Home > Washington State Bank > Income and Expense

Washington State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,558,0001,579
Total interest expense$9,835,0001,309
Net interest income$15,723,0001,737
Provision for loan and lease losses$560,0001,191
Total noninterest income$1,719,0002,176
Gross Fiduciary activities income$543,000586
Service charges on deposit accounts$222,0002,557
Trading account gains and feesNANA
Additional Noninterest Income$954,0002,321
Total noninterest expense$7,505,0002,441
Salaries and employee benefits$4,347,0002,402
Premises and equipment expense$542,0002,839
Additional noninterest expense$954,0002,321
Pre-tax net operating income$9,377,0001,221
Securities gains (losses)$136,000206
Applicable income taxes$1,942,0001,003
Income before extraordinary items$7,571,0001,259
Extraordinary gains, net$054
Net income$7,571,0001,274
Minority interest net income$088
Net income of bank and minority interests.$7,571,0001,262
Net charge-offs$3,0002,678
Cash dividends$2,963,0001,215
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,462,2001,295
2023-09-30 (YTD Data)Rank
Total interest income$18,562,0001,586
Total interest expense$6,907,0001,281
Net interest income$11,655,0001,767
Provision for loan and lease losses$90,0002,173
Total noninterest income$1,210,0002,218
Gross Fiduciary activities income$352,000601
Service charges on deposit accounts$166,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$692,0002,341
Total noninterest expense$5,637,0002,426
Salaries and employee benefits$3,235,0002,409
Premises and equipment expense$564,0002,401
Additional noninterest expense$692,0002,340
Pre-tax net operating income$7,138,0001,258
Securities gains (losses)$137,000132
Applicable income taxes$1,491,0001,016
Income before extraordinary items$5,784,0001,287
Extraordinary gains, net$052
Net income$5,784,0001,296
Minority interest net income$081
Net income of bank and minority interests.$5,784,0001,287
Net charge-offs$5,0002,314
Cash dividends$485,0002,279
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,674,4001,327
2023-06-30 (YTD Data)Rank
Total interest income$12,001,0001,599
Total interest expense$4,290,0001,248
Net interest income$7,711,0001,799
Provision for loan and lease losses$60,0002,092
Total noninterest income$834,0002,151
Gross Fiduciary activities income$280,000575
Service charges on deposit accounts$105,0002,629
Trading account gains and feesNANA
Additional Noninterest Income$449,0002,314
Total noninterest expense$3,717,0002,426
Salaries and employee benefits$2,141,0002,418
Premises and equipment expense$371,0002,406
Additional noninterest expense$449,0002,310
Pre-tax net operating income$4,768,0001,248
Securities gains (losses)$137,000143
Applicable income taxes$1,010,0001,004
Income before extraordinary items$3,895,0001,282
Extraordinary gains, net$051
Net income$3,895,0001,293
Minority interest net income$081
Net income of bank and minority interests.$3,895,0001,282
Net charge-offs$-2,0003,491
Cash dividends$322,0002,259
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,786,7701,325
2023-03-31 (YTD Data)Rank
Total interest income$5,804,0001,627
Total interest expense$1,989,0001,191
Net interest income$3,815,0001,816
Provision for loan and lease losses$30,0001,903
Total noninterest income$465,0002,042
Gross Fiduciary activities income$195,000552
Service charges on deposit accounts$50,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,329
Total noninterest expense$1,830,0002,480
Salaries and employee benefits$1,053,0002,470
Premises and equipment expense$184,0002,462
Additional noninterest expense$220,0002,329
Pre-tax net operating income$2,420,0001,263
Securities gains (losses)$48,000267
Applicable income taxes$374,0001,215
Income before extraordinary items$2,094,0001,234
Extraordinary gains, net$04
Net income$2,094,0001,234
Minority interest net income$048
Net income of bank and minority interests.$2,094,0001,234
Net charge-offs$-1,0003,238
Cash dividends$159,0001,907
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,053,2001,280
2022-12-31 (YTD Data)Rank
Total interest income$17,962,0001,701
Total interest expense$3,801,000968
Net interest income$14,161,0001,860
Provision for loan and lease losses$470,0001,267
Total noninterest income$1,542,0002,309
Gross Fiduciary activities income$404,000640
Service charges on deposit accounts$205,0002,723
Trading account gains and feesNANA
Additional Noninterest Income$933,0002,399
Total noninterest expense$7,175,0002,479
Salaries and employee benefits$4,197,0002,426
Premises and equipment expense$591,0002,737
Additional noninterest expense$933,0002,399
Pre-tax net operating income$8,058,0001,480
Securities gains (losses)$-339,0004,231
Applicable income taxes$968,0001,570
Income before extraordinary items$6,751,0001,500
Extraordinary gains, net$05
Net income$6,751,0001,499
Minority interest net income$063
Net income of bank and minority interests.$6,751,0001,499
Net charge-offs$24,0001,860
Cash dividends$2,200,0001,399
Sale, conversion, retirement of capital stock, net$10,000,00076
Net operating income$7,045,9301,467
2022-09-30 (YTD Data)Rank
Total interest income$12,690,0001,727
Total interest expense$2,230,000919
Net interest income$10,460,0001,856
Provision for loan and lease losses$90,0001,934
Total noninterest income$1,246,0002,267
Gross Fiduciary activities income$359,000618
Service charges on deposit accounts$153,0002,749
Trading account gains and feesNANA
Additional Noninterest Income$734,0002,393
Total noninterest expense$5,316,0002,480
Salaries and employee benefits$3,037,0002,477
Premises and equipment expense$622,0002,277
Additional noninterest expense$734,0002,393
Pre-tax net operating income$6,300,0001,431
Securities gains (losses)$-339,0004,434
Applicable income taxes$797,0001,506
Income before extraordinary items$5,164,0001,444
Extraordinary gains, net$04
Net income$5,164,0001,443
Minority interest net income$057
Net income of bank and minority interests.$5,164,0001,444
Net charge-offs$5,0002,006
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,458,9301,431
2022-06-30 (YTD Data)Rank
Total interest income$8,015,0001,751
Total interest expense$1,264,000910
Net interest income$6,751,0001,861
Provision for loan and lease losses$60,0001,769
Total noninterest income$733,0002,383
Gross Fiduciary activities income$269,000570
Service charges on deposit accounts$98,0002,797
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,736
Total noninterest expense$3,496,0002,490
Salaries and employee benefits$2,003,0002,499
Premises and equipment expense$359,0002,475
Additional noninterest expense$1,134,0002,402
Pre-tax net operating income$3,928,0001,428
Securities gains (losses)$0687
Applicable income taxes$547,0001,418
Income before extraordinary items$3,381,0001,390
Extraordinary gains, net$04
Net income$3,381,0001,389
Minority interest net income$060
Net income of bank and minority interests.$3,381,0001,390
Net charge-offs$7,0001,686
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,381,0001,426
2022-03-31 (YTD Data)Rank
Total interest income$3,999,0001,726
Total interest expense$607,000909
Net interest income$3,392,0001,817
Provision for loan and lease losses$30,0001,548
Total noninterest income$416,0002,254
Gross Fiduciary activities income$174,000541
Service charges on deposit accounts$46,0002,846
Trading account gains and feesNANA
Additional Noninterest Income$196,0002,591
Total noninterest expense$1,769,0002,476
Salaries and employee benefits$1,005,0002,498
Premises and equipment expense$184,0002,453
Additional noninterest expense$580,0002,335
Pre-tax net operating income$2,009,0001,342
Securities gains (losses)$0623
Applicable income taxes$297,0001,316
Income before extraordinary items$1,712,0001,329
Extraordinary gains, net$04
Net income$1,712,0001,329
Minority interest net income$050
Net income of bank and minority interests.$1,712,0001,329
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,712,0001,344
2021-12-31 (YTD Data)Rank
Total interest income$13,901,0001,983
Total interest expense$2,143,0001,254
Net interest income$11,758,0002,055
Provision for loan and lease losses$410,0001,188
Total noninterest income$1,960,0002,248
Gross Fiduciary activities income$337,000623
Service charges on deposit accounts$174,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$1,449,0002,248
Total noninterest expense$6,881,0002,513
Salaries and employee benefits$4,002,0002,495
Premises and equipment expense$497,0003,050
Additional noninterest expense$2,382,0002,314
Pre-tax net operating income$6,427,0001,746
Securities gains (losses)$27,0001,378
Applicable income taxes$906,0001,671
Income before extraordinary items$5,548,0001,744
Extraordinary gains, net$010
Net income$5,548,0001,743
Minority interest net income$074
Net income of bank and minority interests.$5,548,0001,745
Net charge-offs$78,0001,445
Cash dividends$2,085,0001,480
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,524,7801,723
2021-09-30 (YTD Data)Rank
Total interest income$10,448,0002,015
Total interest expense$1,549,0001,359
Net interest income$8,899,0002,065
Provision for loan and lease losses$180,0001,539
Total noninterest income$1,446,0002,308
Gross Fiduciary activities income$289,000600
Service charges on deposit accounts$129,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0002,349
Total noninterest expense$5,145,0002,532
Salaries and employee benefits$2,972,0002,529
Premises and equipment expense$552,0002,463
Additional noninterest expense$1,621,0002,451
Pre-tax net operating income$5,020,0001,756
Securities gains (losses)$02,015
Applicable income taxes$720,0001,713
Income before extraordinary items$4,300,0001,783
Extraordinary gains, net$08
Net income$4,300,0001,782
Minority interest net income$069
Net income of bank and minority interests.$4,300,0001,783
Net charge-offs$48,0001,371
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,300,0001,757
2021-06-30 (YTD Data)Rank
Total interest income$7,035,0001,994
Total interest expense$1,049,0001,406
Net interest income$5,986,0002,045
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,125,0002,109
Gross Fiduciary activities income$242,000576
Service charges on deposit accounts$83,0002,882
Trading account gains and feesNANA
Additional Noninterest Income$800,0002,165
Total noninterest expense$3,424,0002,522
Salaries and employee benefits$1,993,0002,515
Premises and equipment expense$359,0002,486
Additional noninterest expense$1,072,0002,447
Pre-tax net operating income$3,537,0001,662
Securities gains (losses)$01,818
Applicable income taxes$561,0001,582
Income before extraordinary items$2,976,0001,719
Extraordinary gains, net$06
Net income$2,976,0001,719
Minority interest net income$067
Net income of bank and minority interests.$2,976,0001,719
Net charge-offs$45,0001,195
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,976,0001,690
2021-03-31 (YTD Data)Rank
Total interest income$3,339,0002,052
Total interest expense$536,0001,440
Net interest income$2,803,0002,127
Provision for loan and lease losses$120,0001,135
Total noninterest income$787,0001,751
Gross Fiduciary activities income$138,000566
Service charges on deposit accounts$42,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$607,0001,717
Total noninterest expense$1,740,0002,480
Salaries and employee benefits$1,013,0002,482
Premises and equipment expense$181,0002,502
Additional noninterest expense$546,0002,402
Pre-tax net operating income$1,730,0001,687
Securities gains (losses)$01,392
Applicable income taxes$284,0001,544
Income before extraordinary items$1,446,0001,769
Extraordinary gains, net$03
Net income$1,446,0001,769
Minority interest net income$055
Net income of bank and minority interests.$1,446,0001,769
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,446,0001,729
2020-12-31 (YTD Data)Rank
Total interest income$13,539,0002,036
Total interest expense$2,712,0001,621
Net interest income$10,827,0002,125
Provision for loan and lease losses$410,0002,422
Total noninterest income$1,460,0002,458
Gross Fiduciary activities income$484,000577
Service charges on deposit accounts$178,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$798,0002,688
Total noninterest expense$6,802,0002,504
Salaries and employee benefits$4,201,0002,411
Premises and equipment expense$1,420,0001,578
Additional noninterest expense$1,181,0003,448
Pre-tax net operating income$5,075,0001,767
Securities gains (losses)$332,000781
Applicable income taxes$881,0001,527
Income before extraordinary items$4,526,0001,767
Extraordinary gains, net$04
Net income$4,526,0001,767
Minority interest net income$072
Net income of bank and minority interests.$4,526,0001,767
Net charge-offs$202,0001,544
Cash dividends$2,007,0001,501
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,247,1201,792
2020-09-30 (YTD Data)Rank
Total interest income$10,158,0002,046
Total interest expense$2,106,0001,648
Net interest income$8,052,0002,130
Provision for loan and lease losses$340,0002,312
Total noninterest income$1,190,0002,332
Gross Fiduciary activities income$426,000549
Service charges on deposit accounts$132,0002,942
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,605
Total noninterest expense$5,122,0002,474
Salaries and employee benefits$3,050,0002,438
Premises and equipment expense$1,210,0001,434
Additional noninterest expense$862,0003,461
Pre-tax net operating income$3,780,0001,751
Securities gains (losses)$332,000653
Applicable income taxes$640,0001,538
Income before extraordinary items$3,472,0001,716
Extraordinary gains, net$04
Net income$3,472,0001,716
Minority interest net income$065
Net income of bank and minority interests.$3,472,0001,716
Net charge-offs$97,0001,686
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,193,1201,763
2020-06-30 (YTD Data)Rank
Total interest income$6,791,0002,068
Total interest expense$1,441,0001,701
Net interest income$5,350,0002,149
Provision for loan and lease losses$60,0003,299
Total noninterest income$778,0002,298
Gross Fiduciary activities income$288,000553
Service charges on deposit accounts$88,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$402,0002,605
Total noninterest expense$3,372,0002,500
Salaries and employee benefits$2,020,0002,451
Premises and equipment expense$788,0001,445
Additional noninterest expense$564,0003,506
Pre-tax net operating income$2,696,0001,587
Securities gains (losses)$-10,0004,791
Applicable income taxes$424,0001,477
Income before extraordinary items$2,262,0001,668
Extraordinary gains, net$04
Net income$2,262,0001,669
Minority interest net income$065
Net income of bank and minority interests.$2,262,0001,669
Net charge-offs$103,0001,345
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,270,4001,611
2020-03-31 (YTD Data)Rank
Total interest income$3,304,0002,106
Total interest expense$733,0001,789
Net interest income$2,571,0002,179
Provision for loan and lease losses$30,0002,812
Total noninterest income$403,0002,173
Gross Fiduciary activities income$166,000536
Service charges on deposit accounts$50,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$187,0002,509
Total noninterest expense$1,680,0002,529
Salaries and employee benefits$1,006,0002,475
Premises and equipment expense$390,0001,471
Additional noninterest expense$284,0003,543
Pre-tax net operating income$1,264,0001,518
Securities gains (losses)$-10,0004,794
Applicable income taxes$189,0001,442
Income before extraordinary items$1,065,0001,582
Extraordinary gains, net$04
Net income$1,065,0001,581
Minority interest net income$056
Net income of bank and minority interests.$1,065,0001,582
Net charge-offs$78,000994
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,073,5001,545
2019-12-31 (YTD Data)Rank
Total interest income$13,416,0002,102
Total interest expense$2,851,0001,875
Net interest income$10,565,0002,131
Provision for loan and lease losses$140,0002,667
Total noninterest income$1,333,0002,438
Gross Fiduciary activities income$336,000624
Service charges on deposit accounts$233,0002,973
Trading account gains and feesNANA
Additional Noninterest Income$764,0002,551
Total noninterest expense$6,608,0002,539
Salaries and employee benefits$3,915,0002,483
Premises and equipment expense$1,412,0001,581
Additional noninterest expense$1,281,0003,369
Pre-tax net operating income$5,150,0001,711
Securities gains (losses)$48,0001,254
Applicable income taxes$843,0001,559
Income before extraordinary items$4,355,0001,776
Extraordinary gains, net$011
Net income$4,355,0001,778
Minority interest net income$076
Net income of bank and minority interests.$4,355,0001,778
Net charge-offs$373,0001,235
Cash dividends$1,930,0001,618
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,314,6801,747
2019-09-30 (YTD Data)Rank
Total interest income$10,057,0002,129
Total interest expense$2,120,0001,893
Net interest income$7,937,0002,152
Provision for loan and lease losses$110,0002,513
Total noninterest income$995,0002,459
Gross Fiduciary activities income$298,000605
Service charges on deposit accounts$172,0003,033
Trading account gains and feesNANA
Additional Noninterest Income$525,0002,683
Total noninterest expense$4,957,0002,549
Salaries and employee benefits$2,915,0002,504
Premises and equipment expense$1,169,0001,466
Additional noninterest expense$873,0003,577
Pre-tax net operating income$3,865,0001,761
Securities gains (losses)$54,0001,039
Applicable income taxes$647,0001,597
Income before extraordinary items$3,272,0001,811
Extraordinary gains, net$011
Net income$3,272,0001,812
Minority interest net income$072
Net income of bank and minority interests.$3,272,0001,812
Net charge-offs$260,0001,119
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,227,1801,802
2019-06-30 (YTD Data)Rank
Total interest income$6,696,0002,130
Total interest expense$1,370,0001,908
Net interest income$5,326,0002,161
Provision for loan and lease losses$60,0002,560
Total noninterest income$671,0002,401
Gross Fiduciary activities income$235,000586
Service charges on deposit accounts$108,0003,107
Trading account gains and feesNANA
Additional Noninterest Income$328,0002,723
Total noninterest expense$3,299,0002,582
Salaries and employee benefits$1,938,0002,519
Premises and equipment expense$762,0001,501
Additional noninterest expense$599,0003,551
Pre-tax net operating income$2,638,0001,712
Securities gains (losses)$3,0001,472
Applicable income taxes$447,0001,537
Income before extraordinary items$2,194,0001,779
Extraordinary gains, net$011
Net income$2,194,0001,778
Minority interest net income$069
Net income of bank and minority interests.$2,194,0001,779
Net charge-offs$90,0001,467
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,191,5101,748
2019-03-31 (YTD Data)Rank
Total interest income$3,292,0002,148
Total interest expense$651,0001,944
Net interest income$2,641,0002,176
Provision for loan and lease losses$30,0002,400
Total noninterest income$335,0002,383
Gross Fiduciary activities income$115,000599
Service charges on deposit accounts$49,0003,229
Trading account gains and feesNANA
Additional Noninterest Income$171,0002,595
Total noninterest expense$1,634,0002,612
Salaries and employee benefits$963,0002,553
Premises and equipment expense$383,0001,514
Additional noninterest expense$288,0003,637
Pre-tax net operating income$1,312,0001,692
Securities gains (losses)$-7,0005,055
Applicable income taxes$217,0001,521
Income before extraordinary items$1,088,0001,748
Extraordinary gains, net$05
Net income$1,088,0001,746
Minority interest net income$052
Net income of bank and minority interests.$1,088,0001,747
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,093,8101,727
2018-12-31 (YTD Data)Rank
Total interest income$12,285,0002,166
Total interest expense$2,153,0001,842
Net interest income$10,132,0002,223
Provision for loan and lease losses$140,0002,702
Total noninterest income$1,286,0002,521
Gross Fiduciary activities income$409,000621
Service charges on deposit accounts$218,0003,199
Trading account gains and feesNANA
Additional Noninterest Income$659,0002,721
Total noninterest expense$6,481,0002,582
Salaries and employee benefits$3,769,0002,545
Premises and equipment expense$1,485,0001,507
Additional noninterest expense$1,227,0003,543
Pre-tax net operating income$4,797,0001,827
Securities gains (losses)$36,000469
Applicable income taxes$787,0001,595
Income before extraordinary items$4,046,0001,895
Extraordinary gains, net$06
Net income$4,046,0001,893
Minority interest net income$072
Net income of bank and minority interests.$4,046,0001,894
Net charge-offs$58,0002,531
Cash dividends$1,853,0001,529
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,015,7601,899
2018-09-30 (YTD Data)Rank
Total interest income$9,058,0002,182
Total interest expense$1,521,0001,856
Net interest income$7,537,0002,245
Provision for loan and lease losses$90,0002,683
Total noninterest income$1,038,0002,454
Gross Fiduciary activities income$370,000592
Service charges on deposit accounts$160,0003,252
Trading account gains and feesNANA
Additional Noninterest Income$508,0002,733
Total noninterest expense$4,830,0002,611
Salaries and employee benefits$2,805,0002,566
Premises and equipment expense$1,153,0001,474
Additional noninterest expense$872,0003,667
Pre-tax net operating income$3,655,0001,826
Securities gains (losses)$63,000380
Applicable income taxes$613,0001,615
Income before extraordinary items$3,105,0001,865
Extraordinary gains, net$05
Net income$3,105,0001,863
Minority interest net income$066
Net income of bank and minority interests.$3,105,0001,864
Net charge-offs$-9,0004,451
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,052,0801,874
2018-06-30 (YTD Data)Rank
Total interest income$5,955,0002,195
Total interest expense$947,0001,854
Net interest income$5,008,0002,238
Provision for loan and lease losses$60,0002,584
Total noninterest income$700,0002,439
Gross Fiduciary activities income$286,000571
Service charges on deposit accounts$104,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$310,0002,856
Total noninterest expense$3,187,0002,648
Salaries and employee benefits$1,854,0002,596
Premises and equipment expense$773,0001,480
Additional noninterest expense$560,0003,759
Pre-tax net operating income$2,461,0001,789
Securities gains (losses)$62,000315
Applicable income taxes$439,0001,524
Income before extraordinary items$2,084,0001,821
Extraordinary gains, net$06
Net income$2,084,0001,819
Minority interest net income$065
Net income of bank and minority interests.$2,084,0001,820
Net charge-offs$-8,0004,455
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,032,5401,851
2018-03-31 (YTD Data)Rank
Total interest income$2,922,0002,216
Total interest expense$453,0001,842
Net interest income$2,469,0002,271
Provision for loan and lease losses$30,0002,415
Total noninterest income$325,0002,504
Gross Fiduciary activities income$117,000611
Service charges on deposit accounts$49,0003,375
Trading account gains and feesNANA
Additional Noninterest Income$159,0002,766
Total noninterest expense$1,597,0002,664
Salaries and employee benefits$925,0002,631
Premises and equipment expense$400,0001,446
Additional noninterest expense$272,0003,830
Pre-tax net operating income$1,167,0001,824
Securities gains (losses)$62,000217
Applicable income taxes$219,0001,488
Income before extraordinary items$1,010,0001,837
Extraordinary gains, net$07
Net income$1,010,0001,836
Minority interest net income$052
Net income of bank and minority interests.$1,010,0001,837
Net charge-offs$-11,0004,784
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$959,1601,885
2017-12-31 (YTD Data)Rank
Total interest income$11,235,0002,234
Total interest expense$1,447,0001,986
Net interest income$9,788,0002,259
Provision for loan and lease losses$120,0002,846
Total noninterest income$1,540,0002,367
Gross Fiduciary activities income$482,000596
Service charges on deposit accounts$268,0003,028
Trading account gains and feesNANA
Additional Noninterest Income$790,0002,574
Total noninterest expense$5,990,0002,767
Salaries and employee benefits$3,602,0002,660
Premises and equipment expense$1,097,0001,979
Additional noninterest expense$1,291,0003,517
Pre-tax net operating income$5,218,0001,653
Securities gains (losses)$8,0001,669
Applicable income taxes$1,344,0001,625
Income before extraordinary items$3,882,0001,643
Extraordinary gains, net$09
Net income$3,882,0001,643
Minority interest net income$076
Net income of bank and minority interests.$3,882,0001,643
Net charge-offs$103,0002,393
Cash dividends$1,776,0001,550
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,876,0801,629
2017-09-30 (YTD Data)Rank
Total interest income$8,376,0002,247
Total interest expense$1,056,0001,999
Net interest income$7,320,0002,277
Provision for loan and lease losses$90,0002,745
Total noninterest income$1,271,0002,264
Gross Fiduciary activities income$466,000549
Service charges on deposit accounts$206,0003,021
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,586
Total noninterest expense$4,568,0002,758
Salaries and employee benefits$2,752,0002,642
Premises and equipment expense$791,0002,032
Additional noninterest expense$1,025,0003,412
Pre-tax net operating income$3,933,0001,667
Securities gains (losses)$8,0001,697
Applicable income taxes$967,0001,488
Income before extraordinary items$2,974,0001,744
Extraordinary gains, net$09
Net income$2,974,0001,744
Minority interest net income$071
Net income of bank and minority interests.$2,974,0001,744
Net charge-offs$84,0002,073
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,968,0001,729
2017-06-30 (YTD Data)Rank
Total interest income$5,554,0002,242
Total interest expense$680,0002,007
Net interest income$4,874,0002,269
Provision for loan and lease losses$60,0002,608
Total noninterest income$878,0002,218
Gross Fiduciary activities income$386,000508
Service charges on deposit accounts$130,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,713
Total noninterest expense$2,962,0002,827
Salaries and employee benefits$1,815,0002,680
Premises and equipment expense$492,0002,156
Additional noninterest expense$655,0003,516
Pre-tax net operating income$2,730,0001,583
Securities gains (losses)$2,0001,641
Applicable income taxes$685,0001,424
Income before extraordinary items$2,047,0001,672
Extraordinary gains, net$011
Net income$2,047,0001,671
Minority interest net income$071
Net income of bank and minority interests.$2,047,0001,672
Net charge-offs$65,0001,808
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,045,5001,659
2017-03-31 (YTD Data)Rank
Total interest income$2,764,0002,249
Total interest expense$333,0002,016
Net interest income$2,431,0002,273
Provision for loan and lease losses$30,0002,408
Total noninterest income$485,0002,088
Gross Fiduciary activities income$237,000480
Service charges on deposit accounts$64,0003,120
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,679
Total noninterest expense$1,454,0002,892
Salaries and employee benefits$910,0002,707
Premises and equipment expense$244,0002,192
Additional noninterest expense$300,0003,706
Pre-tax net operating income$1,432,0001,482
Securities gains (losses)$2,000951
Applicable income taxes$365,0001,331
Income before extraordinary items$1,069,0001,591
Extraordinary gains, net$08
Net income$1,069,0001,590
Minority interest net income$055
Net income of bank and minority interests.$1,069,0001,591
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,067,5001,573
2016-12-31 (YTD Data)Rank
Total interest income$11,235,0002,187
Total interest expense$1,307,0001,989
Net interest income$9,928,0002,198
Provision for loan and lease losses$231,0002,279
Total noninterest income$1,376,0002,602
Gross Fiduciary activities income$266,000698
Service charges on deposit accounts$303,0002,921
Trading account gains and fees$0170
Additional Noninterest Income$807,0002,650
Total noninterest expense$5,881,0002,886
Salaries and employee benefits$3,573,0002,712
Premises and equipment expense$989,0002,165
Additional noninterest expense$1,319,0003,612
Pre-tax net operating income$5,192,0001,577
Securities gains (losses)$35,0002,061
Applicable income taxes$1,265,0001,425
Income before extraordinary items$3,962,0001,667
Extraordinary gains, net$05
Net income$3,962,0001,664
Minority interest net income$082
Net income of bank and minority interests.$3,962,0001,666
Net charge-offs$445,0001,167
Cash dividends$1,737,0001,568
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,935,4001,644
2016-09-30 (YTD Data)Rank
Total interest income$8,515,0002,168
Total interest expense$977,0001,995
Net interest income$7,538,0002,175
Provision for loan and lease losses$171,0002,235
Total noninterest income$1,084,0002,539
Gross Fiduciary activities income$229,000673
Service charges on deposit accounts$233,0002,902
Trading account gains and fees$0169
Additional Noninterest Income$622,0002,619
Total noninterest expense$4,309,0002,930
Salaries and employee benefits$2,579,0002,783
Premises and equipment expense$755,0002,144
Additional noninterest expense$975,0003,672
Pre-tax net operating income$4,142,0001,520
Securities gains (losses)$52,0001,740
Applicable income taxes$1,046,0001,365
Income before extraordinary items$3,148,0001,616
Extraordinary gains, net$05
Net income$3,148,0001,616
Minority interest net income$071
Net income of bank and minority interests.$3,148,0001,616
Net charge-offs$443,000876
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,109,0001,585
2016-06-30 (YTD Data)Rank
Total interest income$5,700,0002,172
Total interest expense$645,0002,017
Net interest income$5,055,0002,157
Provision for loan and lease losses$60,0002,701
Total noninterest income$746,0002,474
Gross Fiduciary activities income$189,000653
Service charges on deposit accounts$151,0002,947
Trading account gains and fees$0157
Additional Noninterest Income$406,0002,641
Total noninterest expense$2,873,0002,942
Salaries and employee benefits$1,736,0002,788
Premises and equipment expense$495,0002,168
Additional noninterest expense$642,0003,721
Pre-tax net operating income$2,868,0001,449
Securities gains (losses)$29,0001,762
Applicable income taxes$750,0001,297
Income before extraordinary items$2,147,0001,557
Extraordinary gains, net$016
Net income$2,147,0001,557
Minority interest net income$071
Net income of bank and minority interests.$2,147,0001,557
Net charge-offs$365,000748
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,125,5401,535
2016-03-31 (YTD Data)Rank
Total interest income$2,624,0002,313
Total interest expense$333,0001,979
Net interest income$2,291,0002,358
Provision for loan and lease losses$30,0002,510
Total noninterest income$371,0002,450
Gross Fiduciary activities income$104,000632
Service charges on deposit accounts$72,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$195,0002,647
Total noninterest expense$1,417,0002,981
Salaries and employee benefits$868,0002,792
Premises and equipment expense$249,0002,155
Additional noninterest expense$300,0003,887
Pre-tax net operating income$1,215,0001,652
Securities gains (losses)$29,0001,065
Applicable income taxes$304,0001,467
Income before extraordinary items$940,0001,715
Extraordinary gains, net$012
Net income$940,0001,716
Minority interest net income$062
Net income of bank and minority interests.$940,0001,716
Net charge-offs$271,000523
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$917,9601,711
2015-12-31 (YTD Data)Rank
Total interest income$8,940,0002,613
Total interest expense$1,267,0002,029
Net interest income$7,673,0002,682
Provision for loan and lease losses$90,0003,155
Total noninterest income$1,063,0002,960
Gross Fiduciary activities income$241,000731
Service charges on deposit accounts$247,0003,370
Trading account gains and fees$0159
Additional Noninterest Income$575,0003,096
Total noninterest expense$4,977,0003,228
Salaries and employee benefits$2,696,0003,242
Premises and equipment expense$945,0002,265
Additional noninterest expense$1,336,0003,673
Pre-tax net operating income$3,669,0002,003
Securities gains (losses)$53,0001,607
Applicable income taxes$993,0001,594
Income before extraordinary items$2,729,0002,189
Extraordinary gains, net$023
Net income$2,729,0002,189
Minority interest net income$081
Net income of bank and minority interests.$2,729,0002,190
Net charge-offs$180,0002,083
Cash dividends$1,660,0001,534
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,690,3102,171
2015-09-30 (YTD Data)Rank
Total interest income$6,426,0002,719
Total interest expense$935,0002,079
Net interest income$5,491,0002,791
Provision for loan and lease losses$04,232
Total noninterest income$841,0002,897
Gross Fiduciary activities income$211,000703
Service charges on deposit accounts$171,0003,520
Trading account gains and fees$0153
Additional Noninterest Income$459,0003,030
Total noninterest expense$3,179,0003,598
Salaries and employee benefits$1,847,0003,452
Premises and equipment expense$538,0002,819
Additional noninterest expense$794,0004,205
Pre-tax net operating income$3,153,0001,830
Securities gains (losses)$52,0001,436
Applicable income taxes$928,0001,443
Income before extraordinary items$2,277,0002,040
Extraordinary gains, net$021
Net income$2,277,0002,042
Minority interest net income$078
Net income of bank and minority interests.$2,277,0002,041
Net charge-offs$176,0001,669
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,240,0802,023
2015-06-30 (YTD Data)Rank
Total interest income$4,238,0002,745
Total interest expense$626,0002,085
Net interest income$3,612,0002,819
Provision for loan and lease losses$04,069
Total noninterest income$570,0002,887
Gross Fiduciary activities income$195,000661
Service charges on deposit accounts$110,0003,572
Trading account gains and fees$0157
Additional Noninterest Income$265,0003,222
Total noninterest expense$2,021,0003,747
Salaries and employee benefits$1,210,0003,522
Premises and equipment expense$324,0003,007
Additional noninterest expense$487,0004,401
Pre-tax net operating income$2,161,0001,787
Securities gains (losses)$18,0001,765
Applicable income taxes$648,0001,389
Income before extraordinary items$1,531,0002,011
Extraordinary gains, net$022
Net income$1,531,0002,014
Minority interest net income$075
Net income of bank and minority interests.$1,531,0002,013
Net charge-offs$155,0001,358
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,518,4001,980
2015-03-31 (YTD Data)Rank
Total interest income$2,140,0002,722
Total interest expense$311,0002,106
Net interest income$1,829,0002,793
Provision for loan and lease losses$03,703
Total noninterest income$265,0002,948
Gross Fiduciary activities income$101,000648
Service charges on deposit accounts$55,0003,545
Trading account gains and fees$0152
Additional Noninterest Income$109,0003,466
Total noninterest expense$986,0003,825
Salaries and employee benefits$597,0003,583
Premises and equipment expense$172,0002,926
Additional noninterest expense$217,0004,651
Pre-tax net operating income$1,108,0001,697
Securities gains (losses)$18,0001,268
Applicable income taxes$333,0001,345
Income before extraordinary items$793,0001,948
Extraordinary gains, net$013
Net income$793,0001,950
Minority interest net income$064
Net income of bank and minority interests.$793,0001,950
Net charge-offs$40,0001,719
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$780,4001,906
2014-12-31 (YTD Data)Rank
Total interest income$8,366,0002,794
Total interest expense$1,297,0002,122
Net interest income$7,069,0002,864
Provision for loan and lease losses$04,603
Total noninterest income$911,0003,252
Gross Fiduciary activities income$264,000728
Service charges on deposit accounts$218,0003,782
Trading account gains and fees$0180
Additional Noninterest Income$429,0003,495
Total noninterest expense$4,148,0003,748
Salaries and employee benefits$2,479,0003,499
Premises and equipment expense$584,0003,290
Additional noninterest expense$1,085,0004,270
Pre-tax net operating income$3,832,0001,902
Securities gains (losses)$45,0001,799
Applicable income taxes$1,158,0001,398
Income before extraordinary items$2,719,0002,168
Extraordinary gains, net$017
Net income$2,719,0002,168
Minority interest net income$084
Net income of bank and minority interests.$2,719,0002,167
Net charge-offs$206,0002,422
Cash dividends$1,621,0001,489
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,687,5002,133
2014-09-30 (YTD Data)Rank
Total interest income$6,209,0002,835
Total interest expense$983,0002,142
Net interest income$5,226,0002,932
Provision for loan and lease losses$04,401
Total noninterest income$732,0003,181
Gross Fiduciary activities income$240,000689
Service charges on deposit accounts$166,0003,794
Trading account gains and fees$0174
Additional Noninterest Income$326,0003,519
Total noninterest expense$2,810,0003,995
Salaries and employee benefits$1,655,0003,796
Premises and equipment expense$408,0003,488
Additional noninterest expense$747,0004,487
Pre-tax net operating income$3,148,0001,775
Securities gains (losses)$02,980
Applicable income taxes$966,0001,343
Income before extraordinary items$2,182,0002,075
Extraordinary gains, net$015
Net income$2,182,0002,074
Minority interest net income$081
Net income of bank and minority interests.$2,182,0002,073
Net charge-offs$181,0002,105
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,182,0002,030
2014-06-30 (YTD Data)Rank
Total interest income$4,104,0002,865
Total interest expense$653,0002,168
Net interest income$3,451,0002,955
Provision for loan and lease losses$04,196
Total noninterest income$520,0003,037
Gross Fiduciary activities income$192,000663
Service charges on deposit accounts$106,0003,836
Trading account gains and fees$0172
Additional Noninterest Income$222,0003,476
Total noninterest expense$1,856,0004,040
Salaries and employee benefits$1,113,0003,795
Premises and equipment expense$265,0003,581
Additional noninterest expense$478,0004,586
Pre-tax net operating income$2,115,0001,741
Securities gains (losses)$02,580
Applicable income taxes$649,0001,313
Income before extraordinary items$1,466,0002,023
Extraordinary gains, net$020
Net income$1,466,0002,026
Minority interest net income$080
Net income of bank and minority interests.$1,466,0002,025
Net charge-offs$55,0002,713
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,466,0001,968
2014-03-31 (YTD Data)Rank
Total interest income$2,052,0002,873
Total interest expense$325,0002,211
Net interest income$1,727,0002,961
Provision for loan and lease losses$03,817
Total noninterest income$289,0002,863
Gross Fiduciary activities income$127,000615
Service charges on deposit accounts$51,0003,887
Trading account gains and fees$0147
Additional Noninterest Income$111,0003,417
Total noninterest expense$915,0004,110
Salaries and employee benefits$554,0003,848
Premises and equipment expense$138,0003,531
Additional noninterest expense$223,0004,759
Pre-tax net operating income$1,101,0001,626
Securities gains (losses)$01,715
Applicable income taxes$337,0001,233
Income before extraordinary items$764,0001,883
Extraordinary gains, net$016
Net income$764,0001,887
Minority interest net income$066
Net income of bank and minority interests.$764,0001,886
Net charge-offs$73,0001,577
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$764,0001,845
2013-12-31 (YTD Data)Rank
Total interest income$8,440,0002,823
Total interest expense$1,550,0002,104
Net interest income$6,890,0002,939
Provision for loan and lease losses$05,091
Total noninterest income$909,0003,384
Gross Fiduciary activities income$248,000740
Service charges on deposit accounts$233,0003,832
Trading account gains and fees$0184
Additional Noninterest Income$428,0003,558
Total noninterest expense$3,934,0003,961
Salaries and employee benefits$2,370,0003,672
Premises and equipment expense$512,0003,682
Additional noninterest expense$1,052,0004,471
Pre-tax net operating income$3,865,0001,770
Securities gains (losses)$03,182
Applicable income taxes$1,139,0001,346
Income before extraordinary items$2,726,0002,039
Extraordinary gains, net$029
Net income$2,726,0002,044
Minority interest net income$090
Net income of bank and minority interests.$2,726,0002,044
Net charge-offs$710,0001,630
Cash dividends$1,583,0001,428
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,726,0001,992
2013-09-30 (YTD Data)Rank
Total interest income$6,374,0002,824
Total interest expense$1,189,0002,117
Net interest income$5,185,0002,949
Provision for loan and lease losses$04,941
Total noninterest income$680,0003,444
Gross Fiduciary activities income$186,000730
Service charges on deposit accounts$173,0003,899
Trading account gains and fees$0180
Additional Noninterest Income$321,0003,642
Total noninterest expense$2,674,0004,219
Salaries and employee benefits$1,585,0003,966
Premises and equipment expense$382,0003,725
Additional noninterest expense$707,0004,739
Pre-tax net operating income$3,191,0001,653
Securities gains (losses)$03,040
Applicable income taxes$958,0001,293
Income before extraordinary items$2,233,0001,946
Extraordinary gains, net$025
Net income$2,233,0001,953
Minority interest net income$084
Net income of bank and minority interests.$2,233,0001,952
Net charge-offs$104,0003,223
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,233,0001,890
2013-06-30 (YTD Data)Rank
Total interest income$4,250,0002,824
Total interest expense$806,0002,121
Net interest income$3,444,0002,957
Provision for loan and lease losses$04,788
Total noninterest income$470,0003,400
Gross Fiduciary activities income$145,000707
Service charges on deposit accounts$109,0003,964
Trading account gains and fees$0157
Additional Noninterest Income$216,0003,676
Total noninterest expense$1,772,0004,255
Salaries and employee benefits$1,061,0003,984
Premises and equipment expense$252,0003,767
Additional noninterest expense$459,0004,798
Pre-tax net operating income$2,142,0001,627
Securities gains (losses)$02,791
Applicable income taxes$638,0001,279
Income before extraordinary items$1,504,0001,922
Extraordinary gains, net$022
Net income$1,504,0001,929
Minority interest net income$082
Net income of bank and minority interests.$1,504,0001,928
Net charge-offs$3,0004,643
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,504,0001,852
2013-03-31 (YTD Data)Rank
Total interest income$2,143,0002,824
Total interest expense$414,0002,125
Net interest income$1,729,0002,947
Provision for loan and lease losses$04,409
Total noninterest income$238,0003,376
Gross Fiduciary activities income$72,000719
Service charges on deposit accounts$53,0003,986
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,586
Total noninterest expense$879,0004,314
Salaries and employee benefits$529,0004,020
Premises and equipment expense$129,0003,732
Additional noninterest expense$221,0004,939
Pre-tax net operating income$1,088,0001,590
Securities gains (losses)$01,966
Applicable income taxes$325,0001,259
Income before extraordinary items$763,0001,862
Extraordinary gains, net$010
Net income$763,0001,863
Minority interest net income$076
Net income of bank and minority interests.$763,0001,864
Net charge-offs$-5,0005,894
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$763,0001,788
2012-12-31 (YTD Data)Rank
Total interest income$9,131,0002,794
Total interest expense$1,939,0002,185
Net interest income$7,192,0002,917
Provision for loan and lease losses$600,0002,443
Total noninterest income$877,0003,489
Gross Fiduciary activities income$271,000728
Service charges on deposit accounts$246,0003,892
Trading account gains and fees$0166
Additional Noninterest Income$360,0003,780
Total noninterest expense$3,893,0004,101
Salaries and employee benefits$2,267,0003,818
Premises and equipment expense$579,0003,475
Additional noninterest expense$1,047,0004,687
Pre-tax net operating income$3,576,0001,790
Securities gains (losses)$49,0002,743
Applicable income taxes$1,050,0001,431
Income before extraordinary items$2,575,0002,115
Extraordinary gains, net$029
Net income$2,575,0002,114
Minority interest net income$093
Net income of bank and minority interests.$2,575,0002,116
Net charge-offs$342,0003,149
Cash dividends$1,544,0001,459
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,540,2102,015
2012-09-30 (YTD Data)Rank
Total interest income$6,920,0002,830
Total interest expense$1,498,0002,212
Net interest income$5,422,0002,951
Provision for loan and lease losses$225,0003,327
Total noninterest income$671,0003,490
Gross Fiduciary activities income$183,000745
Service charges on deposit accounts$184,0003,947
Trading account gains and fees$0157
Additional Noninterest Income$304,0003,671
Total noninterest expense$2,648,0004,383
Salaries and employee benefits$1,541,0004,077
Premises and equipment expense$397,0003,723
Additional noninterest expense$710,0004,966
Pre-tax net operating income$3,220,0001,604
Securities gains (losses)$49,0002,453
Applicable income taxes$993,0001,237
Income before extraordinary items$2,276,0001,882
Extraordinary gains, net$020
Net income$2,276,0001,881
Minority interest net income$086
Net income of bank and minority interests.$2,276,0001,883
Net charge-offs$208,0003,264
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,241,7001,797
2012-06-30 (YTD Data)Rank
Total interest income$4,663,0002,830
Total interest expense$1,019,0002,253
Net interest income$3,644,0002,930
Provision for loan and lease losses$150,0003,329
Total noninterest income$470,0003,355
Gross Fiduciary activities income$145,000715
Service charges on deposit accounts$120,0003,959
Trading account gains and fees$0153
Additional Noninterest Income$205,0003,640
Total noninterest expense$1,750,0004,433
Salaries and employee benefits$1,031,0004,097
Premises and equipment expense$269,0003,683
Additional noninterest expense$450,0005,113
Pre-tax net operating income$2,214,0001,560
Securities gains (losses)$49,0002,063
Applicable income taxes$690,0001,188
Income before extraordinary items$1,573,0001,814
Extraordinary gains, net$019
Net income$1,573,0001,811
Minority interest net income$084
Net income of bank and minority interests.$1,573,0001,814
Net charge-offs$169,0002,923
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,538,7001,756
2012-03-31 (YTD Data)Rank
Total interest income$2,355,0002,825
Total interest expense$522,0002,285
Net interest income$1,833,0002,928
Provision for loan and lease losses$75,0003,178
Total noninterest income$215,0003,509
Gross Fiduciary activities income$39,000831
Service charges on deposit accounts$59,0003,983
Trading account gains and fees$0148
Additional Noninterest Income$117,0003,463
Total noninterest expense$875,0004,467
Salaries and employee benefits$521,0004,097
Premises and equipment expense$135,0003,709
Additional noninterest expense$219,0005,158
Pre-tax net operating income$1,098,0001,543
Securities gains (losses)$49,0001,234
Applicable income taxes$345,0001,189
Income before extraordinary items$802,0001,795
Extraordinary gains, net$019
Net income$802,0001,796
Minority interest net income$078
Net income of bank and minority interests.$802,0001,796
Net charge-offs$95,0002,488
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$767,7001,760
2011-12-31 (YTD Data)Rank
Total interest income$9,793,0002,802
Total interest expense$2,519,0002,299
Net interest income$7,274,0002,970
Provision for loan and lease losses$550,0003,317
Total noninterest income$845,0003,413
Gross Fiduciary activities income$209,000733
Service charges on deposit accounts$272,0003,798
Trading account gains and fees$0146
Additional Noninterest Income$364,0003,562
Total noninterest expense$3,804,0004,261
Salaries and employee benefits$2,190,0003,912
Premises and equipment expense$524,0003,912
Additional noninterest expense$1,090,0004,711
Pre-tax net operating income$3,765,0001,502
Securities gains (losses)$137,0001,781
Applicable income taxes$1,186,0001,192
Income before extraordinary items$2,716,0001,751
Extraordinary gains, net$029
Net income$2,716,0001,752
Minority interest net income$096
Net income of bank and minority interests.$2,716,0001,752
Net charge-offs$322,0003,723
Cash dividends$1,506,0001,222
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,620,1001,733
2011-09-30 (YTD Data)Rank
Total interest income$7,338,0002,838
Total interest expense$1,950,0002,314
Net interest income$5,388,0003,018
Provision for loan and lease losses$275,0003,725
Total noninterest income$643,0003,396
Gross Fiduciary activities income$174,000696
Service charges on deposit accounts$207,0003,781
Trading account gains and fees$0145
Additional Noninterest Income$262,0003,666
Total noninterest expense$2,575,0004,534
Salaries and employee benefits$1,463,0004,239
Premises and equipment expense$364,0004,160
Additional noninterest expense$748,0004,942
Pre-tax net operating income$3,181,0001,419
Securities gains (losses)$137,0001,500
Applicable income taxes$1,038,0001,057
Income before extraordinary items$2,280,0001,653
Extraordinary gains, net$021
Net income$2,280,0001,654
Minority interest net income$087
Net income of bank and minority interests.$2,280,0001,654
Net charge-offs$306,0003,233
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,185,4701,625
2011-06-30 (YTD Data)Rank
Total interest income$4,903,0002,861
Total interest expense$1,345,0002,326
Net interest income$3,558,0003,047
Provision for loan and lease losses$200,0003,519
Total noninterest income$460,0003,277
Gross Fiduciary activities income$150,000660
Service charges on deposit accounts$133,0003,837
Trading account gains and fees$0153
Additional Noninterest Income$177,0003,686
Total noninterest expense$1,714,0004,590
Salaries and employee benefits$964,0004,297
Premises and equipment expense$243,0004,192
Additional noninterest expense$507,0004,969
Pre-tax net operating income$2,104,0001,390
Securities gains (losses)$122,0001,002
Applicable income taxes$697,0001,033
Income before extraordinary items$1,529,0001,592
Extraordinary gains, net$015
Net income$1,529,0001,592
Minority interest net income$089
Net income of bank and minority interests.$1,529,0001,592
Net charge-offs$273,0002,800
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,444,8201,608
2011-03-31 (YTD Data)Rank
Total interest income$2,480,0002,848
Total interest expense$699,0002,321
Net interest income$1,781,0003,022
Provision for loan and lease losses$75,0003,668
Total noninterest income$225,0003,353
Gross Fiduciary activities income$68,000682
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$94,0003,676
Total noninterest expense$870,0004,565
Salaries and employee benefits$483,0004,332
Premises and equipment expense$126,0004,142
Additional noninterest expense$261,0004,894
Pre-tax net operating income$1,061,0001,361
Securities gains (losses)$33,000917
Applicable income taxes$339,0001,008
Income before extraordinary items$755,0001,564
Extraordinary gains, net$09
Net income$755,0001,564
Minority interest net income$086
Net income of bank and minority interests.$755,0001,564
Net charge-offs$79,0002,965
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$732,2301,563
2010-12-31 (YTD Data)Rank
Total interest income$10,515,0002,828
Total interest expense$3,227,0002,437
Net interest income$7,288,0002,974
Provision for loan and lease losses$1,085,0002,929
Total noninterest income$836,0003,564
Gross Fiduciary activities income$154,000801
Service charges on deposit accounts$338,0003,416
Trading account gains and fees$0175
Additional Noninterest Income$344,0003,745
Total noninterest expense$3,752,0004,392
Salaries and employee benefits$2,138,0004,047
Premises and equipment expense$495,0004,212
Additional noninterest expense$1,119,0004,792
Pre-tax net operating income$3,287,0001,493
Securities gains (losses)$52,0002,628
Applicable income taxes$985,0001,232
Income before extraordinary items$2,354,0001,749
Extraordinary gains, net$029
Net income$2,354,0001,750
Minority interest net income$0111
Net income of bank and minority interests.$2,354,0001,751
Net charge-offs$742,0003,094
Cash dividends$1,467,0001,108
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,317,0801,704
2010-09-30 (YTD Data)Rank
Total interest income$7,906,0002,868
Total interest expense$2,450,0002,523
Net interest income$5,456,0003,012
Provision for loan and lease losses$410,0003,866
Total noninterest income$659,0003,513
Gross Fiduciary activities income$143,000763
Service charges on deposit accounts$264,0003,400
Trading account gains and fees$0165
Additional Noninterest Income$252,0003,827
Total noninterest expense$2,556,0004,683
Salaries and employee benefits$1,451,0004,368
Premises and equipment expense$362,0004,342
Additional noninterest expense$743,0005,111
Pre-tax net operating income$3,149,0001,255
Securities gains (losses)$52,0002,384
Applicable income taxes$998,0001,006
Income before extraordinary items$2,203,0001,514
Extraordinary gains, net$023
Net income$2,203,0001,517
Minority interest net income$0110
Net income of bank and minority interests.$2,203,0001,517
Net charge-offs$572,0002,897
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,167,1201,473
2010-06-30 (YTD Data)Rank
Total interest income$5,245,0002,921
Total interest expense$1,658,0002,576
Net interest income$3,587,0003,057
Provision for loan and lease losses$285,0003,723
Total noninterest income$475,0003,314
Gross Fiduciary activities income$115,000725
Service charges on deposit accounts$186,0003,295
Trading account gains and fees$0152
Additional Noninterest Income$174,0003,737
Total noninterest expense$1,689,0004,712
Salaries and employee benefits$969,0004,374
Premises and equipment expense$247,0004,299
Additional noninterest expense$473,0005,234
Pre-tax net operating income$2,088,0001,259
Securities gains (losses)$25,0002,268
Applicable income taxes$658,000988
Income before extraordinary items$1,455,0001,509
Extraordinary gains, net$019
Net income$1,455,0001,510
Minority interest net income$0105
Net income of bank and minority interests.$1,455,0001,510
Net charge-offs$498,0002,450
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,437,7501,462
2010-03-31 (YTD Data)Rank
Total interest income$2,585,0003,012
Total interest expense$839,0002,664
Net interest income$1,746,0003,136
Provision for loan and lease losses$75,0004,293
Total noninterest income$209,0003,555
Gross Fiduciary activities income$34,000834
Service charges on deposit accounts$91,0003,330
Trading account gains and fees$0175
Additional Noninterest Income$84,0003,821
Total noninterest expense$834,0004,787
Salaries and employee benefits$484,0004,446
Premises and equipment expense$121,0004,447
Additional noninterest expense$229,0005,361
Pre-tax net operating income$1,046,0001,255
Securities gains (losses)$02,284
Applicable income taxes$327,000978
Income before extraordinary items$719,0001,521
Extraordinary gains, net$016
Net income$719,0001,523
Minority interest net income$091
Net income of bank and minority interests.$719,0001,523
Net charge-offs$223,0002,319
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$719,0001,462
2009-12-31 (YTD Data)Rank
Total interest income$11,090,0002,946
Total interest expense$3,994,0002,741
Net interest income$7,096,0003,032
Provision for loan and lease losses$1,160,0003,263
Total noninterest income$868,0003,600
Gross Fiduciary activities income$137,000820
Service charges on deposit accounts$385,0003,402
Trading account gains and fees$0211
Additional Noninterest Income$346,0003,751
Total noninterest expense$3,730,0004,536
Salaries and employee benefits$1,997,0004,375
Premises and equipment expense$508,0004,334
Additional noninterest expense$1,225,0004,681
Pre-tax net operating income$3,074,0001,299
Securities gains (losses)$115,0002,023
Applicable income taxes$932,0001,018
Income before extraordinary items$2,257,0001,480
Extraordinary gains, net$034
Net income$2,257,0001,478
Minority interest net income$0115
Net income of bank and minority interests.$2,257,0001,479
Net charge-offs$705,0003,335
Cash dividends$1,428,0001,245
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,175,3501,501
2009-09-30 (YTD Data)Rank
Total interest income$8,407,0002,970
Total interest expense$3,098,0002,781
Net interest income$5,309,0003,033
Provision for loan and lease losses$410,0004,138
Total noninterest income$652,0003,676
Gross Fiduciary activities income$119,000802
Service charges on deposit accounts$279,0003,460
Trading account gains and fees$0212
Additional Noninterest Income$254,0003,877
Total noninterest expense$2,569,0004,790
Salaries and employee benefits$1,333,0004,731
Premises and equipment expense$370,0004,460
Additional noninterest expense$866,0004,829
Pre-tax net operating income$2,982,0001,100
Securities gains (losses)$115,0001,717
Applicable income taxes$965,000869
Income before extraordinary items$2,132,0001,254
Extraordinary gains, net$027
Net income$2,132,0001,252
Minority interest net income$0118
Net income of bank and minority interests.$2,132,0001,254
Net charge-offs$620,0002,767
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,052,6501,281
2009-06-30 (YTD Data)Rank
Total interest income$5,698,0002,956
Total interest expense$2,121,0002,826
Net interest income$3,577,0002,987
Provision for loan and lease losses$285,0003,817
Total noninterest income$424,0003,735
Gross Fiduciary activities income$102,000758
Service charges on deposit accounts$188,0003,425
Trading account gains and fees$0193
Additional Noninterest Income$134,0004,308
Total noninterest expense$1,766,0004,744
Salaries and employee benefits$862,0004,881
Premises and equipment expense$252,0004,424
Additional noninterest expense$652,0004,475
Pre-tax net operating income$1,950,0001,172
Securities gains (losses)$115,0001,386
Applicable income taxes$643,000884
Income before extraordinary items$1,422,0001,333
Extraordinary gains, net$021
Net income$1,422,0001,330
Minority interest net income$0112
Net income of bank and minority interests.$1,422,0001,331
Net charge-offs$547,0002,253
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,342,6501,365
2009-03-31 (YTD Data)Rank
Total interest income$2,891,0002,952
Total interest expense$1,095,0002,841
Net interest income$1,796,0002,980
Provision for loan and lease losses$75,0004,299
Total noninterest income$211,0003,700
Gross Fiduciary activities income$50,000771
Service charges on deposit accounts$89,0003,480
Trading account gains and fees$0171
Additional Noninterest Income$72,0004,184
Total noninterest expense$857,0004,748
Salaries and employee benefits$480,0004,610
Premises and equipment expense$129,0004,416
Additional noninterest expense$248,0004,973
Pre-tax net operating income$1,075,0001,195
Securities gains (losses)$02,434
Applicable income taxes$339,000956
Income before extraordinary items$736,0001,475
Extraordinary gains, net$015
Net income$736,0001,477
Minority interest net income$0102
Net income of bank and minority interests.$736,0001,477
Net charge-offs$454,0001,429
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$736,0001,396
2008-12-31 (YTD Data)Rank
Total interest income$12,444,0002,939
Total interest expense$5,461,0002,747
Net interest income$6,983,0003,060
Provision for loan and lease losses$2,075,0001,750
Total noninterest income$981,0003,455
Gross Fiduciary activities income$249,000738
Service charges on deposit accounts$444,0003,252
Trading account gains and fees$0154
Additional Noninterest Income$288,0004,176
Total noninterest expense$3,533,0004,611
Salaries and employee benefits$2,079,0004,323
Premises and equipment expense$507,0004,425
Additional noninterest expense$947,0004,985
Pre-tax net operating income$2,356,0002,192
Securities gains (losses)$296,000552
Applicable income taxes$745,0001,464
Income before extraordinary items$1,907,0002,085
Extraordinary gains, net$039
Net income$1,907,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,372,0001,641
Cash dividends$1,390,0001,839
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,693,8802,445
2008-09-30 (YTD Data)Rank
Total interest income$9,421,0002,980
Total interest expense$4,268,0002,735
Net interest income$5,153,0003,127
Provision for loan and lease losses$1,475,0001,449
Total noninterest income$642,0003,824
Gross Fiduciary activities income$144,000792
Service charges on deposit accounts$340,0003,245
Trading account gains and fees$0148
Additional Noninterest Income$158,0004,867
Total noninterest expense$2,274,0005,071
Salaries and employee benefits$1,332,0004,833
Premises and equipment expense$355,0004,621
Additional noninterest expense$587,0005,483
Pre-tax net operating income$2,046,0002,270
Securities gains (losses)$296,000468
Applicable income taxes$687,0001,556
Income before extraordinary items$1,655,0002,131
Extraordinary gains, net$031
Net income$1,655,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,025,0001,282
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,444,8402,510
2008-06-30 (YTD Data)Rank
Total interest income$6,338,0002,986
Total interest expense$2,965,0002,739
Net interest income$3,373,0003,168
Provision for loan and lease losses$1,300,0001,034
Total noninterest income$511,0003,451
Gross Fiduciary activities income$115,000772
Service charges on deposit accounts$229,0003,210
Trading account gains and fees$0149
Additional Noninterest Income$167,0004,123
Total noninterest expense$1,529,0005,068
Salaries and employee benefits$865,0004,964
Premises and equipment expense$238,0004,642
Additional noninterest expense$426,0005,223
Pre-tax net operating income$1,055,0002,839
Securities gains (losses)$258,000510
Applicable income taxes$362,0001,979
Income before extraordinary items$951,0002,681
Extraordinary gains, net$021
Net income$951,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$752,0001,016
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$765,2403,080
2008-03-31 (YTD Data)Rank
Total interest income$3,216,0003,021
Total interest expense$1,552,0002,791
Net interest income$1,664,0003,208
Provision for loan and lease losses$975,000630
Total noninterest income$257,0003,457
Gross Fiduciary activities income$63,000755
Service charges on deposit accounts$113,0003,189
Trading account gains and fees$0158
Additional Noninterest Income$81,0004,169
Total noninterest expense$718,0005,288
Salaries and employee benefits$431,0005,010
Premises and equipment expense$120,0004,630
Additional noninterest expense$167,0005,879
Pre-tax net operating income$228,0004,719
Securities gains (losses)$02,688
Applicable income taxes$26,0004,162
Income before extraordinary items$202,0004,639
Extraordinary gains, net$015
Net income$202,0004,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000780
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$202,0004,543
2007-12-31 (YTD Data)Rank
Total interest income$12,560,0003,165
Total interest expense$6,425,0002,844
Net interest income$6,135,0003,448
Provision for loan and lease losses$180,0004,023
Total noninterest income$972,0003,594
Gross Fiduciary activities income$239,000759
Service charges on deposit accounts$487,0003,104
Trading account gains and fees$0178
Additional Noninterest Income$246,0004,628
Total noninterest expense$3,268,0004,742
Salaries and employee benefits$1,939,0004,483
Premises and equipment expense$514,0004,272
Additional noninterest expense$815,0005,289
Pre-tax net operating income$3,659,0002,130
Securities gains (losses)$02,146
Applicable income taxes$1,158,0001,686
Income before extraordinary items$2,501,0002,361
Extraordinary gains, net$039
Net income$2,501,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,150
Cash dividends$1,405,0002,095
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,501,0002,353
2007-09-30 (YTD Data)Rank
Total interest income$9,316,0003,190
Total interest expense$4,816,0002,832
Net interest income$4,500,0003,508
Provision for loan and lease losses$90,0004,255
Total noninterest income$660,0003,811
Gross Fiduciary activities income$130,000829
Service charges on deposit accounts$362,0003,114
Trading account gains and fees$0184
Additional Noninterest Income$168,0004,854
Total noninterest expense$2,187,0005,068
Salaries and employee benefits$1,306,0004,831
Premises and equipment expense$384,0004,282
Additional noninterest expense$497,0005,826
Pre-tax net operating income$2,883,0002,180
Securities gains (losses)$01,655
Applicable income taxes$930,0001,729
Income before extraordinary items$1,953,0002,421
Extraordinary gains, net$033
Net income$1,953,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,498
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,953,0002,396
2007-06-30 (YTD Data)Rank
Total interest income$6,119,0003,244
Total interest expense$3,146,0002,887
Net interest income$2,973,0003,561
Provision for loan and lease losses$60,0003,990
Total noninterest income$465,0003,703
Gross Fiduciary activities income$112,000782
Service charges on deposit accounts$233,0003,168
Trading account gains and fees$0168
Additional Noninterest Income$120,0004,752
Total noninterest expense$1,463,0005,089
Salaries and employee benefits$876,0004,843
Premises and equipment expense$259,0004,278
Additional noninterest expense$328,0005,862
Pre-tax net operating income$1,915,0002,242
Securities gains (losses)$01,444
Applicable income taxes$615,0001,814
Income before extraordinary items$1,300,0002,481
Extraordinary gains, net$029
Net income$1,300,0002,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,560
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,300,0002,465
2007-03-31 (YTD Data)Rank
Total interest income$2,970,0003,309
Total interest expense$1,532,0002,936
Net interest income$1,438,0003,659
Provision for loan and lease losses$30,0003,737
Total noninterest income$248,0003,555
Gross Fiduciary activities income$64,000767
Service charges on deposit accounts$114,0003,186
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$718,0005,170
Salaries and employee benefits$439,0004,861
Premises and equipment expense$125,0004,394
Additional noninterest expense$154,0006,053
Pre-tax net operating income$938,0002,275
Securities gains (losses)$01,187
Applicable income taxes$305,0001,833
Income before extraordinary items$633,0002,522
Extraordinary gains, net$022
Net income$633,0002,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$633,0002,496
2006-12-31 (YTD Data)Rank
Total interest income$11,062,0003,303
Total interest expense$5,190,0002,944
Net interest income$5,872,0003,573
Provision for loan and lease losses$272,0002,958
Total noninterest income$902,0003,773
Gross Fiduciary activities income$134,000886
Service charges on deposit accounts$502,0003,049
Trading account gains and fees$0130
Additional Noninterest Income$266,0004,531
Total noninterest expense$3,163,0004,712
Salaries and employee benefits$1,792,0004,627
Premises and equipment expense$511,0004,201
Additional noninterest expense$860,0005,005
Pre-tax net operating income$3,339,0002,579
Securities gains (losses)$01,687
Applicable income taxes$976,0002,228
Income before extraordinary items$2,363,0002,738
Extraordinary gains, net$051
Net income$2,363,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,499
Cash dividends$1,351,0002,086
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,363,0002,724
2006-09-30 (YTD Data)Rank
Total interest income$8,095,0003,345
Total interest expense$3,695,0002,985
Net interest income$4,400,0003,602
Provision for loan and lease losses$36,0005,493
Total noninterest income$593,0004,089
Gross Fiduciary activities income$119,000845
Service charges on deposit accounts$376,0003,059
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,880
Total noninterest expense$2,107,0005,090
Salaries and employee benefits$1,218,0004,917
Premises and equipment expense$303,0004,909
Additional noninterest expense$586,0005,290
Pre-tax net operating income$2,850,0002,416
Securities gains (losses)$01,388
Applicable income taxes$913,0002,001
Income before extraordinary items$1,937,0002,633
Extraordinary gains, net$045
Net income$1,937,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,628
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,937,0002,623
2006-06-30 (YTD Data)Rank
Total interest income$5,239,0003,375
Total interest expense$2,311,0003,026
Net interest income$2,928,0003,613
Provision for loan and lease losses$24,0005,394
Total noninterest income$404,0004,027
Gross Fiduciary activities income$83,000847
Service charges on deposit accounts$244,0003,107
Trading account gains and fees$0126
Additional Noninterest Income$77,0005,619
Total noninterest expense$1,382,0005,162
Salaries and employee benefits$797,0004,992
Premises and equipment expense$196,0005,000
Additional noninterest expense$389,0005,300
Pre-tax net operating income$1,926,0002,383
Securities gains (losses)$01,185
Applicable income taxes$613,0002,028
Income before extraordinary items$1,313,0002,594
Extraordinary gains, net$039
Net income$1,313,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,313,0002,579
2006-03-31 (YTD Data)Rank
Total interest income$2,541,0003,399
Total interest expense$1,082,0003,056
Net interest income$1,459,0003,616
Provision for loan and lease losses$12,0005,109
Total noninterest income$209,0003,888
Gross Fiduciary activities income$42,000845
Service charges on deposit accounts$118,0003,110
Trading account gains and fees$0115
Additional Noninterest Income$49,0005,161
Total noninterest expense$664,0005,298
Salaries and employee benefits$390,0005,098
Premises and equipment expense$96,0005,080
Additional noninterest expense$178,0005,545
Pre-tax net operating income$992,0002,288
Securities gains (losses)$0955
Applicable income taxes$312,0001,970
Income before extraordinary items$680,0002,496
Extraordinary gains, net$021
Net income$680,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$680,0002,480
2005-12-31 (YTD Data)Rank
Total interest income$9,679,0003,232
Total interest expense$3,632,0002,853
Net interest income$6,047,0003,398
Provision for loan and lease losses$98,0004,868
Total noninterest income$722,0004,294
Gross Fiduciary activities income$128,000905
Service charges on deposit accounts$351,0003,836
Trading account gains and fees$0138
Additional Noninterest Income$243,0004,794
Total noninterest expense$3,035,0004,732
Salaries and employee benefits$1,834,0004,406
Premises and equipment expense$410,0004,778
Additional noninterest expense$791,0005,208
Pre-tax net operating income$3,636,0002,386
Securities gains (losses)$02,296
Applicable income taxes$1,086,0002,149
Income before extraordinary items$2,550,0002,562
Extraordinary gains, net$046
Net income$2,550,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,016
Cash dividends$1,363,0001,959
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,550,0002,539
2005-09-30 (YTD Data)Rank
Total interest income$7,157,0003,217
Total interest expense$2,620,0002,818
Net interest income$4,537,0003,387
Provision for loan and lease losses$36,0005,642
Total noninterest income$443,0004,859
Gross Fiduciary activities income$109,000863
Service charges on deposit accounts$255,0003,918
Trading account gains and fees$0126
Additional Noninterest Income$79,0006,334
Total noninterest expense$1,994,0005,150
Salaries and employee benefits$1,185,0004,859
Premises and equipment expense$290,0004,949
Additional noninterest expense$519,0005,594
Pre-tax net operating income$2,950,0002,263
Securities gains (losses)$02,317
Applicable income taxes$947,0001,954
Income before extraordinary items$2,003,0002,486
Extraordinary gains, net$035
Net income$2,003,0002,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,761
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,003,0002,456
2005-06-30 (YTD Data)Rank
Total interest income$4,710,0003,193
Total interest expense$1,678,0002,772
Net interest income$3,032,0003,380
Provision for loan and lease losses$24,0005,514
Total noninterest income$328,0004,550
Gross Fiduciary activities income$98,000803
Service charges on deposit accounts$169,0003,872
Trading account gains and fees$0116
Additional Noninterest Income$61,0006,101
Total noninterest expense$1,325,0005,149
Salaries and employee benefits$794,0004,832
Premises and equipment expense$196,0004,890
Additional noninterest expense$335,0005,669
Pre-tax net operating income$2,011,0002,179
Securities gains (losses)$02,146
Applicable income taxes$638,0001,908
Income before extraordinary items$1,373,0002,368
Extraordinary gains, net$030
Net income$1,373,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,697
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,373,0002,344
2005-03-31 (YTD Data)Rank
Total interest income$2,336,0003,186
Total interest expense$809,0002,755
Net interest income$1,527,0003,359
Provision for loan and lease losses$12,0005,254
Total noninterest income$176,0004,306
Gross Fiduciary activities income$62,000755
Service charges on deposit accounts$75,0004,075
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,696
Total noninterest expense$667,0005,163
Salaries and employee benefits$407,0004,775
Premises and equipment expense$98,0004,931
Additional noninterest expense$162,0005,752
Pre-tax net operating income$1,024,0002,128
Securities gains (losses)$01,685
Applicable income taxes$319,0001,892
Income before extraordinary items$705,0002,314
Extraordinary gains, net$024
Net income$705,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,290
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$705,0002,275
2004-12-31 (YTD Data)Rank
Total interest income$9,019,0003,092
Total interest expense$2,837,0002,743
Net interest income$6,182,0003,212
Provision for loan and lease losses$192,0003,768
Total noninterest income$713,0004,341
Gross Fiduciary activities income$98,000942
Service charges on deposit accounts$355,0003,902
Trading account gains and fees$0138
Additional Noninterest Income$260,0004,547
Total noninterest expense$2,988,0004,670
Salaries and employee benefits$1,713,0004,498
Premises and equipment expense$397,0004,795
Additional noninterest expense$878,0004,776
Pre-tax net operating income$3,715,0002,176
Securities gains (losses)$3,0003,369
Applicable income taxes$1,180,0001,926
Income before extraordinary items$2,538,0002,402
Extraordinary gains, net$034
Net income$2,538,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,628
Cash dividends$100,0005,470
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,535,9602,342
2004-09-30 (YTD Data)Rank
Total interest income$6,712,0003,091
Total interest expense$2,050,0002,784
Net interest income$4,662,0003,186
Provision for loan and lease losses$45,0005,471
Total noninterest income$459,0004,769
Gross Fiduciary activities income$89,000903
Service charges on deposit accounts$264,0003,963
Trading account gains and fees$0134
Additional Noninterest Income$106,0005,817
Total noninterest expense$1,945,0005,129
Salaries and employee benefits$1,118,0004,921
Premises and equipment expense$307,0004,685
Additional noninterest expense$520,0005,522
Pre-tax net operating income$3,131,0002,000
Securities gains (losses)$3,0003,253
Applicable income taxes$1,011,0001,763
Income before extraordinary items$2,123,0002,200
Extraordinary gains, net$026
Net income$2,123,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,355
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,120,9602,149
2004-06-30 (YTD Data)Rank
Total interest income$4,461,0003,082
Total interest expense$1,345,0002,804
Net interest income$3,116,0003,174
Provision for loan and lease losses$30,0005,293
Total noninterest income$329,0004,575
Gross Fiduciary activities income$76,000854
Service charges on deposit accounts$173,0004,010
Trading account gains and fees$0130
Additional Noninterest Income$80,0005,602
Total noninterest expense$1,253,0005,281
Salaries and employee benefits$739,0004,976
Premises and equipment expense$186,0005,013
Additional noninterest expense$328,0005,703
Pre-tax net operating income$2,162,0001,909
Securities gains (losses)$03,413
Applicable income taxes$700,0001,711
Income before extraordinary items$1,462,0002,121
Extraordinary gains, net$021
Net income$1,462,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,462,0002,062
2004-03-31 (YTD Data)Rank
Total interest income$2,196,0003,131
Total interest expense$664,0002,876
Net interest income$1,532,0003,206
Provision for loan and lease losses$15,0005,048
Total noninterest income$175,0004,398
Gross Fiduciary activities income$24,000970
Service charges on deposit accounts$89,0003,861
Trading account gains and fees$0121
Additional Noninterest Income$62,0004,679
Total noninterest expense$634,0005,259
Salaries and employee benefits$368,0005,005
Premises and equipment expense$95,0004,969
Additional noninterest expense$171,0005,584
Pre-tax net operating income$1,058,0001,910
Securities gains (losses)$02,934
Applicable income taxes$345,0001,743
Income before extraordinary items$713,0002,135
Extraordinary gains, net$016
Net income$713,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$713,0002,058
2003-12-31 (YTD Data)Rank
Total interest income$9,160,0003,068
Total interest expense$3,644,0002,419
Net interest income$5,516,0003,417
Provision for loan and lease losses$260,0003,469
Total noninterest income$727,0004,451
Gross Fiduciary activities income$214,000786
Service charges on deposit accounts$383,0003,740
Trading account gains and fees$0160
Additional Noninterest Income$130,0006,086
Total noninterest expense$2,715,0004,923
Salaries and employee benefits$1,552,0004,746
Premises and equipment expense$385,0004,860
Additional noninterest expense$778,0005,142
Pre-tax net operating income$3,268,0002,330
Securities gains (losses)$45,0002,612
Applicable income taxes$1,020,0002,151
Income before extraordinary items$2,293,0002,567
Extraordinary gains, net$054
Net income$2,293,0002,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0003,001
Cash dividends$770,0002,774
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,261,9502,477
2003-09-30 (YTD Data)Rank
Total interest income$6,855,0003,109
Total interest expense$2,882,0002,383
Net interest income$3,973,0003,542
Provision for loan and lease losses$60,0005,499
Total noninterest income$521,0004,639
Gross Fiduciary activities income$134,000837
Service charges on deposit accounts$279,0003,829
Trading account gains and fees$0153
Additional Noninterest Income$108,0005,935
Total noninterest expense$1,855,0005,230
Salaries and employee benefits$1,044,0005,098
Premises and equipment expense$269,0005,083
Additional noninterest expense$542,0005,367
Pre-tax net operating income$2,579,0002,317
Securities gains (losses)$45,0002,401
Applicable income taxes$786,0002,225
Income before extraordinary items$1,838,0002,509
Extraordinary gains, net$040
Net income$1,838,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,447
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,806,5002,431
2003-06-30 (YTD Data)Rank
Total interest income$4,598,0003,114
Total interest expense$2,013,0002,357
Net interest income$2,585,0003,607
Provision for loan and lease losses$40,0005,444
Total noninterest income$386,0004,342
Gross Fiduciary activities income$123,000755
Service charges on deposit accounts$174,0003,940
Trading account gains and fees$0150
Additional Noninterest Income$89,0005,537
Total noninterest expense$1,228,0005,250
Salaries and employee benefits$691,0005,129
Premises and equipment expense$181,0005,036
Additional noninterest expense$356,0005,420
Pre-tax net operating income$1,703,0002,347
Securities gains (losses)$45,0002,091
Applicable income taxes$503,0002,302
Income before extraordinary items$1,245,0002,491
Extraordinary gains, net$030
Net income$1,245,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,946
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,213,0502,397
2003-03-31 (YTD Data)Rank
Total interest income$2,271,0003,157
Total interest expense$1,032,0002,368
Net interest income$1,239,0003,713
Provision for loan and lease losses$20,0005,233
Total noninterest income$207,0004,077
Gross Fiduciary activities income$78,000712
Service charges on deposit accounts$86,0003,914
Trading account gains and fees$0134
Additional Noninterest Income$43,0005,547
Total noninterest expense$582,0005,438
Salaries and employee benefits$342,0005,174
Premises and equipment expense$85,0005,226
Additional noninterest expense$155,0005,809
Pre-tax net operating income$844,0002,365
Securities gains (losses)$02,891
Applicable income taxes$258,0002,282
Income before extraordinary items$586,0002,596
Extraordinary gains, net$021
Net income$586,0002,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$586,0002,456
2002-12-31 (YTD Data)Rank
Total interest income$10,058,0003,008
Total interest expense$4,481,0002,482
Net interest income$5,577,0003,339
Provision for loan and lease losses$345,0003,160
Total noninterest income$712,0004,288
Gross Fiduciary activities income$105,000985
Service charges on deposit accounts$368,0003,732
Trading account gains and fees$0153
Additional Noninterest Income$239,0004,685
Total noninterest expense$2,727,0004,777
Salaries and employee benefits$1,449,0004,821
Premises and equipment expense$374,0004,870
Additional noninterest expense$904,0004,530
Pre-tax net operating income$3,217,0002,353
Securities gains (losses)$04,537
Applicable income taxes$997,0002,213
Income before extraordinary items$2,220,0002,574
Extraordinary gains, net$070
Net income$2,220,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,432
Cash dividends$1,125,0002,046
Sale, conversion, retirement of capital stock, net$395,000502
Net operating income$2,220,0002,491
2001-12-31 (YTD Data)Rank
Total interest income$10,579,0003,159
Total interest expense$5,504,0002,886
Net interest income$5,075,0003,397
Provision for loan and lease losses$392,0002,663
Total noninterest income$564,0004,743
Gross Fiduciary activities income$91,0001,019
Service charges on deposit accounts$232,0004,812
Trading account gains and fees$0177
Additional Noninterest Income$241,0004,556
Total noninterest expense$2,551,0004,893
Salaries and employee benefits$1,331,0004,949
Premises and equipment expense$511,0003,798
Additional noninterest expense$709,0005,241
Pre-tax net operating income$2,696,0002,513
Securities gains (losses)$-21,0009,378
Applicable income taxes$651,0002,813
Income before extraordinary items$2,024,0002,506
Extraordinary gains, net$0105
Net income$2,024,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0002,057
Cash dividends$930,0002,375
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,039,9602,402
2000-12-31 (YTD Data)Rank
Total interest income$9,727,0003,483
Total interest expense$5,086,0003,268
Net interest income$4,641,0003,701
Provision for loan and lease losses$140,0004,540
Total noninterest income$573,0004,526
Gross Fiduciary activities income$78,000984
Service charges on deposit accounts$197,0005,125
Trading account gains and fees$0180
Additional Noninterest Income$298,0003,934
Total noninterest expense$2,355,0005,062
Salaries and employee benefits$1,261,0005,005
Premises and equipment expense$339,0005,051
Additional noninterest expense$755,0004,917
Pre-tax net operating income$2,719,0002,588
Securities gains (losses)$01,956
Applicable income taxes$830,0002,446
Income before extraordinary items$1,889,0002,694
Extraordinary gains, net$038
Net income$1,889,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,357
Cash dividends$1,026,0002,213
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,889,0002,694
1999-12-31 (YTD Data)Rank
Total interest income$9,225,0003,455
Total interest expense$4,711,0003,094
Net interest income$4,514,0003,779
Provision for loan and lease losses$130,0004,573
Total noninterest income$476,0005,105
Gross Fiduciary activities income$50,0001,100
Service charges on deposit accounts$176,0005,442
Trading account gains and fees$0173
Additional Noninterest Income$250,0004,438
Total noninterest expense$2,248,0005,252
Salaries and employee benefits$1,180,0005,224
Premises and equipment expense$315,0005,322
Additional noninterest expense$753,0004,999
Pre-tax net operating income$2,612,0002,706
Securities gains (losses)$5,0002,145
Applicable income taxes$850,0002,506
Income before extraordinary items$1,767,0002,853
Extraordinary gains, net$035
Net income$1,767,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,341
Cash dividends$989,0002,321
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,763,6002,829
1998-12-31 (YTD Data)Rank
Total interest income$8,688,0003,649
Total interest expense$4,539,0003,268
Net interest income$4,149,0004,007
Provision for loan and lease losses$60,0006,123
Total noninterest income$433,0005,369
Gross Fiduciary activities income$45,0001,128
Service charges on deposit accounts$133,0006,221
Trading account gains and fees$0224
Additional Noninterest Income$255,0004,381
Total noninterest expense$2,065,0005,484
Salaries and employee benefits$1,117,0005,344
Premises and equipment expense$222,0006,393
Additional noninterest expense$726,0005,015
Pre-tax net operating income$2,457,0002,829
Securities gains (losses)$04,449
Applicable income taxes$785,0002,788
Income before extraordinary items$1,672,0002,968
Extraordinary gains, net$032
Net income$1,672,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,805
Cash dividends$953,0002,315
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,672,0002,882
1997-12-31 (YTD Data)Rank
Total interest income$8,196,0003,889
Total interest expense$4,266,0003,444
Net interest income$3,930,0004,296
Provision for loan and lease losses$70,0005,912
Total noninterest income$396,0005,765
Gross Fiduciary activities income$38,0001,212
Service charges on deposit accounts$142,0006,310
Trading account gains and fees$0239
Additional Noninterest Income$216,0004,771
Total noninterest expense$1,948,0005,756
Salaries and employee benefits$1,121,0005,393
Premises and equipment expense$200,0006,854
Additional noninterest expense$627,0005,638
Pre-tax net operating income$2,308,0003,115
Securities gains (losses)$-2,0009,246
Applicable income taxes$684,0003,292
Income before extraordinary items$1,622,0003,120
Extraordinary gains, net$044
Net income$1,622,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,00010,651
Cash dividends$864,0002,443
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,623,4003,060
1996-12-31 (YTD Data)Rank
Total interest income$7,958,0004,056
Total interest expense$4,028,0003,691
Net interest income$3,930,0004,398
Provision for loan and lease losses$100,0005,070
Total noninterest income$393,0005,997
Gross Fiduciary activities income$30,0001,307
Service charges on deposit accounts$141,0006,639
Trading account gains and fees$0262
Additional Noninterest Income$222,0004,890
Total noninterest expense$1,903,0006,155
Salaries and employee benefits$1,030,0005,870
Premises and equipment expense$231,0006,516
Additional noninterest expense$642,0006,082
Pre-tax net operating income$2,320,0003,013
Securities gains (losses)$7,0002,762
Applicable income taxes$696,0003,193
Income before extraordinary items$1,631,0002,948
Extraordinary gains, net$053
Net income$1,631,0002,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,074
Cash dividends$3,849,000796
Sale, conversion, retirement of capital stock, net$358,000508
Net operating income$1,626,1002,922
1995-12-31 (YTD Data)Rank
Total interest income$7,445,0004,308
Total interest expense$3,838,0003,812
Net interest income$3,607,0004,721
Provision for loan and lease losses$80,0005,097
Total noninterest income$352,0006,459
Gross Fiduciary activities income$44,0001,308
Service charges on deposit accounts$33,0009,718
Trading account gains and fees$0522
Additional Noninterest Income$275,0004,223
Total noninterest expense$1,973,0006,045
Salaries and employee benefits$1,001,0006,064
Premises and equipment expense$231,0006,647
Additional noninterest expense$741,0005,586
Pre-tax net operating income$1,906,0003,650
Securities gains (losses)$03,831
Applicable income taxes$358,0005,348
Income before extraordinary items$1,548,0003,155
Extraordinary gains, net$065
Net income$1,548,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,00011,686
Cash dividends$960,0002,133
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,548,0003,133
1994-12-31 (YTD Data)Rank
Total interest income$7,049,0004,196
Total interest expense$3,286,0003,649
Net interest income$3,763,0004,624
Provision for loan and lease losses$170,0003,353
Total noninterest income$340,0006,779
Gross Fiduciary activities income$31,0001,382
Service charges on deposit accounts$36,00010,160
Trading account gains and fees$0475
Additional Noninterest Income$273,0004,356
Total noninterest expense$1,888,0006,480
Salaries and employee benefits$941,0006,405
Premises and equipment expense$294,0005,808
Additional noninterest expense$653,0006,655
Pre-tax net operating income$2,045,0003,360
Securities gains (losses)$03,600
Applicable income taxes$592,0003,553
Income before extraordinary items$1,453,0003,255
Extraordinary gains, net$0249
Net income$1,453,0003,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,413
Cash dividends$723,0002,461
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,453,0003,290
1993-12-31 (YTD Data)Rank
Total interest income$6,892,0004,373
Total interest expense$3,428,0003,664
Net interest income$3,464,0005,002
Provision for loan and lease losses$115,0005,422
Total noninterest income$441,0006,078
Gross Fiduciary activities income$21,0001,442
Service charges on deposit accounts$35,00010,569
Trading account gains and fees$0532
Additional Noninterest Income$385,0003,847
Total noninterest expense$1,835,0006,794
Salaries and employee benefits$879,0006,841
Premises and equipment expense$225,0007,185
Additional noninterest expense$731,0006,357
Pre-tax net operating income$1,955,0003,381
Securities gains (losses)$13,0005,183
Applicable income taxes$585,0003,686
Income before extraordinary items$1,383,0003,495
Extraordinary gains, net$03,149
Net income$1,383,0003,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$560,0002,802
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,373,9003,319
1992-12-31 (YTD Data)Rank
Total interest income$7,740,0004,418
Total interest expense$4,312,0003,805
Net interest income$3,428,0005,098
Provision for loan and lease losses$174,0005,685
Total noninterest income$330,0007,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0006,724
Trading account gains and feesNANA
Additional Noninterest Income$165,0006,311
Total noninterest expense$1,798,0006,949
Salaries and employee benefits$873,0006,783
Premises and equipment expense$211,0007,601
Additional noninterest expense$714,0006,670
Pre-tax net operating income$1,786,0003,459
Securities gains (losses)$89,0003,202
Applicable income taxes$581,0003,526
Income before extraordinary items$1,294,0003,546
Extraordinary gains, net$01,422
Net income$1,294,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00013,268
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,232,5903,441

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.