Home > United Business Bank > Income and Expense

United Business Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$125,509,000441
Total interest expense$24,243,000690
Net interest income$101,266,000365
Provision for loan and lease losses$2,015,000554
Total noninterest income$8,443,000841
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,570,000353
Trading account gains and feesNANA
Additional Noninterest Income$4,873,000891
Total noninterest expense$64,308,000461
Salaries and employee benefits$41,001,000393
Premises and equipment expense$8,158,000355
Additional noninterest expense$4,873,000891
Pre-tax net operating income$43,386,000386
Securities gains (losses)$0988
Applicable income taxes$12,198,000299
Income before extraordinary items$31,188,000411
Extraordinary gains, net$054
Net income$31,188,000416
Minority interest net income$088
Net income of bank and minority interests.$31,188,000413
Net charge-offs$550,000719
Cash dividends$40,000,000206
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,188,000423
2023-09-30 (YTD Data)Rank
Total interest income$93,530,000436
Total interest expense$16,621,000692
Net interest income$76,909,000362
Provision for loan and lease losses$-311,0004,473
Total noninterest income$6,633,000809
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,740,000346
Trading account gains and feesNANA
Additional Noninterest Income$3,893,000876
Total noninterest expense$49,289,000447
Salaries and employee benefits$32,066,000375
Premises and equipment expense$6,134,000356
Additional noninterest expense$3,893,000876
Pre-tax net operating income$34,564,000383
Securities gains (losses)$0849
Applicable income taxes$9,786,000300
Income before extraordinary items$24,778,000410
Extraordinary gains, net$052
Net income$24,778,000414
Minority interest net income$081
Net income of bank and minority interests.$24,778,000410
Net charge-offs$400,000645
Cash dividends$25,000,000218
Sale, conversion, retirement of capital stock, net$0507
Net operating income$24,778,000416
2023-06-30 (YTD Data)Rank
Total interest income$60,918,000418
Total interest expense$9,686,000702
Net interest income$51,232,000360
Provision for loan and lease losses$-985,0004,577
Total noninterest income$4,625,000769
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,767,000344
Trading account gains and feesNANA
Additional Noninterest Income$2,858,000772
Total noninterest expense$32,952,000429
Salaries and employee benefits$21,781,000355
Premises and equipment expense$4,001,000356
Additional noninterest expense$2,858,000772
Pre-tax net operating income$23,890,000375
Securities gains (losses)$0938
Applicable income taxes$6,753,000293
Income before extraordinary items$17,137,000396
Extraordinary gains, net$051
Net income$17,137,000405
Minority interest net income$081
Net income of bank and minority interests.$17,137,000397
Net charge-offs$375,000506
Cash dividends$25,000,000158
Sale, conversion, retirement of capital stock, net$0486
Net operating income$17,137,000404
2023-03-31 (YTD Data)Rank
Total interest income$29,866,000424
Total interest expense$3,759,000761
Net interest income$26,107,000363
Provision for loan and lease losses$275,000726
Total noninterest income$2,532,000720
Gross Fiduciary activities income$0913
Service charges on deposit accounts$885,000362
Trading account gains and feesNANA
Additional Noninterest Income$1,647,000695
Total noninterest expense$16,479,000441
Salaries and employee benefits$11,036,000370
Premises and equipment expense$2,027,000366
Additional noninterest expense$1,647,000695
Pre-tax net operating income$11,885,000391
Securities gains (losses)$0950
Applicable income taxes$3,344,000307
Income before extraordinary items$8,541,000411
Extraordinary gains, net$04
Net income$8,541,000411
Minority interest net income$048
Net income of bank and minority interests.$8,541,000412
Net charge-offs$315,000355
Cash dividends$15,000,000133
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,541,000419
2022-12-31 (YTD Data)Rank
Total interest income$106,278,000391
Total interest expense$6,301,000665
Net interest income$99,977,000364
Provision for loan and lease losses$4,441,000309
Total noninterest income$10,970,000719
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,107,000402
Trading account gains and feesNANA
Additional Noninterest Income$7,863,000659
Total noninterest expense$65,749,000426
Salaries and employee benefits$40,479,000386
Premises and equipment expense$8,383,000344
Additional noninterest expense$7,863,000659
Pre-tax net operating income$40,757,000438
Securities gains (losses)$0691
Applicable income taxes$11,074,000348
Income before extraordinary items$29,683,000471
Extraordinary gains, net$05
Net income$29,683,000472
Minority interest net income$063
Net income of bank and minority interests.$29,683,000472
Net charge-offs$3,241,000214
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$29,683,000481
2022-09-30 (YTD Data)Rank
Total interest income$76,964,000379
Total interest expense$4,332,000526
Net interest income$72,632,000369
Provision for loan and lease losses$3,824,000257
Total noninterest income$9,388,000676
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,165,000433
Trading account gains and feesNANA
Additional Noninterest Income$7,223,000591
Total noninterest expense$49,491,000425
Salaries and employee benefits$29,751,000388
Premises and equipment expense$6,388,000341
Additional noninterest expense$7,223,000591
Pre-tax net operating income$28,705,000456
Securities gains (losses)$0740
Applicable income taxes$7,788,000368
Income before extraordinary items$20,917,000496
Extraordinary gains, net$04
Net income$20,917,000494
Minority interest net income$057
Net income of bank and minority interests.$20,917,000496
Net charge-offs$3,474,000157
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$20,917,000502
2022-06-30 (YTD Data)Rank
Total interest income$50,026,000371
Total interest expense$2,942,000411
Net interest income$47,084,000363
Provision for loan and lease losses$2,630,000221
Total noninterest income$6,570,000650
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,348,000451
Trading account gains and feesNANA
Additional Noninterest Income$5,222,000577
Total noninterest expense$33,448,000410
Salaries and employee benefits$19,586,000387
Premises and equipment expense$4,346,000330
Additional noninterest expense$9,516,000448
Pre-tax net operating income$17,576,000466
Securities gains (losses)$0687
Applicable income taxes$4,573,000385
Income before extraordinary items$13,003,000497
Extraordinary gains, net$04
Net income$13,003,000496
Minority interest net income$060
Net income of bank and minority interests.$13,003,000497
Net charge-offs$2,530,000147
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,003,000504
2022-03-31 (YTD Data)Rank
Total interest income$24,604,000360
Total interest expense$1,481,000379
Net interest income$23,123,000361
Provision for loan and lease losses$7,0002,086
Total noninterest income$4,474,000518
Gross Fiduciary activities income$0892
Service charges on deposit accounts$630,000471
Trading account gains and feesNANA
Additional Noninterest Income$3,844,000457
Total noninterest expense$18,285,000382
Salaries and employee benefits$10,310,000376
Premises and equipment expense$2,426,000300
Additional noninterest expense$5,549,000398
Pre-tax net operating income$9,305,000446
Securities gains (losses)$0623
Applicable income taxes$2,182,000387
Income before extraordinary items$7,123,000458
Extraordinary gains, net$04
Net income$7,123,000457
Minority interest net income$050
Net income of bank and minority interests.$7,123,000458
Net charge-offs$7,0001,284
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,123,000464
2021-12-31 (YTD Data)Rank
Total interest income$81,091,000443
Total interest expense$4,980,000546
Net interest income$76,111,000436
Provision for loan and lease losses$466,0001,111
Total noninterest income$11,528,000750
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,403,000468
Trading account gains and feesNANA
Additional Noninterest Income$9,125,000711
Total noninterest expense$54,973,000484
Salaries and employee benefits$33,761,000445
Premises and equipment expense$7,384,000379
Additional noninterest expense$13,828,000590
Pre-tax net operating income$32,200,000518
Securities gains (losses)$02,062
Applicable income taxes$8,824,000426
Income before extraordinary items$23,376,000572
Extraordinary gains, net$010
Net income$23,376,000572
Minority interest net income$074
Net income of bank and minority interests.$23,376,000573
Net charge-offs$266,000889
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,376,000563
2021-09-30 (YTD Data)Rank
Total interest income$59,921,000450
Total interest expense$3,766,000568
Net interest income$56,155,000442
Provision for loan and lease losses$-30,0004,320
Total noninterest income$8,902,000754
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,819,000472
Trading account gains and feesNANA
Additional Noninterest Income$7,083,000715
Total noninterest expense$41,260,000480
Salaries and employee benefits$25,158,000452
Premises and equipment expense$5,610,000381
Additional noninterest expense$10,492,000578
Pre-tax net operating income$23,827,000544
Securities gains (losses)$02,015
Applicable income taxes$6,506,000440
Income before extraordinary items$17,321,000596
Extraordinary gains, net$08
Net income$17,321,000596
Minority interest net income$069
Net income of bank and minority interests.$17,321,000596
Net charge-offs$170,000856
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,321,000592
2021-06-30 (YTD Data)Rank
Total interest income$40,138,000444
Total interest expense$2,509,000585
Net interest income$37,629,000432
Provision for loan and lease losses$-507,0004,620
Total noninterest income$4,842,000872
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,208,000460
Trading account gains and feesNANA
Additional Noninterest Income$3,634,000862
Total noninterest expense$27,404,000477
Salaries and employee benefits$16,994,000444
Premises and equipment expense$3,665,000392
Additional noninterest expense$6,745,000586
Pre-tax net operating income$15,574,000545
Securities gains (losses)$01,818
Applicable income taxes$4,289,000446
Income before extraordinary items$11,285,000607
Extraordinary gains, net$06
Net income$11,285,000607
Minority interest net income$067
Net income of bank and minority interests.$11,285,000607
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,285,000594
2021-03-31 (YTD Data)Rank
Total interest income$20,271,000437
Total interest expense$1,252,000624
Net interest income$19,019,000422
Provision for loan and lease losses$02,741
Total noninterest income$2,314,000903
Gross Fiduciary activities income$0922
Service charges on deposit accounts$604,000453
Trading account gains and feesNANA
Additional Noninterest Income$1,710,000908
Total noninterest expense$14,039,000468
Salaries and employee benefits$8,885,000429
Premises and equipment expense$1,815,000401
Additional noninterest expense$3,339,000567
Pre-tax net operating income$7,294,000570
Securities gains (losses)$01,392
Applicable income taxes$2,001,000466
Income before extraordinary items$5,293,000634
Extraordinary gains, net$03
Net income$5,293,000634
Minority interest net income$055
Net income of bank and minority interests.$5,293,000634
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,293,000621
2020-12-31 (YTD Data)Rank
Total interest income$87,192,000406
Total interest expense$7,066,000682
Net interest income$80,126,000381
Provision for loan and lease losses$10,320,000344
Total noninterest income$8,982,000857
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,548,000437
Trading account gains and feesNANA
Additional Noninterest Income$6,434,000861
Total noninterest expense$58,157,000436
Salaries and employee benefits$33,942,000427
Premises and equipment expense$7,088,000392
Additional noninterest expense$17,127,000469
Pre-tax net operating income$20,631,000570
Securities gains (losses)$02,675
Applicable income taxes$5,203,000478
Income before extraordinary items$15,428,000649
Extraordinary gains, net$04
Net income$15,428,000649
Minority interest net income$072
Net income of bank and minority interests.$15,428,000649
Net charge-offs$220,0001,490
Cash dividends$18,740,000297
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,428,000623
2020-09-30 (YTD Data)Rank
Total interest income$66,524,000398
Total interest expense$5,624,000685
Net interest income$60,900,000374
Provision for loan and lease losses$8,404,000347
Total noninterest income$5,857,000926
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,963,000422
Trading account gains and feesNANA
Additional Noninterest Income$3,894,000961
Total noninterest expense$44,298,000428
Salaries and employee benefits$25,443,000418
Premises and equipment expense$5,333,000383
Additional noninterest expense$13,522,000432
Pre-tax net operating income$14,055,000598
Securities gains (losses)$02,494
Applicable income taxes$3,901,000438
Income before extraordinary items$10,154,000700
Extraordinary gains, net$04
Net income$10,154,000700
Minority interest net income$065
Net income of bank and minority interests.$10,154,000700
Net charge-offs$4,0002,970
Cash dividends$18,740,000240
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,154,000672
2020-06-30 (YTD Data)Rank
Total interest income$45,301,000394
Total interest expense$4,044,000686
Net interest income$41,257,000364
Provision for loan and lease losses$6,111,000343
Total noninterest income$3,979,000861
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,151,000467
Trading account gains and feesNANA
Additional Noninterest Income$2,828,000850
Total noninterest expense$30,207,000416
Salaries and employee benefits$16,960,000413
Premises and equipment expense$3,585,000377
Additional noninterest expense$9,662,000406
Pre-tax net operating income$8,918,000563
Securities gains (losses)$02,249
Applicable income taxes$2,546,000407
Income before extraordinary items$6,372,000680
Extraordinary gains, net$04
Net income$6,372,000680
Minority interest net income$065
Net income of bank and minority interests.$6,372,000680
Net charge-offs$11,0002,415
Cash dividends$20,126,000169
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,372,000652
2020-03-31 (YTD Data)Rank
Total interest income$22,490,000399
Total interest expense$2,337,000682
Net interest income$20,153,000367
Provision for loan and lease losses$1,713,000443
Total noninterest income$2,626,000671
Gross Fiduciary activities income$0941
Service charges on deposit accounts$593,000522
Trading account gains and feesNANA
Additional Noninterest Income$2,033,000601
Total noninterest expense$16,782,000385
Salaries and employee benefits$8,708,000402
Premises and equipment expense$1,811,000373
Additional noninterest expense$6,263,000339
Pre-tax net operating income$4,284,000539
Securities gains (losses)$01,705
Applicable income taxes$1,259,000380
Income before extraordinary items$3,025,000643
Extraordinary gains, net$04
Net income$3,025,000643
Minority interest net income$056
Net income of bank and minority interests.$3,025,000643
Net charge-offs$13,0001,768
Cash dividends$20,126,000126
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,025,000623
2019-12-31 (YTD Data)Rank
Total interest income$76,544,000463
Total interest expense$8,375,000792
Net interest income$68,169,000419
Provision for loan and lease losses$2,224,000494
Total noninterest income$9,748,000708
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,824,000685
Trading account gains and feesNANA
Additional Noninterest Income$7,924,000614
Total noninterest expense$51,410,000457
Salaries and employee benefits$28,807,000448
Premises and equipment expense$5,148,000513
Additional noninterest expense$17,455,000421
Pre-tax net operating income$24,283,000528
Securities gains (losses)$6,0002,041
Applicable income taxes$6,557,000416
Income before extraordinary items$17,732,000585
Extraordinary gains, net$011
Net income$17,732,000586
Minority interest net income$076
Net income of bank and minority interests.$17,732,000586
Net charge-offs$-36,0004,709
Cash dividends$27,460,000251
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,727,260575
2019-09-30 (YTD Data)Rank
Total interest income$54,694,000486
Total interest expense$5,820,000858
Net interest income$48,874,000449
Provision for loan and lease losses$1,201,000594
Total noninterest income$6,902,000733
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,292,000716
Trading account gains and feesNANA
Additional Noninterest Income$5,610,000643
Total noninterest expense$36,161,000480
Salaries and employee benefits$20,600,000472
Premises and equipment expense$3,569,000550
Additional noninterest expense$11,992,000454
Pre-tax net operating income$18,414,000527
Securities gains (losses)$6,0001,791
Applicable income taxes$5,400,000398
Income before extraordinary items$13,020,000605
Extraordinary gains, net$011
Net income$13,020,000605
Minority interest net income$072
Net income of bank and minority interests.$13,020,000605
Net charge-offs$-19,0004,594
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,015,260597
2019-06-30 (YTD Data)Rank
Total interest income$34,305,000515
Total interest expense$3,294,000974
Net interest income$31,011,000460
Provision for loan and lease losses$722,000636
Total noninterest income$4,756,000704
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$664,000883
Trading account gains and fees$0131
Additional Noninterest Income$4,092,000582
Total noninterest expense$24,529,000475
Salaries and employee benefits$13,127,000491
Premises and equipment expense$2,171,000587
Additional noninterest expense$9,231,000414
Pre-tax net operating income$10,516,000576
Securities gains (losses)$6,0001,330
Applicable income taxes$3,182,000425
Income before extraordinary items$7,340,000672
Extraordinary gains, net$011
Net income$7,340,000672
Minority interest net income$069
Net income of bank and minority interests.$7,340,000672
Net charge-offs$-18,0004,642
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,335,260661
2019-03-31 (YTD Data)Rank
Total interest income$16,357,000536
Total interest expense$1,448,0001,052
Net interest income$14,909,000476
Provision for loan and lease losses$277,000747
Total noninterest income$2,171,000726
Gross Fiduciary activities income$0972
Service charges on deposit accounts$320,000902
Trading account gains and fees$0126
Additional Noninterest Income$1,851,000591
Total noninterest expense$9,737,000597
Salaries and employee benefits$5,940,000542
Premises and equipment expense$1,109,000576
Additional noninterest expense$2,688,000645
Pre-tax net operating income$7,066,000459
Securities gains (losses)$01,087
Applicable income taxes$2,050,000355
Income before extraordinary items$5,016,000520
Extraordinary gains, net$05
Net income$5,016,000519
Minority interest net income$052
Net income of bank and minority interests.$5,016,000519
Net charge-offs$12,0001,909
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,016,000507
2018-12-31 (YTD Data)Rank
Total interest income$56,860,000568
Total interest expense$4,928,000933
Net interest income$51,932,000524
Provision for loan and lease losses$1,842,000542
Total noninterest income$7,197,000867
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,480,000830
Trading account gains and fees$0126
Additional Noninterest Income$5,717,000741
Total noninterest expense$36,615,000623
Salaries and employee benefits$21,307,000586
Premises and equipment expense$4,855,000526
Additional noninterest expense$10,453,000682
Pre-tax net operating income$20,672,000583
Securities gains (losses)$3,000894
Applicable income taxes$6,020,000421
Income before extraordinary items$14,655,000659
Extraordinary gains, net$06
Net income$14,655,000657
Minority interest net income$072
Net income of bank and minority interests.$14,655,000658
Net charge-offs$917,000634
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,652,630660
2018-09-30 (YTD Data)Rank
Total interest income$41,591,000571
Total interest expense$3,483,000919
Net interest income$38,108,000532
Provision for loan and lease losses$1,578,000456
Total noninterest income$5,531,000856
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,037,000880
Trading account gains and fees$0138
Additional Noninterest Income$4,494,000725
Total noninterest expense$25,151,000676
Salaries and employee benefits$14,871,000630
Premises and equipment expense$3,816,000512
Additional noninterest expense$6,464,000791
Pre-tax net operating income$16,910,000542
Securities gains (losses)$3,000888
Applicable income taxes$4,865,000414
Income before extraordinary items$12,048,000609
Extraordinary gains, net$05
Net income$12,048,000607
Minority interest net income$066
Net income of bank and minority interests.$12,048,000608
Net charge-offs$293,0001,009
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,045,630607
2018-06-30 (YTD Data)Rank
Total interest income$27,303,000570
Total interest expense$2,082,000955
Net interest income$25,221,000531
Provision for loan and lease losses$497,000833
Total noninterest income$3,864,000832
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$648,000928
Trading account gains and fees$0130
Additional Noninterest Income$3,216,000702
Total noninterest expense$16,750,000673
Salaries and employee benefits$9,414,000673
Premises and equipment expense$2,841,000473
Additional noninterest expense$4,495,000756
Pre-tax net operating income$11,838,000521
Securities gains (losses)$3,000768
Applicable income taxes$3,278,000410
Income before extraordinary items$8,563,000577
Extraordinary gains, net$06
Net income$8,563,000577
Minority interest net income$065
Net income of bank and minority interests.$8,563,000576
Net charge-offs$112,0001,252
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,560,630576
2018-03-31 (YTD Data)Rank
Total interest income$13,551,000566
Total interest expense$991,000961
Net interest income$12,560,000529
Provision for loan and lease losses$254,000783
Total noninterest income$1,754,000875
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$352,000858
Trading account gains and fees$0123
Additional Noninterest Income$1,402,000740
Total noninterest expense$8,084,000708
Salaries and employee benefits$4,900,000641
Premises and equipment expense$975,000657
Additional noninterest expense$2,209,000755
Pre-tax net operating income$5,976,000505
Securities gains (losses)$0735
Applicable income taxes$1,757,000383
Income before extraordinary items$4,219,000575
Extraordinary gains, net$07
Net income$4,219,000576
Minority interest net income$052
Net income of bank and minority interests.$4,219,000575
Net charge-offs$-131,0005,428
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,219,000576
2017-12-31 (YTD Data)Rank
Total interest income$43,531,000667
Total interest expense$3,909,000855
Net interest income$39,622,000647
Provision for loan and lease losses$462,0001,521
Total noninterest income$5,553,0001,042
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,075,0001,123
Trading account gains and fees$0151
Additional Noninterest Income$4,478,000883
Total noninterest expense$30,057,000733
Salaries and employee benefits$16,973,000726
Premises and equipment expense$3,214,000776
Additional noninterest expense$9,870,000689
Pre-tax net operating income$14,656,000704
Securities gains (losses)$02,243
Applicable income taxes$9,036,000440
Income before extraordinary items$5,620,0001,234
Extraordinary gains, net$09
Net income$5,620,0001,234
Minority interest net income$076
Net income of bank and minority interests.$5,620,0001,234
Net charge-offs$22,0003,387
Cash dividends$19,034,000244
Sale, conversion, retirement of capital stock, net$63,799,00010
Net operating income$5,620,0001,216
2017-09-30 (YTD Data)Rank
Total interest income$30,936,000696
Total interest expense$2,879,000852
Net interest income$28,057,000678
Provision for loan and lease losses$345,0001,493
Total noninterest income$3,697,0001,146
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$690,0001,274
Trading account gains and fees$0145
Additional Noninterest Income$3,007,000968
Total noninterest expense$20,672,000792
Salaries and employee benefits$11,686,000789
Premises and equipment expense$2,279,000820
Additional noninterest expense$6,707,000743
Pre-tax net operating income$10,737,000717
Securities gains (losses)$02,274
Applicable income taxes$4,484,000533
Income before extraordinary items$6,253,000949
Extraordinary gains, net$09
Net income$6,253,000949
Minority interest net income$071
Net income of bank and minority interests.$6,253,000949
Net charge-offs$45,0002,538
Cash dividends$19,034,000185
Sale, conversion, retirement of capital stock, net$51,869,00012
Net operating income$6,253,000932
2017-06-30 (YTD Data)Rank
Total interest income$17,884,000791
Total interest expense$1,889,000832
Net interest income$15,995,000789
Provision for loan and lease losses$287,0001,271
Total noninterest income$2,675,0001,086
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$354,0001,548
Trading account gains and fees$0139
Additional Noninterest Income$2,321,000873
Total noninterest expense$13,087,000830
Salaries and employee benefits$7,013,000870
Premises and equipment expense$1,351,000915
Additional noninterest expense$4,723,000715
Pre-tax net operating income$5,296,000948
Securities gains (losses)$01,906
Applicable income taxes$2,311,000605
Income before extraordinary items$2,985,0001,244
Extraordinary gains, net$011
Net income$2,985,0001,244
Minority interest net income$071
Net income of bank and minority interests.$2,985,0001,244
Net charge-offs$-12,0004,850
Cash dividends$19,034,000130
Sale, conversion, retirement of capital stock, net$51,836,0007
Net operating income$2,985,0001,221
2017-03-31 (YTD Data)Rank
Total interest income$7,300,000971
Total interest expense$918,000835
Net interest income$6,382,000973
Provision for loan and lease losses$143,0001,217
Total noninterest income$837,0001,467
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$143,0001,828
Trading account gains and fees$0142
Additional Noninterest Income$694,0001,239
Total noninterest expense$4,633,0001,142
Salaries and employee benefits$3,075,000993
Premises and equipment expense$566,0001,062
Additional noninterest expense$992,0001,515
Pre-tax net operating income$2,443,000989
Securities gains (losses)$01,153
Applicable income taxes$1,024,000646
Income before extraordinary items$1,419,0001,282
Extraordinary gains, net$08
Net income$1,419,0001,282
Minority interest net income$055
Net income of bank and minority interests.$1,419,0001,282
Net charge-offs$-7,0004,847
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,419,0001,262
2016-12-31 (YTD Data)Rank
Total interest income$29,488,000924
Total interest expense$3,074,000947
Net interest income$26,414,000909
Provision for loan and lease losses$598,0001,327
Total noninterest income$1,318,0002,643
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$438,0002,308
Trading account gains and fees$0170
Additional Noninterest Income$880,0002,550
Total noninterest expense$16,786,0001,209
Salaries and employee benefits$10,567,0001,096
Premises and equipment expense$2,146,0001,108
Additional noninterest expense$4,073,0001,509
Pre-tax net operating income$10,348,000902
Securities gains (losses)$03,212
Applicable income taxes$4,436,000600
Income before extraordinary items$5,912,0001,214
Extraordinary gains, net$05
Net income$5,912,0001,213
Minority interest net income$082
Net income of bank and minority interests.$5,912,0001,213
Net charge-offs$673,000888
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-531,0005,859
Net operating income$5,912,0001,184
2016-09-30 (YTD Data)Rank
Total interest income$21,643,000944
Total interest expense$2,161,0001,004
Net interest income$19,482,000925
Provision for loan and lease losses$618,000994
Total noninterest income$1,074,0002,546
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$320,0002,356
Trading account gains and fees$0169
Additional Noninterest Income$754,0002,392
Total noninterest expense$12,904,0001,189
Salaries and employee benefits$8,052,0001,089
Premises and equipment expense$1,600,0001,113
Additional noninterest expense$3,252,0001,427
Pre-tax net operating income$7,034,000983
Securities gains (losses)$03,160
Applicable income taxes$3,023,000649
Income before extraordinary items$4,011,0001,330
Extraordinary gains, net$05
Net income$4,011,0001,330
Minority interest net income$071
Net income of bank and minority interests.$4,011,0001,330
Net charge-offs$218,0001,388
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-663,0005,936
Net operating income$4,011,0001,288
2016-06-30 (YTD Data)Rank
Total interest income$14,590,000923
Total interest expense$1,398,0001,027
Net interest income$13,192,000905
Provision for loan and lease losses$362,0001,093
Total noninterest income$664,0002,614
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$222,0002,260
Trading account gains and fees$0157
Additional Noninterest Income$442,0002,534
Total noninterest expense$8,587,0001,196
Salaries and employee benefits$5,380,0001,088
Premises and equipment expense$1,082,0001,097
Additional noninterest expense$2,125,0001,454
Pre-tax net operating income$4,907,000943
Securities gains (losses)$02,835
Applicable income taxes$2,103,000622
Income before extraordinary items$2,804,0001,279
Extraordinary gains, net$016
Net income$2,804,0001,279
Minority interest net income$071
Net income of bank and minority interests.$2,804,0001,280
Net charge-offs$-8,0004,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-863,0006,020
Net operating income$2,804,0001,236
2016-03-31 (YTD Data)Rank
Total interest income$7,133,000944
Total interest expense$688,0001,035
Net interest income$6,445,000923
Provision for loan and lease losses$-4,0005,877
Total noninterest income$348,0002,526
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$119,0002,140
Trading account gains and fees$0142
Additional Noninterest Income$229,0002,448
Total noninterest expense$4,436,0001,170
Salaries and employee benefits$2,825,0001,040
Premises and equipment expense$537,0001,106
Additional noninterest expense$1,074,0001,427
Pre-tax net operating income$2,361,000948
Securities gains (losses)$02,077
Applicable income taxes$1,012,000636
Income before extraordinary items$1,349,0001,281
Extraordinary gains, net$012
Net income$1,349,0001,282
Minority interest net income$062
Net income of bank and minority interests.$1,349,0001,282
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$-617,0006,095
Net operating income$1,349,0001,243
2015-12-31 (YTD Data)Rank
Total interest income$25,605,0001,016
Total interest expense$2,679,0001,050
Net interest income$22,926,0001,009
Provision for loan and lease losses$1,412,000604
Total noninterest income$6,762,000910
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$444,0002,340
Trading account gains and fees$0159
Additional Noninterest Income$6,318,000682
Total noninterest expense$19,113,0001,068
Salaries and employee benefits$11,252,0001,001
Premises and equipment expense$2,117,0001,122
Additional noninterest expense$5,744,0001,127
Pre-tax net operating income$9,163,000961
Securities gains (losses)$03,216
Applicable income taxes$1,711,0001,130
Income before extraordinary items$7,452,000960
Extraordinary gains, net$023
Net income$7,452,000960
Minority interest net income$081
Net income of bank and minority interests.$7,452,000960
Net charge-offs$62,0003,092
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$6,395,00071
Net operating income$7,452,000941
2015-09-30 (YTD Data)Rank
Total interest income$18,842,0001,039
Total interest expense$1,984,0001,074
Net interest income$16,858,0001,031
Provision for loan and lease losses$910,000649
Total noninterest income$8,532,000628
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$340,0002,313
Trading account gains and fees$0153
Additional Noninterest Income$8,192,000472
Total noninterest expense$14,861,0001,047
Salaries and employee benefits$8,701,000976
Premises and equipment expense$1,581,0001,147
Additional noninterest expense$4,579,0001,069
Pre-tax net operating income$9,619,000721
Securities gains (losses)$03,031
Applicable income taxes$1,146,0001,245
Income before extraordinary items$8,473,000653
Extraordinary gains, net$021
Net income$8,473,000651
Minority interest net income$078
Net income of bank and minority interests.$8,473,000653
Net charge-offs$85,0002,327
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$9,192,00039
Net operating income$8,473,000640
2015-06-30 (YTD Data)Rank
Total interest income$12,020,0001,085
Total interest expense$1,298,0001,098
Net interest income$10,722,0001,073
Provision for loan and lease losses$700,000572
Total noninterest income$8,130,000481
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$241,0002,183
Trading account gains and fees$0157
Additional Noninterest Income$7,889,000368
Total noninterest expense$10,549,000989
Salaries and employee benefits$6,023,000948
Premises and equipment expense$1,042,0001,161
Additional noninterest expense$3,484,000939
Pre-tax net operating income$7,603,000629
Securities gains (losses)$02,636
Applicable income taxes$326,0002,049
Income before extraordinary items$7,277,000521
Extraordinary gains, net$022
Net income$7,277,000518
Minority interest net income$075
Net income of bank and minority interests.$7,277,000521
Net charge-offs$100,0001,732
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$8,339,00034
Net operating income$7,277,000506
2015-03-31 (YTD Data)Rank
Total interest income$5,611,0001,144
Total interest expense$628,0001,131
Net interest income$4,983,0001,145
Provision for loan and lease losses$422,000480
Total noninterest income$6,607,000336
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$128,0002,046
Trading account gains and fees$0152
Additional Noninterest Income$6,479,000249
Total noninterest expense$5,874,000892
Salaries and employee benefits$3,023,000943
Premises and equipment expense$496,0001,223
Additional noninterest expense$2,355,000704
Pre-tax net operating income$5,294,000458
Securities gains (losses)$02,027
Applicable income taxes$-95,0006,366
Income before extraordinary items$5,389,000357
Extraordinary gains, net$013
Net income$5,389,000356
Minority interest net income$064
Net income of bank and minority interests.$5,389,000357
Net charge-offs$22,0002,069
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$7,975,00024
Net operating income$5,389,000352
2014-12-31 (YTD Data)Rank
Total interest income$19,558,0001,293
Total interest expense$2,296,0001,258
Net interest income$17,262,0001,296
Provision for loan and lease losses$1,074,000826
Total noninterest income$3,200,0001,482
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$396,0002,708
Trading account gains and fees$0180
Additional Noninterest Income$2,804,0001,138
Total noninterest expense$12,587,0001,516
Salaries and employee benefits$7,543,0001,397
Premises and equipment expense$1,416,0001,651
Additional noninterest expense$3,628,0001,706
Pre-tax net operating income$6,801,0001,192
Securities gains (losses)$94,0001,297
Applicable income taxes$1,717,0001,098
Income before extraordinary items$5,178,0001,261
Extraordinary gains, net$017
Net income$5,178,0001,259
Minority interest net income$084
Net income of bank and minority interests.$5,178,0001,260
Net charge-offs$1,349,000704
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$493,000306
Net operating income$5,107,5001,249
2014-09-30 (YTD Data)Rank
Total interest income$13,868,0001,379
Total interest expense$1,690,0001,298
Net interest income$12,178,0001,373
Provision for loan and lease losses$1,038,000644
Total noninterest income$2,942,0001,306
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$289,0002,783
Trading account gains and fees$0174
Additional Noninterest Income$2,653,000995
Total noninterest expense$9,448,0001,518
Salaries and employee benefits$5,630,0001,416
Premises and equipment expense$1,016,0001,731
Additional noninterest expense$2,802,0001,666
Pre-tax net operating income$4,634,0001,289
Securities gains (losses)$94,0001,036
Applicable income taxes$828,0001,477
Income before extraordinary items$3,900,0001,245
Extraordinary gains, net$015
Net income$3,900,0001,242
Minority interest net income$081
Net income of bank and minority interests.$3,900,0001,244
Net charge-offs$1,163,000597
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$293,000302
Net operating income$3,822,9201,253
2014-06-30 (YTD Data)Rank
Total interest income$8,395,0001,493
Total interest expense$1,095,0001,359
Net interest income$7,300,0001,511
Provision for loan and lease losses$896,000500
Total noninterest income$2,383,0001,131
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$194,0002,754
Trading account gains and fees$0172
Additional Noninterest Income$2,189,000820
Total noninterest expense$6,463,0001,482
Salaries and employee benefits$3,895,0001,359
Premises and equipment expense$646,0001,829
Additional noninterest expense$1,922,0001,623
Pre-tax net operating income$2,324,0001,602
Securities gains (losses)$94,000821
Applicable income taxes$74,0003,230
Income before extraordinary items$2,344,0001,337
Extraordinary gains, net$020
Net income$2,344,0001,338
Minority interest net income$080
Net income of bank and minority interests.$2,344,0001,338
Net charge-offs$1,146,000438
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,252,8201,370
2014-03-31 (YTD Data)Rank
Total interest income$3,749,0001,657
Total interest expense$509,0001,488
Net interest income$3,240,0001,686
Provision for loan and lease losses$224,000935
Total noninterest income$103,0004,579
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$94,0002,795
Trading account gains and fees$0147
Additional Noninterest Income$9,0006,032
Total noninterest expense$2,225,0002,134
Salaries and employee benefits$1,399,0001,858
Premises and equipment expense$299,0001,992
Additional noninterest expense$527,0002,769
Pre-tax net operating income$894,0001,929
Securities gains (losses)$01,715
Applicable income taxes$370,0001,141
Income before extraordinary items$524,0002,486
Extraordinary gains, net$016
Net income$524,0002,489
Minority interest net income$066
Net income of bank and minority interests.$524,0002,489
Net charge-offs$614,000418
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$524,0002,444
2013-12-31 (YTD Data)Rank
Total interest income$14,913,0001,668
Total interest expense$2,000,0001,702
Net interest income$12,913,0001,669
Provision for loan and lease losses$348,0002,291
Total noninterest income$609,0004,096
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$345,0003,124
Trading account gains and fees$0184
Additional Noninterest Income$264,0004,258
Total noninterest expense$8,585,0002,195
Salaries and employee benefits$5,075,0002,014
Premises and equipment expense$1,356,0001,730
Additional noninterest expense$2,154,0002,819
Pre-tax net operating income$4,589,0001,528
Securities gains (losses)$03,182
Applicable income taxes$1,899,000939
Income before extraordinary items$2,690,0002,066
Extraordinary gains, net$029
Net income$2,690,0002,072
Minority interest net income$090
Net income of bank and minority interests.$2,690,0002,071
Net charge-offs$273,0002,679
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-1,040,0006,782
Net operating income$2,690,0002,017
2013-09-30 (YTD Data)Rank
Total interest income$10,898,0001,719
Total interest expense$1,505,0001,750
Net interest income$9,393,0001,715
Provision for loan and lease losses$258,0002,254
Total noninterest income$463,0004,153
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$262,0003,108
Trading account gains and fees$0180
Additional Noninterest Income$201,0004,305
Total noninterest expense$6,356,0002,229
Salaries and employee benefits$3,795,0002,029
Premises and equipment expense$1,001,0001,766
Additional noninterest expense$1,560,0002,887
Pre-tax net operating income$3,242,0001,632
Securities gains (losses)$03,040
Applicable income taxes$1,342,0001,022
Income before extraordinary items$1,900,0002,219
Extraordinary gains, net$025
Net income$1,900,0002,225
Minority interest net income$084
Net income of bank and minority interests.$1,900,0002,225
Net charge-offs$-42,0006,428
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,900,0002,155
2013-06-30 (YTD Data)Rank
Total interest income$7,140,0001,750
Total interest expense$1,016,0001,757
Net interest income$6,124,0001,749
Provision for loan and lease losses$147,0002,533
Total noninterest income$310,0004,160
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$187,0002,929
Trading account gains and fees$0157
Additional Noninterest Income$123,0004,477
Total noninterest expense$4,130,0002,295
Salaries and employee benefits$2,504,0002,050
Premises and equipment expense$642,0001,814
Additional noninterest expense$984,0003,005
Pre-tax net operating income$2,157,0001,614
Securities gains (losses)$02,791
Applicable income taxes$891,0001,021
Income before extraordinary items$1,266,0002,211
Extraordinary gains, net$022
Net income$1,266,0002,220
Minority interest net income$082
Net income of bank and minority interests.$1,266,0002,218
Net charge-offs$47,0003,402
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,266,0002,114
2013-03-31 (YTD Data)Rank
Total interest income$3,464,0001,824
Total interest expense$514,0001,794
Net interest income$2,950,0001,816
Provision for loan and lease losses$11,0003,962
Total noninterest income$146,0004,237
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$94,0002,904
Trading account gains and fees$0148
Additional Noninterest Income$52,0004,655
Total noninterest expense$2,011,0002,355
Salaries and employee benefits$1,267,0002,051
Premises and equipment expense$320,0001,861
Additional noninterest expense$424,0003,366
Pre-tax net operating income$1,074,0001,607
Securities gains (losses)$01,966
Applicable income taxes$443,0001,018
Income before extraordinary items$631,0002,169
Extraordinary gains, net$010
Net income$631,0002,171
Minority interest net income$076
Net income of bank and minority interests.$631,0002,171
Net charge-offs$11,0003,407
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$631,0002,081
2012-12-31 (YTD Data)Rank
Total interest income$14,727,0001,789
Total interest expense$2,237,0001,947
Net interest income$12,490,0001,762
Provision for loan and lease losses$1,483,0001,341
Total noninterest income$558,0004,301
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$368,0003,102
Trading account gains and fees$0166
Additional Noninterest Income$190,0004,661
Total noninterest expense$7,719,0002,449
Salaries and employee benefits$4,766,0002,092
Premises and equipment expense$1,162,0002,005
Additional noninterest expense$1,791,0003,353
Pre-tax net operating income$3,846,0001,697
Securities gains (losses)$03,810
Applicable income taxes$1,691,000998
Income before extraordinary items$2,155,0002,453
Extraordinary gains, net$029
Net income$2,155,0002,453
Minority interest net income$093
Net income of bank and minority interests.$2,155,0002,454
Net charge-offs$1,233,0001,601
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,155,0002,318
2012-09-30 (YTD Data)Rank
Total interest income$11,050,0001,821
Total interest expense$1,668,0002,044
Net interest income$9,382,0001,778
Provision for loan and lease losses$1,120,0001,316
Total noninterest income$489,0004,047
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$274,0003,152
Trading account gains and fees$0157
Additional Noninterest Income$215,0004,144
Total noninterest expense$5,856,0002,425
Salaries and employee benefits$3,635,0002,060
Premises and equipment expense$858,0002,059
Additional noninterest expense$1,363,0003,350
Pre-tax net operating income$2,895,0001,745
Securities gains (losses)$03,575
Applicable income taxes$1,363,000972
Income before extraordinary items$1,532,0002,604
Extraordinary gains, net$020
Net income$1,532,0002,605
Minority interest net income$086
Net income of bank and minority interests.$1,532,0002,605
Net charge-offs$520,0002,132
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,532,0002,478
2012-06-30 (YTD Data)Rank
Total interest income$7,156,0001,875
Total interest expense$1,129,0002,075
Net interest income$6,027,0001,837
Provision for loan and lease losses$858,0001,235
Total noninterest income$298,0004,231
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$194,0003,019
Trading account gains and fees$0153
Additional Noninterest Income$104,0004,607
Total noninterest expense$3,903,0002,419
Salaries and employee benefits$2,390,0002,082
Premises and equipment expense$560,0002,076
Additional noninterest expense$953,0003,249
Pre-tax net operating income$1,564,0002,069
Securities gains (losses)$03,178
Applicable income taxes$775,0001,090
Income before extraordinary items$789,0003,071
Extraordinary gains, net$019
Net income$789,0003,071
Minority interest net income$084
Net income of bank and minority interests.$789,0003,071
Net charge-offs$523,0001,721
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$789,0002,916
