Home > Vermont State Bank > Income and Expense
Vermont State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,454 |
| Total interest expense | $313,000 | 4,260 |
| Net interest income | $786,000 | 4,497 |
| Provision for loan and lease losses | $91,000 | 2,518 |
| Total noninterest income | $2,036,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,005,000 | 556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,303 |
| Total noninterest expense | $3,218,000 | 3,611 |
| Salaries and employee benefits | $909,000 | 4,169 |
| Premises and equipment expense | $140,000 | 4,164 |
| Additional noninterest expense | $31,000 | 4,303 |
| Pre-tax net operating income | $-487,000 | 4,471 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-487,000 | 4,440 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-487,000 | 4,439 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-487,000 | 4,440 |
| Net charge-offs | $78,000 | 1,629 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-487,000 | 4,454 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 4,475 |
| Total interest expense | $227,000 | 4,258 |
| Net interest income | $582,000 | 4,512 |
| Provision for loan and lease losses | $191,000 | 1,693 |
| Total noninterest income | $1,111,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,089,000 | 751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,329 |
| Total noninterest expense | $1,930,000 | 3,849 |
| Salaries and employee benefits | $635,000 | 4,221 |
| Premises and equipment expense | $96,000 | 4,231 |
| Additional noninterest expense | $22,000 | 4,327 |
| Pre-tax net operating income | $-428,000 | 4,479 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-428,000 | 4,491 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-428,000 | 4,489 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-428,000 | 4,491 |
| Net charge-offs | $197,000 | 892 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-428,000 | 4,502 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 4,504 |
| Total interest expense | $141,000 | 4,249 |
| Net interest income | $384,000 | 4,551 |
| Provision for loan and lease losses | $161,000 | 1,480 |
| Total noninterest income | $629,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $610,000 | 853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,343 |
| Total noninterest expense | $1,165,000 | 3,943 |
| Salaries and employee benefits | $407,000 | 4,266 |
| Premises and equipment expense | $62,000 | 4,265 |
| Additional noninterest expense | $19,000 | 4,313 |
| Pre-tax net operating income | $-313,000 | 4,518 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-313,000 | 4,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-313,000 | 4,535 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-313,000 | 4,537 |
| Net charge-offs | $197,000 | 680 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-313,000 | 4,543 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 4,565 |
| Total interest expense | $66,000 | 4,247 |
| Net interest income | $188,000 | 4,578 |
| Provision for loan and lease losses | $71,000 | 1,502 |
| Total noninterest income | $215,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $198,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,198 |
| Total noninterest expense | $433,000 | 4,240 |
| Salaries and employee benefits | $207,000 | 4,301 |
| Premises and equipment expense | $30,000 | 4,341 |
| Additional noninterest expense | $17,000 | 4,198 |
| Pre-tax net operating income | $-101,000 | 4,554 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-101,000 | 4,531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-101,000 | 4,531 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-101,000 | 4,531 |
| Net charge-offs | $42,000 | 866 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-101,000 | 4,547 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 4,518 |
| Total interest expense | $237,000 | 3,931 |
| Net interest income | $841,000 | 4,560 |
| Provision for loan and lease losses | $230,000 | 1,722 |
| Total noninterest income | $255,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $243,000 | 2,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,552 |
| Total noninterest expense | $1,143,000 | 4,481 |
| Salaries and employee benefits | $695,000 | 4,421 |
| Premises and equipment expense | $104,000 | 4,432 |
| Additional noninterest expense | $12,000 | 4,552 |
| Pre-tax net operating income | $-277,000 | 4,614 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-73,000 | 4,592 |
| Income before extraordinary items | $-204,000 | 4,584 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-204,000 | 4,583 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-204,000 | 4,584 |
| Net charge-offs | $150,000 | 1,053 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-204,000 | 4,594 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 4,535 |
| Total interest expense | $179,000 | 3,822 |
| Net interest income | $639,000 | 4,579 |
| Provision for loan and lease losses | $200,000 | 1,467 |
| Total noninterest income | $141,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $135,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,603 |
| Total noninterest expense | $841,000 | 4,501 |
| Salaries and employee benefits | $508,000 | 4,450 |
| Premises and equipment expense | $76,000 | 4,461 |
| Additional noninterest expense | $6,000 | 4,603 |
| Pre-tax net operating income | $-261,000 | 4,663 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-73,000 | 4,650 |
| Income before extraordinary items | $-188,000 | 4,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-188,000 | 4,614 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-188,000 | 4,614 |
| Net charge-offs | $155,000 | 769 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-188,000 | 4,637 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 4,591 |
| Total interest expense | $128,000 | 3,710 |
| Net interest income | $407,000 | 4,636 |
| Provision for loan and lease losses | $170,000 | 1,233 |
| Total noninterest income | $71,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $66,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,639 |
| Total noninterest expense | $576,000 | 4,509 |
| Salaries and employee benefits | $340,000 | 4,465 |
| Premises and equipment expense | $50,000 | 4,484 |
| Additional noninterest expense | $186,000 | 4,492 |
| Pre-tax net operating income | $-268,000 | 4,689 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-75,000 | 4,675 |
| Income before extraordinary items | $-193,000 | 4,642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-193,000 | 4,642 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-193,000 | 4,642 |
| Net charge-offs | $110,000 | 693 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-193,000 | 4,671 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 4,588 |
| Total interest expense | $67,000 | 3,645 |
| Net interest income | $218,000 | 4,630 |
| Provision for loan and lease losses | $130,000 | 865 |
| Total noninterest income | $28,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $24,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,611 |
| Total noninterest expense | $279,000 | 4,543 |
| Salaries and employee benefits | $174,000 | 4,472 |
| Premises and equipment expense | $27,000 | 4,471 |
| Additional noninterest expense | $78,000 | 4,581 |
| Pre-tax net operating income | $-163,000 | 4,705 |
| Securities gains (losses) | $41,000 | 222 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-122,000 | 4,671 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-122,000 | 4,670 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-122,000 | 4,671 |
| Net charge-offs | $99,000 | 500 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-163,000 | 4,704 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 4,595 |
| Total interest expense | $416,000 | 3,398 |
| Net interest income | $875,000 | 4,665 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $38,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $21,000 | 4,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,700 |
| Total noninterest expense | $987,000 | 4,636 |
| Salaries and employee benefits | $609,000 | 4,580 |
| Premises and equipment expense | $93,000 | 4,582 |
| Additional noninterest expense | $285,000 | 4,653 |
| Pre-tax net operating income | $-374,000 | 4,757 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-98,000 | 4,779 |
| Income before extraordinary items | $-276,000 | 4,744 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-276,000 | 4,744 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-276,000 | 4,744 |
| Net charge-offs | $599,000 | 571 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-276,000 | 4,741 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 4,673 |
| Total interest expense | $320,000 | 3,459 |
| Net interest income | $656,000 | 4,744 |
| Provision for loan and lease losses | $280,000 | 1,206 |
| Total noninterest income | $19,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $14,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,809 |
| Total noninterest expense | $729,000 | 4,710 |
| Salaries and employee benefits | $452,000 | 4,640 |
| Premises and equipment expense | $61,000 | 4,701 |
| Additional noninterest expense | $216,000 | 4,715 |
| Pre-tax net operating income | $-334,000 | 4,839 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-82,000 | 4,865 |
| Income before extraordinary items | $-252,000 | 4,822 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-252,000 | 4,822 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-252,000 | 4,822 |
| Net charge-offs | $539,000 | 476 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-252,000 | 4,817 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 4,688 |
| Total interest expense | $220,000 | 3,498 |
| Net interest income | $462,000 | 4,765 |
| Provision for loan and lease losses | $255,000 | 1,013 |
| Total noninterest income | $12,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $9,000 | 4,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,848 |
| Total noninterest expense | $479,000 | 4,741 |
| Salaries and employee benefits | $303,000 | 4,678 |
| Premises and equipment expense | $39,000 | 4,741 |
| Additional noninterest expense | $137,000 | 4,757 |
| Pre-tax net operating income | $-260,000 | 4,882 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-65,000 | 4,902 |
| Income before extraordinary items | $-195,000 | 4,869 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-195,000 | 4,869 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-195,000 | 4,869 |
| Net charge-offs | $488,000 | 410 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-195,000 | 4,863 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 4,721 |
| Total interest expense | $117,000 | 3,502 |
| Net interest income | $211,000 | 4,811 |
| Provision for loan and lease losses | $10,000 | 2,475 |
| Total noninterest income | $6,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $4,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,857 |
| Total noninterest expense | $238,000 | 4,764 |
| Salaries and employee benefits | $153,000 | 4,694 |
| Premises and equipment expense | $17,000 | 4,789 |
| Additional noninterest expense | $68,000 | 4,780 |
| Pre-tax net operating income | $-31,000 | 4,837 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-2,000 | 4,849 |
| Income before extraordinary items | $-29,000 | 4,832 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-29,000 | 4,832 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-29,000 | 4,832 |
| Net charge-offs | $60,000 | 766 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-29,000 | 4,828 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,736 |
| Total interest expense | $491,000 | 3,859 |
| Net interest income | $908,000 | 4,821 |
| Provision for loan and lease losses | $550,000 | 2,144 |
| Total noninterest income | $30,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $22,000 | 4,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,872 |
| Total noninterest expense | $914,000 | 4,809 |
| Salaries and employee benefits | $602,000 | 4,739 |
| Premises and equipment expense | $49,000 | 4,896 |
| Additional noninterest expense | $263,000 | 4,815 |
| Pre-tax net operating income | $-526,000 | 4,872 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-276,000 | 4,931 |
| Income before extraordinary items | $-250,000 | 4,848 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-250,000 | 4,849 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-250,000 | 4,848 |
| Net charge-offs | $520,000 | 944 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-250,000 | 4,828 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 4,777 |
| Total interest expense | $373,000 | 3,927 |
| Net interest income | $680,000 | 4,861 |
| Provision for loan and lease losses | $325,000 | 2,346 |
| Total noninterest income | $20,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $16,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,920 |
| Total noninterest expense | $722,000 | 4,816 |
| Salaries and employee benefits | $454,000 | 4,755 |
| Premises and equipment expense | $35,000 | 4,930 |
| Additional noninterest expense | $233,000 | 4,778 |
| Pre-tax net operating income | $-347,000 | 4,884 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-219,000 | 4,947 |
| Income before extraordinary items | $-128,000 | 4,845 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-128,000 | 4,845 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-128,000 | 4,845 |
| Net charge-offs | $382,000 | 893 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-128,000 | 4,827 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 4,837 |
| Total interest expense | $252,000 | 3,990 |
| Net interest income | $422,000 | 4,920 |
| Provision for loan and lease losses | $325,000 | 1,964 |
| Total noninterest income | $15,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $12,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,929 |
| Total noninterest expense | $476,000 | 4,850 |
| Salaries and employee benefits | $313,000 | 4,770 |
| Premises and equipment expense | $22,000 | 4,961 |
| Additional noninterest expense | $141,000 | 4,840 |
| Pre-tax net operating income | $-364,000 | 4,920 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-219,000 | 4,967 |
| Income before extraordinary items | $-145,000 | 4,874 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-145,000 | 4,874 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-145,000 | 4,874 |
| Net charge-offs | $373,000 | 712 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-145,000 | 4,873 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 4,888 |
| Total interest expense | $128,000 | 4,086 |
| Net interest income | $203,000 | 4,980 |
| Provision for loan and lease losses | $80,000 | 2,135 |
| Total noninterest income | $11,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $8,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,902 |
| Total noninterest expense | $226,000 | 4,921 |
| Salaries and employee benefits | $154,000 | 4,826 |
| Premises and equipment expense | $11,000 | 5,002 |
| Additional noninterest expense | $61,000 | 4,941 |
| Pre-tax net operating income | $-92,000 | 4,867 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-116,000 | 4,960 |
| Income before extraordinary items | $24,000 | 4,638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $24,000 | 4,638 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $24,000 | 4,638 |
| Net charge-offs | $49,000 | 1,210 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $24,000 | 4,640 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 4,917 |
| Total interest expense | $497,000 | 4,155 |
| Net interest income | $983,000 | 4,997 |
| Provision for loan and lease losses | $660,000 | 1,258 |
| Total noninterest income | $45,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $36,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,998 |
| Total noninterest expense | $871,000 | 4,996 |
| Salaries and employee benefits | $545,000 | 4,944 |
| Premises and equipment expense | $30,000 | 5,123 |
| Additional noninterest expense | $296,000 | 4,931 |
| Pre-tax net operating income | $-503,000 | 5,067 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-148,000 | 5,097 |
| Income before extraordinary items | $-355,000 | 5,053 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-355,000 | 5,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-355,000 | 5,054 |
| Net charge-offs | $504,000 | 1,025 |
| Cash dividends | $43,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-355,000 | 5,049 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 4,999 |
| Total interest expense | $369,000 | 4,212 |
| Net interest income | $727,000 | 5,077 |
| Provision for loan and lease losses | $145,000 | 2,301 |
| Total noninterest income | $35,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $28,000 | 4,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,075 |
| Total noninterest expense | $603,000 | 5,092 |
| Salaries and employee benefits | $356,000 | 5,055 |
| Premises and equipment expense | $22,000 | 5,204 |
| Additional noninterest expense | $225,000 | 4,994 |
| Pre-tax net operating income | $14,000 | 5,049 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $14,000 | 5,065 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $14,000 | 5,065 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $14,000 | 5,065 |
| Net charge-offs | $114,000 | 1,682 |
| Cash dividends | $43,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $14,000 | 5,051 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 5,051 |
| Total interest expense | $243,000 | 4,231 |
| Net interest income | $468,000 | 5,135 |
| Provision for loan and lease losses | $118,000 | 2,093 |
| Total noninterest income | $23,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $18,000 | 4,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,113 |
| Total noninterest expense | $360,000 | 5,172 |
| Salaries and employee benefits | $198,000 | 5,168 |
| Premises and equipment expense | $8,000 | 5,277 |
| Additional noninterest expense | $154,000 | 5,020 |
| Pre-tax net operating income | $13,000 | 5,080 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $13,000 | 5,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $13,000 | 5,091 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,000 | 5,090 |
| Net charge-offs | $50,000 | 1,826 |
| Cash dividends | $43,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $13,000 | 5,084 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 5,108 |
| Total interest expense | $119,000 | 4,258 |
| Net interest income | $240,000 | 5,192 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $13,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,104 |
| Total noninterest expense | $162,000 | 5,259 |
| Salaries and employee benefits | $89,000 | 5,252 |
| Premises and equipment expense | $4,000 | 5,333 |
| Additional noninterest expense | $69,000 | 5,126 |
| Pre-tax net operating income | $91,000 | 4,740 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $91,000 | 4,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $91,000 | 4,693 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $91,000 | 4,693 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $91,000 | 4,684 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 5,115 |
| Total interest expense | $451,000 | 4,043 |
| Net interest income | $968,000 | 5,215 |
| Provision for loan and lease losses | $116,000 | 2,943 |
| Total noninterest income | $54,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $42,000 | 4,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,190 |
| Total noninterest expense | $738,000 | 5,265 |
| Salaries and employee benefits | $445,000 | 5,234 |
| Premises and equipment expense | $50,000 | 5,280 |
| Additional noninterest expense | $243,000 | 5,231 |
| Pre-tax net operating income | $168,000 | 5,058 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $168,000 | 5,031 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $168,000 | 5,030 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $168,000 | 5,030 |
| Net charge-offs | $97,000 | 2,166 |
| Cash dividends | $52,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $168,000 | 5,032 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 5,175 |
| Total interest expense | $330,000 | 4,039 |
| Net interest income | $745,000 | 5,274 |
| Provision for loan and lease losses | $61,000 | 3,049 |
| Total noninterest income | $43,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $33,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,239 |
| Total noninterest expense | $488,000 | 5,358 |
| Salaries and employee benefits | $296,000 | 5,326 |
| Premises and equipment expense | $27,000 | 5,386 |
| Additional noninterest expense | $165,000 | 5,315 |
| Pre-tax net operating income | $239,000 | 4,968 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $239,000 | 4,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $239,000 | 4,909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $239,000 | 4,910 |
| Net charge-offs | $60,000 | 2,072 |
| Cash dividends | $52,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $239,000 | 4,915 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 5,234 |
| Total interest expense | $215,000 | 4,031 |
| Net interest income | $494,000 | 5,337 |
| Provision for loan and lease losses | $61,000 | 2,572 |
| Total noninterest income | $32,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $26,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,320 |
| Total noninterest expense | $338,000 | 5,406 |
| Salaries and employee benefits | $207,000 | 5,368 |
| Premises and equipment expense | $14,000 | 5,482 |
| Additional noninterest expense | $117,000 | 5,357 |
| Pre-tax net operating income | $127,000 | 5,076 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $127,000 | 5,035 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $127,000 | 5,034 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $127,000 | 5,034 |
| Net charge-offs | $48,000 | 1,797 |
| Cash dividends | $52,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $127,000 | 5,038 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 5,302 |
| Total interest expense | $106,000 | 4,036 |
| Net interest income | $243,000 | 5,400 |
| Provision for loan and lease losses | $61,000 | 1,875 |
| Total noninterest income | $18,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,421 |
| Total noninterest expense | $151,000 | 5,508 |
| Salaries and employee benefits | $93,000 | 5,468 |
| Premises and equipment expense | $5,000 | 5,561 |
| Additional noninterest expense | $53,000 | 5,454 |
| Pre-tax net operating income | $49,000 | 5,182 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $49,000 | 5,136 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $49,000 | 5,135 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $49,000 | 5,136 |
| Net charge-offs | $11,000 | 1,925 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $49,000 | 5,143 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,328 |
| Total interest expense | $414,000 | 3,946 |
| Net interest income | $1,002,000 | 5,437 |
| Provision for loan and lease losses | $70,000 | 3,341 |
| Total noninterest income | $70,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $52,000 | 4,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,377 |
| Total noninterest expense | $731,000 | 5,515 |
| Salaries and employee benefits | $466,000 | 5,444 |
| Premises and equipment expense | $49,000 | 5,537 |
| Additional noninterest expense | $216,000 | 5,513 |
| Pre-tax net operating income | $271,000 | 5,089 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $271,000 | 4,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 4,902 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $271,000 | 4,902 |
| Net charge-offs | $148,000 | 2,091 |
| Cash dividends | $49,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $271,000 | 4,895 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,386 |
| Total interest expense | $308,000 | 3,970 |
| Net interest income | $752,000 | 5,496 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $56,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $40,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,430 |
| Total noninterest expense | $485,000 | 5,608 |
| Salaries and employee benefits | $302,000 | 5,553 |
| Premises and equipment expense | $26,000 | 5,649 |
| Additional noninterest expense | $157,000 | 5,583 |
| Pre-tax net operating income | $323,000 | 4,913 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $323,000 | 4,830 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $323,000 | 4,830 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $323,000 | 4,830 |
| Net charge-offs | $65,000 | 2,260 |
| Cash dividends | $49,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $323,000 | 4,816 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $699,000 | 5,436 |
| Total interest expense | $202,000 | 3,980 |
| Net interest income | $497,000 | 5,553 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $33,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $26,000 | 5,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,519 |
| Total noninterest expense | $337,000 | 5,644 |
| Salaries and employee benefits | $197,000 | 5,616 |
| Premises and equipment expense | $23,000 | 5,648 |
| Additional noninterest expense | $117,000 | 5,588 |
| Pre-tax net operating income | $193,000 | 4,993 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $193,000 | 4,901 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $193,000 | 4,901 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $193,000 | 4,901 |
| Net charge-offs | $66,000 | 1,800 |
| Cash dividends | $49,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $193,000 | 4,887 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 5,491 |
| Total interest expense | $99,000 | 4,023 |
| Net interest income | $248,000 | 5,613 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $17,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $11,000 | 5,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $165,000 | 5,719 |
| Salaries and employee benefits | $99,000 | 5,673 |
| Premises and equipment expense | $4,000 | 5,815 |
| Additional noninterest expense | $62,000 | 5,630 |
| Pre-tax net operating income | $100,000 | 4,967 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $100,000 | 4,868 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $100,000 | 4,868 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $100,000 | 4,868 |
| Net charge-offs | $51,000 | 1,313 |
| Cash dividends | $49,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $100,000 | 4,855 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,571 |
| Total interest expense | $345,000 | 4,272 |
| Net interest income | $959,000 | 5,675 |
| Provision for loan and lease losses | $108,000 | 3,056 |
| Total noninterest income | $72,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $55,000 | 5,103 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $17,000 | 5,621 |
| Total noninterest expense | $743,000 | 5,734 |
| Salaries and employee benefits | $460,000 | 5,688 |
| Premises and equipment expense | $49,000 | 5,773 |
| Additional noninterest expense | $234,000 | 5,724 |
| Pre-tax net operating income | $180,000 | 5,358 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $184,000 | 5,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $184,000 | 5,350 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $184,000 | 5,350 |
| Net charge-offs | $57,000 | 3,043 |
| Cash dividends | $50,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $180,000 | 5,321 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,641 |
| Total interest expense | $248,000 | 4,361 |
| Net interest income | $711,000 | 5,746 |
| Provision for loan and lease losses | $58,000 | 3,223 |
| Total noninterest income | $57,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $43,000 | 5,124 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $14,000 | 5,669 |
| Total noninterest expense | $489,000 | 5,837 |
| Salaries and employee benefits | $294,000 | 5,790 |
| Premises and equipment expense | $23,000 | 5,901 |
| Additional noninterest expense | $172,000 | 5,792 |
| Pre-tax net operating income | $221,000 | 5,254 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $225,000 | 5,195 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $225,000 | 5,195 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $225,000 | 5,195 |
| Net charge-offs | $-10,000 | 4,925 |
| Cash dividends | $50,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $221,000 | 5,151 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 5,717 |
| Total interest expense | $159,000 | 4,440 |
| Net interest income | $473,000 | 5,815 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $38,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,704 |
| Total noninterest expense | $331,000 | 5,899 |
| Salaries and employee benefits | $189,000 | 5,878 |
| Premises and equipment expense | $23,000 | 5,908 |
| Additional noninterest expense | $119,000 | 5,848 |
| Pre-tax net operating income | $180,000 | 5,166 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $184,000 | 5,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $184,000 | 5,073 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $184,000 | 5,073 |
| Net charge-offs | $-23,000 | 5,254 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $180,000 | 5,036 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 5,778 |
| Total interest expense | $79,000 | 4,479 |
| Net interest income | $232,000 | 5,881 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $21,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $149,000 | 5,996 |
| Salaries and employee benefits | $90,000 | 5,949 |
| Premises and equipment expense | $4,000 | 6,070 |
| Additional noninterest expense | $55,000 | 5,930 |
| Pre-tax net operating income | $104,000 | 5,043 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $105,000 | 4,964 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $105,000 | 4,964 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $105,000 | 4,964 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $104,000 | 4,915 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,855 |
| Total interest expense | $276,000 | 4,754 |
| Net interest income | $903,000 | 5,932 |
| Provision for loan and lease losses | $181,000 | 2,432 |
| Total noninterest income | $71,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $55,000 | 5,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $16,000 | 5,855 |
| Total noninterest expense | $711,000 | 5,992 |
| Salaries and employee benefits | $434,000 | 5,949 |
| Premises and equipment expense | $55,000 | 6,002 |
| Additional noninterest expense | $222,000 | 5,985 |
| Pre-tax net operating income | $82,000 | 5,716 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $84,000 | 5,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $84,000 | 5,736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $84,000 | 5,736 |
| Net charge-offs | $137,000 | 2,352 |
| Cash dividends | $25,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $82,000 | 5,702 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 5,956 |
| Total interest expense | $200,000 | 4,864 |
| Net interest income | $661,000 | 6,021 |
| Provision for loan and lease losses | $141,000 | 2,322 |
| Total noninterest income | $50,000 | 5,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $40,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 5,954 |
| Total noninterest expense | $461,000 | 6,125 |
| Salaries and employee benefits | $271,000 | 6,090 |
| Premises and equipment expense | $34,000 | 6,139 |
| Additional noninterest expense | $156,000 | 6,092 |
| Pre-tax net operating income | $109,000 | 5,704 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $111,000 | 5,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 5,700 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,700 |
| Net charge-offs | $58,000 | 2,660 |
| Cash dividends | $25,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $109,000 | 5,664 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 6,022 |
| Total interest expense | $127,000 | 4,983 |
| Net interest income | $436,000 | 6,088 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $33,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $300,000 | 6,206 |
| Salaries and employee benefits | $166,000 | 6,188 |
| Premises and equipment expense | $19,000 | 6,232 |
| Additional noninterest expense | $115,000 | 6,117 |
| Pre-tax net operating income | $148,000 | 5,434 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $150,000 | 5,373 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,372 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $150,000 | 5,375 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $148,000 | 5,332 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 6,073 |
| Total interest expense | $61,000 | 5,083 |
| Net interest income | $223,000 | 6,146 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $14,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $138,000 | 6,305 |
| Salaries and employee benefits | $83,000 | 6,256 |
| Premises and equipment expense | $7,000 | 6,322 |
| Additional noninterest expense | $48,000 | 6,248 |
| Pre-tax net operating income | $99,000 | 5,228 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $101,000 | 5,115 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $101,000 | 5,117 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $101,000 | 5,119 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $99,000 | 5,064 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 6,190 |
| Total interest expense | $202,000 | 5,483 |
| Net interest income | $866,000 | 6,243 |
| Provision for loan and lease losses | $97,000 | 3,267 |
| Total noninterest income | $72,000 | 6,141 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $63,000 | 5,491 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 6,168 |
| Total noninterest expense | $792,000 | 6,262 |
| Salaries and employee benefits | $334,000 | 6,354 |
| Premises and equipment expense | $49,000 | 6,352 |
| Additional noninterest expense | $409,000 | 5,868 |
| Pre-tax net operating income | $49,000 | 5,975 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $55,000 | 5,996 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $55,000 | 5,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $55,000 | 5,997 |
| Net charge-offs | $62,000 | 3,589 |
| Cash dividends | $25,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $49,000 | 5,974 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 6,277 |
| Total interest expense | $145,000 | 5,612 |
| Net interest income | $637,000 | 6,322 |
| Provision for loan and lease losses | $47,000 | 3,449 |
| Total noninterest income | $55,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $49,000 | 5,529 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,000 | 6,260 |
| Total noninterest expense | $514,000 | 6,383 |
| Salaries and employee benefits | $219,000 | 6,457 |
| Premises and equipment expense | $25,000 | 6,501 |
| Additional noninterest expense | $270,000 | 6,039 |
| Pre-tax net operating income | $131,000 | 5,807 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $137,000 | 5,782 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $137,000 | 5,782 |
| Net charge-offs | $30,000 | 3,619 |
| Cash dividends | $25,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $131,000 | 5,767 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $505,000 | 6,355 |
| Total interest expense | $91,000 | 5,724 |
| Net interest income | $414,000 | 6,393 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $38,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $32,000 | 5,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $6,000 | 6,271 |
| Total noninterest expense | $333,000 | 6,461 |
| Salaries and employee benefits | $141,000 | 6,533 |
| Premises and equipment expense | $20,000 | 6,523 |
| Additional noninterest expense | $172,000 | 6,120 |
| Pre-tax net operating income | $94,000 | 5,790 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $94,000 | 5,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $94,000 | 5,774 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $94,000 | 5,774 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $94,000 | 5,733 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 6,431 |
| Total interest expense | $44,000 | 5,827 |
| Net interest income | $204,000 | 6,468 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $173,000 | 6,520 |
| Salaries and employee benefits | $69,000 | 6,612 |
| Premises and equipment expense | $7,000 | 6,638 |
| Additional noninterest expense | $97,000 | 6,094 |
| Pre-tax net operating income | $48,000 | 5,773 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $48,000 | 5,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $48,000 | 5,729 |
| Net charge-offs | $16,000 | 2,612 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $48,000 | 5,698 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,535 |
| Total interest expense | $156,000 | 6,140 |
| Net interest income | $785,000 | 6,556 |
| Provision for loan and lease losses | $107,000 | 3,632 |
| Total noninterest income | $65,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $54,000 | 5,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 6,335 |
| Total noninterest expense | $609,000 | 6,649 |
| Salaries and employee benefits | $235,000 | 6,728 |
| Premises and equipment expense | $83,000 | 6,412 |
| Additional noninterest expense | $291,000 | 6,391 |
| Pre-tax net operating income | $134,000 | 5,864 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $134,000 | 5,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 5,901 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $134,000 | 5,901 |
| Net charge-offs | $105,000 | 3,690 |
| Cash dividends | $25,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 319 |
| Net operating income | $134,000 | 5,844 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,621 |
| Total interest expense | $116,000 | 6,241 |
| Net interest income | $579,000 | 6,637 |
| Provision for loan and lease losses | $62,000 | 3,806 |
| Total noninterest income | $49,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $40,000 | 5,995 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 6,435 |
| Total noninterest expense | $415,000 | 6,747 |
| Salaries and employee benefits | $149,000 | 6,831 |
| Premises and equipment expense | $48,000 | 6,595 |
| Additional noninterest expense | $218,000 | 6,437 |
| Pre-tax net operating income | $151,000 | 5,826 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $151,000 | 5,823 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $151,000 | 5,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $151,000 | 5,825 |
| Net charge-offs | $55,000 | 3,781 |
| Cash dividends | $25,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $151,000 | 5,761 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $453,000 | 6,677 |
| Total interest expense | $76,000 | 6,326 |
| Net interest income | $377,000 | 6,695 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $32,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,464 |
| Total noninterest expense | $282,000 | 6,795 |
| Salaries and employee benefits | $93,000 | 6,890 |
| Premises and equipment expense | $34,000 | 6,609 |
| Additional noninterest expense | $155,000 | 6,410 |
| Pre-tax net operating income | $127,000 | 5,705 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $127,000 | 5,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $127,000 | 5,685 |
| Net charge-offs | $-26,000 | 6,391 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $127,000 | 5,594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 6,737 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $190,000 | 6,757 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $147,000 | 6,846 |
| Salaries and employee benefits | $50,000 | 6,955 |
| Premises and equipment expense | $11,000 | 6,836 |
| Additional noninterest expense | $86,000 | 6,394 |
| Pre-tax net operating income | $56,000 | 5,777 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $56,000 | 5,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $56,000 | 5,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $56,000 | 5,773 |
| Net charge-offs | $-33,000 | 6,596 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $56,000 | 5,679 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,803 |
| Total interest expense | $142,000 | 6,647 |
| Net interest income | $818,000 | 6,792 |
| Provision for loan and lease losses | $182,000 | 4,040 |
| Total noninterest income | $55,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $56,000 | 6,123 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,000 | 6,571 |
| Total noninterest expense | $632,000 | 6,892 |
| Salaries and employee benefits | $245,000 | 6,977 |
| Premises and equipment expense | $70,000 | 6,759 |
| Additional noninterest expense | $317,000 | 6,594 |
| Pre-tax net operating income | $59,000 | 6,020 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $59,000 | 6,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $59,000 | 6,159 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $59,000 | 6,161 |
| Net charge-offs | $163,000 | 3,976 |
| Cash dividends | $25,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $59,000 | 6,010 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,906 |
| Total interest expense | $107,000 | 6,770 |
| Net interest income | $610,000 | 6,895 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $45,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,611 |
| Total noninterest expense | $443,000 | 7,005 |
| Salaries and employee benefits | $173,000 | 7,089 |
| Premises and equipment expense | $32,000 | 7,016 |
| Additional noninterest expense | $238,000 | 6,659 |
| Pre-tax net operating income | $112,000 | 5,966 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $112,000 | 6,067 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $112,000 | 6,066 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $112,000 | 6,066 |
| Net charge-offs | $55,000 | 4,450 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $112,000 | 5,930 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 6,982 |
| Total interest expense | $75,000 | 6,826 |
| Net interest income | $390,000 | 6,973 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $29,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $308,000 | 7,046 |
| Salaries and employee benefits | $115,000 | 7,151 |
| Premises and equipment expense | $29,000 | 6,970 |
| Additional noninterest expense | $164,000 | 6,678 |
| Pre-tax net operating income | $11,000 | 6,269 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $11,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,000 | 6,416 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $11,000 | 6,282 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 7,047 |
| Total interest expense | $38,000 | 6,894 |
| Net interest income | $194,000 | 7,042 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $11,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $121,000 | 7,198 |
| Salaries and employee benefits | $58,000 | 7,209 |
| Premises and equipment expense | $8,000 | 7,176 |
| Additional noninterest expense | $55,000 | 7,008 |
| Pre-tax net operating income | $-16,000 | 6,510 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-16,000 | 6,606 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,000 | 6,606 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-16,000 | 6,606 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-16,000 | 6,512 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,105 |
| Total interest expense | $178,000 | 6,973 |
| Net interest income | $768,000 | 7,094 |
| Provision for loan and lease losses | $190,000 | 4,674 |
| Total noninterest income | $66,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $64,000 | 6,083 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,000 | 6,663 |
| Total noninterest expense | $544,000 | 7,223 |
| Salaries and employee benefits | $239,000 | 7,265 |
| Premises and equipment expense | $71,000 | 7,038 |
| Additional noninterest expense | $234,000 | 7,053 |
| Pre-tax net operating income | $100,000 | 5,770 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $119,000 | 5,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 5,807 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $119,000 | 5,807 |
| Net charge-offs | $243,000 | 4,060 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $100,000 | 5,757 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 7,178 |
| Total interest expense | $138,000 | 7,053 |
| Net interest income | $573,000 | 7,169 |
| Provision for loan and lease losses | $66,000 | 5,347 |
| Total noninterest income | $52,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,000 | 6,817 |
| Total noninterest expense | $361,000 | 7,322 |
| Salaries and employee benefits | $152,000 | 7,359 |
| Premises and equipment expense | $38,000 | 7,230 |
| Additional noninterest expense | $171,000 | 7,122 |
| Pre-tax net operating income | $198,000 | 5,476 |
| Securities gains (losses) | $19,000 | 2,840 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $217,000 | 5,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,422 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $217,000 | 5,422 |
| Net charge-offs | $173,000 | 3,877 |
| Cash dividends | $25,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $198,000 | 5,360 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 7,246 |
| Total interest expense | $96,000 | 7,114 |
| Net interest income | $382,000 | 7,229 |
| Provision for loan and lease losses | $41,000 | 5,268 |
| Total noninterest income | $35,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $218,000 | 7,427 |
| Salaries and employee benefits | $96,000 | 7,441 |
| Premises and equipment expense | $20,000 | 7,356 |
| Additional noninterest expense | $102,000 | 7,265 |
| Pre-tax net operating income | $158,000 | 5,357 |
| Securities gains (losses) | $15,000 | 2,213 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $173,000 | 5,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 5,202 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $173,000 | 5,203 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 7,282 |
| Total interest expense | $50,000 | 7,171 |
| Net interest income | $196,000 | 7,272 |
| Provision for loan and lease losses | $41,000 | 4,376 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $85,000 | 7,529 |
| Salaries and employee benefits | $45,000 | 7,510 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $31,000 | 7,494 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $88,000 | 5,177 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $88,000 | 5,175 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $88,000 | 5,177 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $88,000 | 5,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 7,329 |
| Total interest expense | $262,000 | 7,172 |
| Net interest income | $781,000 | 7,333 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $68,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 5,965 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 6,937 |
| Total noninterest expense | $474,000 | 7,537 |
| Salaries and employee benefits | $246,000 | 7,531 |
| Premises and equipment expense | $61,000 | 7,370 |
| Additional noninterest expense | $167,000 | 7,493 |
| Pre-tax net operating income | $75,000 | 5,555 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $73,000 | 5,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 5,706 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $73,000 | 5,706 |
| Net charge-offs | $238,000 | 4,574 |
| Cash dividends | $25,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $73,000 | 5,568 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 7,426 |
| Total interest expense | $203,000 | 7,274 |
| Net interest income | $601,000 | 7,430 |
| Provision for loan and lease losses | $78,000 | 5,935 |
| Total noninterest income | $52,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,000 | 7,117 |
| Total noninterest expense | $293,000 | 7,682 |
| Salaries and employee benefits | $154,000 | 7,674 |
| Premises and equipment expense | $42,000 | 7,504 |
| Additional noninterest expense | $97,000 | 7,668 |
| Pre-tax net operating income | $282,000 | 4,924 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $282,000 | 4,951 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $282,000 | 4,954 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $282,000 | 4,955 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $282,000 | 4,759 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,499 |
| Total interest expense | $137,000 | 7,348 |
| Net interest income | $395,000 | 7,489 |
| Provision for loan and lease losses | $43,000 | 5,970 |
| Total noninterest income | $36,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 7,201 |
| Total noninterest expense | $177,000 | 7,764 |
| Salaries and employee benefits | $93,000 | 7,754 |
| Premises and equipment expense | $22,000 | 7,647 |
| Additional noninterest expense | $62,000 | 7,740 |
| Pre-tax net operating income | $211,000 | 4,875 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $211,000 | 4,823 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 4,824 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $211,000 | 4,823 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 4,670 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 7,594 |
| Total interest expense | $70,000 | 7,440 |
| Net interest income | $197,000 | 7,579 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $89,000 | 7,870 |
| Salaries and employee benefits | $43,000 | 7,870 |
| Premises and equipment expense | $11,000 | 7,727 |
| Additional noninterest expense | $35,000 | 7,799 |
| Pre-tax net operating income | $124,000 | 4,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $124,000 | 4,679 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $124,000 | 4,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 7,695 |
| Total interest expense | $363,000 | 7,436 |
| Net interest income | $672,000 | 7,730 |
| Provision for loan and lease losses | $182,000 | 5,877 |
| Total noninterest income | $71,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $70,000 | 6,168 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,000 | 7,379 |
| Total noninterest expense | $422,000 | 7,922 |
| Salaries and employee benefits | $224,000 | 7,909 |
| Premises and equipment expense | $66,000 | 7,676 |
| Additional noninterest expense | $132,000 | 7,918 |
| Pre-tax net operating income | $139,000 | 4,973 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $137,000 | 5,032 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $137,000 | 5,031 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $137,000 | 5,031 |
| Net charge-offs | $121,000 | 5,522 |
| Cash dividends | $41,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $137,000 | 4,967 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 7,789 |
| Total interest expense | $284,000 | 7,509 |
| Net interest income | $485,000 | 7,824 |
| Provision for loan and lease losses | $148,000 | 5,529 |
| Total noninterest income | $52,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $248,000 | 8,042 |
| Salaries and employee benefits | $133,000 | 8,022 |
| Premises and equipment expense | $31,000 | 7,919 |
| Additional noninterest expense | $84,000 | 8,024 |
| Pre-tax net operating income | $141,000 | 5,149 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $141,000 | 5,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $141,000 | 5,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $141,000 | 5,128 |
| Net charge-offs | $93,000 | 5,119 |
| Cash dividends | $41,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $141,000 | 5,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,868 |
| Total interest expense | $197,000 | 7,583 |
| Net interest income | $316,000 | 7,902 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $32,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $144,000 | 8,152 |
| Salaries and employee benefits | $79,000 | 8,133 |
| Premises and equipment expense | $26,000 | 7,931 |
| Additional noninterest expense | $39,000 | 8,159 |
| Pre-tax net operating income | $204,000 | 4,623 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $197,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 4,550 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $197,000 | 4,550 |
| Net charge-offs | $-15,000 | 7,961 |
| Cash dividends | $40,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $197,000 | 4,460 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 7,928 |
| Total interest expense | $101,000 | 7,640 |
| Net interest income | $155,000 | 7,960 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $73,000 | 8,204 |
| Salaries and employee benefits | $35,000 | 8,194 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $26,000 | 8,154 |
| Pre-tax net operating income | $94,000 | 5,096 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $91,000 | 5,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $91,000 | 5,077 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 7,974 |
| Total interest expense | $408,000 | 7,830 |
| Net interest income | $603,000 | 8,007 |
| Provision for loan and lease losses | $245,000 | 4,940 |
| Total noninterest income | $59,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $372,000 | 8,207 |
| Salaries and employee benefits | $207,000 | 8,197 |
| Premises and equipment expense | $42,000 | 8,113 |
| Additional noninterest expense | $123,000 | 8,158 |
| Pre-tax net operating income | $45,000 | 6,178 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $43,000 | 6,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $43,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,440 |
| Cash dividends | $98,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $43,000 | 6,194 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 8,073 |
| Total interest expense | $308,000 | 7,917 |
| Net interest income | $447,000 | 8,106 |
| Provision for loan and lease losses | $67,000 | 5,615 |
| Total noninterest income | $48,000 | 7,772 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $216,000 | 8,320 |
| Salaries and employee benefits | $123,000 | 8,304 |
| Premises and equipment expense | $22,000 | 8,255 |
| Additional noninterest expense | $71,000 | 8,295 |
| Pre-tax net operating income | $212,000 | 5,990 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $212,000 | 5,639 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $212,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,385 |
| Cash dividends | $98,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $212,000 | 5,813 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 8,147 |
| Total interest expense | $208,000 | 8,002 |
| Net interest income | $292,000 | 8,169 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $129,000 | 8,403 |
| Salaries and employee benefits | $75,000 | 8,387 |
| Premises and equipment expense | $11,000 | 8,361 |
| Additional noninterest expense | $43,000 | 8,373 |
| Pre-tax net operating income | $194,000 | 5,857 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $194,000 | 5,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $98,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $194,000 | 5,591 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,205 |
| Total interest expense | $105,000 | 8,064 |
| Net interest income | $144,000 | 8,226 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $57,000 | 8,454 |
| Salaries and employee benefits | $33,000 | 8,442 |
| Premises and equipment expense | $4,000 | 8,417 |
| Additional noninterest expense | $20,000 | 8,411 |
| Pre-tax net operating income | $102,000 | 5,986 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $102,000 | 5,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $98,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,000 | 5,720 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 8,229 |
| Total interest expense | $364,000 | 8,143 |
| Net interest income | $554,000 | 8,234 |
| Provision for loan and lease losses | $76,000 | 5,240 |
| Total noninterest income | $73,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $330,000 | 8,460 |
| Salaries and employee benefits | $204,000 | 8,421 |
| Premises and equipment expense | $28,000 | 8,411 |
| Additional noninterest expense | $98,000 | 8,427 |
| Pre-tax net operating income | $221,000 | 6,819 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $221,000 | 6,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $221,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,226 |
| Cash dividends | $88,000 | 5,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $221,000 | 6,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 8,291 |
| Total interest expense | $261,000 | 8,212 |
| Net interest income | $416,000 | 8,288 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $61,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $205,000 | 8,500 |
| Salaries and employee benefits | $121,000 | 8,476 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $61,000 | 8,479 |
| Pre-tax net operating income | $272,000 | 6,676 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $272,000 | 6,463 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $272,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $88,000 | 4,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $272,000 | 6,453 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,379 |
| Total interest expense | $164,000 | 8,290 |
| Net interest income | $271,000 | 8,367 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $135,000 | 8,554 |
| Salaries and employee benefits | $84,000 | 8,526 |
| Premises and equipment expense | $8,000 | 8,534 |
| Additional noninterest expense | $43,000 | 8,519 |
| Pre-tax net operating income | $177,000 | 6,780 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $177,000 | 6,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $88,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $177,000 | 6,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,444 |
| Total interest expense | $78,000 | 8,353 |
| Net interest income | $139,000 | 8,418 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $54,000 | 8,610 |
| Salaries and employee benefits | $33,000 | 8,593 |
| Premises and equipment expense | $2,000 | 8,583 |
| Additional noninterest expense | $19,000 | 8,575 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $105,000 | 6,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $88,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $105,000 | 6,301 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 8,446 |
| Total interest expense | $210,000 | 8,405 |
| Net interest income | $496,000 | 8,407 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $84,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $75,000 | 6,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $309,000 | 8,603 |
| Salaries and employee benefits | $182,000 | 8,568 |
| Premises and equipment expense | $28,000 | 8,538 |
| Additional noninterest expense | $99,000 | 8,557 |
| Pre-tax net operating income | $171,000 | 7,498 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $171,000 | 7,394 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $171,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,522 |
| Cash dividends | $68,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $171,000 | 7,388 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,517 |
| Total interest expense | $143,000 | 8,486 |
| Net interest income | $368,000 | 8,483 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $64,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $55,000 | 6,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $193,000 | 8,678 |
| Salaries and employee benefits | $114,000 | 8,656 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $55,000 | 8,670 |
| Pre-tax net operating income | $199,000 | 7,419 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $199,000 | 7,228 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $199,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $68,000 | 4,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $199,000 | 7,225 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,586 |
| Total interest expense | $89,000 | 8,536 |
| Net interest income | $237,000 | 8,559 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $121,000 | 8,725 |
| Salaries and employee benefits | $75,000 | 8,702 |
| Premises and equipment expense | $12,000 | 8,655 |
| Additional noninterest expense | $34,000 | 8,716 |
| Pre-tax net operating income | $117,000 | 7,582 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $117,000 | 7,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $68,000 | 4,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $117,000 | 7,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,630 |
| Total interest expense | $41,000 | 8,573 |
| Net interest income | $114,000 | 8,597 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $57,000 | 8,747 |
| Salaries and employee benefits | $31,000 | 8,737 |
| Premises and equipment expense | $4,000 | 8,696 |
| Additional noninterest expense | $22,000 | 8,677 |
| Pre-tax net operating income | $70,000 | 7,436 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $70,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $68,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $70,000 | 7,196 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,600 |
| Total interest expense | $116,000 | 8,596 |
| Net interest income | $445,000 | 8,571 |
| Provision for loan and lease losses | $68,000 | 5,337 |
| Total noninterest income | $59,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $51,000 | 7,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $283,000 | 8,761 |
| Salaries and employee benefits | $177,000 | 8,715 |
| Premises and equipment expense | $35,000 | 8,634 |
| Additional noninterest expense | $71,000 | 8,765 |
| Pre-tax net operating income | $153,000 | 7,833 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $151,000 | 7,789 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $151,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $151,000 | 7,752 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,658 |
| Total interest expense | $81,000 | 8,656 |
| Net interest income | $330,000 | 8,632 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $38,000 | 8,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 7,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $168,000 | 8,808 |
| Salaries and employee benefits | $105,000 | 8,773 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $41,000 | 8,813 |
| Pre-tax net operating income | $167,000 | 7,759 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,000 | 7,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,678 |
| Total interest expense | $50,000 | 8,674 |
| Net interest income | $214,000 | 8,651 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $24,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $97,000 | 8,830 |
| Salaries and employee benefits | $64,000 | 8,805 |
| Premises and equipment expense | $7,000 | 8,773 |
| Additional noninterest expense | $26,000 | 8,825 |
| Pre-tax net operating income | $111,000 | 7,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $111,000 | 7,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $111,000 | 7,619 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,759 |
| Total interest expense | $24,000 | 8,749 |
| Net interest income | $104,000 | 8,738 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $48,000 | 8,898 |
| Salaries and employee benefits | $31,000 | 8,872 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $14,000 | 8,881 |
| Pre-tax net operating income | $66,000 | 7,690 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $66,000 | 7,497 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $66,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $66,000 | 7,471 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 8,789 |
| Total interest expense | $70,000 | 8,798 |
| Net interest income | $383,000 | 8,748 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $52,000 | 8,561 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $42,000 | 7,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $275,000 | 8,900 |
| Salaries and employee benefits | $178,000 | 8,844 |
| Premises and equipment expense | $31,000 | 8,799 |
| Additional noninterest expense | $66,000 | 8,901 |
| Pre-tax net operating income | $127,000 | 8,029 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $41,000 | 6,156 |
| Income before extraordinary items | $86,000 | 8,157 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $86,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $86,000 | 8,115 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,854 |
| Total interest expense | $49,000 | 8,864 |
| Net interest income | $281,000 | 8,807 |
| Provision for loan and lease losses | $33,000 | 5,925 |
| Total noninterest income | $42,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $167,000 | 8,963 |
| Salaries and employee benefits | $108,000 | 8,931 |
| Premises and equipment expense | $20,000 | 8,873 |
| Additional noninterest expense | $39,000 | 8,975 |
| Pre-tax net operating income | $123,000 | 8,028 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $123,000 | 7,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $123,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $123,000 | 7,901 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,921 |
| Total interest expense | $30,000 | 8,931 |
| Net interest income | $183,000 | 8,877 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $26,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $102,000 | 9,029 |
| Salaries and employee benefits | $67,000 | 9,002 |
| Premises and equipment expense | $8,000 | 8,987 |
| Additional noninterest expense | $27,000 | 9,027 |
| Pre-tax net operating income | $107,000 | 7,869 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $107,000 | 7,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $107,000 | 7,643 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $103,000 | 8,980 |
| Total interest expense | $14,000 | 8,990 |
| Net interest income | $89,000 | 8,925 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $56,000 | 9,062 |
| Salaries and employee benefits | $37,000 | 9,025 |
| Premises and equipment expense | $3,000 | 9,031 |
| Additional noninterest expense | $16,000 | 9,046 |
| Pre-tax net operating income | $45,000 | 7,988 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $45,000 | 7,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $45,000 | 7,813 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 9,006 |
| Total interest expense | $72,000 | 9,008 |
| Net interest income | $315,000 | 8,982 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $52,000 | 8,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $47,000 | 7,480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $241,000 | 9,113 |
| Salaries and employee benefits | $140,000 | 9,082 |
| Premises and equipment expense | $22,000 | 9,060 |
| Additional noninterest expense | $79,000 | 9,063 |
| Pre-tax net operating income | $126,000 | 8,100 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $107,000 | 8,188 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $107,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $75,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $107,000 | 8,067 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 9,092 |
| Total interest expense | $56,000 | 9,090 |
| Net interest income | $228,000 | 9,066 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $39,000 | 8,851 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $155,000 | 9,178 |
| Salaries and employee benefits | $86,000 | 9,164 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $49,000 | 9,158 |
| Pre-tax net operating income | $112,000 | 8,164 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $112,000 | 8,146 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $112,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $25,000 | 5,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $112,000 | 8,009 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $186,000 | 9,141 |
| Total interest expense | $40,000 | 9,128 |
| Net interest income | $146,000 | 9,120 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $25,000 | 8,890 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $84,000 | 9,231 |
| Salaries and employee benefits | $53,000 | 9,203 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $22,000 | 9,221 |
| Pre-tax net operating income | $87,000 | 8,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $87,000 | 8,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $87,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $87,000 | 7,922 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $90,000 | 9,192 |
| Total interest expense | $21,000 | 9,169 |
| Net interest income | $69,000 | 9,179 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $43,000 | 9,274 |
| Salaries and employee benefits | $28,000 | 9,246 |
| Premises and equipment expense | $2,000 | 9,243 |
| Additional noninterest expense | $13,000 | 9,250 |
| Pre-tax net operating income | $38,000 | 8,179 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $38,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,000 | 7,987 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 9,217 |
| Total interest expense | $91,000 | 9,203 |
| Net interest income | $265,000 | 9,204 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $42,000 | 9,025 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $41,000 | 7,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $210,000 | 9,292 |
| Salaries and employee benefits | $131,000 | 9,265 |
| Premises and equipment expense | $27,000 | 9,185 |
| Additional noninterest expense | $52,000 | 9,291 |
| Pre-tax net operating income | $91,000 | 8,339 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $83,000 | 8,410 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $83,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $83,000 | 8,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 9,479 |
| Total interest expense | $114,000 | 9,455 |
| Net interest income | $259,000 | 9,453 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $42,000 | 9,250 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $235,000 | 9,536 |
| Salaries and employee benefits | $149,000 | 9,490 |
| Premises and equipment expense | $34,000 | 9,367 |
| Additional noninterest expense | $52,000 | 9,549 |
| Pre-tax net operating income | $66,000 | 8,479 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $58,000 | 8,570 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $58,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $58,000 | 8,474 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 9,760 |
| Total interest expense | $118,000 | 9,730 |
| Net interest income | $261,000 | 9,735 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $43,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $230,000 | 9,816 |
| Salaries and employee benefits | $137,000 | 9,781 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $48,000 | 9,840 |
| Pre-tax net operating income | $74,000 | 8,893 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $67,000 | 8,895 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $67,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $67,000 | 8,878 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 10,041 |
| Total interest expense | $126,000 | 10,028 |
| Net interest income | $234,000 | 10,030 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $192,000 | 10,163 |
| Salaries and employee benefits | $108,000 | 10,132 |
| Premises and equipment expense | $31,000 | 9,958 |
| Additional noninterest expense | $53,000 | 10,145 |
| Pre-tax net operating income | $81,000 | 9,140 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $66,000 | 9,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $66,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $66,000 | 9,128 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 10,294 |
| Total interest expense | $107,000 | 10,292 |
| Net interest income | $235,000 | 10,268 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $29,000 | 10,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $173,000 | 10,399 |
| Salaries and employee benefits | $98,000 | 10,375 |
| Premises and equipment expense | $32,000 | 10,146 |
| Additional noninterest expense | $43,000 | 10,403 |
| Pre-tax net operating income | $91,000 | 9,450 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $71,000 | 9,511 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $71,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $71,000 | 9,448 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $355,000 | 10,773 |
| Total interest expense | $126,000 | 10,753 |
| Net interest income | $229,000 | 10,757 |
| Provision for loan and lease losses | $21,000 | 7,856 |
| Total noninterest income | $24,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $170,000 | 10,851 |
| Salaries and employee benefits | $97,000 | 10,828 |
| Premises and equipment expense | $34,000 | 10,554 |
| Additional noninterest expense | $39,000 | 10,864 |
| Pre-tax net operating income | $62,000 | 10,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $9,000 | 9,906 |
| Income before extraordinary items | $53,000 | 10,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $53,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $53,000 | 10,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 11,349 |
| Total interest expense | $100,000 | 11,332 |
| Net interest income | $196,000 | 11,337 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $15,000 | 11,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 9,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $153,000 | 11,404 |
| Salaries and employee benefits | $95,000 | 11,367 |
| Premises and equipment expense | $16,000 | 11,335 |
| Additional noninterest expense | $42,000 | 11,406 |
| Pre-tax net operating income | $53,000 | 10,584 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $7,000 | 10,417 |
| Income before extraordinary items | $51,000 | 10,575 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $51,000 | 10,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $46,600 | 10,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 11,884 |
| Total interest expense | $103,000 | 11,863 |
| Net interest income | $194,000 | 11,870 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 10,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $142,000 | 11,930 |
| Salaries and employee benefits | $87,000 | 11,895 |
| Premises and equipment expense | $10,000 | 11,903 |
| Additional noninterest expense | $45,000 | 11,915 |
| Pre-tax net operating income | $53,000 | 11,289 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $48,000 | 11,296 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $48,000 | 11,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $47,110 | 11,264 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 12,531 |
| Total interest expense | $84,000 | 12,526 |
| Net interest income | $199,000 | 12,507 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $6,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $150,000 | 12,559 |
| Salaries and employee benefits | $99,000 | 12,514 |
| Premises and equipment expense | $6,000 | 12,558 |
| Additional noninterest expense | $45,000 | 12,558 |
| Pre-tax net operating income | $55,000 | 11,890 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,000 | 11,491 |
| Income before extraordinary items | $50,000 | 11,803 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $50,000 | 11,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,000 | 11,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 13,174 |
| Total interest expense | $91,000 | 13,181 |
| Net interest income | $221,000 | 13,110 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $5,000 | 13,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $143,000 | 13,235 |
| Salaries and employee benefits | $91,000 | 13,190 |
| Premises and equipment expense | $10,000 | 13,209 |
| Additional noninterest expense | $42,000 | 13,233 |
| Pre-tax net operating income | $83,000 | 11,978 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $74,000 | 12,065 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $74,000 | 12,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $71,420 | 11,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 13,801 |
| Total interest expense | $120,000 | 13,804 |
| Net interest income | $233,000 | 13,729 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $140,000 | 13,868 |
| Salaries and employee benefits | $90,000 | 13,812 |
| Premises and equipment expense | $7,000 | 13,867 |
| Additional noninterest expense | $43,000 | 13,862 |
| Pre-tax net operating income | $69,000 | 12,279 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $61,220 | 12,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.