Home > Wayne Bank and Trust Co. > Net charge- offs to loans
Wayne Bank and Trust Co., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1758% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5771% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0201% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0201% | 2,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2332% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7756% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1466% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0395% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0395% | 4,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3381% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1389% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1949% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1949% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1844% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2372% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0566% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5229% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1096% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1096% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1107% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9253% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2186% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5447% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1622% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2634% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1349% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2024% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3700% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1270% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1021% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1021% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0757% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2134% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7341% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 2,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1005% | 3,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1854% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8497% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0976% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0809% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1218% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2407% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0502% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2112% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0344% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5674% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3588% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5914% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2926% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0398% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5584% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1629% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6026% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4538% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5594% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4196% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1021% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4639% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4848% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4614% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6358% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5985% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6411% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1004% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3175% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5325% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9647% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4693% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4825% | 1,007 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4598% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4756% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2136% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1391% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1585% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3029% | 5,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1198% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3149% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1849% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2226% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3854% | 5,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0739% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1616% | 1,059 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1162% | 2,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2773% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3337% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5514% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2974% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4664% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0877% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4611% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5544% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3897% | 5,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0778% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4860% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2793% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1406% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3119% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6468% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4586% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8276% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5890% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1868% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3295% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8822% | 5,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8177% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7407% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8339% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2919% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4675% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2789% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5158% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3297% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4508% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6621% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6147% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3210% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4349% | 5,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2654% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9412% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5403% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7895% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2327% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5784% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4399% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6154% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.0365% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6056% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1045% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2582% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8117% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2277% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5692% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6681% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5425% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.9183% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5152% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3426% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1986% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4996% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5223% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4934% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6105% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8353% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2979% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5104% | 1,242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6323% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4906% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6711% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7336% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4473% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5171% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6490% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0413% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9081% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6241% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5434% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9877% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2027% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4130% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6075% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9157% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9164% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7165% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5660% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1225% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4414% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6467% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4976% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3953% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5989% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1051% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8061% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3872% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6116% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1140% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7170% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5918% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0423% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5128% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1644% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6403% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9402% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4088% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5350% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8513% | 37 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5586% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5561% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0652% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9294% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5962% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2528% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2386% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0867% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9097% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1264% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2594% | 65 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1853% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4813% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2509% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 61.2245% | 7 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3841% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9264% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8596% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9485% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1637% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6550% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7762% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7591% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 65.3061% | 6 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1163% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2798% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0708% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6003% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0772% | 3,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2181% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8604% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4122% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3538% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1597% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7972% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8892% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0105% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9291% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6463% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0344% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6514% | 6,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8309% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0814% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3992% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0254% | 78 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0639% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2072% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4326% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1674% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8569% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2846% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8043% | 6,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6610% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5213% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0936% | 76 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3319% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5900% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9349% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4625% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0886% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6040% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6749% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4595% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5849% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0770% | 3,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1125% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5052% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0017% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5960% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4264% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0419% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9274% | 6,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4367% | 1,269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1566% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5724% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4502% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7464% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3104% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8199% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4958% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2603% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3227% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6154% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 3,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4170% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5310% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3554% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5848% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0904% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3951% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3845% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7619% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3452% | 2,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0271% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1946% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4998% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6486% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3363% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3925% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6467% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2652% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2498% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1306% | 1,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4896% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6710% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8853% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4956% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3782% | 3,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 3,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9252% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6499% | 1,119 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0258% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6293% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0769% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2258% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4508% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3429% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 2,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7931% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8335% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7783% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6314% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9424% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1036% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4834% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3908% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 2,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0026% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5493% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1698% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4134% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1238% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9027% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 3,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 3,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1060% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 7,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5644% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3490% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2426% | 5,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4722% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5554% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5705% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5497% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2861% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6748% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2361% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9770% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5863% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7343% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2323% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6816% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3641% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3275% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9119% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8033% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1117% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9222% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8534% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9435% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 7,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 7,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9972% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1909% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 4,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 2,315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6953% | 6,266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6336% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5322% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4239% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6523% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 458.3333% | 2 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 3,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2186% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6914% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7604% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1474% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7981% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 533.3333% | 1 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 8,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1123% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0058% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0672% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 600.0000% | 1 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 7,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0959% | 8,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1274% | 8,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2668% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4595% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0638% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1587% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3828% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2248% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4609% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4278% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0898% | 5,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2966% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2636% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3026% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2935% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8397% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 3,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4103% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0973% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2726% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4048% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2716% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2429% | 1,896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0637% | 7,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7541% | 7,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2641% | 7,567 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1596% | 1,914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4221% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2928% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 7,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2803% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7413% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 7,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2956% | 3,187 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2851% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5944% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0678% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 5,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0377% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 7,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 4,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6909% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 5,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 7,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2333% | 4,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6811% | 1,134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 7,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2263% | 4,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6985% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 7,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4702% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0815% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 7,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0636% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1876% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2254% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3502% | 8,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5167% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1569% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 5,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5172% | 8,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0701% | 5,334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1561% | 1,110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3868% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 8,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0412% | 8,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9359% | 8,337 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1395% | 7,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5895% | 1,033 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 3,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2229% | 3,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9485% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4046% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8151% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2137% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1401% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3321% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7189% | 2,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7804% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1782% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4569% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4270% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 4,852 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1662% | 1,059 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 6,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0785% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 8,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3956% | 4,829 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0130% | 941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0917% | 9,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1342% | 9,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2741% | 9,143 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 8,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 8,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 8,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 6,707 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7794% | 1,360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 6,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 9,596 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2964% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0677% | 10,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 7,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0848% | 12,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7072% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |