Home > United Citizens Bank of Southern Kentucky > Income and Expense
United Citizens Bank of Southern Kentucky, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,645,000 | 2,519 |
| Total interest expense | $3,695,000 | 2,376 |
| Net interest income | $8,950,000 | 2,529 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $1,520,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $573,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 2,332 |
| Total noninterest expense | $6,364,000 | 2,692 |
| Salaries and employee benefits | $2,922,000 | 2,975 |
| Premises and equipment expense | $670,000 | 2,551 |
| Additional noninterest expense | $947,000 | 2,332 |
| Pre-tax net operating income | $3,866,000 | 2,213 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $964,000 | 1,463 |
| Income before extraordinary items | $2,902,000 | 2,373 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,902,000 | 2,397 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,902,000 | 2,376 |
| Net charge-offs | $147,000 | 1,303 |
| Cash dividends | $1,440,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,902,000 | 2,387 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 2,541 |
| Total interest expense | $2,606,000 | 2,324 |
| Net interest income | $6,592,000 | 2,564 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $1,099,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $434,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,378 |
| Total noninterest expense | $4,506,000 | 2,766 |
| Salaries and employee benefits | $2,159,000 | 2,977 |
| Premises and equipment expense | $501,000 | 2,554 |
| Additional noninterest expense | $665,000 | 2,377 |
| Pre-tax net operating income | $3,005,000 | 2,226 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $745,000 | 1,484 |
| Income before extraordinary items | $2,260,000 | 2,366 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,260,000 | 2,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,260,000 | 2,368 |
| Net charge-offs | $83,000 | 1,261 |
| Cash dividends | $1,440,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,260,000 | 2,387 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 2,571 |
| Total interest expense | $1,637,000 | 2,237 |
| Net interest income | $4,228,000 | 2,651 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $703,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $281,000 | 1,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,382 |
| Total noninterest expense | $2,992,000 | 2,765 |
| Salaries and employee benefits | $1,434,000 | 2,982 |
| Premises and equipment expense | $332,000 | 2,559 |
| Additional noninterest expense | $422,000 | 2,378 |
| Pre-tax net operating income | $1,819,000 | 2,359 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $451,000 | 1,559 |
| Income before extraordinary items | $1,368,000 | 2,499 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,368,000 | 2,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,368,000 | 2,499 |
| Net charge-offs | $21,000 | 1,520 |
| Cash dividends | $1,440,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,368,000 | 2,513 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,622 |
| Total interest expense | $814,000 | 2,082 |
| Net interest income | $1,966,000 | 2,765 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $349,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $143,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,405 |
| Total noninterest expense | $1,483,000 | 2,827 |
| Salaries and employee benefits | $721,000 | 3,023 |
| Premises and equipment expense | $167,000 | 2,580 |
| Additional noninterest expense | $206,000 | 2,405 |
| Pre-tax net operating income | $772,000 | 2,597 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $191,000 | 1,707 |
| Income before extraordinary items | $581,000 | 2,732 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $581,000 | 2,732 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $581,000 | 2,732 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $1,440,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $581,000 | 2,759 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 2,556 |
| Total interest expense | $1,080,000 | 2,313 |
| Net interest income | $8,652,000 | 2,561 |
| Provision for loan and lease losses | $190,000 | 1,825 |
| Total noninterest income | $1,319,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $531,000 | 1,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 2,595 |
| Total noninterest expense | $6,432,000 | 2,647 |
| Salaries and employee benefits | $2,774,000 | 3,046 |
| Premises and equipment expense | $679,000 | 2,539 |
| Additional noninterest expense | $788,000 | 2,595 |
| Pre-tax net operating income | $3,349,000 | 2,516 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $827,000 | 1,691 |
| Income before extraordinary items | $2,522,000 | 2,675 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,522,000 | 2,672 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,522,000 | 2,674 |
| Net charge-offs | $54,000 | 1,499 |
| Cash dividends | $1,920,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,522,000 | 2,700 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 2,548 |
| Total interest expense | $567,000 | 2,498 |
| Net interest income | $6,526,000 | 2,533 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $975,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $377,000 | 1,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,601 |
| Total noninterest expense | $4,318,000 | 2,800 |
| Salaries and employee benefits | $2,083,000 | 3,052 |
| Premises and equipment expense | $503,000 | 2,546 |
| Additional noninterest expense | $598,000 | 2,601 |
| Pre-tax net operating income | $3,033,000 | 2,269 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $753,000 | 1,562 |
| Income before extraordinary items | $2,280,000 | 2,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,280,000 | 2,412 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,280,000 | 2,412 |
| Net charge-offs | $36,000 | 1,353 |
| Cash dividends | $1,920,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,280,000 | 2,457 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 2,561 |
| Total interest expense | $336,000 | 2,506 |
| Net interest income | $4,232,000 | 2,547 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $655,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $240,000 | 1,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,592 |
| Total noninterest expense | $2,864,000 | 2,803 |
| Salaries and employee benefits | $1,395,000 | 3,046 |
| Premises and equipment expense | $334,000 | 2,563 |
| Additional noninterest expense | $1,135,000 | 2,399 |
| Pre-tax net operating income | $1,933,000 | 2,243 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $477,000 | 1,519 |
| Income before extraordinary items | $1,456,000 | 2,391 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,456,000 | 2,391 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,456,000 | 2,391 |
| Net charge-offs | $31,000 | 1,159 |
| Cash dividends | $1,920,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,456,000 | 2,425 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 2,585 |
| Total interest expense | $149,000 | 2,633 |
| Net interest income | $2,034,000 | 2,568 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $330,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $115,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,498 |
| Total noninterest expense | $1,378,000 | 2,867 |
| Salaries and employee benefits | $720,000 | 2,993 |
| Premises and equipment expense | $170,000 | 2,544 |
| Additional noninterest expense | $488,000 | 2,631 |
| Pre-tax net operating income | $956,000 | 2,144 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $236,000 | 1,486 |
| Income before extraordinary items | $720,000 | 2,325 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $720,000 | 2,324 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $720,000 | 2,325 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $1,920,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $720,000 | 2,344 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,602,000 | 2,515 |
| Total interest expense | $736,000 | 2,645 |
| Net interest income | $8,866,000 | 2,491 |
| Provision for loan and lease losses | $220,000 | 1,670 |
| Total noninterest income | $1,590,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $416,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 2,466 |
| Total noninterest expense | $5,053,000 | 3,001 |
| Salaries and employee benefits | $2,343,000 | 3,293 |
| Premises and equipment expense | $626,000 | 2,681 |
| Additional noninterest expense | $2,084,000 | 2,518 |
| Pre-tax net operating income | $5,183,000 | 2,007 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,288,000 | 1,435 |
| Income before extraordinary items | $3,895,000 | 2,201 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,895,000 | 2,202 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,895,000 | 2,202 |
| Net charge-offs | $-5,000 | 3,478 |
| Cash dividends | $1,440,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,895,000 | 2,173 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 2,523 |
| Total interest expense | $576,000 | 2,665 |
| Net interest income | $6,868,000 | 2,484 |
| Provision for loan and lease losses | $160,000 | 1,629 |
| Total noninterest income | $1,201,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $300,000 | 1,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $901,000 | 2,497 |
| Total noninterest expense | $3,597,000 | 3,103 |
| Salaries and employee benefits | $1,730,000 | 3,328 |
| Premises and equipment expense | $464,000 | 2,709 |
| Additional noninterest expense | $1,403,000 | 2,708 |
| Pre-tax net operating income | $4,312,000 | 1,962 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,073,000 | 1,415 |
| Income before extraordinary items | $3,239,000 | 2,153 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,239,000 | 2,154 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,239,000 | 2,154 |
| Net charge-offs | $-7,000 | 3,541 |
| Cash dividends | $1,440,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,239,000 | 2,123 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 2,428 |
| Total interest expense | $397,000 | 2,688 |
| Net interest income | $4,910,000 | 2,391 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $809,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $190,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,422 |
| Total noninterest expense | $2,358,000 | 3,117 |
| Salaries and employee benefits | $1,153,000 | 3,331 |
| Premises and equipment expense | $300,000 | 2,747 |
| Additional noninterest expense | $905,000 | 2,759 |
| Pre-tax net operating income | $3,261,000 | 1,757 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $812,000 | 1,308 |
| Income before extraordinary items | $2,449,000 | 1,979 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,449,000 | 1,978 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,449,000 | 1,979 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $1,440,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,449,000 | 1,938 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 2,276 |
| Total interest expense | $210,000 | 2,679 |
| Net interest income | $2,693,000 | 2,197 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $435,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $95,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 2,318 |
| Total noninterest expense | $1,163,000 | 3,134 |
| Salaries and employee benefits | $579,000 | 3,323 |
| Premises and equipment expense | $154,000 | 2,733 |
| Additional noninterest expense | $430,000 | 2,804 |
| Pre-tax net operating income | $1,905,000 | 1,578 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $476,000 | 1,168 |
| Income before extraordinary items | $1,429,000 | 1,780 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,429,000 | 1,780 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,429,000 | 1,780 |
| Net charge-offs | $35,000 | 950 |
| Cash dividends | $1,440,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,429,000 | 1,737 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 2,744 |
| Total interest expense | $1,553,000 | 2,330 |
| Net interest income | $7,130,000 | 2,794 |
| Provision for loan and lease losses | $230,000 | 2,924 |
| Total noninterest income | $1,768,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $406,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,362,000 | 2,165 |
| Total noninterest expense | $4,884,000 | 3,050 |
| Salaries and employee benefits | $2,166,000 | 3,439 |
| Premises and equipment expense | $612,000 | 2,721 |
| Additional noninterest expense | $2,106,000 | 2,454 |
| Pre-tax net operating income | $3,784,000 | 2,130 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $805,000 | 1,601 |
| Income before extraordinary items | $2,979,000 | 2,320 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,979,000 | 2,320 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,979,000 | 2,320 |
| Net charge-offs | $89,000 | 2,086 |
| Cash dividends | $1,104,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,979,000 | 2,267 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 2,736 |
| Total interest expense | $1,281,000 | 2,287 |
| Net interest income | $5,286,000 | 2,813 |
| Provision for loan and lease losses | $170,000 | 2,915 |
| Total noninterest income | $1,081,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $308,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,405 |
| Total noninterest expense | $3,480,000 | 3,119 |
| Salaries and employee benefits | $1,632,000 | 3,425 |
| Premises and equipment expense | $444,000 | 2,773 |
| Additional noninterest expense | $1,404,000 | 2,627 |
| Pre-tax net operating income | $2,717,000 | 2,177 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $569,000 | 1,639 |
| Income before extraordinary items | $2,148,000 | 2,346 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,148,000 | 2,346 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,148,000 | 2,346 |
| Net charge-offs | $71,000 | 1,861 |
| Cash dividends | $1,104,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,148,000 | 2,298 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 2,753 |
| Total interest expense | $937,000 | 2,239 |
| Net interest income | $3,491,000 | 2,841 |
| Provision for loan and lease losses | $110,000 | 2,887 |
| Total noninterest income | $696,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $216,000 | 1,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 2,405 |
| Total noninterest expense | $2,277,000 | 3,157 |
| Salaries and employee benefits | $1,086,000 | 3,433 |
| Premises and equipment expense | $293,000 | 2,796 |
| Additional noninterest expense | $898,000 | 2,697 |
| Pre-tax net operating income | $1,800,000 | 2,151 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $373,000 | 1,583 |
| Income before extraordinary items | $1,427,000 | 2,301 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,427,000 | 2,300 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,427,000 | 2,301 |
| Net charge-offs | $62,000 | 1,607 |
| Cash dividends | $1,104,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,427,000 | 2,259 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 2,753 |
| Total interest expense | $502,000 | 2,285 |
| Net interest income | $1,730,000 | 2,825 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $323,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $138,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 2,527 |
| Total noninterest expense | $1,111,000 | 3,224 |
| Salaries and employee benefits | $543,000 | 3,458 |
| Premises and equipment expense | $143,000 | 2,856 |
| Additional noninterest expense | $425,000 | 2,821 |
| Pre-tax net operating income | $892,000 | 2,001 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $183,000 | 1,462 |
| Income before extraordinary items | $709,000 | 2,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $709,000 | 2,150 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $709,000 | 2,151 |
| Net charge-offs | $114,000 | 821 |
| Cash dividends | $1,104,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $709,000 | 2,117 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 2,854 |
| Total interest expense | $1,940,000 | 2,387 |
| Net interest income | $6,594,000 | 2,938 |
| Provision for loan and lease losses | $210,000 | 2,300 |
| Total noninterest income | $1,168,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $530,000 | 1,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,771 |
| Total noninterest expense | $4,583,000 | 3,180 |
| Salaries and employee benefits | $1,980,000 | 3,622 |
| Premises and equipment expense | $550,000 | 2,958 |
| Additional noninterest expense | $2,053,000 | 2,510 |
| Pre-tax net operating income | $2,969,000 | 2,475 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $545,000 | 1,916 |
| Income before extraordinary items | $2,424,000 | 2,615 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,424,000 | 2,615 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,424,000 | 2,617 |
| Net charge-offs | $107,000 | 2,166 |
| Cash dividends | $1,008,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,424,000 | 2,578 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 2,920 |
| Total interest expense | $1,414,000 | 2,452 |
| Net interest income | $4,884,000 | 2,993 |
| Provision for loan and lease losses | $150,000 | 2,250 |
| Total noninterest income | $885,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $392,000 | 1,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,750 |
| Total noninterest expense | $3,265,000 | 3,287 |
| Salaries and employee benefits | $1,476,000 | 3,654 |
| Premises and equipment expense | $393,000 | 3,043 |
| Additional noninterest expense | $1,396,000 | 2,694 |
| Pre-tax net operating income | $2,354,000 | 2,453 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $428,000 | 1,933 |
| Income before extraordinary items | $1,926,000 | 2,588 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,926,000 | 2,589 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,926,000 | 2,589 |
| Net charge-offs | $24,000 | 2,619 |
| Cash dividends | $1,008,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,926,000 | 2,557 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 2,961 |
| Total interest expense | $910,000 | 2,473 |
| Net interest income | $3,206,000 | 3,034 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $560,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $253,000 | 1,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,787 |
| Total noninterest expense | $2,124,000 | 3,356 |
| Salaries and employee benefits | $974,000 | 3,693 |
| Premises and equipment expense | $247,000 | 3,145 |
| Additional noninterest expense | $903,000 | 2,771 |
| Pre-tax net operating income | $1,552,000 | 2,445 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $261,000 | 1,980 |
| Income before extraordinary items | $1,291,000 | 2,544 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,291,000 | 2,543 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,291,000 | 2,543 |
| Net charge-offs | $25,000 | 2,249 |
| Cash dividends | $1,008,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,291,000 | 2,515 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 2,993 |
| Total interest expense | $444,000 | 2,471 |
| Net interest income | $1,589,000 | 3,072 |
| Provision for loan and lease losses | $40,000 | 2,260 |
| Total noninterest income | $265,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $116,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,756 |
| Total noninterest expense | $1,036,000 | 3,423 |
| Salaries and employee benefits | $484,000 | 3,750 |
| Premises and equipment expense | $111,000 | 3,372 |
| Additional noninterest expense | $441,000 | 2,810 |
| Pre-tax net operating income | $778,000 | 2,407 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $99,000 | 2,165 |
| Income before extraordinary items | $679,000 | 2,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $679,000 | 2,404 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $679,000 | 2,404 |
| Net charge-offs | $23,000 | 1,634 |
| Cash dividends | $1,008,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $679,000 | 2,392 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,011 |
| Total interest expense | $1,276,000 | 2,580 |
| Net interest income | $6,341,000 | 3,067 |
| Provision for loan and lease losses | $210,000 | 2,312 |
| Total noninterest income | $1,058,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $518,000 | 1,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,962 |
| Total noninterest expense | $4,215,000 | 3,386 |
| Salaries and employee benefits | $1,879,000 | 3,795 |
| Premises and equipment expense | $483,000 | 3,211 |
| Additional noninterest expense | $1,853,000 | 2,722 |
| Pre-tax net operating income | $2,974,000 | 2,514 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $620,000 | 1,802 |
| Income before extraordinary items | $2,354,000 | 2,680 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,354,000 | 2,678 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,354,000 | 2,679 |
| Net charge-offs | $151,000 | 1,851 |
| Cash dividends | $888,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,354,000 | 2,676 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,057 |
| Total interest expense | $889,000 | 2,614 |
| Net interest income | $4,700,000 | 3,106 |
| Provision for loan and lease losses | $160,000 | 2,205 |
| Total noninterest income | $785,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $375,000 | 1,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,005 |
| Total noninterest expense | $3,014,000 | 3,497 |
| Salaries and employee benefits | $1,398,000 | 3,833 |
| Premises and equipment expense | $364,000 | 3,254 |
| Additional noninterest expense | $1,252,000 | 2,947 |
| Pre-tax net operating income | $2,311,000 | 2,508 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $478,000 | 1,830 |
| Income before extraordinary items | $1,833,000 | 2,664 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,833,000 | 2,663 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,833,000 | 2,663 |
| Net charge-offs | $164,000 | 1,377 |
| Cash dividends | $888,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,833,000 | 2,655 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,090 |
| Total interest expense | $558,000 | 2,625 |
| Net interest income | $3,085,000 | 3,146 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $519,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $247,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,023 |
| Total noninterest expense | $2,004,000 | 3,516 |
| Salaries and employee benefits | $933,000 | 3,845 |
| Premises and equipment expense | $241,000 | 3,283 |
| Additional noninterest expense | $830,000 | 2,973 |
| Pre-tax net operating income | $1,500,000 | 2,521 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $312,000 | 1,831 |
| Income before extraordinary items | $1,188,000 | 2,681 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,188,000 | 2,680 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,188,000 | 2,680 |
| Net charge-offs | $47,000 | 1,808 |
| Cash dividends | $888,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,188,000 | 2,673 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,123 |
| Total interest expense | $263,000 | 2,659 |
| Net interest income | $1,532,000 | 3,169 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $255,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $119,000 | 2,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 2,959 |
| Total noninterest expense | $1,026,000 | 3,501 |
| Salaries and employee benefits | $478,000 | 3,834 |
| Premises and equipment expense | $123,000 | 3,267 |
| Additional noninterest expense | $425,000 | 2,949 |
| Pre-tax net operating income | $701,000 | 2,591 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $145,000 | 1,859 |
| Income before extraordinary items | $556,000 | 2,734 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $556,000 | 2,734 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $556,000 | 2,734 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $888,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $556,000 | 2,726 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 3,154 |
| Total interest expense | $892,000 | 2,755 |
| Net interest income | $5,993,000 | 3,180 |
| Provision for loan and lease losses | $170,000 | 2,549 |
| Total noninterest income | $816,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $494,000 | 2,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,726 |
| Total noninterest expense | $4,106,000 | 3,501 |
| Salaries and employee benefits | $1,929,000 | 3,826 |
| Premises and equipment expense | $518,000 | 3,196 |
| Additional noninterest expense | $1,659,000 | 3,015 |
| Pre-tax net operating income | $2,533,000 | 2,731 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $981,000 | 1,896 |
| Income before extraordinary items | $1,568,000 | 3,059 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,568,000 | 3,056 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,568,000 | 3,059 |
| Net charge-offs | $13,000 | 3,596 |
| Cash dividends | $720,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,557,760 | 3,041 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 3,206 |
| Total interest expense | $643,000 | 2,810 |
| Net interest income | $4,451,000 | 3,223 |
| Provision for loan and lease losses | $140,000 | 2,367 |
| Total noninterest income | $594,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $371,000 | 2,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 3,847 |
| Total noninterest expense | $2,936,000 | 3,599 |
| Salaries and employee benefits | $1,439,000 | 3,850 |
| Premises and equipment expense | $402,000 | 3,160 |
| Additional noninterest expense | $1,095,000 | 3,289 |
| Pre-tax net operating income | $1,969,000 | 2,733 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $659,000 | 1,836 |
| Income before extraordinary items | $1,326,000 | 3,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,326,000 | 3,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,326,000 | 3,053 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $720,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,315,280 | 3,041 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 3,234 |
| Total interest expense | $404,000 | 2,861 |
| Net interest income | $2,934,000 | 3,234 |
| Provision for loan and lease losses | $80,000 | 2,426 |
| Total noninterest income | $333,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $245,000 | 2,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,393 |
