Home > Venture Bank > Income and Expense
Venture Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $18,130,000 | 846 |
| Total interest expense | $2,187,000 | 920 |
| Net interest income | $15,943,000 | 819 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $2,366,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $843,000 | 738 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,523,000 | 1,149 |
| Total noninterest expense | $9,298,000 | 1,123 |
| Salaries and employee benefits | $6,623,000 | 929 |
| Premises and equipment expense | $1,026,000 | 1,153 |
| Additional noninterest expense | $1,649,000 | 1,767 |
| Pre-tax net operating income | $8,886,000 | 644 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $5,000 | 3,805 |
| Income before extraordinary items | $8,881,000 | 559 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,881,000 | 557 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,881,000 | 558 |
| Net charge-offs | $-79,000 | 5,141 |
| Cash dividends | $3,759,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $8,881,000 | 557 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 869 |
| Total interest expense | $995,000 | 957 |
| Net interest income | $7,748,000 | 841 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $1,006,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $430,000 | 725 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $576,000 | 1,369 |
| Total noninterest expense | $4,756,000 | 1,110 |
| Salaries and employee benefits | $3,402,000 | 926 |
| Premises and equipment expense | $533,000 | 1,124 |
| Additional noninterest expense | $821,000 | 1,773 |
| Pre-tax net operating income | $3,923,000 | 690 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $3,921,000 | 610 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,921,000 | 610 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,921,000 | 610 |
| Net charge-offs | $-27,000 | 5,064 |
| Cash dividends | $1,660,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,921,000 | 609 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $32,888,000 | 874 |
| Total interest expense | $3,037,000 | 1,073 |
| Net interest income | $29,851,000 | 845 |
| Provision for loan and lease losses | $-708,000 | 5,566 |
| Total noninterest income | $5,236,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,872,000 | 686 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,364,000 | 1,074 |
| Total noninterest expense | $18,446,000 | 1,133 |
| Salaries and employee benefits | $12,911,000 | 930 |
| Premises and equipment expense | $2,006,000 | 1,172 |
| Additional noninterest expense | $3,529,000 | 1,696 |
| Pre-tax net operating income | $17,349,000 | 612 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $10,000 | 3,888 |
| Income before extraordinary items | $17,339,000 | 459 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,339,000 | 457 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $17,339,000 | 459 |
| Net charge-offs | $242,000 | 1,667 |
| Cash dividends | $11,408,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $17,339,000 | 453 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $24,212,000 | 886 |
| Total interest expense | $2,153,000 | 1,109 |
| Net interest income | $22,059,000 | 857 |
| Provision for loan and lease losses | $-500,000 | 5,623 |
| Total noninterest income | $3,759,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,382,000 | 692 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,377,000 | 1,131 |
| Total noninterest expense | $13,423,000 | 1,164 |
| Salaries and employee benefits | $9,531,000 | 945 |
| Premises and equipment expense | $1,486,000 | 1,192 |
| Additional noninterest expense | $2,406,000 | 1,836 |
| Pre-tax net operating income | $12,895,000 | 626 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $7,000 | 3,934 |
| Income before extraordinary items | $12,888,000 | 502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $12,888,000 | 500 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $12,888,000 | 502 |
| Net charge-offs | $86,000 | 2,058 |
| Cash dividends | $6,622,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $12,888,000 | 498 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,599,000 | 908 |
| Total interest expense | $1,291,000 | 1,181 |
| Net interest income | $14,308,000 | 877 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,407,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $918,000 | 685 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,489,000 | 1,198 |
| Total noninterest expense | $8,771,000 | 1,188 |
| Salaries and employee benefits | $6,247,000 | 968 |
| Premises and equipment expense | $984,000 | 1,193 |
| Additional noninterest expense | $1,540,000 | 1,901 |
| Pre-tax net operating income | $7,944,000 | 649 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $5,000 | 3,952 |
| Income before extraordinary items | $7,939,000 | 528 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,939,000 | 525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,939,000 | 528 |
| Net charge-offs | $89,000 | 1,610 |
| Cash dividends | $4,077,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $7,939,000 | 518 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 944 |
| Total interest expense | $602,000 | 1,233 |
| Net interest income | $6,844,000 | 912 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,222,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $454,000 | 696 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $768,000 | 1,153 |
| Total noninterest expense | $4,441,000 | 1,182 |
| Salaries and employee benefits | $3,167,000 | 961 |
| Premises and equipment expense | $498,000 | 1,199 |
| Additional noninterest expense | $776,000 | 1,886 |
| Pre-tax net operating income | $3,625,000 | 687 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $3,623,000 | 566 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,623,000 | 566 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,623,000 | 566 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $1,860,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,623,000 | 553 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,673,000 | 985 |
| Total interest expense | $1,955,000 | 1,445 |
| Net interest income | $25,718,000 | 940 |
| Provision for loan and lease losses | $1,165,000 | 805 |
| Total noninterest income | $5,097,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,621,000 | 779 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,476,000 | 1,089 |
| Total noninterest expense | $16,520,000 | 1,220 |
| Salaries and employee benefits | $11,317,000 | 1,037 |
| Premises and equipment expense | $2,032,000 | 1,159 |
| Additional noninterest expense | $3,171,000 | 1,886 |
| Pre-tax net operating income | $13,130,000 | 729 |
| Securities gains (losses) | $18,000 | 2,427 |
| Applicable income taxes | $10,000 | 3,999 |
| Income before extraordinary items | $13,138,000 | 586 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,138,000 | 585 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,138,000 | 585 |
| Net charge-offs | $-85,000 | 5,489 |
| Cash dividends | $6,747,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $13,120,000 | 581 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,442,000 | 996 |
| Total interest expense | $1,453,000 | 1,456 |
| Net interest income | $18,989,000 | 948 |
| Provision for loan and lease losses | $875,000 | 769 |
| Total noninterest income | $3,662,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,191,000 | 799 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,471,000 | 1,134 |
| Total noninterest expense | $12,110,000 | 1,246 |
| Salaries and employee benefits | $8,298,000 | 1,053 |
| Premises and equipment expense | $1,579,000 | 1,125 |
| Additional noninterest expense | $2,233,000 | 1,985 |
| Pre-tax net operating income | $9,666,000 | 736 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $7,000 | 4,077 |
| Income before extraordinary items | $9,659,000 | 612 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,659,000 | 612 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,659,000 | 612 |
| Net charge-offs | $-79,000 | 5,514 |
| Cash dividends | $4,960,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $9,659,000 | 591 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,441,000 | 1,012 |
| Total interest expense | $967,000 | 1,455 |
| Net interest income | $12,474,000 | 967 |
| Provision for loan and lease losses | $725,000 | 634 |
| Total noninterest income | $2,480,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $766,000 | 809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,714,000 | 1,086 |
| Total noninterest expense | $8,007,000 | 1,255 |
| Salaries and employee benefits | $5,469,000 | 1,069 |
| Premises and equipment expense | $1,056,000 | 1,122 |
| Additional noninterest expense | $1,482,000 | 1,992 |
| Pre-tax net operating income | $6,222,000 | 745 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $6,217,000 | 624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,217,000 | 622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,217,000 | 623 |
| Net charge-offs | $-74,000 | 5,614 |
| Cash dividends | $3,195,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $6,217,000 | 602 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 1,027 |
| Total interest expense | $459,000 | 1,516 |
| Net interest income | $6,141,000 | 976 |
| Provision for loan and lease losses | $325,000 | 637 |
| Total noninterest income | $1,210,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $380,000 | 812 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $830,000 | 1,064 |
| Total noninterest expense | $3,947,000 | 1,281 |
| Salaries and employee benefits | $2,711,000 | 1,090 |
| Premises and equipment expense | $541,000 | 1,095 |
| Additional noninterest expense | $695,000 | 2,102 |
| Pre-tax net operating income | $3,079,000 | 746 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $3,079,000 | 600 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,079,000 | 597 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,079,000 | 600 |
| Net charge-offs | $-44,000 | 5,697 |
| Cash dividends | $1,581,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,079,000 | 584 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,945,000 | 1,045 |
| Total interest expense | $1,795,000 | 1,525 |
| Net interest income | $23,150,000 | 997 |
| Provision for loan and lease losses | $1,060,000 | 788 |
| Total noninterest income | $5,203,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,530,000 | 843 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,673,000 | 1,015 |
| Total noninterest expense | $15,078,000 | 1,311 |
| Salaries and employee benefits | $9,909,000 | 1,136 |
| Premises and equipment expense | $1,891,000 | 1,244 |
| Additional noninterest expense | $3,278,000 | 1,836 |
| Pre-tax net operating income | $12,215,000 | 734 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $9,000 | 4,119 |
| Income before extraordinary items | $12,217,000 | 601 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $12,217,000 | 600 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,217,000 | 602 |
| Net charge-offs | $710,000 | 885 |
| Cash dividends | $6,278,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $12,206,000 | 590 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,383,000 | 1,064 |
| Total interest expense | $1,315,000 | 1,570 |
| Net interest income | $17,068,000 | 1,023 |
| Provision for loan and lease losses | $650,000 | 843 |
| Total noninterest income | $3,705,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,164,000 | 831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,541,000 | 1,092 |
| Total noninterest expense | $10,916,000 | 1,352 |
| Salaries and employee benefits | $7,175,000 | 1,179 |
| Premises and equipment expense | $1,393,000 | 1,287 |
| Additional noninterest expense | $2,348,000 | 1,911 |
| Pre-tax net operating income | $9,207,000 | 748 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $7,000 | 4,223 |
| Income before extraordinary items | $9,208,000 | 606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,208,000 | 605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $9,208,000 | 606 |
| Net charge-offs | $713,000 | 665 |
| Cash dividends | $4,732,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $9,200,000 | 594 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,077,000 | 1,076 |
| Total interest expense | $852,000 | 1,618 |
| Net interest income | $11,225,000 | 1,031 |
| Provision for loan and lease losses | $450,000 | 841 |
| Total noninterest income | $2,739,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $782,000 | 821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,957,000 | 988 |
| Total noninterest expense | $7,172,000 | 1,374 |
| Salaries and employee benefits | $4,728,000 | 1,193 |
| Premises and equipment expense | $888,000 | 1,340 |
| Additional noninterest expense | $1,556,000 | 1,935 |
| Pre-tax net operating income | $6,342,000 | 730 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $5,000 | 4,231 |
| Income before extraordinary items | $6,345,000 | 594 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,345,000 | 592 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,345,000 | 594 |
| Net charge-offs | $726,000 | 459 |
| Cash dividends | $3,261,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,337,000 | 583 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 1,098 |
| Total interest expense | $407,000 | 1,705 |
| Net interest income | $5,498,000 | 1,045 |
| Provision for loan and lease losses | $350,000 | 557 |
| Total noninterest income | $1,598,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $391,000 | 801 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,207,000 | 809 |
| Total noninterest expense | $3,500,000 | 1,400 |
| Salaries and employee benefits | $2,311,000 | 1,212 |
| Premises and equipment expense | $445,000 | 1,354 |
| Additional noninterest expense | $744,000 | 1,994 |
| Pre-tax net operating income | $3,246,000 | 694 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $3,246,000 | 560 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,246,000 | 557 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,246,000 | 560 |
| Net charge-offs | $664,000 | 265 |
| Cash dividends | $1,667,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,246,000 | 542 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,194,000 | 1,159 |
| Total interest expense | $1,617,000 | 1,774 |
| Net interest income | $20,577,000 | 1,091 |
| Provision for loan and lease losses | $713,000 | 1,118 |
| Total noninterest income | $4,463,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,543,000 | 865 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,920,000 | 1,111 |
| Total noninterest expense | $13,722,000 | 1,402 |
| Salaries and employee benefits | $8,528,000 | 1,256 |
| Premises and equipment expense | $1,692,000 | 1,401 |
| Additional noninterest expense | $3,502,000 | 1,773 |
| Pre-tax net operating income | $10,605,000 | 783 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $10,591,000 | 640 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,591,000 | 639 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,591,000 | 640 |
| Net charge-offs | $413,000 | 1,684 |
| Cash dividends | $5,446,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,591,000 | 632 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,419,000 | 1,182 |
| Total interest expense | $1,188,000 | 1,835 |
| Net interest income | $15,231,000 | 1,112 |
| Provision for loan and lease losses | $750,000 | 843 |
| Total noninterest income | $3,509,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,163,000 | 868 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,346,000 | 1,075 |
| Total noninterest expense | $9,650,000 | 1,489 |
| Salaries and employee benefits | $5,869,000 | 1,346 |
| Premises and equipment expense | $1,279,000 | 1,394 |
| Additional noninterest expense | $2,502,000 | 1,848 |
| Pre-tax net operating income | $8,340,000 | 758 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $8,329,000 | 612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,329,000 | 608 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,329,000 | 610 |
| Net charge-offs | $381,000 | 1,386 |
| Cash dividends | $4,295,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $8,329,000 | 604 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 1,196 |
| Total interest expense | $765,000 | 1,907 |
| Net interest income | $9,918,000 | 1,129 |
| Provision for loan and lease losses | $700,000 | 642 |
| Total noninterest income | $2,218,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $761,000 | 872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,457,000 | 1,120 |
| Total noninterest expense | $6,033,000 | 1,582 |
| Salaries and employee benefits | $3,893,000 | 1,360 |
| Premises and equipment expense | $844,000 | 1,418 |
| Additional noninterest expense | $1,296,000 | 2,314 |
| Pre-tax net operating income | $5,403,000 | 756 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $5,394,000 | 614 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,394,000 | 613 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,394,000 | 614 |
| Net charge-offs | $401,000 | 1,034 |
| Cash dividends | $2,787,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,394,000 | 603 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 1,237 |
| Total interest expense | $379,000 | 1,960 |
| Net interest income | $4,741,000 | 1,181 |
| Provision for loan and lease losses | $275,000 | 770 |
| Total noninterest income | $1,017,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $373,000 | 879 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $644,000 | 1,185 |
| Total noninterest expense | $2,999,000 | 1,605 |
| Salaries and employee benefits | $1,911,000 | 1,403 |
| Premises and equipment expense | $424,000 | 1,435 |
| Additional noninterest expense | $664,000 | 2,250 |
| Pre-tax net operating income | $2,484,000 | 802 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $2,477,000 | 638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,477,000 | 638 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,477,000 | 639 |
| Net charge-offs | $-28,000 | 6,147 |
| Cash dividends | $1,275,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,477,000 | 630 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,225,000 | 1,323 |
| Total interest expense | $1,429,000 | 2,244 |
| Net interest income | $17,796,000 | 1,240 |
| Provision for loan and lease losses | $2,097,000 | 602 |
| Total noninterest income | $4,155,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,363,000 | 1,016 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,792,000 | 1,195 |
| Total noninterest expense | $11,613,000 | 1,657 |
| Salaries and employee benefits | $7,167,000 | 1,456 |
| Premises and equipment expense | $1,643,000 | 1,444 |
| Additional noninterest expense | $2,803,000 | 2,230 |
| Pre-tax net operating income | $8,241,000 | 930 |
| Securities gains (losses) | $44,000 | 1,892 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $8,280,000 | 770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,280,000 | 769 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,280,000 | 771 |
| Net charge-offs | $847,000 | 1,426 |
| Cash dividends | $4,256,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,236,000 | 755 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,059,000 | 1,359 |
| Total interest expense | $1,043,000 | 2,366 |
| Net interest income | $13,016,000 | 1,264 |
| Provision for loan and lease losses | $1,525,000 | 638 |
| Total noninterest income | $3,192,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,018,000 | 1,019 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,174,000 | 1,201 |
| Total noninterest expense | $8,482,000 | 1,707 |
| Salaries and employee benefits | $5,258,000 | 1,483 |
| Premises and equipment expense | $1,255,000 | 1,430 |
| Additional noninterest expense | $1,969,000 | 2,338 |
| Pre-tax net operating income | $6,201,000 | 940 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $6,216,000 | 777 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,216,000 | 778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,216,000 | 779 |
| Net charge-offs | $146,000 | 2,897 |
| Cash dividends | $3,306,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,197,000 | 753 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 1,391 |
| Total interest expense | $675,000 | 2,469 |
| Net interest income | $8,462,000 | 1,273 |
| Provision for loan and lease losses | $875,000 | 749 |
| Total noninterest income | $1,935,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $663,000 | 1,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,272,000 | 1,334 |
| Total noninterest expense | $5,708,000 | 1,685 |
| Salaries and employee benefits | $3,488,000 | 1,494 |
| Premises and equipment expense | $837,000 | 1,442 |
| Additional noninterest expense | $1,383,000 | 2,231 |
| Pre-tax net operating income | $3,814,000 | 992 |
| Securities gains (losses) | $16,000 | 2,123 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $3,827,000 | 814 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,827,000 | 814 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,827,000 | 816 |
| Net charge-offs | $28,000 | 3,801 |
| Cash dividends | $1,967,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,811,000 | 790 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 1,444 |
| Total interest expense | $336,000 | 2,541 |
| Net interest income | $4,097,000 | 1,319 |
| Provision for loan and lease losses | $650,000 | 563 |
| Total noninterest income | $1,117,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $336,000 | 993 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $781,000 | 1,172 |
| Total noninterest expense | $2,819,000 | 1,726 |
| Salaries and employee benefits | $1,780,000 | 1,488 |
| Premises and equipment expense | $422,000 | 1,448 |
| Additional noninterest expense | $617,000 | 2,476 |
| Pre-tax net operating income | $1,745,000 | 1,061 |
| Securities gains (losses) | $16,000 | 1,343 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,761,000 | 870 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,761,000 | 871 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,761,000 | 872 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $883,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,745,000 | 835 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,543,000 | 1,502 |
| Total interest expense | $1,539,000 | 2,654 |
| Net interest income | $16,004,000 | 1,363 |
| Provision for loan and lease losses | $1,016,000 | 1,750 |
| Total noninterest income | $3,334,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,197,000 | 1,177 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,137,000 | 1,467 |
| Total noninterest expense | $11,040,000 | 1,742 |
| Salaries and employee benefits | $6,811,000 | 1,494 |
| Premises and equipment expense | $1,427,000 | 1,649 |
| Additional noninterest expense | $2,802,000 | 2,315 |
| Pre-tax net operating income | $7,282,000 | 974 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $7,277,000 | 809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,277,000 | 808 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,277,000 | 809 |
| Net charge-offs | $816,000 | 2,035 |
| Cash dividends | $3,066,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,277,000 | 763 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,068,000 | 1,555 |
| Total interest expense | $1,194,000 | 2,682 |
| Net interest income | $11,874,000 | 1,399 |
| Provision for loan and lease losses | $735,000 | 1,810 |
| Total noninterest income | $2,453,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $895,000 | 1,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,558,000 | 1,485 |
| Total noninterest expense | $8,093,000 | 1,776 |
| Salaries and employee benefits | $4,981,000 | 1,522 |
| Premises and equipment expense | $1,056,000 | 1,685 |
| Additional noninterest expense | $2,056,000 | 2,356 |
| Pre-tax net operating income | $5,499,000 | 985 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $5,495,000 | 825 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,495,000 | 823 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,495,000 | 825 |
| Net charge-offs | $467,000 | 2,286 |
| Cash dividends | $2,315,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,495,000 | 770 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 1,561 |
| Total interest expense | $836,000 | 2,674 |
| Net interest income | $7,892,000 | 1,400 |
| Provision for loan and lease losses | $635,000 | 1,510 |
| Total noninterest income | $1,804,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $576,000 | 1,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,228,000 | 1,320 |
| Total noninterest expense | $5,338,000 | 1,807 |
| Salaries and employee benefits | $3,248,000 | 1,550 |
| Premises and equipment expense | $677,000 | 1,739 |
| Additional noninterest expense | $1,413,000 | 2,290 |
| Pre-tax net operating income | $3,723,000 | 962 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $3,721,000 | 817 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,721,000 | 816 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,721,000 | 817 |
| Net charge-offs | $203,000 | 2,741 |
| Cash dividends | $1,567,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,721,000 | 765 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 1,628 |
| Total interest expense | $448,000 | 2,622 |
| Net interest income | $3,794,000 | 1,463 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $756,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $295,000 | 1,195 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $461,000 | 1,597 |
| Total noninterest expense | $2,398,000 | 1,998 |
| Salaries and employee benefits | $1,549,000 | 1,637 |
| Premises and equipment expense | $342,000 | 1,730 |
| Additional noninterest expense | $507,000 | 3,059 |
| Pre-tax net operating income | $1,702,000 | 1,035 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $1,701,000 | 877 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,701,000 | 876 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,701,000 | 878 |
| Net charge-offs | $140,000 | 2,156 |
| Cash dividends | $716,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,701,000 | 825 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,777,000 | 1,789 |
| Total interest expense | $2,030,000 | 2,756 |
| Net interest income | $13,747,000 | 1,618 |
| Provision for loan and lease losses | $1,297,000 | 2,060 |
| Total noninterest income | $2,593,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,162,000 | 1,271 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,431,000 | 1,698 |
| Total noninterest expense | $9,073,000 | 2,104 |
| Salaries and employee benefits | $5,699,000 | 1,701 |
| Premises and equipment expense | $1,297,000 | 1,920 |
| Additional noninterest expense | $2,077,000 | 3,035 |
| Pre-tax net operating income | $5,970,000 | 1,004 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $6,001,000 | 834 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,001,000 | 832 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,001,000 | 834 |
| Net charge-offs | $1,697,000 | 1,723 |
| Cash dividends | $3,029,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,965,000 | 810 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 1,832 |
| Total interest expense | $1,517,000 | 2,849 |
| Net interest income | $10,135,000 | 1,654 |
| Provision for loan and lease losses | $925,000 | 2,055 |
| Total noninterest income | $2,016,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $865,000 | 1,285 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,151,000 | 1,597 |
| Total noninterest expense | $6,440,000 | 2,223 |
| Salaries and employee benefits | $4,093,000 | 1,785 |
| Premises and equipment expense | $917,000 | 2,040 |
| Additional noninterest expense | $1,430,000 | 3,275 |
| Pre-tax net operating income | $4,786,000 | 971 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $4,818,000 | 798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,818,000 | 797 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,818,000 | 798 |
| Net charge-offs | $509,000 | 2,644 |
| Cash dividends | $2,530,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,782,000 | 773 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,547,000 | 1,898 |
| Total interest expense | $979,000 | 2,992 |
| Net interest income | $6,568,000 | 1,709 |
| Provision for loan and lease losses | $575,000 | 2,156 |
| Total noninterest income | $1,234,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $565,000 | 1,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $669,000 | 1,762 |
| Total noninterest expense | $4,207,000 | 2,279 |
| Salaries and employee benefits | $2,637,000 | 1,867 |
| Premises and equipment expense | $612,000 | 2,059 |
| Additional noninterest expense | $958,000 | 3,312 |
| Pre-tax net operating income | $3,020,000 | 1,002 |
| Securities gains (losses) | $36,000 | 1,782 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $3,053,000 | 814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,053,000 | 813 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,053,000 | 814 |
| Net charge-offs | $72,000 | 4,155 |
| Cash dividends | $1,787,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,017,000 | 793 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 1,964 |
| Total interest expense | $470,000 | 3,203 |
| Net interest income | $3,204,000 | 1,741 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $578,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $279,000 | 1,276 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,919 |
| Total noninterest expense | $2,062,000 | 2,362 |
| Salaries and employee benefits | $1,271,000 | 1,932 |
| Premises and equipment expense | $309,000 | 2,069 |
| Additional noninterest expense | $482,000 | 3,285 |
| Pre-tax net operating income | $1,620,000 | 939 |
| Securities gains (losses) | $36,000 | 869 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $1,655,000 | 765 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,655,000 | 765 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,655,000 | 765 |
| Net charge-offs | $51,000 | 3,334 |
| Cash dividends | $1,197,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,619,000 | 769 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,742,000 | 2,037 |
| Total interest expense | $2,395,000 | 3,102 |
| Net interest income | $12,347,000 | 1,791 |
| Provision for loan and lease losses | $2,357,000 | 1,873 |
| Total noninterest income | $1,776,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,188,000 | 1,266 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $588,000 | 2,948 |
| Total noninterest expense | $8,152,000 | 2,374 |
| Salaries and employee benefits | $4,870,000 | 1,988 |
| Premises and equipment expense | $1,108,000 | 2,268 |
| Additional noninterest expense | $2,174,000 | 3,021 |
| Pre-tax net operating income | $3,614,000 | 1,378 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $3,615,000 | 1,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,615,000 | 1,188 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,615,000 | 1,190 |
| Net charge-offs | $2,257,000 | 1,736 |
| Cash dividends | $1,523,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,609,000 | 1,147 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,128,000 | 2,076 |
| Total interest expense | $1,887,000 | 3,096 |
| Net interest income | $9,241,000 | 1,820 |
| Provision for loan and lease losses | $1,800,000 | 1,775 |
| Total noninterest income | $1,205,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $904,000 | 1,282 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $301,000 | 3,554 |
| Total noninterest expense | $5,959,000 | 2,435 |
| Salaries and employee benefits | $3,627,000 | 2,003 |
| Premises and equipment expense | $832,000 | 2,312 |
| Additional noninterest expense | $1,500,000 | 3,222 |
| Pre-tax net operating income | $2,687,000 | 1,463 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $2,683,000 | 1,243 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,683,000 | 1,247 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,683,000 | 1,247 |
| Net charge-offs | $1,013,000 | 2,183 |
| Cash dividends | $1,131,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,683,000 | 1,199 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 2,097 |
| Total interest expense | $1,315,000 | 3,091 |
| Net interest income | $6,108,000 | 1,838 |
| Provision for loan and lease losses | $1,175,000 | 1,773 |
| Total noninterest income | $771,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $591,000 | 1,327 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 3,678 |
| Total noninterest expense | $3,955,000 | 2,455 |
| Salaries and employee benefits | $2,385,000 | 2,036 |
| Premises and equipment expense | $556,000 | 2,321 |
| Additional noninterest expense | $1,014,000 | 3,163 |
| Pre-tax net operating income | $1,749,000 | 1,486 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $1,746,000 | 1,270 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,746,000 | 1,271 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,746,000 | 1,271 |
| Net charge-offs | $767,000 | 1,983 |
| Cash dividends | $736,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,746,000 | 1,225 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 2,145 |
| Total interest expense | $681,000 | 3,127 |
| Net interest income | $3,035,000 | 1,868 |
| Provision for loan and lease losses | $650,000 | 1,543 |
| Total noninterest income | $332,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $297,000 | 1,318 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $1,890,000 | 2,582 |
| Salaries and employee benefits | $1,154,000 | 2,137 |
| Premises and equipment expense | $273,000 | 2,390 |
| Additional noninterest expense | $463,000 | 3,393 |
| Pre-tax net operating income | $827,000 | 1,576 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $826,000 | 1,330 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $826,000 | 1,333 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $826,000 | 1,332 |
| Net charge-offs | $256,000 | 2,203 |
| Cash dividends | $348,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $826,000 | 1,288 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,219,000 | 2,202 |
| Total interest expense | $3,548,000 | 3,020 |
| Net interest income | $11,671,000 | 1,903 |
| Provision for loan and lease losses | $6,121,000 | 1,221 |
| Total noninterest income | $1,872,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,180,000 | 1,454 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $692,000 | 2,684 |
| Total noninterest expense | $7,314,000 | 2,688 |
| Salaries and employee benefits | $4,373,000 | 2,246 |
| Premises and equipment expense | $1,096,000 | 2,383 |
| Additional noninterest expense | $1,845,000 | 3,543 |
| Pre-tax net operating income | $108,000 | 5,063 |
| Securities gains (losses) | $398,000 | 1,022 |
| Applicable income taxes | $-1,000 | 6,154 |
| Income before extraordinary items | $507,000 | 3,846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $507,000 | 3,845 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $507,000 | 3,846 |
| Net charge-offs | $3,821,000 | 1,381 |
| Cash dividends | $213,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $109,000 | 5,059 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,569,000 | 2,203 |
| Total interest expense | $2,773,000 | 3,039 |
| Net interest income | $8,796,000 | 1,882 |
| Provision for loan and lease losses | $5,300,000 | 1,001 |
| Total noninterest income | $1,200,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $857,000 | 1,493 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $343,000 | 3,419 |
| Total noninterest expense | $5,436,000 | 2,720 |
| Salaries and employee benefits | $3,226,000 | 2,309 |
| Premises and equipment expense | $824,000 | 2,414 |
| Additional noninterest expense | $1,386,000 | 3,485 |
| Pre-tax net operating income | $-740,000 | 6,498 |
| Securities gains (losses) | $287,000 | 1,030 |
| Applicable income taxes | $-2,000 | 6,572 |
| Income before extraordinary items | $-451,000 | 6,380 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-451,000 | 6,381 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-451,000 | 6,380 |
| Net charge-offs | $2,835,000 | 1,222 |
| Cash dividends | $44,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-738,000 | 6,591 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 2,232 |
| Total interest expense | $1,895,000 | 3,093 |
| Net interest income | $5,843,000 | 1,883 |
| Provision for loan and lease losses | $4,300,000 | 843 |
| Total noninterest income | $780,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $548,000 | 1,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $232,000 | 3,419 |
| Total noninterest expense | $3,606,000 | 2,761 |
| Salaries and employee benefits | $2,121,000 | 2,389 |
| Premises and equipment expense | $553,000 | 2,429 |
| Additional noninterest expense | $932,000 | 3,458 |
| Pre-tax net operating income | $-1,283,000 | 7,152 |
| Securities gains (losses) | $287,000 | 791 |
| Applicable income taxes | $-3,000 | 6,729 |
| Income before extraordinary items | $-993,000 | 7,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-993,000 | 7,146 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-993,000 | 7,147 |
| Net charge-offs | $998,000 | 1,629 |
| Cash dividends | $44,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,280,000 | 7,258 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 2,265 |
| Total interest expense | $941,000 | 3,216 |
| Net interest income | $2,930,000 | 1,883 |
| Provision for loan and lease losses | $1,475,000 | 934 |
| Total noninterest income | $370,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $274,000 | 1,495 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $1,722,000 | 2,788 |
| Salaries and employee benefits | $1,042,000 | 2,457 |
| Premises and equipment expense | $277,000 | 2,466 |
| Additional noninterest expense | $403,000 | 3,559 |
| Pre-tax net operating income | $103,000 | 5,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $312,000 | 1,737 |
| Cash dividends | $44,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 4,771 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,873,000 | 2,484 |
| Total interest expense | $4,335,000 | 3,305 |
| Net interest income | $10,538,000 | 2,106 |
| Provision for loan and lease losses | $2,300,000 | 1,645 |
| Total noninterest income | $1,368,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $843,000 | 2,032 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $525,000 | 3,096 |
| Total noninterest expense | $6,708,000 | 2,782 |
| Salaries and employee benefits | $4,105,000 | 2,458 |
| Premises and equipment expense | $1,153,000 | 2,325 |
| Additional noninterest expense | $1,450,000 | 3,714 |
| Pre-tax net operating income | $2,898,000 | 1,857 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $2,895,000 | 1,413 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,895,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,200,000 | 1,762 |
| Cash dividends | $1,232,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,886,000 | 1,515 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,076,000 | 2,555 |
| Total interest expense | $3,358,000 | 3,335 |
| Net interest income | $7,718,000 | 2,172 |
| Provision for loan and lease losses | $1,460,000 | 1,459 |
| Total noninterest income | $1,020,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $593,000 | 2,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $427,000 | 3,078 |
| Total noninterest expense | $5,029,000 | 2,770 |
| Salaries and employee benefits | $3,162,000 | 2,421 |
| Premises and equipment expense | $871,000 | 2,320 |
| Additional noninterest expense | $996,000 | 3,877 |
| Pre-tax net operating income | $2,249,000 | 2,099 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $14,000 | 4,753 |
| Income before extraordinary items | $2,244,000 | 1,610 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,244,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,884 |
| Cash dividends | $958,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,235,090 | 1,706 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 2,622 |
| Total interest expense | $2,322,000 | 3,369 |
| Net interest income | $4,941,000 | 2,243 |
| Provision for loan and lease losses | $460,000 | 2,004 |
| Total noninterest income | $677,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $393,000 | 2,157 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $284,000 | 3,125 |
| Total noninterest expense | $3,295,000 | 2,804 |
| Salaries and employee benefits | $2,078,000 | 2,476 |
| Premises and equipment expense | $579,000 | 2,342 |
| Additional noninterest expense | $638,000 | 3,986 |
| Pre-tax net operating income | $1,863,000 | 1,789 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $1,859,000 | 1,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,859,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $796,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,850,090 | 1,454 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 2,661 |
| Total interest expense | $1,263,000 | 3,327 |
| Net interest income | $2,430,000 | 2,265 |
| Provision for loan and lease losses | $235,000 | 1,655 |
| Total noninterest income | $336,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $195,000 | 2,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $1,574,000 | 2,924 |
| Salaries and employee benefits | $1,031,000 | 2,516 |
| Premises and equipment expense | $275,000 | 2,454 |
| Additional noninterest expense | $268,000 | 4,465 |
| Pre-tax net operating income | $957,000 | 1,860 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $966,000 | 1,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $966,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $415,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $957,000 | 1,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,183,000 | 2,645 |
| Total interest expense | $5,588,000 | 3,184 |
| Net interest income | $9,595,000 | 2,323 |
| Provision for loan and lease losses | $839,000 | 1,628 |
| Total noninterest income | $1,368,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $517,000 | 2,976 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $851,000 | 2,472 |
| Total noninterest expense | $5,946,000 | 2,985 |
| Salaries and employee benefits | $3,725,000 | 2,659 |
| Premises and equipment expense | $1,084,000 | 2,395 |
| Additional noninterest expense | $1,137,000 | 4,226 |
| Pre-tax net operating income | $4,178,000 | 1,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $4,175,000 | 1,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,175,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 1,115 |
| Cash dividends | $1,814,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,175,000 | 1,504 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,148,000 | 2,698 |
| Total interest expense | $4,082,000 | 3,239 |
| Net interest income | $7,066,000 | 2,373 |
| Provision for loan and lease losses | $785,000 | 1,109 |
| Total noninterest income | $994,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 3,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $644,000 | 2,454 |
| Total noninterest expense | $4,390,000 | 3,015 |
| Salaries and employee benefits | $2,767,000 | 2,670 |
| Premises and equipment expense | $810,000 | 2,387 |
| Additional noninterest expense | $813,000 | 4,319 |
| Pre-tax net operating income | $2,885,000 | 2,179 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $2,882,000 | 1,757 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,882,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 700 |
| Cash dividends | $1,278,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,882,000 | 1,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 2,814 |
| Total interest expense | $2,579,000 | 3,371 |
| Net interest income | $4,567,000 | 2,470 |
| Provision for loan and lease losses | $500,000 | 1,024 |
| Total noninterest income | $670,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $193,000 | 3,579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $477,000 | 2,324 |
| Total noninterest expense | $2,901,000 | 3,051 |
| Salaries and employee benefits | $1,826,000 | 2,723 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $534,000 | 4,384 |
| Pre-tax net operating income | $1,836,000 | 2,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $1,833,000 | 1,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,833,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 793 |
| Cash dividends | $836,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,833,000 | 1,866 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 2,927 |
| Total interest expense | $1,197,000 | 3,544 |
| Net interest income | $2,225,000 | 2,529 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $236,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $1,476,000 | 3,021 |
| Salaries and employee benefits | $928,000 | 2,721 |
| Premises and equipment expense | $270,000 | 2,411 |
| Additional noninterest expense | $278,000 | 4,188 |
| Pre-tax net operating income | $835,000 | 2,493 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $832,000 | 1,994 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $832,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 822 |
| Cash dividends | $415,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $832,000 | 1,982 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,742,000 | 2,940 |
| Total interest expense | $4,085,000 | 3,543 |
| Net interest income | $8,657,000 | 2,605 |
| Provision for loan and lease losses | $680,000 | 1,445 |
| Total noninterest income | $919,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $304,000 | 4,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $615,000 | 2,968 |
| Total noninterest expense | $4,847,000 | 3,434 |
| Salaries and employee benefits | $3,075,000 | 3,066 |
| Premises and equipment expense | $809,000 | 2,980 |
| Additional noninterest expense | $963,000 | 4,635 |
| Pre-tax net operating income | $4,049,000 | 2,242 |
| Securities gains (losses) | $-53,000 | 7,961 |
| Applicable income taxes | $271,000 | 3,941 |
| Income before extraordinary items | $3,725,000 | 1,905 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,725,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,417 |
| Cash dividends | $1,619,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,774,290 | 1,869 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,324,000 | 2,976 |
| Total interest expense | $2,959,000 | 3,543 |
| Net interest income | $6,365,000 | 2,670 |
| Provision for loan and lease losses | $395,000 | 1,723 |
| Total noninterest income | $633,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $230,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 3,206 |
| Total noninterest expense | $3,496,000 | 3,536 |
| Salaries and employee benefits | $2,231,000 | 3,146 |
| Premises and equipment expense | $563,000 | 3,162 |
| Additional noninterest expense | $702,000 | 4,686 |
| Pre-tax net operating income | $3,107,000 | 2,269 |
| Securities gains (losses) | $-53,000 | 8,199 |
| Applicable income taxes | $395,000 | 3,196 |
| Income before extraordinary items | $2,659,000 | 2,037 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,659,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 982 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,705,110 | 1,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,987,000 | 3,035 |
| Total interest expense | $1,854,000 | 3,599 |
| Net interest income | $4,133,000 | 2,718 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $364,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 3,589 |
| Total noninterest expense | $2,238,000 | 3,656 |
| Salaries and employee benefits | $1,418,000 | 3,288 |
| Premises and equipment expense | $360,000 | 3,253 |
| Additional noninterest expense | $460,000 | 4,753 |
| Pre-tax net operating income | $2,039,000 | 2,268 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $395,000 | 2,637 |
| Income before extraordinary items | $1,644,000 | 2,174 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,644,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,644,000 | 2,161 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 3,147 |
| Total interest expense | $843,000 | 3,688 |
| Net interest income | $1,969,000 | 2,808 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $208,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,119 |
| Total noninterest expense | $1,102,000 | 3,716 |
| Salaries and employee benefits | $709,000 | 3,298 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $234,000 | 4,666 |
| Pre-tax net operating income | $1,005,000 | 2,264 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $395,000 | 1,672 |
| Income before extraordinary items | $610,000 | 2,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $610,000 | 2,691 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 3,367 |
| Total interest expense | $2,232,000 | 4,120 |
| Net interest income | $6,948,000 | 3,057 |
| Provision for loan and lease losses | $639,000 | 1,555 |
| Total noninterest income | $1,042,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $781,000 | 2,583 |
| Total noninterest expense | $3,731,000 | 4,077 |
| Salaries and employee benefits | $2,290,000 | 3,736 |
| Premises and equipment expense | $612,000 | 3,596 |
| Additional noninterest expense | $829,000 | 5,048 |
| Pre-tax net operating income | $3,620,000 | 2,399 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,448,000 | 1,746 |
| Income before extraordinary items | $2,172,000 | 2,883 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,172,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,509 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,172,000 | 2,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 3,500 |
| Total interest expense | $1,495,000 | 4,297 |
| Net interest income | $4,920,000 | 3,184 |
| Provision for loan and lease losses | $425,000 | 1,625 |
| Total noninterest income | $727,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $196,000 | 4,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $531,000 | 2,763 |
| Total noninterest expense | $2,676,000 | 4,190 |
| Salaries and employee benefits | $1,656,000 | 3,810 |
| Premises and equipment expense | $455,000 | 3,621 |
| Additional noninterest expense | $565,000 | 5,307 |
| Pre-tax net operating income | $2,546,000 | 2,540 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,018,000 | 1,852 |
| Income before extraordinary items | $1,528,000 | 3,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,528,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,528,000 | 3,047 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 3,646 |
| Total interest expense | $892,000 | 4,466 |
| Net interest income | $3,084,000 | 3,331 |
| Provision for loan and lease losses | $265,000 | 1,699 |
| Total noninterest income | $516,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $389,000 | 2,598 |
| Total noninterest expense | $1,704,000 | 4,333 |
| Salaries and employee benefits | $1,052,000 | 3,924 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $1,631,000 | 2,577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $652,000 | 1,887 |
| Income before extraordinary items | $979,000 | 3,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $979,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $979,000 | 3,096 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,929 |
| Total interest expense | $398,000 | 4,703 |
| Net interest income | $1,397,000 | 3,615 |
| Provision for loan and lease losses | $115,000 | 1,851 |
| Total noninterest income | $202,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,022 |
| Total noninterest expense | $848,000 | 4,364 |
| Salaries and employee benefits | $516,000 | 3,998 |
| Premises and equipment expense | $149,000 | 3,665 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $636,000 | 3,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $254,000 | 2,249 |
| Income before extraordinary items | $382,000 | 3,729 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $382,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $382,000 | 3,690 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 4,609 |
| Total interest expense | $1,063,000 | 5,489 |
| Net interest income | $4,317,000 | 4,251 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $796,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $231,000 | 4,916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $565,000 | 3,087 |
| Total noninterest expense | $2,986,000 | 4,676 |
| Salaries and employee benefits | $1,771,000 | 4,389 |
| Premises and equipment expense | $516,000 | 3,991 |
| Additional noninterest expense | $699,000 | 5,533 |
| Pre-tax net operating income | $1,777,000 | 3,819 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $711,000 | 2,737 |
| Income before extraordinary items | $1,066,000 | 4,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,066,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,066,000 | 4,450 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 4,795 |
| Total interest expense | $740,000 | 5,669 |
| Net interest income | $3,055,000 | 4,405 |
| Provision for loan and lease losses | $275,000 | 2,404 |
| Total noninterest income | $639,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $175,000 | 4,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $464,000 | 2,925 |
| Total noninterest expense | $2,164,000 | 4,744 |
| Salaries and employee benefits | $1,276,000 | 4,473 |
| Premises and equipment expense | $363,000 | 4,184 |
| Additional noninterest expense | $525,000 | 5,487 |
| Pre-tax net operating income | $1,255,000 | 4,041 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $502,000 | 2,895 |
| Income before extraordinary items | $753,000 | 4,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $753,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $753,000 | 4,686 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 4,979 |
| Total interest expense | $473,000 | 5,807 |
| Net interest income | $1,931,000 | 4,578 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $401,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $113,000 | 4,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $288,000 | 3,058 |
| Total noninterest expense | $1,381,000 | 4,933 |
| Salaries and employee benefits | $831,000 | 4,583 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $338,000 | 5,609 |
| Pre-tax net operating income | $796,000 | 4,129 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $318,000 | 2,980 |
| Income before extraordinary items | $478,000 | 4,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $478,000 | 4,767 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,141 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $921,000 | 4,747 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $234,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $182,000 | 2,633 |
| Total noninterest expense | $635,000 | 5,251 |
| Salaries and employee benefits | $390,000 | 4,830 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $455,000 | 3,764 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $182,000 | 2,728 |
| Income before extraordinary items | $273,000 | 4,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $273,000 | 4,395 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 5,855 |
| Total interest expense | $744,000 | 6,894 |
| Net interest income | $3,002,000 | 5,305 |
| Provision for loan and lease losses | $355,000 | 2,824 |
| Total noninterest income | $581,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $414,000 | 3,916 |
| Total noninterest expense | $2,111,000 | 5,806 |
| Salaries and employee benefits | $1,235,000 | 5,540 |
| Premises and equipment expense | $351,000 | 5,156 |
| Additional noninterest expense | $525,000 | 6,402 |
| Pre-tax net operating income | $1,117,000 | 4,873 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $405,000 | 3,750 |
| Income before extraordinary items | $712,000 | 5,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $712,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $712,000 | 5,372 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 6,043 |
| Total interest expense | $546,000 | 7,096 |
| Net interest income | $2,142,000 | 5,492 |
| Provision for loan and lease losses | $330,000 | 2,341 |
| Total noninterest income | $426,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,989 |
| Total noninterest expense | $1,510,000 | 5,957 |
| Salaries and employee benefits | $879,000 | 5,684 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $371,000 | 6,561 |
| Pre-tax net operating income | $728,000 | 5,412 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $291,000 | 3,973 |
| Income before extraordinary items | $437,000 | 6,158 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $437,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $437,000 | 5,997 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 6,218 |
| Total interest expense | $358,000 | 7,272 |
| Net interest income | $1,352,000 | 5,662 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $232,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $163,000 | 4,419 |
| Total noninterest expense | $986,000 | 6,031 |
| Salaries and employee benefits | $578,000 | 5,739 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $338,000 | 6,252 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $135,000 | 4,667 |
| Income before extraordinary items | $203,000 | 6,941 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $203,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $203,000 | 6,746 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,556 |
| Total interest expense | $169,000 | 7,506 |
| Net interest income | $610,000 | 6,013 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $491,000 | 6,059 |
| Salaries and employee benefits | $283,000 | 5,808 |
| Premises and equipment expense | $87,000 | 5,158 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $72,000 | 7,648 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,000 | 7,885 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 8,255 |
| Total interest expense | $361,000 | 8,760 |
| Net interest income | $1,251,000 | 7,835 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $208,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $41,000 | 7,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,371 |
| Total noninterest expense | $1,601,000 | 6,652 |
| Salaries and employee benefits | $851,000 | 6,697 |
| Premises and equipment expense | $337,000 | 5,208 |
| Additional noninterest expense | $413,000 | 7,059 |
| Pre-tax net operating income | $-567,000 | 9,010 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-200,000 | 9,138 |
| Income before extraordinary items | $-367,000 | 8,999 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-367,000 | 8,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-367,000 | 8,952 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,000 | 9,606 |
| Total interest expense | $2,000 | 9,586 |
| Net interest income | $16,000 | 9,598 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $1,000 | 9,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $140,000 | 9,588 |
| Salaries and employee benefits | $76,000 | 9,571 |
| Premises and equipment expense | $24,000 | 9,458 |
| Additional noninterest expense | $40,000 | 9,577 |
| Pre-tax net operating income | $-148,000 | 8,915 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-148,000 | 8,999 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-148,000 | 9,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 132 |
| Net operating income | $-148,000 | 8,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.