Home > Vermilion Valley Bank > Income and Expense
Vermilion Valley Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 3,381 |
| Total interest expense | $1,149,000 | 3,596 |
| Net interest income | $5,317,000 | 3,274 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $428,000 | 3,529 |
| Gross Fiduciary activities income | $44,000 | 777 |
| Service charges on deposit accounts | $122,000 | 3,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 3,504 |
| Total noninterest expense | $2,482,000 | 3,876 |
| Salaries and employee benefits | $1,239,000 | 3,959 |
| Premises and equipment expense | $187,000 | 4,006 |
| Additional noninterest expense | $262,000 | 3,504 |
| Pre-tax net operating income | $3,263,000 | 2,415 |
| Securities gains (losses) | $5,000 | 865 |
| Applicable income taxes | $175,000 | 2,510 |
| Income before extraordinary items | $3,093,000 | 2,292 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,093,000 | 2,316 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,093,000 | 2,295 |
| Net charge-offs | $32,000 | 1,993 |
| Cash dividends | $1,111,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,088,250 | 2,315 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 3,388 |
| Total interest expense | $751,000 | 3,627 |
| Net interest income | $3,987,000 | 3,290 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $349,000 | 3,476 |
| Gross Fiduciary activities income | $44,000 | 746 |
| Service charges on deposit accounts | $93,000 | 3,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,441 |
| Total noninterest expense | $1,866,000 | 3,871 |
| Salaries and employee benefits | $1,040,000 | 3,853 |
| Premises and equipment expense | $146,000 | 3,986 |
| Additional noninterest expense | $212,000 | 3,440 |
| Pre-tax net operating income | $2,470,000 | 2,458 |
| Securities gains (losses) | $14,000 | 555 |
| Applicable income taxes | $122,000 | 2,596 |
| Income before extraordinary items | $2,362,000 | 2,307 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,362,000 | 2,329 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,362,000 | 2,309 |
| Net charge-offs | $-2,000 | 3,495 |
| Cash dividends | $761,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,348,700 | 2,344 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 3,399 |
| Total interest expense | $397,000 | 3,707 |
| Net interest income | $2,674,000 | 3,305 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $140,000 | 3,842 |
| Gross Fiduciary activities income | $43,000 | 724 |
| Service charges on deposit accounts | $61,000 | 3,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,160 |
| Total noninterest expense | $1,093,000 | 3,994 |
| Salaries and employee benefits | $697,000 | 3,856 |
| Premises and equipment expense | $78,000 | 4,134 |
| Additional noninterest expense | $36,000 | 4,135 |
| Pre-tax net operating income | $1,721,000 | 2,431 |
| Securities gains (losses) | $3,000 | 798 |
| Applicable income taxes | $80,000 | 2,649 |
| Income before extraordinary items | $1,644,000 | 2,287 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,644,000 | 2,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,644,000 | 2,287 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $514,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,641,150 | 2,314 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 3,428 |
| Total interest expense | $157,000 | 3,758 |
| Net interest income | $1,340,000 | 3,305 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $89,000 | 3,693 |
| Gross Fiduciary activities income | $43,000 | 707 |
| Service charges on deposit accounts | $29,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,198 |
| Total noninterest expense | $540,000 | 4,050 |
| Salaries and employee benefits | $352,000 | 3,895 |
| Premises and equipment expense | $43,000 | 4,119 |
| Additional noninterest expense | $17,000 | 4,198 |
| Pre-tax net operating income | $889,000 | 2,446 |
| Securities gains (losses) | $4,000 | 770 |
| Applicable income taxes | $38,000 | 2,687 |
| Income before extraordinary items | $855,000 | 2,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $855,000 | 2,292 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $855,000 | 2,292 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $248,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $851,160 | 2,332 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 3,463 |
| Total interest expense | $483,000 | 3,274 |
| Net interest income | $4,542,000 | 3,459 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $205,000 | 4,154 |
| Gross Fiduciary activities income | $37,000 | 825 |
| Service charges on deposit accounts | $120,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,385 |
| Total noninterest expense | $2,094,000 | 4,073 |
| Salaries and employee benefits | $1,339,000 | 3,935 |
| Premises and equipment expense | $147,000 | 4,235 |
| Additional noninterest expense | $48,000 | 4,385 |
| Pre-tax net operating income | $2,653,000 | 2,797 |
| Securities gains (losses) | $-51,000 | 3,759 |
| Applicable income taxes | $290,000 | 2,432 |
| Income before extraordinary items | $2,312,000 | 2,776 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,312,000 | 2,773 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,312,000 | 2,775 |
| Net charge-offs | $-17,000 | 3,771 |
| Cash dividends | $1,078,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,357,390 | 2,776 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 3,496 |
| Total interest expense | $323,000 | 3,198 |
| Net interest income | $3,261,000 | 3,507 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $159,000 | 4,155 |
| Gross Fiduciary activities income | $36,000 | 793 |
| Service charges on deposit accounts | $89,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,430 |
| Total noninterest expense | $1,511,000 | 4,110 |
| Salaries and employee benefits | $966,000 | 3,977 |
| Premises and equipment expense | $106,000 | 4,290 |
| Additional noninterest expense | $34,000 | 4,430 |
| Pre-tax net operating income | $1,909,000 | 2,837 |
| Securities gains (losses) | $-52,000 | 4,117 |
| Applicable income taxes | $246,000 | 2,361 |
| Income before extraordinary items | $1,611,000 | 2,844 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,611,000 | 2,842 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,611,000 | 2,843 |
| Net charge-offs | $-9,000 | 3,567 |
| Cash dividends | $805,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,656,240 | 2,846 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,541 |
| Total interest expense | $234,000 | 3,005 |
| Net interest income | $2,035,000 | 3,576 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $113,000 | 4,110 |
| Gross Fiduciary activities income | $36,000 | 742 |
| Service charges on deposit accounts | $53,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,440 |
| Total noninterest expense | $998,000 | 4,132 |
| Salaries and employee benefits | $564,000 | 4,110 |
| Premises and equipment expense | $73,000 | 4,292 |
| Additional noninterest expense | $361,000 | 4,019 |
| Pre-tax net operating income | $1,150,000 | 2,852 |
| Securities gains (losses) | $-37,000 | 4,191 |
| Applicable income taxes | $203,000 | 2,121 |
| Income before extraordinary items | $910,000 | 2,929 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $910,000 | 2,928 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $910,000 | 2,929 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $535,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $940,340 | 2,929 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 3,552 |
| Total interest expense | $188,000 | 2,323 |
| Net interest income | $906,000 | 3,682 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $73,000 | 3,927 |
| Gross Fiduciary activities income | $36,000 | 696 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,434 |
| Total noninterest expense | $429,000 | 4,273 |
| Salaries and employee benefits | $318,000 | 4,020 |
| Premises and equipment expense | $40,000 | 4,242 |
| Additional noninterest expense | $71,000 | 4,603 |
| Pre-tax net operating income | $550,000 | 2,810 |
| Securities gains (losses) | $-18,000 | 4,323 |
| Applicable income taxes | $160,000 | 1,761 |
| Income before extraordinary items | $372,000 | 3,065 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $372,000 | 3,064 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $372,000 | 3,065 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $386,220 | 3,042 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 3,421 |
| Total interest expense | $608,000 | 2,896 |
| Net interest income | $4,583,000 | 3,463 |
| Provision for loan and lease losses | $15,000 | 2,907 |
| Total noninterest income | $153,000 | 4,407 |
| Gross Fiduciary activities income | $26,000 | 811 |
| Service charges on deposit accounts | $85,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,585 |
| Total noninterest expense | $2,040,000 | 4,157 |
| Salaries and employee benefits | $1,244,000 | 4,074 |
| Premises and equipment expense | $142,000 | 4,363 |
| Additional noninterest expense | $654,000 | 4,143 |
| Pre-tax net operating income | $2,681,000 | 2,819 |
| Securities gains (losses) | $-13,000 | 4,390 |
| Applicable income taxes | $35,000 | 3,386 |
| Income before extraordinary items | $2,633,000 | 2,694 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,633,000 | 2,695 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,633,000 | 2,695 |
| Net charge-offs | $-13,000 | 3,724 |
| Cash dividends | $1,070,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,645,870 | 2,672 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 3,449 |
| Total interest expense | $480,000 | 2,908 |
| Net interest income | $3,516,000 | 3,488 |
| Provision for loan and lease losses | $15,000 | 2,773 |
| Total noninterest income | $121,000 | 4,440 |
| Gross Fiduciary activities income | $26,000 | 779 |
| Service charges on deposit accounts | $60,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,624 |
| Total noninterest expense | $1,460,000 | 4,241 |
| Salaries and employee benefits | $888,000 | 4,155 |
| Premises and equipment expense | $101,000 | 4,464 |
| Additional noninterest expense | $471,000 | 4,239 |
| Pre-tax net operating income | $2,162,000 | 2,850 |
| Securities gains (losses) | $-9,000 | 4,549 |
| Applicable income taxes | $25,000 | 3,382 |
| Income before extraordinary items | $2,128,000 | 2,720 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,128,000 | 2,720 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,128,000 | 2,720 |
| Net charge-offs | $-52,000 | 4,224 |
| Cash dividends | $803,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,136,910 | 2,690 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 3,410 |
| Total interest expense | $339,000 | 2,908 |
| Net interest income | $2,439,000 | 3,437 |
| Provision for loan and lease losses | $15,000 | 2,613 |
| Total noninterest income | $86,000 | 4,439 |
| Gross Fiduciary activities income | $26,000 | 756 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,648 |
| Total noninterest expense | $972,000 | 4,273 |
| Salaries and employee benefits | $589,000 | 4,185 |
| Premises and equipment expense | $65,000 | 4,505 |
| Additional noninterest expense | $318,000 | 4,242 |
| Pre-tax net operating income | $1,538,000 | 2,744 |
| Securities gains (losses) | $-8,000 | 4,624 |
| Applicable income taxes | $14,000 | 3,405 |
| Income before extraordinary items | $1,516,000 | 2,610 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,516,000 | 2,610 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,516,000 | 2,610 |
| Net charge-offs | $-51,000 | 4,364 |
| Cash dividends | $535,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,523,920 | 2,572 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 3,378 |
| Total interest expense | $182,000 | 2,889 |
| Net interest income | $1,237,000 | 3,408 |
| Provision for loan and lease losses | $8,000 | 2,540 |
| Total noninterest income | $56,000 | 4,281 |
| Gross Fiduciary activities income | $25,000 | 725 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,649 |
| Total noninterest expense | $477,000 | 4,302 |
| Salaries and employee benefits | $292,000 | 4,210 |
| Premises and equipment expense | $34,000 | 4,489 |
| Additional noninterest expense | $151,000 | 4,297 |
| Pre-tax net operating income | $808,000 | 2,659 |
| Securities gains (losses) | $-137,000 | 4,896 |
| Applicable income taxes | $4,000 | 3,431 |
| Income before extraordinary items | $667,000 | 2,760 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $667,000 | 2,758 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $667,000 | 2,760 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $802,630 | 2,477 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 3,497 |
| Total interest expense | $868,000 | 3,135 |
| Net interest income | $4,445,000 | 3,526 |
| Provision for loan and lease losses | $30,000 | 4,023 |
| Total noninterest income | $182,000 | 4,393 |
| Gross Fiduciary activities income | $46,000 | 783 |
| Service charges on deposit accounts | $90,000 | 3,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,649 |
| Total noninterest expense | $1,987,000 | 4,279 |
| Salaries and employee benefits | $1,214,000 | 4,202 |
| Premises and equipment expense | $163,000 | 4,410 |
| Additional noninterest expense | $610,000 | 4,285 |
| Pre-tax net operating income | $2,610,000 | 2,615 |
| Securities gains (losses) | $-131,000 | 4,950 |
| Applicable income taxes | $43,000 | 3,231 |
| Income before extraordinary items | $2,436,000 | 2,585 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,436,000 | 2,584 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,436,000 | 2,585 |
| Net charge-offs | $37,000 | 2,553 |
| Cash dividends | $1,070,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,564,380 | 2,465 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 3,517 |
| Total interest expense | $729,000 | 3,085 |
| Net interest income | $3,289,000 | 3,581 |
| Provision for loan and lease losses | $23,000 | 3,983 |
| Total noninterest income | $144,000 | 4,364 |
| Gross Fiduciary activities income | $43,000 | 753 |
| Service charges on deposit accounts | $66,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,657 |
| Total noninterest expense | $1,378,000 | 4,362 |
| Salaries and employee benefits | $869,000 | 4,255 |
| Premises and equipment expense | $117,000 | 4,469 |
| Additional noninterest expense | $392,000 | 4,434 |
| Pre-tax net operating income | $2,032,000 | 2,561 |
| Securities gains (losses) | $-131,000 | 4,959 |
| Applicable income taxes | $32,000 | 3,240 |
| Income before extraordinary items | $1,869,000 | 2,535 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,869,000 | 2,535 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,869,000 | 2,535 |
| Net charge-offs | $26,000 | 2,387 |
| Cash dividends | $803,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,997,380 | 2,401 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 3,548 |
| Total interest expense | $469,000 | 3,214 |
| Net interest income | $2,221,000 | 3,577 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $112,000 | 4,261 |
| Gross Fiduciary activities income | $42,000 | 737 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,606 |
| Total noninterest expense | $951,000 | 4,354 |
| Salaries and employee benefits | $583,000 | 4,274 |
| Premises and equipment expense | $79,000 | 4,476 |
| Additional noninterest expense | $289,000 | 4,366 |
| Pre-tax net operating income | $1,367,000 | 2,530 |
| Securities gains (losses) | $-132,000 | 4,964 |
| Applicable income taxes | $22,000 | 3,196 |
| Income before extraordinary items | $1,213,000 | 2,533 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,213,000 | 2,532 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,213,000 | 2,533 |
| Net charge-offs | $15,000 | 2,313 |
| Cash dividends | $535,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,342,360 | 2,363 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,603 |
| Total interest expense | $241,000 | 3,322 |
| Net interest income | $1,061,000 | 3,643 |
| Provision for loan and lease losses | $8,000 | 3,475 |
| Total noninterest income | $85,000 | 3,946 |
| Gross Fiduciary activities income | $42,000 | 693 |
| Service charges on deposit accounts | $29,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,595 |
| Total noninterest expense | $483,000 | 4,385 |
| Salaries and employee benefits | $302,000 | 4,282 |
| Premises and equipment expense | $41,000 | 4,488 |
| Additional noninterest expense | $140,000 | 4,442 |
| Pre-tax net operating income | $655,000 | 2,439 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $11,000 | 3,113 |
| Income before extraordinary items | $644,000 | 2,299 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $644,000 | 2,298 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $644,000 | 2,299 |
| Net charge-offs | $18,000 | 1,635 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $644,000 | 2,270 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,653 |
| Total interest expense | $810,000 | 3,607 |
| Net interest income | $4,424,000 | 3,633 |
| Provision for loan and lease losses | $90,000 | 3,022 |
| Total noninterest income | $217,000 | 4,400 |
| Gross Fiduciary activities income | $40,000 | 810 |
| Service charges on deposit accounts | $140,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,807 |
| Total noninterest expense | $2,049,000 | 4,368 |
| Salaries and employee benefits | $1,246,000 | 4,273 |
| Premises and equipment expense | $192,000 | 4,429 |
| Additional noninterest expense | $611,000 | 4,433 |
| Pre-tax net operating income | $2,502,000 | 2,726 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-1,000 | 4,993 |
| Income before extraordinary items | $2,503,000 | 2,566 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,503,000 | 2,567 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,503,000 | 2,568 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,503,000 | 2,531 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 3,703 |
| Total interest expense | $572,000 | 3,705 |
| Net interest income | $3,342,000 | 3,662 |
| Provision for loan and lease losses | $68,000 | 2,925 |
| Total noninterest income | $175,000 | 4,402 |
| Gross Fiduciary activities income | $40,000 | 785 |
| Service charges on deposit accounts | $103,000 | 3,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,820 |
| Total noninterest expense | $1,483,000 | 4,459 |
| Salaries and employee benefits | $895,000 | 4,343 |
| Premises and equipment expense | $148,000 | 4,447 |
| Additional noninterest expense | $440,000 | 4,531 |
| Pre-tax net operating income | $1,966,000 | 2,753 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-1,000 | 5,108 |
| Income before extraordinary items | $1,967,000 | 2,553 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,967,000 | 2,554 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,967,000 | 2,554 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $750,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,967,000 | 2,528 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 3,670 |
| Total interest expense | $360,000 | 3,788 |
| Net interest income | $2,341,000 | 3,591 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $124,000 | 4,384 |
| Gross Fiduciary activities income | $39,000 | 762 |
| Service charges on deposit accounts | $65,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,876 |
| Total noninterest expense | $1,097,000 | 4,373 |
| Salaries and employee benefits | $581,000 | 4,420 |
| Premises and equipment expense | $109,000 | 4,347 |
| Additional noninterest expense | $407,000 | 4,156 |
| Pre-tax net operating income | $1,323,000 | 2,712 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-1,000 | 5,140 |
| Income before extraordinary items | $1,324,000 | 2,503 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,324,000 | 2,502 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,324,000 | 2,502 |
| Net charge-offs | $1,000 | 3,090 |
| Cash dividends | $500,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,324,000 | 2,475 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 3,794 |
| Total interest expense | $161,000 | 3,930 |
| Net interest income | $1,107,000 | 3,724 |
| Provision for loan and lease losses | $23,000 | 2,683 |
| Total noninterest income | $84,000 | 4,115 |
| Gross Fiduciary activities income | $39,000 | 712 |
| Service charges on deposit accounts | $32,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,809 |
| Total noninterest expense | $471,000 | 4,585 |
| Salaries and employee benefits | $292,000 | 4,457 |
| Premises and equipment expense | $40,000 | 4,696 |
| Additional noninterest expense | $139,000 | 4,660 |
| Pre-tax net operating income | $697,000 | 2,582 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-18,000 | 5,224 |
| Income before extraordinary items | $715,000 | 2,335 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $715,000 | 2,334 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $715,000 | 2,334 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $715,000 | 2,322 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 3,818 |
| Total interest expense | $549,000 | 3,811 |
| Net interest income | $4,247,000 | 3,789 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $275,000 | 4,396 |
| Gross Fiduciary activities income | $80,000 | 781 |
| Service charges on deposit accounts | $155,000 | 3,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,971 |
| Total noninterest expense | $2,055,000 | 4,522 |
| Salaries and employee benefits | $1,284,000 | 4,378 |
| Premises and equipment expense | $190,000 | 4,587 |
| Additional noninterest expense | $581,000 | 4,637 |
| Pre-tax net operating income | $2,367,000 | 2,869 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $60,000 | 3,302 |
| Income before extraordinary items | $2,307,000 | 2,718 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,307,000 | 2,716 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,307,000 | 2,717 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $900,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,307,000 | 2,705 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 3,877 |
| Total interest expense | $375,000 | 3,888 |
| Net interest income | $3,153,000 | 3,838 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $225,000 | 4,356 |
| Gross Fiduciary activities income | $79,000 | 763 |
| Service charges on deposit accounts | $114,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 5,025 |
| Total noninterest expense | $1,497,000 | 4,590 |
| Salaries and employee benefits | $949,000 | 4,426 |
| Premises and equipment expense | $137,000 | 4,661 |
| Additional noninterest expense | $411,000 | 4,745 |
| Pre-tax net operating income | $1,791,000 | 2,911 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $43,000 | 3,382 |
| Income before extraordinary items | $1,748,000 | 2,748 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,748,000 | 2,747 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,748,000 | 2,747 |
| Net charge-offs | $-7,000 | 4,398 |
| Cash dividends | $675,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,748,000 | 2,731 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 3,931 |
| Total interest expense | $233,000 | 3,936 |
| Net interest income | $2,054,000 | 3,889 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $176,000 | 4,236 |
| Gross Fiduciary activities income | $79,000 | 726 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 5,058 |
| Total noninterest expense | $1,007,000 | 4,623 |
| Salaries and employee benefits | $676,000 | 4,381 |
| Premises and equipment expense | $89,000 | 4,726 |
| Additional noninterest expense | $242,000 | 4,922 |
| Pre-tax net operating income | $1,163,000 | 2,929 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $27,000 | 3,403 |
| Income before extraordinary items | $1,136,000 | 2,752 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,136,000 | 2,751 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,136,000 | 2,751 |
| Net charge-offs | $-12,000 | 4,572 |
| Cash dividends | $450,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,136,000 | 2,743 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 3,993 |
| Total interest expense | $116,000 | 3,911 |
| Net interest income | $999,000 | 3,962 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $129,000 | 3,791 |
| Gross Fiduciary activities income | $79,000 | 653 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,101 |
| Total noninterest expense | $503,000 | 4,676 |
| Salaries and employee benefits | $335,000 | 4,453 |
| Premises and equipment expense | $46,000 | 4,741 |
| Additional noninterest expense | $122,000 | 4,944 |
| Pre-tax net operating income | $595,000 | 2,835 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $10,000 | 3,495 |
| Income before extraordinary items | $585,000 | 2,651 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $585,000 | 2,651 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $585,000 | 2,651 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $585,000 | 2,647 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 3,985 |
| Total interest expense | $392,000 | 4,017 |
| Net interest income | $4,004,000 | 3,937 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $230,000 | 4,755 |
| Gross Fiduciary activities income | $34,000 | 881 |
| Service charges on deposit accounts | $161,000 | 3,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 5,233 |
| Total noninterest expense | $2,129,000 | 4,658 |
| Salaries and employee benefits | $1,364,000 | 4,453 |
| Premises and equipment expense | $213,000 | 4,647 |
| Additional noninterest expense | $552,000 | 4,919 |
| Pre-tax net operating income | $2,105,000 | 3,026 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $66,000 | 3,447 |
| Income before extraordinary items | $2,039,000 | 2,666 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,039,000 | 2,665 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,039,000 | 2,666 |
| Net charge-offs | $1,000 | 4,064 |
| Cash dividends | $912,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,039,000 | 2,651 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 4,034 |
| Total interest expense | $268,000 | 4,182 |
| Net interest income | $2,979,000 | 3,983 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $181,000 | 4,762 |
| Gross Fiduciary activities income | $34,000 | 848 |
| Service charges on deposit accounts | $120,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 5,284 |
| Total noninterest expense | $1,550,000 | 4,719 |
| Salaries and employee benefits | $973,000 | 4,548 |
| Premises and equipment expense | $156,000 | 4,707 |
| Additional noninterest expense | $421,000 | 4,921 |
| Pre-tax net operating income | $1,610,000 | 3,050 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $54,000 | 3,431 |
| Income before extraordinary items | $1,556,000 | 2,798 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,556,000 | 2,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,556,000 | 2,798 |
| Net charge-offs | $-13,000 | 4,819 |
| Cash dividends | $684,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,556,000 | 2,781 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 4,082 |
| Total interest expense | $166,000 | 4,284 |
| Net interest income | $1,948,000 | 4,020 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $130,000 | 4,706 |
| Gross Fiduciary activities income | $34,000 | 824 |
| Service charges on deposit accounts | $78,000 | 3,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,321 |
| Total noninterest expense | $1,035,000 | 4,752 |
| Salaries and employee benefits | $649,000 | 4,588 |
| Premises and equipment expense | $106,000 | 4,709 |
| Additional noninterest expense | $280,000 | 4,948 |
| Pre-tax net operating income | $1,043,000 | 3,057 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $42,000 | 3,377 |
| Income before extraordinary items | $1,001,000 | 2,816 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,001,000 | 2,816 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,001,000 | 2,816 |
| Net charge-offs | $-13,000 | 4,876 |
| Cash dividends | $456,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,001,000 | 2,799 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 4,142 |
| Total interest expense | $80,000 | 4,341 |
| Net interest income | $950,000 | 4,076 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $79,000 | 4,556 |
| Gross Fiduciary activities income | $34,000 | 765 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $519,000 | 4,797 |
| Salaries and employee benefits | $316,000 | 4,665 |
| Premises and equipment expense | $58,000 | 4,629 |
| Additional noninterest expense | $145,000 | 4,951 |
| Pre-tax net operating income | $510,000 | 3,052 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $30,000 | 3,166 |
| Income before extraordinary items | $480,000 | 2,824 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $480,000 | 2,824 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $480,000 | 2,824 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $480,000 | 2,809 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 4,067 |
| Total interest expense | $311,000 | 4,410 |
| Net interest income | $4,028,000 | 3,995 |
| Provision for loan and lease losses | $175,000 | 2,605 |
| Total noninterest income | $224,000 | 4,967 |
| Gross Fiduciary activities income | $38,000 | 900 |
| Service charges on deposit accounts | $169,000 | 3,804 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $17,000 | 5,621 |
| Total noninterest expense | $2,029,000 | 4,872 |
| Salaries and employee benefits | $1,268,000 | 4,680 |
| Premises and equipment expense | $217,000 | 4,798 |
| Additional noninterest expense | $544,000 | 5,120 |
| Pre-tax net operating income | $2,048,000 | 3,010 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-3,000 | 5,639 |
| Income before extraordinary items | $2,051,000 | 2,745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,051,000 | 2,743 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,051,000 | 2,744 |
| Net charge-offs | $32,000 | 3,419 |
| Cash dividends | $940,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,051,000 | 2,692 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 4,070 |
| Total interest expense | $229,000 | 4,466 |
| Net interest income | $3,064,000 | 3,996 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $193,000 | 4,873 |
| Gross Fiduciary activities income | $38,000 | 861 |
| Service charges on deposit accounts | $127,000 | 3,830 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $28,000 | 5,500 |
| Total noninterest expense | $1,506,000 | 4,910 |
| Salaries and employee benefits | $898,000 | 4,780 |
| Premises and equipment expense | $155,000 | 4,883 |
| Additional noninterest expense | $453,000 | 5,022 |
| Pre-tax net operating income | $1,576,000 | 3,025 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-3,000 | 5,782 |
| Income before extraordinary items | $1,579,000 | 2,742 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,579,000 | 2,742 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,579,000 | 2,742 |
| Net charge-offs | $34,000 | 2,829 |
| Cash dividends | $705,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,579,000 | 2,682 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 4,101 |
| Total interest expense | $148,000 | 4,542 |
| Net interest income | $2,042,000 | 4,024 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $133,000 | 4,869 |
| Gross Fiduciary activities income | $38,000 | 841 |
| Service charges on deposit accounts | $79,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 5,597 |
| Total noninterest expense | $1,008,000 | 4,957 |
| Salaries and employee benefits | $601,000 | 4,817 |
| Premises and equipment expense | $105,000 | 4,902 |
| Additional noninterest expense | $302,000 | 5,076 |
| Pre-tax net operating income | $1,017,000 | 3,046 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-3,000 | 5,863 |
| Income before extraordinary items | $1,020,000 | 2,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,020,000 | 2,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,020,000 | 2,760 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $470,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,020,000 | 2,695 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 4,128 |
| Total interest expense | $72,000 | 4,613 |
| Net interest income | $1,020,000 | 4,038 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $77,000 | 4,694 |
| Gross Fiduciary activities income | $38,000 | 774 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $507,000 | 5,004 |
| Salaries and employee benefits | $299,000 | 4,859 |
| Premises and equipment expense | $56,000 | 4,851 |
| Additional noninterest expense | $152,000 | 5,104 |
| Pre-tax net operating income | $515,000 | 2,992 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-3,000 | 5,928 |
| Income before extraordinary items | $518,000 | 2,692 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $518,000 | 2,692 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $518,000 | 2,692 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $518,000 | 2,643 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 4,188 |
| Total interest expense | $277,000 | 4,746 |
| Net interest income | $3,980,000 | 4,084 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $319,000 | 4,727 |
| Gross Fiduciary activities income | $45,000 | 905 |
| Service charges on deposit accounts | $164,000 | 4,020 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $110,000 | 5,031 |
| Total noninterest expense | $1,979,000 | 5,072 |
| Salaries and employee benefits | $1,190,000 | 4,900 |
| Premises and equipment expense | $228,000 | 4,909 |
| Additional noninterest expense | $561,000 | 5,260 |
| Pre-tax net operating income | $2,200,000 | 2,839 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $27,000 | 3,837 |
| Income before extraordinary items | $2,173,000 | 2,568 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,173,000 | 2,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,173,000 | 2,570 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $780,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,173,000 | 2,527 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 4,242 |
| Total interest expense | $199,000 | 4,871 |
| Net interest income | $2,976,000 | 4,125 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $271,000 | 4,641 |
| Gross Fiduciary activities income | $45,000 | 875 |
| Service charges on deposit accounts | $121,000 | 4,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,854 |
| Total noninterest expense | $1,438,000 | 5,162 |
| Salaries and employee benefits | $852,000 | 5,002 |
| Premises and equipment expense | $167,000 | 4,987 |
| Additional noninterest expense | $419,000 | 5,310 |
| Pre-tax net operating income | $1,719,000 | 2,843 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $1,701,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,701,000 | 2,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,701,000 | 2,555 |
| Net charge-offs | $52,000 | 2,750 |
| Cash dividends | $585,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,701,000 | 2,503 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 4,276 |
| Total interest expense | $131,000 | 4,938 |
| Net interest income | $1,968,000 | 4,167 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $216,000 | 4,432 |
| Gross Fiduciary activities income | $45,000 | 851 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,607 |
| Total noninterest expense | $941,000 | 5,225 |
| Salaries and employee benefits | $566,000 | 5,060 |
| Premises and equipment expense | $108,000 | 5,083 |
| Additional noninterest expense | $267,000 | 5,413 |
| Pre-tax net operating income | $1,183,000 | 2,762 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $1,174,000 | 2,475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,174,000 | 2,477 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,174,000 | 2,477 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $390,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,174,000 | 2,419 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 4,333 |
| Total interest expense | $65,000 | 4,996 |
| Net interest income | $967,000 | 4,224 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $160,000 | 3,797 |
| Gross Fiduciary activities income | $45,000 | 779 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 3,952 |
| Total noninterest expense | $459,000 | 5,311 |
| Salaries and employee benefits | $275,000 | 5,135 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $131,000 | 5,458 |
| Pre-tax net operating income | $638,000 | 2,581 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $638,000 | 2,294 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $638,000 | 2,295 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $638,000 | 2,295 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $638,000 | 2,227 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 4,358 |
| Total interest expense | $284,000 | 5,031 |
| Net interest income | $3,926,000 | 4,236 |
| Provision for loan and lease losses | $272,000 | 2,112 |
| Total noninterest income | $280,000 | 5,069 |
| Gross Fiduciary activities income | $32,000 | 974 |
| Service charges on deposit accounts | $194,000 | 3,956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,694 |
| Total noninterest expense | $2,108,000 | 5,184 |
| Salaries and employee benefits | $1,161,000 | 5,114 |
| Premises and equipment expense | $286,000 | 4,760 |
| Additional noninterest expense | $661,000 | 5,247 |
| Pre-tax net operating income | $1,826,000 | 3,148 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $57,000 | 3,659 |
| Income before extraordinary items | $1,769,000 | 2,921 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,769,000 | 2,920 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,769,000 | 2,921 |
| Net charge-offs | $342,000 | 1,876 |
| Cash dividends | $975,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,769,000 | 2,879 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 4,409 |
| Total interest expense | $211,000 | 5,127 |
| Net interest income | $2,935,000 | 4,291 |
| Provision for loan and lease losses | $170,000 | 2,275 |
| Total noninterest income | $227,000 | 5,035 |
| Gross Fiduciary activities income | $32,000 | 937 |
| Service charges on deposit accounts | $148,000 | 3,976 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $47,000 | 5,673 |
| Total noninterest expense | $1,547,000 | 5,240 |
| Salaries and employee benefits | $853,000 | 5,175 |
| Premises and equipment expense | $204,000 | 4,902 |
| Additional noninterest expense | $490,000 | 5,301 |
| Pre-tax net operating income | $1,445,000 | 3,105 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $48,000 | 3,677 |
| Income before extraordinary items | $1,397,000 | 2,870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,397,000 | 2,871 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,397,000 | 2,871 |
| Net charge-offs | $336,000 | 1,504 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,397,000 | 2,816 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 4,421 |
| Total interest expense | $140,000 | 5,178 |
| Net interest income | $1,957,000 | 4,293 |
| Provision for loan and lease losses | $80,000 | 2,568 |
| Total noninterest income | $166,000 | 4,929 |
| Gross Fiduciary activities income | $32,000 | 909 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $38,000 | 5,566 |
| Total noninterest expense | $1,000,000 | 5,337 |
| Salaries and employee benefits | $572,000 | 5,220 |
| Premises and equipment expense | $146,000 | 4,807 |
| Additional noninterest expense | $282,000 | 5,562 |
| Pre-tax net operating income | $1,043,000 | 2,893 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $39,000 | 3,568 |
| Income before extraordinary items | $1,004,000 | 2,633 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,004,000 | 2,637 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,004,000 | 2,637 |
| Net charge-offs | $334,000 | 1,179 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,004,000 | 2,589 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 4,424 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $987,000 | 4,293 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $100,000 | 4,623 |
| Gross Fiduciary activities income | $32,000 | 838 |
| Service charges on deposit accounts | $45,000 | 4,116 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $500,000 | 5,401 |
| Salaries and employee benefits | $284,000 | 5,283 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $141,000 | 5,611 |
| Pre-tax net operating income | $557,000 | 2,701 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $527,000 | 2,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $527,000 | 2,479 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $527,000 | 2,432 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 4,440 |
| Total interest expense | $350,000 | 5,150 |
| Net interest income | $3,973,000 | 4,290 |
| Provision for loan and lease losses | $144,000 | 3,316 |
| Total noninterest income | $277,000 | 5,234 |
| Gross Fiduciary activities income | $40,000 | 968 |
| Service charges on deposit accounts | $188,000 | 4,203 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 5,871 |
| Total noninterest expense | $1,840,000 | 5,595 |
| Salaries and employee benefits | $1,191,000 | 5,276 |
| Premises and equipment expense | $237,000 | 5,300 |
| Additional noninterest expense | $412,000 | 6,080 |
| Pre-tax net operating income | $2,266,000 | 2,626 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $20,000 | 4,107 |
| Income before extraordinary items | $2,246,000 | 2,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,246,000 | 2,381 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,246,000 | 2,380 |
| Net charge-offs | $144,000 | 3,376 |
| Cash dividends | $940,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,246,000 | 2,323 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,511 |
| Total interest expense | $264,000 | 5,227 |
| Net interest income | $2,945,000 | 4,355 |
| Provision for loan and lease losses | $108,000 | 3,284 |
| Total noninterest income | $206,000 | 5,331 |
| Gross Fiduciary activities income | $35,000 | 941 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,953 |
| Total noninterest expense | $1,304,000 | 5,708 |
| Salaries and employee benefits | $896,000 | 5,291 |
| Premises and equipment expense | $164,000 | 5,455 |
| Additional noninterest expense | $244,000 | 6,341 |
| Pre-tax net operating income | $1,739,000 | 2,671 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $17,000 | 4,157 |
| Income before extraordinary items | $1,722,000 | 2,386 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,722,000 | 2,391 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,722,000 | 2,391 |
| Net charge-offs | $114,000 | 3,125 |
| Cash dividends | $700,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,722,000 | 2,316 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 4,530 |
| Total interest expense | $183,000 | 5,217 |
| Net interest income | $1,947,000 | 4,382 |
| Provision for loan and lease losses | $72,000 | 3,266 |
| Total noninterest income | $136,000 | 5,380 |
| Gross Fiduciary activities income | $35,000 | 910 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $820,000 | 5,803 |
| Salaries and employee benefits | $603,000 | 5,296 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $106,000 | 6,669 |
| Pre-tax net operating income | $1,191,000 | 2,612 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $1,177,000 | 2,328 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,177,000 | 2,337 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,177,000 | 2,335 |
| Net charge-offs | $114,000 | 2,636 |
| Cash dividends | $460,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,177,000 | 2,245 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 4,568 |
| Total interest expense | $89,000 | 5,354 |
| Net interest income | $975,000 | 4,405 |
| Provision for loan and lease losses | $36,000 | 3,092 |
| Total noninterest income | $90,000 | 5,004 |
| Gross Fiduciary activities income | $35,000 | 837 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $466,000 | 5,685 |
| Salaries and employee benefits | $302,000 | 5,329 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $110,000 | 6,134 |
| Pre-tax net operating income | $563,000 | 2,659 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $552,000 | 2,402 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $552,000 | 2,404 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $552,000 | 2,404 |
| Net charge-offs | $98,000 | 1,911 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $552,000 | 2,306 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 4,569 |
| Total interest expense | $467,000 | 5,235 |
| Net interest income | $4,029,000 | 4,397 |
| Provision for loan and lease losses | $96,000 | 4,729 |
| Total noninterest income | $403,000 | 4,813 |
| Gross Fiduciary activities income | $111,000 | 871 |
| Service charges on deposit accounts | $192,000 | 4,344 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $100,000 | 5,342 |
| Total noninterest expense | $2,186,000 | 5,477 |
| Salaries and employee benefits | $1,173,000 | 5,438 |
| Premises and equipment expense | $236,000 | 5,462 |
| Additional noninterest expense | $777,000 | 5,330 |
| Pre-tax net operating income | $2,150,000 | 2,679 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $39,000 | 3,973 |
| Income before extraordinary items | $2,111,000 | 2,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,111,000 | 2,490 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,111,000 | 2,490 |
| Net charge-offs | $139,000 | 4,130 |
| Cash dividends | $720,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,111,000 | 2,359 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 4,662 |
| Total interest expense | $362,000 | 5,300 |
| Net interest income | $2,997,000 | 4,485 |
| Provision for loan and lease losses | $72,000 | 4,701 |
| Total noninterest income | $345,000 | 4,671 |
| Gross Fiduciary activities income | $111,000 | 829 |
| Service charges on deposit accounts | $142,000 | 4,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 5,221 |
| Total noninterest expense | $1,664,000 | 5,477 |
| Salaries and employee benefits | $891,000 | 5,442 |
| Premises and equipment expense | $176,000 | 5,528 |
| Additional noninterest expense | $597,000 | 5,336 |
| Pre-tax net operating income | $1,606,000 | 2,760 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $34,000 | 3,967 |
| Income before extraordinary items | $1,572,000 | 2,554 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,572,000 | 2,554 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,572,000 | 2,555 |
| Net charge-offs | $125,000 | 3,757 |
| Cash dividends | $540,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,572,000 | 2,428 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,701 |
| Total interest expense | $251,000 | 5,327 |
| Net interest income | $1,986,000 | 4,512 |
| Provision for loan and lease losses | $48,000 | 4,622 |
| Total noninterest income | $266,000 | 4,447 |
| Gross Fiduciary activities income | $111,000 | 774 |
| Service charges on deposit accounts | $86,000 | 4,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,126 |
| Total noninterest expense | $1,116,000 | 5,509 |
| Salaries and employee benefits | $593,000 | 5,490 |
| Premises and equipment expense | $120,000 | 5,497 |
| Additional noninterest expense | $403,000 | 5,334 |
| Pre-tax net operating income | $1,088,000 | 2,691 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $1,060,000 | 2,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,060,000 | 2,510 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,060,000 | 2,510 |
| Net charge-offs | $73,000 | 3,710 |
| Cash dividends | $360,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,060,000 | 2,375 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 4,734 |
| Total interest expense | $131,000 | 5,364 |
| Net interest income | $994,000 | 4,555 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $180,000 | 3,871 |
| Gross Fiduciary activities income | $111,000 | 633 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $552,000 | 5,571 |
| Salaries and employee benefits | $304,000 | 5,471 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $187,000 | 5,504 |
| Pre-tax net operating income | $598,000 | 2,538 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $575,000 | 2,335 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $575,000 | 2,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $575,000 | 2,338 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $575,000 | 2,225 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 4,865 |
| Total interest expense | $702,000 | 5,189 |
| Net interest income | $3,763,000 | 4,702 |
| Provision for loan and lease losses | $105,000 | 5,298 |
| Total noninterest income | $412,000 | 4,736 |
| Gross Fiduciary activities income | $45,000 | 936 |
| Service charges on deposit accounts | $174,000 | 4,631 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $193,000 | 4,510 |
| Total noninterest expense | $2,298,000 | 5,533 |
| Salaries and employee benefits | $1,198,000 | 5,527 |
| Premises and equipment expense | $248,000 | 5,626 |
| Additional noninterest expense | $852,000 | 5,279 |
| Pre-tax net operating income | $1,772,000 | 2,738 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $19,000 | 4,130 |
| Income before extraordinary items | $1,753,000 | 2,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,753,000 | 2,490 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,753,000 | 2,491 |
| Net charge-offs | $99,000 | 4,981 |
| Cash dividends | $615,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,753,000 | 2,414 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 4,942 |
| Total interest expense | $548,000 | 5,230 |
| Net interest income | $2,776,000 | 4,780 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $242,000 | 5,167 |
| Gross Fiduciary activities income | $33,000 | 912 |
| Service charges on deposit accounts | $131,000 | 4,635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $78,000 | 5,360 |
| Total noninterest expense | $1,599,000 | 5,723 |
| Salaries and employee benefits | $880,000 | 5,569 |
| Premises and equipment expense | $185,000 | 5,685 |
| Additional noninterest expense | $534,000 | 5,696 |
| Pre-tax net operating income | $1,314,000 | 2,829 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $17,000 | 4,099 |
| Income before extraordinary items | $1,297,000 | 2,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,297,000 | 2,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,297,000 | 2,585 |
| Net charge-offs | $72,000 | 4,714 |
| Cash dividends | $465,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,297,000 | 2,494 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 4,995 |
| Total interest expense | $374,000 | 5,283 |
| Net interest income | $1,825,000 | 4,833 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $161,000 | 5,197 |
| Gross Fiduciary activities income | $33,000 | 893 |
| Service charges on deposit accounts | $81,000 | 4,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,521 |
| Total noninterest expense | $1,026,000 | 5,862 |
| Salaries and employee benefits | $593,000 | 5,592 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $311,000 | 6,050 |
| Pre-tax net operating income | $870,000 | 2,773 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $854,000 | 2,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $854,000 | 2,559 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $854,000 | 2,559 |
| Net charge-offs | $37,000 | 4,702 |
| Cash dividends | $325,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $854,000 | 2,479 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 5,036 |
| Total interest expense | $191,000 | 5,344 |
| Net interest income | $900,000 | 4,862 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $88,000 | 5,121 |
| Gross Fiduciary activities income | $33,000 | 820 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $515,000 | 5,880 |
| Salaries and employee benefits | $287,000 | 5,720 |
| Premises and equipment expense | $61,000 | 5,802 |
| Additional noninterest expense | $167,000 | 5,935 |
| Pre-tax net operating income | $428,000 | 2,838 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $414,000 | 2,592 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $414,000 | 2,591 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $414,000 | 2,592 |
| Net charge-offs | $46,000 | 3,425 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $414,000 | 2,537 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 5,039 |
| Total interest expense | $931,000 | 5,381 |
| Net interest income | $3,674,000 | 4,822 |
| Provision for loan and lease losses | $210,000 | 5,279 |
| Total noninterest income | $324,000 | 5,282 |
| Gross Fiduciary activities income | $40,000 | 982 |
| Service charges on deposit accounts | $185,000 | 4,561 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 5,456 |
| Total noninterest expense | $2,380,000 | 5,618 |
| Salaries and employee benefits | $1,193,000 | 5,692 |
| Premises and equipment expense | $296,000 | 5,442 |
| Additional noninterest expense | $891,000 | 5,376 |
| Pre-tax net operating income | $1,408,000 | 2,814 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $1,389,000 | 2,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,389,000 | 2,627 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,389,000 | 2,632 |
| Net charge-offs | $242,000 | 4,560 |
| Cash dividends | $990,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,389,000 | 2,533 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 5,133 |
| Total interest expense | $724,000 | 5,456 |
| Net interest income | $2,736,000 | 4,898 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $221,000 | 5,519 |
| Gross Fiduciary activities income | $40,000 | 942 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $44,000 | 6,128 |
| Total noninterest expense | $1,742,000 | 5,719 |
| Salaries and employee benefits | $890,000 | 5,735 |
| Premises and equipment expense | $220,000 | 5,519 |
| Additional noninterest expense | $632,000 | 5,521 |
| Pre-tax net operating income | $1,215,000 | 2,751 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $1,197,000 | 2,550 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,197,000 | 2,546 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,197,000 | 2,551 |
| Net charge-offs | $255,000 | 3,936 |
| Cash dividends | $705,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,197,000 | 2,414 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 5,186 |
| Total interest expense | $501,000 | 5,471 |
| Net interest income | $1,790,000 | 4,965 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $165,000 | 5,331 |
| Gross Fiduciary activities income | $39,000 | 908 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 5,960 |
| Total noninterest expense | $1,104,000 | 5,869 |
| Salaries and employee benefits | $587,000 | 5,787 |
| Premises and equipment expense | $139,000 | 5,679 |
| Additional noninterest expense | $378,000 | 5,779 |
| Pre-tax net operating income | $851,000 | 2,674 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $851,000 | 2,396 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $851,000 | 2,392 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $851,000 | 2,395 |
| Net charge-offs | $113,000 | 4,119 |
| Cash dividends | $420,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $851,000 | 2,299 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,268 |
| Total interest expense | $262,000 | 5,508 |
| Net interest income | $879,000 | 5,044 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $110,000 | 4,885 |
| Gross Fiduciary activities income | $38,000 | 823 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $550,000 | 5,949 |
| Salaries and employee benefits | $281,000 | 5,963 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $192,000 | 5,788 |
| Pre-tax net operating income | $439,000 | 2,659 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $424,000 | 2,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $424,000 | 2,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $424,000 | 2,458 |
| Net charge-offs | $95,000 | 3,154 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $424,000 | 2,361 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 5,249 |
| Total interest expense | $1,286,000 | 5,510 |
| Net interest income | $3,493,000 | 4,972 |
| Provision for loan and lease losses | $65,000 | 6,710 |
| Total noninterest income | $284,000 | 5,690 |
| Gross Fiduciary activities income | $41,000 | 989 |
| Service charges on deposit accounts | $195,000 | 4,707 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,000 | 6,408 |
| Total noninterest expense | $2,107,000 | 6,106 |
| Salaries and employee benefits | $1,247,000 | 5,743 |
| Premises and equipment expense | $318,000 | 5,516 |
| Additional noninterest expense | $542,000 | 6,657 |
| Pre-tax net operating income | $1,605,000 | 2,258 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $1,598,000 | 2,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,598,000 | 2,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,598,000 | 2,003 |
| Net charge-offs | $45,000 | 6,264 |
| Cash dividends | $780,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,598,000 | 1,976 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 5,300 |
| Total interest expense | $1,001,000 | 5,555 |
| Net interest income | $2,601,000 | 5,009 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $223,000 | 5,687 |
| Gross Fiduciary activities income | $40,000 | 942 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $1,571,000 | 6,147 |
| Salaries and employee benefits | $939,000 | 5,751 |
| Premises and equipment expense | $241,000 | 5,546 |
| Additional noninterest expense | $391,000 | 6,737 |
| Pre-tax net operating income | $1,188,000 | 2,456 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $1,182,000 | 2,201 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,182,000 | 2,198 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,182,000 | 2,201 |
| Net charge-offs | $67,000 | 5,447 |
| Cash dividends | $545,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,182,000 | 2,150 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 5,304 |
| Total interest expense | $694,000 | 5,586 |
| Net interest income | $1,750,000 | 4,960 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $155,000 | 5,655 |
| Gross Fiduciary activities income | $39,000 | 902 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $1,027,000 | 6,234 |
| Salaries and employee benefits | $628,000 | 5,811 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $249,000 | 6,854 |
| Pre-tax net operating income | $818,000 | 2,479 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $814,000 | 2,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 2,202 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $814,000 | 2,203 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $380,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $814,000 | 2,147 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,374 |
| Total interest expense | $356,000 | 5,637 |
| Net interest income | $854,000 | 5,029 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $99,000 | 5,236 |
| Gross Fiduciary activities income | $39,000 | 818 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $475,000 | 6,382 |
| Salaries and employee benefits | $288,000 | 6,078 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $112,000 | 6,900 |
| Pre-tax net operating income | $433,000 | 2,650 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $430,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 2,414 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $430,000 | 2,416 |
| Net charge-offs | $-22,000 | 8,016 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $430,000 | 2,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 5,412 |
| Total interest expense | $2,054,000 | 5,226 |
| Net interest income | $3,023,000 | 5,397 |
| Provision for loan and lease losses | $270,000 | 4,804 |
| Total noninterest income | $305,000 | 5,790 |
| Gross Fiduciary activities income | $31,000 | 1,049 |
| Service charges on deposit accounts | $217,000 | 4,642 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $1,941,000 | 6,307 |
| Salaries and employee benefits | $1,223,000 | 5,924 |
| Premises and equipment expense | $296,000 | 5,837 |
| Additional noninterest expense | $422,000 | 6,949 |
| Pre-tax net operating income | $1,117,000 | 3,563 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $1,110,000 | 3,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,110,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 3,407 |
| Cash dividends | $655,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,112,000 | 3,238 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 5,495 |
| Total interest expense | $1,612,000 | 5,252 |
| Net interest income | $2,176,000 | 5,545 |
| Provision for loan and lease losses | $195,000 | 4,255 |
| Total noninterest income | $227,000 | 5,876 |
| Gross Fiduciary activities income | $30,000 | 995 |
| Service charges on deposit accounts | $170,000 | 4,593 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 7,207 |
| Total noninterest expense | $1,454,000 | 6,297 |
| Salaries and employee benefits | $902,000 | 5,978 |
| Premises and equipment expense | $241,000 | 5,652 |
| Additional noninterest expense | $311,000 | 6,969 |
| Pre-tax net operating income | $754,000 | 4,206 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-2,000 | 7,251 |
| Income before extraordinary items | $756,000 | 3,671 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $756,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,157 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $756,000 | 3,809 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 5,552 |
| Total interest expense | $1,122,000 | 5,292 |
| Net interest income | $1,412,000 | 5,637 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $30,000 | 965 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $918,000 | 6,486 |
| Salaries and employee benefits | $589,000 | 6,099 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $176,000 | 7,258 |
| Pre-tax net operating income | $532,000 | 4,268 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $530,000 | 3,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 3,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,361 |
| Cash dividends | $395,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $530,000 | 3,845 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,668 |
| Total interest expense | $579,000 | 5,391 |
| Net interest income | $686,000 | 5,749 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $97,000 | 5,495 |
| Gross Fiduciary activities income | $29,000 | 903 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $465,000 | 6,487 |
| Salaries and employee benefits | $297,000 | 6,113 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $273,000 | 4,363 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $272,000 | 4,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,420 |
| Cash dividends | $115,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $272,000 | 3,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 5,560 |
| Total interest expense | $2,439,000 | 5,329 |
| Net interest income | $2,857,000 | 5,621 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $262,000 | 6,296 |
| Gross Fiduciary activities income | $17,000 | 1,174 |
| Service charges on deposit accounts | $230,000 | 4,617 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $1,728,000 | 6,569 |
| Salaries and employee benefits | $1,088,000 | 6,257 |
| Premises and equipment expense | $298,000 | 5,786 |
| Additional noninterest expense | $342,000 | 7,338 |
| Pre-tax net operating income | $1,281,000 | 4,223 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-83,000 | 7,995 |
| Income before extraordinary items | $1,364,000 | 3,641 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,364,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $630,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,364,000 | 3,633 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 5,627 |
| Total interest expense | $1,831,000 | 5,340 |
| Net interest income | $2,077,000 | 5,736 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $218,000 | 6,147 |
| Gross Fiduciary activities income | $17,000 | 1,104 |
| Service charges on deposit accounts | $170,000 | 4,679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $31,000 | 7,315 |
| Total noninterest expense | $1,299,000 | 6,568 |
| Salaries and employee benefits | $720,000 | 6,534 |
| Premises and equipment expense | $225,000 | 5,784 |
| Additional noninterest expense | $354,000 | 6,698 |
| Pre-tax net operating income | $931,000 | 4,521 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-87,000 | 8,226 |
| Income before extraordinary items | $1,018,000 | 3,851 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,018,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $495,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,018,000 | 3,838 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 5,625 |
| Total interest expense | $1,240,000 | 5,302 |
| Net interest income | $1,398,000 | 5,751 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $156,000 | 6,062 |
| Gross Fiduciary activities income | $17,000 | 1,060 |
| Service charges on deposit accounts | $113,000 | 4,690 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $842,000 | 6,688 |
| Salaries and employee benefits | $528,000 | 6,367 |
| Premises and equipment expense | $144,000 | 5,929 |
| Additional noninterest expense | $170,000 | 7,356 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-90,000 | 8,365 |
| Income before extraordinary items | $772,000 | 3,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $772,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $355,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $772,000 | 3,575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,667 |
| Total interest expense | $616,000 | 5,311 |
| Net interest income | $688,000 | 5,806 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $17,000 | 991 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $436,000 | 6,629 |
| Salaries and employee benefits | $273,000 | 6,325 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $90,000 | 7,277 |
| Pre-tax net operating income | $321,000 | 4,500 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-94,000 | 8,506 |
| Income before extraordinary items | $415,000 | 3,405 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $415,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $115,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $415,000 | 3,384 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 5,796 |
| Total interest expense | $2,027,000 | 5,370 |
| Net interest income | $2,543,000 | 5,982 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $286,000 | 6,269 |
| Gross Fiduciary activities income | $19,000 | 1,179 |
| Service charges on deposit accounts | $228,000 | 4,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 7,501 |
| Total noninterest expense | $1,652,000 | 6,644 |
| Salaries and employee benefits | $1,042,000 | 6,308 |
| Premises and equipment expense | $263,000 | 6,076 |
| Additional noninterest expense | $347,000 | 7,328 |
| Pre-tax net operating income | $1,117,000 | 4,948 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $1,102,000 | 4,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,102,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,052 |
| Cash dividends | $1,267,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,102,000 | 4,469 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 5,847 |
| Total interest expense | $1,434,000 | 5,460 |
| Net interest income | $1,937,000 | 5,988 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $219,000 | 6,287 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $170,000 | 4,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $1,280,000 | 6,596 |
| Salaries and employee benefits | $817,000 | 6,162 |
| Premises and equipment expense | $203,000 | 6,030 |
| Additional noninterest expense | $260,000 | 7,342 |
| Pre-tax net operating income | $831,000 | 5,157 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $821,000 | 4,638 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $821,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $1,127,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $821,000 | 4,634 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 5,875 |
| Total interest expense | $888,000 | 5,544 |
| Net interest income | $1,316,000 | 5,969 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $137,000 | 6,409 |
| Gross Fiduciary activities income | $21,000 | 1,067 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $873,000 | 6,548 |
| Salaries and employee benefits | $552,000 | 6,150 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $181,000 | 7,281 |
| Pre-tax net operating income | $550,000 | 5,209 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $542,000 | 4,689 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $542,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $993,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $542,000 | 4,680 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 5,924 |
| Total interest expense | $418,000 | 5,575 |
| Net interest income | $650,000 | 6,032 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $20,000 | 989 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $433,000 | 6,577 |
| Salaries and employee benefits | $277,000 | 6,178 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $270,000 | 4,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $723,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $270,000 | 4,653 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 5,813 |
| Total interest expense | $1,466,000 | 5,275 |
| Net interest income | $2,555,000 | 5,987 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $248,000 | 6,684 |
| Gross Fiduciary activities income | $15,000 | 1,235 |
| Service charges on deposit accounts | $199,000 | 5,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,700,000 | 6,563 |
| Salaries and employee benefits | $995,000 | 6,358 |
| Premises and equipment expense | $265,000 | 6,057 |
| Additional noninterest expense | $440,000 | 6,882 |
| Pre-tax net operating income | $1,083,000 | 5,149 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $1,065,000 | 4,664 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,065,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,651 |
| Cash dividends | $1,025,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,065,000 | 4,625 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 5,790 |
| Total interest expense | $1,036,000 | 5,337 |
| Net interest income | $1,970,000 | 5,930 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $194,000 | 6,640 |
| Gross Fiduciary activities income | $14,000 | 1,172 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $1,279,000 | 6,553 |
| Salaries and employee benefits | $786,000 | 6,188 |
| Premises and equipment expense | $171,000 | 6,411 |
| Additional noninterest expense | $322,000 | 6,942 |
| Pre-tax net operating income | $865,000 | 5,120 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $853,000 | 4,585 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $853,000 | 4,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,122 |
| Cash dividends | $790,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $853,000 | 4,545 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 5,779 |
| Total interest expense | $660,000 | 5,313 |
| Net interest income | $1,314,000 | 5,917 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $852,000 | 6,567 |
| Salaries and employee benefits | $526,000 | 6,186 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $212,000 | 6,969 |
| Pre-tax net operating income | $575,000 | 5,103 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $568,000 | 4,564 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $568,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,580 |
| Cash dividends | $555,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $568,000 | 4,507 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,882 |
| Total interest expense | $318,000 | 5,323 |
| Net interest income | $633,000 | 6,060 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $14,000 | 1,027 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $428,000 | 6,587 |
| Salaries and employee benefits | $269,000 | 6,146 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $258,000 | 5,381 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $252,000 | 4,847 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $252,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 912 |
| Cash dividends | $215,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $252,000 | 4,809 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 5,544 |
| Total interest expense | $1,169,000 | 5,188 |
| Net interest income | $2,846,000 | 5,581 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $253,000 | 6,749 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $202,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $1,608,000 | 6,694 |
| Salaries and employee benefits | $987,000 | 6,312 |
| Premises and equipment expense | $172,000 | 7,074 |
| Additional noninterest expense | $449,000 | 6,844 |
| Pre-tax net operating income | $1,371,000 | 4,483 |
| Securities gains (losses) | $-18,000 | 8,362 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $1,337,000 | 3,915 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,337,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $1,127,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,354,820 | 3,826 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 5,507 |
| Total interest expense | $855,000 | 5,238 |
| Net interest income | $2,190,000 | 5,491 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $193,000 | 6,748 |
| Gross Fiduciary activities income | $16,000 | 1,173 |
| Service charges on deposit accounts | $149,000 | 5,281 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,196,000 | 6,687 |
| Salaries and employee benefits | $755,000 | 6,222 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $329,000 | 6,885 |
| Pre-tax net operating income | $1,097,000 | 4,388 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $1,074,000 | 3,843 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,074,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $876,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,084,890 | 3,736 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 5,465 |
| Total interest expense | $564,000 | 5,294 |
| Net interest income | $1,493,000 | 5,426 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $129,000 | 6,772 |
| Gross Fiduciary activities income | $16,000 | 1,121 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $806,000 | 6,690 |
| Salaries and employee benefits | $519,000 | 6,157 |
| Premises and equipment expense | $72,000 | 7,418 |
| Additional noninterest expense | $215,000 | 6,963 |
| Pre-tax net operating income | $756,000 | 4,259 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $733,000 | 3,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,734 |
| Cash dividends | $617,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $743,780 | 3,629 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,535 |
| Total interest expense | $289,000 | 5,285 |
| Net interest income | $727,000 | 5,496 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $16,000 | 1,031 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $410,000 | 6,694 |
| Salaries and employee benefits | $259,000 | 6,213 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $360,000 | 4,351 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $362,000 | 3,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $362,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,799 |
| Cash dividends | $365,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $362,000 | 3,649 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 5,266 |
| Total interest expense | $1,369,000 | 5,163 |
| Net interest income | $3,099,000 | 5,206 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $209,000 | 7,274 |
| Gross Fiduciary activities income | $23,000 | 1,222 |
| Service charges on deposit accounts | $150,000 | 5,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,607,000 | 6,703 |
| Salaries and employee benefits | $1,004,000 | 6,250 |
| Premises and equipment expense | $152,000 | 7,371 |
| Additional noninterest expense | $451,000 | 6,839 |
