Home > West Shore Bank > Income and Expense
West Shore Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $32,365,000 | 1,318 |
| Total interest expense | $9,311,000 | 1,365 |
| Net interest income | $23,054,000 | 1,292 |
| Provision for loan and lease losses | $183,000 | 2,065 |
| Total noninterest income | $5,380,000 | 1,137 |
| Gross Fiduciary activities income | $1,139,000 | 483 |
| Service charges on deposit accounts | $437,000 | 1,799 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,804,000 | 1,069 |
| Total noninterest expense | $22,358,000 | 1,103 |
| Salaries and employee benefits | $11,560,000 | 1,205 |
| Premises and equipment expense | $4,032,000 | 668 |
| Additional noninterest expense | $3,804,000 | 1,069 |
| Pre-tax net operating income | $5,893,000 | 1,738 |
| Securities gains (losses) | $-333,000 | 4,103 |
| Applicable income taxes | $510,000 | 1,881 |
| Income before extraordinary items | $5,050,000 | 1,710 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,050,000 | 1,731 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,050,000 | 1,713 |
| Net charge-offs | $-22,000 | 4,017 |
| Cash dividends | $1,100,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $-585,000 | 4,577 |
| Net operating income | $5,353,030 | 1,685 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,322,000 | 1,325 |
| Total interest expense | $6,112,000 | 1,388 |
| Net interest income | $17,210,000 | 1,298 |
| Provision for loan and lease losses | $183,000 | 1,726 |
| Total noninterest income | $4,017,000 | 1,149 |
| Gross Fiduciary activities income | $862,000 | 478 |
| Service charges on deposit accounts | $318,000 | 1,838 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,837,000 | 1,070 |
| Total noninterest expense | $16,903,000 | 1,091 |
| Salaries and employee benefits | $8,794,000 | 1,188 |
| Premises and equipment expense | $3,075,000 | 661 |
| Additional noninterest expense | $2,837,000 | 1,070 |
| Pre-tax net operating income | $4,141,000 | 1,867 |
| Securities gains (losses) | $-333,000 | 4,309 |
| Applicable income taxes | $335,000 | 2,038 |
| Income before extraordinary items | $3,473,000 | 1,876 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,473,000 | 1,893 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,473,000 | 1,876 |
| Net charge-offs | $-17,000 | 3,954 |
| Cash dividends | $827,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $-263,000 | 4,596 |
| Net operating income | $3,776,030 | 1,804 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,928,000 | 1,341 |
| Total interest expense | $3,366,000 | 1,457 |
| Net interest income | $11,562,000 | 1,299 |
| Provision for loan and lease losses | $165,000 | 1,469 |
| Total noninterest income | $2,621,000 | 1,103 |
| Gross Fiduciary activities income | $582,000 | 469 |
| Service charges on deposit accounts | $194,000 | 1,914 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,845,000 | 1,032 |
| Total noninterest expense | $11,276,000 | 1,083 |
| Salaries and employee benefits | $5,823,000 | 1,189 |
| Premises and equipment expense | $2,141,000 | 632 |
| Additional noninterest expense | $1,845,000 | 1,031 |
| Pre-tax net operating income | $2,742,000 | 1,855 |
| Securities gains (losses) | $-332,000 | 4,428 |
| Applicable income taxes | $224,000 | 2,061 |
| Income before extraordinary items | $2,186,000 | 1,946 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,186,000 | 1,970 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,186,000 | 1,946 |
| Net charge-offs | $-12,000 | 3,968 |
| Cash dividends | $552,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 4,607 |
| Net operating income | $2,488,120 | 1,795 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,154,000 | 1,361 |
| Total interest expense | $1,238,000 | 1,608 |
| Net interest income | $5,916,000 | 1,281 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $1,310,000 | 1,109 |
| Gross Fiduciary activities income | $276,000 | 486 |
| Service charges on deposit accounts | $94,000 | 1,971 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $940,000 | 1,016 |
| Total noninterest expense | $5,783,000 | 1,083 |
| Salaries and employee benefits | $3,047,000 | 1,158 |
| Premises and equipment expense | $1,047,000 | 659 |
| Additional noninterest expense | $940,000 | 1,016 |
| Pre-tax net operating income | $1,383,000 | 1,892 |
| Securities gains (losses) | $-332,000 | 4,516 |
| Applicable income taxes | $115,000 | 2,048 |
| Income before extraordinary items | $936,000 | 2,179 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $936,000 | 2,179 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $936,000 | 2,179 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $276,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 403 |
| Net operating income | $1,231,480 | 1,841 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,599,000 | 1,372 |
| Total interest expense | $992,000 | 2,431 |
| Net interest income | $22,607,000 | 1,302 |
| Provision for loan and lease losses | $255,000 | 1,619 |
| Total noninterest income | $5,348,000 | 1,162 |
| Gross Fiduciary activities income | $1,007,000 | 513 |
| Service charges on deposit accounts | $440,000 | 1,840 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,901,000 | 1,068 |
| Total noninterest expense | $22,588,000 | 1,081 |
| Salaries and employee benefits | $11,430,000 | 1,190 |
| Premises and equipment expense | $4,219,000 | 641 |
| Additional noninterest expense | $3,901,000 | 1,068 |
| Pre-tax net operating income | $5,112,000 | 2,021 |
| Securities gains (losses) | $-2,000 | 3,192 |
| Applicable income taxes | $464,000 | 2,072 |
| Income before extraordinary items | $4,646,000 | 1,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,646,000 | 1,913 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,646,000 | 1,913 |
| Net charge-offs | $88,000 | 1,294 |
| Cash dividends | $1,109,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $-1,258,000 | 4,691 |
| Net operating income | $4,647,820 | 1,948 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,830,000 | 1,379 |
| Total interest expense | $551,000 | 2,551 |
| Net interest income | $16,279,000 | 1,330 |
| Provision for loan and lease losses | $210,000 | 1,441 |
| Total noninterest income | $4,260,000 | 1,122 |
| Gross Fiduciary activities income | $769,000 | 512 |
| Service charges on deposit accounts | $347,000 | 1,779 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,144,000 | 1,035 |
| Total noninterest expense | $16,827,000 | 1,081 |
| Salaries and employee benefits | $8,539,000 | 1,189 |
| Premises and equipment expense | $3,192,000 | 636 |
| Additional noninterest expense | $3,144,000 | 1,035 |
| Pre-tax net operating income | $3,502,000 | 2,098 |
| Securities gains (losses) | $-2,000 | 3,546 |
| Applicable income taxes | $350,000 | 2,087 |
| Income before extraordinary items | $3,150,000 | 2,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,150,000 | 2,030 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,150,000 | 2,030 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $833,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $-1,271,000 | 4,730 |
| Net operating income | $3,151,800 | 2,059 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,545,000 | 1,405 |
| Total interest expense | $387,000 | 2,311 |
| Net interest income | $10,158,000 | 1,366 |
| Provision for loan and lease losses | $125,000 | 1,397 |
| Total noninterest income | $3,022,000 | 1,066 |
| Gross Fiduciary activities income | $521,000 | 465 |
| Service charges on deposit accounts | $248,000 | 1,701 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,253,000 | 1,010 |
| Total noninterest expense | $11,139,000 | 1,076 |
| Salaries and employee benefits | $5,699,000 | 1,182 |
| Premises and equipment expense | $2,124,000 | 630 |
| Additional noninterest expense | $3,316,000 | 1,080 |
| Pre-tax net operating income | $1,916,000 | 2,255 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $223,000 | 2,038 |
| Income before extraordinary items | $1,691,000 | 2,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,691,000 | 2,193 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,691,000 | 2,193 |
| Net charge-offs | $45,000 | 1,003 |
| Cash dividends | $557,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $-1,262,000 | 4,755 |
| Net operating income | $1,692,760 | 2,232 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 1,417 |
| Total interest expense | $199,000 | 2,229 |
| Net interest income | $4,852,000 | 1,386 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $1,805,000 | 946 |
| Gross Fiduciary activities income | $254,000 | 479 |
| Service charges on deposit accounts | $133,000 | 1,615 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,418,000 | 866 |
| Total noninterest expense | $5,622,000 | 1,066 |
| Salaries and employee benefits | $2,971,000 | 1,146 |
| Premises and equipment expense | $1,055,000 | 639 |
| Additional noninterest expense | $1,596,000 | 1,092 |
| Pre-tax net operating income | $990,000 | 2,103 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $149,000 | 1,806 |
| Income before extraordinary items | $839,000 | 2,131 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $839,000 | 2,131 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $839,000 | 2,131 |
| Net charge-offs | $13,000 | 1,108 |
| Cash dividends | $285,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 4,759 |
| Net operating income | $840,700 | 2,150 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,740,000 | 1,498 |
| Total interest expense | $1,164,000 | 1,999 |
| Net interest income | $18,576,000 | 1,456 |
| Provision for loan and lease losses | $440,000 | 1,154 |
| Total noninterest income | $8,733,000 | 915 |
| Gross Fiduciary activities income | $978,000 | 483 |
| Service charges on deposit accounts | $426,000 | 1,786 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $7,329,000 | 825 |
| Total noninterest expense | $21,475,000 | 1,109 |
| Salaries and employee benefits | $11,381,000 | 1,177 |
| Premises and equipment expense | $3,442,000 | 763 |
| Additional noninterest expense | $6,652,000 | 1,059 |
| Pre-tax net operating income | $5,394,000 | 1,949 |
| Securities gains (losses) | $-3,000 | 4,291 |
| Applicable income taxes | $643,000 | 1,931 |
| Income before extraordinary items | $4,748,000 | 1,952 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,748,000 | 1,952 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,748,000 | 1,953 |
| Net charge-offs | $-17,000 | 3,790 |
| Cash dividends | $1,149,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $-574,000 | 4,802 |
| Net operating income | $4,750,640 | 1,926 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,842,000 | 1,525 |
| Total interest expense | $930,000 | 2,000 |
| Net interest income | $13,912,000 | 1,478 |
| Provision for loan and lease losses | $440,000 | 928 |
| Total noninterest income | $6,740,000 | 929 |
| Gross Fiduciary activities income | $729,000 | 477 |
| Service charges on deposit accounts | $304,000 | 1,842 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,707,000 | 831 |
| Total noninterest expense | $15,782,000 | 1,132 |
| Salaries and employee benefits | $8,311,000 | 1,198 |
| Premises and equipment expense | $2,548,000 | 783 |
| Additional noninterest expense | $4,923,000 | 1,068 |
| Pre-tax net operating income | $4,430,000 | 1,926 |
| Securities gains (losses) | $-3,000 | 4,477 |
| Applicable income taxes | $487,000 | 1,994 |
| Income before extraordinary items | $3,940,000 | 1,893 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,940,000 | 1,892 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,940,000 | 1,893 |
| Net charge-offs | $-16,000 | 3,803 |
| Cash dividends | $863,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $-574,000 | 4,878 |
| Net operating income | $3,942,670 | 1,869 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 1,550 |
| Total interest expense | $673,000 | 1,951 |
| Net interest income | $8,969,000 | 1,496 |
| Provision for loan and lease losses | $400,000 | 725 |
| Total noninterest income | $4,919,000 | 865 |
| Gross Fiduciary activities income | $480,000 | 476 |
| Service charges on deposit accounts | $190,000 | 1,869 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,249,000 | 775 |
| Total noninterest expense | $10,302,000 | 1,142 |
| Salaries and employee benefits | $5,382,000 | 1,233 |
| Premises and equipment expense | $1,656,000 | 801 |
| Additional noninterest expense | $3,264,000 | 1,069 |
