Home > Wayne County Bank > Net charge- offs to loans
Wayne County Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0852% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 4,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 4,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7446% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7446% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1199% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0558% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6828% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6828% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1840% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8077% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8077% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3717% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1108% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2490% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2490% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0821% | 4,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0935% | 4,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.8332% | 4,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0409% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0409% | 4,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1278% | 4,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1412% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -1.1237% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1558% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0553% | 4,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0553% | 4,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2013% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2435% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2435% | 4,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0560% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 3,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4101% | 4,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4101% | 4,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.5665% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4988% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1764% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6891% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1829% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1829% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2355% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 4,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0325% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 3,923 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0532% | 3,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0532% | 3,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0480% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4860% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6182% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6182% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0239% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0644% | 4,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5260% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1391% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6611% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6611% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 4,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8963% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8963% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3379% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.8153% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,492 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0533% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7729% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7729% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2567% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 1.1311% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3349% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8029% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8029% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 1.7407% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7525% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7525% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 1.6515% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2307% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9404% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9404% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2750% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.3191% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2859% | 5,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1632% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7677% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8935% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8935% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3935% | 5,267 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1723% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0119% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7150% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4430% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8672% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5828% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2091% | 5,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9090% | 5,438 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1437% | 5,294 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1437% | 5,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2268% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4924% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6486% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2573% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.1310% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1629% | 5,357 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4118% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4118% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8447% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0434% | 4,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0434% | 4,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4737% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3187% | 258 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4219% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4219% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7729% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 4,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 4,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4755% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4753% | 160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0291% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6227% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6227% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2731% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0929% | 4,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0929% | 4,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5776% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6123% | 108 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0824% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0824% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 4,886 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0843% | 4,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0843% | 4,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5185% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1869% | 710 |
| Percentage Net Loans Charged-off:Construction & development | -0.4199% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4614% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4614% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3074% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 3,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1104% | 3,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2457% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3227% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.5497% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0982% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3534% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3534% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1703% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2999% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3646% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0556% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1478% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4819% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4819% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3534% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1457% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3378% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0825% | 5,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2860% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3913% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4280% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4280% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2429% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0730% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9577% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.7166% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8051% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3153% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3153% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2213% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2364% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2364% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6840% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0061% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1796% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 0.9222% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4947% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3340% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3340% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4823% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0378% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0378% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1902% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 1.2818% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2414% | 6,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3996% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3996% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4645% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5572% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5572% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2961% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5074% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4362% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.2200% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6550% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1423% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3471% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9939% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9939% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6287% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7967% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5228% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 7.3732% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5338% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5632% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5632% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6430% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9781% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9781% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3375% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9814% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 9.2744% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0559% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7443% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7443% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9020% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4439% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4439% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7056% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1469% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 5.0987% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4537% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9381% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9381% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7360% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1274% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1274% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0605% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8733% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 3.8526% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9625% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9625% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3717% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5639% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5639% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8986% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2623% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 3.5413% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6904% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8416% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8416% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7146% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9035% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9035% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0903% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3059% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 2.4290% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7337% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0453% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0453% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4392% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3538% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3538% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5648% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0395% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 2.5577% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0292% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0190% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0190% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0583% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1677% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1677% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9453% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4208% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7916% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7916% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1479% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6996% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1759% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6843% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 1.4751% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6863% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6021% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6021% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0088% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1287% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1287% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9333% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.1137% | 2,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1733% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5443% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5443% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6771% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8581% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8581% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4671% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2171% | 2,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2730% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4590% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4590% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 5,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0200% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0200% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5615% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3169% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3169% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0706% | 5,823 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1293% | 5,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1293% | 5,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1205% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5401% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.1054% | 6,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8399% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5510% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5510% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3274% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7727% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5720% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7394% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1595% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.1408% | 6,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1715% | 7,102 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 3,199 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1921% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6883% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7671% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6033% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4723% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 7,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.2076% | 6,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2600% | 7,193 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 3,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4524% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1286% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9879% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8312% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1155% | 7,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.4097% | 6,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5214% | 7,286 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2946% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0536% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6767% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9819% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1541% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4791% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8049% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8049% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7087% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0981% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8991% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 2,983 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3626% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3626% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6399% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4241% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6264% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 2,574 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3840% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7316% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9547% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1921% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0906% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4379% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2697% | 2,241 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8403% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8403% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3499% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7282% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3329% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7362% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7362% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1894% | 2,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7849% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 3,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3094% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6728% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6728% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4848% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4861% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 2,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7300% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 7,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1975% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1975% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5922% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2111% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5024% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 7,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5657% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7934% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 2,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 7,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0557% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 4,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1247% | 8,092 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2526% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2526% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2329% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4173% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7061% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 7,823 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9690% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9663% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 7,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0331% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5796% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 7,848 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 7,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9748% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2314% | 3,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0111% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1332% | 7,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7016% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 8,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1388% | 8,228 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4964% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7101% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1473% | 8,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5362% | 8,392 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 8,079 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 8,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4682% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 3,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 2,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2268% | 8,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8513% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 8,165 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 8,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9308% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3505% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1608% | 8,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4602% | 8,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7051% | 8,463 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0748% | 8,333 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0748% | 8,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4494% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1041% | 7,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9371% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7736% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6321% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8172% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0392% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4285% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5173% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4702% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7274% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0238% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1294% | 7,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4618% | 8,626 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1807% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3502% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7991% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6221% | 8,676 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2201% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3020% | 8,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2129% | 4,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2260% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3351% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3351% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3169% | 8,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1331% | 4,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3397% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5040% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5040% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3701% | 8,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1294% | 4,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9810% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2707% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7053% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1711% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4331% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3781% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5401% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1197% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 3,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5386% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2488% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8721% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2737% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3884% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4489% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6020% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2652% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4230% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2621% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2621% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9372% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8575% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9810% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2343% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6684% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5495% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3727% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4998% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6357% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8812% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6073% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4255% | 11,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7016% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0723% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6376% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |