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Warren-Boynton State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,827,000	2,723
Total interest expense	$3,101,000	2,574
Net interest income	$7,726,000	2,747
Provision for loan and lease losses	$134,000	2,265
Total noninterest income	$743,000	3,061
Gross Fiduciary activities income	$35,000	798
Service charges on deposit accounts	$268,000	2,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	3,088
Total noninterest expense	$5,556,000	2,894
Salaries and employee benefits	$3,506,000	2,714
Premises and equipment expense	$573,000	2,781
Additional noninterest expense	$440,000	3,088
Pre-tax net operating income	$2,779,000	2,599
Securities gains (losses)	$0	988
Applicable income taxes	$655,000	1,724
Income before extraordinary items	$2,124,000	2,716
Extraordinary gains, net	$0	54
Net income	$2,124,000	2,744
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,124,000	2,718
Net charge-offs	$151,000	1,294
Cash dividends	$879,000	2,300
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,124,000	2,744
2023-09-30 (YTD Data)		Rank
Total interest income	$8,001,000	2,721
Total interest expense	$2,253,000	2,505
Net interest income	$5,748,000	2,773
Provision for loan and lease losses	$5,000	3,004
Total noninterest income	$555,000	3,061
Gross Fiduciary activities income	$25,000	790
Service charges on deposit accounts	$198,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	3,073
Total noninterest expense	$4,059,000	2,930
Salaries and employee benefits	$2,568,000	2,736
Premises and equipment expense	$409,000	2,838
Additional noninterest expense	$332,000	3,072
Pre-tax net operating income	$2,239,000	2,569
Securities gains (losses)	$0	849
Applicable income taxes	$536,000	1,705
Income before extraordinary items	$1,703,000	2,699
Extraordinary gains, net	$0	52
Net income	$1,703,000	2,729
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,703,000	2,700
Net charge-offs	$117,000	1,112
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,703,000	2,728
2023-06-30 (YTD Data)		Rank
Total interest income	$5,192,000	2,723
Total interest expense	$1,379,000	2,452
Net interest income	$3,813,000	2,805
Provision for loan and lease losses	$5,000	2,837
Total noninterest income	$363,000	3,057
Gross Fiduciary activities income	$13,000	797
Service charges on deposit accounts	$130,000	2,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,074
Total noninterest expense	$2,661,000	2,946
Salaries and employee benefits	$1,691,000	2,761
Premises and equipment expense	$264,000	2,882
Additional noninterest expense	$220,000	3,067
Pre-tax net operating income	$1,510,000	2,577
Securities gains (losses)	$0	938
Applicable income taxes	$362,000	1,718
Income before extraordinary items	$1,148,000	2,701
Extraordinary gains, net	$0	51
Net income	$1,148,000	2,731
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,148,000	2,701
Net charge-offs	$7,000	1,927
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,148,000	2,720
2023-03-31 (YTD Data)		Rank
Total interest income	$2,455,000	2,793
Total interest expense	$580,000	2,466
Net interest income	$1,875,000	2,841
Provision for loan and lease losses	$0	2,612
Total noninterest income	$196,000	2,971
Gross Fiduciary activities income	$6,000	819
Service charges on deposit accounts	$69,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	2,966
Total noninterest expense	$1,328,000	2,982
Salaries and employee benefits	$840,000	2,811
Premises and equipment expense	$125,000	3,008
Additional noninterest expense	$121,000	2,966
Pre-tax net operating income	$743,000	2,639
Securities gains (losses)	$0	950
Applicable income taxes	$177,000	1,755
Income before extraordinary items	$566,000	2,760
Extraordinary gains, net	$0	4
Net income	$566,000	2,760
Minority interest net income	$0	48
Net income of bank and minority interests.	$566,000	2,760
Net charge-offs	$2,000	1,796
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$566,000	2,789
2022-12-31 (YTD Data)		Rank
Total interest income	$7,932,000	2,872
Total interest expense	$752,000	2,776
Net interest income	$7,180,000	2,839
Provision for loan and lease losses	$90,000	2,289
Total noninterest income	$892,000	2,945
Gross Fiduciary activities income	$43,000	809
Service charges on deposit accounts	$250,000	2,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$599,000	2,873
Total noninterest expense	$5,077,000	3,015
Salaries and employee benefits	$3,138,000	2,875
Premises and equipment expense	$553,000	2,852
Additional noninterest expense	$599,000	2,873
Pre-tax net operating income	$2,905,000	2,697
Securities gains (losses)	$0	691
Applicable income taxes	$686,000	1,824
Income before extraordinary items	$2,219,000	2,822
Extraordinary gains, net	$0	5
Net income	$2,219,000	2,819
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,219,000	2,821
Net charge-offs	$62,000	1,436
Cash dividends	$850,000	2,283
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,219,000	2,854
2022-09-30 (YTD Data)		Rank
Total interest income	$5,636,000	2,894
Total interest expense	$398,000	2,946
Net interest income	$5,238,000	2,855
Provision for loan and lease losses	$0	2,835
Total noninterest income	$556,000	3,185
Gross Fiduciary activities income	$35,000	797
Service charges on deposit accounts	$190,000	2,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	3,191
Total noninterest expense	$3,657,000	3,072
Salaries and employee benefits	$2,259,000	2,917
Premises and equipment expense	$388,000	2,951
Additional noninterest expense	$331,000	3,191
Pre-tax net operating income	$2,137,000	2,702
Securities gains (losses)	$0	740
Applicable income taxes	$503,000	1,837
Income before extraordinary items	$1,634,000	2,830
Extraordinary gains, net	$0	4
Net income	$1,634,000	2,828
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,634,000	2,829
Net charge-offs	$56,000	1,168
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,634,000	2,862
2022-06-30 (YTD Data)		Rank
Total interest income	$3,608,000	2,916
Total interest expense	$245,000	2,942
Net interest income	$3,363,000	2,890
Provision for loan and lease losses	$0	2,599
Total noninterest income	$371,000	3,174
Gross Fiduciary activities income	$14,000	788
Service charges on deposit accounts	$119,000	2,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,154
Total noninterest expense	$2,422,000	3,068
Salaries and employee benefits	$1,492,000	2,939
Premises and equipment expense	$253,000	2,997
Additional noninterest expense	$677,000	3,239
Pre-tax net operating income	$1,312,000	2,714
Securities gains (losses)	$0	687
Applicable income taxes	$305,000	1,841
Income before extraordinary items	$1,007,000	2,818
Extraordinary gains, net	$0	4
Net income	$1,007,000	2,816
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,007,000	2,818
Net charge-offs	$50,000	966
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,007,000	2,851
2022-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	2,953
Total interest expense	$123,000	2,899
Net interest income	$1,600,000	2,925
Provision for loan and lease losses	$0	2,285
Total noninterest income	$177,000	3,180
Gross Fiduciary activities income	$5,000	798
Service charges on deposit accounts	$58,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	3,149
Total noninterest expense	$1,198,000	3,081
Salaries and employee benefits	$738,000	2,953
Premises and equipment expense	$119,000	3,089
Additional noninterest expense	$341,000	3,224
Pre-tax net operating income	$579,000	2,753
Securities gains (losses)	$0	623
Applicable income taxes	$131,000	1,895
Income before extraordinary items	$448,000	2,861
Extraordinary gains, net	$0	4
Net income	$448,000	2,859
Minority interest net income	$0	50
Net income of bank and minority interests.	$448,000	2,861
Net charge-offs	$49,000	686
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$448,000	2,887
2021-12-31 (YTD Data)		Rank
Total interest income	$7,191,000	2,961
Total interest expense	$592,000	2,927
Net interest income	$6,599,000	2,932
Provision for loan and lease losses	$0	3,064
Total noninterest income	$791,000	3,228
Gross Fiduciary activities income	$38,000	787
Service charges on deposit accounts	$232,000	2,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	3,228
Total noninterest expense	$4,589,000	3,158
Salaries and employee benefits	$2,864,000	3,002
Premises and equipment expense	$516,000	2,986
Additional noninterest expense	$1,209,000	3,437
Pre-tax net operating income	$2,801,000	2,764
Securities gains (losses)	$8,000	1,760
Applicable income taxes	$659,000	1,915
Income before extraordinary items	$2,150,000	2,930
Extraordinary gains, net	$0	10
Net income	$2,150,000	2,930
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,150,000	2,930
Net charge-offs	$23,000	2,014
Cash dividends	$820,000	2,401
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,143,680	2,912
2021-09-30 (YTD Data)		Rank
Total interest income	$5,511,000	2,984
Total interest expense	$461,000	2,966
Net interest income	$5,050,000	2,947
Provision for loan and lease losses	$0	2,963
Total noninterest income	$565,000	3,311
Gross Fiduciary activities income	$17,000	812
Service charges on deposit accounts	$166,000	2,556
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	3,303
Total noninterest expense	$3,305,000	3,238
Salaries and employee benefits	$2,064,000	3,078
Premises and equipment expense	$364,000	3,103
Additional noninterest expense	$877,000	3,499
Pre-tax net operating income	$2,310,000	2,774
Securities gains (losses)	$8,000	1,675
Applicable income taxes	$553,000	1,908
Income before extraordinary items	$1,765,000	2,951
Extraordinary gains, net	$0	8
Net income	$1,765,000	2,951
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,765,000	2,951
Net charge-offs	$15,000	1,849
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,758,680	2,928
2021-06-30 (YTD Data)		Rank
Total interest income	$3,829,000	2,942
Total interest expense	$320,000	2,998
Net interest income	$3,509,000	2,899
Provision for loan and lease losses	$0	2,862
Total noninterest income	$382,000	3,288
Gross Fiduciary activities income	$12,000	805
Service charges on deposit accounts	$104,000	2,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	3,236
Total noninterest expense	$2,186,000	3,246
Salaries and employee benefits	$1,362,000	3,095
Premises and equipment expense	$236,000	3,137
Additional noninterest expense	$588,000	3,481
Pre-tax net operating income	$1,705,000	2,625
Securities gains (losses)	$8,000	1,476
Applicable income taxes	$418,000	1,809
Income before extraordinary items	$1,295,000	2,827
Extraordinary gains, net	$0	6
Net income	$1,295,000	2,826
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,295,000	2,827
Net charge-offs	$5,000	1,907
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,288,680	2,821
2021-03-31 (YTD Data)		Rank
Total interest income	$1,993,000	2,872
Total interest expense	$168,000	3,013
Net interest income	$1,825,000	2,815
Provision for loan and lease losses	$0	2,741
Total noninterest income	$199,000	3,231
Gross Fiduciary activities income	$6,000	813
Service charges on deposit accounts	$51,000	2,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,171
Total noninterest expense	$1,066,000	3,274
Salaries and employee benefits	$660,000	3,136
Premises and equipment expense	$109,000	3,268
Additional noninterest expense	$297,000	3,431
Pre-tax net operating income	$958,000	2,426
Securities gains (losses)	$8,000	1,119
Applicable income taxes	$241,000	1,667
Income before extraordinary items	$725,000	2,652
Extraordinary gains, net	$0	3
Net income	$725,000	2,650
Minority interest net income	$0	55
Net income of bank and minority interests.	$725,000	2,652
Net charge-offs	$3,000	1,645
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$718,680	2,630
2020-12-31 (YTD Data)		Rank
Total interest income	$7,349,000	3,012
Total interest expense	$1,008,000	2,919
Net interest income	$6,341,000	2,967
Provision for loan and lease losses	$90,000	3,614
Total noninterest income	$885,000	3,018
Gross Fiduciary activities income	$36,000	806
Service charges on deposit accounts	$232,000	2,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	2,940
Total noninterest expense	$4,483,000	3,199
Salaries and employee benefits	$2,805,000	3,045
Premises and equipment expense	$564,000	2,854
Additional noninterest expense	$1,114,000	3,548
Pre-tax net operating income	$2,653,000	2,596
Securities gains (losses)	$40,000	1,818
Applicable income taxes	$622,000	1,788
Income before extraordinary items	$2,071,000	2,790
Extraordinary gains, net	$0	4
Net income	$2,071,000	2,788
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,071,000	2,790
Net charge-offs	$10,000	3,026
Cash dividends	$790,000	2,439
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,039,400	2,757
2020-09-30 (YTD Data)		Rank
Total interest income	$5,574,000	3,019
Total interest expense	$813,000	2,906
Net interest income	$4,761,000	2,981
Provision for loan and lease losses	$90,000	3,370
Total noninterest income	$638,000	3,031
Gross Fiduciary activities income	$28,000	784
Service charges on deposit accounts	$176,000	2,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	2,975
Total noninterest expense	$3,283,000	3,222
Salaries and employee benefits	$2,078,000	3,043
Premises and equipment expense	$388,000	3,003
Additional noninterest expense	$817,000	3,567
Pre-tax net operating income	$2,026,000	2,569
Securities gains (losses)	$40,000	1,638
Applicable income taxes	$479,000	1,767
Income before extraordinary items	$1,587,000	2,763
Extraordinary gains, net	$0	4
Net income	$1,587,000	2,762
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,587,000	2,763
Net charge-offs	$7,000	2,835
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,555,400	2,737
2020-06-30 (YTD Data)		Rank
Total interest income	$3,812,000	3,012
Total interest expense	$584,000	2,914
Net interest income	$3,228,000	2,964
Provision for loan and lease losses	$90,000	3,062
Total noninterest income	$392,000	3,114
Gross Fiduciary activities income	$23,000	775
Service charges on deposit accounts	$119,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	3,085
Total noninterest expense	$2,208,000	3,210
Salaries and employee benefits	$1,395,000	3,043
Premises and equipment expense	$259,000	2,992
Additional noninterest expense	$554,000	3,544
Pre-tax net operating income	$1,322,000	2,567
Securities gains (losses)	$39,000	1,403
Applicable income taxes	$315,000	1,707
Income before extraordinary items	$1,046,000	2,757
Extraordinary gains, net	$0	4
Net income	$1,046,000	2,756
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,046,000	2,757
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,015,190	2,739
2020-03-31 (YTD Data)		Rank
Total interest income	$1,878,000	3,029
Total interest expense	$307,000	2,976
Net interest income	$1,571,000	2,995
Provision for loan and lease losses	$40,000	2,710
Total noninterest income	$178,000	3,153
Gross Fiduciary activities income	$19,000	748
Service charges on deposit accounts	$68,000	2,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,279
Total noninterest expense	$1,096,000	3,251
Salaries and employee benefits	$677,000	3,115
Premises and equipment expense	$122,000	3,131
Additional noninterest expense	$297,000	3,466
Pre-tax net operating income	$613,000	2,524
Securities gains (losses)	$33,000	983
Applicable income taxes	$148,000	1,646
Income before extraordinary items	$498,000	2,634
Extraordinary gains, net	$0	4
Net income	$498,000	2,633
Minority interest net income	$0	56
Net income of bank and minority interests.	$498,000	2,635
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$471,930	2,701
2019-12-31 (YTD Data)		Rank
Total interest income	$7,354,000	3,105
Total interest expense	$1,093,000	3,179
Net interest income	$6,261,000	3,030
Provision for loan and lease losses	$0	3,973
Total noninterest income	$705,000	3,262
Gross Fiduciary activities income	$30,000	837
Service charges on deposit accounts	$316,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$359,000	3,398
Total noninterest expense	$4,348,000	3,280
Salaries and employee benefits	$2,684,000	3,120
Premises and equipment expense	$498,000	3,103
Additional noninterest expense	$1,166,000	3,541
Pre-tax net operating income	$2,618,000	2,669
Securities gains (losses)	$0	2,379
Applicable income taxes	$609,000	1,823
Income before extraordinary items	$2,009,000	2,902
Extraordinary gains, net	$0	11
Net income	$2,009,000	2,902
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,009,000	2,903
Net charge-offs	$13,000	3,248
Cash dividends	$750,000	2,629
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,009,000	2,854
2019-09-30 (YTD Data)		Rank
Total interest income	$5,475,000	3,154
Total interest expense	$781,000	3,274
Net interest income	$4,694,000	3,060
Provision for loan and lease losses	$0	3,836
Total noninterest income	$526,000	3,285
Gross Fiduciary activities income	$16,000	851
Service charges on deposit accounts	$235,000	2,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	3,385
Total noninterest expense	$3,207,000	3,325
Salaries and employee benefits	$1,979,000	3,168
Premises and equipment expense	$359,000	3,193
Additional noninterest expense	$869,000	3,585
Pre-tax net operating income	$2,013,000	2,715
Securities gains (losses)	$0	2,167
Applicable income taxes	$471,000	1,847
Income before extraordinary items	$1,542,000	2,918
Extraordinary gains, net	$0	11
Net income	$1,542,000	2,919
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,542,000	2,919
Net charge-offs	$9,000	2,987
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,542,000	2,890
2019-06-30 (YTD Data)		Rank
Total interest income	$3,613,000	3,171
Total interest expense	$483,000	3,371
Net interest income	$3,130,000	3,081
Provision for loan and lease losses	$0	3,685
Total noninterest income	$329,000	3,318
Gross Fiduciary activities income	$11,000	848
Service charges on deposit accounts	$154,000	2,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	3,502
Total noninterest expense	$2,116,000	3,360
Salaries and employee benefits	$1,313,000	3,186
Premises and equipment expense	$230,000	3,281
Additional noninterest expense	$573,000	3,628
Pre-tax net operating income	$1,343,000	2,682
Securities gains (losses)	$0	1,702
Applicable income taxes	$314,000	1,817
Income before extraordinary items	$1,029,000	2,910
Extraordinary gains, net	$0	11
Net income	$1,029,000	2,909
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,029,000	2,909
Net charge-offs	$7,000	2,725
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,029,000	2,884
2019-03-31 (YTD Data)		Rank
Total interest income	$1,806,000	3,187
Total interest expense	$226,000	3,435
Net interest income	$1,580,000	3,086
Provision for loan and lease losses	$0	3,406
Total noninterest income	$159,000	3,342
Gross Fiduciary activities income	$6,000	845
Service charges on deposit accounts	$76,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	3,547
Total noninterest expense	$1,063,000	3,373
Salaries and employee benefits	$650,000	3,243
Premises and equipment expense	$106,000	3,457
Additional noninterest expense	$307,000	3,500
Pre-tax net operating income	$676,000	2,625
Securities gains (losses)	$0	1,087
Applicable income taxes	$157,000	1,797
Income before extraordinary items	$519,000	2,852
Extraordinary gains, net	$0	5
Net income	$519,000	2,851
Minority interest net income	$0	52
Net income of bank and minority interests.	$519,000	2,851
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$519,000	2,834
2018-12-31 (YTD Data)		Rank
Total interest income	$6,953,000	3,173
Total interest expense	$687,000	3,487
Net interest income	$6,266,000	3,082
Provision for loan and lease losses	$0	4,082
Total noninterest income	$657,000	3,424
Gross Fiduciary activities income	$31,000	877
Service charges on deposit accounts	$255,000	2,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,445
Total noninterest expense	$4,310,000	3,334
Salaries and employee benefits	$2,644,000	3,181
Premises and equipment expense	$532,000	3,056
Additional noninterest expense	$1,134,000	3,692
Pre-tax net operating income	$2,613,000	2,714
Securities gains (losses)	$0	1,125
Applicable income taxes	$602,000	1,829
Income before extraordinary items	$2,011,000	2,932
Extraordinary gains, net	$0	6
Net income	$2,011,000	2,931
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,011,000	2,931
Net charge-offs	$40,000	2,746
Cash dividends	$770,000	2,516
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,011,000	2,929
2018-09-30 (YTD Data)		Rank
Total interest income	$5,167,000	3,197
Total interest expense	$482,000	3,529
Net interest income	$4,685,000	3,110
Provision for loan and lease losses	$0	3,948
Total noninterest income	$492,000	3,450
Gross Fiduciary activities income	$16,000	881
Service charges on deposit accounts	$184,000	3,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	3,408
Total noninterest expense	$3,177,000	3,377
Salaries and employee benefits	$1,958,000	3,204
Premises and equipment expense	$382,000	3,143
Additional noninterest expense	$837,000	3,738
Pre-tax net operating income	$2,000,000	2,729
Securities gains (losses)	$0	1,118
Applicable income taxes	$464,000	1,855
Income before extraordinary items	$1,536,000	2,948
Extraordinary gains, net	$0	5
Net income	$1,536,000	2,947
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,536,000	2,947
Net charge-offs	$31,000	2,482
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,536,000	2,938
2018-06-30 (YTD Data)		Rank
Total interest income	$3,431,000	3,194
Total interest expense	$310,000	3,505
Net interest income	$3,121,000	3,117
Provision for loan and lease losses	$0	3,782
Total noninterest income	$333,000	3,456
Gross Fiduciary activities income	$11,000	884
Service charges on deposit accounts	$117,000	3,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	3,364
Total noninterest expense	$2,119,000	3,396
Salaries and employee benefits	$1,313,000	3,223
Premises and equipment expense	$256,000	3,164
Additional noninterest expense	$550,000	3,785
Pre-tax net operating income	$1,335,000	2,704
Securities gains (losses)	$0	961
Applicable income taxes	$310,000	1,838
Income before extraordinary items	$1,025,000	2,913
Extraordinary gains, net	$0	6
Net income	$1,025,000	2,912
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,025,000	2,912
Net charge-offs	$18,000	2,302
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,025,000	2,904
2018-03-31 (YTD Data)		Rank
Total interest income	$1,691,000	3,227
Total interest expense	$154,000	3,473
Net interest income	$1,537,000	3,153
Provision for loan and lease losses	$0	3,508
Total noninterest income	$155,000	3,521
Gross Fiduciary activities income	$5,000	887
Service charges on deposit accounts	$55,000	3,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,420
Total noninterest expense	$1,088,000	3,379
Salaries and employee benefits	$658,000	3,235
Premises and equipment expense	$129,000	3,180
Additional noninterest expense	$301,000	3,635
Pre-tax net operating income	$604,000	2,808
Securities gains (losses)	$0	735
Applicable income taxes	$137,000	1,900
Income before extraordinary items	$467,000	3,010
Extraordinary gains, net	$0	7
Net income	$467,000	3,011
Minority interest net income	$0	52
Net income of bank and minority interests.	$467,000	3,011
Net charge-offs	$1,000	2,559
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$467,000	3,001
2017-12-31 (YTD Data)		Rank
Total interest income	$6,199,000	3,349
Total interest expense	$538,000	3,564
Net interest income	$5,661,000	3,296
Provision for loan and lease losses	$100,000	3,045
Total noninterest income	$587,000	3,723
Gross Fiduciary activities income	$46,000	852
Service charges on deposit accounts	$217,000	3,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	3,710
Total noninterest expense	$4,024,000	3,539
Salaries and employee benefits	$2,292,000	3,484
Premises and equipment expense	$493,000	3,292
Additional noninterest expense	$1,239,000	3,608
Pre-tax net operating income	$2,124,000	3,012
Securities gains (losses)	$11,000	1,559
Applicable income taxes	$546,000	2,353
Income before extraordinary items	$1,589,000	3,037
Extraordinary gains, net	$0	9
Net income	$1,589,000	3,035
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,589,000	3,037
Net charge-offs	$-324,000	5,514
Cash dividends	$6,290,000	543
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,580,860	3,024
2017-09-30 (YTD Data)		Rank
Total interest income	$4,447,000	3,464
Total interest expense	$370,000	3,705
Net interest income	$4,077,000	3,394
Provision for loan and lease losses	$100,000	2,645
Total noninterest income	$425,000	3,802
Gross Fiduciary activities income	$30,000	859
Service charges on deposit accounts	$153,000	3,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	3,751
Total noninterest expense	$2,870,000	3,646
Salaries and employee benefits	$1,630,000	3,604
Premises and equipment expense	$328,000	3,532
Additional noninterest expense	$912,000	3,662
Pre-tax net operating income	$1,532,000	3,127
Securities gains (losses)	$12,000	1,539
Applicable income taxes	$462,000	2,140
Income before extraordinary items	$1,082,000	3,400
Extraordinary gains, net	$0	9
Net income	$1,082,000	3,399
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,082,000	3,400
Net charge-offs	$129,000	1,723
Cash dividends	$5,600,000	459
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,073,600	3,381
2017-06-30 (YTD Data)		Rank
Total interest income	$2,605,000	3,716
Total interest expense	$221,000	3,864
Net interest income	$2,384,000	3,656
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$249,000	3,991
Gross Fiduciary activities income	$24,000	849
Service charges on deposit accounts	$81,000	3,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	3,907
Total noninterest expense	$1,623,000	4,003
Salaries and employee benefits	$973,000	3,838
Premises and equipment expense	$191,000	3,782
Additional noninterest expense	$459,000	4,193
Pre-tax net operating income	$950,000	3,212
Securities gains (losses)	$12,000	1,188
Applicable income taxes	$276,000	2,217
Income before extraordinary items	$686,000	3,443
Extraordinary gains, net	$0	11
Net income	$686,000	3,442
Minority interest net income	$0	71
Net income of bank and minority interests.	$686,000	3,443
Net charge-offs	$132,000	1,318
Cash dividends	$5,600,000	327
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$677,480	3,439
2017-03-31 (YTD Data)		Rank
Total interest income	$1,281,000	3,765
Total interest expense	$107,000	3,912
Net interest income	$1,174,000	3,704
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$144,000	3,800
Gross Fiduciary activities income	$19,000	819
Service charges on deposit accounts	$40,000	3,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,688
Total noninterest expense	$809,000	4,056
Salaries and employee benefits	$487,000	3,898
Premises and equipment expense	$85,000	4,048
Additional noninterest expense	$237,000	4,154
Pre-tax net operating income	$464,000	3,202
Securities gains (losses)	$0	1,153
Applicable income taxes	$131,000	2,229
Income before extraordinary items	$333,000	3,458
Extraordinary gains, net	$0	8
Net income	$333,000	3,457
Minority interest net income	$0	55
Net income of bank and minority interests.	$333,000	3,458
Net charge-offs	$131,000	773
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$333,000	3,433
2016-12-31 (YTD Data)		Rank
Total interest income	$5,215,000	3,723
Total interest expense	$412,000	3,973
Net interest income	$4,803,000	3,658
Provision for loan and lease losses	$20,000	4,036
Total noninterest income	$532,000	3,994
Gross Fiduciary activities income	$30,000	928
Service charges on deposit accounts	$180,000	3,717
Trading account gains and fees	$0	170
Additional Noninterest Income	$322,000	3,858
Total noninterest expense	$3,052,000	4,196
Salaries and employee benefits	$1,882,000	3,945
Premises and equipment expense	$369,000	3,925
Additional noninterest expense	$801,000	4,551
Pre-tax net operating income	$2,263,000	2,850
Securities gains (losses)	$6,000	2,819
Applicable income taxes	$686,000	1,978
Income before extraordinary items	$1,583,000	3,186
Extraordinary gains, net	$0	5
Net income	$1,583,000	3,185
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,583,000	3,185
Net charge-offs	$-6,000	4,895
Cash dividends	$716,000	2,577
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,578,800	3,139
2016-09-30 (YTD Data)		Rank
Total interest income	$3,897,000	3,750
Total interest expense	$306,000	4,016
Net interest income	$3,591,000	3,679
Provision for loan and lease losses	$0	4,186
Total noninterest income	$390,000	4,064
Gross Fiduciary activities income	$15,000	940
Service charges on deposit accounts	$133,000	3,768
Trading account gains and fees	$0	169
Additional Noninterest Income	$242,000	3,873
Total noninterest expense	$2,257,000	4,243
Salaries and employee benefits	$1,413,000	3,949
Premises and equipment expense	$259,000	4,075
Additional noninterest expense	$585,000	4,631
Pre-tax net operating income	$1,724,000	2,864
Securities gains (losses)	$6,000	2,746
Applicable income taxes	$526,000	2,016
Income before extraordinary items	$1,204,000	3,203
Extraordinary gains, net	$0	5
Net income	$1,204,000	3,203
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,204,000	3,203
Net charge-offs	$-8,000	4,864
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,199,800	3,148
2016-06-30 (YTD Data)		Rank
Total interest income	$2,607,000	3,750
Total interest expense	$201,000	4,061
Net interest income	$2,406,000	3,686
Provision for loan and lease losses	$0	4,017
Total noninterest income	$272,000	4,000
Gross Fiduciary activities income	$10,000	955
Service charges on deposit accounts	$88,000	3,769
Trading account gains and fees	$0	157
Additional Noninterest Income	$174,000	3,789
Total noninterest expense	$1,497,000	4,286
Salaries and employee benefits	$941,000	3,988
Premises and equipment expense	$163,000	4,210
Additional noninterest expense	$393,000	4,657
Pre-tax net operating income	$1,181,000	2,781
Securities gains (losses)	$6,000	2,403
Applicable income taxes	$364,000	1,955
Income before extraordinary items	$823,000	3,138
Extraordinary gains, net	$0	16
Net income	$823,000	3,137
Minority interest net income	$0	71
Net income of bank and minority interests.	$823,000	3,137
Net charge-offs	$-2,000	4,474
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$818,860	3,082
2016-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	3,754
Total interest expense	$97,000	4,153
Net interest income	$1,212,000	3,675
Provision for loan and lease losses	$0	3,656
Total noninterest income	$148,000	3,842
Gross Fiduciary activities income	$6,000	933
Service charges on deposit accounts	$45,000	3,743
Trading account gains and fees	$0	142
Additional Noninterest Income	$97,000	3,597
Total noninterest expense	$743,000	4,332
Salaries and employee benefits	$470,000	4,020
Premises and equipment expense	$80,000	4,285
Additional noninterest expense	$193,000	4,712
Pre-tax net operating income	$617,000	2,697
Securities gains (losses)	$0	2,077
Applicable income taxes	$189,000	1,899
Income before extraordinary items	$428,000	3,006
Extraordinary gains, net	$0	12
Net income	$428,000	3,004
Minority interest net income	$0	62
Net income of bank and minority interests.	$428,000	3,005
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$428,000	2,945
2015-12-31 (YTD Data)		Rank
Total interest income	$5,129,000	3,790
Total interest expense	$386,000	4,214
Net interest income	$4,743,000	3,704
Provision for loan and lease losses	$25,000	3,944
Total noninterest income	$480,000	4,231
Gross Fiduciary activities income	$32,000	942
Service charges on deposit accounts	$170,000	3,951
Trading account gains and fees	$0	159
Additional Noninterest Income	$278,000	4,069
Total noninterest expense	$2,986,000	4,343
Salaries and employee benefits	$1,835,000	4,085
Premises and equipment expense	$343,000	4,212
Additional noninterest expense	$808,000	4,680
Pre-tax net operating income	$2,212,000	2,824
Securities gains (losses)	$38,000	1,841
Applicable income taxes	$673,000	1,953
Income before extraordinary items	$1,577,000	3,137
Extraordinary gains, net	$0	23
Net income	$1,577,000	3,138
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,577,000	3,139
Net charge-offs	$10,000	4,011
Cash dividends	$550,000	2,822
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,550,400	3,121
2015-09-30 (YTD Data)		Rank
Total interest income	$3,825,000	3,837
Total interest expense	$291,000	4,259
Net interest income	$3,534,000	3,754
Provision for loan and lease losses	$0	4,232
Total noninterest income	$355,000	4,275
Gross Fiduciary activities income	$18,000	955
Service charges on deposit accounts	$123,000	4,055
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	4,055
Total noninterest expense	$2,206,000	4,403
Salaries and employee benefits	$1,363,000	4,124
Premises and equipment expense	$252,000	4,307
Additional noninterest expense	$591,000	4,770
Pre-tax net operating income	$1,683,000	2,877
Securities gains (losses)	$31,000	1,769
Applicable income taxes	$515,000	1,988
Income before extraordinary items	$1,199,000	3,187
Extraordinary gains, net	$0	21
Net income	$1,199,000	3,186
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,199,000	3,187
Net charge-offs	$10,000	3,647
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,177,300	3,171
2015-06-30 (YTD Data)		Rank
Total interest income	$2,531,000	3,865
Total interest expense	$194,000	4,300
Net interest income	$2,337,000	3,792
Provision for loan and lease losses	$0	4,069
Total noninterest income	$246,000	4,242
Gross Fiduciary activities income	$14,000	952
Service charges on deposit accounts	$80,000	4,073
Trading account gains and fees	$0	157
Additional Noninterest Income	$152,000	4,008
Total noninterest expense	$1,480,000	4,432
Salaries and employee benefits	$913,000	4,151
Premises and equipment expense	$166,000	4,349
Additional noninterest expense	$401,000	4,750
Pre-tax net operating income	$1,103,000	2,897
Securities gains (losses)	$31,000	1,488
Applicable income taxes	$342,000	2,000
Income before extraordinary items	$792,000	3,181
Extraordinary gains, net	$0	22
Net income	$792,000	3,181
Minority interest net income	$0	75
Net income of bank and minority interests.	$792,000	3,182
Net charge-offs	$-2,000	4,729
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$770,300	3,168
2015-03-31 (YTD Data)		Rank
Total interest income	$1,269,000	3,876
Total interest expense	$97,000	4,353
Net interest income	$1,172,000	3,796
Provision for loan and lease losses	$0	3,703
Total noninterest income	$138,000	4,061
Gross Fiduciary activities income	$6,000	965
Service charges on deposit accounts	$40,000	4,052
Trading account gains and fees	$0	152
Additional Noninterest Income	$92,000	3,718
Total noninterest expense	$741,000	4,461
Salaries and employee benefits	$463,000	4,155
Premises and equipment expense	$87,000	4,306
Additional noninterest expense	$191,000	4,890
Pre-tax net operating income	$569,000	2,790
Securities gains (losses)	$31,000	1,047
Applicable income taxes	$184,000	1,907
Income before extraordinary items	$416,000	3,048
Extraordinary gains, net	$0	13
Net income	$416,000	3,051
Minority interest net income	$0	64
Net income of bank and minority interests.	$416,000	3,051
Net charge-offs	$-3,000	4,874
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$394,610	3,076
2014-12-31 (YTD Data)		Rank
Total interest income	$5,254,000	3,852
Total interest expense	$434,000	4,293
Net interest income	$4,820,000	3,748
Provision for loan and lease losses	$112,000	3,090
Total noninterest income	$508,000	4,241
Gross Fiduciary activities income	$84,000	875
Service charges on deposit accounts	$159,000	4,291
Trading account gains and fees	$0	180
Additional Noninterest Income	$265,000	4,180
Total noninterest expense	$2,886,000	4,568
Salaries and employee benefits	$1,780,000	4,249
Premises and equipment expense	$343,000	4,408
Additional noninterest expense	$763,000	5,012
Pre-tax net operating income	$2,330,000	2,718
Securities gains (losses)	$27,000	2,144
Applicable income taxes	$747,000	1,827
Income before extraordinary items	$1,610,000	3,116
Extraordinary gains, net	$0	17
Net income	$1,610,000	3,116
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,610,000	3,117
Net charge-offs	$348,000	1,861
Cash dividends	$610,000	2,607
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,591,640	3,092
2014-09-30 (YTD Data)		Rank
Total interest income	$3,928,000	3,883
Total interest expense	$328,000	4,336
Net interest income	$3,600,000	3,791
Provision for loan and lease losses	$25,000	3,831
Total noninterest income	$387,000	4,268
Gross Fiduciary activities income	$66,000	871
Service charges on deposit accounts	$120,000	4,327
Trading account gains and fees	$0	174
Additional Noninterest Income	$201,000	4,198
Total noninterest expense	$2,134,000	4,621
Salaries and employee benefits	$1,330,000	4,261
Premises and equipment expense	$250,000	4,525
Additional noninterest expense	$554,000	5,099
Pre-tax net operating income	$1,828,000	2,678
Securities gains (losses)	$27,000	1,839
Applicable income taxes	$596,000	1,804
Income before extraordinary items	$1,259,000	3,048
Extraordinary gains, net	$0	15
Net income	$1,259,000	3,048
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,259,000	3,049
Net charge-offs	$100,000	2,688
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,240,640	3,030
2014-06-30 (YTD Data)		Rank
Total interest income	$2,582,000	3,929
Total interest expense	$219,000	4,374
Net interest income	$2,363,000	3,825
Provision for loan and lease losses	$0	4,196
Total noninterest income	$246,000	4,351
Gross Fiduciary activities income	$19,000	946
Service charges on deposit accounts	$80,000	4,330
Trading account gains and fees	$0	172
Additional Noninterest Income	$147,000	4,062
Total noninterest expense	$1,411,000	4,688
Salaries and employee benefits	$878,000	4,316
Premises and equipment expense	$169,000	4,534
Additional noninterest expense	$364,000	5,150
Pre-tax net operating income	$1,198,000	2,656
Securities gains (losses)	$27,000	1,498
Applicable income taxes	$394,000	1,779
Income before extraordinary items	$831,000	3,006
Extraordinary gains, net	$0	20
Net income	$831,000	3,012
Minority interest net income	$0	80
Net income of bank and minority interests.	$831,000	3,012
Net charge-offs	$5,000	3,959
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$812,640	3,003
2014-03-31 (YTD Data)		Rank
Total interest income	$1,283,000	3,965
Total interest expense	$111,000	4,410
Net interest income	$1,172,000	3,854
Provision for loan and lease losses	$0	3,817
Total noninterest income	$125,000	4,294
Gross Fiduciary activities income	$8,000	964
Service charges on deposit accounts	$38,000	4,409
Trading account gains and fees	$0	147
Additional Noninterest Income	$79,000	3,913
Total noninterest expense	$700,000	4,739
Salaries and employee benefits	$437,000	4,376
Premises and equipment expense	$82,000	4,650
Additional noninterest expense	$181,000	5,210
Pre-tax net operating income	$597,000	2,578
Securities gains (losses)	$27,000	855
Applicable income taxes	$201,000	1,706
Income before extraordinary items	$423,000	2,893
Extraordinary gains, net	$0	16
Net income	$423,000	2,896
Minority interest net income	$0	66
Net income of bank and minority interests.	$423,000	2,896
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$404,640	2,930
2013-12-31 (YTD Data)		Rank
Total interest income	$5,333,000	3,904
Total interest expense	$509,000	4,420
Net interest income	$4,824,000	3,780
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$610,000	4,091
Gross Fiduciary activities income	$53,000	936
Service charges on deposit accounts	$167,000	4,413
Trading account gains and fees	$0	184
Additional Noninterest Income	$390,000	3,704
Total noninterest expense	$2,943,000	4,657
Salaries and employee benefits	$1,795,000	4,325
Premises and equipment expense	$371,000	4,392
Additional noninterest expense	$777,000	5,128
Pre-tax net operating income	$2,461,000	2,492
Securities gains (losses)	$0	3,182
Applicable income taxes	$803,000	1,679
Income before extraordinary items	$1,658,000	2,968
Extraordinary gains, net	$0	29
Net income	$1,658,000	2,970
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,658,000	2,971
Net charge-offs	$21,000	4,826
Cash dividends	$600,000	2,536
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,658,000	2,908
2013-09-30 (YTD Data)		Rank
Total interest income	$4,024,000	3,923
Total interest expense	$392,000	4,455
Net interest income	$3,632,000	3,801
Provision for loan and lease losses	$0	4,941
Total noninterest income	$476,000	4,112
Gross Fiduciary activities income	$34,000	945
Service charges on deposit accounts	$126,000	4,436
Trading account gains and fees	$0	180
Additional Noninterest Income	$316,000	3,665
Total noninterest expense	$2,191,000	4,689
Salaries and employee benefits	$1,364,000	4,307
Premises and equipment expense	$268,000	4,511
Additional noninterest expense	$559,000	5,217
Pre-tax net operating income	$1,917,000	2,501
Securities gains (losses)	$0	3,040
Applicable income taxes	$635,000	1,669
Income before extraordinary items	$1,282,000	2,947
Extraordinary gains, net	$0	25
Net income	$1,282,000	2,951
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,282,000	2,951
Net charge-offs	$5,000	4,904
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,282,000	2,873
2013-06-30 (YTD Data)		Rank
Total interest income	$2,722,000	3,907
Total interest expense	$271,000	4,440
Net interest income	$2,451,000	3,768
Provision for loan and lease losses	$0	4,788
Total noninterest income	$355,000	3,910
Gross Fiduciary activities income	$17,000	982
Service charges on deposit accounts	$84,000	4,418
Trading account gains and fees	$0	157
Additional Noninterest Income	$254,000	3,431
Total noninterest expense	$1,470,000	4,705
Salaries and employee benefits	$924,000	4,298
Premises and equipment expense	$175,000	4,557
Additional noninterest expense	$371,000	5,248
Pre-tax net operating income	$1,336,000	2,401
Securities gains (losses)	$0	2,791
Applicable income taxes	$448,000	1,625
Income before extraordinary items	$888,000	2,862
Extraordinary gains, net	$0	22
Net income	$888,000	2,866
Minority interest net income	$0	82
Net income of bank and minority interests.	$888,000	2,866
Net charge-offs	$6,000	4,482
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$888,000	2,771
2013-03-31 (YTD Data)		Rank
Total interest income	$1,394,000	3,881
Total interest expense	$143,000	4,410
Net interest income	$1,251,000	3,727
Provision for loan and lease losses	$0	4,409
Total noninterest income	$169,000	3,951
Gross Fiduciary activities income	$9,000	976
Service charges on deposit accounts	$40,000	4,477
Trading account gains and fees	$0	148
Additional Noninterest Income	$120,000	3,505
Total noninterest expense	$736,000	4,732
Salaries and employee benefits	$477,000	4,265
Premises and equipment expense	$87,000	4,611
Additional noninterest expense	$172,000	5,454
Pre-tax net operating income	$684,000	2,312
Securities gains (losses)	$0	1,966
Applicable income taxes	$232,000	1,568
Income before extraordinary items	$452,000	2,790
Extraordinary gains, net	$0	10
Net income	$452,000	2,793
Minority interest net income	$0	76
Net income of bank and minority interests.	$452,000	2,792
Net charge-offs	$-4,000	5,794
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$452,000	2,705
2012-12-31 (YTD Data)		Rank
Total interest income	$5,717,000	3,961
Total interest expense	$710,000	4,372
Net interest income	$5,007,000	3,812
Provision for loan and lease losses	$160,000	4,210
Total noninterest income	$757,000	3,747
Gross Fiduciary activities income	$44,000	978
Service charges on deposit accounts	$190,000	4,356
Trading account gains and fees	$0	166
Additional Noninterest Income	$523,000	3,287
Total noninterest expense	$2,943,000	4,792
Salaries and employee benefits	$1,878,000	4,281
Premises and equipment expense	$358,000	4,552
Additional noninterest expense	$707,000	5,519
Pre-tax net operating income	$2,661,000	2,302
Securities gains (losses)	$6,000	3,492
Applicable income taxes	$913,000	1,548
Income before extraordinary items	$1,754,000	2,844
Extraordinary gains, net	$0	29
Net income	$1,754,000	2,847
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,754,000	2,846
Net charge-offs	$159,000	4,006
Cash dividends	$640,000	2,488
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,750,040	2,726
2012-09-30 (YTD Data)		Rank
Total interest income	$4,284,000	4,028
Total interest expense	$560,000	4,383
Net interest income	$3,724,000	3,897
Provision for loan and lease losses	$40,000	5,103
Total noninterest income	$500,000	4,014
Gross Fiduciary activities income	$25,000	1,000
Service charges on deposit accounts	$139,000	4,475
Trading account gains and fees	$0	157
Additional Noninterest Income	$336,000	3,525
Total noninterest expense	$2,130,000	4,907
Salaries and employee benefits	$1,368,000	4,386
Premises and equipment expense	$251,000	4,783
Additional noninterest expense	$511,000	5,631
Pre-tax net operating income	$2,054,000	2,315
Securities gains (losses)	$6,000	3,225
Applicable income taxes	$713,000	1,555
Income before extraordinary items	$1,347,000	2,844
Extraordinary gains, net	$0	20
Net income	$1,347,000	2,845
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,347,000	2,844
Net charge-offs	$140,000	3,670
Cash dividends	$40,000	3,595
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,343,100	2,715
2012-06-30 (YTD Data)		Rank
Total interest income	$2,862,000	4,055
Total interest expense	$395,000	4,358
Net interest income	$2,467,000	3,928
Provision for loan and lease losses	$0	5,619
Total noninterest income	$324,000	4,055
Gross Fiduciary activities income	$17,000	1,004
Service charges on deposit accounts	$88,000	4,563
Trading account gains and fees	$0	153
Additional Noninterest Income	$219,000	3,542
Total noninterest expense	$1,411,000	4,950
Salaries and employee benefits	$902,000	4,439
Premises and equipment expense	$168,000	4,793
Additional noninterest expense	$341,000	5,689
Pre-tax net operating income	$1,380,000	2,283
Securities gains (losses)	$6,000	2,847
Applicable income taxes	$482,000	1,535
Income before extraordinary items	$904,000	2,797
Extraordinary gains, net	$0	19
Net income	$904,000	2,798
Minority interest net income	$0	84
Net income of bank and minority interests.	$904,000	2,798
Net charge-offs	$124,000	3,221
Cash dividends	$40,000	3,356
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$900,100	2,675
2012-03-31 (YTD Data)		Rank
Total interest income	$1,474,000	4,007
Total interest expense	$206,000	4,384
Net interest income	$1,268,000	3,877
Provision for loan and lease losses	$0	5,254
Total noninterest income	$164,000	4,045
Gross Fiduciary activities income	$9,000	994
Service charges on deposit accounts	$40,000	4,716
Trading account gains and fees	$0	148
Additional Noninterest Income	$115,000	3,491
Total noninterest expense	$704,000	4,984
Salaries and employee benefits	$449,000	4,477
Premises and equipment expense	$78,000	4,993
Additional noninterest expense	$177,000	5,619
Pre-tax net operating income	$728,000	2,202
Securities gains (losses)	$5,000	1,907
Applicable income taxes	$257,000	1,457
Income before extraordinary items	$476,000	2,705
Extraordinary gains, net	$0	19
Net income	$476,000	2,707
Minority interest net income	$0	78
Net income of bank and minority interests.	$476,000	2,708
Net charge-offs	$111,000	2,359
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$472,750	2,595
2011-12-31 (YTD Data)		Rank
Total interest income	$5,886,000	4,123
Total interest expense	$967,000	4,480
Net interest income	$4,919,000	3,951
Provision for loan and lease losses	$160,000	4,860
Total noninterest income	$554,000	4,219
Gross Fiduciary activities income	$42,000	940
Service charges on deposit accounts	$202,000	4,354
Trading account gains and fees	$0	146
Additional Noninterest Income	$310,000	3,811
Total noninterest expense	$3,038,000	4,849
Salaries and employee benefits	$1,778,000	4,489
Premises and equipment expense	$414,000	4,484
Additional noninterest expense	$846,000	5,298
Pre-tax net operating income	$2,275,000	2,273
Securities gains (losses)	$23,000	3,024
Applicable income taxes	$789,000	1,569
Income before extraordinary items	$1,509,000	2,763
Extraordinary gains, net	$0	29
Net income	$1,509,000	2,766
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,509,000	2,766
Net charge-offs	$95,000	5,024
Cash dividends	$545,000	2,335
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,493,820	2,688
2011-09-30 (YTD Data)		Rank
Total interest income	$4,407,000	4,183
Total interest expense	$749,000	4,516
Net interest income	$3,658,000	3,991
Provision for loan and lease losses	$75,000	5,242
Total noninterest income	$394,000	4,356
Gross Fiduciary activities income	$24,000	956
Service charges on deposit accounts	$156,000	4,332
Trading account gains and fees	$0	145
Additional Noninterest Income	$214,000	3,992
Total noninterest expense	$2,151,000	5,008
Salaries and employee benefits	$1,288,000	4,591
Premises and equipment expense	$288,000	4,716
Additional noninterest expense	$575,000	5,530
Pre-tax net operating income	$1,826,000	2,240
Securities gains (losses)	$23,000	2,749
Applicable income taxes	$646,000	1,500
Income before extraordinary items	$1,203,000	2,722
Extraordinary gains, net	$0	21
Net income	$1,203,000	2,724
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,203,000	2,724
Net charge-offs	$96,000	4,471
Cash dividends	$15,000	3,543
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,188,050	2,647
2011-06-30 (YTD Data)		Rank
Total interest income	$2,949,000	4,197
Total interest expense	$514,000	4,548
Net interest income	$2,435,000	4,003
Provision for loan and lease losses	$25,000	5,594
Total noninterest income	$256,000	4,427
Gross Fiduciary activities income	$16,000	961
Service charges on deposit accounts	$105,000	4,294
Trading account gains and fees	$0	153
Additional Noninterest Income	$135,000	4,127
Total noninterest expense	$1,423,000	5,078
Salaries and employee benefits	$837,000	4,704
Premises and equipment expense	$182,000	4,867
Additional noninterest expense	$404,000	5,510
Pre-tax net operating income	$1,243,000	2,174
Securities gains (losses)	$23,000	2,027
Applicable income taxes	$447,000	1,428
Income before extraordinary items	$819,000	2,637
Extraordinary gains, net	$0	15
Net income	$819,000	2,637
Minority interest net income	$0	89
Net income of bank and minority interests.	$819,000	2,637
Net charge-offs	$97,000	3,877
Cash dividends	$15,000	3,298
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$804,050	2,580
2011-03-31 (YTD Data)		Rank
Total interest income	$1,493,000	4,173
Total interest expense	$264,000	4,606
Net interest income	$1,229,000	3,987
Provision for loan and lease losses	$25,000	4,826
Total noninterest income	$135,000	4,363
Gross Fiduciary activities income	$8,000	961
Service charges on deposit accounts	$50,000	4,342
Trading account gains and fees	$0	158
Additional Noninterest Income	$77,000	3,973
Total noninterest expense	$693,000	5,183
Salaries and employee benefits	$417,000	4,748
Premises and equipment expense	$86,000	5,068
Additional noninterest expense	$190,000	5,666
Pre-tax net operating income	$646,000	2,096
Securities gains (losses)	$23,000	1,043
Applicable income taxes	$239,000	1,316
Income before extraordinary items	$430,000	2,517
Extraordinary gains, net	$0	9
Net income	$430,000	2,516
Minority interest net income	$0	86
Net income of bank and minority interests.	$430,000	2,517
Net charge-offs	$107,000	2,665
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$415,280	2,529
2010-12-31 (YTD Data)		Rank
Total interest income	$5,863,000	4,386
Total interest expense	$1,308,000	4,588
Net interest income	$4,555,000	4,206
Provision for loan and lease losses	$430,000	4,364
Total noninterest income	$633,000	4,124
Gross Fiduciary activities income	$45,000	974
Service charges on deposit accounts	$230,000	4,167
Trading account gains and fees	$0	175
Additional Noninterest Income	$358,000	3,685
Total noninterest expense	$2,853,000	5,163
Salaries and employee benefits	$1,770,000	4,573
Premises and equipment expense	$362,000	4,988
Additional noninterest expense	$721,000	5,834
Pre-tax net operating income	$1,905,000	2,325
Securities gains (losses)	$45,000	2,728
Applicable income taxes	$642,000	1,659
Income before extraordinary items	$1,308,000	2,748
Extraordinary gains, net	$0	29
Net income	$1,308,000	2,744
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,308,000	2,749
Net charge-offs	$194,000	4,799
Cash dividends	$556,000	2,218
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,277,850	2,686
2010-09-30 (YTD Data)		Rank
Total interest income	$4,324,000	4,516
Total interest expense	$1,014,000	4,660
Net interest income	$3,310,000	4,351
Provision for loan and lease losses	$250,000	4,581
Total noninterest income	$453,000	4,259
Gross Fiduciary activities income	$25,000	999
Service charges on deposit accounts	$178,000	4,169
Trading account gains and fees	$0	165
Additional Noninterest Income	$250,000	3,842
Total noninterest expense	$2,022,000	5,336
Salaries and employee benefits	$1,251,000	4,788
Premises and equipment expense	$267,000	5,098
Additional noninterest expense	$504,000	6,021
Pre-tax net operating income	$1,491,000	2,386
Securities gains (losses)	$45,000	2,483
Applicable income taxes	$513,000	1,644
Income before extraordinary items	$1,023,000	2,847
Extraordinary gains, net	$0	23
Net income	$1,023,000	2,841
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,023,000	2,846
Net charge-offs	$91,000	5,003
Cash dividends	$85,000	3,259
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$992,850	2,758
2010-06-30 (YTD Data)		Rank
Total interest income	$2,863,000	4,574
Total interest expense	$705,000	4,671
Net interest income	$2,158,000	4,410
Provision for loan and lease losses	$90,000	5,248
Total noninterest income	$259,000	4,537
Gross Fiduciary activities income	$18,000	998
Service charges on deposit accounts	$123,000	4,090
Trading account gains and fees	$0	152
Additional Noninterest Income	$118,000	4,362
Total noninterest expense	$1,315,000	5,423
Salaries and employee benefits	$809,000	4,894
Premises and equipment expense	$173,000	5,202
Additional noninterest expense	$333,000	6,074
Pre-tax net operating income	$1,012,000	2,347
Securities gains (losses)	$45,000	1,953
Applicable income taxes	$357,000	1,561
Income before extraordinary items	$700,000	2,771
Extraordinary gains, net	$0	19
Net income	$700,000	2,767
Minority interest net income	$0	105
Net income of bank and minority interests.	$700,000	2,770
Net charge-offs	$95,000	4,299
Cash dividends	$85,000	2,943
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$670,300	2,740
2010-03-31 (YTD Data)		Rank
Total interest income	$1,440,000	4,619
Total interest expense	$365,000	4,714
Net interest income	$1,075,000	4,454
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$135,000	4,506
Gross Fiduciary activities income	$9,000	991
Service charges on deposit accounts	$59,000	4,162
Trading account gains and fees	$0	175
Additional Noninterest Income	$67,000	4,201
Total noninterest expense	$660,000	5,475
Salaries and employee benefits	$405,000	4,966
Premises and equipment expense	$86,000	5,286
Additional noninterest expense	$169,000	6,072
Pre-tax net operating income	$520,000	2,338
Securities gains (losses)	$0	2,284
Applicable income taxes	$176,000	1,558
Income before extraordinary items	$344,000	2,858
Extraordinary gains, net	$0	16
Net income	$344,000	2,855
Minority interest net income	$0	91
Net income of bank and minority interests.	$344,000	2,858
Net charge-offs	$102,000	3,082
Cash dividends	$85,000	2,006
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$344,000	2,743
2009-12-31 (YTD Data)		Rank
Total interest income	$6,113,000	4,560
Total interest expense	$1,675,000	4,897
Net interest income	$4,438,000	4,267
Provision for loan and lease losses	$467,000	4,644
Total noninterest income	$529,000	4,635
Gross Fiduciary activities income	$48,000	971
Service charges on deposit accounts	$322,000	3,754
Trading account gains and fees	$0	211
Additional Noninterest Income	$159,000	5,002
Total noninterest expense	$2,814,000	5,359
Salaries and employee benefits	$1,594,000	5,018
Premises and equipment expense	$344,000	5,352
Additional noninterest expense	$876,000	5,588
Pre-tax net operating income	$1,686,000	2,193
Securities gains (losses)	$44,000	2,697
Applicable income taxes	$579,000	1,412
Income before extraordinary items	$1,151,000	2,537
Extraordinary gains, net	$0	34
Net income	$1,151,000	2,535
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,151,000	2,536
Net charge-offs	$555,000	3,654
Cash dividends	$442,000	2,714
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,121,520	2,537
2009-09-30 (YTD Data)		Rank
Total interest income	$4,603,000	4,607
Total interest expense	$1,285,000	4,985
Net interest income	$3,318,000	4,288
Provision for loan and lease losses	$347,000	4,393
Total noninterest income	$394,000	4,712
Gross Fiduciary activities income	$23,000	1,006
Service charges on deposit accounts	$245,000	3,737
Trading account gains and fees	$0	212
Additional Noninterest Income	$126,000	5,052
Total noninterest expense	$2,070,000	5,417
Salaries and employee benefits	$1,152,000	5,172
Premises and equipment expense	$247,000	5,498
Additional noninterest expense	$671,000	5,535
Pre-tax net operating income	$1,295,000	2,309
Securities gains (losses)	$35,000	2,478
Applicable income taxes	$447,000	1,518
Income before extraordinary items	$883,000	2,687
Extraordinary gains, net	$0	27
Net income	$883,000	2,684
Minority interest net income	$0	118
Net income of bank and minority interests.	$883,000	2,687
Net charge-offs	$337,000	3,547
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$859,900	2,688
2009-06-30 (YTD Data)		Rank
Total interest income	$3,117,000	4,608
Total interest expense	$882,000	5,031
Net interest income	$2,235,000	4,250
Provision for loan and lease losses	$312,000	3,636
Total noninterest income	$278,000	4,583
Gross Fiduciary activities income	$17,000	1,003
Service charges on deposit accounts	$167,000	3,668
Trading account gains and fees	$0	193
Additional Noninterest Income	$94,000	4,909
Total noninterest expense	$1,337,000	5,560
Salaries and employee benefits	$771,000	5,215
Premises and equipment expense	$159,000	5,612
Additional noninterest expense	$407,000	5,781
Pre-tax net operating income	$864,000	2,373
Securities gains (losses)	$35,000	2,094
Applicable income taxes	$304,000	1,515
Income before extraordinary items	$595,000	2,780
Extraordinary gains, net	$0	21
Net income	$595,000	2,778
Minority interest net income	$0	112
Net income of bank and minority interests.	$595,000	2,780
Net charge-offs	$344,000	2,772
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$571,900	2,743
2009-03-31 (YTD Data)		Rank
Total interest income	$1,580,000	4,603
Total interest expense	$454,000	5,083
Net interest income	$1,126,000	4,198
Provision for loan and lease losses	$115,000	3,686
Total noninterest income	$151,000	4,388
Gross Fiduciary activities income	$8,000	1,010
Service charges on deposit accounts	$86,000	3,560
Trading account gains and fees	$0	171
Additional Noninterest Income	$57,000	4,606
Total noninterest expense	$721,000	5,300
Salaries and employee benefits	$408,000	5,082
Premises and equipment expense	$81,000	5,625
Additional noninterest expense	$232,000	5,163
Pre-tax net operating income	$441,000	2,616
Securities gains (losses)	$0	2,434
Applicable income taxes	$149,000	1,751
Income before extraordinary items	$292,000	3,179
Extraordinary gains, net	$0	15
Net income	$292,000	3,179
Minority interest net income	$0	102
Net income of bank and minority interests.	$292,000	3,179
Net charge-offs	$-4,000	7,635
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$292,000	3,025
2008-12-31 (YTD Data)		Rank
Total interest income	$6,371,000	4,763
Total interest expense	$2,420,000	4,826
Net interest income	$3,951,000	4,607
Provision for loan and lease losses	$169,000	5,431
Total noninterest income	$860,000	3,714
Gross Fiduciary activities income	$58,000	954
Service charges on deposit accounts	$362,000	3,650
Trading account gains and fees	$0	154
Additional Noninterest Income	$440,000	3,418
Total noninterest expense	$3,060,000	5,053
Salaries and employee benefits	$1,978,000	4,496
Premises and equipment expense	$361,000	5,357
Additional noninterest expense	$721,000	5,732
Pre-tax net operating income	$1,582,000	2,921
Securities gains (losses)	$0	3,220
Applicable income taxes	$536,000	1,781
Income before extraordinary items	$1,046,000	3,200
Extraordinary gains, net	$0	39
Net income	$1,046,000	3,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,736
Cash dividends	$440,000	3,555
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,046,000	3,351
2008-09-30 (YTD Data)		Rank
Total interest income	$4,812,000	4,807
Total interest expense	$1,889,000	4,845
Net interest income	$2,923,000	4,686
Provision for loan and lease losses	$27,000	6,337
Total noninterest income	$708,000	3,615
Gross Fiduciary activities income	$41,000	962
Service charges on deposit accounts	$261,000	3,761
Trading account gains and fees	$0	148
Additional Noninterest Income	$406,000	3,158
Total noninterest expense	$2,278,000	5,067
Salaries and employee benefits	$1,485,000	4,516
Premises and equipment expense	$265,000	5,438
Additional noninterest expense	$528,000	5,764
Pre-tax net operating income	$1,326,000	3,099
Securities gains (losses)	$0	3,106
Applicable income taxes	$457,000	2,014
Income before extraordinary items	$869,000	3,401
Extraordinary gains, net	$0	31
Net income	$869,000	3,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,962
Cash dividends	$25,000	4,821
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$869,000	3,536
2008-06-30 (YTD Data)		Rank
Total interest income	$3,242,000	4,847
Total interest expense	$1,334,000	4,827
Net interest income	$1,908,000	4,761
Provision for loan and lease losses	$18,000	6,030
Total noninterest income	$452,000	3,737
Gross Fiduciary activities income	$26,000	984
Service charges on deposit accounts	$170,000	3,810
Trading account gains and fees	$0	149
Additional Noninterest Income	$256,000	3,312
Total noninterest expense	$1,507,000	5,111
Salaries and employee benefits	$989,000	4,554
Premises and equipment expense	$176,000	5,485
Additional noninterest expense	$342,000	5,826
Pre-tax net operating income	$835,000	3,342
Securities gains (losses)	$0	3,233
Applicable income taxes	$287,000	2,271
Income before extraordinary items	$548,000	3,834
Extraordinary gains, net	$0	21
Net income	$548,000	3,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,369
Cash dividends	$25,000	4,608
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$548,000	3,775
2008-03-31 (YTD Data)		Rank
Total interest income	$1,657,000	4,876
Total interest expense	$714,000	4,833
Net interest income	$943,000	4,818
Provision for loan and lease losses	$9,000	5,509
Total noninterest income	$225,000	3,748
Gross Fiduciary activities income	$15,000	976
Service charges on deposit accounts	$77,000	3,952
Trading account gains and fees	$0	158
Additional Noninterest Income	$133,000	3,249
Total noninterest expense	$740,000	5,179
Salaries and employee benefits	$486,000	4,655
Premises and equipment expense	$86,000	5,563
Additional noninterest expense	$168,000	5,863
Pre-tax net operating income	$419,000	3,443
Securities gains (losses)	$0	2,688
Applicable income taxes	$145,000	2,364
Income before extraordinary items	$274,000	3,999
Extraordinary gains, net	$0	15
Net income	$274,000	4,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$25,000	3,550
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$274,000	3,917
2007-12-31 (YTD Data)		Rank
Total interest income	$6,470,000	4,975
Total interest expense	$2,957,000	4,840
Net interest income	$3,513,000	5,019
Provision for loan and lease losses	$41,000	5,839
Total noninterest income	$671,000	4,397
Gross Fiduciary activities income	$48,000	1,020
Service charges on deposit accounts	$224,000	4,674
Trading account gains and fees	$0	178
Additional Noninterest Income	$399,000	3,738
Total noninterest expense	$2,759,000	5,281
Salaries and employee benefits	$1,739,000	4,863
Premises and equipment expense	$351,000	5,398
Additional noninterest expense	$669,000	5,853
Pre-tax net operating income	$1,384,000	4,049
Securities gains (losses)	$-10,000	7,563
Applicable income taxes	$441,000	2,904
Income before extraordinary items	$933,000	4,464
Extraordinary gains, net	$0	39
Net income	$933,000	4,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,878
Cash dividends	$354,000	4,221
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$939,800	4,445
2007-09-30 (YTD Data)		Rank
Total interest income	$4,819,000	5,009
Total interest expense	$2,217,000	4,858
Net interest income	$2,602,000	5,075
Provision for loan and lease losses	$15,000	5,999
Total noninterest income	$502,000	4,411
Gross Fiduciary activities income	$35,000	1,007
Service charges on deposit accounts	$155,000	4,857
Trading account gains and fees	$0	184
Additional Noninterest Income	$312,000	3,663
Total noninterest expense	$2,020,000	5,329
Salaries and employee benefits	$1,316,000	4,803
Premises and equipment expense	$253,000	5,499
Additional noninterest expense	$451,000	6,104
Pre-tax net operating income	$1,069,000	4,212
Securities gains (losses)	$-2,000	7,433
Applicable income taxes	$342,000	3,012
Income before extraordinary items	$725,000	4,565
Extraordinary gains, net	$0	33
Net income	$725,000	4,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$726,360	4,558
2007-06-30 (YTD Data)		Rank
Total interest income	$3,224,000	5,025
Total interest expense	$1,477,000	4,838
Net interest income	$1,747,000	5,089
Provision for loan and lease losses	$8,000	5,855
Total noninterest income	$348,000	4,334
Gross Fiduciary activities income	$26,000	1,011
Service charges on deposit accounts	$101,000	4,923
Trading account gains and fees	$0	168
Additional Noninterest Income	$221,000	3,596
Total noninterest expense	$1,373,000	5,303
Salaries and employee benefits	$899,000	4,759
Premises and equipment expense	$171,000	5,493
Additional noninterest expense	$303,000	6,091
Pre-tax net operating income	$714,000	4,270
Securities gains (losses)	$-2,000	7,706
Applicable income taxes	$225,000	3,110
Income before extraordinary items	$487,000	4,607
Extraordinary gains, net	$0	29
Net income	$487,000	4,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,525
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$488,360	4,596
2007-03-31 (YTD Data)		Rank
Total interest income	$1,597,000	5,038
Total interest expense	$708,000	4,943
Net interest income	$889,000	5,036
Provision for loan and lease losses	$0	5,779
Total noninterest income	$185,000	4,194
Gross Fiduciary activities income	$14,000	1,006
Service charges on deposit accounts	$47,000	5,004
Trading account gains and fees	$0	195
Additional Noninterest Income	$124,000	3,357
Total noninterest expense	$709,000	5,210
Salaries and employee benefits	$472,000	4,626
Premises and equipment expense	$84,000	5,553
Additional noninterest expense	$153,000	6,070
Pre-tax net operating income	$365,000	4,215
Securities gains (losses)	$0	1,187
Applicable income taxes	$106,000	3,192
Income before extraordinary items	$259,000	4,476
Extraordinary gains, net	$0	22
Net income	$259,000	4,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,505
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$259,000	4,465
2006-12-31 (YTD Data)		Rank
Total interest income	$5,882,000	5,078
Total interest expense	$2,544,000	4,772
Net interest income	$3,338,000	5,207
Provision for loan and lease losses	$-27,000	8,356
Total noninterest income	$566,000	4,866
Gross Fiduciary activities income	$43,000	1,047
Service charges on deposit accounts	$183,000	5,157
Trading account gains and fees	$0	130
Additional Noninterest Income	$340,000	4,054
Total noninterest expense	$2,688,000	5,256
Salaries and employee benefits	$1,664,000	4,872
Premises and equipment expense	$340,000	5,409
Additional noninterest expense	$684,000	5,708
Pre-tax net operating income	$1,243,000	4,712
Securities gains (losses)	$-24,000	7,627
Applicable income taxes	$402,000	3,425
Income before extraordinary items	$817,000	5,159
Extraordinary gains, net	$0	51
Net income	$817,000	5,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,935
Cash dividends	$258,000	4,656
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$833,080	5,118
2006-09-30 (YTD Data)		Rank
Total interest income	$4,344,000	5,119
Total interest expense	$1,856,000	4,761
Net interest income	$2,488,000	5,277
Provision for loan and lease losses	$-27,000	8,498
Total noninterest income	$439,000	4,819
Gross Fiduciary activities income	$31,000	1,047
Service charges on deposit accounts	$140,000	5,179
Trading account gains and fees	$0	126
Additional Noninterest Income	$268,000	3,966
Total noninterest expense	$1,930,000	5,373
Salaries and employee benefits	$1,229,000	4,887
Premises and equipment expense	$246,000	5,529
Additional noninterest expense	$455,000	6,037
Pre-tax net operating income	$1,024,000	4,655
Securities gains (losses)	$-7,000	7,492
Applicable income taxes	$341,000	3,406
Income before extraordinary items	$676,000	5,082
Extraordinary gains, net	$0	45
Net income	$676,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,107
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$680,620	5,060
2006-06-30 (YTD Data)		Rank
Total interest income	$2,830,000	5,154
Total interest expense	$1,183,000	4,759
Net interest income	$1,647,000	5,322
Provision for loan and lease losses	$-18,000	8,523
Total noninterest income	$299,000	4,757
Gross Fiduciary activities income	$22,000	1,057
Service charges on deposit accounts	$86,000	5,323
Trading account gains and fees	$0	126
Additional Noninterest Income	$191,000	3,844
Total noninterest expense	$1,288,000	5,378
Salaries and employee benefits	$820,000	4,920
Premises and equipment expense	$167,000	5,481
Additional noninterest expense	$301,000	6,080
Pre-tax net operating income	$676,000	4,711
Securities gains (losses)	$0	1,185
Applicable income taxes	$226,000	3,457
Income before extraordinary items	$450,000	5,128
Extraordinary gains, net	$0	39
Net income	$450,000	5,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$450,000	5,128
2006-03-31 (YTD Data)		Rank
Total interest income	$1,387,000	5,163
Total interest expense	$574,000	4,703
Net interest income	$813,000	5,350
Provision for loan and lease losses	$-9,000	8,544
Total noninterest income	$155,000	4,596
Gross Fiduciary activities income	$12,000	1,047
Service charges on deposit accounts	$41,000	5,358
Trading account gains and fees	$0	115
Additional Noninterest Income	$102,000	3,669
Total noninterest expense	$640,000	5,410
Salaries and employee benefits	$402,000	4,996
Premises and equipment expense	$83,000	5,536
Additional noninterest expense	$155,000	5,960
Pre-tax net operating income	$337,000	4,678
Securities gains (losses)	$0	955
Applicable income taxes	$114,000	3,410
Income before extraordinary items	$223,000	5,097
Extraordinary gains, net	$0	21
Net income	$223,000	5,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$223,000	5,089
2005-12-31 (YTD Data)		Rank
Total interest income	$5,144,000	5,067
Total interest expense	$1,892,000	4,598
Net interest income	$3,252,000	5,244
Provision for loan and lease losses	$24,000	6,374
Total noninterest income	$554,000	4,995
Gross Fiduciary activities income	$24,000	1,157
Service charges on deposit accounts	$185,000	5,197
Trading account gains and fees	$0	138
Additional Noninterest Income	$345,000	4,051
Total noninterest expense	$2,719,000	5,093
Salaries and employee benefits	$1,725,000	4,612
Premises and equipment expense	$361,000	5,186
Additional noninterest expense	$633,000	5,884
Pre-tax net operating income	$1,063,000	5,194
Securities gains (losses)	$1,000	2,117
Applicable income taxes	$356,000	3,881
Income before extraordinary items	$708,000	5,638
Extraordinary gains, net	$0	46
Net income	$708,000	5,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,044
Cash dividends	$333,000	4,243
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$707,330	5,619
2005-09-30 (YTD Data)		Rank
Total interest income	$3,780,000	5,097
Total interest expense	$1,342,000	4,612
Net interest income	$2,438,000	5,249
Provision for loan and lease losses	$18,000	6,207
Total noninterest income	$426,000	4,966
Gross Fiduciary activities income	$17,000	1,145
Service charges on deposit accounts	$138,000	5,248
Trading account gains and fees	$0	126
Additional Noninterest Income	$271,000	3,983
Total noninterest expense	$1,992,000	5,154
Salaries and employee benefits	$1,279,000	4,625
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$451,000	6,011
Pre-tax net operating income	$854,000	5,160
Securities gains (losses)	$0	2,317
Applicable income taxes	$289,000	3,864
Income before extraordinary items	$565,000	5,607
Extraordinary gains, net	$0	35
Net income	$565,000	5,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$565,000	5,570
2005-06-30 (YTD Data)		Rank
Total interest income	$2,470,000	5,092
Total interest expense	$841,000	4,646
Net interest income	$1,629,000	5,246
Provision for loan and lease losses	$12,000	5,987
Total noninterest income	$292,000	4,867
Gross Fiduciary activities income	$12,000	1,130
Service charges on deposit accounts	$91,000	5,229
Trading account gains and fees	$0	116
Additional Noninterest Income	$189,000	3,861
Total noninterest expense	$1,323,000	5,157
Salaries and employee benefits	$855,000	4,590
Premises and equipment expense	$170,000	5,363
Additional noninterest expense	$298,000	6,019
Pre-tax net operating income	$586,000	5,069
Securities gains (losses)	$0	2,146
Applicable income taxes	$203,000	3,760
Income before extraordinary items	$383,000	5,552
Extraordinary gains, net	$0	30
Net income	$383,000	5,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,591
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$383,000	5,502
2005-03-31 (YTD Data)		Rank
Total interest income	$1,223,000	5,118
Total interest expense	$399,000	4,695
Net interest income	$824,000	5,247
Provision for loan and lease losses	$6,000	5,706
Total noninterest income	$156,000	4,610
Gross Fiduciary activities income	$7,000	1,108
Service charges on deposit accounts	$44,000	5,270
Trading account gains and fees	$0	115
Additional Noninterest Income	$105,000	3,636
Total noninterest expense	$641,000	5,281
Salaries and employee benefits	$418,000	4,681
Premises and equipment expense	$80,000	5,566
Additional noninterest expense	$143,000	6,156
Pre-tax net operating income	$333,000	4,728
Securities gains (losses)	$0	1,685
Applicable income taxes	$114,000	3,555
Income before extraordinary items	$219,000	5,184
Extraordinary gains, net	$0	24
Net income	$219,000	5,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,691
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$219,000	5,156
2004-12-31 (YTD Data)		Rank
Total interest income	$4,761,000	5,013
Total interest expense	$1,472,000	4,565
Net interest income	$3,289,000	5,116
Provision for loan and lease losses	$186,000	3,822
Total noninterest income	$481,000	5,368
Gross Fiduciary activities income	$25,000	1,165
Service charges on deposit accounts	$184,000	5,386
Trading account gains and fees	$0	138
Additional Noninterest Income	$272,000	4,457
Total noninterest expense	$2,567,000	5,210
Salaries and employee benefits	$1,580,000	4,761
Premises and equipment expense	$280,000	5,877
Additional noninterest expense	$707,000	5,491
Pre-tax net operating income	$1,017,000	5,197
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$366,000	3,863
Income before extraordinary items	$656,000	5,751
Extraordinary gains, net	$0	34
Net income	$656,000	5,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,420
Cash dividends	$278,000	4,475
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$652,800	5,699
2004-09-30 (YTD Data)		Rank
Total interest income	$3,560,000	4,999
Total interest expense	$1,098,000	4,543
Net interest income	$2,462,000	5,112
Provision for loan and lease losses	$9,000	6,765
Total noninterest income	$341,000	5,538
Gross Fiduciary activities income	$16,000	1,173
Service charges on deposit accounts	$131,000	5,538
Trading account gains and fees	$0	134
Additional Noninterest Income	$194,000	4,561
Total noninterest expense	$1,728,000	5,535
Salaries and employee benefits	$1,128,000	4,888
Premises and equipment expense	$180,000	6,281
Additional noninterest expense	$420,000	6,165
Pre-tax net operating income	$1,066,000	4,454
Securities gains (losses)	$4,000	3,145
Applicable income taxes	$326,000	3,648
Income before extraordinary items	$744,000	4,807
Extraordinary gains, net	$0	26
Net income	$744,000	4,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$741,200	4,722
2004-06-30 (YTD Data)		Rank
Total interest income	$2,381,000	5,005
Total interest expense	$724,000	4,577
Net interest income	$1,657,000	5,083
Provision for loan and lease losses	$6,000	6,548
Total noninterest income	$218,000	5,631
Gross Fiduciary activities income	$11,000	1,171
Service charges on deposit accounts	$87,000	5,558
Trading account gains and fees	$0	130
Additional Noninterest Income	$120,000	4,788
Total noninterest expense	$1,131,000	5,627
Salaries and employee benefits	$744,000	4,956
Premises and equipment expense	$119,000	6,333
Additional noninterest expense	$268,000	6,317
Pre-tax net operating income	$738,000	4,328
Securities gains (losses)	$0	3,413
Applicable income taxes	$222,000	3,585
Income before extraordinary items	$516,000	4,660
Extraordinary gains, net	$0	21
Net income	$516,000	4,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$516,000	4,568
2004-03-31 (YTD Data)		Rank
Total interest income	$1,207,000	4,977
Total interest expense	$369,000	4,557
Net interest income	$838,000	5,045
Provision for loan and lease losses	$3,000	6,219
Total noninterest income	$93,000	5,951
Gross Fiduciary activities income	$5,000	1,183
Service charges on deposit accounts	$39,000	5,736
Trading account gains and fees	$0	121
Additional Noninterest Income	$49,000	5,162
Total noninterest expense	$532,000	5,842
Salaries and employee benefits	$345,000	5,243
Premises and equipment expense	$60,000	6,320
Additional noninterest expense	$127,000	6,499
Pre-tax net operating income	$396,000	4,109
Securities gains (losses)	$0	2,934
Applicable income taxes	$120,000	3,488
Income before extraordinary items	$276,000	4,501
Extraordinary gains, net	$0	16
Net income	$276,000	4,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,417
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$276,000	4,368
2003-12-31 (YTD Data)		Rank
Total interest income	$5,193,000	4,763
Total interest expense	$1,687,000	4,540
Net interest income	$3,506,000	4,791
Provision for loan and lease losses	$33,000	6,726
Total noninterest income	$280,000	6,733
Gross Fiduciary activities income	$24,000	1,214
Service charges on deposit accounts	$139,000	6,007
Trading account gains and fees	$0	160
Additional Noninterest Income	$117,000	6,265
Total noninterest expense	$2,347,000	5,450
Salaries and employee benefits	$1,378,000	5,143
Premises and equipment expense	$376,000	4,950
Additional noninterest expense	$593,000	6,027
Pre-tax net operating income	$1,406,000	4,298
Securities gains (losses)	$18,000	3,281
Applicable income taxes	$395,000	3,810
Income before extraordinary items	$1,029,000	4,567
Extraordinary gains, net	$0	54
Net income	$1,029,000	4,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,310
Cash dividends	$208,000	4,873
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,016,040	4,429
2003-09-30 (YTD Data)		Rank
Total interest income	$3,947,000	4,780
Total interest expense	$1,297,000	4,581
Net interest income	$2,650,000	4,768
Provision for loan and lease losses	$27,000	6,482
Total noninterest income	$216,000	6,712
Gross Fiduciary activities income	$17,000	1,211
Service charges on deposit accounts	$102,000	6,087
Trading account gains and fees	$0	153
Additional Noninterest Income	$97,000	6,146
Total noninterest expense	$1,620,000	5,714
Salaries and employee benefits	$1,025,000	5,167
Premises and equipment expense	$272,000	5,046
Additional noninterest expense	$323,000	6,945
Pre-tax net operating income	$1,219,000	4,024
Securities gains (losses)	$17,000	3,051
Applicable income taxes	$350,000	3,641
Income before extraordinary items	$886,000	4,334
Extraordinary gains, net	$0	40
Net income	$886,000	4,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$873,760	4,204
2003-06-30 (YTD Data)		Rank
Total interest income	$2,652,000	4,788
Total interest expense	$888,000	4,620
Net interest income	$1,764,000	4,777
Provision for loan and lease losses	$18,000	6,396
Total noninterest income	$142,000	6,749
Gross Fiduciary activities income	$12,000	1,199
Service charges on deposit accounts	$62,000	6,251
Trading account gains and fees	$0	150
Additional Noninterest Income	$68,000	6,043
Total noninterest expense	$1,060,000	5,791
Salaries and employee benefits	$693,000	5,116
Premises and equipment expense	$163,000	5,379
Additional noninterest expense	$204,000	7,091
Pre-tax net operating income	$828,000	3,963
Securities gains (losses)	$13,000	2,823
Applicable income taxes	$239,000	3,635
Income before extraordinary items	$602,000	4,287
Extraordinary gains, net	$0	30
Net income	$602,000	4,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$592,640	4,126
2003-03-31 (YTD Data)		Rank
Total interest income	$1,342,000	4,775
Total interest expense	$456,000	4,625
Net interest income	$886,000	4,754
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$76,000	6,544
Gross Fiduciary activities income	$6,000	1,199
Service charges on deposit accounts	$31,000	6,193
Trading account gains and fees	$0	134
Additional Noninterest Income	$39,000	5,739
Total noninterest expense	$521,000	5,860
Salaries and employee benefits	$338,000	5,218
Premises and equipment expense	$83,000	5,318
Additional noninterest expense	$100,000	7,147
Pre-tax net operating income	$432,000	3,858
Securities gains (losses)	$0	2,891
Applicable income taxes	$123,000	3,577
Income before extraordinary items	$309,000	4,154
Extraordinary gains, net	$0	21
Net income	$309,000	4,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$309,000	3,963
2002-12-31 (YTD Data)		Rank
Total interest income	$5,813,000	4,661
Total interest expense	$2,315,000	4,349
Net interest income	$3,498,000	4,756
Provision for loan and lease losses	$310,000	3,349
Total noninterest income	$306,000	6,416
Gross Fiduciary activities income	$23,000	1,252
Service charges on deposit accounts	$147,000	5,870
Trading account gains and fees	$0	153
Additional Noninterest Income	$136,000	5,810
Total noninterest expense	$2,178,000	5,569
Salaries and employee benefits	$1,289,000	5,219
Premises and equipment expense	$388,000	4,753
Additional noninterest expense	$501,000	6,490
Pre-tax net operating income	$1,316,000	4,454
Securities gains (losses)	$3,000	4,139
Applicable income taxes	$367,000	4,063
Income before extraordinary items	$952,000	4,730
Extraordinary gains, net	$0	70
Net income	$952,000	4,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	4,150
Cash dividends	$188,000	4,974
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$949,840	4,612
2001-12-31 (YTD Data)		Rank
Total interest income	$6,361,000	4,751
Total interest expense	$3,387,000	4,314
Net interest income	$2,974,000	5,111
Provision for loan and lease losses	$250,000	3,605
Total noninterest income	$302,000	6,412
Gross Fiduciary activities income	$21,000	1,296
Service charges on deposit accounts	$149,000	5,812
Trading account gains and fees	$0	177
Additional Noninterest Income	$132,000	5,790
Total noninterest expense	$2,047,000	5,641
Salaries and employee benefits	$1,212,000	5,281
Premises and equipment expense	$373,000	4,820
Additional noninterest expense	$462,000	6,695
Pre-tax net operating income	$979,000	4,952
Securities gains (losses)	$10,000	3,593
Applicable income taxes	$267,000	4,496
Income before extraordinary items	$722,000	5,149
Extraordinary gains, net	$0	105
Net income	$722,000	5,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,284
Cash dividends	$166,000	5,216
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$714,700	5,068
2000-12-31 (YTD Data)		Rank
Total interest income	$6,352,000	4,899
Total interest expense	$3,865,000	4,083
Net interest income	$2,487,000	5,823
Provision for loan and lease losses	$230,000	3,449
Total noninterest income	$262,000	6,653
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	6,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	5,749
Total noninterest expense	$2,018,000	5,656
Salaries and employee benefits	$1,198,000	5,234
Premises and equipment expense	$388,000	4,606
Additional noninterest expense	$432,000	6,905
Pre-tax net operating income	$501,000	6,995
Securities gains (losses)	$-4,000	7,844
Applicable income taxes	$100,000	6,505
Income before extraordinary items	$397,000	6,878
Extraordinary gains, net	$0	38
Net income	$397,000	6,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	2,184
Cash dividends	$255,000	4,735
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$400,200	6,868
1999-12-31 (YTD Data)		Rank
Total interest income	$5,975,000	4,963
Total interest expense	$3,566,000	3,979
Net interest income	$2,409,000	5,942
Provision for loan and lease losses	$52,000	6,466
Total noninterest income	$230,000	7,140
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	6,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,013
Total noninterest expense	$1,960,000	5,769
Salaries and employee benefits	$1,116,000	5,437
Premises and equipment expense	$466,000	4,015
Additional noninterest expense	$378,000	7,458
Pre-tax net operating income	$627,000	6,614
Securities gains (losses)	$0	3,155
Applicable income taxes	$108,000	6,819
Income before extraordinary items	$519,000	6,305
Extraordinary gains, net	$0	35
Net income	$519,000	6,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,548
Cash dividends	$323,000	4,378
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$519,000	6,288
1998-12-31 (YTD Data)		Rank
Total interest income	$5,852,000	5,095
Total interest expense	$3,386,000	4,273
Net interest income	$2,466,000	5,901
Provision for loan and lease losses	$9,000	8,310
Total noninterest income	$223,000	7,296
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$109,000	6,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,324
Total noninterest expense	$2,032,000	5,536
Salaries and employee benefits	$1,075,000	5,499
Premises and equipment expense	$533,000	3,520
Additional noninterest expense	$424,000	7,026
Pre-tax net operating income	$648,000	6,691
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$170,000	6,583
Income before extraordinary items	$479,000	6,732
Extraordinary gains, net	$0	32
Net income	$479,000	6,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,135
Cash dividends	$150,000	5,770
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$478,260	6,631
1997-12-31 (YTD Data)		Rank
Total interest income	$5,444,000	5,449
Total interest expense	$3,002,000	4,708
Net interest income	$2,442,000	6,143
Provision for loan and lease losses	$58,000	6,402
Total noninterest income	$197,000	7,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	6,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,280
Total noninterest expense	$1,705,000	6,279
Salaries and employee benefits	$996,000	5,887
Premises and equipment expense	$359,000	4,802
Additional noninterest expense	$350,000	7,807
Pre-tax net operating income	$876,000	6,227
Securities gains (losses)	$0	3,944
Applicable income taxes	$237,000	6,404
Income before extraordinary items	$639,000	6,164
Extraordinary gains, net	$0	44
Net income	$639,000	6,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,643
Cash dividends	$79,000	6,791
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$639,000	6,119
1996-12-31 (YTD Data)		Rank
Total interest income	$4,969,000	5,964
Total interest expense	$2,692,000	5,239
Net interest income	$2,277,000	6,599
Provision for loan and lease losses	$56,000	6,391
Total noninterest income	$172,000	8,652
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	7,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	8,463
Total noninterest expense	$1,407,000	7,370
Salaries and employee benefits	$948,000	6,230
Premises and equipment expense	$157,000	7,897
Additional noninterest expense	$302,000	8,862
Pre-tax net operating income	$986,000	5,793
Securities gains (losses)	$0	4,148
Applicable income taxes	$277,000	6,092
Income before extraordinary items	$709,000	5,727
Extraordinary gains, net	$0	53
Net income	$709,000	5,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,797
Cash dividends	$79,000	7,079
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$709,000	5,666
1995-12-31 (YTD Data)		Rank
Total interest income	$4,735,000	6,212
Total interest expense	$2,556,000	5,464
Net interest income	$2,179,000	6,914
Provision for loan and lease losses	$-145,000	11,775
Total noninterest income	$180,000	8,775
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	7,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	8,479
Total noninterest expense	$1,447,000	7,441
Salaries and employee benefits	$937,000	6,364
Premises and equipment expense	$193,000	7,333
Additional noninterest expense	$317,000	9,073
Pre-tax net operating income	$1,057,000	5,760
Securities gains (losses)	$0	3,831
Applicable income taxes	$312,000	5,860
Income before extraordinary items	$745,000	5,739
Extraordinary gains, net	$0	65
Net income	$745,000	5,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-145,000	11,807
Cash dividends	$735,000	2,577
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$745,000	5,717
1994-12-31 (YTD Data)		Rank
Total interest income	$4,305,000	6,345
Total interest expense	$2,025,000	5,566
Net interest income	$2,280,000	6,900
Provision for loan and lease losses	$51,000	6,050
Total noninterest income	$261,000	7,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,278
Total noninterest expense	$1,538,000	7,483
Salaries and employee benefits	$970,000	6,241
Premises and equipment expense	$164,000	8,211
Additional noninterest expense	$404,000	8,791
Pre-tax net operating income	$952,000	6,160
Securities gains (losses)	$0	3,600
Applicable income taxes	$266,000	6,308
Income before extraordinary items	$686,000	5,994
Extraordinary gains, net	$0	249
Net income	$686,000	6,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,873
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$686,000	6,060
1993-12-31 (YTD Data)		Rank
Total interest income	$4,285,000	6,536
Total interest expense	$1,975,000	5,895
Net interest income	$2,310,000	6,917
Provision for loan and lease losses	$137,000	4,886
Total noninterest income	$250,000	8,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	7,920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	6,953
Total noninterest expense	$1,473,000	7,920
Salaries and employee benefits	$944,000	6,452
Premises and equipment expense	$155,000	8,775
Additional noninterest expense	$374,000	9,548
Pre-tax net operating income	$950,000	6,114
Securities gains (losses)	$10,000	5,473
Applicable income taxes	$261,000	6,630
Income before extraordinary items	$699,000	6,120
Extraordinary gains, net	$28,000	2,522
Net income	$727,000	6,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	4,347
Cash dividends	$324,000	4,181
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$691,700	5,900
1992-12-31 (YTD Data)		Rank
Total interest income	$4,643,000	6,735
Total interest expense	$2,327,000	6,341
Net interest income	$2,316,000	6,970
Provision for loan and lease losses	$46,000	9,271
Total noninterest income	$196,000	9,494
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	8,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	8,441
Total noninterest expense	$1,453,000	8,088
Salaries and employee benefits	$900,000	6,623
Premises and equipment expense	$161,000	8,809
Additional noninterest expense	$392,000	9,654
Pre-tax net operating income	$1,013,000	5,569
Securities gains (losses)	$0	8,369
Applicable income taxes	$312,000	5,769
Income before extraordinary items	$701,000	5,915
Extraordinary gains, net	$0	1,422
Net income	$701,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	8,662
Cash dividends	$338,000	3,742
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$701,000	5,571

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.