| Pre-tax net operating income | $3,186,000 | 1,798 |
| Securities gains (losses) | $-3,000 | 4,550 |
| Applicable income taxes | $318,000 | 1,981 |
| Income before extraordinary items | $2,865,000 | 1,760 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,865,000 | 1,760 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,865,000 | 1,760 |
| Net charge-offs | $-20,000 | 4,058 |
| Cash dividends | $578,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 4,898 |
| Net operating income | $2,867,700 | 1,729 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 1,590 |
| Total interest expense | $355,000 | 1,956 |
| Net interest income | $4,317,000 | 1,546 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $2,930,000 | 764 |
| Gross Fiduciary activities income | $225,000 | 488 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $2,614,000 | 674 |
| Total noninterest expense | $5,716,000 | 1,039 |
| Salaries and employee benefits | $3,159,000 | 1,077 |
| Premises and equipment expense | $837,000 | 800 |
| Additional noninterest expense | $1,720,000 | 1,014 |
| Pre-tax net operating income | $1,231,000 | 2,122 |
| Securities gains (losses) | $-2,000 | 4,565 |
| Applicable income taxes | $123,000 | 2,147 |
| Income before extraordinary items | $1,106,000 | 2,088 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,106,000 | 2,089 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,106,000 | 2,088 |
| Net charge-offs | $-14,000 | 4,191 |
| Cash dividends | $289,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 444 |
| Net operating income | $1,107,800 | 2,051 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,239,000 | 1,549 |
| Total interest expense | $2,071,000 | 1,939 |
| Net interest income | $17,168,000 | 1,465 |
| Provision for loan and lease losses | $1,800,000 | 1,119 |
| Total noninterest income | $9,774,000 | 810 |
| Gross Fiduciary activities income | $898,000 | 481 |
| Service charges on deposit accounts | $436,000 | 1,773 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $8,440,000 | 730 |
| Total noninterest expense | $21,249,000 | 1,069 |
| Salaries and employee benefits | $11,111,000 | 1,145 |
| Premises and equipment expense | $3,137,000 | 823 |
| Additional noninterest expense | $7,001,000 | 986 |
| Pre-tax net operating income | $3,893,000 | 2,106 |
| Securities gains (losses) | $332,000 | 781 |
| Applicable income taxes | $418,000 | 2,075 |
| Income before extraordinary items | $3,807,000 | 1,991 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,807,000 | 1,990 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,807,000 | 1,991 |
| Net charge-offs | $60,000 | 2,298 |
| Cash dividends | $1,194,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $-230,000 | 4,952 |
| Net operating income | $3,508,200 | 2,038 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,072,000 | 1,582 |
| Total interest expense | $1,678,000 | 1,921 |
| Net interest income | $12,394,000 | 1,508 |
| Provision for loan and lease losses | $1,300,000 | 1,161 |
| Total noninterest income | $7,082,000 | 808 |
| Gross Fiduciary activities income | $679,000 | 472 |
| Service charges on deposit accounts | $331,000 | 1,753 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $6,072,000 | 721 |
| Total noninterest expense | $15,482,000 | 1,080 |
| Salaries and employee benefits | $7,790,000 | 1,203 |
| Premises and equipment expense | $2,268,000 | 842 |
| Additional noninterest expense | $5,424,000 | 947 |
| Pre-tax net operating income | $2,694,000 | 2,187 |
| Securities gains (losses) | $332,000 | 653 |
| Applicable income taxes | $214,000 | 2,345 |
| Income before extraordinary items | $2,812,000 | 1,981 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,812,000 | 1,980 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,812,000 | 1,981 |
| Net charge-offs | $51,000 | 2,047 |
| Cash dividends | $869,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $-238,000 | 4,994 |
| Net operating income | $2,503,240 | 2,088 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,245,000 | 1,616 |
| Total interest expense | $1,242,000 | 1,872 |
| Net interest income | $8,003,000 | 1,547 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $4,088,000 | 848 |
| Gross Fiduciary activities income | $424,000 | 479 |
| Service charges on deposit accounts | $233,000 | 1,714 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,431,000 | 745 |
| Total noninterest expense | $9,737,000 | 1,116 |
| Salaries and employee benefits | $5,128,000 | 1,208 |
| Premises and equipment expense | $1,467,000 | 868 |
| Additional noninterest expense | $3,142,000 | 1,045 |
| Pre-tax net operating income | $1,754,000 | 2,179 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $123,000 | 2,399 |
| Income before extraordinary items | $1,641,000 | 2,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,641,000 | 2,111 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,641,000 | 2,111 |
| Net charge-offs | $51,000 | 1,719 |
| Cash dividends | $580,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $-245,000 | 5,038 |
| Net operating income | $1,631,700 | 2,075 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 1,609 |
| Total interest expense | $678,000 | 1,884 |
| Net interest income | $3,945,000 | 1,523 |
| Provision for loan and lease losses | $40,000 | 2,710 |
| Total noninterest income | $1,680,000 | 912 |
| Gross Fiduciary activities income | $223,000 | 478 |
| Service charges on deposit accounts | $140,000 | 1,712 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,317,000 | 808 |
| Total noninterest expense | $4,695,000 | 1,156 |
| Salaries and employee benefits | $2,451,000 | 1,253 |
| Premises and equipment expense | $724,000 | 888 |
| Additional noninterest expense | $1,520,000 | 1,092 |
| Pre-tax net operating income | $890,000 | 2,003 |
| Securities gains (losses) | $12,000 | 1,271 |
| Applicable income taxes | $63,000 | 2,251 |
| Income before extraordinary items | $839,000 | 1,902 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $839,000 | 1,902 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $839,000 | 1,902 |
| Net charge-offs | $66,000 | 1,084 |
| Cash dividends | $290,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $-229,000 | 5,090 |
| Net operating income | $827,840 | 1,888 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,860,000 | 1,594 |
| Total interest expense | $2,931,000 | 1,834 |
| Net interest income | $15,929,000 | 1,515 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $5,872,000 | 1,012 |
| Gross Fiduciary activities income | $926,000 | 474 |
| Service charges on deposit accounts | $592,000 | 1,686 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $4,354,000 | 911 |
| Total noninterest expense | $18,209,000 | 1,160 |
| Salaries and employee benefits | $9,653,000 | 1,234 |
| Premises and equipment expense | $2,805,000 | 903 |
| Additional noninterest expense | $5,751,000 | 1,118 |
| Pre-tax net operating income | $3,592,000 | 2,198 |
| Securities gains (losses) | $244,000 | 569 |
| Applicable income taxes | $273,000 | 2,429 |
| Income before extraordinary items | $3,563,000 | 2,060 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,563,000 | 2,062 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,563,000 | 2,062 |
| Net charge-offs | $177,000 | 1,779 |
| Cash dividends | $1,200,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 523 |
| Net operating income | $3,336,080 | 2,110 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,049,000 | 1,619 |
| Total interest expense | $2,192,000 | 1,860 |
| Net interest income | $11,857,000 | 1,540 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $4,259,000 | 1,017 |
| Gross Fiduciary activities income | $696,000 | 469 |
| Service charges on deposit accounts | $438,000 | 1,714 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,125,000 | 928 |
| Total noninterest expense | $13,534,000 | 1,173 |
| Salaries and employee benefits | $7,121,000 | 1,259 |
| Premises and equipment expense | $2,097,000 | 908 |
| Additional noninterest expense | $4,316,000 | 1,119 |
| Pre-tax net operating income | $2,582,000 | 2,326 |
| Securities gains (losses) | $143,000 | 637 |
| Applicable income taxes | $122,000 | 2,833 |
| Income before extraordinary items | $2,603,000 | 2,139 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,603,000 | 2,139 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,603,000 | 2,140 |
| Net charge-offs | $146,000 | 1,505 |
| Cash dividends | $908,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 485 |
| Net operating income | $2,465,720 | 2,185 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,284,000 | 1,636 |
| Total interest expense | $1,466,000 | 1,824 |
| Net interest income | $7,818,000 | 1,562 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,428,000 | 1,118 |
| Gross Fiduciary activities income | $456,000 | 469 |
| Service charges on deposit accounts | $293,000 | 1,687 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,679,000 | 1,060 |
| Total noninterest expense | $8,717,000 | 1,206 |
| Salaries and employee benefits | $4,611,000 | 1,288 |
| Premises and equipment expense | $1,373,000 | 916 |
| Additional noninterest expense | $2,733,000 | 1,171 |
| Pre-tax net operating income | $1,529,000 | 2,472 |
| Securities gains (losses) | $143,000 | 446 |
| Applicable income taxes | $70,000 | 2,913 |
| Income before extraordinary items | $1,602,000 | 2,239 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,602,000 | 2,239 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,602,000 | 2,239 |
| Net charge-offs | $16,000 | 2,438 |
| Cash dividends | $617,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 452 |
| Net operating income | $1,464,720 | 2,328 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 1,649 |
| Total interest expense | $667,000 | 1,908 |
| Net interest income | $3,923,000 | 1,561 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,059,000 | 1,196 |
| Gross Fiduciary activities income | $222,000 | 479 |
| Service charges on deposit accounts | $144,000 | 1,696 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $693,000 | 1,171 |
| Total noninterest expense | $4,197,000 | 1,242 |
| Salaries and employee benefits | $2,219,000 | 1,337 |
| Premises and equipment expense | $675,000 | 930 |
| Additional noninterest expense | $1,303,000 | 1,200 |
| Pre-tax net operating income | $785,000 | 2,393 |
| Securities gains (losses) | $-3,000 | 4,951 |
| Applicable income taxes | $34,000 | 2,890 |
| Income before extraordinary items | $748,000 | 2,271 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $748,000 | 2,270 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $748,000 | 2,270 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $291,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 478 |
| Net operating income | $750,880 | 2,246 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,038,000 | 1,665 |
| Total interest expense | $2,157,000 | 1,836 |
| Net interest income | $14,881,000 | 1,615 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $4,789,000 | 1,122 |
| Gross Fiduciary activities income | $924,000 | 479 |
| Service charges on deposit accounts | $600,000 | 1,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,265,000 | 1,075 |
| Total noninterest expense | $16,102,000 | 1,259 |
| Salaries and employee benefits | $8,493,000 | 1,350 |
| Premises and equipment expense | $2,573,000 | 953 |
| Additional noninterest expense | $5,036,000 | 1,227 |
| Pre-tax net operating income | $3,568,000 | 2,254 |
| Securities gains (losses) | $-32,000 | 4,735 |
| Applicable income taxes | $173,000 | 2,759 |
| Income before extraordinary items | $3,363,000 | 2,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,363,000 | 2,148 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,363,000 | 2,149 |
| Net charge-offs | $175,000 | 1,747 |
| Cash dividends | $1,184,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 428 |
| Net operating income | $3,393,400 | 2,134 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,561,000 | 1,677 |
| Total interest expense | $1,529,000 | 1,845 |
| Net interest income | $11,032,000 | 1,629 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $3,461,000 | 1,155 |
| Gross Fiduciary activities income | $677,000 | 475 |
| Service charges on deposit accounts | $448,000 | 1,758 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,336,000 | 1,138 |
| Total noninterest expense | $11,840,000 | 1,276 |
| Salaries and employee benefits | $6,248,000 | 1,371 |
| Premises and equipment expense | $1,884,000 | 964 |
| Additional noninterest expense | $3,708,000 | 1,256 |
| Pre-tax net operating income | $2,653,000 | 2,295 |
| Securities gains (losses) | $-32,000 | 5,041 |
| Applicable income taxes | $139,000 | 2,799 |
| Income before extraordinary items | $2,482,000 | 2,184 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,482,000 | 2,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,482,000 | 2,183 |
| Net charge-offs | $127,000 | 1,549 |
| Cash dividends | $1,184,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 375 |
| Net operating income | $2,512,400 | 2,164 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,213,000 | 1,691 |
| Total interest expense | $907,000 | 1,921 |
| Net interest income | $7,306,000 | 1,632 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,303,000 | 1,153 |
| Gross Fiduciary activities income | $445,000 | 476 |
| Service charges on deposit accounts | $302,000 | 1,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,556,000 | 1,130 |
| Total noninterest expense | $7,802,000 | 1,294 |
| Salaries and employee benefits | $4,106,000 | 1,392 |
| Premises and equipment expense | $1,235,000 | 974 |
| Additional noninterest expense | $2,461,000 | 1,261 |
| Pre-tax net operating income | $1,807,000 | 2,242 |
| Securities gains (losses) | $-32,000 | 5,202 |
| Applicable income taxes | $104,000 | 2,702 |
| Income before extraordinary items | $1,671,000 | 2,144 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,671,000 | 2,141 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,671,000 | 2,143 |
| Net charge-offs | $99,000 | 1,319 |
| Cash dividends | $616,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 366 |
| Net operating income | $1,701,080 | 2,108 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 1,699 |
| Total interest expense | $377,000 | 2,101 |
| Net interest income | $3,664,000 | 1,626 |
| Provision for loan and lease losses | $55,000 | 2,014 |
| Total noninterest income | $1,150,000 | 1,158 |
| Gross Fiduciary activities income | $220,000 | 494 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $781,000 | 1,106 |
| Total noninterest expense | $3,899,000 | 1,298 |
| Salaries and employee benefits | $2,096,000 | 1,377 |
| Premises and equipment expense | $621,000 | 988 |
| Additional noninterest expense | $1,182,000 | 1,300 |
| Pre-tax net operating income | $860,000 | 2,268 |
| Securities gains (losses) | $-3,000 | 5,077 |
| Applicable income taxes | $64,000 | 2,517 |
| Income before extraordinary items | $793,000 | 2,179 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $793,000 | 2,178 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $793,000 | 2,179 |
| Net charge-offs | $53,000 | 1,168 |
| Cash dividends | $566,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 262 |
| Net operating income | $795,790 | 2,163 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,689,000 | 1,683 |
| Total interest expense | $1,229,000 | 2,203 |
| Net interest income | $14,460,000 | 1,624 |
| Provision for loan and lease losses | $198,000 | 2,399 |
| Total noninterest income | $3,764,000 | 1,344 |
| Gross Fiduciary activities income | $420,000 | 620 |
| Service charges on deposit accounts | $630,000 | 1,705 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,714,000 | 1,253 |
| Total noninterest expense | $13,839,000 | 1,450 |
| Salaries and employee benefits | $6,999,000 | 1,583 |
| Premises and equipment expense | $2,181,000 | 1,077 |
| Additional noninterest expense | $4,659,000 | 1,321 |
| Pre-tax net operating income | $4,187,000 | 1,977 |
| Securities gains (losses) | $44,000 | 951 |
| Applicable income taxes | $802,000 | 2,067 |
| Income before extraordinary items | $3,429,000 | 1,835 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,429,000 | 1,835 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,429,000 | 1,836 |
| Net charge-offs | $189,000 | 1,876 |
| Cash dividends | $1,148,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 466 |
| Net operating income | $3,393,360 | 1,826 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 1,699 |
| Total interest expense | $921,000 | 2,199 |
| Net interest income | $10,732,000 | 1,642 |
| Provision for loan and lease losses | $105,000 | 2,606 |
| Total noninterest income | $2,492,000 | 1,480 |
| Gross Fiduciary activities income | $199,000 | 685 |
| Service charges on deposit accounts | $470,000 | 1,712 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,823,000 | 1,367 |
| Total noninterest expense | $10,260,000 | 1,471 |
| Salaries and employee benefits | $5,042,000 | 1,659 |
| Premises and equipment expense | $1,513,000 | 1,175 |
| Additional noninterest expense | $3,705,000 | 1,257 |
| Pre-tax net operating income | $2,859,000 | 2,148 |
| Securities gains (losses) | $44,000 | 933 |
| Applicable income taxes | $374,000 | 2,316 |
| Income before extraordinary items | $2,529,000 | 2,013 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,529,000 | 2,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,529,000 | 2,013 |
| Net charge-offs | $-30,000 | 5,040 |
| Cash dividends | $1,148,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 405 |
| Net operating income | $2,490,720 | 2,002 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,716,000 | 1,692 |
| Total interest expense | $590,000 | 2,229 |
| Net interest income | $7,126,000 | 1,635 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $1,530,000 | 1,579 |
| Gross Fiduciary activities income | $58,000 | 775 |
| Service charges on deposit accounts | $315,000 | 1,691 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,157,000 | 1,405 |
| Total noninterest expense | $6,721,000 | 1,497 |
| Salaries and employee benefits | $3,288,000 | 1,690 |
| Premises and equipment expense | $1,012,000 | 1,167 |
| Additional noninterest expense | $2,421,000 | 1,273 |
| Pre-tax net operating income | $1,845,000 | 2,154 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $251,000 | 2,297 |
| Income before extraordinary items | $1,606,000 | 2,041 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,606,000 | 2,041 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,606,000 | 2,041 |
| Net charge-offs | $-58,000 | 5,322 |
| Cash dividends | $573,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 360 |
| Net operating income | $1,595,680 | 2,026 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 1,690 |
| Total interest expense | $285,000 | 2,256 |
| Net interest income | $3,563,000 | 1,615 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $721,000 | 1,632 |
| Gross Fiduciary activities income | $28,000 | 784 |
| Service charges on deposit accounts | $145,000 | 1,807 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $548,000 | 1,453 |
| Total noninterest expense | $3,363,000 | 1,493 |
| Salaries and employee benefits | $1,624,000 | 1,729 |
| Premises and equipment expense | $516,000 | 1,162 |
| Additional noninterest expense | $1,223,000 | 1,268 |
| Pre-tax net operating income | $891,000 | 2,119 |
| Securities gains (losses) | $-3,000 | 5,540 |
| Applicable income taxes | $116,000 | 2,328 |
| Income before extraordinary items | $772,000 | 2,037 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $772,000 | 2,038 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $772,000 | 2,038 |
| Net charge-offs | $-74,000 | 5,554 |
| Cash dividends | $573,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 264 |
| Net operating income | $774,610 | 2,008 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,877,000 | 1,696 |
| Total interest expense | $1,160,000 | 2,192 |
| Net interest income | $13,717,000 | 1,630 |
| Provision for loan and lease losses | $480,000 | 1,515 |
| Total noninterest income | $3,455,000 | 1,485 |
| Gross Fiduciary activities income | $36,000 | 905 |
| Service charges on deposit accounts | $579,000 | 1,848 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,840,000 | 1,249 |
| Total noninterest expense | $14,466,000 | 1,358 |
| Salaries and employee benefits | $6,592,000 | 1,649 |
| Premises and equipment expense | $1,879,000 | 1,248 |
| Additional noninterest expense | $5,995,000 | 1,101 |
| Pre-tax net operating income | $2,226,000 | 2,879 |
| Securities gains (losses) | $46,000 | 1,889 |
| Applicable income taxes | $146,000 | 3,108 |
| Income before extraordinary items | $2,126,000 | 2,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,126,000 | 2,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,126,000 | 2,686 |
| Net charge-offs | $363,000 | 1,351 |
| Cash dividends | $1,129,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 5,822 |
| Net operating income | $2,082,760 | 2,660 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 1,731 |
| Total interest expense | $869,000 | 2,192 |
| Net interest income | $10,147,000 | 1,659 |
| Provision for loan and lease losses | $360,000 | 1,445 |
| Total noninterest income | $2,403,000 | 1,572 |
| Gross Fiduciary activities income | $9,000 | 981 |
| Service charges on deposit accounts | $430,000 | 1,862 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,964,000 | 1,324 |
| Total noninterest expense | $10,501,000 | 1,386 |
| Salaries and employee benefits | $4,687,000 | 1,724 |
| Premises and equipment expense | $1,383,000 | 1,272 |
| Additional noninterest expense | $4,431,000 | 1,115 |
| Pre-tax net operating income | $1,689,000 | 2,907 |
| Securities gains (losses) | $45,000 | 1,839 |
| Applicable income taxes | $243,000 | 2,655 |
| Income before extraordinary items | $1,491,000 | 2,837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,491,000 | 2,837 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,491,000 | 2,837 |
| Net charge-offs | $120,000 | 1,906 |
| Cash dividends | $1,129,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 463 |
| Net operating income | $1,452,300 | 2,819 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 1,751 |
| Total interest expense | $578,000 | 2,204 |
| Net interest income | $6,695,000 | 1,677 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $1,532,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $281,000 | 1,877 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,251,000 | 1,343 |
| Total noninterest expense | $6,296,000 | 1,549 |
| Salaries and employee benefits | $3,061,000 | 1,753 |
| Premises and equipment expense | $914,000 | 1,286 |
| Additional noninterest expense | $2,321,000 | 1,346 |
| Pre-tax net operating income | $1,691,000 | 2,200 |
| Securities gains (losses) | $44,000 | 1,516 |
| Applicable income taxes | $243,000 | 2,328 |
| Income before extraordinary items | $1,492,000 | 2,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,492,000 | 2,137 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,492,000 | 2,137 |
| Net charge-offs | $95,000 | 1,666 |
| Cash dividends | $577,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 406 |
| Net operating income | $1,454,160 | 2,121 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 1,755 |
| Total interest expense | $286,000 | 2,220 |
| Net interest income | $3,341,000 | 1,684 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $742,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $137,000 | 1,905 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $605,000 | 1,340 |
| Total noninterest expense | $3,172,000 | 1,542 |
| Salaries and employee benefits | $1,544,000 | 1,741 |
| Premises and equipment expense | $458,000 | 1,277 |
| Additional noninterest expense | $1,170,000 | 1,333 |
| Pre-tax net operating income | $791,000 | 2,290 |
| Securities gains (losses) | $38,000 | 944 |
| Applicable income taxes | $116,000 | 2,322 |
| Income before extraordinary items | $713,000 | 2,180 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $713,000 | 2,180 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $713,000 | 2,180 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $552,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 304 |
| Net operating income | $680,320 | 2,188 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,015,000 | 1,764 |
| Total interest expense | $1,251,000 | 2,049 |
| Net interest income | $12,764,000 | 1,715 |
| Provision for loan and lease losses | $430,000 | 1,516 |
| Total noninterest income | $2,738,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $673,000 | 1,705 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,065,000 | 1,490 |
| Total noninterest expense | $12,029,000 | 1,594 |
| Salaries and employee benefits | $5,618,000 | 1,858 |
| Premises and equipment expense | $1,770,000 | 1,318 |
| Additional noninterest expense | $4,641,000 | 1,353 |
| Pre-tax net operating income | $3,043,000 | 2,304 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $347,000 | 2,535 |
| Income before extraordinary items | $2,712,000 | 2,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,712,000 | 2,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,712,000 | 2,202 |
| Net charge-offs | $337,000 | 1,506 |
| Cash dividends | $1,112,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 6,128 |
| Net operating income | $2,697,760 | 2,167 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,433,000 | 1,800 |
| Total interest expense | $962,000 | 2,027 |
| Net interest income | $9,471,000 | 1,746 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $2,147,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $530,000 | 1,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,617,000 | 1,456 |
| Total noninterest expense | $8,975,000 | 1,616 |
| Salaries and employee benefits | $4,175,000 | 1,876 |
| Premises and equipment expense | $1,351,000 | 1,322 |
| Additional noninterest expense | $3,449,000 | 1,362 |
| Pre-tax net operating income | $2,243,000 | 2,367 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $278,000 | 2,542 |
| Income before extraordinary items | $1,971,000 | 2,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,971,000 | 2,291 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,971,000 | 2,291 |
| Net charge-offs | $102,000 | 2,141 |
| Cash dividends | $1,112,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $-335,000 | 6,227 |
| Net operating income | $1,965,720 | 2,259 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 1,796 |
| Total interest expense | $657,000 | 1,995 |
| Net interest income | $6,311,000 | 1,744 |
| Provision for loan and lease losses | $310,000 | 1,078 |
| Total noninterest income | $1,402,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $357,000 | 1,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,045,000 | 1,505 |
| Total noninterest expense | $5,901,000 | 1,641 |
| Salaries and employee benefits | $2,716,000 | 1,929 |
| Premises and equipment expense | $899,000 | 1,327 |
| Additional noninterest expense | $2,286,000 | 1,372 |
| Pre-tax net operating income | $1,502,000 | 2,341 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $197,000 | 2,503 |
| Income before extraordinary items | $1,305,000 | 2,285 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,305,000 | 2,287 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,305,000 | 2,287 |
| Net charge-offs | $107,000 | 1,671 |
| Cash dividends | $559,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $-337,000 | 6,314 |
| Net operating income | $1,305,000 | 2,236 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 1,792 |
| Total interest expense | $337,000 | 1,979 |
| Net interest income | $3,150,000 | 1,742 |
| Provision for loan and lease losses | $190,000 | 936 |
| Total noninterest income | $686,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $171,000 | 1,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $515,000 | 1,478 |
| Total noninterest expense | $2,959,000 | 1,649 |
| Salaries and employee benefits | $1,361,000 | 1,930 |
| Premises and equipment expense | $457,000 | 1,317 |
| Additional noninterest expense | $1,141,000 | 1,352 |
| Pre-tax net operating income | $687,000 | 2,447 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $95,000 | 2,502 |
| Income before extraordinary items | $592,000 | 2,413 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $592,000 | 2,416 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $592,000 | 2,415 |
| Net charge-offs | $45,000 | 1,636 |
| Cash dividends | $559,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 357 |
| Net operating income | $592,000 | 2,346 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,476,000 | 1,729 |
| Total interest expense | $1,693,000 | 1,708 |
| Net interest income | $12,783,000 | 1,717 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $2,363,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $842,000 | 1,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,521,000 | 1,760 |
| Total noninterest expense | $11,484,000 | 1,667 |
| Salaries and employee benefits | $5,326,000 | 1,925 |
| Premises and equipment expense | $1,755,000 | 1,349 |
| Additional noninterest expense | $4,403,000 | 1,444 |
| Pre-tax net operating income | $3,062,000 | 2,247 |
| Securities gains (losses) | $41,000 | 1,863 |
| Applicable income taxes | $434,000 | 2,343 |
| Income before extraordinary items | $2,669,000 | 2,200 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,669,000 | 2,199 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,669,000 | 2,199 |
| Net charge-offs | $593,000 | 1,310 |
| Cash dividends | $1,119,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 6,396 |
| Net operating income | $2,633,740 | 2,169 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 1,726 |
| Total interest expense | $1,329,000 | 1,657 |
| Net interest income | $9,579,000 | 1,731 |
| Provision for loan and lease losses | $580,000 | 1,021 |
| Total noninterest income | $1,896,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $640,000 | 1,502 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,256,000 | 1,661 |
| Total noninterest expense | $8,516,000 | 1,690 |
| Salaries and employee benefits | $4,011,000 | 1,926 |
| Premises and equipment expense | $1,252,000 | 1,428 |
| Additional noninterest expense | $3,253,000 | 1,462 |
| Pre-tax net operating income | $2,379,000 | 2,222 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $357,000 | 2,303 |
| Income before extraordinary items | $2,022,000 | 2,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,022,000 | 2,202 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,022,000 | 2,201 |
| Net charge-offs | $492,000 | 1,170 |
| Cash dividends | $1,119,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 449 |
| Net operating income | $2,022,000 | 2,151 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 1,719 |
| Total interest expense | $932,000 | 1,605 |
| Net interest income | $6,340,000 | 1,740 |
| Provision for loan and lease losses | $420,000 | 963 |
| Total noninterest income | $1,285,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $415,000 | 1,514 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $870,000 | 1,600 |
| Total noninterest expense | $5,670,000 | 1,684 |
| Salaries and employee benefits | $2,707,000 | 1,901 |
| Premises and equipment expense | $858,000 | 1,397 |
| Additional noninterest expense | $2,105,000 | 1,489 |
| Pre-tax net operating income | $1,535,000 | 2,238 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $230,000 | 2,280 |
| Income before extraordinary items | $1,305,000 | 2,205 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,305,000 | 2,208 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,305,000 | 2,208 |
| Net charge-offs | $358,000 | 1,130 |
| Cash dividends | $559,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 462 |
| Net operating income | $1,305,000 | 2,161 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 1,732 |
| Total interest expense | $490,000 | 1,563 |
| Net interest income | $3,112,000 | 1,753 |
| Provision for loan and lease losses | $210,000 | 953 |
| Total noninterest income | $605,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $201,000 | 1,545 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $404,000 | 1,647 |
| Total noninterest expense | $2,835,000 | 1,689 |
| Salaries and employee benefits | $1,359,000 | 1,914 |
| Premises and equipment expense | $440,000 | 1,390 |
| Additional noninterest expense | $1,036,000 | 1,506 |
| Pre-tax net operating income | $672,000 | 2,395 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $101,000 | 2,353 |
| Income before extraordinary items | $571,000 | 2,349 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $571,000 | 2,350 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $571,000 | 2,351 |
| Net charge-offs | $182,000 | 1,006 |
| Cash dividends | $559,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 332 |
| Net operating income | $571,000 | 2,312 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,538,000 | 1,709 |
| Total interest expense | $2,387,000 | 1,426 |
| Net interest income | $12,151,000 | 1,776 |
| Provision for loan and lease losses | $950,000 | 1,146 |
| Total noninterest income | $2,437,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $741,000 | 1,751 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,696,000 | 1,710 |
| Total noninterest expense | $10,963,000 | 1,750 |
| Salaries and employee benefits | $5,239,000 | 1,942 |
| Premises and equipment expense | $1,557,000 | 1,531 |
| Additional noninterest expense | $4,167,000 | 1,575 |
| Pre-tax net operating income | $2,675,000 | 2,350 |
| Securities gains (losses) | $189,000 | 928 |
| Applicable income taxes | $503,000 | 2,147 |
| Income before extraordinary items | $2,361,000 | 2,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,361,000 | 2,309 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,361,000 | 2,308 |
| Net charge-offs | $943,000 | 1,332 |
| Cash dividends | $1,066,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 6,727 |
| Net operating income | $2,206,020 | 2,367 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,878,000 | 1,723 |
| Total interest expense | $1,850,000 | 1,424 |
| Net interest income | $9,028,000 | 1,792 |
| Provision for loan and lease losses | $840,000 | 1,018 |
| Total noninterest income | $2,022,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $542,000 | 1,790 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,480,000 | 1,567 |
| Total noninterest expense | $8,342,000 | 1,730 |
| Salaries and employee benefits | $3,806,000 | 2,024 |
| Premises and equipment expense | $1,180,000 | 1,526 |
| Additional noninterest expense | $3,356,000 | 1,476 |
| Pre-tax net operating income | $1,868,000 | 2,549 |
| Securities gains (losses) | $189,000 | 847 |
| Applicable income taxes | $395,000 | 2,146 |
| Income before extraordinary items | $1,662,000 | 2,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,662,000 | 2,446 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,662,000 | 2,446 |
| Net charge-offs | $660,000 | 1,337 |
| Cash dividends | $1,066,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 6,825 |
| Net operating income | $1,508,910 | 2,571 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 1,722 |
| Total interest expense | $1,277,000 | 1,402 |
| Net interest income | $5,999,000 | 1,783 |
| Provision for loan and lease losses | $570,000 | 1,058 |
| Total noninterest income | $1,417,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $357,000 | 1,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,060,000 | 1,518 |
| Total noninterest expense | $5,671,000 | 1,700 |
| Salaries and employee benefits | $2,574,000 | 2,002 |
| Premises and equipment expense | $793,000 | 1,514 |
| Additional noninterest expense | $2,304,000 | 1,422 |
| Pre-tax net operating income | $1,175,000 | 2,630 |
| Securities gains (losses) | $189,000 | 774 |
| Applicable income taxes | $274,000 | 2,117 |
| Income before extraordinary items | $1,090,000 | 2,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,090,000 | 2,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,090,000 | 2,459 |
| Net charge-offs | $444,000 | 1,351 |
| Cash dividends | $533,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 6,891 |
| Net operating income | $938,800 | 2,669 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 1,730 |
| Total interest expense | $660,000 | 1,404 |
| Net interest income | $2,990,000 | 1,792 |
| Provision for loan and lease losses | $270,000 | 1,098 |
| Total noninterest income | $710,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $538,000 | 1,489 |
| Total noninterest expense | $2,772,000 | 1,745 |
| Salaries and employee benefits | $1,308,000 | 1,980 |
| Premises and equipment expense | $402,000 | 1,520 |
| Additional noninterest expense | $1,062,000 | 1,529 |
| Pre-tax net operating income | $658,000 | 2,392 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $126,000 | 2,179 |
| Income before extraordinary items | $532,000 | 2,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $532,000 | 2,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $532,000 | 2,473 |
| Net charge-offs | $100,000 | 1,892 |
| Cash dividends | $533,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 6,988 |
| Net operating income | $532,000 | 2,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,896,000 | 1,775 |
| Total interest expense | $2,942,000 | 1,504 |
| Net interest income | $11,954,000 | 1,828 |
| Provision for loan and lease losses | $1,270,000 | 1,494 |
| Total noninterest income | $2,883,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $717,000 | 1,860 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,166,000 | 1,454 |
| Total noninterest expense | $10,802,000 | 1,774 |
| Salaries and employee benefits | $5,111,000 | 1,973 |
| Premises and equipment expense | $1,513,000 | 1,560 |
| Additional noninterest expense | $4,178,000 | 1,619 |
| Pre-tax net operating income | $2,765,000 | 2,236 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $536,000 | 2,117 |
| Income before extraordinary items | $2,273,000 | 2,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,273,000 | 2,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,273,000 | 2,369 |
| Net charge-offs | $1,107,000 | 1,723 |
| Cash dividends | $1,069,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $-57,000 | 7,011 |
| Net operating income | $2,237,360 | 2,263 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 1,808 |
| Total interest expense | $2,232,000 | 1,556 |
| Net interest income | $8,903,000 | 1,865 |
| Provision for loan and lease losses | $1,050,000 | 1,390 |
| Total noninterest income | $2,214,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $533,000 | 1,896 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,681,000 | 1,420 |
| Total noninterest expense | $7,960,000 | 1,803 |
| Salaries and employee benefits | $3,854,000 | 1,959 |
| Premises and equipment expense | $1,133,000 | 1,577 |
| Additional noninterest expense | $2,973,000 | 1,691 |
| Pre-tax net operating income | $2,107,000 | 2,259 |
| Securities gains (losses) | $44,000 | 2,510 |
| Applicable income taxes | $404,000 | 2,156 |
| Income before extraordinary items | $1,747,000 | 2,361 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,747,000 | 2,362 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,747,000 | 2,362 |
| Net charge-offs | $993,000 | 1,479 |
| Cash dividends | $1,069,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $-57,000 | 7,118 |
| Net operating income | $1,711,360 | 2,274 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 1,800 |
| Total interest expense | $1,504,000 | 1,596 |
| Net interest income | $5,988,000 | 1,849 |
| Provision for loan and lease losses | $720,000 | 1,393 |
| Total noninterest income | $1,424,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $355,000 | 1,882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 1,453 |
| Total noninterest expense | $5,293,000 | 1,815 |
| Salaries and employee benefits | $2,526,000 | 1,991 |
| Premises and equipment expense | $760,000 | 1,561 |
| Additional noninterest expense | $2,007,000 | 1,664 |
| Pre-tax net operating income | $1,399,000 | 2,260 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $265,000 | 2,178 |
| Income before extraordinary items | $1,178,000 | 2,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,178,000 | 2,308 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,178,000 | 2,308 |
| Net charge-offs | $638,000 | 1,544 |
| Cash dividends | $535,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,141,920 | 2,228 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 1,805 |
| Total interest expense | $782,000 | 1,601 |
| Net interest income | $2,989,000 | 1,865 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $684,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $175,000 | 1,902 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $509,000 | 1,491 |
| Total noninterest expense | $2,620,000 | 1,828 |
| Salaries and employee benefits | $1,237,000 | 2,029 |
| Premises and equipment expense | $384,000 | 1,553 |
| Additional noninterest expense | $999,000 | 1,657 |
| Pre-tax net operating income | $723,000 | 2,218 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $135,000 | 2,144 |
| Income before extraordinary items | $588,000 | 2,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 2,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $588,000 | 2,295 |
| Net charge-offs | $178,000 | 1,947 |
| Cash dividends | $535,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $588,000 | 2,177 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,107,000 | 1,865 |
| Total interest expense | $3,552,000 | 1,679 |
| Net interest income | $11,555,000 | 1,902 |
| Provision for loan and lease losses | $1,713,000 | 1,744 |
| Total noninterest income | $2,330,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $731,000 | 1,915 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,599,000 | 1,578 |
| Total noninterest expense | $9,638,000 | 1,982 |
| Salaries and employee benefits | $4,573,000 | 2,117 |
| Premises and equipment expense | $1,424,000 | 1,742 |
| Additional noninterest expense | $3,641,000 | 1,849 |
| Pre-tax net operating income | $2,534,000 | 2,110 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $519,000 | 1,991 |
| Income before extraordinary items | $2,015,000 | 2,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,015,000 | 2,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,015,000 | 2,254 |
| Net charge-offs | $1,445,000 | 1,929 |
| Cash dividends | $1,106,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $-713,000 | 7,334 |
| Net operating income | $2,015,000 | 2,177 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,308,000 | 1,889 |
| Total interest expense | $2,749,000 | 1,699 |
| Net interest income | $8,559,000 | 1,932 |
| Provision for loan and lease losses | $1,113,000 | 1,836 |
| Total noninterest income | $1,616,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $537,000 | 1,956 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,079,000 | 1,676 |
| Total noninterest expense | $7,218,000 | 1,989 |
| Salaries and employee benefits | $3,456,000 | 2,108 |
| Premises and equipment expense | $1,052,000 | 1,785 |
| Additional noninterest expense | $2,710,000 | 1,876 |
| Pre-tax net operating income | $1,844,000 | 2,214 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $381,000 | 1,994 |
| Income before extraordinary items | $1,463,000 | 2,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,463,000 | 2,372 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,463,000 | 2,372 |
| Net charge-offs | $1,003,000 | 1,889 |
| Cash dividends | $1,106,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,463,000 | 2,268 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 1,902 |
| Total interest expense | $1,918,000 | 1,697 |
| Net interest income | $5,614,000 | 1,958 |
| Provision for loan and lease losses | $662,000 | 1,953 |
| Total noninterest income | $1,009,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $352,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $657,000 | 1,782 |
| Total noninterest expense | $4,805,000 | 2,014 |
| Salaries and employee benefits | $2,304,000 | 2,125 |
| Premises and equipment expense | $698,000 | 1,815 |
| Additional noninterest expense | $1,803,000 | 1,886 |
| Pre-tax net operating income | $1,156,000 | 2,295 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $243,000 | 2,016 |
| Income before extraordinary items | $913,000 | 2,440 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 2,440 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $913,000 | 2,440 |
| Net charge-offs | $815,000 | 1,653 |
| Cash dividends | $553,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $913,000 | 2,348 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 1,929 |
| Total interest expense | $987,000 | 1,705 |
| Net interest income | $2,759,000 | 1,985 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $485,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $165,000 | 2,053 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $320,000 | 1,830 |
| Total noninterest expense | $2,362,000 | 2,056 |
| Salaries and employee benefits | $1,122,000 | 2,190 |
| Premises and equipment expense | $355,000 | 1,826 |
| Additional noninterest expense | $885,000 | 1,911 |
| Pre-tax net operating income | $582,000 | 2,281 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $454,000 | 2,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $454,000 | 2,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $454,000 | 2,426 |
| Net charge-offs | $242,000 | 1,951 |
| Cash dividends | $553,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $454,000 | 2,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,812,000 | 1,915 |
| Total interest expense | $4,792,000 | 1,705 |
| Net interest income | $11,020,000 | 1,971 |
| Provision for loan and lease losses | $1,437,000 | 2,517 |
| Total noninterest income | $2,471,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $723,000 | 1,990 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,748,000 | 1,539 |
| Total noninterest expense | $9,381,000 | 2,052 |
| Salaries and employee benefits | $4,651,000 | 2,078 |
| Premises and equipment expense | $1,316,000 | 1,942 |
| Additional noninterest expense | $3,414,000 | 2,044 |
| Pre-tax net operating income | $2,673,000 | 1,795 |
| Securities gains (losses) | $202,000 | 1,581 |
| Applicable income taxes | $548,000 | 1,793 |
| Income before extraordinary items | $2,327,000 | 1,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,327,000 | 1,773 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,327,000 | 1,774 |
| Net charge-offs | $1,595,000 | 2,113 |
| Cash dividends | $553,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,163,380 | 1,815 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,734,000 | 1,975 |
| Total interest expense | $3,719,000 | 1,718 |
| Net interest income | $8,015,000 | 2,066 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $1,877,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $537,000 | 2,063 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,340,000 | 1,457 |
| Total noninterest expense | $6,943,000 | 2,079 |
| Salaries and employee benefits | $3,479,000 | 2,077 |
| Premises and equipment expense | $989,000 | 1,959 |
| Additional noninterest expense | $2,475,000 | 2,083 |
| Pre-tax net operating income | $2,199,000 | 1,778 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $418,000 | 1,840 |
| Income before extraordinary items | $1,782,000 | 1,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,782,000 | 1,849 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,782,000 | 1,850 |
| Net charge-offs | $867,000 | 2,362 |
| Cash dividends | $553,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,781,190 | 1,757 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 2,002 |
| Total interest expense | $2,529,000 | 1,753 |
| Net interest income | $5,275,000 | 2,091 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $1,139,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $359,000 | 2,055 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $780,000 | 1,551 |
| Total noninterest expense | $4,611,000 | 2,105 |
| Salaries and employee benefits | $2,332,000 | 2,085 |
| Premises and equipment expense | $660,000 | 1,971 |
| Additional noninterest expense | $1,619,000 | 2,110 |
| Pre-tax net operating income | $1,303,000 | 1,921 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $248,000 | 1,917 |
| Income before extraordinary items | $1,056,000 | 2,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,056,000 | 2,008 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,056,000 | 2,008 |
| Net charge-offs | $275,000 | 3,155 |
| Cash dividends | $553,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,055,190 | 1,927 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 2,059 |
| Total interest expense | $1,278,000 | 1,817 |
| Net interest income | $2,605,000 | 2,145 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $525,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $168,000 | 2,148 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $357,000 | 1,634 |
| Total noninterest expense | $2,309,000 | 2,109 |
| Salaries and employee benefits | $1,185,000 | 2,079 |
| Premises and equipment expense | $341,000 | 1,971 |
| Additional noninterest expense | $783,000 | 2,160 |
| Pre-tax net operating income | $571,000 | 2,177 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $108,000 | 2,047 |
