Home > Victoria State Bank > Income and Expense
Victoria State Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,865 |
| Total interest expense | $120,000 | 7,561 |
| Net interest income | $543,000 | 6,489 |
| Provision for loan and lease losses | $19,000 | 4,719 |
| Total noninterest income | $88,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $326,000 | 7,272 |
| Salaries and employee benefits | $144,000 | 7,735 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $286,000 | 5,115 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $286,000 | 4,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $286,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $66,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,000 | 4,463 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 6,903 |
| Total interest expense | $416,000 | 7,624 |
| Net interest income | $2,069,000 | 6,528 |
| Provision for loan and lease losses | $-29,000 | 8,717 |
| Total noninterest income | $422,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $263,000 | 4,630 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,573 |
| Total noninterest expense | $1,620,000 | 6,672 |
| Salaries and employee benefits | $758,000 | 7,079 |
| Premises and equipment expense | $151,000 | 7,323 |
| Additional noninterest expense | $711,000 | 5,475 |
| Pre-tax net operating income | $900,000 | 5,492 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $891,000 | 5,001 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $891,000 | 5,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,736 |
| Cash dividends | $391,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $888,030 | 4,938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 7,013 |
| Total interest expense | $307,000 | 7,674 |
| Net interest income | $1,486,000 | 6,650 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $329,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $198,000 | 4,668 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,233,000 | 6,594 |
| Salaries and employee benefits | $578,000 | 6,994 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $539,000 | 5,404 |
| Pre-tax net operating income | $564,000 | 6,044 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $558,000 | 5,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $558,000 | 5,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $273,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $555,060 | 5,495 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 7,091 |
| Total interest expense | $201,000 | 7,754 |
| Net interest income | $974,000 | 6,729 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $211,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $815,000 | 6,661 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $351,000 | 5,505 |
| Pre-tax net operating income | $361,000 | 6,115 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $358,000 | 5,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $133,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $355,060 | 5,540 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,195 |
| Total interest expense | $104,000 | 7,777 |
| Net interest income | $469,000 | 6,871 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $98,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $406,000 | 6,723 |
| Salaries and employee benefits | $191,000 | 7,108 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $161,000 | 6,293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $158,000 | 5,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,000 | 5,761 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 7,139 |
| Total interest expense | $542,000 | 7,604 |
| Net interest income | $1,865,000 | 6,795 |
| Provision for loan and lease losses | $-40,000 | 8,968 |
| Total noninterest income | $451,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $261,000 | 4,646 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $190,000 | 5,388 |
| Total noninterest expense | $1,577,000 | 6,753 |
| Salaries and employee benefits | $776,000 | 7,001 |
| Premises and equipment expense | $154,000 | 7,347 |
| Additional noninterest expense | $647,000 | 5,744 |
| Pre-tax net operating income | $779,000 | 5,764 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $739,000 | 5,436 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $739,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,263 |
| Cash dividends | $587,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $739,000 | 5,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 7,201 |
| Total interest expense | $429,000 | 7,647 |
| Net interest income | $1,394,000 | 6,842 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $348,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $194,000 | 4,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,292 |
| Total noninterest expense | $1,181,000 | 6,744 |
| Salaries and employee benefits | $572,000 | 7,040 |
| Premises and equipment expense | $110,000 | 7,458 |
| Additional noninterest expense | $499,000 | 5,646 |
| Pre-tax net operating income | $536,000 | 6,135 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $30,000 | 6,578 |
| Income before extraordinary items | $506,000 | 5,824 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $506,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $221,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $506,000 | 5,656 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,197 |
| Total interest expense | $298,000 | 7,675 |
| Net interest income | $941,000 | 6,825 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $244,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $780,000 | 6,778 |
| Salaries and employee benefits | $369,000 | 7,149 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $360,000 | 6,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $340,000 | 5,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $340,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,542 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $340,000 | 5,597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,240 |
| Total interest expense | $152,000 | 7,721 |
| Net interest income | $465,000 | 6,859 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $396,000 | 6,750 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $175,000 | 6,160 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,000 | 5,598 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 6,900 |
| Total interest expense | $826,000 | 7,438 |
| Net interest income | $2,132,000 | 6,428 |
| Provision for loan and lease losses | $209,000 | 4,271 |
| Total noninterest income | $459,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $242,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,851 |
| Total noninterest expense | $1,528,000 | 6,784 |
| Salaries and employee benefits | $772,000 | 6,988 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $631,000 | 5,757 |
| Pre-tax net operating income | $854,000 | 5,607 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $153,000 | 5,497 |
| Income before extraordinary items | $701,000 | 5,561 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $701,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,541 |
| Cash dividends | $643,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $701,000 | 5,419 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 6,716 |
| Total interest expense | $1,566,000 | 6,851 |
| Net interest income | $2,002,000 | 6,433 |
| Provision for loan and lease losses | $538,000 | 2,092 |
| Total noninterest income | $384,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $224,000 | 4,893 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $160,000 | 5,413 |
| Total noninterest expense | $1,488,000 | 6,822 |
| Salaries and employee benefits | $700,000 | 7,202 |
| Premises and equipment expense | $129,000 | 7,863 |
| Additional noninterest expense | $659,000 | 5,492 |
| Pre-tax net operating income | $360,000 | 7,147 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $258,000 | 7,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $258,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,879 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $258,000 | 7,272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 6,655 |
| Total interest expense | $1,648,000 | 6,863 |
| Net interest income | $2,143,000 | 6,359 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $323,000 | 6,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 4,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $1,397,000 | 7,004 |
| Salaries and employee benefits | $711,000 | 7,150 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $549,000 | 6,074 |
| Pre-tax net operating income | $1,050,000 | 5,134 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $376,000 | 4,122 |
| Income before extraordinary items | $674,000 | 5,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $674,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $509,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $674,000 | 5,519 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 7,143 |
| Total interest expense | $1,236,000 | 7,547 |
| Net interest income | $1,976,000 | 6,694 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $347,000 | 6,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $1,285,000 | 7,341 |
| Salaries and employee benefits | $648,000 | 7,495 |
| Premises and equipment expense | $149,000 | 7,678 |
| Additional noninterest expense | $488,000 | 6,596 |
| Pre-tax net operating income | $920,000 | 5,553 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $335,000 | 4,573 |
| Income before extraordinary items | $587,000 | 5,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $190,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $585,720 | 5,943 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 7,520 |
| Total interest expense | $1,294,000 | 7,692 |
| Net interest income | $1,714,000 | 7,262 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $415,000 | 5,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,288,000 | 7,288 |
| Salaries and employee benefits | $617,000 | 7,662 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $500,000 | 6,438 |
| Pre-tax net operating income | $829,000 | 5,971 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $547,000 | 6,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $547,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $547,000 | 6,232 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 7,865 |
| Total interest expense | $1,212,000 | 8,078 |
| Net interest income | $1,703,000 | 7,545 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,192,000 | 7,705 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $450,000 | 6,925 |
| Pre-tax net operating income | $740,000 | 6,826 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $465,000 | 7,198 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $465,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $98,000 | 6,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $465,000 | 7,148 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 8,466 |
| Total interest expense | $1,108,000 | 8,669 |
| Net interest income | $1,566,000 | 8,110 |
| Provision for loan and lease losses | $79,000 | 5,643 |
| Total noninterest income | $320,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,013 |
| Total noninterest expense | $1,110,000 | 8,297 |
| Salaries and employee benefits | $570,000 | 8,323 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $389,000 | 7,971 |
| Pre-tax net operating income | $697,000 | 6,948 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $252,000 | 6,426 |
| Income before extraordinary items | $445,000 | 7,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $445,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $81,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,000 | 7,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 9,256 |
| Total interest expense | $944,000 | 9,449 |
| Net interest income | $1,354,000 | 8,919 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $232,000 | 7,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,024,000 | 8,843 |
| Salaries and employee benefits | $512,000 | 9,008 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $385,000 | 8,351 |
| Pre-tax net operating income | $536,000 | 8,241 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $339,000 | 8,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $339,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $339,000 | 8,546 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 10,154 |
| Total interest expense | $648,000 | 10,359 |
| Net interest income | $1,159,000 | 9,869 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $254,000 | 7,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $1,027,000 | 9,252 |
| Salaries and employee benefits | $477,000 | 9,599 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $432,000 | 8,508 |
| Pre-tax net operating income | $351,000 | 9,722 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $235,000 | 9,865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $235,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $235,000 | 9,929 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 10,574 |
| Total interest expense | $698,000 | 10,599 |
| Net interest income | $1,113,000 | 10,355 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $274,000 | 8,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $1,043,000 | 9,549 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $106,000 | 10,264 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $279,000 | 10,405 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $85,000 | 10,101 |
| Income before extraordinary items | $194,000 | 10,726 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $194,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $43,000 | 8,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $194,000 | 10,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 10,696 |
| Total interest expense | $866,000 | 11,022 |
| Net interest income | $1,236,000 | 10,195 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $968,000 | 10,126 |
| Salaries and employee benefits | $465,000 | 10,142 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $400,000 | 9,571 |
| Pre-tax net operating income | $419,000 | 9,066 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $280,000 | 9,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $51,000 | 7,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,330 | 9,189 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.