Home > ValueBank Texas > Income and Expense
ValueBank Texas, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,522,000 | 2,340 |
| Total interest expense | $1,185,000 | 3,564 |
| Net interest income | $13,337,000 | 1,992 |
| Provision for loan and lease losses | $181,000 | 2,070 |
| Total noninterest income | $3,215,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,120,000 | 921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,095,000 | 1,577 |
| Total noninterest expense | $10,160,000 | 2,028 |
| Salaries and employee benefits | $6,089,000 | 1,951 |
| Premises and equipment expense | $1,220,000 | 1,784 |
| Additional noninterest expense | $2,095,000 | 1,577 |
| Pre-tax net operating income | $6,211,000 | 1,682 |
| Securities gains (losses) | $-28,000 | 3,533 |
| Applicable income taxes | $1,275,000 | 1,279 |
| Income before extraordinary items | $4,908,000 | 1,750 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,908,000 | 1,771 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,908,000 | 1,753 |
| Net charge-offs | $-129,000 | 4,388 |
| Cash dividends | $3,550,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,930,120 | 1,769 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,697,000 | 2,330 |
| Total interest expense | $793,000 | 3,579 |
| Net interest income | $9,904,000 | 2,009 |
| Provision for loan and lease losses | $178,000 | 1,777 |
| Total noninterest income | $2,437,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $845,000 | 916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,557 |
| Total noninterest expense | $7,426,000 | 2,056 |
| Salaries and employee benefits | $4,552,000 | 1,947 |
| Premises and equipment expense | $918,000 | 1,791 |
| Additional noninterest expense | $1,592,000 | 1,557 |
| Pre-tax net operating income | $4,737,000 | 1,721 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $959,000 | 1,313 |
| Income before extraordinary items | $3,777,000 | 1,782 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,777,000 | 1,797 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,777,000 | 1,782 |
| Net charge-offs | $-135,000 | 4,422 |
| Cash dividends | $1,900,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,777,800 | 1,803 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 2,328 |
| Total interest expense | $456,000 | 3,596 |
| Net interest income | $6,512,000 | 2,041 |
| Provision for loan and lease losses | $3,000 | 2,874 |
| Total noninterest income | $1,490,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $554,000 | 914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 1,600 |
| Total noninterest expense | $4,913,000 | 2,063 |
| Salaries and employee benefits | $3,029,000 | 1,946 |
| Premises and equipment expense | $598,000 | 1,807 |
| Additional noninterest expense | $936,000 | 1,598 |
| Pre-tax net operating income | $3,086,000 | 1,725 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $623,000 | 1,345 |
| Income before extraordinary items | $2,462,000 | 1,799 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,462,000 | 1,819 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,462,000 | 1,799 |
| Net charge-offs | $4,000 | 2,088 |
| Cash dividends | $550,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,462,800 | 1,814 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 2,347 |
| Total interest expense | $193,000 | 3,592 |
| Net interest income | $3,217,000 | 2,065 |
| Provision for loan and lease losses | $2,000 | 2,559 |
| Total noninterest income | $752,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $281,000 | 913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 1,570 |
| Total noninterest expense | $2,416,000 | 2,105 |
| Salaries and employee benefits | $1,515,000 | 1,982 |
| Premises and equipment expense | $278,000 | 1,912 |
| Additional noninterest expense | $471,000 | 1,570 |
| Pre-tax net operating income | $1,551,000 | 1,743 |
| Securities gains (losses) | $-1,000 | 3,873 |
| Applicable income taxes | $312,000 | 1,356 |
| Income before extraordinary items | $1,238,000 | 1,816 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,238,000 | 1,816 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,238,000 | 1,816 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,238,800 | 1,835 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,339 |
| Total interest expense | $279,000 | 3,816 |
| Net interest income | $11,208,000 | 2,205 |
| Provision for loan and lease losses | $19,000 | 2,813 |
| Total noninterest income | $8,247,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,198,000 | 885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,049,000 | 705 |
| Total noninterest expense | $10,164,000 | 1,987 |
| Salaries and employee benefits | $6,068,000 | 1,938 |
| Premises and equipment expense | $1,643,000 | 1,444 |
| Additional noninterest expense | $7,049,000 | 705 |
| Pre-tax net operating income | $9,272,000 | 1,349 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,857,000 | 1,135 |
| Income before extraordinary items | $7,415,000 | 1,386 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,415,000 | 1,386 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,415,000 | 1,386 |
| Net charge-offs | $8,000 | 2,207 |
| Cash dividends | $3,600,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,415,000 | 1,407 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 2,391 |
| Total interest expense | $153,000 | 3,939 |
| Net interest income | $7,823,000 | 2,282 |
| Provision for loan and lease losses | $12,000 | 2,650 |
| Total noninterest income | $7,396,000 | 784 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $908,000 | 881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,488,000 | 635 |
| Total noninterest expense | $7,582,000 | 1,989 |
| Salaries and employee benefits | $4,457,000 | 1,962 |
| Premises and equipment expense | $1,321,000 | 1,355 |
| Additional noninterest expense | $6,488,000 | 635 |
| Pre-tax net operating income | $7,625,000 | 1,251 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,541,000 | 1,047 |
| Income before extraordinary items | $6,084,000 | 1,275 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,084,000 | 1,273 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,084,000 | 1,275 |
| Net charge-offs | $4,000 | 2,057 |
| Cash dividends | $1,550,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,084,000 | 1,302 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,940,000 | 2,451 |
| Total interest expense | $76,000 | 4,155 |
| Net interest income | $4,864,000 | 2,352 |
| Provision for loan and lease losses | $6,000 | 2,475 |
| Total noninterest income | $2,746,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $610,000 | 868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,136,000 | 1,056 |
| Total noninterest expense | $5,027,000 | 1,983 |
| Salaries and employee benefits | $2,912,000 | 1,987 |
| Premises and equipment expense | $928,000 | 1,297 |
| Additional noninterest expense | $1,187,000 | 2,319 |
| Pre-tax net operating income | $2,577,000 | 1,901 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $503,000 | 1,483 |
| Income before extraordinary items | $2,074,000 | 1,960 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,074,000 | 1,960 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,074,000 | 1,960 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $400,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,074,000 | 2,003 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 2,483 |
| Total interest expense | $38,000 | 4,162 |
| Net interest income | $2,307,000 | 2,381 |
| Provision for loan and lease losses | $3,000 | 2,190 |
| Total noninterest income | $840,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $300,000 | 872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 1,597 |
| Total noninterest expense | $2,491,000 | 1,985 |
| Salaries and employee benefits | $1,440,000 | 1,990 |
| Premises and equipment expense | $447,000 | 1,340 |
| Additional noninterest expense | $604,000 | 2,278 |
| Pre-tax net operating income | $653,000 | 2,627 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $117,000 | 1,978 |
| Income before extraordinary items | $536,000 | 2,680 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $536,000 | 2,677 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $536,000 | 2,680 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $536,000 | 2,696 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 2,465 |
| Total interest expense | $168,000 | 4,238 |
| Net interest income | $9,850,000 | 2,352 |
| Provision for loan and lease losses | $16,000 | 2,903 |
| Total noninterest income | $3,596,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,170,000 | 860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,426,000 | 1,714 |
| Total noninterest expense | $9,823,000 | 1,999 |
| Salaries and employee benefits | $5,669,000 | 2,012 |
| Premises and equipment expense | $1,824,000 | 1,304 |
| Additional noninterest expense | $2,330,000 | 2,340 |
| Pre-tax net operating income | $3,607,000 | 2,457 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $652,000 | 1,922 |
| Income before extraordinary items | $2,955,000 | 2,564 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,955,000 | 2,565 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,955,000 | 2,565 |
| Net charge-offs | $12,000 | 2,234 |
| Cash dividends | $1,150,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,955,000 | 2,539 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 2,536 |
| Total interest expense | $130,000 | 4,304 |
| Net interest income | $7,197,000 | 2,433 |
| Provision for loan and lease losses | $12,000 | 2,809 |
| Total noninterest income | $2,600,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $864,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,736,000 | 1,819 |
| Total noninterest expense | $7,347,000 | 2,014 |
| Salaries and employee benefits | $4,251,000 | 2,006 |
| Premises and equipment expense | $1,368,000 | 1,322 |
| Additional noninterest expense | $1,728,000 | 2,368 |
| Pre-tax net operating income | $2,438,000 | 2,700 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $440,000 | 2,065 |
| Income before extraordinary items | $1,998,000 | 2,803 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,998,000 | 2,803 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,998,000 | 2,803 |
| Net charge-offs | $6,000 | 2,115 |
| Cash dividends | $500,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,998,000 | 2,775 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 2,555 |
| Total interest expense | $91,000 | 4,329 |
| Net interest income | $4,753,000 | 2,440 |
| Provision for loan and lease losses | $3,000 | 2,808 |
| Total noninterest income | $1,738,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $563,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,175,000 | 1,754 |
| Total noninterest expense | $4,889,000 | 2,006 |
| Salaries and employee benefits | $2,853,000 | 1,988 |
| Premises and equipment expense | $899,000 | 1,332 |
| Additional noninterest expense | $1,137,000 | 2,370 |
| Pre-tax net operating income | $1,599,000 | 2,698 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $287,000 | 2,052 |
| Income before extraordinary items | $1,312,000 | 2,819 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,312,000 | 2,818 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,312,000 | 2,819 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $250,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,312,000 | 2,800 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 2,569 |
| Total interest expense | $47,000 | 4,375 |
| Net interest income | $2,349,000 | 2,439 |
| Provision for loan and lease losses | $2,000 | 2,695 |
| Total noninterest income | $861,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $283,000 | 829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 1,764 |
| Total noninterest expense | $2,428,000 | 1,997 |
| Salaries and employee benefits | $1,425,000 | 1,986 |
| Premises and equipment expense | $439,000 | 1,385 |
| Additional noninterest expense | $564,000 | 2,359 |
| Pre-tax net operating income | $780,000 | 2,702 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $138,000 | 2,065 |
| Income before extraordinary items | $642,000 | 2,821 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $642,000 | 2,819 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $642,000 | 2,821 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $642,000 | 2,777 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,064,000 | 2,506 |
| Total interest expense | $374,000 | 4,106 |
| Net interest income | $9,690,000 | 2,307 |
| Provision for loan and lease losses | $135,000 | 3,344 |
| Total noninterest income | $3,623,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,247,000 | 785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,376,000 | 1,636 |
| Total noninterest expense | $9,830,000 | 1,985 |
| Salaries and employee benefits | $5,810,000 | 1,945 |
| Premises and equipment expense | $1,729,000 | 1,360 |
| Additional noninterest expense | $2,291,000 | 2,318 |
| Pre-tax net operating income | $3,348,000 | 2,298 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $592,000 | 1,826 |
| Income before extraordinary items | $2,756,000 | 2,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,756,000 | 2,418 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,756,000 | 2,418 |
| Net charge-offs | $6,000 | 3,144 |
| Cash dividends | $1,000,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,756,000 | 2,359 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 2,524 |
| Total interest expense | $313,000 | 4,093 |
| Net interest income | $7,203,000 | 2,325 |
| Provision for loan and lease losses | $6,000 | 4,177 |
| Total noninterest income | $2,671,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $937,000 | 781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,734,000 | 1,615 |
| Total noninterest expense | $7,307,000 | 1,972 |
| Salaries and employee benefits | $4,348,000 | 1,920 |
| Premises and equipment expense | $1,261,000 | 1,385 |
| Additional noninterest expense | $1,698,000 | 2,316 |
| Pre-tax net operating income | $2,561,000 | 2,257 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $456,000 | 1,800 |
| Income before extraordinary items | $2,105,000 | 2,375 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,105,000 | 2,375 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,105,000 | 2,375 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $500,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,105,000 | 2,324 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 2,531 |
| Total interest expense | $237,000 | 4,058 |
| Net interest income | $4,871,000 | 2,313 |
| Provision for loan and lease losses | $5,000 | 4,058 |
| Total noninterest income | $1,774,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $656,000 | 761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,118,000 | 1,561 |
| Total noninterest expense | $4,837,000 | 1,981 |
| Salaries and employee benefits | $2,891,000 | 1,929 |
| Premises and equipment expense | $819,000 | 1,411 |
| Additional noninterest expense | $1,127,000 | 2,312 |
| Pre-tax net operating income | $1,803,000 | 2,149 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $326,000 | 1,685 |
| Income before extraordinary items | $1,477,000 | 2,256 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,477,000 | 2,255 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,477,000 | 2,256 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,477,000 | 2,216 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 2,529 |
| Total interest expense | $144,000 | 3,977 |
| Net interest income | $2,399,000 | 2,288 |
| Provision for loan and lease losses | $3,000 | 3,621 |
| Total noninterest income | $959,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $385,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 1,390 |
| Total noninterest expense | $2,426,000 | 1,996 |
| Salaries and employee benefits | $1,458,000 | 1,925 |
| Premises and equipment expense | $396,000 | 1,457 |
| Additional noninterest expense | $572,000 | 2,324 |
| Pre-tax net operating income | $929,000 | 1,937 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $169,000 | 1,529 |
| Income before extraordinary items | $760,000 | 2,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $760,000 | 2,055 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $760,000 | 2,056 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $760,000 | 2,022 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 2,460 |
| Total interest expense | $561,000 | 4,032 |
| Net interest income | $10,199,000 | 2,203 |
| Provision for loan and lease losses | $19,000 | 3,755 |
| Total noninterest income | $5,968,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,462,000 | 817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,506,000 | 890 |
| Total noninterest expense | $9,932,000 | 1,939 |
| Salaries and employee benefits | $5,561,000 | 1,958 |
| Premises and equipment expense | $1,684,000 | 1,362 |
| Additional noninterest expense | $2,687,000 | 2,101 |
| Pre-tax net operating income | $6,216,000 | 1,488 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $1,200,000 | 1,276 |
| Income before extraordinary items | $5,014,000 | 1,597 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,014,000 | 1,599 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,014,000 | 1,599 |
| Net charge-offs | $-23,000 | 4,622 |
| Cash dividends | $2,970,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,015,620 | 1,560 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 2,482 |
| Total interest expense | $412,000 | 4,101 |
| Net interest income | $7,673,000 | 2,232 |
| Provision for loan and lease losses | $14,000 | 3,644 |
| Total noninterest income | $4,787,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,047,000 | 854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,740,000 | 831 |
| Total noninterest expense | $7,464,000 | 1,939 |
| Salaries and employee benefits | $4,190,000 | 1,955 |
| Premises and equipment expense | $1,242,000 | 1,387 |
| Additional noninterest expense | $2,032,000 | 2,095 |
| Pre-tax net operating income | $4,982,000 | 1,446 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $979,000 | 1,246 |
| Income before extraordinary items | $4,001,000 | 1,551 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,001,000 | 1,553 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,001,000 | 1,553 |
| Net charge-offs | $-29,000 | 4,698 |
| Cash dividends | $1,850,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,002,600 | 1,516 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 2,483 |
| Total interest expense | $267,000 | 4,140 |
| Net interest income | $5,131,000 | 2,225 |
| Provision for loan and lease losses | $9,000 | 3,519 |
| Total noninterest income | $3,789,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $637,000 | 909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,152,000 | 692 |
| Total noninterest expense | $5,013,000 | 1,934 |
| Salaries and employee benefits | $2,760,000 | 1,973 |
| Premises and equipment expense | $825,000 | 1,394 |
| Additional noninterest expense | $1,428,000 | 2,032 |
| Pre-tax net operating income | $3,898,000 | 1,264 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $777,000 | 1,089 |
| Income before extraordinary items | $3,119,000 | 1,351 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,119,000 | 1,351 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,119,000 | 1,351 |
| Net charge-offs | $-33,000 | 4,805 |
| Cash dividends | $1,600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,120,600 | 1,330 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 2,522 |
| Total interest expense | $125,000 | 4,209 |
| Net interest income | $2,512,000 | 2,263 |
| Provision for loan and lease losses | $4,000 | 3,295 |
| Total noninterest income | $781,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $269,000 | 1,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 1,420 |
| Total noninterest expense | $2,354,000 | 2,031 |
| Salaries and employee benefits | $1,344,000 | 2,022 |
| Premises and equipment expense | $418,000 | 1,399 |
| Additional noninterest expense | $592,000 | 2,301 |
| Pre-tax net operating income | $935,000 | 2,141 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $176,000 | 1,699 |
| Income before extraordinary items | $758,000 | 2,258 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $758,000 | 2,257 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $758,000 | 2,257 |
| Net charge-offs | $-20,000 | 4,863 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $758,810 | 2,236 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,953,000 | 2,533 |
| Total interest expense | $513,000 | 3,896 |
| Net interest income | $9,440,000 | 2,355 |
| Provision for loan and lease losses | $22,000 | 3,804 |
| Total noninterest income | $3,802,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,212,000 | 984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,590,000 | 1,269 |
| Total noninterest expense | $9,533,000 | 1,972 |
| Salaries and employee benefits | $5,193,000 | 2,036 |
| Premises and equipment expense | $1,722,000 | 1,335 |
| Additional noninterest expense | $2,618,000 | 2,142 |
| Pre-tax net operating income | $3,687,000 | 2,207 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $705,000 | 1,684 |
| Income before extraordinary items | $2,982,000 | 2,336 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,982,000 | 2,335 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,982,000 | 2,335 |
| Net charge-offs | $27,000 | 2,960 |
| Cash dividends | $1,241,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,982,000 | 2,329 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 2,555 |
| Total interest expense | $380,000 | 3,868 |
| Net interest income | $6,979,000 | 2,388 |
| Provision for loan and lease losses | $19,000 | 3,643 |
| Total noninterest income | $2,805,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $899,000 | 989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,906,000 | 1,296 |
| Total noninterest expense | $7,128,000 | 1,983 |
| Salaries and employee benefits | $3,886,000 | 2,037 |
| Premises and equipment expense | $1,316,000 | 1,315 |
| Additional noninterest expense | $1,926,000 | 2,168 |
| Pre-tax net operating income | $2,637,000 | 2,310 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $507,000 | 1,768 |
| Income before extraordinary items | $2,130,000 | 2,411 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,130,000 | 2,410 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,130,000 | 2,410 |
| Net charge-offs | $19,000 | 2,737 |
| Cash dividends | $671,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,130,000 | 2,406 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 2,625 |
| Total interest expense | $247,000 | 3,850 |
| Net interest income | $4,448,000 | 2,471 |
| Provision for loan and lease losses | $10,000 | 3,554 |
| Total noninterest income | $1,919,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $588,000 | 1,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,331,000 | 1,261 |
| Total noninterest expense | $4,715,000 | 2,003 |
| Salaries and employee benefits | $2,613,000 | 2,039 |
| Premises and equipment expense | $869,000 | 1,336 |
| Additional noninterest expense | $1,233,000 | 2,250 |
| Pre-tax net operating income | $1,642,000 | 2,383 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $319,000 | 1,816 |
| Income before extraordinary items | $1,323,000 | 2,518 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,323,000 | 2,516 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,323,000 | 2,517 |
| Net charge-offs | $16,000 | 2,366 |
| Cash dividends | $361,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,323,000 | 2,511 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,657 |
| Total interest expense | $122,000 | 3,833 |
| Net interest income | $2,183,000 | 2,506 |
| Provision for loan and lease losses | $2,000 | 3,432 |
| Total noninterest income | $1,025,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $290,000 | 1,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 1,158 |
| Total noninterest expense | $2,383,000 | 2,003 |
| Salaries and employee benefits | $1,321,000 | 2,031 |
| Premises and equipment expense | $438,000 | 1,345 |
| Additional noninterest expense | $624,000 | 2,212 |
| Pre-tax net operating income | $823,000 | 2,342 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $161,000 | 1,775 |
| Income before extraordinary items | $662,000 | 2,454 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $662,000 | 2,453 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $662,000 | 2,454 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $662,000 | 2,448 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,016,000 | 2,644 |
| Total interest expense | $355,000 | 4,167 |
| Net interest income | $8,661,000 | 2,490 |
| Provision for loan and lease losses | $19,000 | 3,976 |
| Total noninterest income | $3,754,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,250,000 | 973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,504,000 | 1,325 |
| Total noninterest expense | $9,426,000 | 2,012 |
| Salaries and employee benefits | $5,316,000 | 1,999 |
| Premises and equipment expense | $1,760,000 | 1,315 |
| Additional noninterest expense | $2,350,000 | 2,349 |
| Pre-tax net operating income | $2,970,000 | 2,497 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $1,149,000 | 1,754 |
| Income before extraordinary items | $1,820,000 | 2,843 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,820,000 | 2,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,820,000 | 2,843 |
| Net charge-offs | $95,000 | 2,485 |
| Cash dividends | $740,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,820,640 | 2,826 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 2,681 |
| Total interest expense | $239,000 | 4,349 |
| Net interest income | $6,433,000 | 2,517 |
| Provision for loan and lease losses | $14,000 | 3,828 |
| Total noninterest income | $2,969,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $954,000 | 961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 1,279 |
| Total noninterest expense | $7,295,000 | 1,946 |
| Salaries and employee benefits | $4,075,000 | 1,976 |
| Premises and equipment expense | $1,777,000 | 1,013 |
| Additional noninterest expense | $1,443,000 | 2,737 |
| Pre-tax net operating income | $2,093,000 | 2,658 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $632,000 | 1,869 |
| Income before extraordinary items | $1,460,000 | 2,898 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,460,000 | 2,897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,460,000 | 2,898 |
| Net charge-offs | $78,000 | 2,126 |
| Cash dividends | $440,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,460,700 | 2,879 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 2,673 |
| Total interest expense | $145,000 | 4,468 |
| Net interest income | $4,294,000 | 2,500 |
| Provision for loan and lease losses | $8,000 | 3,693 |
| Total noninterest income | $2,039,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $621,000 | 970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,418,000 | 1,229 |
| Total noninterest expense | $4,913,000 | 1,936 |
| Salaries and employee benefits | $2,740,000 | 1,957 |
| Premises and equipment expense | $1,243,000 | 971 |
| Additional noninterest expense | $930,000 | 2,804 |
| Pre-tax net operating income | $1,412,000 | 2,588 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $426,000 | 1,842 |
| Income before extraordinary items | $985,000 | 2,847 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $985,000 | 2,847 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $985,000 | 2,847 |
| Net charge-offs | $73,000 | 1,730 |
| Cash dividends | $200,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $985,700 | 2,830 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 2,664 |
| Total interest expense | $66,000 | 4,606 |
| Net interest income | $2,151,000 | 2,497 |
| Provision for loan and lease losses | $4,000 | 3,415 |
| Total noninterest income | $920,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $297,000 | 1,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 1,325 |
| Total noninterest expense | $2,394,000 | 2,002 |
| Salaries and employee benefits | $1,405,000 | 1,954 |
| Premises and equipment expense | $534,000 | 1,118 |
| Additional noninterest expense | $455,000 | 2,853 |
| Pre-tax net operating income | $673,000 | 2,597 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $200,000 | 1,870 |
| Income before extraordinary items | $473,000 | 2,846 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $473,000 | 2,846 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $473,000 | 2,846 |
| Net charge-offs | $70,000 | 1,126 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $473,000 | 2,829 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 2,684 |
| Total interest expense | $239,000 | 4,769 |
| Net interest income | $8,463,000 | 2,508 |
| Provision for loan and lease losses | $69,000 | 3,443 |
| Total noninterest income | $3,989,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,435,000 | 876 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,554,000 | 1,356 |
| Total noninterest expense | $9,926,000 | 1,920 |
| Salaries and employee benefits | $5,634,000 | 1,897 |
| Premises and equipment expense | $2,290,000 | 1,034 |
| Additional noninterest expense | $2,002,000 | 2,760 |
| Pre-tax net operating income | $2,457,000 | 2,706 |
| Securities gains (losses) | $286,000 | 684 |
| Applicable income taxes | $782,000 | 1,866 |
| Income before extraordinary items | $1,961,000 | 2,834 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,961,000 | 2,832 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,961,000 | 2,833 |
| Net charge-offs | $78,000 | 2,815 |
| Cash dividends | $890,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,757,940 | 2,956 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 2,697 |
| Total interest expense | $171,000 | 4,864 |
| Net interest income | $6,318,000 | 2,527 |
| Provision for loan and lease losses | $58,000 | 3,223 |
| Total noninterest income | $3,029,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,090,000 | 863 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,939,000 | 1,339 |
| Total noninterest expense | $7,525,000 | 1,900 |
| Salaries and employee benefits | $4,256,000 | 1,871 |
| Premises and equipment expense | $1,753,000 | 1,010 |
| Additional noninterest expense | $1,516,000 | 2,741 |
| Pre-tax net operating income | $1,764,000 | 2,822 |
| Securities gains (losses) | $286,000 | 620 |
| Applicable income taxes | $592,000 | 1,903 |
| Income before extraordinary items | $1,458,000 | 2,863 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,458,000 | 2,863 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,458,000 | 2,863 |
| Net charge-offs | $68,000 | 2,374 |
| Cash dividends | $640,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,254,940 | 3,062 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 2,724 |
| Total interest expense | $99,000 | 5,079 |
| Net interest income | $4,204,000 | 2,529 |
| Provision for loan and lease losses | $55,000 | 2,867 |
| Total noninterest income | $2,013,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $720,000 | 862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,293,000 | 1,316 |
| Total noninterest expense | $4,978,000 | 1,922 |
| Salaries and employee benefits | $2,830,000 | 1,885 |
| Premises and equipment expense | $1,156,000 | 1,032 |
| Additional noninterest expense | $992,000 | 2,777 |
| Pre-tax net operating income | $1,184,000 | 2,775 |
| Securities gains (losses) | $286,000 | 442 |
| Applicable income taxes | $429,000 | 1,819 |
| Income before extraordinary items | $1,041,000 | 2,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,041,000 | 2,727 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,041,000 | 2,728 |
| Net charge-offs | $63,000 | 1,977 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $837,940 | 3,036 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 2,690 |
| Total interest expense | $40,000 | 5,333 |
| Net interest income | $2,152,000 | 2,479 |
| Provision for loan and lease losses | $51,000 | 2,123 |
| Total noninterest income | $999,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $348,000 | 878 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $651,000 | 1,279 |
| Total noninterest expense | $2,521,000 | 1,889 |
| Salaries and employee benefits | $1,451,000 | 1,851 |
| Premises and equipment expense | $585,000 | 1,031 |
| Additional noninterest expense | $485,000 | 2,830 |
| Pre-tax net operating income | $579,000 | 2,784 |
| Securities gains (losses) | $286,000 | 219 |
| Applicable income taxes | $254,000 | 1,642 |
| Income before extraordinary items | $611,000 | 2,414 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $611,000 | 2,414 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $611,000 | 2,414 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $407,940 | 3,039 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,685,000 | 2,667 |
| Total interest expense | $62,000 | 5,944 |
| Net interest income | $8,623,000 | 2,424 |
| Provision for loan and lease losses | $181,000 | 2,432 |
| Total noninterest income | $4,134,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,543,000 | 837 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,591,000 | 1,281 |
| Total noninterest expense | $9,963,000 | 1,899 |
| Salaries and employee benefits | $5,706,000 | 1,826 |
| Premises and equipment expense | $2,269,000 | 1,044 |
| Additional noninterest expense | $1,988,000 | 2,807 |
| Pre-tax net operating income | $2,613,000 | 2,551 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $759,000 | 1,855 |
| Income before extraordinary items | $1,873,000 | 2,851 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,873,000 | 2,853 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,873,000 | 2,854 |
| Net charge-offs | $90,000 | 2,757 |
| Cash dividends | $800,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,859,510 | 2,810 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 2,710 |
| Total interest expense | $35,000 | 6,101 |
| Net interest income | $6,405,000 | 2,457 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $3,209,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,139,000 | 851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,070,000 | 1,251 |
| Total noninterest expense | $7,519,000 | 1,891 |
| Salaries and employee benefits | $4,195,000 | 1,867 |
| Premises and equipment expense | $1,779,000 | 1,027 |
| Additional noninterest expense | $1,545,000 | 2,725 |
| Pre-tax net operating income | $1,955,000 | 2,609 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $571,000 | 1,894 |
| Income before extraordinary items | $1,390,000 | 2,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,390,000 | 2,912 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,390,000 | 2,914 |
| Net charge-offs | $81,000 | 2,360 |
| Cash dividends | $440,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,385,740 | 2,867 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,758 |
| Total interest expense | $24,000 | 6,157 |
| Net interest income | $4,189,000 | 2,496 |
| Provision for loan and lease losses | $82,000 | 2,456 |
| Total noninterest income | $2,035,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $743,000 | 853 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,292,000 | 1,308 |
| Total noninterest expense | $4,882,000 | 1,951 |
| Salaries and employee benefits | $2,740,000 | 1,914 |
| Premises and equipment expense | $1,165,000 | 1,047 |
| Additional noninterest expense | $977,000 | 2,856 |
| Pre-tax net operating income | $1,260,000 | 2,650 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $364,000 | 1,942 |
| Income before extraordinary items | $896,000 | 2,949 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $896,000 | 2,949 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $896,000 | 2,951 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $896,000 | 2,888 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 2,753 |
| Total interest expense | $12,000 | 6,220 |
| Net interest income | $2,094,000 | 2,490 |
| Provision for loan and lease losses | $37,000 | 2,354 |
| Total noninterest income | $1,000,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $368,000 | 840 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $632,000 | 1,280 |
| Total noninterest expense | $2,390,000 | 1,989 |
| Salaries and employee benefits | $1,334,000 | 1,961 |
| Premises and equipment expense | $583,000 | 1,049 |
| Additional noninterest expense | $473,000 | 2,906 |
| Pre-tax net operating income | $667,000 | 2,507 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $196,000 | 1,842 |
| Income before extraordinary items | $471,000 | 2,836 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $471,000 | 2,839 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $471,000 | 2,839 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $471,000 | 2,763 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,884 |
| Total interest expense | $58,000 | 6,282 |
| Net interest income | $7,961,000 | 2,631 |
| Provision for loan and lease losses | $33,000 | 4,032 |
| Total noninterest income | $3,590,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,673,000 | 805 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,917,000 | 1,509 |
| Total noninterest expense | $9,116,000 | 2,066 |
| Salaries and employee benefits | $5,277,000 | 1,948 |
| Premises and equipment expense | $1,887,000 | 1,272 |
| Additional noninterest expense | $1,952,000 | 2,934 |
| Pre-tax net operating income | $2,402,000 | 2,661 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $703,000 | 1,889 |
| Income before extraordinary items | $1,699,000 | 3,018 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,699,000 | 3,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,699,000 | 3,019 |
| Net charge-offs | $46,000 | 3,837 |
| Cash dividends | $835,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,699,000 | 2,967 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 2,936 |
| Total interest expense | $46,000 | 6,351 |
| Net interest income | $5,898,000 | 2,673 |
| Provision for loan and lease losses | $27,000 | 3,792 |
| Total noninterest income | $2,702,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,239,000 | 819 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,463,000 | 1,487 |
| Total noninterest expense | $6,828,000 | 2,068 |
| Salaries and employee benefits | $3,845,000 | 1,996 |
| Premises and equipment expense | $1,420,000 | 1,271 |
| Additional noninterest expense | $1,563,000 | 2,792 |
| Pre-tax net operating income | $1,745,000 | 2,759 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $504,000 | 1,987 |
| Income before extraordinary items | $1,241,000 | 3,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,241,000 | 3,073 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,241,000 | 3,074 |
| Net charge-offs | $42,000 | 3,380 |
| Cash dividends | $640,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,241,000 | 3,029 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 2,980 |
| Total interest expense | $31,000 | 6,404 |
| Net interest income | $3,837,000 | 2,734 |
| Provision for loan and lease losses | $16,000 | 3,746 |
| Total noninterest income | $1,762,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $822,000 | 816 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $940,000 | 1,516 |
| Total noninterest expense | $4,522,000 | 2,092 |
| Salaries and employee benefits | $2,529,000 | 2,040 |
| Premises and equipment expense | $936,000 | 1,286 |
| Additional noninterest expense | $1,057,000 | 2,754 |
| Pre-tax net operating income | $1,061,000 | 2,859 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $300,000 | 2,035 |
| Income before extraordinary items | $761,000 | 3,191 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $761,000 | 3,197 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $761,000 | 3,197 |
| Net charge-offs | $18,000 | 3,462 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $761,000 | 3,151 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,084 |
| Total interest expense | $17,000 | 6,446 |
| Net interest income | $1,836,000 | 2,828 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $855,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $398,000 | 819 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $457,000 | 1,506 |
| Total noninterest expense | $2,244,000 | 2,114 |
| Salaries and employee benefits | $1,242,000 | 2,088 |
| Premises and equipment expense | $481,000 | 1,283 |
| Additional noninterest expense | $521,000 | 2,791 |
| Pre-tax net operating income | $441,000 | 3,126 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $117,000 | 2,219 |
| Income before extraordinary items | $324,000 | 3,404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 3,407 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $324,000 | 3,407 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $324,000 | 3,360 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,626,000 | 3,044 |
| Total interest expense | $134,000 | 6,256 |
| Net interest income | $7,492,000 | 2,771 |
| Provision for loan and lease losses | $118,000 | 3,553 |
| Total noninterest income | $3,511,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,705,000 | 815 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,806,000 | 1,638 |
| Total noninterest expense | $8,661,000 | 2,179 |
| Salaries and employee benefits | $4,735,000 | 2,162 |
| Premises and equipment expense | $1,935,000 | 1,212 |
| Additional noninterest expense | $1,991,000 | 2,979 |
| Pre-tax net operating income | $2,224,000 | 2,654 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $640,000 | 1,903 |
| Income before extraordinary items | $1,589,000 | 3,048 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,589,000 | 3,050 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,589,000 | 3,051 |
| Net charge-offs | $75,000 | 4,021 |
| Cash dividends | $895,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,585,450 | 2,989 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 3,069 |
| Total interest expense | $112,000 | 6,272 |
| Net interest income | $5,635,000 | 2,767 |
| Provision for loan and lease losses | $106,000 | 3,299 |
| Total noninterest income | $2,671,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,253,000 | 833 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,418,000 | 1,618 |
| Total noninterest expense | $6,465,000 | 2,183 |
| Salaries and employee benefits | $3,497,000 | 2,183 |
| Premises and equipment expense | $1,478,000 | 1,217 |
| Additional noninterest expense | $1,490,000 | 2,992 |
| Pre-tax net operating income | $1,735,000 | 2,675 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $510,000 | 1,901 |
| Income before extraordinary items | $1,224,000 | 3,036 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,224,000 | 3,041 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,224,000 | 3,041 |
| Net charge-offs | $62,000 | 3,691 |
| Cash dividends | $640,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,224,710 | 2,968 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,111 |
| Total interest expense | $88,000 | 6,197 |
| Net interest income | $3,677,000 | 2,805 |
| Provision for loan and lease losses | $88,000 | 3,121 |
| Total noninterest income | $1,716,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $801,000 | 846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $915,000 | 1,689 |
| Total noninterest expense | $4,251,000 | 2,223 |
| Salaries and employee benefits | $2,290,000 | 2,222 |
| Premises and equipment expense | $1,009,000 | 1,190 |
| Additional noninterest expense | $952,000 | 3,073 |
| Pre-tax net operating income | $1,054,000 | 2,789 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $303,000 | 2,005 |
| Income before extraordinary items | $751,000 | 3,185 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $751,000 | 3,187 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $751,000 | 3,188 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $751,000 | 3,088 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 3,076 |
| Total interest expense | $58,000 | 5,978 |
| Net interest income | $1,874,000 | 2,768 |
| Provision for loan and lease losses | $41,000 | 3,024 |
| Total noninterest income | $833,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $380,000 | 874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $453,000 | 1,685 |
| Total noninterest expense | $2,134,000 | 2,226 |
| Salaries and employee benefits | $1,142,000 | 2,256 |
| Premises and equipment expense | $514,000 | 1,192 |
| Additional noninterest expense | $478,000 | 3,090 |
| Pre-tax net operating income | $532,000 | 2,761 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $152,000 | 1,978 |
| Income before extraordinary items | $380,000 | 3,120 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $380,000 | 3,121 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $380,000 | 3,122 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $380,000 | 3,029 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 3,224 |
| Total interest expense | $272,000 | 6,099 |
| Net interest income | $7,380,000 | 2,854 |
| Provision for loan and lease losses | $17,000 | 5,652 |
| Total noninterest income | $3,300,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,555,000 | 914 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,745,000 | 1,678 |
| Total noninterest expense | $8,462,000 | 2,234 |
| Salaries and employee benefits | $4,580,000 | 2,185 |
| Premises and equipment expense | $2,004,000 | 1,179 |
| Additional noninterest expense | $1,878,000 | 3,234 |
| Pre-tax net operating income | $2,201,000 | 2,640 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $639,000 | 1,934 |
| Income before extraordinary items | $1,562,000 | 3,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,562,000 | 3,041 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,562,000 | 3,042 |
| Net charge-offs | $-4,000 | 6,481 |
| Cash dividends | $700,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,562,000 | 2,925 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,320 |
| Total interest expense | $220,000 | 6,142 |
| Net interest income | $5,463,000 | 2,930 |
| Provision for loan and lease losses | $3,000 | 5,730 |
| Total noninterest income | $2,512,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,139,000 | 946 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,373,000 | 1,611 |
| Total noninterest expense | $6,347,000 | 2,252 |
| Salaries and employee benefits | $3,425,000 | 2,174 |
| Premises and equipment expense | $1,466,000 | 1,220 |
| Additional noninterest expense | $1,456,000 | 3,189 |
| Pre-tax net operating income | $1,625,000 | 2,730 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $473,000 | 2,004 |
| Income before extraordinary items | $1,152,000 | 3,159 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,152,000 | 3,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,152,000 | 3,157 |
| Net charge-offs | $-18,000 | 6,725 |
| Cash dividends | $550,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,152,000 | 3,013 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 3,354 |
| Total interest expense | $151,000 | 6,190 |
| Net interest income | $3,618,000 | 2,956 |
| Provision for loan and lease losses | $3,000 | 5,543 |
| Total noninterest income | $1,673,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $736,000 | 971 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $937,000 | 1,580 |
| Total noninterest expense | $4,226,000 | 2,265 |
| Salaries and employee benefits | $2,269,000 | 2,199 |
| Premises and equipment expense | $985,000 | 1,214 |
| Additional noninterest expense | $972,000 | 3,201 |
| Pre-tax net operating income | $1,062,000 | 2,732 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $306,000 | 2,033 |
| Income before extraordinary items | $756,000 | 3,166 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $756,000 | 3,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $756,000 | 3,166 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $756,000 | 3,006 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,386 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $1,813,000 | 2,960 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $899,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $381,000 | 914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $518,000 | 1,472 |
| Total noninterest expense | $2,154,000 | 2,212 |
| Salaries and employee benefits | $1,129,000 | 2,208 |
| Premises and equipment expense | $547,000 | 1,093 |
| Additional noninterest expense | $478,000 | 3,209 |
| Pre-tax net operating income | $555,000 | 2,669 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $159,000 | 1,962 |
| Income before extraordinary items | $396,000 | 3,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $396,000 | 3,096 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $396,000 | 2,943 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 3,576 |
| Total interest expense | $356,000 | 6,365 |
| Net interest income | $6,931,000 | 3,096 |
| Provision for loan and lease losses | $139,000 | 5,028 |
| Total noninterest income | $3,437,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,638,000 | 898 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,799,000 | 1,465 |
| Total noninterest expense | $8,254,000 | 2,301 |
| Salaries and employee benefits | $4,452,000 | 2,177 |
| Premises and equipment expense | $1,851,000 | 1,341 |
| Additional noninterest expense | $1,951,000 | 3,207 |
| Pre-tax net operating income | $1,975,000 | 2,536 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $563,000 | 1,918 |
| Income before extraordinary items | $1,433,000 | 2,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,433,000 | 2,865 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,433,000 | 2,865 |
| Net charge-offs | $149,000 | 4,607 |
| Cash dividends | $1,120,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,417,880 | 2,786 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,624 |
| Total interest expense | $277,000 | 6,428 |
| Net interest income | $5,163,000 | 3,129 |
| Provision for loan and lease losses | $131,000 | 4,680 |
| Total noninterest income | $2,616,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,238,000 | 894 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,378,000 | 1,427 |
| Total noninterest expense | $6,152,000 | 2,328 |
| Salaries and employee benefits | $3,305,000 | 2,198 |
| Premises and equipment expense | $1,396,000 | 1,350 |
| Additional noninterest expense | $1,451,000 | 3,238 |
| Pre-tax net operating income | $1,496,000 | 2,585 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $431,000 | 1,876 |
| Income before extraordinary items | $1,086,000 | 2,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,086,000 | 2,901 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,086,000 | 2,901 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $570,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,070,880 | 2,830 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,657 |
| Total interest expense | $194,000 | 6,463 |
| Net interest income | $3,431,000 | 3,147 |
| Provision for loan and lease losses | $109,000 | 4,314 |
| Total noninterest income | $1,747,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $808,000 | 904 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $939,000 | 1,405 |
| Total noninterest expense | $4,050,000 | 2,378 |
| Salaries and employee benefits | $2,175,000 | 2,238 |
| Premises and equipment expense | $914,000 | 1,383 |
| Additional noninterest expense | $961,000 | 3,304 |
| Pre-tax net operating income | $1,019,000 | 2,505 |
| Securities gains (losses) | $21,000 | 2,069 |
| Applicable income taxes | $296,000 | 1,815 |
| Income before extraordinary items | $744,000 | 2,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $744,000 | 2,803 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $744,000 | 2,803 |
| Net charge-offs | $137,000 | 3,514 |
| Cash dividends | $320,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $728,880 | 2,757 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,730 |
| Total interest expense | $104,000 | 6,463 |
| Net interest income | $1,674,000 | 3,200 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $884,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $395,000 | 906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $489,000 | 1,366 |
| Total noninterest expense | $1,991,000 | 2,429 |
| Salaries and employee benefits | $1,070,000 | 2,289 |
| Premises and equipment expense | $454,000 | 1,419 |
| Additional noninterest expense | $467,000 | 3,357 |
| Pre-tax net operating income | $567,000 | 2,332 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $162,000 | 1,718 |
| Income before extraordinary items | $405,000 | 2,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $405,000 | 2,634 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $405,000 | 2,635 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $405,000 | 2,580 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,504,000 | 3,719 |
| Total interest expense | $620,000 | 6,185 |
| Net interest income | $6,884,000 | 3,107 |
| Provision for loan and lease losses | $28,000 | 6,724 |
| Total noninterest income | $3,244,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,913,000 | 788 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,331,000 | 1,828 |
| Total noninterest expense | $8,227,000 | 2,350 |
| Salaries and employee benefits | $4,221,000 | 2,287 |
| Premises and equipment expense | $2,020,000 | 1,285 |
| Additional noninterest expense | $1,986,000 | 3,274 |
| Pre-tax net operating income | $1,873,000 | 2,363 |
| Securities gains (losses) | $10,000 | 3,313 |
| Applicable income taxes | $569,000 | 1,760 |
| Income before extraordinary items | $1,314,000 | 2,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,314,000 | 2,729 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,314,000 | 2,734 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $920,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,307,000 | 2,646 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 3,762 |
| Total interest expense | $495,000 | 6,225 |
| Net interest income | $5,197,000 | 3,137 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $2,421,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,458,000 | 795 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $963,000 | 1,841 |
| Total noninterest expense | $6,072,000 | 2,388 |
| Salaries and employee benefits | $3,129,000 | 2,323 |
| Premises and equipment expense | $1,492,000 | 1,317 |
| Additional noninterest expense | $1,451,000 | 3,322 |
| Pre-tax net operating income | $1,523,000 | 2,344 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $484,000 | 1,707 |
| Income before extraordinary items | $1,049,000 | 2,798 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,049,000 | 2,792 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,049,000 | 2,797 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,042,200 | 2,683 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 3,772 |
| Total interest expense | $327,000 | 6,339 |
| Net interest income | $3,521,000 | 3,095 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $1,617,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $987,000 | 779 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $630,000 | 1,800 |
| Total noninterest expense | $4,074,000 | 2,381 |
| Salaries and employee benefits | $2,069,000 | 2,359 |
| Premises and equipment expense | $1,044,000 | 1,267 |
| Additional noninterest expense | $961,000 | 3,305 |
| Pre-tax net operating income | $1,044,000 | 2,302 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $333,000 | 1,629 |
| Income before extraordinary items | $721,000 | 2,698 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $721,000 | 2,693 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $721,000 | 2,697 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $165,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $714,200 | 2,630 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,848 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $1,729,000 | 3,168 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $758,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $500,000 | 774 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $258,000 | 2,025 |
| Total noninterest expense | $2,012,000 | 2,433 |
| Salaries and employee benefits | $1,057,000 | 2,331 |
| Premises and equipment expense | $493,000 | 1,381 |
| Additional noninterest expense | $462,000 | 3,396 |
| Pre-tax net operating income | $455,000 | 2,585 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $143,000 | 1,782 |
| Income before extraordinary items | $322,000 | 3,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $322,000 | 3,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $322,000 | 3,005 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $315,100 | 2,939 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 3,621 |
| Total interest expense | $892,000 | 6,262 |
| Net interest income | $7,747,000 | 2,800 |
| Provision for loan and lease losses | $784,000 | 3,867 |
| Total noninterest income | $3,436,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,268,000 | 742 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,168,000 | 1,944 |
| Total noninterest expense | $8,721,000 | 2,271 |
| Salaries and employee benefits | $4,578,000 | 2,145 |
| Premises and equipment expense | $1,976,000 | 1,378 |
| Additional noninterest expense | $2,167,000 | 3,120 |
| Pre-tax net operating income | $1,678,000 | 2,199 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $546,000 | 1,472 |
| Income before extraordinary items | $1,153,000 | 2,534 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,153,000 | 2,532 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,153,000 | 2,533 |
| Net charge-offs | $333,000 | 4,358 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,138,720 | 2,505 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 3,625 |
| Total interest expense | $698,000 | 6,312 |
| Net interest income | $5,888,000 | 2,784 |
| Provision for loan and lease losses | $137,000 | 5,598 |
| Total noninterest income | $2,564,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,704,000 | 735 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $860,000 | 2,028 |
| Total noninterest expense | $6,571,000 | 2,261 |
| Salaries and employee benefits | $3,489,000 | 2,131 |
| Premises and equipment expense | $1,475,000 | 1,395 |
| Additional noninterest expense | $1,607,000 | 3,112 |
| Pre-tax net operating income | $1,744,000 | 1,819 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $587,000 | 1,266 |
| Income before extraordinary items | $1,178,000 | 2,207 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,178,000 | 2,204 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,178,000 | 2,207 |
| Net charge-offs | $216,000 | 4,160 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,163,930 | 2,185 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 3,602 |
| Total interest expense | $474,000 | 6,385 |
| Net interest income | $4,008,000 | 2,714 |
| Provision for loan and lease losses | $84,000 | 5,546 |
| Total noninterest income | $1,732,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,109,000 | 745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $623,000 | 1,949 |
| Total noninterest expense | $4,407,000 | 2,278 |
| Salaries and employee benefits | $2,361,000 | 2,139 |
| Premises and equipment expense | $976,000 | 1,434 |
| Additional noninterest expense | $1,070,000 | 3,123 |
| Pre-tax net operating income | $1,249,000 | 1,769 |
| Securities gains (losses) | $21,000 | 2,305 |
| Applicable income taxes | $423,000 | 1,221 |
| Income before extraordinary items | $847,000 | 2,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,145 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $847,000 | 2,146 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $832,930 | 2,105 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 3,619 |
| Total interest expense | $225,000 | 6,592 |
| Net interest income | $2,030,000 | 2,674 |
| Provision for loan and lease losses | $42,000 | 5,134 |
| Total noninterest income | $896,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $543,000 | 740 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $353,000 | 1,756 |
| Total noninterest expense | $2,174,000 | 2,249 |
| Salaries and employee benefits | $1,173,000 | 2,174 |
| Premises and equipment expense | $544,000 | 1,317 |
| Additional noninterest expense | $457,000 | 3,234 |
| Pre-tax net operating income | $710,000 | 1,784 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $242,000 | 1,251 |
| Income before extraordinary items | $489,000 | 2,175 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $489,000 | 2,174 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $489,000 | 2,176 |
| Net charge-offs | $51,000 | 3,523 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $474,930 | 2,103 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 3,571 |
| Total interest expense | $1,655,000 | 5,757 |
| Net interest income | $8,207,000 | 2,643 |
| Provision for loan and lease losses | $140,000 | 5,648 |
| Total noninterest income | $3,680,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,310,000 | 753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,370,000 | 1,705 |
| Total noninterest expense | $9,081,000 | 2,119 |
| Salaries and employee benefits | $4,833,000 | 2,103 |
| Premises and equipment expense | $2,090,000 | 1,311 |
| Additional noninterest expense | $2,158,000 | 2,670 |
| Pre-tax net operating income | $2,666,000 | 1,992 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $889,000 | 1,297 |
| Income before extraordinary items | $1,777,000 | 2,217 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,777,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,805 |
| Cash dividends | $1,790,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,777,000 | 2,343 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,556,000 | 3,573 |
| Total interest expense | $1,364,000 | 5,662 |
| Net interest income | $6,192,000 | 2,653 |
| Provision for loan and lease losses | $129,000 | 4,833 |
| Total noninterest income | $2,731,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,682,000 | 787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,049,000 | 1,749 |
| Total noninterest expense | $6,679,000 | 2,150 |
| Salaries and employee benefits | $3,497,000 | 2,206 |
| Premises and equipment expense | $1,575,000 | 1,311 |
| Additional noninterest expense | $1,607,000 | 2,616 |
| Pre-tax net operating income | $2,115,000 | 2,212 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $706,000 | 1,522 |
| Income before extraordinary items | $1,409,000 | 2,449 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,409,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,799 |
| Cash dividends | $950,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,409,000 | 2,560 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 3,573 |
| Total interest expense | $988,000 | 5,614 |
| Net interest income | $4,153,000 | 2,627 |
| Provision for loan and lease losses | $69,000 | 4,790 |
| Total noninterest income | $1,842,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,106,000 | 784 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $736,000 | 1,726 |
| Total noninterest expense | $4,426,000 | 2,166 |
| Salaries and employee benefits | $2,310,000 | 2,250 |
| Premises and equipment expense | $1,060,000 | 1,295 |
| Additional noninterest expense | $1,056,000 | 2,614 |
| Pre-tax net operating income | $1,500,000 | 2,200 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $500,000 | 1,602 |
| Income before extraordinary items | $1,000,000 | 2,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $950,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,000,000 | 2,527 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 3,568 |
| Total interest expense | $551,000 | 5,517 |
| Net interest income | $2,101,000 | 2,597 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $911,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $548,000 | 783 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $363,000 | 1,734 |
| Total noninterest expense | $2,248,000 | 2,133 |
| Salaries and employee benefits | $1,166,000 | 2,250 |
| Premises and equipment expense | $538,000 | 1,282 |
| Additional noninterest expense | $544,000 | 2,524 |
| Pre-tax net operating income | $758,000 | 2,270 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $251,000 | 1,680 |
| Income before extraordinary items | $507,000 | 2,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $660,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $507,000 | 2,584 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,397,000 | 3,422 |
| Total interest expense | $2,450,000 | 5,317 |
| Net interest income | $8,947,000 | 2,457 |
| Provision for loan and lease losses | $82,000 | 5,171 |
| Total noninterest income | $3,758,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,473,000 | 722 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,285,000 | 1,869 |
| Total noninterest expense | $8,746,000 | 2,103 |
| Salaries and employee benefits | $4,479,000 | 2,248 |
| Premises and equipment expense | $2,038,000 | 1,308 |
| Additional noninterest expense | $2,229,000 | 2,423 |
| Pre-tax net operating income | $3,877,000 | 2,036 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,293,000 | 1,575 |
| Income before extraordinary items | $2,584,000 | 2,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,584,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $1,105,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,584,000 | 2,276 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 3,435 |
| Total interest expense | $1,834,000 | 5,337 |
| Net interest income | $6,706,000 | 2,479 |
| Provision for loan and lease losses | $64,000 | 4,783 |
| Total noninterest income | $2,762,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,824,000 | 715 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $938,000 | 1,912 |
| Total noninterest expense | $6,350,000 | 2,143 |
| Salaries and employee benefits | $3,257,000 | 2,311 |
| Premises and equipment expense | $1,503,000 | 1,313 |
| Additional noninterest expense | $1,590,000 | 2,485 |
| Pre-tax net operating income | $3,054,000 | 2,072 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,024,000 | 1,616 |
| Income before extraordinary items | $2,030,000 | 2,339 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,030,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $580,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,030,000 | 2,319 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 3,479 |
| Total interest expense | $1,187,000 | 5,408 |
| Net interest income | $4,446,000 | 2,515 |
| Provision for loan and lease losses | $33,000 | 4,815 |
| Total noninterest income | $1,825,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,184,000 | 747 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $641,000 | 1,889 |
| Total noninterest expense | $4,217,000 | 2,177 |
| Salaries and employee benefits | $2,193,000 | 2,324 |
| Premises and equipment expense | $960,000 | 1,384 |
| Additional noninterest expense | $1,064,000 | 2,490 |
| Pre-tax net operating income | $2,021,000 | 2,135 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $676,000 | 1,708 |
| Income before extraordinary items | $1,345,000 | 2,407 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,345,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $580,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,345,000 | 2,391 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 3,534 |
| Total interest expense | $570,000 | 5,514 |
| Net interest income | $2,175,000 | 2,561 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $863,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $547,000 | 779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $316,000 | 1,879 |
| Total noninterest expense | $2,187,000 | 2,111 |
| Salaries and employee benefits | $1,136,000 | 2,266 |
| Premises and equipment expense | $488,000 | 1,374 |
| Additional noninterest expense | $563,000 | 2,339 |
| Pre-tax net operating income | $844,000 | 2,474 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $279,000 | 1,947 |
| Income before extraordinary items | $565,000 | 2,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $565,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $140,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $565,000 | 2,752 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 3,414 |
| Total interest expense | $1,783,000 | 5,715 |
| Net interest income | $8,867,000 | 2,545 |
| Provision for loan and lease losses | $81,000 | 5,007 |
| Total noninterest income | $3,367,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,270,000 | 777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,097,000 | 2,086 |
| Total noninterest expense | $8,564,000 | 2,055 |
| Salaries and employee benefits | $4,424,000 | 2,208 |
| Premises and equipment expense | $1,952,000 | 1,323 |
| Additional noninterest expense | $2,188,000 | 2,373 |
| Pre-tax net operating income | $3,589,000 | 2,439 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,204,000 | 1,954 |
| Income before extraordinary items | $2,385,000 | 2,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,385,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,149 |
| Cash dividends | $1,351,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,385,000 | 2,700 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 3,418 |
| Total interest expense | $1,188,000 | 5,935 |
| Net interest income | $6,684,000 | 2,565 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $2,439,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,664,000 | 802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $775,000 | 2,178 |
| Total noninterest expense | $6,283,000 | 2,109 |
| Salaries and employee benefits | $3,172,000 | 2,317 |
| Premises and equipment expense | $1,544,000 | 1,255 |
| Additional noninterest expense | $1,567,000 | 2,450 |
| Pre-tax net operating income | $2,781,000 | 2,452 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $935,000 | 1,973 |
| Income before extraordinary items | $1,846,000 | 2,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,846,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $656,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,846,000 | 2,727 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,441 |
| Total interest expense | $725,000 | 6,059 |
| Net interest income | $4,410,000 | 2,591 |
| Provision for loan and lease losses | $34,000 | 4,919 |
| Total noninterest income | $1,600,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,080,000 | 811 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $520,000 | 2,159 |
| Total noninterest expense | $4,122,000 | 2,142 |
| Salaries and employee benefits | $2,106,000 | 2,335 |
| Premises and equipment expense | $1,009,000 | 1,290 |
| Additional noninterest expense | $1,007,000 | 2,550 |
| Pre-tax net operating income | $1,854,000 | 2,462 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $622,000 | 2,002 |
| Income before extraordinary items | $1,232,000 | 2,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,232,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $316,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,232,000 | 2,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 3,499 |
| Total interest expense | $335,000 | 6,138 |
| Net interest income | $2,108,000 | 2,670 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $771,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $519,000 | 816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $252,000 | 2,180 |
| Total noninterest expense | $2,034,000 | 2,178 |
| Salaries and employee benefits | $1,049,000 | 2,350 |
| Premises and equipment expense | $501,000 | 1,300 |
| Additional noninterest expense | $484,000 | 2,609 |
| Pre-tax net operating income | $825,000 | 2,642 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $276,000 | 2,120 |
| Income before extraordinary items | $549,000 | 2,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $549,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $91,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $549,000 | 2,917 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 3,360 |
| Total interest expense | $880,000 | 6,584 |
| Net interest income | $8,318,000 | 2,610 |
| Provision for loan and lease losses | $170,000 | 3,909 |
| Total noninterest income | $3,529,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,301,000 | 755 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,228,000 | 1,934 |
| Total noninterest expense | $8,340,000 | 2,002 |
| Salaries and employee benefits | $4,183,000 | 2,194 |
| Premises and equipment expense | $2,144,000 | 1,137 |
| Additional noninterest expense | $2,013,000 | 2,474 |
| Pre-tax net operating income | $3,337,000 | 2,544 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $1,134,000 | 2,091 |
| Income before extraordinary items | $2,201,000 | 2,852 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,201,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $1,803,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,202,320 | 2,818 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 3,390 |
| Total interest expense | $608,000 | 6,684 |
| Net interest income | $6,081,000 | 2,641 |
| Provision for loan and lease losses | $149,000 | 3,520 |
| Total noninterest income | $2,737,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,682,000 | 771 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,055,000 | 1,750 |
| Total noninterest expense | $6,102,000 | 2,031 |
| Salaries and employee benefits | $3,033,000 | 2,247 |
| Premises and equipment expense | $1,593,000 | 1,136 |
| Additional noninterest expense | $1,476,000 | 2,492 |
| Pre-tax net operating income | $2,567,000 | 2,521 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $872,000 | 2,081 |
| Income before extraordinary items | $1,693,000 | 2,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,693,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,863 |
| Cash dividends | $653,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,694,320 | 2,798 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 3,426 |
| Total interest expense | $364,000 | 6,817 |
| Net interest income | $3,928,000 | 2,709 |
| Provision for loan and lease losses | $103,000 | 3,310 |
| Total noninterest income | $1,839,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,057,000 | 801 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $782,000 | 1,609 |
| Total noninterest expense | $3,975,000 | 2,065 |
| Salaries and employee benefits | $2,006,000 | 2,252 |
| Premises and equipment expense | $1,032,000 | 1,160 |
| Additional noninterest expense | $937,000 | 2,602 |
| Pre-tax net operating income | $1,689,000 | 2,496 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $573,000 | 2,078 |
| Income before extraordinary items | $1,113,000 | 2,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,113,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $523,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,114,980 | 2,797 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,461 |
| Total interest expense | $158,000 | 7,067 |
| Net interest income | $1,940,000 | 2,725 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $1,044,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $515,000 | 794 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $529,000 | 1,275 |
| Total noninterest expense | $1,972,000 | 2,097 |
| Salaries and employee benefits | $1,001,000 | 2,276 |
| Premises and equipment expense | $506,000 | 1,198 |
| Additional noninterest expense | $465,000 | 2,610 |
| Pre-tax net operating income | $972,000 | 2,214 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $330,000 | 1,849 |
| Income before extraordinary items | $640,000 | 2,474 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $640,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $173,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $641,320 | 2,433 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 3,373 |
| Total interest expense | $524,000 | 7,217 |
| Net interest income | $7,595,000 | 2,657 |
| Provision for loan and lease losses | $247,000 | 3,278 |
| Total noninterest income | $3,138,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,163,000 | 809 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $975,000 | 2,182 |
| Total noninterest expense | $8,049,000 | 1,997 |
| Salaries and employee benefits | $3,852,000 | 2,262 |
| Premises and equipment expense | $2,151,000 | 1,077 |
| Additional noninterest expense | $2,046,000 | 2,368 |
| Pre-tax net operating income | $2,437,000 | 3,071 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $828,000 | 2,478 |
| Income before extraordinary items | $1,608,000 | 3,453 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,608,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,678 |
| Cash dividends | $805,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,608,660 | 3,394 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 3,385 |
| Total interest expense | $383,000 | 7,289 |
| Net interest income | $5,623,000 | 2,667 |
| Provision for loan and lease losses | $198,000 | 3,010 |
| Total noninterest income | $2,480,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,597,000 | 820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $883,000 | 1,942 |
| Total noninterest expense | $5,886,000 | 2,030 |
| Salaries and employee benefits | $2,813,000 | 2,304 |
| Premises and equipment expense | $1,621,000 | 1,075 |
| Additional noninterest expense | $1,452,000 | 2,460 |
| Pre-tax net operating income | $2,019,000 | 2,860 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $686,000 | 2,350 |
| Income before extraordinary items | $1,333,000 | 3,270 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,333,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,390 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,333,000 | 3,192 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,455 |
| Total interest expense | $255,000 | 7,352 |
| Net interest income | $3,632,000 | 2,748 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $1,798,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,063,000 | 821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $735,000 | 1,658 |
| Total noninterest expense | $3,823,000 | 2,088 |
| Salaries and employee benefits | $1,862,000 | 2,322 |
| Premises and equipment expense | $997,000 | 1,163 |
| Additional noninterest expense | $964,000 | 2,468 |
| Pre-tax net operating income | $1,477,000 | 2,620 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $502,000 | 2,200 |
| Income before extraordinary items | $975,000 | 2,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $975,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $975,000 | 2,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,498 |
| Total interest expense | $130,000 | 7,363 |
| Net interest income | $1,789,000 | 2,783 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $737,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $530,000 | 799 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $207,000 | 2,420 |
| Total noninterest expense | $1,893,000 | 2,116 |
| Salaries and employee benefits | $932,000 | 2,332 |
| Premises and equipment expense | $507,000 | 1,162 |
| Additional noninterest expense | $454,000 | 2,588 |
| Pre-tax net operating income | $587,000 | 3,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $200,000 | 2,580 |
| Income before extraordinary items | $387,000 | 3,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $387,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,530 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $387,000 | 3,481 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 3,596 |
| Total interest expense | $640,000 | 7,265 |
| Net interest income | $6,892,000 | 2,795 |
| Provision for loan and lease losses | $127,000 | 4,846 |
| Total noninterest income | $3,001,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,330,000 | 731 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $671,000 | 3,050 |
| Total noninterest expense | $7,690,000 | 2,056 |
| Salaries and employee benefits | $3,616,000 | 2,346 |
| Premises and equipment expense | $1,742,000 | 1,313 |
| Additional noninterest expense | $2,332,000 | 2,065 |
| Pre-tax net operating income | $2,076,000 | 3,308 |
| Securities gains (losses) | $111,000 | 1,802 |
| Applicable income taxes | $744,000 | 2,670 |
| Income before extraordinary items | $1,443,000 | 3,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,443,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $692,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,369,740 | 3,635 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 3,631 |
| Total interest expense | $501,000 | 7,310 |
| Net interest income | $5,178,000 | 2,808 |
| Provision for loan and lease losses | $97,000 | 4,715 |
| Total noninterest income | $2,242,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,774,000 | 726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 3,246 |
| Total noninterest expense | $5,772,000 | 2,057 |
| Salaries and employee benefits | $2,646,000 | 2,400 |
| Premises and equipment expense | $1,300,000 | 1,323 |
| Additional noninterest expense | $1,826,000 | 1,963 |
| Pre-tax net operating income | $1,551,000 | 3,453 |
| Securities gains (losses) | $111,000 | 1,663 |
| Applicable income taxes | $565,000 | 2,786 |
| Income before extraordinary items | $1,097,000 | 3,748 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,097,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,023,740 | 3,766 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,666 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $3,434,000 | 2,811 |
| Provision for loan and lease losses | $68,000 | 4,566 |
| Total noninterest income | $1,473,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,181,000 | 722 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $292,000 | 3,345 |
| Total noninterest expense | $3,773,000 | 2,092 |
| Salaries and employee benefits | $1,721,000 | 2,447 |
| Premises and equipment expense | $845,000 | 1,363 |
| Additional noninterest expense | $1,207,000 | 1,984 |
| Pre-tax net operating income | $1,066,000 | 3,366 |
| Securities gains (losses) | $111,000 | 1,425 |
| Applicable income taxes | $400,000 | 2,691 |
| Income before extraordinary items | $777,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $777,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $703,740 | 3,654 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 3,632 |
| Total interest expense | $181,000 | 7,342 |
| Net interest income | $1,748,000 | 2,778 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $796,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $592,000 | 702 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 2,691 |
| Total noninterest expense | $1,904,000 | 2,054 |
| Salaries and employee benefits | $851,000 | 2,474 |
| Premises and equipment expense | $412,000 | 1,409 |
| Additional noninterest expense | $641,000 | 1,839 |
| Pre-tax net operating income | $601,000 | 3,075 |
| Securities gains (losses) | $111,000 | 943 |
| Applicable income taxes | $242,000 | 2,375 |
| Income before extraordinary items | $470,000 | 3,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,893 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $396,740 | 3,317 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 3,543 |
| Total interest expense | $1,100,000 | 6,683 |
| Net interest income | $7,202,000 | 2,651 |
| Provision for loan and lease losses | $1,147,000 | 1,188 |
| Total noninterest income | $3,001,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,340,000 | 690 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $661,000 | 2,794 |
| Total noninterest expense | $7,672,000 | 1,964 |
| Salaries and employee benefits | $3,675,000 | 2,180 |
| Premises and equipment expense | $1,517,000 | 1,459 |
| Additional noninterest expense | $2,480,000 | 1,869 |
| Pre-tax net operating income | $1,384,000 | 4,324 |
| Securities gains (losses) | $43,000 | 2,542 |
| Applicable income taxes | $484,000 | 3,512 |
| Income before extraordinary items | $943,000 | 4,753 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $943,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,286,000 | 775 |
| Cash dividends | $335,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $914,620 | 4,709 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,438,000 | 3,198 |
| Total interest expense | $2,690,000 | 5,137 |
| Net interest income | $7,748,000 | 2,308 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $2,639,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,067,000 | 725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $572,000 | 2,913 |
| Total noninterest expense | $8,206,000 | 1,773 |
| Salaries and employee benefits | $3,977,000 | 1,888 |
| Premises and equipment expense | $1,646,000 | 1,303 |
| Additional noninterest expense | $2,583,000 | 1,773 |
| Pre-tax net operating income | $1,928,000 | 3,263 |
| Securities gains (losses) | $60,000 | 2,191 |
| Applicable income taxes | $675,000 | 2,743 |
| Income before extraordinary items | $1,313,000 | 3,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,313,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,911 |
| Cash dividends | $1,008,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,273,400 | 3,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,641,000 | 3,234 |
| Total interest expense | $3,027,000 | 4,891 |
| Net interest income | $7,614,000 | 2,338 |
| Provision for loan and lease losses | $193,000 | 3,828 |
| Total noninterest income | $2,554,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,963,000 | 689 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $591,000 | 2,653 |
| Total noninterest expense | $7,585,000 | 1,836 |
| Salaries and employee benefits | $3,388,000 | 2,111 |
| Premises and equipment expense | $1,723,000 | 1,169 |
| Additional noninterest expense | $2,474,000 | 1,792 |
| Pre-tax net operating income | $2,390,000 | 2,869 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $812,000 | 2,494 |
| Income before extraordinary items | $1,578,000 | 3,126 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,578,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $1,362,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,578,000 | 3,122 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 3,477 |
| Total interest expense | $2,551,000 | 5,134 |
| Net interest income | $6,620,000 | 2,643 |
| Provision for loan and lease losses | $149,000 | 4,305 |
| Total noninterest income | $1,900,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,453,000 | 912 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $447,000 | 3,171 |
| Total noninterest expense | $6,803,000 | 2,006 |
| Salaries and employee benefits | $3,204,000 | 2,189 |
| Premises and equipment expense | $1,539,000 | 1,317 |
| Additional noninterest expense | $2,060,000 | 2,117 |
| Pre-tax net operating income | $1,568,000 | 3,973 |
| Securities gains (losses) | $54,000 | 957 |
| Applicable income taxes | $552,000 | 3,414 |
| Income before extraordinary items | $1,070,000 | 4,217 |
| Extraordinary gains, net | $46,000 | 21 |
| Net income | $1,116,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,692 |
| Cash dividends | $840,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,034,360 | 4,286 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,391,000 | 3,419 |
| Total interest expense | $2,945,000 | 4,800 |
| Net interest income | $6,446,000 | 2,660 |
| Provision for loan and lease losses | $1,118,000 | 877 |
| Total noninterest income | $1,580,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,215,000 | 1,022 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $365,000 | 3,618 |
| Total noninterest expense | $6,398,000 | 2,051 |
| Salaries and employee benefits | $2,914,000 | 2,314 |
| Premises and equipment expense | $1,346,000 | 1,461 |
| Additional noninterest expense | $2,138,000 | 1,985 |
| Pre-tax net operating income | $510,000 | 7,311 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $176,000 | 6,476 |
| Income before extraordinary items | $334,000 | 7,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $334,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 795 |
| Cash dividends | $880,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $334,000 | 7,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,434 |
| Total interest expense | $3,103,000 | 4,572 |
| Net interest income | $6,314,000 | 2,756 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $1,564,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,238,000 | 1,014 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $326,000 | 3,748 |
| Total noninterest expense | $6,127,000 | 2,103 |
| Salaries and employee benefits | $2,724,000 | 2,438 |
| Premises and equipment expense | $1,403,000 | 1,392 |
| Additional noninterest expense | $2,000,000 | 2,093 |
| Pre-tax net operating income | $1,672,000 | 4,089 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $531,000 | 4,040 |
| Income before extraordinary items | $1,142,000 | 4,228 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,142,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,902 |
| Cash dividends | $760,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,141,320 | 4,176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,188,000 | 3,545 |
| Total interest expense | $3,241,000 | 4,467 |
| Net interest income | $5,947,000 | 2,978 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,399,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,215,000 | 1,085 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $184,000 | 5,411 |
| Total noninterest expense | $5,777,000 | 2,382 |
| Salaries and employee benefits | $2,524,000 | 2,663 |
| Premises and equipment expense | $1,350,000 | 1,499 |
| Additional noninterest expense | $1,903,000 | 2,580 |
| Pre-tax net operating income | $1,569,000 | 4,180 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $356,000 | 5,268 |
| Income before extraordinary items | $1,212,000 | 3,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,212,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,752 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,212,770 | 3,787 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 3,591 |
| Total interest expense | $3,018,000 | 4,730 |
| Net interest income | $6,062,000 | 2,934 |
| Provision for loan and lease losses | $266,000 | 2,455 |
| Total noninterest income | $1,301,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,052,000 | 1,283 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $5,212,000 | 2,603 |
| Salaries and employee benefits | $2,405,000 | 2,776 |
| Premises and equipment expense | $1,095,000 | 1,847 |
| Additional noninterest expense | $1,712,000 | 2,732 |
| Pre-tax net operating income | $1,885,000 | 3,686 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $627,000 | 3,558 |
| Income before extraordinary items | $1,258,000 | 3,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,258,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,068 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,258,000 | 3,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 3,954 |
| Total interest expense | $2,271,000 | 5,035 |
| Net interest income | $5,250,000 | 3,409 |
| Provision for loan and lease losses | $618,000 | 1,306 |
| Total noninterest income | $1,339,000 | 2,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,047,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,158 |
| Total noninterest expense | $4,663,000 | 2,962 |
| Salaries and employee benefits | $2,159,000 | 3,065 |
| Premises and equipment expense | $803,000 | 2,521 |
| Additional noninterest expense | $1,701,000 | 2,972 |
| Pre-tax net operating income | $1,308,000 | 4,920 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $395,000 | 4,805 |
| Income before extraordinary items | $913,000 | 4,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $913,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 1,114 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $913,000 | 4,909 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 4,534 |
| Total interest expense | $2,139,000 | 5,518 |
| Net interest income | $4,497,000 | 3,941 |
| Provision for loan and lease losses | $449,000 | 2,276 |
| Total noninterest income | $1,375,000 | 2,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,061,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $4,550,000 | 3,088 |
| Salaries and employee benefits | $2,002,000 | 3,284 |
| Premises and equipment expense | $812,000 | 2,525 |
| Additional noninterest expense | $1,736,000 | 3,070 |
| Pre-tax net operating income | $873,000 | 6,460 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $28,000 | 11,440 |
| Income before extraordinary items | $921,000 | 5,003 |
| Extraordinary gains, net | $933,000 | 244 |
| Net income | $1,854,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $847,280 | 5,102 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 4,975 |
| Total interest expense | $2,749,000 | 5,551 |
| Net interest income | $4,010,000 | 4,436 |
| Provision for loan and lease losses | $458,000 | 3,191 |
| Total noninterest income | $1,544,000 | 2,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,044,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 3,192 |
| Total noninterest expense | $4,348,000 | 3,263 |
| Salaries and employee benefits | $1,898,000 | 3,363 |
| Premises and equipment expense | $814,000 | 2,543 |
| Additional noninterest expense | $1,636,000 | 3,345 |
| Pre-tax net operating income | $748,000 | 6,837 |
| Securities gains (losses) | $382,000 | 1,325 |
| Applicable income taxes | $399,000 | 4,805 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $384,000 | 253 |
| Net income | $1,115,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 2,242 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 787 |
| Net operating income | $482,700 | 7,110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.