Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,090,000 | 1,476 |
| Total interest expense | $7,809,000 | 1,922 |
| Net interest income | $14,281,000 | 1,234 |
| Provision for loan and lease losses | $840,000 | 1,139 |
| Total noninterest income | $1,487,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $863,000 | 1,527 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $624,000 | 2,562 |
| Total noninterest expense | $7,445,000 | 1,863 |
| Salaries and employee benefits | $3,607,000 | 1,947 |
| Premises and equipment expense | $587,000 | 3,326 |
| Additional noninterest expense | $3,251,000 | 1,419 |
| Pre-tax net operating income | $7,483,000 | 1,034 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $7,483,000 | 776 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,483,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 860 |
| Cash dividends | $5,225,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,483,000 | 763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,234,000 | 1,519 |
| Total interest expense | $7,769,000 | 1,966 |
| Net interest income | $13,465,000 | 1,260 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $1,379,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $863,000 | 1,454 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $516,000 | 2,924 |
| Total noninterest expense | $6,875,000 | 1,891 |
| Salaries and employee benefits | $3,484,000 | 1,907 |
| Premises and equipment expense | $676,000 | 2,853 |
| Additional noninterest expense | $2,715,000 | 1,587 |
| Pre-tax net operating income | $7,509,000 | 1,021 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $7,509,000 | 747 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,509,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,503 |
| Cash dividends | $5,200,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,509,000 | 723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,127,000 | 1,723 |
| Total interest expense | $6,781,000 | 2,229 |
| Net interest income | $12,346,000 | 1,401 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $1,366,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $903,000 | 1,431 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $463,000 | 2,983 |
| Total noninterest expense | $6,271,000 | 2,063 |
| Salaries and employee benefits | $3,392,000 | 1,937 |
| Premises and equipment expense | $535,000 | 3,491 |
| Additional noninterest expense | $2,344,000 | 1,815 |
| Pre-tax net operating income | $7,296,000 | 1,101 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,633,000 | 1,047 |
| Income before extraordinary items | $4,663,000 | 1,178 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,663,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,135 |
| Cash dividends | $2,048,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,663,000 | 1,154 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,223,000 | 1,859 |
| Total interest expense | $6,419,000 | 2,406 |
| Net interest income | $11,804,000 | 1,508 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,343,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $903,000 | 1,488 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $440,000 | 3,193 |
| Total noninterest expense | $6,038,000 | 2,274 |
| Salaries and employee benefits | $3,225,000 | 2,064 |
| Premises and equipment expense | $778,000 | 2,517 |
| Additional noninterest expense | $2,035,000 | 2,411 |
| Pre-tax net operating income | $7,009,000 | 1,069 |
| Securities gains (losses) | $71,000 | 1,131 |
| Applicable income taxes | $2,568,000 | 994 |
| Income before extraordinary items | $4,512,000 | 1,136 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,512,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $1,996,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,466,560 | 1,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,911,000 | 1,994 |
| Total interest expense | $5,598,000 | 2,743 |
| Net interest income | $11,313,000 | 1,583 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,447,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $856,000 | 1,582 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $591,000 | 2,560 |
| Total noninterest expense | $6,158,000 | 2,207 |
| Salaries and employee benefits | $3,133,000 | 2,117 |
| Premises and equipment expense | $853,000 | 2,342 |
| Additional noninterest expense | $2,172,000 | 2,241 |
| Pre-tax net operating income | $6,602,000 | 1,166 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $2,327,000 | 1,101 |
| Income before extraordinary items | $4,278,000 | 1,242 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,278,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-717,000 | 11,944 |
| Cash dividends | $1,664,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,276,050 | 1,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,158,000 | 2,162 |
| Total interest expense | $4,090,000 | 2,977 |
| Net interest income | $10,068,000 | 1,794 |
| Provision for loan and lease losses | $519,000 | 1,498 |
| Total noninterest income | $1,309,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $932,000 | 1,448 |
| Trading account gains and fees | $-117,000 | 4,879 |
| Additional Noninterest Income | $494,000 | 2,970 |
| Total noninterest expense | $5,957,000 | 2,366 |
| Salaries and employee benefits | $2,980,000 | 2,233 |
| Premises and equipment expense | $779,000 | 2,586 |
| Additional noninterest expense | $2,198,000 | 2,392 |
| Pre-tax net operating income | $4,901,000 | 1,493 |
| Securities gains (losses) | $-83,000 | 11,407 |
| Applicable income taxes | $1,658,000 | 1,417 |
| Income before extraordinary items | $3,160,000 | 1,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,160,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,953 |
| Cash dividends | $1,534,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,214,780 | 1,539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 2,381 |
| Total interest expense | $4,020,000 | 3,162 |
| Net interest income | $8,937,000 | 2,024 |
| Provision for loan and lease losses | $635,000 | 1,782 |
| Total noninterest income | $1,433,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $857,000 | 1,602 |
| Trading account gains and fees | $-31,000 | 5,099 |
| Additional Noninterest Income | $607,000 | 2,870 |
| Total noninterest expense | $6,091,000 | 2,355 |
| Salaries and employee benefits | $2,989,000 | 2,224 |
| Premises and equipment expense | $852,000 | 2,397 |
| Additional noninterest expense | $2,250,000 | 2,466 |
| Pre-tax net operating income | $3,644,000 | 1,872 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $1,227,000 | 1,883 |
| Income before extraordinary items | $2,416,000 | 2,071 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,416,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,996 |
| Cash dividends | $1,215,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,416,660 | 1,938 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 2,766 |
| Total interest expense | $4,821,000 | 3,426 |
| Net interest income | $7,917,000 | 2,294 |
| Provision for loan and lease losses | $920,000 | 1,940 |
| Total noninterest income | $1,584,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $904,000 | 1,494 |
| Trading account gains and fees | $42,000 | 326 |
| Additional Noninterest Income | $638,000 | 2,711 |
| Total noninterest expense | $6,026,000 | 2,411 |
| Salaries and employee benefits | $2,904,000 | 2,241 |
| Premises and equipment expense | $822,000 | 2,518 |
| Additional noninterest expense | $2,300,000 | 2,488 |
| Pre-tax net operating income | $2,555,000 | 2,427 |
| Securities gains (losses) | $260,000 | 1,672 |
| Applicable income taxes | $945,000 | 2,214 |
| Income before extraordinary items | $1,870,000 | 2,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,870,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 1,866 |
| Cash dividends | $1,302,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,698,400 | 2,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.