Home > Valliance Bank > Income and Expense

Valliance Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,086,0001,296
Total interest expense$10,053,0001,284
Net interest income$23,033,0001,294
Provision for loan and lease losses$2,611,000483
Total noninterest income$2,445,0001,819
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,464,000749
Trading account gains and feesNANA
Additional Noninterest Income$981,0002,290
Total noninterest expense$18,181,0001,306
Salaries and employee benefits$10,986,0001,250
Premises and equipment expense$2,753,000944
Additional noninterest expense$981,0002,290
Pre-tax net operating income$4,686,0001,997
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$4,686,0001,803
Extraordinary gains, net$054
Net income$4,686,0001,825
Minority interest net income$088
Net income of bank and minority interests.$4,686,0001,806
Net charge-offs$1,726,000411
Cash dividends$1,849,0001,606
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,686,0001,827
2023-09-30 (YTD Data)Rank
Total interest income$23,832,0001,307
Total interest expense$6,642,0001,315
Net interest income$17,190,0001,300
Provision for loan and lease losses$90,0002,173
Total noninterest income$1,932,0001,768
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,158,000712
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,242
Total noninterest expense$13,567,0001,308
Salaries and employee benefits$8,264,0001,250
Premises and equipment expense$2,089,000938
Additional noninterest expense$774,0002,242
Pre-tax net operating income$5,465,0001,552
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,465,0001,350
Extraordinary gains, net$052
Net income$5,465,0001,360
Minority interest net income$081
Net income of bank and minority interests.$5,465,0001,350
Net charge-offs$-759,0004,585
Cash dividends$1,440,0001,414
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,465,0001,369
2023-06-30 (YTD Data)Rank
Total interest income$15,212,0001,319
Total interest expense$3,867,0001,333
Net interest income$11,345,0001,321
Provision for loan and lease losses$-90,0004,441
Total noninterest income$1,441,0001,596
Gross Fiduciary activities income$0931
Service charges on deposit accounts$843,000648
Trading account gains and feesNANA
Additional Noninterest Income$598,0002,013
Total noninterest expense$8,739,0001,336
Salaries and employee benefits$5,362,0001,275
Premises and equipment expense$1,375,000938
Additional noninterest expense$598,0002,010
Pre-tax net operating income$4,137,0001,392
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,137,0001,223
Extraordinary gains, net$051
Net income$4,137,0001,234
Minority interest net income$081
Net income of bank and minority interests.$4,137,0001,223
Net charge-offs$-809,0004,625
Cash dividends$1,440,0001,129
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,137,0001,231
2023-03-31 (YTD Data)Rank
Total interest income$7,288,0001,341
Total interest expense$1,635,0001,352
Net interest income$5,653,0001,328
Provision for loan and lease losses$-90,0004,534
Total noninterest income$491,0001,967
Gross Fiduciary activities income$0913
Service charges on deposit accounts$321,000821
Trading account gains and feesNANA
Additional Noninterest Income$170,0002,619
Total noninterest expense$4,172,0001,395
Salaries and employee benefits$2,610,0001,312
Premises and equipment expense$664,000979
Additional noninterest expense$170,0002,619
Pre-tax net operating income$2,062,0001,439
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,062,0001,251
Extraordinary gains, net$04
Net income$2,062,0001,251
Minority interest net income$048
Net income of bank and minority interests.$2,062,0001,251
Net charge-offs$-440,0004,642
Cash dividends$1,293,000677
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,062,0001,276
2022-12-31 (YTD Data)Rank
Total interest income$25,067,0001,308
Total interest expense$2,832,0001,234
Net interest income$22,235,0001,320
Provision for loan and lease losses$-400,0004,507
Total noninterest income$1,935,0002,072
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,446,000765
Trading account gains and feesNANA
Additional Noninterest Income$489,0003,071
Total noninterest expense$16,930,0001,352
Salaries and employee benefits$9,566,0001,362
Premises and equipment expense$2,697,000943
Additional noninterest expense$489,0003,071
Pre-tax net operating income$7,640,0001,538
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,640,0001,353
Extraordinary gains, net$05
Net income$7,640,0001,353
Minority interest net income$063
Net income of bank and minority interests.$7,640,0001,353
Net charge-offs$-1,006,0004,660
Cash dividends$2,651,0001,256
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,640,0001,373
2022-09-30 (YTD Data)Rank
Total interest income$17,936,0001,313
Total interest expense$1,771,0001,135
Net interest income$16,165,0001,333
Provision for loan and lease losses$-400,0004,568
Total noninterest income$1,494,0002,076
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,147,000735
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,153
Total noninterest expense$12,684,0001,346
Salaries and employee benefits$7,147,0001,359
Premises and equipment expense$2,044,000933
Additional noninterest expense$347,0003,153
Pre-tax net operating income$5,375,0001,610
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,375,0001,409
Extraordinary gains, net$04
Net income$5,375,0001,408
Minority interest net income$057
Net income of bank and minority interests.$5,375,0001,409
Net charge-offs$-564,0004,649
Cash dividends$2,504,000957
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,375,0001,440
2022-06-30 (YTD Data)Rank
Total interest income$11,235,0001,336
Total interest expense$979,0001,159
Net interest income$10,256,0001,358
Provision for loan and lease losses$02,599
Total noninterest income$1,054,0002,005
Gross Fiduciary activities income$0925
Service charges on deposit accounts$825,000689
Trading account gains and feesNANA
Additional Noninterest Income$229,0003,193
Total noninterest expense$8,534,0001,328
Salaries and employee benefits$4,636,0001,387
Premises and equipment expense$1,368,000917
Additional noninterest expense$2,530,0001,331
Pre-tax net operating income$2,776,0001,827
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,776,0001,597
Extraordinary gains, net$04
Net income$2,776,0001,595
Minority interest net income$060
Net income of bank and minority interests.$2,776,0001,597
Net charge-offs$-14,0003,773
Cash dividends$2,356,000738
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,776,0001,632
2022-03-31 (YTD Data)Rank
Total interest income$5,458,0001,337
Total interest expense$484,0001,131
Net interest income$4,974,0001,354
Provision for loan and lease losses$02,285
Total noninterest income$444,0002,184
Gross Fiduciary activities income$0892
Service charges on deposit accounts$331,000815
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,157
Total noninterest expense$3,929,0001,410
Salaries and employee benefits$2,221,0001,445
Premises and equipment expense$665,000948
Additional noninterest expense$1,043,0001,525
Pre-tax net operating income$1,489,0001,646
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,489,0001,468
Extraordinary gains, net$04
Net income$1,489,0001,467
Minority interest net income$050
Net income of bank and minority interests.$1,489,0001,468
Net charge-offs$-2,0003,266
Cash dividends$1,888,000498
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,489,0001,485
2021-12-31 (YTD Data)Rank
Total interest income$23,008,0001,310
Total interest expense$2,200,0001,229
Net interest income$20,808,0001,313
Provision for loan and lease losses$2,439,000228
Total noninterest income$1,725,0002,403
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,303,000784
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,410
Total noninterest expense$14,566,0001,493
Salaries and employee benefits$8,864,0001,433
Premises and equipment expense$2,640,000959
Additional noninterest expense$3,062,0001,947
Pre-tax net operating income$5,528,0001,924
Securities gains (losses)$4,0001,879
Applicable income taxes$03,710
Income before extraordinary items$5,532,0001,749
Extraordinary gains, net$010
Net income$5,532,0001,748
Minority interest net income$074
Net income of bank and minority interests.$5,532,0001,750
Net charge-offs$432,000693
Cash dividends$2,144,0001,458
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,528,0001,722
2021-09-30 (YTD Data)Rank
Total interest income$17,136,0001,355
Total interest expense$1,692,0001,269
Net interest income$15,444,0001,349
Provision for loan and lease losses$2,271,000182
Total noninterest income$1,287,0002,429
Gross Fiduciary activities income$0957
Service charges on deposit accounts$984,000775
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,509
Total noninterest expense$10,578,0001,533
Salaries and employee benefits$6,460,0001,468
Premises and equipment expense$1,993,000967
Additional noninterest expense$2,125,0002,074
Pre-tax net operating income$3,882,0002,089
Securities gains (losses)$4,0001,798
Applicable income taxes$03,719
Income before extraordinary items$3,886,0001,910
Extraordinary gains, net$08
Net income$3,886,0001,909
Minority interest net income$069
Net income of bank and minority interests.$3,886,0001,910
Net charge-offs$-24,0003,947
Cash dividends$1,915,0001,203
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,882,0001,888
2021-06-30 (YTD Data)Rank
Total interest income$11,286,0001,350
Total interest expense$1,164,0001,281
Net interest income$10,122,0001,369
Provision for loan and lease losses$1,615,000178
Total noninterest income$864,0002,392
Gross Fiduciary activities income$0951
Service charges on deposit accounts$653,000747
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,459
Total noninterest expense$6,976,0001,540
Salaries and employee benefits$4,307,0001,460
Premises and equipment expense$1,322,000967
Additional noninterest expense$1,347,0002,112
Pre-tax net operating income$2,395,0002,160
Securities gains (losses)$2,0001,698
Applicable income taxes$03,702
Income before extraordinary items$2,397,0002,010
Extraordinary gains, net$06
Net income$2,397,0002,010
Minority interest net income$067
Net income of bank and minority interests.$2,397,0002,010
Net charge-offs$-2,0003,249
Cash dividends$1,687,000980
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,395,0001,974
2021-03-31 (YTD Data)Rank
Total interest income$5,795,0001,335
Total interest expense$621,0001,267
Net interest income$5,174,0001,327
Provision for loan and lease losses$800,000225
Total noninterest income$359,0002,595
Gross Fiduciary activities income$0922
Service charges on deposit accounts$255,000906
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,472
Total noninterest expense$3,415,0001,559
Salaries and employee benefits$2,129,0001,466
Premises and equipment expense$673,000961
Additional noninterest expense$613,0002,229
Pre-tax net operating income$1,318,0002,029
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,318,0001,872
Extraordinary gains, net$03
Net income$1,318,0001,871
Minority interest net income$055
Net income of bank and minority interests.$1,318,0001,872
Net charge-offs$-1,0003,038
Cash dividends$1,458,000581
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,318,0001,836
2020-12-31 (YTD Data)Rank
Total interest income$23,474,0001,291
Total interest expense$3,915,0001,186
Net interest income$19,559,0001,313
Provision for loan and lease losses$2,570,000895
Total noninterest income$979,0002,888
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$592,0001,428
Trading account gains and feesNANA
Additional Noninterest Income$387,0003,401
Total noninterest expense$13,951,0001,486
Salaries and employee benefits$8,392,0001,446
Premises and equipment expense$2,518,000981
Additional noninterest expense$3,041,0001,893
Pre-tax net operating income$4,017,0002,061
Securities gains (losses)$81,0001,489
Applicable income taxes$03,697
Income before extraordinary items$4,098,0001,888
Extraordinary gains, net$04
Net income$4,098,0001,887
Minority interest net income$072
Net income of bank and minority interests.$4,098,0001,888
Net charge-offs$921,000689
Cash dividends$1,380,0001,880
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,017,0001,870
2020-09-30 (YTD Data)Rank
Total interest income$17,235,0001,325
Total interest expense$3,180,0001,174
Net interest income$14,055,0001,355
Provision for loan and lease losses$1,655,000998
Total noninterest income$748,0002,843
Gross Fiduciary activities income$0981
Service charges on deposit accounts$384,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$364,0003,145
Total noninterest expense$10,221,0001,500
Salaries and employee benefits$6,020,0001,491
Premises and equipment expense$1,858,000985
Additional noninterest expense$2,343,0001,838
Pre-tax net operating income$2,927,0002,075
Securities gains (losses)$81,0001,312
Applicable income taxes$03,696
Income before extraordinary items$3,008,0001,900
Extraordinary gains, net$04
Net income$3,008,0001,899
Minority interest net income$065
Net income of bank and minority interests.$3,008,0001,900
Net charge-offs$-10,0004,251
Cash dividends$1,232,0001,496
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,927,0001,879
2020-06-30 (YTD Data)Rank
Total interest income$11,222,0001,378
Total interest expense$2,292,0001,177
Net interest income$8,930,0001,410
Provision for loan and lease losses$965,0001,123
Total noninterest income$478,0002,847
Gross Fiduciary activities income$0970
Service charges on deposit accounts$220,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$258,0003,044
Total noninterest expense$6,928,0001,469
Salaries and employee benefits$4,046,0001,476
Premises and equipment expense$1,200,0001,005
Additional noninterest expense$1,682,0001,730
Pre-tax net operating income$1,515,0002,373
Securities gains (losses)$81,0001,080
Applicable income taxes$03,655
Income before extraordinary items$1,596,0002,154
Extraordinary gains, net$04
Net income$1,596,0002,154
Minority interest net income$065
Net income of bank and minority interests.$1,596,0002,154
Net charge-offs$-8,0004,259
Cash dividends$1,085,0001,242
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,515,0002,187
2020-03-31 (YTD Data)Rank
Total interest income$5,609,0001,364
Total interest expense$1,282,0001,165
Net interest income$4,327,0001,415
Provision for loan and lease losses$375,0001,053
Total noninterest income$229,0002,852
Gross Fiduciary activities income$0941
Service charges on deposit accounts$93,0002,237
Trading account gains and feesNANA
Additional Noninterest Income$136,0002,868
Total noninterest expense$3,523,0001,465
Salaries and employee benefits$2,049,0001,466
Premises and equipment expense$602,0001,019
Additional noninterest expense$872,0001,697
Pre-tax net operating income$658,0002,430
Securities gains (losses)$81,000682
Applicable income taxes$03,513
Income before extraordinary items$739,0002,091
Extraordinary gains, net$04
Net income$739,0002,090
Minority interest net income$056
Net income of bank and minority interests.$739,0002,091
Net charge-offs$-7,0004,334
Cash dividends$813,000943
Sale, conversion, retirement of capital stock, net$0482
Net operating income$658,0002,237
2019-12-31 (YTD Data)Rank
Total interest income$22,133,0001,398
Total interest expense$5,661,0001,120
Net interest income$16,472,0001,466
Provision for loan and lease losses$965,000927
Total noninterest income$859,0003,021
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$366,0002,325
Trading account gains and feesNANA
Additional Noninterest Income$493,0003,047
Total noninterest expense$13,734,0001,458
Salaries and employee benefits$8,174,0001,432
Premises and equipment expense$2,439,0001,002
Additional noninterest expense$3,121,0001,865
Pre-tax net operating income$2,632,0002,661
Securities gains (losses)$1,0002,288
Applicable income taxes$03,859
Income before extraordinary items$2,633,0002,502
Extraordinary gains, net$011
Net income$2,633,0002,503
Minority interest net income$076
Net income of bank and minority interests.$2,633,0002,504
Net charge-offs$1,006,000662
Cash dividends$1,530,0001,856
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,632,0002,470
2019-09-30 (YTD Data)Rank
Total interest income$16,403,0001,415
Total interest expense$4,258,0001,118
Net interest income$12,145,0001,508
Provision for loan and lease losses$289,0001,641
Total noninterest income$656,0003,009
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$279,0002,326
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,040
Total noninterest expense$10,176,0001,478
Salaries and employee benefits$5,974,0001,465
Premises and equipment expense$1,833,000994
Additional noninterest expense$2,369,0001,821
Pre-tax net operating income$2,336,0002,472
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$2,337,0002,288
Extraordinary gains, net$011
Net income$2,337,0002,289
Minority interest net income$072
Net income of bank and minority interests.$2,337,0002,289
Net charge-offs$125,0001,623
Cash dividends$1,503,0001,439
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,336,0002,254
2019-06-30 (YTD Data)Rank
Total interest income$10,837,0001,427
Total interest expense$2,799,0001,110
Net interest income$8,038,0001,523
Provision for loan and lease losses$234,0001,439
Total noninterest income$447,0002,946
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$196,0002,239
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,000