| Pre-tax net operating income | $1,521,000 | 4,095 |
| Securities gains (losses) | $-52,000 | 8,959 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $1,450,000 | 3,645 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,450,000 | 3,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $1,050,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,501,480 | 3,403 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 5,258 |
| Total interest expense | $1,068,000 | 5,185 |
| Net interest income | $2,348,000 | 5,197 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $16,000 | 1,219 |
| Service charges on deposit accounts | $108,000 | 5,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $1,164,000 | 6,792 |
| Salaries and employee benefits | $758,000 | 6,193 |
| Premises and equipment expense | $118,000 | 7,305 |
| Additional noninterest expense | $288,000 | 7,249 |
| Pre-tax net operating income | $1,159,000 | 4,170 |
| Securities gains (losses) | $-24,000 | 9,028 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $1,119,000 | 3,690 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,119,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,836 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,142,760 | 3,461 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,203 |
| Total interest expense | $748,000 | 5,142 |
| Net interest income | $1,602,000 | 5,115 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $110,000 | 7,225 |
| Gross Fiduciary activities income | $16,000 | 1,157 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $757,000 | 6,883 |
| Salaries and employee benefits | $496,000 | 6,296 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $187,000 | 7,310 |
| Pre-tax net operating income | $835,000 | 3,946 |
| Securities gains (losses) | $-16,000 | 9,089 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $814,000 | 3,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $814,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $510,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $829,840 | 3,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 5,070 |
| Total interest expense | $394,000 | 5,080 |
| Net interest income | $835,000 | 4,944 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $16,000 | 1,055 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $384,000 | 6,841 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $456,000 | 3,715 |
| Securities gains (losses) | $-7,000 | 9,134 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $443,000 | 3,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $275,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $449,930 | 3,013 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 6,131 |
| Total interest expense | $1,381,000 | 5,978 |
| Net interest income | $2,353,000 | 6,102 |
| Provision for loan and lease losses | $209,000 | 4,271 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | $18,000 | 1,314 |
| Service charges on deposit accounts | $144,000 | 5,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $1,115,000 | 7,686 |
| Salaries and employee benefits | $716,000 | 7,212 |
| Premises and equipment expense | $104,000 | 8,116 |
| Additional noninterest expense | $295,000 | 7,843 |
| Pre-tax net operating income | $1,222,000 | 4,661 |
| Securities gains (losses) | $-17,000 | 8,973 |
| Applicable income taxes | $-3,000 | 8,804 |
| Income before extraordinary items | $1,208,000 | 4,070 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,208,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,762 |
| Cash dividends | $2,495,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $3,683,000 | 201 |
| Net operating income | $1,225,000 | 3,921 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 6,602 |
| Total interest expense | $1,816,000 | 6,392 |
| Net interest income | $1,870,000 | 6,666 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $170,000 | 7,636 |
| Gross Fiduciary activities income | $18,000 | 1,325 |
| Service charges on deposit accounts | $129,000 | 6,100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $917,000 | 8,169 |
| Salaries and employee benefits | $604,000 | 7,648 |
| Premises and equipment expense | $105,000 | 8,216 |
| Additional noninterest expense | $208,000 | 8,592 |
| Pre-tax net operating income | $913,000 | 5,148 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $922,000 | 4,497 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $922,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,490 |
| Cash dividends | $498,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $918,040 | 4,401 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 6,672 |
| Total interest expense | $1,955,000 | 6,338 |
| Net interest income | $1,812,000 | 6,898 |
| Provision for loan and lease losses | $355,000 | 2,545 |
| Total noninterest income | $178,000 | 7,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $870,000 | 8,370 |
| Salaries and employee benefits | $566,000 | 7,882 |
| Premises and equipment expense | $95,000 | 8,531 |
| Additional noninterest expense | $209,000 | 8,702 |
| Pre-tax net operating income | $765,000 | 5,989 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $11,000 | 8,049 |
| Income before extraordinary items | $754,000 | 5,223 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $754,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,772 |
| Cash dividends | $515,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $754,000 | 5,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,785 |
| Total interest expense | $1,748,000 | 6,467 |
| Net interest income | $1,788,000 | 7,028 |
| Provision for loan and lease losses | $83,000 | 5,609 |
| Total noninterest income | $186,000 | 7,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $866,000 | 8,548 |
| Salaries and employee benefits | $565,000 | 7,937 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $216,000 | 8,879 |
| Pre-tax net operating income | $1,025,000 | 5,235 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $24,000 | 8,144 |
| Income before extraordinary items | $1,002,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $1,142,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,001,020 | 4,404 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 6,971 |
| Total interest expense | $1,735,000 | 6,687 |
| Net interest income | $1,754,000 | 7,152 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $170,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $853,000 | 8,594 |
| Salaries and employee benefits | $550,000 | 8,048 |
| Premises and equipment expense | $107,000 | 8,565 |
| Additional noninterest expense | $196,000 | 9,164 |
| Pre-tax net operating income | $991,000 | 5,436 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-50,000 | 10,136 |
| Income before extraordinary items | $1,041,000 | 4,364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,041,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,619 |
| Cash dividends | $585,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,041,000 | 4,276 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 7,305 |
| Total interest expense | $1,741,000 | 6,799 |
| Net interest income | $1,643,000 | 7,679 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $847,000 | 8,864 |
| Salaries and employee benefits | $544,000 | 8,294 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $202,000 | 9,391 |
| Pre-tax net operating income | $941,000 | 6,014 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $816,220 | 5,342 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 7,696 |
| Total interest expense | $1,604,000 | 7,319 |
| Net interest income | $1,623,000 | 7,969 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $176,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $813,000 | 9,382 |
| Salaries and employee benefits | $517,000 | 8,734 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $180,000 | 10,170 |
| Pre-tax net operating income | $941,000 | 5,951 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $326,000 | 5,553 |
| Income before extraordinary items | $615,000 | 6,182 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $615,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $158,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $615,000 | 6,121 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 8,169 |
| Total interest expense | $1,424,000 | 7,910 |
| Net interest income | $1,601,000 | 8,253 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $890,000 | 9,389 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $252,000 | 9,795 |
| Pre-tax net operating income | $732,000 | 7,150 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $498,000 | 7,271 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $498,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $223,000 | 5,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $498,000 | 7,232 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 8,269 |
| Total interest expense | $1,110,000 | 8,256 |
| Net interest income | $1,770,000 | 8,117 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $860,000 | 9,948 |
| Salaries and employee benefits | $504,000 | 9,357 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $242,000 | 10,626 |
| Pre-tax net operating income | $958,000 | 6,128 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $326,000 | 5,558 |
| Income before extraordinary items | $623,000 | 6,376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $623,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,825 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $628,940 | 6,422 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 8,709 |
| Total interest expense | $1,000,000 | 9,112 |
| Net interest income | $1,773,000 | 8,308 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $859,000 | 10,395 |
| Salaries and employee benefits | $515,000 | 9,523 |
| Premises and equipment expense | $102,000 | 10,386 |
| Additional noninterest expense | $242,000 | 11,172 |
| Pre-tax net operating income | $1,063,000 | 5,640 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $420,000 | 4,830 |
| Income before extraordinary items | $712,000 | 6,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $712,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $470,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $667,840 | 6,073 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 9,456 |
| Total interest expense | $1,244,000 | 9,443 |
| Net interest income | $1,497,000 | 9,282 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $154,000 | 10,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $847,000 | 10,764 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $260,000 | 11,410 |
| Pre-tax net operating income | $786,000 | 6,631 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $541,000 | 6,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $541,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $340,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $509,800 | 6,873 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.