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Valatie Savings and Loan Association, Changes in Bank Equity Capital
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $459,000 | 12,498 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $114,000 | 11,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $459,000 | 12,574 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $341,000 | 13,136 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $115,000 | 11,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $459,000 | 13,179 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $307,000 | 13,745 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $30,000 | 12,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $341,000 | 13,799 |