Home > United Mississippi Bank > Net charge- offs to loans
United Mississippi Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0612% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0738% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2523% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1820% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1820% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0779% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0939% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0710% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0710% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1299% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1566% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0914% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0914% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0786% | 4,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2532% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3054% | 4,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1214% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1214% | 4,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0744% | 4,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2979% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5236% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5236% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0977% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2793% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 3,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 4,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1437% | 3,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0452% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1901% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0736% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2784% | 3,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2932% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2932% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0385% | 4,140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 3,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2784% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9252% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0282% | 4,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3671% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2065% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1555% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1555% | 4,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4634% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7762% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2021% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2021% | 4,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1889% | 169 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6471% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4311% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1370% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1370% | 4,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0397% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2614% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3575% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3575% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3492% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4619% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4619% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0374% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6268% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2365% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7213% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7213% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 399 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3103% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2529% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 2.1316% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5389% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7134% | 5,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9447% | 5,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4160% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4160% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0600% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0853% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | 2.6611% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9664% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2768% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1840% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1840% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2334% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2995% | 5,175 |
| Percentage Net Loans Charged-off:Construction & development | 3.3452% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.9232% | 5,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -2.5356% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2483% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2483% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 4,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2240% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2240% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1243% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2632% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 4,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2205% | 2,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1132% | 3,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2725% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2725% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1679% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1410% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0928% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0928% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.1165% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2769% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1755% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1315% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8103% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.4173% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6175% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6176% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.6411% | 5,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1418% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5900% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5900% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 5,236 |
| Percentage Net Loans Charged-off:Construction & development | -1.2507% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3018% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3018% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.3711% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0794% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2564% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2680% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3280% | 5,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2068% | 2,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.4997% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3001% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3565% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2835% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4432% | 5,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0376% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0376% | 3,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 3,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.7412% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6845% | 5,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0420% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0420% | 2,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1691% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0555% | 4,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0555% | 4,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8036% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8036% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1835% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8108% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8108% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2825% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7319% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7319% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2227% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2227% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0255% | 5,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1223% | 6,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0286% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4011% | 6,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1623% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1685% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5831% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1007% | 6,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1974% | 6,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5709% | 6,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1337% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0871% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1748% | 2,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2288% | 6,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2967% | 6,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0421% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8619% | 6,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2007% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1336% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2168% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0767% | 5,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0663% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0663% | 2,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0566% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4030% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2733% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4334% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 5,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3519% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3519% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3185% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4082% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 2.6328% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3151% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4058% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 2,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1934% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1934% | 3,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.1903% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4241% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5550% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 2,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1880% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 2,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.2412% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 4,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1428% | 5,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1428% | 5,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0943% | 6,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 6,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.5103% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2547% | 6,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 5,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 6,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 5,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9317% | 6,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9317% | 6,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3123% | 1,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3583% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4470% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2206% | 2,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0271% | 5,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0271% | 5,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2511% | 1,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1908% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0818% | 6,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0818% | 6,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 2,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0172% | 5,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0172% | 5,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3498% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7961% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2661% | 6,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2661% | 6,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3742% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.8484% | 2,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6726% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 6,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 6,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5557% | 6,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2244% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1535% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 5,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | 1.0916% | 1,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 2,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 3,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1194% | 3,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7034% | 6,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 3,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 3,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1186% | 7,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 4,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1827% | 2,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8796% | 7,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2328% | 2,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 3,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1404% | 6,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3818% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3564% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2246% | 4,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4461% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 3,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 3,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7792% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4845% | 3,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 6,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 5,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 4,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 6,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 5,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 3,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 3,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 4,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1455% | 6,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1779% | 4,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.2767% | 3,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2740% | 2,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 3,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3650% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 3,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2117% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2170% | 6,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3705% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5244% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 3,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0948% | 7,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7134% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2844% | 6,977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 4,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2208% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5675% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 3,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8604% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 7,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3857% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4168% | 7,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0426% | 7,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 7,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 7,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4117% | 7,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4259% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 5,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 8,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3274% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2306% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 3,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6145% | 3,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0193% | 6,775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 6,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1088% | 8,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4327% | 8,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1632% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1320% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4897% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 6,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 7,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1434% | 8,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5829% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2457% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2619% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 2,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3025% | 3,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0442% | 6,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2623% | 8,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4503% | 8,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1479% | 8,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2926% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1833% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9693% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6872% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0374% | 6,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1321% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 7,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2227% | 8,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2531% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2668% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5159% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5052% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0611% | 7,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1680% | 8,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3955% | 8,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9359% | 8,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6826% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1445% | 7,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4840% | 8,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8146% | 8,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8871% | 8,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2985% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4319% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2588% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5311% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7084% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8000% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 7,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3513% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7253% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8605% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 7,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2847% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1974% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5076% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5449% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0203% | 6,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4756% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5947% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 4,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 7,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1220% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0246% | 7,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4392% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5933% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3647% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2716% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7750% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7342% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5036% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0298% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8073% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8117% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4702% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0417% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7884% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8866% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4876% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7629% | 3,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1339% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4576% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6093% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2103% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7177% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6045% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3759% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1814% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4732% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4817% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3085% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3568% | 3,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 3,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3498% | 5,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 4,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4033% | 2,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1938% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 7,011 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2393% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5225% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |