Home > United Mississippi Bank > Income and Expense

United Mississippi Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,801,0001,834
Total interest expense$5,341,0001,937
Net interest income$15,460,0001,762
Provision for loan and lease losses$240,0001,853
Total noninterest income$9,646,000756
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,490,000740
Trading account gains and feesNANA
Additional Noninterest Income$8,156,000623
Total noninterest expense$16,650,0001,396
Salaries and employee benefits$8,655,0001,498
Premises and equipment expense$2,180,0001,136
Additional noninterest expense$8,156,000623
Pre-tax net operating income$8,216,0001,369
Securities gains (losses)$-446,0004,162
Applicable income taxes$03,369
Income before extraordinary items$7,770,0001,237
Extraordinary gains, net$054
Net income$7,770,0001,253
Minority interest net income$088
Net income of bank and minority interests.$7,770,0001,240
Net charge-offs$74,0001,651
Cash dividends$2,132,0001,466
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,216,0001,209
2023-09-30 (YTD Data)Rank
Total interest income$15,340,0001,827
Total interest expense$3,692,0001,918
Net interest income$11,648,0001,768
Provision for loan and lease losses$180,0001,734
Total noninterest income$8,070,000708
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,106,000744
Trading account gains and feesNANA
Additional Noninterest Income$6,964,000579
Total noninterest expense$12,134,0001,422
Salaries and employee benefits$6,431,0001,515
Premises and equipment expense$1,594,0001,159
Additional noninterest expense$6,964,000579
Pre-tax net operating income$7,404,0001,212
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,404,0001,068
Extraordinary gains, net$052
Net income$7,404,0001,073
Minority interest net income$081
Net income of bank and minority interests.$7,404,0001,068
Net charge-offs$45,0001,528
Cash dividends$1,632,0001,304
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,404,0001,084
2023-06-30 (YTD Data)Rank
Total interest income$10,054,0001,815
Total interest expense$2,152,0001,928
Net interest income$7,902,0001,761
Provision for loan and lease losses$120,0001,688
Total noninterest income$2,093,0001,265
Gross Fiduciary activities income$0931
Service charges on deposit accounts$718,000748
Trading account gains and feesNANA
Additional Noninterest Income$1,375,0001,245
Total noninterest expense$7,728,0001,463
Salaries and employee benefits$4,227,0001,528
Premises and equipment expense$1,034,0001,180
Additional noninterest expense$1,375,0001,244
Pre-tax net operating income$2,147,0002,166
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,147,0001,971
Extraordinary gains, net$051
Net income$2,147,0001,995
Minority interest net income$081
Net income of bank and minority interests.$2,147,0001,971
Net charge-offs$22,0001,495
Cash dividends$1,171,0001,274
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,147,0001,980
2023-03-31 (YTD Data)Rank
Total interest income$4,908,0001,835
Total interest expense$897,0001,965
Net interest income$4,011,0001,750
Provision for loan and lease losses$60,0001,563
Total noninterest income$1,051,0001,263
Gross Fiduciary activities income$0913
Service charges on deposit accounts$395,000695
Trading account gains and feesNANA
Additional Noninterest Income$656,0001,282
Total noninterest expense$3,808,0001,502
Salaries and employee benefits$2,068,0001,585
Premises and equipment expense$499,0001,246
Additional noninterest expense$656,0001,282
Pre-tax net operating income$1,194,0002,075
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,194,0001,871
Extraordinary gains, net$04
Net income$1,194,0001,871
Minority interest net income$048
Net income of bank and minority interests.$1,194,0001,871
Net charge-offs$-51,0004,449
Cash dividends$252,0001,678
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,194,0001,885
2022-12-31 (YTD Data)Rank
Total interest income$16,419,0001,830
Total interest expense$1,415,0001,987
Net interest income$15,004,0001,792
Provision for loan and lease losses$240,0001,681
Total noninterest income$4,813,0001,229
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,533,000724
Trading account gains and feesNANA
Additional Noninterest Income$3,280,0001,182
Total noninterest expense$14,959,0001,484
Salaries and employee benefits$8,119,0001,546
Premises and equipment expense$2,175,0001,123
Additional noninterest expense$3,280,0001,182
Pre-tax net operating income$4,618,0002,123
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$4,618,0001,924
Extraordinary gains, net$05
Net income$4,618,0001,923
Minority interest net income$063
Net income of bank and minority interests.$4,618,0001,923
Net charge-offs$192,000947
Cash dividends$2,177,0001,414
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,618,0001,959
2022-09-30 (YTD Data)Rank
Total interest income$11,753,0001,831
Total interest expense$862,0001,953
Net interest income$10,891,0001,813
Provision for loan and lease losses$180,0001,523
Total noninterest income$3,686,0001,233
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,141,000736
Trading account gains and feesNANA
Additional Noninterest Income$2,545,0001,188
Total noninterest expense$11,094,0001,493
Salaries and employee benefits$6,009,0001,573
Premises and equipment expense$1,635,0001,110
Additional noninterest expense$2,545,0001,188
Pre-tax net operating income$3,303,0002,173
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,303,0001,970
Extraordinary gains, net$04
Net income$3,303,0001,969
Minority interest net income$057
Net income of bank and minority interests.$3,303,0001,969
Net charge-offs$-8,0003,537
Cash dividends$1,678,0001,256
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,303,0002,004
2022-06-30 (YTD Data)Rank
Total interest income$7,487,0001,849
Total interest expense$560,0001,819
Net interest income$6,927,0001,829
Provision for loan and lease losses$120,0001,426
Total noninterest income$2,495,0001,210
Gross Fiduciary activities income$0925
Service charges on deposit accounts$726,000759
Trading account gains and feesNANA
Additional Noninterest Income$1,769,0001,186
Total noninterest expense$7,402,0001,475
Salaries and employee benefits$4,001,0001,573
Premises and equipment expense$1,058,0001,133
Additional noninterest expense$2,343,0001,437
Pre-tax net operating income$1,900,0002,271
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,900,0002,051
Extraordinary gains, net$04
Net income$1,900,0002,051
Minority interest net income$060
Net income of bank and minority interests.$1,900,0002,051
Net charge-offs$-27,0003,978
Cash dividends$1,426,0001,086
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,900,0002,088
2022-03-31 (YTD Data)Rank
Total interest income$3,653,0001,842
Total interest expense$284,0001,750
Net interest income$3,369,0001,829
Provision for loan and lease losses$60,0001,235
Total noninterest income$1,202,0001,233
Gross Fiduciary activities income$0892
Service charges on deposit accounts$353,000773
Trading account gains and feesNANA
Additional Noninterest Income$849,0001,195
Total noninterest expense$3,704,0001,468
Salaries and employee benefits$2,023,0001,553
Premises and equipment expense$536,0001,123
Additional noninterest expense$1,145,0001,427
Pre-tax net operating income$807,0002,373
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$807,0002,182
Extraordinary gains, net$04
Net income$807,0002,182
Minority interest net income$050
Net income of bank and minority interests.$807,0002,182
Net charge-offs$1,0001,671
Cash dividends$823,000869
Sale, conversion, retirement of capital stock, net$0453
Net operating income$807,0002,202
2021-12-31 (YTD Data)Rank
Total interest income$14,967,0001,869
Total interest expense$1,323,0001,826
Net interest income$13,644,0001,863
Provision for loan and lease losses$325,0001,356
Total noninterest income$7,540,0001,017
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,370,000751
Trading account gains and feesNANA
Additional Noninterest Income$6,170,000935
Total noninterest expense$15,686,0001,394
Salaries and employee benefits$8,820,0001,441
Premises and equipment expense$2,347,0001,045
Additional noninterest expense$4,519,0001,440
Pre-tax net operating income$5,173,0002,009
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,173,0001,853
Extraordinary gains, net$010
Net income$5,173,0001,853
Minority interest net income$074
Net income of bank and minority interests.$5,173,0001,854
Net charge-offs$269,000886
Cash dividends$2,415,0001,365
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,173,0001,814
2021-09-30 (YTD Data)Rank
Total interest income$11,276,0001,899
Total interest expense$1,028,0001,858
Net interest income$10,248,0001,885
Provision for loan and lease losses$165,0001,613
Total noninterest income$6,318,000972
Gross Fiduciary activities income$0957
Service charges on deposit accounts$976,000784
Trading account gains and feesNANA
Additional Noninterest Income$5,342,000855
Total noninterest expense$11,920,0001,395
Salaries and employee benefits$6,769,0001,412
Premises and equipment expense$1,797,0001,033
Additional noninterest expense$3,354,0001,450
Pre-tax net operating income$4,481,0001,912
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,481,0001,734
Extraordinary gains, net$08
Net income$4,481,0001,732
Minority interest net income$069
Net income of bank and minority interests.$4,481,0001,734
Net charge-offs$195,000806
Cash dividends$1,815,0001,239
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,481,0001,704
2021-06-30 (YTD Data)Rank
Total interest income$7,424,0001,914
Total interest expense$701,0001,895
Net interest income$6,723,0001,887
Provision for loan and lease losses$105,0001,648
Total noninterest income$3,392,0001,100
Gross Fiduciary activities income$0951
Service charges on deposit accounts$613,000795
Trading account gains and feesNANA
Additional Noninterest Income$2,779,0001,033
Total noninterest expense$7,709,0001,416
Salaries and employee benefits$4,294,0001,467
Premises and equipment expense$1,229,0001,016
Additional noninterest expense$2,186,0001,456
Pre-tax net operating income$2,301,0002,207
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,301,0002,065
Extraordinary gains, net$06
Net income$2,301,0002,065
Minority interest net income$067
Net income of bank and minority interests.$2,301,0002,065
Net charge-offs$123,000834
Cash dividends$1,352,0001,141
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,301,0002,029
2021-03-31 (YTD Data)Rank
Total interest income$3,748,0001,880
Total interest expense$366,0001,908
Net interest income$3,382,0001,854
Provision for loan and lease losses$45,0001,795
Total noninterest income$1,968,0001,015
Gross Fiduciary activities income$0922
Service charges on deposit accounts$309,000773
Trading account gains and feesNANA
Additional Noninterest Income$1,659,000919
Total noninterest expense$3,835,0001,417
Salaries and employee benefits$2,155,0001,453
Premises and equipment expense$614,0001,018
Additional noninterest expense$1,066,0001,467
Pre-tax net operating income$1,470,0001,901
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,470,0001,743
Extraordinary gains, net$03
Net income$1,470,0001,743
Minority interest net income$055
Net income of bank and minority interests.$1,470,0001,743
Net charge-offs$93,000645
Cash dividends$476,0001,244
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,470,0001,707
2020-12-31 (YTD Data)Rank
Total interest income$15,616,0001,828
Total interest expense$1,716,0002,170
Net interest income$13,900,0001,754
Provision for loan and lease losses$315,0002,635
Total noninterest income$5,530,0001,185
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,443,000690
Trading account gains and feesNANA
Additional Noninterest Income$4,087,0001,186
Total noninterest expense$15,483,0001,373
Salaries and employee benefits$8,904,0001,387
Premises and equipment expense$2,609,000954
Additional noninterest expense$3,970,0001,545
Pre-tax net operating income$3,632,0002,174
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,632,0002,037
Extraordinary gains, net$04
Net income$3,632,0002,037
Minority interest net income$072
Net income of bank and minority interests.$3,632,0002,037
Net charge-offs$182,0001,612
Cash dividends$2,099,0001,469
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,632,0001,983
2020-09-30 (YTD Data)Rank
Total interest income$11,790,0001,833
Total interest expense$1,314,0002,251
Net interest income$10,476,0001,746
Provision for loan and lease losses$155,0002,962
Total noninterest income$4,203,0001,144
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,111,000666
Trading account gains and feesNANA
Additional Noninterest Income$3,092,0001,138
Total noninterest expense$11,783,0001,341
Salaries and employee benefits$6,702,0001,363
Premises and equipment expense$2,064,000902
Additional noninterest expense$3,017,0001,504
Pre-tax net operating income$2,741,0002,166
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,741,0002,013
Extraordinary gains, net$04
Net income$2,741,0002,013
Minority interest net income$065
Net income of bank and minority interests.$2,741,0002,013
Net charge-offs$166,0001,364
Cash dividends$1,499,0001,355
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,741,0001,959
2020-06-30 (YTD Data)Rank
Total interest income$7,918,0001,844
Total interest expense$899,0002,320
Net interest income$7,019,0001,737
Provision for loan and lease losses$95,0003,040
Total noninterest income$3,002,0001,043
Gross Fiduciary activities income$0970
Service charges on deposit accounts$794,000634
Trading account gains and feesNANA
Additional Noninterest Income$2,208,0001,003
Total noninterest expense$7,752,0001,351
Salaries and employee benefits$4,448,0001,361
Premises and equipment expense$1,360,000916
Additional noninterest expense$1,944,0001,543
Pre-tax net operating income$2,174,0001,881
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,174,0001,724
Extraordinary gains, net$04
Net income$2,174,0001,725
Minority interest net income$065
Net income of bank and minority interests.$2,174,0001,725
Net charge-offs$143,0001,178
Cash dividends$1,091,0001,240
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,174,0001,679
2020-03-31 (YTD Data)Rank
Total interest income$3,966,0001,826
Total interest expense$473,0002,368
Net interest income$3,493,0001,714
Provision for loan and lease losses$45,0002,611
Total noninterest income$1,169,0001,161
Gross Fiduciary activities income$0941
Service charges on deposit accounts$500,000608
Trading account gains and feesNANA
Additional Noninterest Income$669,0001,266
Total noninterest expense$3,847,0001,371
Salaries and employee benefits$2,206,0001,375
Premises and equipment expense$677,000938
Additional noninterest expense$964,0001,568
Pre-tax net operating income$770,0002,205
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$770,0002,035
Extraordinary gains, net$04
Net income$770,0002,034
Minority interest net income$056
Net income of bank and minority interests.$770,0002,035
Net charge-offs$52,0001,188
Cash dividends$451,0001,365
Sale, conversion, retirement of capital stock, net$0482
Net operating income$770,0002,004
2019-12-31 (YTD Data)Rank
Total interest income$16,785,0001,762
Total interest expense$1,946,0002,381
Net interest income$14,839,0001,608
Provision for loan and lease losses$480,0001,514
Total noninterest income$4,223,0001,256
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,776,000705
Trading account gains and feesNANA
Additional Noninterest Income$2,447,0001,368
Total noninterest expense$15,941,0001,284
Salaries and employee benefits$8,856,0001,338
Premises and equipment expense$2,629,000941
Additional noninterest expense$4,456,0001,383
Pre-tax net operating income$2,641,0002,656
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$2,641,0002,498
Extraordinary gains, net$011
Net income$2,641,0002,499
Minority interest net income$076
Net income of bank and minority interests.$2,641,0002,500
Net charge-offs$441,0001,124
Cash dividends$1,490,0001,903
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,641,0002,461
2019-09-30 (YTD Data)Rank
Total interest income$12,640,0001,777
Total interest expense$1,447,0002,417
Net interest income$11,193,0001,624
Provision for loan and lease losses$360,0001,428
Total noninterest income$3,566,0001,161
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,311,000710
Trading account gains and feesNANA
Additional Noninterest Income$2,255,0001,189
Total noninterest expense$11,957,0001,290
Salaries and employee benefits$6,662,0001,335
Premises and equipment expense$1,971,000951
Additional noninterest expense$3,324,0001,393
Pre-tax net operating income$2,442,0002,402
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,442,0002,235
Extraordinary gains, net$011
Net income$2,442,0002,235
Minority interest net income$072
Net income of bank and minority interests.$2,442,0002,236
Net charge-offs$-118,0005,001
Cash dividends$915,0001,912
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,442,0002,198
2019-06-30 (YTD Data)Rank
Total interest income$8,448,0001,772
Total interest expense$943,0002,429
Net interest income$7,505,0001,610
Provision for loan and lease losses$240,0001,405
Total noninterest income$2,402,0001,125
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$840,000730
Trading account gains and feesNANA
Additional Noninterest Income$1,562,0001,132
Total noninterest expense$7,968,0001,305
Salaries and employee benefits$4,436,0001,326
Premises and equipment expense$1,314,000951
Additional noninterest expense$2,218,0001,405
Pre-tax net operating income$1,699,0002,313
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,699,0002,162
Extraordinary gains, net$011
Net income$1,699,0002,161
Minority interest net income$069
Net income of bank and minority interests.$1,699,0002,162
Net charge-offs$-307,0005,210
Cash dividends$650,0001,831
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,699,0002,131
2019-03-31 (YTD Data)Rank
Total interest income$4,160,0001,799
Total interest expense$462,0002,422
Net interest income$3,698,0001,657
Provision for loan and lease losses$120,0001,335
Total noninterest income$1,290,0001,037
Gross Fiduciary activities income$0972
Service charges on deposit accounts$418,000722
Trading account gains and feesNANA
Additional Noninterest Income$872,000991
Total noninterest expense$3,969,0001,302
Salaries and employee benefits$2,191,0001,356
Premises and equipment expense$660,000947
Additional noninterest expense$1,118,0001,384
Pre-tax net operating income$899,0002,198
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$899,0002,026
Extraordinary gains, net$05
Net income$899,0002,025
Minority interest net income$052
Net income of bank and minority interests.$899,0002,025
Net charge-offs$5,0002,211
Cash dividends$120,0002,344
Sale, conversion, retirement of capital stock, net$0529
Net operating income$899,0002,008
2018-12-31 (YTD Data)Rank
Total interest income$16,043,0001,766
Total interest expense$1,558,0002,288
Net interest income$14,485,0001,667
Provision for loan and lease losses$480,0001,491
Total noninterest income$4,569,0001,150
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,771,000720
Trading account gains and feesNANA
Additional Noninterest Income$2,798,0001,200
Total noninterest expense$15,677,0001,293
Salaries and employee benefits$8,807,0001,316
Premises and equipment expense$2,661,000924
Additional noninterest expense$4,209,0001,441
Pre-tax net operating income$2,897,0002,551
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,897,0002,365
Extraordinary gains, net$06
Net income$2,897,0002,364
Minority interest net income$072
Net income of bank and minority interests.$2,897,0002,364
Net charge-offs$299,0001,335
Cash dividends$2,644,0001,195
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,897,0002,357
2018-09-30 (YTD Data)Rank
Total interest income$11,921,0001,755
Total interest expense$1,116,0002,278
Net interest income$10,805,0001,669
Provision for loan and lease losses$360,0001,414
Total noninterest income$3,397,0001,171
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,328,000719
Trading account gains and feesNANA
Additional Noninterest Income$2,069,0001,233
Total noninterest expense$11,521,0001,321
Salaries and employee benefits$6,603,0001,310
Premises and equipment expense$1,935,000946
Additional noninterest expense$2,983,0001,519
Pre-tax net operating income$2,321,0002,496
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,321,0002,297
Extraordinary gains, net$05
Net income$2,321,0002,296
Minority interest net income$066
Net income of bank and minority interests.$2,321,0002,296
Net charge-offs$26,0002,571
Cash dividends$1,844,0001,153
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,321,0002,288
2018-06-30 (YTD Data)Rank
Total interest income$7,861,0001,757
Total interest expense$708,0002,269
Net interest income$7,153,0001,674
Provision for loan and lease losses$240,0001,369
Total noninterest income$2,178,0001,192
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$876,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,302,0001,282
Total noninterest expense$7,658,0001,322
Salaries and employee benefits$4,382,0001,318
Premises and equipment expense$1,269,000956
Additional noninterest expense$2,007,0001,498
Pre-tax net operating income$1,433,0002,594
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,433,0002,376
Extraordinary gains, net$06
Net income$1,433,0002,375
Minority interest net income$065
Net income of bank and minority interests.$1,433,0002,375
Net charge-offs$4,0002,887
Cash dividends$1,370,0001,033
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,433,0002,372
2018-03-31 (YTD Data)Rank
Total interest income$3,890,0001,757
Total interest expense$343,0002,243
Net interest income$3,547,0001,678
Provision for loan and lease losses$120,0001,317
