Home > United Cumberland Bank > Income and Expense

United Cumberland Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,457,0001,993
Total interest expense$2,619,0002,780
Net interest income$15,838,0001,734
Provision for loan and lease losses$662,0001,085
Total noninterest income$3,872,0001,390
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,309,000814
Trading account gains and feesNANA
Additional Noninterest Income$2,563,0001,397
Total noninterest expense$11,266,0001,893
Salaries and employee benefits$5,183,0002,149
Premises and equipment expense$1,674,0001,416
Additional noninterest expense$2,563,0001,397
Pre-tax net operating income$7,782,0001,425
Securities gains (losses)$-26,0003,516
Applicable income taxes$162,0002,548
Income before extraordinary items$7,594,0001,257
Extraordinary gains, net$054
Net income$7,594,0001,272
Minority interest net income$088
Net income of bank and minority interests.$7,594,0001,260
Net charge-offs$222,0001,108
Cash dividends$4,950,000830
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,619,4801,278
2023-09-30 (YTD Data)Rank
Total interest income$13,445,0002,006
Total interest expense$1,579,0002,892
Net interest income$11,866,0001,733
Provision for loan and lease losses$500,0001,003
Total noninterest income$2,867,0001,400
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,006,000797
Trading account gains and feesNANA
Additional Noninterest Income$1,861,0001,416
Total noninterest expense$8,441,0001,889
Salaries and employee benefits$3,907,0002,129
Premises and equipment expense$1,264,0001,405
Additional noninterest expense$1,861,0001,416
Pre-tax net operating income$5,792,0001,487
Securities gains (losses)$-26,0003,678
Applicable income taxes$120,0002,603
Income before extraordinary items$5,646,0001,310
Extraordinary gains, net$052
Net income$5,646,0001,319
Minority interest net income$081
Net income of bank and minority interests.$5,646,0001,310
Net charge-offs$83,0001,261
Cash dividends$3,550,000788
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,671,4801,329
2023-06-30 (YTD Data)Rank
Total interest income$8,794,0002,009
Total interest expense$837,0002,983
Net interest income$7,957,0001,747
Provision for loan and lease losses$300,0001,014
Total noninterest income$1,855,0001,367
Gross Fiduciary activities income$0931
Service charges on deposit accounts$670,000783
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,380
Total noninterest expense$5,590,0001,884
Salaries and employee benefits$2,624,0002,114
Premises and equipment expense$819,0001,423
Additional noninterest expense$1,185,0001,379
Pre-tax net operating income$3,922,0001,457
Securities gains (losses)$-26,0003,949
Applicable income taxes$81,0002,644
Income before extraordinary items$3,815,0001,302
Extraordinary gains, net$051
Net income$3,815,0001,315
Minority interest net income$081
Net income of bank and minority interests.$3,815,0001,302
Net charge-offs$23,0001,480
Cash dividends$2,150,000830
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,840,4801,306
2023-03-31 (YTD Data)Rank
Total interest income$4,212,0002,038
Total interest expense$379,0002,928
Net interest income$3,833,0001,807
Provision for loan and lease losses$150,0001,007
Total noninterest income$950,0001,336
Gross Fiduciary activities income$0913
Service charges on deposit accounts$329,000807
Trading account gains and feesNANA
Additional Noninterest Income$621,0001,330
Total noninterest expense$2,805,0001,901
Salaries and employee benefits$1,354,0002,109
Premises and equipment expense$413,0001,444
Additional noninterest expense$621,0001,330
Pre-tax net operating income$1,828,0001,569
Securities gains (losses)$0950
Applicable income taxes$27,0002,850
Income before extraordinary items$1,801,0001,384
Extraordinary gains, net$04
Net income$1,801,0001,383
Minority interest net income$048
Net income of bank and minority interests.$1,801,0001,384
Net charge-offs$9,0001,398
Cash dividends$1,050,000780
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,801,0001,399
2022-12-31 (YTD Data)Rank
Total interest income$14,692,0002,002
Total interest expense$1,057,0002,349
Net interest income$13,635,0001,920
Provision for loan and lease losses$433,0001,307
Total noninterest income$3,837,0001,411
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,345,000808
Trading account gains and feesNANA
Additional Noninterest Income$2,492,0001,421
Total noninterest expense$10,504,0001,943
Salaries and employee benefits$4,963,0002,193
Premises and equipment expense$1,684,0001,412
Additional noninterest expense$2,492,0001,421
Pre-tax net operating income$6,535,0001,728
Securities gains (losses)$0691
Applicable income taxes$97,0003,020
Income before extraordinary items$6,438,0001,550
Extraordinary gains, net$05
Net income$6,438,0001,548
Minority interest net income$063
Net income of bank and minority interests.$6,438,0001,549
Net charge-offs$203,000917
Cash dividends$5,200,000750
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,438,0001,572
2022-09-30 (YTD Data)Rank
Total interest income$10,609,0001,991
Total interest expense$755,0002,113
Net interest income$9,854,0001,950
Provision for loan and lease losses$283,0001,259
Total noninterest income$2,923,0001,409
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,008,000817
Trading account gains and feesNANA
Additional Noninterest Income$1,915,0001,423
Total noninterest expense$7,792,0001,947
Salaries and employee benefits$3,642,0002,228
Premises and equipment expense$1,253,0001,428
Additional noninterest expense$1,915,0001,423
Pre-tax net operating income$4,702,0001,770
Securities gains (losses)$0740
Applicable income taxes$96,0002,889
Income before extraordinary items$4,606,0001,582
Extraordinary gains, net$04
Net income$4,606,0001,582
Minority interest net income$057
Net income of bank and minority interests.$4,606,0001,582
Net charge-offs$115,000881
Cash dividends$4,300,000648
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,606,0001,612
2022-06-30 (YTD Data)Rank
Total interest income$6,849,0001,987
Total interest expense$494,0001,974
Net interest income$6,355,0001,958
Provision for loan and lease losses$153,0001,266
Total noninterest income$2,033,0001,367
Gross Fiduciary activities income$0925
Service charges on deposit accounts$653,000828
Trading account gains and feesNANA
Additional Noninterest Income$1,380,0001,381
Total noninterest expense$5,071,0001,966
Salaries and employee benefits$2,381,0002,252
Premises and equipment expense$808,0001,455
Additional noninterest expense$1,882,0001,679
Pre-tax net operating income$3,164,0001,668
Securities gains (losses)$0687
Applicable income taxes$61,0002,830
Income before extraordinary items$3,103,0001,494
Extraordinary gains, net$04
Net income$3,103,0001,493
Minority interest net income$060
Net income of bank and minority interests.$3,103,0001,494
Net charge-offs$86,000780
Cash dividends$1,800,000906
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,103,0001,532
2022-03-31 (YTD Data)Rank
Total interest income$3,322,0001,971
Total interest expense$273,0001,799
Net interest income$3,049,0001,965
Provision for loan and lease losses$70,0001,193
Total noninterest income$1,097,0001,303
Gross Fiduciary activities income$0892
Service charges on deposit accounts$314,000842
Trading account gains and feesNANA
Additional Noninterest Income$783,0001,270
Total noninterest expense$2,466,0002,002
Salaries and employee benefits$1,180,0002,265
Premises and equipment expense$400,0001,467
Additional noninterest expense$886,0001,745
Pre-tax net operating income$1,610,0001,560
Securities gains (losses)$0623
Applicable income taxes$28,0002,794
Income before extraordinary items$1,582,0001,400
Extraordinary gains, net$04
Net income$1,582,0001,400
Minority interest net income$050
Net income of bank and minority interests.$1,582,0001,400
Net charge-offs$87,000520
Cash dividends$900,000830
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,582,0001,416
2021-12-31 (YTD Data)Rank
Total interest income$13,337,0002,038
Total interest expense$1,276,0001,861
Net interest income$12,061,0002,014
Provision for loan and lease losses$60,0002,437
Total noninterest income$3,528,0001,621
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,176,000856
Trading account gains and feesNANA
Additional Noninterest Income$2,352,0001,753
Total noninterest expense$10,120,0001,963
Salaries and employee benefits$4,960,0002,186
Premises and equipment expense$1,581,0001,453
Additional noninterest expense$3,579,0001,728
Pre-tax net operating income$5,409,0001,948
Securities gains (losses)$02,062
Applicable income taxes$116,0002,996
Income before extraordinary items$5,293,0001,813
Extraordinary gains, net$010
Net income$5,293,0001,813
Minority interest net income$074
Net income of bank and minority interests.$5,293,0001,814
Net charge-offs$-5,0003,478
Cash dividends$3,400,0001,079
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,293,0001,778
2021-09-30 (YTD Data)Rank
Total interest income$9,982,0002,072
Total interest expense$979,0001,919
Net interest income$9,003,0002,048
Provision for loan and lease losses$60,0002,261
Total noninterest income$2,664,0001,656
Gross Fiduciary activities income$0957
Service charges on deposit accounts$866,000859
Trading account gains and feesNANA
Additional Noninterest Income$1,798,0001,785
Total noninterest expense$7,483,0001,986
Salaries and employee benefits$3,667,0002,205
Premises and equipment expense$1,171,0001,492
Additional noninterest expense$2,645,0001,739
Pre-tax net operating income$4,124,0002,015
Securities gains (losses)$02,015
Applicable income taxes$88,0002,981
Income before extraordinary items$4,036,0001,866
Extraordinary gains, net$08
Net income$4,036,0001,865
Minority interest net income$069
Net income of bank and minority interests.$4,036,0001,866
Net charge-offs$-58,0004,266
Cash dividends$2,550,000967
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,036,0001,836
2021-06-30 (YTD Data)Rank
Total interest income$6,440,0002,117
Total interest expense$675,0001,946
Net interest income$5,765,0002,102
Provision for loan and lease losses$60,0001,979
Total noninterest income$1,752,0001,645
Gross Fiduciary activities income$0951
Service charges on deposit accounts$548,000871
Trading account gains and feesNANA
Additional Noninterest Income$1,204,0001,731
Total noninterest expense$4,953,0001,989
Salaries and employee benefits$2,436,0002,204
Premises and equipment expense$775,0001,501
Additional noninterest expense$1,742,0001,742
Pre-tax net operating income$2,504,0002,119
Securities gains (losses)$01,818
Applicable income taxes$61,0002,952
Income before extraordinary items$2,443,0001,984
Extraordinary gains, net$06
Net income$2,443,0001,983
Minority interest net income$067
Net income of bank and minority interests.$2,443,0001,984
Net charge-offs$-115,0004,622
Cash dividends$1,700,000973
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,443,0001,943
2021-03-31 (YTD Data)Rank
Total interest income$3,229,0002,102
Total interest expense$353,0001,960
Net interest income$2,876,0002,087
Provision for loan and lease losses$60,0001,591
Total noninterest income$936,0001,577
Gross Fiduciary activities income$0922
Service charges on deposit accounts$286,000822
Trading account gains and feesNANA
Additional Noninterest Income$650,0001,651
Total noninterest expense$2,448,0001,988
Salaries and employee benefits$1,223,0002,195
Premises and equipment expense$376,0001,556
Additional noninterest expense$849,0001,749
Pre-tax net operating income$1,304,0002,043
Securities gains (losses)$01,392
Applicable income taxes$34,0002,861
Income before extraordinary items$1,270,0001,929
Extraordinary gains, net$03
Net income$1,270,0001,928
Minority interest net income$055
Net income of bank and minority interests.$1,270,0001,929
Net charge-offs$-31,0004,474
Cash dividends$850,000851
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,270,0001,889
2020-12-31 (YTD Data)Rank
Total interest income$14,105,0001,975
Total interest expense$1,929,0002,019
Net interest income$12,176,0001,926
Provision for loan and lease losses$625,0002,024
Total noninterest income$3,287,0001,640
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,286,000763
Trading account gains and feesNANA
Additional Noninterest Income$2,001,0001,783
Total noninterest expense$9,810,0001,987
Salaries and employee benefits$5,031,0002,151
Premises and equipment expense$1,526,0001,499
Additional noninterest expense$3,253,0001,809
Pre-tax net operating income$5,028,0001,778
Securities gains (losses)$02,675
Applicable income taxes$153,0002,706
Income before extraordinary items$4,875,0001,659
Extraordinary gains, net$04
Net income$4,875,0001,659
Minority interest net income$072
Net income of bank and minority interests.$4,875,0001,659
Net charge-offs$429,0001,078
Cash dividends$3,400,0001,022
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,875,0001,621
2020-09-30 (YTD Data)Rank
Total interest income$10,645,0001,975
Total interest expense$1,525,0002,042
Net interest income$9,120,0001,931
Provision for loan and lease losses$375,0002,212
Total noninterest income$2,441,0001,601
Gross Fiduciary activities income$0981
Service charges on deposit accounts$953,000769
Trading account gains and feesNANA
Additional Noninterest Income$1,488,0001,750
Total noninterest expense$7,271,0001,981
Salaries and employee benefits$3,790,0002,110
Premises and equipment expense$1,110,0001,531
Additional noninterest expense$2,371,0001,818
Pre-tax net operating income$3,915,0001,701
Securities gains (losses)$02,494
Applicable income taxes$117,0002,702
Income before extraordinary items$3,798,0001,578
Extraordinary gains, net$04
Net income$3,798,0001,578
Minority interest net income$065
Net income of bank and minority interests.$3,798,0001,579
Net charge-offs$182,0001,313
Cash dividends$2,550,000904
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,798,0001,541
2020-06-30 (YTD Data)Rank
Total interest income$7,178,0001,988
Total interest expense$1,061,0002,072
Net interest income$6,117,0001,928
Provision for loan and lease losses$225,0002,290
Total noninterest income$1,656,0001,517
Gross Fiduciary activities income$0970
Service charges on deposit accounts$653,000765
Trading account gains and feesNANA
Additional Noninterest Income$1,003,0001,667
Total noninterest expense$4,699,0002,021
Salaries and employee benefits$2,552,0002,105
Premises and equipment expense$711,0001,575
Additional noninterest expense$1,436,0001,950
Pre-tax net operating income$2,849,0001,524
Securities gains (losses)$02,249
Applicable income taxes$80,0002,664
Income before extraordinary items$2,769,0001,400
Extraordinary gains, net$04
Net income$2,769,0001,400
Minority interest net income$065
Net income of bank and minority interests.$2,769,0001,400
Net charge-offs$186,0001,046
Cash dividends$1,700,000910
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,769,0001,361
2020-03-31 (YTD Data)Rank
Total interest income$3,720,0001,926
Total interest expense$540,0002,178
Net interest income$3,180,0001,833
Provision for loan and lease losses$75,0002,175
Total noninterest income$992,0001,290
Gross Fiduciary activities income$0941
Service charges on deposit accounts$391,000760
Trading account gains and feesNANA
Additional Noninterest Income$601,0001,354
Total noninterest expense$2,385,0002,020
Salaries and employee benefits$1,269,0002,131
Premises and equipment expense$340,0001,650
Additional noninterest expense$776,0001,868
Pre-tax net operating income$1,712,0001,193
Securities gains (losses)$01,705
Applicable income taxes$44,0002,484
Income before extraordinary items$1,668,0001,088
Extraordinary gains, net$04
Net income$1,668,0001,086
Minority interest net income$056
Net income of bank and minority interests.$1,668,0001,088
Net charge-offs$95,000904
Cash dividends$850,000917
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,668,0001,067
2019-12-31 (YTD Data)Rank
Total interest income$15,077,0001,909
Total interest expense$2,064,0002,287
Net interest income$13,013,0001,806
Provision for loan and lease losses$655,0001,268
Total noninterest income$3,031,0001,555
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,539,000790
Trading account gains and feesNANA
Additional Noninterest Income$1,492,0001,800
Total noninterest expense$9,699,0001,967
Salaries and employee benefits$5,124,0002,074
Premises and equipment expense$1,461,0001,529
Additional noninterest expense$3,114,0001,868
Pre-tax net operating income$5,690,0001,600
Securities gains (losses)$02,379
Applicable income taxes$215,0002,586
Income before extraordinary items$5,475,0001,486
Extraordinary gains, net$011
Net income$5,475,0001,487
Minority interest net income$076
Net income of bank and minority interests.$5,475,0001,488
Net charge-offs$579,000943
Cash dividends$3,475,0001,077
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,475,0001,452
2019-09-30 (YTD Data)Rank
Total interest income$11,315,0001,922
Total interest expense$1,512,0002,341
Net interest income$9,803,0001,822
Provision for loan and lease losses$505,0001,147
Total noninterest income$2,147,0001,608
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,154,000790
Trading account gains and feesNANA
Additional Noninterest Income$993,0001,926
Total noninterest expense$7,083,0002,010
Salaries and employee benefits$3,825,0002,086
Premises and equipment expense$1,088,0001,562
Additional noninterest expense$2,170,0001,990
Pre-tax net operating income$4,362,0001,608
Securities gains (losses)$02,167
Applicable income taxes$167,0002,618
Income before extraordinary items$4,195,0001,493
Extraordinary gains, net$011
Net income$4,195,0001,494
Minority interest net income$072
Net income of bank and minority interests.$4,195,0001,495
Net charge-offs$485,000780
Cash dividends$2,475,0001,022
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,195,0001,458
2019-06-30 (YTD Data)Rank
Total interest income$7,500,0001,933
Total interest expense$971,0002,371
Net interest income$6,529,0001,831
Provision for loan and lease losses$355,0001,080
Total noninterest income$1,363,0001,622
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$762,000790
Trading account gains and feesNANA
Additional Noninterest Income$601,0002,006
Total noninterest expense$4,910,0001,961
Salaries and employee benefits$2,550,0002,087
Premises and equipment expense$734,0001,547
Additional noninterest expense$1,626,0001,804
Pre-tax net operating income$2,627,0001,716
Securities gains (losses)$01,702
Applicable income taxes$120,0002,553
Income before extraordinary items$2,507,0001,600
Extraordinary gains, net$011
Net income$2,507,0001,601
Minority interest net income$069
Net income of bank and minority interests.$2,507,0001,601
Net charge-offs$353,000708
Cash dividends$1,650,0001,020
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,507,0001,568
2019-03-31 (YTD Data)Rank
Total interest income$3,691,0001,962
Total interest expense$460,0002,428
Net interest income$3,231,0001,856
Provision for loan and lease losses$90,0001,533
Total noninterest income$607,0001,717
Gross Fiduciary activities income$0972
Service charges on deposit accounts$371,000798
Trading account gains and feesNANA
Additional Noninterest Income$236,0002,208
Total noninterest expense$2,463,0001,966
Salaries and employee benefits$1,274,0002,107
Premises and equipment expense$381,0001,523
Additional noninterest expense$808,0001,802
Pre-tax net operating income$1,285,0001,715
Securities gains (losses)$01,087
Applicable income taxes$72,0002,398
Income before extraordinary items$1,213,0001,605
Extraordinary gains, net$05
Net income$1,213,0001,603
Minority interest net income$052
Net income of bank and minority interests.$1,213,0001,604
Net charge-offs$40,0001,335
Cash dividends$825,000948
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,213,0001,587
2018-12-31 (YTD Data)Rank
Total interest income$13,638,0001,999
Total interest expense$1,660,0002,192
Net interest income$11,978,0001,963
Provision for loan and lease losses$450,0001,544
Total noninterest income$2,950,0001,567
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,478,000831
Trading account gains and feesNANA
Additional Noninterest Income$1,472,0001,818
Total noninterest expense$9,572,0001,965
Salaries and employee benefits$5,112,0002,054
Premises and equipment expense$1,506,0001,493
Additional noninterest expense$2,954,0001,945
Pre-tax net operating income$4,906,0001,804
Securities gains (losses)$01,125
Applicable income taxes$150,0002,855
Income before extraordinary items$4,756,0001,645
Extraordinary gains, net$06
Net income$4,756,0001,645
Minority interest net income$072
Net income of bank and minority interests.$4,756,0001,644
Net charge-offs$239,0001,488
Cash dividends$3,300,0001,009
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,756,0001,639
2018-09-30 (YTD Data)Rank
Total interest income$10,072,0002,012
Total interest expense$1,217,0002,149
Net interest income$8,855,0001,982
Provision for loan and lease losses$338,0001,472
Total noninterest income$2,273,0001,556
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,088,000840
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,755
Total noninterest expense$7,155,0001,977
Salaries and employee benefits$3,836,0002,052
Premises and equipment expense$1,132,0001,503
Additional noninterest expense$2,187,0001,966
Pre-tax net operating income$3,635,0001,837
Securities gains (losses)$01,118
Applicable income taxes$113,0002,918
Income before extraordinary items$3,522,0001,675
Extraordinary gains, net$05
Net income$3,522,0001,674
Minority interest net income$066
Net income of bank and minority interests.$3,522,0001,674
Net charge-offs$181,0001,319
Cash dividends$2,475,000910
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,522,0001,660
2018-06-30 (YTD Data)Rank
Total interest income$6,556,0002,040
Total interest expense$788,0002,111
Net interest income$5,768,0002,018
Provision for loan and lease losses$225,0001,413
Total noninterest income$1,343,0001,677
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$710,000849
Trading account gains and feesNANA
Additional Noninterest Income$633,0001,990
Total noninterest expense$4,736,0001,999
Salaries and employee benefits$2,567,0002,064
Premises and equipment expense$751,0001,526
Additional noninterest expense$1,418,0002,024
Pre-tax net operating income$2,150,0001,996
Securities gains (losses)$0961
Applicable income taxes$75,0002,905
Income before extraordinary items$2,075,0001,829
Extraordinary gains, net$06
Net income$2,075,0001,827
Minority interest net income$065
Net income of bank and minority interests.$2,075,0001,828
Net charge-offs$160,0001,041
Cash dividends$1,650,000889
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,075,0001,819
2018-03-31 (YTD Data)Rank
Total interest income$3,216,0002,069
Total interest expense$388,0002,064
Net interest income$2,828,0002,036
Provision for loan and lease losses$112,0001,368
Total noninterest income$658,0001,690
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$349,000866
Trading account gains and feesNANA
Additional Noninterest Income$309,0001,989
Total noninterest expense$2,394,0001,994
Salaries and employee benefits$1,297,0002,074
Premises and equipment expense$388,0001,492
Additional noninterest expense$709,0002,015
Pre-tax net operating income$980,0002,070
Securities gains (losses)$0735
Applicable income taxes$34,0002,948
Income before extraordinary items$946,0001,914
Extraordinary gains, net$07
Net income$946,0001,912
Minority interest net income$052
Net income of bank and minority interests.$946,0001,914
Net charge-offs$49,0001,211
Cash dividends$825,000831
Sale, conversion, retirement of capital stock, net$0580
Net operating income$946,0001,906
2017-12-31 (YTD Data)Rank
Total interest income$13,549,0001,916
Total interest expense$1,522,0001,900
Net interest income$12,027,0001,905
Provision for loan and lease losses$315,0001,921
Total noninterest income$2,717,0001,690
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,351,000910
Trading account gains and feesNANA
Additional Noninterest Income$1,366,0001,923
Total noninterest expense$9,580,0001,982
Salaries and employee benefits$5,122,0002,050
Premises and equipment expense$1,360,0001,656
Additional noninterest expense$3,098,0001,879
Pre-tax net operating income$4,849,0001,762
Securities gains (losses)$2,0001,996
Applicable income taxes$137,0003,148
Income before extraordinary items$4,714,0001,404
Extraordinary gains, net$09
Net income$4,714,0001,403
Minority interest net income$076
Net income of bank and minority interests.$4,714,0001,404
Net charge-offs$459,0001,150
Cash dividends$3,300,000955
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,712,0601,390
2017-09-30 (YTD Data)Rank
Total interest income$9,997,0001,947
Total interest expense$1,127,0001,896
Net interest income$8,870,0001,941
Provision for loan and lease losses$240,0001,848
Total noninterest income$2,091,0001,683
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$979,000935
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0001,856
Total noninterest expense$7,057,0002,015
Salaries and employee benefits$3,783,0002,083
Premises and equipment expense$951,0001,772
Additional noninterest expense$2,323,0001,887
Pre-tax net operating income$3,664,0001,766
Securities gains (losses)$2,0002,024
Applicable income taxes$103,0003,140
Income before extraordinary items$3,563,0001,501
Extraordinary gains, net$09
Net income$3,563,0001,500
Minority interest net income$071
Net income of bank and minority interests.$3,563,0001,501
Net charge-offs$236,0001,272
Cash dividends$2,475,000897
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,561,0601,483
2017-06-30 (YTD Data)Rank
Total interest income$6,693,0001,922
Total interest expense$743,0001,883
Net interest income$5,950,0001,925
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,246,0001,793
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$633,000955
Trading account gains and feesNANA
Additional Noninterest Income$613,0002,088
Total noninterest expense$4,666,0002,027
Salaries and employee benefits$2,534,0002,085
Premises and equipment expense$598,0001,871
Additional noninterest expense$1,534,0001,908
Pre-tax net operating income$2,380,0001,780
Securities gains (losses)$2,0001,641
Applicable income taxes$70,0003,141
Income before extraordinary items$2,312,0001,516
Extraordinary gains, net$011
Net income$2,312,0001,516
Minority interest net income$071
Net income of bank and minority interests.$2,312,0001,516
Net charge-offs$147,0001,259
Cash dividends$1,650,000887
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,310,0601,505
2017-03-31 (YTD Data)Rank
Total interest income$3,334,0001,930
Total interest expense$368,0001,871
Net interest income$2,966,0001,919
Provision for loan and lease losses$75,0001,685
Total noninterest income$705,0001,648
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$315,000955
Trading account gains and feesNANA
Additional Noninterest Income$390,0001,779
Total noninterest expense$2,325,0002,052
Salaries and employee benefits$1,268,0002,103
Premises and equipment expense$304,0001,865
Additional noninterest expense$753,0001,929
Pre-tax net operating income$1,271,0001,641
Securities gains (losses)$1,0001,030
Applicable income taxes$35,0003,088
Income before extraordinary items$1,237,0001,431
Extraordinary gains, net$08
Net income$1,237,0001,431
Minority interest net income$055
Net income of bank and minority interests.$1,237,0001,431
Net charge-offs$67,0001,148
Cash dividends$825,000844
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,236,0301,417
2016-12-31 (YTD Data)Rank
Total interest income$12,904,0001,951
Total interest expense$1,510,0001,795
Net interest income$11,394,0001,951
Provision for loan and lease losses$250,0002,175
Total noninterest income$2,278,0001,954
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,273,000966
Trading account gains and fees$0170
Additional Noninterest Income$1,005,0002,399
Total noninterest expense$9,244,0002,047
Salaries and employee benefits$4,862,0002,135
Premises and equipment expense$1,303,0001,734
Additional noninterest expense$3,079,0001,935
Pre-tax net operating income$4,178,0001,879
Securities gains (losses)$14,0002,531
Applicable income taxes$152,0003,082
Income before extraordinary items$4,040,0001,645
Extraordinary gains, net$05
Net income$4,040,0001,641
Minority interest net income$082
Net income of bank and minority interests.$4,040,0001,644
Net charge-offs$682,000876
Cash dividends$3,275,000959
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,026,5601,613
2016-09-30 (YTD Data)Rank
Total interest income$9,539,0001,973
Total interest expense$1,132,0001,795
Net interest income$8,407,0001,979
Provision for loan and lease losses$250,0001,802
Total noninterest income$1,780,0001,915
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$953,000963
Trading account gains and fees$0169
Additional Noninterest Income$827,0002,277
Total noninterest expense$6,846,0002,060
Salaries and employee benefits$3,650,0002,125
Premises and equipment expense$940,0001,801
Additional noninterest expense$2,256,0001,961
Pre-tax net operating income$3,091,0001,917
Securities gains (losses)$11,0002,550
Applicable income taxes$120,0003,117
Income before extraordinary items$2,982,0001,704
Extraordinary gains, net$05
Net income$2,982,0001,704
Minority interest net income$071
Net income of bank and minority interests.$2,982,0001,704
Net charge-offs$562,000725
Cash dividends$2,450,000885
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,971,4401,658
2016-06-30 (YTD Data)Rank
Total interest income$6,232,0002,018
Total interest expense$742,0001,828
Net interest income$5,490,0002,024
Provision for loan and lease losses$250,0001,404
Total noninterest income$1,130,0001,952
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$630,000959
Trading account gains and fees$0157
Additional Noninterest Income$500,0002,370
Total noninterest expense$4,475,0002,087
Salaries and employee benefits$2,367,0002,191
Premises and equipment expense$627,0001,785
Additional noninterest expense$1,481,0001,994
Pre-tax net operating income$1,895,0002,032
Securities gains (losses)$5,0002,477
Applicable income taxes$87,0003,078
Income before extraordinary items$1,813,0001,804
Extraordinary gains, net$016
Net income$1,813,0001,804
Minority interest net income$071
Net income of bank and minority interests.$1,813,0001,804
Net charge-offs$317,000831
Cash dividends$1,625,000904
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,808,2501,758
2016-03-31 (YTD Data)Rank
Total interest income$3,138,0002,000
Total interest expense$364,0001,860
Net interest income$2,774,0002,011
Provision for loan and lease losses$150,0001,146
Total noninterest income$561,0001,920
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$319,000956
Trading account gains and fees$0142
Additional Noninterest Income$242,0002,378
Total noninterest expense$2,237,0002,106
Salaries and employee benefits$1,262,0002,092
Premises and equipment expense$303,0001,859
Additional noninterest expense$672,0002,167
Pre-tax net operating income$948,0002,005
Securities gains (losses)$02,077
Applicable income taxes$55,0002,918
Income before extraordinary items$893,0001,790
Extraordinary gains, net$012
Net income$893,0001,791
Minority interest net income$062
Net income of bank and minority interests.$893,0001,791
Net charge-offs$245,000564
Cash dividends$800,000872
Sale, conversion, retirement of capital stock, net$0659
Net operating income$893,0001,749
2015-12-31 (YTD Data)Rank
Total interest income$12,680,0001,940
Total interest expense$1,490,0001,788
Net interest income$11,190,0001,938
Provision for loan and lease losses$100,0003,023
Total noninterest income$1,993,0002,120
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,229,0001,016
Trading account gains and fees$0159
Additional Noninterest Income$764,0002,712
Total noninterest expense$8,703,0002,145
Salaries and employee benefits$4,718,0002,158
Premises and equipment expense$1,282,0001,780
Additional noninterest expense$2,703,0002,188
Pre-tax net operating income$4,380,0001,753
Securities gains (losses)$03,216
Applicable income taxes$96,0003,341
Income before extraordinary items$4,284,0001,528
Extraordinary gains, net$023
Net income$4,284,0001,528
Minority interest net income$081
Net income of bank and minority interests.$4,284,0001,528
Net charge-offs$417,0001,326
Cash dividends$3,050,000955
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,284,0001,499
2015-09-30 (YTD Data)Rank
Total interest income$9,510,0001,955
Total interest expense$1,119,0001,801
Net interest income$8,391,0001,956
Provision for loan and lease losses$50,0003,229
Total noninterest income$1,475,0002,150
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$906,0001,033
Trading account gains and fees$0153
Additional Noninterest Income$569,0002,743
Total noninterest expense$6,545,0002,137
Salaries and employee benefits$3,610,0002,127
Premises and equipment expense$957,0001,805
Additional noninterest expense$1,978,0002,222
Pre-tax net operating income$3,271,0001,781
Securities gains (losses)$03,031
Applicable income taxes$70,0003,464
Income before extraordinary items$3,201,0001,538
Extraordinary gains, net$021
Net income$3,201,0001,539
Minority interest net income$078
Net income of bank and minority interests.$3,201,0001,539
Net charge-offs$350,0001,097
Cash dividends$2,250,000891
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,201,0001,508
2015-06-30 (YTD Data)Rank
Total interest income$6,271,0001,969
Total interest expense$751,0001,793
Net interest income$5,520,0001,968
Provision for loan and lease losses$50,0002,882
Total noninterest income$994,0002,146
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$577,0001,064
Trading account gains and fees$0157
Additional Noninterest Income$417,0002,621
Total noninterest expense$4,341,0002,165
Salaries and employee benefits$2,433,0002,123
Premises and equipment expense$617,0001,865
Additional noninterest expense$1,291,0002,278
Pre-tax net operating income$2,123,0001,813
Securities gains (losses)$02,636
Applicable income taxes$44,0003,517
Income before extraordinary items$2,079,0001,568
Extraordinary gains, net$022
Net income$2,079,0001,571
Minority interest net income$075
Net income of bank and minority interests.$2,079,0001,571
Net charge-offs$170,0001,298
Cash dividends$1,450,000919
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,079,0001,531
2015-03-31 (YTD Data)Rank
Total interest income$3,117,0001,975
Total interest expense$374,0001,806
Net interest income$2,743,0001,974
Provision for loan and lease losses$50,0002,062
Total noninterest income$516,0002,053
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$267,0001,133
Trading account gains and fees$0152
Additional Noninterest Income$249,0002,356
Total noninterest expense$2,136,0002,201
Salaries and employee benefits$1,228,0002,116
Premises and equipment expense$305,0001,898
Additional noninterest expense$603,0002,404
Pre-tax net operating income$1,073,0001,741
Securities gains (losses)$02,027
Applicable income taxes$18,0003,566
Income before extraordinary items$1,055,0001,515
Extraordinary gains, net$013
Net income$1,055,0001,516
Minority interest net income$064
Net income of bank and minority interests.$1,055,0001,517
Net charge-offs$128,000952
Cash dividends$650,000914
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,055,0001,467
2014-12-31 (YTD Data)Rank
Total interest income$12,824,0001,936
Total interest expense$1,743,0001,662
Net interest income$11,081,0001,951
Provision for loan and lease losses$165,0002,677
Total noninterest income$1,366,0002,648
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,225,0001,077
Trading account gains and fees$0180
Additional Noninterest Income$141,0004,914
Total noninterest expense$9,303,0002,029
Salaries and employee benefits$4,752,0002,146
Premises and equipment expense$1,283,0001,806
Additional noninterest expense$3,268,0001,889
Pre-tax net operating income$2,979,0002,291
Securities gains (losses)$03,259
Applicable income taxes$74,0003,550
Income before extraordinary items$2,905,0002,065
Extraordinary gains, net$017
Net income$2,905,0002,065
Minority interest net income$084
Net income of bank and minority interests.$2,905,0002,064
Net charge-offs$427,0001,644
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,905,0002,021
2014-09-30 (YTD Data)Rank
Total interest income$9,500,0001,963
Total interest expense$1,344,0001,642
Net interest income$8,156,0001,990
Provision for loan and lease losses$115,0002,666
Total noninterest income$1,435,0002,175
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$919,0001,083
Trading account gains and fees$0174
Additional Noninterest Income$516,0002,868
Total noninterest expense$6,893,0002,056
Salaries and employee benefits$3,548,0002,166
Premises and equipment expense$950,0001,837
Additional noninterest expense$2,395,0001,924
Pre-tax net operating income$2,583,0002,090
Securities gains (losses)$02,980
Applicable income taxes$56,0003,610
Income before extraordinary items$2,527,0001,834
Extraordinary gains, net$015
Net income$2,527,0001,834
Minority interest net income$081
Net income of bank and minority interests.$2,527,0001,833
Net charge-offs$272,0001,685
Cash dividends$1,350,0001,246
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,527,0001,799
2014-06-30 (YTD Data)Rank
Total interest income$6,292,0001,965
Total interest expense$919,0001,632
Net interest income$5,373,0002,003
Provision for loan and lease losses$85,0002,530
Total noninterest income$978,0002,123
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$590,0001,106
Trading account gains and fees$0172
Additional Noninterest Income$388,0002,674
Total noninterest expense$4,688,0002,026
Salaries and employee benefits$2,362,0002,169
Premises and equipment expense$640,0001,841
Additional noninterest expense$1,686,0001,824
Pre-tax net operating income$1,578,0002,190
Securities gains (losses)$02,580
Applicable income taxes$38,0003,583
Income before extraordinary items$1,540,0001,939
Extraordinary gains, net$020
Net income$1,540,0001,943
Minority interest net income$080
Net income of bank and minority interests.$1,540,0001,942
Net charge-offs$246,0001,418
Cash dividends$900,0001,252
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,540,0001,888
2014-03-31 (YTD Data)Rank
Total interest income$1,597,0003,438
Total interest expense$216,0002,996
Net interest income$1,381,0003,469
Provision for loan and lease losses$35,0002,513
Total noninterest income$373,0002,482
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$165,0001,801
Trading account gains and fees$0147
Additional Noninterest Income$208,0002,499
Total noninterest expense$1,135,0003,585
Salaries and employee benefits$595,0003,665
Premises and equipment expense$173,0003,035
Additional noninterest expense$367,0003,604
Pre-tax net operating income$584,0002,620
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$584,0002,308
Extraordinary gains, net$016
Net income$584,0002,310
Minority interest net income$066
Net income of bank and minority interests.$584,0002,310
Net charge-offs$70,0001,602
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$584,0002,273
2013-12-31 (YTD Data)Rank
Total interest income$6,728,0003,358
Total interest expense$1,002,0002,939
Net interest income$5,726,0003,366
Provision for loan and lease losses$140,0003,337
Total noninterest income$1,145,0002,984
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$688,0001,856
Trading account gains and fees$0184
Additional Noninterest Income$457,0003,484
Total noninterest expense$4,596,0003,600
Salaries and employee benefits$2,309,0003,742
Premises and equipment expense$706,0002,947
Additional noninterest expense$1,581,0003,517
Pre-tax net operating income$2,135,0002,734
Securities gains (losses)$9,0002,663
Applicable income taxes$04,631
Income before extraordinary items$2,144,0002,475
Extraordinary gains, net$029
Net income$2,144,0002,479
Minority interest net income$090
Net income of bank and minority interests.$2,144,0002,478
Net charge-offs$199,0003,019
Cash dividends$1,800,0001,299
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,135,0002,419
2013-09-30 (YTD Data)Rank
Total interest income$5,072,0003,374
Total interest expense$764,0002,980
Net interest income$4,308,0003,394
Provision for loan and lease losses$110,0003,266
Total noninterest income$820,0003,088
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$519,0001,851
Trading account gains and fees$0180
Additional Noninterest Income$301,0003,747
Total noninterest expense$3,364,0003,670
Salaries and employee benefits$1,742,0003,730
Premises and equipment expense$520,0003,014
Additional noninterest expense$1,102,0003,706
Pre-tax net operating income$1,654,0002,751
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,654,0002,452
Extraordinary gains, net$025
Net income$1,654,0002,457
Minority interest net income$084
Net income of bank and minority interests.$1,654,0002,457
Net charge-offs$95,0003,308
Cash dividends$1,350,0001,174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,654,0002,383
2013-06-30 (YTD Data)Rank
Total interest income$3,382,0003,380
Total interest expense$520,0002,982
Net interest income$2,862,0003,403
Provision for loan and lease losses$80,0003,162
Total noninterest income$467,0003,410
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$336,0001,873
Trading account gains and fees$0157
Additional Noninterest Income$131,0004,390
Total noninterest expense$2,209,0003,727
Salaries and employee benefits$1,152,0003,769
Premises and equipment expense$328,0003,149
Additional noninterest expense$729,0003,729
Pre-tax net operating income$1,040,0002,817
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,040,0002,559
Extraordinary gains, net$022
Net income$1,040,0002,564
Minority interest net income$082
Net income of bank and minority interests.$1,040,0002,564
Net charge-offs$69,0003,088
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,040,0002,454
2013-03-31 (YTD Data)Rank
Total interest income$1,695,0003,399
Total interest expense$243,0003,231
Net interest income$1,452,0003,374
Provision for loan and lease losses$80,0002,309
Total noninterest income$322,0002,907
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$166,0001,879
Trading account gains and fees$0148
Additional Noninterest Income$156,0003,123
Total noninterest expense$1,081,0003,798
Salaries and employee benefits$574,0003,817
Premises and equipment expense$153,0003,343
Additional noninterest expense$354,0003,810
Pre-tax net operating income$613,0002,521
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$613,0002,222
Extraordinary gains, net$010
Net income$613,0002,224
Minority interest net income$076
Net income of bank and minority interests.$613,0002,224
Net charge-offs$40,0002,581
Cash dividends$450,0001,014
Sale, conversion, retirement of capital stock, net$0789
Net operating income$613,0002,139
2012-12-31 (YTD Data)Rank
Total interest income$7,002,0003,451
Total interest expense$1,184,0003,228
Net interest income$5,818,0003,449
Provision for loan and lease losses$450,0002,851
Total noninterest income$1,496,0002,627
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$744,0001,791
Trading account gains and fees$0166
Additional Noninterest Income$752,0002,781
Total noninterest expense$4,556,0003,711
Salaries and employee benefits$2,239,0003,850
Premises and equipment expense$794,0002,768
Additional noninterest expense$1,523,0003,750
Pre-tax net operating income$2,308,0002,551
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,308,0002,333
Extraordinary gains, net$029
Net income$2,308,0002,334
Minority interest net income$093
Net income of bank and minority interests.$2,308,0002,335
Net charge-offs$417,0002,892
Cash dividends$1,300,0001,641
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,308,0002,208
2012-09-30 (YTD Data)Rank
Total interest income$5,227,0003,516
Total interest expense$880,0003,349
Net interest income$4,347,0003,512
Provision for loan and lease losses$325,0002,856
Total noninterest income$1,144,0002,585
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$551,0001,838
Trading account gains and fees$0157
Additional Noninterest Income$593,0002,697
Total noninterest expense$3,447,0003,718
Salaries and employee benefits$1,677,0003,852
Premises and equipment expense$600,0002,776
Additional noninterest expense$1,170,0003,720
Pre-tax net operating income$1,719,0002,638
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,719,0002,396
Extraordinary gains, net$020
Net income$1,719,0002,397
Minority interest net income$086
Net income of bank and minority interests.$1,719,0002,397
Net charge-offs$353,0002,631
Cash dividends$900,0001,426
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,719,0002,265
2012-06-30 (YTD Data)Rank
Total interest income$3,488,0003,539
Total interest expense$613,0003,356
Net interest income$2,875,0003,547
Provision for loan and lease losses$250,0002,658
Total noninterest income$731,0002,628
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$364,0001,850
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,771
Total noninterest expense$2,308,0003,717
Salaries and employee benefits$1,113,0003,890
Premises and equipment expense$403,0002,756
Additional noninterest expense$792,0003,687
Pre-tax net operating income$1,048,0002,759
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,048,0002,535
Extraordinary gains, net$019
Net income$1,048,0002,535
Minority interest net income$084
Net income of bank and minority interests.$1,048,0002,535
Net charge-offs$324,0002,229
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,048,0002,395
2012-03-31 (YTD Data)Rank
Total interest income$1,736,0003,586
Total interest expense$313,0003,425
Net interest income$1,423,0003,588
Provision for loan and lease losses$150,0002,302
Total noninterest income$340,0002,732
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$172,0001,926
Trading account gains and fees$0148
Additional Noninterest Income$168,0002,905
Total noninterest expense$1,152,0003,747
Salaries and employee benefits$557,0003,910
Premises and equipment expense$204,0002,754
Additional noninterest expense$391,0003,694
Pre-tax net operating income$461,0003,033
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$461,0002,775
Extraordinary gains, net$019
Net income$461,0002,777
Minority interest net income$078
Net income of bank and minority interests.$461,0002,778
Net charge-offs$302,0001,488
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$461,0002,637
2011-12-31 (YTD Data)Rank
Total interest income$7,079,0003,649
Total interest expense$1,505,0003,442
Net interest income$5,574,0003,654
Provision for loan and lease losses$970,0002,460
Total noninterest income$1,192,0002,810
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$803,0001,779
Trading account gains and fees$0146
Additional Noninterest Income$389,0003,480
Total noninterest expense$4,655,0003,717
Salaries and employee benefits$2,258,0003,840
Premises and equipment expense$744,0003,065
Additional noninterest expense$1,653,0003,613
Pre-tax net operating income$1,141,0003,478
Securities gains (losses)$-1,0006,712
Applicable income taxes$04,719
Income before extraordinary items$1,140,0003,288
Extraordinary gains, net$029
Net income$1,140,0003,291
Minority interest net income$096
Net income of bank and minority interests.$1,140,0003,291
Net charge-offs$444,0003,319
Cash dividends$400,0002,654
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,141,0003,194
2011-09-30 (YTD Data)Rank
Total interest income$5,302,0003,691
Total interest expense$1,173,0003,464
Net interest income$4,129,0003,701
Provision for loan and lease losses$660,0002,524
Total noninterest income$922,0002,749
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$609,0001,770
Trading account gains and fees$0145
Additional Noninterest Income$313,0003,405
Total noninterest expense$3,537,0003,697
Salaries and employee benefits$1,703,0003,827
Premises and equipment expense$577,0003,016
Additional noninterest expense$1,257,0003,570
Pre-tax net operating income$854,0003,595
Securities gains (losses)$-1,0006,834
Applicable income taxes$04,740
Income before extraordinary items$853,0003,392
Extraordinary gains, net$021
Net income$853,0003,393
Minority interest net income$087
Net income of bank and minority interests.$853,0003,393
Net charge-offs$381,0002,971
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$854,0003,269
2011-06-30 (YTD Data)Rank
Total interest income$3,516,0003,746
Total interest expense$814,0003,463
Net interest income$2,702,0003,758
Provision for loan and lease losses$260,0003,196
Total noninterest income$483,0003,184
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$401,0001,764
Trading account gains and fees$0153
Additional Noninterest Income$82,0004,854
Total noninterest expense$2,320,0003,778
Salaries and employee benefits$1,132,0003,870
Premises and equipment expense$351,0003,252
Additional noninterest expense$837,0003,620
Pre-tax net operating income$605,0003,460
Securities gains (losses)$-1,0006,874
Applicable income taxes$04,697
Income before extraordinary items$604,0003,178
Extraordinary gains, net$015
Net income$604,0003,179
Minority interest net income$089
Net income of bank and minority interests.$604,0003,180
Net charge-offs$165,0003,309
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$605,0003,089
2011-03-31 (YTD Data)Rank
Total interest income$1,773,0003,744
Total interest expense$408,0003,552
Net interest income$1,365,0003,716
Provision for loan and lease losses$110,0003,236
Total noninterest income$182,0003,782
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$181,0001,887
Trading account gains and fees$0158
Additional Noninterest Income$1,0007,012
Total noninterest expense$1,129,0003,857
Salaries and employee benefits$566,0003,891
Premises and equipment expense$164,0003,471
Additional noninterest expense$399,0003,736
Pre-tax net operating income$308,0003,477
Securities gains (losses)$-1,0006,978
Applicable income taxes$04,545
Income before extraordinary items$307,0003,182
Extraordinary gains, net$09
Net income$307,0003,177
Minority interest net income$086
Net income of bank and minority interests.$307,0003,181
Net charge-offs$112,0002,615
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$308,0003,117
2010-12-31 (YTD Data)Rank
Total interest income$7,338,0003,787
Total interest expense$1,892,0003,705
Net interest income$5,446,0003,735
Provision for loan and lease losses$1,220,0002,755
Total noninterest income$1,418,0002,618
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$851,0001,728
Trading account gains and fees$0175
Additional Noninterest Income$567,0003,004
Total noninterest expense$4,371,0003,966
Salaries and employee benefits$2,126,0004,063
Premises and equipment expense$768,0003,072
Additional noninterest expense$1,477,0004,045
Pre-tax net operating income$1,273,0002,989
Securities gains (losses)$21,0003,084
Applicable income taxes$04,655
Income before extraordinary items$1,294,0002,768
Extraordinary gains, net$029
Net income$1,294,0002,765
Minority interest net income$0111
Net income of bank and minority interests.$1,294,0002,770
Net charge-offs$1,165,0002,480
Cash dividends$1,550,0001,036
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,273,0002,694
2010-09-30 (YTD Data)Rank
Total interest income$5,522,0003,849
Total interest expense$1,453,0003,783
Net interest income$4,069,0003,794
Provision for loan and lease losses$545,0003,398
Total noninterest income$1,186,0002,440
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$645,0001,767
Trading account gains and fees$0165
Additional Noninterest Income$541,0002,633
Total noninterest expense$3,291,0003,964
Salaries and employee benefits$1,658,0003,984
Premises and equipment expense$553,0003,215
Additional noninterest expense$1,080,0004,092
Pre-tax net operating income$1,419,0002,482
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,419,0002,246
Extraordinary gains, net$023
Net income$1,419,0002,246
Minority interest net income$0110
Net income of bank and minority interests.$1,419,0002,248
Net charge-offs$333,0003,595
Cash dividends$1,150,000929
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,419,0002,146
2010-06-30 (YTD Data)Rank
Total interest income$3,583,0003,950
Total interest expense$988,0003,842
Net interest income$2,595,0003,914
Provision for loan and lease losses$410,0003,146
Total noninterest income$838,0002,306
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$393,0001,923
Trading account gains and fees$0152
Additional Noninterest Income$445,0002,258
Total noninterest expense$2,197,0003,971
Salaries and employee benefits$1,107,0003,998
Premises and equipment expense$366,0003,255
Additional noninterest expense$724,0004,051
Pre-tax net operating income$826,0002,740
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$826,0002,449
Extraordinary gains, net$019
Net income$826,0002,444
Minority interest net income$0105
Net income of bank and minority interests.$826,0002,448
Net charge-offs$133,0003,950
Cash dividends$650,0001,052
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$826,0002,351
2010-03-31 (YTD Data)Rank
Total interest income$1,737,0004,095
Total interest expense$493,0003,974
Net interest income$1,244,0004,046
Provision for loan and lease losses$130,0003,611
Total noninterest income$337,0002,645
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$149,0002,846
Total noninterest expense$1,104,0004,003
Salaries and employee benefits$562,0004,007
Premises and equipment expense$190,0003,254
Additional noninterest expense$352,0004,138
Pre-tax net operating income$347,0003,090
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$347,0002,837
Extraordinary gains, net$016
Net income$347,0002,834
Minority interest net income$091
Net income of bank and minority interests.$347,0002,837
Net charge-offs$114,0002,988
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$347,0002,716
2009-12-31 (YTD Data)Rank
Total interest income$7,676,0003,929
Total interest expense$2,280,0004,120
Net interest income$5,396,0003,756
Provision for loan and lease losses$465,0004,649
Total noninterest income$1,432,0002,640
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$778,0002,085
Trading account gains and fees$0211
Additional Noninterest Income$654,0002,770
Total noninterest expense$4,359,0004,092
Salaries and employee benefits$2,206,0004,060
Premises and equipment expense$667,0003,598
Additional noninterest expense$1,486,0004,095
Pre-tax net operating income$2,004,0001,906
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,004,0001,678
Extraordinary gains, net$034
Net income$2,004,0001,676
Minority interest net income$0115
Net income of bank and minority interests.$2,004,0001,678
Net charge-offs$288,0004,547
Cash dividends$2,095,000872
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,004,0001,625
2009-09-30 (YTD Data)Rank
Total interest income$5,845,0003,944
Total interest expense$1,766,0004,173
Net interest income$4,079,0003,742
Provision for loan and lease losses$315,0004,517
Total noninterest income$1,095,0002,660
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$587,0002,083
Trading account gains and fees$0212
Additional Noninterest Income$508,0002,787
Total noninterest expense$3,234,0004,139
Salaries and employee benefits$1,659,0004,088
Premises and equipment expense$492,0003,658
Additional noninterest expense$1,083,0004,170
Pre-tax net operating income$1,625,0001,912
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,625,0001,651
Extraordinary gains, net$027
Net income$1,625,0001,649
Minority interest net income$0118
Net income of bank and minority interests.$1,625,0001,651
Net charge-offs$270,0003,868
Cash dividends$1,400,000923
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,625,0001,604
2009-06-30 (YTD Data)Rank
Total interest income$3,951,0003,938
Total interest expense$1,226,0004,189
Net interest income$2,725,0003,727
Provision for loan and lease losses$215,0004,228
Total noninterest income$673,0002,808
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$377,0002,123
Trading account gains and fees$0193
Additional Noninterest Income$296,0003,030
Total noninterest expense$2,150,0004,176
Salaries and employee benefits$1,093,0004,163
Premises and equipment expense$335,0003,636
Additional noninterest expense$722,0004,177
Pre-tax net operating income$1,033,0002,054
Securities gains (losses)$03,136
Applicable income taxes$9,0004,050
Income before extraordinary items$1,024,0001,814
Extraordinary gains, net$021
Net income$1,024,0001,811
Minority interest net income$0112
Net income of bank and minority interests.$1,024,0001,813
Net charge-offs$242,0003,204
Cash dividends$950,000973
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,024,0001,762
2009-03-31 (YTD Data)Rank
Total interest income$1,999,0003,946
Total interest expense$637,0004,211
Net interest income$1,362,0003,720
Provision for loan and lease losses$105,0003,786
Total noninterest income$317,0002,913
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$179,0002,154
Trading account gains and fees$0171
Additional Noninterest Income$138,0003,102
Total noninterest expense$1,005,0004,292
Salaries and employee benefits$533,0004,253
Premises and equipment expense$152,0003,929
Additional noninterest expense$320,0004,203
Pre-tax net operating income$569,0002,147
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$569,0001,886
Extraordinary gains, net$015
Net income$569,0001,888
Minority interest net income$0102
Net income of bank and minority interests.$569,0001,888
Net charge-offs$209,0002,095
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$569,0001,784
2008-12-31 (YTD Data)Rank
Total interest income$8,704,0003,890
Total interest expense$3,137,0004,127
Net interest income$5,567,0003,665
Provision for loan and lease losses$250,0004,899
Total noninterest income$1,535,0002,579
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$826,0002,069
Trading account gains and fees$0154
Additional Noninterest Income$709,0002,636
Total noninterest expense$4,084,0004,169
Salaries and employee benefits$2,278,0004,051
Premises and equipment expense$672,0003,605
Additional noninterest expense$1,134,0004,465
Pre-tax net operating income$2,768,0001,930
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,768,0001,471
Extraordinary gains, net$039
Net income$2,768,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0003,872
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,768,0001,570
2008-09-30 (YTD Data)Rank
Total interest income$6,625,0003,905
Total interest expense$2,452,0004,132
Net interest income$4,173,0003,699
Provision for loan and lease losses$190,0004,286
Total noninterest income$1,191,0002,599
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$625,0002,061
Trading account gains and fees$0148
Additional Noninterest Income$566,0002,608
Total noninterest expense$3,048,0004,173
Salaries and employee benefits$1,713,0004,062
Premises and equipment expense$484,0003,719
Additional noninterest expense$851,0004,381
Pre-tax net operating income$2,126,0002,206
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,126,0001,681
Extraordinary gains, net$031
Net income$2,126,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,276
Cash dividends$1,750,0001,162
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,126,0001,783
2008-06-30 (YTD Data)Rank
Total interest income$4,493,0003,917
Total interest expense$1,711,0004,145
Net interest income$2,782,0003,687
Provision for loan and lease losses$115,0004,076
Total noninterest income$804,0002,603
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$404,0002,099
Trading account gains and fees$0149
Additional Noninterest Income$400,0002,592
Total noninterest expense$2,028,0004,192
Salaries and employee benefits$1,140,0004,104
Premises and equipment expense$312,0003,851
Additional noninterest expense$576,0004,307
Pre-tax net operating income$1,443,0002,284
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,443,0001,865
Extraordinary gains, net$021
Net income$1,443,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,909
Cash dividends$1,275,0001,148
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,443,0001,827
2008-03-31 (YTD Data)Rank
Total interest income$2,287,0003,956
Total interest expense$901,0004,179
Net interest income$1,386,0003,686
Provision for loan and lease losses$85,0002,985
Total noninterest income$366,0002,767
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$191,0002,157
Trading account gains and fees$0158
Additional Noninterest Income$175,0002,773
Total noninterest expense$989,0004,270
Salaries and employee benefits$576,0004,093
Premises and equipment expense$155,0003,877
Additional noninterest expense$258,0004,583
Pre-tax net operating income$678,0002,476
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$678,0002,083
Extraordinary gains, net$015
Net income$678,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,108
Cash dividends$650,0001,088
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$678,0002,020
2007-12-31 (YTD Data)Rank
Total interest income$9,459,0003,915
Total interest expense$3,817,0004,126
Net interest income$5,642,0003,668
Provision for loan and lease losses$380,0002,776
Total noninterest income$1,328,0002,930
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$789,0002,157
Trading account gains and fees$0178
Additional Noninterest Income$539,0003,181
Total noninterest expense$4,058,0004,079
Salaries and employee benefits$2,293,0003,962
Premises and equipment expense$626,0003,724
Additional noninterest expense$1,139,0004,220
Pre-tax net operating income$2,532,0002,795
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,532,0002,328
Extraordinary gains, net$039
Net income$2,532,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,984
Cash dividends$1,950,0001,644
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,532,0002,319
2007-09-30 (YTD Data)Rank
Total interest income$7,073,0003,933
Total interest expense$2,859,0004,134
Net interest income$4,214,0003,682
Provision for loan and lease losses$270,0002,452
Total noninterest income$992,0002,933
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$593,0002,142
Trading account gains and fees$0184
Additional Noninterest Income$399,0003,212
Total noninterest expense$2,944,0004,150
Salaries and employee benefits$1,712,0003,963
Premises and equipment expense$444,0003,865
Additional noninterest expense$788,0004,410
Pre-tax net operating income$1,992,0002,838
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,992,0002,374
Extraordinary gains, net$033
Net income$1,992,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,634
Cash dividends$1,250,0001,727
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,992,0002,354
2007-06-30 (YTD Data)Rank
Total interest income$4,662,0003,976
Total interest expense$1,872,0004,190
Net interest income$2,790,0003,730
Provision for loan and lease losses$180,0002,301
Total noninterest income$675,0002,909
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$399,0002,114
Trading account gains and fees$0168
Additional Noninterest Income$276,0003,163
Total noninterest expense$1,957,0004,190
Salaries and employee benefits$1,147,0003,979
Premises and equipment expense$283,0004,012
Additional noninterest expense$527,0004,430
Pre-tax net operating income$1,328,0002,910
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,328,0002,437
Extraordinary gains, net$029
Net income$1,328,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,398
Cash dividends$850,0001,743
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,328,0002,420
2007-03-31 (YTD Data)Rank
Total interest income$2,290,0004,028
Total interest expense$918,0004,214
Net interest income$1,372,0003,778
Provision for loan and lease losses$110,0001,886
Total noninterest income$344,0002,844
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$193,0002,112
Trading account gains and fees$0195
Additional Noninterest Income$151,0003,007
Total noninterest expense$1,004,0004,132
Salaries and employee benefits$602,0003,881
Premises and equipment expense$141,0004,032
Additional noninterest expense$261,0004,396
Pre-tax net operating income$602,0003,107
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$602,0002,620
Extraordinary gains, net$022
Net income$602,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,062
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$602,0002,601
2006-12-31 (YTD Data)Rank
Total interest income$8,885,0003,905
Total interest expense$3,166,0004,179
Net interest income$5,719,0003,645
Provision for loan and lease losses$370,0002,411
Total noninterest income$1,350,0002,901
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$854,0002,009
Trading account gains and fees$0130
Additional Noninterest Income$496,0003,355
Total noninterest expense$3,843,0004,104
Salaries and employee benefits$2,125,0004,086
Premises and equipment expense$609,0003,726
Additional noninterest expense$1,109,0004,182
Pre-tax net operating income$2,856,0002,868
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,856,0002,357
Extraordinary gains, net$051
Net income$2,856,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,430
Cash dividends$1,800,0001,688
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,856,0002,341
2006-09-30 (YTD Data)Rank
Total interest income$6,565,0003,918
Total interest expense$2,284,0004,185
Net interest income$4,281,0003,680
Provision for loan and lease losses$275,0002,295
Total noninterest income$1,066,0002,811
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$636,0002,014
Trading account gains and fees$0126
Additional Noninterest Income$430,0003,094
Total noninterest expense$2,887,0004,084
Salaries and employee benefits$1,596,0004,063
Premises and equipment expense$458,0003,725
Additional noninterest expense$833,0004,152
Pre-tax net operating income$2,185,0002,941
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,185,0002,405
Extraordinary gains, net$045
Net income$2,185,0002,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,250
Cash dividends$1,250,0001,666
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,185,0002,394
2006-06-30 (YTD Data)Rank
Total interest income$4,288,0003,924
Total interest expense$1,445,0004,215
Net interest income$2,843,0003,688
Provision for loan and lease losses$200,0002,096
Total noninterest income$698,0002,834
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$416,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$282,0003,125
Total noninterest expense$1,958,0004,059
Salaries and employee benefits$1,076,0004,047
Premises and equipment expense$302,0003,747
Additional noninterest expense$580,0004,015
Pre-tax net operating income$1,383,0003,054
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,383,0002,496
Extraordinary gains, net$039
Net income$1,383,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0001,091
Cash dividends$825,0001,680
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,383,0002,480
2006-03-31 (YTD Data)Rank
Total interest income$2,100,0003,925
Total interest expense$683,0004,233
Net interest income$1,417,0003,702
Provision for loan and lease losses$90,0002,132
Total noninterest income$325,0002,924
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$183,0002,197
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,070
Total noninterest expense$965,0004,110
Salaries and employee benefits$548,0004,012
Premises and equipment expense$144,0003,911
Additional noninterest expense$273,0004,200
Pre-tax net operating income$687,0003,006
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$687,0002,478
Extraordinary gains, net$021
Net income$687,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000811
Cash dividends$425,0001,537
Sale, conversion, retirement of capital stock, net$0648
Net operating income$687,0002,460
2005-12-31 (YTD Data)Rank
Total interest income$7,737,0003,845
Total interest expense$2,232,0004,120
Net interest income$5,505,0003,680
Provision for loan and lease losses$235,0003,312
Total noninterest income$1,370,0002,855
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$833,0002,040
Trading account gains and fees$0138
Additional Noninterest Income$537,0003,244
Total noninterest expense$3,818,0004,011
Salaries and employee benefits$2,040,0004,072
Premises and equipment expense$602,0003,643
Additional noninterest expense$1,176,0003,920
Pre-tax net operating income$2,822,0002,901
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,822,0002,362
Extraordinary gains, net$046
Net income$2,822,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,823
Cash dividends$2,200,0001,359
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,822,0002,336
2005-09-30 (YTD Data)Rank
Total interest income$5,673,0003,866
Total interest expense$1,590,0004,131
Net interest income$4,083,0003,696
Provision for loan and lease losses$140,0003,587
Total noninterest income$1,005,0002,904
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$632,0002,020
Trading account gains and fees$0126
Additional Noninterest Income$373,0003,397
Total noninterest expense$2,788,0004,058
Salaries and employee benefits$1,509,0004,072
Premises and equipment expense$450,0003,657
Additional noninterest expense$829,0004,070
Pre-tax net operating income$2,160,0002,885
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,160,0002,351
Extraordinary gains, net$035
Net income$2,160,0002,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,807
Cash dividends$1,275,0001,509
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,160,0002,322
2005-06-30 (YTD Data)Rank
Total interest income$3,657,0003,907
Total interest expense$1,002,0004,122
Net interest income$2,655,0003,741
Provision for loan and lease losses$70,0003,946
Total noninterest income$653,0002,920
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$417,0002,001
Trading account gains and fees$0116
Additional Noninterest Income$236,0003,470
Total noninterest expense$1,801,0004,142
Salaries and employee benefits$1,003,0004,069
Premises and equipment expense$282,0003,796
Additional noninterest expense$516,0004,265
Pre-tax net operating income$1,437,0002,852
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,437,0002,303
Extraordinary gains, net$030
Net income$1,437,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,738
Cash dividends$850,0001,501
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,437,0002,270
2005-03-31 (YTD Data)Rank
Total interest income$1,814,0003,898
Total interest expense$473,0004,184
Net interest income$1,341,0003,721
Provision for loan and lease losses$70,0002,663
Total noninterest income$324,0002,877
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$202,0001,988
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,360
Total noninterest expense$887,0004,217
Salaries and employee benefits$504,0004,068
Premises and equipment expense$135,0003,965
Additional noninterest expense$248,0004,387
Pre-tax net operating income$708,0002,836
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$708,0002,304
Extraordinary gains, net$024
Net income$708,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,554
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$708,0002,267
2004-12-31 (YTD Data)Rank
Total interest income$6,924,0003,842
Total interest expense$1,830,0003,927
Net interest income$5,094,0003,760
Provision for loan and lease losses$245,0003,282
Total noninterest income$1,341,0002,896
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$795,0002,156
Trading account gains and fees$0138
Additional Noninterest Income$546,0003,146
Total noninterest expense$3,566,0004,114
Salaries and employee benefits$1,955,0004,073
Premises and equipment expense$584,0003,612
Additional noninterest expense$1,027,0004,241
Pre-tax net operating income$2,624,0002,876
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,624,0002,323
Extraordinary gains, net$034
Net income$2,624,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,216
Cash dividends$2,400,0001,171
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,624,0002,273
2004-09-30 (YTD Data)Rank
Total interest income$5,100,0003,874
Total interest expense$1,370,0003,871
Net interest income$3,730,0003,804
Provision for loan and lease losses$115,0004,038
Total noninterest income$1,011,0002,904
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$595,0002,173
Trading account gains and fees$0134
Additional Noninterest Income$416,0003,129
Total noninterest expense$2,578,0004,212
Salaries and employee benefits$1,338,0004,330
Premises and equipment expense$474,0003,406
Additional noninterest expense$766,0004,218
Pre-tax net operating income$2,048,0002,817
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,048,0002,271
Extraordinary gains, net$026
Net income$2,048,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,433
Cash dividends$2,050,000950
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,048,0002,214
2004-06-30 (YTD Data)Rank
Total interest income$3,352,0003,907
Total interest expense$913,0003,883
Net interest income$2,439,0003,861
Provision for loan and lease losses$95,0003,576
Total noninterest income$648,0002,997
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$376,0002,260
Trading account gains and fees$0130
Additional Noninterest Income$272,0003,155
Total noninterest expense$1,725,0004,215
Salaries and employee benefits$890,0004,357
Premises and equipment expense$318,0003,391
Additional noninterest expense$517,0004,204
Pre-tax net operating income$1,267,0002,977
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,267,0002,403
Extraordinary gains, net$021
Net income$1,267,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$1,750,000776
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,267,0002,338
2004-03-31 (YTD Data)Rank
Total interest income$1,630,0004,004
Total interest expense$461,0003,893
Net interest income$1,169,0003,976
Provision for loan and lease losses$50,0003,283
Total noninterest income$300,0003,111
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$175,0002,340
Trading account gains and fees$0121
Additional Noninterest Income$125,0003,263
Total noninterest expense$872,0004,187
Salaries and employee benefits$445,0004,386
Premises and equipment expense$156,0003,477
Additional noninterest expense$271,0004,056
Pre-tax net operating income$547,0003,299
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$547,0002,724
Extraordinary gains, net$016
Net income$547,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$547,0002,626
2003-12-31 (YTD Data)Rank
Total interest income$6,887,0003,875
Total interest expense$1,971,0004,072
Net interest income$4,916,0003,727
Provision for loan and lease losses$265,0003,440
Total noninterest income$1,181,0003,346
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$696,0002,369
Trading account gains and fees$0160
Additional Noninterest Income$485,0003,635
Total noninterest expense$3,294,0004,322
Salaries and employee benefits$1,754,0004,335
Premises and equipment expense$555,0003,745
Additional noninterest expense$985,0004,335
Pre-tax net operating income$2,538,0002,847
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,538,0002,342
Extraordinary gains, net$054
Net income$2,538,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,222
Cash dividends$2,050,0001,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,538,0002,231
2003-09-30 (YTD Data)Rank
Total interest income$5,179,0003,914
Total interest expense$1,498,0004,148
Net interest income$3,681,0003,758
Provision for loan and lease losses$210,0003,249
Total noninterest income$872,0003,445
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$508,0002,436
Trading account gains and fees$0153
Additional Noninterest Income$364,0003,712
Total noninterest expense$2,453,0004,333
Salaries and employee benefits$1,307,0004,353
Premises and equipment expense$397,0003,886
Additional noninterest expense$749,0004,265
Pre-tax net operating income$1,890,0002,960
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,890,0002,447
Extraordinary gains, net$040
Net income$1,890,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,725
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,890,0002,329
2003-06-30 (YTD Data)Rank
Total interest income$3,482,0003,919
Total interest expense$1,018,0004,196
Net interest income$2,464,0003,747
Provision for loan and lease losses$135,0003,272
Total noninterest income$583,0003,415
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$326,0002,488
Trading account gains and fees$0150
Additional Noninterest Income$257,0003,576
Total noninterest expense$1,645,0004,304
Salaries and employee benefits$869,0004,356
