Home > Village Bank > Income and Expense
Village Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,412,000 | 2,153 |
| Total interest expense | $3,761,000 | 2,352 |
| Net interest income | $12,651,000 | 2,041 |
| Provision for loan and lease losses | $277,000 | 1,734 |
| Total noninterest income | $2,040,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $559,000 | 1,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,481,000 | 1,896 |
| Total noninterest expense | $12,399,000 | 1,774 |
| Salaries and employee benefits | $8,066,000 | 1,597 |
| Premises and equipment expense | $1,043,000 | 1,982 |
| Additional noninterest expense | $1,481,000 | 1,896 |
| Pre-tax net operating income | $2,015,000 | 2,947 |
| Securities gains (losses) | $-5,000 | 3,306 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,010,000 | 2,780 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,010,000 | 2,808 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,010,000 | 2,782 |
| Net charge-offs | $17,000 | 2,260 |
| Cash dividends | $1,320,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,015,000 | 2,810 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,046,000 | 2,146 |
| Total interest expense | $2,571,000 | 2,343 |
| Net interest income | $9,475,000 | 2,060 |
| Provision for loan and lease losses | $125,000 | 1,999 |
| Total noninterest income | $1,531,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $418,000 | 1,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,113,000 | 1,887 |
| Total noninterest expense | $9,624,000 | 1,720 |
| Salaries and employee benefits | $6,313,000 | 1,537 |
| Premises and equipment expense | $780,000 | 1,990 |
| Additional noninterest expense | $1,113,000 | 1,887 |
| Pre-tax net operating income | $1,257,000 | 3,204 |
| Securities gains (losses) | $-5,000 | 3,394 |
| Applicable income taxes | $31,000 | 3,124 |
| Income before extraordinary items | $1,221,000 | 3,064 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,221,000 | 3,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,221,000 | 3,065 |
| Net charge-offs | $29,000 | 1,729 |
| Cash dividends | $1,065,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,225,900 | 3,093 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,802,000 | 2,156 |
| Total interest expense | $1,496,000 | 2,349 |
| Net interest income | $6,306,000 | 2,084 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $990,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $270,000 | 1,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $720,000 | 1,854 |
| Total noninterest expense | $6,672,000 | 1,660 |
| Salaries and employee benefits | $4,379,000 | 1,472 |
| Premises and equipment expense | $523,000 | 1,963 |
| Additional noninterest expense | $720,000 | 1,852 |
| Pre-tax net operating income | $624,000 | 3,531 |
| Securities gains (losses) | $-5,000 | 3,709 |
| Applicable income taxes | $31,000 | 3,037 |
| Income before extraordinary items | $588,000 | 3,447 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $588,000 | 3,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $588,000 | 3,446 |
| Net charge-offs | $42,000 | 1,246 |
| Cash dividends | $815,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $592,750 | 3,457 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 2,177 |
| Total interest expense | $585,000 | 2,455 |
| Net interest income | $3,217,000 | 2,065 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $483,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $125,000 | 1,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 1,850 |
| Total noninterest expense | $3,374,000 | 1,667 |
| Salaries and employee benefits | $2,138,000 | 1,542 |
| Premises and equipment expense | $270,000 | 1,955 |
| Additional noninterest expense | $358,000 | 1,850 |
| Pre-tax net operating income | $326,000 | 3,554 |
| Securities gains (losses) | $-5,000 | 3,973 |
| Applicable income taxes | $31,000 | 2,789 |
| Income before extraordinary items | $290,000 | 3,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $290,000 | 3,519 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $290,000 | 3,520 |
| Net charge-offs | $72,000 | 684 |
| Cash dividends | $665,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $294,500 | 3,529 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,768,000 | 2,074 |
| Total interest expense | $579,000 | 3,079 |
| Net interest income | $13,189,000 | 1,970 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,751,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $594,000 | 1,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,157,000 | 1,553 |
| Total noninterest expense | $12,688,000 | 1,704 |
| Salaries and employee benefits | $8,030,000 | 1,569 |
| Premises and equipment expense | $1,088,000 | 1,912 |
| Additional noninterest expense | $2,157,000 | 1,553 |
| Pre-tax net operating income | $3,252,000 | 2,561 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $250,000 | 2,527 |
| Income before extraordinary items | $3,002,000 | 2,465 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,002,000 | 2,463 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,002,000 | 2,464 |
| Net charge-offs | $391,000 | 684 |
| Cash dividends | $1,798,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,002,000 | 2,495 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,036,000 | 2,062 |
| Total interest expense | $387,000 | 2,979 |
| Net interest income | $9,649,000 | 1,982 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,226,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $451,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,775,000 | 1,490 |
| Total noninterest expense | $9,509,000 | 1,694 |
| Salaries and employee benefits | $6,114,000 | 1,549 |
| Premises and equipment expense | $822,000 | 1,928 |
| Additional noninterest expense | $1,775,000 | 1,490 |
| Pre-tax net operating income | $2,366,000 | 2,594 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $250,000 | 2,353 |
| Income before extraordinary items | $2,116,000 | 2,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,116,000 | 2,518 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,116,000 | 2,519 |
| Net charge-offs | $386,000 | 508 |
| Cash dividends | $1,783,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,116,000 | 2,554 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 2,048 |
| Total interest expense | $269,000 | 2,799 |
| Net interest income | $6,288,000 | 1,973 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,660,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $291,000 | 1,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,369,000 | 1,388 |
| Total noninterest expense | $6,322,000 | 1,680 |
| Salaries and employee benefits | $4,079,000 | 1,546 |
| Premises and equipment expense | $525,000 | 1,975 |
| Additional noninterest expense | $1,718,000 | 1,804 |
| Pre-tax net operating income | $1,626,000 | 2,465 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $250,000 | 1,960 |
| Income before extraordinary items | $1,376,000 | 2,453 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,376,000 | 2,453 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,376,000 | 2,453 |
| Net charge-offs | $374,000 | 386 |
| Cash dividends | $1,783,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,376,000 | 2,492 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 2,021 |
| Total interest expense | $141,000 | 2,708 |
| Net interest income | $3,104,000 | 1,938 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $983,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $145,000 | 1,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,204 |
| Total noninterest expense | $3,145,000 | 1,681 |
| Salaries and employee benefits | $2,069,000 | 1,527 |
| Premises and equipment expense | $273,000 | 1,961 |
| Additional noninterest expense | $803,000 | 1,871 |
| Pre-tax net operating income | $942,000 | 2,173 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $125,000 | 1,933 |
| Income before extraordinary items | $817,000 | 2,166 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $817,000 | 2,166 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $817,000 | 2,166 |
| Net charge-offs | $458,000 | 242 |
| Cash dividends | $1,613,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $817,000 | 2,186 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,490,000 | 1,923 |
| Total interest expense | $894,000 | 2,379 |
| Net interest income | $13,596,000 | 1,869 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $5,091,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $490,000 | 1,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,601,000 | 1,133 |
| Total noninterest expense | $12,631,000 | 1,680 |
| Salaries and employee benefits | $7,975,000 | 1,565 |
| Premises and equipment expense | $1,129,000 | 1,893 |
| Additional noninterest expense | $3,527,000 | 1,740 |
| Pre-tax net operating income | $6,056,000 | 1,812 |
| Securities gains (losses) | $149,000 | 705 |
| Applicable income taxes | $500,000 | 2,098 |
| Income before extraordinary items | $5,705,000 | 1,720 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,705,000 | 1,720 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,705,000 | 1,721 |
| Net charge-offs | $-51,000 | 4,134 |
| Cash dividends | $1,795,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,567,920 | 1,710 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,932,000 | 1,946 |
| Total interest expense | $729,000 | 2,344 |
| Net interest income | $10,203,000 | 1,893 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,762,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $342,000 | 1,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,420,000 | 1,174 |
| Total noninterest expense | $9,178,000 | 1,721 |
| Salaries and employee benefits | $5,922,000 | 1,584 |
| Premises and equipment expense | $823,000 | 1,950 |
| Additional noninterest expense | $2,433,000 | 1,864 |
| Pre-tax net operating income | $4,787,000 | 1,823 |
| Securities gains (losses) | $149,000 | 664 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,936,000 | 1,626 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,936,000 | 1,625 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,936,000 | 1,626 |
| Net charge-offs | $-14,000 | 3,770 |
| Cash dividends | $1,405,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,787,000 | 1,633 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 1,944 |
| Total interest expense | $527,000 | 2,295 |
| Net interest income | $6,766,000 | 1,879 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,285,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $197,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,088,000 | 1,256 |
| Total noninterest expense | $5,970,000 | 1,743 |
| Salaries and employee benefits | $3,953,000 | 1,573 |
| Premises and equipment expense | $555,000 | 1,931 |
| Additional noninterest expense | $1,462,000 | 2,010 |
| Pre-tax net operating income | $3,081,000 | 1,852 |
| Securities gains (losses) | $138,000 | 562 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,219,000 | 1,630 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,219,000 | 1,630 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,219,000 | 1,630 |
| Net charge-offs | $-18,000 | 4,018 |
| Cash dividends | $870,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,081,000 | 1,651 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 1,863 |
| Total interest expense | $298,000 | 2,194 |
| Net interest income | $3,513,000 | 1,816 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,040,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $82,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 1,311 |
| Total noninterest expense | $2,896,000 | 1,765 |
| Salaries and employee benefits | $1,917,000 | 1,607 |
| Premises and equipment expense | $282,000 | 1,924 |
| Additional noninterest expense | $697,000 | 2,044 |
| Pre-tax net operating income | $1,657,000 | 1,740 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,657,000 | 1,610 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,657,000 | 1,610 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,657,000 | 1,610 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $435,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,657,000 | 1,567 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,682,000 | 2,013 |
| Total interest expense | $1,603,000 | 2,277 |
| Net interest income | $12,079,000 | 1,937 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,168,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $367,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,801,000 | 1,898 |
| Total noninterest expense | $11,125,000 | 1,800 |
| Salaries and employee benefits | $7,123,000 | 1,663 |
| Premises and equipment expense | $1,101,000 | 1,898 |
| Additional noninterest expense | $2,901,000 | 1,966 |
| Pre-tax net operating income | $3,122,000 | 2,380 |
| Securities gains (losses) | $192,000 | 1,050 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,314,000 | 2,158 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,314,000 | 2,158 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,314,000 | 2,158 |
| Net charge-offs | $-481,000 | 4,954 |
| Cash dividends | $1,969,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,122,000 | 2,197 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,241,000 | 2,028 |
| Total interest expense | $1,266,000 | 2,305 |
| Net interest income | $8,975,000 | 1,953 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,373,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $272,000 | 2,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,101,000 | 2,059 |
| Total noninterest expense | $8,138,000 | 1,819 |
| Salaries and employee benefits | $5,338,000 | 1,650 |
| Premises and equipment expense | $817,000 | 1,907 |
| Additional noninterest expense | $1,983,000 | 2,089 |
| Pre-tax net operating income | $2,210,000 | 2,444 |
| Securities gains (losses) | $140,000 | 1,065 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,350,000 | 2,226 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,350,000 | 2,226 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,350,000 | 2,226 |
| Net charge-offs | $-285,000 | 4,945 |
| Cash dividends | $1,479,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,210,000 | 2,254 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 1,995 |
| Total interest expense | $860,000 | 2,385 |
| Net interest income | $6,264,000 | 1,886 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $810,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $190,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,156 |
| Total noninterest expense | $5,385,000 | 1,827 |
| Salaries and employee benefits | $3,542,000 | 1,651 |
| Premises and equipment expense | $547,000 | 1,898 |
| Additional noninterest expense | $1,296,000 | 2,114 |
| Pre-tax net operating income | $1,689,000 | 2,240 |
| Securities gains (losses) | $33,000 | 1,488 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,722,000 | 2,037 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,722,000 | 2,037 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,722,000 | 2,037 |
| Net charge-offs | $-280,000 | 5,001 |
| Cash dividends | $989,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,689,000 | 2,025 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 1,912 |
| Total interest expense | $446,000 | 2,474 |
| Net interest income | $3,306,000 | 1,775 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $401,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $119,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,068 |
| Total noninterest expense | $2,753,000 | 1,808 |
| Salaries and employee benefits | $1,810,000 | 1,632 |
| Premises and equipment expense | $279,000 | 1,898 |
| Additional noninterest expense | $664,000 | 2,092 |
| Pre-tax net operating income | $954,000 | 1,895 |
| Securities gains (losses) | $33,000 | 983 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $987,000 | 1,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $987,000 | 1,683 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $987,000 | 1,683 |
| Net charge-offs | $-271,000 | 5,058 |
| Cash dividends | $49,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $954,000 | 1,693 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,957,000 | 2,037 |
| Total interest expense | $1,859,000 | 2,462 |
| Net interest income | $12,098,000 | 1,920 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,054,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $507,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,547,000 | 1,766 |
| Total noninterest expense | $10,935,000 | 1,782 |
| Salaries and employee benefits | $6,753,000 | 1,684 |
| Premises and equipment expense | $1,082,000 | 1,933 |
| Additional noninterest expense | $3,100,000 | 1,880 |
| Pre-tax net operating income | $3,217,000 | 2,356 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,218,000 | 2,193 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,218,000 | 2,195 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,218,000 | 2,195 |
| Net charge-offs | $-535,000 | 5,118 |
| Cash dividends | $1,650,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,217,000 | 2,153 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 2,046 |
| Total interest expense | $1,386,000 | 2,475 |
| Net interest income | $9,186,000 | 1,919 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,611,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $378,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,716 |
| Total noninterest expense | $8,176,000 | 1,792 |
| Salaries and employee benefits | $5,108,000 | 1,679 |
| Premises and equipment expense | $800,000 | 1,963 |
| Additional noninterest expense | $2,268,000 | 1,897 |
| Pre-tax net operating income | $2,621,000 | 2,296 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,622,000 | 2,131 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,622,000 | 2,131 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,622,000 | 2,132 |
| Net charge-offs | $-523,000 | 5,194 |
| Cash dividends | $1,390,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,621,000 | 2,098 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 2,019 |
| Total interest expense | $911,000 | 2,471 |
| Net interest income | $6,233,000 | 1,899 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $757,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $254,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,195 |
| Total noninterest expense | $5,306,000 | 1,829 |
| Salaries and employee benefits | $3,347,000 | 1,714 |
| Premises and equipment expense | $525,000 | 1,990 |
| Additional noninterest expense | $1,434,000 | 2,025 |
| Pre-tax net operating income | $1,684,000 | 2,328 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,684,000 | 2,175 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,684,000 | 2,174 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,684,000 | 2,175 |
| Net charge-offs | $-512,000 | 5,257 |
| Cash dividends | $780,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,684,000 | 2,147 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 2,097 |
| Total interest expense | $446,000 | 2,469 |
| Net interest income | $2,955,000 | 1,975 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $366,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $122,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 2,183 |
| Total noninterest expense | $2,689,000 | 1,812 |
| Salaries and employee benefits | $1,714,000 | 1,684 |
| Premises and equipment expense | $271,000 | 1,977 |
| Additional noninterest expense | $704,000 | 2,018 |
| Pre-tax net operating income | $632,000 | 2,732 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $632,000 | 2,529 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $632,000 | 2,528 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $632,000 | 2,528 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $520,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $632,000 | 2,514 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,204,000 | 1,935 |
| Total interest expense | $1,566,000 | 2,280 |
| Net interest income | $12,638,000 | 1,858 |
| Provision for loan and lease losses | $400,000 | 1,664 |
| Total noninterest income | $1,686,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $537,000 | 1,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,149,000 | 2,083 |
| Total noninterest expense | $8,458,000 | 2,159 |
| Salaries and employee benefits | $4,975,000 | 2,099 |
| Premises and equipment expense | $1,032,000 | 2,003 |
| Additional noninterest expense | $2,451,000 | 2,253 |
| Pre-tax net operating income | $5,466,000 | 1,667 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,466,000 | 1,470 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,466,000 | 1,469 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,466,000 | 1,469 |
| Net charge-offs | $675,000 | 794 |
| Cash dividends | $2,383,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,466,000 | 1,464 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 1,980 |
| Total interest expense | $1,152,000 | 2,232 |
| Net interest income | $9,125,000 | 1,931 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,367,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $383,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $984,000 | 1,960 |
| Total noninterest expense | $6,867,000 | 2,034 |
| Salaries and employee benefits | $4,437,000 | 1,833 |
| Premises and equipment expense | $733,000 | 2,088 |
| Additional noninterest expense | $1,697,000 | 2,388 |
| Pre-tax net operating income | $3,625,000 | 1,840 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,625,000 | 1,639 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,625,000 | 1,637 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,625,000 | 1,638 |