Total noninterest income$1,193,0001,124
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$448,000700
Trading account gains and feesNANA
Additional Noninterest Income$745,0001,144
Total noninterest expense$3,797,0001,346
Salaries and employee benefits$2,161,0001,351
Premises and equipment expense$649,000949
Additional noninterest expense$987,0001,524
Pre-tax net operating income$823,0002,342
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$823,0002,129
Extraordinary gains, net$07
Net income$823,0002,128
Minority interest net income$052
Net income of bank and minority interests.$823,0002,129
Net charge-offs$22,0001,609
Cash dividends$447,0001,300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$823,0002,116
2017-12-31 (YTD Data)Rank
Total interest income$15,377,0001,723
Total interest expense$1,127,0002,345
Net interest income$14,250,0001,642
Provision for loan and lease losses$520,0001,417
Total noninterest income$4,885,0001,140
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,700,000739
Trading account gains and feesNANA
Additional Noninterest Income$3,185,0001,115
Total noninterest expense$14,835,0001,338
Salaries and employee benefits$8,385,0001,350
Premises and equipment expense$2,660,000915
Additional noninterest expense$3,790,0001,591
Pre-tax net operating income$3,780,0002,124
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,780,0001,687
Extraordinary gains, net$09
Net income$3,780,0001,688
Minority interest net income$076
Net income of bank and minority interests.$3,780,0001,687
Net charge-offs$324,0001,416
Cash dividends$2,810,0001,084
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,780,0001,662
2017-09-30 (YTD Data)Rank
Total interest income$11,414,0001,733
Total interest expense$838,0002,333
Net interest income$10,576,0001,661
Provision for loan and lease losses$315,0001,575
Total noninterest income$3,582,0001,176
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,277,000741
Trading account gains and feesNANA
Additional Noninterest Income$2,305,0001,159
Total noninterest expense$10,993,0001,345
Salaries and employee benefits$6,226,0001,357
Premises and equipment expense$1,971,000932
Additional noninterest expense$2,796,0001,596
Pre-tax net operating income$2,850,0002,154
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,850,0001,797
Extraordinary gains, net$09
Net income$2,850,0001,796
Minority interest net income$071
Net income of bank and minority interests.$2,850,0001,797
Net charge-offs$148,0001,617
Cash dividends$2,009,0001,037
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,850,0001,771
2017-06-30 (YTD Data)Rank
Total interest income$7,544,0001,731
Total interest expense$556,0002,297
Net interest income$6,988,0001,664
Provision for loan and lease losses$210,0001,505
Total noninterest income$2,411,0001,158
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$841,000738
Trading account gains and feesNANA
Additional Noninterest Income$1,570,0001,156
Total noninterest expense$7,238,0001,368
Salaries and employee benefits$4,106,0001,381
Premises and equipment expense$1,337,000922
Additional noninterest expense$1,795,0001,656
Pre-tax net operating income$1,951,0002,063
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,951,0001,736
Extraordinary gains, net$011
Net income$1,951,0001,736
Minority interest net income$071
Net income of bank and minority interests.$1,951,0001,736
Net charge-offs$61,0001,853
Cash dividends$1,513,000946
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,951,0001,717
2017-03-31 (YTD Data)Rank
Total interest income$3,709,0001,752
Total interest expense$278,0002,290
Net interest income$3,431,0001,683
Provision for loan and lease losses$105,0001,394
Total noninterest income$1,239,0001,132
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$419,000742
Trading account gains and feesNANA
Additional Noninterest Income$820,0001,106
Total noninterest expense$3,565,0001,408
Salaries and employee benefits$2,029,0001,412
Premises and equipment expense$671,000930
Additional noninterest expense$865,0001,713
Pre-tax net operating income$1,000,0001,963
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,000,0001,673
Extraordinary gains, net$08
Net income$1,000,0001,673
Minority interest net income$055
Net income of bank and minority interests.$1,000,0001,673
Net charge-offs$-7,0004,847
Cash dividends$518,0001,180
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,000,0001,657
2016-12-31 (YTD Data)Rank
Total interest income$15,226,0001,658
Total interest expense$1,219,0002,107
Net interest income$14,007,0001,606
Provision for loan and lease losses$360,0001,801
Total noninterest income$4,597,0001,229
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,711,000750
Trading account gains and fees$0170
Additional Noninterest Income$2,886,0001,236
Total noninterest expense$14,827,0001,336
Salaries and employee benefits$8,305,0001,334
Premises and equipment expense$2,680,000914
Additional noninterest expense$3,842,0001,587
Pre-tax net operating income$3,417,0002,158
Securities gains (losses)$6,0002,819
Applicable income taxes$04,278
Income before extraordinary items$3,423,0001,883
Extraordinary gains, net$05
Net income$3,423,0001,882
Minority interest net income$082
Net income of bank and minority interests.$3,423,0001,882
Net charge-offs$236,0001,766
Cash dividends$2,811,0001,077
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,417,0001,843
2016-09-30 (YTD Data)Rank
Total interest income$11,297,0001,674
Total interest expense$921,0002,093
Net interest income$10,376,0001,622
Provision for loan and lease losses$270,0001,728
Total noninterest income$3,538,0001,192
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,315,000735
Trading account gains and fees$0169
Additional Noninterest Income$2,223,0001,216
Total noninterest expense$11,004,0001,341
Salaries and employee benefits$6,168,0001,342
Premises and equipment expense$1,930,000944
Additional noninterest expense$2,906,0001,577
Pre-tax net operating income$2,640,0002,162
Securities gains (losses)$5,0002,808
Applicable income taxes$04,325
Income before extraordinary items$2,645,0001,863
Extraordinary gains, net$05
Net income$2,645,0001,863
Minority interest net income$071
Net income of bank and minority interests.$2,645,0001,863
Net charge-offs$147,0001,711
Cash dividends$2,086,000989
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,640,0001,816
2016-06-30 (YTD Data)Rank
Total interest income$7,444,0001,709
Total interest expense$613,0002,102
Net interest income$6,831,0001,644
Provision for loan and lease losses$180,0001,722
Total noninterest income$2,304,0001,195
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$842,000751
Trading account gains and fees$0157
Additional Noninterest Income$1,462,0001,213
Total noninterest expense$7,330,0001,351
Salaries and employee benefits$4,115,0001,344
Premises and equipment expense$1,304,000943
Additional noninterest expense$1,911,0001,599
Pre-tax net operating income$1,625,0002,262
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,625,0001,973
Extraordinary gains, net$016
Net income$1,625,0001,973
Minority interest net income$071
Net income of bank and minority interests.$1,625,0001,973
Net charge-offs$17,0002,863
Cash dividends$1,628,000900
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,625,0001,915
2016-03-31 (YTD Data)Rank
Total interest income$3,739,0001,701
Total interest expense$308,0002,100
Net interest income$3,431,0001,644
Provision for loan and lease losses$90,0001,597
Total noninterest income$1,226,0001,124
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$430,000727
Trading account gains and fees$0142
Additional Noninterest Income$796,0001,101
Total noninterest expense$3,609,0001,368
Salaries and employee benefits$2,042,0001,361
Premises and equipment expense$648,000954
Additional noninterest expense$919,0001,647
Pre-tax net operating income$958,0001,982
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$958,0001,684
Extraordinary gains, net$012
Net income$958,0001,685
Minority interest net income$062
Net income of bank and minority interests.$958,0001,685
Net charge-offs$49,0001,436
Cash dividends$711,000942
Sale, conversion, retirement of capital stock, net$0659
Net operating income$958,0001,647
2015-12-31 (YTD Data)Rank
Total interest income$15,385,0001,612
Total interest expense$1,332,0001,948
Net interest income$14,053,0001,567
Provision for loan and lease losses$180,0002,436
Total noninterest income$4,784,0001,158
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,788,000743
Trading account gains and fees$0159
Additional Noninterest Income$2,996,0001,158
Total noninterest expense$14,759,0001,332
Salaries and employee benefits$7,969,0001,366
Premises and equipment expense$2,857,000861
Additional noninterest expense$3,933,0001,555
Pre-tax net operating income$3,898,0001,904
Securities gains (losses)$2,0003,028
Applicable income taxes$04,402
Income before extraordinary items$3,900,0001,631
Extraordinary gains, net$023
Net income$3,900,0001,633
Minority interest net income$081
Net income of bank and minority interests.$3,900,0001,633
Net charge-offs$398,0001,359
Cash dividends$2,781,0001,050
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,898,0001,599
2015-09-30 (YTD Data)Rank
Total interest income$11,498,0001,636
Total interest expense$1,007,0001,954
Net interest income$10,491,0001,579
Provision for loan and lease losses$90,0002,744
Total noninterest income$3,547,0001,177
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,319,000760
Trading account gains and fees$0153
Additional Noninterest Income$2,228,0001,184
Total noninterest expense$11,001,0001,342
Salaries and employee benefits$5,978,0001,364
Premises and equipment expense$2,109,000886
Additional noninterest expense$2,914,0001,558
Pre-tax net operating income$2,947,0001,930
Securities gains (losses)$6,0002,557
Applicable income taxes$04,489
Income before extraordinary items$2,953,0001,645
Extraordinary gains, net$021
Net income$2,953,0001,647
Minority interest net income$078
Net income of bank and minority interests.$2,953,0001,647
Net charge-offs$192,0001,589
Cash dividends$1,881,0001,046
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,947,0001,610
2015-06-30 (YTD Data)Rank
Total interest income$7,673,0001,630
Total interest expense$679,0001,944
Net interest income$6,994,0001,582
Provision for loan and lease losses$04,069
Total noninterest income$2,318,0001,206
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$838,000773
Trading account gains and fees$0157
Additional Noninterest Income$1,480,0001,197
Total noninterest expense$7,354,0001,346
Salaries and employee benefits$3,972,0001,378
Premises and equipment expense$1,371,000901
Additional noninterest expense$2,011,0001,531
Pre-tax net operating income$1,958,0001,919
Securities gains (losses)$6,0002,180
Applicable income taxes$04,497
Income before extraordinary items$1,964,0001,636
Extraordinary gains, net$022
Net income$1,964,0001,639
Minority interest net income$075
Net income of bank and minority interests.$1,964,0001,639
Net charge-offs$130,0001,492
Cash dividends$1,551,000870
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,958,0001,599
2015-03-31 (YTD Data)Rank
Total interest income$3,856,0001,606
Total interest expense$338,0001,974
Net interest income$3,518,0001,570
Provision for loan and lease losses$03,703
Total noninterest income$1,153,0001,169
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$413,000767
Trading account gains and fees$0152
Additional Noninterest Income$740,0001,155
Total noninterest expense$3,708,0001,333
Salaries and employee benefits$1,993,0001,380
Premises and equipment expense$695,000905
Additional noninterest expense$1,020,0001,505
Pre-tax net operating income$963,0001,914
Securities gains (losses)$5,0001,653
Applicable income taxes$04,400
Income before extraordinary items$968,0001,652
Extraordinary gains, net$013
Net income$968,0001,654
Minority interest net income$064
Net income of bank and minority interests.$968,0001,654
Net charge-offs$70,0001,330
Cash dividends$893,000746
Sale, conversion, retirement of capital stock, net$0697
Net operating income$963,0001,592
2014-12-31 (YTD Data)Rank
Total interest income$16,231,0001,530
Total interest expense$1,729,0001,675
Net interest income$14,502,0001,527
Provision for loan and lease losses$100,0003,178
Total noninterest income$4,265,0001,229
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,917,000714
Trading account gains and fees$0180
Additional Noninterest Income$2,348,0001,297
Total noninterest expense$15,628,0001,271
Salaries and employee benefits$8,153,0001,303
Premises and equipment expense$3,180,000784
Additional noninterest expense$4,295,0001,465
Pre-tax net operating income$3,039,0002,261
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,039,0002,004
Extraordinary gains, net$017
Net income$3,039,0002,004
Minority interest net income$084
Net income of bank and minority interests.$3,039,0002,003
Net charge-offs$-62,0006,042
Cash dividends$1,025,0001,999
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,039,0001,955
2014-09-30 (YTD Data)Rank
Total interest income$12,156,0001,547
Total interest expense$1,354,0001,629
Net interest income$10,802,0001,544
Provision for loan and lease losses$100,0002,760
Total noninterest income$3,030,0001,286
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,445,000706
Trading account gains and fees$0174
Additional Noninterest Income$1,585,0001,401
Total noninterest expense$11,442,0001,309
Salaries and employee benefits$6,027,0001,323
Premises and equipment expense$2,301,000812
Additional noninterest expense$3,114,0001,520
Pre-tax net operating income$2,290,0002,287
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,290,0001,990
Extraordinary gains, net$015
Net income$2,290,0001,989
Minority interest net income$081
Net income of bank and minority interests.$2,290,0001,988
Net charge-offs$-183,0006,326
Cash dividends$525,0002,156
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,290,0001,943
2014-06-30 (YTD Data)Rank
Total interest income$8,105,0001,535
Total interest expense$948,0001,587
Net interest income$7,157,0001,543
Provision for loan and lease losses$100,0002,327
Total noninterest income$1,849,0001,343
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$945,000706
Trading account gains and fees$0172
Additional Noninterest Income$904,0001,556
Total noninterest expense$7,658,0001,298
Salaries and employee benefits$4,074,0001,303
Premises and equipment expense$1,495,000835
Additional noninterest expense$2,089,0001,500
Pre-tax net operating income$1,248,0002,573
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,248,0002,272
Extraordinary gains, net$020
Net income$1,248,0002,275
Minority interest net income$080
Net income of bank and minority interests.$1,248,0002,275
Net charge-offs$-275,0006,502
Cash dividends$350,0002,162
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,248,0002,226
2014-03-31 (YTD Data)Rank
Total interest income$3,876,0001,596
Total interest expense$495,0001,541
Net interest income$3,381,0001,625
Provision for loan and lease losses$106,0001,531
Total noninterest income$639,0001,708
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$475,000677
Trading account gains and fees$0147
Additional Noninterest Income$164,0002,839
Total noninterest expense$3,730,0001,343
Salaries and employee benefits$1,995,0001,347
Premises and equipment expense$697,000903
Additional noninterest expense$1,038,0001,505
Pre-tax net operating income$184,0004,609
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$184,0004,389
Extraordinary gains, net$016
Net income$184,0004,390
Minority interest net income$066
Net income of bank and minority interests.$184,0004,391
Net charge-offs$67,0001,638
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$184,0004,336
2013-12-31 (YTD Data)Rank
Total interest income$12,555,0001,971
Total interest expense$1,746,0001,925
Net interest income$10,809,0001,960
Provision for loan and lease losses$400,0002,105
Total noninterest income$4,276,0001,265
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,499,000921
Trading account gains and fees$0184
Additional Noninterest Income$2,777,0001,199
Total noninterest expense$12,010,0001,606
Salaries and employee benefits$6,562,0001,580
Premises and equipment expense$2,158,0001,101
Additional noninterest expense$3,290,0001,926
Pre-tax net operating income$2,675,0002,350
Securities gains (losses)$-316,0006,677
Applicable income taxes$04,631
Income before extraordinary items$2,359,0002,306
Extraordinary gains, net$029
Net income$2,359,0002,310
Minority interest net income$090
Net income of bank and minority interests.$2,359,0002,309
Net charge-offs$624,0001,764
Cash dividends$1,753,0001,325
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,675,0002,032
2013-09-30 (YTD Data)Rank
Total interest income$8,865,0002,091
Total interest expense$1,276,0002,006
Net interest income$7,589,0002,077
Provision for loan and lease losses$04,941
Total noninterest income$3,012,0001,346
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,088,000951
Trading account gains and fees$0180
Additional Noninterest Income$1,924,0001,311
Total noninterest expense$8,397,0001,719
Salaries and employee benefits$4,645,0001,659
Premises and equipment expense$1,476,0001,219
Additional noninterest expense$2,276,0002,062
Pre-tax net operating income$2,204,0002,260
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,204,0001,968
Extraordinary gains, net$025
Net income$2,204,0001,975
Minority interest net income$084
Net income of bank and minority interests.$2,204,0001,974
Net charge-offs$191,0002,622
Cash dividends$1,253,0001,226
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,204,0001,909
2013-06-30 (YTD Data)Rank
Total interest income$5,830,0002,123
Total interest expense$888,0001,967
Net interest income$4,942,0002,114
Provision for loan and lease losses$04,788
Total noninterest income$2,010,0001,353
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$707,000955
Trading account gains and fees$0157
Additional Noninterest Income$1,303,0001,317
Total noninterest expense$5,568,0001,728
Salaries and employee benefits$3,110,0001,666
Premises and equipment expense$979,0001,220
Additional noninterest expense$1,479,0002,090
Pre-tax net operating income$1,384,0002,341
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,384,0002,063
Extraordinary gains, net$022
Net income$1,384,0002,072
Minority interest net income$082
Net income of bank and minority interests.$1,384,0002,069
Net charge-offs$12,0004,240
Cash dividends$835,0001,243
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,384,0001,984
2013-03-31 (YTD Data)Rank
Total interest income$2,871,0002,165
Total interest expense$461,0001,962
Net interest income$2,410,0002,179
Provision for loan and lease losses$04,409
Total noninterest income$975,0001,380
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$352,000943
Trading account gains and fees$0148
Additional Noninterest Income$623,0001,351
Total noninterest expense$2,724,0001,777
Salaries and employee benefits$1,562,0001,678
Premises and equipment expense$465,0001,306
Additional noninterest expense$697,0002,241
Pre-tax net operating income$661,0002,381
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$661,0002,089
Extraordinary gains, net$010
Net income$661,0002,092
Minority interest net income$076
Net income of bank and minority interests.$661,0002,091
Net charge-offs$-43,0006,678
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$661,0002,010
2012-12-31 (YTD Data)Rank
Total interest income$12,162,0002,149
Total interest expense$2,196,0001,978
Net interest income$9,966,0002,158
Provision for loan and lease losses$300,0003,343
Total noninterest income$3,966,0001,343
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,461,000982
Trading account gains and fees$0166
Additional Noninterest Income$2,505,0001,327
Total noninterest expense$11,083,0001,738
Salaries and employee benefits$5,896,0001,714
Premises and equipment expense$2,380,0001,004
Additional noninterest expense$2,807,0002,312
Pre-tax net operating income$2,549,0002,374
Securities gains (losses)$397,0001,120
Applicable income taxes$04,751
Income before extraordinary items$2,946,0001,894
Extraordinary gains, net$029
Net income$2,946,0001,892
Minority interest net income$093
Net income of bank and minority interests.$2,946,0001,894
Net charge-offs$418,0002,888
Cash dividends$2,877,000907
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,549,0002,010
2012-09-30 (YTD Data)Rank
Total interest income$9,178,0002,170
Total interest expense$1,740,0001,964
Net interest income$7,438,0002,206
Provision for loan and lease losses$30,0005,216
Total noninterest income$2,959,0001,346
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,074,0001,001
Trading account gains and fees$0157
Additional Noninterest Income$1,885,0001,323
Total noninterest expense$8,302,0001,737
Salaries and employee benefits$4,363,0001,724
Premises and equipment expense$1,744,0001,023
Additional noninterest expense$2,195,0002,203
Pre-tax net operating income$2,065,0002,298
Securities gains (losses)$45,0002,497
Applicable income taxes$04,802
Income before extraordinary items$2,110,0002,010
Extraordinary gains, net$020
Net income$2,110,0002,008
Minority interest net income$086
Net income of bank and minority interests.$2,110,0002,011
Net charge-offs$151,0003,587
Cash dividends$1,044,0001,288
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,065,0001,935
2012-06-30 (YTD Data)Rank
Total interest income$6,180,0002,159
Total interest expense$1,207,0001,954
Net interest income$4,973,0002,200
Provision for loan and lease losses$05,619
Total noninterest income$2,011,0001,321
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$708,0001,005
Trading account gains and fees$0153
Additional Noninterest Income$1,303,0001,266
Total noninterest expense$5,436,0001,774
Salaries and employee benefits$2,894,0001,730
Premises and equipment expense$1,078,0001,115
Additional noninterest expense$1,464,0002,205
Pre-tax net operating income$1,548,0002,087
Securities gains (losses)$45,0002,110
Applicable income taxes$04,770
Income before extraordinary items$1,593,0001,795
Extraordinary gains, net$019
Net income$1,593,0001,792
Minority interest net income$084
Net income of bank and minority interests.$1,593,0001,795
Net charge-offs$62,0003,839
Cash dividends$696,0001,300
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,548,0001,748
2012-03-31 (YTD Data)Rank
Total interest income$3,174,0002,131
Total interest expense$611,0002,012
Net interest income$2,563,0002,140
Provision for loan and lease losses$05,254
Total noninterest income$1,014,0001,310
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$347,0001,014
Trading account gains and fees$0148
Additional Noninterest Income$667,0001,222
Total noninterest expense$2,696,0001,790
Salaries and employee benefits$1,443,0001,737
Premises and equipment expense$488,0001,227
Additional noninterest expense$765,0002,110
Pre-tax net operating income$881,0001,870
Securities gains (losses)$35,0001,381
Applicable income taxes$04,704
Income before extraordinary items$916,0001,593
Extraordinary gains, net$019
Net income$916,0001,594
Minority interest net income$078
Net income of bank and minority interests.$916,0001,594
Net charge-offs$129,0002,229
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$881,0001,552
2011-12-31 (YTD Data)Rank
Total interest income$12,538,0002,235
Total interest expense$2,650,0002,174
Net interest income$9,888,0002,205
Provision for loan and lease losses$725,0002,882
Total noninterest income$4,630,0001,105
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,603,000922
Trading account gains and fees$0146
Additional Noninterest Income$3,027,0001,033
Total noninterest expense$10,838,0001,782
Salaries and employee benefits$5,748,0001,689
Premises and equipment expense$1,989,0001,263
Additional noninterest expense$3,101,0002,147
Pre-tax net operating income$2,955,0001,860
Securities gains (losses)$102,0002,051
Applicable income taxes$04,719
Income before extraordinary items$3,057,0001,580
Extraordinary gains, net$029
Net income$3,057,0001,581
Minority interest net income$096
Net income of bank and minority interests.$3,057,0001,581
Net charge-offs$451,0003,303
Cash dividends$2,071,000931
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,955,0001,554
2011-09-30 (YTD Data)Rank
Total interest income$9,372,0002,259
Total interest expense$2,029,0002,222
Net interest income$7,343,0002,246
Provision for loan and lease losses$175,0004,336
Total noninterest income$3,638,0001,071
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,213,000914
Trading account gains and fees$0145
Additional Noninterest Income$2,425,000974
Total noninterest expense$7,971,0001,812
Salaries and employee benefits$4,196,0001,734
Premises and equipment expense$1,434,0001,322
Additional noninterest expense$2,341,0002,137
Pre-tax net operating income$2,835,0001,558
Securities gains (losses)$100,0001,791
Applicable income taxes$04,740
Income before extraordinary items$2,935,0001,318
Extraordinary gains, net$021
Net income$2,935,0001,318
Minority interest net income$087
Net income of bank and minority interests.$2,935,0001,318
Net charge-offs$26,0005,405
Cash dividends$1,243,000974
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,835,0001,285
2011-06-30 (YTD Data)Rank
Total interest income$6,128,0002,321
Total interest expense$1,390,0002,252
Net interest income$4,738,0002,317
Provision for loan and lease losses$100,0004,367
Total noninterest income$1,907,0001,273
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$792,000922
Trading account gains and fees$0153
Additional Noninterest Income$1,115,0001,253
Total noninterest expense$5,141,0001,879
Salaries and employee benefits$2,769,0001,770
Premises and equipment expense$938,0001,346
Additional noninterest expense$1,434,0002,337
Pre-tax net operating income$1,404,0001,991
Securities gains (losses)$100,0001,143
Applicable income taxes$04,697
Income before extraordinary items$1,504,0001,614
Extraordinary gains, net$015
Net income$1,504,0001,614
Minority interest net income$089
Net income of bank and minority interests.$1,504,0001,614
Net charge-offs$-108,0007,386
Cash dividends$829,000952
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,404,0001,645
2011-03-31 (YTD Data)Rank
Total interest income$3,030,0002,365
Total interest expense$720,0002,256
Net interest income$2,310,0002,370
Provision for loan and lease losses$25,0004,826
Total noninterest income$986,0001,225
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$395,000906
Trading account gains and fees$0158
Additional Noninterest Income$591,0001,194
Total noninterest expense$2,542,0001,910
Salaries and employee benefits$1,382,0001,790
Premises and equipment expense$475,0001,366
Additional noninterest expense$685,0002,418
Pre-tax net operating income$729,0001,915
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$729,0001,615
Extraordinary gains, net$09
Net income$729,0001,615
Minority interest net income$086
Net income of bank and minority interests.$729,0001,615
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$729,0001,569
2010-12-31 (YTD Data)Rank
Total interest income$12,503,0002,403
Total interest expense$2,939,0002,652
Net interest income$9,564,0002,290
Provision for loan and lease losses$650,0003,712
Total noninterest income$3,751,0001,327
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,759,000868
Trading account gains and fees$0175
Additional Noninterest Income$1,992,0001,408
Total noninterest expense$10,145,0001,931
Salaries and employee benefits$5,597,0001,734
Premises and equipment expense$1,875,0001,374
Additional noninterest expense$2,673,0002,522
Pre-tax net operating income$2,520,0001,877
Securities gains (losses)$425,0001,010
Applicable income taxes$04,655
Income before extraordinary items$2,945,0001,424
Extraordinary gains, net$029
Net income$2,945,0001,426
Minority interest net income$0111
Net income of bank and minority interests.$2,945,0001,427
Net charge-offs$664,0003,249
Cash dividends$1,883,000867
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,520,0001,577
2010-09-30 (YTD Data)Rank
Total interest income$9,357,0002,468
Total interest expense$2,180,0002,770
Net interest income$7,177,0002,329
Provision for loan and lease losses$135,0005,367
Total noninterest income$2,882,0001,285
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,319,000894
Trading account gains and fees$0165
Additional Noninterest Income$1,563,0001,304
Total noninterest expense$7,634,0001,913
Salaries and employee benefits$4,251,0001,727
Premises and equipment expense$1,422,0001,373
Additional noninterest expense$1,961,0002,522
Pre-tax net operating income$2,290,0001,711
Securities gains (losses)$421,000855
Applicable income taxes$04,726
Income before extraordinary items$2,711,0001,235
Extraordinary gains, net$023
Net income$2,711,0001,239
Minority interest net income$0110
Net income of bank and minority interests.$2,711,0001,239
Net charge-offs$56,0005,423
Cash dividends$1,037,0001,013
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,290,0001,394
2010-06-30 (YTD Data)Rank
Total interest income$6,160,0002,525
Total interest expense$1,432,0002,891
Net interest income$4,728,0002,366
Provision for loan and lease losses$90,0005,248
Total noninterest income$1,884,0001,287
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$881,000895
Trading account gains and fees$0152
Additional Noninterest Income$1,003,0001,293
Total noninterest expense$5,081,0001,936
Salaries and employee benefits$2,883,0001,711
Premises and equipment expense$936,0001,416
Additional noninterest expense$1,262,0002,604
Pre-tax net operating income$1,441,0001,776
Securities gains (losses)$404,000566
Applicable income taxes$04,691
Income before extraordinary items$1,845,0001,209
Extraordinary gains, net$019
Net income$1,845,0001,210
Minority interest net income$0105
Net income of bank and minority interests.$1,845,0001,210
Net charge-offs$18,0005,558
Cash dividends$692,0001,006
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,441,0001,460
2010-03-31 (YTD Data)Rank
Total interest income$3,020,0002,623
Total interest expense$703,0003,054
Net interest income$2,317,0002,436
Provision for loan and lease losses$45,0004,935
Total noninterest income$958,0001,275
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$431,000910
Trading account gains and fees$0175
Additional Noninterest Income$527,0001,241
Total noninterest expense$2,583,0001,922
Salaries and employee benefits$1,496,0001,666
Premises and equipment expense$468,0001,454
Additional noninterest expense$619,0002,634
Pre-tax net operating income$647,0001,974
Securities gains (losses)$195,000525
Applicable income taxes$04,611
Income before extraordinary items$842,0001,303
Extraordinary gains, net$016
Net income$842,0001,306
Minority interest net income$091
Net income of bank and minority interests.$842,0001,305
Net charge-offs$7,0005,008
Cash dividends$346,000977
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$647,0001,626
2009-12-31 (YTD Data)Rank
Total interest income$12,185,0002,707
Total interest expense$3,057,0003,372
Net interest income$9,128,0002,389
Provision for loan and lease losses$463,0004,656
Total noninterest income$4,224,0001,250
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,944,000889
Trading account gains and fees$0211
Additional Noninterest Income$2,280,0001,252
Total noninterest expense$10,207,0001,981
Salaries and employee benefits$5,713,0001,733
Premises and equipment expense$1,844,0001,465
Additional noninterest expense$2,650,0002,613
Pre-tax net operating income$2,682,0001,495
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,682,0001,239
Extraordinary gains, net$034
Net income$2,682,0001,239
Minority interest net income$0115
Net income of bank and minority interests.$2,682,0001,238
Net charge-offs$482,0003,841
Cash dividends$1,609,0001,117
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,682,0001,228
2009-09-30 (YTD Data)Rank
Total interest income$9,104,0002,753
Total interest expense$2,341,0003,442
Net interest income$6,763,0002,412
Provision for loan and lease losses$100,0005,952
Total noninterest income$3,230,0001,242
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,455,000886
Trading account gains and fees$0212
Additional Noninterest Income$1,775,0001,248
Total noninterest expense$7,626,0001,975
Salaries and employee benefits$4,266,0001,759
Premises and equipment expense$1,364,0001,496
Additional noninterest expense$1,996,0002,578
Pre-tax net operating income$2,267,0001,419
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,267,0001,186
Extraordinary gains, net$027
Net income$2,267,0001,186
Minority interest net income$0118
Net income of bank and minority interests.$2,267,0001,186
Net charge-offs$218,0004,149
Cash dividends$1,059,0001,187
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,267,0001,171
2009-06-30 (YTD Data)Rank
Total interest income$5,976,0002,842
Total interest expense$1,599,0003,510
Net interest income$4,377,0002,467
Provision for loan and lease losses$25,0006,581
Total noninterest income$2,031,0001,318
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$935,000908
Trading account gains and fees$0193
Additional Noninterest Income$1,096,0001,343
Total noninterest expense$5,115,0001,994
Salaries and employee benefits$2,866,0001,774
Premises and equipment expense$930,0001,499
Additional noninterest expense$1,319,0002,614
Pre-tax net operating income$1,268,0001,743
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,268,0001,467
Extraordinary gains, net$021
Net income$1,268,0001,465
Minority interest net income$0112
Net income of bank and minority interests.$1,268,0001,466
Net charge-offs$118,0004,068
Cash dividends$386,0001,933
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,268,0001,443
2009-03-31 (YTD Data)Rank
Total interest income$3,022,0002,847
Total interest expense$816,0003,566
Net interest income$2,206,0002,444
Provision for loan and lease losses$06,744
Total noninterest income$1,010,0001,274
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$444,000926
Trading account gains and fees$0171
Additional Noninterest Income$566,0001,285
Total noninterest expense$2,501,0001,988
Salaries and employee benefits$1,436,0001,806
Premises and equipment expense$484,0001,471
Additional noninterest expense$581,0002,639
Pre-tax net operating income$715,0001,771
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$715,0001,525
Extraordinary gains, net$015
Net income$715,0001,527
Minority interest net income$0102
Net income of bank and minority interests.$715,0001,527
Net charge-offs$-19,0007,986
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$715,0001,442
2008-12-31 (YTD Data)Rank
Total interest income$12,987,0002,831
Total interest expense$4,141,0003,430
Net interest income$8,846,0002,461
Provision for loan and lease losses$07,334
Total noninterest income$3,834,0001,305
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,895,000950
Trading account gains and fees$0154
Additional Noninterest Income$1,939,0001,327
Total noninterest expense$9,717,0001,988
Salaries and employee benefits$5,801,0001,760
Premises and equipment expense$1,741,0001,590
Additional noninterest expense$2,175,0002,651
Pre-tax net operating income$2,963,0001,821
Securities gains (losses)$46,0001,666
Applicable income taxes$04,979
Income before extraordinary items$3,009,0001,358
Extraordinary gains, net$039
Net income$3,009,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0004,713
Cash dividends$2,152,0001,256
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,963,0001,481
2008-09-30 (YTD Data)Rank
Total interest income$9,823,0002,860
Total interest expense$3,191,0003,467
Net interest income$6,632,0002,488
Provision for loan and lease losses$06,991
Total noninterest income$2,862,0001,347
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,383,000977
Trading account gains and fees$0148
Additional Noninterest Income$1,479,0001,373
Total noninterest expense$7,219,0001,989
Salaries and employee benefits$4,245,0001,826
Premises and equipment expense$1,290,0001,620
Additional noninterest expense$1,684,0002,510
Pre-tax net operating income$2,275,0002,086
Securities gains (losses)$46,0001,481
Applicable income taxes$05,372
Income before extraordinary items$2,321,0001,567
Extraordinary gains, net$031
Net income$2,321,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,975
Cash dividends$1,352,0001,430
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,275,0001,677
2008-06-30 (YTD Data)Rank
Total interest income$6,650,0002,874
Total interest expense$2,175,0003,529
Net interest income$4,475,0002,444
Provision for loan and lease losses$06,671
Total noninterest income$1,849,0001,410
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$873,0001,015
Trading account gains and fees$0149
Additional Noninterest Income$976,0001,424
Total noninterest expense$4,774,0002,005
Salaries and employee benefits$2,817,0001,856
Premises and equipment expense$854,0001,627
Additional noninterest expense$1,103,0002,517
Pre-tax net operating income$1,550,0002,129
Securities gains (losses)$46,0001,495
Applicable income taxes$05,627
Income before extraordinary items$1,596,0001,696
Extraordinary gains, net$021
Net income$1,596,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,251
Cash dividends$885,0001,578
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,550,0001,714
2008-03-31 (YTD Data)Rank
Total interest income$3,441,0002,836
Total interest expense$1,103,0003,655
Net interest income$2,338,0002,350
Provision for loan and lease losses$06,080
Total noninterest income$943,0001,393
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$481,000899
Trading account gains and fees$0158
Additional Noninterest Income$462,0001,492
Total noninterest expense$2,372,0002,018
Salaries and employee benefits$1,417,0001,859
Premises and equipment expense$430,0001,623
Additional noninterest expense$525,0002,605
Pre-tax net operating income$909,0001,952
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$909,0001,637
Extraordinary gains, net$015
Net income$909,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,417
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$909,0001,579
2007-12-31 (YTD Data)Rank
Total interest income$13,949,0002,872
Total interest expense$3,969,0004,031
Net interest income$9,980,0002,250
Provision for loan and lease losses$325,0003,050
Total noninterest income$3,836,0001,343
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,013,000889
Trading account gains and fees$0178
Additional Noninterest Income$1,823,0001,448
Total noninterest expense$9,431,0001,966
Salaries and employee benefits$5,507,0001,832
Premises and equipment expense$1,722,0001,542
Additional noninterest expense$2,202,0002,444
Pre-tax net operating income$4,060,0001,956
Securities gains (losses)$-1,0007,069
Applicable income taxes$06,070
Income before extraordinary items$4,059,0001,573
Extraordinary gains, net$039
Net income$4,059,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0002,162
Cash dividends$3,200,0001,124
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,060,0001,556
2007-09-30 (YTD Data)Rank
Total interest income$10,352,0002,899
Total interest expense$2,903,0004,099
Net interest income$7,449,0002,269
Provision for loan and lease losses$06,528
Total noninterest income$2,857,0001,359
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,488,000888
Trading account gains and fees$0184
Additional Noninterest Income$1,369,0001,467
Total noninterest expense$6,999,0001,967
Salaries and employee benefits$4,061,0001,853
Premises and equipment expense$1,297,0001,532
Additional noninterest expense$1,641,0002,417
Pre-tax net operating income$3,307,0001,937
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,307,0001,525
Extraordinary gains, net$033
Net income$3,307,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,369
Cash dividends$1,400,0001,587
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,307,0001,522
2007-06-30 (YTD Data)Rank
Total interest income$6,755,0002,972
Total interest expense$1,865,0004,198
Net interest income$4,890,0002,324
Provision for loan and lease losses$06,209
Total noninterest income$1,923,0001,367
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$975,000913
Trading account gains and fees$0168
Additional Noninterest Income$948,0001,451
Total noninterest expense$4,652,0001,984
Salaries and employee benefits$2,716,0001,883
Premises and equipment expense$853,0001,567
Additional noninterest expense$1,083,0002,444
Pre-tax net operating income$2,161,0002,031
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,161,0001,611
Extraordinary gains, net$029
Net income$2,161,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,469
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,161,0001,594
2007-03-31 (YTD Data)Rank
Total interest income$3,312,0003,012
Total interest expense$906,0004,248
Net interest income$2,406,0002,362
Provision for loan and lease losses$05,779
Total noninterest income$960,0001,344
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$473,000917
Trading account gains and fees$0195
Additional Noninterest Income$487,0001,386
Total noninterest expense$2,295,0002,017
Salaries and employee benefits$1,346,0001,910
Premises and equipment expense$423,0001,582
Additional noninterest expense$526,0002,502
Pre-tax net operating income$1,071,0002,046
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,071,0001,612
Extraordinary gains, net$022
Net income$1,071,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,0008,563
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,071,0001,597
2006-12-31 (YTD Data)Rank
Total interest income$12,540,0002,971
Total interest expense$3,182,0004,165
Net interest income$9,358,0002,429
Provision for loan and lease losses$505,0001,891
Total noninterest income$3,776,0001,343
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,934,000915
Trading account gains and fees$0130
Additional Noninterest Income$1,842,0001,447
Total noninterest expense$9,009,0001,956
Salaries and employee benefits$5,041,0001,927
Premises and equipment expense$1,729,0001,486
Additional noninterest expense$2,239,0002,313
Pre-tax net operating income$3,620,0002,418
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,620,0001,951
Extraordinary gains, net$051
Net income$3,620,0001,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,167
Cash dividends$2,250,0001,391
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,620,0001,942
2006-09-30 (YTD Data)Rank
Total interest income$9,216,0003,001
Total interest expense$2,304,0004,168
Net interest income$6,912,0002,481
Provision for loan and lease losses$275,0002,295
Total noninterest income$2,853,0001,355
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,407,000948
Trading account gains and fees$0126
Additional Noninterest Income$1,446,0001,390
Total noninterest expense$6,650,0001,984
Salaries and employee benefits$3,735,0001,946
Premises and equipment expense$1,289,0001,506
Additional noninterest expense$1,626,0002,377
Pre-tax net operating income$2,840,0002,426
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,840,0001,926
Extraordinary gains, net$045
Net income$2,840,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,019
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,840,0001,912
2006-06-30 (YTD Data)Rank
Total interest income$5,971,0003,041
Total interest expense$1,472,0004,163
Net interest income$4,499,0002,542
Provision for loan and lease losses$200,0002,096
Total noninterest income$1,918,0001,349
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$898,000974
Trading account gains and fees$0126
Additional Noninterest Income$1,020,0001,335
Total noninterest expense$4,387,0002,005
Salaries and employee benefits$2,489,0001,953
Premises and equipment expense$846,0001,536
Additional noninterest expense$1,052,0002,446
Pre-tax net operating income$1,830,0002,482
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,830,0001,986
Extraordinary gains, net$039
Net income$1,830,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$700,0001,877
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,830,0001,972
2006-03-31 (YTD Data)Rank
Total interest income$2,915,0003,046
Total interest expense$709,0004,150
Net interest income$2,206,0002,565
Provision for loan and lease losses$125,0001,687
Total noninterest income$993,0001,286
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$437,000974
Trading account gains and fees$0115
Additional Noninterest Income$556,0001,235
Total noninterest expense$2,167,0002,038
Salaries and employee benefits$1,243,0001,970
Premises and equipment expense$429,0001,518
Additional noninterest expense$495,0002,559
Pre-tax net operating income$907,0002,450
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$907,0001,961
Extraordinary gains, net$021
Net income$907,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,727
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$907,0001,940
2005-12-31 (YTD Data)Rank
Total interest income$10,368,0003,059
Total interest expense$2,394,0003,932
Net interest income$7,974,0002,708
Provision for loan and lease losses$210,0003,502
Total noninterest income$4,052,0001,262
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,814,000962
Trading account gains and fees$0138
Additional Noninterest Income$2,238,0001,252
Total noninterest expense$8,497,0001,969
Salaries and employee benefits$4,592,0002,006
Premises and equipment expense$1,708,0001,430
Additional noninterest expense$2,197,0002,282
Pre-tax net operating income$3,319,0002,555
Securities gains (losses)$-11,0007,567
Applicable income taxes$06,964
Income before extraordinary items$3,308,0002,072
Extraordinary gains, net$046
Net income$3,308,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,196
Cash dividends$2,160,0001,371
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,319,0002,041
2005-09-30 (YTD Data)Rank
Total interest income$7,517,0003,101
Total interest expense$1,729,0003,912
Net interest income$5,788,0002,775
Provision for loan and lease losses$06,899
Total noninterest income$3,007,0001,290
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,360,000957
Trading account gains and fees$0126
Additional Noninterest Income$1,647,0001,267
Total noninterest expense$6,184,0002,007
Salaries and employee benefits$3,352,0002,036
Premises and equipment expense$1,260,0001,441
Additional noninterest expense$1,572,0002,338
Pre-tax net operating income$2,611,0002,493
Securities gains (losses)$-11,0007,939
Applicable income taxes$06,976
Income before extraordinary items$2,600,0001,997
Extraordinary gains, net$035
Net income$2,600,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,982
Cash dividends$960,0001,866
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,611,0001,955
2005-06-30 (YTD Data)Rank
Total interest income$4,869,0003,114
Total interest expense$1,115,0003,828
Net interest income$3,754,0002,806
Provision for loan and lease losses$06,626
Total noninterest income$1,873,0001,336
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$918,000925
Trading account gains and fees$0116
Additional Noninterest Income$955,0001,394
Total noninterest expense$4,061,0002,025
Salaries and employee benefits$2,212,0002,048
Premises and equipment expense$798,0001,512
Additional noninterest expense$1,051,0002,318
Pre-tax net operating income$1,566,0002,670
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,566,0002,153
Extraordinary gains, net$030
Net income$1,566,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$610,0001,904
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,566,0002,119
2005-03-31 (YTD Data)Rank
Total interest income$2,365,0003,136
Total interest expense$544,0003,788
Net interest income$1,821,0002,885
Provision for loan and lease losses$06,226
Total noninterest income$984,0001,262
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$448,000919
Trading account gains and fees$0115
Additional Noninterest Income$536,0001,266
Total noninterest expense$2,036,0002,031
Salaries and employee benefits$1,095,0002,086
Premises and equipment expense$408,0001,480
Additional noninterest expense$533,0002,287
Pre-tax net operating income$769,0002,652
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$769,0002,159
Extraordinary gains, net$024
Net income$769,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$310,0001,691
Sale, conversion, retirement of capital stock, net$0491
Net operating income$769,0002,119
2004-12-31 (YTD Data)Rank
Total interest income$9,173,0003,053
Total interest expense$2,029,0003,605
Net interest income$7,144,0002,836
Provision for loan and lease losses$33,0006,366
Total noninterest income$3,609,0001,388
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,932,000900
Trading account gains and fees$0138
Additional Noninterest Income$1,677,0001,501
Total noninterest expense$8,304,0001,930
Salaries and employee benefits$4,452,0001,959
Premises and equipment expense$1,666,0001,385
Additional noninterest expense$2,186,0002,229
Pre-tax net operating income$2,416,0003,085
Securities gains (losses)$-28,0008,472
Applicable income taxes$07,185
Income before extraordinary items$2,388,0002,524
Extraordinary gains, net$034
Net income$2,388,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,430
Cash dividends$1,395,0001,838
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,416,0002,453
2004-09-30 (YTD Data)Rank
Total interest income$6,791,0003,057
Total interest expense$1,508,0003,583
Net interest income$5,283,0002,839
Provision for loan and lease losses$25,0006,158
Total noninterest income$2,639,0001,429
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,416,000927
Trading account gains and fees$0134
Additional Noninterest Income$1,223,0001,541
Total noninterest expense$6,035,0001,988
Salaries and employee benefits$3,188,0002,045
Premises and equipment expense$1,252,0001,382
Additional noninterest expense$1,595,0002,268
Pre-tax net operating income$1,862,0003,060
Securities gains (losses)$-28,0008,721
Applicable income taxes$07,220
Income before extraordinary items$1,834,0002,526
Extraordinary gains, net$026
Net income$1,834,0002,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,697
Cash dividends$650,0002,293
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,862,0002,413
2004-06-30 (YTD Data)Rank
Total interest income$4,463,0003,079
Total interest expense$1,007,0003,578
Net interest income$3,456,0002,889
Provision for loan and lease losses$17,0006,044
Total noninterest income$1,733,0001,435
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$907,000962
Trading account gains and fees$0130
Additional Noninterest Income$826,0001,519
Total noninterest expense$4,028,0001,979
Salaries and employee benefits$2,132,0002,045
Premises and equipment expense$835,0001,382
Additional noninterest expense$1,061,0002,273
Pre-tax net operating income$1,144,0003,221
Securities gains (losses)$-28,0008,845
Applicable income taxes$07,214
Income before extraordinary items$1,116,0002,677
Extraordinary gains, net$021
Net income$1,116,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,482
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,144,0002,559
2004-03-31 (YTD Data)Rank
Total interest income$2,242,0003,076
Total interest expense$512,0003,570
Net interest income$1,730,0002,874
Provision for loan and lease losses$8,0005,831
Total noninterest income$899,0001,368
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$453,000925
Trading account gains and fees$0121
Additional Noninterest Income$446,0001,402
Total noninterest expense$2,004,0001,998
Salaries and employee benefits$1,072,0002,053
Premises and equipment expense$418,0001,402
Additional noninterest expense$513,0002,305
Pre-tax net operating income$617,0003,009
Securities gains (losses)$-28,0008,999
Applicable income taxes$07,103
Income before extraordinary items$589,0002,539
Extraordinary gains, net$016
Net income$589,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,063
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$617,0002,348
2003-12-31 (YTD Data)Rank
Total interest income$7,261,0003,705
Total interest expense$1,832,0004,290
Net interest income$5,429,0003,470
Provision for loan and lease losses$93,0005,435
Total noninterest income$3,288,0001,558
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,740,000998
Trading account gains and fees$0160
Additional Noninterest Income$1,548,0001,778
Total noninterest expense$6,562,0002,393
Salaries and employee benefits$3,466,0002,426
Premises and equipment expense$1,488,0001,530
Additional noninterest expense$1,608,0002,891
Pre-tax net operating income$2,062,0003,327
Securities gains (losses)$49,0002,531
Applicable income taxes$-6,0008,739
Income before extraordinary items$2,117,0002,740
Extraordinary gains, net$054
Net income$2,117,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,879
Cash dividends$1,450,0001,776
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,068,0002,658
2003-09-30 (YTD Data)Rank
Total interest income$5,141,0003,940
Total interest expense$1,340,0004,497
Net interest income$3,801,0003,665
Provision for loan and lease losses$70,0005,319
Total noninterest income$2,424,0001,629
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,276,0001,027
Trading account gains and fees$0153
Additional Noninterest Income$1,148,0001,865
Total noninterest expense$4,544,0002,587
Salaries and employee benefits$2,386,0002,646
Premises and equipment expense$1,041,0001,644
Additional noninterest expense$1,117,0003,086
Pre-tax net operating income$1,611,0003,372
Securities gains (losses)$49,0002,325
Applicable income taxes$29,0006,592
Income before extraordinary items$1,631,0002,780
Extraordinary gains, net$040
Net income$1,631,0002,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,836
Cash dividends$950,0001,814
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,582,9802,708
2003-06-30 (YTD Data)Rank
Total interest income$3,453,0003,949
Total interest expense$925,0004,502
Net interest income$2,528,0003,665
Provision for loan and lease losses$47,0005,247
Total noninterest income$1,604,0001,636
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$855,0001,003
Trading account gains and fees$0150
Additional Noninterest Income$749,0001,877
Total noninterest expense$2,999,0002,601
Salaries and employee benefits$1,559,0002,693
Premises and equipment expense$704,0001,629
Additional noninterest expense$736,0003,101
Pre-tax net operating income$1,086,0003,319
Securities gains (losses)$49,0002,032
Applicable income taxes$19,0006,636
Income before extraordinary items$1,116,0002,734
Extraordinary gains, net$030
Net income$1,116,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,364
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,067,9802,675
2003-03-31 (YTD Data)Rank
Total interest income$1,704,0004,011
Total interest expense$472,0004,525
Net interest income$1,232,0003,737
Provision for loan and lease losses$23,0005,064
Total noninterest income$776,0001,624
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$409,0001,017
Trading account gains and fees$0134
Additional Noninterest Income$367,0001,844
Total noninterest expense$1,507,0002,570
Salaries and employee benefits$784,0002,663
Premises and equipment expense$356,0001,617
Additional noninterest expense$367,0003,068
Pre-tax net operating income$478,0003,604
Securities gains (losses)$02,891
Applicable income taxes$10,0006,563
Income before extraordinary items$468,0003,098
Extraordinary gains, net$021
Net income$468,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,724
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$468,0002,938
2002-12-31 (YTD Data)Rank
Total interest income$7,300,0003,912
Total interest expense$2,249,0004,451
Net interest income$5,051,0003,642
Provision for loan and lease losses$93,0005,851
Total noninterest income$3,154,0001,506
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,650,000974
Trading account gains and fees$0153
Additional Noninterest Income$1,504,0001,642
Total noninterest expense$5,765,0002,565
Salaries and employee benefits$3,017,0002,614
Premises and equipment expense$1,318,0001,662
Additional noninterest expense$1,430,0003,069
Pre-tax net operating income$2,347,0003,029
Securities gains (losses)$21,0003,108
Applicable income taxes$36,0006,735
Income before extraordinary items$2,332,0002,480
Extraordinary gains, net$070
Net income$2,332,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$1,705,0001,499
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,311,4202,415
2001-12-31 (YTD Data)Rank
Total interest income$8,469,0003,831
Total interest expense$3,013,0004,714
Net interest income$5,456,0003,207
Provision for loan and lease losses$93,0005,742
Total noninterest income$2,406,0001,732
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,205,0001,235
Trading account gains and fees$0177
Additional Noninterest Income$1,201,0001,799
Total noninterest expense$5,496,0002,573
Salaries and employee benefits$2,867,0002,614
Premises and equipment expense$1,231,0001,758
Additional noninterest expense$1,398,0003,062
Pre-tax net operating income$2,273,0002,877
Securities gains (losses)$9,0003,652
Applicable income taxes$62,0006,510
Income before extraordinary items$2,220,0002,318
Extraordinary gains, net$0105
Net income$2,220,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,685
Cash dividends$2,178,0001,237
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,211,2702,252
2000-12-31 (YTD Data)Rank
Total interest income$8,186,0004,052
Total interest expense$2,755,0005,233
Net interest income$5,431,0003,241
Provision for loan and lease losses$93,0005,470
Total noninterest income$2,282,0001,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,898,000723
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,449
Total noninterest expense$5,211,0002,613
Salaries and employee benefits$2,736,0002,600
Premises and equipment expense$1,174,0001,785
Additional noninterest expense$1,301,0003,173
Pre-tax net operating income$2,409,0002,841
Securities gains (losses)$01,956
Applicable income taxes$14,0007,972
Income before extraordinary items$2,395,0002,170
Extraordinary gains, net$038
Net income$2,395,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,380
Cash dividends$1,227,0001,950
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,395,0002,172
1999-12-31 (YTD Data)Rank
Total interest income$7,244,0004,273
Total interest expense$2,695,0004,980
Net interest income$4,549,0003,748
Provision for loan and lease losses$93,0005,398
Total noninterest income$2,164,0001,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,813,000734
Trading account gains and feesNANA
Additional Noninterest Income$351,0003,689
Total noninterest expense$4,629,0002,914
Salaries and employee benefits$2,544,0002,764
Premises and equipment expense$789,0002,570
Additional noninterest expense$1,296,0003,219
Pre-tax net operating income$1,991,0003,355
Securities gains (losses)$03,155
Applicable income taxes$-15,0009,693
Income before extraordinary items$2,006,0002,587
Extraordinary gains, net$035
Net income$2,006,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,227
Cash dividends$1,961,0001,402
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,006,0002,554
1998-12-31 (YTD Data)Rank
Total interest income$7,184,0004,310
Total interest expense$2,744,0005,032
Net interest income$4,440,0003,771
Provision for loan and lease losses$155,0004,076
Total noninterest income$2,106,0001,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,646,000761
Trading account gains and feesNANA
Additional Noninterest Income$460,0003,137
Total noninterest expense$4,710,0002,757
Salaries and employee benefits$2,478,0002,741
Premises and equipment expense$905,0002,145
Additional noninterest expense$1,327,0003,078
Pre-tax net operating income$1,681,0003,840
Securities gains (losses)$04,449
Applicable income taxes$581,0003,489
Income before extraordinary items$1,100,0004,186
Extraordinary gains, net$032
Net income$1,100,0004,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,100,0004,096
1997-12-31 (YTD Data)Rank
Total interest income$7,083,0004,455
Total interest expense$2,842,0004,935
Net interest income$4,241,0004,031
Provision for loan and lease losses$93,0005,327
Total noninterest income$1,985,0001,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,618,000787
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,478
Total noninterest expense$4,584,0002,775
Salaries and employee benefits$2,370,0002,790
Premises and equipment expense$922,0002,137
Additional noninterest expense$1,292,0003,127
Pre-tax net operating income$1,549,0004,375
Securities gains (losses)$-26,00010,459
Applicable income taxes$537,0004,008
Income before extraordinary items$986,0004,753
Extraordinary gains, net$044
Net income$986,0004,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,510
Cash dividends$177,0005,643
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,002,9004,633
1996-12-31 (YTD Data)Rank
Total interest income$6,748,0004,722
Total interest expense$2,677,0005,261
Net interest income$4,071,0004,260
Provision for loan and lease losses$93,0005,288
Total noninterest income$1,868,0001,950
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,474,000898
Trading account gains and feesNANA
Additional Noninterest Income$394,0003,435
Total noninterest expense$4,349,0003,108
Salaries and employee benefits$2,404,0002,792
Premises and equipment expense$742,0002,631
Additional noninterest expense$1,203,0003,772
Pre-tax net operating income$1,497,0004,346
Securities gains (losses)$-9,00010,223
Applicable income taxes$497,0004,170
Income before extraordinary items$991,0004,547
Extraordinary gains, net$053
Net income$991,0004,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$69,0007,241
Sale, conversion, retirement of capital stock, net$0953
Net operating income$997,0304,470
1995-12-31 (YTD Data)Rank
Total interest income$6,460,0004,878
Total interest expense$2,526,0005,517
Net interest income$3,934,0004,379
Provision for loan and lease losses$17,0007,866
Total noninterest income$1,631,0002,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,297,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,741
Total noninterest expense$4,262,0003,140
Salaries and employee benefits$2,328,0002,866
Premises and equipment expense$667,0002,932
Additional noninterest expense$1,267,0003,580
Pre-tax net operating income$1,286,0005,005
Securities gains (losses)$-35,00010,941
Applicable income taxes$412,0004,841
Income before extraordinary items$839,0005,263
Extraordinary gains, net$065
Net income$839,0005,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,821
Cash dividends$70,0007,384
Sale, conversion, retirement of capital stock, net$0809
Net operating income$862,4505,145
1994-12-31 (YTD Data)Rank
Total interest income$6,104,0004,782
Total interest expense$2,192,0005,178
Net interest income$3,912,0004,476
Provision for loan and lease losses$121,0004,029
Total noninterest income$1,297,0002,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,085,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,083
Total noninterest expense$4,178,0003,296
Salaries and employee benefits$2,177,0003,038
Premises and equipment expense$640,0003,081
Additional noninterest expense$1,361,0003,621
Pre-tax net operating income$910,0006,344
Securities gains (losses)$42,0001,262
Applicable income taxes$271,0006,237
Income before extraordinary items$681,0006,017
Extraordinary gains, net$0249
Net income$681,0006,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,289
Cash dividends$70,0007,531
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$650,7606,289
1993-12-31 (YTD Data)Rank
Total interest income$5,642,0005,216
Total interest expense$2,008,0005,812
Net interest income$3,634,0004,793
Provision for loan and lease losses$164,0004,432
Total noninterest income$1,069,0003,168
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$859,0001,597
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,508
Total noninterest expense$3,739,0003,705
Salaries and employee benefits$1,953,0003,363
Premises and equipment expense$513,0003,773
Additional noninterest expense$1,273,0003,989
Pre-tax net operating income$800,0006,809
Securities gains (losses)$200,0001,693
Applicable income taxes$239,0006,966
Income before extraordinary items$761,0005,771
Extraordinary gains, net$03,149
Net income$761,0005,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,502
Cash dividends$69,0007,554
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$609,0006,467
1992-12-31 (YTD Data)Rank
Total interest income$6,139,0005,382
Total interest expense$2,727,0005,593
Net interest income$3,412,0005,117
Provision for loan and lease losses$145,0006,193
Total noninterest income$927,0003,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$695,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$232,0005,208
Total noninterest expense$3,188,0004,271
Salaries and employee benefits$1,750,0003,653
Premises and equipment expense$391,0004,880
Additional noninterest expense$1,047,0004,869
Pre-tax net operating income$1,006,0005,591
Securities gains (losses)$166,0002,275
Applicable income taxes$291,0006,060
Income before extraordinary items$881,0005,000
Extraordinary gains, net$01,422
Net income$881,0005,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0004,083
Cash dividends$70,0007,232
Sale, conversion, retirement of capital stock, net$128,000791
Net operating income$756,5005,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.