| Income before extraordinary items | $464,000 | 2,271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $464,000 | 2,271 |
| Net charge-offs | $42,000 | 3,871 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $463,190 | 2,192 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,205,000 | 2,093 |
| Total interest expense | $6,161,000 | 1,885 |
| Net interest income | $10,044,000 | 2,181 |
| Provision for loan and lease losses | $1,100,000 | 3,352 |
| Total noninterest income | $2,275,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $847,000 | 1,955 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,428,000 | 1,708 |
| Total noninterest expense | $9,037,000 | 2,201 |
| Salaries and employee benefits | $4,627,000 | 2,125 |
| Premises and equipment expense | $1,306,000 | 2,041 |
| Additional noninterest expense | $3,104,000 | 2,280 |
| Pre-tax net operating income | $2,182,000 | 1,785 |
| Securities gains (losses) | $160,000 | 1,738 |
| Applicable income taxes | $404,000 | 1,753 |
| Income before extraordinary items | $1,938,000 | 1,737 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,938,000 | 1,736 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,938,000 | 1,737 |
| Net charge-offs | $1,097,000 | 2,753 |
| Cash dividends | $1,106,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,805,200 | 1,798 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,188,000 | 2,123 |
| Total interest expense | $4,800,000 | 1,889 |
| Net interest income | $7,388,000 | 2,216 |
| Provision for loan and lease losses | $675,000 | 3,339 |
| Total noninterest income | $1,638,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $631,000 | 1,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,007,000 | 1,816 |
| Total noninterest expense | $6,703,000 | 2,223 |
| Salaries and employee benefits | $3,329,000 | 2,232 |
| Premises and equipment expense | $976,000 | 2,069 |
| Additional noninterest expense | $2,398,000 | 2,184 |
| Pre-tax net operating income | $1,648,000 | 1,883 |
| Securities gains (losses) | $160,000 | 1,457 |
| Applicable income taxes | $354,000 | 1,754 |
| Income before extraordinary items | $1,454,000 | 1,831 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,454,000 | 1,829 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,454,000 | 1,831 |
| Net charge-offs | $681,000 | 2,660 |
| Cash dividends | $553,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,326,000 | 1,969 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,279,000 | 2,125 |
| Total interest expense | $3,292,000 | 1,937 |
| Net interest income | $4,987,000 | 2,201 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $1,057,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $423,000 | 1,935 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $634,000 | 1,919 |
| Total noninterest expense | $4,553,000 | 2,214 |
| Salaries and employee benefits | $2,238,000 | 2,253 |
| Premises and equipment expense | $660,000 | 2,071 |
| Additional noninterest expense | $1,655,000 | 2,144 |
| Pre-tax net operating income | $1,041,000 | 2,043 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $244,000 | 1,756 |
| Income before extraordinary items | $957,000 | 1,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $957,000 | 1,911 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $957,000 | 1,913 |
| Net charge-offs | $445,000 | 2,475 |
| Cash dividends | $553,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $829,000 | 2,116 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 2,119 |
| Total interest expense | $1,677,000 | 1,974 |
| Net interest income | $2,516,000 | 2,179 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $442,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $191,000 | 2,043 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $251,000 | 2,201 |
| Total noninterest expense | $2,201,000 | 2,223 |
| Salaries and employee benefits | $1,115,000 | 2,292 |
| Premises and equipment expense | $343,000 | 2,038 |
| Additional noninterest expense | $743,000 | 2,110 |
| Pre-tax net operating income | $532,000 | 2,261 |
| Securities gains (losses) | $148,000 | 800 |
| Applicable income taxes | $142,000 | 1,798 |
| Income before extraordinary items | $538,000 | 1,988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 1,989 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $538,000 | 1,989 |
| Net charge-offs | $222,000 | 2,060 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $421,080 | 2,316 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,761,000 | 2,141 |
| Total interest expense | $8,160,000 | 1,932 |
| Net interest income | $9,601,000 | 2,293 |
| Provision for loan and lease losses | $800,000 | 3,046 |
| Total noninterest income | $1,748,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $903,000 | 1,911 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $845,000 | 2,385 |
| Total noninterest expense | $7,845,000 | 2,411 |
| Salaries and employee benefits | $3,924,000 | 2,556 |
| Premises and equipment expense | $1,179,000 | 2,286 |
| Additional noninterest expense | $2,742,000 | 2,180 |
| Pre-tax net operating income | $2,704,000 | 1,963 |
| Securities gains (losses) | $222,000 | 672 |
| Applicable income taxes | $610,000 | 1,650 |
| Income before extraordinary items | $2,316,000 | 1,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,316,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 2,706 |
| Cash dividends | $1,315,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,140,620 | 1,994 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,313,000 | 2,193 |
| Total interest expense | $6,262,000 | 1,970 |
| Net interest income | $7,051,000 | 2,343 |
| Provision for loan and lease losses | $378,000 | 3,165 |
| Total noninterest income | $1,324,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $685,000 | 1,899 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 2,447 |
| Total noninterest expense | $5,839,000 | 2,422 |
| Salaries and employee benefits | $3,049,000 | 2,506 |
| Premises and equipment expense | $861,000 | 2,342 |
| Additional noninterest expense | $1,929,000 | 2,232 |
| Pre-tax net operating income | $2,158,000 | 2,181 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $482,000 | 1,950 |
| Income before extraordinary items | $1,752,000 | 2,013 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,752,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 2,367 |
| Cash dividends | $763,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,692,720 | 2,184 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,809,000 | 2,236 |
| Total interest expense | $4,230,000 | 2,044 |
| Net interest income | $4,579,000 | 2,387 |
| Provision for loan and lease losses | $252,000 | 2,797 |
| Total noninterest income | $882,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $459,000 | 1,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $423,000 | 2,497 |
| Total noninterest expense | $3,825,000 | 2,479 |
| Salaries and employee benefits | $2,001,000 | 2,566 |
| Premises and equipment expense | $585,000 | 2,319 |
| Additional noninterest expense | $1,239,000 | 2,276 |
| Pre-tax net operating income | $1,384,000 | 2,347 |
| Securities gains (losses) | $75,000 | 1,164 |
| Applicable income taxes | $318,000 | 2,153 |
| Income before extraordinary items | $1,141,000 | 2,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,141,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,297 |
| Cash dividends | $763,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,082,500 | 2,362 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 2,284 |
| Total interest expense | $2,188,000 | 2,088 |
| Net interest income | $2,221,000 | 2,463 |
| Provision for loan and lease losses | $126,000 | 2,387 |
| Total noninterest income | $429,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $228,000 | 1,856 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $201,000 | 2,570 |
| Total noninterest expense | $1,903,000 | 2,479 |
| Salaries and employee benefits | $992,000 | 2,606 |
| Premises and equipment expense | $305,000 | 2,229 |
| Additional noninterest expense | $606,000 | 2,289 |
| Pre-tax net operating income | $621,000 | 2,631 |
| Securities gains (losses) | $67,000 | 924 |
| Applicable income taxes | $151,000 | 2,312 |
| Income before extraordinary items | $537,000 | 2,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $537,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $204,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $484,740 | 2,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,435,000 | 2,234 |
| Total interest expense | $9,675,000 | 1,983 |
| Net interest income | $8,760,000 | 2,519 |
| Provision for loan and lease losses | $2,225,000 | 770 |
| Total noninterest income | $1,725,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $975,000 | 1,807 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $750,000 | 2,652 |
| Total noninterest expense | $7,043,000 | 2,576 |
| Salaries and employee benefits | $3,657,000 | 2,694 |
| Premises and equipment expense | $1,148,000 | 2,265 |
| Additional noninterest expense | $2,238,000 | 2,409 |
| Pre-tax net operating income | $1,217,000 | 4,331 |
| Securities gains (losses) | $-139,000 | 8,209 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $1,077,000 | 4,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,077,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,241,000 | 561 |
| Cash dividends | $2,930,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,216,000 | 3,907 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,236 |
| Total interest expense | $7,307,000 | 1,983 |
| Net interest income | $6,560,000 | 2,533 |
| Provision for loan and lease losses | $1,650,000 | 608 |
| Total noninterest income | $1,306,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $722,000 | 1,803 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $584,000 | 2,604 |
| Total noninterest expense | $5,478,000 | 2,473 |
| Salaries and employee benefits | $2,946,000 | 2,525 |
| Premises and equipment expense | $883,000 | 2,184 |
| Additional noninterest expense | $1,649,000 | 2,408 |
| Pre-tax net operating income | $738,000 | 5,015 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $110,000 | 4,352 |
| Income before extraordinary items | $629,000 | 4,915 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $629,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,470,000 | 497 |
| Cash dividends | $2,020,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $628,150 | 4,906 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,316,000 | 2,234 |
| Total interest expense | $4,871,000 | 1,989 |
| Net interest income | $4,445,000 | 2,517 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $843,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $472,000 | 1,839 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $371,000 | 2,678 |
| Total noninterest expense | $3,660,000 | 2,489 |
| Salaries and employee benefits | $1,979,000 | 2,547 |
| Premises and equipment expense | $606,000 | 2,140 |
| Additional noninterest expense | $1,075,000 | 2,459 |
| Pre-tax net operating income | $1,328,000 | 2,910 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $296,000 | 2,754 |
| Income before extraordinary items | $1,033,000 | 2,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,033,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,577 |
| Cash dividends | $1,080,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,032,220 | 2,956 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 2,229 |
| Total interest expense | $2,451,000 | 1,981 |
| Net interest income | $2,225,000 | 2,529 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $413,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $222,000 | 1,888 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $191,000 | 2,612 |
| Total noninterest expense | $1,850,000 | 2,471 |
| Salaries and employee benefits | $1,000,000 | 2,551 |
| Premises and equipment expense | $314,000 | 2,072 |
| Additional noninterest expense | $536,000 | 2,466 |
| Pre-tax net operating income | $638,000 | 2,986 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $138,000 | 2,844 |
| Income before extraordinary items | $500,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $500,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,137 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $500,000 | 3,009 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,649,000 | 2,113 |
| Total interest expense | $9,218,000 | 1,809 |
| Net interest income | $9,431,000 | 2,415 |
| Provision for loan and lease losses | $450,000 | 2,064 |
| Total noninterest income | $1,615,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $898,000 | 1,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $717,000 | 2,734 |
| Total noninterest expense | $7,372,000 | 2,404 |
| Salaries and employee benefits | $4,016,000 | 2,438 |
| Premises and equipment expense | $1,131,000 | 2,188 |
| Additional noninterest expense | $2,225,000 | 2,334 |
| Pre-tax net operating income | $3,224,000 | 2,653 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $658,000 | 2,749 |
| Income before extraordinary items | $2,567,000 | 2,559 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,567,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 941 |
| Cash dividends | $1,162,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,566,200 | 2,538 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,824,000 | 2,123 |
| Total interest expense | $6,685,000 | 1,813 |
| Net interest income | $7,139,000 | 2,417 |
| Provision for loan and lease losses | $338,000 | 1,955 |
| Total noninterest income | $1,215,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $632,000 | 2,026 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $583,000 | 2,624 |
| Total noninterest expense | $5,779,000 | 2,289 |
| Salaries and employee benefits | $3,120,000 | 2,360 |
| Premises and equipment expense | $855,000 | 2,187 |
| Additional noninterest expense | $1,804,000 | 2,162 |
| Pre-tax net operating income | $2,237,000 | 2,887 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $498,000 | 2,873 |
| Income before extraordinary items | $1,740,000 | 2,868 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,740,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,116 |
| Cash dividends | $581,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,739,220 | 2,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 2,133 |
| Total interest expense | $4,211,000 | 1,823 |
| Net interest income | $4,793,000 | 2,413 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $791,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $428,000 | 1,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $363,000 | 2,699 |
| Total noninterest expense | $3,833,000 | 2,308 |
| Salaries and employee benefits | $2,061,000 | 2,377 |
| Premises and equipment expense | $579,000 | 2,151 |
| Additional noninterest expense | $1,193,000 | 2,186 |
| Pre-tax net operating income | $1,526,000 | 2,850 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $354,000 | 2,809 |
| Income before extraordinary items | $1,173,000 | 2,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,173,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,057 |
| Cash dividends | $581,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,172,230 | 2,836 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 2,140 |
| Total interest expense | $1,973,000 | 1,845 |
| Net interest income | $2,411,000 | 2,395 |
| Provision for loan and lease losses | $113,000 | 1,842 |
| Total noninterest income | $372,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $208,000 | 1,979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,919,000 | 2,318 |
| Salaries and employee benefits | $1,036,000 | 2,372 |
| Premises and equipment expense | $292,000 | 2,149 |
| Additional noninterest expense | $591,000 | 2,186 |
| Pre-tax net operating income | $751,000 | 2,828 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $584,000 | 2,800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,683 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $583,220 | 2,788 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,597,000 | 2,017 |
| Total interest expense | $6,432,000 | 1,764 |
| Net interest income | $10,165,000 | 2,178 |
| Provision for loan and lease losses | $397,000 | 2,297 |
| Total noninterest income | $1,477,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $770,000 | 2,177 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $707,000 | 2,757 |
| Total noninterest expense | $7,178,000 | 2,330 |
| Salaries and employee benefits | $3,826,000 | 2,391 |
| Premises and equipment expense | $1,121,000 | 2,141 |
| Additional noninterest expense | $2,231,000 | 2,244 |
| Pre-tax net operating income | $4,067,000 | 2,199 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $944,000 | 2,337 |
| Income before extraordinary items | $3,154,000 | 2,151 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,154,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,986 |
| Cash dividends | $1,100,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,130,130 | 2,145 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 1,994 |
| Total interest expense | $4,571,000 | 1,756 |
| Net interest income | $7,656,000 | 2,149 |
| Provision for loan and lease losses | $391,000 | 1,760 |
| Total noninterest income | $1,119,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $579,000 | 2,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $540,000 | 2,732 |
| Total noninterest expense | $5,594,000 | 2,216 |
| Salaries and employee benefits | $2,869,000 | 2,355 |
| Premises and equipment expense | $877,000 | 2,032 |
| Additional noninterest expense | $1,848,000 | 2,013 |
| Pre-tax net operating income | $2,790,000 | 2,353 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $577,000 | 2,703 |
| Income before extraordinary items | $2,234,000 | 2,280 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,234,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,688 |
| Cash dividends | $518,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,217,410 | 2,258 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 1,979 |
| Total interest expense | $2,896,000 | 1,747 |
| Net interest income | $5,109,000 | 2,122 |
| Provision for loan and lease losses | $261,000 | 1,720 |
| Total noninterest income | $753,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $381,000 | 2,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $3,747,000 | 2,188 |
| Salaries and employee benefits | $1,934,000 | 2,328 |
| Premises and equipment expense | $587,000 | 2,015 |
| Additional noninterest expense | $1,226,000 | 2,005 |
| Pre-tax net operating income | $1,854,000 | 2,319 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $379,000 | 2,693 |
| Income before extraordinary items | $1,490,000 | 2,242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,490,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,451 |
| Cash dividends | $518,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,478,000 | 2,230 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 1,967 |
| Total interest expense | $1,392,000 | 1,718 |
| Net interest income | $2,565,000 | 2,108 |
| Provision for loan and lease losses | $130,000 | 1,632 |
| Total noninterest income | $365,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $179,000 | 2,210 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,593 |
| Total noninterest expense | $1,898,000 | 2,176 |
| Salaries and employee benefits | $973,000 | 2,341 |
| Premises and equipment expense | $302,000 | 1,989 |
| Additional noninterest expense | $623,000 | 1,972 |
| Pre-tax net operating income | $902,000 | 2,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $200,000 | 2,592 |
| Income before extraordinary items | $702,000 | 2,328 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $702,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $702,000 | 2,284 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,063,000 | 1,894 |
| Total interest expense | $5,234,000 | 1,565 |
| Net interest income | $9,829,000 | 2,069 |
| Provision for loan and lease losses | $380,000 | 2,457 |
| Total noninterest income | $1,525,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $774,000 | 2,203 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $751,000 | 2,600 |
| Total noninterest expense | $6,768,000 | 2,365 |
| Salaries and employee benefits | $3,479,000 | 2,496 |
| Premises and equipment expense | $1,100,000 | 2,092 |
| Additional noninterest expense | $2,189,000 | 2,224 |
| Pre-tax net operating income | $4,206,000 | 1,970 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,002,000 | 2,148 |
| Income before extraordinary items | $3,204,000 | 1,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,204,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,743 |
| Cash dividends | $1,017,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,204,000 | 1,908 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,097,000 | 1,910 |
| Total interest expense | $3,889,000 | 1,560 |
| Net interest income | $7,208,000 | 2,100 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $1,147,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $580,000 | 2,222 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $567,000 | 2,604 |
| Total noninterest expense | $5,270,000 | 2,252 |
| Salaries and employee benefits | $2,628,000 | 2,462 |
| Premises and equipment expense | $849,000 | 2,034 |
| Additional noninterest expense | $1,793,000 | 2,010 |
| Pre-tax net operating income | $2,710,000 | 2,238 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $564,000 | 2,690 |
| Income before extraordinary items | $2,146,000 | 2,181 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,146,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,669 |
| Cash dividends | $509,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,146,000 | 2,127 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 1,926 |
| Total interest expense | $2,596,000 | 1,530 |
| Net interest income | $4,676,000 | 2,141 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $764,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $386,000 | 2,214 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $378,000 | 2,601 |
| Total noninterest expense | $3,536,000 | 2,229 |
| Salaries and employee benefits | $1,732,000 | 2,483 |
| Premises and equipment expense | $574,000 | 2,004 |
| Additional noninterest expense | $1,230,000 | 1,937 |
| Pre-tax net operating income | $1,654,000 | 2,387 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $319,000 | 2,976 |
| Income before extraordinary items | $1,335,000 | 2,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,335,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,617 |
| Cash dividends | $509,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,335,000 | 2,236 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 1,941 |
| Total interest expense | $1,285,000 | 1,558 |
| Net interest income | $2,327,000 | 2,150 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $388,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $184,000 | 2,241 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $204,000 | 2,451 |
| Total noninterest expense | $1,772,000 | 2,246 |
| Salaries and employee benefits | $886,000 | 2,440 |
| Premises and equipment expense | $298,000 | 1,946 |
| Additional noninterest expense | $588,000 | 2,011 |
| Pre-tax net operating income | $818,000 | 2,379 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $175,000 | 2,806 |
| Income before extraordinary items | $643,000 | 2,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $643,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $643,000 | 2,255 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,844,000 | 1,909 |
| Total interest expense | $5,673,000 | 1,580 |
| Net interest income | $9,171,000 | 2,126 |
| Provision for loan and lease losses | $403,000 | 2,572 |
| Total noninterest income | $2,042,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $760,000 | 2,208 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,282,000 | 2,029 |
| Total noninterest expense | $6,431,000 | 2,445 |
| Salaries and employee benefits | $3,163,000 | 2,653 |
| Premises and equipment expense | $1,100,000 | 2,069 |
| Additional noninterest expense | $2,172,000 | 2,217 |
| Pre-tax net operating income | $4,379,000 | 1,842 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,154,000 | 1,985 |
| Income before extraordinary items | $3,225,000 | 1,917 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,225,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,852 |
| Cash dividends | $966,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,225,000 | 1,830 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,245,000 | 1,926 |
| Total interest expense | $4,368,000 | 1,605 |
| Net interest income | $6,877,000 | 2,140 |
| Provision for loan and lease losses | $398,000 | 2,036 |
| Total noninterest income | $1,611,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $568,000 | 2,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,043,000 | 1,995 |
| Total noninterest expense | $5,082,000 | 2,323 |
| Salaries and employee benefits | $2,361,000 | 2,676 |
| Premises and equipment expense | $857,000 | 2,003 |
| Additional noninterest expense | $1,864,000 | 1,919 |
| Pre-tax net operating income | $3,008,000 | 2,043 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $758,000 | 2,277 |
| Income before extraordinary items | $2,250,000 | 2,098 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,250,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $472,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,250,000 | 1,989 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 1,914 |
| Total interest expense | $2,973,000 | 1,629 |
| Net interest income | $4,628,000 | 2,109 |
| Provision for loan and lease losses | $252,000 | 2,108 |
| Total noninterest income | $1,092,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $384,000 | 2,167 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $708,000 | 1,949 |
| Total noninterest expense | $3,409,000 | 2,303 |
| Salaries and employee benefits | $1,563,000 | 2,683 |
| Premises and equipment expense | $574,000 | 1,991 |
| Additional noninterest expense | $1,272,000 | 1,883 |
| Pre-tax net operating income | $2,059,000 | 1,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $540,000 | 2,213 |
| Income before extraordinary items | $1,519,000 | 2,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,519,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $472,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,519,000 | 1,968 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 1,920 |
| Total interest expense | $1,531,000 | 1,618 |
| Net interest income | $2,297,000 | 2,128 |
| Provision for loan and lease losses | $126,000 | 1,981 |
| Total noninterest income | $500,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $317,000 | 2,035 |
| Total noninterest expense | $1,702,000 | 2,284 |
| Salaries and employee benefits | $780,000 | 2,676 |
| Premises and equipment expense | $284,000 | 2,010 |
| Additional noninterest expense | $638,000 | 1,846 |
| Pre-tax net operating income | $969,000 | 2,098 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $246,000 | 2,342 |
| Income before extraordinary items | $723,000 | 2,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $723,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $723,000 | 2,033 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,942,000 | 1,932 |
| Total interest expense | $7,024,000 | 1,617 |
| Net interest income | $8,918,000 | 2,178 |
| Provision for loan and lease losses | $406,000 | 2,795 |
| Total noninterest income | $1,576,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $669,000 | 2,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $907,000 | 2,316 |
| Total noninterest expense | $6,049,000 | 2,442 |
| Salaries and employee benefits | $2,859,000 | 2,759 |
| Premises and equipment expense | $946,000 | 2,302 |
| Additional noninterest expense | $2,244,000 | 2,058 |
| Pre-tax net operating income | $4,039,000 | 1,975 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,111,000 | 2,049 |
| Income before extraordinary items | $2,929,000 | 2,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,929,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,494 |
| Cash dividends | $835,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,928,280 | 1,979 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,126,000 | 2,135 |
| Total interest expense | $8,368,000 | 1,936 |
| Net interest income | $7,758,000 | 2,304 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $1,202,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $626,000 | 2,356 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $576,000 | 2,899 |
| Total noninterest expense | $5,494,000 | 2,575 |
| Salaries and employee benefits | $2,788,000 | 2,678 |
| Premises and equipment expense | $754,000 | 2,777 |
| Additional noninterest expense | $1,952,000 | 2,292 |
| Pre-tax net operating income | $3,106,000 | 2,192 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $790,000 | 2,446 |
| Income before extraordinary items | $2,316,000 | 2,241 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,316,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,083 |
| Cash dividends | $708,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,316,000 | 2,170 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,011,000 | 2,331 |
| Total interest expense | $8,281,000 | 2,080 |
| Net interest income | $6,730,000 | 2,646 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $1,110,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $589,000 | 2,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $521,000 | 2,885 |
| Total noninterest expense | $5,344,000 | 2,548 |
| Salaries and employee benefits | $2,659,000 | 2,679 |
| Premises and equipment expense | $721,000 | 2,809 |
| Additional noninterest expense | $1,964,000 | 2,206 |
| Pre-tax net operating income | $2,256,000 | 3,030 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $509,000 | 3,455 |
| Income before extraordinary items | $1,747,000 | 2,864 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,747,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $654,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,747,000 | 2,861 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 2,586 |
| Total interest expense | $6,254,000 | 2,345 |
| Net interest income | $6,379,000 | 2,753 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $934,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $511,000 | 2,580 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $423,000 | 3,290 |
| Total noninterest expense | $4,859,000 | 2,780 |
| Salaries and employee benefits | $2,402,000 | 2,913 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,822,000 | 2,396 |
| Pre-tax net operating income | $2,234,000 | 3,056 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $537,000 | 3,482 |
| Income before extraordinary items | $1,700,000 | 2,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,700,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $618,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,697,720 | 2,913 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 2,822 |
| Total interest expense | $5,726,000 | 2,648 |
| Net interest income | $5,705,000 | 3,020 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $799,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $378,000 | 3,286 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $421,000 | 3,325 |
| Total noninterest expense | $4,183,000 | 3,099 |
| Salaries and employee benefits | $1,980,000 | 3,371 |
| Premises and equipment expense | $587,000 | 3,233 |
| Additional noninterest expense | $1,616,000 | 2,596 |
| Pre-tax net operating income | $2,101,000 | 3,218 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $539,000 | 3,664 |
| Income before extraordinary items | $1,573,000 | 3,133 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,573,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $563,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,564,860 | 3,059 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,569,000 | 3,377 |
| Total interest expense | $4,566,000 | 3,252 |
| Net interest income | $5,003,000 | 3,485 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $623,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $373,000 | 3,419 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $250,000 | 4,364 |
| Total noninterest expense | $3,658,000 | 3,466 |
| Salaries and employee benefits | $1,787,000 | 3,667 |
| Premises and equipment expense | $485,000 | 3,811 |
| Additional noninterest expense | $1,386,000 | 2,941 |
| Pre-tax net operating income | $1,833,000 | 3,803 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $437,000 | 4,621 |
| Income before extraordinary items | $1,396,000 | 3,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,396,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $527,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,396,000 | 3,502 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 3,814 |
| Total interest expense | $3,854,000 | 3,842 |
| Net interest income | $4,645,000 | 3,787 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $549,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $366,000 | 3,605 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $183,000 | 5,422 |
| Total noninterest expense | $3,399,000 | 3,883 |
| Salaries and employee benefits | $1,607,000 | 4,047 |
| Premises and equipment expense | $437,000 | 4,224 |
| Additional noninterest expense | $1,355,000 | 3,403 |
| Pre-tax net operating income | $1,725,000 | 3,861 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $391,000 | 4,956 |
| Income before extraordinary items | $1,334,000 | 3,549 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,334,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $499,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,334,000 | 3,502 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,279,000 | 3,888 |
| Total interest expense | $3,887,000 | 3,766 |
| Net interest income | $4,392,000 | 3,993 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $603,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $354,000 | 3,735 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $3,280,000 | 3,969 |
| Salaries and employee benefits | $1,543,000 | 4,189 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $1,335,000 | 3,407 |
| Pre-tax net operating income | $1,580,000 | 4,269 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $1,263,000 | 3,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,263,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $454,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,263,000 | 3,754 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 3,844 |
| Total interest expense | $3,187,000 | 3,748 |
| Net interest income | $4,567,000 | 3,872 |
| Provision for loan and lease losses | $235,000 | 2,747 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $232,000 | 4,795 |
| Total noninterest expense | $3,313,000 | 4,041 |
| Salaries and employee benefits | $1,499,000 | 4,279 |
| Premises and equipment expense | $417,000 | 4,424 |
| Additional noninterest expense | $1,397,000 | 3,535 |
| Pre-tax net operating income | $1,548,000 | 4,293 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $349,000 | 5,287 |
| Income before extraordinary items | $1,199,000 | 3,865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,199,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $418,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,199,000 | 3,891 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,744,000 | 3,930 |
| Total interest expense | $3,369,000 | 3,717 |
| Net interest income | $4,375,000 | 4,046 |
| Provision for loan and lease losses | $260,000 | 3,299 |
| Total noninterest income | $519,000 | 5,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,782 |
| Total noninterest expense | $3,230,000 | 4,221 |
| Salaries and employee benefits | $1,496,000 | 4,286 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $1,319,000 | 3,889 |
| Pre-tax net operating income | $1,404,000 | 4,590 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $1,100,000 | 4,323 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $1,127,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,656 |
| Cash dividends | $381,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,100,000 | 4,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 4,595 |
| Total interest expense | $3,527,000 | 4,519 |
| Net interest income | $3,879,000 | 4,573 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $435,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $2,933,000 | 4,638 |
| Salaries and employee benefits | $1,376,000 | 4,571 |
| Premises and equipment expense | $382,000 | 4,972 |
| Additional noninterest expense | $1,175,000 | 4,425 |
| Pre-tax net operating income | $1,176,000 | 4,997 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $226,000 | 7,072 |
| Income before extraordinary items | $950,000 | 4,721 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $950,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $364,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $950,000 | 4,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.