Home > Waukesha State Bank > Income and Expense

Waukesha State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,707,000712
Total interest expense$15,639,000946
Net interest income$53,068,000636
Provision for loan and lease losses$1,022,000831
Total noninterest income$19,083,000470
Gross Fiduciary activities income$6,406,000235
Service charges on deposit accounts$1,780,000627
Trading account gains and fees$0123
Additional Noninterest Income$10,897,000508
Total noninterest expense$43,512,000648
Salaries and employee benefits$28,729,000548
Premises and equipment expense$4,107,000658
Additional noninterest expense$10,897,000508
Pre-tax net operating income$27,617,000538
Securities gains (losses)$-5,545,0004,493
Applicable income taxes$1,800,0001,051
Income before extraordinary items$20,272,000580
Extraordinary gains, net$054
Net income$20,272,000586
Minority interest net income$088
Net income of bank and minority interests.$20,272,000583
Net charge-offs$622,000676
Cash dividends$7,498,000600
Sale, conversion, retirement of capital stock, net$0540
Net operating income$25,373,400504
2023-09-30 (YTD Data)Rank
Total interest income$50,990,000711
Total interest expense$11,553,000897
Net interest income$39,437,000651
Provision for loan and lease losses$459,0001,051
Total noninterest income$13,678,000490
Gross Fiduciary activities income$4,782,000237
Service charges on deposit accounts$1,308,000629
Trading account gains and fees$0125
Additional Noninterest Income$7,588,000543
Total noninterest expense$30,799,000677
Salaries and employee benefits$19,473,000602
Premises and equipment expense$3,160,000650
Additional noninterest expense$7,588,000543
Pre-tax net operating income$21,857,000529
Securities gains (losses)$-4,537,0004,557
Applicable income taxes$1,800,000887
Income before extraordinary items$15,520,000583
Extraordinary gains, net$052
Net income$15,520,000587
Minority interest net income$081
Net income of bank and minority interests.$15,520,000583
Net charge-offs$459,000602
Cash dividends$6,488,000497
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,603,300502
2023-06-30 (YTD Data)Rank
Total interest income$33,626,000698
Total interest expense$7,033,000880
Net interest income$26,593,000646
Provision for loan and lease losses$151,0001,514
Total noninterest income$8,943,000490
Gross Fiduciary activities income$2,996,000236
Service charges on deposit accounts$882,000616
Trading account gains and fees$0112
Additional Noninterest Income$5,065,000532
Total noninterest expense$20,468,000661
Salaries and employee benefits$12,835,000601
Premises and equipment expense$2,225,000610
Additional noninterest expense$5,065,000532
Pre-tax net operating income$14,917,000517
Securities gains (losses)$-3,551,0004,596
Applicable income taxes$1,800,000704
Income before extraordinary items$9,566,000620
Extraordinary gains, net$051
Net income$9,566,000631
Minority interest net income$081
Net income of bank and minority interests.$9,566,000620
Net charge-offs$151,000776
Cash dividends$4,640,000466
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,548,840512
2023-03-31 (YTD Data)Rank
Total interest income$16,404,000709
Total interest expense$3,052,000880
Net interest income$13,352,000656
Provision for loan and lease losses$45,0001,736
Total noninterest income$4,162,000511
Gross Fiduciary activities income$1,372,000255
Service charges on deposit accounts$461,000594
Trading account gains and fees$097
Additional Noninterest Income$2,329,000554
Total noninterest expense$10,869,000646
Salaries and employee benefits$7,011,000577
Premises and equipment expense$1,193,000590
Additional noninterest expense$2,329,000554
Pre-tax net operating income$6,600,000589
Securities gains (losses)$-3,551,0004,633
Applicable income taxes$1,800,000454
Income before extraordinary items$1,249,0001,806
Extraordinary gains, net$04
Net income$1,249,0001,806
Minority interest net income$048
Net income of bank and minority interests.$1,249,0001,806
Net charge-offs$45,000839
Cash dividends$1,559,000576
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,054,290749
2022-12-31 (YTD Data)Rank
Total interest income$53,396,000697
Total interest expense$3,447,0001,056
Net interest income$49,949,000673
Provision for loan and lease losses$-290,0004,474
Total noninterest income$19,686,000481
Gross Fiduciary activities income$6,006,000249
Service charges on deposit accounts$1,845,000617
Trading account gains and fees$0116
Additional Noninterest Income$11,835,000496
Total noninterest expense$42,677,000632
Salaries and employee benefits$28,820,000534
Premises and equipment expense$3,804,000697
Additional noninterest expense$11,835,000496
Pre-tax net operating income$27,248,000607
Securities gains (losses)$-4,796,0004,628
Applicable income taxes$2,154,0001,025
Income before extraordinary items$20,298,000641
Extraordinary gains, net$05
Net income$20,298,000642
Minority interest net income$063
Net income of bank and minority interests.$20,298,000642
Net charge-offs$110,0001,182
Cash dividends$7,368,000584
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,614,400565
2022-09-30 (YTD Data)Rank
Total interest income$37,582,000711
Total interest expense$1,867,0001,079
Net interest income$35,715,000690
Provision for loan and lease losses$-323,0004,551
Total noninterest income$15,481,000470
Gross Fiduciary activities income$4,657,000246
Service charges on deposit accounts$1,376,000620
Trading account gains and fees$0111
Additional Noninterest Income$9,448,000489
Total noninterest expense$30,334,000653
Salaries and employee benefits$19,728,000584
Premises and equipment expense$2,859,000696
Additional noninterest expense$9,448,000489
Pre-tax net operating income$21,185,000596
Securities gains (losses)$-3,054,0004,656
Applicable income taxes$2,154,000862
Income before extraordinary items$15,977,000618
Extraordinary gains, net$04
Net income$15,977,000619
Minority interest net income$057
Net income of bank and minority interests.$15,977,000619
Net charge-offs$77,0001,031
Cash dividends$6,353,000490
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,664,520545
2022-06-30 (YTD Data)Rank
Total interest income$23,643,000720
Total interest expense$835,0001,320
Net interest income$22,808,000700
Provision for loan and lease losses$-416,0004,596
Total noninterest income$11,128,000439
Gross Fiduciary activities income$3,281,000211
Service charges on deposit accounts$895,000632
Trading account gains and fees$0108
Additional Noninterest Income$6,952,000477
Total noninterest expense$20,035,000654
Salaries and employee benefits$12,913,000584
Premises and equipment expense$1,887,000695
Additional noninterest expense$5,235,000744
Pre-tax net operating income$14,317,000554
Securities gains (losses)$57,000195
Applicable income taxes$2,154,000635
Income before extraordinary items$12,220,000526
Extraordinary gains, net$04
Net income$12,220,000525
Minority interest net income$060
Net income of bank and minority interests.$12,220,000526
Net charge-offs$-16,0003,814
Cash dividends$4,645,000451
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,171,550535
2022-03-31 (YTD Data)Rank
Total interest income$11,416,000716
Total interest expense$332,0001,537
Net interest income$11,084,000693
Provision for loan and lease losses$3,0002,190
Total noninterest income$5,333,000467
Gross Fiduciary activities income$1,574,000215
Service charges on deposit accounts$426,000667
Trading account gains and fees$0103
Additional Noninterest Income$3,333,000500
Total noninterest expense$10,671,000612
Salaries and employee benefits$7,071,000532
Premises and equipment expense$944,000701
Additional noninterest expense$2,656,000734
Pre-tax net operating income$5,743,000618
Securities gains (losses)$48,000205
Applicable income taxes$2,154,000394
Income before extraordinary items$3,637,000755
Extraordinary gains, net$04
Net income$3,637,000755
Minority interest net income$050
Net income of bank and minority interests.$3,637,000755
Net charge-offs$3,0001,472
Cash dividends$2,291,000429
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,599,080769
2021-12-31 (YTD Data)Rank
Total interest income$50,056,000679
Total interest expense$830,0002,475
Net interest income$49,226,000633
Provision for loan and lease losses$-167,0004,290
Total noninterest income$21,789,000491
Gross Fiduciary activities income$6,372,000212
Service charges on deposit accounts$1,538,000675
Trading account gains and fees$0132
Additional Noninterest Income$13,879,000538
Total noninterest expense$42,707,000619
Salaries and employee benefits$30,002,000494
Premises and equipment expense$3,574,000734
Additional noninterest expense$9,131,000840
Pre-tax net operating income$28,475,000574
Securities gains (losses)$237,000551
Applicable income taxes$2,329,0001,000
Income before extraordinary items$26,383,000521
Extraordinary gains, net$010
Net income$26,383,000520
Minority interest net income$074
Net income of bank and minority interests.$26,383,000522
Net charge-offs$-242,0004,591
Cash dividends$12,252,000417
Sale, conversion, retirement of capital stock, net$0582
Net operating income$26,164,960517
2021-09-30 (YTD Data)Rank
Total interest income$38,138,000685
Total interest expense$539,0002,762
Net interest income$37,599,000635
Provision for loan and lease losses$-49,0004,338
Total noninterest income$16,216,000508
Gross Fiduciary activities income$4,695,000211
Service charges on deposit accounts$1,106,000691
Trading account gains and fees$0132
Additional Noninterest Income$10,415,000554
Total noninterest expense$29,150,000673
Salaries and employee benefits$19,693,000562
Premises and equipment expense$2,679,000749
Additional noninterest expense$6,778,000847
Pre-tax net operating income$24,714,000526
Securities gains (losses)$113,000753
Applicable income taxes$2,329,000893
Income before extraordinary items$22,498,000480
Extraordinary gains, net$08
Net income$22,498,000478
Minority interest net income$069
Net income of bank and minority interests.$22,498,000480
Net charge-offs$-49,0004,204
Cash dividends$8,801,000416
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,395,170476
2021-06-30 (YTD Data)Rank
Total interest income$24,618,000701
Total interest expense$360,0002,836
Net interest income$24,258,000649
Provision for loan and lease losses$-57,0004,452
Total noninterest income$11,177,000492
Gross Fiduciary activities income$3,124,000209
Service charges on deposit accounts$703,000688
Trading account gains and fees$0133
Additional Noninterest Income$7,350,000541
Total noninterest expense$19,281,000677
Salaries and employee benefits$12,992,000573
Premises and equipment expense$1,799,000744
Additional noninterest expense$4,490,000845
Pre-tax net operating income$16,211,000526
Securities gains (losses)$113,000626
Applicable income taxes$2,329,000678
Income before extraordinary items$13,995,000514
Extraordinary gains, net$06
Net income$13,995,000513
Minority interest net income$067
Net income of bank and minority interests.$13,995,000514
Net charge-offs$-57,0004,399
Cash dividends$7,275,000340
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,897,820508
2021-03-31 (YTD Data)Rank
Total interest income$12,425,000679
Total interest expense$185,0002,864
Net interest income$12,240,000637
Provision for loan and lease losses$-42,0004,617
Total noninterest income$5,249,000525
Gross Fiduciary activities income$1,388,000218
Service charges on deposit accounts$347,000690
Trading account gains and fees$0127
Additional Noninterest Income$3,514,000565
Total noninterest expense$9,603,000670
Salaries and employee benefits$6,484,000572
Premises and equipment expense$934,000725
Additional noninterest expense$2,185,000839
Pre-tax net operating income$7,928,000536
Securities gains (losses)$110,000457
Applicable income taxes$2,329,000421
Income before extraordinary items$5,709,000594
Extraordinary gains, net$03
Net income$5,709,000594
Minority interest net income$055
Net income of bank and minority interests.$5,709,000594
Net charge-offs$-42,0004,565
Cash dividends$3,870,000290
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,622,100591
2020-12-31 (YTD Data)Rank
Total interest income$44,310,000754
Total interest expense$1,405,0002,484
Net interest income$42,905,000680
Provision for loan and lease losses$2,219,000975
Total noninterest income$19,867,000501
Gross Fiduciary activities income$5,007,000222
Service charges on deposit accounts$1,634,000617
Trading account gains and fees$0133
Additional Noninterest Income$13,226,000537
Total noninterest expense$36,744,000678
Salaries and employee benefits$25,420,000559
Premises and equipment expense$3,254,000795
Additional noninterest expense$8,070,000875
Pre-tax net operating income$23,809,000514
Securities gains (losses)$1,077,000343
Applicable income taxes$1,603,0001,082
Income before extraordinary items$23,283,000466
Extraordinary gains, net$04
Net income$23,283,000465
Minority interest net income$072
Net income of bank and minority interests.$23,283,000466
Net charge-offs$19,0002,819
Cash dividends$13,627,000372
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,270,620467
2020-09-30 (YTD Data)Rank
Total interest income$32,252,000781
Total interest expense$1,215,0002,361
Net interest income$31,037,000692
Provision for loan and lease losses$1,612,0001,008
Total noninterest income$13,920,000496
Gross Fiduciary activities income$3,727,000220
Service charges on deposit accounts$1,221,000614
Trading account gains and fees$0125
Additional Noninterest Income$8,972,000549
Total noninterest expense$23,902,000762
Salaries and employee benefits$15,687,000666
Premises and equipment expense$2,286,000837
Additional noninterest expense$5,929,000870
Pre-tax net operating income$19,443,000453
Securities gains (losses)$1,065,000291
Applicable income taxes$1,603,000855
Income before extraordinary items$18,905,000409
Extraordinary gains, net$04
Net income$18,905,000409
Minority interest net income$065
Net income of bank and minority interests.$18,905,000409
Net charge-offs$12,0002,686
Cash dividends$12,693,000298
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,925,200414
2020-06-30 (YTD Data)Rank
Total interest income$21,183,000799
Total interest expense$1,005,0002,137
Net interest income$20,178,000700
Provision for loan and lease losses$1,697,000790
Total noninterest income$8,318,000519
Gross Fiduciary activities income$2,495,000221
Service charges on deposit accounts$827,000614
Trading account gains and fees$0123
Additional Noninterest Income$4,996,000572
Total noninterest expense$15,598,000779
Salaries and employee benefits$10,077,000691
Premises and equipment expense$1,523,000832
Additional noninterest expense$3,998,000856
Pre-tax net operating income$11,201,000460
Securities gains (losses)$887,000247
Applicable income taxes$1,603,000580
Income before extraordinary items$10,485,000427
Extraordinary gains, net$04
Net income$10,485,000426
Minority interest net income$065
Net income of bank and minority interests.$10,485,000427
Net charge-offs$97,0001,374
Cash dividends$9,391,000285
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,713,310449
2020-03-31 (YTD Data)Rank
Total interest income$10,426,000816
Total interest expense$756,0001,756
Net interest income$9,670,000712
Provision for loan and lease losses$-59,0005,075
Total noninterest income$3,690,000528
Gross Fiduciary activities income$1,140,000228
Service charges on deposit accounts$503,000600
Trading account gains and fees$0106
Additional Noninterest Income$2,047,000598
Total noninterest expense$8,711,000699
Salaries and employee benefits$5,862,000583
Premises and equipment expense$815,000786
Additional noninterest expense$2,034,000846
Pre-tax net operating income$4,708,000502
Securities gains (losses)$792,000127
Applicable income taxes$1,603,000316
Income before extraordinary items$3,897,000510
Extraordinary gains, net$04
Net income$3,897,000510
Minority interest net income$056
Net income of bank and minority interests.$3,897,000510
Net charge-offs$-59,0004,894
Cash dividends$3,341,000386
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,271,320577
2019-12-31 (YTD Data)Rank
Total interest income$41,713,000819
Total interest expense$3,549,0001,620
Net interest income$38,164,000719
Provision for loan and lease losses$27,0003,640
Total noninterest income$15,852,000502
Gross Fiduciary activities income$4,472,000227
Service charges on deposit accounts$2,163,000586
Trading account gains and fees$0135
Additional Noninterest Income$9,217,000553
Total noninterest expense$35,182,000674
Salaries and employee benefits$24,295,000544
Premises and equipment expense$3,130,000813
Additional noninterest expense$7,757,000871
Pre-tax net operating income$18,807,000640
Securities gains (losses)$336,000476
Applicable income taxes$1,562,0001,081
Income before extraordinary items$17,581,000593
Extraordinary gains, net$011
Net income$17,581,000592
Minority interest net income$076
Net income of bank and minority interests.$17,581,000594
Net charge-offs$27,0002,996
Cash dividends$6,418,000661
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,271,880590
2019-09-30 (YTD Data)Rank
Total interest income$31,263,000817
Total interest expense$2,825,0001,553
Net interest income$28,438,000725
Provision for loan and lease losses$23,0003,486
Total noninterest income$11,543,000514
Gross Fiduciary activities income$3,303,000230
Service charges on deposit accounts$1,600,000586
Trading account gains and fees$0129
Additional Noninterest Income$6,640,000569
Total noninterest expense$23,673,000746
Salaries and employee benefits$15,450,000641
Premises and equipment expense$2,331,000821
Additional noninterest expense$5,892,000857
Pre-tax net operating income$16,285,000579
Securities gains (losses)$99,000788
Applicable income taxes$2,668,000642
Income before extraordinary items$13,716,000592
Extraordinary gains, net$011
Net income$13,716,000591
Minority interest net income$072
Net income of bank and minority interests.$13,716,000592
Net charge-offs$23,0002,640
Cash dividends$5,875,000547
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,632,840582
2019-06-30 (YTD Data)Rank
Total interest income$20,675,000824
Total interest expense$1,913,0001,518
Net interest income$18,762,000733
Provision for loan and lease losses$-81,0005,173
Total noninterest income$7,466,000521
Gross Fiduciary activities income$2,200,000230
Service charges on deposit accounts$1,053,000582
Trading account gains and fees$0131
Additional Noninterest Income$4,213,000574
Total noninterest expense$18,320,000639
Salaries and employee benefits$10,382,000632
Premises and equipment expense$1,589,000802
Additional noninterest expense$6,349,000566
Pre-tax net operating income$7,989,000706
Securities gains (losses)$-5,0004,829
Applicable income taxes$03,901
Income before extraordinary items$7,984,000626
Extraordinary gains, net$011
Net income$7,984,000626
Minority interest net income$069
Net income of bank and minority interests.$7,984,000626
Net charge-offs$-81,0005,016
Cash dividends$2,923,000667
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,989,000613
2019-03-31 (YTD Data)Rank
Total interest income$10,184,000833
Total interest expense$996,0001,436
Net interest income$9,188,000754
Provision for loan and lease losses$-100,0005,268
Total noninterest income$3,507,000533
Gross Fiduciary activities income$954,000244
Service charges on deposit accounts$523,000587
Trading account gains and fees$0126
Additional Noninterest Income$2,030,000558
Total noninterest expense$9,880,000588
Salaries and employee benefits$5,284,000620
Premises and equipment expense$859,000759
Additional noninterest expense$3,737,000475
Pre-tax net operating income$2,915,000888
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,915,000796
Extraordinary gains, net$05
Net income$2,915,000796
Minority interest net income$052
Net income of bank and minority interests.$2,915,000795
Net charge-offs$-99,0005,191
Cash dividends$875,000922
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,915,000780
2018-12-31 (YTD Data)Rank
Total interest income$38,451,000824
Total interest expense$2,471,0001,662
Net interest income$35,980,000744
Provision for loan and lease losses$-360,0005,270
Total noninterest income$13,683,000547
Gross Fiduciary activities income$3,654,000253
Service charges on deposit accounts$2,240,000573
Trading account gains and fees$0126
Additional Noninterest Income$7,789,000612
Total noninterest expense$31,205,000730
Salaries and employee benefits$20,837,000604
Premises and equipment expense$3,112,000802
Additional noninterest expense$7,256,000927
Pre-tax net operating income$18,818,000620
Securities gains (losses)$-837,0005,303
Applicable income taxes$03,978
Income before extraordinary items$17,981,000561
Extraordinary gains, net$06
Net income$17,981,000561
Minority interest net income$072
Net income of bank and minority interests.$17,981,000560
Net charge-offs$-360,0005,268
Cash dividends$20,033,000265
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,818,000542
2018-09-30 (YTD Data)Rank
Total interest income$28,376,000819
Total interest expense$1,755,0001,650
Net interest income$26,621,000750
Provision for loan and lease losses$-434,0005,375
Total noninterest income$10,039,000562
Gross Fiduciary activities income$2,657,000256
Service charges on deposit accounts$1,668,000572
Trading account gains and fees$0138
Additional Noninterest Income$5,714,000621
Total noninterest expense$21,483,000781
Salaries and employee benefits$13,762,000695
Premises and equipment expense$2,331,000805
Additional noninterest expense$5,390,000919
Pre-tax net operating income$15,611,000577
Securities gains (losses)$-500,0005,396
Applicable income taxes$04,032
Income before extraordinary items$15,111,000512
Extraordinary gains, net$05
Net income$15,111,000511
Minority interest net income$066
Net income of bank and minority interests.$15,111,000511
Net charge-offs$-434,0005,371
Cash dividends$9,964,000323
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,611,000497
2018-06-30 (YTD Data)Rank
Total interest income$18,553,000826
Total interest expense$1,076,0001,685
Net interest income$17,477,000753
Provision for loan and lease losses$-440,0005,459
Total noninterest income$6,434,000583
Gross Fiduciary activities income$1,567,000278
Service charges on deposit accounts$1,105,000574
Trading account gains and fees$0130
Additional Noninterest Income$3,762,000623
Total noninterest expense$14,471,000771
Salaries and employee benefits$9,354,000681
Premises and equipment expense$1,583,000796
Additional noninterest expense$3,534,000929
Pre-tax net operating income$9,880,000595
Securities gains (losses)$-500,0005,479
Applicable income taxes$04,018
Income before extraordinary items$9,380,000542
Extraordinary gains, net$06
Net income$9,380,000540
Minority interest net income$065
Net income of bank and minority interests.$9,380,000541
Net charge-offs$-440,0005,448
Cash dividends$16,862,000173
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,880,000518
2018-03-31 (YTD Data)Rank
Total interest income$9,010,000836
Total interest expense$520,0001,657
Net interest income$8,490,000772
Provision for loan and lease losses$53,0002,037
Total noninterest income$3,050,000596
Gross Fiduciary activities income$621,000312
Service charges on deposit accounts$567,000561
Trading account gains and fees$0123
Additional Noninterest Income$1,862,000607
Total noninterest expense$7,480,000754
Salaries and employee benefits$4,737,000677
Premises and equipment expense$822,000775
Additional noninterest expense$1,921,000848
Pre-tax net operating income$4,007,000684
Securities gains (losses)$4,000555
Applicable income taxes$03,948
Income before extraordinary items$4,011,000598
Extraordinary gains, net$07
Net income$4,011,000598
Minority interest net income$052
Net income of bank and minority interests.$4,011,000598
Net charge-offs$53,0001,168
Cash dividends$13,429,000114
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,007,000600
2017-12-31 (YTD Data)Rank
Total interest income$33,435,000856
Total interest expense$1,293,0002,143
Net interest income$32,142,000787
Provision for loan and lease losses$-158,0005,415
Total noninterest income$13,636,000552
Gross Fiduciary activities income$3,566,000249
Service charges on deposit accounts$2,297,000557
Trading account gains and fees$0151
Additional Noninterest Income$7,773,000615
Total noninterest expense$30,033,000735
Salaries and employee benefits$19,931,000604
Premises and equipment expense$3,167,000792
Additional noninterest expense$6,935,000945
Pre-tax net operating income$15,903,000662
Securities gains (losses)$-45,0005,296
Applicable income taxes$04,135
Income before extraordinary items$15,858,000498
Extraordinary gains, net$09
Net income$15,858,000496
Minority interest net income$076
Net income of bank and minority interests.$15,858,000498
Net charge-offs$-158,0005,400
Cash dividends$12,531,000313
Sale, conversion, retirement of capital stock, net$1,620,000183
Net operating income$15,903,000491
2017-09-30 (YTD Data)Rank
Total interest income$24,638,000867
Total interest expense$951,0002,152
Net interest income$23,687,000797
Provision for loan and lease losses$-335,0005,603
Total noninterest income$9,899,000576
Gross Fiduciary activities income$2,671,000250
Service charges on deposit accounts$1,695,000568
Trading account gains and fees$0145
Additional Noninterest Income$5,533,000638
Total noninterest expense$20,377,000807
Salaries and employee benefits$12,856,000722
Premises and equipment expense$2,354,000800
Additional noninterest expense$5,167,000950
Pre-tax net operating income$13,544,000605
Securities gains (losses)$55,000831
Applicable income taxes$04,172
Income before extraordinary items$13,599,000474
Extraordinary gains, net$09
Net income$13,599,000472
Minority interest net income$071
Net income of bank and minority interests.$13,599,000474
Net charge-offs$-335,0005,588
Cash dividends$7,755,000350
Sale, conversion, retirement of capital stock, net$1,420,000163
Net operating income$13,544,000470
2017-06-30 (YTD Data)Rank
Total interest income$16,119,000877
Total interest expense$612,0002,176
Net interest income$15,507,000811
Provision for loan and lease losses$-437,0005,695
Total noninterest income$6,574,000570
Gross Fiduciary activities income$1,764,000252
Service charges on deposit accounts$1,103,000572
Trading account gains and fees$0139
Additional Noninterest Income$3,707,000636
Total noninterest expense$13,805,000790
Salaries and employee benefits$8,715,000708
Premises and equipment expense$1,603,000780
Additional noninterest expense$3,487,000937
Pre-tax net operating income$8,713,000614
Securities gains (losses)$50,000660
Applicable income taxes$04,189
Income before extraordinary items$8,763,000484
Extraordinary gains, net$011
Net income$8,763,000483
Minority interest net income$071
Net income of bank and minority interests.$8,763,000484
Net charge-offs$-437,0005,711
Cash dividends$5,213,000342
Sale, conversion, retirement of capital stock, net$1,620,000108
Net operating income$8,713,000482
2017-03-31 (YTD Data)Rank
Total interest income$7,893,000889
Total interest expense$309,0002,122
Net interest income$7,584,000824
Provision for loan and lease losses$-345,0005,795
Total noninterest income$3,101,000582
Gross Fiduciary activities income$794,000266
Service charges on deposit accounts$553,000575
Trading account gains and fees$0142
Additional Noninterest Income$1,754,000652
Total noninterest expense$6,870,000796
Salaries and employee benefits$4,417,000710
Premises and equipment expense$822,000775
Additional noninterest expense$1,631,000987
Pre-tax net operating income$4,160,000619
Securities gains (losses)$01,153
Applicable income taxes$16,0003,449
Income before extraordinary items$4,144,000504
Extraordinary gains, net$08
Net income$4,144,000503
Minority interest net income$055
Net income of bank and minority interests.$4,144,000504
Net charge-offs$-345,0005,786
Cash dividends$1,960,000426
Sale, conversion, retirement of capital stock, net$1,620,00057
Net operating income$4,144,000490
2016-12-31 (YTD Data)Rank
Total interest income$29,462,000925
Total interest expense$796,0002,828
Net interest income$28,666,000828
Provision for loan and lease losses$445,0001,601
Total noninterest income$13,767,000550
Gross Fiduciary activities income$3,216,000256
Service charges on deposit accounts$2,420,000542
Trading account gains and fees$0170
Additional Noninterest Income$8,131,000598
Total noninterest expense$28,343,000757
Salaries and employee benefits$18,888,000618
Premises and equipment expense$3,377,000738
Additional noninterest expense$6,078,0001,088
Pre-tax net operating income$13,645,000697
Securities gains (losses)$268,000714
Applicable income taxes$60,0003,541
Income before extraordinary items$13,853,000557
Extraordinary gains, net$05
Net income$13,853,000555
Minority interest net income$082
Net income of bank and minority interests.$13,853,000556
Net charge-offs$445,0001,167
Cash dividends$6,845,000520
Sale, conversion, retirement of capital stock, net$263,000368
Net operating income$13,585,000556
2016-09-30 (YTD Data)Rank
Total interest income$21,725,000943
Total interest expense$598,0002,824
Net interest income$21,127,000835
Provision for loan and lease losses$327,0001,535
Total noninterest income$10,318,000554
Gross Fiduciary activities income$2,410,000259
Service charges on deposit accounts$1,807,000543
Trading account gains and fees$0169
Additional Noninterest Income$6,101,000602
Total noninterest expense$19,641,000817
Salaries and employee benefits$12,286,000720
Premises and equipment expense$2,564,000731
Additional noninterest expense$4,791,0001,031
Pre-tax net operating income$11,477,000636
Securities gains (losses)$734,000270
Applicable income taxes$47,0003,590
Income before extraordinary items$12,164,000492
Extraordinary gains, net$05
Net income$12,164,000490
Minority interest net income$071
Net income of bank and minority interests.$12,164,000492
Net charge-offs$327,0001,069
Cash dividends$6,062,000428
Sale, conversion, retirement of capital stock, net$244,000310
Net operating income$11,430,000509
2016-06-30 (YTD Data)Rank
Total interest income$14,339,000944
Total interest expense$402,0002,818
Net interest income$13,937,000845
Provision for loan and lease losses$425,000971
Total noninterest income$6,328,000583
Gross Fiduciary activities income$1,670,000256
Service charges on deposit accounts$1,159,000561
Trading account gains and fees$0157
Additional Noninterest Income$3,499,000655
Total noninterest expense$13,131,000810
Salaries and employee benefits$8,109,000727
Premises and equipment expense$1,694,000733
Additional noninterest expense$3,328,000994
Pre-tax net operating income$6,709,000693
Securities gains (losses)$485,000286
Applicable income taxes$32,0003,611
Income before extraordinary items$7,162,000545
Extraordinary gains, net$016
Net income$7,162,000541
Minority interest net income$071
Net income of bank and minority interests.$7,162,000544
Net charge-offs$425,000673
Cash dividends$3,879,000464
Sale, conversion, retirement of capital stock, net$349,000211
Net operating income$6,677,000558
2016-03-31 (YTD Data)Rank
Total interest income$7,150,000941
Total interest expense$206,0002,790
Net interest income$6,944,000846
Provision for loan and lease losses$27,0002,714
Total noninterest income$2,834,000603
Gross Fiduciary activities income$719,000272
Service charges on deposit accounts$581,000547
Trading account gains and fees$0142
Additional Noninterest Income$1,534,000693
Total noninterest expense$6,587,000804
Salaries and employee benefits$4,022,000739
Premises and equipment expense$848,000747
Additional noninterest expense$1,717,000952
Pre-tax net operating income$3,164,000721
Securities gains (losses)$02,077
Applicable income taxes$32,0003,237
Income before extraordinary items$3,132,000587
Extraordinary gains, net$012
Net income$3,132,000586
Minority interest net income$062
Net income of bank and minority interests.$3,132,000587
Net charge-offs$27,0001,801
Cash dividends$1,861,000464
Sale, conversion, retirement of capital stock, net$215,000165
Net operating income$3,132,000568
2015-12-31 (YTD Data)Rank
Total interest income$27,851,000938
Total interest expense$695,0003,083
Net interest income$27,156,000838
Provision for loan and lease losses$1,034,000803
Total noninterest income$12,304,000586
Gross Fiduciary activities income$2,811,000276
Service charges on deposit accounts$2,558,000517
Trading account gains and fees$0159
Additional Noninterest Income$6,935,000635
Total noninterest expense$27,653,000752
Salaries and employee benefits$18,362,000624
Premises and equipment expense$3,150,000779
Additional noninterest expense$6,141,0001,067
Pre-tax net operating income$10,773,000834
Securities gains (losses)$31,0001,973
Applicable income taxes$38,0003,730
Income before extraordinary items$10,766,000683
Extraordinary gains, net$023
Net income$10,766,000682
Minority interest net income$081
Net income of bank and minority interests.$10,766,000683
Net charge-offs$1,034,000669
Cash dividends$6,331,000543
Sale, conversion, retirement of capital stock, net$-403,0006,129
Net operating income$10,735,000677
2015-09-30 (YTD Data)Rank
Total interest income$20,655,000954
Total interest expense$531,0003,078
Net interest income$20,124,000849
Provision for loan and lease losses$818,000703
Total noninterest income$9,369,000586
Gross Fiduciary activities income$2,136,000277
Service charges on deposit accounts$1,905,000527
Trading account gains and fees$0153
Additional Noninterest Income$5,328,000638
Total noninterest expense$19,466,000802
Salaries and employee benefits$12,390,000702
Premises and equipment expense$2,380,000792
Additional noninterest expense$4,696,0001,048
Pre-tax net operating income$9,209,000747
Securities gains (losses)$27,0001,860
Applicable income taxes$34,0003,786
Income before extraordinary items$9,202,000607
Extraordinary gains, net$021
Net income$9,202,000606
Minority interest net income$078
Net income of bank and minority interests.$9,202,000607
Net charge-offs$818,000586
Cash dividends$5,542,000446
Sale, conversion, retirement of capital stock, net$-283,0006,222
Net operating income$9,175,000595
2015-06-30 (YTD Data)Rank
Total interest income$13,526,000965
Total interest expense$367,0003,029
Net interest income$13,159,000857
Provision for loan and lease losses$671,000599
Total noninterest income$6,115,000602
Gross Fiduciary activities income$1,471,000276
Service charges on deposit accounts$1,237,000534
Trading account gains and fees$0157
Additional Noninterest Income$3,407,000656
Total noninterest expense$12,930,000804
Salaries and employee benefits$8,254,000702
Premises and equipment expense$1,593,000791
Additional noninterest expense$3,083,0001,064
Pre-tax net operating income$5,673,000800
Securities gains (losses)$02,636
Applicable income taxes$31,0003,672
Income before extraordinary items$5,642,000658
Extraordinary gains, net$022
Net income$5,642,000655
Minority interest net income$075
Net income of bank and minority interests.$5,642,000658
Net charge-offs$671,000498
Cash dividends$3,752,000424
Sale, conversion, retirement of capital stock, net$-443,0006,319
Net operating income$5,642,000640
2015-03-31 (YTD Data)Rank
Total interest income$6,345,0001,022
Total interest expense$198,0002,913
Net interest income$6,147,000920
Provision for loan and lease losses$372,000535
Total noninterest income$2,811,000616
Gross Fiduciary activities income$638,000296
Service charges on deposit accounts$613,000527
Trading account gains and fees$0152
Additional Noninterest Income$1,560,000666
Total noninterest expense$6,571,000793
Salaries and employee benefits$4,237,000689
Premises and equipment expense$857,000749
Additional noninterest expense$1,477,0001,085
Pre-tax net operating income$2,015,0001,049
Securities gains (losses)$02,027
Applicable income taxes$9,0003,868
Income before extraordinary items$2,006,000869
Extraordinary gains, net$013
Net income$2,006,000869
Minority interest net income$064
Net income of bank and minority interests.$2,006,000869
Net charge-offs$372,000461
Cash dividends$1,412,000497
Sale, conversion, retirement of capital stock, net$-341,0006,399
Net operating income$2,006,000838
2014-12-31 (YTD Data)Rank
Total interest income$25,068,0001,022
Total interest expense$851,0002,910
Net interest income$24,217,000908
Provision for loan and lease losses$-1,185,0006,374
Total noninterest income$11,365,000586
Gross Fiduciary activities income$2,602,000292
Service charges on deposit accounts$2,487,000548
Trading account gains and fees$0180
Additional Noninterest Income$6,276,000643
Total noninterest expense$28,468,000719
Salaries and employee benefits$19,598,000554
Premises and equipment expense$3,233,000767
Additional noninterest expense$5,637,0001,164
Pre-tax net operating income$8,299,000991
Securities gains (losses)$152,000966
Applicable income taxes$46,0003,741
Income before extraordinary items$8,405,000797
Extraordinary gains, net$017
Net income$8,405,000796
Minority interest net income$084
Net income of bank and minority interests.$8,405,000796
Net charge-offs$-1,285,0006,468
Cash dividends$4,269,000688
Sale, conversion, retirement of capital stock, net$1,147,000188
Net operating income$8,254,520791
2014-09-30 (YTD Data)Rank
Total interest income$18,538,0001,039
Total interest expense$649,0002,923
Net interest income$17,889,000930
Provision for loan and lease losses$328,0001,544
Total noninterest income$8,559,000584
Gross Fiduciary activities income$1,967,000291
Service charges on deposit accounts$1,816,000562
Trading account gains and fees$0174
Additional Noninterest Income$4,776,000630
Total noninterest expense$20,262,000751
Salaries and employee benefits$13,664,000596
Premises and equipment expense$2,394,000783
Additional noninterest expense$4,204,0001,173
Pre-tax net operating income$5,858,0001,067
Securities gains (losses)$88,0001,079
Applicable income taxes$14,0004,098
Income before extraordinary items$5,932,000835
Extraordinary gains, net$015
Net income$5,932,000834
Minority interest net income$081
Net income of bank and minority interests.$5,932,000834
Net charge-offs$328,0001,522
Cash dividends$3,470,000605
Sale, conversion, retirement of capital stock, net$1,247,000130
Net operating income$5,844,000837
2014-06-30 (YTD Data)Rank
Total interest income$12,104,0001,055
Total interest expense$448,0002,876
Net interest income$11,656,000941
Provision for loan and lease losses$223,0001,554
Total noninterest income$5,601,000591
Gross Fiduciary activities income$1,297,000292
Service charges on deposit accounts$1,177,000566
Trading account gains and fees$0172
Additional Noninterest Income$3,127,000633
Total noninterest expense$14,095,000716
Salaries and employee benefits$9,515,000568
Premises and equipment expense$1,624,000769
Additional noninterest expense$2,956,0001,104
Pre-tax net operating income$2,939,0001,305
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$2,938,0001,092
Extraordinary gains, net$020
Net income$2,938,0001,093
Minority interest net income$080
Net income of bank and minority interests.$2,938,0001,093
Net charge-offs$223,0001,494
Cash dividends$2,355,000569
Sale, conversion, retirement of capital stock, net$1,065,000103
Net operating income$2,938,0001,071
2014-03-31 (YTD Data)Rank
Total interest income$5,777,0001,107
Total interest expense$242,0002,745
Net interest income$5,535,0001,013
Provision for loan and lease losses$102,0001,578
Total noninterest income$2,892,000562
Gross Fiduciary activities income$588,000311
Service charges on deposit accounts$586,000562
Trading account gains and fees$0147
Additional Noninterest Income$1,718,000567
Total noninterest expense$7,971,000650
Salaries and employee benefits$5,606,000492
Premises and equipment expense$859,000740
Additional noninterest expense$1,506,0001,072
Pre-tax net operating income$354,0003,520
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$354,0003,228
Extraordinary gains, net$016
Net income$354,0003,231
Minority interest net income$066
Net income of bank and minority interests.$354,0003,231
Net charge-offs$102,0001,358
Cash dividends$851,000694
Sale, conversion, retirement of capital stock, net$405,000120
Net operating income$354,0003,194
2013-12-31 (YTD Data)Rank
Total interest income$24,338,0001,041
Total interest expense$1,087,0002,775
Net interest income$23,251,000930
Provision for loan and lease losses$1,528,000776
Total noninterest income$10,608,000636
Gross Fiduciary activities income$2,097,000317
Service charges on deposit accounts$2,437,000564
Trading account gains and fees$0184
Additional Noninterest Income$6,074,000697
Total noninterest expense$25,728,000790
Salaries and employee benefits$16,019,000677
Premises and equipment expense$2,817,000856
Additional noninterest expense$6,892,000983
Pre-tax net operating income$6,603,0001,119
Securities gains (losses)$536,000426
Applicable income taxes$27,0003,998
Income before extraordinary items$7,112,000881
Extraordinary gains, net$029
Net income$7,112,000883
Minority interest net income$090
Net income of bank and minority interests.$7,112,000883
Net charge-offs$2,528,000621
Cash dividends$5,293,000536
Sale, conversion, retirement of capital stock, net$-509,0006,769
Net operating income$6,576,000923
2013-09-30 (YTD Data)Rank
Total interest income$18,427,0001,036
Total interest expense$846,0002,783
Net interest income$17,581,000917
Provision for loan and lease losses$1,128,000804
Total noninterest income$7,968,000652
Gross Fiduciary activities income$1,541,000318
Service charges on deposit accounts$1,795,000574
Trading account gains and fees$0180
Additional Noninterest Income$4,632,000701
Total noninterest expense$19,636,000780
Salaries and employee benefits$12,264,000666
Premises and equipment expense$2,134,000859
Additional noninterest expense$5,238,000967
Pre-tax net operating income$4,785,0001,188
Securities gains (losses)$330,000591
Applicable income taxes$20,0004,099
Income before extraordinary items$5,095,000918
Extraordinary gains, net$025
Net income$5,095,000920
Minority interest net income$084
Net income of bank and minority interests.$5,095,000920
Net charge-offs$2,128,000571
Cash dividends$4,524,000452
Sale, conversion, retirement of capital stock, net$-125,0006,839
Net operating income$4,765,000951
2013-06-30 (YTD Data)Rank
Total interest income$12,307,0001,026
Total interest expense$590,0002,735
Net interest income$11,717,000913
Provision for loan and lease losses$578,0001,051
Total noninterest income$5,323,000656
Gross Fiduciary activities income$1,034,000316
Service charges on deposit accounts$1,142,000583
Trading account gains and fees$0157
Additional Noninterest Income$3,147,000696
Total noninterest expense$13,450,000755
Salaries and employee benefits$8,488,000640
Premises and equipment expense$1,415,000859
Additional noninterest expense$3,547,000948
Pre-tax net operating income$3,012,0001,234
Securities gains (losses)$12,0002,226
Applicable income taxes$04,679
Income before extraordinary items$3,024,0001,026
Extraordinary gains, net$022
Net income$3,024,0001,027
Minority interest net income$082
Net income of bank and minority interests.$3,024,0001,029
Net charge-offs$1,078,000723
Cash dividends$3,285,000417
Sale, conversion, retirement of capital stock, net$148,000312
Net operating income$3,012,000983
2013-03-31 (YTD Data)Rank
Total interest income$6,047,0001,052
Total interest expense$314,0002,691
Net interest income$5,733,000933
Provision for loan and lease losses$199,0001,384
Total noninterest income$2,799,000634
Gross Fiduciary activities income$440,000343
Service charges on deposit accounts$546,000611
Trading account gains and fees$0148
Additional Noninterest Income$1,813,000633
Total noninterest expense$7,714,000682
Salaries and employee benefits$5,039,000547
Premises and equipment expense$744,000844
Additional noninterest expense$1,931,000874
Pre-tax net operating income$619,0002,503
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$619,0002,203
Extraordinary gains, net$010
Net income$619,0002,205
Minority interest net income$076
Net income of bank and minority interests.$619,0002,205
Net charge-offs$199,0001,357
Cash dividends$2,056,000292
Sale, conversion, retirement of capital stock, net$111,000229
Net operating income$619,0002,121
2012-12-31 (YTD Data)Rank
Total interest income$26,175,0001,003
Total interest expense$1,580,0002,611
Net interest income$24,595,000874
Provision for loan and lease losses$1,421,0001,379
Total noninterest income$8,563,000764
Gross Fiduciary activities income$1,806,000327
Service charges on deposit accounts$2,379,000596
Trading account gains and fees$0166
Additional Noninterest Income$4,378,000906
Total noninterest expense$24,349,000822
Salaries and employee benefits$14,857,000701
Premises and equipment expense$2,735,000879
Additional noninterest expense$6,757,0001,030
Pre-tax net operating income$7,388,000962
Securities gains (losses)$609,000808
Applicable income taxes$97,0003,529
Income before extraordinary items$7,900,000764
Extraordinary gains, net$029
Net income$7,900,000761
Minority interest net income$093
Net income of bank and minority interests.$7,900,000764
Net charge-offs$1,821,0001,244
Cash dividends$4,935,000584
Sale, conversion, retirement of capital stock, net$-297,0007,035
Net operating income$7,297,090759
2012-09-30 (YTD Data)Rank
Total interest income$19,734,0001,015
Total interest expense$1,245,0002,607
Net interest income$18,489,000883
Provision for loan and lease losses$1,014,0001,426
Total noninterest income$5,892,000806
Gross Fiduciary activities income$1,324,000327
Service charges on deposit accounts$1,763,000608
Trading account gains and fees$0157
Additional Noninterest Income$2,805,000990
Total noninterest expense$18,529,000806
Salaries and employee benefits$11,217,000696
Premises and equipment expense$2,054,000884
Additional noninterest expense$5,258,000994
Pre-tax net operating income$4,838,0001,115
Securities gains (losses)$234,0001,317
Applicable income taxes$27,0004,059
Income before extraordinary items$5,045,000910
Extraordinary gains, net$020
Net income$5,045,000909
Minority interest net income$086
Net income of bank and minority interests.$5,045,000910
Net charge-offs$1,914,000949
Cash dividends$3,447,000493
Sale, conversion, retirement of capital stock, net$-33,0007,107
Net operating income$4,813,340899
2012-06-30 (YTD Data)Rank
Total interest income$13,284,0001,012
Total interest expense$892,0002,543
Net interest income$12,392,000875
Provision for loan and lease losses$710,0001,406
Total noninterest income$3,772,000819
Gross Fiduciary activities income$886,000329
Service charges on deposit accounts$1,149,000620
Trading account gains and fees$0153
Additional Noninterest Income$1,737,0001,025
Total noninterest expense$12,841,000781
Salaries and employee benefits$7,815,000663
Premises and equipment expense$1,386,000875
Additional noninterest expense$3,640,000957
Pre-tax net operating income$2,613,0001,351
Securities gains (losses)$57,0001,972
Applicable income taxes$14,0004,124
Income before extraordinary items$2,656,0001,136
Extraordinary gains, net$019
Net income$2,656,0001,136
Minority interest net income$084
Net income of bank and minority interests.$2,656,0001,136
Net charge-offs$1,609,000813
Cash dividends$2,867,000396
Sale, conversion, retirement of capital stock, net$4,000863
Net operating income$2,599,5701,081
2012-03-31 (YTD Data)Rank
Total interest income$6,678,0001,017
Total interest expense$474,0002,488
Net interest income$6,204,000875
Provision for loan and lease losses$277,0001,669
Total noninterest income$1,876,000818
Gross Fiduciary activities income$397,000347
Service charges on deposit accounts$570,000621
Trading account gains and fees$0148
Additional Noninterest Income$909,000978
Total noninterest expense$7,251,000693
Salaries and employee benefits$4,574,000568
Premises and equipment expense$717,000852
Additional noninterest expense$1,960,000865
Pre-tax net operating income$552,0002,684
Securities gains (losses)$57,0001,168
Applicable income taxes$04,704
Income before extraordinary items$609,0002,224
Extraordinary gains, net$019
Net income$609,0002,226
Minority interest net income$078
Net income of bank and minority interests.$609,0002,227
Net charge-offs$1,176,000601
Cash dividends$876,000533
Sale, conversion, retirement of capital stock, net$-43,0007,267
Net operating income$552,0002,296
2011-12-31 (YTD Data)Rank
Total interest income$27,840,000997
Total interest expense$2,588,0002,226
Net interest income$25,252,000862
Provision for loan and lease losses$3,926,000964
Total noninterest income$10,417,000593
Gross Fiduciary activities income$1,675,000300
Service charges on deposit accounts$2,496,000584
Trading account gains and fees$0146
Additional Noninterest Income$6,246,000602
Total noninterest expense$24,105,000822
Salaries and employee benefits$13,905,000706
Premises and equipment expense$3,061,000814
Additional noninterest expense$7,139,000985
Pre-tax net operating income$7,638,000802
Securities gains (losses)$658,000634
Applicable income taxes$04,719
Income before extraordinary items$8,296,000616
Extraordinary gains, net$029
Net income$8,296,000616
Minority interest net income$096
Net income of bank and minority interests.$8,296,000617
Net charge-offs$4,626,000860
Cash dividends$5,875,000375
Sale, conversion, retirement of capital stock, net$-617,0007,331
Net operating income$7,638,000649
2011-09-30 (YTD Data)Rank
Total interest income$21,353,000995
Total interest expense$2,067,0002,184
Net interest income$19,286,000861
Provision for loan and lease losses$3,380,000848
Total noninterest income$7,609,000610
Gross Fiduciary activities income$1,275,000295
Service charges on deposit accounts$1,852,000595
Trading account gains and fees$0145
Additional Noninterest Income$4,482,000633
Total noninterest expense$18,282,000809
Salaries and employee benefits$10,589,000698
Premises and equipment expense$2,321,000816
Additional noninterest expense$5,372,000989
Pre-tax net operating income$5,233,000888
Securities gains (losses)$420,000734
Applicable income taxes$04,740
Income before extraordinary items$5,653,000704
Extraordinary gains, net$021
Net income$5,653,000702
Minority interest net income$087
Net income of bank and minority interests.$5,653,000704
Net charge-offs$3,506,000838
Cash dividends$5,097,000291
Sale, conversion, retirement of capital stock, net$-325,0007,409
Net operating income$5,233,000716
2011-06-30 (YTD Data)Rank
Total interest income$14,375,000993
Total interest expense$1,478,0002,128
Net interest income$12,897,000854
Provision for loan and lease losses$2,939,000699
Total noninterest income$5,283,000595
Gross Fiduciary activities income$873,000289
Service charges on deposit accounts$1,171,000628
Trading account gains and fees$0153
Additional Noninterest Income$3,239,000584
Total noninterest expense$12,740,000788
Salaries and employee benefits$7,432,000662
Premises and equipment expense$1,556,000824
Additional noninterest expense$3,752,000967
Pre-tax net operating income$2,501,0001,188
Securities gains (losses)$243,000637
Applicable income taxes$04,697
Income before extraordinary items$2,744,000899
Extraordinary gains, net$015
Net income$2,744,000898
Minority interest net income$089
Net income of bank and minority interests.$2,744,000899
Net charge-offs$3,064,000677
Cash dividends$4,099,000229
Sale, conversion, retirement of capital stock, net$-124,0007,479
Net operating income$2,501,000952
2011-03-31 (YTD Data)Rank
Total interest income$7,179,0001,004
Total interest expense$781,0002,109
Net interest income$6,398,000863
Provision for loan and lease losses$1,500,000636
Total noninterest income$2,365,000646
Gross Fiduciary activities income$394,000312
Service charges on deposit accounts$554,000647
Trading account gains and fees$0158
Additional Noninterest Income$1,417,000652
Total noninterest expense$6,980,000716
Salaries and employee benefits$4,236,000573
Premises and equipment expense$819,000800
Additional noninterest expense$1,925,000925
Pre-tax net operating income$283,0003,624
Securities gains (losses)$243,000297
Applicable income taxes$04,545
Income before extraordinary items$526,0002,159
Extraordinary gains, net$09
Net income$526,0002,158
Minority interest net income$086
Net income of bank and minority interests.$526,0002,159
Net charge-offs$1,901,000559
Cash dividends$1,205,000321
Sale, conversion, retirement of capital stock, net$-24,0007,531
Net operating income$283,0003,305
2010-12-31 (YTD Data)Rank
Total interest income$30,689,000996
Total interest expense$4,071,0001,964
Net interest income$26,618,000826
Provision for loan and lease losses$8,996,000729
Total noninterest income$9,841,000640
Gross Fiduciary activities income$1,621,000302
Service charges on deposit accounts$2,668,000564
Trading account gains and fees$0175
Additional Noninterest Income$5,552,000687
Total noninterest expense$22,994,000878
Salaries and employee benefits$12,962,000748
Premises and equipment expense$3,075,000838
Additional noninterest expense$6,957,0001,061
Pre-tax net operating income$4,469,0001,133
Securities gains (losses)$1,127,000444
Applicable income taxes$44,0003,695
Income before extraordinary items$5,552,000785
Extraordinary gains, net$029
Net income$5,552,000785
Minority interest net income$0111
Net income of bank and minority interests.$5,552,000786
Net charge-offs$7,902,000723
Cash dividends$6,211,000275
Sale, conversion, retirement of capital stock, net$-387,0007,625
Net operating income$4,436,270946
2010-09-30 (YTD Data)Rank
Total interest income$23,609,000981
Total interest expense$3,188,0001,959
Net interest income$20,421,000808
Provision for loan and lease losses$5,377,000827
Total noninterest income$7,358,000633
Gross Fiduciary activities income$1,215,000295
Service charges on deposit accounts$2,047,000564
Trading account gains and fees$0165
Additional Noninterest Income$4,096,000652
Total noninterest expense$17,717,000840
Salaries and employee benefits$10,241,000705
Premises and equipment expense$2,309,000836
Additional noninterest expense$5,167,0001,034
Pre-tax net operating income$4,685,000896
Securities gains (losses)$1,0003,533
Applicable income taxes$04,726
Income before extraordinary items$4,686,000748
Extraordinary gains, net$023
Net income$4,686,000745
Minority interest net income$0110
Net income of bank and minority interests.$4,686,000748
Net charge-offs$3,966,000917
Cash dividends$5,425,000200
Sale, conversion, retirement of capital stock, net$-387,0007,734
Net operating income$4,685,000704
2010-06-30 (YTD Data)Rank
Total interest income$15,963,000985
Total interest expense$2,173,0002,000
Net interest income$13,790,000799
Provision for loan and lease losses$2,711,0001,022
Total noninterest income$5,044,000602
Gross Fiduciary activities income$886,000281
Service charges on deposit accounts$1,369,000562
Trading account gains and fees$0152
Additional Noninterest Income$2,789,000624
Total noninterest expense$12,121,000812
Salaries and employee benefits$7,103,000670
Premises and equipment expense$1,655,000794
Additional noninterest expense$3,363,0001,051
Pre-tax net operating income$4,002,000696
Securities gains (losses)$1,0003,060
Applicable income taxes$04,691
Income before extraordinary items$4,003,000553
Extraordinary gains, net$019
Net income$4,003,000554
Minority interest net income$0105
Net income of bank and minority interests.$4,003,000554
Net charge-offs$3,100,000810
Cash dividends$4,370,000167
Sale, conversion, retirement of capital stock, net$-352,0007,808
Net operating income$4,002,000530
2010-03-31 (YTD Data)Rank
Total interest income$7,926,0001,013
Total interest expense$1,120,0002,045
Net interest income$6,806,000808
Provision for loan and lease losses$850,0001,311
Total noninterest income$2,386,000626
Gross Fiduciary activities income$377,000318
Service charges on deposit accounts$651,000590
Trading account gains and fees$0175
Additional Noninterest Income$1,358,000632
Total noninterest expense$6,576,000758
Salaries and employee benefits$3,897,000617
Premises and equipment expense$855,000785
Additional noninterest expense$1,824,000970
Pre-tax net operating income$1,766,000772
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$1,767,000631
Extraordinary gains, net$016
Net income$1,767,000634
Minority interest net income$091
Net income of bank and minority interests.$1,767,000635
Net charge-offs$540,0001,523
Cash dividends$2,169,000160
Sale, conversion, retirement of capital stock, net$-352,0007,922
Net operating income$1,766,000613
2009-12-31 (YTD Data)Rank
Total interest income$35,389,000953
Total interest expense$6,630,0001,767
Net interest income$28,759,000746
Provision for loan and lease losses$5,764,0001,281
Total noninterest income$10,545,000611
Gross Fiduciary activities income$1,545,000298
Service charges on deposit accounts$2,554,000657
Trading account gains and fees$0211
Additional Noninterest Income$6,446,000591
Total noninterest expense$23,074,000912
Salaries and employee benefits$13,269,000737
Premises and equipment expense$3,327,000812
Additional noninterest expense$6,478,0001,184
Pre-tax net operating income$10,466,000400
Securities gains (losses)$817,000595
Applicable income taxes$04,388
Income before extraordinary items$11,283,000283
Extraordinary gains, net$034
Net income$11,283,000285
Minority interest net income$0115
Net income of bank and minority interests.$11,283,000285
Net charge-offs$3,964,0001,350
Cash dividends$6,984,000260
Sale, conversion, retirement of capital stock, net$-199,0007,959
Net operating income$10,466,000306
2009-09-30 (YTD Data)Rank
Total interest income$27,025,000954
Total interest expense$5,316,0001,741
Net interest income$21,709,000746
Provision for loan and lease losses$2,715,0001,573
Total noninterest income$7,892,000625
Gross Fiduciary activities income$1,131,000297
Service charges on deposit accounts$1,841,000685
Trading account gains and fees$0212
Additional Noninterest Income$4,920,000601
Total noninterest expense$16,729,000935
Salaries and employee benefits$9,534,000781
Premises and equipment expense$2,501,000825
Additional noninterest expense$4,694,0001,200
Pre-tax net operating income$10,157,000324
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$10,157,000253
Extraordinary gains, net$027
Net income$10,157,000253
Minority interest net income$0118
Net income of bank and minority interests.$10,157,000253
Net charge-offs$2,215,0001,415
Cash dividends$6,261,000201
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,157,000246
2009-06-30 (YTD Data)Rank
Total interest income$18,300,000963
Total interest expense$3,721,0001,743
Net interest income$14,579,000727
Provision for loan and lease losses$792,0002,352
Total noninterest income$5,470,000618
Gross Fiduciary activities income$753,000301
Service charges on deposit accounts$1,187,000702
Trading account gains and fees$0193
Additional Noninterest Income$3,530,000562
Total noninterest expense$11,647,000920
Salaries and employee benefits$6,579,000762
Premises and equipment expense$1,686,000833
Additional noninterest expense$3,382,0001,134
Pre-tax net operating income$7,610,000297
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$7,610,000240
Extraordinary gains, net$021
Net income$7,610,000239
Minority interest net income$0112
Net income of bank and minority interests.$7,610,000239
Net charge-offs$292,0002,966
Cash dividends$4,328,000207
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,610,000228
2009-03-31 (YTD Data)Rank
Total interest income$9,322,000952
Total interest expense$1,970,0001,723
Net interest income$7,352,000723
Provision for loan and lease losses$321,0002,214
Total noninterest income$2,663,000596
Gross Fiduciary activities income$326,000321
Service charges on deposit accounts$579,000694
Trading account gains and fees$0171
Additional Noninterest Income$1,758,000553
Total noninterest expense$5,606,000908
Salaries and employee benefits$3,225,000784
Premises and equipment expense$899,000786
Additional noninterest expense$1,482,0001,131
Pre-tax net operating income$4,088,000294
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$4,088,000254
Extraordinary gains, net$015
Net income$4,088,000253
Minority interest net income$0102
Net income of bank and minority interests.$4,088,000255
Net charge-offs$121,0002,664
Cash dividends$1,947,000231
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,088,000234
2008-12-31 (YTD Data)Rank
Total interest income$39,122,000952
Total interest expense$11,341,0001,443
Net interest income$27,781,000780
Provision for loan and lease losses$1,626,0002,055
Total noninterest income$8,989,000654
Gross Fiduciary activities income$1,608,000301
Service charges on deposit accounts$2,741,000634
Trading account gains and fees$0154
Additional Noninterest Income$4,640,000698
Total noninterest expense$21,861,000903
Salaries and employee benefits$13,295,000753
Premises and equipment expense$3,466,000797
Additional noninterest expense$5,100,0001,244
Pre-tax net operating income$13,283,000397
Securities gains (losses)$03,220
Applicable income taxes$-23,0006,862
Income before extraordinary items$13,306,000305
Extraordinary gains, net$039
Net income$13,306,000305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,176,0001,789
Cash dividends$15,757,000198
Sale, conversion, retirement of capital stock, net$-241,0008,252
Net operating income$13,306,000314
2008-09-30 (YTD Data)Rank
Total interest income$29,715,000970
Total interest expense$8,851,0001,440
Net interest income$20,864,000794
Provision for loan and lease losses$1,066,0001,761
Total noninterest income$7,299,000633
Gross Fiduciary activities income$1,316,000294
Service charges on deposit accounts$2,079,000632
Trading account gains and fees$0148
Additional Noninterest Income$3,904,000674
Total noninterest expense$15,448,000962
Salaries and employee benefits$9,109,000840
Premises and equipment expense$2,454,000845
Additional noninterest expense$3,885,0001,177
Pre-tax net operating income$11,649,000443
Securities gains (losses)$03,106
Applicable income taxes$-23,0007,358
Income before extraordinary items$11,672,000324
Extraordinary gains, net$031
Net income$11,672,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$841,0001,448
Cash dividends$7,052,000325
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,672,000339
2008-06-30 (YTD Data)Rank
Total interest income$20,119,000968
Total interest expense$6,191,0001,424
Net interest income$13,928,000792
Provision for loan and lease losses$541,0001,831
Total noninterest income$4,900,000645
Gross Fiduciary activities income$905,000300
Service charges on deposit accounts$1,376,000626
Trading account gains and fees$0149
Additional Noninterest Income$2,619,000682
Total noninterest expense$10,772,000917
Salaries and employee benefits$6,413,000802
Premises and equipment expense$1,617,000850
Additional noninterest expense$2,742,0001,097
Pre-tax net operating income$7,515,000479
Securities gains (losses)$03,233
Applicable income taxes$17,0004,768
Income before extraordinary items$7,498,000361
Extraordinary gains, net$021
Net income$7,498,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,428
Cash dividends$5,052,000329
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,498,000354
2008-03-31 (YTD Data)Rank
Total interest income$10,435,000959
Total interest expense$3,488,0001,343
Net interest income$6,947,000788
Provision for loan and lease losses$166,0002,017
Total noninterest income$2,471,000645
Gross Fiduciary activities income$416,000307
Service charges on deposit accounts$696,000611
Trading account gains and fees$0158
Additional Noninterest Income$1,359,000660
Total noninterest expense$5,345,000907
Salaries and employee benefits$3,082,000844
Premises and equipment expense$837,000833
Additional noninterest expense$1,426,0001,011
Pre-tax net operating income$3,907,000501
Securities gains (losses)$02,688
Applicable income taxes$17,0004,476
Income before extraordinary items$3,890,000390
Extraordinary gains, net$015
Net income$3,890,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,672
Cash dividends$2,212,000391
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,890,000374
2007-12-31 (YTD Data)Rank
Total interest income$41,844,0001,008
Total interest expense$15,655,0001,271
Net interest income$26,189,000832
Provision for loan and lease losses$321,0003,073
Total noninterest income$9,197,000653
Gross Fiduciary activities income$2,009,000274
Service charges on deposit accounts$2,780,000629
Trading account gains and fees$0178
Additional Noninterest Income$4,408,000769
Total noninterest expense$21,856,000850
Salaries and employee benefits$13,738,000704
Premises and equipment expense$3,144,000841
Additional noninterest expense$4,974,0001,137
Pre-tax net operating income$13,209,000656
Securities gains (losses)$-288,0008,302
Applicable income taxes$06,070
Income before extraordinary items$12,921,000512
Extraordinary gains, net$039
Net income$12,921,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,427
Cash dividends$7,646,000519
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,209,000497
2007-09-30 (YTD Data)Rank
Total interest income$31,378,0001,013
Total interest expense$11,895,0001,264
Net interest income$19,483,000836
Provision for loan and lease losses$89,0004,391
Total noninterest income$7,213,000629
Gross Fiduciary activities income$1,593,000263
Service charges on deposit accounts$2,016,000641
Trading account gains and fees$0184
Additional Noninterest Income$3,604,000720
Total noninterest expense$15,489,000889
Salaries and employee benefits$9,436,000782
Premises and equipment expense$2,223,000886
Additional noninterest expense$3,830,0001,071
Pre-tax net operating income$11,118,000642
Securities gains (losses)$-288,0008,410
Applicable income taxes$06,220
Income before extraordinary items$10,830,000504
Extraordinary gains, net$033
Net income$10,830,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,975
Cash dividends$6,922,000437
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,118,000484
2007-06-30 (YTD Data)Rank
Total interest income$20,456,0001,048
Total interest expense$7,851,0001,276
Net interest income$12,605,000887
Provision for loan and lease losses$32,0004,837
Total noninterest income$4,696,000667
Gross Fiduciary activities income$943,000289
Service charges on deposit accounts$1,339,000648
Trading account gains and fees$0168
Additional Noninterest Income$2,414,000724
Total noninterest expense$10,683,000871
Salaries and employee benefits$6,586,000759
Premises and equipment expense$1,478,000901
Additional noninterest expense$2,619,0001,062
Pre-tax net operating income$6,586,000743
Securities gains (losses)$-288,0008,493
Applicable income taxes$06,265
Income before extraordinary items$6,298,000589
Extraordinary gains, net$029
Net income$6,298,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,311
Cash dividends$5,081,000415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,586,000562
2007-03-31 (YTD Data)Rank
Total interest income$10,206,0001,046
Total interest expense$4,000,0001,230
Net interest income$6,206,000900
Provision for loan and lease losses$1,0005,727
Total noninterest income$2,305,000670
Gross Fiduciary activities income$442,000304
Service charges on deposit accounts$661,000637
Trading account gains and fees$0195
Additional Noninterest Income$1,202,000707
Total noninterest expense$5,160,000901
Salaries and employee benefits$3,072,000825
Premises and equipment expense$733,000905
Additional noninterest expense$1,355,0001,014
Pre-tax net operating income$3,350,000729
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,350,000565
Extraordinary gains, net$022
Net income$3,350,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$3,503,000299
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,350,000550
2006-12-31 (YTD Data)Rank
Total interest income$38,182,0001,033
Total interest expense$12,110,0001,387
Net interest income$26,072,000848
Provision for loan and lease losses$203,0003,500
Total noninterest income$9,406,000641
Gross Fiduciary activities income$1,566,000316
Service charges on deposit accounts$2,638,000665
Trading account gains and fees$0130
Additional Noninterest Income$5,202,000658
Total noninterest expense$21,294,000830
Salaries and employee benefits$14,077,000661
Premises and equipment expense$2,799,000904
Additional noninterest expense$4,418,0001,209
Pre-tax net operating income$13,981,000729
Securities gains (losses)$-104,0008,220
Applicable income taxes$-15,0008,198
Income before extraordinary items$13,892,000557
Extraordinary gains, net$051
Net income$13,892,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,106
Cash dividends$15,716,000277
Sale, conversion, retirement of capital stock, net$778,000526
Net operating income$13,996,000547
2006-09-30 (YTD Data)Rank
Total interest income$28,517,0001,039
Total interest expense$8,688,0001,401
Net interest income$19,829,000849
Provision for loan and lease losses$20,0005,975
Total noninterest income$6,827,000680
Gross Fiduciary activities income$1,114,000327
Service charges on deposit accounts$1,936,000684
Trading account gains and fees$0126
Additional Noninterest Income$3,777,000678
Total noninterest expense$15,228,000877
Salaries and employee benefits$10,083,000703
Premises and equipment expense$2,008,000944
Additional noninterest expense$3,137,0001,279
Pre-tax net operating income$11,408,000711
Securities gains (losses)$-104,0008,416
Applicable income taxes$14,0006,105
Income before extraordinary items$11,290,000550
Extraordinary gains, net$045
Net income$11,290,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,178
Cash dividends$7,480,000377
Sale, conversion, retirement of capital stock, net$778,000401
Net operating income$11,394,000527
2006-06-30 (YTD Data)Rank
Total interest income$18,741,0001,028
Total interest expense$5,637,0001,374
Net interest income$13,104,000863
Provision for loan and lease losses$-23,0008,538
Total noninterest income$4,583,000671
Gross Fiduciary activities income$744,000330
Service charges on deposit accounts$1,252,000695
Trading account gains and fees$0126
Additional Noninterest Income$2,587,000663
Total noninterest expense$10,756,000832
Salaries and employee benefits$7,324,000662
Premises and equipment expense$1,312,000960
Additional noninterest expense$2,120,0001,274
Pre-tax net operating income$6,954,000774
Securities gains (losses)$-104,0008,547