2012-03-31 (YTD Data)Rank
Total interest income$3,410,0001,984
Total interest expense$586,0002,079
Net interest income$2,824,0001,963
Provision for loan and lease losses$224,0001,907
Total noninterest income$129,0004,523
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$105,0002,825
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,550
Total noninterest expense$1,948,0002,429
Salaries and employee benefits$1,210,0002,071
Premises and equipment expense$264,0002,190
Additional noninterest expense$474,0003,229
Pre-tax net operating income$781,0002,067
Securities gains (losses)$02,210
Applicable income taxes$401,0001,070
Income before extraordinary items$380,0003,178
Extraordinary gains, net$019
Net income$380,0003,182
Minority interest net income$078
Net income of bank and minority interests.$380,0003,182
Net charge-offs$-7,0006,510
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$380,0003,015
2011-12-31 (YTD Data)Rank
Total interest income$10,323,0002,692
Total interest expense$1,664,0003,172
Net interest income$8,659,0002,536
Provision for loan and lease losses$1,687,0001,760
Total noninterest income$7,922,000736
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$337,0003,368
Trading account gains and fees$0146
Additional Noninterest Income$7,585,000522
Total noninterest expense$7,561,0002,493
Salaries and employee benefits$4,043,0002,380
Premises and equipment expense$748,0003,054
Additional noninterest expense$2,770,0002,363
Pre-tax net operating income$7,333,000824
Securities gains (losses)$03,838
Applicable income taxes$19,0004,130
Income before extraordinary items$7,314,000696
Extraordinary gains, net$029
Net income$7,314,000696
Minority interest net income$096
Net income of bank and minority interests.$7,314,000696
Net charge-offs$1,602,0001,793
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$21,000941
Net operating income$7,314,000661
2011-09-30 (YTD Data)Rank
Total interest income$6,995,0002,981
Total interest expense$1,093,0003,628
Net interest income$5,902,0002,788
Provision for loan and lease losses$1,357,0001,606
Total noninterest income$321,0004,698
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$240,0003,487
Trading account gains and fees$0145
Additional Noninterest Income$81,0005,321
Total noninterest expense$4,006,0003,370
Salaries and employee benefits$2,442,0002,909
Premises and equipment expense$454,0003,597
Additional noninterest expense$1,110,0003,888
Pre-tax net operating income$860,0003,577
Securities gains (losses)$03,555
Applicable income taxes$348,0002,098
Income before extraordinary items$512,0004,270
Extraordinary gains, net$021
Net income$512,0004,273
Minority interest net income$087
Net income of bank and minority interests.$512,0004,273
Net charge-offs$1,482,0001,497
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,000973
Net operating income$512,0004,135
2011-06-30 (YTD Data)Rank
Total interest income$4,484,0003,097
Total interest expense$717,0003,751
Net interest income$3,767,0002,890
Provision for loan and lease losses$1,108,0001,402
Total noninterest income$281,0004,228
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$154,0003,537
Trading account gains and fees$0153
Additional Noninterest Income$127,0004,205
Total noninterest expense$2,598,0003,476
Salaries and employee benefits$1,596,0002,977
Premises and equipment expense$304,0003,610
Additional noninterest expense$698,0004,118
Pre-tax net operating income$342,0004,432
Securities gains (losses)$02,914
Applicable income taxes$146,0002,542
Income before extraordinary items$196,0005,046
Extraordinary gains, net$015
Net income$196,0005,046
Minority interest net income$089
Net income of bank and minority interests.$196,0005,046
Net charge-offs$1,398,0001,186
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,000914
Net operating income$196,0004,956
2011-03-31 (YTD Data)Rank
Total interest income$2,195,0003,158
Total interest expense$356,0003,873
Net interest income$1,839,0002,939
Provision for loan and lease losses$933,000905
Total noninterest income$156,0004,087
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$75,0003,563
Trading account gains and fees$0158
Additional Noninterest Income$81,0003,885
Total noninterest expense$1,239,0003,611
Salaries and employee benefits$774,0003,082
Premises and equipment expense$154,0003,623
Additional noninterest expense$311,0004,430
Pre-tax net operating income$-177,0006,804
Securities gains (losses)$01,772
Applicable income taxes$-71,0007,240
Income before extraordinary items$-106,0006,733
Extraordinary gains, net$09
Net income$-106,0006,732
Minority interest net income$086
Net income of bank and minority interests.$-106,0006,733
Net charge-offs$1,298,000713
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,000861
Net operating income$-106,0006,723
2010-12-31 (YTD Data)Rank
Total interest income$8,127,0003,518
Total interest expense$1,669,0004,019
Net interest income$6,458,0003,279
Provision for loan and lease losses$1,431,0002,521
Total noninterest income$365,0005,101
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$290,0003,708
Trading account gains and fees$0175
Additional Noninterest Income$75,0005,743
Total noninterest expense$4,391,0003,957
Salaries and employee benefits$2,538,0003,546
Premises and equipment expense$623,0003,625
Additional noninterest expense$1,230,0004,547
Pre-tax net operating income$1,001,0003,379
Securities gains (losses)$03,793
Applicable income taxes$380,0002,140
Income before extraordinary items$621,0004,023
Extraordinary gains, net$029
Net income$621,0004,022
Minority interest net income$0111
Net income of bank and minority interests.$621,0004,023
Net charge-offs$716,0003,139
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$16,844,00053
Net operating income$621,0003,880
2010-09-30 (YTD Data)Rank
Total interest income$6,039,0003,602
Total interest expense$1,264,0004,123
Net interest income$4,775,0003,369
Provision for loan and lease losses$750,0002,938
Total noninterest income$258,0005,280
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$215,0003,790
Trading account gains and fees$0165
Additional Noninterest Income$43,0006,143
Total noninterest expense$3,280,0003,973
Salaries and employee benefits$1,961,0003,489
Premises and equipment expense$470,0003,652
Additional noninterest expense$849,0004,758
Pre-tax net operating income$1,003,0003,093
Securities gains (losses)$03,651
Applicable income taxes$418,0001,840
Income before extraordinary items$585,0003,826
Extraordinary gains, net$023
Net income$585,0003,826
Minority interest net income$0110
Net income of bank and minority interests.$585,0003,827
Net charge-offs$700,0002,639
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$16,840,00044
Net operating income$585,0003,684
2010-06-30 (YTD Data)Rank
Total interest income$4,013,0003,639
Total interest expense$860,0004,175
Net interest income$3,153,0003,408
Provision for loan and lease losses$254,0003,867
Total noninterest income$172,0005,278
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$146,0003,736
Trading account gains and fees$0152
Additional Noninterest Income$26,0006,263
Total noninterest expense$2,226,0003,937
Salaries and employee benefits$1,345,0003,439
Premises and equipment expense$305,0003,760
Additional noninterest expense$576,0004,695
Pre-tax net operating income$845,0002,690
Securities gains (losses)$03,184
Applicable income taxes$352,0001,573
Income before extraordinary items$493,0003,440
Extraordinary gains, net$019
Net income$493,0003,437
Minority interest net income$0105
Net income of bank and minority interests.$493,0003,439
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$9,000967
Net operating income$493,0003,321
2010-03-31 (YTD Data)Rank
Total interest income$2,019,0003,686
Total interest expense$437,0004,266
Net interest income$1,582,0003,411
Provision for loan and lease losses$45,0004,935
Total noninterest income$85,0005,317
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$73,0003,752
Trading account gains and fees$0175
Additional Noninterest Income$12,0006,461
Total noninterest expense$1,129,0003,932
Salaries and employee benefits$688,0003,440
Premises and equipment expense$158,0003,747
Additional noninterest expense$283,0004,747
Pre-tax net operating income$493,0002,436
Securities gains (losses)$02,284
Applicable income taxes$205,0001,402
Income before extraordinary items$288,0003,211
Extraordinary gains, net$016
Net income$288,0003,207
Minority interest net income$091
Net income of bank and minority interests.$288,0003,211
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$288,0003,104
2009-12-31 (YTD Data)Rank
Total interest income$7,225,0004,096
Total interest expense$2,415,0003,990
Net interest income$4,810,0004,043
Provision for loan and lease losses$430,0004,770
Total noninterest income$300,0005,600
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$243,0004,280
Trading account gains and fees$0211
Additional Noninterest Income$57,0006,241
Total noninterest expense$4,049,0004,309
Salaries and employee benefits$2,403,0003,804
Premises and equipment expense$498,0004,390
Additional noninterest expense$1,148,0004,861
Pre-tax net operating income$631,0003,705
Securities gains (losses)$03,754
Applicable income taxes$271,0002,121
Income before extraordinary items$360,0004,279
Extraordinary gains, net$034
Net income$360,0004,281
Minority interest net income$0115
Net income of bank and minority interests.$360,0004,280
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$42,0001,090
Net operating income$360,0004,225
2009-09-30 (YTD Data)Rank
Total interest income$5,154,0004,284
Total interest expense$1,814,0004,108
Net interest income$3,340,0004,264
Provision for loan and lease losses$300,0004,583
Total noninterest income$207,0005,820
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$169,0004,448
Trading account gains and fees$0212
Additional Noninterest Income$38,0006,511
Total noninterest expense$2,992,0004,360
Salaries and employee benefits$1,775,0003,893
Premises and equipment expense$351,0004,605
Additional noninterest expense$866,0004,829
Pre-tax net operating income$255,0004,698
Securities gains (losses)$03,497
Applicable income taxes$122,0002,735
Income before extraordinary items$133,0005,167
Extraordinary gains, net$027
Net income$133,0005,166
Minority interest net income$0118
Net income of bank and minority interests.$133,0005,166
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$34,0001,001
Net operating income$133,0005,110
2009-06-30 (YTD Data)Rank
Total interest income$3,145,0004,580
Total interest expense$1,127,0004,397
Net interest income$2,018,0004,559
Provision for loan and lease losses$162,0004,632
Total noninterest income$126,0006,021
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$100,0004,666
Trading account gains and fees$0193
Additional Noninterest Income$26,0006,546
Total noninterest expense$1,904,0004,519
Salaries and employee benefits$1,131,0004,048
Premises and equipment expense$206,0004,998
Additional noninterest expense$567,0004,891
Pre-tax net operating income$78,0005,355
Securities gains (losses)$03,136
Applicable income taxes$39,0003,325
Income before extraordinary items$39,0005,650
Extraordinary gains, net$021
Net income$39,0005,648
Minority interest net income$0112
Net income of bank and minority interests.$39,0005,648
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$21,000985
Net operating income$39,0005,566
2009-03-31 (YTD Data)Rank
Total interest income$1,433,0004,882
Total interest expense$498,0004,843
Net interest income$935,0004,761
Provision for loan and lease losses$40,0005,160
Total noninterest income$55,0006,240
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$40,0005,014
Trading account gains and fees$0171
Additional Noninterest Income$15,0006,478
Total noninterest expense$883,0004,668
Salaries and employee benefits$561,0004,104
Premises and equipment expense$91,0005,354
Additional noninterest expense$231,0005,172
Pre-tax net operating income$67,0005,411
Securities gains (losses)$02,434
Applicable income taxes$29,0003,309
Income before extraordinary items$38,0005,874
Extraordinary gains, net$015
Net income$38,0005,876
Minority interest net income$0102
Net income of bank and minority interests.$38,0005,876
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$12,000859
Net operating income$38,0005,705
2008-12-31 (YTD Data)Rank
Total interest income$5,764,0005,047
Total interest expense$2,046,0005,238
Net interest income$3,718,0004,802
Provision for loan and lease losses$273,0004,789
Total noninterest income$821,0003,824
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$144,0005,388
Trading account gains and fees$0154
Additional Noninterest Income$677,0002,705
Total noninterest expense$3,665,0004,497
Salaries and employee benefits$2,163,0004,198
Premises and equipment expense$323,0005,617
Additional noninterest expense$1,179,0004,342
Pre-tax net operating income$601,0004,613
Securities gains (losses)$03,220
Applicable income taxes$282,0002,474
Income before extraordinary items$319,0005,027
Extraordinary gains, net$039
Net income$319,0005,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,752
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$64,0001,083
Net operating income$319,0005,181
2008-09-30 (YTD Data)Rank
Total interest income$4,334,0005,122
Total interest expense$1,535,0005,371
Net interest income$2,799,0004,821
Provision for loan and lease losses$208,0004,152
Total noninterest income$757,0003,468
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$102,0005,502
Trading account gains and fees$0148
Additional Noninterest Income$655,0002,410
Total noninterest expense$2,900,0004,335
Salaries and employee benefits$1,665,0004,151
Premises and equipment expense$234,0005,723
Additional noninterest expense$1,001,0003,866
Pre-tax net operating income$448,0005,106
Securities gains (losses)$03,106
Applicable income taxes$212,0002,840
Income before extraordinary items$236,0005,522
Extraordinary gains, net$031
Net income$236,0005,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,819
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$49,000956
Net operating income$236,0005,703
2008-06-30 (YTD Data)Rank
Total interest income$2,878,0005,200
Total interest expense$1,029,0005,507
Net interest income$1,849,0004,862
Provision for loan and lease losses$108,0004,159
Total noninterest income$450,0003,749
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$67,0005,545
Trading account gains and fees$0149
Additional Noninterest Income$383,0002,655
Total noninterest expense$1,875,0004,442
Salaries and employee benefits$1,092,0004,227
Premises and equipment expense$149,0005,846
Additional noninterest expense$634,0004,007
Pre-tax net operating income$316,0005,198
Securities gains (losses)$03,233
Applicable income taxes$149,0003,027
Income before extraordinary items$167,0005,851
Extraordinary gains, net$021
Net income$167,0005,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,943
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$31,000875
Net operating income$167,0005,795
2008-03-31 (YTD Data)Rank
Total interest income$1,499,0005,171
Total interest expense$567,0005,442
Net interest income$932,0004,851
Provision for loan and lease losses$30,0004,346
Total noninterest income$159,0004,488
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$32,0005,589
Trading account gains and fees$0158
Additional Noninterest Income$127,0003,340
Total noninterest expense$857,0004,732
Salaries and employee benefits$532,0004,331
Premises and equipment expense$74,0005,910
Additional noninterest expense$251,0004,675
Pre-tax net operating income$204,0004,924
Securities gains (losses)$02,688
Applicable income taxes$94,0002,868
Income before extraordinary items$110,0005,709
Extraordinary gains, net$015
Net income$110,0005,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$15,000758
Net operating income$110,0005,613
2007-12-31 (YTD Data)Rank
Total interest income$6,354,0005,022
Total interest expense$2,497,0005,271
Net interest income$3,857,0004,739
Provision for loan and lease losses$232,0003,654
Total noninterest income$275,0006,201
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$90,0006,164
Trading account gains and fees$0178
Additional Noninterest Income$185,0005,221
Total noninterest expense$2,867,0005,152
Salaries and employee benefits$1,934,0004,496
Premises and equipment expense$287,0005,890
Additional noninterest expense$646,0005,948
Pre-tax net operating income$1,033,0004,679
Securities gains (losses)$02,146
Applicable income taxes$-174,0008,106
Income before extraordinary items$1,207,0003,930
Extraordinary gains, net$039
Net income$1,207,0003,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$163,000812
Net operating income$1,207,0003,926
2007-09-30 (YTD Data)Rank
Total interest income$4,679,0005,109
Total interest expense$1,867,0005,284
Net interest income$2,812,0004,841
Provision for loan and lease losses$172,0003,290
Total noninterest income$172,0006,581
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$60,0006,332
Trading account gains and fees$0184
Additional Noninterest Income$112,0005,610
Total noninterest expense$2,136,0005,145
Salaries and employee benefits$1,482,0004,411
Premises and equipment expense$212,0005,931
Additional noninterest expense$442,0006,151
Pre-tax net operating income$676,0005,196
Securities gains (losses)$01,655
Applicable income taxes$-160,0008,291
Income before extraordinary items$836,0004,260
Extraordinary gains, net$033
Net income$836,0004,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$138,000686
Net operating income$836,0004,247
2007-06-30 (YTD Data)Rank
Total interest income$3,038,0005,213
Total interest expense$1,261,0005,260
Net interest income$1,777,0005,037
Provision for loan and lease losses$87,0003,577
Total noninterest income$111,0006,665
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$34,0006,547
Trading account gains and fees$0168
Additional Noninterest Income$77,0005,595
Total noninterest expense$1,397,0005,244
Salaries and employee benefits$967,0004,519
Premises and equipment expense$141,0005,973
Additional noninterest expense$289,0006,223
Pre-tax net operating income$404,0005,499
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$403,0005,061
Extraordinary gains, net$029
Net income$403,0005,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$123,000559
Net operating income$403,0005,056
2007-03-31 (YTD Data)Rank
Total interest income$1,504,0005,248
Total interest expense$640,0005,204
Net interest income$864,0005,126
Provision for loan and lease losses$42,0003,392
Total noninterest income$67,0006,329
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$16,0006,601
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$689,0005,305
Salaries and employee benefits$490,0004,502
Premises and equipment expense$70,0006,029
Additional noninterest expense$129,0006,505
Pre-tax net operating income$200,0005,516
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$199,0005,073
Extraordinary gains, net$022
Net income$199,0005,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$111,000331
Net operating income$199,0005,060
2006-12-31 (YTD Data)Rank
Total interest income$4,374,0005,900
Total interest expense$1,566,0006,010
Net interest income$2,808,0005,724
Provision for loan and lease losses$288,0002,872
Total noninterest income$102,0007,719
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$66,0006,640
Trading account gains and fees$0130
Additional Noninterest Income$36,0007,566
Total noninterest expense$2,240,0005,817
Salaries and employee benefits$1,524,0005,142
Premises and equipment expense$260,0006,109
Additional noninterest expense$456,0006,757
Pre-tax net operating income$382,0006,838
Securities gains (losses)$01,687
Applicable income taxes$-44,0008,283
Income before extraordinary items$426,0006,417
Extraordinary gains, net$051
Net income$426,0006,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$12,0001,139
Net operating income$426,0006,419
2006-09-30 (YTD Data)Rank
Total interest income$2,974,0006,157
Total interest expense$967,0006,387
Net interest income$2,007,0005,889
Provision for loan and lease losses$200,0002,859
Total noninterest income$67,0007,933
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$48,0006,766
Trading account gains and fees$0126
Additional Noninterest Income$19,0007,867
Total noninterest expense$1,776,0005,641
Salaries and employee benefits$1,257,0004,826
Premises and equipment expense$189,0006,227
Additional noninterest expense$330,0006,877
Pre-tax net operating income$98,0007,817
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$97,0007,737
Extraordinary gains, net$045
Net income$97,0007,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$157,000634
Net operating income$97,0007,738
2006-06-30 (YTD Data)Rank
Total interest income$1,802,0006,382
Total interest expense$553,0006,653
Net interest income$1,249,0006,114
Provision for loan and lease losses$95,0003,398
Total noninterest income$43,0007,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,0006,823
Trading account gains and fees$0126
Additional Noninterest Income$12,0007,965
Total noninterest expense$1,195,0005,623
Salaries and employee benefits$857,0004,780
Premises and equipment expense$126,0006,231
Additional noninterest expense$212,0006,979
Pre-tax net operating income$2,0008,153
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$1,0008,170
Extraordinary gains, net$039
Net income$1,0008,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$103,000534
Net operating income$1,0008,159
2006-03-31 (YTD Data)Rank
Total interest income$826,0006,564
Total interest expense$248,0006,792
Net interest income$578,0006,332
Provision for loan and lease losses$55,0002,999
Total noninterest income$21,0008,014
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$14,0006,901
Trading account gains and fees$0115
Additional Noninterest Income$7,0007,855
Total noninterest expense$575,0005,757
Salaries and employee benefits$412,0004,912
Premises and equipment expense$63,0006,234
Additional noninterest expense$100,0007,083
Pre-tax net operating income$-31,0008,326
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$-32,0008,342
Extraordinary gains, net$021
Net income$-32,0008,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$51,000398
Net operating income$-32,0008,328
2005-12-31 (YTD Data)Rank
Total interest income$2,329,0007,151
Total interest expense$638,0007,218
Net interest income$1,691,0007,041
Provision for loan and lease losses$295,0002,897
Total noninterest income$62,0008,329
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$44,0007,168
Trading account gains and fees$0138
Additional Noninterest Income$18,0008,184
Total noninterest expense$1,983,0006,141
Salaries and employee benefits$1,367,0005,369
Premises and equipment expense$241,0006,307
Additional noninterest expense$375,0007,222
Pre-tax net operating income$-525,0008,510
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-526,0008,555
Extraordinary gains, net$046
Net income$-526,0008,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$67,000770
Net operating income$-526,0008,537
2005-09-30 (YTD Data)Rank
Total interest income$1,559,0007,392
Total interest expense$388,0007,525
Net interest income$1,171,0007,257
Provision for loan and lease losses$245,0002,582
Total noninterest income$43,0008,410
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$29,0007,291
Trading account gains and fees$0126
Additional Noninterest Income$14,0008,207
Total noninterest expense$1,508,0006,062
Salaries and employee benefits$1,056,0005,245
Premises and equipment expense$180,0006,291
Additional noninterest expense$272,0007,302
Pre-tax net operating income$-539,0008,610
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-540,0008,657
Extraordinary gains, net$035
Net income$-540,0008,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$62,000612
Net operating income$-540,0008,632
2005-06-30 (YTD Data)Rank
Total interest income$868,0007,709
Total interest expense$181,0007,944
Net interest income$687,0007,515
Provision for loan and lease losses$170,0002,439
Total noninterest income$25,0008,480
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$18,0007,341
Trading account gains and fees$0116
Additional Noninterest Income$7,0008,349
Total noninterest expense$972,0006,175
Salaries and employee benefits$683,0005,325
Premises and equipment expense$120,0006,281
Additional noninterest expense$169,0007,410
Pre-tax net operating income$-430,0008,651
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$-431,0008,697
Extraordinary gains, net$030
Net income$-431,0008,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$50,000499
Net operating income$-431,0008,669
2005-03-31 (YTD Data)Rank
Total interest income$355,0008,049
Total interest expense$64,0008,336
Net interest income$291,0007,841
Provision for loan and lease losses$85,0002,331
Total noninterest income$11,0008,581
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$8,0007,454
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,454
Total noninterest expense$435,0006,531
Salaries and employee benefits$298,0005,800
Premises and equipment expense$59,0006,380
Additional noninterest expense$78,0007,612
Pre-tax net operating income$-218,0008,738
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$-219,0008,764
Extraordinary gains, net$024
Net income$-219,0008,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-219,0008,746
2004-12-31 (YTD Data)Rank
Total interest income$323,0008,848
Total interest expense$49,0008,837
Net interest income$274,0008,831
Provision for loan and lease losses$175,0003,992
Total noninterest income$3,0008,883
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,0007,861
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,793
Total noninterest expense$1,600,0006,710
Salaries and employee benefits$585,0007,717
Premises and equipment expense$104,0007,922
Additional noninterest expense$911,0004,647
Pre-tax net operating income$-1,498,0008,865
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,498,0008,889
Extraordinary gains, net$034
Net income$-1,498,0008,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$15,394,00049
Net operating income$-1,498,0008,871
2004-09-30 (YTD Data)Rank
Total interest income$72,0008,974
Total interest expense$9,0008,947
Net interest income$63,0008,970
Provision for loan and lease losses$83,0004,677
Total noninterest income$2,0008,956
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,821
Total noninterest expense$1,151,0006,799
Salaries and employee benefits$270,0008,426
Premises and equipment expense$45,0008,490
Additional noninterest expense$836,0003,949
Pre-tax net operating income$-1,169,0008,925
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-1,169,0008,943
Extraordinary gains, net$026
Net income$-1,169,0008,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$15,394,00039
Net operating income$-1,169,0008,928

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.