Total noninterest expense$6,842,0001,480
Salaries and employee benefits$3,978,0001,470
Premises and equipment expense$1,232,0001,000
Additional noninterest expense$1,632,0001,799
Pre-tax net operating income$1,409,0002,620
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,409,0002,413
Extraordinary gains, net$011
Net income$1,409,0002,413
Minority interest net income$069
Net income of bank and minority interests.$1,409,0002,413
Net charge-offs$94,0001,447
Cash dividends$1,489,0001,118
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,409,0002,388
2019-03-31 (YTD Data)Rank
Total interest income$5,390,0001,430
Total interest expense$1,363,0001,111
Net interest income$4,027,0001,512
Provision for loan and lease losses$145,0001,239
Total noninterest income$228,0002,889
Gross Fiduciary activities income$0972
Service charges on deposit accounts$104,0002,152
Trading account gains and feesNANA
Additional Noninterest Income$124,0002,966
Total noninterest expense$3,410,0001,489
Salaries and employee benefits$1,971,0001,482
Premises and equipment expense$603,0001,018
Additional noninterest expense$836,0001,749
Pre-tax net operating income$700,0002,572
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$700,0002,368
Extraordinary gains, net$05
Net income$700,0002,366
Minority interest net income$052
Net income of bank and minority interests.$700,0002,367
Net charge-offs$02,740
Cash dividends$1,236,000720
Sale, conversion, retirement of capital stock, net$0529
Net operating income$700,0002,355
2018-12-31 (YTD Data)Rank
Total interest income$20,245,0001,438
Total interest expense$3,602,0001,231
Net interest income$16,643,0001,450
Provision for loan and lease losses$711,0001,141
Total noninterest income$920,0002,966
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$415,0002,250
Trading account gains and feesNANA
Additional Noninterest Income$505,0003,049
Total noninterest expense$13,572,0001,464
Salaries and employee benefits$7,785,0001,454
Premises and equipment expense$2,419,0001,007
Additional noninterest expense$3,368,0001,734
Pre-tax net operating income$3,280,0002,373
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,280,0002,188
Extraordinary gains, net$06
Net income$3,280,0002,186
Minority interest net income$072
Net income of bank and minority interests.$3,280,0002,187
Net charge-offs$625,000828
Cash dividends$1,729,0001,592
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,280,0002,184
2018-09-30 (YTD Data)Rank
Total interest income$15,035,0001,435
Total interest expense$2,453,0001,271
Net interest income$12,582,0001,441
Provision for loan and lease losses$541,0001,065
Total noninterest income$681,0003,014
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$302,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$379,0003,088
Total noninterest expense$10,151,0001,469
Salaries and employee benefits$5,818,0001,455
Premises and equipment expense$1,833,000989
Additional noninterest expense$2,500,0001,754
Pre-tax net operating income$2,571,0002,354
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,571,0002,129
Extraordinary gains, net$05
Net income$2,571,0002,127
Minority interest net income$066
Net income of bank and minority interests.$2,571,0002,128
Net charge-offs$78,0001,915
Cash dividends$1,477,0001,330
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,571,0002,123
2018-06-30 (YTD Data)Rank
Total interest income$9,849,0001,435
Total interest expense$1,552,0001,259
Net interest income$8,297,0001,449
Provision for loan and lease losses$396,000994
Total noninterest income$446,0003,047
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$193,0002,343
Trading account gains and feesNANA
Additional Noninterest Income$253,0003,089
Total noninterest expense$6,683,0001,485
Salaries and employee benefits$3,931,0001,446
Premises and equipment expense$1,210,0001,001
Additional noninterest expense$1,542,0001,875
Pre-tax net operating income$1,664,0002,363
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,664,0002,153
Extraordinary gains, net$06
Net income$1,664,0002,150
Minority interest net income$065
Net income of bank and minority interests.$1,664,0002,152
Net charge-offs$-4,0004,246
Cash dividends$1,239,0001,127
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,664,0002,145
2018-03-31 (YTD Data)Rank
Total interest income$4,803,0001,454
Total interest expense$773,0001,206
Net interest income$4,030,0001,489
Provision for loan and lease losses$171,0001,047
Total noninterest income$201,0003,179
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$77,0002,735
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,075
Total noninterest expense$3,282,0001,517
Salaries and employee benefits$1,969,0001,455
Premises and equipment expense$595,0001,021
Additional noninterest expense$718,0001,990
Pre-tax net operating income$778,0002,430
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$778,0002,204
Extraordinary gains, net$07
Net income$778,0002,203
Minority interest net income$052
Net income of bank and minority interests.$778,0002,204
Net charge-offs$-4,0004,365
Cash dividends$1,001,000703
Sale, conversion, retirement of capital stock, net$0580
Net operating income$778,0002,197
2017-12-31 (YTD Data)Rank
Total interest income$17,821,0001,502
Total interest expense$2,826,0001,148
Net interest income$14,995,0001,557
Provision for loan and lease losses$500,0001,444
Total noninterest income$778,0003,322
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$283,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$495,0003,170
Total noninterest expense$12,730,0001,547
Salaries and employee benefits$7,372,0001,507
Premises and equipment expense$2,285,0001,039
Additional noninterest expense$3,073,0001,893
Pre-tax net operating income$2,543,0002,725
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,543,0002,310
Extraordinary gains, net$09
Net income$2,543,0002,310
Minority interest net income$076
Net income of bank and minority interests.$2,543,0002,310
Net charge-offs$2,074,000392
Cash dividends$1,682,0001,606
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,543,0002,281
2017-09-30 (YTD Data)Rank
Total interest income$12,920,0001,549
Total interest expense$2,081,0001,141
Net interest income$10,839,0001,621
Provision for loan and lease losses$375,0001,412
Total noninterest income$568,0003,382
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$208,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,233
Total noninterest expense$9,353,0001,585
Salaries and employee benefits$5,389,0001,553
Premises and equipment expense$1,687,0001,060
Additional noninterest expense$2,277,0001,920
Pre-tax net operating income$1,679,0002,976
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,679,0002,679
Extraordinary gains, net$09
Net income$1,679,0002,679
Minority interest net income$071
Net income of bank and minority interests.$1,679,0002,679
Net charge-offs$-9,0004,713
Cash dividends$1,444,0001,344
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,679,0002,667
2017-06-30 (YTD Data)Rank
Total interest income$8,346,0001,574
Total interest expense$1,357,0001,132
Net interest income$6,989,0001,663
Provision for loan and lease losses$250,0001,362
Total noninterest income$374,0003,400
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$134,0003,056
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,234
Total noninterest expense$6,187,0001,597
Salaries and employee benefits$3,588,0001,556
Premises and equipment expense$1,084,0001,097
Additional noninterest expense$1,515,0001,929
Pre-tax net operating income$926,0003,250
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$926,0002,933
Extraordinary gains, net$011
Net income$926,0002,933
Minority interest net income$071
Net income of bank and minority interests.$926,0002,933
Net charge-offs$-4,0004,493
Cash dividends$1,206,0001,135
Sale, conversion, retirement of capital stock, net$0659
Net operating income$926,0002,913
2017-03-31 (YTD Data)Rank
Total interest income$4,156,0001,575
Total interest expense$672,0001,123
Net interest income$3,484,0001,659
Provision for loan and lease losses$125,0001,284
Total noninterest income$186,0003,393
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and feesNANA
Additional Noninterest Income$120,0003,217
Total noninterest expense$3,008,0001,651
Salaries and employee benefits$1,763,0001,594
Premises and equipment expense$529,0001,130
Additional noninterest expense$716,0002,009
Pre-tax net operating income$537,0002,968
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$537,0002,638
Extraordinary gains, net$08
Net income$537,0002,638
Minority interest net income$055
Net income of bank and minority interests.$537,0002,638
Net charge-offs$-1,0003,990
Cash dividends$967,000767
Sale, conversion, retirement of capital stock, net$0632
Net operating income$537,0002,623
2016-12-31 (YTD Data)Rank
Total interest income$16,135,0001,567
Total interest expense$2,366,0001,226
Net interest income$13,769,0001,625
Provision for loan and lease losses$973,000927
Total noninterest income$1,486,0002,508
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$219,0003,465
Trading account gains and fees$0170
Additional Noninterest Income$1,267,0002,108
Total noninterest expense$11,861,0001,636
Salaries and employee benefits$6,741,0001,608
Premises and equipment expense$2,022,0001,166
Additional noninterest expense$3,098,0001,929
Pre-tax net operating income$2,421,0002,726
Securities gains (losses)$10,0002,659
Applicable income taxes$04,278
Income before extraordinary items$2,431,0002,451
Extraordinary gains, net$05
Net income$2,431,0002,450
Minority interest net income$082
Net income of bank and minority interests.$2,431,0002,451
Net charge-offs$497,0001,085
Cash dividends$2,027,0001,373
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,421,0002,408
2016-09-30 (YTD Data)Rank
Total interest income$12,041,0001,575
Total interest expense$1,733,0001,255
Net interest income$10,308,0001,633
Provision for loan and lease losses$880,000768
Total noninterest income$1,331,0002,262
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$162,0003,498
Trading account gains and fees$0169
Additional Noninterest Income$1,169,0001,852
Total noninterest expense$8,646,0001,677
Salaries and employee benefits$4,851,0001,669
Premises and equipment expense$1,477,0001,207
Additional noninterest expense$2,318,0001,920
Pre-tax net operating income$2,113,0002,523
Securities gains (losses)$10,0002,582
Applicable income taxes$04,325
Income before extraordinary items$2,123,0002,239
Extraordinary gains, net$05
Net income$2,123,0002,238
Minority interest net income$071
Net income of bank and minority interests.$2,123,0002,239
Net charge-offs$477,000824
Cash dividends$1,789,0001,144
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,113,0002,180
2016-06-30 (YTD Data)Rank
Total interest income$7,936,0001,600
Total interest expense$1,133,0001,258
Net interest income$6,803,0001,653
Provision for loan and lease losses$688,000660
Total noninterest income$533,0002,928
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$106,0003,530
Trading account gains and fees$0157
Additional Noninterest Income$427,0002,578
Total noninterest expense$5,576,0001,731
Salaries and employee benefits$3,153,0001,706
Premises and equipment expense$969,0001,220
Additional noninterest expense$1,454,0002,024
Pre-tax net operating income$1,072,0002,959
Securities gains (losses)$10,0002,238
Applicable income taxes$04,338
Income before extraordinary items$1,082,0002,672
Extraordinary gains, net$016
Net income$1,082,0002,671
Minority interest net income$071
Net income of bank and minority interests.$1,082,0002,671
Net charge-offs$150,0001,322
Cash dividends$1,551,000925
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,072,0002,617
2016-03-31 (YTD Data)Rank
Total interest income$3,975,0001,601
Total interest expense$544,0001,302
Net interest income$3,431,0001,644
Provision for loan and lease losses$463,000493
Total noninterest income$265,0002,918
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$56,0003,440
Trading account gains and fees$0142
Additional Noninterest Income$209,0002,563
Total noninterest expense$2,729,0001,765
Salaries and employee benefits$1,527,0001,761
Premises and equipment expense$476,0001,238
Additional noninterest expense$726,0002,017
Pre-tax net operating income$504,0003,033
Securities gains (losses)$6,0001,655
Applicable income taxes$04,259
Income before extraordinary items$510,0002,716
Extraordinary gains, net$012
Net income$510,0002,716
Minority interest net income$062
Net income of bank and minority interests.$510,0002,716
Net charge-offs$300,000486
Cash dividends$1,313,000587
Sale, conversion, retirement of capital stock, net$0659
Net operating income$504,0002,689
2015-12-31 (YTD Data)Rank
Total interest income$14,624,0001,691
Total interest expense$2,073,0001,341
Net interest income$12,551,0001,748
Provision for loan and lease losses$186,0002,412
Total noninterest income$1,411,0002,564
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$172,0003,928
Trading account gains and fees$0159
Additional Noninterest Income$1,239,0002,101
Total noninterest expense$10,246,0001,843
Salaries and employee benefits$5,885,0001,771
Premises and equipment expense$1,832,0001,275
Additional noninterest expense$2,529,0002,315
Pre-tax net operating income$3,530,0002,056
Securities gains (losses)$51,0001,633
Applicable income taxes$04,402
Income before extraordinary items$3,581,0001,757
Extraordinary gains, net$023
Net income$3,581,0001,757
Minority interest net income$081
Net income of bank and minority interests.$3,581,0001,758
Net charge-offs$118,0002,518
Cash dividends$419,0003,101
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,530,0001,752
2015-09-30 (YTD Data)Rank
Total interest income$10,749,0001,742
Total interest expense$1,548,0001,361
Net interest income$9,201,0001,804
Provision for loan and lease losses$04,232
Total noninterest income$1,157,0002,464
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$127,0003,994
Trading account gains and fees$0153
Additional Noninterest Income$1,030,0001,992
Total noninterest expense$7,566,0001,879
Salaries and employee benefits$4,358,0001,797
Premises and equipment expense$1,367,0001,308
Additional noninterest expense$1,841,0002,378
Pre-tax net operating income$2,792,0002,020
Securities gains (losses)$49,0001,480
Applicable income taxes$04,489
Income before extraordinary items$2,841,0001,707
Extraordinary gains, net$021
Net income$2,841,0001,710
Minority interest net income$078
Net income of bank and minority interests.$2,841,0001,710
Net charge-offs$4,0003,882
Cash dividends$279,0002,884
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,792,0001,690
2015-06-30 (YTD Data)Rank
Total interest income$6,981,0001,792
Total interest expense$1,033,0001,364
Net interest income$5,948,0001,856
Provision for loan and lease losses$04,069
Total noninterest income$474,0003,183
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$85,0003,973
Trading account gains and fees$0157
Additional Noninterest Income$389,0002,711
Total noninterest expense$5,002,0001,904
Salaries and employee benefits$2,894,0001,813
Premises and equipment expense$913,0001,310
Additional noninterest expense$1,195,0002,438
Pre-tax net operating income$1,420,0002,439
Securities gains (losses)$49,0001,246
Applicable income taxes$04,497
Income before extraordinary items$1,469,0002,085
Extraordinary gains, net$022
Net income$1,469,0002,087
Minority interest net income$075
Net income of bank and minority interests.$1,469,0002,087
Net charge-offs$4,0003,531
Cash dividends$140,0003,039
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,420,0002,091
2015-03-31 (YTD Data)Rank
Total interest income$3,479,0001,800
Total interest expense$504,0001,397
Net interest income$2,975,0001,849
Provision for loan and lease losses$03,703
Total noninterest income$182,0003,570
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$42,0003,976
Trading account gains and fees$0152
Additional Noninterest Income$140,0003,127
Total noninterest expense$2,460,0001,925
Salaries and employee benefits$1,419,0001,864
Premises and equipment expense$457,0001,317
Additional noninterest expense$584,0002,474
Pre-tax net operating income$697,0002,418
Securities gains (losses)$48,000862
Applicable income taxes$04,400
Income before extraordinary items$745,0002,031
Extraordinary gains, net$013
Net income$745,0002,032
Minority interest net income$064
Net income of bank and minority interests.$745,0002,032
Net charge-offs$9,0002,520
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$697,0002,078
2014-12-31 (YTD Data)Rank
Total interest income$14,249,0001,764
Total interest expense$2,038,0001,450
Net interest income$12,211,0001,798
Provision for loan and lease losses$375,0001,746
Total noninterest income$1,214,0002,824
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$169,0004,192
Trading account gains and fees$0180
Additional Noninterest Income$1,045,0002,270
Total noninterest expense$9,236,0002,041
Salaries and employee benefits$5,078,0002,013
Premises and equipment expense$1,734,0001,367
Additional noninterest expense$2,424,0002,466
Pre-tax net operating income$3,814,0001,906
Securities gains (losses)$15,0002,467
Applicable income taxes$04,531
Income before extraordinary items$3,829,0001,648
Extraordinary gains, net$017
Net income$3,829,0001,648
Minority interest net income$084
Net income of bank and minority interests.$3,829,0001,647
Net charge-offs$86,0003,322
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,814,0001,627
2014-09-30 (YTD Data)Rank
Total interest income$10,662,0001,780
Total interest expense$1,525,0001,474
Net interest income$9,137,0001,808
Provision for loan and lease losses$375,0001,432
Total noninterest income$969,0002,744
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$124,0004,275
Trading account gains and fees$0174
Additional Noninterest Income$845,0002,176
Total noninterest expense$6,736,0002,098
Salaries and employee benefits$3,668,0002,102
Premises and equipment expense$1,272,0001,406
Additional noninterest expense$1,796,0002,510
Pre-tax net operating income$2,995,0001,857
Securities gains (losses)$7,0002,468
Applicable income taxes$04,583
Income before extraordinary items$3,002,0001,580
Extraordinary gains, net$015
Net income$3,002,0001,580
Minority interest net income$081
Net income of bank and minority interests.$3,002,0001,580
Net charge-offs$86,0002,822
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,995,0001,555
2014-06-30 (YTD Data)Rank
Total interest income$7,108,0001,767
Total interest expense$1,008,0001,492
Net interest income$6,100,0001,793
Provision for loan and lease losses$375,0001,053
Total noninterest income$701,0002,597
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$620,0002,011
Total noninterest expense$4,431,0002,130
Salaries and employee benefits$2,379,0002,154
Premises and equipment expense$836,0001,429
Additional noninterest expense$1,216,0002,454
Pre-tax net operating income$1,995,0001,824
Securities gains (losses)$6,0002,106
Applicable income taxes$04,568
Income before extraordinary items$2,001,0001,540
Extraordinary gains, net$020
Net income$2,001,0001,543
Minority interest net income$080
Net income of bank and minority interests.$2,001,0001,542
Net charge-offs$37,0003,024
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,995,0001,517
2014-03-31 (YTD Data)Rank
Total interest income$3,463,0001,804
Total interest expense$506,0001,500
Net interest income$2,957,0001,844
Provision for loan and lease losses$375,000572
Total noninterest income$191,0003,528
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$39,0004,359
Trading account gains and fees$0147
Additional Noninterest Income$152,0002,951
Total noninterest expense$2,312,0002,054
Salaries and employee benefits$1,218,0002,124
Premises and equipment expense$419,0001,452
Additional noninterest expense$675,0002,222
Pre-tax net operating income$461,0003,046
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$461,0002,720
Extraordinary gains, net$016
Net income$461,0002,723
Minority interest net income$066
Net income of bank and minority interests.$461,0002,723
Net charge-offs$37,0002,083
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$461,0002,678
2013-12-31 (YTD Data)Rank
Total interest income$12,646,0001,956
Total interest expense$1,908,0001,782
Net interest income$10,738,0001,971
Provision for loan and lease losses$100,0003,676
Total noninterest income$465,0004,512
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$168,0004,395
Trading account gains and fees$0184
Additional Noninterest Income$297,0004,104
Total noninterest expense$9,004,0002,102
Salaries and employee benefits$4,760,0002,150
Premises and equipment expense$1,664,0001,428
Additional noninterest expense$2,580,0002,386
Pre-tax net operating income$2,099,0002,766
Securities gains (losses)$93,0001,377
Applicable income taxes$04,631
Income before extraordinary items$2,192,0002,436
Extraordinary gains, net$029
Net income$2,192,0002,440
Minority interest net income$090
Net income of bank and minority interests.$2,192,0002,439
Net charge-offs$-24,0006,306
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,099,0002,456
2013-09-30 (YTD Data)Rank
Total interest income$9,322,0001,994
Total interest expense$1,401,0001,859
Net interest income$7,921,0002,001
Provision for loan and lease losses$25,0004,386
Total noninterest income$330,0004,667
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$134,0004,325
Trading account gains and fees$0180
Additional Noninterest Income$196,0004,332
Total noninterest expense$6,231,0002,276
Salaries and employee benefits$3,329,0002,282
Premises and equipment expense$1,219,0001,475
Additional noninterest expense$1,683,0002,723
Pre-tax net operating income$1,995,0002,420
Securities gains (losses)$93,0001,273
Applicable income taxes$04,713
Income before extraordinary items$2,088,0002,054
Extraordinary gains, net$025
Net income$2,088,0002,060
Minority interest net income$084
Net income of bank and minority interests.$2,088,0002,060
Net charge-offs$-2,0005,787
Cash dividends$764,0001,705
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,995,0002,071
2013-06-30 (YTD Data)Rank
Total interest income$6,107,0002,028
Total interest expense$955,0001,858
Net interest income$5,152,0002,038
Provision for loan and lease losses$04,788
Total noninterest income$214,0004,750
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$84,0004,418
Trading account gains and fees$0157
Additional Noninterest Income$130,0004,404
Total noninterest expense$4,129,0002,296
Salaries and employee benefits$2,204,0002,299
Premises and equipment expense$816,0001,477
Additional noninterest expense$1,109,0002,728
Pre-tax net operating income$1,237,0002,545
Securities gains (losses)$2,0002,612
Applicable income taxes$04,679
Income before extraordinary items$1,239,0002,249
Extraordinary gains, net$022
Net income$1,239,0002,258
Minority interest net income$082
Net income of bank and minority interests.$1,239,0002,256
Net charge-offs$-37,0006,477
Cash dividends$624,0001,496
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,237,0002,165
2013-03-31 (YTD Data)Rank
Total interest income$3,024,0002,066
Total interest expense$491,0001,863
Net interest income$2,533,0002,076
Provision for loan and lease losses$04,409
Total noninterest income$112,0004,679
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,206
Total noninterest expense$2,118,0002,249
Salaries and employee benefits$1,120,0002,284
Premises and equipment expense$413,0001,472
Additional noninterest expense$585,0002,608
Pre-tax net operating income$527,0002,776
Securities gains (losses)$2,0001,785
Applicable income taxes$04,602
Income before extraordinary items$529,0002,481
Extraordinary gains, net$010
Net income$529,0002,483
Minority interest net income$076
Net income of bank and minority interests.$529,0002,483
Net charge-offs$48,0002,443
Cash dividends$484,000975
Sale, conversion, retirement of capital stock, net$0789
Net operating income$527,0002,400
2012-12-31 (YTD Data)Rank
Total interest income$12,391,0002,104
Total interest expense$2,586,0001,698
Net interest income$9,805,0002,196
Provision for loan and lease losses$05,905
Total noninterest income$287,0005,287
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$158,0004,685
Trading account gains and fees$0166
Additional Noninterest Income$129,0005,088
Total noninterest expense$9,081,0002,112
Salaries and employee benefits$4,420,0002,247
Premises and equipment expense$1,532,0001,548
Additional noninterest expense$3,129,0002,073
Pre-tax net operating income$1,011,0003,997
Securities gains (losses)$81,0002,424
Applicable income taxes$04,751
Income before extraordinary items$1,092,0003,729
Extraordinary gains, net$029
Net income$1,092,0003,731
Minority interest net income$093
Net income of bank and minority interests.$1,092,0003,732
Net charge-offs$398,0002,942
Cash dividends$938,0002,044
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,011,0003,730
2012-09-30 (YTD Data)Rank
Total interest income$9,473,0002,108
Total interest expense$2,068,0001,674
Net interest income$7,405,0002,214
Provision for loan and lease losses$05,790
Total noninterest income$198,0005,433
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$119,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$79,0005,375
Total noninterest expense$6,731,0002,140
Salaries and employee benefits$3,289,0002,257
Premises and equipment expense$1,135,0001,573
Additional noninterest expense$2,307,0002,110
Pre-tax net operating income$872,0003,887
Securities gains (losses)$-22,0006,912
Applicable income taxes$04,802
Income before extraordinary items$850,0003,755
Extraordinary gains, net$020
Net income$850,0003,755
Minority interest net income$086
Net income of bank and minority interests.$850,0003,757
Net charge-offs$10,0005,305
Cash dividends$382,0002,336
Sale, conversion, retirement of capital stock, net$0952
Net operating income$872,0003,545
2012-06-30 (YTD Data)Rank
Total interest income$4,823,0002,720
Total interest expense$1,112,0002,100
Net interest income$3,711,0002,886
Provision for loan and lease losses$05,619
Total noninterest income$97,0005,833
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$61,0005,210
Trading account gains and fees$0153
Additional Noninterest Income$36,0005,731
Total noninterest expense$2,782,0003,254
Salaries and employee benefits$1,622,0002,984
Premises and equipment expense$382,0002,865
Additional noninterest expense$778,0003,737
Pre-tax net operating income$1,026,0002,798
Securities gains (losses)$-13,0006,955
Applicable income taxes$04,770
Income before extraordinary items$1,013,0002,602
Extraordinary gains, net$019
Net income$1,013,0002,602
Minority interest net income$084
Net income of bank and minority interests.$1,013,0002,602
Net charge-offs$10,0004,928
Cash dividends$226,0002,413
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,026,0002,437
2012-03-31 (YTD Data)Rank
Total interest income$2,392,0002,783
Total interest expense$568,0002,129
Net interest income$1,824,0002,939
Provision for loan and lease losses$05,254
Total noninterest income$55,0005,734
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,550
Total noninterest expense$1,382,0003,273
Salaries and employee benefits$821,0002,973
Premises and equipment expense$190,0002,894
Additional noninterest expense$371,0003,821
Pre-tax net operating income$497,0002,884
Securities gains (losses)$-14,0007,077
Applicable income taxes$04,704
Income before extraordinary items$483,0002,687
Extraordinary gains, net$019
Net income$483,0002,689
Minority interest net income$078
Net income of bank and minority interests.$483,0002,690
Net charge-offs$04,730
Cash dividends$69,0002,299
Sale, conversion, retirement of capital stock, net$0861
Net operating income$497,0002,496
2011-12-31 (YTD Data)Rank
Total interest income$9,729,0002,815
Total interest expense$2,665,0002,165
Net interest income$7,064,0003,057
Provision for loan and lease losses$270,0004,267
Total noninterest income$-38,0007,039
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$121,0005,252
Trading account gains and fees$0146
Additional Noninterest Income$-159,0006,929
Total noninterest expense$5,446,0003,307
Salaries and employee benefits$3,110,0003,023
Premises and equipment expense$760,0003,023
Additional noninterest expense$1,576,0003,721
Pre-tax net operating income$1,310,0003,254
Securities gains (losses)$162,0001,633
Applicable income taxes$04,719
Income before extraordinary items$1,472,0002,802
Extraordinary gains, net$029
Net income$1,472,0002,804
Minority interest net income$096
Net income of bank and minority interests.$1,472,0002,804
Net charge-offs$188,0004,365
Cash dividends$259,0003,134
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,310,0002,936
2011-09-30 (YTD Data)Rank
Total interest income$7,232,0002,881
Total interest expense$2,035,0002,217
Net interest income$5,197,0003,109
Provision for loan and lease losses$270,0003,754
Total noninterest income$-71,0007,178
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$93,0005,237
Trading account gains and fees$0145
Additional Noninterest Income$-164,0007,104
Total noninterest expense$4,160,0003,266
Salaries and employee benefits$2,322,0003,043
Premises and equipment expense$566,0003,060
Additional noninterest expense$1,272,0003,546
Pre-tax net operating income$696,0003,981
Securities gains (losses)$160,0001,375
Applicable income taxes$04,740
Income before extraordinary items$856,0003,381
Extraordinary gains, net$021
Net income$856,0003,382
Minority interest net income$087
Net income of bank and minority interests.$856,0003,382
Net charge-offs$215,0003,631
Cash dividends$195,0002,739
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$696,0003,655
2011-06-30 (YTD Data)Rank
Total interest income$4,752,0002,937
Total interest expense$1,330,0002,360
Net interest income$3,422,0003,155
Provision for loan and lease losses$270,0003,145
Total noninterest income$-106,0007,301
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$64,0005,170
Trading account gains and fees$0153
Additional Noninterest Income$-170,0007,254
Total noninterest expense$2,693,0003,383
Salaries and employee benefits$1,551,0003,063
Premises and equipment expense$374,0003,098
Additional noninterest expense$768,0003,855
Pre-tax net operating income$353,0004,394
Securities gains (losses)$9,0002,392
Applicable income taxes$04,697
Income before extraordinary items$362,0004,158
Extraordinary gains, net$015
Net income$362,0004,158
Minority interest net income$089
Net income of bank and minority interests.$362,0004,160
Net charge-offs$98,0003,861
Cash dividends$131,0002,615
Sale, conversion, retirement of capital stock, net$0986
Net operating income$353,0004,109
2011-03-31 (YTD Data)Rank
Total interest income$2,372,0002,962
Total interest expense$675,0002,394
Net interest income$1,697,0003,159
Provision for loan and lease losses$89,0003,551
Total noninterest income$-174,0007,460
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$35,0004,978
Trading account gains and fees$0158
Additional Noninterest Income$-209,0007,438
Total noninterest expense$1,335,0003,397
Salaries and employee benefits$778,0003,071
Premises and equipment expense$185,0003,179
Additional noninterest expense$372,0003,925
Pre-tax net operating income$99,0005,154
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$99,0005,022
Extraordinary gains, net$09
Net income$99,0005,020
Minority interest net income$086
Net income of bank and minority interests.$99,0005,022
Net charge-offs$98,0002,757
Cash dividends$69,0002,118
Sale, conversion, retirement of capital stock, net$0925
Net operating income$99,0004,964
2010-12-31 (YTD Data)Rank
Total interest income$10,381,0002,860
Total interest expense$3,990,0002,001
Net interest income$6,391,0003,309
Provision for loan and lease losses$832,0003,352
Total noninterest income$80,0006,841
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0005,189
Trading account gains and fees$0175
Additional Noninterest Income$-46,0007,113
Total noninterest expense$5,473,0003,353
Salaries and employee benefits$2,845,0003,259
Premises and equipment expense$725,0003,205
Additional noninterest expense$1,903,0003,390
Pre-tax net operating income$166,0005,285
Securities gains (losses)$290,0001,292
Applicable income taxes$04,655
Income before extraordinary items$456,0004,439
Extraordinary gains, net$029
Net income$456,0004,439
Minority interest net income$0111
Net income of bank and minority interests.$456,0004,439
Net charge-offs$371,0004,028
Cash dividends$277,0002,993
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$166,0005,260
2010-09-30 (YTD Data)Rank
Total interest income$7,971,0002,861
Total interest expense$3,143,0001,993
Net interest income$4,828,0003,339
Provision for loan and lease losses$822,0002,807
Total noninterest income$47,0007,110
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$97,0005,222
Trading account gains and fees$0165
Additional Noninterest Income$-50,0007,321
Total noninterest expense$4,019,0003,396
Salaries and employee benefits$2,069,0003,361
Premises and equipment expense$530,0003,321
Additional noninterest expense$1,420,0003,389
Pre-tax net operating income$34,0005,850
Securities gains (losses)$290,0001,101
Applicable income taxes$04,726
Income before extraordinary items$324,0004,765
Extraordinary gains, net$023
Net income$324,0004,768
Minority interest net income$0110
Net income of bank and minority interests.$324,0004,768
Net charge-offs$211,0004,166
Cash dividends$213,0002,659
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$34,0005,871
2010-06-30 (YTD Data)Rank
Total interest income$5,433,0002,827
Total interest expense$2,185,0001,990
Net interest income$3,248,0003,316
Provision for loan and lease losses$498,0002,873
Total noninterest income$62,0006,646
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$62,0005,299
Trading account gains and fees$0152
Additional Noninterest Income$07,234
Total noninterest expense$2,620,0003,488
Salaries and employee benefits$1,397,0003,349
Premises and equipment expense$353,0003,346
Additional noninterest expense$870,0003,572
Pre-tax net operating income$192,0004,976
Securities gains (losses)$22,0002,328
Applicable income taxes$04,691
Income before extraordinary items$214,0004,801
Extraordinary gains, net$019
Net income$214,0004,802
Minority interest net income$0105
Net income of bank and minority interests.$214,0004,801
Net charge-offs$156,0003,789
Cash dividends$149,0002,570
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$192,0004,787
2010-03-31 (YTD Data)Rank
Total interest income$2,765,0002,848
Total interest expense$1,119,0002,048
Net interest income$1,646,0003,292
Provision for loan and lease losses$298,0002,492
Total noninterest income$37,0006,501
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$34,0005,147
Trading account gains and fees$0175
Additional Noninterest Income$3,0007,164
Total noninterest expense$1,305,0003,538
Salaries and employee benefits$691,0003,427
Premises and equipment expense$159,0003,729
Additional noninterest expense$455,0003,444
Pre-tax net operating income$80,0005,295
Securities gains (losses)$22,0001,482
Applicable income taxes$04,611
Income before extraordinary items$102,0004,942
Extraordinary gains, net$016
Net income$102,0004,943
Minority interest net income$091
Net income of bank and minority interests.$102,0004,942
Net charge-offs$6,0005,069
Cash dividends$87,0001,994
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$80,0005,138
2009-12-31 (YTD Data)Rank
Total interest income$12,046,0002,737
Total interest expense$5,722,0001,998
Net interest income$6,324,0003,304
Provision for loan and lease losses$808,0003,825
Total noninterest income$97,0007,001
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$106,0005,668
Trading account gains and fees$0211
Additional Noninterest Income$-9,0007,469
Total noninterest expense$4,946,0003,724
Salaries and employee benefits$2,492,0003,694
Premises and equipment expense$631,0003,750
Additional noninterest expense$1,823,0003,573
Pre-tax net operating income$667,0003,623
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$667,0003,435
Extraordinary gains, net$034
Net income$667,0003,434
Minority interest net income$0115
Net income of bank and minority interests.$667,0003,434
Net charge-offs$723,0003,305
Cash dividends$146,0003,918
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$667,0003,375
2009-09-30 (YTD Data)Rank
Total interest income$9,219,0002,721
Total interest expense$4,570,0001,980
Net interest income$4,649,0003,373
Provision for loan and lease losses$608,0003,499
Total noninterest income$88,0006,960
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$77,0005,761
Trading account gains and fees$0212
Additional Noninterest Income$11,0007,238
Total noninterest expense$3,636,0003,784
Salaries and employee benefits$1,844,0003,769
Premises and equipment expense$434,0004,021
Additional noninterest expense$1,358,0003,540
Pre-tax net operating income$493,0003,916
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$493,0003,712
Extraordinary gains, net$027
Net income$493,0003,710
Minority interest net income$0118
Net income of bank and minority interests.$493,0003,711
Net charge-offs$132,0004,781
Cash dividends$110,0003,531
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$493,0003,621
2009-06-30 (YTD Data)Rank
Total interest income$6,248,0002,717
Total interest expense$3,223,0001,968
Net interest income$3,025,0003,431
Provision for loan and lease losses$512,0002,937
Total noninterest income$57,0007,037
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$50,0005,799
Trading account gains and fees$0193
Additional Noninterest Income$7,0007,375
Total noninterest expense$2,363,0003,897
Salaries and employee benefits$1,213,0003,869
Premises and equipment expense$281,0004,127
Additional noninterest expense$869,0003,650
Pre-tax net operating income$207,0004,606
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$207,0004,502
Extraordinary gains, net$021
Net income$207,0004,500
Minority interest net income$0112
Net income of bank and minority interests.$207,0004,500
Net charge-offs$111,0004,136
Cash dividends$75,0003,463
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$207,0004,395
2009-03-31 (YTD Data)Rank
Total interest income$3,210,0002,687
Total interest expense$1,753,0001,899
Net interest income$1,457,0003,539
Provision for loan and lease losses$300,0002,285
Total noninterest income$30,0007,020
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$3,0007,508
Total noninterest expense$1,095,0004,036
Salaries and employee benefits$597,0003,933
Premises and equipment expense$144,0004,104
Additional noninterest expense$354,0003,921
Pre-tax net operating income$92,0005,112
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$92,0005,060
Extraordinary gains, net$015
Net income$92,0005,065
Minority interest net income$0102
Net income of bank and minority interests.$92,0005,064
Net charge-offs$92,0002,958
Cash dividends$41,0002,745
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$92,0004,894
2008-12-31 (YTD Data)Rank
Total interest income$10,728,0003,345
Total interest expense$5,832,0002,581
Net interest income$4,896,0004,004
Provision for loan and lease losses$515,0003,758
Total noninterest income$114,0007,169
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$83,0006,156
Trading account gains and fees$0154
Additional Noninterest Income$31,0007,163
Total noninterest expense$4,136,0004,137
Salaries and employee benefits$2,379,0003,922
Premises and equipment expense$558,0004,166
Additional noninterest expense$1,199,0004,290
Pre-tax net operating income$359,0005,252
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$359,0004,880
Extraordinary gains, net$039
Net income$359,0004,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0004,371
Cash dividends$78,0005,103
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$359,0005,046
2008-09-30 (YTD Data)Rank
Total interest income$7,966,0003,433
Total interest expense$4,387,0002,672
Net interest income$3,579,0004,100
Provision for loan and lease losses$240,0003,905
Total noninterest income$91,0007,207
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$61,0006,207
Trading account gains and fees$0148
Additional Noninterest Income$30,0007,117
Total noninterest expense$3,008,0004,215
Salaries and employee benefits$1,690,0004,102
Premises and equipment expense$338,0004,758
Additional noninterest expense$980,0003,929
Pre-tax net operating income$422,0005,194
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$422,0004,715
Extraordinary gains, net$031
Net income$422,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,913
Cash dividends$48,0004,716
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$422,0004,876
2008-06-30 (YTD Data)Rank
Total interest income$5,317,0003,480
Total interest expense$2,986,0002,722
Net interest income$2,331,0004,163
Provision for loan and lease losses$142,0003,753
Total noninterest income$69,0007,153
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$43,0006,136
Trading account gains and fees$0149
Additional Noninterest Income$26,0006,950
Total noninterest expense$1,941,0004,334
Salaries and employee benefits$1,080,0004,263
Premises and equipment expense$277,0004,209
Additional noninterest expense$584,0004,271
Pre-tax net operating income$317,0005,192
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$317,0004,909
Extraordinary gains, net$021
Net income$317,0004,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,038
Cash dividends$24,0004,621
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$317,0004,851
2008-03-31 (YTD Data)Rank
Total interest income$2,689,0003,539
Total interest expense$1,559,0002,782
Net interest income$1,130,0004,257
Provision for loan and lease losses$37,0004,177
Total noninterest income$30,0007,325
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$22,0006,119
Trading account gains and fees$0158
Additional Noninterest Income$8,0007,392
Total noninterest expense$935,0004,444
Salaries and employee benefits$534,0004,321
Premises and equipment expense$139,0004,224
Additional noninterest expense$262,0004,543
Pre-tax net operating income$188,0005,068
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$188,0004,788
Extraordinary gains, net$015
Net income$188,0004,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$188,0004,678
2007-12-31 (YTD Data)Rank
Total interest income$8,547,0004,181
Total interest expense$4,608,0003,664
Net interest income$3,939,0004,664
Provision for loan and lease losses$375,0002,799
Total noninterest income$68,0007,865
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$39,0006,915
Trading account gains and fees$0178
Additional Noninterest Income$29,0007,566
Total noninterest expense$3,323,0004,690
Salaries and employee benefits$1,897,0004,573
Premises and equipment expense$407,0004,981
Additional noninterest expense$1,019,0004,599
Pre-tax net operating income$309,0006,565
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$309,0006,398
Extraordinary gains, net$039
Net income$309,0006,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,217
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$309,0006,380
2007-09-30 (YTD Data)Rank
Total interest income$6,420,0004,201
Total interest expense$3,516,0003,633
Net interest income$2,904,0004,735
Provision for loan and lease losses$290,0002,361
Total noninterest income$48,0007,959
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$26,0006,996
Trading account gains and fees$0184
Additional Noninterest Income$22,0007,602
Total noninterest expense$2,371,0004,820
Salaries and employee benefits$1,349,0004,717
Premises and equipment expense$362,0004,451
Additional noninterest expense$660,0004,974
Pre-tax net operating income$291,0006,599
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$291,0006,360
Extraordinary gains, net$033
Net income$291,0006,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$291,0006,353
2007-06-30 (YTD Data)Rank
Total interest income$4,162,0004,294
Total interest expense$2,319,0003,655
Net interest income$1,843,0004,921
Provision for loan and lease losses$165,0002,459
Total noninterest income$31,0008,031
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$17,0007,048
Trading account gains and fees$0168
Additional Noninterest Income$14,0007,664
Total noninterest expense$1,558,0004,900
Salaries and employee benefits$891,0004,792
Premises and equipment expense$231,0004,602
Additional noninterest expense$436,0005,001
Pre-tax net operating income$151,0006,958
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$151,0006,745
Extraordinary gains, net$029
Net income$151,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$151,0006,732
2007-03-31 (YTD Data)Rank
Total interest income$2,087,0004,272
Total interest expense$1,188,0003,560
Net interest income$899,0004,994
Provision for loan and lease losses$105,0001,929
Total noninterest income$14,0008,107
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$8,0007,097
Trading account gains and fees$0195
Additional Noninterest Income$6,0007,790
Total noninterest expense$704,0005,234
Salaries and employee benefits$372,0005,395
Premises and equipment expense$108,0004,816
Additional noninterest expense$224,0004,872
Pre-tax net operating income$104,0006,611
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$104,0006,337
Extraordinary gains, net$022
Net income$104,0006,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$104,0006,319
2006-12-31 (YTD Data)Rank
Total interest income$5,180,0005,458
Total interest expense$2,589,0004,731
Net interest income$2,591,0005,917
Provision for loan and lease losses$293,0002,846
Total noninterest income$45,0008,244
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$25,0007,222
Trading account gains and fees$0130
Additional Noninterest Income$20,0007,978
Total noninterest expense$2,318,0005,718
Salaries and employee benefits$1,204,0005,901
Premises and equipment expense$353,0005,299
Additional noninterest expense$761,0005,381
Pre-tax net operating income$25,0007,887
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$25,0007,914
Extraordinary gains, net$051
Net income$25,0007,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$100,000890
Net operating income$25,0007,901
2006-09-30 (YTD Data)Rank
Total interest income$3,305,0005,905
Total interest expense$1,589,0005,186
Net interest income$1,716,0006,301
Provision for loan and lease losses$111,0003,932
Total noninterest income$30,0008,361
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$13,0007,381
Trading account gains and fees$0126
Additional Noninterest Income$17,0007,944
Total noninterest expense$1,605,0005,944
Salaries and employee benefits$839,0006,095
Premises and equipment expense$219,0005,833
Additional noninterest expense$547,0005,512
Pre-tax net operating income$30,0008,018
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$30,0008,035
Extraordinary gains, net$045
Net income$30,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$100,000704
Net operating income$30,0008,023
2006-06-30 (YTD Data)Rank
Total interest income$1,908,0006,232
Total interest expense$850,0005,650
Net interest income$1,058,0006,531
Provision for loan and lease losses$60,0004,062
Total noninterest income$19,0008,429
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$10,0008,084
Total noninterest expense$1,005,0006,156
Salaries and employee benefits$521,0006,319
Premises and equipment expense$171,0005,399
Additional noninterest expense$313,0005,942
Pre-tax net operating income$12,0008,121
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$12,0008,128
Extraordinary gains, net$039
Net income$12,0008,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$100,000535
Net operating income$12,0008,122
2006-03-31 (YTD Data)Rank
Total interest income$846,0006,504
Total interest expense$407,0005,638
Net interest income$439,0006,997
Provision for loan and lease losses$23,0004,400
Total noninterest income$41,0007,270
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0007,527
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$480,0006,296
Salaries and employee benefits$246,0006,500
Premises and equipment expense$85,0005,458
Additional noninterest expense$149,0006,079
Pre-tax net operating income$-23,0008,294
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-23,0008,305
Extraordinary gains, net$021
Net income$-23,0008,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$100,000313
Net operating income$-23,0008,289
2005-12-31 (YTD Data)Rank
Total interest income$1,932,0007,513
Total interest expense$703,0007,036
Net interest income$1,229,0007,644
Provision for loan and lease losses$198,0003,618
Total noninterest income$31,0008,543
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$8,0007,619
Trading account gains and fees$0138
Additional Noninterest Income$23,0008,051
Total noninterest expense$1,729,0006,515
Salaries and employee benefits$825,0006,850
Premises and equipment expense$272,0005,988
Additional noninterest expense$632,0005,890
Pre-tax net operating income$-667,0008,554
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-667,0008,595
Extraordinary gains, net$046
Net income$-667,0008,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-667,0008,579
2005-09-30 (YTD Data)Rank
Total interest income$1,185,0007,838
Total interest expense$375,0007,575
Net interest income$810,0007,883
Provision for loan and lease losses$91,0004,295
Total noninterest income$20,0008,619
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,0007,682
Trading account gains and fees$0126
Additional Noninterest Income$15,0008,169
Total noninterest expense$1,190,0006,740
Salaries and employee benefits$560,0007,094
Premises and equipment expense$153,0006,664
Additional noninterest expense$477,0005,852
Pre-tax net operating income$-451,0008,578
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-451,0008,618
Extraordinary gains, net$035
Net income$-451,0008,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-451,0008,591
2005-06-30 (YTD Data)Rank
Total interest income$667,0008,082
Total interest expense$204,0007,811
Net interest income$463,0008,119
Provision for loan and lease losses$62,0004,081
Total noninterest income$11,0008,649
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,0007,707
Trading account gains and fees$0116
Additional Noninterest Income$8,0008,279
Total noninterest expense$739,0006,937
Salaries and employee benefits$368,0007,136
Premises and equipment expense$81,0007,132
Additional noninterest expense$290,0006,100
Pre-tax net operating income$-327,0008,610
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-327,0008,644
Extraordinary gains, net$030
Net income$-327,0008,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-327,0008,619
2005-03-31 (YTD Data)Rank
Total interest income$267,0008,396
Total interest expense$77,0008,167
Net interest income$190,0008,412
Provision for loan and lease losses$27,0004,321
Total noninterest income$6,0008,706
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,0007,752
Trading account gains and fees$0115
Additional Noninterest Income$4,0008,331
Total noninterest expense$339,0007,178
Salaries and employee benefits$166,0007,431
Premises and equipment expense$23,0008,021
Additional noninterest expense$150,0006,007
Pre-tax net operating income$-170,0008,705
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-170,0008,727
Extraordinary gains, net$024
Net income$-170,0008,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-170,0008,706
2004-12-31 (YTD Data)Rank
Total interest income$107,0008,918
Total interest expense$26,0008,873
Net interest income$81,0008,919
Provision for loan and lease losses$60,0005,645
Total noninterest income$5,0008,872
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$5,0008,690
Total noninterest expense$638,0008,440
Salaries and employee benefits$150,0008,877
Premises and equipment expense$25,0008,839
Additional noninterest expense$463,0006,778
Pre-tax net operating income$-612,0008,705
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-612,0008,754
Extraordinary gains, net$034
Net income$-612,0008,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$10,000,000102
Net operating income$-612,0008,732

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.