Applicable income taxes$20,0005,801
Income before extraordinary items$6,830,000589
Extraordinary gains, net$039
Net income$6,830,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,142
Cash dividends$5,577,000341
Sale, conversion, retirement of capital stock, net$778,000284
Net operating income$6,934,000570
2006-03-31 (YTD Data)Rank
Total interest income$9,354,000994
Total interest expense$2,595,0001,420
Net interest income$6,759,000835
Provision for loan and lease losses$-26,0008,585
Total noninterest income$2,202,000680
Gross Fiduciary activities income$350,000339
Service charges on deposit accounts$609,000689
Trading account gains and fees$0115
Additional Noninterest Income$1,243,000684
Total noninterest expense$4,699,000955
Salaries and employee benefits$2,999,000808
Premises and equipment expense$641,000989
Additional noninterest expense$1,059,0001,256
Pre-tax net operating income$4,288,000626
Securities gains (losses)$0955
Applicable income taxes$43,0004,670
Income before extraordinary items$4,245,000496
Extraordinary gains, net$021
Net income$4,245,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,265
Cash dividends$1,636,000492
Sale, conversion, retirement of capital stock, net$789,000154
Net operating income$4,245,000485
2005-12-31 (YTD Data)Rank
Total interest income$31,567,0001,048
Total interest expense$6,790,0001,675
Net interest income$24,777,000866
Provision for loan and lease losses$467,0002,013
Total noninterest income$9,059,000665
Gross Fiduciary activities income$1,779,000294
Service charges on deposit accounts$2,572,000678
Trading account gains and fees$0138
Additional Noninterest Income$4,708,000714
Total noninterest expense$20,623,000818
Salaries and employee benefits$13,506,000669
Premises and equipment expense$2,735,000866
Additional noninterest expense$4,382,0001,169
Pre-tax net operating income$12,746,000780
Securities gains (losses)$02,296
Applicable income taxes$3,258,000909
Income before extraordinary items$9,488,000765
Extraordinary gains, net$046
Net income$9,488,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,888
Cash dividends$3,803,000850
Sale, conversion, retirement of capital stock, net$-705,0008,806
Net operating income$9,488,000752
2005-09-30 (YTD Data)Rank
Total interest income$23,203,0001,032
Total interest expense$4,775,0001,689
Net interest income$18,428,000858
Provision for loan and lease losses$287,0002,270
Total noninterest income$6,733,000676
Gross Fiduciary activities income$1,119,000320
Service charges on deposit accounts$1,913,000682
Trading account gains and fees$0126
Additional Noninterest Income$3,701,000691
Total noninterest expense$15,307,000819
Salaries and employee benefits$10,016,000670
Premises and equipment expense$2,026,000867
Additional noninterest expense$3,265,0001,158
Pre-tax net operating income$9,567,000776
Securities gains (losses)$02,317
Applicable income taxes$3,160,000742
Income before extraordinary items$6,407,000839
Extraordinary gains, net$035
Net income$6,407,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,757
Cash dividends$2,172,000988
Sale, conversion, retirement of capital stock, net$-603,0008,842
Net operating income$6,407,000823
2005-06-30 (YTD Data)Rank
Total interest income$15,077,0001,024
Total interest expense$3,053,0001,661
Net interest income$12,024,000870
Provision for loan and lease losses$228,0001,939
Total noninterest income$4,606,000655
Gross Fiduciary activities income$779,000316
Service charges on deposit accounts$1,237,000680
Trading account gains and fees$0116
Additional Noninterest Income$2,590,000660
Total noninterest expense$10,912,000767
Salaries and employee benefits$7,435,000603
Premises and equipment expense$1,369,000850
Additional noninterest expense$2,108,0001,184
Pre-tax net operating income$5,490,000875
Securities gains (losses)$02,146
Applicable income taxes$1,940,000777
Income before extraordinary items$3,550,000980
Extraordinary gains, net$030
Net income$3,550,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,307
Cash dividends$1,448,000973
Sale, conversion, retirement of capital stock, net$-24,0008,817
Net operating income$3,550,000964
2005-03-31 (YTD Data)Rank
Total interest income$7,274,0001,041
Total interest expense$1,453,0001,643
Net interest income$5,821,000897
Provision for loan and lease losses$145,0001,514
Total noninterest income$2,370,000627
Gross Fiduciary activities income$365,000321
Service charges on deposit accounts$605,000670
Trading account gains and fees$0115
Additional Noninterest Income$1,400,000617
Total noninterest expense$4,525,000919
Salaries and employee benefits$2,815,000787
Premises and equipment expense$655,000900
Additional noninterest expense$1,055,0001,162
Pre-tax net operating income$3,521,000698
Securities gains (losses)$01,685
Applicable income taxes$1,267,000643
Income before extraordinary items$2,254,000781
Extraordinary gains, net$024
Net income$2,254,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,000866
Cash dividends$724,000890
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,254,000761
2004-12-31 (YTD Data)Rank
Total interest income$26,635,0001,062
Total interest expense$3,953,0002,059
Net interest income$22,682,000867
Provision for loan and lease losses$1,199,000901
Total noninterest income$8,186,000707
Gross Fiduciary activities income$1,515,000299
Service charges on deposit accounts$2,622,000672
Trading account gains and fees$0138
Additional Noninterest Income$4,049,000779
Total noninterest expense$19,638,000821
Salaries and employee benefits$13,071,000650
Premises and equipment expense$2,440,000922
Additional noninterest expense$4,127,0001,193
Pre-tax net operating income$10,031,000885
Securities gains (losses)$03,819
Applicable income taxes$3,423,000812
Income before extraordinary items$6,608,0001,003
Extraordinary gains, net$034
Net income$6,608,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,199,000676
Cash dividends$2,898,0001,004
Sale, conversion, retirement of capital stock, net$-71,0008,889
Net operating income$6,608,000969
2004-09-30 (YTD Data)Rank
Total interest income$19,503,0001,075
Total interest expense$2,785,0002,144
Net interest income$16,718,000884
Provision for loan and lease losses$827,000930
Total noninterest income$6,318,000698
Gross Fiduciary activities income$1,156,000301
Service charges on deposit accounts$1,978,000675
Trading account gains and fees$0134
Additional Noninterest Income$3,184,000761
Total noninterest expense$14,966,000799
Salaries and employee benefits$10,082,000630
Premises and equipment expense$1,771,000961
Additional noninterest expense$3,113,0001,178
Pre-tax net operating income$7,243,000919
Securities gains (losses)$03,710
Applicable income taxes$2,449,000870
Income before extraordinary items$4,794,0001,036
Extraordinary gains, net$026
Net income$4,794,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,000651
Cash dividends$2,174,000906
Sale, conversion, retirement of capital stock, net$-53,0008,964
Net operating income$4,794,000998
2004-06-30 (YTD Data)Rank
Total interest income$12,684,0001,090
Total interest expense$1,818,0002,161
Net interest income$10,866,000899
Provision for loan and lease losses$851,000595
Total noninterest income$4,002,000730
Gross Fiduciary activities income$803,000299
Service charges on deposit accounts$1,301,000670
Trading account gains and fees$0130
Additional Noninterest Income$1,898,000834
Total noninterest expense$10,567,000761
Salaries and employee benefits$7,287,000584
Premises and equipment expense$1,166,000984
Additional noninterest expense$2,114,0001,154
Pre-tax net operating income$3,450,0001,242
Securities gains (losses)$03,413
Applicable income taxes$1,087,0001,195
Income before extraordinary items$2,363,0001,369
Extraordinary gains, net$021
Net income$2,363,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$851,000484
Cash dividends$1,449,000935
Sale, conversion, retirement of capital stock, net$-1,0009,012
Net operating income$2,363,0001,319
2004-03-31 (YTD Data)Rank
Total interest income$6,328,0001,102
Total interest expense$934,0002,141
Net interest income$5,394,000911
Provision for loan and lease losses$666,000417
Total noninterest income$1,887,000750
Gross Fiduciary activities income$359,000313
Service charges on deposit accounts$653,000658
Trading account gains and fees$0121
Additional Noninterest Income$875,000867
Total noninterest expense$4,636,000884
Salaries and employee benefits$3,035,000709
Premises and equipment expense$571,0001,026
Additional noninterest expense$1,030,0001,168
Pre-tax net operating income$1,979,0001,083
Securities gains (losses)$02,934
Applicable income taxes$639,0001,066
Income before extraordinary items$1,340,0001,218
Extraordinary gains, net$016
Net income$1,340,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,000351
Cash dividends$725,000891
Sale, conversion, retirement of capital stock, net$-1,0009,069
Net operating income$1,340,0001,152
2003-12-31 (YTD Data)Rank
Total interest income$26,592,0001,062
Total interest expense$4,686,0001,916
Net interest income$21,906,000887
Provision for loan and lease losses$1,138,0001,051
Total noninterest income$9,445,000684
Gross Fiduciary activities income$1,442,000316
Service charges on deposit accounts$2,586,000666
Trading account gains and fees$0160
Additional Noninterest Income$5,417,000717
Total noninterest expense$19,047,000846
Salaries and employee benefits$12,971,000656
Premises and equipment expense$1,849,0001,214
Additional noninterest expense$4,227,0001,191
Pre-tax net operating income$11,166,000779
Securities gains (losses)$04,500
Applicable income taxes$3,758,000775
Income before extraordinary items$7,408,000880
Extraordinary gains, net$054
Net income$7,408,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,038,000900
Cash dividends$3,142,000957
Sale, conversion, retirement of capital stock, net$-37,0009,087
Net operating income$7,408,000818
2003-09-30 (YTD Data)Rank
Total interest income$20,034,0001,076
Total interest expense$3,687,0001,896
Net interest income$16,347,000901
Provision for loan and lease losses$864,0001,024
Total noninterest income$7,415,000686
Gross Fiduciary activities income$1,021,000333
Service charges on deposit accounts$1,898,000687
Trading account gains and fees$0153
Additional Noninterest Income$4,496,000692
Total noninterest expense$14,485,000846
Salaries and employee benefits$10,016,000657
Premises and equipment expense$1,281,0001,348
Additional noninterest expense$3,188,0001,188
Pre-tax net operating income$8,413,000807
Securities gains (losses)$04,204
Applicable income taxes$2,824,000821
Income before extraordinary items$5,589,000912
Extraordinary gains, net$040
Net income$5,589,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,000829
Cash dividends$2,417,000873
Sale, conversion, retirement of capital stock, net$-6,0009,130
Net operating income$5,589,000837
2003-06-30 (YTD Data)Rank
Total interest income$13,177,0001,107
Total interest expense$2,595,0001,852
Net interest income$10,582,000923
Provision for loan and lease losses$740,000834
Total noninterest income$4,686,000703
Gross Fiduciary activities income$625,000351
Service charges on deposit accounts$1,229,000694
Trading account gains and fees$0150
Additional Noninterest Income$2,832,000705
Total noninterest expense$10,349,000790
Salaries and employee benefits$7,272,000612
Premises and equipment expense$882,0001,305
Additional noninterest expense$2,195,0001,146
Pre-tax net operating income$4,179,0001,036
Securities gains (losses)$03,782
Applicable income taxes$1,311,0001,102
Income before extraordinary items$2,868,0001,171
Extraordinary gains, net$030
Net income$2,868,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$640,000723
Cash dividends$1,692,000861
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,868,0001,085
2003-03-31 (YTD Data)Rank
Total interest income$6,790,0001,082
Total interest expense$1,377,0001,802
Net interest income$5,413,000899
Provision for loan and lease losses$309,000894
Total noninterest income$2,277,000715
Gross Fiduciary activities income$302,000366
Service charges on deposit accounts$602,000690
Trading account gains and fees$0134
Additional Noninterest Income$1,373,000707
Total noninterest expense$4,480,000908
Salaries and employee benefits$2,965,000736
Premises and equipment expense$428,0001,349
Additional noninterest expense$1,087,0001,137
Pre-tax net operating income$2,901,000780
Securities gains (losses)$02,891
Applicable income taxes$965,000823
Income before extraordinary items$1,936,000870
Extraordinary gains, net$021
Net income$1,936,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,000790
Cash dividends$967,000731
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,936,000796
2002-12-31 (YTD Data)Rank
Total interest income$29,224,0001,057
Total interest expense$6,784,0001,687
Net interest income$22,440,000862
Provision for loan and lease losses$775,0001,686
Total noninterest income$7,233,000779
Gross Fiduciary activities income$1,271,000362
Service charges on deposit accounts$2,244,000716
Trading account gains and fees$0153
Additional Noninterest Income$3,718,000868
Total noninterest expense$17,213,000908
Salaries and employee benefits$11,675,000704
Premises and equipment expense$1,773,0001,244
Additional noninterest expense$3,765,0001,282
Pre-tax net operating income$11,685,000748
Securities gains (losses)$04,537
Applicable income taxes$3,770,000765
Income before extraordinary items$7,915,000802
Extraordinary gains, net$070
Net income$7,915,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,480
Cash dividends$3,435,000837
Sale, conversion, retirement of capital stock, net$-297,0009,282
Net operating income$7,915,000771
2001-12-31 (YTD Data)Rank
Total interest income$31,830,0001,068
Total interest expense$10,849,0001,497
Net interest income$20,981,000837
Provision for loan and lease losses$689,0001,696
Total noninterest income$6,719,000771
Gross Fiduciary activities income$1,379,000360
Service charges on deposit accounts$2,171,000682
Trading account gains and fees$0177
Additional Noninterest Income$3,169,000903
Total noninterest expense$15,857,000934
Salaries and employee benefits$10,653,000706
Premises and equipment expense$1,844,0001,152
Additional noninterest expense$3,360,0001,392
Pre-tax net operating income$11,154,000695
Securities gains (losses)$04,612
Applicable income taxes$3,657,000706
Income before extraordinary items$7,497,000746
Extraordinary gains, net$0105
Net income$7,497,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,587
Cash dividends$1,525,0001,636
Sale, conversion, retirement of capital stock, net$-136,0009,503
Net operating income$7,497,000713
2000-12-31 (YTD Data)Rank
Total interest income$32,268,0001,085
Total interest expense$11,974,0001,438
Net interest income$20,294,000856
Provision for loan and lease losses$381,0002,362
Total noninterest income$6,115,000798
Gross Fiduciary activities income$1,254,000379
Service charges on deposit accounts$1,968,000687
Trading account gains and fees$0180
Additional Noninterest Income$2,893,000878
Total noninterest expense$14,819,000958
Salaries and employee benefits$10,025,000707
Premises and equipment expense$1,599,0001,277
Additional noninterest expense$3,195,0001,404
Pre-tax net operating income$11,209,000702
Securities gains (losses)$01,956
Applicable income taxes$3,717,000688
Income before extraordinary items$7,492,000731
Extraordinary gains, net$038
Net income$7,492,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,559
Cash dividends$2,003,0001,345
Sale, conversion, retirement of capital stock, net$-42,0009,759
Net operating income$7,492,000725
1999-12-31 (YTD Data)Rank
Total interest income$29,457,0001,113
Total interest expense$10,994,0001,363
Net interest income$18,463,000953
Provision for loan and lease losses$555,0001,616
Total noninterest income$5,901,000829
Gross Fiduciary activities income$1,228,000412
Service charges on deposit accounts$1,965,000672
Trading account gains and fees$0173
Additional Noninterest Income$2,708,000957
Total noninterest expense$13,736,0001,015
Salaries and employee benefits$9,003,000778
Premises and equipment expense$1,641,0001,235
Additional noninterest expense$3,092,0001,483
Pre-tax net operating income$10,073,000816
Securities gains (losses)$03,155
Applicable income taxes$3,072,000865
Income before extraordinary items$7,001,000819
Extraordinary gains, net$035
Net income$7,001,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,596
Cash dividends$2,003,0001,351
Sale, conversion, retirement of capital stock, net$8,000982
Net operating income$7,001,000804
1998-12-31 (YTD Data)Rank
Total interest income$29,087,0001,116
Total interest expense$11,058,0001,396
Net interest income$18,029,000937
Provision for loan and lease losses$685,0001,337
Total noninterest income$5,939,000824
Gross Fiduciary activities income$1,083,000443
Service charges on deposit accounts$2,025,000607
Trading account gains and fees$0224
Additional Noninterest Income$2,831,000931
Total noninterest expense$12,733,0001,044
Salaries and employee benefits$8,120,000813
Premises and equipment expense$1,624,0001,172
Additional noninterest expense$2,989,0001,457
Pre-tax net operating income$10,550,000744
Securities gains (losses)$04,449
Applicable income taxes$3,560,000757
Income before extraordinary items$6,990,000787
Extraordinary gains, net$032
Net income$6,990,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,290
Cash dividends$1,992,0001,358
Sale, conversion, retirement of capital stock, net$-142,00010,347
Net operating income$6,990,000760
1997-12-31 (YTD Data)Rank
Total interest income$28,478,0001,179
Total interest expense$10,547,0001,475
Net interest income$17,931,000990
Provision for loan and lease losses$771,0001,226
Total noninterest income$5,822,000829
Gross Fiduciary activities income$941,000489
Service charges on deposit accounts$2,131,000607
Trading account gains and fees$0239
Additional Noninterest Income$2,750,000885
Total noninterest expense$12,293,0001,087
Salaries and employee benefits$7,727,000858
Premises and equipment expense$1,609,0001,228
Additional noninterest expense$2,957,0001,460
Pre-tax net operating income$10,689,000771
Securities gains (losses)$03,944
Applicable income taxes$3,769,000763
Income before extraordinary items$6,920,000809
Extraordinary gains, net$044
Net income$6,920,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,211
Cash dividends$1,901,0001,370
Sale, conversion, retirement of capital stock, net$-11,00010,729
Net operating income$6,920,000789
1996-12-31 (YTD Data)Rank
Total interest income$27,133,0001,260
Total interest expense$10,287,0001,549
Net interest income$16,846,0001,077
Provision for loan and lease losses$1,024,0001,002
Total noninterest income$5,381,000902
Gross Fiduciary activities income$953,000520
Service charges on deposit accounts$2,204,000619
Trading account gains and fees$0262
Additional Noninterest Income$2,224,0001,070
Total noninterest expense$11,588,0001,241
Salaries and employee benefits$7,244,000942
Premises and equipment expense$1,568,0001,304
Additional noninterest expense$2,776,0001,856
Pre-tax net operating income$9,615,000815
Securities gains (losses)$38,0001,523
Applicable income taxes$3,391,000788
Income before extraordinary items$6,262,000860
Extraordinary gains, net$053
Net income$6,262,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,0001,004
Cash dividends$1,677,0001,461
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,237,300841
1995-12-31 (YTD Data)Rank
Total interest income$25,907,0001,323
Total interest expense$9,646,0001,644
Net interest income$16,261,0001,129
Provision for loan and lease losses$828,0001,097
Total noninterest income$4,902,000971
Gross Fiduciary activities income$611,000681
Service charges on deposit accounts$2,238,000609
Trading account gains and fees$0522
Additional Noninterest Income$2,053,0001,110
Total noninterest expense$10,934,0001,304
Salaries and employee benefits$6,484,0001,062
Premises and equipment expense$1,449,0001,424
Additional noninterest expense$3,001,0001,703
Pre-tax net operating income$9,401,000875
Securities gains (losses)$7,0002,620
Applicable income taxes$3,292,000848
Income before extraordinary items$6,116,000896
Extraordinary gains, net$065
Net income$6,116,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$628,0001,194
Cash dividends$974,0002,119
Sale, conversion, retirement of capital stock, net$74,000608
Net operating income$6,111,450887
1994-12-31 (YTD Data)Rank
Total interest income$21,221,0001,457
Total interest expense$7,541,0001,664
Net interest income$13,680,0001,320
Provision for loan and lease losses$955,000959
Total noninterest income$4,645,000972
Gross Fiduciary activities income$715,000622
Service charges on deposit accounts$2,069,000662
Trading account gains and fees$0475
Additional Noninterest Income$1,861,0001,185
Total noninterest expense$11,471,0001,292
Salaries and employee benefits$6,689,0001,014
Premises and equipment expense$1,586,0001,318
Additional noninterest expense$3,196,0001,712
Pre-tax net operating income$5,899,0001,268
Securities gains (losses)$03,600
Applicable income taxes$2,154,0001,126
Income before extraordinary items$3,745,0001,340
Extraordinary gains, net$0249
Net income$3,745,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,042
Cash dividends$514,0003,122
Sale, conversion, retirement of capital stock, net$1,027,000417
Net operating income$3,745,0001,352
1993-12-31 (YTD Data)Rank
Total interest income$19,930,0001,582
Total interest expense$7,787,0001,695
Net interest income$12,143,0001,490
Provision for loan and lease losses$360,0002,633
Total noninterest income$5,516,000911
Gross Fiduciary activities income$586,000712
Service charges on deposit accounts$2,026,000673
Trading account gains and fees$0532
Additional Noninterest Income$2,904,000981
Total noninterest expense$10,809,0001,424
Salaries and employee benefits$6,386,0001,079
Premises and equipment expense$1,808,0001,180
Additional noninterest expense$2,615,0002,134
Pre-tax net operating income$6,490,0001,082
Securities gains (losses)$2,0006,773
Applicable income taxes$2,370,0001,053
Income before extraordinary items$4,122,0001,240
Extraordinary gains, net$03,149
Net income$4,122,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,553
Cash dividends$511,0003,006
Sale, conversion, retirement of capital stock, net$161,000816
Net operating income$4,120,7201,152
1992-12-31 (YTD Data)Rank
Total interest income$22,207,0001,613
Total interest expense$9,697,0001,761
Net interest income$12,510,0001,479
Provision for loan and lease losses$160,0005,897
Total noninterest income$4,871,0001,001
Gross Fiduciary activities income$518,000755
Service charges on deposit accounts$1,953,000687
Trading account gains and fees$0504
Additional Noninterest Income$2,400,0001,109
Total noninterest expense$10,657,0001,447
Salaries and employee benefits$6,122,0001,098
Premises and equipment expense$2,048,0001,093
Additional noninterest expense$2,487,0002,333
Pre-tax net operating income$6,564,000991
Securities gains (losses)$-2,00012,861
Applicable income taxes$2,463,000948
Income before extraordinary items$4,099,0001,145
Extraordinary gains, net$01,422
Net income$4,099,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,00013,690
Cash dividends$458,0003,002
Sale, conversion, retirement of capital stock, net$-1,062,00013,879
Net operating income$4,100,2801,056

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.