| Net charge-offs | $-137,000 | 5,179 |
| Cash dividends | $1,675,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,625,000 | 1,625 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 1,996 |
| Total interest expense | $739,000 | 2,202 |
| Net interest income | $5,999,000 | 1,953 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $844,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $259,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,090 |
| Total noninterest expense | $4,542,000 | 2,063 |
| Salaries and employee benefits | $2,941,000 | 1,851 |
| Premises and equipment expense | $487,000 | 2,113 |
| Additional noninterest expense | $1,114,000 | 2,424 |
| Pre-tax net operating income | $2,301,000 | 1,887 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,301,000 | 1,687 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,301,000 | 1,686 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,301,000 | 1,686 |
| Net charge-offs | $-115,000 | 5,233 |
| Cash dividends | $1,125,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,301,000 | 1,675 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,000 |
| Total interest expense | $344,000 | 2,239 |
| Net interest income | $3,003,000 | 1,941 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $308,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $132,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,638 |
| Total noninterest expense | $2,283,000 | 2,075 |
| Salaries and employee benefits | $1,480,000 | 1,866 |
| Premises and equipment expense | $242,000 | 2,155 |
| Additional noninterest expense | $561,000 | 2,416 |
| Pre-tax net operating income | $1,028,000 | 2,004 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,028,000 | 1,802 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,028,000 | 1,801 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,028,000 | 1,802 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $100,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,028,000 | 1,793 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,182,000 | 2,108 |
| Total interest expense | $1,009,000 | 2,530 |
| Net interest income | $11,173,000 | 2,034 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,225,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $546,000 | 1,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,767 |
| Total noninterest expense | $7,948,000 | 2,278 |
| Salaries and employee benefits | $5,022,000 | 2,080 |
| Premises and equipment expense | $967,000 | 2,165 |
| Additional noninterest expense | $1,959,000 | 2,693 |
| Pre-tax net operating income | $4,450,000 | 1,884 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,457,000 | 1,481 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,457,000 | 1,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,457,000 | 1,481 |
| Net charge-offs | $-353,000 | 5,529 |
| Cash dividends | $3,866,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,450,000 | 1,470 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 2,157 |
| Total interest expense | $714,000 | 2,607 |
| Net interest income | $8,220,000 | 2,077 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $981,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $406,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,643 |
| Total noninterest expense | $5,921,000 | 2,305 |
| Salaries and employee benefits | $3,785,000 | 2,082 |
| Premises and equipment expense | $717,000 | 2,186 |
| Additional noninterest expense | $1,419,000 | 2,766 |
| Pre-tax net operating income | $3,280,000 | 1,925 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,282,000 | 1,607 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,282,000 | 1,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,282,000 | 1,607 |
| Net charge-offs | $-244,000 | 5,529 |
| Cash dividends | $3,100,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,280,000 | 1,590 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 2,149 |
| Total interest expense | $445,000 | 2,683 |
| Net interest income | $5,458,000 | 2,063 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $642,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $273,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 2,688 |
| Total noninterest expense | $4,030,000 | 2,272 |
| Salaries and employee benefits | $2,522,000 | 2,093 |
| Premises and equipment expense | $482,000 | 2,181 |
| Additional noninterest expense | $1,026,000 | 2,616 |
| Pre-tax net operating income | $2,070,000 | 1,976 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,072,000 | 1,659 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,072,000 | 1,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,072,000 | 1,659 |
| Net charge-offs | $-171,000 | 5,551 |
| Cash dividends | $2,410,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,070,000 | 1,641 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 2,176 |
| Total interest expense | $215,000 | 2,717 |
| Net interest income | $2,675,000 | 2,091 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $300,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $134,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,814 |
| Total noninterest expense | $1,938,000 | 2,352 |
| Salaries and employee benefits | $1,251,000 | 2,132 |
| Premises and equipment expense | $239,000 | 2,216 |
| Additional noninterest expense | $448,000 | 2,883 |
| Pre-tax net operating income | $1,037,000 | 1,913 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,037,000 | 1,620 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,037,000 | 1,620 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,037,000 | 1,620 |
| Net charge-offs | $-120,000 | 5,638 |
| Cash dividends | $1,723,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,037,000 | 1,606 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 2,334 |
| Total interest expense | $706,000 | 3,040 |
| Net interest income | $9,604,000 | 2,267 |
| Provision for loan and lease losses | $-850,000 | 5,807 |
| Total noninterest income | $1,859,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $520,000 | 2,025 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,339,000 | 2,038 |
| Total noninterest expense | $7,384,000 | 2,449 |
| Salaries and employee benefits | $4,723,000 | 2,186 |
| Premises and equipment expense | $812,000 | 2,473 |
| Additional noninterest expense | $1,849,000 | 2,897 |
| Pre-tax net operating income | $4,929,000 | 1,646 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,940,000 | 1,408 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,940,000 | 1,406 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,940,000 | 1,407 |
| Net charge-offs | $-764,000 | 5,839 |
| Cash dividends | $994,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,929,000 | 1,376 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 2,382 |
| Total interest expense | $503,000 | 3,119 |
| Net interest income | $7,060,000 | 2,298 |
| Provision for loan and lease losses | $-350,000 | 5,825 |
| Total noninterest income | $1,497,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $391,000 | 2,028 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,106,000 | 1,921 |
| Total noninterest expense | $5,332,000 | 2,517 |
| Salaries and employee benefits | $3,269,000 | 2,331 |
| Premises and equipment expense | $640,000 | 2,395 |
| Additional noninterest expense | $1,423,000 | 2,854 |
| Pre-tax net operating income | $3,575,000 | 1,704 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,586,000 | 1,463 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,586,000 | 1,462 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,586,000 | 1,463 |
| Net charge-offs | $-507,000 | 5,864 |
| Cash dividends | $565,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,575,000 | 1,425 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 2,427 |
| Total interest expense | $302,000 | 3,342 |
| Net interest income | $4,633,000 | 2,335 |
| Provision for loan and lease losses | $-350,000 | 5,941 |
| Total noninterest income | $1,119,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $260,000 | 2,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $859,000 | 1,718 |
| Total noninterest expense | $3,498,000 | 2,563 |
| Salaries and employee benefits | $2,187,000 | 2,333 |
| Premises and equipment expense | $419,000 | 2,426 |
| Additional noninterest expense | $892,000 | 2,989 |
| Pre-tax net operating income | $2,604,000 | 1,575 |
| Securities gains (losses) | $11,000 | 2,212 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,615,000 | 1,355 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,615,000 | 1,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,615,000 | 1,355 |
| Net charge-offs | $-240,000 | 5,881 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,604,000 | 1,312 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 2,558 |
| Total interest expense | $143,000 | 3,464 |
| Net interest income | $2,190,000 | 2,448 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $301,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $124,000 | 2,067 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $177,000 | 2,785 |
| Total noninterest expense | $1,818,000 | 2,503 |
| Salaries and employee benefits | $1,111,000 | 2,303 |
| Premises and equipment expense | $218,000 | 2,388 |
| Additional noninterest expense | $489,000 | 2,815 |
| Pre-tax net operating income | $673,000 | 2,548 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $678,000 | 2,250 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $678,000 | 2,250 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $678,000 | 2,250 |
| Net charge-offs | $35,000 | 1,660 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $673,000 | 2,209 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 2,706 |
| Total interest expense | $452,000 | 3,918 |
| Net interest income | $8,142,000 | 2,561 |
| Provision for loan and lease losses | $-2,000,000 | 6,104 |
| Total noninterest income | $1,945,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $571,000 | 1,905 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,374,000 | 1,964 |
| Total noninterest expense | $6,830,000 | 2,598 |
| Salaries and employee benefits | $3,748,000 | 2,610 |
| Premises and equipment expense | $899,000 | 2,343 |
| Additional noninterest expense | $2,183,000 | 2,606 |
| Pre-tax net operating income | $5,257,000 | 1,516 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,268,000 | 1,301 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,268,000 | 1,300 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,268,000 | 1,301 |
| Net charge-offs | $-923,000 | 6,087 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,257,000 | 1,273 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 2,779 |
| Total interest expense | $326,000 | 4,049 |
| Net interest income | $5,926,000 | 2,647 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,317,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $427,000 | 1,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $890,000 | 2,175 |
| Total noninterest expense | $4,825,000 | 2,726 |
| Salaries and employee benefits | $2,781,000 | 2,634 |
| Premises and equipment expense | $661,000 | 2,409 |
| Additional noninterest expense | $1,383,000 | 2,969 |
| Pre-tax net operating income | $2,418,000 | 2,244 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,429,000 | 1,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,429,000 | 1,938 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,429,000 | 1,938 |
| Net charge-offs | $-479,000 | 6,104 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,418,000 | 1,910 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 2,788 |
| Total interest expense | $218,000 | 4,074 |
| Net interest income | $3,927,000 | 2,648 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,004,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $287,000 | 1,883 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 1,935 |
| Total noninterest expense | $3,205,000 | 2,763 |
| Salaries and employee benefits | $1,801,000 | 2,696 |
| Premises and equipment expense | $438,000 | 2,423 |
| Additional noninterest expense | $966,000 | 2,885 |
| Pre-tax net operating income | $1,726,000 | 2,124 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,734,000 | 1,824 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,734,000 | 1,828 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,734,000 | 1,829 |
| Net charge-offs | $-147,000 | 6,008 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,726,000 | 1,788 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 2,818 |
| Total interest expense | $112,000 | 4,068 |
| Net interest income | $1,934,000 | 2,674 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $368,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $144,000 | 1,876 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 2,479 |
| Total noninterest expense | $1,610,000 | 2,762 |
| Salaries and employee benefits | $903,000 | 2,719 |
| Premises and equipment expense | $223,000 | 2,435 |
| Additional noninterest expense | $484,000 | 2,856 |
| Pre-tax net operating income | $692,000 | 2,431 |
| Securities gains (losses) | $8,000 | 1,548 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $700,000 | 2,138 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $700,000 | 2,139 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $700,000 | 2,139 |
| Net charge-offs | $-79,000 | 6,067 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $692,000 | 2,087 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 2,906 |
| Total interest expense | $396,000 | 4,468 |
| Net interest income | $7,517,000 | 2,761 |
| Provision for loan and lease losses | $-2,000,000 | 6,413 |
| Total noninterest income | $1,666,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $623,000 | 1,902 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,043,000 | 2,276 |
| Total noninterest expense | $6,354,000 | 2,807 |
| Salaries and employee benefits | $3,456,000 | 2,783 |
| Premises and equipment expense | $911,000 | 2,421 |
| Additional noninterest expense | $1,987,000 | 2,891 |
| Pre-tax net operating income | $4,829,000 | 1,572 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,842,000 | 1,343 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,842,000 | 1,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,842,000 | 1,342 |
| Net charge-offs | $-737,000 | 6,427 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,829,000 | 1,314 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 2,996 |
| Total interest expense | $282,000 | 4,655 |
| Net interest income | $5,441,000 | 2,838 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,278,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $466,000 | 1,917 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $812,000 | 2,239 |
| Total noninterest expense | $4,753,000 | 2,820 |
| Salaries and employee benefits | $2,551,000 | 2,824 |
| Premises and equipment expense | $688,000 | 2,431 |
| Additional noninterest expense | $1,514,000 | 2,857 |
| Pre-tax net operating income | $1,966,000 | 2,538 |
| Securities gains (losses) | $13,000 | 2,225 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,979,000 | 2,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,979,000 | 2,233 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,979,000 | 2,232 |
| Net charge-offs | $-427,000 | 6,451 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,966,000 | 2,195 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 3,071 |
| Total interest expense | $192,000 | 4,665 |
| Net interest income | $3,515,000 | 2,907 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $811,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $305,000 | 1,924 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $506,000 | 2,296 |
| Total noninterest expense | $3,122,000 | 2,862 |
| Salaries and employee benefits | $1,680,000 | 2,872 |
| Premises and equipment expense | $466,000 | 2,413 |
| Additional noninterest expense | $976,000 | 2,945 |
| Pre-tax net operating income | $1,204,000 | 2,642 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,217,000 | 2,314 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,217,000 | 2,318 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,217,000 | 2,318 |
| Net charge-offs | $-386,000 | 6,540 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,204,000 | 2,288 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,283 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $1,606,000 | 3,106 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $406,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $152,000 | 1,911 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $1,573,000 | 2,880 |
| Salaries and employee benefits | $832,000 | 2,909 |
| Premises and equipment expense | $230,000 | 2,481 |
| Additional noninterest expense | $511,000 | 2,835 |
| Pre-tax net operating income | $439,000 | 3,137 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $439,000 | 2,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $439,000 | 2,828 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $439,000 | 2,828 |
| Net charge-offs | $-28,000 | 6,147 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $439,000 | 2,783 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 3,244 |
| Total interest expense | $554,000 | 4,244 |
| Net interest income | $6,459,000 | 3,086 |
| Provision for loan and lease losses | $-1,948,000 | 6,726 |
| Total noninterest income | $2,247,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $604,000 | 2,055 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,643,000 | 1,745 |
| Total noninterest expense | $6,046,000 | 2,978 |
| Salaries and employee benefits | $2,915,000 | 3,174 |
| Premises and equipment expense | $984,000 | 2,284 |
| Additional noninterest expense | $2,147,000 | 2,827 |
| Pre-tax net operating income | $4,608,000 | 1,515 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,630,000 | 1,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,630,000 | 1,317 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,630,000 | 1,318 |
| Net charge-offs | $-123,000 | 6,558 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,608,000 | 1,295 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,288 |
| Total interest expense | $446,000 | 4,177 |
| Net interest income | $4,788,000 | 3,131 |
| Provision for loan and lease losses | $-1,948,000 | 6,825 |
| Total noninterest income | $1,742,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $453,000 | 2,055 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,289,000 | 1,734 |
| Total noninterest expense | $4,657,000 | 2,930 |
| Salaries and employee benefits | $2,235,000 | 3,153 |
| Premises and equipment expense | $736,000 | 2,310 |
| Additional noninterest expense | $1,686,000 | 2,716 |
| Pre-tax net operating income | $3,821,000 | 1,435 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,843,000 | 1,206 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,843,000 | 1,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,843,000 | 1,208 |
| Net charge-offs | $-269,000 | 6,760 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,821,000 | 1,179 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 3,297 |
| Total interest expense | $319,000 | 4,104 |
| Net interest income | $3,167,000 | 3,157 |
| Provision for loan and lease losses | $52,000 | 3,578 |
| Total noninterest income | $1,305,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $303,000 | 2,021 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,002,000 | 1,574 |
| Total noninterest expense | $3,143,000 | 2,888 |
| Salaries and employee benefits | $1,519,000 | 3,127 |
| Premises and equipment expense | $494,000 | 2,313 |
| Additional noninterest expense | $1,130,000 | 2,674 |
| Pre-tax net operating income | $1,277,000 | 2,481 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,299,000 | 2,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,299,000 | 2,175 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,299,000 | 2,173 |
| Net charge-offs | $180,000 | 2,199 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,277,000 | 2,102 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 3,359 |
| Total interest expense | $175,000 | 3,984 |
| Net interest income | $1,544,000 | 3,223 |
| Provision for loan and lease losses | $52,000 | 2,768 |
| Total noninterest income | $636,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $153,000 | 1,999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $483,000 | 1,616 |
| Total noninterest expense | $1,587,000 | 2,889 |
| Salaries and employee benefits | $761,000 | 3,147 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $584,000 | 2,610 |
| Pre-tax net operating income | $541,000 | 2,732 |
| Securities gains (losses) | $22,000 | 1,230 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $563,000 | 2,362 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $563,000 | 2,364 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $563,000 | 2,364 |
| Net charge-offs | $-29,000 | 6,558 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $541,000 | 2,353 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 2,957 |
| Total interest expense | $1,043,000 | 3,518 |
| Net interest income | $7,450,000 | 2,831 |
| Provision for loan and lease losses | $2,490,000 | 893 |
| Total noninterest income | $1,493,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $750,000 | 1,780 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $743,000 | 2,809 |
| Total noninterest expense | $8,049,000 | 2,340 |
| Salaries and employee benefits | $3,254,000 | 2,959 |
| Premises and equipment expense | $1,070,000 | 2,139 |
| Additional noninterest expense | $3,725,000 | 1,770 |
| Pre-tax net operating income | $-1,596,000 | 6,762 |
| Securities gains (losses) | $78,000 | 2,452 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,518,000 | 6,789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,518,000 | 6,786 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,518,000 | 6,787 |
| Net charge-offs | $5,433,000 | 540 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,596,000 | 6,774 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 2,943 |
| Total interest expense | $843,000 | 3,461 |
| Net interest income | $5,739,000 | 2,804 |
| Provision for loan and lease losses | $2,190,000 | 789 |
| Total noninterest income | $1,061,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $562,000 | 1,814 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $499,000 | 2,965 |
| Total noninterest expense | $6,442,000 | 2,222 |
| Salaries and employee benefits | $2,509,000 | 2,908 |
| Premises and equipment expense | $832,000 | 2,102 |
| Additional noninterest expense | $3,101,000 | 1,625 |
| Pre-tax net operating income | $-1,832,000 | 6,958 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,754,000 | 6,973 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,754,000 | 6,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,754,000 | 6,972 |
| Net charge-offs | $4,220,000 | 531 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,832,000 | 6,962 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 2,872 |
| Total interest expense | $614,000 | 3,355 |
| Net interest income | $3,955,000 | 2,743 |
| Provision for loan and lease losses | $1,765,000 | 713 |
| Total noninterest income | $556,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $381,000 | 1,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,854 |
| Total noninterest expense | $4,272,000 | 2,239 |
| Salaries and employee benefits | $1,713,000 | 2,848 |
| Premises and equipment expense | $549,000 | 2,107 |
| Additional noninterest expense | $2,010,000 | 1,661 |
| Pre-tax net operating income | $-1,526,000 | 7,044 |
| Securities gains (losses) | $59,000 | 1,939 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,467,000 | 7,062 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,467,000 | 7,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,467,000 | 7,062 |
| Net charge-offs | $3,630,000 | 439 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,526,000 | 7,055 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,764 |
| Total interest expense | $335,000 | 3,262 |
| Net interest income | $2,070,000 | 2,639 |
| Provision for loan and lease losses | $965,000 | 641 |
| Total noninterest income | $456,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $190,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 2,252 |
| Total noninterest expense | $2,071,000 | 2,302 |
| Salaries and employee benefits | $854,000 | 2,873 |
| Premises and equipment expense | $300,000 | 1,976 |
| Additional noninterest expense | $917,000 | 1,809 |
| Pre-tax net operating income | $-510,000 | 7,042 |
| Securities gains (losses) | $59,000 | 1,155 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-451,000 | 7,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-451,000 | 7,053 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-451,000 | 7,054 |
| Net charge-offs | $3,068,000 | 281 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-510,000 | 7,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,814,000 | 2,573 |
| Total interest expense | $1,752,000 | 3,065 |
| Net interest income | $9,062,000 | 2,417 |
| Provision for loan and lease losses | $4,303,000 | 893 |
| Total noninterest income | $-1,122,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $836,000 | 1,726 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,958,000 | 7,267 |
| Total noninterest expense | $8,783,000 | 2,172 |
| Salaries and employee benefits | $3,956,000 | 2,428 |
| Premises and equipment expense | $1,214,000 | 2,045 |
| Additional noninterest expense | $3,613,000 | 1,863 |
| Pre-tax net operating income | $-5,146,000 | 7,066 |
| Securities gains (losses) | $60,000 | 2,446 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,086,000 | 7,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,086,000 | 7,067 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,086,000 | 7,068 |
| Net charge-offs | $1,348,000 | 2,019 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,146,000 | 7,063 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 2,580 |
| Total interest expense | $1,378,000 | 3,067 |
| Net interest income | $6,811,000 | 2,423 |
| Provision for loan and lease losses | $3,178,000 | 892 |
| Total noninterest income | $-1,116,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $610,000 | 1,767 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,726,000 | 7,367 |
| Total noninterest expense | $6,850,000 | 2,093 |
| Salaries and employee benefits | $3,058,000 | 2,357 |
| Premises and equipment expense | $957,000 | 1,957 |
| Additional noninterest expense | $2,835,000 | 1,792 |
| Pre-tax net operating income | $-4,333,000 | 7,200 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,273,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,273,000 | 7,221 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,273,000 | 7,222 |
| Net charge-offs | $958,000 | 1,936 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,333,000 | 7,216 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 2,548 |
| Total interest expense | $969,000 | 3,022 |
| Net interest income | $4,605,000 | 2,382 |
| Provision for loan and lease losses | $2,878,000 | 711 |
| Total noninterest income | $-1,115,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $393,000 | 1,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,508,000 | 7,465 |
| Total noninterest expense | $4,767,000 | 2,027 |
| Salaries and employee benefits | $2,091,000 | 2,317 |
| Premises and equipment expense | $646,000 | 1,953 |
| Additional noninterest expense | $2,030,000 | 1,693 |
| Pre-tax net operating income | $-4,155,000 | 7,338 |
| Securities gains (losses) | $59,000 | 1,494 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,096,000 | 7,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,096,000 | 7,340 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,096,000 | 7,340 |
| Net charge-offs | $620,000 | 1,919 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,155,000 | 7,342 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 2,446 |
| Total interest expense | $510,000 | 2,989 |
| Net interest income | $2,409,000 | 2,266 |
| Provision for loan and lease losses | $675,000 | 1,168 |
| Total noninterest income | $-435,000 | 7,512 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $173,000 | 1,965 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-608,000 | 7,525 |
| Total noninterest expense | $2,186,000 | 2,204 |
| Salaries and employee benefits | $1,037,000 | 2,360 |
| Premises and equipment expense | $332,000 | 1,942 |
| Additional noninterest expense | $817,000 | 2,065 |
| Pre-tax net operating income | $-887,000 | 7,244 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-853,000 | 7,263 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-853,000 | 7,264 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-853,000 | 7,264 |
| Net charge-offs | $361,000 | 1,604 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-887,000 | 7,269 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,333,000 | 2,097 |
| Total interest expense | $3,066,000 | 2,566 |
| Net interest income | $11,267,000 | 1,931 |
| Provision for loan and lease losses | $11,552,000 | 597 |
| Total noninterest income | $-1,457,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,030,000 | 1,474 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,487,000 | 7,578 |
| Total noninterest expense | $8,012,000 | 2,415 |
| Salaries and employee benefits | $3,510,000 | 2,719 |
| Premises and equipment expense | $1,295,000 | 1,964 |
| Additional noninterest expense | $3,207,000 | 2,166 |
| Pre-tax net operating income | $-9,754,000 | 7,348 |
| Securities gains (losses) | $38,000 | 2,818 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-9,716,000 | 7,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,716,000 | 7,371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,716,000 | 7,371 |
| Net charge-offs | $5,286,000 | 965 |
| Cash dividends | $290,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,754,000 | 7,365 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,164,000 | 2,069 |
| Total interest expense | $2,479,000 | 2,489 |
| Net interest income | $8,685,000 | 1,920 |
| Provision for loan and lease losses | $11,006,000 | 462 |
| Total noninterest income | $-658,000 | 7,661 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $793,000 | 1,480 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,451,000 | 7,687 |
| Total noninterest expense | $6,289,000 | 2,309 |
| Salaries and employee benefits | $2,997,000 | 2,419 |
| Premises and equipment expense | $965,000 | 2,000 |
| Additional noninterest expense | $2,327,000 | 2,205 |
| Pre-tax net operating income | $-9,268,000 | 7,537 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-9,230,000 | 7,570 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,230,000 | 7,570 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,230,000 | 7,570 |
| Net charge-offs | $298,000 | 3,734 |
| Cash dividends | $290,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,268,000 | 7,558 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,054 |
| Total interest expense | $1,797,000 | 2,394 |
| Net interest income | $5,803,000 | 1,922 |
| Provision for loan and lease losses | $10,460,000 | 346 |
| Total noninterest income | $-188,000 | 7,677 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $535,000 | 1,466 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-723,000 | 7,741 |
| Total noninterest expense | $4,053,000 | 2,395 |
| Salaries and employee benefits | $2,061,000 | 2,372 |
| Premises and equipment expense | $660,000 | 1,971 |
| Additional noninterest expense | $1,332,000 | 2,484 |
| Pre-tax net operating income | $-8,898,000 | 7,668 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-8,860,000 | 7,679 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,860,000 | 7,679 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,860,000 | 7,679 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $290,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,898,000 | 7,678 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 2,071 |
| Total interest expense | $987,000 | 2,285 |
| Net interest income | $2,874,000 | 1,971 |
| Provision for loan and lease losses | $375,000 | 2,136 |
| Total noninterest income | $-51,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $256,000 | 1,524 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-307,000 | 7,837 |
| Total noninterest expense | $2,098,000 | 2,326 |
| Salaries and employee benefits | $1,103,000 | 2,234 |
| Premises and equipment expense | $359,000 | 1,881 |
| Additional noninterest expense | $636,000 | 2,573 |
| Pre-tax net operating income | $350,000 | 3,078 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $350,000 | 2,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 2,818 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $350,000 | 2,821 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $110,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $350,000 | 2,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,878,000 | 2,128 |
| Total interest expense | $4,873,000 | 2,315 |
| Net interest income | $11,005,000 | 1,999 |
| Provision for loan and lease losses | $5,300,000 | 1,374 |
| Total noninterest income | $1,509,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,177,000 | 1,458 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $332,000 | 3,841 |
| Total noninterest expense | $8,446,000 | 2,337 |
| Salaries and employee benefits | $4,358,000 | 2,257 |
| Premises and equipment expense | $1,289,000 | 2,075 |
| Additional noninterest expense | $2,799,000 | 2,497 |
| Pre-tax net operating income | $-1,232,000 | 6,345 |
| Securities gains (losses) | $104,000 | 2,110 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,128,000 | 6,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,128,000 | 6,421 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,128,000 | 6,421 |
| Net charge-offs | $7,564,000 | 845 |
| Cash dividends | $1,586,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,232,000 | 6,460 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,902,000 | 2,169 |
| Total interest expense | $3,779,000 | 2,336 |
| Net interest income | $8,123,000 | 2,023 |
| Provision for loan and lease losses | $1,325,000 | 2,379 |
| Total noninterest income | $1,211,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $890,000 | 1,444 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $321,000 | 3,511 |
| Total noninterest expense | $6,399,000 | 2,316 |
| Salaries and employee benefits | $3,330,000 | 2,230 |
| Premises and equipment expense | $974,000 | 2,077 |
| Additional noninterest expense | $2,095,000 | 2,475 |
| Pre-tax net operating income | $1,610,000 | 1,933 |
| Securities gains (losses) | $104,000 | 1,812 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,714,000 | 1,570 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,714,000 | 1,568 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,714,000 | 1,570 |
| Net charge-offs | $869,000 | 2,359 |
| Cash dividends | $1,486,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,610,000 | 1,621 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 2,206 |
| Total interest expense | $2,613,000 | 2,345 |
| Net interest income | $5,312,000 | 2,065 |
| Provision for loan and lease losses | $750,000 | 2,406 |
| Total noninterest income | $959,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $591,000 | 1,435 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $368,000 | 2,667 |
| Total noninterest expense | $4,142,000 | 2,415 |
| Salaries and employee benefits | $2,220,000 | 2,277 |
| Premises and equipment expense | $617,000 | 2,211 |
| Additional noninterest expense | $1,305,000 | 2,638 |
| Pre-tax net operating income | $1,379,000 | 1,635 |
| Securities gains (losses) | $104,000 | 1,465 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,483,000 | 1,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,483,000 | 1,271 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,483,000 | 1,272 |
| Net charge-offs | $496,000 | 2,369 |
| Cash dividends | $1,061,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,379,000 | 1,331 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 2,251 |
| Total interest expense | $1,358,000 | 2,346 |
| Net interest income | $2,554,000 | 2,144 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $461,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $280,000 | 1,464 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $181,000 | 2,649 |
| Total noninterest expense | $2,006,000 | 2,422 |
| Salaries and employee benefits | $1,103,000 | 2,323 |
| Premises and equipment expense | $324,000 | 2,152 |
| Additional noninterest expense | $579,000 | 2,645 |
| Pre-tax net operating income | $634,000 | 1,963 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $634,000 | 1,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $634,000 | 1,699 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $634,000 | 1,700 |
| Net charge-offs | $362,000 | 1,630 |
| Cash dividends | $325,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $634,000 | 1,609 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,258,000 | 2,306 |
| Total interest expense | $6,019,000 | 2,509 |
| Net interest income | $10,239,000 | 2,175 |
| Provision for loan and lease losses | $1,040,000 | 2,649 |
| Total noninterest income | $1,714,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,140,000 | 1,568 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $574,000 | 2,959 |
| Total noninterest expense | $8,115,000 | 2,349 |
| Salaries and employee benefits | $4,646,000 | 2,188 |
| Premises and equipment expense | $1,356,000 | 2,015 |
| Additional noninterest expense | $2,113,000 | 2,722 |
| Pre-tax net operating income | $2,798,000 | 1,915 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,798,000 | 1,461 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,798,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 2,758 |
| Cash dividends | $1,818,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,798,000 | 1,561 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,205,000 | 2,351 |
| Total interest expense | $4,602,000 | 2,560 |
| Net interest income | $7,603,000 | 2,208 |
| Provision for loan and lease losses | $820,000 | 2,067 |
| Total noninterest income | $1,287,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $855,000 | 1,573 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $432,000 | 3,058 |
| Total noninterest expense | $6,079,000 | 2,342 |
| Salaries and employee benefits | $3,509,000 | 2,196 |
| Premises and equipment expense | $1,009,000 | 2,030 |
| Additional noninterest expense | $1,561,000 | 2,677 |
| Pre-tax net operating income | $1,991,000 | 2,321 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,991,000 | 1,787 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,991,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $1,659,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,991,000 | 1,881 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,164,000 | 2,377 |
| Total interest expense | $3,171,000 | 2,578 |
| Net interest income | $4,993,000 | 2,223 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $842,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $565,000 | 1,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $277,000 | 3,166 |
| Total noninterest expense | $3,992,000 | 2,378 |
| Salaries and employee benefits | $2,352,000 | 2,209 |
| Premises and equipment expense | $676,000 | 2,008 |
| Additional noninterest expense | $964,000 | 2,839 |
| Pre-tax net operating income | $1,343,000 | 2,402 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,343,000 | 1,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,343,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $1,486,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,343,000 | 1,940 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 2,431 |
| Total interest expense | $1,691,000 | 2,597 |
| Net interest income | $2,386,000 | 2,306 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $428,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $281,000 | 1,561 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 3,074 |
| Total noninterest expense | $1,972,000 | 2,399 |
| Salaries and employee benefits | $1,185,000 | 2,222 |
| Premises and equipment expense | $324,000 | 2,093 |
| Additional noninterest expense | $463,000 | 2,907 |
| Pre-tax net operating income | $662,000 | 2,518 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $662,000 | 2,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $662,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $670,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $662,000 | 2,061 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,020,000 | 2,415 |
| Total interest expense | $6,907,000 | 2,665 |
| Net interest income | $10,113,000 | 2,223 |
| Provision for loan and lease losses | $465,000 | 2,451 |
| Total noninterest income | $1,544,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,015,000 | 1,742 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $529,000 | 3,204 |
| Total noninterest expense | $7,567,000 | 2,411 |
| Salaries and employee benefits | $4,346,000 | 2,317 |
| Premises and equipment expense | $1,291,000 | 2,023 |
| Additional noninterest expense | $1,930,000 | 2,744 |
| Pre-tax net operating income | $3,625,000 | 2,147 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,625,000 | 1,741 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,625,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,656 |
| Cash dividends | $1,735,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,625,000 | 1,732 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,666,000 | 2,437 |
| Total interest expense | $5,096,000 | 2,704 |
| Net interest income | $7,570,000 | 2,245 |
| Provision for loan and lease losses | $400,000 | 1,861 |
| Total noninterest income | $1,104,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $733,000 | 1,777 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $371,000 | 3,344 |
| Total noninterest expense | $5,554,000 | 2,435 |
| Salaries and employee benefits | $3,150,000 | 2,391 |
| Premises and equipment expense | $928,000 | 2,084 |
| Additional noninterest expense | $1,476,000 | 2,650 |
| Pre-tax net operating income | $2,720,000 | 2,276 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,720,000 | 1,856 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,720,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,749 |
| Cash dividends | $1,490,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,720,000 | 1,844 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 2,532 |
| Total interest expense | $3,273,000 | 2,784 |
| Net interest income | $4,863,000 | 2,333 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $713,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $470,000 | 1,850 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $243,000 | 3,410 |
| Total noninterest expense | $3,839,000 | 2,374 |
| Salaries and employee benefits | $2,119,000 | 2,408 |
| Premises and equipment expense | $653,000 | 1,989 |
| Additional noninterest expense | $1,067,000 | 2,483 |
| Pre-tax net operating income | $1,497,000 | 2,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,497,000 | 2,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,497,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $865,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,497,000 | 2,193 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 2,604 |
| Total interest expense | $1,608,000 | 2,808 |
| Net interest income | $2,305,000 | 2,456 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $349,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $227,000 | 1,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $122,000 | 3,401 |
| Total noninterest expense | $1,998,000 | 2,293 |
| Salaries and employee benefits | $1,089,000 | 2,359 |
| Premises and equipment expense | $325,000 | 2,012 |
| Additional noninterest expense | $584,000 | 2,239 |
| Pre-tax net operating income | $536,000 | 3,368 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $536,000 | 2,864 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,082 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $536,000 | 2,850 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,725,000 | 2,594 |
| Total interest expense | $5,430,000 | 2,823 |
| Net interest income | $9,295,000 | 2,443 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $1,453,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,018,000 | 1,724 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $435,000 | 3,588 |
| Total noninterest expense | $6,680,000 | 2,622 |
| Salaries and employee benefits | $3,858,000 | 2,521 |
| Premises and equipment expense | $855,000 | 2,840 |
| Additional noninterest expense | $1,967,000 | 2,601 |
| Pre-tax net operating income | $3,708,000 | 2,380 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,708,000 | 1,912 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,708,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,029 |
| Cash dividends | $1,544,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,708,000 | 1,901 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,845,000 | 2,615 |
| Total interest expense | $3,870,000 | 2,861 |
| Net interest income | $6,975,000 | 2,462 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $1,124,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $776,000 | 1,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $348,000 | 3,452 |
| Total noninterest expense | $5,057,000 | 2,598 |
| Salaries and employee benefits | $2,988,000 | 2,446 |
| Premises and equipment expense | $620,000 | 2,915 |
| Additional noninterest expense | $1,449,000 | 2,638 |
| Pre-tax net operating income | $2,772,000 | 2,459 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,772,000 | 1,967 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,772,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,772,000 | 1,952 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 2,649 |
| Total interest expense | $2,435,000 | 2,878 |
| Net interest income | $4,560,000 | 2,509 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $744,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $518,000 | 1,687 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 3,504 |
| Total noninterest expense | $3,432,000 | 2,572 |
| Salaries and employee benefits | $1,993,000 | 2,449 |
| Premises and equipment expense | $455,000 | 2,696 |
| Additional noninterest expense | $984,000 | 2,610 |
| Pre-tax net operating income | $1,692,000 | 2,627 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,692,000 | 2,123 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,692,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,692,000 | 2,106 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 2,709 |
| Total interest expense | $1,112,000 | 2,993 |
| Net interest income | $2,227,000 | 2,540 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $335,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $1,642,000 | 2,674 |
| Salaries and employee benefits | $1,015,000 | 2,419 |
| Premises and equipment expense | $221,000 | 2,771 |
| Additional noninterest expense | $406,000 | 3,077 |
| Pre-tax net operating income | $830,000 | 2,630 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $830,000 | 2,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $830,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $830,000 | 2,103 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,622,000 | 2,779 |
| Total interest expense | $3,024,000 | 3,308 |
| Net interest income | $8,598,000 | 2,536 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,427,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $977,000 | 1,770 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $450,000 | 3,556 |
| Total noninterest expense | $5,805,000 | 2,830 |
| Salaries and employee benefits | $3,529,000 | 2,583 |
| Premises and equipment expense | $629,000 | 3,514 |
| Additional noninterest expense | $1,647,000 | 3,004 |
| Pre-tax net operating income | $3,920,000 | 2,258 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,917,000 | 1,766 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,917,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $2,699,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,920,000 | 1,743 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,814 |
| Total interest expense | $2,021,000 | 3,482 |
| Net interest income | $6,359,000 | 2,548 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,055,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $691,000 | 1,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,441 |
| Total noninterest expense | $4,137,000 | 2,930 |
| Salaries and employee benefits | $2,564,000 | 2,603 |
| Premises and equipment expense | $395,000 | 4,001 |
| Additional noninterest expense | $1,178,000 | 3,088 |
| Pre-tax net operating income | $3,052,000 | 2,202 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,049,000 | 1,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,049,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $2,224,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,052,000 | 1,698 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 2,892 |
| Total interest expense | $1,221,000 | 3,578 |
| Net interest income | $4,056,000 | 2,616 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $657,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $424,000 | 1,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $233,000 | 3,489 |
| Total noninterest expense | $2,674,000 | 3,004 |
| Salaries and employee benefits | $1,651,000 | 2,687 |
| Premises and equipment expense | $275,000 | 3,871 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $1,889,000 | 2,279 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,886,000 | 1,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,886,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $1,848,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,889,000 | 1,767 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 3,076 |
| Total interest expense | $535,000 | 3,841 |
| Net interest income | $1,883,000 | 2,790 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $203,000 | 1,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $1,297,000 | 3,100 |
| Salaries and employee benefits | $807,000 | 2,749 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $349,000 | 3,370 |
| Pre-tax net operating income | $796,000 | 2,585 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $797,000 | 2,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $797,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $796,000 | 2,052 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 3,127 |
| Total interest expense | $1,633,000 | 4,265 |
| Net interest income | $7,281,000 | 2,784 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,171,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $821,000 | 2,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $350,000 | 3,967 |
| Total noninterest expense | $4,721,000 | 3,291 |
| Salaries and employee benefits | $2,913,000 | 2,912 |
| Premises and equipment expense | $524,000 | 3,937 |
| Additional noninterest expense | $1,284,000 | 3,557 |
| Pre-tax net operating income | $3,431,000 | 2,309 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $180,000 | 4,880 |
| Income before extraordinary items | $3,255,000 | 1,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,255,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $306,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,251,200 | 1,886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 3,207 |
| Total interest expense | $1,201,000 | 4,281 |
| Net interest income | $5,235,000 | 2,867 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $876,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $623,000 | 2,092 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $253,000 | 4,046 |
| Total noninterest expense | $3,460,000 | 3,324 |
| Salaries and employee benefits | $2,171,000 | 2,913 |
| Premises and equipment expense | $371,000 | 4,105 |
| Additional noninterest expense | $918,000 | 3,653 |
| Pre-tax net operating income | $2,426,000 | 2,452 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $180,000 | 4,606 |
| Income before extraordinary items | $2,250,000 | 2,085 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,250,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $33,000 | 5,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,246,280 | 2,032 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 3,240 |
| Total interest expense | $776,000 | 4,368 |
| Net interest income | $3,439,000 | 2,903 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $554,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $409,000 | 2,105 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 4,372 |
| Total noninterest expense | $2,254,000 | 3,411 |
| Salaries and employee benefits | $1,409,000 | 2,998 |
| Premises and equipment expense | $236,000 | 4,257 |
| Additional noninterest expense | $609,000 | 3,702 |
| Pre-tax net operating income | $1,589,000 | 2,466 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $180,000 | 3,964 |
| Income before extraordinary items | $1,413,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $33,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,409,440 | 2,129 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 3,267 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $1,710,000 | 2,907 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $256,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 2,170 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $1,204,000 | 3,219 |
| Salaries and employee benefits | $777,000 | 2,763 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $304,000 | 3,713 |
| Pre-tax net operating income | $687,000 | 2,744 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $536,000 | 2,773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $536,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $33,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $532,880 | 2,700 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 3,482 |
| Total interest expense | $1,548,000 | 4,777 |
| Net interest income | $6,347,000 | 3,024 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $1,461,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $823,000 | 2,078 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $638,000 | 3,133 |
| Total noninterest expense | $4,213,000 | 3,554 |
| Salaries and employee benefits | $2,598,000 | 3,163 |
| Premises and equipment expense | $463,000 | 4,300 |
| Additional noninterest expense | $1,152,000 | 3,842 |
| Pre-tax net operating income | $3,280,000 | 2,323 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,395,000 | 1,726 |
| Income before extraordinary items | $1,885,000 | 3,002 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,885,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,867 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,885,000 | 2,881 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 3,548 |
| Total interest expense | $1,181,000 | 4,862 |
| Net interest income | $4,695,000 | 3,074 |
| Provision for loan and lease losses | $240,000 | 2,928 |
| Total noninterest income | $1,137,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $614,000 | 2,092 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 3,053 |
| Total noninterest expense | $3,063,000 | 3,639 |
| Salaries and employee benefits | $1,890,000 | 3,250 |
| Premises and equipment expense | $349,000 | 4,282 |
| Additional noninterest expense | $824,000 | 3,977 |
| Pre-tax net operating income | $2,529,000 | 2,362 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,094,000 | 1,723 |
| Income before extraordinary items | $1,435,000 | 3,062 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,435,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,926 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,435,000 | 2,916 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 3,647 |
| Total interest expense | $815,000 | 4,872 |
| Net interest income | $2,986,000 | 3,206 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $801,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $406,000 | 2,073 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $395,000 | 2,819 |
| Total noninterest expense | $1,992,000 | 3,705 |
| Salaries and employee benefits | $1,226,000 | 3,314 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $537,000 | 4,026 |
| Pre-tax net operating income | $1,630,000 | 2,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $730,000 | 1,754 |
| Income before extraordinary items | $900,000 | 3,213 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $900,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $900,000 | 3,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 4,035 |
| Total interest expense | $415,000 | 4,928 |
| Net interest income | $1,278,000 | 3,634 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $383,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 2,041 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 2,856 |
| Total noninterest expense | $1,001,000 | 3,664 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $590,000 | 3,124 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $236,000 | 2,418 |
| Income before extraordinary items | $354,000 | 3,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $354,000 | 3,595 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 4,414 |
| Total interest expense | $1,555,000 | 5,614 |
| Net interest income | $4,743,000 | 3,826 |
| Provision for loan and lease losses | $205,000 | 4,288 |
| Total noninterest income | $1,496,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $761,000 | 2,092 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $735,000 | 2,637 |
| Total noninterest expense | $3,665,000 | 3,805 |
| Salaries and employee benefits | $2,314,000 | 3,337 |
| Premises and equipment expense | $479,000 | 4,067 |
| Additional noninterest expense | $872,000 | 4,642 |
| Pre-tax net operating income | $2,369,000 | 3,005 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $947,000 | 2,306 |
| Income before extraordinary items | $1,422,000 | 3,636 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,422,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,998 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,422,000 | 3,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 5,256 |
| Total interest expense | $1,867,000 | 6,316 |
| Net interest income | $3,684,000 | 4,403 |
| Provision for loan and lease losses | $143,000 | 4,894 |
| Total noninterest income | $1,020,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $775,000 | 1,959 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $2,878,000 | 4,483 |
| Salaries and employee benefits | $1,634,000 | 4,243 |
| Premises and equipment expense | $461,000 | 4,156 |
| Additional noninterest expense | $783,000 | 4,858 |
| Pre-tax net operating income | $1,683,000 | 3,582 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $672,000 | 2,752 |
| Income before extraordinary items | $1,011,000 | 4,257 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,011,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,941 |
| Cash dividends | $124,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,011,000 | 4,144 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,757 |
| Total interest expense | $1,738,000 | 6,723 |
| Net interest income | $3,230,000 | 4,892 |
| Provision for loan and lease losses | $157,000 | 4,310 |
| Total noninterest income | $769,000 | 3,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,705 |
| Total noninterest expense | $2,290,000 | 5,179 |
| Salaries and employee benefits | $1,268,000 | 4,981 |
| Premises and equipment expense | $396,000 | 4,539 |
| Additional noninterest expense | $626,000 | 5,621 |
| Pre-tax net operating income | $1,552,000 | 3,983 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $619,000 | 3,038 |
| Income before extraordinary items | $933,000 | 4,576 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $933,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $933,000 | 4,577 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 6,474 |
| Total interest expense | $1,315,000 | 7,376 |
| Net interest income | $2,562,000 | 5,717 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $605,000 | 4,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $1,923,000 | 5,829 |
| Salaries and employee benefits | $1,029,000 | 5,764 |
| Premises and equipment expense | $350,000 | 4,963 |
| Additional noninterest expense | $544,000 | 6,193 |
| Pre-tax net operating income | $1,069,000 | 5,105 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $427,000 | 3,990 |
| Income before extraordinary items | $642,000 | 5,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $642,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,068 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $642,000 | 5,678 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 7,486 |
| Total interest expense | $1,176,000 | 7,967 |
| Net interest income | $1,867,000 | 6,908 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $460,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $1,672,000 | 6,279 |
| Salaries and employee benefits | $923,000 | 6,101 |
| Premises and equipment expense | $260,000 | 5,831 |
| Additional noninterest expense | $489,000 | 6,519 |
| Pre-tax net operating income | $585,000 | 6,995 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $233,000 | 5,798 |
| Income before extraordinary items | $352,000 | 7,516 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $352,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $352,000 | 7,438 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 8,796 |
| Total interest expense | $903,000 | 8,958 |
| Net interest income | $1,288,000 | 8,493 |
| Provision for loan and lease losses | $63,000 | 6,100 |
| Total noninterest income | $414,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $1,102,000 | 7,998 |
| Salaries and employee benefits | $592,000 | 7,970 |
| Premises and equipment expense | $179,000 | 7,216 |
| Additional noninterest expense | $331,000 | 8,002 |
| Pre-tax net operating income | $537,000 | 7,726 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $313,000 | 8,275 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $313,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $313,000 | 8,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 10,018 |
| Total interest expense | $601,000 | 10,266 |
| Net interest income | $966,000 | 9,648 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $368,000 | 6,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $928,000 | 8,973 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $296,000 | 8,928 |
| Pre-tax net operating income | $346,000 | 8,831 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $200,000 | 9,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $200,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $200,000 | 9,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 11,009 |
| Total interest expense | $432,000 | 11,240 |
| Net interest income | $743,000 | 10,710 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $706,000 | 10,169 |
| Salaries and employee benefits | $376,000 | 10,112 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $250,000 | 10,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $213,000 | 9,797 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $213,000 | 9,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $213,000 | 9,766 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 12,238 |
| Total interest expense | $165,000 | 12,415 |
| Net interest income | $509,000 | 11,975 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $648,000 | 10,914 |
| Salaries and employee benefits | $275,000 | 11,429 |
| Premises and equipment expense | $78,000 | 10,708 |
| Additional noninterest expense | $295,000 | 10,024 |
| Pre-tax net operating income | $-37,000 | 12,151 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $-8,000 | 12,073 |
| Income before extraordinary items | $-30,000 | 12,081 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-30,000 | 12,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 727 |
| Net operating income | $-29,210 | 12,103 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 13,214 |
| Total interest expense | $56,000 | 13,213 |
| Net interest income | $171,000 | 13,154 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $75,000 | 11,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $443,000 | 12,453 |
| Salaries and employee benefits | $234,000 | 12,337 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $-240,000 | 12,728 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-56,000 | 12,895 |
| Income before extraordinary items | $-184,000 | 12,747 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-184,000 | 12,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,265,000 | 426 |
| Net operating income | $-184,000 | 12,663 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.