noninterest income | $162,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $624,000 | 8,092 |
| Salaries and employee benefits | $354,000 | 8,046 |
| Premises and equipment expense | $81,000 | 7,866 |
| Additional noninterest expense | $189,000 | 7,984 |
| Pre-tax net operating income | $405,000 | 6,716 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $316,000 | 6,812 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $316,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $360,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $316,000 | 6,736 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 7,942 |
| Total interest expense | $190,000 | 7,852 |
| Net interest income | $573,000 | 7,898 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $116,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 5,692 |
| Total noninterest expense | $430,000 | 8,103 |
| Salaries and employee benefits | $242,000 | 8,061 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $132,000 | 7,951 |
| Pre-tax net operating income | $259,000 | 6,771 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $53,000 | 5,582 |
| Income before extraordinary items | $206,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $206,000 | 6,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,964 |
| Total interest expense | $98,000 | 7,876 |
| Net interest income | $288,000 | 7,917 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $219,000 | 8,109 |
| Salaries and employee benefits | $115,000 | 8,182 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $124,000 | 6,805 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $102,000 | 6,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $90,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $102,000 | 6,742 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 7,840 |
| Total interest expense | $452,000 | 7,932 |
| Net interest income | $1,274,000 | 7,697 |
| Provision for loan and lease losses | $49,000 | 6,327 |
| Total noninterest income | $194,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $895,000 | 8,091 |
| Salaries and employee benefits | $494,000 | 8,101 |
| Premises and equipment expense | $141,000 | 7,527 |
| Additional noninterest expense | $260,000 | 8,033 |
| Pre-tax net operating income | $524,000 | 6,586 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $120,000 | 5,530 |
| Income before extraordinary items | $404,000 | 6,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $404,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $293,000 | 4,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $404,000 | 6,641 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 7,925 |
| Total interest expense | $348,000 | 8,029 |
| Net interest income | $956,000 | 7,755 |
| Provision for loan and lease losses | $37,000 | 6,206 |
| Total noninterest income | $141,000 | 7,499 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $67,000 | 6,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,610 |
| Total noninterest expense | $693,000 | 8,039 |
| Salaries and employee benefits | $366,000 | 8,114 |
| Premises and equipment expense | $110,000 | 7,458 |
| Additional noninterest expense | $217,000 | 7,844 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $286,000 | 7,030 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $286,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $293,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $286,000 | 6,859 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $886,000 | 7,942 |
| Total interest expense | $239,000 | 8,080 |
| Net interest income | $647,000 | 7,747 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $463,000 | 8,052 |
| Salaries and employee benefits | $244,000 | 8,131 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $148,000 | 7,806 |
| Pre-tax net operating income | $254,000 | 6,815 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $192,000 | 7,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $192,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $192,000 | 6,853 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 8,025 |
| Total interest expense | $121,000 | 8,163 |
| Net interest income | $315,000 | 7,830 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $226,000 | 8,128 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $132,000 | 6,731 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $91,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 8,076 |
| Total interest expense | $611,000 | 8,052 |
| Net interest income | $1,185,000 | 7,969 |
| Provision for loan and lease losses | $62,000 | 6,428 |
| Total noninterest income | $187,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $88,000 | 6,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,467 |
| Total noninterest expense | $859,000 | 8,232 |
| Salaries and employee benefits | $479,000 | 8,221 |
| Premises and equipment expense | $124,000 | 7,833 |
| Additional noninterest expense | $256,000 | 8,131 |
| Pre-tax net operating income | $451,000 | 6,960 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $111,000 | 5,860 |
| Income before extraordinary items | $342,000 | 7,118 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $342,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $270,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $340,500 | 7,015 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 8,100 |
| Total interest expense | $988,000 | 8,050 |
| Net interest income | $1,128,000 | 8,034 |
| Provision for loan and lease losses | $44,000 | 6,848 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $844,000 | 8,344 |
| Salaries and employee benefits | $472,000 | 8,301 |
| Premises and equipment expense | $121,000 | 7,989 |
| Additional noninterest expense | $251,000 | 8,212 |
| Pre-tax net operating income | $424,000 | 6,867 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $323,000 | 6,994 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $323,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $323,000 | 6,870 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 8,149 |
| Total interest expense | $974,000 | 8,277 |
| Net interest income | $1,302,000 | 7,863 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $879,000 | 8,360 |
| Salaries and employee benefits | $517,000 | 8,167 |
| Premises and equipment expense | $120,000 | 8,101 |
| Additional noninterest expense | $242,000 | 8,406 |
| Pre-tax net operating income | $564,000 | 6,729 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $182,000 | 5,577 |
| Income before extraordinary items | $382,000 | 6,965 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $382,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $270,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $382,000 | 6,968 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 8,414 |
| Total interest expense | $885,000 | 8,487 |
| Net interest income | $1,189,000 | 8,213 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $153,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $849,000 | 8,598 |
| Salaries and employee benefits | $493,000 | 8,374 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $250,000 | 8,555 |
| Pre-tax net operating income | $447,000 | 7,389 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $126,000 | 6,567 |
| Income before extraordinary items | $321,000 | 7,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $321,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $270,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $321,000 | 7,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 8,431 |
| Total interest expense | $951,000 | 8,558 |
| Net interest income | $1,253,000 | 8,216 |
| Provision for loan and lease losses | $-27,000 | 10,253 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $848,000 | 8,610 |
| Salaries and employee benefits | $491,000 | 8,419 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $243,000 | 8,671 |
| Pre-tax net operating income | $573,000 | 7,051 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $390,000 | 7,284 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $390,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,952 |
| Cash dividends | $653,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $390,000 | 7,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 8,702 |
| Total interest expense | $1,011,000 | 8,658 |
| Net interest income | $1,242,000 | 8,600 |
| Provision for loan and lease losses | $-20,000 | 10,640 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $827,000 | 8,941 |
| Salaries and employee benefits | $470,000 | 8,817 |
| Premises and equipment expense | $118,000 | 8,544 |
| Additional noninterest expense | $239,000 | 8,975 |
| Pre-tax net operating income | $587,000 | 7,485 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $179,000 | 7,191 |
| Income before extraordinary items | $409,000 | 7,577 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $409,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $270,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $408,300 | 7,526 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 8,959 |
| Total interest expense | $1,056,000 | 8,832 |
| Net interest income | $1,259,000 | 8,867 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $851,000 | 9,233 |
| Salaries and employee benefits | $452,000 | 9,237 |
| Premises and equipment expense | $103,000 | 9,206 |
| Additional noninterest expense | $296,000 | 8,928 |
| Pre-tax net operating income | $636,000 | 7,253 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $440,000 | 7,315 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $440,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 11,242 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $440,000 | 7,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 9,385 |
| Total interest expense | $978,000 | 9,332 |
| Net interest income | $1,245,000 | 9,211 |
| Provision for loan and lease losses | $-4,000 | 11,365 |
| Total noninterest income | $144,000 | 9,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $793,000 | 9,797 |
| Salaries and employee benefits | $447,000 | 9,558 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $255,000 | 9,774 |
| Pre-tax net operating income | $600,000 | 7,869 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $179,000 | 7,787 |
| Income before extraordinary items | $421,000 | 7,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $421,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $203,000 | 5,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $421,000 | 7,844 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 10,333 |
| Total interest expense | $687,000 | 10,175 |
| Net interest income | $1,023,000 | 10,320 |
| Provision for loan and lease losses | $-28,000 | 11,890 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $751,000 | 10,461 |
| Salaries and employee benefits | $440,000 | 9,917 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $443,000 | 9,044 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $321,000 | 8,929 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $321,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $635,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $324,650 | 8,932 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 11,002 |
| Total interest expense | $643,000 | 10,908 |
| Net interest income | $953,000 | 10,944 |
| Provision for loan and lease losses | $-202,000 | 13,046 |
| Total noninterest income | $210,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $828,000 | 10,532 |
| Salaries and employee benefits | $409,000 | 10,544 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $323,000 | 10,151 |
| Pre-tax net operating income | $537,000 | 8,397 |
| Securities gains (losses) | $175,000 | 1,831 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $458,000 | 7,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $458,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $293,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $346,000 | 8,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 11,590 |
| Total interest expense | $764,000 | 11,500 |
| Net interest income | $898,000 | 11,529 |
| Provision for loan and lease losses | $-44,000 | 13,595 |
| Total noninterest income | $229,000 | 8,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $721,000 | 11,407 |
| Salaries and employee benefits | $384,000 | 11,048 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $450,000 | 8,802 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $325,000 | 8,990 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $325,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 13,392 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $324,280 | 8,640 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.