Home > United National Bank > Net charge- offs to loans

United National Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6423%154
Percentage Net Loans Charged-off: Total real estate loans0.2812%82
Percentage Net Loans Charged-off:Construction & development4.2740%5
Percentage Net Loans Charged-off: Commercial real estate0.0757%288
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0785%4,463
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0888%4,479
Percentage Net Loans Charged-off: Commercial and industrial2.9726%95
Percentage Net Loans Charged-off: Loans to individuals0.7219%909
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.7219%792
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8293%109
Percentage Net Loans Charged-off: Total real estate loans0.3751%48
Percentage Net Loans Charged-off:Construction & development5.3950%2
Percentage Net Loans Charged-off: Commercial real estate0.0985%206
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.1035%4,518
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.1150%4,528
Percentage Net Loans Charged-off: Commercial and industrial3.7118%72
Percentage Net Loans Charged-off: Loans to individuals1.1060%543
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual1.1060%508
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1909%73
Percentage Net Loans Charged-off: Total real estate loans0.5237%30
Percentage Net Loans Charged-off:Construction & development8.0536%2
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.1680%4,586
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.1864%4,547
Percentage Net Loans Charged-off: Commercial and industrial5.5401%81
Percentage Net Loans Charged-off: Loans to individuals0.9092%630
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.9092%622
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3393%236
Percentage Net Loans Charged-off: Total real estate loans-0.1485%4,609
Percentage Net Loans Charged-off:Construction & development-0.2863%4,658
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.4016%4,659
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.4455%4,665
Percentage Net Loans Charged-off: Commercial and industrial2.5655%80
Percentage Net Loans Charged-off: Loans to individuals0.5981%865
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.5981%792
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%1,929
Percentage Net Loans Charged-off: Total real estate loans-0.0386%4,341
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0531%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.1769%4,610
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.1959%4,615
Percentage Net Loans Charged-off: Commercial and industrial0.1453%745
Percentage Net Loans Charged-off: Loans to individuals0.1769%1,794
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1769%1,711
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%1,802
Percentage Net Loans Charged-off: Total real estate loans-0.0515%4,440
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0709%182
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.2405%4,668
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.2663%4,675
Percentage Net Loans Charged-off: Commercial and industrial0.1759%533
Percentage Net Loans Charged-off: Loans to individuals0.1343%1,779
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.1343%1,695
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%1,328
Percentage Net Loans Charged-off: Total real estate loans0.0256%369
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.1050%125
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%3,571
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0059%3,652
Percentage Net Loans Charged-off: Commercial and industrial-0.1829%4,188
Percentage Net Loans Charged-off: Loans to individuals0.4281%987
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4281%913
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%1,622
Percentage Net Loans Charged-off: Total real estate loans0.0543%204
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.2117%63
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.2188%4,291
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2619%342
Percentage Net Loans Charged-off: Total real estate loans0.1356%286
Percentage Net Loans Charged-off:Construction & development2.2660%10
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.9129%235
Percentage Net Loans Charged-off: Loans to individuals0.1209%1,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1209%1,766
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%516
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,226
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.8616%190
Percentage Net Loans Charged-off: Loans to individuals0.0805%1,895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0805%1,786
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0157%3,880
Percentage Net Loans Charged-off: Total real estate loans0.0015%1,048
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0053%698
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0060%662
Percentage Net Loans Charged-off: Commercial and industrial-0.1147%4,320
Percentage Net Loans Charged-off: Loans to individuals0.0720%1,733
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0720%1,612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0020%1,850
Percentage Net Loans Charged-off: Total real estate loans0.0151%578
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0534%291
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0596%264
Percentage Net Loans Charged-off: Commercial and industrial-0.0634%4,234
Percentage Net Loans Charged-off: Loans to individuals0.0964%1,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0964%1,356
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2177%801
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,949
Percentage Net Loans Charged-off:Construction & development-0.0448%4,319
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%3,903
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0061%3,972
Percentage Net Loans Charged-off: Commercial and industrial1.1682%346
Percentage Net Loans Charged-off: Loans to individuals0.1770%2,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1770%2,034
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2673%580
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,664
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%3,841
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,887
Percentage Net Loans Charged-off: Commercial and industrial1.4233%251
Percentage Net Loans Charged-off: Loans to individuals0.1410%2,192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1410%2,075
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0824%1,425
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,703
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%3,950
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0061%4,013
Percentage Net Loans Charged-off: Commercial and industrial0.2991%756
Percentage Net Loans Charged-off: Loans to individuals0.2856%1,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2856%1,569
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%2,142
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,829
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%4,172
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0122%4,234
Percentage Net Loans Charged-off: Commercial and industrial-0.1216%4,464
Percentage Net Loans Charged-off: Loans to individuals0.1921%1,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1921%1,762
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1283%1,487
Percentage Net Loans Charged-off: Total real estate loans0.0075%1,930
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0120%4,499
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0381%1,177
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0430%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.6164%760
Percentage Net Loans Charged-off: Loans to individuals-0.0365%4,562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0365%4,521
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0307%4,704
Percentage Net Loans Charged-off: Total real estate loans-0.0160%4,458
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0161%4,606
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%4,719
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0492%4,750
Percentage Net Loans Charged-off: Commercial and industrial-0.2235%4,752
Percentage Net Loans Charged-off: Loans to individuals-0.0971%4,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0971%4,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0384%4,754
Percentage Net Loans Charged-off: Total real estate loans-0.0240%4,633
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0301%4,839
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0604%4,850
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0683%4,857
Percentage Net Loans Charged-off: Commercial and industrial-0.2797%4,809
Percentage Net Loans Charged-off: Loans to individuals-0.1713%4,754
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1713%4,718
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0168%4,423
Percentage Net Loans Charged-off: Total real estate loans-0.0331%4,847
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1210%5,064
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.1371%5,088
Percentage Net Loans Charged-off: Commercial and industrial-0.2649%4,847
Percentage Net Loans Charged-off: Loans to individuals-0.0968%4,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0968%4,527
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%2,296
Percentage Net Loans Charged-off: Total real estate loans0.0867%849
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.1401%497
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2041%401
Percentage Net Loans Charged-off: Home equity loans-0.1046%3,849
All other 1-4 family - Percent of loans charged-off, net0.2410%332
Percentage Net Loans Charged-off: Commercial and industrial-0.2618%4,892
Percentage Net Loans Charged-off: Loans to individuals0.8076%1,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8076%936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0310%2,469
Percentage Net Loans Charged-off: Total real estate loans0.0730%780
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.1033%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1907%404
Percentage Net Loans Charged-off: Home equity loans-0.1073%3,881
All other 1-4 family - Percent of loans charged-off, net0.2256%335
Percentage Net Loans Charged-off: Commercial and industrial-0.2210%4,869
Percentage Net Loans Charged-off: Loans to individuals0.3391%1,812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3392%1,695
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0526%1,850
Percentage Net Loans Charged-off: Total real estate loans0.1128%500
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.1538%288
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.2970%227
Percentage Net Loans Charged-off: Home equity loans-0.1077%3,906
All other 1-4 family - Percent of loans charged-off, net0.3440%198
Percentage Net Loans Charged-off: Commercial and industrial-0.1893%4,871
Percentage Net Loans Charged-off: Loans to individuals0.1134%2,460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1134%2,342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%3,966
Percentage Net Loans Charged-off: Total real estate loans0.0402%777
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1451%434
Percentage Net Loans Charged-off: Home equity loans-0.1075%3,972
All other 1-4 family - Percent of loans charged-off, net0.1743%369
Percentage Net Loans Charged-off: Commercial and industrial-0.1441%4,831
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1138%1,916
Percentage Net Loans Charged-off: Total real estate loans0.0616%1,334
Percentage Net Loans Charged-off:Construction & development0.0718%370
Percentage Net Loans Charged-off: Commercial real estate0.1882%518
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%4,723
Percentage Net Loans Charged-off: Home equity loans-0.1140%4,061
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.1059%3,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1059%3,011
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%1,301
Percentage Net Loans Charged-off: Total real estate loans0.1495%596
Percentage Net Loans Charged-off:Construction & development1.2913%76
Percentage Net Loans Charged-off: Commercial real estate0.0837%595
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0159%4,806
Percentage Net Loans Charged-off: Home equity loans-0.1159%4,088
All other 1-4 family - Percent of loans charged-off, net-0.0044%4,528
Percentage Net Loans Charged-off: Commercial and industrial0.1862%1,260
Percentage Net Loans Charged-off: Loans to individuals0.3605%1,970
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3604%1,830
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2706%751
Percentage Net Loans Charged-off: Total real estate loans0.2311%384
Percentage Net Loans Charged-off:Construction & development1.9459%52
Percentage Net Loans Charged-off: Commercial real estate0.1281%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0120%4,699
Percentage Net Loans Charged-off: Home equity loans-0.1161%4,099
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.5972%605
Percentage Net Loans Charged-off: Loans to individuals0.3440%1,871
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3440%1,755
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3407%540
Percentage Net Loans Charged-off: Total real estate loans0.4029%182
Percentage Net Loans Charged-off:Construction & development3.8380%22
Percentage Net Loans Charged-off: Commercial real estate0.2629%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0242%4,979
Percentage Net Loans Charged-off: Home equity loans-0.1166%4,152
All other 1-4 family - Percent of loans charged-off, net-0.0135%4,812
Percentage Net Loans Charged-off: Commercial and industrial0.3036%633
Percentage Net Loans Charged-off: Loans to individuals0.2698%1,859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2698%1,741
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4669%540
Percentage Net Loans Charged-off: Total real estate loans0.6026%154
Percentage Net Loans Charged-off:Construction & development-0.0081%4,517
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0662%1,686
Percentage Net Loans Charged-off: Home equity loans-0.1139%4,213
All other 1-4 family - Percent of loans charged-off, net0.0886%1,408
Percentage Net Loans Charged-off: Commercial and industrial0.1673%1,643
Percentage Net Loans Charged-off: Loans to individuals0.4343%1,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4343%1,862
Percentage Net Loans Charged-off: All other loans and lease0.0328%1,401
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6117%338
Percentage Net Loans Charged-off: Total real estate loans0.7968%85
Percentage Net Loans Charged-off:Construction & development-0.0107%4,597
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0551%1,604
Percentage Net Loans Charged-off: Home equity loans-0.1133%4,239
All other 1-4 family - Percent of loans charged-off, net0.0765%1,340
Percentage Net Loans Charged-off: Commercial and industrial0.1761%1,328
Percentage Net Loans Charged-off: Loans to individuals0.5717%1,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5717%1,327
Percentage Net Loans Charged-off: All other loans and lease0.0609%1,112
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9207%204
Percentage Net Loans Charged-off: Total real estate loans1.2074%52
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0900%1,221
Percentage Net Loans Charged-off: Home equity loans-0.1119%4,274
All other 1-4 family - Percent of loans charged-off, net0.1162%1,012
Percentage Net Loans Charged-off: Commercial and industrial0.2619%1,009
Percentage Net Loans Charged-off: Loans to individuals0.9392%855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9392%755
Percentage Net Loans Charged-off: All other loans and lease-0.0295%5,170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7724%91
Percentage Net Loans Charged-off: Total real estate loans2.3976%23
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0383%5,380
Percentage Net Loans Charged-off: Home equity loans-0.1104%4,285
All other 1-4 family - Percent of loans charged-off, net-0.0289%5,316
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals1.8141%417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8141%379
Percentage Net Loans Charged-off: All other loans and lease-0.0893%5,310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3771%766
Percentage Net Loans Charged-off: Total real estate loans0.0836%1,789
Percentage Net Loans Charged-off:Construction & development-0.0081%4,671
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1174%1,615
Percentage Net Loans Charged-off: Home equity loans-0.0276%4,192
All other 1-4 family - Percent of loans charged-off, net0.1356%1,439
Percentage Net Loans Charged-off: Commercial and industrial1.7672%367
Percentage Net Loans Charged-off: Loans to individuals0.2196%2,595
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2196%2,449
Percentage Net Loans Charged-off: All other loans and lease0.5510%560
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0422%3,038
Percentage Net Loans Charged-off: Total real estate loans0.0183%2,600
Percentage Net Loans Charged-off:Construction & development-0.0108%4,768
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0696%1,894
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0783%1,767
Percentage Net Loans Charged-off: Commercial and industrial-0.0692%4,962
Percentage Net Loans Charged-off: Loans to individuals0.2292%2,330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2293%2,188
Percentage Net Loans Charged-off: All other loans and lease0.2339%734
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0533%2,656
Percentage Net Loans Charged-off: Total real estate loans-0.0035%4,761
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%5,319
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0138%5,363
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.1623%2,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1623%2,276
Percentage Net Loans Charged-off: All other loans and lease0.4257%516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0197%5,041
Percentage Net Loans Charged-off: Total real estate loans-0.0070%4,933
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%5,282
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0139%5,347
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0547%2,419
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0547%2,296
Percentage Net Loans Charged-off: All other loans and lease-0.1622%5,553
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0687%271
Percentage Net Loans Charged-off: Total real estate loans0.3230%979
Percentage Net Loans Charged-off:Construction & development0.5888%545
Percentage Net Loans Charged-off: Commercial real estate0.5999%578
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3633%947
Percentage Net Loans Charged-off: Home equity loans2.9959%49
All other 1-4 family - Percent of loans charged-off, net0.0295%3,040
Percentage Net Loans Charged-off: Commercial and industrial4.9381%123
Percentage Net Loans Charged-off: Loans to individuals0.5245%1,763
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5245%1,623
Percentage Net Loans Charged-off: All other loans and lease0.7257%508
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4293%923
Percentage Net Loans Charged-off: Total real estate loans0.3793%782
Percentage Net Loans Charged-off:Construction & development0.7798%424
Percentage Net Loans Charged-off: Commercial real estate0.6839%453
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.4016%822
Percentage Net Loans Charged-off: Home equity loans2.7574%69
All other 1-4 family - Percent of loans charged-off, net0.0996%2,066
Percentage Net Loans Charged-off: Commercial and industrial0.4290%1,130
Percentage Net Loans Charged-off: Loans to individuals0.6295%1,377
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6295%1,271
Percentage Net Loans Charged-off: All other loans and lease0.6393%507
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3103%1,304
Percentage Net Loans Charged-off: Total real estate loans0.1085%1,964
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3761%894
Percentage Net Loans Charged-off: Home equity loans4.0824%43
All other 1-4 family - Percent of loans charged-off, net-0.1141%6,238
Percentage Net Loans Charged-off: Commercial and industrial0.7946%756
Percentage Net Loans Charged-off: Loans to individuals-0.1149%5,578
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1149%5,511
Percentage Net Loans Charged-off: All other loans and lease1.0603%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%2,190
Percentage Net Loans Charged-off: Total real estate loans0.1936%1,210
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.7583%422
Percentage Net Loans Charged-off: Home equity loans8.3187%18
All other 1-4 family - Percent of loans charged-off, net-0.2500%6,418
Percentage Net Loans Charged-off: Commercial and industrial0.0789%1,137
Percentage Net Loans Charged-off: Loans to individuals-0.2815%5,865
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2815%5,814
Percentage Net Loans Charged-off: All other loans and lease-0.3841%5,827
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5062%1,312
Percentage Net Loans Charged-off: Total real estate loans0.5514%1,003
Percentage Net Loans Charged-off:Construction & development4.2884%300
Percentage Net Loans Charged-off: Commercial real estate0.1588%1,846
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5511%1,020
Percentage Net Loans Charged-off: Home equity loans1.0961%356
All other 1-4 family - Percent of loans charged-off, net0.4710%1,153
Percentage Net Loans Charged-off: Commercial and industrial0.2390%2,103
Percentage Net Loans Charged-off: Loans to individuals1.2365%925
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2365%834
Percentage Net Loans Charged-off: All other loans and lease0.2576%856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3335%1,878
Percentage Net Loans Charged-off: Total real estate loans0.2615%1,840
Percentage Net Loans Charged-off:Construction & development0.9125%797
Percentage Net Loans Charged-off: Commercial real estate-0.0044%5,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.5309%1,015
Percentage Net Loans Charged-off: Home equity loans-0.0357%4,736
All other 1-4 family - Percent of loans charged-off, net0.6155%854
Percentage Net Loans Charged-off: Commercial and industrial0.3382%1,638
Percentage Net Loans Charged-off: Loans to individuals1.4485%693
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4485%621
Percentage Net Loans Charged-off: All other loans and lease0.3380%722
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3196%1,906
Percentage Net Loans Charged-off: Total real estate loans0.2289%1,985
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0068%6,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.8279%656
Percentage Net Loans Charged-off: Home equity loans-0.0525%4,762
All other 1-4 family - Percent of loans charged-off, net0.9624%557
Percentage Net Loans Charged-off: Commercial and industrial0.0369%2,223
Percentage Net Loans Charged-off: Loans to individuals2.1088%451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1088%412
Percentage Net Loans Charged-off: All other loans and lease0.5520%536
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3299%1,650
Percentage Net Loans Charged-off: Total real estate loans0.2587%1,575
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0143%6,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8460%626
Percentage Net Loans Charged-off: Home equity loans-0.1015%4,842
All other 1-4 family - Percent of loans charged-off, net0.9960%531
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals2.2737%446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2737%403
Percentage Net Loans Charged-off: All other loans and lease0.4061%504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7007%1,689
Percentage Net Loans Charged-off: Total real estate loans1.0062%998
Percentage Net Loans Charged-off:Construction & development2.9249%859
Percentage Net Loans Charged-off: Commercial real estate-0.0038%6,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.4097%576
Percentage Net Loans Charged-off: Home equity loans0.3211%1,243
All other 1-4 family - Percent of loans charged-off, net1.5894%513
Percentage Net Loans Charged-off: Commercial and industrial-0.3276%6,402
Percentage Net Loans Charged-off: Loans to individuals0.2501%3,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2501%3,048
Percentage Net Loans Charged-off: All other loans and lease0.0369%1,456
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5485%1,961
Percentage Net Loans Charged-off: Total real estate loans0.7625%1,312
Percentage Net Loans Charged-off:Construction & development2.5332%905
Percentage Net Loans Charged-off: Commercial real estate-0.0051%6,420
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0966%805
Percentage Net Loans Charged-off: Home equity loans0.4677%961
All other 1-4 family - Percent of loans charged-off, net1.1993%730
Percentage Net Loans Charged-off: Commercial and industrial-0.1266%6,138
Percentage Net Loans Charged-off: Loans to individuals0.1217%3,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1217%3,410
Percentage Net Loans Charged-off: All other loans and lease0.1022%1,116
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7409%1,489
Percentage Net Loans Charged-off: Total real estate loans1.0076%968
Percentage Net Loans Charged-off:Construction & development3.7926%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.1253%792
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.3096%658
Percentage Net Loans Charged-off: Commercial and industrial-0.1276%6,120
Percentage Net Loans Charged-off: Loans to individuals0.1306%3,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1306%3,087
Percentage Net Loans Charged-off: All other loans and lease0.2137%841
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0516%3,986
Percentage Net Loans Charged-off: Total real estate loans0.0334%3,438
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1276%2,435
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1484%2,224
Percentage Net Loans Charged-off: Commercial and industrial-0.2316%6,339
Percentage Net Loans Charged-off: Loans to individuals0.2616%2,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2616%2,172
Percentage Net Loans Charged-off: All other loans and lease0.4998%499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0306%1,690
Percentage Net Loans Charged-off: Total real estate loans1.0619%1,523
Percentage Net Loans Charged-off:Construction & development1.1863%2,039
Percentage Net Loans Charged-off: Commercial real estate2.1504%516
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.5531%775
Percentage Net Loans Charged-off: Home equity loans3.0691%285
All other 1-4 family - Percent of loans charged-off, net1.3119%944
Percentage Net Loans Charged-off: Commercial and industrial2.2418%1,072
Percentage Net Loans Charged-off: Loans to individuals0.4090%3,102
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3763%2,945
Percentage Net Loans Charged-off: All other loans and lease-0.3308%6,337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1713%4,428
Percentage Net Loans Charged-off: Total real estate loans0.1210%4,111
Percentage Net Loans Charged-off:Construction & development0.0664%2,563
Percentage Net Loans Charged-off: Commercial real estate0.0475%2,894
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4428%2,191
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.5132%1,901
Percentage Net Loans Charged-off: Commercial and industrial0.8109%1,986
Percentage Net Loans Charged-off: Loans to individuals0.3545%3,072
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3192%2,902
Percentage Net Loans Charged-off: All other loans and lease-0.3228%6,379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0799%4,843
Percentage Net Loans Charged-off: Total real estate loans0.0096%4,749
Percentage Net Loans Charged-off:Construction & development0.1024%2,202
Percentage Net Loans Charged-off: Commercial real estate-0.1425%7,142
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1938%2,918
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.2245%2,633
Percentage Net Loans Charged-off: Commercial and industrial0.7757%1,807
Percentage Net Loans Charged-off: Loans to individuals0.5852%2,186
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5094%2,068
Percentage Net Loans Charged-off: All other loans and lease-0.5558%6,440
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0884%4,068
Percentage Net Loans Charged-off: Total real estate loans-0.0347%7,031
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.1414%7,180
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial1.7734%904
Percentage Net Loans Charged-off: Loans to individuals0.1070%3,129
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0875%2,975
Percentage Net Loans Charged-off: All other loans and lease-1.4394%6,504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5722%3,336
Percentage Net Loans Charged-off: Total real estate loans0.6673%2,523
Percentage Net Loans Charged-off:Construction & development0.7061%2,701
Percentage Net Loans Charged-off: Commercial real estate0.4658%2,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7052%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.8318%1,595
Percentage Net Loans Charged-off: Commercial and industrial0.2162%3,985
Percentage Net Loans Charged-off: Loans to individuals1.1905%1,869
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1391%1,509
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5375%3,151
Percentage Net Loans Charged-off: Total real estate loans0.6349%2,387
Percentage Net Loans Charged-off:Construction & development0.8467%2,348
Percentage Net Loans Charged-off: Commercial real estate0.1810%2,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.8535%1,426
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net1.0097%1,229
Percentage Net Loans Charged-off: Commercial and industrial0.1598%3,773
Percentage Net Loans Charged-off: Loans to individuals1.0855%1,850
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1776%1,308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6671%2,544
Percentage Net Loans Charged-off: Total real estate loans0.8630%1,790
Percentage Net Loans Charged-off:Construction & development1.2674%1,876
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.1932%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net1.4145%859
Percentage Net Loans Charged-off: Commercial and industrial0.2636%3,069
Percentage Net Loans Charged-off: Loans to individuals0.5726%2,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0971%4,446
Percentage Net Loans Charged-off: Total real estate loans0.0483%3,709
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1822%2,324
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.2155%2,099
Percentage Net Loans Charged-off: Commercial and industrial0.2141%2,379
Percentage Net Loans Charged-off: Loans to individuals0.5654%2,501
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3753%4,331
Percentage Net Loans Charged-off: Total real estate loans0.3914%3,277
Percentage Net Loans Charged-off:Construction & development0.0924%3,362
Percentage Net Loans Charged-off: Commercial real estate1.3492%875
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1546%3,531
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1801%3,213
Percentage Net Loans Charged-off: Commercial and industrial0.4207%3,922
Percentage Net Loans Charged-off: Loans to individuals0.7957%3,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%5,610
Percentage Net Loans Charged-off: Total real estate loans0.0422%4,878
Percentage Net Loans Charged-off:Construction & development0.1215%2,907
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0879%3,575
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1022%3,275
Percentage Net Loans Charged-off: Commercial and industrial0.1912%3,897
Percentage Net Loans Charged-off: Loans to individuals0.8576%2,772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1219%4,944
Percentage Net Loans Charged-off: Total real estate loans0.0278%4,514
Percentage Net Loans Charged-off:Construction & development0.1789%2,411
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.3571%2,935
Percentage Net Loans Charged-off: Loans to individuals0.8633%2,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%4,349
Percentage Net Loans Charged-off: Total real estate loans0.0563%3,221
Percentage Net Loans Charged-off:Construction & development0.3485%1,566
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.1669%2,358
Percentage Net Loans Charged-off: Loans to individuals0.3006%3,426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2190%4,037
Percentage Net Loans Charged-off: Total real estate loans0.0384%4,520
Percentage Net Loans Charged-off:Construction & development0.1389%2,515
Percentage Net Loans Charged-off: Commercial real estate0.0101%2,277
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.7366%2,204
Percentage Net Loans Charged-off: Loans to individuals0.7158%3,008
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3081%1,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1022%4,401
Percentage Net Loans Charged-off: Total real estate loans0.0253%3,979
Percentage Net Loans Charged-off:Construction & development0.1235%1,927
Percentage Net Loans Charged-off: Commercial real estate0.0139%1,646
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.1772%2,929
Percentage Net Loans Charged-off: Loans to individuals0.9180%2,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%4,616
Percentage Net Loans Charged-off: Total real estate loans0.0438%3,024
Percentage Net Loans Charged-off:Construction & development0.1828%1,332
Percentage Net Loans Charged-off: Commercial real estate0.0430%1,117
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0609%7,223
Percentage Net Loans Charged-off: Loans to individuals0.5339%2,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0745%7,923
Percentage Net Loans Charged-off: Total real estate loans-0.0542%8,101
Percentage Net Loans Charged-off:Construction & development0.3554%716
Percentage Net Loans Charged-off: Commercial real estate-0.5491%8,173
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.4105%7,762
Percentage Net Loans Charged-off: Loans to individuals0.3906%2,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0985%3,968
Percentage Net Loans Charged-off: Total real estate loans0.1456%1,705
Percentage Net Loans Charged-off:Construction & development0.1973%1,007
Percentage Net Loans Charged-off: Commercial real estate0.4515%490
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0141%3,046
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0166%2,787
Percentage Net Loans Charged-off: Commercial and industrial-0.0798%7,441
Percentage Net Loans Charged-off: Loans to individuals0.2336%4,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0849%3,447
Percentage Net Loans Charged-off: Total real estate loans0.1437%1,162
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.6044%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0191%2,321
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0226%2,101
Percentage Net Loans Charged-off: Commercial and industrial-0.0993%7,408
Percentage Net Loans Charged-off: Loans to individuals0.0986%4,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1660%1,977
Percentage Net Loans Charged-off: Total real estate loans0.2112%720
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.8698%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0287%1,751
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0339%1,561
Percentage Net Loans Charged-off: Commercial and industrial0.0897%2,228
Percentage Net Loans Charged-off: Loans to individuals0.1236%4,065
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%6,639
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.0503%6,856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0642%4,026
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,556
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0058%7,853
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.3110%2,089
Percentage Net Loans Charged-off: Loans to individuals0.1734%4,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%3,977
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,518
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0080%7,920
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.1660%2,089
Percentage Net Loans Charged-off: Loans to individuals0.1974%4,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%5,019
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,585
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0123%8,031
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0221%6,829
Percentage Net Loans Charged-off: Loans to individuals0.1462%3,974
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0267%3,396
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0431%7,000
Percentage Net Loans Charged-off: Loans to individuals0.4332%2,348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1345%3,088
Percentage Net Loans Charged-off: Total real estate loans0.0701%1,614
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0131%8,053
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2462%673
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2906%596
Percentage Net Loans Charged-off: Commercial and industrial0.2261%2,675
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5746%768
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0975%3,198
Percentage Net Loans Charged-off: Total real estate loans0.0585%1,570
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0175%8,083
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2096%674
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2467%618
Percentage Net Loans Charged-off: Commercial and industrial0.1611%2,477
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3566%822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1054%2,801
Percentage Net Loans Charged-off: Total real estate loans0.0889%1,121
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0262%8,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.3156%456
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.3705%414
Percentage Net Loans Charged-off: Commercial and industrial0.0209%2,767
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5561%603
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%3,665
Percentage Net Loans Charged-off: Total real estate loans0.0121%1,598
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0399%1,205
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0467%1,058
Percentage Net Loans Charged-off: Commercial and industrial0.0621%1,761
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1667%649
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1487%3,398
Percentage Net Loans Charged-off: Total real estate loans0.0130%3,320
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0562%1,165
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.4824%2,175
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5409%783
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%4,566
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0863%3,088
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4983%717
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0858%3,661
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1209%2,488
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8579%492
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%3,742
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0618%1,957
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5739%495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5359%1,364
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial2.3680%759
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6138%904
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4108%1,579
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.8610%811
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3711%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0899%4,145
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.3078%2,393
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3821%859
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1573%2,696
Percentage Net Loans Charged-off: Total real estate loans0.0521%1,412
Percentage Net Loans Charged-off:Construction & development0.3061%190
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.6400%1,304
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1773%7,655
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%6,691
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.3240%5,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1012%5,082
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6344%503
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0059%7,365
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA