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Walpole Co-operative Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,998,0001,612
Total interest expense$10,415,0001,254
Net interest income$14,583,0001,852
Provision for loan and lease losses$60,0002,699
Total noninterest income$259,0003,878
Gross Fiduciary activities income$0981
Service charges on deposit accounts$29,0004,076
Trading account gains and feesNANA
Additional Noninterest Income$230,0003,589
Total noninterest expense$12,395,0001,775
Salaries and employee benefits$6,300,0001,900
Premises and equipment expense$1,260,0001,744
Additional noninterest expense$230,0003,589
Pre-tax net operating income$2,387,0002,755
Securities gains (losses)$0988
Applicable income taxes$678,0001,703
Income before extraordinary items$1,709,0002,943
Extraordinary gains, net$054
Net income$1,709,0002,976
Minority interest net income$088
Net income of bank and minority interests.$1,709,0002,945
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,709,0002,980
2023-09-30 (YTD Data)Rank
Total interest income$18,355,0001,604
Total interest expense$7,208,0001,247
Net interest income$11,147,0001,839
Provision for loan and lease losses$45,0002,529
Total noninterest income$202,0003,850
Gross Fiduciary activities income$0950
Service charges on deposit accounts$22,0004,083
Trading account gains and feesNANA
Additional Noninterest Income$180,0003,557
Total noninterest expense$9,122,0001,793
Salaries and employee benefits$5,007,0001,827
Premises and equipment expense$982,0001,702
Additional noninterest expense$180,0003,555
Pre-tax net operating income$2,182,0002,604
Securities gains (losses)$0849
Applicable income taxes$619,0001,605
Income before extraordinary items$1,563,0002,804
Extraordinary gains, net$052
Net income$1,563,0002,834
Minority interest net income$081
Net income of bank and minority interests.$1,563,0002,805
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,563,0002,832
2023-06-30 (YTD Data)Rank
Total interest income$11,724,0001,630
Total interest expense$4,444,0001,219
Net interest income$7,280,0001,876
Provision for loan and lease losses$30,0002,429
Total noninterest income$405,0002,939
Gross Fiduciary activities income$0931
Service charges on deposit accounts$14,0004,118
Trading account gains and feesNANA
Additional Noninterest Income$391,0002,487
Total noninterest expense$6,077,0001,787
Salaries and employee benefits$3,324,0001,830
Premises and equipment expense$680,0001,655
Additional noninterest expense$391,0002,482
Pre-tax net operating income$1,578,0002,527
Securities gains (losses)$0938
Applicable income taxes$447,0001,566
Income before extraordinary items$1,131,0002,715
Extraordinary gains, net$051
Net income$1,131,0002,745
Minority interest net income$081
Net income of bank and minority interests.$1,131,0002,715
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,131,0002,736
2023-03-31 (YTD Data)Rank
Total interest income$5,627,0001,663
Total interest expense$1,928,0001,227
Net interest income$3,699,0001,854
Provision for loan and lease losses$15,0002,190
Total noninterest income$182,0003,052
Gross Fiduciary activities income$0913
Service charges on deposit accounts$7,0004,142
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,592
Total noninterest expense$3,010,0001,829
Salaries and employee benefits$1,633,0001,879
Premises and equipment expense$351,0001,642
Additional noninterest expense$175,0002,592
Pre-tax net operating income$856,0002,490
Securities gains (losses)$0950
Applicable income taxes$243,0001,553
Income before extraordinary items$613,0002,678
Extraordinary gains, net$04
Net income$613,0002,678
Minority interest net income$048
Net income of bank and minority interests.$613,0002,678
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$613,0002,714
2022-12-31 (YTD Data)Rank
Total interest income$20,287,0001,552
Total interest expense$2,525,0001,349
Net interest income$17,762,0001,578
Provision for loan and lease losses$30,0002,675
Total noninterest income$857,0002,987
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$30,0004,188
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,549
Total noninterest expense$11,748,0001,802
Salaries and employee benefits$6,546,0001,833
Premises and equipment expense$1,427,0001,582
Additional noninterest expense$827,0002,549
Pre-tax net operating income$6,841,0001,672
Securities gains (losses)$0691
Applicable income taxes$1,935,0001,100
Income before extraordinary items$4,906,0001,846
Extraordinary gains, net$05
Net income$4,906,0001,844
Minority interest net income$063
Net income of bank and minority interests.$4,906,0001,845
Net charge-offs$-27,0003,915
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,906,0001,876
2022-09-30 (YTD Data)Rank
Total interest income$14,926,0001,529
Total interest expense$1,340,0001,429
Net interest income$13,586,0001,538
Provision for loan and lease losses$30,0002,440
Total noninterest income$596,0003,102
Gross Fiduciary activities income$0968
Service charges on deposit accounts$23,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,650
Total noninterest expense$8,741,0001,813
Salaries and employee benefits$4,728,0001,881
Premises and equipment expense$1,128,0001,538
Additional noninterest expense$573,0002,650
Pre-tax net operating income$5,411,0001,602
Securities gains (losses)$0740
Applicable income taxes$1,532,0001,051
Income before extraordinary items$3,879,0001,766
Extraordinary gains, net$04
Net income$3,879,0001,766
Minority interest net income$057
Net income of bank and minority interests.$3,879,0001,765
Net charge-offs$-27,0003,901
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,879,0001,803
2022-06-30 (YTD Data)Rank
Total interest income$9,856,0001,488
Total interest expense$851,0001,303
Net interest income$9,005,0001,501
Provision for loan and lease losses$30,0002,075
Total noninterest income$422,0003,021
Gross Fiduciary activities income$0925
Service charges on deposit accounts$16,0004,234
Trading account gains and feesNANA
Additional Noninterest Income$406,0002,622
Total noninterest expense$5,839,0001,793
Salaries and employee benefits$3,190,0001,861
Premises and equipment expense$720,0001,597
Additional noninterest expense$1,929,0001,647
Pre-tax net operating income$3,558,0001,537
Securities gains (losses)$0687
Applicable income taxes$1,007,0001,013
Income before extraordinary items$2,551,0001,701
Extraordinary gains, net$04
Net income$2,551,0001,699
Minority interest net income$060
Net income of bank and minority interests.$2,551,0001,701
Net charge-offs$-27,0003,978
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,551,0001,737
2022-03-31 (YTD Data)Rank
Total interest income$4,907,0001,461
Total interest expense$450,0001,204
Net interest income$4,457,0001,482
Provision for loan and lease losses$15,0001,841
Total noninterest income$284,0002,656
Gross Fiduciary activities income$0892
Service charges on deposit accounts$8,0004,241
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,270
Total noninterest expense$2,942,0001,777
Salaries and employee benefits$1,641,0001,815
Premises and equipment expense$362,0001,606
Additional noninterest expense$939,0001,649
Pre-tax net operating income$1,784,0001,457
Securities gains (losses)$0623
Applicable income taxes$505,000964
Income before extraordinary items$1,279,0001,626
Extraordinary gains, net$04
Net income$1,279,0001,625
Minority interest net income$050
Net income of bank and minority interests.$1,279,0001,626
Net charge-offs$-15,0004,054
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,279,0001,647
2021-12-31 (YTD Data)Rank
Total interest income$20,649,0001,443
Total interest expense$2,893,000944
Net interest income$17,756,0001,505
Provision for loan and lease losses$210,0001,696
Total noninterest income$500,0003,650
Gross Fiduciary activities income$0994
Service charges on deposit accounts$27,0004,342
Trading account gains and feesNANA
Additional Noninterest Income$473,0003,306
Total noninterest expense$11,464,0001,796
Salaries and employee benefits$6,576,0001,795
Premises and equipment expense$1,350,0001,655
Additional noninterest expense$3,538,0001,739
Pre-tax net operating income$6,582,0001,709
Securities gains (losses)$02,062
Applicable income taxes$1,863,0001,146
Income before extraordinary items$4,719,0001,960
Extraordinary gains, net$010
Net income$4,719,0001,960
Minority interest net income$074
Net income of bank and minority interests.$4,719,0001,961
Net charge-offs$-56,0004,169
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,719,0001,933
2021-09-30 (YTD Data)Rank
Total interest income$15,603,0001,459
Total interest expense$2,339,000917
Net interest income$13,264,0001,534
Provision for loan and lease losses$180,0001,539
Total noninterest income$405,0003,620
Gross Fiduciary activities income$0957
Service charges on deposit accounts$21,0004,374
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,299
Total noninterest expense$8,599,0001,799
Salaries and employee benefits$4,895,0001,810
Premises and equipment expense$1,006,0001,691
Additional noninterest expense$2,698,0001,717
Pre-tax net operating income$4,890,0001,796
Securities gains (losses)$02,015
Applicable income taxes$1,396,0001,210
Income before extraordinary items$3,494,0002,049
Extraordinary gains, net$08
Net income$3,494,0002,048
Minority interest net income$069
Net income of bank and minority interests.$3,494,0002,049
Net charge-offs$-42,0004,149
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,494,0002,026
2021-06-30 (YTD Data)Rank
Total interest income$10,586,0001,434
Total interest expense$1,638,000919
Net interest income$8,948,0001,499
Provision for loan and lease losses$150,0001,356
Total noninterest income$255,0003,680
Gross Fiduciary activities income$0951
Service charges on deposit accounts$15,0004,344
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,341
Total noninterest expense$5,746,0001,782
Salaries and employee benefits$3,332,0001,777
Premises and equipment expense$663,0001,704
Additional noninterest expense$1,751,0001,732
Pre-tax net operating income$3,307,0001,731
Securities gains (losses)$01,818
Applicable income taxes$976,0001,157
Income before extraordinary items$2,331,0002,044
Extraordinary gains, net$06
Net income$2,331,0002,044
Minority interest net income$067
Net income of bank and minority interests.$2,331,0002,044
Net charge-offs$-28,0004,170
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,331,0002,010
2021-03-31 (YTD Data)Rank
Total interest income$5,355,0001,414
Total interest expense$830,000953
Net interest income$4,525,0001,483
Provision for loan and lease losses$75,0001,426
Total noninterest income$115,0003,764
Gross Fiduciary activities income$0922
Service charges on deposit accounts$8,0004,314
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,448
Total noninterest expense$2,966,0001,738
Salaries and employee benefits$1,732,0001,720
Premises and equipment expense$357,0001,619
Additional noninterest expense$877,0001,711
Pre-tax net operating income$1,599,0001,800
Securities gains (losses)$01,392
Applicable income taxes$451,0001,214
Income before extraordinary items$1,148,0002,046
Extraordinary gains, net$03
Net income$1,148,0002,045
Minority interest net income$055
Net income of bank and minority interests.$1,148,0002,046
Net charge-offs$-14,0004,191
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,148,0002,009
2020-12-31 (YTD Data)Rank
Total interest income$22,566,0001,339
Total interest expense$5,238,000904
Net interest income$17,328,0001,454
Provision for loan and lease losses$295,0002,707
Total noninterest income$482,0003,653
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$38,0004,340
Trading account gains and feesNANA
Additional Noninterest Income$444,0003,270
Total noninterest expense$11,402,0001,764
Salaries and employee benefits$6,670,0001,741
Premises and equipment expense$1,415,0001,581
Additional noninterest expense$3,317,0001,785
Pre-tax net operating income$6,113,0001,538
Securities gains (losses)$02,675
Applicable income taxes$1,734,0001,020
Income before extraordinary items$4,379,0001,804
Extraordinary gains, net$04
Net income$4,379,0001,804
Minority interest net income$072
Net income of bank and minority interests.$4,379,0001,804
Net charge-offs$-110,0004,772
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,379,0001,759
2020-09-30 (YTD Data)Rank
Total interest income$16,597,0001,373
Total interest expense$4,290,000890
Net interest income$12,307,0001,519
Provision for loan and lease losses$95,0003,343
Total noninterest income$349,0003,673
Gross Fiduciary activities income$0981
Service charges on deposit accounts$29,0004,366
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,280
Total noninterest expense$8,533,0001,752
Salaries and employee benefits$4,796,0001,780
Premises and equipment expense$1,064,0001,585
Additional noninterest expense$2,673,0001,657
Pre-tax net operating income$4,028,0001,664
Securities gains (losses)$02,494
Applicable income taxes$1,137,0001,088
Income before extraordinary items$2,891,0001,946
Extraordinary gains, net$04
Net income$2,891,0001,945
Minority interest net income$065
Net income of bank and minority interests.$2,891,0001,946
Net charge-offs$-97,0004,812
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,891,0001,896
2020-06-30 (YTD Data)Rank
Total interest income$11,029,0001,397
Total interest expense$3,124,000891
Net interest income$7,905,0001,567
Provision for loan and lease losses$50,0003,430
Total noninterest income$236,0003,660
Gross Fiduciary activities income$0970
Service charges on deposit accounts$21,0004,361
Trading account gains and feesNANA
Additional Noninterest Income$215,0003,231
Total noninterest expense$5,781,0001,728
Salaries and employee benefits$3,240,0001,767
Premises and equipment expense$710,0001,577
Additional noninterest expense$1,831,0001,612
Pre-tax net operating income$2,310,0001,800
Securities gains (losses)$02,249
Applicable income taxes$654,0001,126
Income before extraordinary items$1,656,0002,094
Extraordinary gains, net$04
Net income$1,656,0002,094
Minority interest net income$065
Net income of bank and minority interests.$1,656,0002,094
Net charge-offs$-83,0004,860
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,656,0002,052
2020-03-31 (YTD Data)Rank
Total interest income$5,553,0001,375
Total interest expense$1,649,000929
Net interest income$3,904,0001,534
Provision for loan and lease losses$15,0003,204
Total noninterest income$108,0003,715
Gross Fiduciary activities income$0941
Service charges on deposit accounts$13,0004,350
Trading account gains and feesNANA
Additional Noninterest Income$95,0003,239
Total noninterest expense$3,023,0001,682
Salaries and employee benefits$1,652,0001,749
Premises and equipment expense$366,0001,562
Additional noninterest expense$1,005,0001,512
Pre-tax net operating income$974,0001,862
Securities gains (losses)$01,705
Applicable income taxes$275,0001,143
Income before extraordinary items$699,0002,172
Extraordinary gains, net$04
Net income$699,0002,171
Minority interest net income$056
Net income of bank and minority interests.$699,0002,172
Net charge-offs$-13,0004,549
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$699,0002,143
2019-12-31 (YTD Data)Rank
Total interest income$21,890,0001,411
Total interest expense$6,162,0001,034
Net interest income$15,728,0001,531
Provision for loan and lease losses$90,0003,022
Total noninterest income$404,0003,899
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$58,0004,398
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,430
Total noninterest expense$12,141,0001,628
Salaries and employee benefits$7,177,0001,592
Premises and equipment expense$1,437,0001,555
Additional noninterest expense$3,527,0001,663
Pre-tax net operating income$3,901,0002,087
Securities gains (losses)$21,0001,630
Applicable income taxes$1,123,0001,325
Income before extraordinary items$2,799,0002,394
Extraordinary gains, net$011
Net income$2,799,0002,395
Minority interest net income$076
Net income of bank and minority interests.$2,799,0002,396
Net charge-offs$-78,0004,853
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,782,4102,363
2019-09-30 (YTD Data)Rank
Total interest income$16,288,0001,429
Total interest expense$4,482,0001,064
Net interest income$11,806,0001,546
Provision for loan and lease losses$75,0002,839
Total noninterest income$318,0003,887
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$44,0004,448
Trading account gains and feesNANA
Additional Noninterest Income$274,0003,390
Total noninterest expense$9,272,0001,612
Salaries and employee benefits$5,705,0001,521
Premises and equipment expense$1,075,0001,575
Additional noninterest expense$2,492,0001,764
Pre-tax net operating income$2,777,0002,212
Securities gains (losses)$21,0001,403
Applicable income taxes$795,0001,425
Income before extraordinary items$2,003,0002,522
Extraordinary gains, net$011
Net income$2,003,0002,523
Minority interest net income$072
Net income of bank and minority interests.$2,003,0002,523
Net charge-offs$-65,0004,880
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,986,4102,509
2019-06-30 (YTD Data)Rank
Total interest income$10,740,0001,445
Total interest expense$2,868,0001,088
Net interest income$7,872,0001,550
Provision for loan and lease losses$60,0002,560
Total noninterest income$192,0003,985
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$30,0004,464
Trading account gains and feesNANA
Additional Noninterest Income$162,0003,520
Total noninterest expense$5,307,0001,828
Salaries and employee benefits$2,970,0001,865
Premises and equipment expense$690,0001,630
Additional noninterest expense$1,647,0001,787
Pre-tax net operating income$2,697,0001,675
Securities gains (losses)$01,702
Applicable income taxes$766,0001,094
Income before extraordinary items$1,931,0001,975
Extraordinary gains, net$011
Net income$1,931,0001,973
Minority interest net income$069
Net income of bank and minority interests.$1,931,0001,975
Net charge-offs$-40,0004,848
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,931,0001,951
2019-03-31 (YTD Data)Rank
Total interest income$5,285,0001,461
Total interest expense$1,389,0001,091
Net interest income$3,896,0001,573
Provision for loan and lease losses$45,0002,137
Total noninterest income$96,0003,980
Gross Fiduciary activities income$0972
Service charges on deposit accounts$15,0004,478
Trading account gains and feesNANA
Additional Noninterest Income$81,0003,491
Total noninterest expense$2,675,0001,822
Salaries and employee benefits$1,478,0001,881
Premises and equipment expense$357,0001,605
Additional noninterest expense$840,0001,737
Pre-tax net operating income$1,272,0001,735
Securities gains (losses)$01,087
Applicable income taxes$360,0001,124
Income before extraordinary items$912,0002,005
Extraordinary gains, net$05
Net income$912,0002,003
Minority interest net income$052
Net income of bank and minority interests.$912,0002,004
Net charge-offs$-15,0004,791
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$912,0001,986
2018-12-31 (YTD Data)Rank
Total interest income$20,325,0001,427
Total interest expense$4,270,0001,074
Net interest income$16,055,0001,498
Provision for loan and lease losses$265,0002,093
Total noninterest income$474,0003,844
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$68,0004,505
Trading account gains and feesNANA
Additional Noninterest Income$406,0003,334
Total noninterest expense$10,380,0001,843
Salaries and employee benefits$6,076,0001,784
Premises and equipment expense$1,295,0001,698
Additional noninterest expense$3,009,0001,918
Pre-tax net operating income$5,884,0001,539
Securities gains (losses)$01,125
Applicable income taxes$1,699,000971
Income before extraordinary items$4,185,0001,842
Extraordinary gains, net$06
Net income$4,185,0001,841
Minority interest net income$072
Net income of bank and minority interests.$4,185,0001,841
Net charge-offs$-57,0004,926
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,185,0001,837
2018-09-30 (YTD Data)Rank
Total interest income$15,039,0001,432
Total interest expense$3,019,0001,061
Net interest income$12,020,0001,499
Provision for loan and lease losses$265,0001,705
Total noninterest income$367,0003,836
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$51,0004,549
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,321
Total noninterest expense$7,765,0001,844
Salaries and employee benefits$4,529,0001,795
Premises and equipment expense$968,0001,726
Additional noninterest expense$2,268,0001,910
Pre-tax net operating income$4,357,0001,571
Securities gains (losses)$01,118
Applicable income taxes$1,229,0001,020
Income before extraordinary items$3,128,0001,848
Extraordinary gains, net$05
Net income$3,128,0001,846
Minority interest net income$066
Net income of bank and minority interests.$3,128,0001,847
Net charge-offs$-42,0004,874
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,128,0001,841
2018-06-30 (YTD Data)Rank
Total interest income$9,831,0001,442
Total interest expense$1,892,0001,062
Net interest income$7,939,0001,507
Provision for loan and lease losses$175,0001,663
Total noninterest income$260,0003,780
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$35,0004,557
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,224
Total noninterest expense$5,231,0001,844
Salaries and employee benefits$3,065,0001,793
Premises and equipment expense$637,0001,758
Additional noninterest expense$1,529,0001,893
Pre-tax net operating income$2,793,0001,593
Securities gains (losses)$0961
Applicable income taxes$789,0001,029
Income before extraordinary items$2,004,0001,875
Extraordinary gains, net$06
Net income$2,004,0001,873
Minority interest net income$065
Net income of bank and minority interests.$2,004,0001,874
Net charge-offs$-25,0004,811
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,004,0001,866
2018-03-31 (YTD Data)Rank
Total interest income$4,765,0001,468
Total interest expense$875,0001,086
Net interest income$3,890,0001,535
Provision for loan and lease losses$85,0001,617
Total noninterest income$114,0003,936
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$96,0003,404
Total noninterest expense$2,589,0001,882
Salaries and employee benefits$1,561,0001,785
Premises and equipment expense$292,0001,894
Additional noninterest expense$736,0001,950
Pre-tax net operating income$1,330,0001,638
Securities gains (losses)$0735
Applicable income taxes$377,0001,047
Income before extraordinary items$953,0001,903
Extraordinary gains, net$07
Net income$953,0001,902
Minority interest net income$052
Net income of bank and minority interests.$953,0001,903
Net charge-offs$-12,0004,814
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$953,0001,891
2017-12-31 (YTD Data)Rank
Total interest income$18,970,0001,414
Total interest expense$3,429,000953
Net interest income$15,541,0001,504
Provision for loan and lease losses$300,0001,956
Total noninterest income$589,0003,719
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$78,0004,603
Trading account gains and feesNANA
Additional Noninterest Income$511,0003,129
Total noninterest expense$10,968,0001,749
Salaries and employee benefits$6,051,0001,809
Premises and equipment expense$1,248,0001,787
Additional noninterest expense$3,669,0001,638
Pre-tax net operating income$4,862,0001,760
Securities gains (losses)$02,243
Applicable income taxes$2,802,0001,006
Income before extraordinary items$2,060,0002,646
Extraordinary gains, net$09
Net income$2,060,0002,644
Minority interest net income$076
Net income of bank and minority interests.$2,060,0002,646
Net charge-offs$-51,0005,143
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,060,0002,627
2017-09-30 (YTD Data)Rank
Total interest income$14,095,0001,424
Total interest expense$2,568,000939
Net interest income$11,527,0001,522
Provision for loan and lease losses$225,0001,898
Total noninterest income$341,0004,093
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$59,0004,630
Trading account gains and feesNANA
Additional Noninterest Income$282,0003,559
Total noninterest expense$8,378,0001,715
Salaries and employee benefits$4,569,0001,807
Premises and equipment expense$875,0001,901
Additional noninterest expense$2,934,0001,538
Pre-tax net operating income$3,265,0001,932
Securities gains (losses)$02,274
Applicable income taxes$1,307,0001,232
Income before extraordinary items$1,958,0002,447
Extraordinary gains, net$09
Net income$1,958,0002,446
Minority interest net income$071
Net income of bank and minority interests.$1,958,0002,447
Net charge-offs$-39,0005,105
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,958,0002,421
2017-06-30 (YTD Data)Rank
Total interest income$9,207,0001,443
Total interest expense$1,714,000918
Net interest income$7,493,0001,547
Provision for loan and lease losses$150,0001,808
Total noninterest income$225,0004,125
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$41,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$184,0003,596
Total noninterest expense$5,284,0001,824
Salaries and employee benefits$3,089,0001,780
Premises and equipment expense$597,0001,877
Additional noninterest expense$1,598,0001,836
Pre-tax net operating income$2,284,0001,832
Securities gains (losses)$01,906
Applicable income taxes$915,0001,172
Income before extraordinary items$1,369,0002,316
Extraordinary gains, net$011
Net income$1,369,0002,317
Minority interest net income$071
Net income of bank and minority interests.$1,369,0002,317
Net charge-offs$-27,0005,100
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,369,0002,279
2017-03-31 (YTD Data)Rank
Total interest income$4,495,0001,463
Total interest expense$849,000898
Net interest income$3,646,0001,576
Provision for loan and lease losses$75,0001,685
Total noninterest income$104,0004,234
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$22,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,740
Total noninterest expense$2,568,0001,881
Salaries and employee benefits$1,527,0001,813
Premises and equipment expense$275,0002,001
Additional noninterest expense$766,0001,907
Pre-tax net operating income$1,107,0001,831
Securities gains (losses)$01,153
Applicable income taxes$445,0001,167
Income before extraordinary items$662,0002,283
Extraordinary gains, net$08
Net income$662,0002,282
Minority interest net income$055
Net income of bank and minority interests.$662,0002,283
Net charge-offs$-15,0005,155
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$662,0002,257
2016-12-31 (YTD Data)Rank
Total interest income$18,077,0001,409
Total interest expense$3,261,000895
Net interest income$14,816,0001,510
Provision for loan and lease losses$300,0001,988
Total noninterest income$502,0004,077
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$99,0004,518
Trading account gains and fees$0170
Additional Noninterest Income$403,0003,555
Total noninterest expense$9,792,0001,941
Salaries and employee benefits$5,700,0001,877
Premises and equipment expense$1,185,0001,885
Additional noninterest expense$2,907,0002,032
Pre-tax net operating income$5,226,0001,566
Securities gains (losses)$03,212
Applicable income taxes$2,110,0001,002
Income before extraordinary items$3,116,0002,041
Extraordinary gains, net$05
Net income$3,116,0002,039
Minority interest net income$082
Net income of bank and minority interests.$3,116,0002,040
Net charge-offs$-45,0005,338
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,116,0001,986
2016-09-30 (YTD Data)Rank
Total interest income$13,523,0001,412
Total interest expense$2,383,000915
Net interest income$11,140,0001,503
Provision for loan and lease losses$225,0001,908
Total noninterest income$364,0004,161
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$77,0004,517
Trading account gains and fees$0169
Additional Noninterest Income$287,0003,635
Total noninterest expense$7,442,0001,921
Salaries and employee benefits$4,413,0001,805
Premises and equipment expense$849,0001,954
Additional noninterest expense$2,180,0002,033
Pre-tax net operating income$3,837,0001,607
Securities gains (losses)$03,160
Applicable income taxes$1,535,0001,058
Income before extraordinary items$2,302,0002,105
Extraordinary gains, net$05
Net income$2,302,0002,104
Minority interest net income$071
Net income of bank and minority interests.$2,302,0002,105
Net charge-offs$-34,0005,255
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,302,0002,030
2016-06-30 (YTD Data)Rank
Total interest income$8,986,0001,415
Total interest expense$1,542,000934
Net interest income$7,444,0001,511
Provision for loan and lease losses$150,0001,887
Total noninterest income$253,0004,120
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$50,0004,550
Trading account gains and fees$0157
Additional Noninterest Income$203,0003,573
Total noninterest expense$4,963,0001,927
Salaries and employee benefits$2,984,0001,793
Premises and equipment expense$560,0001,959
Additional noninterest expense$1,419,0002,080
Pre-tax net operating income$2,584,0001,592
Securities gains (losses)$02,835
Applicable income taxes$1,035,0001,054
Income before extraordinary items$1,549,0002,068
Extraordinary gains, net$016
Net income$1,549,0002,068
Minority interest net income$071
Net income of bank and minority interests.$1,549,0002,068
Net charge-offs$-22,0005,239
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,549,0002,004
2016-03-31 (YTD Data)Rank
Total interest income$4,511,0001,403
Total interest expense$760,000952
Net interest income$3,751,0001,502
Provision for loan and lease losses$75,0001,741
Total noninterest income$127,0004,085
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$24,0004,602
Trading account gains and fees$0142
Additional Noninterest Income$103,0003,517
Total noninterest expense$2,517,0001,894
Salaries and employee benefits$1,530,0001,757
Premises and equipment expense$279,0001,978
Additional noninterest expense$708,0002,062
Pre-tax net operating income$1,286,0001,572
Securities gains (losses)$02,077
Applicable income taxes$516,0001,035
Income before extraordinary items$770,0002,054
Extraordinary gains, net$012
Net income$770,0002,054
Minority interest net income$062
Net income of bank and minority interests.$770,0002,054
Net charge-offs$-11,0005,222
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$770,0002,006
2015-12-31 (YTD Data)Rank
Total interest income$17,077,0001,450
Total interest expense$2,191,0001,269
Net interest income$14,886,0001,486
Provision for loan and lease losses$04,380
Total noninterest income$558,0004,007
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$101,0004,701
Trading account gains and fees$0159
Additional Noninterest Income$457,0003,419
Total noninterest expense$10,039,0001,885
Salaries and employee benefits$5,840,0001,783
Premises and equipment expense$1,219,0001,861
Additional noninterest expense$2,980,0002,020
Pre-tax net operating income$5,405,0001,482
Securities gains (losses)$03,216
Applicable income taxes$2,159,000961
Income before extraordinary items$3,246,0001,919
Extraordinary gains, net$023
Net income$3,246,0001,920
Minority interest net income$081
Net income of bank and minority interests.$3,246,0001,921
Net charge-offs$-132,0005,781
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,246,0001,886
2015-09-30 (YTD Data)Rank
Total interest income$12,678,0001,474
Total interest expense$1,481,0001,414
Net interest income$11,197,0001,488
Provision for loan and lease losses$04,232
Total noninterest income$394,0004,134
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$76,0004,744
Trading account gains and fees$0153
Additional Noninterest Income$318,0003,526
Total noninterest expense$7,480,0001,902
Salaries and employee benefits$4,296,0001,825
Premises and equipment expense$907,0001,890
Additional noninterest expense$2,277,0001,977
Pre-tax net operating income$4,111,0001,491
Securities gains (losses)$03,031
Applicable income taxes$1,644,000967
Income before extraordinary items$2,467,0001,916
Extraordinary gains, net$021
Net income$2,467,0001,918
Minority interest net income$078
Net income of bank and minority interests.$2,467,0001,918
Net charge-offs$-83,0005,760
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,467,0001,877
2015-06-30 (YTD Data)Rank
Total interest income$8,345,0001,489
Total interest expense$912,0001,522
Net interest income$7,433,0001,497
Provision for loan and lease losses$04,069
Total noninterest income$285,0004,020
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$47,0004,846
Trading account gains and fees$0157
Additional Noninterest Income$238,0003,379
Total noninterest expense$5,077,0001,876
Salaries and employee benefits$2,947,0001,792
Premises and equipment expense$631,0001,826
Additional noninterest expense$1,499,0002,002
Pre-tax net operating income$2,641,0001,516
Securities gains (losses)$02,636
Applicable income taxes$1,056,000984
Income before extraordinary items$1,585,0001,949
Extraordinary gains, net$022
Net income$1,585,0001,951
Minority interest net income$075
Net income of bank and minority interests.$1,585,0001,951
Net charge-offs$-72,0005,847
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,585,0001,907
2015-03-31 (YTD Data)Rank
Total interest income$4,037,0001,537
Total interest expense$449,0001,548
Net interest income$3,588,0001,536
Provision for loan and lease losses$03,703
Total noninterest income$88,0004,679
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$24,0004,828
Trading account gains and fees$0152
Additional Noninterest Income$64,0004,225
Total noninterest expense$2,505,0001,894
Salaries and employee benefits$1,428,0001,854
Premises and equipment expense$314,0001,851
Additional noninterest expense$763,0001,954
Pre-tax net operating income$1,171,0001,625
Securities gains (losses)$02,027
Applicable income taxes$466,0001,066
Income before extraordinary items$705,0002,125
Extraordinary gains, net$013
Net income$705,0002,126
Minority interest net income$064
Net income of bank and minority interests.$705,0002,126
Net charge-offs$-11,0005,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$705,0002,056
2014-12-31 (YTD Data)Rank
Total interest income$16,389,0001,525
Total interest expense$1,837,0001,594
Net interest income$14,552,0001,518
Provision for loan and lease losses$210,0002,410
Total noninterest income$857,0003,378
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$102,0004,969
Trading account gains and fees$0180
Additional Noninterest Income$755,0002,718
Total noninterest expense$9,849,0001,919
Salaries and employee benefits$5,848,0001,763
Premises and equipment expense$1,167,0001,966
Additional noninterest expense$2,834,0002,137
Pre-tax net operating income$5,350,0001,436
Securities gains (losses)$03,259
Applicable income taxes$2,134,000941
Income before extraordinary items$3,216,0001,904
Extraordinary gains, net$017
Net income$3,216,0001,903
Minority interest net income$084
Net income of bank and minority interests.$3,216,0001,902
Net charge-offs$-125,0006,169
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,216,0001,870
2014-09-30 (YTD Data)Rank
Total interest income$12,295,0001,531
Total interest expense$1,377,0001,614
Net interest income$10,918,0001,527
Provision for loan and lease losses$210,0002,017
Total noninterest income$619,0003,466
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$77,0005,024
Trading account gains and fees$0174
Additional Noninterest Income$542,0002,799
Total noninterest expense$7,229,0001,965
Salaries and employee benefits$4,332,0001,785
Premises and equipment expense$853,0002,031
Additional noninterest expense$2,044,0002,196
Pre-tax net operating income$4,098,0001,430
Securities gains (losses)$02,980
Applicable income taxes$1,635,000934
Income before extraordinary items$2,463,0001,872
Extraordinary gains, net$015
Net income$2,463,0001,872
Minority interest net income$081
Net income of bank and minority interests.$2,463,0001,871
Net charge-offs$-95,0006,194
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,463,0001,835
2014-06-30 (YTD Data)Rank
Total interest income$8,215,0001,523
Total interest expense$914,0001,637
Net interest income$7,301,0001,510
Provision for loan and lease losses$210,0001,585
Total noninterest income$510,0003,074
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$52,0005,017
Trading account gains and fees$0172
Additional Noninterest Income$458,0002,429
Total noninterest expense$4,924,0001,922
Salaries and employee benefits$3,002,0001,717
Premises and equipment expense$573,0002,035
Additional noninterest expense$1,349,0002,207
Pre-tax net operating income$2,677,0001,417
Securities gains (losses)$02,580
Applicable income taxes$1,068,000915
Income before extraordinary items$1,609,0001,865
Extraordinary gains, net$020
Net income$1,609,0001,869
Minority interest net income$080
Net income of bank and minority interests.$1,609,0001,868
Net charge-offs$-39,0006,087
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,609,0001,815
2014-03-31 (YTD Data)Rank
Total interest income$4,100,0001,518
Total interest expense$461,0001,646
Net interest income$3,639,0001,504
Provision for loan and lease losses$105,0001,539
Total noninterest income$142,0004,066
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$27,0004,957
Trading account gains and fees$0147
Additional Noninterest Income$115,0003,363
Total noninterest expense$2,433,0001,953
Salaries and employee benefits$1,435,0001,810
Premises and equipment expense$292,0002,028
Additional noninterest expense$706,0002,131
Pre-tax net operating income$1,243,0001,477
Securities gains (losses)$01,715
Applicable income taxes$497,000933
Income before extraordinary items$746,0001,916
Extraordinary gains, net$016
Net income$746,0001,919
Minority interest net income$066
Net income of bank and minority interests.$746,0001,919
Net charge-offs$-13,0005,862
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$746,0001,877
2013-12-31 (YTD Data)Rank
Total interest income$16,055,0001,557
Total interest expense$1,955,0001,742
Net interest income$14,100,0001,542
Provision for loan and lease losses$1,589,000744
Total noninterest income$863,0003,483
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$122,0004,928
Trading account gains and fees$0184
Additional Noninterest Income$741,0002,787
Total noninterest expense$9,212,0002,052
Salaries and employee benefits$5,326,0001,911
Premises and equipment expense$1,124,0002,026
Additional noninterest expense$2,762,0002,261
Pre-tax net operating income$4,162,0001,668
Securities gains (losses)$13,0002,535
Applicable income taxes$1,667,0001,039
Income before extraordinary items$2,508,0002,188
Extraordinary gains, net$029
Net income$2,508,0002,193
Minority interest net income$090
Net income of bank and minority interests.$2,508,0002,192
Net charge-offs$1,468,000956
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,499,6802,142
2013-09-30 (YTD Data)Rank
Total interest income$11,828,0001,596
Total interest expense$1,473,0001,784
Net interest income$10,355,0001,582
Provision for loan and lease losses$1,485,000650
Total noninterest income$556,0003,845
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$89,0005,026
Trading account gains and fees$0180
Additional Noninterest Income$467,0003,117
Total noninterest expense$6,767,0002,097
Salaries and employee benefits$4,047,0001,901
Premises and equipment expense$836,0002,062
Additional noninterest expense$1,884,0002,439
Pre-tax net operating income$2,659,0001,941
Securities gains (losses)$13,0002,404
Applicable income taxes$1,064,0001,192
Income before extraordinary items$1,608,0002,521
Extraordinary gains, net$025
Net income$1,608,0002,526
Minority interest net income$084
Net income of bank and minority interests.$1,608,0002,526
Net charge-offs$1,524,000731
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,599,6802,453
2013-06-30 (YTD Data)Rank
Total interest income$7,676,0001,638
Total interest expense$983,0001,812
Net interest income$6,693,0001,611
Provision for loan and lease losses$195,0002,161
Total noninterest income$408,0003,681
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$59,0005,020
Trading account gains and fees$0157
Additional Noninterest Income$349,0002,991
Total noninterest expense$4,504,0002,091
Salaries and employee benefits$2,728,0001,884
Premises and equipment expense$556,0002,062
Additional noninterest expense$1,220,0002,496
Pre-tax net operating income$2,402,0001,481
Securities gains (losses)$13,0002,195
Applicable income taxes$961,000969
Income before extraordinary items$1,454,0001,970
Extraordinary gains, net$022
Net income$1,454,0001,976
Minority interest net income$082
Net income of bank and minority interests.$1,454,0001,976
Net charge-offs$-31,0006,434
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,445,6801,909
2013-03-31 (YTD Data)Rank
Total interest income$3,768,0001,673
Total interest expense$496,0001,849
Net interest income$3,272,0001,654
Provision for loan and lease losses$90,0002,172
Total noninterest income$176,0003,881
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$147,0003,201
Total noninterest expense$2,287,0002,093
Salaries and employee benefits$1,385,0001,873
Premises and equipment expense$283,0002,071
Additional noninterest expense$619,0002,472
Pre-tax net operating income$1,071,0001,611
Securities gains (losses)$13,0001,412
Applicable income taxes$430,0001,035
Income before extraordinary items$654,0002,104
Extraordinary gains, net$010
Net income$654,0002,106
Minority interest net income$076
Net income of bank and minority interests.$654,0002,106
Net charge-offs$-13,0006,296
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$645,6802,046
2012-12-31 (YTD Data)Rank
Total interest income$15,976,0001,662
Total interest expense$2,259,0001,936
Net interest income$13,717,0001,605
Provision for loan and lease losses$300,0003,343
Total noninterest income$718,0003,846
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$126,0005,065
Trading account gains and fees$0166
Additional Noninterest Income$592,0003,121
Total noninterest expense$9,127,0002,101
Salaries and employee benefits$4,943,0002,027
Premises and equipment expense$1,070,0002,139
Additional noninterest expense$3,114,0002,081
Pre-tax net operating income$5,008,0001,370
Securities gains (losses)$03,810
Applicable income taxes$2,005,000878
Income before extraordinary items$3,003,0001,864
Extraordinary gains, net$029
Net income$3,003,0001,862
Minority interest net income$093
Net income of bank and minority interests.$3,003,0001,864
Net charge-offs$210,0003,707
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,003,0001,761
2012-09-30 (YTD Data)Rank
Total interest income$11,872,0001,709
Total interest expense$1,725,0001,983
Net interest income$10,147,0001,646
Provision for loan and lease losses$225,0003,327
Total noninterest income$513,0003,953
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$97,0005,091
Trading account gains and fees$0157
Additional Noninterest Income$416,0003,215
Total noninterest expense$6,816,0002,112
Salaries and employee benefits$3,704,0002,028
Premises and equipment expense$780,0002,234
Additional noninterest expense$2,332,0002,095
Pre-tax net operating income$3,619,0001,458
Securities gains (losses)$03,575
Applicable income taxes$1,442,000936
Income before extraordinary items$2,177,0001,954
Extraordinary gains, net$020
Net income$2,177,0001,953
Minority interest net income$086
Net income of bank and minority interests.$2,177,0001,955
Net charge-offs$-9,0006,584
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,177,0001,839
2012-06-30 (YTD Data)Rank
Total interest income$7,792,0001,735
Total interest expense$1,172,0002,009
Net interest income$6,620,0001,681
Provision for loan and lease losses$150,0003,329
Total noninterest income$397,0003,676
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$67,0005,048
Trading account gains and fees$0153
Additional Noninterest Income$330,0002,943
Total noninterest expense$4,575,0002,098
Salaries and employee benefits$2,492,0002,011
Premises and equipment expense$517,0002,225
Additional noninterest expense$1,566,0002,082
Pre-tax net operating income$2,292,0001,512
Securities gains (losses)$03,178
Applicable income taxes$913,000956
Income before extraordinary items$1,379,0002,029
Extraordinary gains, net$019
Net income$1,379,0002,027
Minority interest net income$084
Net income of bank and minority interests.$1,379,0002,029
Net charge-offs$6,0005,096
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,379,0001,926
2012-03-31 (YTD Data)Rank
Total interest income$3,800,0001,794
Total interest expense$604,0002,025
Net interest income$3,196,0001,748
Provision for loan and lease losses$75,0003,178
Total noninterest income$141,0004,349
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$39,0004,766
Trading account gains and fees$0148
Additional Noninterest Income$102,0003,682
Total noninterest expense$2,172,0002,192
Salaries and employee benefits$1,259,0001,996
Premises and equipment expense$260,0002,223
Additional noninterest expense$653,0002,445
Pre-tax net operating income$1,090,0001,563
Securities gains (losses)$02,210
Applicable income taxes$433,0001,007
Income before extraordinary items$657,0002,109
Extraordinary gains, net$019
Net income$657,0002,110
Minority interest net income$078
Net income of bank and minority interests.$657,0002,111
Net charge-offs$-17,0006,828
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$657,0002,007
2011-12-31 (YTD Data)Rank
Total interest income$15,806,0001,785
Total interest expense$2,617,0002,201
Net interest income$13,189,0001,698
Provision for loan and lease losses$820,0002,707
Total noninterest income$1,171,0002,844
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$136,0005,052
Trading account gains and fees$0146
Additional Noninterest Income$1,035,0002,083
Total noninterest expense$8,658,0002,194
Salaries and employee benefits$4,610,0002,093
Premises and equipment expense$1,068,0002,269
Additional noninterest expense$2,980,0002,218
Pre-tax net operating income$4,882,0001,198
Securities gains (losses)$271,0001,202
Applicable income taxes$2,045,000773
Income before extraordinary items$3,108,0001,550
Extraordinary gains, net$029
Net income$3,108,0001,551
Minority interest net income$096
Net income of bank and minority interests.$3,108,0001,551
Net charge-offs$812,0002,614
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,934,5601,565
2011-09-30 (YTD Data)Rank
Total interest income$11,866,0001,793
Total interest expense$1,995,0002,256
Net interest income$9,871,0001,706
Provision for loan and lease losses$225,0003,970
Total noninterest income$366,0004,487
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$102,0005,089
Trading account gains and fees$0145
Additional Noninterest Income$264,0003,657
Total noninterest expense$6,481,0002,215
Salaries and employee benefits$3,464,0002,096
Premises and equipment expense$803,0002,294
Additional noninterest expense$2,214,0002,248
Pre-tax net operating income$3,531,0001,282
Securities gains (losses)$271,000978
Applicable income taxes$1,510,000794
Income before extraordinary items$2,292,0001,644
Extraordinary gains, net$021
Net income$2,292,0001,645
Minority interest net income$087
Net income of bank and minority interests.$2,292,0001,645
Net charge-offs$438,0002,818
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,118,5601,671
2011-06-30 (YTD Data)Rank
Total interest income$7,888,0001,816
Total interest expense$1,335,0002,346
Net interest income$6,553,0001,712
Provision for loan and lease losses$150,0003,873
Total noninterest income$237,0004,564
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$68,0005,073
Trading account gains and fees$0153
Additional Noninterest Income$169,0003,758
Total noninterest expense$4,160,0002,317
Salaries and employee benefits$2,318,0002,105
Premises and equipment expense$533,0002,322
Additional noninterest expense$1,309,0002,537
Pre-tax net operating income$2,480,0001,197
Securities gains (losses)$02,914
Applicable income taxes$987,000762
Income before extraordinary items$1,493,0001,628
Extraordinary gains, net$015
Net income$1,493,0001,628
Minority interest net income$089
Net income of bank and minority interests.$1,493,0001,628
Net charge-offs$-16,0007,111
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,493,0001,554
2011-03-31 (YTD Data)Rank
Total interest income$3,912,0001,842
Total interest expense$668,0002,416
Net interest income$3,244,0001,719
Provision for loan and lease losses$75,0003,668
Total noninterest income$112,0004,711
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$35,0004,978
Trading account gains and fees$0158
Additional Noninterest Income$77,0003,973
Total noninterest expense$2,116,0002,289
Salaries and employee benefits$1,175,0002,087
Premises and equipment expense$279,0002,267
Additional noninterest expense$662,0002,503
Pre-tax net operating income$1,165,0001,244
Securities gains (losses)$01,772
Applicable income taxes$467,000793
Income before extraordinary items$698,0001,682
Extraordinary gains, net$09
Net income$698,0001,682
Minority interest net income$086
Net income of bank and minority interests.$698,0001,682
Net charge-offs$-8,0006,939
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$698,0001,634
2010-12-31 (YTD Data)Rank
Total interest income$16,410,0001,842
Total interest expense$3,317,0002,384
Net interest income$13,093,0001,690
Provision for loan and lease losses$300,0004,839
Total noninterest income$762,0003,748
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$136,0005,065
Trading account gains and fees$0175
Additional Noninterest Income$626,0002,847
Total noninterest expense$8,308,0002,327
Salaries and employee benefits$4,305,0002,243
Premises and equipment expense$1,095,0002,289
Additional noninterest expense$2,908,0002,338
Pre-tax net operating income$5,247,000989
Securities gains (losses)$03,793
Applicable income taxes$2,114,000712
Income before extraordinary items$3,133,0001,349
Extraordinary gains, net$029
Net income$3,133,0001,351
Minority interest net income$0111
Net income of bank and minority interests.$3,133,0001,352
Net charge-offs$616,0003,362
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,133,0001,306
2010-09-30 (YTD Data)Rank
Total interest income$12,440,0001,869
Total interest expense$2,611,0002,376
Net interest income$9,829,0001,711
Provision for loan and lease losses$225,0004,711
Total noninterest income$673,0003,465
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$103,0005,134
Trading account gains and fees$0165
Additional Noninterest Income$570,0002,557
Total noninterest expense$6,265,0002,320
Salaries and employee benefits$3,219,0002,252
Premises and equipment expense$819,0002,343
Additional noninterest expense$2,227,0002,277
Pre-tax net operating income$4,012,0001,014
Securities gains (losses)$03,651
Applicable income taxes$1,625,000702
Income before extraordinary items$2,387,0001,390
Extraordinary gains, net$023
Net income$2,387,0001,393
Minority interest net income$0110
Net income of bank and minority interests.$2,387,0001,394
Net charge-offs$558,0002,935
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,387,0001,334
2010-06-30 (YTD Data)Rank
Total interest income$8,320,0001,884
Total interest expense$1,847,0002,326
Net interest income$6,473,0001,731
Provision for loan and lease losses$150,0004,587
Total noninterest income$453,0003,414
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$66,0005,208
Trading account gains and fees$0152
Additional Noninterest Income$387,0002,457
Total noninterest expense$4,181,0002,312
Salaries and employee benefits$2,126,0002,285
Premises and equipment expense$537,0002,390
Additional noninterest expense$1,518,0002,236
Pre-tax net operating income$2,595,0001,034
Securities gains (losses)$03,184
Applicable income taxes$1,051,000690
Income before extraordinary items$1,544,0001,425
Extraordinary gains, net$019
Net income$1,544,0001,425
Minority interest net income$0105
Net income of bank and minority interests.$1,544,0001,426
Net charge-offs$136,0003,929
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,544,0001,370
2010-03-31 (YTD Data)Rank
Total interest income$4,147,0001,933
Total interest expense$960,0002,334
Net interest income$3,187,0001,780
Provision for loan and lease losses$75,0004,293
Total noninterest income$235,0003,328
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$32,0005,262
Trading account gains and fees$0175
Additional Noninterest Income$203,0002,370
Total noninterest expense$2,069,0002,364
Salaries and employee benefits$1,091,0002,260
Premises and equipment expense$264,0002,474
Additional noninterest expense$714,0002,346
Pre-tax net operating income$1,278,0001,041
Securities gains (losses)$02,284
Applicable income taxes$553,000656
Income before extraordinary items$725,0001,507
Extraordinary gains, net$016
Net income$725,0001,509
Minority interest net income$091
Net income of bank and minority interests.$725,0001,509
Net charge-offs$143,0002,777
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$725,0001,453
2009-12-31 (YTD Data)Rank
Total interest income$17,455,0001,938
Total interest expense$4,772,0002,361
Net interest income$12,683,0001,758
Provision for loan and lease losses$07,427
Total noninterest income$803,0003,761
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$139,0005,273
Trading account gains and fees$0211
Additional Noninterest Income$664,0002,745
Total noninterest expense$8,181,0002,418
Salaries and employee benefits$3,944,0002,480
Premises and equipment expense$1,366,0001,968
Additional noninterest expense$2,871,0002,438
Pre-tax net operating income$5,305,000797
Securities gains (losses)$03,754
Applicable income taxes$2,158,000529
Income before extraordinary items$3,147,0001,065
Extraordinary gains, net$034
Net income$3,147,0001,063
Minority interest net income$0115
Net income of bank and minority interests.$3,147,0001,064
Net charge-offs$1,232,0002,611
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,147,0001,068
2009-09-30 (YTD Data)Rank
Total interest income$13,191,0001,957
Total interest expense$3,781,0002,335
Net interest income$9,410,0001,782
Provision for loan and lease losses$07,284
Total noninterest income$468,0004,358
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$107,0005,274
Trading account gains and fees$0212
Additional Noninterest Income$361,0003,352
Total noninterest expense$5,895,0002,509
Salaries and employee benefits$2,877,0002,559
Premises and equipment expense$846,0002,357
Additional noninterest expense$2,172,0002,391
Pre-tax net operating income$3,983,000846
Securities gains (losses)$03,497
Applicable income taxes$1,644,000552
Income before extraordinary items$2,339,0001,157
Extraordinary gains, net$027
Net income$2,339,0001,157
Minority interest net income$0118
Net income of bank and minority interests.$2,339,0001,157
Net charge-offs$1,244,0001,965
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,339,0001,138
2009-06-30 (YTD Data)Rank
Total interest income$8,700,0002,016
Total interest expense$2,711,0002,266
Net interest income$5,989,0001,852
Provision for loan and lease losses$07,158
Total noninterest income$333,0004,221
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$71,0005,271
Trading account gains and fees$0193
Additional Noninterest Income$262,0003,227
Total noninterest expense$3,887,0002,564
Salaries and employee benefits$1,874,0002,657
Premises and equipment expense$566,0002,374
Additional noninterest expense$1,447,0002,417
Pre-tax net operating income$2,435,000941
Securities gains (losses)$03,136
Applicable income taxes$995,000622
Income before extraordinary items$1,440,0001,319
Extraordinary gains, net$021
Net income$1,440,0001,317
Minority interest net income$0112
Net income of bank and minority interests.$1,440,0001,317
Net charge-offs$657,0002,041
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,440,0001,272
2009-03-31 (YTD Data)Rank
Total interest income$4,407,0002,017
Total interest expense$1,414,0002,260
Net interest income$2,993,0001,851
Provision for loan and lease losses$06,744
Total noninterest income$134,0004,661
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$100,0003,652
Total noninterest expense$1,938,0002,497
Salaries and employee benefits$1,083,0002,368
Premises and equipment expense$281,0002,438
Additional noninterest expense$574,0002,664
Pre-tax net operating income$1,189,0001,076
Securities gains (losses)$02,434
Applicable income taxes$486,000697
Income before extraordinary items$703,0001,547
Extraordinary gains, net$015
Net income$703,0001,549
Minority interest net income$0102
Net income of bank and minority interests.$703,0001,549
Net charge-offs$657,0001,190
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$703,0001,466
2008-12-31 (YTD Data)Rank
Total interest income$19,558,0001,960
Total interest expense$7,447,0002,092
Net interest income$12,111,0001,845
Provision for loan and lease losses$07,334
Total noninterest income$634,0004,348
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$150,0005,321
Trading account gains and fees$0154
Additional Noninterest Income$484,0003,225
Total noninterest expense$7,732,0002,446
Salaries and employee benefits$4,129,0002,447
Premises and equipment expense$1,105,0002,408
Additional noninterest expense$2,498,0002,341
Pre-tax net operating income$5,013,0001,103
Securities gains (losses)$-2,264,0007,923
Applicable income taxes$1,271,000984
Income before extraordinary items$1,478,0002,542
Extraordinary gains, net$039
Net income$1,478,0002,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,149
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,926,9601,499
2008-09-30 (YTD Data)Rank
Total interest income$14,792,0001,978
Total interest expense$5,769,0002,111
Net interest income$9,023,0001,877
Provision for loan and lease losses$06,991
Total noninterest income$556,0004,106
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$112,0005,359
Trading account gains and fees$0148
Additional Noninterest Income$444,0003,003
Total noninterest expense$5,573,0002,540
Salaries and employee benefits$2,926,0002,598
Premises and equipment expense$859,0002,346
Additional noninterest expense$1,788,0002,376
Pre-tax net operating income$4,006,0001,249
Securities gains (losses)$-2,264,0008,081
Applicable income taxes$727,0001,488
Income before extraordinary items$1,015,0003,075
Extraordinary gains, net$031
Net income$1,015,0003,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,073
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,463,9601,556
2008-06-30 (YTD Data)Rank
Total interest income$9,891,0002,004
Total interest expense$3,993,0002,126
Net interest income$5,898,0001,908
Provision for loan and lease losses$06,671
Total noninterest income$170,0005,757
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$74,0005,395
Trading account gains and fees$0149
Additional Noninterest Income$96,0005,129
Total noninterest expense$3,713,0002,547
Salaries and employee benefits$1,962,0002,614
Premises and equipment expense$561,0002,389
Additional noninterest expense$1,190,0002,366
Pre-tax net operating income$2,355,0001,463
Securities gains (losses)$03,233
Applicable income taxes$968,000972
Income before extraordinary items$1,387,0001,932
Extraordinary gains, net$021
Net income$1,387,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,000
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,387,0001,896
2008-03-31 (YTD Data)Rank
Total interest income$5,076,0002,004
Total interest expense$2,131,0002,131
Net interest income$2,945,0001,894
Provision for loan and lease losses$06,080
Total noninterest income$76,0005,960
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$38,0005,321
Trading account gains and fees$0158
Additional Noninterest Income$38,0005,536
Total noninterest expense$1,967,0002,409
Salaries and employee benefits$1,015,0002,553
Premises and equipment expense$289,0002,343
Additional noninterest expense$663,0002,104
Pre-tax net operating income$1,054,0001,703
Securities gains (losses)$02,688
Applicable income taxes$436,0001,123
Income before extraordinary items$618,0002,257
Extraordinary gains, net$015
Net income$618,0002,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$618,0002,183
2007-12-31 (YTD Data)Rank
Total interest income$20,666,0002,031
Total interest expense$9,089,0002,100
Net interest income$11,577,0001,964
Provision for loan and lease losses$06,851
Total noninterest income$391,0005,541
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$169,0005,214
Trading account gains and fees$0178
Additional Noninterest Income$222,0004,852
Total noninterest expense$7,489,0002,435
Salaries and employee benefits$4,475,0002,250
Premises and equipment expense$1,162,0002,226
Additional noninterest expense$1,852,0002,851
Pre-tax net operating income$4,479,0001,809
Securities gains (losses)$02,146
Applicable income taxes$1,838,0001,207
Income before extraordinary items$2,641,0002,255
Extraordinary gains, net$039
Net income$2,641,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,0008,401
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,641,0002,241
2007-09-30 (YTD Data)Rank
Total interest income$15,375,0002,051
Total interest expense$6,692,0002,119
Net interest income$8,683,0001,973
Provision for loan and lease losses$06,528
Total noninterest income$260,0005,830
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$131,0005,182
Trading account gains and fees$0184
Additional Noninterest Income$129,0005,360
Total noninterest expense$5,633,0002,404
Salaries and employee benefits$3,423,0002,204
Premises and equipment expense$874,0002,210
Additional noninterest expense$1,336,0002,902
Pre-tax net operating income$3,310,0001,935
Securities gains (losses)$01,655
Applicable income taxes$1,357,0001,320
Income before extraordinary items$1,953,0002,421
Extraordinary gains, net$033
Net income$1,953,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,0008,395
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,953,0002,396
2007-06-30 (YTD Data)Rank
Total interest income$10,201,0002,070
Total interest expense$4,375,0002,163
Net interest income$5,826,0001,996
Provision for loan and lease losses$06,209
Total noninterest income$180,0005,785
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$90,0005,147
Trading account gains and fees$0168
Additional Noninterest Income$90,0005,306
Total noninterest expense$3,865,0002,362
Salaries and employee benefits$2,430,0002,109
Premises and equipment expense$567,0002,279
Additional noninterest expense$868,0002,974
Pre-tax net operating income$2,141,0002,041
Securities gains (losses)$01,444
Applicable income taxes$874,0001,409
Income before extraordinary items$1,267,0002,527
Extraordinary gains, net$029
Net income$1,267,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,434
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,267,0002,512
2007-03-31 (YTD Data)Rank
Total interest income$5,094,0002,079
Total interest expense$2,115,0002,211
Net interest income$2,979,0001,934
Provision for loan and lease losses$05,779
Total noninterest income$80,0005,979
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$45,0005,093
Trading account gains and fees$0195
Additional Noninterest Income$35,0005,742
Total noninterest expense$1,741,0002,621
Salaries and employee benefits$1,040,0002,470
Premises and equipment expense$297,0002,203
Additional noninterest expense$404,0003,146
Pre-tax net operating income$1,318,0001,728
Securities gains (losses)$01,187
Applicable income taxes$538,0001,222
Income before extraordinary items$780,0002,104
Extraordinary gains, net$022
Net income$780,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-91,0008,495
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$780,0002,095
2006-12-31 (YTD Data)Rank
Total interest income$20,438,0001,944
Total interest expense$8,211,0002,006
Net interest income$12,227,0001,898
Provision for loan and lease losses$06,850
Total noninterest income$375,0005,741
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$171,0005,291
Trading account gains and fees$0130
Additional Noninterest Income$204,0005,092
Total noninterest expense$6,557,0002,670
Salaries and employee benefits$3,787,0002,568
Premises and equipment expense$942,0002,611
Additional noninterest expense$1,828,0002,779
Pre-tax net operating income$6,045,0001,589
Securities gains (losses)$01,687
Applicable income taxes$2,447,0001,120
Income before extraordinary items$3,598,0001,966
Extraordinary gains, net$051
Net income$3,598,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,239
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,598,0001,953
2006-09-30 (YTD Data)Rank
Total interest income$15,163,0001,954
Total interest expense$6,067,0001,966
Net interest income$9,096,0001,930
Provision for loan and lease losses$06,685
Total noninterest income$274,0005,812
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$130,0005,312
Trading account gains and fees$0126
Additional Noninterest Income$144,0005,215
Total noninterest expense$4,919,0002,670
Salaries and employee benefits$2,855,0002,549
Premises and equipment expense$721,0002,569
Additional noninterest expense$1,343,0002,823
Pre-tax net operating income$4,451,0001,670
Securities gains (losses)$01,388
Applicable income taxes$1,792,0001,193
Income before extraordinary items$2,659,0002,037
Extraordinary gains, net$045
Net income$2,659,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,096
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,659,0002,034
2006-06-30 (YTD Data)Rank
Total interest income$10,000,0001,944
Total interest expense$3,957,0001,931
Net interest income$6,043,0001,934
Provision for loan and lease losses$06,419
Total noninterest income$198,0005,663
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$87,0005,304
Trading account gains and fees$0126
Additional Noninterest Income$111,0004,908
Total noninterest expense$3,340,0002,625
Salaries and employee benefits$1,902,0002,548
Premises and equipment expense$437,0002,782
Additional noninterest expense$1,001,0002,562
Pre-tax net operating income$2,901,0001,704
Securities gains (losses)$01,185
Applicable income taxes$1,167,0001,230
Income before extraordinary items$1,734,0002,078
Extraordinary gains, net$039
Net income$1,734,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,977
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,734,0002,065
2006-03-31 (YTD Data)Rank
Total interest income$4,914,0001,935
Total interest expense$1,930,0001,892
Net interest income$2,984,0001,942
Provision for loan and lease losses$06,013
Total noninterest income$123,0005,150
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$43,0005,250
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,150
Total noninterest expense$1,775,0002,496
Salaries and employee benefits$971,0002,509
Premises and equipment expense$176,0003,331
Additional noninterest expense$628,0002,070
Pre-tax net operating income$1,332,0001,811
Securities gains (losses)$0955
Applicable income taxes$535,0001,316
Income before extraordinary items$797,0002,192
Extraordinary gains, net$021
Net income$797,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,725
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$797,0002,172
2005-12-31 (YTD Data)Rank
Total interest income$18,354,0001,831
Total interest expense$5,976,0001,888
Net interest income$12,378,0001,770
Provision for loan and lease losses$07,120
Total noninterest income$365,0005,920
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$188,0005,167
Trading account gains and fees$0138
Additional Noninterest Income$177,0005,415
Total noninterest expense$6,065,0002,727
Salaries and employee benefits$3,949,0002,315
Premises and equipment expense$732,0003,123
Additional noninterest expense$1,384,0003,445
Pre-tax net operating income$6,678,0001,434
Securities gains (losses)$-11,0007,567
Applicable income taxes$2,665,0001,068
Income before extraordinary items$4,002,0001,744
Extraordinary gains, net$046
Net income$4,002,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-239,0008,746
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,009,0401,712
2005-09-30 (YTD Data)Rank
Total interest income$13,504,0001,822
Total interest expense$4,176,0001,914
Net interest income$9,328,0001,752
Provision for loan and lease losses$06,899
Total noninterest income$260,0006,070
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$143,0005,179
Trading account gains and fees$0126
Additional Noninterest Income$117,0005,667
Total noninterest expense$4,186,0002,903
Salaries and employee benefits$2,593,0002,575
Premises and equipment expense$550,0003,097
Additional noninterest expense$1,043,0003,399
Pre-tax net operating income$5,402,0001,331
Securities gains (losses)$-11,0007,939
Applicable income taxes$2,151,0001,003
Income before extraordinary items$3,240,0001,622
Extraordinary gains, net$035
Net income$3,240,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-230,0008,758
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,247,0401,588
2005-06-30 (YTD Data)Rank
Total interest income$8,857,0001,794
Total interest expense$2,642,0001,886
Net interest income$6,215,0001,730
Provision for loan and lease losses$06,626
Total noninterest income$171,0006,080
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$94,0005,172
Trading account gains and fees$0116
Additional Noninterest Income$77,0005,690
Total noninterest expense$2,762,0002,923
Salaries and employee benefits$1,725,0002,579
Premises and equipment expense$369,0003,055
Additional noninterest expense$668,0003,480
Pre-tax net operating income$3,624,0001,292
Securities gains (losses)$-11,0008,167
Applicable income taxes$1,438,000993
Income before extraordinary items$2,175,0001,590
Extraordinary gains, net$030
Net income$2,175,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,269
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,182,0401,556
2005-03-31 (YTD Data)Rank
Total interest income$4,308,0001,818
Total interest expense$1,230,0001,925
Net interest income$3,078,0001,737
Provision for loan and lease losses$06,226
Total noninterest income$82,0006,117
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$44,0005,270
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,751
Total noninterest expense$1,373,0002,937
Salaries and employee benefits$874,0002,562
Premises and equipment expense$196,0002,929
Additional noninterest expense$303,0003,773
Pre-tax net operating income$1,787,0001,283
Securities gains (losses)$01,685
Applicable income taxes$711,000992
Income before extraordinary items$1,076,0001,565
Extraordinary gains, net$024
Net income$1,076,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,076,0001,541
2004-12-31 (YTD Data)Rank
Total interest income$16,285,0001,755
Total interest expense$3,931,0002,070
Net interest income$12,354,0001,647
Provision for loan and lease losses$07,314
Total noninterest income$404,0005,769
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$189,0005,345
Trading account gains and fees$0138
Additional Noninterest Income$215,0004,961
Total noninterest expense$6,489,0002,461
Salaries and employee benefits$4,396,0001,987
Premises and equipment expense$662,0003,270
Additional noninterest expense$1,431,0003,246
Pre-tax net operating income$6,269,0001,380
Securities gains (losses)$122,0001,116
Applicable income taxes$2,290,0001,125
Income before extraordinary items$4,101,0001,579
Extraordinary gains, net$034
Net income$4,101,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0008,852
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,022,9201,563
2004-09-30 (YTD Data)Rank
Total interest income$12,061,0001,756
Total interest expense$2,904,0002,062
Net interest income$9,157,0001,655
Provision for loan and lease losses$07,100
Total noninterest income$248,0006,235
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$141,0005,410
Trading account gains and fees$0134
Additional Noninterest Income$107,0005,792
Total noninterest expense$3,956,0002,936
Salaries and employee benefits$2,377,0002,689
Premises and equipment expense$465,0003,458
Additional noninterest expense$1,114,0003,128
Pre-tax net operating income$5,449,0001,206
Securities gains (losses)$122,0001,055
Applicable income taxes$2,229,000926
Income before extraordinary items$3,342,0001,476
Extraordinary gains, net$026
Net income$3,342,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,874
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,263,9201,457
2004-06-30 (YTD Data)Rank
Total interest income$8,042,0001,752
Total interest expense$1,940,0002,033
Net interest income$6,102,0001,647
Provision for loan and lease losses$06,885
Total noninterest income$171,0006,178
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$95,0005,380
Trading account gains and fees$0130
Additional Noninterest Income$76,0005,692
Total noninterest expense$2,675,0002,910
Salaries and employee benefits$1,583,0002,700
Premises and equipment expense$315,0003,411
Additional noninterest expense$777,0003,015
Pre-tax net operating income$3,598,0001,191
Securities gains (losses)$03,413
Applicable income taxes$1,434,000947
Income before extraordinary items$2,164,0001,489
Extraordinary gains, net$021
Net income$2,164,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0008,938
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,164,0001,434
2004-03-31 (YTD Data)Rank
Total interest income$3,960,0001,783
Total interest expense$979,0002,028
Net interest income$2,981,0001,676
Provision for loan and lease losses$06,501
Total noninterest income$92,0005,974
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$48,0005,292
Trading account gains and fees$0121
Additional Noninterest Income$44,0005,375
Total noninterest expense$1,326,0002,930
Salaries and employee benefits$799,0002,684
Premises and equipment expense$158,0003,442
Additional noninterest expense$369,0003,133
Pre-tax net operating income$1,747,0001,208
Securities gains (losses)$02,934
Applicable income taxes$694,000990
Income before extraordinary items$1,053,0001,520
Extraordinary gains, net$016
Net income$1,053,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,053,0001,434
2003-12-31 (YTD Data)Rank
Total interest income$16,243,0001,753
Total interest expense$4,530,0001,975
Net interest income$11,713,0001,658
Provision for loan and lease losses$30,0006,766
Total noninterest income$525,0005,309
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$181,0005,471
Trading account gains and fees$0160
Additional Noninterest Income$344,0004,250
Total noninterest expense$5,407,0002,856
Salaries and employee benefits$3,044,0002,732
Premises and equipment expense$674,0003,188
Additional noninterest expense$1,689,0002,770
Pre-tax net operating income$6,801,0001,230
Securities gains (losses)$04,500
Applicable income taxes$2,742,000987
Income before extraordinary items$4,059,0001,545
Extraordinary gains, net$054
Net income$4,059,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-176,0009,097
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,059,0001,473
2003-09-30 (YTD Data)Rank
Total interest income$12,267,0001,770
Total interest expense$3,517,0001,989
Net interest income$8,750,0001,675
Provision for loan and lease losses$30,0006,386
Total noninterest income$420,0005,181
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$131,0005,584
Trading account gains and fees$0153
Additional Noninterest Income$289,0004,103
Total noninterest expense$4,044,0002,877
Salaries and employee benefits$2,178,0002,854
Premises and equipment expense$519,0003,124
Additional noninterest expense$1,347,0002,620
Pre-tax net operating income$5,096,0001,263
Securities gains (losses)$04,204
Applicable income taxes$2,224,000975
Income before extraordinary items$2,872,0001,681
Extraordinary gains, net$040
Net income$2,872,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0009,140
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,872,0001,590
2003-06-30 (YTD Data)Rank
Total interest income$8,339,0001,755
Total interest expense$2,399,0001,998
Net interest income$5,940,0001,639
Provision for loan and lease losses$30,0005,740
Total noninterest income$320,0004,819
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$88,0005,550
Trading account gains and fees$0150
Additional Noninterest Income$232,0003,755
Total noninterest expense$2,737,0002,829
Salaries and employee benefits$1,451,0002,861
Premises and equipment expense$392,0002,823
Additional noninterest expense$894,0002,635
Pre-tax net operating income$3,493,0001,225
Securities gains (losses)$03,782
Applicable income taxes$1,586,000950
Income before extraordinary items$1,907,0001,702
Extraordinary gains, net$030
Net income$1,907,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-157,0009,181
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,907,0001,594
2003-03-31 (YTD Data)Rank
Total interest income$4,305,0001,718
Total interest expense$1,214,0002,031
Net interest income$3,091,0001,579
Provision for loan and lease losses$15,0005,504
Total noninterest income$147,0004,940
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$44,0005,485
Trading account gains and fees$0134
Additional Noninterest Income$103,0003,872
Total noninterest expense$1,471,0002,635
Salaries and employee benefits$730,0002,848
Premises and equipment expense$239,0002,330
Additional noninterest expense$502,0002,334
Pre-tax net operating income$1,752,0001,228
Securities gains (losses)$02,891
Applicable income taxes$1,104,000727
Income before extraordinary items$648,0002,361
Extraordinary gains, net$021
Net income$648,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$648,0002,232
2002-12-31 (YTD Data)Rank
Total interest income$18,158,0001,691
Total interest expense$6,260,0001,823
Net interest income$11,898,0001,627
Provision for loan and lease losses$105,0005,629
Total noninterest income$441,0005,542
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$180,0005,464
Trading account gains and fees$0153
Additional Noninterest Income$261,0004,546
Total noninterest expense$4,880,0002,992
Salaries and employee benefits$2,690,0002,924
Premises and equipment expense$555,0003,640
Additional noninterest expense$1,635,0002,755
Pre-tax net operating income$7,354,0001,140
Securities gains (losses)$04,537
Applicable income taxes$2,345,0001,136
Income before extraordinary items$5,009,0001,255
Extraordinary gains, net$070
Net income$5,009,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,064
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,009,0001,201
2001-12-31 (YTD Data)Rank
Total interest income$19,781,0001,721
Total interest expense$9,128,0001,782
Net interest income$10,653,0001,673
Provision for loan and lease losses$120,0005,188
Total noninterest income$341,0006,079
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$182,0005,365
Trading account gains and fees$0177
Additional Noninterest Income$159,0005,429
Total noninterest expense$4,464,0003,110
Salaries and employee benefits$2,464,0002,976
Premises and equipment expense$541,0003,653
Additional noninterest expense$1,459,0002,942
Pre-tax net operating income$6,410,0001,168
Securities gains (losses)$04,612
Applicable income taxes$2,305,0001,047
Income before extraordinary items$4,105,0001,325
Extraordinary gains, net$0105
Net income$4,105,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-207,0009,556
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,105,0001,270
2000-12-31 (YTD Data)Rank
Total interest income$18,835,0001,858
Total interest expense$9,610,0001,787
Net interest income$9,225,0001,909
Provision for loan and lease losses$120,0004,828
Total noninterest income$282,0006,456
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$162,0005,596
Trading account gains and fees$0180
Additional Noninterest Income$120,0005,988
Total noninterest expense$3,825,0003,447
Salaries and employee benefits$2,248,0003,122
Premises and equipment expense$490,0003,849
Additional noninterest expense$1,087,0003,730
Pre-tax net operating income$5,562,0001,332
Securities gains (losses)$-39,0009,081
Applicable income taxes$2,101,0001,103
Income before extraordinary items$3,422,0001,536
Extraordinary gains, net$038
Net income$3,422,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-138,0009,789
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,446,9601,515
1999-12-31 (YTD Data)Rank
Total interest income$16,824,0001,935
Total interest expense$8,118,0001,831
Net interest income$8,706,0002,022
Provision for loan and lease losses$215,0003,402
Total noninterest income$444,0005,312
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$171,0005,518
Trading account gains and fees$0173
Additional Noninterest Income$273,0004,237
Total noninterest expense$3,532,0003,681
Salaries and employee benefits$1,992,0003,455
Premises and equipment expense$489,0003,835
Additional noninterest expense$1,051,0003,856
Pre-tax net operating income$5,403,0001,407
Securities gains (losses)$03,155
Applicable income taxes$2,144,0001,162
Income before extraordinary items$3,259,0001,641
Extraordinary gains, net$035
Net income$3,259,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-191,00010,124
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,259,0001,608
1998-12-31 (YTD Data)Rank
Total interest income$16,185,0002,006
Total interest expense$7,934,0001,925
Net interest income$8,251,0002,064
Provision for loan and lease losses$120,0004,610
Total noninterest income$334,0006,162
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$189,0005,298
Trading account gains and fees$0224
Additional Noninterest Income$145,0005,772
Total noninterest expense$3,586,0003,537
Salaries and employee benefits$1,897,0003,507
Premises and equipment expense$566,0003,344
Additional noninterest expense$1,123,0003,564
Pre-tax net operating income$4,879,0001,511
Securities gains (losses)$04,449
Applicable income taxes$1,940,0001,305
Income before extraordinary items$2,939,0001,794
Extraordinary gains, net$032
Net income$2,939,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-216,00010,357
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,939,0001,718
1997-12-31 (YTD Data)Rank
Total interest income$14,519,0002,250
Total interest expense$6,915,0002,177
Net interest income$7,604,0002,305
Provision for loan and lease losses$120,0004,629
Total noninterest income$353,0006,151
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$177,0005,707
Trading account gains and fees$0239
Additional Noninterest Income$176,0005,269
Total noninterest expense$3,779,0003,347
Salaries and employee benefits$1,728,0003,782
Premises and equipment expense$561,0003,351
Additional noninterest expense$1,490,0002,753
Pre-tax net operating income$4,058,0001,864
Securities gains (losses)$48,0001,362
Applicable income taxes$1,697,0001,528
Income before extraordinary items$2,409,0002,186
Extraordinary gains, net$044
Net income$2,409,0002,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,00010,721
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,378,2802,155
1996-12-31 (YTD Data)Rank
Total interest income$12,695,0002,632
Total interest expense$6,058,0002,529
Net interest income$6,637,0002,663
Provision for loan and lease losses$120,0004,568
Total noninterest income$304,0006,891
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$172,0006,076
Trading account gains and fees$0262
Additional Noninterest Income$132,0006,332
Total noninterest expense$3,203,0004,092
Salaries and employee benefits$1,624,0004,009
Premises and equipment expense$550,0003,486
Additional noninterest expense$1,029,0004,305
Pre-tax net operating income$3,618,0001,996
Securities gains (losses)$04,148
Applicable income taxes$1,459,0001,641
Income before extraordinary items$2,159,0002,280
Extraordinary gains, net$053
Net income$2,159,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,393
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,159,0002,233
1995-12-31 (YTD Data)Rank
Total interest income$12,459,0002,680
Total interest expense$5,796,0002,647
Net interest income$6,663,0002,677
Provision for loan and lease losses$120,0004,090
Total noninterest income$449,0005,556
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$196,0005,753
Trading account gains and fees$0522
Additional Noninterest Income$253,0004,446
Total noninterest expense$3,371,0003,879
Salaries and employee benefits$1,621,0004,001
Premises and equipment expense$505,0003,736
Additional noninterest expense$1,245,0003,628
Pre-tax net operating income$3,621,0002,035
Securities gains (losses)$52,0001,281
Applicable income taxes$1,577,0001,577
Income before extraordinary items$2,096,0002,393
Extraordinary gains, net$065
Net income$2,096,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,062,7202,407
1994-12-31 (YTD Data)Rank
Total interest income$11,258,0002,701
Total interest expense$4,352,0002,816
Net interest income$6,906,0002,611
Provision for loan and lease losses$60,0005,594
Total noninterest income$553,0004,936
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$217,0005,563
Trading account gains and fees$0475
Additional Noninterest Income$336,0003,820
Total noninterest expense$3,490,0003,856
Salaries and employee benefits$1,573,0004,110
Premises and equipment expense$466,0004,046
Additional noninterest expense$1,451,0003,414
Pre-tax net operating income$3,909,0001,821
Securities gains (losses)$74,000928
Applicable income taxes$1,480,0001,573
Income before extraordinary items$2,503,0001,952
Extraordinary gains, net$0249
Net income$2,503,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,108
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,455,6401,998
1993-12-31 (YTD Data)Rank
Total interest income$12,670,0002,435
Total interest expense$4,359,0002,928
Net interest income$8,311,0002,169
Provision for loan and lease losses$2,000,000807
Total noninterest income$594,0004,992
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$244,0005,206
Trading account gains and fees$0532
Additional Noninterest Income$350,0004,106
Total noninterest expense$3,507,0003,901
Salaries and employee benefits$1,446,0004,418
Premises and equipment expense$429,0004,433
Additional noninterest expense$1,632,0003,260
Pre-tax net operating income$3,398,0002,005
Securities gains (losses)$956,000556
Applicable income taxes$1,980,0001,220
Income before extraordinary items$2,374,0002,106
Extraordinary gains, net$03,149
Net income$2,374,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,230,000985
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,762,1602,664
1992-12-31 (YTD Data)Rank
Total interest income$11,591,0003,031
Total interest expense$5,652,0002,947
Net interest income$5,939,0003,079
Provision for loan and lease losses$1,516,0001,388
Total noninterest income$631,0004,785
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$278,0004,723
Trading account gains and fees$0504
Additional Noninterest Income$353,0004,015
Total noninterest expense$3,395,0004,046
Salaries and employee benefits$1,392,0004,525
Premises and equipment expense$298,0006,009
Additional noninterest expense$1,705,0003,204
Pre-tax net operating income$1,659,0003,700
Securities gains (losses)$287,0001,577
Applicable income taxes$931,0002,240
Income before extraordinary items$1,015,0004,433
Extraordinary gains, net$01,422
Net income$1,015,0004,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,105,0001,470
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$831,3204,910

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.