Home > United Community Bank > Net charge- offs to loans
United Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3020% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0357% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0666% | 4,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3021% | 4,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0912% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4713% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9426% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4700% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0287% | 64 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3296% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0462% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3970% | 4,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1632% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3307% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1387% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3287% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0388% | 62 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1232% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5059% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2489% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5311% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2455% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 159 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3939% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0856% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1005% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0762% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0584% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 4,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0685% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2976% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8039% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0789% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7956% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0283% | 4,700 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,533 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 4,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0785% | 4,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8124% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2725% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8010% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0390% | 4,740 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 4,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0699% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 4,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0954% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2305% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7149% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9193% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7020% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0608% | 1,005 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 3,301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 4,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8142% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1852% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8049% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.0701% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 3,367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0450% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5931% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5931% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0413% | 1,047 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0557% | 4,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0529% | 3,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6840% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6840% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0540% | 1,044 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0493% | 3,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4754% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4754% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0810% | 1,023 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1575% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5759% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5759% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0553% | 985 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1777% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0722% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0802% | 3,579 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0686% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5516% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0478% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0478% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1984% | 1,062 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2023% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0837% | 4,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0893% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5492% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0727% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0727% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3368% | 1,053 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0591% | 4,660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0536% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 4,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8388% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3475% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3475% | 428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4325% | 1,039 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3627% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 4,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0898% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0491% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1089% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6837% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2977% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2977% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1379% | 1,015 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0734% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0652% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7561% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7561% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0088% | 40 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0648% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4367% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6404% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6404% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0119% | 34 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4759% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6075% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6075% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0190% | 23 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.1285% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1293% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5710% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6355% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6355% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0446% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0633% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1106% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5554% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9339% | 22 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0764% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 4,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0701% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6236% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6236% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6362% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6389% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1361% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4771% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4771% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0476% | 4,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1586% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 4,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2195% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4613% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4613% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 744 |
| Percentage Net Loans Charged-off:Construction & development | -0.1896% | 5,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1282% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2623% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0614% | 4,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5203% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0538% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2482% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1325% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2235% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3578% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3617% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0757% | 5,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2821% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2482% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3440% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0886% | 5,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4850% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2915% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3366% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3396% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1291% | 5,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.1043% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9828% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4213% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1491% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3532% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2328% | 5,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.3189% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1762% | 4,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1132% | 5,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2608% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2608% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.2871% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0510% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1756% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2216% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2325% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.5084% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0822% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1625% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2367% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.8578% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1405% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0657% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3090% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.3482% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7064% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0698% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3525% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3525% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3413% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3563% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.4999% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7917% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1955% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2809% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3377% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3377% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3741% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3599% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.4990% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1210% | 6,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9377% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4128% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6099% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2906% | 1,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3471% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.3692% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6623% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9952% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6015% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3906% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3906% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1922% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0225% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 5.5405% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9569% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2722% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9413% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3773% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0396% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4458% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4458% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7981% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5554% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 7.3138% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4598% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3496% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0529% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5315% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7665% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2241% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2241% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0023% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6148% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 10.4173% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4846% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5249% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3629% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9769% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7483% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3724% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3724% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1687% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1229% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 2.5308% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1222% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9708% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5875% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8526% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9975% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4420% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4420% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6619% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8389% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 4.7831% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0655% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8650% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4621% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0120% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4655% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0323% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0323% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7592% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9401% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 5.5086% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9488% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0877% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5317% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0807% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5665% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9918% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9918% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6597% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7907% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 5.2203% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6803% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0217% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6876% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2715% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7585% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3475% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3475% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5134% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6115% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 4.3816% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6301% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7838% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4014% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7008% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8256% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8256% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1700% | 25 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5382% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 26.7563% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2433% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8816% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5930% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4126% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2415% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2148% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0873% | 24 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.0344% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 31.5623% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3589% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6403% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 7.6183% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0157% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0624% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0390% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.1691% | 13 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.4853% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 42.9615% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7810% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.1655% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 9.6851% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6645% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1975% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1716% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 20.4212% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 22.8749% | 5 |
| Percentage Net Loans Charged-off:Construction & development | 76.9677% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4892% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.5017% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 16.8897% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6235% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5475% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5371% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0945% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3145% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 8.8507% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8120% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7001% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8569% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3571% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7688% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3521% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4370% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7225% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 10.2133% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8974% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5097% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9122% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0835% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5357% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1134% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6160% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8756% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 10.6482% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3786% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0896% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7682% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9297% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1746% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7315% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3757% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4186% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 11.5342% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4597% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5856% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6496% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9242% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1815% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9267% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9725% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1336% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 11.9072% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1324% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2765% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7088% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4861% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7861% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9088% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7299% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8905% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5422% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8214% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 11.5110% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6948% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.2344% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0954% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7602% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2108% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2479% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9725% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8013% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5717% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7489% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 8.8951% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4818% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3380% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9745% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7023% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0676% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3095% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5948% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7709% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0370% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2377% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 7.9836% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2196% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7714% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7340% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7841% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0200% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7663% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5727% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5631% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7038% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 5.6540% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3680% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2393% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8332% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9673% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7900% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4011% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1474% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1100% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7310% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8417% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 3.8573% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6034% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7721% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5499% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6202% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8869% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0810% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7164% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7360% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 1.3038% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4712% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6805% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4057% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3752% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7118% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1755% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4735% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4694% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.7947% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3746% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3185% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7201% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3043% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4121% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4158% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.5518% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3968% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5717% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6858% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2971% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4508% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1214% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2145% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.2709% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5053% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3089% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3717% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2079% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2905% | 3,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9793% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.1084% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4880% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3016% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3690% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1176% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9000% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3131% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3832% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2401% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9475% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 7,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1393% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1898% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4195% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9820% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2991% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.0330% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0993% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3988% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0892% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4721% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 7,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4800% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7329% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5740% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.0892% | 7,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1219% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5547% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5811% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4423% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0822% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4747% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4831% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6586% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8190% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0793% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3655% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1584% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5153% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1134% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5415% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2742% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5948% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5123% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 865 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 5,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1457% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6765% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 7,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2210% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5426% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1718% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9453% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 7,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 7,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1724% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2564% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8507% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1009% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 7,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3995% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1584% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1840% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1125% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9190% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9223% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1010% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7353% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | -13.7931% | 2,620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 3,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0517% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0696% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4233% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1666% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4527% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | -135.2941% | 2,820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0573% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4071% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9422% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | -193.1034% | 2,820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1616% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0646% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0536% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3716% | 2,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9212% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1486% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9029% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7736% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1702% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1770% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7188% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3719% | 2,954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1671% | 1,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3931% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 8,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2816% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0342% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2779% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7589% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0175% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2363% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1111% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3257% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2421% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5337% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4018% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6502% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1256% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3138% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3982% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4904% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 5,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4356% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0006% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 5,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5881% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 5,880 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 6,571 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 7,141 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 9,678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |