Home > United National Bank > Income and Expense

United National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,191,0002,018
Total interest expense$3,800,0002,334
Net interest income$14,391,0001,875
Provision for loan and lease losses$635,0001,111
Total noninterest income$842,0002,936
Gross Fiduciary activities income$0981
Service charges on deposit accounts$305,0002,169
Trading account gains and feesNANA
Additional Noninterest Income$537,0002,904
Total noninterest expense$7,626,0002,415
Salaries and employee benefits$4,300,0002,422
Premises and equipment expense$982,0002,045
Additional noninterest expense$537,0002,904
Pre-tax net operating income$6,972,0001,547
Securities gains (losses)$79,000297
Applicable income taxes$1,585,0001,143
Income before extraordinary items$5,466,0001,625
Extraordinary gains, net$054
Net income$5,466,0001,645
Minority interest net income$088
Net income of bank and minority interests.$5,466,0001,628
Net charge-offs$1,332,000460
Cash dividends$1,811,0001,626
Sale, conversion, retirement of capital stock, net$43,000456
Net operating income$5,403,5901,672
2023-09-30 (YTD Data)Rank
Total interest income$13,339,0002,015
Total interest expense$2,533,0002,360
Net interest income$10,806,0001,885
Provision for loan and lease losses$468,0001,039
Total noninterest income$669,0002,861
Gross Fiduciary activities income$0950
Service charges on deposit accounts$274,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$395,0002,912
Total noninterest expense$5,546,0002,454
Salaries and employee benefits$3,232,0002,412
Premises and equipment expense$644,0002,210
Additional noninterest expense$395,0002,911
Pre-tax net operating income$5,461,0001,554
Securities gains (losses)$0849
Applicable income taxes$1,182,0001,159
Income before extraordinary items$4,279,0001,628
Extraordinary gains, net$052
Net income$4,279,0001,641
Minority interest net income$081
Net income of bank and minority interests.$4,279,0001,628
Net charge-offs$1,290,000363
Cash dividends$1,811,0001,233
Sale, conversion, retirement of capital stock, net$38,000435
Net operating income$4,279,0001,652
2023-06-30 (YTD Data)Rank
Total interest income$8,732,0002,017
Total interest expense$1,426,0002,412
Net interest income$7,306,0001,870
Provision for loan and lease losses$302,0001,008
Total noninterest income$468,0002,774
Gross Fiduciary activities income$0931
Service charges on deposit accounts$202,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$266,0002,865
Total noninterest expense$3,684,0002,441
Salaries and employee benefits$2,166,0002,402
Premises and equipment expense$437,0002,185
Additional noninterest expense$266,0002,859
Pre-tax net operating income$3,788,0001,497
Securities gains (losses)$0938
Applicable income taxes$759,0001,202
Income before extraordinary items$3,029,0001,561
Extraordinary gains, net$051
Net income$3,029,0001,581
Minority interest net income$081
Net income of bank and minority interests.$3,029,0001,561
Net charge-offs$1,216,000280
Cash dividends$1,811,000956
Sale, conversion, retirement of capital stock, net$34,000412
Net operating income$3,029,0001,576
2023-03-31 (YTD Data)Rank
Total interest income$4,255,0002,027
Total interest expense$590,0002,441
Net interest income$3,665,0001,873
Provision for loan and lease losses$02,612
Total noninterest income$231,0002,789
Gross Fiduciary activities income$0913
Service charges on deposit accounts$97,0001,944
Trading account gains and feesNANA
Additional Noninterest Income$134,0002,855
Total noninterest expense$1,847,0002,463
Salaries and employee benefits$1,100,0002,407
Premises and equipment expense$194,0002,390
Additional noninterest expense$134,0002,855
Pre-tax net operating income$2,049,0001,446
Securities gains (losses)$0950
Applicable income taxes$489,0001,062
Income before extraordinary items$1,560,0001,556
Extraordinary gains, net$04
Net income$1,560,0001,556
Minority interest net income$048
Net income of bank and minority interests.$1,560,0001,556
Net charge-offs$169,000466
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$23,000360
Net operating income$1,560,0001,575
2022-12-31 (YTD Data)Rank
Total interest income$12,903,0002,169
Total interest expense$1,420,0001,979
Net interest income$11,483,0002,176
Provision for loan and lease losses$500,0001,219
Total noninterest income$967,0002,850
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$388,0001,980
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,918
Total noninterest expense$6,648,0002,591
Salaries and employee benefits$3,839,0002,572
Premises and equipment expense$672,0002,557
Additional noninterest expense$579,0002,918
Pre-tax net operating income$5,302,0001,971
Securities gains (losses)$0691
Applicable income taxes$1,382,0001,324
Income before extraordinary items$3,920,0002,133
Extraordinary gains, net$05
Net income$3,920,0002,132
Minority interest net income$063
Net income of bank and minority interests.$3,920,0002,132
Net charge-offs$24,0001,860
Cash dividends$1,529,0001,733
Sale, conversion, retirement of capital stock, net$91,000473
Net operating income$3,920,0002,165
2022-09-30 (YTD Data)Rank
Total interest income$8,940,0002,220
Total interest expense$974,0001,801
Net interest income$7,966,0002,255
Provision for loan and lease losses$02,835
Total noninterest income$730,0002,875
Gross Fiduciary activities income$0968
Service charges on deposit accounts$290,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,929
Total noninterest expense$4,926,0002,602
Salaries and employee benefits$2,904,0002,560
Premises and equipment expense$485,0002,608
Additional noninterest expense$440,0002,929
Pre-tax net operating income$3,770,0002,000
Securities gains (losses)$0740
Applicable income taxes$946,0001,380
Income before extraordinary items$2,824,0002,155
Extraordinary gains, net$04
Net income$2,824,0002,154
Minority interest net income$057
Net income of bank and minority interests.$2,824,0002,154
Net charge-offs$13,0001,741
Cash dividends$1,529,0001,321
Sale, conversion, retirement of capital stock, net$68,000431
Net operating income$2,824,0002,187
2022-06-30 (YTD Data)Rank
Total interest income$5,489,0002,303
Total interest expense$636,0001,651
Net interest income$4,853,0002,360
Provision for loan and lease losses$02,599
Total noninterest income$484,0002,862
Gross Fiduciary activities income$0925
Service charges on deposit accounts$187,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$297,0002,941
Total noninterest expense$3,275,0002,590
Salaries and employee benefits$1,931,0002,564
Premises and equipment expense$317,0002,642
Additional noninterest expense$1,027,0002,575
Pre-tax net operating income$2,062,0002,162
Securities gains (losses)$0687
Applicable income taxes$518,0001,461
Income before extraordinary items$1,544,0002,306
Extraordinary gains, net$04
Net income$1,544,0002,306
Minority interest net income$060
Net income of bank and minority interests.$1,544,0002,306
Net charge-offs$20,0001,324
Cash dividends$1,529,0001,021
Sale, conversion, retirement of capital stock, net$46,000415
Net operating income$1,544,0002,341
2022-03-31 (YTD Data)Rank
Total interest income$2,600,0002,348
Total interest expense$320,0001,576
Net interest income$2,280,0002,403
Provision for loan and lease losses$02,285
Total noninterest income$238,0002,846
Gross Fiduciary activities income$0892
Service charges on deposit accounts$93,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$145,0002,912
Total noninterest expense$1,670,0002,572
Salaries and employee benefits$977,0002,537
Premises and equipment expense$159,0002,642
Additional noninterest expense$534,0002,476
Pre-tax net operating income$848,0002,320
Securities gains (losses)$0623
Applicable income taxes$223,0001,527
Income before extraordinary items$625,0002,497
Extraordinary gains, net$04
Net income$625,0002,494
Minority interest net income$050
Net income of bank and minority interests.$625,0002,497
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$23,000379
Net operating income$625,0002,517
2021-12-31 (YTD Data)Rank
Total interest income$11,746,0002,232
Total interest expense$1,525,0001,637
Net interest income$10,221,0002,298
Provision for loan and lease losses$643,000852
Total noninterest income$948,0003,032
Gross Fiduciary activities income$0994
Service charges on deposit accounts$339,0002,051
Trading account gains and feesNANA
Additional Noninterest Income$609,0003,096
Total noninterest expense$6,129,0002,697
Salaries and employee benefits$3,590,0002,663
Premises and equipment expense$626,0002,681
Additional noninterest expense$1,913,0002,673
Pre-tax net operating income$4,397,0002,211
Securities gains (losses)$02,062
Applicable income taxes$1,142,0001,512
Income before extraordinary items$3,255,0002,439
Extraordinary gains, net$010
Net income$3,255,0002,439
Minority interest net income$074
Net income of bank and minority interests.$3,255,0002,440
Net charge-offs$535,000609
Cash dividends$1,368,0001,906
Sale, conversion, retirement of capital stock, net$91,000474
Net operating income$3,255,0002,416
2021-09-30 (YTD Data)Rank
Total interest income$9,049,0002,240
Total interest expense$1,179,0001,687
Net interest income$7,870,0002,298
Provision for loan and lease losses$520,000783
Total noninterest income$703,0003,073
Gross Fiduciary activities income$0957
Service charges on deposit accounts$249,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$454,0003,149
Total noninterest expense$4,543,0002,722
Salaries and employee benefits$2,692,0002,674
Premises and equipment expense$497,0002,616
Additional noninterest expense$1,354,0002,778
Pre-tax net operating income$3,510,0002,225
Securities gains (losses)$02,015
Applicable income taxes$944,0001,508
Income before extraordinary items$2,566,0002,480
Extraordinary gains, net$08
Net income$2,566,0002,480
Minority interest net income$069
Net income of bank and minority interests.$2,566,0002,480
Net charge-offs$253,000703
Cash dividends$1,368,0001,476
Sale, conversion, retirement of capital stock, net$68,000442
Net operating income$2,566,0002,447
2021-06-30 (YTD Data)Rank
Total interest income$5,928,0002,259
Total interest expense$813,0001,708
Net interest income$5,115,0002,316
Provision for loan and lease losses$375,000759
Total noninterest income$473,0003,058
Gross Fiduciary activities income$0951
Service charges on deposit accounts$161,0002,063
Trading account gains and feesNANA
Additional Noninterest Income$312,0003,099
Total noninterest expense$3,025,0002,712
Salaries and employee benefits$1,801,0002,676
Premises and equipment expense$337,0002,579
Additional noninterest expense$887,0002,795
Pre-tax net operating income$2,188,0002,268
Securities gains (losses)$01,818
Applicable income taxes$621,0001,502
Income before extraordinary items$1,567,0002,559
Extraordinary gains, net$06
Net income$1,567,0002,558
Minority interest net income$067
Net income of bank and minority interests.$1,567,0002,559
Net charge-offs$-16,0003,970
Cash dividends$1,368,0001,126
Sale, conversion, retirement of capital stock, net$45,000426
Net operating income$1,567,0002,526
2021-03-31 (YTD Data)Rank
Total interest income$2,791,0002,338
Total interest expense$433,0001,686
Net interest income$2,358,0002,432
Provision for loan and lease losses$188,000848
Total noninterest income$246,0003,000
Gross Fiduciary activities income$0922
Service charges on deposit accounts$84,0002,012
Trading account gains and feesNANA
Additional Noninterest Income$162,0003,055
Total noninterest expense$1,510,0002,701
Salaries and employee benefits$906,0002,654
Premises and equipment expense$159,0002,690
Additional noninterest expense$445,0002,759
Pre-tax net operating income$906,0002,507
Securities gains (losses)$01,392
Applicable income taxes$261,0001,613
Income before extraordinary items$645,0002,810
Extraordinary gains, net$03
Net income$645,0002,808
Minority interest net income$055
Net income of bank and minority interests.$645,0002,810
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$23,000405
Net operating income$645,0002,770
2020-12-31 (YTD Data)Rank
Total interest income$11,945,0002,240
Total interest expense$1,846,0002,079
Net interest income$10,099,0002,237
Provision for loan and lease losses$930,0001,680
Total noninterest income$1,221,0002,664
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$326,0002,131
Trading account gains and feesNANA
Additional Noninterest Income$895,0002,592
Total noninterest expense$5,945,0002,708
Salaries and employee benefits$3,469,0002,699
Premises and equipment expense$695,0002,533
Additional noninterest expense$1,781,0002,733
Pre-tax net operating income$4,445,0001,931
Securities gains (losses)$02,675
Applicable income taxes$1,201,0001,298
Income before extraordinary items$3,244,0002,194
Extraordinary gains, net$04
Net income$3,244,0002,194
Minority interest net income$072
Net income of bank and minority interests.$3,244,0002,194
Net charge-offs$445,0001,053
Cash dividends$1,167,0002,036
Sale, conversion, retirement of capital stock, net$91,000450
Net operating income$3,244,0002,142
2020-09-30 (YTD Data)Rank
Total interest income$8,982,0002,252
Total interest expense$1,411,0002,123
Net interest income$7,571,0002,242
Provision for loan and lease losses$630,0001,766
Total noninterest income$991,0002,533
Gross Fiduciary activities income$0981
Service charges on deposit accounts$241,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$750,0002,426
Total noninterest expense$4,555,0002,669
Salaries and employee benefits$2,756,0002,602
Premises and equipment expense$530,0002,505
Additional noninterest expense$1,269,0002,811
Pre-tax net operating income$3,377,0001,894
Securities gains (losses)$02,494
Applicable income taxes$899,0001,271
Income before extraordinary items$2,478,0002,161
Extraordinary gains, net$04
Net income$2,478,0002,161
Minority interest net income$065
Net income of bank and minority interests.$2,478,0002,161
Net charge-offs$413,000844
Cash dividends$1,167,0001,550
Sale, conversion, retirement of capital stock, net$68,000423
Net operating income$2,478,0002,102
2020-06-30 (YTD Data)Rank
Total interest income$5,915,0002,317
Total interest expense$982,0002,167
Net interest income$4,933,0002,299
Provision for loan and lease losses$420,0001,760
Total noninterest income$775,0002,307
Gross Fiduciary activities income$0970
Service charges on deposit accounts$172,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,187
Total noninterest expense$3,111,0002,631
Salaries and employee benefits$1,890,0002,567
Premises and equipment expense$353,0002,496
Additional noninterest expense$868,0002,750
Pre-tax net operating income$2,177,0001,879
Securities gains (losses)$02,249
Applicable income taxes$610,0001,188
Income before extraordinary items$1,567,0002,182
Extraordinary gains, net$04
Net income$1,567,0002,182
Minority interest net income$065
Net income of bank and minority interests.$1,567,0002,182
Net charge-offs$83,0001,453
Cash dividends$1,167,0001,182
Sale, conversion, retirement of capital stock, net$45,000403
Net operating income$1,567,0002,140
2020-03-31 (YTD Data)Rank
Total interest income$2,888,0002,327
Total interest expense$502,0002,285
Net interest income$2,386,0002,297
Provision for loan and lease losses$210,0001,405
Total noninterest income$545,0001,856
Gross Fiduciary activities income$0941
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$439,0001,638
Total noninterest expense$1,635,0002,579
Salaries and employee benefits$1,023,0002,446
Premises and equipment expense$164,0002,640
Additional noninterest expense$448,0002,721
Pre-tax net operating income$1,086,0001,718
Securities gains (losses)$01,705
Applicable income taxes$310,0001,053
Income before extraordinary items$776,0002,022
Extraordinary gains, net$04
Net income$776,0002,021
Minority interest net income$056
Net income of bank and minority interests.$776,0002,022
Net charge-offs$6,0002,039
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$23,000388
Net operating income$776,0001,992
2019-12-31 (YTD Data)Rank
Total interest income$12,384,0002,227
Total interest expense$2,118,0002,255
Net interest income$10,266,0002,190
Provision for loan and lease losses$760,0001,121
Total noninterest income$935,0002,916
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$437,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$498,0003,030
Total noninterest expense$6,119,0002,667
Salaries and employee benefits$3,736,0002,570
Premises and equipment expense$717,0002,502
Additional noninterest expense$1,666,0002,889
Pre-tax net operating income$4,322,0001,950
Securities gains (losses)$02,379
Applicable income taxes$1,183,0001,291
Income before extraordinary items$3,139,0002,227
Extraordinary gains, net$011
Net income$3,139,0002,229
Minority interest net income$076
Net income of bank and minority interests.$3,139,0002,229
Net charge-offs$250,0001,497
Cash dividends$1,167,0002,165
Sale, conversion, retirement of capital stock, net$91,000488
Net operating income$3,139,0002,193
2019-09-30 (YTD Data)Rank
Total interest income$9,365,0002,244
Total interest expense$1,618,0002,247
Net interest income$7,747,0002,209
Provision for loan and lease losses$520,0001,129
Total noninterest income$715,0002,900
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$335,0002,082
Trading account gains and feesNANA
Additional Noninterest Income$380,0003,033
Total noninterest expense$4,600,0002,668
Salaries and employee benefits$2,877,0002,540
Premises and equipment expense$523,0002,559
Additional noninterest expense$1,200,0002,974
Pre-tax net operating income$3,342,0001,973
Securities gains (losses)$02,167
Applicable income taxes$927,0001,296
Income before extraordinary items$2,415,0002,254
Extraordinary gains, net$011
Net income$2,415,0002,254
Minority interest net income$072
Net income of bank and minority interests.$2,415,0002,255
Net charge-offs$-45,0004,798
Cash dividends$1,167,0001,656
Sale, conversion, retirement of capital stock, net$68,000457
Net operating income$2,415,0002,214
2019-06-30 (YTD Data)Rank
Total interest income$6,176,0002,266
Total interest expense$1,095,0002,205
Net interest income$5,081,0002,247
Provision for loan and lease losses$310,0001,169
Total noninterest income$484,0002,852
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$220,0002,078
Trading account gains and feesNANA
Additional Noninterest Income$264,0002,937
Total noninterest expense$3,106,0002,669
Salaries and employee benefits$1,947,0002,509
Premises and equipment expense$348,0002,563
Additional noninterest expense$811,0002,976
Pre-tax net operating income$2,149,0002,010
Securities gains (losses)$01,702
Applicable income taxes$594,0001,303
Income before extraordinary items$1,555,0002,283
Extraordinary gains, net$011
Net income$1,555,0002,283
Minority interest net income$069
Net income of bank and minority interests.$1,555,0002,283
Net charge-offs$-37,0004,829
Cash dividends$1,167,0001,311
Sale, conversion, retirement of capital stock, net$46,000446
Net operating income$1,555,0002,248
2019-03-31 (YTD Data)Rank
Total interest income$3,086,0002,264
Total interest expense$534,0002,215
Net interest income$2,552,0002,235
Provision for loan and lease losses$120,0001,335
Total noninterest income$246,0002,776
Gross Fiduciary activities income$0972
Service charges on deposit accounts$108,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$138,0002,853
Total noninterest expense$1,607,0002,638
Salaries and employee benefits$1,010,0002,466
Premises and equipment expense$171,0002,622
Additional noninterest expense$426,0002,868
Pre-tax net operating income$1,071,0001,968
Securities gains (losses)$01,087
Applicable income taxes$283,0001,297
Income before extraordinary items$788,0002,214
Extraordinary gains, net$05
Net income$788,0002,213
Minority interest net income$052
Net income of bank and minority interests.$788,0002,213
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$23,000409
Net operating income$788,0002,198
2018-12-31 (YTD Data)Rank
Total interest income$11,821,0002,236
Total interest expense$1,976,0001,952
Net interest income$9,845,0002,280
Provision for loan and lease losses$690,0001,171
Total noninterest income$899,0002,995
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$477,0002,055
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,285
Total noninterest expense$6,161,0002,673
Salaries and employee benefits$3,701,0002,582
Premises and equipment expense$656,0002,687
Additional noninterest expense$1,804,0002,782
Pre-tax net operating income$3,893,0002,147
Securities gains (losses)$01,125
