Home > Universal Bank > Income and Expense
Universal Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,066,000 | 2,104 |
| Total interest expense | $6,350,000 | 1,761 |
| Net interest income | $10,716,000 | 2,284 |
| Provision for loan and lease losses | $-1,250,000 | 4,513 |
| Total noninterest income | $968,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $418,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 2,882 |
| Total noninterest expense | $11,140,000 | 1,906 |
| Salaries and employee benefits | $5,231,000 | 2,140 |
| Premises and equipment expense | $2,524,000 | 998 |
| Additional noninterest expense | $550,000 | 2,882 |
| Pre-tax net operating income | $1,794,000 | 3,075 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $416,000 | 2,025 |
| Income before extraordinary items | $1,378,000 | 3,170 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,378,000 | 3,205 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,378,000 | 3,172 |
| Net charge-offs | $-44,000 | 4,168 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,378,000 | 3,210 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,384,000 | 2,110 |
| Total interest expense | $4,169,000 | 1,786 |
| Net interest income | $8,215,000 | 2,265 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $709,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $304,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 2,880 |
| Total noninterest expense | $8,311,000 | 1,903 |
| Salaries and employee benefits | $4,049,000 | 2,083 |
| Premises and equipment expense | $1,931,000 | 986 |
| Additional noninterest expense | $405,000 | 2,879 |
| Pre-tax net operating income | $613,000 | 3,791 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $97,000 | 2,718 |
| Income before extraordinary items | $516,000 | 3,803 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $516,000 | 3,838 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $516,000 | 3,803 |
| Net charge-offs | $-33,000 | 4,128 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $516,000 | 3,833 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 2,139 |
| Total interest expense | $2,331,000 | 1,839 |
| Net interest income | $5,576,000 | 2,257 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $471,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $193,000 | 1,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 2,826 |
| Total noninterest expense | $5,590,000 | 1,884 |
| Salaries and employee benefits | $2,756,000 | 2,066 |
| Premises and equipment expense | $1,282,000 | 978 |
| Additional noninterest expense | $278,000 | 2,820 |
| Pre-tax net operating income | $457,000 | 3,767 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $80,000 | 2,649 |
| Income before extraordinary items | $377,000 | 3,806 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $377,000 | 3,843 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $377,000 | 3,805 |
| Net charge-offs | $-21,000 | 4,131 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $377,000 | 3,822 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 2,112 |
| Total interest expense | $1,012,000 | 1,817 |
| Net interest income | $2,967,000 | 2,171 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $252,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $81,000 | 2,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,614 |
| Total noninterest expense | $2,920,000 | 1,860 |
| Salaries and employee benefits | $1,511,000 | 1,990 |
| Premises and equipment expense | $628,000 | 1,023 |
| Additional noninterest expense | $171,000 | 2,614 |
| Pre-tax net operating income | $299,000 | 3,630 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $61,000 | 2,461 |
| Income before extraordinary items | $238,000 | 3,681 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $238,000 | 3,680 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $238,000 | 3,681 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $238,000 | 3,702 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,007,000 | 2,153 |
| Total interest expense | $1,065,000 | 2,332 |
| Net interest income | $11,942,000 | 2,109 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $793,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $425,000 | 1,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,338 |
| Total noninterest expense | $11,549,000 | 1,830 |
| Salaries and employee benefits | $6,491,000 | 1,848 |
| Premises and equipment expense | $2,204,000 | 1,115 |
| Additional noninterest expense | $368,000 | 3,338 |
| Pre-tax net operating income | $1,186,000 | 3,648 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $241,000 | 2,541 |
| Income before extraordinary items | $945,000 | 3,696 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $945,000 | 3,695 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $945,000 | 3,696 |
| Net charge-offs | $-47,000 | 4,072 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $945,000 | 3,717 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 2,149 |
| Total interest expense | $674,000 | 2,246 |
| Net interest income | $8,794,000 | 2,115 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $572,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $295,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 3,370 |
| Total noninterest expense | $8,729,000 | 1,816 |
| Salaries and employee benefits | $4,963,000 | 1,815 |
| Premises and equipment expense | $1,846,000 | 1,010 |
| Additional noninterest expense | $277,000 | 3,370 |
| Pre-tax net operating income | $637,000 | 3,886 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $106,000 | 2,826 |
| Income before extraordinary items | $531,000 | 3,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $531,000 | 3,902 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $531,000 | 3,902 |
| Net charge-offs | $-38,000 | 3,992 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $531,000 | 3,937 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 2,130 |
| Total interest expense | $479,000 | 2,015 |
| Net interest income | $5,735,000 | 2,110 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $361,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $172,000 | 2,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,371 |
| Total noninterest expense | $5,734,000 | 1,826 |
| Salaries and employee benefits | $3,285,000 | 1,826 |
| Premises and equipment expense | $1,220,000 | 1,013 |
| Additional noninterest expense | $1,229,000 | 2,270 |
| Pre-tax net operating income | $362,000 | 3,910 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $41,000 | 3,018 |
| Income before extraordinary items | $321,000 | 3,881 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $321,000 | 3,881 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $321,000 | 3,881 |
| Net charge-offs | $-18,000 | 3,849 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $321,000 | 3,916 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 2,115 |
| Total interest expense | $264,000 | 1,850 |
| Net interest income | $2,776,000 | 2,116 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $185,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $90,000 | 2,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,328 |
| Total noninterest expense | $2,846,000 | 1,819 |
| Salaries and employee benefits | $1,619,000 | 1,835 |
| Premises and equipment expense | $576,000 | 1,067 |
| Additional noninterest expense | $651,000 | 2,176 |
| Pre-tax net operating income | $115,000 | 4,069 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $7,000 | 3,217 |
| Income before extraordinary items | $108,000 | 4,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $108,000 | 4,025 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $108,000 | 4,026 |
| Net charge-offs | $-13,000 | 4,007 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $108,000 | 4,050 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 1,981 |
| Total interest expense | $1,810,000 | 1,431 |
| Net interest income | $12,096,000 | 2,006 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $832,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $233,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 3,116 |
| Total noninterest expense | $11,200,000 | 1,826 |
| Salaries and employee benefits | $5,961,000 | 1,942 |
| Premises and equipment expense | $2,403,000 | 1,015 |
| Additional noninterest expense | $2,836,000 | 2,062 |
| Pre-tax net operating income | $1,728,000 | 3,329 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $401,000 | 2,251 |
| Income before extraordinary items | $1,327,000 | 3,481 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,327,000 | 3,481 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,327,000 | 3,481 |
| Net charge-offs | $-183,000 | 4,524 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,327,000 | 3,467 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,523,000 | 2,003 |
| Total interest expense | $1,503,000 | 1,397 |
| Net interest income | $9,020,000 | 2,046 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $636,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $174,000 | 2,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,134 |
| Total noninterest expense | $8,328,000 | 1,840 |
| Salaries and employee benefits | $4,528,000 | 1,929 |
| Premises and equipment expense | $1,827,000 | 1,020 |
| Additional noninterest expense | $1,973,000 | 2,180 |
| Pre-tax net operating income | $1,328,000 | 3,403 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $310,000 | 2,289 |
| Income before extraordinary items | $1,018,000 | 3,590 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,018,000 | 3,590 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,018,000 | 3,590 |
| Net charge-offs | $-169,000 | 4,618 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,018,000 | 3,567 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 1,982 |
| Total interest expense | $1,169,000 | 1,275 |
| Net interest income | $5,945,000 | 2,055 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $460,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $133,000 | 2,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,065 |
| Total noninterest expense | $5,472,000 | 1,847 |
| Salaries and employee benefits | $2,983,000 | 1,940 |
| Premises and equipment expense | $1,155,000 | 1,068 |
| Additional noninterest expense | $1,334,000 | 2,134 |
| Pre-tax net operating income | $933,000 | 3,353 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $221,000 | 2,242 |
| Income before extraordinary items | $712,000 | 3,537 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $712,000 | 3,536 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $712,000 | 3,537 |
| Net charge-offs | $-154,000 | 4,698 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $712,000 | 3,510 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 1,989 |
| Total interest expense | $664,000 | 1,194 |
| Net interest income | $2,816,000 | 2,120 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $268,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $63,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,811 |
| Total noninterest expense | $2,764,000 | 1,824 |
| Salaries and employee benefits | $1,480,000 | 1,934 |
| Premises and equipment expense | $607,000 | 1,030 |
| Additional noninterest expense | $677,000 | 2,073 |
| Pre-tax net operating income | $320,000 | 3,729 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $59,000 | 2,609 |
| Income before extraordinary items | $261,000 | 3,810 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $261,000 | 3,809 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $261,000 | 3,810 |
| Net charge-offs | $-27,000 | 4,445 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $261,000 | 3,784 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,873,000 | 1,807 |
| Total interest expense | $3,809,000 | 1,219 |
| Net interest income | $12,064,000 | 1,939 |
| Provision for loan and lease losses | $63,000 | 3,782 |
| Total noninterest income | $924,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $237,000 | 2,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,832 |
| Total noninterest expense | $11,796,000 | 1,730 |
| Salaries and employee benefits | $6,429,000 | 1,793 |
| Premises and equipment expense | $2,375,000 | 1,025 |
| Additional noninterest expense | $2,992,000 | 1,914 |
| Pre-tax net operating income | $1,129,000 | 3,592 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $222,000 | 2,497 |
| Income before extraordinary items | $907,000 | 3,751 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $907,000 | 3,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $907,000 | 3,751 |
| Net charge-offs | $-98,000 | 4,745 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $907,000 | 3,687 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 1,795 |
| Total interest expense | $2,960,000 | 1,249 |
| Net interest income | $9,109,000 | 1,933 |
| Provision for loan and lease losses | $63,000 | 3,593 |
| Total noninterest income | $714,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $180,000 | 2,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,774 |
| Total noninterest expense | $9,022,000 | 1,681 |
| Salaries and employee benefits | $4,912,000 | 1,751 |
| Premises and equipment expense | $1,746,000 | 1,033 |
| Additional noninterest expense | $2,364,000 | 1,823 |
| Pre-tax net operating income | $738,000 | 3,735 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $133,000 | 2,638 |
| Income before extraordinary items | $605,000 | 3,859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $605,000 | 3,858 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $605,000 | 3,859 |
| Net charge-offs | $-94,000 | 4,805 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $605,000 | 3,811 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 1,833 |
| Total interest expense | $2,035,000 | 1,298 |
| Net interest income | $5,936,000 | 1,978 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $505,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $129,000 | 2,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 2,675 |
| Total noninterest expense | $6,047,000 | 1,669 |
| Salaries and employee benefits | $3,349,000 | 1,718 |
| Premises and equipment expense | $1,154,000 | 1,037 |
| Additional noninterest expense | $1,544,000 | 1,839 |
| Pre-tax net operating income | $394,000 | 3,924 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $60,000 | 2,806 |
| Income before extraordinary items | $334,000 | 4,008 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $334,000 | 4,008 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $334,000 | 4,008 |
| Net charge-offs | $-72,000 | 4,830 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $334,000 | 3,962 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 1,810 |
| Total interest expense | $1,090,000 | 1,340 |
| Net interest income | $2,904,000 | 1,966 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $314,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 2,211 |
| Total noninterest expense | $3,102,000 | 1,641 |
| Salaries and employee benefits | $1,717,000 | 1,699 |
| Premises and equipment expense | $565,000 | 1,071 |
| Additional noninterest expense | $820,000 | 1,790 |
| Pre-tax net operating income | $116,000 | 4,193 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $6,000 | 3,239 |
| Income before extraordinary items | $110,000 | 4,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $110,000 | 4,172 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $110,000 | 4,172 |
| Net charge-offs | $-60,000 | 4,897 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $110,000 | 4,163 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,701,000 | 1,856 |
| Total interest expense | $5,126,000 | 1,219 |
| Net interest income | $10,575,000 | 2,130 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $4,466,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $699,000 | 1,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,767,000 | 1,015 |
| Total noninterest expense | $11,628,000 | 1,693 |
| Salaries and employee benefits | $6,495,000 | 1,734 |
| Premises and equipment expense | $2,227,000 | 1,073 |
| Additional noninterest expense | $2,906,000 | 1,979 |
| Pre-tax net operating income | $3,413,000 | 2,277 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $948,000 | 1,469 |
| Income before extraordinary items | $2,465,000 | 2,589 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,465,000 | 2,590 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,465,000 | 2,591 |
| Net charge-offs | $-120,000 | 4,929 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,465,000 | 2,558 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,756,000 | 1,879 |
| Total interest expense | $3,738,000 | 1,251 |
| Net interest income | $8,018,000 | 2,139 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $811,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $376,000 | 1,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,881 |
| Total noninterest expense | $8,545,000 | 1,726 |
| Salaries and employee benefits | $4,641,000 | 1,807 |
| Premises and equipment expense | $1,677,000 | 1,077 |
| Additional noninterest expense | $2,227,000 | 1,937 |
| Pre-tax net operating income | $284,000 | 4,664 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $52,000 | 3,244 |
| Income before extraordinary items | $232,000 | 4,725 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $232,000 | 4,724 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $232,000 | 4,724 |
| Net charge-offs | $-94,000 | 4,952 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $232,000 | 4,706 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 1,885 |
| Total interest expense | $2,388,000 | 1,275 |
| Net interest income | $5,419,000 | 2,131 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $445,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $107,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 2,690 |
| Total noninterest expense | $5,549,000 | 1,771 |
| Salaries and employee benefits | $2,993,000 | 1,855 |
| Premises and equipment expense | $1,128,000 | 1,064 |
| Additional noninterest expense | $1,428,000 | 2,032 |
| Pre-tax net operating income | $315,000 | 4,398 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $74,000 | 2,877 |
| Income before extraordinary items | $241,000 | 4,523 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $241,000 | 4,521 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $241,000 | 4,521 |
| Net charge-offs | $-21,000 | 4,697 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $241,000 | 4,506 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 1,932 |
| Total interest expense | $1,088,000 | 1,344 |
| Net interest income | $2,684,000 | 2,156 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $155,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $51,000 | 3,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,177 |
| Total noninterest expense | $2,842,000 | 1,744 |
| Salaries and employee benefits | $1,456,000 | 1,904 |
| Premises and equipment expense | $555,000 | 1,087 |
| Additional noninterest expense | $831,000 | 1,761 |
| Pre-tax net operating income | $-3,000 | 5,154 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-8,000 | 5,194 |
| Income before extraordinary items | $5,000 | 5,133 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,000 | 5,132 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $5,000 | 5,132 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $5,000 | 5,129 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,037,000 | 1,856 |
| Total interest expense | $2,666,000 | 1,563 |
| Net interest income | $12,371,000 | 1,897 |
| Provision for loan and lease losses | $-1,600,000 | 5,361 |
| Total noninterest income | $1,288,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $195,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,093,000 | 2,152 |
| Total noninterest expense | $10,893,000 | 1,765 |
| Salaries and employee benefits | $5,216,000 | 2,033 |
| Premises and equipment expense | $2,248,000 | 1,074 |
| Additional noninterest expense | $3,429,000 | 1,700 |
| Pre-tax net operating income | $4,366,000 | 1,980 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,233,000 | 1,202 |
| Income before extraordinary items | $3,133,000 | 2,259 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,133,000 | 2,257 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,133,000 | 2,258 |
| Net charge-offs | $-191,000 | 5,168 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,133,000 | 2,256 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 1,856 |
| Total interest expense | $1,801,000 | 1,619 |
| Net interest income | $9,396,000 | 1,869 |
| Provision for loan and lease losses | $-1,600,000 | 5,436 |
| Total noninterest income | $1,122,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $132,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $990,000 | 1,948 |
| Total noninterest expense | $8,130,000 | 1,777 |
| Salaries and employee benefits | $3,860,000 | 2,048 |
| Premises and equipment expense | $1,693,000 | 1,058 |
| Additional noninterest expense | $2,577,000 | 1,700 |
| Pre-tax net operating income | $3,988,000 | 1,703 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,138,000 | 1,071 |
| Income before extraordinary items | $2,850,000 | 1,981 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,850,000 | 1,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,850,000 | 1,980 |
| Net charge-offs | $-180,000 | 5,232 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,850,000 | 1,972 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 1,851 |
| Total interest expense | $1,135,000 | 1,616 |
| Net interest income | $6,285,000 | 1,868 |
| Provision for loan and lease losses | $-1,600,000 | 5,509 |
| Total noninterest income | $914,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $80,000 | 3,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 1,698 |
| Total noninterest expense | $5,552,000 | 1,753 |
| Salaries and employee benefits | $2,627,000 | 2,026 |
| Premises and equipment expense | $1,120,000 | 1,069 |
| Additional noninterest expense | $1,805,000 | 1,646 |
| Pre-tax net operating income | $3,247,000 | 1,436 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $932,000 | 921 |
| Income before extraordinary items | $2,315,000 | 1,679 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,315,000 | 1,678 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,315,000 | 1,678 |
| Net charge-offs | $-163,000 | 5,315 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,315,000 | 1,663 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 1,969 |
| Total interest expense | $553,000 | 1,585 |
| Net interest income | $2,845,000 | 2,031 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $737,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $37,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 1,207 |
| Total noninterest expense | $2,875,000 | 1,702 |
| Salaries and employee benefits | $1,378,000 | 1,970 |
| Premises and equipment expense | $558,000 | 1,081 |
| Additional noninterest expense | $939,000 | 1,600 |
| Pre-tax net operating income | $707,000 | 2,576 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $196,000 | 1,593 |
| Income before extraordinary items | $511,000 | 2,862 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $511,000 | 2,862 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $511,000 | 2,862 |
| Net charge-offs | $-34,000 | 5,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $511,000 | 2,848 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,985,000 | 1,982 |
| Total interest expense | $1,872,000 | 1,610 |
| Net interest income | $11,113,000 | 2,048 |
| Provision for loan and lease losses | $-3,300,000 | 5,649 |
| Total noninterest income | $487,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $98,000 | 4,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,490 |
| Total noninterest expense | $10,639,000 | 1,817 |
| Salaries and employee benefits | $5,212,000 | 2,018 |
| Premises and equipment expense | $2,134,000 | 1,099 |
| Additional noninterest expense | $3,293,000 | 1,803 |
| Pre-tax net operating income | $4,261,000 | 1,949 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,511,000 | 1,104 |
| Income before extraordinary items | $1,750,000 | 2,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,750,000 | 2,905 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,750,000 | 2,906 |
| Net charge-offs | $-1,217,000 | 5,633 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,750,000 | 2,883 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 1,992 |
| Total interest expense | $1,317,000 | 1,680 |
| Net interest income | $8,375,000 | 2,040 |
| Provision for loan and lease losses | $-3,300,000 | 5,719 |
| Total noninterest income | $371,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $67,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,459 |
| Total noninterest expense | $7,871,000 | 1,837 |
| Salaries and employee benefits | $3,911,000 | 2,036 |
| Premises and equipment expense | $1,605,000 | 1,108 |
| Additional noninterest expense | $2,355,000 | 1,861 |
| Pre-tax net operating income | $4,175,000 | 1,587 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,657,000 | 1,040 |
| Income before extraordinary items | $2,518,000 | 2,020 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,518,000 | 2,020 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,518,000 | 2,020 |
| Net charge-offs | $-671,000 | 5,663 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,518,000 | 1,988 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 2,028 |
| Total interest expense | $805,000 | 1,763 |
| Net interest income | $5,481,000 | 2,055 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $264,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,372 |
| Total noninterest expense | $5,169,000 | 1,855 |
| Salaries and employee benefits | $2,621,000 | 2,042 |
| Premises and equipment expense | $1,059,000 | 1,119 |
| Additional noninterest expense | $1,489,000 | 1,950 |
| Pre-tax net operating income | $576,000 | 3,945 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $206,000 | 2,442 |
| Income before extraordinary items | $370,000 | 4,264 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $370,000 | 4,263 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $370,000 | 4,264 |
| Net charge-offs | $-36,000 | 5,196 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $370,000 | 4,243 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,052 |
| Total interest expense | $376,000 | 1,835 |
| Net interest income | $2,726,000 | 2,054 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $130,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $2,608,000 | 1,859 |
| Salaries and employee benefits | $1,359,000 | 2,007 |
| Premises and equipment expense | $476,000 | 1,243 |
| Additional noninterest expense | $773,000 | 1,895 |
| Pre-tax net operating income | $248,000 | 4,111 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $87,000 | 2,539 |
| Income before extraordinary items | $161,000 | 4,421 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $161,000 | 4,421 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $161,000 | 4,421 |
| Net charge-offs | $-15,000 | 5,155 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $161,000 | 4,404 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,703,000 | 1,974 |
| Total interest expense | $1,441,000 | 1,850 |
| Net interest income | $11,262,000 | 1,967 |
| Provision for loan and lease losses | $-1,000,000 | 5,822 |
| Total noninterest income | $1,093,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $112,000 | 4,377 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $981,000 | 2,421 |
| Total noninterest expense | $10,456,000 | 1,827 |
| Salaries and employee benefits | $5,350,000 | 1,986 |
| Premises and equipment expense | $1,908,000 | 1,231 |
| Additional noninterest expense | $3,198,000 | 1,867 |
| Pre-tax net operating income | $2,899,000 | 2,447 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-4,603,000 | 5,892 |
| Income before extraordinary items | $7,502,000 | 996 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,502,000 | 995 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,502,000 | 995 |
| Net charge-offs | $-560,000 | 5,814 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,502,000 | 970 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,413,000 | 2,002 |
| Total interest expense | $1,063,000 | 1,881 |
| Net interest income | $8,350,000 | 1,990 |
| Provision for loan and lease losses | $-1,000,000 | 5,910 |
| Total noninterest income | $966,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $75,000 | 4,544 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $891,000 | 2,183 |
| Total noninterest expense | $7,942,000 | 1,801 |
| Salaries and employee benefits | $4,071,000 | 1,950 |
| Premises and equipment expense | $1,444,000 | 1,228 |
| Additional noninterest expense | $2,427,000 | 1,840 |
| Pre-tax net operating income | $2,374,000 | 2,343 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-4,803,000 | 5,968 |
| Income before extraordinary items | $7,177,000 | 789 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,177,000 | 790 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,177,000 | 789 |
| Net charge-offs | $-228,000 | 5,752 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $7,177,000 | 770 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 1,996 |
| Total interest expense | $696,000 | 1,921 |
| Net interest income | $5,608,000 | 1,989 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $844,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $795,000 | 1,796 |
| Total noninterest expense | $5,460,000 | 1,763 |
| Salaries and employee benefits | $2,767,000 | 1,930 |
| Premises and equipment expense | $963,000 | 1,226 |
| Additional noninterest expense | $1,730,000 | 1,752 |
| Pre-tax net operating income | $992,000 | 3,086 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $992,000 | 2,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $992,000 | 2,805 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $992,000 | 2,806 |
| Net charge-offs | $-212,000 | 5,858 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $992,000 | 2,741 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 1,971 |
| Total interest expense | $335,000 | 1,969 |
| Net interest income | $2,864,000 | 1,949 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $129,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $103,000 | 3,517 |
| Total noninterest expense | $2,717,000 | 1,773 |
| Salaries and employee benefits | $1,478,000 | 1,815 |
| Premises and equipment expense | $483,000 | 1,218 |
| Additional noninterest expense | $756,000 | 1,938 |
| Pre-tax net operating income | $276,000 | 3,990 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $276,000 | 3,763 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $276,000 | 3,760 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $276,000 | 3,761 |
| Net charge-offs | $-26,000 | 5,551 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $276,000 | 3,704 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,414,000 | 1,971 |
| Total interest expense | $1,113,000 | 2,240 |
| Net interest income | $11,301,000 | 1,913 |
| Provision for loan and lease losses | $-2,000,000 | 6,104 |
| Total noninterest income | $552,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $105,000 | 4,651 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $447,000 | 3,444 |
| Total noninterest expense | $9,774,000 | 1,934 |
| Salaries and employee benefits | $5,118,000 | 2,014 |
| Premises and equipment expense | $1,905,000 | 1,236 |
| Additional noninterest expense | $2,751,000 | 2,163 |
| Pre-tax net operating income | $4,079,000 | 1,836 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,079,000 | 1,578 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,079,000 | 1,579 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,079,000 | 1,579 |
| Net charge-offs | $-113,000 | 5,748 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,079,000 | 1,544 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,237,000 | 1,996 |
| Total interest expense | $811,000 | 2,318 |
| Net interest income | $8,426,000 | 1,945 |
| Provision for loan and lease losses | $-2,000,000 | 6,216 |
| Total noninterest income | $319,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $71,000 | 4,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 3,881 |
| Total noninterest expense | $7,334,000 | 1,936 |
| Salaries and employee benefits | $3,877,000 | 2,006 |
| Premises and equipment expense | $1,418,000 | 1,266 |
| Additional noninterest expense | $2,039,000 | 2,171 |
| Pre-tax net operating income | $3,411,000 | 1,722 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,411,000 | 1,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,411,000 | 1,482 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,411,000 | 1,482 |
| Net charge-offs | $-95,000 | 5,795 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,411,000 | 1,441 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 2,059 |
| Total interest expense | $523,000 | 2,388 |
| Net interest income | $5,420,000 | 1,996 |
| Provision for loan and lease losses | $-1,000,000 | 6,254 |
| Total noninterest income | $212,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $162,000 | 3,930 |
| Total noninterest expense | $4,857,000 | 1,960 |
| Salaries and employee benefits | $2,638,000 | 1,981 |
| Premises and equipment expense | $922,000 | 1,299 |
| Additional noninterest expense | $1,297,000 | 2,270 |
| Pre-tax net operating income | $1,775,000 | 2,072 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,775,000 | 1,789 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,775,000 | 1,794 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,775,000 | 1,794 |
| Net charge-offs | $-30,000 | 5,592 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,775,000 | 1,741 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 2,072 |
| Total interest expense | $251,000 | 2,475 |
| Net interest income | $2,691,000 | 1,999 |
| Provision for loan and lease losses | $-1,000,000 | 6,371 |
| Total noninterest income | $116,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 3,826 |
| Total noninterest expense | $2,454,000 | 1,928 |
| Salaries and employee benefits | $1,321,000 | 1,986 |
| Premises and equipment expense | $459,000 | 1,308 |
| Additional noninterest expense | $674,000 | 2,167 |
| Pre-tax net operating income | $1,353,000 | 1,457 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,353,000 | 1,242 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,353,000 | 1,242 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,353,000 | 1,243 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,353,000 | 1,200 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,813,000 | 2,066 |
| Total interest expense | $980,000 | 2,607 |
| Net interest income | $10,833,000 | 1,984 |
| Provision for loan and lease losses | $-447,000 | 6,237 |
| Total noninterest income | $463,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $121,000 | 4,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $342,000 | 3,846 |
| Total noninterest expense | $10,194,000 | 1,853 |
| Salaries and employee benefits | $4,945,000 | 2,071 |
| Premises and equipment expense | $1,816,000 | 1,309 |
| Additional noninterest expense | $3,433,000 | 1,798 |
| Pre-tax net operating income | $1,549,000 | 3,425 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $1,548,000 | 3,190 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,548,000 | 3,190 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,548,000 | 3,191 |
| Net charge-offs | $-546,000 | 6,397 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,548,000 | 3,129 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 2,114 |
| Total interest expense | $726,000 | 2,664 |
| Net interest income | $7,992,000 | 2,015 |
| Provision for loan and lease losses | $-448,000 | 6,370 |
| Total noninterest income | $333,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $254,000 | 3,885 |
| Total noninterest expense | $7,682,000 | 1,849 |
| Salaries and employee benefits | $3,550,000 | 2,165 |
| Premises and equipment expense | $1,374,000 | 1,310 |
| Additional noninterest expense | $2,758,000 | 1,685 |
| Pre-tax net operating income | $1,091,000 | 3,629 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $1,090,000 | 3,341 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,090,000 | 3,342 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,090,000 | 3,342 |
| Net charge-offs | $-535,000 | 6,481 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,090,000 | 3,297 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 2,107 |
| Total interest expense | $472,000 | 2,745 |
| Net interest income | $5,324,000 | 2,014 |
| Provision for loan and lease losses | $-448,000 | 6,489 |
| Total noninterest income | $237,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $183,000 | 3,770 |
| Total noninterest expense | $5,283,000 | 1,799 |
| Salaries and employee benefits | $2,385,000 | 2,151 |
| Premises and equipment expense | $910,000 | 1,321 |
| Additional noninterest expense | $1,988,000 | 1,569 |
| Pre-tax net operating income | $726,000 | 3,542 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $725,000 | 3,271 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $725,000 | 3,277 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $725,000 | 3,277 |
| Net charge-offs | $-487,000 | 6,558 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $725,000 | 3,230 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 2,204 |
| Total interest expense | $227,000 | 2,876 |
| Net interest income | $2,521,000 | 2,099 |
| Provision for loan and lease losses | $-330,000 | 6,605 |
| Total noninterest income | $123,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $96,000 | 3,633 |
| Total noninterest expense | $2,802,000 | 1,705 |
| Salaries and employee benefits | $1,180,000 | 2,183 |
| Premises and equipment expense | $452,000 | 1,358 |
| Additional noninterest expense | $1,170,000 | 1,359 |
| Pre-tax net operating income | $172,000 | 4,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $171,000 | 4,495 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 4,498 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $171,000 | 4,498 |
| Net charge-offs | $-343,000 | 6,650 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $171,000 | 4,445 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,331,000 | 2,011 |
| Total interest expense | $1,199,000 | 2,562 |
| Net interest income | $11,132,000 | 1,914 |
| Provision for loan and lease losses | $-314,000 | 6,534 |
| Total noninterest income | $1,721,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $113,000 | 5,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,608,000 | 1,771 |
| Total noninterest expense | $12,811,000 | 1,514 |
| Salaries and employee benefits | $4,917,000 | 2,077 |
| Premises and equipment expense | $1,778,000 | 1,338 |
| Additional noninterest expense | $6,116,000 | 1,110 |
| Pre-tax net operating income | $356,000 | 5,340 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $50,000 | 3,752 |
| Income before extraordinary items | $306,000 | 5,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $306,000 | 5,407 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $306,000 | 5,407 |
| Net charge-offs | $-396,000 | 6,718 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $306,000 | 5,355 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 1,966 |
| Total interest expense | $931,000 | 2,572 |
| Net interest income | $8,559,000 | 1,877 |
| Provision for loan and lease losses | $-14,000 | 6,465 |
| Total noninterest income | $1,255,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $76,000 | 5,288 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,179,000 | 1,842 |
| Total noninterest expense | $9,679,000 | 1,506 |
| Salaries and employee benefits | $3,637,000 | 2,106 |
| Premises and equipment expense | $1,352,000 | 1,322 |
| Additional noninterest expense | $4,690,000 | 1,077 |
| Pre-tax net operating income | $149,000 | 5,833 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $140,000 | 5,863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $140,000 | 5,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $140,000 | 5,865 |
| Net charge-offs | $-245,000 | 6,748 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $140,000 | 5,803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 1,916 |
| Total interest expense | $641,000 | 2,573 |
| Net interest income | $5,855,000 | 1,821 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $304,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,435 |
| Total noninterest expense | $6,638,000 | 1,481 |
| Salaries and employee benefits | $2,487,000 | 2,059 |
| Premises and equipment expense | $900,000 | 1,328 |
| Additional noninterest expense | $3,251,000 | 1,033 |
| Pre-tax net operating income | $-479,000 | 6,679 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $-480,000 | 6,718 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-480,000 | 6,719 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-480,000 | 6,719 |
| Net charge-offs | $-188,000 | 6,797 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-480,000 | 6,697 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 1,852 |
| Total interest expense | $330,000 | 2,575 |
| Net interest income | $3,072,000 | 1,750 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $155,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,382 |
| Total noninterest expense | $3,603,000 | 1,384 |
| Salaries and employee benefits | $1,294,000 | 2,004 |
| Premises and equipment expense | $448,000 | 1,361 |
| Additional noninterest expense | $1,861,000 | 912 |
| Pre-tax net operating income | $-376,000 | 6,826 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-376,000 | 6,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-376,000 | 6,847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-376,000 | 6,847 |
| Net charge-offs | $-435,000 | 6,966 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-376,000 | 6,830 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,582,000 | 1,498 |
| Total interest expense | $2,309,000 | 1,889 |
| Net interest income | $15,273,000 | 1,436 |
| Provision for loan and lease losses | $8,970,000 | 307 |
| Total noninterest income | $1,728,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $128,000 | 5,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,600,000 | 1,787 |
| Total noninterest expense | $13,420,000 | 1,465 |
| Salaries and employee benefits | $5,363,000 | 1,884 |
| Premises and equipment expense | $2,066,000 | 1,144 |
| Additional noninterest expense | $5,991,000 | 1,159 |
| Pre-tax net operating income | $-5,389,000 | 6,964 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-262,000 | 6,819 |
| Income before extraordinary items | $-5,127,000 | 6,969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,127,000 | 6,968 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,127,000 | 6,968 |
| Net charge-offs | $9,174,000 | 345 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,127,000 | 6,957 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,845,000 | 1,463 |
| Total interest expense | $1,930,000 | 1,773 |
| Net interest income | $11,915,000 | 1,391 |
| Provision for loan and lease losses | $8,970,000 | 241 |
| Total noninterest income | $758,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $667,000 | 2,528 |
| Total noninterest expense | $9,729,000 | 1,510 |
| Salaries and employee benefits | $4,135,000 | 1,826 |
| Premises and equipment expense | $1,556,000 | 1,145 |
| Additional noninterest expense | $4,038,000 | 1,266 |
| Pre-tax net operating income | $-6,026,000 | 7,105 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-262,000 | 6,990 |
| Income before extraordinary items | $-5,764,000 | 7,108 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,764,000 | 7,108 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,764,000 | 7,108 |
| Net charge-offs | $9,019,000 | 279 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,764,000 | 7,097 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 1,412 |
| Total interest expense | $1,476,000 | 1,629 |
| Net interest income | $8,258,000 | 1,339 |
| Provision for loan and lease losses | $8,770,000 | 187 |
| Total noninterest income | $746,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $678,000 | 1,955 |
| Total noninterest expense | $6,218,000 | 1,565 |
| Salaries and employee benefits | $2,780,000 | 1,802 |
| Premises and equipment expense | $1,056,000 | 1,128 |
| Additional noninterest expense | $2,382,000 | 1,434 |
| Pre-tax net operating income | $-5,984,000 | 7,199 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-5,984,000 | 7,200 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,984,000 | 7,200 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,984,000 | 7,200 |
| Net charge-offs | $9,616,000 | 200 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,984,000 | 7,195 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 1,364 |
| Total interest expense | $803,000 | 1,564 |
| Net interest income | $4,239,000 | 1,303 |
| Provision for loan and lease losses | $1,200,000 | 541 |
| Total noninterest income | $298,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $263,000 | 2,272 |
| Total noninterest expense | $3,265,000 | 1,503 |
| Salaries and employee benefits | $1,376,000 | 1,823 |
| Premises and equipment expense | $530,000 | 1,136 |
| Additional noninterest expense | $1,359,000 | 1,236 |
| Pre-tax net operating income | $72,000 | 5,697 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $753,000 | 825 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $72,000 | 5,571 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,005,000 | 1,302 |
| Total interest expense | $4,529,000 | 1,343 |
| Net interest income | $17,476,000 | 1,270 |
| Provision for loan and lease losses | $2,707,000 | 1,282 |
| Total noninterest income | $-82,000 | 7,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-218,000 | 6,965 |
| Total noninterest expense | $13,840,000 | 1,404 |
| Salaries and employee benefits | $5,306,000 | 1,838 |
| Premises and equipment expense | $2,443,000 | 1,020 |
| Additional noninterest expense | $6,091,000 | 1,156 |
| Pre-tax net operating income | $847,000 | 4,003 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $817,000 | 3,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $817,000 | 3,914 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $817,000 | 3,913 |
| Net charge-offs | $3,753,000 | 1,024 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $817,000 | 3,782 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,599,000 | 1,303 |
| Total interest expense | $3,564,000 | 1,341 |
| Net interest income | $13,035,000 | 1,283 |
| Provision for loan and lease losses | $1,361,000 | 1,603 |
| Total noninterest income | $-231,000 | 7,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-289,000 | 7,170 |
| Total noninterest expense | $10,425,000 | 1,409 |
| Salaries and employee benefits | $3,935,000 | 1,872 |
| Premises and equipment expense | $1,834,000 | 1,032 |
| Additional noninterest expense | $4,656,000 | 1,129 |
| Pre-tax net operating income | $1,018,000 | 3,279 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $982,000 | 3,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 3,102 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $982,000 | 3,102 |
| Net charge-offs | $1,380,000 | 1,579 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $982,000 | 3,002 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 1,263 |
| Total interest expense | $2,362,000 | 1,387 |
| Net interest income | $9,184,000 | 1,221 |
| Provision for loan and lease losses | $527,000 | 2,243 |
| Total noninterest income | $41,000 | 6,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,658 |
| Total noninterest expense | $7,073,000 | 1,400 |
| Salaries and employee benefits | $2,588,000 | 1,893 |
| Premises and equipment expense | $1,196,000 | 1,066 |
| Additional noninterest expense | $3,289,000 | 1,085 |
| Pre-tax net operating income | $1,625,000 | 1,751 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $1,562,000 | 1,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,562,000 | 1,566 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,562,000 | 1,566 |
| Net charge-offs | $362,000 | 2,475 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,562,000 | 1,502 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 1,259 |
| Total interest expense | $1,168,000 | 1,456 |
| Net interest income | $4,617,000 | 1,201 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-70,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-70,000 | 7,328 |
| Total noninterest expense | $3,230,000 | 1,527 |
| Salaries and employee benefits | $1,268,000 | 1,934 |
| Premises and equipment expense | $599,000 | 1,085 |
| Additional noninterest expense | $1,363,000 | 1,294 |
| Pre-tax net operating income | $1,317,000 | 1,115 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $45,000 | 2,906 |
| Income before extraordinary items | $1,272,000 | 952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,272,000 | 952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,272,000 | 952 |
| Net charge-offs | $149,000 | 2,371 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,272,000 | 927 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,659,000 | 1,252 |
| Total interest expense | $8,622,000 | 967 |
| Net interest income | $16,037,000 | 1,392 |
| Provision for loan and lease losses | $5,772,000 | 1,030 |
| Total noninterest income | $-744,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-744,000 | 7,453 |
| Total noninterest expense | $13,605,000 | 1,460 |
| Salaries and employee benefits | $4,409,000 | 2,196 |
| Premises and equipment expense | $2,613,000 | 986 |
| Additional noninterest expense | $6,583,000 | 1,128 |
| Pre-tax net operating income | $-4,084,000 | 7,040 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-4,084,000 | 7,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,084,000 | 7,108 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,084,000 | 7,109 |
| Net charge-offs | $4,782,000 | 1,065 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,084,000 | 7,090 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,694,000 | 1,259 |
| Total interest expense | $6,740,000 | 960 |
| Net interest income | $11,954,000 | 1,424 |
| Provision for loan and lease losses | $3,045,000 | 1,255 |
| Total noninterest income | $-279,000 | 7,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-279,000 | 7,501 |
| Total noninterest expense | $10,121,000 | 1,466 |
| Salaries and employee benefits | $3,534,000 | 2,043 |
| Premises and equipment expense | $1,967,000 | 990 |
| Additional noninterest expense | $4,620,000 | 1,172 |
| Pre-tax net operating income | $-1,491,000 | 6,956 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,491,000 | 7,046 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,491,000 | 7,045 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,491,000 | 7,046 |
| Net charge-offs | $4,546,000 | 840 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,491,000 | 7,011 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,461,000 | 1,273 |
| Total interest expense | $4,510,000 | 995 |
| Net interest income | $7,951,000 | 1,431 |
| Provision for loan and lease losses | $1,543,000 | 1,490 |
| Total noninterest income | $-33,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-33,000 | 7,418 |
| Total noninterest expense | $6,211,000 | 1,592 |
| Salaries and employee benefits | $2,750,000 | 1,788 |
| Premises and equipment expense | $1,293,000 | 1,031 |
| Additional noninterest expense | $2,168,000 | 1,623 |
| Pre-tax net operating income | $164,000 | 5,133 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $159,000 | 5,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $159,000 | 5,163 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $159,000 | 5,162 |
| Net charge-offs | $4,753,000 | 595 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $159,000 | 5,014 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 1,272 |
| Total interest expense | $2,283,000 | 1,031 |
| Net interest income | $4,051,000 | 1,416 |
| Provision for loan and lease losses | $1,474,000 | 909 |
| Total noninterest income | $90,000 | 5,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $3,036,000 | 1,650 |
| Salaries and employee benefits | $1,413,000 | 1,772 |
| Premises and equipment expense | $656,000 | 1,036 |
| Additional noninterest expense | $967,000 | 1,794 |
| Pre-tax net operating income | $-369,000 | 7,060 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-369,000 | 7,152 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-369,000 | 7,154 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-369,000 | 7,153 |
| Net charge-offs | $57,000 | 3,616 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-369,000 | 7,123 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,996,000 | 1,281 |
| Total interest expense | $13,061,000 | 904 |
| Net interest income | $13,935,000 | 1,605 |
| Provision for loan and lease losses | $8,114,000 | 1,017 |
| Total noninterest income | $1,173,000 | 3,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,173,000 | 1,938 |
| Total noninterest expense | $13,154,000 | 1,580 |
| Salaries and employee benefits | $5,898,000 | 1,687 |
| Premises and equipment expense | $2,660,000 | 1,018 |
| Additional noninterest expense | $4,596,000 | 1,620 |
| Pre-tax net operating income | $-6,160,000 | 7,287 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,160,000 | 7,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,160,000 | 7,365 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,160,000 | 7,365 |
| Net charge-offs | $5,639,000 | 1,044 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,160,000 | 7,377 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,707,000 | 1,269 |
| Total interest expense | $10,419,000 | 898 |
| Net interest income | $10,288,000 | 1,638 |
| Provision for loan and lease losses | $5,781,000 | 948 |
| Total noninterest income | $906,000 | 3,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $906,000 | 1,952 |
| Total noninterest expense | $9,455,000 | 1,615 |
| Salaries and employee benefits | $4,453,000 | 1,696 |
| Premises and equipment expense | $1,981,000 | 1,040 |
| Additional noninterest expense | $3,021,000 | 1,775 |
| Pre-tax net operating income | $-4,042,000 | 7,414 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $28,000 | 3,645 |
| Income before extraordinary items | $-4,070,000 | 7,494 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,070,000 | 7,494 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,070,000 | 7,494 |
| Net charge-offs | $5,012,000 | 816 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,070,000 | 7,500 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,891,000 | 1,294 |
| Total interest expense | $7,363,000 | 888 |
| Net interest income | $6,528,000 | 1,707 |
| Provision for loan and lease losses | $4,788,000 | 766 |
| Total noninterest income | $689,000 | 2,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $689,000 | 1,828 |
| Total noninterest expense | $5,987,000 | 1,717 |
| Salaries and employee benefits | $3,032,000 | 1,684 |
| Premises and equipment expense | $1,306,000 | 1,078 |
| Additional noninterest expense | $1,649,000 | 2,157 |
| Pre-tax net operating income | $-3,558,000 | 7,625 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $-3,573,000 | 7,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,573,000 | 7,681 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,573,000 | 7,682 |
| Net charge-offs | $3,150,000 | 831 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,573,000 | 7,696 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 1,309 |
| Total interest expense | $3,687,000 | 920 |
| Net interest income | $3,265,000 | 1,695 |
| Provision for loan and lease losses | $2,869,000 | 582 |
| Total noninterest income | $446,000 | 2,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $446,000 | 1,499 |
| Total noninterest expense | $2,965,000 | 1,680 |
| Salaries and employee benefits | $1,535,000 | 1,679 |
| Premises and equipment expense | $662,000 | 1,072 |
| Additional noninterest expense | $768,000 | 2,060 |
| Pre-tax net operating income | $-2,123,000 | 7,844 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,123,000 | 7,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,123,000 | 7,915 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,123,000 | 7,916 |
| Net charge-offs | $327,000 | 1,697 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,123,000 | 7,914 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,874,000 | 1,296 |
| Total interest expense | $14,927,000 | 1,084 |
| Net interest income | $14,947,000 | 1,497 |
| Provision for loan and lease losses | $2,938,000 | 1,413 |
| Total noninterest income | $667,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $667,000 | 2,723 |
| Total noninterest expense | $12,345,000 | 1,587 |
| Salaries and employee benefits | $5,777,000 | 1,766 |
| Premises and equipment expense | $3,148,000 | 880 |
| Additional noninterest expense | $3,420,000 | 1,790 |
| Pre-tax net operating income | $331,000 | 5,341 |
| Securities gains (losses) | $-18,000 | 7,071 |
| Applicable income taxes | $42,000 | 3,938 |
| Income before extraordinary items | $271,000 | 5,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $271,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,226,000 | 1,744 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $286,660 | 5,334 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,817,000 | 1,296 |
| Total interest expense | $11,235,000 | 1,125 |
| Net interest income | $11,582,000 | 1,467 |
| Provision for loan and lease losses | $2,060,000 | 1,163 |
| Total noninterest income | $493,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $493,000 | 2,844 |
| Total noninterest expense | $8,712,000 | 1,669 |
| Salaries and employee benefits | $4,350,000 | 1,782 |
| Premises and equipment expense | $2,207,000 | 939 |
| Additional noninterest expense | $2,155,000 | 2,021 |
| Pre-tax net operating income | $1,303,000 | 3,139 |
| Securities gains (losses) | $-18,000 | 7,398 |
| Applicable income taxes | $44,000 | 4,192 |
| Income before extraordinary items | $1,241,000 | 2,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,241,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,973 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,258,460 | 2,797 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,052,000 | 1,325 |
| Total interest expense | $7,660,000 | 1,140 |
| Net interest income | $7,392,000 | 1,516 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $337,000 | 4,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $337,000 | 2,853 |
| Total noninterest expense | $5,855,000 | 1,663 |
| Salaries and employee benefits | $2,869,000 | 1,819 |
| Premises and equipment expense | $1,493,000 | 916 |
| Additional noninterest expense | $1,493,000 | 1,932 |
| Pre-tax net operating income | $1,754,000 | 1,903 |
| Securities gains (losses) | $-18,000 | 8,172 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $1,677,000 | 1,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,677,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,694,460 | 1,577 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,934,000 | 1,288 |
| Total interest expense | $4,100,000 | 1,138 |
| Net interest income | $3,834,000 | 1,446 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $197,000 | 4,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $197,000 | 2,596 |
| Total noninterest expense | $2,906,000 | 1,671 |
| Salaries and employee benefits | $1,472,000 | 1,790 |
| Premises and equipment expense | $713,000 | 972 |
| Additional noninterest expense | $721,000 | 1,951 |
| Pre-tax net operating income | $1,065,000 | 1,684 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $1,028,000 | 1,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,028,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,028,000 | 1,408 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,226,000 | 1,227 |
| Total interest expense | $17,294,000 | 1,140 |
| Net interest income | $16,932,000 | 1,319 |
| Provision for loan and lease losses | $1,750,000 | 940 |
| Total noninterest income | $850,000 | 3,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $850,000 | 2,474 |
| Total noninterest expense | $10,154,000 | 1,819 |
| Salaries and employee benefits | $5,110,000 | 1,974 |
| Premises and equipment expense | $2,643,000 | 986 |
| Additional noninterest expense | $2,401,000 | 2,250 |
| Pre-tax net operating income | $5,878,000 | 1,422 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $269,000 | 3,517 |
| Income before extraordinary items | $5,609,000 | 1,149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,609,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,378 |
| Cash dividends | $8,200,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,609,000 | 1,138 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,885,000 | 1,222 |
| Total interest expense | $12,844,000 | 1,152 |
| Net interest income | $13,041,000 | 1,286 |
| Provision for loan and lease losses | $1,750,000 | 577 |
| Total noninterest income | $702,000 | 3,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $702,000 | 2,314 |
| Total noninterest expense | $7,138,000 | 1,920 |
| Salaries and employee benefits | $3,632,000 | 2,082 |
| Premises and equipment expense | $1,921,000 | 1,016 |
| Additional noninterest expense | $1,585,000 | 2,494 |
| Pre-tax net operating income | $4,855,000 | 1,395 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $232,000 | 3,526 |
| Income before extraordinary items | $4,623,000 | 1,134 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,623,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-388,000 | 8,510 |
| Cash dividends | $8,200,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,623,000 | 1,111 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,232,000 | 1,247 |
| Total interest expense | $8,636,000 | 1,142 |
| Net interest income | $8,596,000 | 1,323 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $433,000 | 3,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $433,000 | 2,465 |
| Total noninterest expense | $4,759,000 | 1,939 |
| Salaries and employee benefits | $2,433,000 | 2,104 |
| Premises and equipment expense | $1,293,000 | 1,012 |
| Additional noninterest expense | $1,033,000 | 2,549 |
| Pre-tax net operating income | $4,020,000 | 1,174 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $150,000 | 3,652 |
| Income before extraordinary items | $3,870,000 | 935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,870,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-540,000 | 8,586 |
| Cash dividends | $8,200,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,870,000 | 922 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 1,242 |
| Total interest expense | $4,262,000 | 1,147 |
| Net interest income | $4,272,000 | 1,336 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $279,000 | 3,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $279,000 | 2,057 |
| Total noninterest expense | $2,430,000 | 1,905 |
| Salaries and employee benefits | $1,225,000 | 2,094 |
| Premises and equipment expense | $660,000 | 1,001 |
| Additional noninterest expense | $545,000 | 2,414 |
| Pre-tax net operating income | $1,971,000 | 1,195 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $1,896,000 | 934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,896,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,290 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,896,000 | 921 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,216,000 | 1,260 |
| Total interest expense | $13,735,000 | 1,226 |
| Net interest income | $17,481,000 | 1,305 |
| Provision for loan and lease losses | $-445,000 | 8,591 |
| Total noninterest income | $2,004,000 | 2,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,004,000 | 1,350 |
| Total noninterest expense | $9,236,000 | 1,920 |
| Salaries and employee benefits | $4,839,000 | 2,015 |
| Premises and equipment expense | $2,467,000 | 1,015 |
| Additional noninterest expense | $1,930,000 | 2,658 |
| Pre-tax net operating income | $10,694,000 | 926 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $1,604,000 | 1,563 |
| Income before extraordinary items | $9,101,000 | 816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,101,000 | 815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,491 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,091,650 | 807 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,585,000 | 1,306 |
| Total interest expense | $9,516,000 | 1,293 |
| Net interest income | $13,069,000 | 1,328 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $2,083,000 | 1,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,083,000 | 1,059 |
| Total noninterest expense | $6,649,000 | 1,985 |
| Salaries and employee benefits | $3,433,000 | 2,141 |
| Premises and equipment expense | $1,838,000 | 1,037 |
| Additional noninterest expense | $1,378,000 | 2,748 |
| Pre-tax net operating income | $8,453,000 | 918 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,525,000 | 1,380 |
| Income before extraordinary items | $6,928,000 | 836 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,928,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,821 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,928,000 | 828 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,439,000 | 1,326 |
| Total interest expense | $5,892,000 | 1,325 |
| Net interest income | $8,547,000 | 1,350 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,600,000 | 1,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,600,000 | 971 |
| Total noninterest expense | $4,438,000 | 1,987 |
| Salaries and employee benefits | $2,343,000 | 2,088 |
| Premises and equipment expense | $1,218,000 | 1,045 |
| Additional noninterest expense | $877,000 | 2,887 |
| Pre-tax net operating income | $5,659,000 | 911 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,427,000 | 1,047 |
| Income before extraordinary items | $4,232,000 | 920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,232,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,281 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,232,000 | 900 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 1,307 |
| Total interest expense | $2,784,000 | 1,334 |
| Net interest income | $4,449,000 | 1,282 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $456,000 | 2,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $456,000 | 1,436 |
| Total noninterest expense | $2,227,000 | 1,984 |
| Salaries and employee benefits | $1,158,000 | 2,130 |
| Premises and equipment expense | $611,000 | 1,038 |
| Additional noninterest expense | $458,000 | 2,763 |
| Pre-tax net operating income | $2,648,000 | 950 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,095,000 | 737 |
| Income before extraordinary items | $1,553,000 | 1,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,553,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,553,000 | 1,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,097,000 | 1,276 |
| Total interest expense | $9,328,000 | 1,211 |
| Net interest income | $16,769,000 | 1,303 |
| Provision for loan and lease losses | $391,000 | 2,312 |
| Total noninterest income | $1,780,000 | 2,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,780,000 | 1,465 |
| Total noninterest expense | $8,322,000 | 2,010 |
| Salaries and employee benefits | $4,383,000 | 2,103 |
| Premises and equipment expense | $2,422,000 | 994 |
| Additional noninterest expense | $1,517,000 | 3,203 |
| Pre-tax net operating income | $9,836,000 | 998 |
| Securities gains (losses) | $-544,000 | 8,708 |
| Applicable income taxes | $3,838,000 | 797 |
| Income before extraordinary items | $5,454,000 | 1,307 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,454,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,691 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,802,160 | 1,221 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,898,000 | 1,290 |
| Total interest expense | $6,608,000 | 1,200 |
| Net interest income | $12,290,000 | 1,322 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $1,337,000 | 2,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,337,000 | 1,470 |
| Total noninterest expense | $6,177,000 | 2,009 |
| Salaries and employee benefits | $3,280,000 | 2,087 |
| Premises and equipment expense | $1,766,000 | 1,013 |
| Additional noninterest expense | $1,131,000 | 3,175 |
| Pre-tax net operating income | $7,330,000 | 1,000 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,027,000 | 768 |
| Income before extraordinary items | $4,303,000 | 1,254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,303,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-401,000 | 8,802 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,303,000 | 1,227 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,109,000 | 1,297 |
| Total interest expense | $4,064,000 | 1,223 |
| Net interest income | $8,045,000 | 1,335 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $846,000 | 2,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $846,000 | 1,514 |
| Total noninterest expense | $4,082,000 | 2,016 |
| Salaries and employee benefits | $2,170,000 | 2,090 |
| Premises and equipment expense | $1,191,000 | 990 |
| Additional noninterest expense | $721,000 | 3,286 |
| Pre-tax net operating income | $4,689,000 | 1,012 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,936,000 | 779 |
| Income before extraordinary items | $2,753,000 | 1,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,753,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-361,000 | 8,809 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,753,000 | 1,252 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 1,291 |
| Total interest expense | $1,862,000 | 1,279 |
| Net interest income | $4,082,000 | 1,311 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $452,000 | 2,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $452,000 | 1,425 |
| Total noninterest expense | $2,056,000 | 2,014 |
| Salaries and employee benefits | $1,102,000 | 2,078 |
| Premises and equipment expense | $611,000 | 973 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $2,418,000 | 970 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $998,000 | 767 |
| Income before extraordinary items | $1,420,000 | 1,218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,420,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-325,000 | 8,894 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,420,000 | 1,192 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,365,000 | 1,262 |
| Total interest expense | $5,943,000 | 1,386 |
| Net interest income | $16,422,000 | 1,226 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $1,446,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,446,000 | 1,683 |
| Total noninterest expense | $8,281,000 | 1,936 |
| Salaries and employee benefits | $4,411,000 | 1,975 |
| Premises and equipment expense | $2,502,000 | 894 |
| Additional noninterest expense | $1,368,000 | 3,364 |
| Pre-tax net operating income | $9,452,000 | 927 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $3,915,000 | 724 |
| Income before extraordinary items | $5,562,000 | 1,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,562,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,324,000 | 635 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,546,000 | 1,143 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,509,000 | 1,268 |
| Total interest expense | $4,249,000 | 1,416 |
| Net interest income | $12,260,000 | 1,215 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,024,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,024,000 | 1,741 |
| Total noninterest expense | $6,275,000 | 1,908 |
| Salaries and employee benefits | $3,337,000 | 1,956 |
| Premises and equipment expense | $1,878,000 | 886 |
| Additional noninterest expense | $1,060,000 | 3,251 |
| Pre-tax net operating income | $6,874,000 | 966 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $2,850,000 | 753 |
| Income before extraordinary items | $4,049,000 | 1,215 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,049,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $825,000 | 653 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,033,000 | 1,185 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 1,278 |
| Total interest expense | $2,696,000 | 1,476 |
| Net interest income | $8,089,000 | 1,221 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $728,000 | 2,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $728,000 | 1,666 |
| Total noninterest expense | $4,294,000 | 1,861 |
| Salaries and employee benefits | $2,229,000 | 1,959 |
| Premises and equipment expense | $1,276,000 | 877 |
| Additional noninterest expense | $789,000 | 2,969 |
| Pre-tax net operating income | $4,433,000 | 985 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $1,842,000 | 766 |
| Income before extraordinary items | $2,616,000 | 1,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,616,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 498 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,600,000 | 1,205 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 1,318 |
| Total interest expense | $1,335,000 | 1,497 |
| Net interest income | $3,946,000 | 1,259 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $379,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $379,000 | 1,594 |
| Total noninterest expense | $2,228,000 | 1,808 |
| Salaries and employee benefits | $1,145,000 | 1,914 |
| Premises and equipment expense | $646,000 | 884 |
| Additional noninterest expense | $437,000 | 2,673 |
| Pre-tax net operating income | $2,052,000 | 1,052 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $858,000 | 841 |
| Income before extraordinary items | $1,219,000 | 1,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,219,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $856,000 | 306 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,203,000 | 1,270 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,107,000 | 1,345 |
| Total interest expense | $7,605,000 | 1,173 |
| Net interest income | $13,502,000 | 1,434 |
| Provision for loan and lease losses | $1,265,000 | 936 |
| Total noninterest income | $5,927,000 | 989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,927,000 | 667 |
| Total noninterest expense | $9,079,000 | 1,751 |
| Salaries and employee benefits | $4,099,000 | 2,077 |
| Premises and equipment expense | $2,235,000 | 1,026 |
| Additional noninterest expense | $2,745,000 | 1,768 |
| Pre-tax net operating income | $9,085,000 | 933 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $3,766,000 | 771 |
| Income before extraordinary items | $5,352,000 | 1,202 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,352,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,440,000 | 700 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,330,880 | 1,140 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,818,000 | 1,371 |
| Total interest expense | $5,861,000 | 1,189 |
| Net interest income | $9,957,000 | 1,478 |
| Provision for loan and lease losses | $1,220,000 | 756 |
| Total noninterest income | $5,517,000 | 861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,517,000 | 592 |
| Total noninterest expense | $7,134,000 | 1,697 |
| Salaries and employee benefits | $3,197,000 | 2,014 |
| Premises and equipment expense | $1,597,000 | 1,081 |
| Additional noninterest expense | $2,340,000 | 1,571 |
| Pre-tax net operating income | $7,120,000 | 926 |
| Securities gains (losses) | $-13,000 | 8,969 |
| Applicable income taxes | $2,935,000 | 785 |
| Income before extraordinary items | $4,172,000 | 1,194 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,172,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 847 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,180,320 | 1,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,675,000 | 1,368 |
| Total interest expense | $3,986,000 | 1,201 |
| Net interest income | $6,689,000 | 1,465 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $862,000 | 2,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $862,000 | 1,691 |
| Total noninterest expense | $4,156,000 | 1,903 |
| Salaries and employee benefits | $1,812,000 | 2,325 |
| Premises and equipment expense | $1,011,000 | 1,131 |
| Additional noninterest expense | $1,333,000 | 1,806 |
| Pre-tax net operating income | $3,155,000 | 1,361 |
| Securities gains (losses) | $-13,000 | 9,074 |
| Applicable income taxes | $1,298,000 | 1,106 |
| Income before extraordinary items | $1,844,000 | 1,753 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,844,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 637 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,852,320 | 1,636 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 1,359 |
| Total interest expense | $2,020,000 | 1,210 |
| Net interest income | $3,375,000 | 1,445 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $499,000 | 2,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $499,000 | 1,491 |
| Total noninterest expense | $2,085,000 | 1,883 |
| Salaries and employee benefits | $950,000 | 2,214 |
| Premises and equipment expense | $524,000 | 1,107 |
| Additional noninterest expense | $611,000 | 1,925 |
| Pre-tax net operating income | $1,669,000 | 1,287 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $690,000 | 1,078 |
| Income before extraordinary items | $979,000 | 1,643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $979,000 | 1,541 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,513,000 | 1,301 |
| Total interest expense | $9,533,000 | 1,180 |
| Net interest income | $13,980,000 | 1,386 |
| Provision for loan and lease losses | $760,000 | 1,707 |
| Total noninterest income | $1,862,000 | 2,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,862,000 | 1,397 |
| Total noninterest expense | $8,561,000 | 1,772 |
| Salaries and employee benefits | $3,777,000 | 2,115 |
| Premises and equipment expense | $2,272,000 | 963 |
| Additional noninterest expense | $2,512,000 | 1,846 |
| Pre-tax net operating income | $6,521,000 | 1,299 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,695,000 | 1,022 |
| Income before extraordinary items | $3,826,000 | 1,587 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,826,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,826,000 | 1,530 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,347,000 | 1,207 |
| Total interest expense | $15,720,000 | 1,028 |
| Net interest income | $12,627,000 | 1,407 |
| Provision for loan and lease losses | $2,233,000 | 641 |
| Total noninterest income | $1,636,000 | 2,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,636,000 | 1,430 |
| Total noninterest expense | $8,109,000 | 1,790 |
| Salaries and employee benefits | $4,072,000 | 1,835 |
| Premises and equipment expense | $2,169,000 | 966 |
| Additional noninterest expense | $1,868,000 | 2,392 |
| Pre-tax net operating income | $3,921,000 | 1,803 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,622,000 | 1,395 |
| Income before extraordinary items | $2,299,000 | 2,253 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,299,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,818,000 | 610 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,299,000 | 2,182 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,117,000 | 1,169 |
| Total interest expense | $16,603,000 | 1,064 |
| Net interest income | $13,514,000 | 1,299 |
| Provision for loan and lease losses | $3,234,000 | 438 |
| Total noninterest income | $3,396,000 | 1,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,396,000 | 795 |
| Total noninterest expense | $9,224,000 | 1,515 |
| Salaries and employee benefits | $4,796,000 | 1,480 |
| Premises and equipment expense | $2,273,000 | 878 |
| Additional noninterest expense | $2,155,000 | 2,010 |
| Pre-tax net operating income | $4,452,000 | 1,649 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,842,000 | 1,263 |
| Income before extraordinary items | $2,610,000 | 1,999 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,610,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,003,000 | 370 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,610,000 | 2,006 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,582,000 | 1,275 |
| Total interest expense | $13,327,000 | 1,143 |
| Net interest income | $12,255,000 | 1,424 |
| Provision for loan and lease losses | $2,152,000 | 531 |
| Total noninterest income | $1,129,000 | 2,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,129,000 | 1,717 |
| Total noninterest expense | $9,213,000 | 1,510 |
| Salaries and employee benefits | $4,540,000 | 1,536 |
| Premises and equipment expense | $2,332,000 | 865 |
| Additional noninterest expense | $2,341,000 | 1,866 |
| Pre-tax net operating income | $2,019,000 | 3,320 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $591,000 | 3,256 |
| Income before extraordinary items | $1,428,000 | 3,371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,428,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $876,000 | 778 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,428,000 | 3,337 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,271,000 | 1,280 |
| Total interest expense | $15,527,000 | 1,021 |
| Net interest income | $9,744,000 | 1,749 |
| Provision for loan and lease losses | $194,000 | 3,586 |
| Total noninterest income | $1,611,000 | 2,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,611,000 | 1,336 |
| Total noninterest expense | $8,379,000 | 1,582 |
| Salaries and employee benefits | $3,988,000 | 1,672 |
| Premises and equipment expense | $2,016,000 | 957 |
| Additional noninterest expense | $2,375,000 | 1,785 |
| Pre-tax net operating income | $2,782,000 | 2,548 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $-400,000 | 10,381 |
| Income before extraordinary items | $3,200,000 | 1,646 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,200,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,216 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,182,000 | 1,593 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,240,000 | 1,480 |
| Total interest expense | $13,909,000 | 1,164 |
| Net interest income | $8,331,000 | 2,088 |
| Provision for loan and lease losses | $879,000 | 1,104 |
| Total noninterest income | $1,115,000 | 2,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,115,000 | 1,633 |
| Total noninterest expense | $7,022,000 | 1,844 |
| Salaries and employee benefits | $3,234,000 | 2,033 |
| Premises and equipment expense | $1,619,000 | 1,224 |
| Additional noninterest expense | $2,169,000 | 1,954 |
| Pre-tax net operating income | $1,545,000 | 4,383 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $-1,052,000 | 10,886 |
| Income before extraordinary items | $2,602,000 | 2,029 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,602,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $840,000 | 893 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,597,000 | 1,985 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,651,000 | 1,917 |
| Total interest expense | $11,245,000 | 1,438 |
| Net interest income | $6,406,000 | 2,757 |
| Provision for loan and lease losses | $94,000 | 5,274 |
| Total noninterest income | $931,000 | 3,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $931,000 | 1,903 |
| Total noninterest expense | $7,483,000 | 1,890 |
| Salaries and employee benefits | $2,783,000 | 2,388 |
| Premises and equipment expense | $1,313,000 | 1,544 |
| Additional noninterest expense | $3,387,000 | 1,565 |
| Pre-tax net operating income | $-240,000 | 11,103 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-237,000 | 11,131 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-237,000 | 11,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,207 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-240,000 | 11,101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 2,447 |
| Total interest expense | $8,950,000 | 1,776 |
| Net interest income | $4,704,000 | 3,739 |
| Provision for loan and lease losses | $-144,000 | 11,774 |
| Total noninterest income | $273,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $7,183,000 | 1,932 |
| Salaries and employee benefits | $2,527,000 | 2,645 |
| Premises and equipment expense | $1,310,000 | 1,554 |
| Additional noninterest expense | $3,346,000 | 1,545 |
| Pre-tax net operating income | $-2,062,000 | 11,924 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $-2,064,000 | 11,905 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,064,000 | 11,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,228 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-2,064,000 | 11,904 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,933,000 | 2,539 |
| Total interest expense | $6,502,000 | 1,920 |
| Net interest income | $5,431,000 | 3,300 |
| Provision for loan and lease losses | $4,035,000 | 336 |
| Total noninterest income | $586,000 | 4,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $586,000 | 2,630 |
| Total noninterest expense | $6,332,000 | 2,221 |
| Salaries and employee benefits | $2,654,000 | 2,517 |
| Premises and equipment expense | $1,443,000 | 1,451 |
| Additional noninterest expense | $2,235,000 | 2,348 |
| Pre-tax net operating income | $-4,350,000 | 12,573 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-4,350,000 | 12,548 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,350,000 | 12,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-4,350,000 | 12,546 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,082,000 | 2,363 |
| Total interest expense | $7,289,000 | 1,794 |
| Net interest income | $5,793,000 | 3,128 |
| Provision for loan and lease losses | $692,000 | 1,680 |
| Total noninterest income | $617,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $617,000 | 2,833 |
| Total noninterest expense | $6,068,000 | 2,364 |
| Salaries and employee benefits | $2,880,000 | 2,318 |
| Premises and equipment expense | $1,491,000 | 1,429 |
| Additional noninterest expense | $1,697,000 | 3,145 |
| Pre-tax net operating income | $-350,000 | 12,791 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-152,000 | 13,004 |
| Income before extraordinary items | $-198,000 | 12,760 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-198,000 | 12,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 347 |
| Net operating income | $-198,000 | 12,676 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,736,000 | 2,115 |
| Total interest expense | $10,073,000 | 1,711 |
| Net interest income | $6,663,000 | 2,750 |
| Provision for loan and lease losses | $3,916,000 | 694 |
| Total noninterest income | $1,888,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,888,000 | 1,292 |
| Total noninterest expense | $6,429,000 | 2,276 |
| Salaries and employee benefits | $2,887,000 | 2,255 |
| Premises and equipment expense | $1,428,000 | 1,495 |
| Additional noninterest expense | $2,114,000 | 2,671 |
| Pre-tax net operating income | $-1,794,000 | 13,609 |
| Securities gains (losses) | $502,000 | 1,085 |
| Applicable income taxes | $-603,000 | 13,776 |
| Income before extraordinary items | $-689,000 | 13,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-689,000 | 13,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,010,280 | 13,482 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.