Home > Wayne Bank and Trust Co. > Income and Expense

Wayne Bank and Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,653,0002,895
Total interest expense$2,943,0002,636
Net interest income$6,710,0002,954
Provision for loan and lease losses$11,0003,158
Total noninterest income$1,697,0002,187
Gross Fiduciary activities income$0981
Service charges on deposit accounts$217,0002,582
Trading account gains and feesNANA
Additional Noninterest Income$1,480,0001,897
Total noninterest expense$7,018,0002,552
Salaries and employee benefits$3,860,0002,577
Premises and equipment expense$933,0002,111
Additional noninterest expense$1,480,0001,897
Pre-tax net operating income$1,378,0003,331
Securities gains (losses)$3,000902
Applicable income taxes$03,369
Income before extraordinary items$1,381,0003,166
Extraordinary gains, net$054
Net income$1,381,0003,201
Minority interest net income$088
Net income of bank and minority interests.$1,381,0003,168
Net charge-offs$118,0001,405
Cash dividends$1,005,0002,146
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,378,0003,210
2023-09-30 (YTD Data)Rank
Total interest income$7,116,0002,888
Total interest expense$2,115,0002,579
Net interest income$5,001,0002,979
Provision for loan and lease losses$03,085
Total noninterest income$1,615,0001,932
Gross Fiduciary activities income$0950
Service charges on deposit accounts$166,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$1,449,0001,644
Total noninterest expense$5,206,0002,558
Salaries and employee benefits$2,907,0002,558
Premises and equipment expense$690,0002,125
Additional noninterest expense$1,449,0001,644
Pre-tax net operating income$1,410,0003,086
Securities gains (losses)$3,000744
Applicable income taxes$03,407
Income before extraordinary items$1,413,0002,907
Extraordinary gains, net$052
Net income$1,413,0002,937
Minority interest net income$081
Net income of bank and minority interests.$1,413,0002,908
Net charge-offs$118,0001,108
Cash dividends$1,005,0001,667
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,410,0002,939
2023-06-30 (YTD Data)Rank
Total interest income$4,658,0002,889
Total interest expense$1,332,0002,501
Net interest income$3,326,0003,001
Provision for loan and lease losses$02,940
Total noninterest income$1,309,0001,692
Gross Fiduciary activities income$0931
Service charges on deposit accounts$110,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$1,199,0001,370
Total noninterest expense$3,509,0002,527
Salaries and employee benefits$1,980,0002,522
Premises and equipment expense$454,0002,135
Additional noninterest expense$1,199,0001,369
Pre-tax net operating income$1,126,0002,903
Securities gains (losses)$3,000798
Applicable income taxes$03,436
Income before extraordinary items$1,129,0002,720
Extraordinary gains, net$051
Net income$1,129,0002,750
Minority interest net income$081
Net income of bank and minority interests.$1,129,0002,720
Net charge-offs$96,000933
Cash dividends$751,0001,618
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,126,0002,744
2023-03-31 (YTD Data)Rank
Total interest income$2,272,0002,907
Total interest expense$611,0002,402
Net interest income$1,661,0003,016
Provision for loan and lease losses$02,612
Total noninterest income$821,0001,462
Gross Fiduciary activities income$0913
Service charges on deposit accounts$53,0002,633
Trading account gains and feesNANA
Additional Noninterest Income$768,0001,158
Total noninterest expense$1,760,0002,548
Salaries and employee benefits$1,007,0002,537
Premises and equipment expense$227,0002,179
Additional noninterest expense$768,0001,158
Pre-tax net operating income$722,0002,671
Securities gains (losses)$3,000808
Applicable income taxes$03,388
Income before extraordinary items$725,0002,486
Extraordinary gains, net$04
Net income$725,0002,487
Minority interest net income$048
Net income of bank and minority interests.$725,0002,486
Net charge-offs$98,000605
Cash dividends$212,0001,767
Sale, conversion, retirement of capital stock, net$0430
Net operating income$722,0002,516
2022-12-31 (YTD Data)Rank
Total interest income$8,373,0002,782
Total interest expense$630,0002,979
Net interest income$7,743,0002,736
Provision for loan and lease losses$127,0002,063
Total noninterest income$1,267,0002,539
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$215,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$1,052,0002,285
Total noninterest expense$6,982,0002,516
Salaries and employee benefits$3,726,0002,610
Premises and equipment expense$965,0002,052
Additional noninterest expense$1,052,0002,285
Pre-tax net operating income$1,901,0003,187
Securities gains (losses)$-3,0003,239
Applicable income taxes$03,596
Income before extraordinary items$1,898,0002,996
Extraordinary gains, net$05
Net income$1,898,0002,993
Minority interest net income$063
Net income of bank and minority interests.$1,898,0002,995
Net charge-offs$-13,0003,702
Cash dividends$1,289,0001,898
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,901,0003,024
2022-09-30 (YTD Data)Rank
Total interest income$6,221,0002,741
Total interest expense$345,0003,124
Net interest income$5,876,0002,696
Provision for loan and lease losses$17,0002,607
Total noninterest income$988,0002,511
Gross Fiduciary activities income$0968
Service charges on deposit accounts$161,0002,681
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,268
Total noninterest expense$5,103,0002,550
Salaries and employee benefits$2,735,0002,638
Premises and equipment expense$720,0002,063
Additional noninterest expense$827,0002,268
Pre-tax net operating income$1,744,0002,928
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,744,0002,744
Extraordinary gains, net$04
Net income$1,744,0002,742
Minority interest net income$057
Net income of bank and minority interests.$1,744,0002,743
Net charge-offs$-14,0003,706
Cash dividends$1,289,0001,457
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,744,0002,775
2022-06-30 (YTD Data)Rank
Total interest income$4,002,0002,757
Total interest expense$215,0003,121
Net interest income$3,787,0002,713
Provision for loan and lease losses$6,0002,475
Total noninterest income$652,0002,513
Gross Fiduciary activities income$0925
Service charges on deposit accounts$103,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$549,0002,296
Total noninterest expense$3,302,0002,582
Salaries and employee benefits$1,768,0002,691
Premises and equipment expense$454,0002,145
Additional noninterest expense$1,080,0002,483
Pre-tax net operating income$1,131,0002,869
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,131,0002,684
Extraordinary gains, net$04
Net income$1,131,0002,682
Minority interest net income$060
Net income of bank and minority interests.$1,131,0002,684
Net charge-offs$-42,0004,130
Cash dividends$927,0001,413
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,131,0002,720
2022-03-31 (YTD Data)Rank
Total interest income$1,956,0002,755
Total interest expense$107,0003,096
Net interest income$1,849,0002,706
Provision for loan and lease losses$3,0002,190
Total noninterest income$315,0002,532
Gross Fiduciary activities income$0892
Service charges on deposit accounts$54,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,329
Total noninterest expense$1,621,0002,605
Salaries and employee benefits$878,0002,691
Premises and equipment expense$226,0002,172
Additional noninterest expense$517,0002,530
Pre-tax net operating income$540,0002,831
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$540,0002,670
Extraordinary gains, net$04
Net income$540,0002,667
Minority interest net income$050
Net income of bank and minority interests.$540,0002,670
Net charge-offs$-40,0004,349
Cash dividends$362,0001,380
Sale, conversion, retirement of capital stock, net$0453
Net operating income$540,0002,686
2021-12-31 (YTD Data)Rank
Total interest income$8,174,0002,778
Total interest expense$540,0003,062
Net interest income$7,634,0002,717
Provision for loan and lease losses$180,0001,802
Total noninterest income$2,539,0001,988
Gross Fiduciary activities income$0994
Service charges on deposit accounts$183,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$2,356,0001,751
Total noninterest expense$7,017,0002,484
Salaries and employee benefits$3,735,0002,614
Premises and equipment expense$1,024,0001,999
Additional noninterest expense$2,258,0002,381
Pre-tax net operating income$2,976,0002,703
Securities gains (losses)$9,0001,734
Applicable income taxes$03,710
Income before extraordinary items$2,985,0002,551
Extraordinary gains, net$010
Net income$2,985,0002,552
Minority interest net income$074
Net income of bank and minority interests.$2,985,0002,552
Net charge-offs$319,000818
Cash dividends$2,382,0001,384
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,976,0002,528
2021-09-30 (YTD Data)Rank
Total interest income$6,156,0002,823
Total interest expense$422,0003,105
Net interest income$5,734,0002,762
Provision for loan and lease losses$30,0002,561
Total noninterest income$2,056,0001,957
Gross Fiduciary activities income$0957
Service charges on deposit accounts$128,0002,890
Trading account gains and feesNANA
Additional Noninterest Income$1,928,0001,713
Total noninterest expense$5,146,0002,531
Salaries and employee benefits$2,805,0002,619
Premises and equipment expense$766,0002,032
Additional noninterest expense$1,575,0002,495
Pre-tax net operating income$2,614,0002,617
Securities gains (losses)$9,0001,653
Applicable income taxes$03,719
Income before extraordinary items$2,623,0002,452
Extraordinary gains, net$08
Net income$2,623,0002,452
Minority interest net income$069
Net income of bank and minority interests.$2,623,0002,452
Net charge-offs$49,0001,363
Cash dividends$2,382,0001,034
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,614,0002,421
2021-06-30 (YTD Data)Rank
Total interest income$4,093,0002,843
Total interest expense$292,0003,134
Net interest income$3,801,0002,772
Provision for loan and lease losses$30,0002,355
Total noninterest income$1,370,0001,891
Gross Fiduciary activities income$0951
Service charges on deposit accounts$74,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$1,296,0001,650
Total noninterest expense$3,389,0002,544
Salaries and employee benefits$1,854,0002,627
Premises and equipment expense$502,0002,056
Additional noninterest expense$1,033,0002,517
Pre-tax net operating income$1,752,0002,587
Securities gains (losses)$9,0001,454
Applicable income taxes$03,702
Income before extraordinary items$1,761,0002,396
Extraordinary gains, net$06
Net income$1,761,0002,396
Minority interest net income$067
Net income of bank and minority interests.$1,761,0002,396
Net charge-offs$44,0001,199
Cash dividends$1,802,000929
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,752,0002,369
2021-03-31 (YTD Data)Rank
Total interest income$2,087,0002,785
Total interest expense$152,0003,155
Net interest income$1,935,0002,722
Provision for loan and lease losses$23,0002,205