Applicable income taxes$1,075,0001,323
Income before extraordinary items$2,818,0002,409
Extraordinary gains, net$06
Net income$2,818,0002,408
Minority interest net income$072
Net income of bank and minority interests.$2,818,0002,408
Net charge-offs$112,0002,071
Cash dividends$1,087,0002,123
Sale, conversion, retirement of capital stock, net$361,000333
Net operating income$2,818,0002,408
2018-09-30 (YTD Data)Rank
Total interest income$8,747,0002,246
Total interest expense$1,395,0001,956
Net interest income$7,352,0002,293
Provision for loan and lease losses$470,0001,183
Total noninterest income$542,0003,308
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$368,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,975
Total noninterest expense$4,530,0002,721
Salaries and employee benefits$2,831,0002,546
Premises and equipment expense$534,0002,560
Additional noninterest expense$1,165,0003,104
Pre-tax net operating income$2,894,0002,175
Securities gains (losses)$01,118
Applicable income taxes$797,0001,378
Income before extraordinary items$2,097,0002,438
Extraordinary gains, net$05
Net income$2,097,0002,437
Minority interest net income$066
Net income of bank and minority interests.$2,097,0002,437
Net charge-offs$44,0002,289
Cash dividends$1,087,0001,596
Sale, conversion, retirement of capital stock, net$300,000302
Net operating income$2,097,0002,433
2018-06-30 (YTD Data)Rank
Total interest income$5,684,0002,273
Total interest expense$861,0001,987
Net interest income$4,823,0002,319
Provision for loan and lease losses$290,0001,244
Total noninterest income$374,0003,266
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$243,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,880
Total noninterest expense$3,069,0002,707
Salaries and employee benefits$1,911,0002,552
Premises and equipment expense$349,0002,614
Additional noninterest expense$809,0003,032
Pre-tax net operating income$1,838,0002,217
Securities gains (losses)$0961
Applicable income taxes$499,0001,419
Income before extraordinary items$1,339,0002,494
Extraordinary gains, net$06
Net income$1,339,0002,493
Minority interest net income$065
Net income of bank and minority interests.$1,339,0002,493
Net charge-offs$49,0001,785
Cash dividends$1,087,0001,236
Sale, conversion, retirement of capital stock, net$300,000240
Net operating income$1,339,0002,486
2018-03-31 (YTD Data)Rank
Total interest income$2,766,0002,322
Total interest expense$419,0001,955
Net interest income$2,347,0002,368
Provision for loan and lease losses$110,0001,373
Total noninterest income$234,0002,954
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$124,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$110,0003,209
Total noninterest expense$1,589,0002,674
Salaries and employee benefits$972,0002,546
Premises and equipment expense$172,0002,684
Additional noninterest expense$445,0002,853
Pre-tax net operating income$882,0002,221
Securities gains (losses)$0735
Applicable income taxes$237,0001,416
Income before extraordinary items$645,0002,499
Extraordinary gains, net$07
Net income$645,0002,499
Minority interest net income$052
Net income of bank and minority interests.$645,0002,499
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$645,0002,490
2017-12-31 (YTD Data)Rank
Total interest income$10,450,0002,361
Total interest expense$1,546,0001,867
Net interest income$8,904,0002,432
Provision for loan and lease losses$480,0001,487
Total noninterest income$840,0003,211
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$458,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,508
Total noninterest expense$5,743,0002,848
Salaries and employee benefits$3,429,0002,746
Premises and equipment expense$684,0002,691
Additional noninterest expense$1,630,0003,041
Pre-tax net operating income$3,521,0002,232
Securities gains (losses)$02,243
Applicable income taxes$1,824,0001,355
Income before extraordinary items$1,697,0002,949
Extraordinary gains, net$09
Net income$1,697,0002,948
Minority interest net income$076
Net income of bank and minority interests.$1,697,0002,949
Net charge-offs$203,0001,818
Cash dividends$968,0002,259
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,697,0002,930
2017-09-30 (YTD Data)Rank
Total interest income$7,719,0002,397
Total interest expense$1,126,0001,897
Net interest income$6,593,0002,474
Provision for loan and lease losses$350,0001,474
Total noninterest income$669,0003,134
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$336,0002,220
Trading account gains and feesNANA
Additional Noninterest Income$333,0003,335
Total noninterest expense$4,278,0002,885
Salaries and employee benefits$2,586,0002,756
Premises and equipment expense$495,0002,781
Additional noninterest expense$1,197,0003,106
Pre-tax net operating income$2,634,0002,273
Securities gains (losses)$02,274
Applicable income taxes$961,0001,498
Income before extraordinary items$1,673,0002,685
Extraordinary gains, net$09
Net income$1,673,0002,684
Minority interest net income$071
Net income of bank and minority interests.$1,673,0002,685
Net charge-offs$210,0001,364
Cash dividends$968,0001,750
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,673,0002,670
2017-06-30 (YTD Data)Rank
Total interest income$4,981,0002,439
Total interest expense$721,0001,927
Net interest income$4,260,0002,522
Provision for loan and lease losses$170,0001,729
Total noninterest income$497,0002,977
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$221,0002,232
Trading account gains and feesNANA
Additional Noninterest Income$276,0003,054
Total noninterest expense$2,897,0002,877
Salaries and employee benefits$1,747,0002,749
Premises and equipment expense$322,0002,832
Additional noninterest expense$828,0003,039
Pre-tax net operating income$1,690,0002,287
Securities gains (losses)$01,906
Applicable income taxes$614,0001,521
Income before extraordinary items$1,076,0002,699
Extraordinary gains, net$011
Net income$1,076,0002,699
Minority interest net income$071
Net income of bank and minority interests.$1,076,0002,699
Net charge-offs$237,000948
Cash dividends$968,0001,370
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,076,0002,679
2017-03-31 (YTD Data)Rank
Total interest income$2,438,0002,479
Total interest expense$348,0001,961
Net interest income$2,090,0002,551
Provision for loan and lease losses$60,0001,878
Total noninterest income$174,0003,498
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$111,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$63,0004,051
Total noninterest expense$1,479,0002,854
Salaries and employee benefits$907,0002,716
Premises and equipment expense$154,0002,946
Additional noninterest expense$418,0003,027
Pre-tax net operating income$725,0002,478
Securities gains (losses)$01,153
Applicable income taxes$264,0001,608
Income before extraordinary items$461,0002,887
Extraordinary gains, net$08
Net income$461,0002,887
Minority interest net income$055
Net income of bank and minority interests.$461,0002,887
Net charge-offs$147,000730
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$461,0002,870
2016-12-31 (YTD Data)Rank
Total interest income$9,998,0002,399
Total interest expense$1,369,0001,926
Net interest income$8,629,0002,469
Provision for loan and lease losses$700,0001,191
Total noninterest income$735,0003,510
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$398,0002,479
Trading account gains and fees$0170
Additional Noninterest Income$337,0003,798
Total noninterest expense$5,471,0003,016
Salaries and employee benefits$3,129,0002,950
Premises and equipment expense$643,0002,894
Additional noninterest expense$1,699,0003,081
Pre-tax net operating income$3,193,0002,298
Securities gains (losses)$03,212
Applicable income taxes$1,178,0001,493
Income before extraordinary items$2,015,0002,774
Extraordinary gains, net$05
Net income$2,015,0002,772
Minority interest net income$082
Net income of bank and minority interests.$2,015,0002,773
Net charge-offs$810,000775
Cash dividends$968,0002,260
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,015,0002,726
2016-09-30 (YTD Data)Rank
Total interest income$7,482,0002,406
Total interest expense$1,046,0001,908
Net interest income$6,436,0002,482
Provision for loan and lease losses$345,0001,491
Total noninterest income$541,0003,547
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$293,0002,503
Trading account gains and fees$0169
Additional Noninterest Income$248,0003,838
Total noninterest expense$4,172,0002,983
Salaries and employee benefits$2,428,0002,895
Premises and equipment expense$475,0002,939
Additional noninterest expense$1,269,0003,083
Pre-tax net operating income$2,460,0002,276
Securities gains (losses)$03,160
Applicable income taxes$895,0001,522
Income before extraordinary items$1,565,0002,759
Extraordinary gains, net$05
Net income$1,565,0002,759
Minority interest net income$071
Net income of bank and minority interests.$1,565,0002,759
Net charge-offs$797,000569
Cash dividends$968,0001,702
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,565,0002,699
2016-06-30 (YTD Data)Rank
Total interest income$4,912,0002,439
Total interest expense$709,0001,885
Net interest income$4,203,0002,530
Provision for loan and lease losses$320,0001,185
Total noninterest income$380,0003,469
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$175,0002,667
Trading account gains and fees$0157
Additional Noninterest Income$205,0003,559
Total noninterest expense$2,729,0003,038
Salaries and employee benefits$1,657,0002,865
Premises and equipment expense$279,0003,191
Additional noninterest expense$793,0003,253
Pre-tax net operating income$1,534,0002,365
Securities gains (losses)$02,835
Applicable income taxes$551,0001,568
Income before extraordinary items$983,0002,832
Extraordinary gains, net$016
Net income$983,0002,830
Minority interest net income$071
Net income of bank and minority interests.$983,0002,831
Net charge-offs$789,000427
Cash dividends$968,0001,365
Sale, conversion, retirement of capital stock, net$0705
Net operating income$983,0002,764
2016-03-31 (YTD Data)Rank
Total interest income$2,389,0002,498
Total interest expense$344,0001,932
Net interest income$2,045,0002,585
Provision for loan and lease losses$110,0001,434
Total noninterest income$158,0003,732
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$83,0002,745
Trading account gains and fees$0142
Additional Noninterest Income$75,0003,944
Total noninterest expense$1,394,0003,015
Salaries and employee benefits$864,0002,798
Premises and equipment expense$145,0003,130
Additional noninterest expense$385,0003,310
Pre-tax net operating income$699,0002,486
Securities gains (losses)$02,077
Applicable income taxes$234,0001,709
Income before extraordinary items$465,0002,861
Extraordinary gains, net$012
Net income$465,0002,860
Minority interest net income$062
Net income of bank and minority interests.$465,0002,861
Net charge-offs$740,000258
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$465,0002,816
2015-12-31 (YTD Data)Rank
Total interest income$9,738,0002,420
Total interest expense$1,193,0002,129
Net interest income$8,545,0002,442
Provision for loan and lease losses$04,380
Total noninterest income$420,0004,425
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$324,0002,883
Trading account gains and fees$0159
Additional Noninterest Income$96,0005,125
Total noninterest expense$5,386,0003,064
Salaries and employee benefits$3,078,0002,985
Premises and equipment expense$595,0003,116
Additional noninterest expense$1,713,0003,114
Pre-tax net operating income$3,579,0002,035
Securities gains (losses)$03,216
Applicable income taxes$1,302,0001,343
Income before extraordinary items$2,277,0002,498
Extraordinary gains, net$023
Net income$2,277,0002,500
Minority interest net income$081
Net income of bank and minority interests.$2,277,0002,500
Net charge-offs$628,000967
Cash dividends$968,0002,184
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,277,0002,449
2015-09-30 (YTD Data)Rank
Total interest income$7,272,0002,450
Total interest expense$893,0002,149
Net interest income$6,379,0002,461
Provision for loan and lease losses$04,232
Total noninterest income$409,0004,075
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$237,0002,953
Trading account gains and fees$0153
Additional Noninterest Income$172,0004,326
Total noninterest expense$4,096,0003,071
Salaries and employee benefits$2,389,0002,941
Premises and equipment expense$498,0002,959
Additional noninterest expense$1,209,0003,265
Pre-tax net operating income$2,692,0002,081
Securities gains (losses)$03,031
Applicable income taxes$997,0001,368
Income before extraordinary items$1,695,0002,561
Extraordinary gains, net$021
Net income$1,695,0002,562
Minority interest net income$078
Net income of bank and minority interests.$1,695,0002,562
Net charge-offs$53,0002,731
Cash dividends$968,0001,646
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,695,0002,508
2015-06-30 (YTD Data)Rank
Total interest income$4,735,0002,501
Total interest expense$594,0002,168
Net interest income$4,141,0002,531
Provision for loan and lease losses$04,069
Total noninterest income$273,0004,090
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$153,0002,982
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,306
Total noninterest expense$2,744,0003,080
Salaries and employee benefits$1,596,0002,946
Premises and equipment expense$327,0002,985
Additional noninterest expense$821,0003,248
Pre-tax net operating income$1,670,0002,171
Securities gains (losses)$02,636
Applicable income taxes$617,0001,445
Income before extraordinary items$1,053,0002,663
Extraordinary gains, net$022
Net income$1,053,0002,664
Minority interest net income$075
Net income of bank and minority interests.$1,053,0002,665
Net charge-offs$44,0002,414
Cash dividends$969,0001,280
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,053,0002,604
2015-03-31 (YTD Data)Rank
Total interest income$2,296,0002,561
Total interest expense$293,0002,218
Net interest income$2,003,0002,598
Provision for loan and lease losses$03,703
Total noninterest income$169,0003,683
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$76,0002,961
Trading account gains and fees$0152
Additional Noninterest Income$93,0003,700
Total noninterest expense$1,393,0003,063
Salaries and employee benefits$813,0002,937
Premises and equipment expense$162,0003,042
Additional noninterest expense$418,0003,206
Pre-tax net operating income$779,0002,249
Securities gains (losses)$02,027
Applicable income taxes$289,0001,480
Income before extraordinary items$490,0002,759
Extraordinary gains, net$013
Net income$490,0002,762
Minority interest net income$064
Net income of bank and minority interests.$490,0002,762
Net charge-offs$-8,0005,326
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$490,0002,683
2014-12-31 (YTD Data)Rank
Total interest income$9,825,0002,448
Total interest expense$1,191,0002,277
Net interest income$8,634,0002,456
Provision for loan and lease losses$1,250,000707
Total noninterest income$794,0003,492
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$365,0002,862
Trading account gains and fees$0180
Additional Noninterest Income$429,0003,495
Total noninterest expense$4,829,0003,395
Salaries and employee benefits$2,884,0003,164
Premises and equipment expense$572,0003,336
Additional noninterest expense$1,373,0003,743
Pre-tax net operating income$3,349,0002,096
Securities gains (losses)$03,259
Applicable income taxes$946,0001,607
Income before extraordinary items$2,403,0002,375
Extraordinary gains, net$017
Net income$2,403,0002,375
Minority interest net income$084
Net income of bank and minority interests.$2,403,0002,375
Net charge-offs$1,763,000570
Cash dividends$775,0002,352
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,403,0002,331
2014-09-30 (YTD Data)Rank
Total interest income$7,262,0002,483
Total interest expense$924,0002,239
Net interest income$6,338,0002,517
Provision for loan and lease losses$500,0001,127
Total noninterest income$433,0004,092
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$268,0002,938
Trading account gains and fees$0174
Additional Noninterest Income$165,0004,455
Total noninterest expense$3,737,0003,338
Salaries and employee benefits$2,217,0003,134
Premises and equipment expense$469,0003,173
Additional noninterest expense$1,051,0003,720
Pre-tax net operating income$2,534,0002,120
Securities gains (losses)$02,980
Applicable income taxes$662,0001,711
Income before extraordinary items$1,872,0002,334
Extraordinary gains, net$015
Net income$1,872,0002,335
Minority interest net income$081
Net income of bank and minority interests.$1,872,0002,334
Net charge-offs$531,0001,103
Cash dividends$775,0001,769
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,872,0002,277
2014-06-30 (YTD Data)Rank
Total interest income$4,719,0002,544
Total interest expense$603,0002,319
Net interest income$4,116,0002,569
Provision for loan and lease losses$04,196
Total noninterest income$259,0004,273
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$175,0002,951
Trading account gains and fees$0172
Additional Noninterest Income$84,0004,787
Total noninterest expense$2,479,0003,368
Salaries and employee benefits$1,489,0003,129
Premises and equipment expense$299,0003,299
Additional noninterest expense$691,0003,770
Pre-tax net operating income$1,896,0001,900
Securities gains (losses)$02,580
Applicable income taxes$694,0001,263
Income before extraordinary items$1,202,0002,341
Extraordinary gains, net$020
Net income$1,202,0002,345
Minority interest net income$080
Net income of bank and minority interests.$1,202,0002,345
Net charge-offs$252,0001,397
Cash dividends$775,0001,406
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,202,0002,290
2014-03-31 (YTD Data)Rank
Total interest income$2,335,0002,564
Total interest expense$290,0002,421
Net interest income$2,045,0002,576
Provision for loan and lease losses$03,817
Total noninterest income$110,0004,484
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$33,0005,055
Total noninterest expense$1,263,0003,347
Salaries and employee benefits$757,0003,116
Premises and equipment expense$154,0003,286
Additional noninterest expense$352,0003,706
Pre-tax net operating income$892,0001,933
Securities gains (losses)$01,715
Applicable income taxes$328,0001,258
Income before extraordinary items$564,0002,370
Extraordinary gains, net$016
Net income$564,0002,371
Minority interest net income$066
Net income of bank and minority interests.$564,0002,372
Net charge-offs$39,0002,040
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$564,0002,328
2013-12-31 (YTD Data)Rank
Total interest income$9,817,0002,468
Total interest expense$1,359,0002,351
Net interest income$8,458,0002,470
Provision for loan and lease losses$295,0002,489
Total noninterest income$469,0004,496
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$326,0003,205
Trading account gains and fees$0184
Additional Noninterest Income$143,0004,995
Total noninterest expense$4,788,0003,513
Salaries and employee benefits$2,663,0003,385
Premises and equipment expense$548,0003,519
Additional noninterest expense$1,577,0003,524
Pre-tax net operating income$3,844,0001,775
Securities gains (losses)$03,182
Applicable income taxes$1,453,0001,146
Income before extraordinary items$2,391,0002,278
Extraordinary gains, net$029
Net income$2,391,0002,281
Minority interest net income$090
Net income of bank and minority interests.$2,391,0002,281
Net charge-offs$822,0001,462
Cash dividends$775,0002,241
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,391,0002,227
2013-09-30 (YTD Data)Rank
Total interest income$7,323,0002,501
Total interest expense$1,029,0002,395
Net interest income$6,294,0002,498
Provision for loan and lease losses$295,0002,100
Total noninterest income$431,0004,262
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$236,0003,287
Trading account gains and fees$0180
Additional Noninterest Income$195,0004,336
Total noninterest expense$3,603,0003,515
Salaries and employee benefits$2,025,0003,371
Premises and equipment expense$422,0003,491
Additional noninterest expense$1,156,0003,590
Pre-tax net operating income$2,827,0001,832
Securities gains (losses)$03,040
Applicable income taxes$1,148,0001,131
Income before extraordinary items$1,679,0002,427
Extraordinary gains, net$025
Net income$1,679,0002,431
Minority interest net income$084
Net income of bank and minority interests.$1,679,0002,431
Net charge-offs$407,0001,801
Cash dividends$775,0001,690
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,679,0002,364
2013-06-30 (YTD Data)Rank
Total interest income$4,789,0002,536
Total interest expense$694,0002,421
Net interest income$4,095,0002,555
Provision for loan and lease losses$245,0001,889
Total noninterest income$304,0004,199
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$158,0003,253
Trading account gains and fees$0157
Additional Noninterest Income$146,0004,244
Total noninterest expense$2,420,0003,522
Salaries and employee benefits$1,373,0003,348
Premises and equipment expense$284,0003,493
Additional noninterest expense$763,0003,615
Pre-tax net operating income$1,734,0001,949
Securities gains (losses)$02,791
Applicable income taxes$722,0001,169
Income before extraordinary items$1,012,0002,624
Extraordinary gains, net$022
Net income$1,012,0002,629
Minority interest net income$082
Net income of bank and minority interests.$1,012,0002,629
Net charge-offs$256,0001,846
Cash dividends$775,0001,317
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,012,0002,517
2013-03-31 (YTD Data)Rank
Total interest income$2,320,0002,624
Total interest expense$353,0002,442
Net interest income$1,967,0002,655
Provision for loan and lease losses$130,0001,826
Total noninterest income$161,0004,052
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$81,0003,220
Trading account gains and fees$0148
Additional Noninterest Income$80,0004,092
Total noninterest expense$1,195,0003,573
Salaries and employee benefits$704,0003,309
Premises and equipment expense$138,0003,577
Additional noninterest expense$353,0003,822
Pre-tax net operating income$803,0002,039
Securities gains (losses)$01,966
Applicable income taxes$339,0001,218
Income before extraordinary items$464,0002,733
Extraordinary gains, net$010
Net income$464,0002,737
Minority interest net income$076
Net income of bank and minority interests.$464,0002,736
Net charge-offs$129,0001,702
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$464,0002,653
2012-12-31 (YTD Data)Rank
Total interest income$9,739,0002,629
Total interest expense$1,680,0002,492
Net interest income$8,059,0002,649
Provision for loan and lease losses$1,080,0001,691
Total noninterest income$604,0004,161
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$339,0003,253
Trading account gains and fees$0166
Additional Noninterest Income$265,0004,212
Total noninterest expense$4,669,0003,656
Salaries and employee benefits$2,525,0003,549
Premises and equipment expense$497,0003,840
Additional noninterest expense$1,647,0003,562
Pre-tax net operating income$2,914,0002,139
Securities gains (losses)$03,810
Applicable income taxes$1,107,0001,367
Income before extraordinary items$1,807,0002,769
Extraordinary gains, net$029
Net income$1,807,0002,772
Minority interest net income$093
Net income of bank and minority interests.$1,807,0002,771
Net charge-offs$1,082,0001,743
Cash dividends$775,0002,266
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,807,0002,655
2012-09-30 (YTD Data)Rank
Total interest income$7,228,0002,708
Total interest expense$1,283,0002,554
Net interest income$5,945,0002,732
Provision for loan and lease losses$585,0002,071
Total noninterest income$456,0004,188
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$258,0003,265
Trading account gains and fees$0157
Additional Noninterest Income$198,0004,265
Total noninterest expense$3,527,0003,656
Salaries and employee benefits$1,908,0003,544
Premises and equipment expense$397,0003,723
Additional noninterest expense$1,222,0003,604
Pre-tax net operating income$2,289,0002,126
Securities gains (losses)$03,575
Applicable income taxes$1,011,0001,214
Income before extraordinary items$1,278,0002,948
Extraordinary gains, net$020
Net income$1,278,0002,948
Minority interest net income$086
Net income of bank and minority interests.$1,278,0002,947
Net charge-offs$634,0001,924
Cash dividends$620,0001,808
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,278,0002,803
2012-06-30 (YTD Data)Rank
Total interest income$4,704,0002,806
Total interest expense$884,0002,559
Net interest income$3,820,0002,808
Provision for loan and lease losses$390,0002,110
Total noninterest income$281,0004,338
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$169,0003,277
Trading account gains and fees$0153
Additional Noninterest Income$112,0004,494
Total noninterest expense$2,338,0003,695
Salaries and employee benefits$1,290,0003,524
Premises and equipment expense$259,0003,775
Additional noninterest expense$789,0003,694
Pre-tax net operating income$1,373,0002,289
Securities gains (losses)$03,178
Applicable income taxes$617,0001,297
Income before extraordinary items$756,0003,166
Extraordinary gains, net$019
Net income$756,0003,164
Minority interest net income$084
Net income of bank and minority interests.$756,0003,166
Net charge-offs$555,0001,659
Cash dividends$620,0001,399
Sale, conversion, retirement of capital stock, net$0928
Net operating income$756,0003,006
2012-03-31 (YTD Data)Rank
Total interest income$2,326,0002,864
Total interest expense$465,0002,541
Net interest income$1,861,0002,897
Provision for loan and lease losses$195,0002,059
Total noninterest income$136,0004,429
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$78,0003,429
Trading account gains and fees$0148
Additional Noninterest Income$58,0004,488
Total noninterest expense$1,192,0003,652
Salaries and employee benefits$667,0003,471
Premises and equipment expense$129,0003,811
Additional noninterest expense$396,0003,657
Pre-tax net operating income$610,0002,500
Securities gains (losses)$02,210
Applicable income taxes$281,0001,359
Income before extraordinary items$329,0003,461
Extraordinary gains, net$019
Net income$329,0003,464
Minority interest net income$078
Net income of bank and minority interests.$329,0003,464
Net charge-offs$19,0003,713
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$329,0003,284
2011-12-31 (YTD Data)Rank
Total interest income$10,036,0002,750
Total interest expense$2,310,0002,479
Net interest income$7,726,0002,828
Provision for loan and lease losses$2,280,0001,429
Total noninterest income$1,253,0002,729
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$542,0002,414
Trading account gains and fees$0146
Additional Noninterest Income$711,0002,621
Total noninterest expense$4,593,0003,752
Salaries and employee benefits$2,454,0003,613
Premises and equipment expense$561,0003,749
Additional noninterest expense$1,578,0003,719
Pre-tax net operating income$2,106,0002,408
Securities gains (losses)$03,838
Applicable income taxes$789,0001,569
Income before extraordinary items$1,317,0003,019
Extraordinary gains, net$029
Net income$1,317,0003,022
Minority interest net income$096
Net income of bank and minority interests.$1,317,0003,021
Net charge-offs$1,542,0001,830
Cash dividends$620,0002,170
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,317,0002,925
2011-09-30 (YTD Data)Rank
Total interest income$7,561,0002,768
Total interest expense$1,780,0002,510
Net interest income$5,781,0002,839
Provision for loan and lease losses$585,0002,664
Total noninterest income$607,0003,503
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0145
Additional Noninterest Income$186,0004,203
Total noninterest expense$3,475,0003,745
Salaries and employee benefits$1,857,0003,581
Premises and equipment expense$435,0003,710
Additional noninterest expense$1,183,0003,727
Pre-tax net operating income$2,328,0001,849
Securities gains (losses)$03,555
Applicable income taxes$1,027,0001,067
Income before extraordinary items$1,301,0002,578
Extraordinary gains, net$021
Net income$1,301,0002,580
Minority interest net income$087
Net income of bank and minority interests.$1,301,0002,580
Net charge-offs$193,0003,750
Cash dividends$620,0001,584
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,301,0002,486
2011-06-30 (YTD Data)Rank
Total interest income$4,923,0002,848
Total interest expense$1,218,0002,529
Net interest income$3,705,0002,931
Provision for loan and lease losses$390,0002,626
Total noninterest income$405,0003,529
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$270,0002,415
Trading account gains and fees$0153
Additional Noninterest Income$135,0004,127
Total noninterest expense$2,312,0003,789
Salaries and employee benefits$1,251,0003,579
Premises and equipment expense$297,0003,672
Additional noninterest expense$764,0003,872
Pre-tax net operating income$1,408,0001,987
Securities gains (losses)$02,914
Applicable income taxes$628,0001,109
Income before extraordinary items$780,0002,714
Extraordinary gains, net$015
Net income$780,0002,714
Minority interest net income$089
Net income of bank and minority interests.$780,0002,714
Net charge-offs$59,0004,321
Cash dividends$620,0001,216
Sale, conversion, retirement of capital stock, net$0986
Net operating income$780,0002,634
2011-03-31 (YTD Data)Rank
Total interest income$2,409,0002,916
Total interest expense$633,0002,525
Net interest income$1,776,0003,034
Provision for loan and lease losses$195,0002,476
Total noninterest income$193,0003,661
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$130,0002,458
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,308
Total noninterest expense$1,195,0003,702
Salaries and employee benefits$654,0003,489
Premises and equipment expense$146,0003,772
Additional noninterest expense$395,0003,761
Pre-tax net operating income$579,0002,290
Securities gains (losses)$01,772
Applicable income taxes$267,0001,228
Income before extraordinary items$312,0003,155
Extraordinary gains, net$09
Net income$312,0003,151
Minority interest net income$086
Net income of bank and minority interests.$312,0003,155
Net charge-offs$32,0003,717
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$312,0003,096
2010-12-31 (YTD Data)Rank
Total interest income$10,341,0002,871
Total interest expense$2,634,0002,870
Net interest income$7,707,0002,820
Provision for loan and lease losses$1,900,0002,139
Total noninterest income$809,0003,630
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$552,0002,462
Trading account gains and fees$0175
Additional Noninterest Income$257,0004,205
Total noninterest expense$4,584,0003,847
Salaries and employee benefits$2,318,0003,813
Premises and equipment expense$616,0003,651
Additional noninterest expense$1,650,0003,752
Pre-tax net operating income$2,032,0002,205
Securities gains (losses)$03,793
Applicable income taxes$766,0001,468
Income before extraordinary items$1,266,0002,811
Extraordinary gains, net$029
Net income$1,266,0002,808
Minority interest net income$0111
Net income of bank and minority interests.$1,266,0002,812
Net charge-offs$842,0002,921
Cash dividends$620,0002,077
Sale, conversion, retirement of capital stock, net$1,003,000361
Net operating income$1,266,0002,703
2010-09-30 (YTD Data)Rank
Total interest income$7,806,0002,908
Total interest expense$1,999,0002,956
Net interest income$5,807,0002,842
Provision for loan and lease losses$585,0003,290
Total noninterest income$607,0003,654
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$414,0002,515
Trading account gains and fees$0165
Additional Noninterest Income$193,0004,230
Total noninterest expense$3,484,0003,817
Salaries and employee benefits$1,734,0003,846
Premises and equipment expense$434,0003,864
Additional noninterest expense$1,316,0003,575
Pre-tax net operating income$2,345,0001,675
Securities gains (losses)$03,651
Applicable income taxes$1,030,000977
Income before extraordinary items$1,315,0002,385
Extraordinary gains, net$023
Net income$1,315,0002,383
Minority interest net income$0110
Net income of bank and minority interests.$1,315,0002,387
Net charge-offs$597,0002,838
Cash dividends$465,0001,856
Sale, conversion, retirement of capital stock, net$1,003,000286
Net operating income$1,315,0002,267
2010-06-30 (YTD Data)Rank
Total interest income$5,123,0002,985
Total interest expense$1,341,0003,044
Net interest income$3,782,0002,901
Provision for loan and lease losses$390,0003,233
Total noninterest income$405,0003,614
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$275,0002,530
Trading account gains and fees$0152
Additional Noninterest Income$130,0004,221
Total noninterest expense$2,340,0003,805
Salaries and employee benefits$1,168,0003,840
Premises and equipment expense$284,0003,958
Additional noninterest expense$888,0003,520
Pre-tax net operating income$1,457,0001,760
Securities gains (losses)$03,184
Applicable income taxes$647,0001,000
Income before extraordinary items$810,0002,488
Extraordinary gains, net$019
Net income$810,0002,484
Minority interest net income$0105
Net income of bank and minority interests.$810,0002,487
Net charge-offs$488,0002,476
Cash dividends$465,0001,421
Sale, conversion, retirement of capital stock, net$1,003,000198
Net operating income$810,0002,382
2010-03-31 (YTD Data)Rank
Total interest income$2,523,0003,083
Total interest expense$660,0003,188
Net interest income$1,863,0002,972
Provision for loan and lease losses$195,0003,039
Total noninterest income$206,0003,583
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$134,0002,560
Trading account gains and fees$0175
Additional Noninterest Income$72,0004,089
Total noninterest expense$1,198,0003,765
Salaries and employee benefits$598,0003,828
Premises and equipment expense$143,0003,999
Additional noninterest expense$457,0003,431
Pre-tax net operating income$676,0001,881
Securities gains (losses)$02,284
Applicable income taxes$303,0001,042
Income before extraordinary items$373,0002,681
Extraordinary gains, net$016
Net income$373,0002,679
Minority interest net income$091
Net income of bank and minority interests.$373,0002,682
Net charge-offs$35,0004,021
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$373,0002,576
2009-12-31 (YTD Data)Rank
Total interest income$10,212,0003,184
Total interest expense$2,888,0003,513
Net interest income$7,324,0002,941
Provision for loan and lease losses$1,600,0002,790
Total noninterest income$804,0003,757
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$594,0002,554
Trading account gains and fees$0211
Additional Noninterest Income$210,0004,551
Total noninterest expense$4,263,0004,164
Salaries and employee benefits$2,192,0004,080
Premises and equipment expense$572,0003,999
Additional noninterest expense$1,499,0004,072
Pre-tax net operating income$2,265,0001,719
Securities gains (losses)$03,754
Applicable income taxes$856,0001,075
Income before extraordinary items$1,409,0002,221
Extraordinary gains, net$034
Net income$1,409,0002,219
Minority interest net income$0115
Net income of bank and minority interests.$1,409,0002,220
Net charge-offs$523,0003,724
Cash dividends$337,0003,079
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,409,0002,185
2009-09-30 (YTD Data)Rank
Total interest income$7,624,0003,247
Total interest expense$2,196,0003,606
Net interest income$5,428,0002,971
Provision for loan and lease losses$400,0004,178
Total noninterest income$591,0003,872
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$438,0002,591
Trading account gains and fees$0212
Additional Noninterest Income$153,0004,721
Total noninterest expense$3,225,0004,144
Salaries and employee benefits$1,667,0004,069
Premises and equipment expense$445,0003,944
Additional noninterest expense$1,113,0004,087
Pre-tax net operating income$2,394,0001,350
Securities gains (losses)$03,497
Applicable income taxes$1,019,000837
Income before extraordinary items$1,375,0001,935
Extraordinary gains, net$027
Net income$1,375,0001,934
Minority interest net income$0118
Net income of bank and minority interests.$1,375,0001,935
Net charge-offs$110,0004,969
Cash dividends$337,0002,495
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,375,0001,887
2009-06-30 (YTD Data)Rank
Total interest income$4,952,0003,341
Total interest expense$1,462,0003,740
Net interest income$3,490,0003,051
Provision for loan and lease losses$220,0004,203
Total noninterest income$394,0003,872
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$283,0002,622
Trading account gains and fees$0193
Additional Noninterest Income$111,0004,607
Total noninterest expense$2,170,0004,143
Salaries and employee benefits$1,136,0004,035
Premises and equipment expense$299,0003,943
Additional noninterest expense$735,0004,125
Pre-tax net operating income$1,494,0001,527
Securities gains (losses)$03,136
Applicable income taxes$634,000895
Income before extraordinary items$860,0002,115
Extraordinary gains, net$021
Net income$860,0002,112
Minority interest net income$0112
Net income of bank and minority interests.$860,0002,114
Net charge-offs$82,0004,457
Cash dividends$337,0002,079
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$860,0002,049
2009-03-31 (YTD Data)Rank
Total interest income$2,396,0003,451
Total interest expense$772,0003,702
Net interest income$1,624,0003,222
Provision for loan and lease losses$70,0004,469
Total noninterest income$185,0003,977
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$137,0002,645
Trading account gains and fees$0171
Additional Noninterest Income$48,0004,911
Total noninterest expense$1,089,0004,054
Salaries and employee benefits$590,0003,962
Premises and equipment expense$153,0003,916
Additional noninterest expense$346,0003,993
Pre-tax net operating income$650,0001,918
Securities gains (losses)$02,434
Applicable income taxes$275,0001,137
Income before extraordinary items$375,0002,700
Extraordinary gains, net$015
Net income$375,0002,698
Minority interest net income$0102
Net income of bank and minority interests.$375,0002,701
Net charge-offs$27,0004,102
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$375,0002,559
2008-12-31 (YTD Data)Rank
Total interest income$10,562,0003,384
Total interest expense$4,095,0003,460
Net interest income$6,467,0003,271
Provision for loan and lease losses$543,0003,683
Total noninterest income$789,0003,905
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$586,0002,690
Trading account gains and fees$0154
Additional Noninterest Income$203,0004,807
Total noninterest expense$3,805,0004,396
Salaries and employee benefits$1,983,0004,484
Premises and equipment expense$585,0004,017
Additional noninterest expense$1,237,0004,194
Pre-tax net operating income$2,908,0001,847
Securities gains (losses)$03,220
Applicable income taxes$1,165,0001,064
Income before extraordinary items$1,743,0002,250
Extraordinary gains, net$039
Net income$1,743,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0003,612
Cash dividends$202,0004,483
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,743,0002,381
2008-09-30 (YTD Data)Rank
Total interest income$8,013,0003,420
Total interest expense$3,144,0003,507
Net interest income$4,869,0003,286
Provision for loan and lease losses$208,0004,152
Total noninterest income$649,0003,802
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$426,0002,776
Trading account gains and fees$0148
Additional Noninterest Income$223,0004,220
Total noninterest expense$3,120,0004,105
Salaries and employee benefits$1,704,0004,078
Premises and equipment expense$435,0004,037
Additional noninterest expense$981,0003,925
Pre-tax net operating income$2,190,0002,152
Securities gains (losses)$03,106
Applicable income taxes$889,0001,267
Income before extraordinary items$1,301,0002,599
Extraordinary gains, net$031
Net income$1,301,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,971
Cash dividends$202,0003,860
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,301,0002,724
2008-06-30 (YTD Data)Rank
Total interest income$5,318,0003,479
Total interest expense$2,129,0003,585
Net interest income$3,189,0003,327
Provision for loan and lease losses$110,0004,116
Total noninterest income$347,0004,300
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$262,0002,906
Trading account gains and fees$0149
Additional Noninterest Income$85,0005,318
Total noninterest expense$2,039,0004,178
Salaries and employee benefits$1,135,0004,121
Premises and equipment expense$286,0004,105
Additional noninterest expense$618,0004,093
Pre-tax net operating income$1,387,0002,342
Securities gains (losses)$03,233
Applicable income taxes$558,0001,477
Income before extraordinary items$829,0002,978
Extraordinary gains, net$021
Net income$829,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,173
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$829,0002,935
2008-03-31 (YTD Data)Rank
Total interest income$2,662,0003,560
Total interest expense$1,082,0003,710
Net interest income$1,580,0003,364
Provision for loan and lease losses$50,0003,776
Total noninterest income$166,0004,387
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$111,0003,231
Trading account gains and fees$0158
Additional Noninterest Income$55,0004,866
Total noninterest expense$1,008,0004,209
Salaries and employee benefits$581,0004,073
Premises and equipment expense$137,0004,265
Additional noninterest expense$290,0004,222
Pre-tax net operating income$688,0002,446
Securities gains (losses)$02,688
Applicable income taxes$274,0001,576
Income before extraordinary items$414,0003,118
Extraordinary gains, net$015
Net income$414,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,171
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$414,0003,041
2007-12-31 (YTD Data)Rank
Total interest income$11,390,0003,423
Total interest expense$4,300,0003,823
Net interest income$7,090,0003,072
Provision for loan and lease losses$220,0003,720
Total noninterest income$622,0004,561
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$450,0003,290
Trading account gains and fees$0178
Additional Noninterest Income$172,0005,344
Total noninterest expense$3,759,0004,311
Salaries and employee benefits$2,146,0004,160
Premises and equipment expense$487,0004,451
Additional noninterest expense$1,126,0004,253
Pre-tax net operating income$3,733,0002,093
Securities gains (losses)$02,146
Applicable income taxes$1,461,0001,436
Income before extraordinary items$2,272,0002,564
Extraordinary gains, net$039
Net income$2,272,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,562
Cash dividends$202,0004,874
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,272,0002,557
2007-09-30 (YTD Data)Rank
Total interest income$8,501,0003,449
Total interest expense$3,150,0003,897
Net interest income$5,351,0003,044
Provision for loan and lease losses$180,0003,151
Total noninterest income$461,0004,598
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$329,0003,337
Trading account gains and fees$0184
Additional Noninterest Income$132,0005,317
Total noninterest expense$2,777,0004,338
Salaries and employee benefits$1,509,0004,356
Premises and equipment expense$390,0004,249
Additional noninterest expense$878,0004,094
Pre-tax net operating income$2,855,0002,201
Securities gains (losses)$01,655
Applicable income taxes$1,137,0001,502
Income before extraordinary items$1,718,0002,692
Extraordinary gains, net$033
Net income$1,718,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,185
Cash dividends$202,0004,083
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,718,0002,673
2007-06-30 (YTD Data)Rank
Total interest income$5,608,0003,493
Total interest expense$2,058,0003,945
Net interest income$3,550,0003,092
Provision for loan and lease losses$120,0002,960
Total noninterest income$297,0004,690
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$214,0003,380
Trading account gains and fees$0168
Additional Noninterest Income$83,0005,442
Total noninterest expense$1,807,0004,434
Salaries and employee benefits$998,0004,416
Premises and equipment expense$242,0004,474
Additional noninterest expense$567,0004,184
Pre-tax net operating income$1,920,0002,239
Securities gains (losses)$01,444
Applicable income taxes$763,0001,549
Income before extraordinary items$1,157,0002,714
Extraordinary gains, net$029
Net income$1,157,0002,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,104
Cash dividends$202,0003,601
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,157,0002,702
2007-03-31 (YTD Data)Rank
Total interest income$2,731,0003,547
Total interest expense$1,012,0003,982
Net interest income$1,719,0003,164
Provision for loan and lease losses$60,0002,747
Total noninterest income$135,0004,869
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$96,0003,535
Trading account gains and fees$0195
Additional Noninterest Income$39,0005,553
Total noninterest expense$893,0004,457
Salaries and employee benefits$511,0004,365
Premises and equipment expense$112,0004,711
Additional noninterest expense$270,0004,283
Pre-tax net operating income$901,0002,344
Securities gains (losses)$01,187
Applicable income taxes$358,0001,635
Income before extraordinary items$543,0002,841
Extraordinary gains, net$022
Net income$543,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$543,0002,834
2006-12-31 (YTD Data)Rank
Total interest income$10,419,0003,462
Total interest expense$3,458,0003,945
Net interest income$6,961,0003,119
Provision for loan and lease losses$385,0002,344
Total noninterest income$557,0004,899
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$384,0003,615
Trading account gains and fees$0130
Additional Noninterest Income$173,0005,372
Total noninterest expense$3,261,0004,613
Salaries and employee benefits$1,784,0004,645
Premises and equipment expense$369,0005,170
Additional noninterest expense$1,108,0004,184
Pre-tax net operating income$3,872,0002,311
Securities gains (losses)$01,687
Applicable income taxes$1,526,0001,636
Income before extraordinary items$2,346,0002,756
Extraordinary gains, net$051
Net income$2,346,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,598
Cash dividends$135,0005,265
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,346,0002,746
2006-09-30 (YTD Data)Rank
Total interest income$7,644,0003,503
Total interest expense$2,460,0003,997
Net interest income$5,184,0003,165
Provision for loan and lease losses$230,0002,570
Total noninterest income$401,0005,009
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$285,0003,666
Trading account gains and fees$0126
Additional Noninterest Income$116,0005,580
Total noninterest expense$2,459,0004,592
Salaries and employee benefits$1,315,0004,671
Premises and equipment expense$357,0004,416
Additional noninterest expense$787,0004,320
Pre-tax net operating income$2,896,0002,393
Securities gains (losses)$01,388
Applicable income taxes$1,138,0001,714
Income before extraordinary items$1,758,0002,838
Extraordinary gains, net$045
Net income$1,758,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$135,0004,546
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,758,0002,829
2006-06-30 (YTD Data)Rank
Total interest income$4,921,0003,533
Total interest expense$1,527,0004,068
Net interest income$3,394,0003,220
Provision for loan and lease losses$170,0002,399
Total noninterest income$287,0004,856
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$187,0003,697
Trading account gains and fees$0126
Additional Noninterest Income$100,0005,133
Total noninterest expense$1,639,0004,597
Salaries and employee benefits$870,0004,728
Premises and equipment expense$243,0004,346
Additional noninterest expense$526,0004,313
Pre-tax net operating income$1,872,0002,438
Securities gains (losses)$01,185
Applicable income taxes$736,0001,784
Income before extraordinary items$1,136,0002,910
Extraordinary gains, net$039
Net income$1,136,0002,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,136,0002,898
2006-03-31 (YTD Data)Rank
Total interest income$2,340,0003,614
Total interest expense$715,0004,117
Net interest income$1,625,0003,322
Provision for loan and lease losses$90,0002,132
Total noninterest income$132,0004,983
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$94,0003,616
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$814,0004,640
Salaries and employee benefits$438,0004,734
Premises and equipment expense$114,0004,571
Additional noninterest expense$262,0004,319
Pre-tax net operating income$853,0002,579
Securities gains (losses)$0955
Applicable income taxes$327,0001,910
Income before extraordinary items$526,0003,046
Extraordinary gains, net$021
Net income$526,0003,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$526,0003,021
2005-12-31 (YTD Data)Rank
Total interest income$8,093,0003,716
Total interest expense$2,344,0003,992
Net interest income$5,749,0003,552
Provision for loan and lease losses$460,0002,027
Total noninterest income$595,0004,806
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$435,0003,352
Trading account gains and fees$0138
Additional Noninterest Income$160,0005,609
Total noninterest expense$2,835,0004,972
Salaries and employee benefits$1,595,0004,852
Premises and equipment expense$328,0005,484
Additional noninterest expense$912,0004,724
Pre-tax net operating income$3,049,0002,722
Securities gains (losses)$02,296
Applicable income taxes$1,130,0002,094
Income before extraordinary items$1,919,0003,199
Extraordinary gains, net$046
Net income$1,919,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,835
Cash dividends$101,0005,463
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,919,0003,166
2005-09-30 (YTD Data)Rank
Total interest income$5,872,0003,779
Total interest expense$1,662,0004,005
Net interest income$4,210,0003,614
Provision for loan and lease losses$270,0002,383
Total noninterest income$453,0004,803
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$335,0003,300
Trading account gains and fees$0126
Additional Noninterest Income$118,0005,654
Total noninterest expense$2,138,0004,912
Salaries and employee benefits$1,158,0004,927
Premises and equipment expense$272,0005,157
Additional noninterest expense$708,0004,593
Pre-tax net operating income$2,255,0002,790
Securities gains (losses)$02,317
Applicable income taxes$854,0002,106
Income before extraordinary items$1,401,0003,300
Extraordinary gains, net$035
Net income$1,401,0003,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$101,0004,651
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,401,0003,259
2005-06-30 (YTD Data)Rank
Total interest income$3,724,0003,841
Total interest expense$1,034,0004,042
Net interest income$2,690,0003,704
Provision for loan and lease losses$180,0002,307
Total noninterest income$296,0004,826
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$223,0003,255
Trading account gains and fees$0116
Additional Noninterest Income$73,0005,795
Total noninterest expense$1,394,0004,988
Salaries and employee benefits$760,0004,971
Premises and equipment expense$180,0005,173
Additional noninterest expense$454,0004,697
Pre-tax net operating income$1,412,0002,885
Securities gains (losses)$02,146
Applicable income taxes$532,0002,177
Income before extraordinary items$880,0003,415
Extraordinary gains, net$030
Net income$880,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,636
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$880,0003,365
2005-03-31 (YTD Data)Rank
Total interest income$1,762,0003,983
Total interest expense$476,0004,162
Net interest income$1,286,0003,830
Provision for loan and lease losses$90,0002,180
Total noninterest income$137,0004,943
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$106,0003,309
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$663,0005,189
Salaries and employee benefits$370,0005,097
Premises and equipment expense$82,0005,496
Additional noninterest expense$211,0004,905
Pre-tax net operating income$670,0002,955
Securities gains (losses)$01,685
Applicable income taxes$256,0002,233
Income before extraordinary items$414,0003,538
Extraordinary gains, net$024
Net income$414,0003,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$414,0003,499
2004-12-31 (YTD Data)Rank
Total interest income$6,254,0004,134
Total interest expense$1,772,0004,021
Net interest income$4,482,0004,133
Provision for loan and lease losses$386,0002,436
Total noninterest income$624,0004,717
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$455,0003,359
Trading account gains and fees$0138
Additional Noninterest Income$169,0005,457
Total noninterest expense$2,499,0005,315
Salaries and employee benefits$1,378,0005,229
Premises and equipment expense$312,0005,570
Additional noninterest expense$809,0005,062
Pre-tax net operating income$2,221,0003,273
Securities gains (losses)$03,819
Applicable income taxes$877,0002,374
Income before extraordinary items$1,344,0003,910
Extraordinary gains, net$034
Net income$1,344,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,095
Cash dividends$84,0005,619
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,344,0003,843
2004-09-30 (YTD Data)Rank
Total interest income$4,555,0004,201
Total interest expense$1,266,0004,113
Net interest income$3,289,0004,182
Provision for loan and lease losses$290,0002,324
Total noninterest income$469,0004,714
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$331,0003,441
Trading account gains and fees$0134
Additional Noninterest Income$138,0005,303
Total noninterest expense$1,847,0005,320
Salaries and employee benefits$1,016,0005,270
Premises and equipment expense$231,0005,580
Additional noninterest expense$600,0005,056
Pre-tax net operating income$1,621,0003,406
Securities gains (losses)$03,710
Applicable income taxes$646,0002,445
Income before extraordinary items$975,0004,072
Extraordinary gains, net$026
Net income$975,0004,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,041
Cash dividends$84,0004,743
Sale, conversion, retirement of capital stock, net$0738
Net operating income$975,0004,004
2004-06-30 (YTD Data)Rank
Total interest income$2,914,0004,340
Total interest expense$806,0004,266
Net interest income$2,108,0004,317
Provision for loan and lease losses$193,0002,274
Total noninterest income$302,0004,809
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$202,0003,621
Trading account gains and fees$0130
Additional Noninterest Income$100,0005,155
Total noninterest expense$1,220,0005,377
Salaries and employee benefits$686,0005,250
Premises and equipment expense$149,0005,683
Additional noninterest expense$385,0005,193
Pre-tax net operating income$997,0003,545
Securities gains (losses)$03,413
Applicable income taxes$407,0002,526
Income before extraordinary items$590,0004,301
Extraordinary gains, net$021
Net income$590,0004,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$590,0004,217
2004-03-31 (YTD Data)Rank
Total interest income$1,426,0004,428
Total interest expense$406,0004,277
Net interest income$1,020,0004,410
Provision for loan and lease losses$97,0002,183
Total noninterest income$150,0004,772
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$95,0003,703
Trading account gains and fees$0121
Additional Noninterest Income$55,0004,930
Total noninterest expense$608,0005,405
Salaries and employee benefits$350,0005,185
Premises and equipment expense$64,0006,144
Additional noninterest expense$194,0005,186
Pre-tax net operating income$465,0003,707
Securities gains (losses)$02,934
Applicable income taxes$189,0002,673
Income before extraordinary items$276,0004,501
Extraordinary gains, net$016
Net income$276,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,502
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$276,0004,368
2003-12-31 (YTD Data)Rank
Total interest income$5,176,0004,771
Total interest expense$1,468,0004,941
Net interest income$3,708,0004,613
Provision for loan and lease losses$694,0001,631
Total noninterest income$669,0004,667
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$475,0003,226
Trading account gains and fees$0160
Additional Noninterest Income$194,0005,351
Total noninterest expense$2,166,0005,731
Salaries and employee benefits$1,212,0005,603
Premises and equipment expense$252,0006,161
Additional noninterest expense$702,0005,491
Pre-tax net operating income$1,517,0004,099
Securities gains (losses)$04,500
Applicable income taxes$606,0003,044
Income before extraordinary items$911,0004,906
Extraordinary gains, net$054
Net income$911,0004,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,814
Cash dividends$67,0005,801
Sale, conversion, retirement of capital stock, net$0868
Net operating income$911,0004,747
2003-09-30 (YTD Data)Rank
Total interest income$3,824,0004,882
Total interest expense$1,090,0005,107
Net interest income$2,734,0004,677
Provision for loan and lease losses$517,0001,615
Total noninterest income$522,0004,633
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$364,0003,173
Trading account gains and fees$0153
Additional Noninterest Income$158,0005,235
Total noninterest expense$1,583,0005,797
Salaries and employee benefits$906,0005,579
Premises and equipment expense$185,0006,208
Additional noninterest expense$492,0005,700
Pre-tax net operating income$1,156,0004,182
Securities gains (losses)$04,204
Applicable income taxes$456,0003,189
Income before extraordinary items$700,0004,995
Extraordinary gains, net$040
Net income$700,0004,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,973
Cash dividends$67,0004,977
Sale, conversion, retirement of capital stock, net$0722
Net operating income$700,0004,807
2003-06-30 (YTD Data)Rank
Total interest income$2,466,0005,033
Total interest expense$700,0005,344
Net interest income$1,766,0004,772
Provision for loan and lease losses$268,0002,035
Total noninterest income$361,0004,502
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$256,0003,009
Trading account gains and fees$0150
Additional Noninterest Income$105,0005,250
Total noninterest expense$1,023,0005,917
Salaries and employee benefits$598,0005,627
Premises and equipment expense$119,0006,291
Additional noninterest expense$306,0005,922
Pre-tax net operating income$836,0003,945
Securities gains (losses)$03,782
Applicable income taxes$322,0003,105
Income before extraordinary items$514,0004,724
Extraordinary gains, net$030
Net income$514,0004,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,922
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$514,0004,522
2003-03-31 (YTD Data)Rank
Total interest income$1,190,0005,194
Total interest expense$334,0005,590
Net interest income$856,0004,854
Provision for loan and lease losses$139,0001,892
Total noninterest income$166,0004,626
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$114,0003,214
Trading account gains and fees$0134
Additional Noninterest Income$52,0005,197
Total noninterest expense$503,0005,978
Salaries and employee benefits$297,0005,656
Premises and equipment expense$62,0006,190
Additional noninterest expense$144,0006,077
Pre-tax net operating income$380,0004,164
Securities gains (losses)$02,891
Applicable income taxes$145,0003,277
Income before extraordinary items$235,0004,884
Extraordinary gains, net$021
Net income$235,0004,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,840
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$235,0004,686
2002-12-31 (YTD Data)Rank
Total interest income$4,242,0005,725
Total interest expense$1,391,0005,951
Net interest income$2,851,0005,451
Provision for loan and lease losses$280,0003,602
Total noninterest income$434,0005,579
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$277,0004,422
Trading account gains and fees$0153
Additional Noninterest Income$157,0005,501
Total noninterest expense$1,775,0006,303
Salaries and employee benefits$999,0006,154
Premises and equipment expense$222,0006,500
Additional noninterest expense$554,0006,204
Pre-tax net operating income$1,230,0004,635
Securities gains (losses)$04,537
Applicable income taxes$477,0003,546
Income before extraordinary items$753,0005,361
Extraordinary gains, net$070
Net income$753,0005,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,528
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$753,0005,221
2001-12-31 (YTD Data)Rank
Total interest income$3,175,0007,060
Total interest expense$1,478,0007,024
Net interest income$1,697,0006,984
Provision for loan and lease losses$252,0003,587
Total noninterest income$268,0006,695
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$160,0005,667
Trading account gains and fees$0177
Additional Noninterest Income$108,0006,258
Total noninterest expense$1,439,0006,923
Salaries and employee benefits$750,0006,978
Premises and equipment expense$166,0007,273
Additional noninterest expense$523,0006,298
Pre-tax net operating income$274,0007,531
Securities gains (losses)$04,612
Applicable income taxes$-110,0009,278
Income before extraordinary items$384,0006,666
Extraordinary gains, net$0105
Net income$384,0006,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,589
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$384,0006,529
2000-12-31 (YTD Data)Rank
Total interest income$1,064,0009,348
Total interest expense$355,0009,480
Net interest income$709,0009,093
Provision for loan and lease losses$253,0003,208
Total noninterest income$41,0009,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$21,0008,252
Trading account gains and feesNANA
Additional Noninterest Income$20,0008,953
Total noninterest expense$833,0008,470
Salaries and employee benefits$421,0008,643
Premises and equipment expense$92,0008,578
Additional noninterest expense$320,0007,782
Pre-tax net operating income$-336,0009,439
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-336,0009,467
Extraordinary gains, net$038
Net income$-336,0009,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,615,000139
Net operating income$-336,0009,472

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.