Home > United Bankers' Bank > Income and Expense

United Bankers' Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,176,000949
Total interest expense$29,431,000596
Net interest income$19,745,0001,451
Provision for loan and lease losses$132,0002,271
Total noninterest income$18,168,000493
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,575,000453
Trading account gains and fees$0123
Additional Noninterest Income$15,593,000397
Total noninterest expense$32,522,000828
Salaries and employee benefits$17,634,000849
Premises and equipment expense$3,843,000699
Additional noninterest expense$15,593,000397
Pre-tax net operating income$5,259,0001,855
Securities gains (losses)$-1,239,0004,336
Applicable income taxes$758,0001,614
Income before extraordinary items$3,262,0002,227
Extraordinary gains, net$054
Net income$3,262,0002,251
Minority interest net income$088
Net income of bank and minority interests.$3,262,0002,230
Net charge-offs$40,0001,909
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,265,5901,948
2023-09-30 (YTD Data)Rank
Total interest income$36,500,000941
Total interest expense$21,707,000564
Net interest income$14,793,0001,470
Provision for loan and lease losses$108,0002,087
Total noninterest income$14,576,000467
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,917,000454
Trading account gains and fees$0125
Additional Noninterest Income$12,659,000381
Total noninterest expense$24,040,000848
Salaries and employee benefits$12,851,000877
Premises and equipment expense$2,917,000693
Additional noninterest expense$12,659,000381
Pre-tax net operating income$5,221,0001,603
Securities gains (losses)$0849
Applicable income taxes$1,158,0001,178
Income before extraordinary items$4,063,0001,699
Extraordinary gains, net$052
Net income$4,063,0001,713
Minority interest net income$081
Net income of bank and minority interests.$4,063,0001,699
Net charge-offs$41,0001,562
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,063,0001,720
2023-06-30 (YTD Data)Rank
Total interest income$23,835,000928
Total interest expense$13,766,000526
Net interest income$10,069,0001,461
Provision for loan and lease losses$136,0001,630
Total noninterest income$11,254,000410
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,260,000445
Trading account gains and fees$0112
Additional Noninterest Income$9,994,000320
Total noninterest expense$16,494,000803
Salaries and employee benefits$8,974,000838
Premises and equipment expense$1,951,000681
Additional noninterest expense$9,994,000320
Pre-tax net operating income$4,693,0001,263
Securities gains (losses)$0938
Applicable income taxes$1,197,000901
Income before extraordinary items$3,496,0001,387
Extraordinary gains, net$051
Net income$3,496,0001,403
Minority interest net income$081
Net income of bank and minority interests.$3,496,0001,387
Net charge-offs$25,0001,447
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,496,0001,397
2023-03-31 (YTD Data)Rank
Total interest income$11,436,000951
Total interest expense$6,440,000504
Net interest income$4,996,0001,472
Provision for loan and lease losses$189,000917
Total noninterest income$7,724,000330
Gross Fiduciary activities income$0913
Service charges on deposit accounts$600,000476
Trading account gains and fees$097
Additional Noninterest Income$7,124,000248
Total noninterest expense$8,098,000830
Salaries and employee benefits$4,311,000876
Premises and equipment expense$986,000704
Additional noninterest expense$7,124,000248
Pre-tax net operating income$4,433,000808
Securities gains (losses)$0950
Applicable income taxes$1,182,000602
Income before extraordinary items$3,251,000885
Extraordinary gains, net$04
Net income$3,251,000884
Minority interest net income$048
Net income of bank and minority interests.$3,251,000884
Net charge-offs$-5,0003,836
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,251,000898
2022-12-31 (YTD Data)Rank
Total interest income$35,432,000992
Total interest expense$9,090,000493
Net interest income$26,342,0001,146
Provision for loan and lease losses$03,012
Total noninterest income$18,140,000508
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,468,000313
Trading account gains and fees$0116
Additional Noninterest Income$13,672,000444
Total noninterest expense$33,063,000797
Salaries and employee benefits$18,739,000798
Premises and equipment expense$3,805,000696
Additional noninterest expense$13,672,000444
Pre-tax net operating income$11,419,0001,164
Securities gains (losses)$-2,130,0004,557
Applicable income taxes$2,327,000970
Income before extraordinary items$6,962,0001,462
Extraordinary gains, net$05
Net income$6,962,0001,461
Minority interest net income$063
Net income of bank and minority interests.$6,962,0001,462
Net charge-offs$332,000743
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,644,7001,254
2022-09-30 (YTD Data)Rank
Total interest income$24,366,0001,032
Total interest expense$3,732,000606
Net interest income$20,634,0001,096
Provision for loan and lease losses$02,835
Total noninterest income$14,504,000491
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,875,000276
Trading account gains and fees$0111
Additional Noninterest Income$10,629,000448
Total noninterest expense$24,435,000806
Salaries and employee benefits$13,694,000812
Premises and equipment expense$2,859,000696
Additional noninterest expense$10,629,000448
Pre-tax net operating income$10,703,000985
Securities gains (losses)$0740
Applicable income taxes$2,794,000725
Income before extraordinary items$7,909,0001,060
Extraordinary gains, net$04
Net income$7,909,0001,059
Minority interest net income$057
Net income of bank and minority interests.$7,909,0001,060
Net charge-offs$315,000562
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,909,0001,081
2022-06-30 (YTD Data)Rank
Total interest income$14,781,0001,074
Total interest expense$849,0001,305
Net interest income$13,932,0001,052
Provision for loan and lease losses$02,599
Total noninterest income$10,437,000457
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,061,000240
Trading account gains and fees$0108
Additional Noninterest Income$7,376,000452
Total noninterest expense$16,703,000770
Salaries and employee benefits$9,480,000774
Premises and equipment expense$1,898,000694
Additional noninterest expense$5,325,000732
Pre-tax net operating income$7,666,000869
Securities gains (losses)$0687
Applicable income taxes$2,008,000656
Income before extraordinary items$5,658,000958
Extraordinary gains, net$04
Net income$5,658,000957
Minority interest net income$060
Net income of bank and minority interests.$5,658,000958
Net charge-offs$597,000305
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,658,000979
2022-03-31 (YTD Data)Rank
Total interest income$7,015,0001,097
Total interest expense$160,0002,544
Net interest income$6,855,0001,042
Provision for loan and lease losses$02,285
Total noninterest income$5,616,000450
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,747,000225
Trading account gains and fees$0103
Additional Noninterest Income$3,869,000453
Total noninterest expense$8,123,000785
Salaries and employee benefits$4,530,000811
Premises and equipment expense$948,000698
Additional noninterest expense$2,645,000739
Pre-tax net operating income$4,348,000767
Securities gains (losses)$0623
Applicable income taxes$1,146,000588
Income before extraordinary items$3,202,000839
Extraordinary gains, net$04
Net income$3,202,000838
Minority interest net income$050
Net income of bank and minority interests.$3,202,000839
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,202,000848
2021-12-31 (YTD Data)Rank
Total interest income$27,384,0001,133
Total interest expense$1,478,0001,683
Net interest income$25,906,0001,096
Provision for loan and lease losses$03,064
Total noninterest income$24,183,000459
Gross Fiduciary activities income$0994
Service charges on deposit accounts$7,002,000208
Trading account gains and fees$0132
Additional Noninterest Income$17,181,000467
Total noninterest expense$32,622,000774
Salaries and employee benefits$19,440,000752
Premises and equipment expense$3,644,000721
Additional noninterest expense$9,538,000815
Pre-tax net operating income$17,467,000831
Securities gains (losses)$02,062
Applicable income taxes$4,580,000667
Income before extraordinary items$12,887,000939
Extraordinary gains, net$010
Net income$12,887,000939
Minority interest net income$074
Net income of bank and minority interests.$12,887,000939
Net charge-offs$-54,0004,151
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,887,000923
2021-09-30 (YTD Data)Rank
Total interest income$20,320,0001,169
Total interest expense$1,318,0001,554
Net interest income$19,002,0001,144
Provision for loan and lease losses$02,963
Total noninterest income$18,702,000453
Gross Fiduciary activities income$0957
Service charges on deposit accounts$5,280,000212
Trading account gains and fees$0132
Additional Noninterest Income$13,422,000471
Total noninterest expense$23,799,000810
Salaries and employee benefits$13,905,000792
Premises and equipment expense$2,737,000742
Additional noninterest expense$7,157,000811
Pre-tax net operating income$13,905,000827
Securities gains (losses)$02,015
Applicable income taxes$3,653,000663
Income before extraordinary items$10,252,000928
Extraordinary gains, net$08
Net income$10,252,000928
Minority interest net income$069
Net income of bank and minority interests.$10,252,000928
Net charge-offs$-22,0003,918
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,252,000912
2021-06-30 (YTD Data)Rank
Total interest income$13,542,0001,169
Total interest expense$1,090,0001,370
Net interest income$12,452,0001,150
Provision for loan and lease losses$02,862
Total noninterest income$12,393,000456
Gross Fiduciary activities income$0951
Service charges on deposit accounts$3,558,000203
Trading account gains and fees$0133
Additional Noninterest Income$8,835,000481
Total noninterest expense$15,573,000813
Salaries and employee benefits$8,865,000828
Premises and equipment expense$1,830,000730
Additional noninterest expense$4,878,000781
Pre-tax net operating income$9,272,000816
Securities gains (losses)$01,818
Applicable income taxes$2,433,000655
Income before extraordinary items$6,839,000911
Extraordinary gains, net$06
Net income$6,839,000911
Minority interest net income$067
Net income of bank and minority interests.$6,839,000911
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,839,000895
2021-03-31 (YTD Data)Rank
Total interest income$6,858,0001,159
Total interest expense$651,0001,218
Net interest income$6,207,0001,139
Provision for loan and lease losses$02,741
Total noninterest income$6,126,000469
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,741,000204
Trading account gains and fees$0127
Additional Noninterest Income$4,385,000491
Total noninterest expense$7,717,000816
Salaries and employee benefits$4,349,000833
Premises and equipment expense$900,000759
Additional noninterest expense$2,468,000760
Pre-tax net operating income$4,616,000819
Securities gains (losses)$01,392
Applicable income taxes$1,210,000658
Income before extraordinary items$3,406,000921
Extraordinary gains, net$03
Net income$3,406,000921
Minority interest net income$055
Net income of bank and minority interests.$3,406,000921
Net charge-offs$12,0001,315
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,406,000902
2020-12-31 (YTD Data)Rank
Total interest income$29,524,0001,071
Total interest expense$5,421,000872
Net interest income$24,103,0001,108
Provision for loan and lease losses$3,486,000724
Total noninterest income$19,180,000513
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,518,000231
Trading account gains and fees$0133
Additional Noninterest Income$13,662,000525
Total noninterest expense$29,875,000815
Salaries and employee benefits$17,272,000811
Premises and equipment expense$3,515,000741
Additional noninterest expense$9,088,000795
Pre-tax net operating income$9,922,0001,069
Securities gains (losses)$02,675
Applicable income taxes$2,477,000805
Income before extraordinary items$7,445,0001,202
Extraordinary gains, net$04
Net income$7,445,0001,202
Minority interest net income$072
Net income of bank and minority interests.$7,445,0001,202
Net charge-offs$423,0001,089
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,445,0001,163
2020-09-30 (YTD Data)Rank
Total interest income$22,257,0001,059
Total interest expense$4,494,000850
Net interest income$17,763,0001,112
Provision for loan and lease losses$2,286,000824
Total noninterest income$13,548,000506
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,865,000243
Trading account gains and fees$0125
Additional Noninterest Income$9,683,000521
Total noninterest expense$21,893,000820
Salaries and employee benefits$12,432,000823
Premises and equipment expense$2,683,000716
Additional noninterest expense$6,778,000781
Pre-tax net operating income$7,132,0001,059
Securities gains (losses)$02,494
Applicable income taxes$1,779,000803
Income before extraordinary items$5,353,0001,204
Extraordinary gains, net$04
Net income$5,353,0001,204
Minority interest net income$065
Net income of bank and minority interests.$5,353,0001,204
Net charge-offs$182,0001,313
Cash dividends$1,000,0001,694
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,353,0001,167
2020-06-30 (YTD Data)Rank
Total interest income$15,174,0001,055
Total interest expense$3,314,000836
Net interest income$11,860,0001,104
Provision for loan and lease losses$646,0001,395
Total noninterest income$8,762,000497
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,274,000265
Trading account gains and fees$0123
Additional Noninterest Income$6,488,000486
Total noninterest expense$14,489,000815
Salaries and employee benefits$8,048,000833
Premises and equipment expense$1,820,000705
Additional noninterest expense$4,621,000772
Pre-tax net operating income$5,487,000880
Securities gains (losses)$02,249
Applicable income taxes$1,398,000633
Income before extraordinary items$4,089,0001,020
Extraordinary gains, net$04
Net income$4,089,0001,019
Minority interest net income$065
Net income of bank and minority interests.$4,089,0001,020
Net charge-offs$192,0001,030
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,089,000997
2020-03-31 (YTD Data)Rank
Total interest income$7,878,0001,030
Total interest expense$1,903,000827
Net interest income$5,975,0001,080
Provision for loan and lease losses$595,000809
Total noninterest income$4,190,000481
Gross Fiduciary activities income$0941
Service charges on deposit accounts$802,000397
Trading account gains and fees$0106
Additional Noninterest Income$3,388,000427
Total noninterest expense$7,407,000809
Salaries and employee benefits$4,005,000842
Premises and equipment expense$920,000695
Additional noninterest expense$2,482,000726
Pre-tax net operating income$2,163,000981
Securities gains (losses)$01,705
Applicable income taxes$539,000701
Income before extraordinary items$1,624,0001,111
Extraordinary gains, net$04
Net income$1,624,0001,110
Minority interest net income$056
Net income of bank and minority interests.$1,624,0001,111
Net charge-offs$123,000789
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,624,0001,089
2019-12-31 (YTD Data)Rank
Total interest income$33,172,000992
Total interest expense$9,288,000733
Net interest income$23,884,0001,087
Provision for loan and lease losses$1,378,000712
Total noninterest income$16,096,000498
Gross Fiduciary activities income$42,000805
Service charges on deposit accounts$4,741,000295
Trading account gains and fees$0135
Additional Noninterest Income$11,313,000477
Total noninterest expense$32,347,000727
Salaries and employee benefits$15,536,000839
Premises and equipment expense$3,568,000712
Additional noninterest expense$13,243,000549
Pre-tax net operating income$6,255,0001,486
Securities gains (losses)$02,379
Applicable income taxes$1,564,0001,080
Income before extraordinary items$4,691,0001,677
Extraordinary gains, net$011
Net income$4,691,0001,679
Minority interest net income$076
Net income of bank and minority interests.$4,691,0001,679
Net charge-offs$144,0001,956
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,691,0001,646
2019-09-30 (YTD Data)Rank
Total interest income$25,182,000988
Total interest expense$7,088,000725
Net interest income$18,094,0001,086
Provision for loan and lease losses$779,000837
Total noninterest income$11,847,000506
Gross Fiduciary activities income$42,000780
Service charges on deposit accounts$3,497,000302
Trading account gains and fees$0129
Additional Noninterest Income$8,308,000489
Total noninterest expense$24,318,000724
Salaries and employee benefits$11,265,000857
Premises and equipment expense$2,693,000713
Additional noninterest expense$10,360,000522
Pre-tax net operating income$4,844,0001,476
Securities gains (losses)$02,167
Applicable income taxes$1,221,0001,082
Income before extraordinary items$3,623,0001,665
Extraordinary gains, net$011
Net income$3,623,0001,666
Minority interest net income$072
Net income of bank and minority interests.$3,623,0001,666
Net charge-offs$48,0002,242
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,623,0001,633
2019-06-30 (YTD Data)Rank
Total interest income$17,005,000974
Total interest expense$4,822,000699
Net interest income$12,183,0001,078
Provision for loan and lease losses$779,000597
Total noninterest income$7,740,000503
Gross Fiduciary activities income$42,000758
Service charges on deposit accounts$2,317,000305
Trading account gains and fees$0131
Additional Noninterest Income$5,381,000497
Total noninterest expense$16,262,000726
Salaries and employee benefits$7,324,000870
Premises and equipment expense$1,799,000718
Additional noninterest expense$7,139,000513
Pre-tax net operating income$2,882,0001,597
Securities gains (losses)$01,702
Applicable income taxes$730,0001,137
Income before extraordinary items$2,152,0001,807
Extraordinary gains, net$011
Net income$2,152,0001,806
Minority interest net income$069
Net income of bank and minority interests.$2,152,0001,807
Net charge-offs$19,0002,375
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,152,0001,779
2019-03-31 (YTD Data)Rank
Total interest income$8,375,000983
Total interest expense$2,306,000712
Net interest income$6,069,0001,083
Provision for loan and lease losses$53,0002,017
Total noninterest income$3,796,000500
Gross Fiduciary activities income$32,000731
Service charges on deposit accounts$1,155,000307
Trading account gains and fees$0126
Additional Noninterest Income$2,609,000485
Total noninterest expense$7,954,000732
Salaries and employee benefits$3,593,000887
Premises and equipment expense$906,000719
Additional noninterest expense$3,455,000519
Pre-tax net operating income$1,858,0001,279
Securities gains (losses)$01,087
Applicable income taxes$478,000930
Income before extraordinary items$1,380,0001,444
Extraordinary gains, net$05
Net income$1,380,0001,443
Minority interest net income$052
Net income of bank and minority interests.$1,380,0001,443
Net charge-offs$17,0001,768
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,380,0001,421
2018-12-31 (YTD Data)Rank
Total interest income$33,002,000949
Total interest expense$7,157,000696
Net interest income$25,845,0001,010
Provision for loan and lease losses$2,132,000477
Total noninterest income$15,221,000506
Gross Fiduciary activities income$132,000743
Service charges on deposit accounts$5,195,000291
Trading account gains and fees$0126
Additional Noninterest Income$9,894,000508
Total noninterest expense$32,047,000712
Salaries and employee benefits$15,004,000836
Premises and equipment expense$3,688,000682
Additional noninterest expense$13,355,000526
Pre-tax net operating income$6,887,0001,368
Securities gains (losses)$01,125
Applicable income taxes$1,790,000943
Income before extraordinary items$5,097,0001,560
Extraordinary gains, net$06
Net income$5,097,0001,558
Minority interest net income$072
Net income of bank and minority interests.$5,097,0001,559
Net charge-offs$1,180,000508
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,097,0001,550
2018-09-30 (YTD Data)Rank
Total interest income$24,294,000952
Total interest expense$4,817,000718
Net interest income$19,477,0001,001
Provision for loan and lease losses$1,991,000398
Total noninterest income$11,289,000514
Gross Fiduciary activities income$100,000735
Service charges on deposit accounts$3,957,000284
Trading account gains and fees$0138
Additional Noninterest Income$7,232,000522
Total noninterest expense$24,210,000702
Salaries and employee benefits$11,279,000834
Premises and equipment expense$2,770,000687
Additional noninterest expense$10,161,000508
Pre-tax net operating income$4,565,0001,512
Securities gains (losses)$01,118
Applicable income taxes$1,176,0001,045
Income before extraordinary items$3,389,0001,729
Extraordinary gains, net$05
Net income$3,389,0001,728
Minority interest net income$066
Net income of bank and minority interests.$3,389,0001,728
Net charge-offs$1,045,000425
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,389,0001,716
2018-06-30 (YTD Data)Rank
Total interest income$15,699,000963
Total interest expense$2,823,000749
Net interest income$12,876,0001,006
Provision for loan and lease losses$1,517,000350
Total noninterest income$7,663,000512
Gross Fiduciary activities income$67,000741
Service charges on deposit accounts$2,692,000276
Trading account gains and fees$0130
Additional Noninterest Income$4,904,000514
Total noninterest expense$15,993,000710
Salaries and employee benefits$7,338,000856
Premises and equipment expense$1,836,000697
Additional noninterest expense$6,819,000502
Pre-tax net operating income$3,029,0001,507
Securities gains (losses)$0961
Applicable income taxes$779,0001,034
Income before extraordinary items$2,250,0001,725
Extraordinary gains, net$06
Net income$2,250,0001,724
Minority interest net income$065
Net income of bank and minority interests.$2,250,0001,724
Net charge-offs$501,000521
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,250,0001,716
2018-03-31 (YTD Data)Rank
Total interest income$7,628,000977
Total interest expense$1,247,000795
Net interest income$6,381,0001,006
Provision for loan and lease losses$676,000369
Total noninterest income$4,023,000488
Gross Fiduciary activities income$34,000747
Service charges on deposit accounts$1,371,000276
Trading account gains and fees$0123
Additional Noninterest Income$2,618,000476
Total noninterest expense$7,965,000717
Salaries and employee benefits$3,709,000852
Premises and equipment expense$929,000687
Additional noninterest expense$3,327,000513
Pre-tax net operating income$1,763,0001,315
Securities gains (losses)$0735
Applicable income taxes$455,000925
Income before extraordinary items$1,308,0001,481
Extraordinary gains, net$07
Net income$1,308,0001,481
Minority interest net income$052
Net income of bank and minority interests.$1,308,0001,481
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,308,0001,467
2017-12-31 (YTD Data)Rank
Total interest income$28,730,0001,003
Total interest expense$4,132,000818
Net interest income$24,598,0001,018
Provision for loan and lease losses$577,0001,329
Total noninterest income$15,763,000505
Gross Fiduciary activities income$138,000750
Service charges on deposit accounts$5,591,000276
Trading account gains and fees$0151
Additional Noninterest Income$10,034,000510
Total noninterest expense$32,161,000683
Salaries and employee benefits$14,880,000822
Premises and equipment expense$3,897,000630
Additional noninterest expense$13,384,000509
Pre-tax net operating income$7,623,0001,223
Securities gains (losses)$-15,0005,127
Applicable income taxes$4,248,000745
Income before extraordinary items$3,360,0001,865
Extraordinary gains, net$09
Net income$3,360,0001,865
Minority interest net income$076
Net income of bank and minority interests.$3,360,0001,866
Net charge-offs$259,0001,603
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,369,6001,835
2017-09-30 (YTD Data)Rank
Total interest income$20,777,0001,033
Total interest expense$3,041,000817
Net interest income$17,736,0001,059
Provision for loan and lease losses$103,0002,631
Total noninterest income$11,804,000513
Gross Fiduciary activities income$104,000750
Service charges on deposit accounts$4,215,000275
Trading account gains and fees$0145
Additional Noninterest Income$7,485,000525
Total noninterest expense$24,285,000679
Salaries and employee benefits$11,053,000829
Premises and equipment expense$2,929,000638
Additional noninterest expense$10,303,000504
Pre-tax net operating income$5,152,0001,342
Securities gains (losses)$1,0002,145
Applicable income taxes$1,850,000966
Income before extraordinary items$3,303,0001,602
Extraordinary gains, net$09
Net income$3,303,0001,601
Minority interest net income$071
Net income of bank and minority interests.$3,303,0001,602
Net charge-offs$124,0001,757
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,302,3601,582
2017-06-30 (YTD Data)Rank
Total interest income$13,446,0001,048
Total interest expense$1,944,000816
Net interest income$11,502,0001,081
Provision for loan and lease losses$03,871
Total noninterest income$7,839,000508
Gross Fiduciary activities income$70,000758
Service charges on deposit accounts$2,806,000272
Trading account gains and fees$0139
Additional Noninterest Income$4,963,000532
Total noninterest expense$15,824,000691
Salaries and employee benefits$7,157,000856
Premises and equipment expense$1,939,000643
Additional noninterest expense$6,728,000512
Pre-tax net operating income$3,517,0001,316
Securities gains (losses)$1,0001,756
Applicable income taxes$1,258,000940
Income before extraordinary items$2,260,0001,539
Extraordinary gains, net$011
Net income$2,260,0001,538
Minority interest net income$071
Net income of bank and minority interests.$2,260,0001,539
Net charge-offs$119,0001,395
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,259,3601,528
2017-03-31 (YTD Data)Rank
Total interest income$6,553,0001,061
Total interest expense$908,000841
Net interest income$5,645,0001,094
Provision for loan and lease losses$03,537
Total noninterest income$4,098,000486
Gross Fiduciary activities income$34,000765
Service charges on deposit accounts$1,376,000275
Trading account gains and fees$0142
Additional Noninterest Income$2,688,000480
Total noninterest expense$7,917,000702
Salaries and employee benefits$3,606,000856
Premises and equipment expense$982,000643
Additional noninterest expense$3,329,000516
Pre-tax net operating income$1,826,0001,269
Securities gains (losses)$01,153
Applicable income taxes$647,000903
Income before extraordinary items$1,179,0001,484
Extraordinary gains, net$08
Net income$1,179,0001,484
Minority interest net income$055
Net income of bank and minority interests.$1,179,0001,484
Net charge-offs$43,0001,417
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,179,0001,466
2016-12-31 (YTD Data)Rank
Total interest income$24,277,0001,093
Total interest expense$3,043,000963
Net interest income$21,234,0001,114
Provision for loan and lease losses$04,332
Total noninterest income$15,450,000503
Gross Fiduciary activities income$143,000768
Service charges on deposit accounts$5,607,000267
Trading account gains and fees$0170
Additional Noninterest Income$9,700,000527
Total noninterest expense$30,336,000706
Salaries and employee benefits$13,474,000875
Premises and equipment expense$4,932,000505
Additional noninterest expense$11,930,000581
Pre-tax net operating income$6,348,0001,337
Securities gains (losses)$03,212
Applicable income taxes$2,300,000939
Income before extraordinary items$4,048,0001,636
Extraordinary gains, net$05
Net income$4,048,0001,633
Minority interest net income$082
Net income of bank and minority interests.$4,048,0001,635
Net charge-offs$14,0003,764
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,048,0001,606
2016-09-30 (YTD Data)Rank
Total interest income$17,626,0001,125
Total interest expense$2,212,000983
Net interest income$15,414,0001,144
Provision for loan and lease losses$04,186
Total noninterest income$11,548,000505
Gross Fiduciary activities income$109,000766
Service charges on deposit accounts$4,211,000270
Trading account gains and fees$0169
Additional Noninterest Income$7,228,000527
Total noninterest expense$21,541,000743
Salaries and employee benefits$9,840,000900
Premises and equipment expense$3,082,000603
Additional noninterest expense$8,619,000597
Pre-tax net operating income$5,421,0001,228
Securities gains (losses)$03,160
Applicable income taxes$1,997,000863
Income before extraordinary items$3,424,0001,509
Extraordinary gains, net$05
Net income$3,424,0001,508
Minority interest net income$071
Net income of bank and minority interests.$3,424,0001,509
Net charge-offs$-12,0004,973
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,424,0001,471
2016-06-30 (YTD Data)Rank
Total interest income$11,378,0001,164
Total interest expense$1,455,000994
Net interest income$9,923,0001,185
Provision for loan and lease losses$04,017
Total noninterest income$7,351,000513
Gross Fiduciary activities income$73,000771
Service charges on deposit accounts$2,698,000282
Trading account gains and fees$0157
Additional Noninterest Income$4,580,000534
Total noninterest expense$13,732,000775
Salaries and employee benefits$6,155,000957
Premises and equipment expense$1,985,000623
Additional noninterest expense$5,592,000616
Pre-tax net operating income$3,542,0001,230
Securities gains (losses)$02,835
Applicable income taxes$1,275,000885
Income before extraordinary items$2,267,0001,514
Extraordinary gains, net$016
Net income$2,267,0001,513
Minority interest net income$071
Net income of bank and minority interests.$2,267,0001,514
Net charge-offs$17,0002,863
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,267,0001,469
2016-03-31 (YTD Data)Rank
Total interest income$5,579,0001,187
Total interest expense$709,0001,007
Net interest income$4,870,0001,204
Provision for loan and lease losses$03,656
Total noninterest income$3,736,000494
Gross Fiduciary activities income$37,000776
Service charges on deposit accounts$1,329,000280
Trading account gains and fees$0142
Additional Noninterest Income$2,370,000508
Total noninterest expense$6,929,000763
Salaries and employee benefits$3,196,000927
Premises and equipment expense$952,000659
Additional noninterest expense$2,781,000608
Pre-tax net operating income$1,677,0001,284
Securities gains (losses)$02,077
Applicable income taxes$591,000937
Income before extraordinary items$1,086,0001,513
Extraordinary gains, net$012
Net income$1,086,0001,514
Minority interest net income$062
Net income of bank and minority interests.$1,086,0001,514
Net charge-offs$17,0002,074
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,086,0001,477
2015-12-31 (YTD Data)Rank
Total interest income$20,333,0001,254
Total interest expense$2,216,0001,253
Net interest income$18,117,0001,255
Provision for loan and lease losses$-1,750,0006,095
Total noninterest income$15,612,000494
Gross Fiduciary activities income$154,000783
Service charges on deposit accounts$6,045,000253
Trading account gains and fees$0159
Additional Noninterest Income$9,413,000510
Total noninterest expense$26,596,000781
Salaries and employee benefits$12,505,000907
Premises and equipment expense$3,262,000751
Additional noninterest expense$10,829,000626
Pre-tax net operating income$8,883,000991
Securities gains (losses)$20,0002,240
Applicable income taxes$3,333,000706
Income before extraordinary items$5,570,0001,251
Extraordinary gains, net$023
Net income$5,570,0001,251
Minority interest net income$081
Net income of bank and minority interests.$5,570,0001,251
Net charge-offs$-327,0005,945
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,557,2001,221
2015-09-30 (YTD Data)Rank
Total interest income$15,114,0001,271
Total interest expense$1,598,0001,313
Net interest income$13,516,0001,270
Provision for loan and lease losses$-1,750,0006,206
Total noninterest income$11,783,000495
Gross Fiduciary activities income$117,000776
Service charges on deposit accounts$4,565,000256
Trading account gains and fees$0153
Additional Noninterest Income$7,101,000532
Total noninterest expense$19,392,000804
Salaries and employee benefits$8,962,000953
Premises and equipment expense$2,397,000782
Additional noninterest expense$8,033,000636
Pre-tax net operating income$7,657,000886
Securities gains (losses)$20,0002,017
Applicable income taxes$2,897,000649
Income before extraordinary items$4,780,0001,119
Extraordinary gains, net$021
Net income$4,780,0001,117
Minority interest net income$078
Net income of bank and minority interests.$4,780,0001,119
Net charge-offs$-339,0006,049
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,767,2001,086
2015-06-30 (YTD Data)Rank
Total interest income$9,939,0001,289
Total interest expense$1,041,0001,352
Net interest income$8,898,0001,282
Provision for loan and lease losses$-1,000,0006,254
Total noninterest income$7,847,000493
Gross Fiduciary activities income$78,000785
Service charges on deposit accounts$3,008,000253
Trading account gains and fees$0157
Additional Noninterest Income$4,761,000531
Total noninterest expense$12,950,000801
Salaries and employee benefits$6,024,000946
Premises and equipment expense$1,627,000772
Additional noninterest expense$5,299,000646
Pre-tax net operating income$4,795,000929
Securities gains (losses)$02,636
Applicable income taxes$1,802,000682
Income before extraordinary items$2,993,0001,176
Extraordinary gains, net$022
Net income$2,993,0001,176
Minority interest net income$075
Net income of bank and minority interests.$2,993,0001,177
Net charge-offs$-146,0006,005
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,993,0001,140
2015-03-31 (YTD Data)Rank
Total interest income$5,006,0001,265
Total interest expense$488,0001,435
Net interest income$4,518,0001,257
Provision for loan and lease losses$-500,0006,328
Total noninterest income$4,007,000474
Gross Fiduciary activities income$39,000794
Service charges on deposit accounts$1,474,000256
Trading account gains and fees$0152
Additional Noninterest Income$2,494,000490
Total noninterest expense$6,198,000845
Salaries and employee benefits$2,792,0001,018
Premises and equipment expense$821,000776
Additional noninterest expense$2,585,000648
Pre-tax net operating income$2,827,000784
Securities gains (losses)$02,027
Applicable income taxes$1,059,000610
Income before extraordinary items$1,768,000971
Extraordinary gains, net$013
Net income$1,768,000972
Minority interest net income$064
Net income of bank and minority interests.$1,768,000972
Net charge-offs$-122,0006,159
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,768,000935
2014-12-31 (YTD Data)Rank
Total interest income$19,018,0001,336
Total interest expense$1,280,0002,150
Net interest income$17,738,0001,261
Provision for loan and lease losses$-1,000,0006,352
Total noninterest income$15,219,000472
Gross Fiduciary activities income$159,000802
Service charges on deposit accounts$6,231,000256
Trading account gains and fees$0180
Additional Noninterest Income$8,829,000502
Total noninterest expense$25,537,000793
Salaries and employee benefits$11,649,000933
Premises and equipment expense$3,264,000762
Additional noninterest expense$10,624,000628
Pre-tax net operating income$8,420,000979
Securities gains (losses)$11,0002,605
Applicable income taxes$3,230,000680
Income before extraordinary items$5,201,0001,256
Extraordinary gains, net$017
Net income$5,201,0001,254
Minority interest net income$084
Net income of bank and minority interests.$5,201,0001,255
Net charge-offs$340,0001,884
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,193,9601,228
2014-09-30 (YTD Data)Rank
Total interest income$14,113,0001,354
Total interest expense$886,0002,329
Net interest income$13,227,0001,276
Provision for loan and lease losses$-500,0006,380
Total noninterest income$11,290,000472
Gross Fiduciary activities income$119,000798
Service charges on deposit accounts$4,710,000252
Trading account gains and fees$0174
Additional Noninterest Income$6,461,000504
Total noninterest expense$18,646,000806
Salaries and employee benefits$8,262,000988
Premises and equipment expense$2,457,000763
Additional noninterest expense$7,927,000630
Pre-tax net operating income$6,371,000986
Securities gains (losses)$11,0002,296
Applicable income taxes$2,440,000685
Income before extraordinary items$3,942,0001,230
Extraordinary gains, net$015
Net income$3,942,0001,227
Minority interest net income$081
Net income of bank and minority interests.$3,942,0001,229
Net charge-offs$-37,0005,955
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,934,9601,219
2014-06-30 (YTD Data)Rank
Total interest income$9,292,0001,364
Total interest expense$530,0002,537
Net interest income$8,762,0001,273
Provision for loan and lease losses$-500,0006,502
Total noninterest income$7,416,000476
Gross Fiduciary activities income$80,000807
Service charges on deposit accounts$3,168,000249
Trading account gains and fees$0172
Additional Noninterest Income$4,168,000511
Total noninterest expense$12,419,000807
Salaries and employee benefits$5,513,000987
Premises and equipment expense$1,591,000783
Additional noninterest expense$5,315,000615
Pre-tax net operating income$4,259,000959
Securities gains (losses)$11,0001,900
Applicable income taxes$1,631,000676
Income before extraordinary items$2,639,0001,197
Extraordinary gains, net$020
Net income$2,639,0001,196
Minority interest net income$080
Net income of bank and minority interests.$2,639,0001,198
Net charge-offs$-22,0005,924
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,631,9601,176
2014-03-31 (YTD Data)Rank
Total interest income$4,500,0001,408
Total interest expense$258,0002,610
Net interest income$4,242,0001,307
Provision for loan and lease losses$03,817
Total noninterest income$3,637,000466
Gross Fiduciary activities income$39,000817
Service charges on deposit accounts$1,593,000245
Trading account gains and fees$0147
Additional Noninterest Income$2,005,000506
Total noninterest expense$5,910,000851
Salaries and employee benefits$2,509,0001,104
Premises and equipment expense$762,000834
Additional noninterest expense$2,639,000623
Pre-tax net operating income$1,969,000986
Securities gains (losses)$01,715
Applicable income taxes$745,000696
Income before extraordinary items$1,224,0001,235
Extraordinary gains, net$016
Net income$1,224,0001,236
Minority interest net income$066
Net income of bank and minority interests.$1,224,0001,236
Net charge-offs$-21,0006,063
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,224,0001,213
2013-12-31 (YTD Data)Rank
Total interest income$18,231,0001,399
Total interest expense$908,0003,164
Net interest income$17,323,0001,272
Provision for loan and lease losses$-435,0006,569
Total noninterest income$16,451,000477
Gross Fiduciary activities income$156,000816
Service charges on deposit accounts$6,401,000255
Trading account gains and fees$0184
Additional Noninterest Income$9,894,000485
Total noninterest expense$24,423,000835
Salaries and employee benefits$11,057,000969
Premises and equipment expense$2,968,000824
Additional noninterest expense$10,398,000667
Pre-tax net operating income$9,786,000786
Securities gains (losses)$41,0001,942
Applicable income taxes$3,825,000565
Income before extraordinary items$6,002,0001,036
Extraordinary gains, net$029
Net income$6,002,0001,038
Minority interest net income$090
Net income of bank and minority interests.$6,002,0001,038
Net charge-offs$-446,0006,725
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,975,7601,011
2013-09-30 (YTD Data)Rank
Total interest income$13,523,0001,417
Total interest expense$628,0003,430
Net interest income$12,895,0001,274
Provision for loan and lease losses$-435,0006,716
Total noninterest income$12,360,000477
Gross Fiduciary activities income$116,000815
Service charges on deposit accounts$4,783,000254
Trading account gains and fees$0180
Additional Noninterest Income$7,461,000502
Total noninterest expense$18,134,000851
Salaries and employee benefits$7,969,0001,013
Premises and equipment expense$2,262,000815
Additional noninterest expense$7,903,000656
Pre-tax net operating income$7,556,000782
Securities gains (losses)$41,0001,802
Applicable income taxes$2,959,000559
Income before extraordinary items$4,638,0001,002
Extraordinary gains, net$025
Net income$4,638,0001,005
Minority interest net income$084
Net income of bank and minority interests.$4,638,0001,005
Net charge-offs$-436,0006,806
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,611,760987
2013-06-30 (YTD Data)Rank
Total interest income$8,904,0001,433
Total interest expense$386,0003,670
Net interest income$8,518,0001,270
Provision for loan and lease losses$04,788
Total noninterest income$8,674,000469
Gross Fiduciary activities income$77,000820
Service charges on deposit accounts$3,159,000253
Trading account gains and fees$0157
Additional Noninterest Income$5,438,000471
Total noninterest expense$12,187,000837
Salaries and employee benefits$5,526,000973
Premises and equipment expense$1,499,000822
Additional noninterest expense$5,162,000662
Pre-tax net operating income$5,005,000767
Securities gains (losses)$02,791
Applicable income taxes$1,942,000549
Income before extraordinary items$3,063,0001,010
Extraordinary gains, net$022
Net income$3,063,0001,011
Minority interest net income$082
Net income of bank and minority interests.$3,063,0001,013
Net charge-offs$-34,0006,454
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,063,000961
2013-03-31 (YTD Data)Rank
Total interest income$4,337,0001,473
Total interest expense$179,0003,932
Net interest income$4,158,0001,297
Provision for loan and lease losses$04,409
Total noninterest income$4,527,000459
Gross Fiduciary activities income$38,000830
Service charges on deposit accounts$1,546,000250
Trading account gains and fees$0148
Additional Noninterest Income$2,943,000462
Total noninterest expense$5,966,000857
Salaries and employee benefits$2,689,0001,014
Premises and equipment expense$743,000846
Additional noninterest expense$2,534,000678
Pre-tax net operating income$2,719,000710
Securities gains (losses)$01,966
Applicable income taxes$1,050,000527
Income before extraordinary items$1,669,000909
Extraordinary gains, net$010
Net income$1,669,000910
Minority interest net income$076
Net income of bank and minority interests.$1,669,000911
Net charge-offs$-31,0006,578
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,669,000864
2012-12-31 (YTD Data)Rank
Total interest income$16,501,0001,612
Total interest expense$86,0006,865
Net interest income$16,415,0001,329
Provision for loan and lease losses$800,0002,072
Total noninterest income$18,280,000450
Gross Fiduciary activities income$159,000824
Service charges on deposit accounts$6,283,000256
Trading account gains and fees$0166
Additional Noninterest Income$11,838,000438
Total noninterest expense$24,085,000832
Salaries and employee benefits$10,979,000950
Premises and equipment expense$2,947,000823
Additional noninterest expense$10,159,000697
Pre-tax net operating income$9,810,000729
Securities gains (losses)$03,810
Applicable income taxes$3,811,000516
Income before extraordinary items$5,999,0001,007
Extraordinary gains, net$029
Net income$5,999,0001,007
Minority interest net income$093
Net income of bank and minority interests.$5,999,0001,007
Net charge-offs$2,810,000884
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,999,000946
2012-09-30 (YTD Data)Rank
Total interest income$11,918,0001,700
Total interest expense$15,0007,139
Net interest income$11,903,0001,394
Provision for loan and lease losses$800,0001,704
Total noninterest income$13,625,000447
Gross Fiduciary activities income$119,000815
Service charges on deposit accounts$4,710,000256
Trading account gains and fees$0157
Additional Noninterest Income$8,796,000432
Total noninterest expense$17,967,000828
Salaries and employee benefits$7,982,000972
Premises and equipment expense$2,251,000811
Additional noninterest expense$7,734,000679
Pre-tax net operating income$6,761,000835
Securities gains (losses)$03,575
Applicable income taxes$2,618,000568
Income before extraordinary items$4,143,0001,103
Extraordinary gains, net$020
Net income$4,143,0001,105
Minority interest net income$086
Net income of bank and minority interests.$4,143,0001,104
Net charge-offs$2,833,000705
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,143,0001,036
2012-06-30 (YTD Data)Rank
Total interest income$7,833,0001,725
Total interest expense$9,0007,208
Net interest income$7,824,0001,416
Provision for loan and lease losses$800,0001,285
Total noninterest income$9,366,000430
Gross Fiduciary activities income$79,000827
Service charges on deposit accounts$3,141,000256
Trading account gains and fees$0153
Additional Noninterest Income$6,146,000407
Total noninterest expense$12,340,000802
Salaries and employee benefits$5,448,000958
Premises and equipment expense$1,503,000812
Additional noninterest expense$5,389,000653
Pre-tax net operating income$4,050,000901
Securities gains (losses)$03,178
Applicable income taxes$1,564,000615
Income before extraordinary items$2,486,0001,207
Extraordinary gains, net$019
Net income$2,486,0001,208
Minority interest net income$084
Net income of bank and minority interests.$2,486,0001,207
Net charge-offs$2,993,000515
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,486,0001,131
2012-03-31 (YTD Data)Rank
Total interest income$3,956,0001,726
Total interest expense$3,0007,274
Net interest income$3,953,0001,405
Provision for loan and lease losses$450,0001,139
Total noninterest income$4,686,000417
Gross Fiduciary activities income$39,000831
Service charges on deposit accounts$1,552,000252
Trading account gains and fees$0148
Additional Noninterest Income$3,095,000403
Total noninterest expense$6,187,000804
Salaries and employee benefits$2,585,0001,005
Premises and equipment expense$723,000846
Additional noninterest expense$2,879,000608
Pre-tax net operating income$2,002,000888
Securities gains (losses)$02,210
Applicable income taxes$768,000617
Income before extraordinary items$1,234,0001,186
Extraordinary gains, net$019
Net income$1,234,0001,186
Minority interest net income$078
Net income of bank and minority interests.$1,234,0001,186
Net charge-offs$976,000680
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,234,0001,127
2011-12-31 (YTD Data)Rank
Total interest income$17,848,0001,592
Total interest expense$37,0007,303
Net interest income$17,811,0001,247
Provision for loan and lease losses$5,109,000774
Total noninterest income$16,767,000423
Gross Fiduciary activities income$175,000767
Service charges on deposit accounts$7,386,000230
Trading account gains and fees$0146
Additional Noninterest Income$9,206,000457
Total noninterest expense$24,611,000807
Salaries and employee benefits$10,426,000942
Premises and equipment expense$2,342,0001,059
Additional noninterest expense$11,843,000612
Pre-tax net operating income$4,858,0001,202
Securities gains (losses)$03,838
Applicable income taxes$1,838,000859
Income before extraordinary items$3,020,0001,602
Extraordinary gains, net$029
Net income$3,020,0001,603
Minority interest net income$096
Net income of bank and minority interests.$3,020,0001,603
Net charge-offs$4,986,000794
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,020,0001,525
2011-09-30 (YTD Data)Rank
Total interest income$13,886,0001,560
Total interest expense$34,0007,370
Net interest income$13,852,0001,215
Provision for loan and lease losses$4,659,000663
Total noninterest income$12,901,000417
Gross Fiduciary activities income$136,000758
Service charges on deposit accounts$5,740,000219
Trading account gains and fees$0145
Additional Noninterest Income$7,025,000455
Total noninterest expense$18,028,000824
Salaries and employee benefits$7,476,000986
Premises and equipment expense$1,712,0001,112
Additional noninterest expense$8,840,000610
Pre-tax net operating income$4,066,0001,134
Securities gains (losses)$03,555
Applicable income taxes$1,552,000772
Income before extraordinary items$2,514,0001,512
Extraordinary gains, net$021
Net income$2,514,0001,512
Minority interest net income$087
Net income of bank and minority interests.$2,514,0001,512
Net charge-offs$4,049,000744
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,514,0001,432
2011-06-30 (YTD Data)Rank
Total interest income$9,533,0001,524
Total interest expense$33,0007,411
Net interest income$9,500,0001,175
Provision for loan and lease losses$4,559,000482
Total noninterest income$8,968,000407
Gross Fiduciary activities income$91,000766
Service charges on deposit accounts$4,029,000208
Trading account gains and fees$0153
Additional Noninterest Income$4,848,000436
Total noninterest expense$11,503,000870
Salaries and employee benefits$4,908,0001,010
Premises and equipment expense$1,084,0001,180
Additional noninterest expense$5,511,000662
Pre-tax net operating income$2,406,0001,237
Securities gains (losses)$02,914
Applicable income taxes$914,000821
Income before extraordinary items$1,492,0001,630
Extraordinary gains, net$015
Net income$1,492,0001,630
Minority interest net income$089
Net income of bank and minority interests.$1,492,0001,630
Net charge-offs$3,362,000624
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,492,0001,556
2011-03-31 (YTD Data)Rank
Total interest income$4,801,0001,529
Total interest expense$25,0007,418
Net interest income$4,776,0001,171
Provision for loan and lease losses$2,159,000485
Total noninterest income$4,745,000388
Gross Fiduciary activities income$46,000773
Service charges on deposit accounts$2,331,000185
Trading account gains and fees$0158
Additional Noninterest Income$2,368,000459
Total noninterest expense$5,450,000917
Salaries and employee benefits$2,336,0001,081
Premises and equipment expense$479,0001,355
Additional noninterest expense$2,635,000685
Pre-tax net operating income$1,912,000796
Securities gains (losses)$01,772
Applicable income taxes$733,000558
Income before extraordinary items$1,179,0001,037
Extraordinary gains, net$09
Net income$1,179,0001,037
Minority interest net income$086
Net income of bank and minority interests.$1,179,0001,037
Net charge-offs$2,654,000444
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,179,0001,003
2010-12-31 (YTD Data)Rank
Total interest income$20,503,0001,505
Total interest expense$33,0007,591
Net interest income$20,470,0001,093
Provision for loan and lease losses$11,908,000577
Total noninterest income$17,040,000441
Gross Fiduciary activities income$182,000782
Service charges on deposit accounts$6,108,000263
Trading account gains and fees$0175
Additional Noninterest Income$10,750,000432
Total noninterest expense$24,182,000829
Salaries and employee benefits$10,386,000940
Premises and equipment expense$2,092,0001,238
Additional noninterest expense$11,704,000654
Pre-tax net operating income$1,420,0002,803
Securities gains (losses)$03,793
Applicable income taxes$511,0001,861
Income before extraordinary items$909,0003,395
Extraordinary gains, net$029
Net income$909,0003,392
Minority interest net income$0111
Net income of bank and minority interests.$909,0003,395
Net charge-offs$7,953,000720
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$909,0003,272
2010-09-30 (YTD Data)Rank
Total interest income$15,342,0001,537
Total interest expense$18,0007,710
Net interest income$15,324,0001,098
Provision for loan and lease losses$8,065,000595
Total noninterest income$12,371,000438
Gross Fiduciary activities income$136,000770
Service charges on deposit accounts$4,449,000268
Trading account gains and fees$0165
Additional Noninterest Income$7,786,000426
Total noninterest expense$17,711,000842
Salaries and employee benefits$7,337,000987
Premises and equipment expense$1,576,0001,248
Additional noninterest expense$8,798,000622
Pre-tax net operating income$1,919,0001,960
Securities gains (losses)$03,651
Applicable income taxes$784,0001,223
Income before extraordinary items$1,135,0002,655
Extraordinary gains, net$023
Net income$1,135,0002,653
Minority interest net income$0110
Net income of bank and minority interests.$1,135,0002,657
Net charge-offs$7,121,000616
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,135,0002,530
2010-06-30 (YTD Data)Rank
Total interest income$10,168,0001,561
Total interest expense$10,0007,784
Net interest income$10,158,0001,102
Provision for loan and lease losses$3,125,000919
Total noninterest income$7,745,000452
Gross Fiduciary activities income$91,000774
Service charges on deposit accounts$2,784,000280
Trading account gains and fees$0152
Additional Noninterest Income$4,870,000429
Total noninterest expense$11,774,000844
Salaries and employee benefits$4,634,0001,055
Premises and equipment expense$1,086,0001,224
Additional noninterest expense$6,054,000598
Pre-tax net operating income$3,004,000907
Securities gains (losses)$03,184
Applicable income taxes$1,229,000598
Income before extraordinary items$1,775,0001,252
Extraordinary gains, net$019
Net income$1,775,0001,253
Minority interest net income$0105
Net income of bank and minority interests.$1,775,0001,253
Net charge-offs$1,968,0001,136
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,775,0001,209
2010-03-31 (YTD Data)Rank
Total interest income$4,880,0001,656
Total interest expense$3,0007,888
Net interest income$4,877,0001,161
Provision for loan and lease losses$1,225,0001,016
Total noninterest income$3,713,000459
Gross Fiduciary activities income$47,000779
Service charges on deposit accounts$1,125,000348
Trading account gains and fees$0175
Additional Noninterest Income$2,541,000411
Total noninterest expense$5,873,000849
Salaries and employee benefits$2,339,0001,049
Premises and equipment expense$556,0001,217
Additional noninterest expense$2,978,000611
Pre-tax net operating income$1,492,000898
Securities gains (losses)$02,284
Applicable income taxes$596,000619
Income before extraordinary items$896,0001,216
Extraordinary gains, net$016
Net income$896,0001,219
Minority interest net income$091
Net income of bank and minority interests.$896,0001,218
Net charge-offs$158,0002,666
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$896,0001,191
2009-12-31 (YTD Data)Rank
Total interest income$19,324,0001,770
Total interest expense$1,612,0004,990
Net interest income$17,712,0001,267
Provision for loan and lease losses$5,562,0001,316
Total noninterest income$13,368,000520
Gross Fiduciary activities income$193,000767
Service charges on deposit accounts$4,322,000387
Trading account gains and fees$0211
Additional Noninterest Income$8,853,000483
Total noninterest expense$23,002,000924
Salaries and employee benefits$9,268,0001,059
Premises and equipment expense$1,855,0001,461
Additional noninterest expense$11,879,000683
Pre-tax net operating income$2,516,0001,566
Securities gains (losses)$03,754
Applicable income taxes$1,039,000931
Income before extraordinary items$1,477,0002,140
Extraordinary gains, net$034
Net income$1,477,0002,138
Minority interest net income$0115
Net income of bank and minority interests.$1,477,0002,140
Net charge-offs$2,953,0001,623
Cash dividends$1,100,0001,517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,477,0002,116
2009-09-30 (YTD Data)Rank
Total interest income$14,315,0001,818
Total interest expense$1,574,0004,453
Net interest income$12,741,0001,315
Provision for loan and lease losses$3,040,0001,465
Total noninterest income$9,808,000538
Gross Fiduciary activities income$143,000762
Service charges on deposit accounts$3,379,000376
Trading account gains and fees$0212
Additional Noninterest Income$6,286,000504
Total noninterest expense$17,216,000914
Salaries and employee benefits$6,683,0001,111
Premises and equipment expense$1,347,0001,522
Additional noninterest expense$9,186,000630
Pre-tax net operating income$2,293,0001,400
Securities gains (losses)$03,497
Applicable income taxes$955,000876
Income before extraordinary items$1,338,0001,991
Extraordinary gains, net$027
Net income$1,338,0001,990
Minority interest net income$0118
Net income of bank and minority interests.$1,338,0001,991
Net charge-offs$1,379,0001,851
Cash dividends$1,100,0001,153
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,338,0001,948
2009-06-30 (YTD Data)Rank
Total interest income$9,361,0001,887
Total interest expense$1,206,0004,234
Net interest income$8,155,0001,367
Provision for loan and lease losses$1,337,0001,754
Total noninterest income$6,781,000530
Gross Fiduciary activities income$94,000779
Service charges on deposit accounts$2,421,000351
Trading account gains and fees$0193
Additional Noninterest Income$4,266,000498
Total noninterest expense$11,609,000923
Salaries and employee benefits$4,340,0001,166
Premises and equipment expense$862,0001,618
Additional noninterest expense$6,407,000614
Pre-tax net operating income$1,990,0001,145
Securities gains (losses)$03,136
Applicable income taxes$817,000733
Income before extraordinary items$1,173,0001,591
Extraordinary gains, net$021
Net income$1,173,0001,587
Minority interest net income$0112
Net income of bank and minority interests.$1,173,0001,590
Net charge-offs$248,0003,168
Cash dividends$1,100,000816
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,173,0001,567
2009-03-31 (YTD Data)Rank
Total interest income$4,521,0001,972
Total interest expense$709,0003,908
Net interest income$3,812,0001,459
Provision for loan and lease losses$535,0001,716
Total noninterest income$3,579,000485
Gross Fiduciary activities income$46,000791
Service charges on deposit accounts$1,355,000313
Trading account gains and fees$0171
Additional Noninterest Income$2,178,000471
Total noninterest expense$5,895,000859
Salaries and employee benefits$2,180,0001,170
Premises and equipment expense$439,0001,618
Additional noninterest expense$3,276,000544
Pre-tax net operating income$961,0001,342
Securities gains (losses)$02,434
Applicable income taxes$399,000823
Income before extraordinary items$562,0001,911
Extraordinary gains, net$015
Net income$562,0001,913
Minority interest net income$0102
Net income of bank and minority interests.$562,0001,913
Net charge-offs$390,0001,569
Cash dividends$1,100,000393
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$562,0001,805
2008-12-31 (YTD Data)Rank
Total interest income$19,765,0001,941
Total interest expense$3,913,0003,562
Net interest income$15,852,0001,402
Provision for loan and lease losses$3,001,0001,389
Total noninterest income$15,309,000428
Gross Fiduciary activities income$183,000795
Service charges on deposit accounts$5,939,000302
Trading account gains and fees$0154
Additional Noninterest Income$9,187,000406
Total noninterest expense$21,580,000922
Salaries and employee benefits$8,428,0001,181
Premises and equipment expense$1,563,0001,758
Additional noninterest expense$11,589,000605
Pre-tax net operating income$6,580,000843
Securities gains (losses)$03,220
Applicable income taxes$2,701,000508
Income before extraordinary items$3,879,0001,074
Extraordinary gains, net$039
Net income$3,879,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,239,0001,735
Cash dividends$995,0002,343
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,879,0001,145
2008-09-30 (YTD Data)Rank
Total interest income$14,960,0001,956
Total interest expense$2,872,0003,733
Net interest income$12,088,0001,400
Provision for loan and lease losses$2,033,0001,174
Total noninterest income$11,631,000455
Gross Fiduciary activities income$137,000800
Service charges on deposit accounts$4,492,000307
Trading account gains and fees$0148
Additional Noninterest Income$7,002,000432
Total noninterest expense$15,780,000937
Salaries and employee benefits$6,208,0001,231
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$8,440,000579
Pre-tax net operating income$5,906,000863
Securities gains (losses)$03,106
Applicable income taxes$2,414,000553
Income before extraordinary items$3,492,0001,060
Extraordinary gains, net$031
Net income$3,492,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,985
Cash dividends$995,0001,842
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,492,0001,119
2008-06-30 (YTD Data)Rank
Total interest income$9,591,0002,067
Total interest expense$1,797,0004,017
Net interest income$7,794,0001,435
Provision for loan and lease losses$1,383,0001,004
Total noninterest income$8,431,000435
Gross Fiduciary activities income$93,000818
Service charges on deposit accounts$2,931,000307
Trading account gains and fees$0149
Additional Noninterest Income$5,407,000415
Total noninterest expense$10,508,000938
Salaries and employee benefits$4,204,0001,225
Premises and equipment expense$748,0001,830
Additional noninterest expense$5,556,000564
Pre-tax net operating income$4,334,000821
Securities gains (losses)$03,233
Applicable income taxes$1,753,000572
Income before extraordinary items$2,581,0001,066
Extraordinary gains, net$021
Net income$2,581,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,388
Cash dividends$995,0001,446
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,581,0001,054
2008-03-31 (YTD Data)Rank
Total interest income$4,715,0002,147
Total interest expense$969,0003,985
Net interest income$3,746,0001,483
Provision for loan and lease losses$665,000834
Total noninterest income$4,189,000445
Gross Fiduciary activities income$47,000817
Service charges on deposit accounts$1,453,000300
Trading account gains and fees$0158
Additional Noninterest Income$2,689,000425
Total noninterest expense$5,244,000927
Salaries and employee benefits$2,162,0001,191
Premises and equipment expense$365,0001,864
Additional noninterest expense$2,717,000552
Pre-tax net operating income$2,026,000925
Securities gains (losses)$02,688
Applicable income taxes$814,000682
Income before extraordinary items$1,212,0001,240
Extraordinary gains, net$015
Net income$1,212,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,000765
Cash dividends$995,000779
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,212,0001,199
2007-12-31 (YTD Data)Rank
Total interest income$20,574,0002,039
Total interest expense$6,893,0002,667
Net interest income$13,681,0001,648
Provision for loan and lease losses$1,250,0001,211
Total noninterest income$12,124,000538
Gross Fiduciary activities income$187,000819
Service charges on deposit accounts$5,467,000326
Trading account gains and fees$0178
Additional Noninterest Income$6,470,000558
Total noninterest expense$20,150,000933
Salaries and employee benefits$7,231,0001,400
Premises and equipment expense$1,464,0001,805
Additional noninterest expense$11,455,000521
Pre-tax net operating income$4,405,0001,831
Securities gains (losses)$02,146
Applicable income taxes$1,811,0001,222
Income before extraordinary items$2,594,0002,280
Extraordinary gains, net$039
Net income$2,594,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$856,0001,147
Cash dividends$910,0002,784
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,594,0002,268
2007-09-30 (YTD Data)Rank
Total interest income$15,517,0002,036
Total interest expense$5,436,0002,534
Net interest income$10,081,0001,684
Provision for loan and lease losses$950,000941
Total noninterest income$8,653,000556
Gross Fiduciary activities income$140,000810
Service charges on deposit accounts$4,070,000328
Trading account gains and fees$0184
Additional Noninterest Income$4,443,000594
Total noninterest expense$14,939,000932
Salaries and employee benefits$5,388,0001,412
Premises and equipment expense$1,085,0001,812
Additional noninterest expense$8,466,000516
Pre-tax net operating income$2,845,0002,208
Securities gains (losses)$01,655
Applicable income taxes$1,154,0001,487
Income before extraordinary items$1,691,0002,722
Extraordinary gains, net$033
Net income$1,691,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,000796
Cash dividends$910,0002,139
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,691,0002,700
2007-06-30 (YTD Data)Rank
Total interest income$10,243,0002,063
Total interest expense$3,737,0002,462
Net interest income$6,506,0001,765
Provision for loan and lease losses$450,0001,118
Total noninterest income$5,623,000587
Gross Fiduciary activities income$93,000828
Service charges on deposit accounts$2,879,000317
Trading account gains and fees$0168
Additional Noninterest Income$2,651,000671
Total noninterest expense$9,870,000955
Salaries and employee benefits$3,518,0001,463
Premises and equipment expense$716,0001,836
Additional noninterest expense$5,636,000519
Pre-tax net operating income$1,809,0002,333
Securities gains (losses)$01,444
Applicable income taxes$726,0001,610
Income before extraordinary items$1,083,0002,862
Extraordinary gains, net$029
Net income$1,083,0002,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,576
Cash dividends$910,0001,652
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,083,0002,845
2007-03-31 (YTD Data)Rank
Total interest income$4,978,0002,116
Total interest expense$1,747,0002,616
Net interest income$3,231,0001,779
Provision for loan and lease losses$150,0001,427
Total noninterest income$2,711,000588
Gross Fiduciary activities income$46,000831
Service charges on deposit accounts$1,374,000325
Trading account gains and fees$0195
Additional Noninterest Income$1,291,000676
Total noninterest expense$4,928,000950
Salaries and employee benefits$1,871,0001,372
Premises and equipment expense$343,0001,909
Additional noninterest expense$2,714,000527
Pre-tax net operating income$864,0002,420
Securities gains (losses)$01,187
Applicable income taxes$346,0001,685
Income before extraordinary items$518,0002,948
Extraordinary gains, net$022
Net income$518,0002,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$910,000873
Sale, conversion, retirement of capital stock, net$0885
Net operating income$518,0002,931
2006-12-31 (YTD Data)Rank
Total interest income$19,790,0001,996
Total interest expense$7,276,0002,212
Net interest income$12,514,0001,845
Provision for loan and lease losses$450,0002,064
Total noninterest income$10,501,000590
Gross Fiduciary activities income$188,000817
Service charges on deposit accounts$5,364,000334
Trading account gains and fees$0130
Additional Noninterest Income$4,949,000681
Total noninterest expense$18,711,000953
Salaries and employee benefits$6,463,0001,528
Premises and equipment expense$1,326,0001,894
Additional noninterest expense$10,922,000520
Pre-tax net operating income$3,854,0002,321
Securities gains (losses)$01,687
Applicable income taxes$1,566,0001,593
Income before extraordinary items$2,288,0002,806
Extraordinary gains, net$051
Net income$2,288,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,344
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,288,0002,797
2006-09-30 (YTD Data)Rank
Total interest income$14,752,0001,994
Total interest expense$5,464,0002,165
Net interest income$9,288,0001,878
Provision for loan and lease losses$300,0002,139
Total noninterest income$7,456,000626
Gross Fiduciary activities income$142,000808
Service charges on deposit accounts$3,940,000344
Trading account gains and fees$0126
Additional Noninterest Income$3,374,000744
Total noninterest expense$13,976,000960
Salaries and employee benefits$4,831,0001,544
Premises and equipment expense$997,0001,902
Additional noninterest expense$8,148,000527
Pre-tax net operating income$2,468,0002,682
Securities gains (losses)$01,388
Applicable income taxes$1,006,0001,880
Income before extraordinary items$1,462,0003,258
Extraordinary gains, net$045
Net income$1,462,0003,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,411
Cash dividends$800,0002,242
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,462,0003,247
2006-06-30 (YTD Data)Rank
Total interest income$9,594,0002,010
Total interest expense$3,399,0002,187
Net interest income$6,195,0001,881
Provision for loan and lease losses$150,0002,563
Total noninterest income$4,904,000632
Gross Fiduciary activities income$97,000812
Service charges on deposit accounts$2,546,000349
Trading account gains and fees$0126
Additional Noninterest Income$2,261,000738
Total noninterest expense$9,229,000978
Salaries and employee benefits$3,183,0001,557
Premises and equipment expense$663,0001,896
Additional noninterest expense$5,383,000525
Pre-tax net operating income$1,720,0002,595
Securities gains (losses)$01,185
Applicable income taxes$690,0001,864
Income before extraordinary items$1,030,0003,147
Extraordinary gains, net$039
Net income$1,030,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$800,0001,708
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,030,0003,129
2006-03-31 (YTD Data)Rank
Total interest income$4,495,0002,092
Total interest expense$1,411,0002,445
Net interest income$3,084,0001,871
Provision for loan and lease losses$75,0002,394
Total noninterest income$2,399,000630
Gross Fiduciary activities income$49,000816
Service charges on deposit accounts$1,217,000342
Trading account gains and fees$0115
Additional Noninterest Income$1,133,000729
Total noninterest expense$4,562,000983
Salaries and employee benefits$1,636,0001,521
Premises and equipment expense$332,0001,908
Additional noninterest expense$2,594,000542
Pre-tax net operating income$846,0002,600
Securities gains (losses)$0955
Applicable income taxes$333,0001,885
Income before extraordinary items$513,0003,097
Extraordinary gains, net$021
Net income$513,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$800,000899
Sale, conversion, retirement of capital stock, net$0648
Net operating income$513,0003,077
2005-12-31 (YTD Data)Rank
Total interest income$15,190,0002,191
Total interest expense$3,122,0003,228
Net interest income$12,068,0001,814
Provision for loan and lease losses$450,0002,063
Total noninterest income$9,248,000658
Gross Fiduciary activities income$207,000791
Service charges on deposit accounts$4,696,000360
Trading account gains and fees$0138
Additional Noninterest Income$4,345,000750
Total noninterest expense$16,911,0001,008
Salaries and employee benefits$5,806,0001,610
Premises and equipment expense$1,332,0001,806
Additional noninterest expense$9,773,000572
Pre-tax net operating income$3,955,0002,248
Securities gains (losses)$02,296
Applicable income taxes$1,591,0001,639
Income before extraordinary items$2,364,0002,707
Extraordinary gains, net$046
Net income$2,364,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,785
Cash dividends$725,0003,004
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,364,0002,673
2005-09-30 (YTD Data)Rank
Total interest income$11,074,0002,193
Total interest expense$2,092,0003,394
Net interest income$8,982,0001,820
Provision for loan and lease losses$350,0001,932
Total noninterest income$6,763,000671
Gross Fiduciary activities income$157,000783
Service charges on deposit accounts$3,457,000371
Trading account gains and fees$0126
Additional Noninterest Income$3,149,000779
Total noninterest expense$12,717,000998
Salaries and employee benefits$4,334,0001,604
Premises and equipment expense$1,004,0001,796
Additional noninterest expense$7,379,000562
Pre-tax net operating income$2,678,0002,438
Securities gains (losses)$02,317
Applicable income taxes$1,080,0001,777
Income before extraordinary items$1,598,0002,983
Extraordinary gains, net$035
Net income$1,598,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$725,0002,256
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,598,0002,940
2005-06-30 (YTD Data)Rank
Total interest income$6,967,0002,260
Total interest expense$1,141,0003,766
Net interest income$5,826,0001,865
Provision for loan and lease losses$200,0002,158
Total noninterest income$4,515,000663
Gross Fiduciary activities income$106,000789
Service charges on deposit accounts$2,233,000375
Trading account gains and fees$0116
Additional Noninterest Income$2,176,000755
Total noninterest expense$8,303,0001,009
Salaries and employee benefits$2,854,0001,618
Premises and equipment expense$670,0001,784
Additional noninterest expense$4,779,000574
Pre-tax net operating income$1,838,0002,333
Securities gains (losses)$02,146
Applicable income taxes$731,0001,740
Income before extraordinary items$1,107,0002,861
Extraordinary gains, net$030
Net income$1,107,0002,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,223
Cash dividends$725,0001,708
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,107,0002,817
2005-03-31 (YTD Data)Rank
Total interest income$3,235,0002,380
Total interest expense$390,0004,758
Net interest income$2,845,0001,886
Provision for loan and lease losses$125,0001,680
Total noninterest income$2,231,000653
Gross Fiduciary activities income$53,000797
Service charges on deposit accounts$1,077,000374
Trading account gains and fees$0115
Additional Noninterest Income$1,101,000730
Total noninterest expense$4,172,000997
Salaries and employee benefits$1,479,0001,567
Premises and equipment expense$345,0001,739
Additional noninterest expense$2,348,000578
Pre-tax net operating income$779,0002,629
Securities gains (losses)$01,685
Applicable income taxes$304,0001,957
Income before extraordinary items$475,0003,162
Extraordinary gains, net$024
Net income$475,0003,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,526
Cash dividends$725,000886
Sale, conversion, retirement of capital stock, net$0491
Net operating income$475,0003,122
2004-12-31 (YTD Data)Rank
Total interest income$11,115,0002,563
Total interest expense$412,0007,636
Net interest income$10,703,0001,894
Provision for loan and lease losses$150,0004,230
Total noninterest income$10,400,000590
Gross Fiduciary activities income$201,000789
Service charges on deposit accounts$4,048,000438
Trading account gains and fees$0138
Additional Noninterest Income$6,151,000569
Total noninterest expense$16,454,000995
Salaries and employee benefits$5,575,0001,589
Premises and equipment expense$1,361,0001,709
Additional noninterest expense$9,518,000577
Pre-tax net operating income$4,499,0001,858
Securities gains (losses)$03,819
Applicable income taxes$1,800,0001,399
Income before extraordinary items$2,699,0002,268
Extraordinary gains, net$034
Net income$2,699,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,254
Cash dividends$650,0003,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,699,0002,215
2004-09-30 (YTD Data)Rank
Total interest income$7,932,0002,659
Total interest expense$254,0007,955
Net interest income$7,678,0001,963
Provision for loan and lease losses$150,0003,509
Total noninterest income$7,380,000624
Gross Fiduciary activities income$147,000786
Service charges on deposit accounts$2,917,000461
Trading account gains and fees$0134
Additional Noninterest Income$4,316,000615
Total noninterest expense$12,103,0001,012
Salaries and employee benefits$4,232,0001,569
Premises and equipment expense$997,0001,744
Additional noninterest expense$6,874,000589
Pre-tax net operating income$2,805,0002,185
Securities gains (losses)$03,710
Applicable income taxes$1,109,0001,640
Income before extraordinary items$1,696,0002,677
Extraordinary gains, net$026
Net income$1,696,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,410
Cash dividends$650,0002,293
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,696,0002,619
2004-06-30 (YTD Data)Rank
Total interest income$4,992,0002,791
Total interest expense$105,0008,540
Net interest income$4,887,0002,045
Provision for loan and lease losses$150,0002,691
Total noninterest income$4,942,000624
Gross Fiduciary activities income$95,000808
Service charges on deposit accounts$1,825,000496
Trading account gains and fees$0130
Additional Noninterest Income$3,022,000596
Total noninterest expense$7,938,0001,013
Salaries and employee benefits$2,872,0001,538
Premises and equipment expense$664,0001,743
Additional noninterest expense$4,402,000606
Pre-tax net operating income$1,741,0002,294
Securities gains (losses)$03,413
Applicable income taxes$681,0001,743
Income before extraordinary items$1,060,0002,798
Extraordinary gains, net$021
Net income$1,060,0002,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,344
Cash dividends$650,0001,769
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,060,0002,723
2004-03-31 (YTD Data)Rank
Total interest income$2,460,0002,837
Total interest expense$38,0008,770
Net interest income$2,422,0002,069
Provision for loan and lease losses$150,0001,414
Total noninterest income$2,488,000615
Gross Fiduciary activities income$46,000817
Service charges on deposit accounts$783,000549
Trading account gains and fees$0121
Additional Noninterest Income$1,659,000554
Total noninterest expense$3,739,0001,091
Salaries and employee benefits$1,393,0001,607
Premises and equipment expense$326,0001,794
Additional noninterest expense$2,020,000640
Pre-tax net operating income$1,021,0001,966
Securities gains (losses)$02,934
Applicable income taxes$399,0001,553
Income before extraordinary items$622,0002,414
Extraordinary gains, net$016
Net income$622,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$650,000960
Sale, conversion, retirement of capital stock, net$0464
Net operating income$622,0002,329
2003-12-31 (YTD Data)Rank
Total interest income$9,020,0003,104
Total interest expense$86,0008,983
Net interest income$8,934,0002,167
Provision for loan and lease losses$465,0002,298
Total noninterest income$9,886,000660
Gross Fiduciary activities income$173,000843
Service charges on deposit accounts$2,708,000632
Trading account gains and fees$0160
Additional Noninterest Income$7,005,000579
Total noninterest expense$14,469,0001,117
Salaries and employee benefits$5,693,0001,507
Premises and equipment expense$1,293,0001,755
Additional noninterest expense$7,483,000710
Pre-tax net operating income$3,886,0002,022
Securities gains (losses)$04,500
Applicable income taxes$1,493,0001,629
Income before extraordinary items$2,393,0002,472
Extraordinary gains, net$054
Net income$2,393,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,782
Cash dividends$600,0003,197
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,393,0002,357
2003-09-30 (YTD Data)Rank
Total interest income$6,597,0003,222
Total interest expense$68,0009,070
Net interest income$6,529,0002,240
Provision for loan and lease losses$330,0002,341
Total noninterest income$7,488,000680
Gross Fiduciary activities income$126,000857
Service charges on deposit accounts$2,010,000647
Trading account gains and fees$0153
Additional Noninterest Income$5,352,000604
Total noninterest expense$10,729,0001,141
Salaries and employee benefits$4,260,0001,521
Premises and equipment expense$955,0001,797
Additional noninterest expense$5,514,000715
Pre-tax net operating income$2,958,0002,073
Securities gains (losses)$04,204
Applicable income taxes$1,132,0001,679
Income before extraordinary items$1,826,0002,528
Extraordinary gains, net$040
Net income$1,826,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,826,0002,395
2003-06-30 (YTD Data)Rank
Total interest income$4,294,0003,300
Total interest expense$54,0009,082
Net interest income$4,240,0002,290
Provision for loan and lease losses$195,0002,557
Total noninterest income$4,943,000679
Gross Fiduciary activities income$81,000869
Service charges on deposit accounts$1,336,000637
Trading account gains and fees$0150
Additional Noninterest Income$3,526,000600
Total noninterest expense$6,995,0001,165
Salaries and employee benefits$2,873,0001,500
Premises and equipment expense$599,0001,904
Additional noninterest expense$3,523,000740
Pre-tax net operating income$1,993,0002,042
Securities gains (losses)$03,782
Applicable income taxes$760,0001,699
Income before extraordinary items$1,233,0002,514
Extraordinary gains, net$030
Net income$1,233,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0009,124
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,233,0002,364
2003-03-31 (YTD Data)Rank
Total interest income$2,090,0003,393
Total interest expense$35,0009,084
Net interest income$2,055,0002,362
Provision for loan and lease losses$60,0003,248
Total noninterest income$2,403,000685
Gross Fiduciary activities income$38,000886
Service charges on deposit accounts$675,000617
Trading account gains and fees$0134
Additional Noninterest Income$1,690,000606
Total noninterest expense$3,350,0001,203
Salaries and employee benefits$1,396,0001,527
Premises and equipment expense$293,0001,944
Additional noninterest expense$1,661,000764
Pre-tax net operating income$1,048,0001,956
Securities gains (losses)$02,891
Applicable income taxes$400,0001,621
Income before extraordinary items$648,0002,361
Extraordinary gains, net$021
Net income$648,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-143,0009,252
Cash dividends$600,0001,046
Sale, conversion, retirement of capital stock, net$0419
Net operating income$648,0002,232
2002-12-31 (YTD Data)Rank
Total interest income$8,094,0003,612
Total interest expense$395,0008,678
Net interest income$7,699,0002,487
Provision for loan and lease losses$502,0002,366
Total noninterest income$8,777,000684
Gross Fiduciary activities income$158,000905
Service charges on deposit accounts$2,805,000580
Trading account gains and fees$0153
Additional Noninterest Income$5,814,000623
Total noninterest expense$12,646,0001,209
Salaries and employee benefits$4,958,0001,625
Premises and equipment expense$1,134,0001,950
Additional noninterest expense$6,554,000776
Pre-tax net operating income$3,328,0002,299
Securities gains (losses)$317,000864
Applicable income taxes$1,378,0001,761
Income before extraordinary items$2,267,0002,540
Extraordinary gains, net$070
Net income$2,267,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,744
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,064,1202,639
2001-12-31 (YTD Data)Rank
Total interest income$8,683,0003,748
Total interest expense$1,795,0006,420
Net interest income$6,888,0002,600
Provision for loan and lease losses$450,0002,395
Total noninterest income$7,899,000703
Gross Fiduciary activities income$164,000887
Service charges on deposit accounts$2,668,000571
Trading account gains and fees$0177
Additional Noninterest Income$5,067,000658
Total noninterest expense$11,092,0001,313
Salaries and employee benefits$4,546,0001,652
Premises and equipment expense$995,0002,145
Additional noninterest expense$5,551,000879
Pre-tax net operating income$3,245,0002,111
Securities gains (losses)$04,612
Applicable income taxes$1,229,0001,778
Income before extraordinary items$2,016,0002,515
Extraordinary gains, net$0105
Net income$2,016,0002,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,083
Cash dividends$400,0003,838
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,016,0002,427
2000-12-31 (YTD Data)Rank
Total interest income$9,929,0003,414
Total interest expense$4,064,0003,920
Net interest income$5,865,0003,020
Provision for loan and lease losses$240,0003,322
Total noninterest income$4,977,000934
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,185,000610
Trading account gains and fees$0180
Additional Noninterest Income$2,792,000900
Total noninterest expense$8,751,0001,607
Salaries and employee benefits$3,053,0002,342
Premises and equipment expense$879,0002,354
Additional noninterest expense$4,819,000974
Pre-tax net operating income$1,851,0003,504
Securities gains (losses)$01,956
Applicable income taxes$650,0002,956
Income before extraordinary items$1,201,0003,862
Extraordinary gains, net$038
Net income$1,201,0003,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,555
Cash dividends$400,0003,920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,201,0003,851
1999-12-31 (YTD Data)Rank
Total interest income$7,181,0004,301
Total interest expense$1,957,0006,077
Net interest income$5,224,0003,325
Provision for loan and lease losses$125,0004,648
Total noninterest income$5,161,000928
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,904,000694
Trading account gains and fees$0173
Additional Noninterest Income$3,257,000851
Total noninterest expense$8,439,0001,625
Salaries and employee benefits$3,096,0002,268
Premises and equipment expense$822,0002,471
Additional noninterest expense$4,521,0001,047
Pre-tax net operating income$1,821,0003,581
Securities gains (losses)$03,155
Applicable income taxes$658,0003,025
Income before extraordinary items$1,163,0003,976
Extraordinary gains, net$035
Net income$1,163,0003,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,719
Cash dividends$550,0003,313
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,163,0003,940
1998-12-31 (YTD Data)Rank
Total interest income$6,718,0004,543
Total interest expense$1,694,0006,776
Net interest income$5,024,0003,375
Provision for loan and lease losses$350,0002,310
Total noninterest income$4,685,000982
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,714,000728
Trading account gains and fees$0224
Additional Noninterest Income$2,971,000903
Total noninterest expense$7,502,0001,745
Salaries and employee benefits$2,947,0002,289
Premises and equipment expense$689,0002,806
Additional noninterest expense$3,866,0001,156
Pre-tax net operating income$1,857,0003,542
Securities gains (losses)$04,449
Applicable income taxes$695,0003,044
Income before extraordinary items$1,162,0004,038
Extraordinary gains, net$032
Net income$1,162,0004,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,111
Cash dividends$450,0003,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,162,0003,941
1997-12-31 (YTD Data)Rank
Total interest income$6,610,0004,718
Total interest expense$2,123,0006,039
Net interest income$4,487,0003,825
Provision for loan and lease losses$175,0003,795
Total noninterest income$3,743,0001,129
Gross Fiduciary activities income$20,0001,279
Service charges on deposit accounts$1,552,000822
Trading account gains and fees$0239
Additional Noninterest Income$2,171,0001,038
Total noninterest expense$6,577,0001,966
Salaries and employee benefits$2,245,0002,954
Premises and equipment expense$560,0003,360
Additional noninterest expense$3,772,0001,172
Pre-tax net operating income$1,478,0004,551
Securities gains (losses)$-4,0009,548
Applicable income taxes$570,0003,832
Income before extraordinary items$904,0005,037
Extraordinary gains, net$044
Net income$904,0005,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,790
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$906,5604,972
1996-12-31 (YTD Data)Rank
Total interest income$5,340,0005,654
Total interest expense$1,534,0007,482
Net interest income$3,806,0004,503
Provision for loan and lease losses$150,0004,046
Total noninterest income$3,387,0001,245
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,339,000993
Trading account gains and fees$0262
Additional Noninterest Income$2,048,0001,141
Total noninterest expense$6,022,0002,280
Salaries and employee benefits$1,944,0003,421
Premises and equipment expense$582,0003,304
Additional noninterest expense$3,496,0001,518
Pre-tax net operating income$1,021,0005,656
Securities gains (losses)$04,148
Applicable income taxes$396,0004,923
Income before extraordinary items$625,0006,120
Extraordinary gains, net$053
Net income$625,0006,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$2,0008,316
Sale, conversion, retirement of capital stock, net$-225,00011,377
Net operating income$625,0006,067
1995-12-31 (YTD Data)Rank
Total interest income$5,512,0005,581
Total interest expense$2,180,0006,126
Net interest income$3,332,0005,062
Provision for loan and lease losses$80,0005,097
Total noninterest income$2,681,0001,460
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,233,0001,075
Trading account gains and fees$559,000165
Additional Noninterest Income$889,0001,955
Total noninterest expense$5,323,0002,551
Salaries and employee benefits$1,716,0003,797
Premises and equipment expense$532,0003,562
Additional noninterest expense$3,075,0001,665
Pre-tax net operating income$610,0007,822
Securities gains (losses)$19,0001,949
Applicable income taxes$233,0006,914
Income before extraordinary items$396,0008,117
Extraordinary gains, net$065
Net income$396,0008,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$24,0008,316
Sale, conversion, retirement of capital stock, net$1,225,000272
Net operating income$383,8408,193
1994-12-31 (YTD Data)Rank
Total interest income$4,647,0006,007
Total interest expense$1,413,0007,170
Net interest income$3,234,0005,281
Provision for loan and lease losses$30,0007,083
Total noninterest income$2,415,0001,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,197,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$1,218,0001,615
Total noninterest expense$5,062,0002,750
Salaries and employee benefits$1,561,0004,140
Premises and equipment expense$527,0003,631
Additional noninterest expense$2,974,0001,820
Pre-tax net operating income$557,0008,263
Securities gains (losses)$-96,00011,505
Applicable income taxes$204,0007,278
Income before extraordinary items$257,0009,615
Extraordinary gains, net$0249
Net income$257,0009,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$48,0008,028
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$318,4409,016
1993-12-31 (YTD Data)Rank
Total interest income$3,415,0007,649
Total interest expense$300,00012,680
Net interest income$3,115,0005,495
Provision for loan and lease losses$20,0009,046
Total noninterest income$2,467,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,299,0001,014
Trading account gains and feesNANA
Additional Noninterest Income$1,168,0001,844
Total noninterest expense$5,122,0002,791
Salaries and employee benefits$1,508,0004,251
Premises and equipment expense$455,0004,216
Additional noninterest expense$3,159,0001,840
Pre-tax net operating income$440,0009,098
Securities gains (losses)$171,0001,854
Applicable income taxes$248,0006,836
Income before extraordinary items$363,0008,809
Extraordinary gains, net$68,0001,931
Net income$431,0008,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00011,785
Cash dividends$24,0008,604
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$253,5609,752
1992-12-31 (YTD Data)Rank
Total interest income$3,178,0008,673
Total interest expense$202,00013,710
Net interest income$2,976,0005,762
Provision for loan and lease losses$100,0007,236
Total noninterest income$1,846,0002,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$856,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$990,0002,018
Total noninterest expense$4,363,0003,255
Salaries and employee benefits$1,301,0004,822
Premises and equipment expense$299,0005,991
Additional noninterest expense$2,763,0002,134
Pre-tax net operating income$359,0009,595
Securities gains (losses)$08,369
Applicable income taxes$123,0009,281
Income before extraordinary items$236,00010,083
Extraordinary gains, net$117,000668
Net income$353,0008,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0006,313
Cash dividends$75,0007,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$236,0009,729

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.