| Total noninterest expense | $1,947,000 | 3,623 |
| Salaries and employee benefits | $968,000 | 3,856 |
| Premises and equipment expense | $276,000 | 3,114 |
| Additional noninterest expense | $703,000 | 3,387 |
| Pre-tax net operating income | $1,240,000 | 2,793 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $410,000 | 1,868 |
| Income before extraordinary items | $830,000 | 3,113 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $830,000 | 3,112 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $830,000 | 3,113 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $720,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $830,000 | 3,097 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,235 |
| Total interest expense | $196,000 | 2,886 |
| Net interest income | $1,472,000 | 3,236 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $147,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $118,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,809 |
| Total noninterest expense | $955,000 | 3,710 |
| Salaries and employee benefits | $473,000 | 3,948 |
| Premises and equipment expense | $144,000 | 3,068 |
| Additional noninterest expense | $338,000 | 3,461 |
| Pre-tax net operating income | $624,000 | 2,738 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $213,000 | 1,809 |
| Income before extraordinary items | $411,000 | 3,092 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $411,000 | 3,091 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $411,000 | 3,092 |
| Net charge-offs | $-16,000 | 5,175 |
| Cash dividends | $720,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $411,000 | 3,075 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 3,277 |
| Total interest expense | $825,000 | 2,770 |
| Net interest income | $5,618,000 | 3,320 |
| Provision for loan and lease losses | $130,000 | 2,854 |
| Total noninterest income | $642,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $503,000 | 2,070 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $139,000 | 4,720 |
| Total noninterest expense | $4,096,000 | 3,608 |
| Salaries and employee benefits | $1,910,000 | 3,922 |
| Premises and equipment expense | $589,000 | 3,061 |
| Additional noninterest expense | $1,597,000 | 3,200 |
| Pre-tax net operating income | $2,034,000 | 3,032 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $673,000 | 2,004 |
| Income before extraordinary items | $1,372,000 | 3,416 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,372,000 | 3,414 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,372,000 | 3,415 |
| Net charge-offs | $87,000 | 2,719 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,364,630 | 3,380 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 3,318 |
| Total interest expense | $625,000 | 2,747 |
| Net interest income | $4,163,000 | 3,359 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $486,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $371,000 | 2,111 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $115,000 | 4,669 |
| Total noninterest expense | $2,975,000 | 3,671 |
| Salaries and employee benefits | $1,457,000 | 3,895 |
| Premises and equipment expense | $442,000 | 3,061 |
| Additional noninterest expense | $1,076,000 | 3,451 |
| Pre-tax net operating income | $1,564,000 | 3,035 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $518,000 | 2,028 |
| Income before extraordinary items | $1,057,000 | 3,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,057,000 | 3,403 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,057,000 | 3,405 |
| Net charge-offs | $49,000 | 2,600 |
| Cash dividends | $600,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,049,630 | 3,357 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 3,344 |
| Total interest expense | $423,000 | 2,725 |
| Net interest income | $2,760,000 | 3,396 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $310,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $240,000 | 2,132 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 4,786 |
| Total noninterest expense | $1,981,000 | 3,701 |
| Salaries and employee benefits | $989,000 | 3,880 |
| Premises and equipment expense | $292,000 | 3,094 |
| Additional noninterest expense | $700,000 | 3,527 |
| Pre-tax net operating income | $999,000 | 3,072 |
| Securities gains (losses) | $11,000 | 2,212 |
| Applicable income taxes | $332,000 | 2,043 |
| Income before extraordinary items | $678,000 | 3,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $678,000 | 3,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $678,000 | 3,466 |
| Net charge-offs | $39,000 | 2,330 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $670,630 | 3,427 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,344 |
| Total interest expense | $213,000 | 2,725 |
| Net interest income | $1,382,000 | 3,391 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $150,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $114,000 | 2,215 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $36,000 | 4,741 |
| Total noninterest expense | $988,000 | 3,743 |
| Salaries and employee benefits | $501,000 | 3,882 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $342,000 | 3,592 |
| Pre-tax net operating income | $514,000 | 2,998 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $173,000 | 1,974 |
| Income before extraordinary items | $352,000 | 3,358 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $352,000 | 3,356 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $352,000 | 3,356 |
| Net charge-offs | $14,000 | 2,180 |
| Cash dividends | $600,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $344,630 | 3,327 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 3,330 |
| Total interest expense | $836,000 | 2,742 |
| Net interest income | $5,515,000 | 3,371 |
| Provision for loan and lease losses | $220,000 | 2,231 |
| Total noninterest income | $657,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $538,000 | 2,009 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $119,000 | 4,956 |
| Total noninterest expense | $4,035,000 | 3,700 |
| Salaries and employee benefits | $1,942,000 | 3,964 |
| Premises and equipment expense | $592,000 | 3,134 |
| Additional noninterest expense | $1,501,000 | 3,394 |
| Pre-tax net operating income | $1,917,000 | 3,092 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $636,000 | 2,012 |
| Income before extraordinary items | $1,281,000 | 3,494 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,281,000 | 3,492 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,281,000 | 3,494 |
| Net charge-offs | $587,000 | 1,027 |
| Cash dividends | $480,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,281,000 | 3,449 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 3,363 |
| Total interest expense | $630,000 | 2,763 |
| Net interest income | $4,127,000 | 3,408 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $518,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $397,000 | 2,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,718 |
| Total noninterest expense | $2,924,000 | 3,795 |
| Salaries and employee benefits | $1,460,000 | 3,973 |
| Premises and equipment expense | $445,000 | 3,171 |
| Additional noninterest expense | $1,019,000 | 3,637 |
| Pre-tax net operating income | $1,541,000 | 3,024 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $512,000 | 1,995 |
| Income before extraordinary items | $1,029,000 | 3,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,029,000 | 3,443 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,029,000 | 3,444 |
| Net charge-offs | $73,000 | 2,448 |
| Cash dividends | $480,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,029,000 | 3,395 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 3,376 |
| Total interest expense | $423,000 | 2,769 |
| Net interest income | $2,739,000 | 3,435 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $333,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $249,000 | 2,110 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,697 |
| Total noninterest expense | $1,950,000 | 3,827 |
| Salaries and employee benefits | $970,000 | 4,016 |
| Premises and equipment expense | $297,000 | 3,194 |
| Additional noninterest expense | $683,000 | 3,648 |
| Pre-tax net operating income | $1,002,000 | 3,063 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $331,000 | 2,030 |
| Income before extraordinary items | $671,000 | 3,486 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $671,000 | 3,486 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $671,000 | 3,487 |
| Net charge-offs | $67,000 | 2,075 |
| Cash dividends | $480,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $671,000 | 3,425 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 3,396 |
| Total interest expense | $212,000 | 2,772 |
| Net interest income | $1,360,000 | 3,446 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $116,000 | 2,233 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $987,000 | 3,822 |
| Salaries and employee benefits | $489,000 | 4,028 |
| Premises and equipment expense | $152,000 | 3,176 |
| Additional noninterest expense | $346,000 | 3,619 |
| Pre-tax net operating income | $478,000 | 3,096 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $158,000 | 2,045 |
| Income before extraordinary items | $320,000 | 3,535 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $320,000 | 3,538 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $320,000 | 3,538 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $480,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $320,000 | 3,447 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 3,381 |
| Total interest expense | $930,000 | 2,716 |
| Net interest income | $5,466,000 | 3,445 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $664,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $556,000 | 2,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,183 |
| Total noninterest expense | $4,197,000 | 3,726 |
| Salaries and employee benefits | $1,979,000 | 4,009 |
| Premises and equipment expense | $584,000 | 3,290 |
| Additional noninterest expense | $1,634,000 | 3,347 |
| Pre-tax net operating income | $1,693,000 | 3,266 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $559,000 | 2,090 |
| Income before extraordinary items | $1,134,000 | 3,729 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,134,000 | 3,730 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,134,000 | 3,731 |
| Net charge-offs | $241,000 | 2,261 |
| Cash dividends | $360,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,134,000 | 3,680 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 3,409 |
| Total interest expense | $710,000 | 2,720 |
| Net interest income | $4,090,000 | 3,482 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $506,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $407,000 | 2,156 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $99,000 | 5,050 |
| Total noninterest expense | $3,078,000 | 3,795 |
| Salaries and employee benefits | $1,494,000 | 3,996 |
| Premises and equipment expense | $447,000 | 3,299 |
| Additional noninterest expense | $1,137,000 | 3,544 |
| Pre-tax net operating income | $1,338,000 | 3,246 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $441,000 | 2,081 |
| Income before extraordinary items | $897,000 | 3,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $897,000 | 3,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $897,000 | 3,700 |
| Net charge-offs | $195,000 | 2,021 |
| Cash dividends | $360,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $897,000 | 3,651 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 3,418 |
| Total interest expense | $489,000 | 2,669 |
| Net interest income | $2,709,000 | 3,495 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $356,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $262,000 | 2,193 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $94,000 | 4,650 |
| Total noninterest expense | $2,058,000 | 3,811 |
| Salaries and employee benefits | $999,000 | 4,019 |
| Premises and equipment expense | $298,000 | 3,301 |
| Additional noninterest expense | $761,000 | 3,545 |
| Pre-tax net operating income | $887,000 | 3,183 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $292,000 | 2,059 |
| Income before extraordinary items | $595,000 | 3,650 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $595,000 | 3,655 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $595,000 | 3,656 |
| Net charge-offs | $141,000 | 1,889 |
| Cash dividends | $360,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $595,000 | 3,583 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,443 |
| Total interest expense | $263,000 | 2,574 |
| Net interest income | $1,332,000 | 3,539 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $169,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $116,000 | 2,377 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $53,000 | 4,478 |
| Total noninterest expense | $1,004,000 | 3,889 |
| Salaries and employee benefits | $509,000 | 4,029 |
| Premises and equipment expense | $150,000 | 3,344 |
| Additional noninterest expense | $345,000 | 3,768 |
| Pre-tax net operating income | $437,000 | 3,144 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $144,000 | 2,040 |
| Income before extraordinary items | $293,000 | 3,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $293,000 | 3,588 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $293,000 | 3,588 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $360,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $293,000 | 3,539 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 3,364 |
| Total interest expense | $1,272,000 | 2,457 |
| Net interest income | $5,440,000 | 3,497 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $609,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $496,000 | 2,388 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $113,000 | 5,262 |
| Total noninterest expense | $4,110,000 | 3,851 |
| Salaries and employee benefits | $2,022,000 | 4,049 |
| Premises and equipment expense | $611,000 | 3,268 |
| Additional noninterest expense | $1,477,000 | 3,689 |
| Pre-tax net operating income | $1,699,000 | 3,170 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $568,000 | 2,023 |
| Income before extraordinary items | $1,131,000 | 3,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,131,000 | 3,666 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,131,000 | 3,667 |
| Net charge-offs | $325,000 | 2,489 |
| Cash dividends | $263,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,131,000 | 3,619 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 3,387 |
| Total interest expense | $993,000 | 2,458 |
| Net interest income | $4,054,000 | 3,533 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $495,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $361,000 | 2,470 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $134,000 | 4,851 |
| Total noninterest expense | $2,989,000 | 3,944 |
| Salaries and employee benefits | $1,496,000 | 4,098 |
| Premises and equipment expense | $450,000 | 3,345 |
| Additional noninterest expense | $1,043,000 | 3,846 |
| Pre-tax net operating income | $1,380,000 | 3,077 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $463,000 | 1,988 |
| Income before extraordinary items | $917,000 | 3,587 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $917,000 | 3,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $917,000 | 3,591 |
| Net charge-offs | $131,000 | 3,002 |
| Cash dividends | $263,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $917,000 | 3,503 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,418 |
| Total interest expense | $692,000 | 2,424 |
| Net interest income | $2,647,000 | 3,572 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $352,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $234,000 | 2,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,538 |
| Total noninterest expense | $1,978,000 | 3,987 |
| Salaries and employee benefits | $985,000 | 4,155 |
| Premises and equipment expense | $303,000 | 3,329 |
| Additional noninterest expense | $690,000 | 3,863 |
| Pre-tax net operating income | $901,000 | 3,093 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $302,000 | 2,011 |
| Income before extraordinary items | $599,000 | 3,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $599,000 | 3,615 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $599,000 | 3,616 |
| Net charge-offs | $109,000 | 2,672 |
| Cash dividends | $263,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $599,000 | 3,507 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,404 |
| Total interest expense | $359,000 | 2,414 |
| Net interest income | $1,334,000 | 3,579 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $118,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,143 |
| Total noninterest expense | $982,000 | 4,034 |
| Salaries and employee benefits | $484,000 | 4,235 |
| Premises and equipment expense | $155,000 | 3,311 |
| Additional noninterest expense | $343,000 | 3,897 |
| Pre-tax net operating income | $445,000 | 3,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $145,000 | 2,017 |
| Income before extraordinary items | $300,000 | 3,560 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $300,000 | 3,561 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $300,000 | 3,562 |
| Net charge-offs | $50,000 | 2,418 |
| Cash dividends | $263,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $300,000 | 3,470 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 3,387 |
| Total interest expense | $1,768,000 | 2,385 |
| Net interest income | $5,410,000 | 3,613 |
| Provision for loan and lease losses | $899,000 | 1,904 |
| Total noninterest income | $688,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $526,000 | 2,386 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $162,000 | 4,851 |
| Total noninterest expense | $4,124,000 | 3,947 |
| Salaries and employee benefits | $1,939,000 | 4,212 |
| Premises and equipment expense | $603,000 | 3,371 |
| Additional noninterest expense | $1,582,000 | 3,659 |
| Pre-tax net operating income | $1,075,000 | 3,905 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $325,000 | 2,588 |
| Income before extraordinary items | $750,000 | 4,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 4,359 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $750,000 | 4,361 |
| Net charge-offs | $1,296,000 | 1,547 |
| Cash dividends | $240,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $750,000 | 4,190 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,441 |
| Total interest expense | $1,378,000 | 2,383 |
| Net interest income | $4,021,000 | 3,697 |
| Provision for loan and lease losses | $293,000 | 3,011 |
| Total noninterest income | $568,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $399,000 | 2,388 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,479 |
| Total noninterest expense | $3,050,000 | 4,017 |
| Salaries and employee benefits | $1,457,000 | 4,219 |
| Premises and equipment expense | $445,000 | 3,462 |
| Additional noninterest expense | $1,148,000 | 3,766 |
| Pre-tax net operating income | $1,246,000 | 3,234 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $403,000 | 2,160 |
| Income before extraordinary items | $843,000 | 3,767 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $843,000 | 3,767 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $843,000 | 3,769 |
| Net charge-offs | $403,000 | 2,449 |
| Cash dividends | $240,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $843,000 | 3,604 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 3,466 |
| Total interest expense | $947,000 | 2,404 |
| Net interest income | $2,650,000 | 3,741 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $378,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $263,000 | 2,394 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,461 |
| Total noninterest expense | $2,065,000 | 3,993 |
| Salaries and employee benefits | $965,000 | 4,264 |
| Premises and equipment expense | $281,000 | 3,586 |
| Additional noninterest expense | $819,000 | 3,611 |
| Pre-tax net operating income | $843,000 | 3,185 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $270,000 | 2,158 |
| Income before extraordinary items | $573,000 | 3,738 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $573,000 | 3,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $573,000 | 3,740 |
| Net charge-offs | $94,000 | 3,478 |
| Cash dividends | $240,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $573,000 | 3,548 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,463 |
| Total interest expense | $483,000 | 2,446 |
| Net interest income | $1,339,000 | 3,732 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $173,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $993,000 | 4,123 |
| Salaries and employee benefits | $481,000 | 4,305 |
| Premises and equipment expense | $131,000 | 3,785 |
| Additional noninterest expense | $381,000 | 3,761 |
| Pre-tax net operating income | $459,000 | 3,043 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $148,000 | 2,049 |
| Income before extraordinary items | $311,000 | 3,577 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $311,000 | 3,580 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $311,000 | 3,580 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $240,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $311,000 | 3,410 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 3,557 |
| Total interest expense | $2,169,000 | 2,603 |
| Net interest income | $5,177,000 | 3,817 |
| Provision for loan and lease losses | $460,000 | 3,564 |
| Total noninterest income | $689,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $600,000 | 2,238 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $89,000 | 5,425 |
| Total noninterest expense | $3,962,000 | 4,137 |
| Salaries and employee benefits | $1,861,000 | 4,350 |
| Premises and equipment expense | $540,000 | 3,844 |
| Additional noninterest expense | $1,561,000 | 3,749 |
| Pre-tax net operating income | $1,444,000 | 3,096 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $474,000 | 2,084 |
| Income before extraordinary items | $970,000 | 3,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $970,000 | 3,624 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $970,000 | 3,623 |
| Net charge-offs | $314,000 | 3,751 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $970,000 | 3,502 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,532,000 | 3,586 |
| Total interest expense | $1,662,000 | 2,644 |
| Net interest income | $3,870,000 | 3,847 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $535,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $452,000 | 2,249 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $83,000 | 5,297 |
| Total noninterest expense | $2,885,000 | 4,221 |
| Salaries and employee benefits | $1,394,000 | 4,358 |
| Premises and equipment expense | $403,000 | 3,889 |
| Additional noninterest expense | $1,088,000 | 3,938 |
| Pre-tax net operating income | $1,340,000 | 2,791 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $437,000 | 1,858 |
| Income before extraordinary items | $903,000 | 3,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $903,000 | 3,272 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $903,000 | 3,272 |
| Net charge-offs | $297,000 | 3,258 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $903,000 | 3,163 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,615 |
| Total interest expense | $1,126,000 | 2,695 |
| Net interest income | $2,564,000 | 3,875 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $332,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $297,000 | 2,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $1,975,000 | 4,197 |
| Salaries and employee benefits | $936,000 | 4,371 |
| Premises and equipment expense | $270,000 | 3,911 |
| Additional noninterest expense | $769,000 | 3,851 |
| Pre-tax net operating income | $801,000 | 2,943 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $261,000 | 1,950 |
| Income before extraordinary items | $540,000 | 3,424 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $540,000 | 3,425 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $540,000 | 3,425 |
| Net charge-offs | $190,000 | 3,170 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $540,000 | 3,324 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,625 |
| Total interest expense | $566,000 | 2,763 |
| Net interest income | $1,276,000 | 3,887 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $190,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $147,000 | 2,229 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $984,000 | 4,219 |
| Salaries and employee benefits | $476,000 | 4,368 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $370,000 | 3,941 |
| Pre-tax net operating income | $422,000 | 2,861 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $136,000 | 1,875 |
| Income before extraordinary items | $286,000 | 3,335 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $286,000 | 3,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $286,000 | 3,333 |
| Net charge-offs | $39,000 | 3,544 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $286,000 | 3,288 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 3,587 |
| Total interest expense | $2,814,000 | 2,742 |
| Net interest income | $5,099,000 | 3,903 |
| Provision for loan and lease losses | $602,000 | 3,830 |
| Total noninterest income | $592,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $572,000 | 2,390 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $3,872,000 | 4,295 |
| Salaries and employee benefits | $1,882,000 | 4,411 |
| Premises and equipment expense | $552,000 | 3,941 |
| Additional noninterest expense | $1,438,000 | 4,117 |
| Pre-tax net operating income | $1,217,000 | 3,065 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $189,000 | 2,765 |
| Income before extraordinary items | $1,028,000 | 3,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,028,000 | 3,167 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,028,000 | 3,171 |
| Net charge-offs | $128,000 | 5,204 |
| Cash dividends | $31,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,028,000 | 3,043 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 3,623 |
| Total interest expense | $2,180,000 | 2,770 |
| Net interest income | $3,818,000 | 3,964 |
| Provision for loan and lease losses | $152,000 | 5,229 |
| Total noninterest income | $496,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $433,000 | 2,429 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $2,873,000 | 4,347 |
| Salaries and employee benefits | $1,405,000 | 4,452 |
| Premises and equipment expense | $417,000 | 3,982 |
| Additional noninterest expense | $1,051,000 | 4,169 |
| Pre-tax net operating income | $1,289,000 | 2,654 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $222,000 | 2,451 |
| Income before extraordinary items | $1,067,000 | 2,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,067,000 | 2,765 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,067,000 | 2,769 |
| Net charge-offs | $109,000 | 4,824 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,067,000 | 2,639 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 3,627 |
| Total interest expense | $1,482,000 | 2,818 |
| Net interest income | $2,553,000 | 3,955 |
| Provision for loan and lease losses | $87,000 | 5,326 |
| Total noninterest income | $360,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $289,000 | 2,428 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 5,137 |
| Total noninterest expense | $1,914,000 | 4,365 |
| Salaries and employee benefits | $936,000 | 4,471 |
| Premises and equipment expense | $276,000 | 4,031 |
| Additional noninterest expense | $702,000 | 4,153 |
| Pre-tax net operating income | $912,000 | 2,557 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $99,000 | 2,795 |
| Income before extraordinary items | $813,000 | 2,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $813,000 | 2,474 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $813,000 | 2,477 |
| Net charge-offs | $102,000 | 4,229 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $813,000 | 2,375 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,656 |
| Total interest expense | $763,000 | 2,871 |
| Net interest income | $1,277,000 | 3,989 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $165,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $136,000 | 2,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $962,000 | 4,398 |
| Salaries and employee benefits | $471,000 | 4,516 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $354,000 | 4,124 |
| Pre-tax net operating income | $423,000 | 2,740 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $423,000 | 2,461 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $423,000 | 2,459 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $423,000 | 2,461 |
| Net charge-offs | $89,000 | 3,205 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $423,000 | 2,366 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,220,000 | 3,744 |
| Total interest expense | $3,686,000 | 2,927 |
| Net interest income | $4,534,000 | 4,201 |
| Provision for loan and lease losses | $1,246,000 | 3,161 |
| Total noninterest income | $760,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $547,000 | 2,703 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $213,000 | 4,535 |
| Total noninterest expense | $3,810,000 | 4,471 |
| Salaries and employee benefits | $1,834,000 | 4,624 |
| Premises and equipment expense | $520,000 | 4,269 |
| Additional noninterest expense | $1,456,000 | 4,168 |
| Pre-tax net operating income | $238,000 | 4,685 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $238,000 | 4,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $238,000 | 4,685 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $238,000 | 4,686 |
| Net charge-offs | $682,000 | 3,384 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $238,000 | 4,616 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,793 |
| Total interest expense | $2,849,000 | 2,974 |
| Net interest income | $3,300,000 | 4,303 |
| Provision for loan and lease losses | $1,009,000 | 2,764 |
| Total noninterest income | $551,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $390,000 | 2,817 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $2,876,000 | 4,468 |
| Salaries and employee benefits | $1,394,000 | 4,616 |
| Premises and equipment expense | $375,000 | 4,414 |
| Additional noninterest expense | $1,107,000 | 4,107 |
| Pre-tax net operating income | $-34,000 | 5,755 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-34,000 | 5,850 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-34,000 | 5,850 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-34,000 | 5,850 |
| Net charge-offs | $193,000 | 4,292 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,000 | 5,798 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 3,859 |
| Total interest expense | $1,947,000 | 3,028 |
| Net interest income | $2,117,000 | 4,412 |
| Provision for loan and lease losses | $987,000 | 2,083 |
| Total noninterest income | $331,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $248,000 | 2,886 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $83,000 | 5,117 |
| Total noninterest expense | $1,911,000 | 4,506 |
| Salaries and employee benefits | $928,000 | 4,660 |
| Premises and equipment expense | $243,000 | 4,535 |
| Additional noninterest expense | $740,000 | 4,107 |
| Pre-tax net operating income | $-450,000 | 6,589 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-450,000 | 6,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-450,000 | 6,709 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-450,000 | 6,709 |
| Net charge-offs | $154,000 | 3,741 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-450,000 | 6,692 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 3,916 |
| Total interest expense | $1,001,000 | 3,045 |
| Net interest income | $1,016,000 | 4,531 |
| Provision for loan and lease losses | $91,000 | 4,028 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $897,000 | 4,621 |
| Salaries and employee benefits | $474,000 | 4,648 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $313,000 | 4,270 |
| Pre-tax net operating income | $146,000 | 4,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $146,000 | 4,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 4,403 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $146,000 | 4,403 |
| Net charge-offs | $82,000 | 3,075 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $146,000 | 4,240 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 4,117 |
| Total interest expense | $4,312,000 | 3,322 |
| Net interest income | $3,735,000 | 4,786 |
| Provision for loan and lease losses | $657,000 | 3,344 |
| Total noninterest income | $537,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $515,000 | 2,950 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $3,406,000 | 4,726 |
| Salaries and employee benefits | $1,768,000 | 4,847 |
| Premises and equipment expense | $426,000 | 4,919 |
| Additional noninterest expense | $1,212,000 | 4,265 |
| Pre-tax net operating income | $209,000 | 5,727 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $209,000 | 5,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 5,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 3,438 |
| Cash dividends | $30,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $209,000 | 5,609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 4,182 |
| Total interest expense | $3,251,000 | 3,420 |
| Net interest income | $2,781,000 | 4,836 |
| Provision for loan and lease losses | $280,000 | 3,666 |
| Total noninterest income | $381,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $366,000 | 3,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $2,512,000 | 4,742 |
| Salaries and employee benefits | $1,303,000 | 4,913 |
| Premises and equipment expense | $304,000 | 5,074 |
| Additional noninterest expense | $905,000 | 4,187 |
| Pre-tax net operating income | $370,000 | 5,370 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $370,000 | 4,898 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $370,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $30,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $370,000 | 5,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 4,263 |
| Total interest expense | $2,187,000 | 3,517 |
| Net interest income | $1,796,000 | 4,947 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $237,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $227,000 | 3,222 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $1,683,000 | 4,771 |
| Salaries and employee benefits | $877,000 | 4,914 |
| Premises and equipment expense | $194,000 | 5,229 |
| Additional noninterest expense | $612,000 | 4,128 |
| Pre-tax net operating income | $175,000 | 5,980 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $175,000 | 5,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $175,000 | 5,729 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 4,354 |
| Total interest expense | $1,096,000 | 3,674 |
| Net interest income | $889,000 | 4,985 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $112,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $104,000 | 3,368 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $793,000 | 4,956 |
| Salaries and employee benefits | $439,000 | 4,955 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $284,000 | 4,287 |
| Pre-tax net operating income | $118,000 | 5,796 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,367 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 4,910 |
| Total interest expense | $3,616,000 | 4,262 |
| Net interest income | $2,974,000 | 5,522 |
| Provision for loan and lease losses | $195,000 | 3,917 |
| Total noninterest income | $381,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $356,000 | 3,744 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $2,596,000 | 5,489 |
| Salaries and employee benefits | $1,397,000 | 5,516 |
| Premises and equipment expense | $278,000 | 5,964 |
| Additional noninterest expense | $921,000 | 4,903 |
| Pre-tax net operating income | $564,000 | 5,782 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $564,000 | 5,469 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $564,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $564,000 | 5,449 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 5,050 |
| Total interest expense | $2,624,000 | 4,352 |
| Net interest income | $2,138,000 | 5,663 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $270,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $248,000 | 3,887 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $1,904,000 | 5,527 |
| Salaries and employee benefits | $1,015,000 | 5,599 |
| Premises and equipment expense | $210,000 | 5,956 |
| Additional noninterest expense | $679,000 | 4,888 |
| Pre-tax net operating income | $379,000 | 6,246 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $379,000 | 5,927 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $379,000 | 5,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $379,000 | 5,912 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 5,207 |
| Total interest expense | $1,678,000 | 4,454 |
| Net interest income | $1,362,000 | 5,823 |
| Provision for loan and lease losses | $98,000 | 3,335 |
| Total noninterest income | $176,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $1,251,000 | 5,593 |
| Salaries and employee benefits | $665,000 | 5,721 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $446,000 | 4,935 |
| Pre-tax net operating income | $189,000 | 6,702 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $189,000 | 6,459 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $189,000 | 6,455 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 5,388 |
| Total interest expense | $795,000 | 4,585 |
| Net interest income | $647,000 | 5,964 |
| Provision for loan and lease losses | $68,000 | 2,624 |
| Total noninterest income | $86,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $622,000 | 5,639 |
| Salaries and employee benefits | $334,000 | 5,749 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $218,000 | 4,976 |
| Pre-tax net operating income | $43,000 | 7,371 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,000 | 7,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 5,730 |
| Total interest expense | $2,432,000 | 4,896 |
| Net interest income | $2,255,000 | 6,275 |
| Provision for loan and lease losses | $294,000 | 2,842 |
| Total noninterest income | $279,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $261,000 | 4,400 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $2,095,000 | 6,025 |
| Salaries and employee benefits | $1,111,000 | 6,129 |
| Premises and equipment expense | $179,000 | 6,939 |
| Additional noninterest expense | $805,000 | 5,208 |
| Pre-tax net operating income | $145,000 | 7,567 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $145,000 | 7,505 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $145,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $145,000 | 7,497 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 5,862 |
| Total interest expense | $1,692,000 | 5,013 |
| Net interest income | $1,660,000 | 6,371 |
| Provision for loan and lease losses | $261,000 | 2,391 |
| Total noninterest income | $205,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $188,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $1,512,000 | 6,129 |
| Salaries and employee benefits | $819,000 | 6,152 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $561,000 | 5,425 |
| Pre-tax net operating income | $92,000 | 7,835 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $92,000 | 7,766 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $92,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $92,000 | 7,768 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 6,046 |
| Total interest expense | $1,005,000 | 5,209 |
| Net interest income | $1,053,000 | 6,538 |
| Provision for loan and lease losses | $158,000 | 2,507 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $985,000 | 6,210 |
| Salaries and employee benefits | $538,000 | 6,228 |
| Premises and equipment expense | $89,000 | 6,995 |
| Additional noninterest expense | $358,000 | 5,543 |
| Pre-tax net operating income | $41,000 | 8,000 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $41,000 | 7,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $41,000 | 7,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,193 |
| Total interest expense | $468,000 | 5,297 |
| Net interest income | $492,000 | 6,723 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $475,000 | 6,330 |
| Salaries and employee benefits | $256,000 | 6,393 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $175,000 | 5,592 |
| Pre-tax net operating income | $15,000 | 8,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $15,000 | 8,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $15,000 | 8,046 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 7,209 |
| Total interest expense | $952,000 | 6,395 |
| Net interest income | $1,302,000 | 7,555 |
| Provision for loan and lease losses | $472,000 | 1,997 |
| Total noninterest income | $230,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $107,000 | 6,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $1,587,000 | 6,740 |
| Salaries and employee benefits | $892,000 | 6,663 |
| Premises and equipment expense | $147,000 | 7,307 |
| Additional noninterest expense | $548,000 | 6,304 |
| Pre-tax net operating income | $-527,000 | 8,512 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-531,000 | 8,556 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-531,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 527 |
| Net operating income | $-527,000 | 8,538 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 7,540 |
| Total interest expense | $586,000 | 6,768 |
| Net interest income | $861,000 | 7,785 |
| Provision for loan and lease losses | $419,000 | 1,657 |
| Total noninterest income | $168,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $1,117,000 | 6,903 |
| Salaries and employee benefits | $632,000 | 6,782 |
| Premises and equipment expense | $107,000 | 7,366 |
| Additional noninterest expense | $378,000 | 6,525 |
| Pre-tax net operating income | $-507,000 | 8,598 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-511,000 | 8,649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-511,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 397 |
| Net operating income | $-507,000 | 8,619 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 7,892 |
| Total interest expense | $295,000 | 7,223 |
| Net interest income | $464,000 | 8,116 |
| Provision for loan and lease losses | $338,000 | 1,378 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $724,000 | 6,988 |
| Salaries and employee benefits | $406,000 | 6,877 |
| Premises and equipment expense | $78,000 | 7,200 |
| Additional noninterest expense | $240,000 | 6,658 |
| Pre-tax net operating income | $-494,000 | 8,670 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-494,000 | 8,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-494,000 | 8,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 279 |
| Net operating income | $-494,000 | 8,684 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,362 |
| Total interest expense | $90,000 | 7,965 |
| Net interest income | $186,000 | 8,435 |
| Provision for loan and lease losses | $197,000 | 1,148 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $346,000 | 7,131 |
| Salaries and employee benefits | $205,000 | 6,918 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $-346,000 | 8,803 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-346,000 | 8,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-346,000 | 8,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $488,000 | 162 |
| Net operating income | $-346,000 | 8,804 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,000 | 8,950 |
| Total interest expense | $10,000 | 8,901 |
| Net interest income | $30,000 | 8,953 |
| Provision for loan and lease losses | $88,000 | 5,225 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $873,000 | 8,026 |
| Salaries and employee benefits | $80,000 | 8,934 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $793,000 | 5,118 |
| Pre-tax net operating income | $-930,000 | 8,793 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-930,000 | 8,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-930,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $11,464,000 | 86 |
| Net operating income | $-930,000 | 8,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.