Total noninterest income$742,0001,811
Gross Fiduciary activities income$0922
Service charges on deposit accounts$38,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$704,0001,579
Total noninterest expense$1,670,0002,549
Salaries and employee benefits$915,0002,636
Premises and equipment expense$259,0002,029
Additional noninterest expense$496,0002,554
Pre-tax net operating income$984,0002,385
Securities gains (losses)$9,0001,103
Applicable income taxes$03,613
Income before extraordinary items$993,0002,231
Extraordinary gains, net$03
Net income$993,0002,232
Minority interest net income$055
Net income of bank and minority interests.$993,0002,231
Net charge-offs$2,0001,718
Cash dividends$952,000793
Sale, conversion, retirement of capital stock, net$0482
Net operating income$984,0002,194
2020-12-31 (YTD Data)Rank
Total interest income$8,271,0002,824
Total interest expense$992,0002,947
Net interest income$7,279,0002,763
Provision for loan and lease losses$551,0002,143
Total noninterest income$2,290,0001,972
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$179,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$2,111,0001,738
Total noninterest expense$6,739,0002,523
Salaries and employee benefits$3,808,0002,555
Premises and equipment expense$964,0002,078
Additional noninterest expense$1,967,0002,562
Pre-tax net operating income$2,279,0002,791
Securities gains (losses)$48,0001,744
Applicable income taxes$03,697
Income before extraordinary items$2,327,0002,634
Extraordinary gains, net$04
Net income$2,327,0002,633
Minority interest net income$072
Net income of bank and minority interests.$2,327,0002,634
Net charge-offs$7,0003,116
Cash dividends$833,0002,391
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,279,0002,613
2020-09-30 (YTD Data)Rank
Total interest income$6,149,0002,858
Total interest expense$801,0002,927
Net interest income$5,348,0002,798
Provision for loan and lease losses$427,0002,091
Total noninterest income$1,639,0001,979
Gross Fiduciary activities income$0981
Service charges on deposit accounts$136,0002,897
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,737
Total noninterest expense$4,922,0002,538
Salaries and employee benefits$2,808,0002,575
Premises and equipment expense$724,0002,077
Additional noninterest expense$1,390,0002,640
Pre-tax net operating income$1,638,0002,842
Securities gains (losses)$50,0001,535
Applicable income taxes$03,696
Income before extraordinary items$1,688,0002,670
Extraordinary gains, net$04
Net income$1,688,0002,669
Minority interest net income$065
Net income of bank and minority interests.$1,688,0002,670
Net charge-offs$1,0003,162
Cash dividends$833,0001,878
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,638,0002,662
2020-06-30 (YTD Data)Rank
Total interest income$4,006,0002,929
Total interest expense$561,0002,976
Net interest income$3,445,0002,864
Provision for loan and lease losses$278,0002,132
Total noninterest income$1,050,0001,966
Gross Fiduciary activities income$0970
Service charges on deposit accounts$84,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$966,0001,705
Total noninterest expense$3,130,0002,617
Salaries and employee benefits$1,761,0002,678
Premises and equipment expense$460,0002,135
Additional noninterest expense$909,0002,671
Pre-tax net operating income$1,087,0002,829
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,087,0002,695
Extraordinary gains, net$04
Net income$1,087,0002,694
Minority interest net income$065
Net income of bank and minority interests.$1,087,0002,695
Net charge-offs$11,0002,415
Cash dividends$297,0002,433
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,087,0002,646
2020-03-31 (YTD Data)Rank
Total interest income$1,917,0002,997
Total interest expense$305,0002,990
Net interest income$1,612,0002,957
Provision for loan and lease losses$29,0002,954
Total noninterest income$280,0002,607
Gross Fiduciary activities income$0941
Service charges on deposit accounts$54,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$226,0002,305
Total noninterest expense$1,510,0002,715
Salaries and employee benefits$824,0002,793
Premises and equipment expense$223,0002,185
Additional noninterest expense$463,0002,669
Pre-tax net operating income$353,0003,219
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$353,0003,085
Extraordinary gains, net$04
Net income$353,0003,085
Minority interest net income$056
Net income of bank and minority interests.$353,0003,086
Net charge-offs$8,0001,948
Cash dividends$121,0002,208
Sale, conversion, retirement of capital stock, net$0482
Net operating income$353,0003,059
2019-12-31 (YTD Data)Rank
Total interest income$7,596,0003,050
Total interest expense$1,361,0002,870
Net interest income$6,235,0003,035
Provision for loan and lease losses$15,0003,785
Total noninterest income$1,040,0002,771
Gross Fiduciary activities income$24,000856
Service charges on deposit accounts$249,0002,885
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,544
Total noninterest expense$6,494,0002,560
Salaries and employee benefits$3,489,0002,669
Premises and equipment expense$869,0002,225
Additional noninterest expense$2,136,0002,451
Pre-tax net operating income$766,0004,108
Securities gains (losses)$8,0001,962
Applicable income taxes$03,859
Income before extraordinary items$774,0004,027
Extraordinary gains, net$011
Net income$774,0004,029
Minority interest net income$076
Net income of bank and minority interests.$774,0004,029
Net charge-offs$175,0001,792
Cash dividends$438,0003,092
Sale, conversion, retirement of capital stock, net$0626
Net operating income$766,0004,001
2019-09-30 (YTD Data)Rank
Total interest income$5,625,0003,098
Total interest expense$1,037,0002,880
Net interest income$4,588,0003,109
Provision for loan and lease losses$15,0003,616
Total noninterest income$805,0002,736
Gross Fiduciary activities income$24,000821
Service charges on deposit accounts$188,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$593,0002,520
Total noninterest expense$4,757,0002,624
Salaries and employee benefits$2,519,0002,743
Premises and equipment expense$645,0002,251
Additional noninterest expense$1,593,0002,459
Pre-tax net operating income$621,0004,153
Securities gains (losses)$9,0001,686
Applicable income taxes$03,902
Income before extraordinary items$630,0004,037
Extraordinary gains, net$011
Net income$630,0004,037
Minority interest net income$072
Net income of bank and minority interests.$630,0004,037
Net charge-offs$137,0001,557
Cash dividends$438,0002,615
Sale, conversion, retirement of capital stock, net$0590
Net operating income$621,0004,026
2019-06-30 (YTD Data)Rank
Total interest income$3,679,0003,137
Total interest expense$703,0002,837
Net interest income$2,976,0003,168
Provision for loan and lease losses$15,0003,371
Total noninterest income$521,0002,749
Gross Fiduciary activities income$24,000787
Service charges on deposit accounts$116,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$381,0002,542
Total noninterest expense$3,153,0002,649
Salaries and employee benefits$1,656,0002,785
Premises and equipment expense$418,0002,305
Additional noninterest expense$1,079,0002,453
Pre-tax net operating income$329,0004,358
Securities gains (losses)$5,0001,370
Applicable income taxes$03,901
Income before extraordinary items$334,0004,267
Extraordinary gains, net$011
Net income$334,0004,266
Minority interest net income$069
Net income of bank and minority interests.$334,0004,266
Net charge-offs$118,0001,313
Cash dividends$281,0002,643
Sale, conversion, retirement of capital stock, net$0573
Net operating income$329,0004,267
2019-03-31 (YTD Data)Rank
Total interest income$1,813,0003,179
Total interest expense$355,0002,803
Net interest income$1,458,0003,238
Provision for loan and lease losses$15,0002,868
Total noninterest income$255,0002,722
Gross Fiduciary activities income$24,000750
Service charges on deposit accounts$56,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,561
Total noninterest expense$1,585,0002,662
Salaries and employee benefits$825,0002,810
Premises and equipment expense$217,0002,285
Additional noninterest expense$543,0002,448
Pre-tax net operating income$113,0004,608
Securities gains (losses)$5,000841
Applicable income taxes$03,800
Income before extraordinary items$118,0004,527
Extraordinary gains, net$05
Net income$118,0004,526
Minority interest net income$052
Net income of bank and minority interests.$118,0004,526
Net charge-offs$88,000943
Cash dividends$171,0002,133
Sale, conversion, retirement of capital stock, net$0529
Net operating income$113,0004,540
2018-12-31 (YTD Data)Rank
Total interest income$6,636,0003,271
Total interest expense$869,0003,136
Net interest income$5,767,0003,242
Provision for loan and lease losses$15,0003,894
Total noninterest income$942,0002,927
Gross Fiduciary activities income$2,0001,038
Service charges on deposit accounts$258,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$682,0002,682
Total noninterest expense$5,932,0002,742
Salaries and employee benefits$3,225,0002,828
Premises and equipment expense$801,0002,356
Additional noninterest expense$1,906,0002,666
Pre-tax net operating income$762,0004,307
Securities gains (losses)$-8,0004,349
Applicable income taxes$03,978
Income before extraordinary items$754,0004,200
Extraordinary gains, net$06
Net income$754,0004,199
Minority interest net income$072
Net income of bank and minority interests.$754,0004,199
Net charge-offs$84,0002,271
Cash dividends$205,0003,567
Sale, conversion, retirement of capital stock, net$0671
Net operating income$762,0004,200
2018-09-30 (YTD Data)Rank
Total interest income$4,774,0003,345
Total interest expense$542,0003,358
Net interest income$4,232,0003,302
Provision for loan and lease losses$03,948
Total noninterest income$727,0002,931
Gross Fiduciary activities income$2,000991
Service charges on deposit accounts$198,0002,944
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,692
Total noninterest expense$4,407,0002,761
Salaries and employee benefits$2,395,0002,850
Premises and equipment expense$601,0002,385
Additional noninterest expense$1,411,0002,706
Pre-tax net operating income$552,0004,426
Securities gains (losses)$-12,0004,815
Applicable income taxes$04,032
Income before extraordinary items$540,0004,316
Extraordinary gains, net$05
Net income$540,0004,315
Minority interest net income$066
Net income of bank and minority interests.$540,0004,315
Net charge-offs$57,0002,114
Cash dividends$205,0003,069
Sale, conversion, retirement of capital stock, net$0633
Net operating income$552,0004,300
2018-06-30 (YTD Data)Rank
Total interest income$3,062,0003,406
Total interest expense$305,0003,538
Net interest income$2,757,0003,337
Provision for loan and lease losses$03,782
Total noninterest income$474,0002,954
Gross Fiduciary activities income$2,000976
Service charges on deposit accounts$132,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$340,0002,747
Total noninterest expense$2,961,0002,776
Salaries and employee benefits$1,606,0002,867
Premises and equipment expense$438,0002,273
Additional noninterest expense$917,0002,762
Pre-tax net operating income$270,0004,703
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$270,0004,594
Extraordinary gains, net$06
Net income$270,0004,593
Minority interest net income$065
Net income of bank and minority interests.$270,0004,593
Net charge-offs$23,0002,165
Cash dividends$97,0003,202
Sale, conversion, retirement of capital stock, net$0620
Net operating income$270,0004,602
2018-03-31 (YTD Data)Rank
Total interest income$1,477,0003,480
Total interest expense$129,0003,754
Net interest income$1,348,0003,385
Provision for loan and lease losses$03,508
Total noninterest income$211,0003,103
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$65,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$145,0002,884
Total noninterest expense$1,471,0002,815
Salaries and employee benefits$805,0002,892
Premises and equipment expense$223,0002,277
Additional noninterest expense$443,0002,865
Pre-tax net operating income$88,0004,943
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$88,0004,891
Extraordinary gains, net$07
Net income$88,0004,890
Minority interest net income$052
Net income of bank and minority interests.$88,0004,891
Net charge-offs$2,0002,440
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$88,0004,892
2017-12-31 (YTD Data)Rank
Total interest income$5,800,0003,477
Total interest expense$380,0004,063
Net interest income$5,420,0003,377
Provision for loan and lease losses$04,227
Total noninterest income$963,0003,004
Gross Fiduciary activities income$6,0001,012
Service charges on deposit accounts$252,0003,122
Trading account gains and feesNANA
Additional Noninterest Income$705,0002,707
Total noninterest expense$5,811,0002,823
Salaries and employee benefits$3,110,0002,913
Premises and equipment expense$750,0002,548
Additional noninterest expense$1,951,0002,700
Pre-tax net operating income$572,0004,633
Securities gains (losses)$26,0001,226
Applicable income taxes$04,135
Income before extraordinary items$598,0004,320
Extraordinary gains, net$09
Net income$598,0004,320
Minority interest net income$076
Net income of bank and minority interests.$598,0004,320
Net charge-offs$55,0002,906
Cash dividends$355,0003,275
Sale, conversion, retirement of capital stock, net$0711
Net operating income$572,0004,354
2017-09-30 (YTD Data)Rank
Total interest income$4,297,0003,528
Total interest expense$270,0004,168
Net interest income$4,027,0003,424
Provision for loan and lease losses$04,088
Total noninterest income$712,0003,049
Gross Fiduciary activities income$6,000977
Service charges on deposit accounts$175,0003,266
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,734
Total noninterest expense$4,240,0002,906
Salaries and employee benefits$2,293,0002,965
Premises and equipment expense$544,0002,619
Additional noninterest expense$1,403,0002,778
Pre-tax net operating income$499,0004,599
Securities gains (losses)$25,0001,221
Applicable income taxes$04,172
Income before extraordinary items$524,0004,379
Extraordinary gains, net$09
Net income$524,0004,378
Minority interest net income$071
Net income of bank and minority interests.$524,0004,379
Net charge-offs$44,0002,551
Cash dividends$235,0003,039
Sale, conversion, retirement of capital stock, net$0677
Net operating income$499,0004,405
2017-06-30 (YTD Data)Rank
Total interest income$2,813,0003,566
Total interest expense$176,0004,191
Net interest income$2,637,0003,459
Provision for loan and lease losses$03,871
Total noninterest income$415,0003,267
Gross Fiduciary activities income$5,000966
Service charges on deposit accounts$109,0003,363
Trading account gains and fees$0139
Additional Noninterest Income$301,0002,931
Total noninterest expense$2,915,0002,865
Salaries and employee benefits$1,582,0002,924
Premises and equipment expense$354,0002,664
Additional noninterest expense$979,0002,714
Pre-tax net operating income$137,0005,182
Securities gains (losses)$25,000909
Applicable income taxes$04,189
Income before extraordinary items$162,0005,023
Extraordinary gains, net$011
Net income$162,0005,023
Minority interest net income$071
Net income of bank and minority interests.$162,0005,023
Net charge-offs$49,0002,013
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$137,0005,112
2017-03-31 (YTD Data)Rank
Total interest income$1,392,0003,594
Total interest expense$85,0004,248
Net interest income$1,307,0003,486
Provision for loan and lease losses$03,537
Total noninterest income$183,0003,409
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$51,0003,476
Trading account gains and fees$0142
Additional Noninterest Income$130,0003,118
Total noninterest expense$1,494,0002,831
Salaries and employee benefits$820,0002,892
Premises and equipment expense$181,0002,671
Additional noninterest expense$493,0002,695
Pre-tax net operating income$-4,0005,618
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-4,0005,619
Extraordinary gains, net$08
Net income$-4,0005,620
Minority interest net income$055
Net income of bank and minority interests.$-4,0005,619
Net charge-offs$41,0001,447
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-4,0005,614
2016-12-31 (YTD Data)Rank
Total interest income$5,547,0003,596
Total interest expense$221,0004,861
Net interest income$5,326,0003,434
Provision for loan and lease losses$1,0004,314
Total noninterest income$741,0003,497
Gross Fiduciary activities income$14,000989
Service charges on deposit accounts$224,0003,433
Trading account gains and fees$0170
Additional Noninterest Income$503,0003,264
Total noninterest expense$5,260,0003,080
Salaries and employee benefits$2,763,0003,208
Premises and equipment expense$668,0002,831
Additional noninterest expense$1,829,0002,925
Pre-tax net operating income$806,0004,332
Securities gains (losses)$150,0001,058
Applicable income taxes$04,278
Income before extraordinary items$956,0003,944
Extraordinary gains, net$05
Net income$956,0003,942
Minority interest net income$082
Net income of bank and minority interests.$956,0003,943
Net charge-offs$188,0001,986
Cash dividends$553,0002,854
Sale, conversion, retirement of capital stock, net$0759
Net operating income$806,0004,109
2016-09-30 (YTD Data)Rank
Total interest income$4,151,0003,619
Total interest expense$160,0004,940
Net interest income$3,991,0003,454
Provision for loan and lease losses$2,0004,155
Total noninterest income$628,0003,319
Gross Fiduciary activities income$10,000975
Service charges on deposit accounts$171,0003,431
Trading account gains and fees$0169
Additional Noninterest Income$447,0003,033
Total noninterest expense$3,965,0003,073
Salaries and employee benefits$2,111,0003,149
Premises and equipment expense$484,0002,894
Additional noninterest expense$1,370,0002,927
Pre-tax net operating income$652,0004,327
Securities gains (losses)$150,000980
Applicable income taxes$04,325
Income before extraordinary items$802,0003,844
Extraordinary gains, net$05
Net income$802,0003,842
Minority interest net income$071
Net income of bank and minority interests.$802,0003,844
Net charge-offs$120,0001,906
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$652,0004,075
2016-06-30 (YTD Data)Rank
Total interest income$2,746,0003,644
Total interest expense$106,0004,988
Net interest income$2,640,0003,485
Provision for loan and lease losses$3,0003,950
Total noninterest income$435,0003,269
Gross Fiduciary activities income$6,000992
Service charges on deposit accounts$110,0003,478
Trading account gains and fees$0157
Additional Noninterest Income$319,0002,942
Total noninterest expense$2,594,0003,134
Salaries and employee benefits$1,363,0003,246
Premises and equipment expense$328,0002,873
Additional noninterest expense$903,0002,957
Pre-tax net operating income$478,0004,220
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$478,0004,028
Extraordinary gains, net$016
Net income$478,0004,025
Minority interest net income$071
Net income of bank and minority interests.$478,0004,027
Net charge-offs$129,0001,419
Cash dividends$310,0002,481
Sale, conversion, retirement of capital stock, net$0705
Net operating income$478,0003,955
2016-03-31 (YTD Data)Rank
Total interest income$1,366,0003,667
Total interest expense$53,0005,041
Net interest income$1,313,0003,505
Provision for loan and lease losses$1,0003,622
Total noninterest income$271,0002,880
Gross Fiduciary activities income$2,000992
Service charges on deposit accounts$53,0003,519
Trading account gains and fees$0142
Additional Noninterest Income$216,0002,528
Total noninterest expense$1,274,0003,181
Salaries and employee benefits$678,0003,283
Premises and equipment expense$165,0002,888
Additional noninterest expense$431,0003,063
Pre-tax net operating income$309,0003,812
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$309,0003,574
Extraordinary gains, net$012
Net income$309,0003,570
Minority interest net income$062
Net income of bank and minority interests.$309,0003,572
Net charge-offs$45,0001,498
Cash dividends$47,0002,668
Sale, conversion, retirement of capital stock, net$0659
Net operating income$309,0003,515
2015-12-31 (YTD Data)Rank
Total interest income$5,644,0003,575
Total interest expense$198,0005,182
Net interest income$5,446,0003,395
Provision for loan and lease losses$3,0004,335
Total noninterest income$965,0003,134
Gross Fiduciary activities income$4,0001,109
Service charges on deposit accounts$225,0003,537
Trading account gains and fees$0159
Additional Noninterest Income$736,0002,763
Total noninterest expense$5,433,0003,045
Salaries and employee benefits$2,697,0003,241
Premises and equipment expense$772,0002,626
Additional noninterest expense$1,964,0002,827
Pre-tax net operating income$975,0004,135
Securities gains (losses)$-1,0005,649
Applicable income taxes$04,402
Income before extraordinary items$974,0003,981
Extraordinary gains, net$023
Net income$974,0003,981
Minority interest net income$081
Net income of bank and minority interests.$974,0003,982
Net charge-offs$715,000880
Cash dividends$167,0003,783
Sale, conversion, retirement of capital stock, net$0804
Net operating income$975,0003,924
2015-09-30 (YTD Data)Rank
Total interest income$4,311,0003,572
Total interest expense$147,0005,267
Net interest income$4,164,0003,388
Provision for loan and lease losses$04,232
Total noninterest income$762,0003,058
Gross Fiduciary activities income$3,0001,083
Service charges on deposit accounts$161,0003,625
Trading account gains and fees$0153
Additional Noninterest Income$598,0002,672
Total noninterest expense$4,043,0003,091
Salaries and employee benefits$2,066,0003,228
Premises and equipment expense$550,0002,772
Additional noninterest expense$1,427,0002,888
Pre-tax net operating income$883,0003,943
Securities gains (losses)$-1,0005,801
Applicable income taxes$04,489
Income before extraordinary items$882,0003,715
Extraordinary gains, net$021
Net income$882,0003,714
Minority interest net income$078
Net income of bank and minority interests.$882,0003,715
Net charge-offs$560,000792
Cash dividends$167,0003,226
Sale, conversion, retirement of capital stock, net$0773
Net operating income$883,0003,671
2015-06-30 (YTD Data)Rank
Total interest income$2,866,0003,597
Total interest expense$95,0005,355
Net interest income$2,771,0003,409
Provision for loan and lease losses$3,0003,981
Total noninterest income$681,0002,659
Gross Fiduciary activities income$3,0001,066
Service charges on deposit accounts$98,0003,757
Trading account gains and fees$0157
Additional Noninterest Income$580,0002,239
Total noninterest expense$2,589,0003,194
Salaries and employee benefits$1,353,0003,283
Premises and equipment expense$350,0002,866
Additional noninterest expense$886,0003,083
Pre-tax net operating income$860,0003,326
Securities gains (losses)$-1,0005,919
Applicable income taxes$04,497
Income before extraordinary items$859,0003,045
Extraordinary gains, net$022
Net income$859,0003,046
Minority interest net income$075
Net income of bank and minority interests.$859,0003,047
Net charge-offs$128,0001,503
Cash dividends$167,0002,906
Sale, conversion, retirement of capital stock, net$0751
Net operating income$860,0002,982
2015-03-31 (YTD Data)Rank
Total interest income$1,449,0003,577
Total interest expense$45,0005,451
Net interest income$1,404,0003,370
Provision for loan and lease losses$2,0003,615
Total noninterest income$243,0003,089
Gross Fiduciary activities income$2,0001,036
Service charges on deposit accounts$46,0003,828
Trading account gains and fees$0152
Additional Noninterest Income$195,0002,668
Total noninterest expense$1,310,0003,183
Salaries and employee benefits$672,0003,320
Premises and equipment expense$173,0002,918
Additional noninterest expense$465,0002,947
Pre-tax net operating income$335,0003,709
Securities gains (losses)$-1,0006,051
Applicable income taxes$04,400
Income before extraordinary items$334,0003,451
Extraordinary gains, net$013
Net income$334,0003,454
Minority interest net income$064
Net income of bank and minority interests.$334,0003,454
Net charge-offs$65,0001,383
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$335,0003,364
2014-12-31 (YTD Data)Rank
Total interest income$5,903,0003,569
Total interest expense$211,0005,441
Net interest income$5,692,0003,362
Provision for loan and lease losses$619,0001,248
Total noninterest income$776,0003,536
Gross Fiduciary activities income$9,0001,081
Service charges on deposit accounts$182,0004,082
Trading account gains and fees$0180
Additional Noninterest Income$585,0003,054
Total noninterest expense$4,885,0003,368
Salaries and employee benefits$2,582,0003,404
Premises and equipment expense$696,0002,931
Additional noninterest expense$1,607,0003,389
Pre-tax net operating income$964,0004,203
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$964,0004,019
Extraordinary gains, net$017
Net income$964,0004,018
Minority interest net income$084
Net income of bank and minority interests.$964,0004,020
Net charge-offs$1,008,000895
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$964,0003,960
2014-09-30 (YTD Data)Rank
Total interest income$4,441,0003,593
Total interest expense$167,0005,449
Net interest income$4,274,0003,391
Provision for loan and lease losses$320,0001,569
Total noninterest income$586,0003,556
Gross Fiduciary activities income$2,0001,121
Service charges on deposit accounts$131,0004,194
Trading account gains and fees$0174
Additional Noninterest Income$453,0003,045
Total noninterest expense$3,509,0003,483
Salaries and employee benefits$1,857,0003,511
Premises and equipment expense$516,0002,982
Additional noninterest expense$1,136,0003,549
Pre-tax net operating income$1,031,0003,702
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,031,0003,441
Extraordinary gains, net$015
Net income$1,031,0003,442
Minority interest net income$081
Net income of bank and minority interests.$1,031,0003,442
Net charge-offs$668,000928
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,031,0003,396
2014-06-30 (YTD Data)Rank
Total interest income$2,994,0003,568
Total interest expense$116,0005,448
Net interest income$2,878,0003,362
Provision for loan and lease losses$214,0001,579
Total noninterest income$397,0003,524
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$315,0002,973
Total noninterest expense$2,289,0003,540
Salaries and employee benefits$1,230,0003,555
Premises and equipment expense$303,0003,271
Additional noninterest expense$756,0003,560
Pre-tax net operating income$772,0003,442
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$772,0003,154
Extraordinary gains, net$020
Net income$772,0003,160
Minority interest net income$080
Net income of bank and minority interests.$772,0003,160
Net charge-offs$541,000816
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$772,0003,117
2014-03-31 (YTD Data)Rank
Total interest income$1,515,0003,559
Total interest expense$63,0005,410
Net interest income$1,452,0003,357
Provision for loan and lease losses$105,0001,539
Total noninterest income$168,0003,785
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$32,0004,672
Trading account gains and fees$0147
Additional Noninterest Income$135,0003,123
Total noninterest expense$1,171,0003,527
Salaries and employee benefits$635,0003,506
Premises and equipment expense$141,0003,491
Additional noninterest expense$395,0003,437
Pre-tax net operating income$344,0003,574
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$344,0003,284
Extraordinary gains, net$016
Net income$344,0003,287
Minority interest net income$066
Net income of bank and minority interests.$344,0003,287
Net charge-offs$286,000738
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$344,0003,249
2013-12-31 (YTD Data)Rank
Total interest income$6,296,0003,508
Total interest expense$651,0003,909
Net interest income$5,645,0003,406
Provision for loan and lease losses$1,553,000761
Total noninterest income$357,0004,902
Gross Fiduciary activities income$8,0001,129
Service charges on deposit accounts$153,0004,555
Trading account gains and fees$0184
Additional Noninterest Income$196,0004,642
Total noninterest expense$4,898,0003,452
Salaries and employee benefits$2,518,0003,527
Premises and equipment expense$672,0003,047
Additional noninterest expense$1,708,0003,332
Pre-tax net operating income$-449,0006,464
Securities gains (losses)$-2,0006,101
Applicable income taxes$04,631
Income before extraordinary items$-451,0006,476
Extraordinary gains, net$029
Net income$-451,0006,476
Minority interest net income$090
Net income of bank and minority interests.$-451,0006,477
Net charge-offs$2,073,000728
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-449,0006,471
2013-09-30 (YTD Data)Rank
Total interest income$4,900,0003,453
Total interest expense$727,0003,092
Net interest income$4,173,0003,466
Provision for loan and lease losses$625,0001,286
Total noninterest income$365,0004,509
Gross Fiduciary activities income$3,0001,137
Service charges on deposit accounts$122,0004,481
Trading account gains and fees$0180
Additional Noninterest Income$240,0004,076
Total noninterest expense$3,471,0003,606
Salaries and employee benefits$1,902,0003,524
Premises and equipment expense$481,0003,191
Additional noninterest expense$1,088,0003,732
Pre-tax net operating income$442,0004,916
Securities gains (losses)$-2,0006,351
Applicable income taxes$04,713
Income before extraordinary items$440,0004,785
Extraordinary gains, net$025
Net income$440,0004,787
Minority interest net income$084
Net income of bank and minority interests.$440,0004,788
Net charge-offs$316,0002,064
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$442,0004,685
2013-06-30 (YTD Data)Rank
Total interest income$3,314,0003,439
Total interest expense$529,0002,944
Net interest income$2,785,0003,467
Provision for loan and lease losses$625,000955
Total noninterest income$302,0004,210
Gross Fiduciary activities income$3,0001,118
Service charges on deposit accounts$88,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$211,0003,712
Total noninterest expense$2,488,0003,433
Salaries and employee benefits$1,279,0003,512
Premises and equipment expense$327,0003,161
Additional noninterest expense$882,0003,258
Pre-tax net operating income$-26,0006,371
Securities gains (losses)$-2,0006,527
Applicable income taxes$04,679
Income before extraordinary items$-28,0006,424
Extraordinary gains, net$022
Net income$-28,0006,426
Minority interest net income$082
Net income of bank and minority interests.$-28,0006,426
Net charge-offs$90,0002,851
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-26,0006,375
2013-03-31 (YTD Data)Rank
Total interest income$1,667,0003,449
Total interest expense$287,0002,880
Net interest income$1,380,0003,502
Provision for loan and lease losses$175,0001,482
Total noninterest income$89,0005,011
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$44,0004,324
Trading account gains and fees$0148
Additional Noninterest Income$43,0004,893
Total noninterest expense$1,274,0003,404
Salaries and employee benefits$687,0003,366
Premises and equipment expense$151,0003,367
Additional noninterest expense$436,0003,304
Pre-tax net operating income$20,0006,148
Securities gains (losses)$-2,0006,691
Applicable income taxes$04,602
Income before extraordinary items$18,0006,235
Extraordinary gains, net$010
Net income$18,0006,235
Minority interest net income$076
Net income of bank and minority interests.$18,0006,236
Net charge-offs$39,0002,600
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$20,0006,127
2012-12-31 (YTD Data)Rank
Total interest income$7,327,0003,341
Total interest expense$1,403,0002,861
Net interest income$5,924,0003,402
Provision for loan and lease losses$650,0002,345
Total noninterest income$961,0003,314
Gross Fiduciary activities income$12,0001,105
Service charges on deposit accounts$229,0004,015
Trading account gains and fees$0166
Additional Noninterest Income$720,0002,856
Total noninterest expense$4,721,0003,630
Salaries and employee benefits$2,219,0003,876
Premises and equipment expense$647,0003,202
Additional noninterest expense$1,855,0003,262
Pre-tax net operating income$1,514,0003,323
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,514,0003,111
Extraordinary gains, net$029
Net income$1,514,0003,110
Minority interest net income$093
Net income of bank and minority interests.$1,514,0003,110
Net charge-offs$897,0001,938
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,514,0002,982
2012-09-30 (YTD Data)Rank
Total interest income$5,508,0003,382
Total interest expense$1,087,0002,889
Net interest income$4,421,0003,466
Provision for loan and lease losses$400,0002,581
Total noninterest income$767,0003,236
Gross Fiduciary activities income$5,0001,144
Service charges on deposit accounts$171,0004,071
Trading account gains and fees$0157
Additional Noninterest Income$591,0002,698
Total noninterest expense$3,578,0003,621
Salaries and employee benefits$1,700,0003,823
Premises and equipment expense$456,0003,396
Additional noninterest expense$1,422,0003,243
Pre-tax net operating income$1,210,0003,298
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,210,0003,051
Extraordinary gains, net$020
Net income$1,210,0003,051
Minority interest net income$086
Net income of bank and minority interests.$1,210,0003,050
Net charge-offs$901,0001,568
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,210,0002,907
2012-06-30 (YTD Data)Rank
Total interest income$3,681,0003,397
Total interest expense$749,0002,909
Net interest income$2,932,0003,492
Provision for loan and lease losses$200,0002,964
Total noninterest income$419,0003,570
Gross Fiduciary activities income$4,0001,135
Service charges on deposit accounts$111,0004,104
Trading account gains and fees$0153
Additional Noninterest Income$304,0003,050
Total noninterest expense$2,408,0003,610
Salaries and employee benefits$1,164,0003,781
Premises and equipment expense$315,0003,315
Additional noninterest expense$929,0003,318
Pre-tax net operating income$743,0003,428
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$743,0003,205
Extraordinary gains, net$019
Net income$743,0003,203
Minority interest net income$084
Net income of bank and minority interests.$743,0003,205
Net charge-offs$755,0001,375
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$743,0003,040
2012-03-31 (YTD Data)Rank
Total interest income$1,837,0003,438
Total interest expense$389,0002,916
Net interest income$1,448,0003,547
Provision for loan and lease losses$200,0001,993
Total noninterest income$252,0003,237
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$56,0004,084
Trading account gains and fees$0148
Additional Noninterest Income$194,0002,709
Total noninterest expense$1,297,0003,439
Salaries and employee benefits$673,0003,446
Premises and equipment expense$128,0003,830
Additional noninterest expense$496,0003,110
Pre-tax net operating income$203,0004,492
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$203,0004,357
Extraordinary gains, net$019
Net income$203,0004,359
Minority interest net income$078
Net income of bank and minority interests.$203,0004,360
Net charge-offs$318,0001,434
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$203,0004,199
2011-12-31 (YTD Data)Rank
Total interest income$7,836,0003,384
Total interest expense$1,820,0002,969
Net interest income$6,016,0003,457
Provision for loan and lease losses$3,400,0001,073
Total noninterest income$965,0003,179
Gross Fiduciary activities income$12,0001,079
Service charges on deposit accounts$210,0004,285
Trading account gains and fees$0146
Additional Noninterest Income$743,0002,560
Total noninterest expense$4,317,0003,910
Salaries and employee benefits$2,055,0004,111
Premises and equipment expense$633,0003,440
Additional noninterest expense$1,629,0003,654
Pre-tax net operating income$-736,0006,501
Securities gains (losses)$-1,0006,712
Applicable income taxes$04,719
Income before extraordinary items$-737,0006,569
Extraordinary gains, net$029
Net income$-737,0006,570
Minority interest net income$096
Net income of bank and minority interests.$-737,0006,569
Net charge-offs$1,868,0001,617
Cash dividends$646,0002,139
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-736,0006,543
2011-09-30 (YTD Data)Rank
Total interest income$5,941,0003,386
Total interest expense$1,424,0002,978
Net interest income$4,517,0003,465
Provision for loan and lease losses$1,400,0001,576
Total noninterest income$708,0003,235
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$155,0004,337
Trading account gains and fees$0145
Additional Noninterest Income$548,0002,563
Total noninterest expense$3,209,0003,941
Salaries and employee benefits$1,543,0004,110
Premises and equipment expense$444,0003,648
Additional noninterest expense$1,222,0003,643
Pre-tax net operating income$616,0004,173
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$616,0003,979
Extraordinary gains, net$021
Net income$616,0003,981
Minority interest net income$087
Net income of bank and minority interests.$616,0003,981
Net charge-offs$1,273,0001,671
Cash dividends$646,0001,553
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$616,0003,866
2011-06-30 (YTD Data)Rank
Total interest income$3,989,0003,399
Total interest expense$984,0002,983
Net interest income$3,005,0003,477
Provision for loan and lease losses$350,0002,768
Total noninterest income$444,0003,354
Gross Fiduciary activities income$4,0001,093
Service charges on deposit accounts$103,0004,331
Trading account gains and fees$0153
Additional Noninterest Income$337,0002,711
Total noninterest expense$2,184,0003,937
Salaries and employee benefits$1,005,0004,194
Premises and equipment expense$311,0003,560
Additional noninterest expense$868,0003,543
Pre-tax net operating income$915,0002,692
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$915,0002,435
Extraordinary gains, net$015
Net income$915,0002,435
Minority interest net income$089
Net income of bank and minority interests.$915,0002,435
Net charge-offs$1,221,0001,303
Cash dividends$646,0001,179
Sale, conversion, retirement of capital stock, net$0986
Net operating income$915,0002,343
2011-03-31 (YTD Data)Rank
Total interest income$2,054,0003,336
Total interest expense$528,0002,913
Net interest income$1,526,0003,420
Provision for loan and lease losses$75,0003,668
Total noninterest income$248,0003,172
Gross Fiduciary activities income$3,0001,053
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$195,0002,501
Total noninterest expense$1,129,0003,857
Salaries and employee benefits$537,0004,035
Premises and equipment expense$151,0003,683
Additional noninterest expense$441,0003,508
Pre-tax net operating income$570,0002,328
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$570,0002,003
Extraordinary gains, net$09
Net income$570,0002,002
Minority interest net income$086
Net income of bank and minority interests.$570,0002,003
Net charge-offs$86,0002,893
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$570,0001,962
2010-12-31 (YTD Data)Rank
Total interest income$8,932,0003,240
Total interest expense$2,641,0002,863
Net interest income$6,291,0003,356
Provision for loan and lease losses$1,750,0002,249
Total noninterest income$955,0003,305
Gross Fiduciary activities income$7,0001,193
Service charges on deposit accounts$183,0004,584
Trading account gains and fees$0175
Additional Noninterest Income$765,0002,557
Total noninterest expense$4,524,0003,883
Salaries and employee benefits$2,158,0004,020
Premises and equipment expense$622,0003,628
Additional noninterest expense$1,744,0003,606
Pre-tax net operating income$972,0003,425
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$972,0003,276
Extraordinary gains, net$029
Net income$972,0003,273
Minority interest net income$0111
Net income of bank and minority interests.$972,0003,276
Net charge-offs$696,0003,181
Cash dividends$666,0001,992
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$972,0003,140
2010-09-30 (YTD Data)Rank
Total interest income$6,539,0003,384
Total interest expense$2,038,0002,913
Net interest income$4,501,0003,513
Provision for loan and lease losses$525,0003,464
Total noninterest income$641,0003,553
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$135,0004,683
Trading account gains and fees$0165
Additional Noninterest Income$500,0002,758
Total noninterest expense$3,116,0004,104
Salaries and employee benefits$1,569,0004,142
Premises and equipment expense$462,0003,711
Additional noninterest expense$1,085,0004,074
Pre-tax net operating income$1,501,0002,373
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,501,0002,140
Extraordinary gains, net$023
Net income$1,501,0002,140
Minority interest net income$0110
Net income of bank and minority interests.$1,501,0002,143
Net charge-offs$425,0003,285
Cash dividends$666,0001,452
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,501,0002,046
2010-06-30 (YTD Data)Rank
Total interest income$4,355,0003,422
Total interest expense$1,393,0002,953
Net interest income$2,962,0003,552
Provision for loan and lease losses$350,0003,380
Total noninterest income$416,0003,559
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$89,0004,690
Trading account gains and fees$0152
Additional Noninterest Income$322,0002,750
Total noninterest expense$2,138,0004,042
Salaries and employee benefits$1,072,0004,097
Premises and equipment expense$322,0003,614
Additional noninterest expense$744,0003,980
Pre-tax net operating income$890,0002,603
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$890,0002,320
Extraordinary gains, net$019
Net income$890,0002,317
Minority interest net income$0105
Net income of bank and minority interests.$890,0002,320
Net charge-offs$303,0003,034
Cash dividends$453,0001,440
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$890,0002,232
2010-03-31 (YTD Data)Rank
Total interest income$2,191,0003,472
Total interest expense$720,0002,992
Net interest income$1,471,0003,606
Provision for loan and lease losses$175,0003,173
Total noninterest income$219,0003,461
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$41,0004,830
Trading account gains and fees$0175
Additional Noninterest Income$176,0002,581
Total noninterest expense$1,008,0004,258
Salaries and employee benefits$507,0004,311
Premises and equipment expense$152,0003,853
Additional noninterest expense$349,0004,161
Pre-tax net operating income$507,0002,387
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$507,0002,122
Extraordinary gains, net$016
Net income$507,0002,121
Minority interest net income$091
Net income of bank and minority interests.$507,0002,122
Net charge-offs$27,0004,227
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$507,0002,032
2009-12-31 (YTD Data)Rank
Total interest income$9,161,0003,451
Total interest expense$2,971,0003,432
Net interest income$6,190,0003,377
Provision for loan and lease losses$440,0004,738
Total noninterest income$933,0003,477
Gross Fiduciary activities income$5,0001,248
Service charges on deposit accounts$152,0005,138
Trading account gains and fees$0211
Additional Noninterest Income$776,0002,506
Total noninterest expense$4,160,0004,230
Salaries and employee benefits$2,176,0004,104
Premises and equipment expense$656,0003,634
Additional noninterest expense$1,328,0004,443
Pre-tax net operating income$2,523,0001,560
Securities gains (losses)$-12,0007,019
Applicable income taxes$04,388
Income before extraordinary items$2,511,0001,333
Extraordinary gains, net$034
Net income$2,511,0001,331
Minority interest net income$0115
Net income of bank and minority interests.$2,511,0001,332
Net charge-offs$303,0004,471
Cash dividends$1,173,0001,463
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,523,0001,306
2009-09-30 (YTD Data)Rank
Total interest income$6,916,0003,491
Total interest expense$2,238,0003,557
Net interest income$4,678,0003,351
Provision for loan and lease losses$280,0004,682
Total noninterest income$773,0003,344
Gross Fiduciary activities income$4,0001,209
Service charges on deposit accounts$114,0005,168
Trading account gains and fees$0212
Additional Noninterest Income$655,0002,385
Total noninterest expense$3,025,0004,330
Salaries and employee benefits$1,577,0004,232
Premises and equipment expense$469,0003,807
Additional noninterest expense$979,0004,463
Pre-tax net operating income$2,146,0001,509
Securities gains (losses)$-2,0007,117
Applicable income taxes$04,592
Income before extraordinary items$2,144,0001,249
Extraordinary gains, net$027
Net income$2,144,0001,247
Minority interest net income$0118
Net income of bank and minority interests.$2,144,0001,249
Net charge-offs$240,0004,024
Cash dividends$1,012,0001,231
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,146,0001,227
2009-06-30 (YTD Data)Rank
Total interest income$4,593,0003,533
Total interest expense$1,477,0003,715
Net interest income$3,116,0003,343
Provision for loan and lease losses$220,0004,203
Total noninterest income$515,0003,357
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$78,0005,109
Trading account gains and fees$0193
Additional Noninterest Income$434,0002,430
Total noninterest expense$1,868,0004,576
Salaries and employee benefits$1,000,0004,437
Premises and equipment expense$269,0004,266
Additional noninterest expense$599,0004,731
Pre-tax net operating income$1,543,0001,484
Securities gains (losses)$-2,0007,376
Applicable income taxes$04,657
Income before extraordinary items$1,541,0001,220
Extraordinary gains, net$021
Net income$1,541,0001,218
Minority interest net income$0112
Net income of bank and minority interests.$1,541,0001,219
Net charge-offs$227,0003,280
Cash dividends$802,0001,124
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,543,0001,190
2009-03-31 (YTD Data)Rank
Total interest income$2,329,0003,539
Total interest expense$727,0003,843
Net interest income$1,602,0003,263
Provision for loan and lease losses$60,0004,614
Total noninterest income$282,0003,136
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$39,0005,065
Trading account gains and fees$0171
Additional Noninterest Income$241,0002,247
Total noninterest expense$887,0004,656
Salaries and employee benefits$503,0004,438
Premises and equipment expense$133,0004,317
Additional noninterest expense$251,0004,944
Pre-tax net operating income$937,0001,373
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$937,0001,159
Extraordinary gains, net$015
Net income$937,0001,161
Minority interest net income$0102
Net income of bank and minority interests.$937,0001,161
Net charge-offs$29,0004,044
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$937,0001,086
2008-12-31 (YTD Data)Rank
Total interest income$9,385,0003,701
Total interest expense$3,201,0004,063
Net interest income$6,184,0003,392
Provision for loan and lease losses$340,0004,408
Total noninterest income$801,0003,874
Gross Fiduciary activities income$6,0001,269
Service charges on deposit accounts$183,0004,956
Trading account gains and fees$0154
Additional Noninterest Income$612,0002,859
Total noninterest expense$3,986,0004,245
Salaries and employee benefits$1,964,0004,518
Premises and equipment expense$619,0003,851
Additional noninterest expense$1,403,0003,800
Pre-tax net operating income$2,659,0001,997
Securities gains (losses)$-1,0006,828
Applicable income taxes$04,979
Income before extraordinary items$2,658,0001,534
Extraordinary gains, net$039
Net income$2,658,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0004,303
Cash dividends$2,150,0001,259
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,659,0001,638
2008-09-30 (YTD Data)Rank
Total interest income$7,101,0003,731
Total interest expense$2,484,0004,094
Net interest income$4,617,0003,430
Provision for loan and lease losses$280,0003,666
Total noninterest income$607,0003,934
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$136,0005,015
Trading account gains and fees$0148
Additional Noninterest Income$466,0002,926
Total noninterest expense$2,747,0004,489
Salaries and employee benefits$1,429,0004,630
Premises and equipment expense$462,0003,870
Additional noninterest expense$856,0004,359
Pre-tax net operating income$2,197,0002,147
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,197,0001,640
Extraordinary gains, net$031
Net income$2,197,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,432
Cash dividends$1,796,0001,140
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,197,0001,734
2008-06-30 (YTD Data)Rank
Total interest income$4,742,0003,774
Total interest expense$1,684,0004,179
Net interest income$3,058,0003,440
Provision for loan and lease losses$220,0003,001
Total noninterest income$415,0003,943
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$95,0004,924
Trading account gains and fees$0149
Additional Noninterest Income$316,0002,942
Total noninterest expense$1,806,0004,559
Salaries and employee benefits$951,0004,690
Premises and equipment expense$286,0004,105
Additional noninterest expense$569,0004,345
Pre-tax net operating income$1,447,0002,276
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,447,0001,857
Extraordinary gains, net$021
Net income$1,447,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,371
Cash dividends$1,530,000973
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,447,0001,824
2008-03-31 (YTD Data)Rank
Total interest income$2,410,0003,808
Total interest expense$984,0003,945
Net interest income$1,426,0003,619
Provision for loan and lease losses$60,0003,470
Total noninterest income$237,0003,632
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$47,0004,917
Trading account gains and fees$0158
Additional Noninterest Income$188,0002,671
Total noninterest expense$880,0004,650
Salaries and employee benefits$435,0004,983
Premises and equipment expense$169,0003,660
Additional noninterest expense$276,0004,378
Pre-tax net operating income$723,0002,352
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$723,0001,976
Extraordinary gains, net$015
Net income$723,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$723,0001,915
2007-12-31 (YTD Data)Rank
Total interest income$10,123,0003,747
Total interest expense$5,479,0003,227
Net interest income$4,644,0004,206
Provision for loan and lease losses$150,0004,308
Total noninterest income$720,0004,226
Gross Fiduciary activities income$6,0001,314
Service charges on deposit accounts$191,0004,997
Trading account gains and fees$0178
Additional Noninterest Income$523,0003,228
Total noninterest expense$3,525,0004,491
Salaries and employee benefits$1,963,0004,441
Premises and equipment expense$601,0003,835
Additional noninterest expense$961,0004,774
Pre-tax net operating income$1,689,0003,681
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,689,0003,179
Extraordinary gains, net$039
Net income$1,689,0003,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,470
Cash dividends$1,115,0002,458
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,689,0003,168
2007-09-30 (YTD Data)Rank
Total interest income$7,636,0003,741
Total interest expense$4,228,0003,164
Net interest income$3,408,0004,292
Provision for loan and lease losses$90,0004,255
Total noninterest income$527,0004,285
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$138,0005,088
Trading account gains and fees$0184
Additional Noninterest Income$384,0003,283
Total noninterest expense$2,496,0004,666
Salaries and employee benefits$1,461,0004,458
Premises and equipment expense$381,0004,300
Additional noninterest expense$654,0005,008
Pre-tax net operating income$1,349,0003,696
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,349,0003,205
Extraordinary gains, net$033
Net income$1,349,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,820
Cash dividends$990,0002,037
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,349,0003,187
2007-06-30 (YTD Data)Rank
Total interest income$5,095,0003,732
Total interest expense$2,846,0003,131
Net interest income$2,249,0004,349
Provision for loan and lease losses$60,0003,990
Total noninterest income$342,0004,370
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$90,0005,147
Trading account gains and fees$0168
Additional Noninterest Income$250,0003,344
Total noninterest expense$1,648,0004,710
Salaries and employee benefits$969,0004,510
Premises and equipment expense$267,0004,182
Additional noninterest expense$412,0005,207
Pre-tax net operating income$883,0003,807
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$883,0003,304
Extraordinary gains, net$029
Net income$883,0003,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,655
Cash dividends$790,0001,830
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$883,0003,282
2007-03-31 (YTD Data)Rank
Total interest income$2,511,0003,771
Total interest expense$1,409,0003,155
Net interest income$1,102,0004,411
Provision for loan and lease losses$30,0003,737
Total noninterest income$156,0004,554
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$115,0003,507
Total noninterest expense$776,0004,893
Salaries and employee benefits$460,0004,710
Premises and equipment expense$144,0003,967
Additional noninterest expense$172,0005,709
Pre-tax net operating income$452,0003,737
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$452,0003,224
Extraordinary gains, net$022
Net income$452,0003,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,092
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$452,0003,198
2006-12-31 (YTD Data)Rank
Total interest income$9,100,0003,840
Total interest expense$4,918,0003,069
Net interest income$4,182,0004,540
Provision for loan and lease losses$06,850
Total noninterest income$687,0004,403
Gross Fiduciary activities income$6,0001,339
Service charges on deposit accounts$187,0005,121
Trading account gains and fees$0130
Additional Noninterest Income$494,0003,360
Total noninterest expense$3,513,0004,398
Salaries and employee benefits$1,988,0004,287
Premises and equipment expense$609,0003,726
Additional noninterest expense$916,0004,799
Pre-tax net operating income$1,356,0004,518
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,356,0004,004
Extraordinary gains, net$051
Net income$1,356,0004,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,898
Cash dividends$907,0002,724
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,356,0003,983
2006-09-30 (YTD Data)Rank
Total interest income$6,117,0004,127
Total interest expense$2,951,0003,552
Net interest income$3,166,0004,540
Provision for loan and lease losses$06,685
Total noninterest income$496,0004,495
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$140,0005,179
Trading account gains and fees$0126
Additional Noninterest Income$351,0003,434
Total noninterest expense$2,573,0004,453
Salaries and employee benefits$1,431,0004,396
Premises and equipment expense$475,0003,619
Additional noninterest expense$667,0004,877
Pre-tax net operating income$1,089,0004,541
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,089,0003,960
Extraordinary gains, net$045
Net income$1,089,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$732,0002,382
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,089,0003,947
2006-06-30 (YTD Data)Rank
Total interest income$3,931,0004,182
Total interest expense$1,829,0003,624
Net interest income$2,102,0004,562
Provision for loan and lease losses$06,419
Total noninterest income$325,0004,530
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$95,0005,130
Trading account gains and fees$0126
Additional Noninterest Income$228,0003,485
Total noninterest expense$1,738,0004,427
Salaries and employee benefits$950,0004,430
Premises and equipment expense$341,0003,396
Additional noninterest expense$447,0004,842
Pre-tax net operating income$689,0004,665
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$689,0004,114
Extraordinary gains, net$039
Net income$689,0004,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$524,0002,298
Sale, conversion, retirement of capital stock, net$0887
Net operating income$689,0004,100
2006-03-31 (YTD Data)Rank
Total interest income$1,847,0004,305
Total interest expense$828,0003,727
Net interest income$1,019,0004,655
Provision for loan and lease losses$06,013
Total noninterest income$163,0004,456
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$45,0005,172
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,425
Total noninterest expense$815,0004,630
Salaries and employee benefits$458,0004,576
Premises and equipment expense$145,0003,885
Additional noninterest expense$212,0004,994
Pre-tax net operating income$367,0004,481
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$367,0003,895
Extraordinary gains, net$021
Net income$367,0003,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$367,0003,878
2005-12-31 (YTD Data)Rank
Total interest income$7,328,0004,013
Total interest expense$2,571,0003,736
Net interest income$4,757,0004,105
Provision for loan and lease losses$120,0004,465
Total noninterest income$663,0004,535
Gross Fiduciary activities income$4,0001,396
Service charges on deposit accounts$157,0005,540
Trading account gains and fees$0138
Additional Noninterest Income$502,0003,361
Total noninterest expense$3,629,0004,173
Salaries and employee benefits$1,966,0004,172
Premises and equipment expense$658,0003,397
Additional noninterest expense$1,005,0004,409
Pre-tax net operating income$1,671,0004,123
Securities gains (losses)$-2,0007,064
Applicable income taxes$06,964
Income before extraordinary items$1,669,0003,531
Extraordinary gains, net$046
Net income$1,669,0003,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,434
Cash dividends$2,352,0001,295
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,671,0003,499
2005-09-30 (YTD Data)Rank
Total interest income$5,449,0003,994
Total interest expense$1,826,0003,748
Net interest income$3,623,0004,052
Provision for loan and lease losses$90,0004,305
Total noninterest income$506,0004,517
Gross Fiduciary activities income$4,0001,330
Service charges on deposit accounts$116,0005,590
Trading account gains and fees$0126
Additional Noninterest Income$386,0003,342
Total noninterest expense$2,510,0004,409
Salaries and employee benefits$1,428,0004,245
Premises and equipment expense$436,0003,729
Additional noninterest expense$646,0004,872
Pre-tax net operating income$1,529,0003,693
Securities gains (losses)$-2,0007,438
Applicable income taxes$06,976
Income before extraordinary items$1,527,0003,084
Extraordinary gains, net$035
Net income$1,527,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,184
Cash dividends$1,216,0001,549
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,529,0003,046
2005-06-30 (YTD Data)Rank
Total interest income$3,606,0003,949
Total interest expense$1,145,0003,758
Net interest income$2,461,0003,972
Provision for loan and lease losses$60,0004,115
Total noninterest income$311,0004,694
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$78,0005,536
Trading account gains and fees$0116
Additional Noninterest Income$229,0003,524
Total noninterest expense$1,602,0004,526
Salaries and employee benefits$877,0004,507
Premises and equipment expense$309,0003,533
Additional noninterest expense$416,0004,955
Pre-tax net operating income$1,110,0003,439
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,110,0002,852
Extraordinary gains, net$030
Net income$1,110,0002,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$895,0001,461
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,110,0002,806
2005-03-31 (YTD Data)Rank
Total interest income$1,823,0003,875
Total interest expense$550,0003,761
Net interest income$1,273,0003,866
Provision for loan and lease losses$30,0003,913
Total noninterest income$153,0004,660
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$38,0005,561
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,504
Total noninterest expense$807,0004,536
Salaries and employee benefits$447,0004,467
Premises and equipment expense$139,0003,869
Additional noninterest expense$221,0004,745
Pre-tax net operating income$589,0003,267
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$589,0002,661
Extraordinary gains, net$024
Net income$589,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$589,0002,618
2004-12-31 (YTD Data)Rank
Total interest income$7,128,0003,755
Total interest expense$2,217,0003,351
Net interest income$4,911,0003,853
Provision for loan and lease losses$150,0004,230
Total noninterest income$989,0003,584
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$178,0005,459
Trading account gains and fees$0138
Additional Noninterest Income$806,0002,485
Total noninterest expense$3,324,0004,342
Salaries and employee benefits$1,846,0004,255
Premises and equipment expense$631,0003,393
Additional noninterest expense$847,0004,903
Pre-tax net operating income$2,426,0003,076
Securities gains (losses)$-2,0007,892
Applicable income taxes$07,185
Income before extraordinary items$2,424,0002,497
Extraordinary gains, net$034
Net income$2,424,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,355
Cash dividends$1,487,0001,751
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,426,0002,447
2004-09-30 (YTD Data)Rank
Total interest income$5,326,0003,734
Total interest expense$1,672,0003,288
Net interest income$3,654,0003,870
Provision for loan and lease losses$90,0004,429
Total noninterest income$819,0003,346
Gross Fiduciary activities income$3,0001,390
Service charges on deposit accounts$140,0005,417
Trading account gains and fees$0134
Additional Noninterest Income$676,0002,316
Total noninterest expense$2,389,0004,446
Salaries and employee benefits$1,356,0004,295
Premises and equipment expense$439,0003,611
Additional noninterest expense$594,0005,085
Pre-tax net operating income$1,994,0002,892
Securities gains (losses)$-2,0008,174
Applicable income taxes$07,220
Income before extraordinary items$1,992,0002,328
Extraordinary gains, net$026
Net income$1,992,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,250
Cash dividends$1,339,0001,384
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,994,0002,276
2004-06-30 (YTD Data)Rank
Total interest income$3,352,0003,907
Total interest expense$1,113,0003,271
Net interest income$2,239,0004,132
Provision for loan and lease losses$60,0004,267
Total noninterest income$470,0003,712
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$87,0005,558
Trading account gains and fees$0130
Additional Noninterest Income$380,0002,591
Total noninterest expense$1,673,0004,315
Salaries and employee benefits$848,0004,521
Premises and equipment expense$263,0003,917
Additional noninterest expense$562,0003,942
Pre-tax net operating income$976,0003,591
Securities gains (losses)$-1,0008,365
Applicable income taxes$07,214
Income before extraordinary items$975,0002,996
Extraordinary gains, net$021
Net income$975,0002,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$836,0001,487
Sale, conversion, retirement of capital stock, net$0638
Net operating income$976,0002,913
2004-03-31 (YTD Data)Rank
Total interest income$1,662,0003,938
Total interest expense$557,0003,311
Net interest income$1,105,0004,170
Provision for loan and lease losses$30,0004,060
Total noninterest income$441,0002,380
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$42,0005,572
Trading account gains and fees$0121
Additional Noninterest Income$397,0001,543
Total noninterest expense$876,0004,173
Salaries and employee benefits$441,0004,413
Premises and equipment expense$120,0004,238
Additional noninterest expense$315,0003,601
Pre-tax net operating income$640,0002,914
Securities gains (losses)$-1,0008,686
Applicable income taxes$07,103
Income before extraordinary items$639,0002,355
Extraordinary gains, net$016
Net income$639,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$640,0002,265
2003-12-31 (YTD Data)Rank
Total interest income$7,251,0003,709
Total interest expense$2,221,0003,680
Net interest income$5,030,0003,657
Provision for loan and lease losses$120,0004,933
Total noninterest income$1,306,0003,126
Gross Fiduciary activities income$12,0001,325
Service charges on deposit accounts$192,0005,346
Trading account gains and fees$0160
Additional Noninterest Income$1,102,0002,248
Total noninterest expense$3,345,0004,274
Salaries and employee benefits$1,735,0004,374
Premises and equipment expense$573,0003,661
Additional noninterest expense$1,037,0004,154
Pre-tax net operating income$2,871,0002,600
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,871,0002,107
Extraordinary gains, net$054
Net income$2,871,0002,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,987
Cash dividends$2,008,0001,361
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,871,0002,018
2003-09-30 (YTD Data)Rank
Total interest income$5,463,0003,734
Total interest expense$1,648,0003,848
Net interest income$3,815,0003,655
Provision for loan and lease losses$90,0004,812
Total noninterest income$1,064,0003,005
Gross Fiduciary activities income$10,0001,282
Service charges on deposit accounts$142,0005,425
Trading account gains and fees$0153
Additional Noninterest Income$912,0002,179
Total noninterest expense$2,448,0004,338
Salaries and employee benefits$1,280,0004,418
Premises and equipment expense$425,0003,674
Additional noninterest expense$743,0004,291
Pre-tax net operating income$2,341,0002,518
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$2,341,0002,041
Extraordinary gains, net$040
Net income$2,341,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,181
Cash dividends$1,736,0001,144
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,341,0001,934
2003-06-30 (YTD Data)Rank
Total interest income$3,534,0003,864
Total interest expense$1,091,0003,979
Net interest income$2,443,0003,775
Provision for loan and lease losses$60,0004,687
Total noninterest income$828,0002,687
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$97,0005,350
Trading account gains and fees$0150
Additional Noninterest Income$729,0001,906
Total noninterest expense$1,402,0004,807
Salaries and employee benefits$804,0004,589
Premises and equipment expense$248,0004,072
Additional noninterest expense$350,0005,473
Pre-tax net operating income$1,809,0002,228
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,809,0001,783
Extraordinary gains, net$030
Net income$1,809,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,791
Cash dividends$1,048,0001,242
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,809,0001,664
2003-03-31 (YTD Data)Rank
Total interest income$1,718,0003,984
Total interest expense$545,0004,078
Net interest income$1,173,0003,895
Provision for loan and lease losses$30,0004,429
Total noninterest income$315,0003,140
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$48,0005,295
Trading account gains and fees$0134
Additional Noninterest Income$266,0002,274
Total noninterest expense$672,0004,936
Salaries and employee benefits$422,0004,452
Premises and equipment expense$107,0004,503
Additional noninterest expense$143,0006,099
Pre-tax net operating income$786,0002,513
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$786,0002,004
Extraordinary gains, net$021
Net income$786,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,880
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$786,0001,890
2002-12-31 (YTD Data)Rank
Total interest income$6,990,0004,054
Total interest expense$1,948,0004,874
Net interest income$5,042,0003,649
Provision for loan and lease losses$60,0006,444
Total noninterest income$1,134,0003,189
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$193,0005,279
Trading account gains and fees$0153
Additional Noninterest Income$938,0002,274
Total noninterest expense$3,020,0004,436
Salaries and employee benefits$1,650,0004,362
Premises and equipment expense$517,0003,843
Additional noninterest expense$853,0004,712
Pre-tax net operating income$3,096,0002,439
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,096,0001,939
Extraordinary gains, net$070
Net income$3,096,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$3,102,000903
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,096,0001,878
2001-12-31 (YTD Data)Rank
Total interest income$7,556,0004,205
Total interest expense$3,383,0004,318
Net interest income$4,173,0003,998
Provision for loan and lease losses$08,228
Total noninterest income$704,0004,181
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$193,0005,252
Trading account gains and fees$0177
Additional Noninterest Income$511,0003,093
Total noninterest expense$2,881,0004,473
Salaries and employee benefits$1,545,0004,411
Premises and equipment expense$353,0004,995
Additional noninterest expense$983,0004,125
Pre-tax net operating income$1,996,0003,175
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,996,0002,545
Extraordinary gains, net$0105
Net income$1,996,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0009,459
Cash dividends$1,044,0002,165
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,996,0002,454
2000-12-31 (YTD Data)Rank
Total interest income$7,766,0004,233
Total interest expense$4,248,0003,796
Net interest income$3,518,0004,592
Provision for loan and lease losses$120,0004,828
Total noninterest income$596,0004,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,154
Trading account gains and feesNANA
Additional Noninterest Income$401,0003,338
Total noninterest expense$2,501,0004,856
Salaries and employee benefits$1,508,0004,348
Premises and equipment expense$349,0004,941
Additional noninterest expense$644,0005,508
Pre-tax net operating income$1,493,0004,079
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,493,0003,268
Extraordinary gains, net$038
Net income$1,493,0003,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,720
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,493,0003,265
1999-12-31 (YTD Data)Rank
Total interest income$7,122,0004,335
Total interest expense$3,305,0004,252
Net interest income$3,817,0004,343
Provision for loan and lease losses$120,0004,720
Total noninterest income$605,0004,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0004,979
Trading account gains and feesNANA
Additional Noninterest Income$393,0003,467
Total noninterest expense$3,381,0003,805
Salaries and employee benefits$1,473,0004,406
Premises and equipment expense$390,0004,632
Additional noninterest expense$1,518,0002,830
Pre-tax net operating income$921,0005,548
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$921,0004,680
Extraordinary gains, net$193,00012
Net income$1,114,0004,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,836
Cash dividends$592,0003,206
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$921,0004,641
1998-12-31 (YTD Data)Rank
Total interest income$7,231,0004,286
Total interest expense$3,418,0004,221
Net interest income$3,813,0004,286
Provision for loan and lease losses$30,0007,298
Total noninterest income$589,0004,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$219,0004,881
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,589
Total noninterest expense$2,385,0004,923
Salaries and employee benefits$1,288,0004,798
Premises and equipment expense$289,0005,493
Additional noninterest expense$808,0004,643
Pre-tax net operating income$1,987,0003,365
Securities gains (losses)$04,449
Applicable income taxes$322,0004,980
Income before extraordinary items$1,665,0002,984
Extraordinary gains, net$032
Net income$1,665,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,454
Cash dividends$832,0002,535
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,665,0002,896
1997-12-31 (YTD Data)Rank
Total interest income$7,129,0004,431
Total interest expense$3,375,0004,249
Net interest income$3,754,0004,467
Provision for loan and lease losses$120,0004,629
Total noninterest income$570,0004,569
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,218
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,514
Total noninterest expense$2,214,0005,269
Salaries and employee benefits$1,289,0004,814
Premises and equipment expense$272,0005,770
Additional noninterest expense$653,0005,486
Pre-tax net operating income$1,990,0003,550
Securities gains (losses)$03,944
Applicable income taxes$650,0003,452
Income before extraordinary items$1,340,0003,700
Extraordinary gains, net$044
Net income$1,340,0003,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,00010,497
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,340,0003,626
1996-12-31 (YTD Data)Rank
Total interest income$6,640,0004,787
Total interest expense$3,072,0004,676
Net interest income$3,568,0004,751
Provision for loan and lease losses$210,0003,297
Total noninterest income$534,0004,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,503
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,831
Total noninterest expense$2,527,0004,960
Salaries and employee benefits$1,313,0004,814
Premises and equipment expense$264,0006,054
Additional noninterest expense$950,0004,593
Pre-tax net operating income$1,365,0004,666
Securities gains (losses)$04,148
Applicable income taxes$500,0004,144
Income before extraordinary items$865,0005,005
Extraordinary gains, net$053
Net income$865,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$865,0004,956
1995-12-31 (YTD Data)Rank
Total interest income$5,560,0005,542
Total interest expense$2,437,0005,680
Net interest income$3,123,0005,325
Provision for loan and lease losses$120,0004,090
Total noninterest income$452,0005,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0006,347
Trading account gains and feesNANA
Additional Noninterest Income$287,0004,109
Total noninterest expense$2,181,0005,600
Salaries and employee benefits$1,237,0005,081
Premises and equipment expense$238,0006,542
Additional noninterest expense$706,0005,809
Pre-tax net operating income$1,274,0005,038
Securities gains (losses)$03,831
Applicable income taxes$420,0004,777
Income before extraordinary items$854,0005,201
Extraordinary gains, net$065
Net income$854,0005,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,648
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$854,0005,188
1994-12-31 (YTD Data)Rank
Total interest income$4,032,0006,661
Total interest expense$1,389,0007,240
Net interest income$2,643,0006,186
Provision for loan and lease losses$60,0005,594
Total noninterest income$437,0005,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0006,166
Trading account gains and feesNANA
Additional Noninterest Income$252,0004,576
Total noninterest expense$2,112,0005,936
Salaries and employee benefits$1,096,0005,661
Premises and equipment expense$259,0006,372
Additional noninterest expense$757,0005,955
Pre-tax net operating income$908,0006,356
Securities gains (losses)$03,600
Applicable income taxes$354,0005,224
Income before extraordinary items$554,0006,874
Extraordinary gains, net$0249
Net income$554,0006,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,158
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$554,0006,926
1993-12-31 (YTD Data)Rank
Total interest income$3,716,0007,237
Total interest expense$1,286,0007,930
Net interest income$2,430,0006,673
Provision for loan and lease losses$-150,00012,974
Total noninterest income$403,0006,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$206,0005,867
Trading account gains and feesNANA
Additional Noninterest Income$197,0005,722
Total noninterest expense$1,930,0006,522
Salaries and employee benefits$1,008,0006,088
Premises and equipment expense$272,0006,311
Additional noninterest expense$650,0006,943
Pre-tax net operating income$1,053,0005,674
Securities gains (losses)$-7,00012,665
Applicable income taxes$349,0005,511
Income before extraordinary items$697,0006,132
Extraordinary gains, net$225,000928
Net income$922,0005,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00012,335
Cash dividends$25,0008,549
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$701,6905,833
1992-12-31 (YTD Data)Rank
Total interest income$4,113,0007,368
Total interest expense$1,899,0007,356
Net interest income$2,214,0007,215
Provision for loan and lease losses$370,0003,627
Total noninterest income$328,0007,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$201,0005,976
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,254
Total noninterest expense$1,607,0007,561
Salaries and employee benefits$990,0006,088
Premises and equipment expense$250,0006,773
Additional noninterest expense$367,0009,987
Pre-tax net operating income$565,0007,953
Securities gains (losses)$08,369
Applicable income taxes$184,0007,884
Income before extraordinary items$381,0008,407
Extraordinary gains, net$24,0001,188
Net income$405,0008,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0003,693
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$381,0008,049

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.