Home > Village Bank and Trust > Income and Expense

Village Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$143,899,000389
Total interest expense$43,141,000437
Net interest income$100,758,000369
Provision for loan and lease losses$6,060,000287
Total noninterest income$11,281,000679
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,096,000392
Trading account gains and fees$523,00080
Additional Noninterest Income$7,662,000652
Total noninterest expense$39,115,000704
Salaries and employee benefits$17,569,000852
Premises and equipment expense$1,875,0001,293
Additional noninterest expense$7,662,000652
Pre-tax net operating income$66,864,000283
Securities gains (losses)$37,000477
Applicable income taxes$17,663,000229
Income before extraordinary items$49,238,000289
Extraordinary gains, net$054
Net income$49,238,000292
Minority interest net income$088
Net income of bank and minority interests.$49,238,000291
Net charge-offs$2,398,000348
Cash dividends$32,000,000233
Sale, conversion, retirement of capital stock, net$852,000209
Net operating income$49,208,770298
2023-09-30 (YTD Data)Rank
Total interest income$104,665,000393
Total interest expense$29,655,000439
Net interest income$75,010,000373
Provision for loan and lease losses$5,089,000264
Total noninterest income$8,256,000693
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,293,000393
Trading account gains and fees$451,00079
Additional Noninterest Income$5,512,000691
Total noninterest expense$27,914,000740
Salaries and employee benefits$13,107,000862
Premises and equipment expense$1,630,0001,135
Additional noninterest expense$5,512,000691
Pre-tax net operating income$50,263,000290
Securities gains (losses)$-9,0003,466
Applicable income taxes$13,372,000235
Income before extraordinary items$36,882,000302
Extraordinary gains, net$052
Net income$36,882,000305
Minority interest net income$081
Net income of bank and minority interests.$36,882,000303
Net charge-offs$1,734,000320
Cash dividends$15,000,000287
Sale, conversion, retirement of capital stock, net$630,000199
Net operating income$36,889,110308
2023-06-30 (YTD Data)Rank
Total interest income$68,071,000383
Total interest expense$17,419,000440
Net interest income$50,652,000364
Provision for loan and lease losses$1,991,000360
Total noninterest income$5,679,000672
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,507,000388
Trading account gains and fees$346,00069
Additional Noninterest Income$3,826,000636
Total noninterest expense$18,779,000717
Salaries and employee benefits$8,696,000855
Premises and equipment expense$1,152,0001,067
Additional noninterest expense$3,826,000636
Pre-tax net operating income$35,561,000277
Securities gains (losses)$28,000379
Applicable income taxes$9,468,000230
Income before extraordinary items$26,121,000292
Extraordinary gains, net$051
Net income$26,121,000297
Minority interest net income$081
Net income of bank and minority interests.$26,121,000292
Net charge-offs$685,000369
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$418,000187
Net operating income$26,098,880294
2023-03-31 (YTD Data)Rank
Total interest income$33,451,000392
Total interest expense$7,217,000457
Net interest income$26,234,000361
Provision for loan and lease losses$-257,0004,597
Total noninterest income$3,102,000630
Gross Fiduciary activities income$0913
Service charges on deposit accounts$710,000418
Trading account gains and fees$136,00078
Additional Noninterest Income$2,256,000561
Total noninterest expense$9,316,000734
Salaries and employee benefits$4,291,000887
Premises and equipment expense$588,0001,072
Additional noninterest expense$2,256,000561
Pre-tax net operating income$20,277,000252
Securities gains (losses)$41,000301
Applicable income taxes$5,366,000216
Income before extraordinary items$14,952,000265
Extraordinary gains, net$04
Net income$14,952,000265
Minority interest net income$048
Net income of bank and minority interests.$14,952,000265
Net charge-offs$313,000357
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$220,000170
Net operating income$14,919,610271
2022-12-31 (YTD Data)Rank
Total interest income$82,160,000493
Total interest expense$7,928,000551
Net interest income$74,232,000481
Provision for loan and lease losses$10,919,000164
Total noninterest income$10,406,000743
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,245,000394
Trading account gains and fees$392,00089
Additional Noninterest Income$6,769,000732
Total noninterest expense$33,912,000779
Salaries and employee benefits$15,150,000944
Premises and equipment expense$2,111,0001,149
Additional noninterest expense$6,769,000732
Pre-tax net operating income$39,807,000451
Securities gains (losses)$-119,0003,960
Applicable income taxes$10,425,000372
Income before extraordinary items$29,263,000478
Extraordinary gains, net$05
Net income$29,263,000479
Minority interest net income$063
Net income of bank and minority interests.$29,263,000479
Net charge-offs$5,693,000139
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$834,000263
Net operating income$29,357,010487
2022-09-30 (YTD Data)Rank
Total interest income$54,208,000519
Total interest expense$3,910,000585
Net interest income$50,298,000518
Provision for loan and lease losses$7,729,000160
Total noninterest income$7,784,000761
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,530,000388
Trading account gains and fees$383,00089
Additional Noninterest Income$4,871,000770
Total noninterest expense$25,174,000782
Salaries and employee benefits$10,906,000980
Premises and equipment expense$1,779,0001,043
Additional noninterest expense$4,871,000770
Pre-tax net operating income$25,179,000509
Securities gains (losses)$-133,0004,274
Applicable income taxes$6,771,000408
Income before extraordinary items$18,275,000551
Extraordinary gains, net$04
Net income$18,275,000550
Minority interest net income$057
Net income of bank and minority interests.$18,275,000551
Net charge-offs$5,291,000112
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$627,000235
Net operating income$18,380,070556
2022-06-30 (YTD Data)Rank
Total interest income$32,401,000540
Total interest expense$2,279,000525
Net interest income$30,122,000542
Provision for loan and lease losses$3,938,000159
Total noninterest income$5,036,000754
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,738,000381
Trading account gains and fees$215,00084
Additional Noninterest Income$3,083,000812
Total noninterest expense$16,746,000767
Salaries and employee benefits$7,091,000999
Premises and equipment expense$1,143,0001,066
Additional noninterest expense$8,512,000488
Pre-tax net operating income$14,474,000549
Securities gains (losses)$-85,0004,338
Applicable income taxes$3,890,000429
Income before extraordinary items$10,499,000590
Extraordinary gains, net$04
Net income$10,499,000589
Minority interest net income$060
Net income of bank and minority interests.$10,499,000590
Net charge-offs$2,141,000161
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$387,000221
Net operating income$10,566,150596
2022-03-31 (YTD Data)Rank
Total interest income$15,534,000545
Total interest expense$1,090,000512
Net interest income$14,444,000548
Provision for loan and lease losses$649,000274
Total noninterest income$2,515,000770
Gross Fiduciary activities income$0892
Service charges on deposit accounts$853,000386
Trading account gains and fees$168,00080
Additional Noninterest Income$1,494,000835
Total noninterest expense$8,052,000794
Salaries and employee benefits$3,517,0001,011
Premises and equipment expense$619,0001,011
Additional noninterest expense$3,916,000524
Pre-tax net operating income$8,258,000483
Securities gains (losses)$-48,0004,452
Applicable income taxes$2,179,000389
Income before extraordinary items$6,031,000519
Extraordinary gains, net$04
Net income$6,031,000519
Minority interest net income$050
Net income of bank and minority interests.$6,031,000519
Net charge-offs$-142,0004,624
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$205,000186
Net operating income$6,068,920521
2021-12-31 (YTD Data)Rank
Total interest income$65,177,000530
Total interest expense$6,426,000429
Net interest income$58,751,000543
Provision for loan and lease losses$-4,059,0004,658
Total noninterest income$9,945,000829
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,134,000384
Trading account gains and fees$496,00095
Additional Noninterest Income$6,315,000914
Total noninterest expense$33,459,000762
Salaries and employee benefits$14,211,000979
Premises and equipment expense$3,032,000853
Additional noninterest expense$16,216,000510
Pre-tax net operating income$39,296,000451
Securities gains (losses)$-23,0004,452
Applicable income taxes$10,657,000375
Income before extraordinary items$28,616,000491
Extraordinary gains, net$010
Net income$28,616,000492
Minority interest net income$074
Net income of bank and minority interests.$28,616,000492
Net charge-offs$402,000722
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$452,000320
Net operating income$28,634,170485
2021-09-30 (YTD Data)Rank
Total interest income$49,465,000532
Total interest expense$5,236,000416
Net interest income$44,229,000549
Provision for loan and lease losses$-4,131,0004,744
Total noninterest income$7,687,000841
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,307,000388
Trading account gains and fees$353,00095
Additional Noninterest Income$5,027,000898
Total noninterest expense$25,036,000773
Salaries and employee benefits$10,690,000987
Premises and equipment expense$2,432,000817
Additional noninterest expense$11,914,000524
Pre-tax net operating income$31,011,000442
Securities gains (losses)$-15,0004,601
Applicable income taxes$8,342,000376
Income before extraordinary items$22,654,000477
Extraordinary gains, net$08
Net income$22,654,000475
Minority interest net income$069
Net income of bank and minority interests.$22,654,000477
Net charge-offs$173,000848
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$269,000310
Net operating income$22,665,850472
2021-06-30 (YTD Data)Rank
Total interest income$32,835,000528
Total interest expense$3,925,000390
Net interest income$28,910,000545
Provision for loan and lease losses$-4,262,0004,795
Total noninterest income$4,857,000870
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,518,000384
Trading account gains and fees$206,000100
Additional Noninterest Income$3,133,000938
Total noninterest expense$16,573,000771
Salaries and employee benefits$7,215,000970
Premises and equipment expense$1,634,000810
Additional noninterest expense$7,724,000517
Pre-tax net operating income$21,456,000437
Securities gains (losses)$-9,0004,639
Applicable income taxes$5,750,000365
Income before extraordinary items$15,697,000477
Extraordinary gains, net$06
Net income$15,697,000473
Minority interest net income$067
Net income of bank and minority interests.$15,697,000477
Net charge-offs$581,000363
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$175,000295
Net operating income$15,704,110468
2021-03-31 (YTD Data)Rank
Total interest income$15,739,000545
Total interest expense$2,069,000389
Net interest income$13,670,000574
Provision for loan and lease losses$-2,771,0004,842
Total noninterest income$2,191,000940
Gross Fiduciary activities income$0922
Service charges on deposit accounts$750,000384
Trading account gains and fees$104,000103
Additional Noninterest Income$1,337,0001,052
Total noninterest expense$7,911,000792
Salaries and employee benefits$3,604,000956
Premises and equipment expense$668,000964
Additional noninterest expense$3,639,000522
Pre-tax net operating income$10,721,000436
Securities gains (losses)$-16,0004,701
Applicable income taxes$2,853,000370
Income before extraordinary items$7,852,000473
Extraordinary gains, net$03
Net income$7,852,000472
Minority interest net income$055
Net income of bank and minority interests.$7,852,000473
Net charge-offs$490,000270
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$80,000282
Net operating income$7,864,640464
2020-12-31 (YTD Data)Rank
Total interest income$67,687,000512
Total interest expense$13,014,000392
Net interest income$54,673,000540
Provision for loan and lease losses$12,780,000286
Total noninterest income$8,302,000911
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,964,000384
Trading account gains and fees$476,000111
Additional Noninterest Income$4,862,0001,041
Total noninterest expense$32,027,000767
Salaries and employee benefits$13,774,000973
Premises and equipment expense$3,069,000838
Additional noninterest expense$15,184,000509
Pre-tax net operating income$18,168,000641
Securities gains (losses)$50,0001,728
Applicable income taxes$4,888,000506
Income before extraordinary items$13,330,000737
Extraordinary gains, net$04
Net income$13,330,000737
Minority interest net income$072
Net income of bank and minority interests.$13,330,000737
Net charge-offs$5,594,000205
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-174,0004,946
Net operating income$13,290,500711
2020-09-30 (YTD Data)Rank
Total interest income$51,478,000506
Total interest expense$10,645,000387
Net interest income$40,833,000539
Provision for loan and lease losses$11,657,000279
Total noninterest income$6,035,000913
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,224,000376
Trading account gains and fees$215,000115
Additional Noninterest Income$3,596,0001,013
Total noninterest expense$23,821,000766
Salaries and employee benefits$10,205,000965
Premises and equipment expense$1,860,000984
Additional noninterest expense$11,756,000487
Pre-tax net operating income$11,390,000710
Securities gains (losses)$54,0001,509
Applicable income taxes$3,207,000522
Income before extraordinary items$8,237,000839
Extraordinary gains, net$04
Net income$8,237,000839
Minority interest net income$065
Net income of bank and minority interests.$8,237,000839
Net charge-offs$1,679,000366
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$-27,0004,971
Net operating income$8,194,340815
2020-06-30 (YTD Data)Rank
Total interest income$35,083,000498
Total interest expense$7,908,000390
Net interest income$27,175,000528
Provision for loan and lease losses$10,157,000262
Total noninterest income$3,823,000885
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,471,000378
Trading account gains and fees$8,000121
Additional Noninterest Income$2,344,000961
Total noninterest expense$15,816,000768
Salaries and employee benefits$6,732,000971
Premises and equipment expense$1,159,0001,032
Additional noninterest expense$7,925,000479
Pre-tax net operating income$5,025,000947
Securities gains (losses)$36,0001,446
Applicable income taxes$1,456,000615
Income before extraordinary items$3,605,0001,121
Extraordinary gains, net$04
Net income$3,605,0001,121
Minority interest net income$065
Net income of bank and minority interests.$3,605,0001,121
Net charge-offs$1,410,000316
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-67,0005,018
Net operating income$3,576,5601,104
2020-03-31 (YTD Data)Rank
Total interest income$17,221,000513
Total interest expense$4,284,000415
Net interest income$12,937,000547
Provision for loan and lease losses$5,318,000250
Total noninterest income$2,194,000764
Gross Fiduciary activities income$0941
Service charges on deposit accounts$749,000423
Trading account gains and fees$0106
Additional Noninterest Income$1,445,000757
Total noninterest expense$7,613,000788
Salaries and employee benefits$3,304,000987
Premises and equipment expense$609,0001,008
Additional noninterest expense$3,700,000504
Pre-tax net operating income$2,200,000964
Securities gains (losses)$33,000983
Applicable income taxes$633,000626
Income before extraordinary items$1,600,0001,125
Extraordinary gains, net$04
Net income$1,600,0001,124
Minority interest net income$056
Net income of bank and minority interests.$1,600,0001,125
Net charge-offs$1,293,000207
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-81,0005,078
Net operating income$1,573,9301,123
2019-12-31 (YTD Data)Rank
Total interest income$70,251,000499
Total interest expense$17,172,000435
Net interest income$53,079,000520
Provision for loan and lease losses$3,576,000325
Total noninterest income$7,091,000895
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,647,000483
Trading account gains and fees$786,00091
Additional Noninterest Income$3,658,0001,041
Total noninterest expense$26,877,000855
Salaries and employee benefits$13,372,000956
Premises and equipment expense$3,433,000736
Additional noninterest expense$10,072,000698
Pre-tax net operating income$29,717,000452
Securities gains (losses)$117,000852
Applicable income taxes$7,793,000377
Income before extraordinary items$22,041,000498
Extraordinary gains, net$011
Net income$22,041,000498
Minority interest net income$076
Net income of bank and minority interests.$22,041,000499
Net charge-offs$3,465,000275
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$295,000354
Net operating income$21,948,570495
2019-09-30 (YTD Data)Rank
Total interest income$52,249,000508
Total interest expense$12,593,000452
Net interest income$39,656,000525
Provision for loan and lease losses$2,906,000309
Total noninterest income$5,594,000857
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,903,000498
Trading account gains and fees$720,00090
Additional Noninterest Income$2,971,000968
Total noninterest expense$20,053,000851
Salaries and employee benefits$10,057,000953
Premises and equipment expense$2,573,000740
Additional noninterest expense$7,423,000705
Pre-tax net operating income$22,291,000458
Securities gains (losses)$119,000716
Applicable income taxes$5,834,000376
Income before extraordinary items$16,576,000509
Extraordinary gains, net$011
Net income$16,576,000508
Minority interest net income$072
Net income of bank and minority interests.$16,576,000509
Net charge-offs$2,834,000250
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$228,000319
Net operating income$16,481,990499
2019-06-30 (YTD Data)Rank
Total interest income$34,224,000517
Total interest expense$7,947,000464
Net interest income$26,277,000530
Provision for loan and lease losses$1,081,000457
Total noninterest income$3,831,000823
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,225,000511
Trading account gains and fees$534,00088
Additional Noninterest Income$2,072,000906
Total noninterest expense$13,386,000847
Salaries and employee benefits$6,713,000944
Premises and equipment expense$1,739,000737
Additional noninterest expense$4,934,000720
Pre-tax net operating income$15,641,000425
Securities gains (losses)$57,000714
Applicable income taxes$4,071,000360
Income before extraordinary items$11,627,000475
Extraordinary gains, net$011
Net income$11,627,000475
Minority interest net income$069
Net income of bank and minority interests.$11,627,000475
Net charge-offs$454,000612
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$175,000283
Net operating income$11,581,970461
2019-03-31 (YTD Data)Rank
Total interest income$16,891,000521
Total interest expense$3,784,000470
Net interest income$13,107,000529
Provision for loan and lease losses$1,229,000246
Total noninterest income$2,354,000682
Gross Fiduciary activities income$0972
Service charges on deposit accounts$580,000532
Trading account gains and fees$401,00086
Additional Noninterest Income$1,373,000721
Total noninterest expense$6,649,000848
Salaries and employee benefits$3,368,000944
Premises and equipment expense$861,000757
Additional noninterest expense$2,420,000718
Pre-tax net operating income$7,583,000436
Securities gains (losses)$15,000633
Applicable income taxes$1,917,000370
Income before extraordinary items$5,681,000478
Extraordinary gains, net$05
Net income$5,681,000476
Minority interest net income$052
Net income of bank and minority interests.$5,681,000477
Net charge-offs$-94,0005,183
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$95,000240
Net operating income$5,669,150467
2018-12-31 (YTD Data)Rank
Total interest income$58,415,000550
Total interest expense$10,355,000496
Net interest income$48,060,000563
Provision for loan and lease losses$1,269,000729
Total noninterest income$4,025,0001,265
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,542,000502
Trading account gains and fees$308,000101
Additional Noninterest Income$1,175,0002,061
Total noninterest expense$26,381,000833
Salaries and employee benefits$13,764,000901
Premises and equipment expense$2,810,000888
Additional noninterest expense$9,807,000721
Pre-tax net operating income$24,435,000509
Securities gains (losses)$-168,0005,122
Applicable income taxes$6,203,000413
Income before extraordinary items$18,064,000559
Extraordinary gains, net$06
Net income$18,064,000559
Minority interest net income$072
Net income of bank and minority interests.$18,064,000558
Net charge-offs$659,000807
Cash dividends$15,000,000318
Sale, conversion, retirement of capital stock, net$389,000322
Net operating income$18,196,720558
2018-09-30 (YTD Data)Rank
Total interest income$42,583,000555
Total interest expense$6,944,000519
Net interest income$35,639,000562
Provision for loan and lease losses$568,0001,022
Total noninterest income$2,557,0001,428
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,920,000498
Trading account gains and fees$157,000113
Additional Noninterest Income$480,0002,810
Total noninterest expense$19,653,000841
Salaries and employee benefits$10,525,000890
Premises and equipment expense$1,919,000950
Additional noninterest expense$7,209,000711
Pre-tax net operating income$17,975,000514
Securities gains (losses)$-176,0005,314
Applicable income taxes$4,616,000426
Income before extraordinary items$13,183,000568
Extraordinary gains, net$05
Net income$13,183,000566
Minority interest net income$066
Net income of bank and minority interests.$13,183,000567
Net charge-offs$667,000598
Cash dividends$15,000,000244
Sale, conversion, retirement of capital stock, net$306,000300
Net operating income$13,322,040561
2018-06-30 (YTD Data)Rank
Total interest income$27,524,000564
Total interest expense$4,119,000542
Net interest income$23,405,000571
Provision for loan and lease losses$950,000489
Total noninterest income$1,250,0001,752
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,269,000498
Trading account gains and fees$121,000100
Additional Noninterest Income$-140,0005,525
Total noninterest expense$12,873,000858
Salaries and employee benefits$6,985,000897
Premises and equipment expense$1,114,0001,071
Additional noninterest expense$4,774,000713
Pre-tax net operating income$10,832,000553
Securities gains (losses)$-168,0005,406
Applicable income taxes$2,763,000454
Income before extraordinary items$7,901,000611
Extraordinary gains, net$06
Net income$7,901,000609
Minority interest net income$065
Net income of bank and minority interests.$7,901,000610
Net charge-offs$610,000463
Cash dividends$12,000,000208
Sale, conversion, retirement of capital stock, net$213,000281
Net operating income$8,033,720600
2018-03-31 (YTD Data)Rank
Total interest income$13,210,000579
Total interest expense$1,747,000595
Net interest income$11,463,000581
Provision for loan and lease losses$-18,0005,429
Total noninterest income$621,0001,758
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$628,000505
Trading account gains and fees$21,000110
Additional Noninterest Income$-28,0005,585
Total noninterest expense$6,279,000889
Salaries and employee benefits$3,445,000917
Premises and equipment expense$570,0001,064
Additional noninterest expense$2,264,000738
Pre-tax net operating income$5,823,000521
Securities gains (losses)$-161,0005,513
Applicable income taxes$1,448,000439
Income before extraordinary items$4,214,000576
Extraordinary gains, net$07
Net income$4,214,000577
Minority interest net income$052
Net income of bank and minority interests.$4,214,000576
Net charge-offs$-125,0005,423
Cash dividends$12,000,000120
Sale, conversion, retirement of capital stock, net$119,000240
Net operating income$4,341,190560
2017-12-31 (YTD Data)Rank
Total interest income$50,893,000560
Total interest expense$6,559,000536
Net interest income$44,334,000566
Provision for loan and lease losses$2,482,000435
Total noninterest income$4,418,0001,204
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,453,000521
Trading account gains and fees$435,00097
Additional Noninterest Income$1,530,0001,797
Total noninterest expense$23,998,000899
Salaries and employee benefits$13,250,000913
Premises and equipment expense$2,060,0001,139
Additional noninterest expense$8,688,000773
Pre-tax net operating income$22,272,000508
Securities gains (losses)$5,0001,791
Applicable income taxes$8,903,000444
Income before extraordinary items$13,374,000580
Extraordinary gains, net$09
Net income$13,374,000580
Minority interest net income$076
Net income of bank and minority interests.$13,374,000580
Net charge-offs$1,182,000612
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$417,000315
Net operating income$13,370,800573
2017-09-30 (YTD Data)Rank
Total interest income$37,616,000566
Total interest expense$4,801,000533
Net interest income$32,815,000574
Provision for loan and lease losses$1,897,000415
Total noninterest income$3,291,0001,236
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,832,000530
Trading account gains and fees$374,00094
Additional Noninterest Income$1,085,0001,887
Total noninterest expense$17,492,000922
Salaries and employee benefits$9,543,000944
Premises and equipment expense$1,477,0001,200
Additional noninterest expense$6,472,000767
Pre-tax net operating income$16,717,000516
Securities gains (losses)$5,0001,816
Applicable income taxes$6,353,000412
Income before extraordinary items$10,369,000603
Extraordinary gains, net$09
Net income$10,369,000603
Minority interest net income$071
Net income of bank and minority interests.$10,369,000603
Net charge-offs$1,036,000487
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$265,000314
Net operating income$10,365,800595
2017-06-30 (YTD Data)Rank
Total interest income$24,316,000576
Total interest expense$3,004,000548
Net interest income$21,312,000580
Provision for loan and lease losses$1,352,000391
Total noninterest income$2,040,0001,288
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,207,000527
Trading account gains and fees$282,00090
Additional Noninterest Income$551,0002,207
Total noninterest expense$11,715,000918
Salaries and employee benefits$6,262,000962
Premises and equipment expense$1,067,0001,109
Additional noninterest expense$4,386,000755
Pre-tax net operating income$10,285,000535
Securities gains (losses)$3,0001,556
Applicable income taxes$3,884,000430
Income before extraordinary items$6,404,000633
Extraordinary gains, net$011
Net income$6,404,000633
Minority interest net income$071
Net income of bank and minority interests.$6,404,000633
Net charge-offs$706,000443
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$199,000281
Net operating income$6,402,080622
2017-03-31 (YTD Data)Rank
Total interest income$11,675,000592
Total interest expense$1,404,000569
Net interest income$10,271,000598
Provision for loan and lease losses$675,000364
Total noninterest income$914,0001,381
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$587,000541
Trading account gains and fees$154,00092
Additional Noninterest Income$173,0002,748
Total noninterest expense$5,771,000936
Salaries and employee benefits$3,062,000999
Premises and equipment expense$535,0001,115
Additional noninterest expense$2,174,000758
Pre-tax net operating income$4,739,000548
Securities gains (losses)$01,153
Applicable income taxes$1,769,000453
Income before extraordinary items$2,970,000668
Extraordinary gains, net$08
Net income$2,970,000668
Minority interest net income$055
Net income of bank and minority interests.$2,970,000668
Net charge-offs$484,000342
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$106,000247
Net operating income$2,970,000656
2016-12-31 (YTD Data)Rank
Total interest income$43,588,000622
Total interest expense$5,065,000595
Net interest income$38,523,000624
Provision for loan and lease losses$2,619,000423
Total noninterest income$5,580,0001,062
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,191,000592
Trading account gains and fees$592,00094
Additional Noninterest Income$2,797,0001,269
Total noninterest expense$22,322,000944
Salaries and employee benefits$11,584,0001,016
Premises and equipment expense$2,396,000988
Additional noninterest expense$8,342,000796
Pre-tax net operating income$19,162,000531
Securities gains (losses)$417,000523
Applicable income taxes$7,542,000413
Income before extraordinary items$12,037,000646
Extraordinary gains, net$05
Net income$12,037,000645
Minority interest net income$082
Net income of bank and minority interests.$12,037,000645
Net charge-offs$1,955,000393
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$282,000354
Net operating income$11,770,120647
2016-09-30 (YTD Data)Rank
Total interest income$32,107,000631
Total interest expense$3,531,000633
Net interest income$28,576,000626
Provision for loan and lease losses$1,542,000501
Total noninterest income$4,380,0001,024
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,647,000593
Trading account gains and fees$454,00091
Additional Noninterest Income$2,279,0001,195
Total noninterest expense$16,345,000975
Salaries and employee benefits$8,459,0001,040
Premises and equipment expense$1,801,000992
Additional noninterest expense$6,085,000822
Pre-tax net operating income$15,069,000513
Securities gains (losses)$296,000603
Applicable income taxes$5,919,000408
Income before extraordinary items$9,446,000625
Extraordinary gains, net$05
Net income$9,446,000625
Minority interest net income$071
Net income of bank and minority interests.$9,446,000625
Net charge-offs$1,278,000395
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$194,000343
Net operating income$9,256,560615
2016-06-30 (YTD Data)Rank
Total interest income$20,810,000644
Total interest expense$2,149,000689
Net interest income$18,661,000641
Provision for loan and lease losses$776,000613
Total noninterest income$2,777,0001,052
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,098,000584
Trading account gains and fees$189,00096
Additional Noninterest Income$1,490,0001,195
Total noninterest expense$10,484,0001,003
Salaries and employee benefits$5,546,0001,053
Premises and equipment expense$1,165,0001,022
Additional noninterest expense$3,773,000875
Pre-tax net operating income$10,178,000498
Securities gains (losses)$295,000432
Applicable income taxes$4,033,000399
Income before extraordinary items$6,440,000596
Extraordinary gains, net$016
Net income$6,440,000595
Minority interest net income$071
Net income of bank and minority interests.$6,440,000595
Net charge-offs$152,0001,310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$137,000327
Net operating income$6,251,200598
2016-03-31 (YTD Data)Rank
Total interest income$10,282,000653
Total interest expense$1,007,000719
Net interest income$9,275,000648
Provision for loan and lease losses$408,000544
Total noninterest income$1,427,000998
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$541,000588
Trading account gains and fees$252,00079
Additional Noninterest Income$634,0001,302
Total noninterest expense$5,135,0001,027
Salaries and employee benefits$2,851,0001,027
Premises and equipment expense$526,0001,135
Additional noninterest expense$1,758,000927
Pre-tax net operating income$5,159,000482
Securities gains (losses)$181,000327
Applicable income taxes$2,055,000379
Income before extraordinary items$3,285,000562
Extraordinary gains, net$012
Net income$3,285,000561
Minority interest net income$062
Net income of bank and minority interests.$3,285,000562
Net charge-offs$-12,0005,253
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$77,000283
Net operating income$3,169,160563
2015-12-31 (YTD Data)Rank
Total interest income$38,751,000666
Total interest expense$4,031,000690
Net interest income$34,720,000655
Provision for loan and lease losses$3,339,000291
Total noninterest income$5,272,0001,085
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,901,000690
Trading account gains and fees$697,00084
Additional Noninterest Income$2,674,0001,257
Total noninterest expense$19,832,0001,038
Salaries and employee benefits$10,583,0001,066
Premises and equipment expense$2,108,0001,127
Additional noninterest expense$7,141,000913
Pre-tax net operating income$16,821,000563
Securities gains (losses)$61,0001,501
Applicable income taxes$6,507,000440
Income before extraordinary items$10,375,000707
Extraordinary gains, net$023
Net income$10,375,000706
Minority interest net income$081
Net income of bank and minority interests.$10,375,000707
Net charge-offs$1,945,000380
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$11,000731
Net operating income$10,335,960699
2015-09-30 (YTD Data)Rank
Total interest income$28,791,000676
Total interest expense$3,065,000686
Net interest income$25,726,000667
Provision for loan and lease losses$2,744,000264
Total noninterest income$3,930,0001,105
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,431,000688
Trading account gains and fees$450,00088
Additional Noninterest Income$2,049,0001,263
Total noninterest expense$14,818,0001,053
Salaries and employee benefits$7,920,0001,077
Premises and equipment expense$1,628,0001,113
Additional noninterest expense$5,270,000931
Pre-tax net operating income$12,094,000599
Securities gains (losses)$60,0001,353
Applicable income taxes$4,700,000463
Income before extraordinary items$7,454,000745
Extraordinary gains, net$021
Net income$7,454,000743
Minority interest net income$078
Net income of bank and minority interests.$7,454,000745
Net charge-offs$223,0001,447
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$205,000356
Net operating income$7,415,600723
2015-06-30 (YTD Data)Rank
Total interest income$18,962,000680
Total interest expense$2,074,000674
Net interest income$16,888,000675
Provision for loan and lease losses$2,402,000214
Total noninterest income$2,736,0001,070
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$923,000700
Trading account gains and fees$393,00088
Additional Noninterest Income$1,420,0001,226
Total noninterest expense$9,713,0001,064
Salaries and employee benefits$5,214,0001,086
Premises and equipment expense$1,075,0001,129
Additional noninterest expense$3,424,000954
Pre-tax net operating income$7,509,000633
Securities gains (losses)$54,0001,186
Applicable income taxes$2,921,000485
Income before extraordinary items$4,642,000792
Extraordinary gains, net$022
Net income$4,642,000791
Minority interest net income$075
Net income of bank and minority interests.$4,642,000792
Net charge-offs$195,0001,203
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$134,000341
Net operating income$4,607,440778
2015-03-31 (YTD Data)Rank
Total interest income$9,437,000679
Total interest expense$1,021,000686
Net interest income$8,416,000672
Provision for loan and lease losses$231,000801
Total noninterest income$1,534,000954
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$444,000717
Trading account gains and fees$336,00076
Additional Noninterest Income$754,0001,141
Total noninterest expense$4,858,0001,064
Salaries and employee benefits$2,613,0001,087
Premises and equipment expense$548,0001,106
Additional noninterest expense$1,697,000946
Pre-tax net operating income$4,861,000500
Securities gains (losses)$51,000832
Applicable income taxes$1,903,000408
Income before extraordinary items$3,009,000597
Extraordinary gains, net$013
Net income$3,009,000594
Minority interest net income$064
Net income of bank and minority interests.$3,009,000597
Net charge-offs$149,000875
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$56,000339
Net operating income$2,976,360593
2014-12-31 (YTD Data)Rank
Total interest income$36,014,000699
Total interest expense$4,111,000704
Net interest income$31,903,000696
Provision for loan and lease losses$2,436,000405
Total noninterest income$3,105,0001,529
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,665,000810
Trading account gains and fees$309,000102
Additional Noninterest Income$1,131,0002,159
Total noninterest expense$18,940,0001,075
Salaries and employee benefits$10,740,0001,008
Premises and equipment expense$2,278,0001,057
Additional noninterest expense$5,922,0001,114
Pre-tax net operating income$13,632,000619
Securities gains (losses)$20,0002,325
Applicable income taxes$5,387,000468
Income before extraordinary items$8,265,000806
Extraordinary gains, net$017
Net income$8,265,000805
Minority interest net income$084
Net income of bank and minority interests.$8,265,000805
Net charge-offs$2,468,000421
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$218,000417
Net operating income$8,252,200793
2014-09-30 (YTD Data)Rank
Total interest income$26,778,000700
Total interest expense$3,081,000715
Net interest income$23,697,000696
Provision for loan and lease losses$2,586,000273
Total noninterest income$2,095,0001,661
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,240,000818
Trading account gains and fees$86,000124
Additional Noninterest Income$769,0002,316
Total noninterest expense$14,148,0001,082
Salaries and employee benefits$8,079,0001,003
Premises and equipment expense$1,693,0001,069
Additional noninterest expense$4,376,0001,127
Pre-tax net operating income$9,058,000694
Securities gains (losses)$14,0002,191
Applicable income taxes$3,580,000516
Income before extraordinary items$5,492,000905
Extraordinary gains, net$015
Net income$5,492,000904
Minority interest net income$081
Net income of bank and minority interests.$5,492,000904
Net charge-offs$2,416,000324
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$180,000370
Net operating income$5,483,040888
2014-06-30 (YTD Data)Rank
Total interest income$17,668,000702
Total interest expense$2,054,000719
Net interest income$15,614,000695
Provision for loan and lease losses$2,077,000241
Total noninterest income$1,354,0001,664
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$811,000827
Trading account gains and fees$39,000142
Additional Noninterest Income$504,0002,301
Total noninterest expense$9,486,0001,074
Salaries and employee benefits$5,466,000994
Premises and equipment expense$1,155,0001,054
Additional noninterest expense$2,865,0001,138
Pre-tax net operating income$5,405,000754
Securities gains (losses)$9,0001,986
Applicable income taxes$2,133,000551
Income before extraordinary items$3,281,000990
Extraordinary gains, net$020
Net income$3,281,000991
Minority interest net income$080
Net income of bank and minority interests.$3,281,000991
Net charge-offs$1,158,000434
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$126,000353
Net operating income$3,275,240972
2014-03-31 (YTD Data)Rank
Total interest income$8,832,000710
Total interest expense$1,037,000713
Net interest income$7,795,000704
Provision for loan and lease losses$-81,0006,502
Total noninterest income$616,0001,769
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$386,000846
Trading account gains and fees$-14,0006,708
Additional Noninterest Income$244,0002,287
Total noninterest expense$4,792,0001,072
Salaries and employee benefits$2,888,000956
Premises and equipment expense$580,0001,075
Additional noninterest expense$1,324,0001,211
Pre-tax net operating income$3,700,000557
Securities gains (losses)$4,0001,399
Applicable income taxes$1,453,000436
Income before extraordinary items$2,251,000690
Extraordinary gains, net$016
Net income$2,251,000690
Minority interest net income$066
Net income of bank and minority interests.$2,251,000692
Net charge-offs$94,0001,414
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$67,000313
Net operating income$2,248,440683
2013-12-31 (YTD Data)Rank
Total interest income$35,863,000694
Total interest expense$4,878,000692
Net interest income$30,985,000688
Provision for loan and lease losses$823,0001,292
Total noninterest income$2,606,0001,803
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,309,0001,060
Trading account gains and fees$598,00087
Additional Noninterest Income$699,0002,869
Total noninterest expense$17,916,0001,138
Salaries and employee benefits$10,154,0001,070
Premises and equipment expense$1,901,0001,240
Additional noninterest expense$5,861,0001,150
Pre-tax net operating income$14,852,000552
Securities gains (losses)$1,0003,056
Applicable income taxes$5,888,000415
Income before extraordinary items$8,965,000718
Extraordinary gains, net$029
Net income$8,965,000719
Minority interest net income$090
Net income of bank and minority interests.$8,965,000719
Net charge-offs$1,408,000982
Cash dividends$7,000,000428
Sale, conversion, retirement of capital stock, net$280,000371
Net operating income$8,964,360696
2013-09-30 (YTD Data)Rank
Total interest income$27,106,000688
Total interest expense$3,843,000668
Net interest income$23,263,000684
Provision for loan and lease losses$1,286,000733
Total noninterest income$1,966,0001,808
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$954,0001,088
Trading account gains and fees$507,00086
Additional Noninterest Income$505,0003,007
Total noninterest expense$13,318,0001,157
Salaries and employee benefits$7,553,0001,082
Premises and equipment expense$1,413,0001,260
Additional noninterest expense$4,352,0001,156
Pre-tax net operating income$10,625,000581
Securities gains (losses)$1,0002,916
Applicable income taxes$4,200,000434
Income before extraordinary items$6,426,000750
Extraordinary gains, net$025
Net income$6,426,000750
Minority interest net income$084
Net income of bank and minority interests.$6,426,000752
Net charge-offs$825,0001,149
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$241,000317
Net operating income$6,425,360724
2013-06-30 (YTD Data)Rank
Total interest income$18,154,000681
Total interest expense$2,750,000621
Net interest income$15,404,000683
Provision for loan and lease losses$1,199,000587
Total noninterest income$1,395,0001,739
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$621,0001,086
Trading account gains and fees$0157
Additional Noninterest Income$774,0001,894
Total noninterest expense$8,950,0001,139
Salaries and employee benefits$5,005,0001,084
Premises and equipment expense$967,0001,233
Additional noninterest expense$2,978,0001,129
Pre-tax net operating income$6,650,000595
Securities gains (losses)$02,791
Applicable income taxes$2,623,000452
Income before extraordinary items$4,027,000772
Extraordinary gains, net$022
Net income$4,027,000774
Minority interest net income$082
Net income of bank and minority interests.$4,027,000774
Net charge-offs$735,000957
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$174,000280
Net operating income$4,027,000742
2013-03-31 (YTD Data)Rank
Total interest income$9,008,000699
Total interest expense$1,412,000622
Net interest income$7,596,000701
Provision for loan and lease losses$512,000680
Total noninterest income$873,0001,479
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$291,0001,148
Trading account gains and fees$0148
Additional Noninterest Income$582,0001,414
Total noninterest expense$4,345,0001,179
Salaries and employee benefits$2,478,0001,103
Premises and equipment expense$496,0001,221
Additional noninterest expense$1,371,0001,203
Pre-tax net operating income$3,612,000567
Securities gains (losses)$01,966
Applicable income taxes$1,421,000437
Income before extraordinary items$2,191,000715
Extraordinary gains, net$010
Net income$2,191,000715
Minority interest net income$076
Net income of bank and minority interests.$2,191,000716
Net charge-offs$130,0001,694
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$87,000258
Net operating income$2,191,000687
2012-12-31 (YTD Data)Rank
Total interest income$35,279,000738
Total interest expense$6,263,000682
Net interest income$29,016,000743
Provision for loan and lease losses$755,0002,156
Total noninterest income$2,711,0001,769
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,046,0001,364
Trading account gains and fees$0166
Additional Noninterest Income$1,665,0001,736
Total noninterest expense$17,913,0001,117
Salaries and employee benefits$9,614,0001,095
Premises and equipment expense$1,670,0001,428
Additional noninterest expense$6,629,0001,048
Pre-tax net operating income$13,059,000583
Securities gains (losses)$615,000805
Applicable income taxes$5,391,000413
Income before extraordinary items$8,283,000727
Extraordinary gains, net$029
Net income$8,283,000722
Minority interest net income$093
Net income of bank and minority interests.$8,283,000727
Net charge-offs$-538,0007,047
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$158,000480
Net operating income$7,889,400715
2012-09-30 (YTD Data)Rank
Total interest income$26,271,000755
Total interest expense$4,736,000715
Net interest income$21,535,000761
Provision for loan and lease losses$-703,0007,124
Total noninterest income$2,064,0001,750
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$771,0001,389
Trading account gains and fees$0157
Additional Noninterest Income$1,293,0001,690
Total noninterest expense$12,875,0001,171
Salaries and employee benefits$7,047,0001,112
Premises and equipment expense$1,207,0001,485
Additional noninterest expense$4,621,0001,108
Pre-tax net operating income$11,427,000527
Securities gains (losses)$143,0001,703
Applicable income taxes$4,565,000389
Income before extraordinary items$7,005,000669
Extraordinary gains, net$020
Net income$7,005,000666
Minority interest net income$086
Net income of bank and minority interests.$7,005,000669
Net charge-offs$-1,950,0007,177
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$140,000403
Net operating income$6,913,480648
2012-06-30 (YTD Data)Rank
Total interest income$17,449,000771
Total interest expense$3,165,000750
Net interest income$14,284,000768
Provision for loan and lease losses$3,058,000444
Total noninterest income$1,549,0001,593
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$508,0001,397
Trading account gains and fees$0153
Additional Noninterest Income$1,041,0001,474
Total noninterest expense$8,600,0001,176
Salaries and employee benefits$4,664,0001,119
Premises and equipment expense$801,0001,482
Additional noninterest expense$3,135,0001,103
Pre-tax net operating income$4,175,000875
Securities gains (losses)$96,0001,629
Applicable income taxes$1,675,000592
Income before extraordinary items$2,596,0001,163
Extraordinary gains, net$019
Net income$2,596,0001,162
Minority interest net income$084
Net income of bank and minority interests.$2,596,0001,162
Net charge-offs$1,618,000809
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$91,000387
Net operating income$2,534,5601,113
2012-03-31 (YTD Data)Rank
Total interest income$8,725,000779
Total interest expense$1,632,000749
Net interest income$7,093,000776
Provision for loan and lease losses$857,000701
Total noninterest income$826,0001,493
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$569,0001,387
Total noninterest expense$4,298,0001,165
Salaries and employee benefits$2,433,0001,065
Premises and equipment expense$404,0001,473
Additional noninterest expense$1,461,0001,165
Pre-tax net operating income$2,764,000669
Securities gains (losses)$-6,0007,014
Applicable income taxes$1,092,000484
Income before extraordinary items$1,666,000899
Extraordinary gains, net$019
Net income$1,666,000900
Minority interest net income$078
Net income of bank and minority interests.$1,666,000900
Net charge-offs$881,000721
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$45,000335
Net operating income$1,669,840842
2011-12-31 (YTD Data)Rank
Total interest income$32,704,000851
Total interest expense$6,901,000871
Net interest income$25,803,000848
Provision for loan and lease losses$4,707,000823
Total noninterest income$2,754,0001,599
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$904,0001,621
Trading account gains and fees$0146
Additional Noninterest Income$1,850,0001,439
Total noninterest expense$14,949,0001,315
Salaries and employee benefits$7,370,0001,352
Premises and equipment expense$1,218,0002,034
Additional noninterest expense$6,361,0001,105
Pre-tax net operating income$8,901,000693
Securities gains (losses)$114,0001,957
Applicable income taxes$3,620,000507
Income before extraordinary items$5,395,000933
Extraordinary gains, net$029
Net income$5,395,000931
Minority interest net income$096
Net income of bank and minority interests.$5,395,000933
Net charge-offs$5,713,000721
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$132,000603
Net operating income$5,322,040904
2011-09-30 (YTD Data)Rank
Total interest income$24,421,000872
Total interest expense$5,174,000918
Net interest income$19,247,000864
Provision for loan and lease losses$3,953,000749
Total noninterest income$1,834,0001,720
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$670,0001,640
Trading account gains and fees$0145
Additional Noninterest Income$1,164,0001,588
Total noninterest expense$10,587,0001,388
Salaries and employee benefits$5,098,0001,449
Premises and equipment expense$802,0002,300
Additional noninterest expense$4,687,0001,121
Pre-tax net operating income$6,541,000726
Securities gains (losses)$77,0002,006
Applicable income taxes$2,682,000504
Income before extraordinary items$3,936,000983
Extraordinary gains, net$021
Net income$3,936,000980
Minority interest net income$087
Net income of bank and minority interests.$3,936,000983
Net charge-offs$4,033,000748
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$81,000606
Net operating income$3,886,720950
2011-06-30 (YTD Data)Rank
Total interest income$16,219,000884
Total interest expense$3,435,000955
Net interest income$12,784,000863
Provision for loan and lease losses$2,175,000864
Total noninterest income$998,0001,994
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$440,0001,638
Trading account gains and fees$0153
Additional Noninterest Income$558,0001,951
Total noninterest expense$6,747,0001,464
Salaries and employee benefits$3,218,0001,559
Premises and equipment expense$507,0002,415
Additional noninterest expense$3,022,0001,175
Pre-tax net operating income$4,860,000656
Securities gains (losses)$60,0001,479
Applicable income taxes$2,020,000461
Income before extraordinary items$2,900,000859
Extraordinary gains, net$015
Net income$2,900,000858
Minority interest net income$089
Net income of bank and minority interests.$2,900,000859
Net charge-offs$2,465,000793
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$45,000569
Net operating income$2,861,600841
2011-03-31 (YTD Data)Rank
Total interest income$8,281,000873
Total interest expense$1,734,000981
Net interest income$6,547,000848
Provision for loan and lease losses$490,0001,444
Total noninterest income$685,0001,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$213,0001,652
Trading account gains and fees$0158
Additional Noninterest Income$472,0001,401
Total noninterest expense$3,519,0001,410
Salaries and employee benefits$1,684,0001,498
Premises and equipment expense$258,0002,424
Additional noninterest expense$1,577,0001,132
Pre-tax net operating income$3,223,000519
Securities gains (losses)$01,772
Applicable income taxes$1,355,000373
Income before extraordinary items$1,868,000701
Extraordinary gains, net$09
Net income$1,868,000701
Minority interest net income$086
Net income of bank and minority interests.$1,868,000701
Net charge-offs$476,0001,372
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$22,000528
Net operating income$1,868,000684
2010-12-31 (YTD Data)Rank
Total interest income$34,709,000876
Total interest expense$9,590,000862
Net interest income$25,119,000871
Provision for loan and lease losses$8,214,000789
Total noninterest income$636,0004,113
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$832,0001,759
Trading account gains and fees$0175
Additional Noninterest Income$-196,0007,274
Total noninterest expense$17,013,0001,189
Salaries and employee benefits$5,964,0001,627
Premises and equipment expense$960,0002,569
Additional noninterest expense$10,089,000745
Pre-tax net operating income$528,0004,298
Securities gains (losses)$562,000803
Applicable income taxes$198,0002,723
Income before extraordinary items$892,0003,439
Extraordinary gains, net$029
Net income$892,0003,436
Minority interest net income$0111
Net income of bank and minority interests.$892,0003,439
Net charge-offs$9,531,000627
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$143,000706
Net operating income$431,1604,377
2010-09-30 (YTD Data)Rank
Total interest income$24,600,000952
Total interest expense$7,579,000848
Net interest income$17,021,000973
Provision for loan and lease losses$5,651,000793
Total noninterest income$796,0003,161
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$637,0001,778
Trading account gains and fees$0165
Additional Noninterest Income$159,0004,560
Total noninterest expense$12,902,0001,162
Salaries and employee benefits$4,487,0001,631
Premises and equipment expense$712,0002,617
Additional noninterest expense$7,703,000712
Pre-tax net operating income$-736,0006,669
Securities gains (losses)$557,000665
Applicable income taxes$-95,0007,074
Income before extraordinary items$-84,0006,288
Extraordinary gains, net$023
Net income$-84,0006,288
Minority interest net income$0110
Net income of bank and minority interests.$-84,0006,288
Net charge-offs$6,131,000679
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$117,000618
Net operating income$-440,4806,568
2010-06-30 (YTD Data)Rank
Total interest income$16,727,000931
Total interest expense$5,316,000823
Net interest income$11,411,000969
Provision for loan and lease losses$5,225,000617
Total noninterest income$467,0003,341
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$439,0001,735
Trading account gains and fees$0152
Additional Noninterest Income$28,0006,213
Total noninterest expense$8,567,0001,159
Salaries and employee benefits$2,967,0001,669
Premises and equipment expense$449,0002,762
Additional noninterest expense$5,151,000705
Pre-tax net operating income$-1,914,0007,245
Securities gains (losses)$76,0001,615
Applicable income taxes$-730,0007,556
Income before extraordinary items$-1,108,0007,123
Extraordinary gains, net$019
Net income$-1,108,0007,121
Minority interest net income$0105
Net income of bank and minority interests.$-1,108,0007,123
Net charge-offs$4,266,000638
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$86,000510
Net operating income$-1,156,6407,117
2010-03-31 (YTD Data)Rank
Total interest income$8,355,000955
Total interest expense$2,861,000800
Net interest income$5,494,0001,022
Provision for loan and lease losses$3,515,000494
Total noninterest income$344,0002,615
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$232,0001,655
Trading account gains and fees$0175
Additional Noninterest Income$112,0003,298
Total noninterest expense$4,278,0001,176
Salaries and employee benefits$1,446,0001,733
Premises and equipment expense$240,0002,667
Additional noninterest expense$2,592,000708
Pre-tax net operating income$-1,955,0007,589
Securities gains (losses)$76,000916
Applicable income taxes$-732,0007,755
Income before extraordinary items$-1,147,0007,503
Extraordinary gains, net$016
Net income$-1,147,0007,504
Minority interest net income$091
Net income of bank and minority interests.$-1,147,0007,504
Net charge-offs$3,516,000428
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$49,000420
Net operating income$-1,195,6407,513
2009-12-31 (YTD Data)Rank
Total interest income$31,975,0001,071
Total interest expense$14,189,000821
Net interest income$17,786,0001,262
Provision for loan and lease losses$21,478,000466
Total noninterest income$1,365,0002,728
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$895,0001,854
Trading account gains and fees$0211
Additional Noninterest Income$470,0003,315
Total noninterest expense$12,511,0001,638
Salaries and employee benefits$5,020,0001,962
Premises and equipment expense$1,031,0002,509
Additional noninterest expense$6,460,0001,187
Pre-tax net operating income$-14,838,0007,627
Securities gains (losses)$167,0001,700
Applicable income taxes$-5,710,0007,786
Income before extraordinary items$-8,961,0007,515
Extraordinary gains, net$034
Net income$-8,961,0007,514
Minority interest net income$0115
Net income of bank and minority interests.$-8,961,0007,514
Net charge-offs$19,276,000423
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$181,000737
Net operating income$-9,067,8807,526
2009-09-30 (YTD Data)Rank
Total interest income$23,897,0001,101
Total interest expense$10,788,000859
Net interest income$13,109,0001,278
Provision for loan and lease losses$15,264,000460
Total noninterest income$1,079,0002,685
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$678,0001,849
Trading account gains and fees$0212
Additional Noninterest Income$401,0003,181
Total noninterest expense$8,716,0001,741
Salaries and employee benefits$3,761,0001,977
Premises and equipment expense$773,0002,541
Additional noninterest expense$4,182,0001,302
Pre-tax net operating income$-9,792,0007,735
Securities gains (losses)$167,0001,427
Applicable income taxes$-3,756,0007,856
Income before extraordinary items$-5,869,0007,642
Extraordinary gains, net$027
Net income$-5,869,0007,642
Minority interest net income$0118
Net income of bank and minority interests.$-5,869,0007,642
Net charge-offs$13,954,000401
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$176,000613
Net operating income$-5,975,8807,654
2009-06-30 (YTD Data)Rank
Total interest income$15,038,0001,183
Total interest expense$7,095,000927
Net interest income$7,943,0001,398
Provision for loan and lease losses$3,458,000993
Total noninterest income$679,0002,795
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$457,0001,810
Trading account gains and fees$0193
Additional Noninterest Income$222,0003,487
Total noninterest expense$5,741,0001,783
Salaries and employee benefits$2,441,0002,061
Premises and equipment expense$534,0002,500
Additional noninterest expense$2,766,0001,343
Pre-tax net operating income$-577,0006,699
Securities gains (losses)$167,0001,132
Applicable income taxes$-196,0007,295
Income before extraordinary items$-214,0006,398
Extraordinary gains, net$021
Net income$-214,0006,397
Minority interest net income$0112
Net income of bank and minority interests.$-214,0006,397
Net charge-offs$2,876,000885
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$115,000573
Net operating income$-320,8806,554
2009-03-31 (YTD Data)Rank
Total interest income$7,396,0001,221
Total interest expense$3,469,000988
Net interest income$3,927,0001,410
Provision for loan and lease losses$1,157,0001,082
Total noninterest income$419,0002,428
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$228,0001,768
Trading account gains and fees$0171
Additional Noninterest Income$191,0002,584
Total noninterest expense$2,722,0001,823
Salaries and employee benefits$1,246,0002,049
Premises and equipment expense$303,0002,277
Additional noninterest expense$1,173,0001,384
Pre-tax net operating income$467,0002,503
Securities gains (losses)$-7,0007,802
Applicable income taxes$148,0001,756
Income before extraordinary items$312,0003,050
Extraordinary gains, net$015
Net income$312,0003,051
Minority interest net income$0102
Net income of bank and minority interests.$312,0003,051
Net charge-offs$1,279,000827
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$55,000483
Net operating income$316,7602,875
2008-12-31 (YTD Data)Rank
Total interest income$31,008,0001,233
Total interest expense$15,801,0001,018
Net interest income$15,207,0001,477
Provision for loan and lease losses$3,545,0001,258
Total noninterest income$2,864,0001,638
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$830,0002,054
Trading account gains and fees$0154
Additional Noninterest Income$2,034,0001,287
Total noninterest expense$10,027,0001,923
Salaries and employee benefits$4,921,0002,065
Premises and equipment expense$1,150,0002,330
Additional noninterest expense$3,956,0001,563
Pre-tax net operating income$4,499,0001,215
Securities gains (losses)$650,000302
Applicable income taxes$1,943,000694
Income before extraordinary items$3,206,0001,275
Extraordinary gains, net$039
Net income$3,206,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$924,0002,044
Cash dividends$2,625,0001,041
Sale, conversion, retirement of capital stock, net$317,000658
Net operating income$2,790,0001,564
2008-09-30 (YTD Data)Rank
Total interest income$23,542,0001,244
Total interest expense$12,190,0001,027
Net interest income$11,352,0001,490
Provision for loan and lease losses$820,0002,067
Total noninterest income$2,209,0001,650
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$632,0002,038
Trading account gains and fees$0148
Additional Noninterest Income$1,577,0001,314
Total noninterest expense$7,688,0001,871
Salaries and employee benefits$3,837,0002,002
Premises and equipment expense$861,0002,342
Additional noninterest expense$2,990,0001,490
Pre-tax net operating income$5,053,0001,002
Securities gains (losses)$635,000265
Applicable income taxes$2,152,000614
Income before extraordinary items$3,536,0001,039
Extraordinary gains, net$031
Net income$3,536,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,0001,861
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$230,000534
Net operating income$3,129,6001,245
2008-06-30 (YTD Data)Rank
Total interest income$15,674,0001,267
Total interest expense$8,331,0001,044
Net interest income$7,343,0001,523
Provision for loan and lease losses$679,0001,565
Total noninterest income$1,703,0001,495
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$426,0001,992
Trading account gains and fees$0149
Additional Noninterest Income$1,277,0001,185
Total noninterest expense$5,244,0001,837
Salaries and employee benefits$2,642,0001,971
Premises and equipment expense$587,0002,303
Additional noninterest expense$2,015,0001,452
Pre-tax net operating income$3,123,0001,131
Securities gains (losses)$20,0002,041
Applicable income taxes$1,178,000815
Income before extraordinary items$1,965,0001,418
Extraordinary gains, net$021
Net income$1,965,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0001,456
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$158,000454
Net operating income$1,952,2001,394
2008-03-31 (YTD Data)Rank
Total interest income$7,946,0001,287
Total interest expense$4,396,0001,064
Net interest income$3,550,0001,566
Provision for loan and lease losses$317,0001,323
Total noninterest income$708,0001,732
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$208,0002,006
Trading account gains and fees$0158
Additional Noninterest Income$500,0001,414
Total noninterest expense$2,689,0001,781
Salaries and employee benefits$1,380,0001,907
Premises and equipment expense$313,0002,172
Additional noninterest expense$996,0001,441
Pre-tax net operating income$1,252,0001,479
Securities gains (losses)$20,0001,596
Applicable income taxes$463,0001,075
Income before extraordinary items$809,0001,795
Extraordinary gains, net$015
Net income$809,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,694
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$72,000391
Net operating income$796,2001,759
2007-12-31 (YTD Data)Rank
Total interest income$37,383,0001,135
Total interest expense$21,989,000894
Net interest income$15,394,0001,471
Provision for loan and lease losses$443,0002,537
Total noninterest income$1,360,0002,885
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$879,0001,966
Trading account gains and fees$0178
Additional Noninterest Income$481,0003,383
Total noninterest expense$10,977,0001,683
Salaries and employee benefits$5,426,0001,857
Premises and equipment expense$1,227,0002,123
Additional noninterest expense$4,324,0001,302
Pre-tax net operating income$5,334,0001,563
Securities gains (losses)$31,000956
Applicable income taxes$1,842,0001,205
Income before extraordinary items$3,523,0001,784
Extraordinary gains, net$039
Net income$3,523,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,847
Cash dividends$5,725,000661
Sale, conversion, retirement of capital stock, net$533,000523
Net operating income$3,502,5401,790
2007-09-30 (YTD Data)Rank
Total interest income$28,426,0001,121
Total interest expense$16,996,000871
Net interest income$11,430,0001,496
Provision for loan and lease losses$159,0003,401
Total noninterest income$867,0003,218
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$671,0001,926
Trading account gains and fees$0184
Additional Noninterest Income$196,0004,520
Total noninterest expense$8,213,0001,677
Salaries and employee benefits$4,107,0001,840
Premises and equipment expense$922,0002,100
Additional noninterest expense$3,184,0001,287
Pre-tax net operating income$3,925,0001,695
Securities gains (losses)$10,0001,001
Applicable income taxes$1,355,0001,322
Income before extraordinary items$2,580,0001,953
Extraordinary gains, net$033
Net income$2,580,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,421
Cash dividends$1,225,0001,750
Sale, conversion, retirement of capital stock, net$262,000532
Net operating income$2,573,4001,946
2007-06-30 (YTD Data)Rank
Total interest income$18,946,0001,139
Total interest expense$11,574,000857
Net interest income$7,372,0001,576
Provision for loan and lease losses$289,0001,615
Total noninterest income$569,0003,275
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$438,0001,962
Trading account gains and fees$0168
Additional Noninterest Income$131,0004,571
Total noninterest expense$5,566,0001,660
Salaries and employee benefits$2,784,0001,848
Premises and equipment expense$635,0002,042
Additional noninterest expense$2,147,0001,287
Pre-tax net operating income$2,086,0002,080
Securities gains (losses)$10,000866
Applicable income taxes$695,0001,668
Income before extraordinary items$1,401,0002,330
Extraordinary gains, net$029
Net income$1,401,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000986
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$181,000468
Net operating income$1,394,3002,324
2007-03-31 (YTD Data)Rank
Total interest income$9,402,0001,136
Total interest expense$5,873,000832
Net interest income$3,529,0001,633
Provision for loan and lease losses$134,0001,638
Total noninterest income$233,0003,699
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$172,0002,335
Trading account gains and fees$0195
Additional Noninterest Income$61,0004,714
Total noninterest expense$2,772,0001,672
Salaries and employee benefits$1,391,0001,848
Premises and equipment expense$331,0001,972
Additional noninterest expense$1,050,0001,279
Pre-tax net operating income$856,0002,445
Securities gains (losses)$01,187
Applicable income taxes$277,0001,960
Income before extraordinary items$579,0002,711
Extraordinary gains, net$022
Net income$579,0002,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,667
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$93,000368
Net operating income$579,0002,698
2006-12-31 (YTD Data)Rank
Total interest income$34,721,0001,138
Total interest expense$20,469,000820
Net interest income$14,252,0001,611
Provision for loan and lease losses$253,0003,076
Total noninterest income$1,159,0003,194
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$606,0002,667
Trading account gains and fees$0130
Additional Noninterest Income$553,0003,164
Total noninterest expense$11,515,0001,558
Salaries and employee benefits$5,766,0001,689
Premises and equipment expense$735,0003,207
Additional noninterest expense$5,014,0001,058
Pre-tax net operating income$3,643,0002,404
Securities gains (losses)$1,0001,542
Applicable income taxes$1,244,0001,914
Income before extraordinary items$2,400,0002,699
Extraordinary gains, net$051
Net income$2,400,0002,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,710
Cash dividends$925,0002,702
Sale, conversion, retirement of capital stock, net$583,000577
Net operating income$2,399,3402,688
2006-09-30 (YTD Data)Rank
Total interest income$25,459,0001,164
Total interest expense$14,777,000835
Net interest income$10,682,0001,626
Provision for loan and lease losses$63,0004,799
Total noninterest income$933,0003,082
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$441,0002,741
Trading account gains and fees$0126
Additional Noninterest Income$492,0002,869
Total noninterest expense$8,625,0001,556
Salaries and employee benefits$4,315,0001,701
Premises and equipment expense$518,0003,373
Additional noninterest expense$3,792,0001,067
Pre-tax net operating income$2,927,0002,379
Securities gains (losses)$01,388
Applicable income taxes$1,006,0001,880
Income before extraordinary items$1,921,0002,653
Extraordinary gains, net$045
Net income$1,921,0002,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,787
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$453,000466
Net operating income$1,921,0002,643
2006-06-30 (YTD Data)Rank
Total interest income$16,726,0001,165
Total interest expense$9,606,000802
Net interest income$7,120,0001,627
Provision for loan and lease losses$25,0005,320
Total noninterest income$579,0003,195
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$282,0002,793
Trading account gains and fees$0126
Additional Noninterest Income$297,0003,043
Total noninterest expense$5,741,0001,564
Salaries and employee benefits$2,873,0001,706
Premises and equipment expense$330,0003,496
Additional noninterest expense$2,538,0001,070
Pre-tax net operating income$1,933,0002,373
Securities gains (losses)$12,000697
Applicable income taxes$672,0001,897
Income before extraordinary items$1,273,0002,655
Extraordinary gains, net$039
Net income$1,273,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$327,000372
Net operating income$1,265,2002,662
2006-03-31 (YTD Data)Rank
Total interest income$8,164,0001,165
Total interest expense$4,654,000783
Net interest income$3,510,0001,638
Provision for loan and lease losses$25,0004,252
Total noninterest income$283,0003,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$139,0002,764
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,050
Total noninterest expense$2,794,0001,612
Salaries and employee benefits$1,397,0001,755
Premises and equipment expense$174,0003,356
Additional noninterest expense$1,223,0001,101
Pre-tax net operating income$974,0002,324
Securities gains (losses)$12,000541
Applicable income taxes$346,0001,826
Income before extraordinary items$640,0002,615
Extraordinary gains, net$021
Net income$640,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,259
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$201,000243
Net operating income$632,2002,617
2005-12-31 (YTD Data)Rank
Total interest income$25,820,0001,290
Total interest expense$12,299,000908
Net interest income$13,521,0001,621
Provision for loan and lease losses$478,0001,979
Total noninterest income$2,021,0002,193
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$622,0002,590
Trading account gains and fees$0138
Additional Noninterest Income$1,399,0001,761
Total noninterest expense$9,963,0001,708
Salaries and employee benefits$5,023,0001,849
Premises and equipment expense$675,0003,332
Additional noninterest expense$4,265,0001,217
Pre-tax net operating income$5,101,0001,835
Securities gains (losses)$59,000867
Applicable income taxes$1,590,0001,641
Income before extraordinary items$3,570,0001,924
Extraordinary gains, net$046
Net income$3,570,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,045
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,529,2901,923
2005-09-30 (YTD Data)Rank
Total interest income$18,248,0001,328
Total interest expense$7,922,000993
Net interest income$10,326,0001,576
Provision for loan and lease losses$478,0001,459
Total noninterest income$1,612,0002,093
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$482,0002,511
Trading account gains and fees$0126
Additional Noninterest Income$1,130,0001,656
Total noninterest expense$7,554,0001,676
Salaries and employee benefits$3,901,0001,776
Premises and equipment expense$699,0002,514
Additional noninterest expense$2,954,0001,292
Pre-tax net operating income$3,906,0001,802
Securities gains (losses)$61,000817
Applicable income taxes$1,174,0001,683
Income before extraordinary items$2,793,0001,875
Extraordinary gains, net$035
Net income$2,793,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,000620
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,750,3001,869
2005-06-30 (YTD Data)Rank
Total interest income$11,971,0001,312
Total interest expense$4,968,000992
Net interest income$7,003,0001,528
Provision for loan and lease losses$308,0001,476
Total noninterest income$1,127,0001,999
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$338,0002,383
Trading account gains and fees$0116
Additional Noninterest Income$789,0001,595
Total noninterest expense$4,968,0001,682
Salaries and employee benefits$2,638,0001,745
Premises and equipment expense$555,0002,130
Additional noninterest expense$1,775,0001,405
Pre-tax net operating income$2,854,0001,635
Securities gains (losses)$56,000747
Applicable income taxes$795,0001,624
Income before extraordinary items$2,115,0001,627
Extraordinary gains, net$030
Net income$2,115,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,301
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,074,1201,622
2005-03-31 (YTD Data)Rank
Total interest income$2,088,0003,474
Total interest expense$1,093,0002,149
Net interest income$995,0004,636
Provision for loan and lease losses$98,0002,104
Total noninterest income$512,0002,105
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$475,0001,372
Total noninterest expense$1,148,0003,440
Salaries and employee benefits$590,0003,613
Premises and equipment expense$42,0007,127
Additional noninterest expense$516,0002,357
Pre-tax net operating income$261,0005,345
Securities gains (losses)$01,685
Applicable income taxes$93,0003,886
Income before extraordinary items$168,0005,840
Extraordinary gains, net$024
Net income$168,0005,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,000930
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$168,0005,803
2004-12-31 (YTD Data)Rank
Total interest income$6,374,0004,079
Total interest expense$2,688,0002,878
Net interest income$3,686,0004,736
Provision for loan and lease losses$229,0003,467
Total noninterest income$1,936,0002,247
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$264,0004,621
Trading account gains and fees$0138
Additional Noninterest Income$1,672,0001,507
Total noninterest expense$3,759,0003,938
Salaries and employee benefits$1,915,0004,137
Premises and equipment expense$144,0007,394
Additional noninterest expense$1,700,0002,805
Pre-tax net operating income$1,634,0004,037
Securities gains (losses)$-11,0008,257
Applicable income taxes$618,0002,986
Income before extraordinary items$1,005,0004,688
Extraordinary gains, net$034
Net income$1,005,0004,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,117
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,012,0404,599
2004-09-30 (YTD Data)Rank
Total interest income$4,504,0004,241
Total interest expense$1,810,0003,091
Net interest income$2,694,0004,806
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,310,0002,425
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$205,0004,579
Trading account gains and fees$0134
Additional Noninterest Income$1,105,0001,652
Total noninterest expense$2,686,0004,075
Salaries and employee benefits$1,327,0004,357
Premises and equipment expense$148,0006,758
Additional noninterest expense$1,211,0002,910
Pre-tax net operating income$1,138,0004,295
Securities gains (losses)$9,0002,772
Applicable income taxes$462,0003,048
Income before extraordinary items$685,0005,007
Extraordinary gains, net$026
Net income$685,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,900
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$679,2404,950
2004-06-30 (YTD Data)Rank
Total interest income$2,770,0004,491
Total interest expense$1,011,0003,564
Net interest income$1,759,0004,871
Provision for loan and lease losses$139,0002,911
Total noninterest income$756,0002,693
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$128,0004,721
Trading account gains and fees$0130
Additional Noninterest Income$628,0001,862
Total noninterest expense$1,732,0004,192
Salaries and employee benefits$873,0004,425
Premises and equipment expense$171,0005,293
Additional noninterest expense$688,0003,350
Pre-tax net operating income$644,0004,657
Securities gains (losses)$7,0002,608
Applicable income taxes$263,0003,306
Income before extraordinary items$388,0005,392
Extraordinary gains, net$021
Net income$388,0005,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$383,5205,332
2004-03-31 (YTD Data)Rank
Total interest income$1,195,0005,017
Total interest expense$334,0004,847
Net interest income$861,0004,951
Provision for loan and lease losses$108,0001,991
Total noninterest income$269,0003,352
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0004,635
Trading account gains and fees$0121
Additional Noninterest Income$205,0002,439
Total noninterest expense$833,0004,358
Salaries and employee benefits$446,0004,379
Premises and equipment expense$103,0004,692
Additional noninterest expense$284,0003,905
Pre-tax net operating income$189,0005,949
Securities gains (losses)$7,0002,210
Applicable income taxes$79,0004,163
Income before extraordinary items$117,0006,569
Extraordinary gains, net$016
Net income$117,0006,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$112,5206,541
2003-12-31 (YTD Data)Rank
Total interest income$3,754,0005,849
Total interest expense$1,277,0005,366
Net interest income$2,477,0005,929
Provision for loan and lease losses$152,0004,550
Total noninterest income$555,0005,159
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$220,0005,059
Trading account gains and fees$0160
Additional Noninterest Income$335,0004,287
Total noninterest expense$2,435,0005,312
Salaries and employee benefits$1,290,0005,381
Premises and equipment expense$413,0004,630
Additional noninterest expense$732,0005,351
Pre-tax net operating income$445,0006,857
Securities gains (losses)$55,0002,425
Applicable income taxes$93,0005,795
Income before extraordinary items$407,0006,783
Extraordinary gains, net$054
Net income$407,0006,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,789
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$362,4506,831
2003-09-30 (YTD Data)Rank
Total interest income$2,825,0005,902
Total interest expense$998,0005,392
Net interest income$1,827,0006,015
Provision for loan and lease losses$90,0004,812
Total noninterest income$357,0005,614
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$158,0005,187
Trading account gains and fees$0153
Additional Noninterest Income$199,0004,806
Total noninterest expense$1,776,0005,383
Salaries and employee benefits$928,0005,496
Premises and equipment expense$314,0004,572
Additional noninterest expense$534,0005,423
Pre-tax net operating income$318,0007,081
Securities gains (losses)$55,0002,240
Applicable income taxes$130,0005,284
Income before extraordinary items$243,0007,307
Extraordinary gains, net$040
Net income$243,0007,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,859
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$207,2507,394
2003-06-30 (YTD Data)Rank
Total interest income$1,891,0005,927
Total interest expense$678,0005,450
Net interest income$1,213,0006,031
Provision for loan and lease losses$60,0004,687
Total noninterest income$244,0005,535
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$97,0005,350
Trading account gains and fees$0150
Additional Noninterest Income$147,0004,602
Total noninterest expense$1,125,0005,565
Salaries and employee benefits$562,0005,831
Premises and equipment expense$204,0004,643
Additional noninterest expense$359,0005,388
Pre-tax net operating income$272,0006,687
Securities gains (losses)$55,0001,944
Applicable income taxes$114,0004,945
Income before extraordinary items$213,0006,860
Extraordinary gains, net$030
Net income$213,0006,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,186
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$177,2507,012
2003-03-31 (YTD Data)Rank
Total interest income$944,0005,954
Total interest expense$343,0005,500
Net interest income$601,0006,061
Provision for loan and lease losses$30,0004,429
Total noninterest income$107,0005,736
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$49,0005,240
Trading account gains and fees$0134
Additional Noninterest Income$58,0004,989
Total noninterest expense$568,0005,532
Salaries and employee benefits$280,0005,852
Premises and equipment expense$114,0004,333
Additional noninterest expense$174,0005,473
Pre-tax net operating income$110,0007,039
Securities gains (losses)$02,891
Applicable income taxes$38,0005,468
Income before extraordinary items$72,0007,440
Extraordinary gains, net$021
Net income$72,0007,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,402
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$72,0007,288
2002-12-31 (YTD Data)Rank
Total interest income$3,732,0006,132
Total interest expense$1,478,0005,767
Net interest income$2,254,0006,237
Provision for loan and lease losses$120,0005,330
Total noninterest income$403,0005,767
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$158,0005,732
Trading account gains and fees$0153
Additional Noninterest Income$245,0004,647
Total noninterest expense$2,343,0005,307
Salaries and employee benefits$1,186,0005,523
Premises and equipment expense$491,0003,989
Additional noninterest expense$666,0005,570
Pre-tax net operating income$194,0007,944
Securities gains (losses)$182,0001,237
Applicable income taxes$132,0005,678
Income before extraordinary items$244,0007,599
Extraordinary gains, net$070
Net income$244,0007,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,776
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$125,7008,113
2001-12-31 (YTD Data)Rank
Total interest income$3,776,0006,520
Total interest expense$2,058,0006,009
Net interest income$1,718,0006,952
Provision for loan and lease losses$120,0005,188
Total noninterest income$306,0006,368
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$120,0006,247
Trading account gains and fees$0177
Additional Noninterest Income$186,0005,082
Total noninterest expense$2,552,0004,891
Salaries and employee benefits$1,173,0005,412
Premises and equipment expense$642,0003,182
Additional noninterest expense$737,0005,083
Pre-tax net operating income$-648,0009,227
Securities gains (losses)$129,0001,533
Applicable income taxes$-56,0009,173
Income before extraordinary items$-463,0009,219
Extraordinary gains, net$0105
Net income$-463,0009,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,021
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-577,8109,229
2000-12-31 (YTD Data)Rank
Total interest income$4,299,0006,252
Total interest expense$2,294,0005,843
Net interest income$2,005,0006,547
Provision for loan and lease losses$245,0003,282
Total noninterest income$317,0006,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0005,688
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,291
Total noninterest expense$2,739,0004,545
Salaries and employee benefits$1,367,0004,707
Premises and equipment expense$504,0003,763
Additional noninterest expense$868,0004,463
Pre-tax net operating income$-662,0009,622
Securities gains (losses)$01,956
Applicable income taxes$-211,0009,700
Income before extraordinary items$-451,0009,541
Extraordinary gains, net$038
Net income$-451,0009,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,565
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-451,0009,540
1999-12-31 (YTD Data)Rank
Total interest income$3,385,0006,950
Total interest expense$1,453,0007,089
Net interest income$1,932,0006,767
Provision for loan and lease losses$177,0003,878
Total noninterest income$684,0004,054
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,356
Trading account gains and feesNANA
Additional Noninterest Income$419,0003,303
Total noninterest expense$2,094,0005,509
Salaries and employee benefits$924,0006,204
Premises and equipment expense$343,0005,040
Additional noninterest expense$827,0004,663
Pre-tax net operating income$345,0007,861
Securities gains (losses)$6,0002,044
Applicable income taxes$128,0006,543
Income before extraordinary items$223,0008,129
Extraordinary gains, net$035
Net income$223,0008,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,686
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$219,1608,126
1998-12-31 (YTD Data)Rank
Total interest income$3,399,0007,064
Total interest expense$1,635,0006,907
Net interest income$1,764,0007,132
Provision for loan and lease losses$209,0003,435
Total noninterest income$370,0005,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,409
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,324
Total noninterest expense$1,655,0006,310
Salaries and employee benefits$689,0007,249
Premises and equipment expense$271,0005,687
Additional noninterest expense$695,0005,196
Pre-tax net operating income$270,0008,564
Securities gains (losses)$32,0002,083
Applicable income taxes$101,0007,520
Income before extraordinary items$201,0008,613
Extraordinary gains, net$032
Net income$201,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,626
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$179,5608,703
1997-12-31 (YTD Data)Rank
Total interest income$2,645,0008,194
Total interest expense$1,297,0007,853
Net interest income$1,348,0008,362
Provision for loan and lease losses$164,0003,946
Total noninterest income$138,0008,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0006,882
Trading account gains and feesNANA
Additional Noninterest Income$23,0009,689
Total noninterest expense$1,235,0007,553
Salaries and employee benefits$526,0008,415
Premises and equipment expense$240,0006,210
Additional noninterest expense$469,0006,765
Pre-tax net operating income$87,00010,112
Securities gains (losses)$03,944
Applicable income taxes$32,0009,533
Income before extraordinary items$55,00010,209
Extraordinary gains, net$044
Net income$55,00010,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,153
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$55,00010,176
1996-12-31 (YTD Data)Rank
Total interest income$1,520,00010,071
Total interest expense$705,0009,952
Net interest income$815,00010,071
Provision for loan and lease losses$149,0004,122
Total noninterest income$119,0009,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0007,537
Trading account gains and feesNANA
Additional Noninterest Income$21,00010,346
Total noninterest expense$948,0008,886
Salaries and employee benefits$431,0009,384
Premises and equipment expense$257,0006,151
Additional noninterest expense$260,0009,285
Pre-tax net operating income$-163,00011,030
Securities gains (losses)$21,0001,959
Applicable income taxes$-46,00011,064
Income before extraordinary items$-96,00010,992
Extraordinary gains, net$053
Net income$-96,00010,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-110,28010,974
1995-12-31 (YTD Data)Rank
Total interest income$333,00011,865
Total interest expense$138,00011,827
Net interest income$195,00011,868
Provision for loan and lease losses$47,0006,364
Total noninterest income$25,00011,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$13,00010,140
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,383
Total noninterest expense$735,00010,053
Salaries and employee benefits$349,00010,341
Premises and equipment expense$183,0007,537
Additional noninterest expense$203,00010,374
Pre-tax net operating income$-562,00011,810
Securities gains (losses)$6,0002,714
Applicable income taxes$-189,00011,787
Income before extraordinary items$-367,00011,762
Extraordinary gains, net$065
Net income$-367,00011,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$4,000,000124
Net operating income$-370,96011,754

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.