Premises and equipment expense$250,0004,043
Additional noninterest expense$526,0004,082
Pre-tax net operating income$1,267,0002,957
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,267,0002,448
Extraordinary gains, net$030
Net income$1,267,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,386
Cash dividends$850,0001,509
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,267,0002,312
2003-03-31 (YTD Data)Rank
Total interest income$1,755,0003,912
Total interest expense$523,0004,196
Net interest income$1,232,0003,737
Provision for loan and lease losses$50,0003,651
Total noninterest income$304,0003,218
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$152,0002,558
Trading account gains and fees$0134
Additional Noninterest Income$152,0003,188
Total noninterest expense$835,0004,232
Salaries and employee benefits$437,0004,345
Premises and equipment expense$120,0004,153
Additional noninterest expense$278,0003,881
Pre-tax net operating income$651,0002,896
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$651,0002,347
Extraordinary gains, net$021
Net income$651,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,990
Cash dividends$550,0001,115
Sale, conversion, retirement of capital stock, net$0419
Net operating income$651,0002,219
2002-12-31 (YTD Data)Rank
Total interest income$7,336,0003,898
Total interest expense$2,498,0004,102
Net interest income$4,838,0003,762
Provision for loan and lease losses$255,0003,810
Total noninterest income$1,084,0003,301
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$663,0002,352
Trading account gains and fees$0153
Additional Noninterest Income$421,0003,614
Total noninterest expense$3,013,0004,443
Salaries and employee benefits$1,582,0004,487
Premises and equipment expense$492,0003,982
Additional noninterest expense$939,0004,394
Pre-tax net operating income$2,654,0002,764
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$2,654,0002,243
Extraordinary gains, net$070
Net income$2,654,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,693
Cash dividends$1,674,0001,520
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,654,0002,170
2001-12-31 (YTD Data)Rank
Total interest income$8,088,0003,990
Total interest expense$3,605,0004,114
Net interest income$4,483,0003,779
Provision for loan and lease losses$220,0003,917
Total noninterest income$897,0003,582
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$490,0002,879
Trading account gains and fees$0177
Additional Noninterest Income$407,0003,490
Total noninterest expense$2,866,0004,494
Salaries and employee benefits$1,589,0004,319
Premises and equipment expense$477,0004,050
Additional noninterest expense$800,0004,781
Pre-tax net operating income$2,294,0002,853
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,294,0002,256
Extraordinary gains, net$0105
Net income$2,294,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,001
Cash dividends$1,325,0001,832
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,294,0002,185
2000-12-31 (YTD Data)Rank
Total interest income$7,875,0004,184
Total interest expense$3,620,0004,286
Net interest income$4,255,0003,969
Provision for loan and lease losses$265,0003,112
Total noninterest income$893,0003,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$421,0003,116
Trading account gains and feesNANA
Additional Noninterest Income$472,0003,047
Total noninterest expense$2,742,0004,538
Salaries and employee benefits$1,495,0004,369
Premises and equipment expense$449,0004,139
Additional noninterest expense$798,0004,757
Pre-tax net operating income$2,141,0003,148
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,141,0002,390
Extraordinary gains, net$038
Net income$2,141,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,989
Cash dividends$961,0002,374
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,141,0002,394
1999-12-31 (YTD Data)Rank
Total interest income$7,319,0004,238
Total interest expense$3,389,0004,148
Net interest income$3,930,0004,245
Provision for loan and lease losses$125,0004,648
Total noninterest income$880,0003,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$414,0003,132
Trading account gains and feesNANA
Additional Noninterest Income$466,0003,090
Total noninterest expense$2,809,0004,458
Salaries and employee benefits$1,519,0004,295
Premises and equipment expense$494,0003,799
Additional noninterest expense$796,0004,800
Pre-tax net operating income$1,876,0003,497
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,876,0002,719
Extraordinary gains, net$035
Net income$1,876,0002,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,462
Cash dividends$1,100,0002,102
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,876,0002,689
1998-12-31 (YTD Data)Rank
Total interest income$7,043,0004,371
Total interest expense$3,287,0004,387
Net interest income$3,756,0004,344
Provision for loan and lease losses$120,0004,610
Total noninterest income$797,0003,638
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$365,0003,393
Trading account gains and feesNANA
Additional Noninterest Income$432,0003,264
Total noninterest expense$2,666,0004,547
Salaries and employee benefits$1,445,0004,365
Premises and equipment expense$513,0003,621
Additional noninterest expense$708,0005,119
Pre-tax net operating income$1,767,0003,689
Securities gains (losses)$04,449
Applicable income taxes$164,0006,659
Income before extraordinary items$1,603,0003,083
Extraordinary gains, net$032
Net income$1,603,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,605
Cash dividends$1,050,0002,120
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,603,0002,992
1997-12-31 (YTD Data)Rank
Total interest income$6,837,0004,586
Total interest expense$3,071,0004,613
Net interest income$3,766,0004,458
Provision for loan and lease losses$135,0004,360
Total noninterest income$807,0003,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$358,0003,538
Trading account gains and feesNANA
Additional Noninterest Income$449,0003,045
Total noninterest expense$2,722,0004,447
Salaries and employee benefits$1,526,0004,189
Premises and equipment expense$485,0003,811
Additional noninterest expense$711,0005,157
Pre-tax net operating income$1,716,0004,009
Securities gains (losses)$03,944
Applicable income taxes$486,0004,296
Income before extraordinary items$1,230,0003,972
Extraordinary gains, net$044
Net income$1,230,0003,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,648
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,230,0003,898
1996-12-31 (YTD Data)Rank
Total interest income$6,822,0004,672
Total interest expense$3,178,0004,540
Net interest income$3,644,0004,669
Provision for loan and lease losses$161,0003,912
Total noninterest income$751,0003,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$379,0003,495
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,539
Total noninterest expense$2,639,0004,804
Salaries and employee benefits$1,429,0004,513
Premises and equipment expense$509,0003,729
Additional noninterest expense$701,0005,743
Pre-tax net operating income$1,595,0004,128
Securities gains (losses)$-5,0009,952
Applicable income taxes$428,0004,679
Income before extraordinary items$1,162,0003,972
Extraordinary gains, net$053
Net income$1,162,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,199
Cash dividends$900,0002,306
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,165,6503,915
1995-12-31 (YTD Data)Rank
Total interest income$6,569,0004,813
Total interest expense$2,912,0004,894
Net interest income$3,657,0004,679
Provision for loan and lease losses$75,0005,235
Total noninterest income$723,0003,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$351,0003,758
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,471
Total noninterest expense$2,659,0004,731
Salaries and employee benefits$1,457,0004,398
Premises and equipment expense$458,0004,060
Additional noninterest expense$744,0005,566
Pre-tax net operating income$1,646,0004,120
Securities gains (losses)$1,0003,512
Applicable income taxes$431,0004,679
Income before extraordinary items$1,216,0003,919
Extraordinary gains, net$065
Net income$1,216,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,232
Cash dividends$800,0002,402
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,215,2603,905
1994-12-31 (YTD Data)Rank
Total interest income$6,065,0004,819
Total interest expense$2,121,0005,334
Net interest income$3,944,0004,440
Provision for loan and lease losses$75,0005,153
Total noninterest income$630,0004,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0004,061
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,074
Total noninterest expense$2,737,0004,781
Salaries and employee benefits$1,444,0004,426
Premises and equipment expense$447,0004,175
Additional noninterest expense$846,0005,444
Pre-tax net operating income$1,762,0003,826
Securities gains (losses)$03,600
Applicable income taxes$505,0004,027
Income before extraordinary items$1,257,0003,689
Extraordinary gains, net$0249
Net income$1,257,0003,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,553
Cash dividends$2,480,000939
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,257,0003,732
1993-12-31 (YTD Data)Rank
Total interest income$6,068,0004,900
Total interest expense$2,090,0005,634
Net interest income$3,978,0004,427
Provision for loan and lease losses$150,0004,621
Total noninterest income$623,0004,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,986
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,997
Total noninterest expense$2,597,0005,104
Salaries and employee benefits$1,360,0004,691
Premises and equipment expense$341,0005,335
Additional noninterest expense$896,0005,385
Pre-tax net operating income$1,854,0003,575
Securities gains (losses)$11,0005,374
Applicable income taxes$534,0003,955
Income before extraordinary items$1,331,0003,625
Extraordinary gains, net$03,149
Net income$1,331,0003,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,593
Cash dividends$550,0002,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,323,1903,454
1992-12-31 (YTD Data)Rank
Total interest income$6,525,0005,124
Total interest expense$2,742,0005,564
Net interest income$3,783,0004,681
Provision for loan and lease losses$946,0001,905
Total noninterest income$577,0005,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0005,008
Trading account gains and feesNANA
Additional Noninterest Income$319,0004,258
Total noninterest expense$2,374,0005,537
Salaries and employee benefits$1,273,0004,910
Premises and equipment expense$303,0005,926
Additional noninterest expense$798,0006,083
Pre-tax net operating income$1,040,0005,473
Securities gains (losses)$72,0003,538
Applicable income taxes$274,0006,309
Income before extraordinary items$838,0005,176
Extraordinary gains, net$01,422
Net income$838,0005,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0002,473
Cash dividends$235,0004,665
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$784,0005,128

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.