Home > VISIONBANK OF IOWA > Net charge- offs to loans
VISIONBANK OF IOWA, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4355% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8261% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5992% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1771% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2713% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7618% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1802% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 23.3094% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0806% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1285% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 45.5142% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2443% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8203% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5178% | 4,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3133% | 4,542 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5296% | 4,729 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2225% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4785% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7874% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3436% | 4,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9780% | 4,543 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5810% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7080% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 4,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2334% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4191% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4853% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1537% | 4,286 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5698% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8219% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1292% | 4,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8354% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5610% | 4,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2935% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6444% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5611% | 4,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4720% | 4,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4423% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5352% | 4,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0745% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1574% | 4,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6097% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0959% | 4,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7855% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1955% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4570% | 4,987 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0595% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 4,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6822% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5625% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0517% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0545% | 4,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1147% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4197% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | -3.0476% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 4,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3698% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2589% | 4,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2574% | 390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7159% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0081% | 4,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2701% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6882% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4455% | 170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9639% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2322% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 5,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0643% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 4,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6531% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7263% | 95 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4863% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0587% | 4,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 5,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0606% | 5,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 4,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1159% | 4,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 5,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 5,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.1350% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0580% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0705% | 5,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0912% | 5,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1749% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1074% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3477% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0105% | 5,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 5,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 5,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.1798% | 5,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 5,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0801% | 5,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1040% | 5,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1379% | 5,308 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4642% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 4,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0408% | 5,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 5,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.2661% | 5,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 5,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0917% | 5,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1182% | 5,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3607% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2032% | 5,388 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6913% | 1,125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 5,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1168% | 5,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.5427% | 5,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 5,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 5,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 5,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7517% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3996% | 5,550 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4286% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0188% | 5,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 5,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0728% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0766% | 5,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0961% | 5,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 5,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 5,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0939% | 5,092 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0815% | 5,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 5,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1355% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4729% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 5,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.1395% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 5,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1037% | 5,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 5,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0542% | 5,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.2684% | 5,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 5,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0873% | 5,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 4,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0968% | 5,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2677% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 3,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 3,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2692% | 5,723 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5485% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1561% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6107% | 6,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 1,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 5,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 5,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.1263% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0745% | 6,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 6,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3461% | 5,849 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0000% | 6,375 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4816% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.3824% | 6,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0206% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 5,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.1876% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 6,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0851% | 6,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5011% | 6,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3777% | 6,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.8122% | 6,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0317% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1290% | 6,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0728% | 6,130 |
| Percentage Net Loans Charged-off:Construction & development | -0.3896% | 5,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0751% | 6,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0865% | 6,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7277% | 6,155 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.3838% | 6,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -9.3122% | 6,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0625% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.1210% | 5,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 2,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 3,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0885% | 5,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7339% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1691% | 3,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.1665% | 5,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 2,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1676% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0936% | 5,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2305% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2500% | 1,241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4430% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.2353% | 5,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 1,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1169% | 5,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1143% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3814% | 1,245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3264% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 5,861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0969% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3356% | 6,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3883% | 6,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 5,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.3379% | 6,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 2,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 5,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4237% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6849% | 5,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6016% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3664% | 6,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2558% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8580% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.1856% | 6,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 2,495 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 5,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4879% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9229% | 5,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7146% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5815% | 6,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6882% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6574% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 6,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 6,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.2672% | 6,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 2,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0731% | 6,824 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4462% | 5,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8691% | 6,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 2,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.1302% | 6,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2568% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3313% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4834% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3089% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7536% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1760% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0495% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 3.3193% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2085% | 2,698 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0792% | 5,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0151% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4534% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2387% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0673% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2026% | 6,811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2291% | 6,836 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0066% | 5,857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8818% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7009% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.5115% | 2,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 2,851 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1090% | 5,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5007% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6251% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7642% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1567% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2600% | 6,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2861% | 6,883 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9477% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9448% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.9488% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0840% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1701% | 5,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2402% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6076% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4729% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8468% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 3,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 2,859 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 5,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1075% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2802% | 980 |
| Percentage Net Loans Charged-off:Construction & development | -0.3292% | 6,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3396% | 5,761 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4956% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2693% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8029% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 6,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6651% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5393% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 1.8011% | 2,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.2174% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8707% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7670% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8869% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.1302% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7120% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 20.6271% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8868% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5846% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 2.9736% | 1,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.0310% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6929% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2327% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6055% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.5801% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5317% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 27.5801% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4696% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4304% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 4.4288% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4188% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4361% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2563% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3043% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.7255% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0710% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 39.7114% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8999% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2214% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 5.4266% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6665% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5391% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0541% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3214% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4412% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 3.2962% | 1,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 3,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3740% | 722 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4773% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3976% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8666% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6736% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0740% | 7,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7905% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1671% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2748% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 4.1479% | 1,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 2,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5063% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1157% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5207% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3229% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 3,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0973% | 7,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0366% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5016% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4870% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 1.5580% | 1,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7711% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6760% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2381% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7332% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1419% | 7,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4526% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7853% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9247% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 3.0147% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1737% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2826% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1015% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4451% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 2,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0953% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 4,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2339% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0996% | 2,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6154% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 3,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1054% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 2,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 5,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0467% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3202% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.1363% | 1,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8507% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0885% | 6,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3316% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4332% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2471% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3355% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1211% | 7,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8766% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5784% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3360% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3604% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0701% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1212% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4378% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0931% | 5,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 7,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 7,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1645% | 6,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5635% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2545% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 7,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7792% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5950% | 8,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5535% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4105% | 7,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5371% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9122% | 8,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 7,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7551% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9508% | 8,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 7,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0426% | 8,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 6,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6709% | 8,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1000% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6487% | 8,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0782% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0481% | 8,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3970% | 7,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6656% | 8,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0416% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0704% | 8,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5714% | 8,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9524% | 8,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1156% | 8,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1486% | 8,262 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8909% | 8,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1205% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6597% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6461% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3699% | 8,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0599% | 7,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0361% | 7,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0874% | 5,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0880% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 7,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5103% | 8,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7347% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4056% | 8,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0641% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4299% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8127% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8165% | 8,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3966% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 5,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5294% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2602% | 9,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0738% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8932% | 9,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1542% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2153% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4464% | 4,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2321% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 3,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3872% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3872% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6119% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 6,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0711% | 9,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9657% | 10,866 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9052% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 8,590 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 7,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 7,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 8,066 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |