Home > United Bank of Iowa > Income and Expense

United Bank of Iowa, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$99,612,000543
Total interest expense$47,907,000400
Net interest income$51,705,000652
Provision for loan and lease losses$600,0001,141
Total noninterest income$11,495,000675
Gross Fiduciary activities income$228,000666
Service charges on deposit accounts$4,488,000297
Trading account gains and fees$0123
Additional Noninterest Income$6,779,000721
Total noninterest expense$38,567,000715
Salaries and employee benefits$25,537,000606
Premises and equipment expense$4,220,000642
Additional noninterest expense$6,779,000721
Pre-tax net operating income$24,033,000588
Securities gains (losses)$86,000281
Applicable income taxes$1,079,0001,393
Income before extraordinary items$23,040,000531
Extraordinary gains, net$054
Net income$23,040,000537
Minority interest net income$088
Net income of bank and minority interests.$23,040,000533
Net charge-offs$1,198,000482
Cash dividends$13,363,000403
Sale, conversion, retirement of capital stock, net$0540
Net operating income$22,957,440544
2023-09-30 (YTD Data)Rank
Total interest income$71,984,000550
Total interest expense$33,240,000400
Net interest income$38,744,000663
Provision for loan and lease losses$449,0001,088
Total noninterest income$8,607,000677
Gross Fiduciary activities income$131,000682
Service charges on deposit accounts$3,334,000298
Trading account gains and fees$0125
Additional Noninterest Income$5,142,000728
Total noninterest expense$29,410,000707
Salaries and employee benefits$20,151,000581
Premises and equipment expense$3,083,000660
Additional noninterest expense$5,142,000728
Pre-tax net operating income$17,492,000625
Securities gains (losses)$50,000254
Applicable income taxes$776,0001,454
Income before extraordinary items$16,766,000554
Extraordinary gains, net$052
Net income$16,766,000558
Minority interest net income$081
Net income of bank and minority interests.$16,766,000554
Net charge-offs$277,000758
Cash dividends$13,363,000314
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,718,000557
2023-06-30 (YTD Data)Rank
Total interest income$46,445,000543
Total interest expense$20,239,000390
Net interest income$26,206,000656
Provision for loan and lease losses$297,0001,074
Total noninterest income$5,517,000682
Gross Fiduciary activities income$99,000674
Service charges on deposit accounts$2,143,000297
Trading account gains and fees$0112
Additional Noninterest Income$3,275,000705
Total noninterest expense$19,340,000700
Salaries and employee benefits$13,310,000577
Premises and equipment expense$2,097,000639
Additional noninterest expense$3,275,000705
Pre-tax net operating income$12,086,000600
Securities gains (losses)$39,000315
Applicable income taxes$605,0001,363
Income before extraordinary items$11,520,000545
Extraordinary gains, net$051
Net income$11,520,000553
Minority interest net income$081
Net income of bank and minority interests.$11,520,000544
Net charge-offs$84,000987
Cash dividends$10,059,000270
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,482,950548
2023-03-31 (YTD Data)Rank
Total interest income$22,257,000557
Total interest expense$8,752,000394
Net interest income$13,505,000647
Provision for loan and lease losses$148,0001,079
Total noninterest income$2,818,000682
Gross Fiduciary activities income$83,000656
Service charges on deposit accounts$1,025,000317
Trading account gains and fees$097
Additional Noninterest Income$1,710,000676
Total noninterest expense$9,244,000741
Salaries and employee benefits$6,651,000597
Premises and equipment expense$1,073,000648
Additional noninterest expense$1,710,000676
Pre-tax net operating income$6,931,000570
Securities gains (losses)$31,000353
Applicable income taxes$287,0001,424
Income before extraordinary items$6,675,000500
Extraordinary gains, net$04
Net income$6,675,000501
Minority interest net income$048
Net income of bank and minority interests.$6,675,000501
Net charge-offs$128,000534
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,645,240511
2022-09-30 (YTD Data)Rank
Total interest income$50,246,000554
Total interest expense$7,114,000343
Net interest income$43,132,000581
Provision for loan and lease losses$449,0001,040
Total noninterest income$8,075,000739
Gross Fiduciary activities income$115,000719
Service charges on deposit accounts$3,083,000334
Trading account gains and fees$0111
Additional Noninterest Income$4,877,000768
Total noninterest expense$29,928,000666
Salaries and employee benefits$19,490,000589
Premises and equipment expense$2,798,000708
Additional noninterest expense$4,877,000768
Pre-tax net operating income$20,830,000603
Securities gains (losses)$193,000105
Applicable income taxes$1,006,0001,340
Income before extraordinary items$20,017,000511
Extraordinary gains, net$04
Net income$20,017,000510
Minority interest net income$057
Net income of bank and minority interests.$20,017,000511
Net charge-offs$-147,0004,394
Cash dividends$13,935,000274
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,833,650524
2022-06-30 (YTD Data)Rank
Total interest income$31,824,000550
Total interest expense$3,529,000351
Net interest income$28,295,000571
Provision for loan and lease losses$298,000960
Total noninterest income$5,348,000731
Gross Fiduciary activities income$91,000673
Service charges on deposit accounts$2,016,000335
Trading account gains and fees$0108
Additional Noninterest Income$3,241,000775
Total noninterest expense$20,283,000640
Salaries and employee benefits$13,164,000574
Premises and equipment expense$1,842,000707
Additional noninterest expense$5,277,000737
Pre-tax net operating income$13,062,000594
Securities gains (losses)$91,000153
Applicable income taxes$660,0001,288
Income before extraordinary items$12,493,000512
Extraordinary gains, net$04
Net income$12,493,000513
Minority interest net income$060
Net income of bank and minority interests.$12,493,000513
Net charge-offs$8,0001,644
Cash dividends$10,080,000266
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,406,550524
2022-03-31 (YTD Data)Rank
Total interest income$15,249,000557
Total interest expense$1,574,000360
Net interest income$13,675,000577
Provision for loan and lease losses$148,000832
Total noninterest income$2,768,000732
Gross Fiduciary activities income$77,000628
Service charges on deposit accounts$982,000346
Trading account gains and fees$0103
Additional Noninterest Income$1,709,000768
Total noninterest expense$9,951,000661
Salaries and employee benefits$6,613,000573
Premises and equipment expense$924,000707
Additional noninterest expense$2,414,000782
Pre-tax net operating income$6,344,000578
Securities gains (losses)$111,000127
Applicable income taxes$345,0001,201
Income before extraordinary items$6,110,000509
Extraordinary gains, net$04
Net income$6,110,000509
Minority interest net income$050
Net income of bank and minority interests.$6,110,000509
Net charge-offs$-30,0004,272
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,004,550525
2021-12-31 (YTD Data)Rank
Total interest income$68,426,000512
Total interest expense$7,287,000380
Net interest income$61,139,000525
Provision for loan and lease losses$700,000795
Total noninterest income$10,204,000816
Gross Fiduciary activities income$195,000667
Service charges on deposit accounts$3,760,000341
Trading account gains and fees$0132
Additional Noninterest Income$6,249,000924
Total noninterest expense$36,605,000701
Salaries and employee benefits$24,869,000597
Premises and equipment expense$3,920,000678
Additional noninterest expense$7,816,000951
Pre-tax net operating income$34,038,000495
Securities gains (losses)$702,000280
Applicable income taxes$1,686,0001,222
Income before extraordinary items$33,054,000450
Extraordinary gains, net$010
Net income$33,054,000450
Minority interest net income$074
Net income of bank and minority interests.$33,054,000451
Net charge-offs$-58,0004,178
Cash dividends$17,418,000326
Sale, conversion, retirement of capital stock, net$0582
Net operating income$32,387,100445
2021-09-30 (YTD Data)Rank
Total interest income$52,630,000506
Total interest expense$5,632,000386
Net interest income$46,998,000522
Provision for loan and lease losses$524,000781
Total noninterest income$7,676,000842
Gross Fiduciary activities income$111,000691
Service charges on deposit accounts$2,765,000340
Trading account gains and fees$0132
Additional Noninterest Income$4,800,000920
Total noninterest expense$27,235,000715
Salaries and employee benefits$18,862,000592
Premises and equipment expense$2,876,000706
Additional noninterest expense$5,497,000999
Pre-tax net operating income$26,915,000492
Securities gains (losses)$564,000293
Applicable income taxes$1,349,0001,234
Income before extraordinary items$26,130,000440
Extraordinary gains, net$08
Net income$26,130,000439
Minority interest net income$069
Net income of bank and minority interests.$26,130,000440
Net charge-offs$17,0001,801
Cash dividends$12,080,000325
Sale, conversion, retirement of capital stock, net$0543
Net operating income$25,594,200439
2021-06-30 (YTD Data)Rank
Total interest income$34,658,000505
Total interest expense$3,929,000389
Net interest income$30,729,000517
Provision for loan and lease losses$347,000810
Total noninterest income$5,047,000847
Gross Fiduciary activities income$103,000664
Service charges on deposit accounts$1,732,000341
Trading account gains and fees$0133
Additional Noninterest Income$3,212,000921
Total noninterest expense$17,984,000718
Salaries and employee benefits$12,396,000599
Premises and equipment expense$1,931,000698
Additional noninterest expense$3,657,000995
Pre-tax net operating income$17,445,000499
Securities gains (losses)$241,000428
Applicable income taxes$833,0001,289
Income before extraordinary items$16,853,000446
Extraordinary gains, net$06
Net income$16,853,000445
Minority interest net income$067
Net income of bank and minority interests.$16,853,000446
Net charge-offs$12,0001,675
Cash dividends$8,644,000306
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,624,050445
2021-03-31 (YTD Data)Rank
Total interest income$15,269,000566
Total interest expense$2,109,000381
Net interest income$13,160,000591
Provision for loan and lease losses$173,000892
Total noninterest income$2,540,000845
Gross Fiduciary activities income$59,000657
Service charges on deposit accounts$866,000338
Trading account gains and fees$0127
Additional Noninterest Income$1,615,000931
Total noninterest expense$8,912,000721
Salaries and employee benefits$6,096,000606
Premises and equipment expense$990,000690
Additional noninterest expense$1,826,000975
Pre-tax net operating income$6,615,000614
Securities gains (losses)$69,000577
Applicable income taxes$364,0001,380
Income before extraordinary items$6,320,000551
Extraordinary gains, net$03
Net income$6,320,000550
Minority interest net income$055
Net income of bank and minority interests.$6,320,000551
Net charge-offs$-15,0004,211
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,254,450547
2020-12-31 (YTD Data)Rank
Total interest income$65,890,000523
Total interest expense$14,820,000354
Net interest income$51,070,000573
Provision for loan and lease losses$1,054,0001,545
Total noninterest income$9,643,000817
Gross Fiduciary activities income$200,000670
Service charges on deposit accounts$3,768,000309
Trading account gains and fees$0133
Additional Noninterest Income$5,675,000934
Total noninterest expense$34,329,000727
Salaries and employee benefits$23,034,000613
Premises and equipment expense$3,796,000694
Additional noninterest expense$7,499,000931
Pre-tax net operating income$25,330,000484
Securities gains (losses)$1,245,000313
Applicable income taxes$1,268,0001,265
Income before extraordinary items$25,307,000435
Extraordinary gains, net$04
Net income$25,307,000434
Minority interest net income$072
Net income of bank and minority interests.$25,307,000435
Net charge-offs$981,000656
Cash dividends$10,970,000427
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,124,250436
2020-09-30 (YTD Data)Rank
Total interest income$49,857,000516
Total interest expense$11,909,000356
Net interest income$37,948,000565
Provision for loan and lease losses$743,0001,616
Total noninterest income$7,370,000782
Gross Fiduciary activities income$98,000695
Service charges on deposit accounts$2,789,000311
Trading account gains and fees$0125
Additional Noninterest Income$4,483,000878
Total noninterest expense$26,274,000703
Salaries and employee benefits$17,946,000580
Premises and equipment expense$2,871,000676
Additional noninterest expense$5,457,000938
Pre-tax net operating income$18,301,000473
Securities gains (losses)$1,079,000288
Applicable income taxes$924,0001,246
Income before extraordinary items$18,456,000418
Extraordinary gains, net$04
Net income$18,456,000418
Minority interest net income$065
Net income of bank and minority interests.$18,456,000418
Net charge-offs$879,000542
Cash dividends$7,425,000446
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,430,950433
2020-06-30 (YTD Data)Rank
Total interest income$33,796,000512
Total interest expense$8,442,000369
Net interest income$25,354,000567
Provision for loan and lease losses$431,0001,738
Total noninterest income$4,868,000742
Gross Fiduciary activities income$74,000691
Service charges on deposit accounts$1,855,000315
Trading account gains and fees$0123
Additional Noninterest Income$2,939,000830
Total noninterest expense$17,426,000700
Salaries and employee benefits$11,870,000576
Premises and equipment expense$1,929,000663
Additional noninterest expense$3,627,000936
Pre-tax net operating income$12,365,000418
Securities gains (losses)$615,000319
Applicable income taxes$648,0001,132
Income before extraordinary items$12,332,000368
Extraordinary gains, net$04
Net income$12,332,000367
Minority interest net income$065
Net income of bank and minority interests.$12,332,000368
Net charge-offs$775,000456
Cash dividends$4,702,000456
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,747,750376
2020-03-31 (YTD Data)Rank
Total interest income$17,531,000502
Total interest expense$4,580,000392
Net interest income$12,951,000544
Provision for loan and lease losses$127,0001,771
Total noninterest income$2,713,000655
Gross Fiduciary activities income$51,000678
Service charges on deposit accounts$1,100,000313
Trading account gains and fees$0106
Additional Noninterest Income$1,562,000714
Total noninterest expense$8,687,000700
Salaries and employee benefits$5,855,000586
Premises and equipment expense$957,000670
Additional noninterest expense$1,875,000932
Pre-tax net operating income$6,850,000353
Securities gains (losses)$314,000272
Applicable income taxes$360,000944
Income before extraordinary items$6,804,000307
Extraordinary gains, net$04
Net income$6,804,000306
Minority interest net income$056
Net income of bank and minority interests.$6,804,000307
Net charge-offs$318,000478
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,505,700316
2019-12-31 (YTD Data)Rank
Total interest income$70,189,000501
Total interest expense$20,112,000387
Net interest income$50,077,000565
Provision for loan and lease losses$657,0001,264
Total noninterest income$10,001,000695
Gross Fiduciary activities income$171,000696
Service charges on deposit accounts$4,340,000324
Trading account gains and fees$0135
Additional Noninterest Income$5,490,000777
Total noninterest expense$32,080,000732
Salaries and employee benefits$20,650,000640
Premises and equipment expense$3,665,000695
Additional noninterest expense$7,765,000870
Pre-tax net operating income$27,341,000477
Securities gains (losses)$22,0001,610
Applicable income taxes$1,305,0001,212
Income before extraordinary items$26,058,000435
Extraordinary gains, net$011
Net income$26,058,000435
Minority interest net income$076
Net income of bank and minority interests.$26,058,000435
Net charge-offs$619,000911
Cash dividends$25,638,000261
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,037,100428
2019-09-30 (YTD Data)Rank
Total interest income$52,284,000507
Total interest expense$15,135,000394
Net interest income$37,149,000575
Provision for loan and lease losses$455,0001,235
Total noninterest income$7,441,000695
Gross Fiduciary activities income$108,000706
Service charges on deposit accounts$3,186,000328
Trading account gains and fees$0129
Additional Noninterest Income$4,147,000766
Total noninterest expense$23,840,000742
Salaries and employee benefits$15,485,000634
Premises and equipment expense$2,721,000706
Additional noninterest expense$5,634,000893
Pre-tax net operating income$20,295,000496
Securities gains (losses)$22,0001,385
Applicable income taxes$996,0001,231
Income before extraordinary items$19,321,000443
Extraordinary gains, net$011
Net income$19,321,000443
Minority interest net income$072
Net income of bank and minority interests.$19,321,000443
Net charge-offs$452,000809
Cash dividends$19,557,000248
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,300,100437
2019-06-30 (YTD Data)Rank
Total interest income$34,500,000510
Total interest expense$9,825,000396
Net interest income$24,675,000573
Provision for loan and lease losses$302,0001,187
Total noninterest income$5,000,000673
Gross Fiduciary activities income$87,000697
Service charges on deposit accounts$1,993,000341
Trading account gains and fees$0131
Additional Noninterest Income$2,920,000721
Total noninterest expense$15,832,000745
Salaries and employee benefits$10,126,000652
Premises and equipment expense$1,805,000715
Additional noninterest expense$3,901,000870
Pre-tax net operating income$13,541,000483
Securities gains (losses)$3,0001,472
Applicable income taxes$675,0001,194
Income before extraordinary items$12,869,000435
Extraordinary gains, net$011
Net income$12,869,000434
Minority interest net income$069
Net income of bank and minority interests.$12,869,000435
Net charge-offs$202,000982
Cash dividends$16,368,000216
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,866,150427
2019-03-31 (YTD Data)Rank
Total interest income$16,619,000528
Total interest expense$4,607,000407
Net interest income$12,012,000589
Provision for loan and lease losses$150,0001,133
Total noninterest income$2,483,000655
Gross Fiduciary activities income$62,000671
Service charges on deposit accounts$956,000348
Trading account gains and fees$0126
Additional Noninterest Income$1,465,000699
Total noninterest expense$7,699,000752
Salaries and employee benefits$5,000,000654
Premises and equipment expense$861,000757
Additional noninterest expense$1,838,000908
Pre-tax net operating income$6,646,000482
Securities gains (losses)$7,000777
Applicable income taxes$320,0001,218
Income before extraordinary items$6,333,000435
Extraordinary gains, net$05
Net income$6,333,000434
Minority interest net income$052
Net income of bank and minority interests.$6,333,000434
Net charge-offs$224,000574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,326,350429
2018-12-31 (YTD Data)Rank
Total interest income$62,766,000522
Total interest expense$14,959,000377
Net interest income$47,807,000570
Provision for loan and lease losses$721,0001,124
Total noninterest income$9,167,000727
Gross Fiduciary activities income$172,000718
Service charges on deposit accounts$4,259,000339
Trading account gains and fees$0126
Additional Noninterest Income$4,736,000822
Total noninterest expense$29,138,000768
Salaries and employee benefits$19,442,000642
Premises and equipment expense$3,201,000784
Additional noninterest expense$6,495,0001,023
Pre-tax net operating income$27,115,000467
Securities gains (losses)$43,000446
Applicable income taxes$1,270,0001,184
Income before extraordinary items$25,888,000421
Extraordinary gains, net$06
Net income$25,888,000420
Minority interest net income$072
Net income of bank and minority interests.$25,888,000420
Net charge-offs$132,0001,949
Cash dividends$13,955,000327
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,847,150423
2018-09-30 (YTD Data)Rank
Total interest income$46,001,000522
Total interest expense$10,589,000375
Net interest income$35,412,000567
Provision for loan and lease losses$539,0001,075
Total noninterest income$6,480,000771
Gross Fiduciary activities income$108,000725
Service charges on deposit accounts$3,153,000344
Trading account gains and fees$0138
Additional Noninterest Income$3,219,000888
Total noninterest expense$21,738,000771
Salaries and employee benefits$14,676,000638
Premises and equipment expense$2,370,000789
Additional noninterest expense$4,692,0001,046
Pre-tax net operating income$19,615,000482
Securities gains (losses)$20,000567
Applicable income taxes$954,0001,209
Income before extraordinary items$18,681,000433
Extraordinary gains, net$05
Net income$18,681,000432
Minority interest net income$066
Net income of bank and minority interests.$18,681,000432
Net charge-offs$-61,0004,983
Cash dividends$8,884,000350
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,662,000431
2018-06-30 (YTD Data)Rank
Total interest income$29,924,000526
Total interest expense$6,628,000374
Net interest income$23,296,000575
Provision for loan and lease losses$357,0001,058
Total noninterest income$4,382,000769
Gross Fiduciary activities income$96,000707
Service charges on deposit accounts$2,026,000352
Trading account gains and fees$0130
Additional Noninterest Income$2,260,000862
Total noninterest expense$14,464,000772
Salaries and employee benefits$9,784,000638
Premises and equipment expense$1,447,000862
Additional noninterest expense$3,233,0001,016
Pre-tax net operating income$12,857,000489
Securities gains (losses)$28,000421
Applicable income taxes$633,0001,203
Income before extraordinary items$12,252,000433
Extraordinary gains, net$06
Net income$12,252,000432
Minority interest net income$065
Net income of bank and minority interests.$12,252,000432
Net charge-offs$-278,0005,397
Cash dividends$6,302,000320
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,225,400433
2018-03-31 (YTD Data)Rank
Total interest income$14,534,000534
Total interest expense$3,130,000371
Net interest income$11,404,000584
Provision for loan and lease losses$178,0001,033
Total noninterest income$2,237,000725
Gross Fiduciary activities income$78,000655
Service charges on deposit accounts$1,011,000352
Trading account gains and fees$0123
Additional Noninterest Income$1,148,000833
Total noninterest expense$7,121,000785
Salaries and employee benefits$4,869,000647
Premises and equipment expense$704,000894
Additional noninterest expense$1,548,0001,047
Pre-tax net operating income$6,342,000485
Securities gains (losses)$11,000426
Applicable income taxes$344,0001,109
Income before extraordinary items$6,009,000439
Extraordinary gains, net$07
Net income$6,009,000438
Minority interest net income$052
Net income of bank and minority interests.$6,009,000439
Net charge-offs$21,0001,639
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,998,550440
2017-12-31 (YTD Data)Rank
Total interest income$54,907,000522
Total interest expense$10,320,000365
Net interest income$44,587,000562
Provision for loan and lease losses$728,0001,120
Total noninterest income$9,036,000740
Gross Fiduciary activities income$137,000754
Service charges on deposit accounts$4,198,000344
Trading account gains and fees$0151
Additional Noninterest Income$4,701,000856
Total noninterest expense$27,227,000803
Salaries and employee benefits$17,999,000682
Premises and equipment expense$2,765,000888
Additional noninterest expense$6,463,0001,000
Pre-tax net operating income$25,668,000447
Securities gains (losses)$60,000818
Applicable income taxes$1,210,0001,712
Income before extraordinary items$24,518,000352
Extraordinary gains, net$09
Net income$24,518,000353
Minority interest net income$076
Net income of bank and minority interests.$24,518,000353
Net charge-offs$412,0001,232
Cash dividends$12,823,000307
Sale, conversion, retirement of capital stock, net$0711
Net operating income$24,461,000353
2017-09-30 (YTD Data)Rank
Total interest income$40,348,000534
Total interest expense$7,406,000367
Net interest income$32,942,000570
Provision for loan and lease losses$545,0001,086
Total noninterest income$6,727,000760
Gross Fiduciary activities income$71,000791
Service charges on deposit accounts$3,095,000354
Trading account gains and fees$0145
Additional Noninterest Income$3,561,000866
Total noninterest expense$20,172,000817
Salaries and employee benefits$13,540,000679
Premises and equipment expense$2,000,000920
Additional noninterest expense$4,632,0001,045
Pre-tax net operating income$18,952,000465
Securities gains (losses)$64,000769
Applicable income taxes$944,0001,514
Income before extraordinary items$18,072,000388
Extraordinary gains, net$09
Net income$18,072,000388
Minority interest net income$071
Net income of bank and minority interests.$18,072,000388
Net charge-offs$321,0001,082
Cash dividends$9,744,000296
Sale, conversion, retirement of capital stock, net$0677
Net operating income$18,011,200386
2017-06-30 (YTD Data)Rank
Total interest income$26,509,000537
Total interest expense$4,707,000371
Net interest income$21,802,000574
Provision for loan and lease losses$361,0001,055
Total noninterest income$4,267,000779
Gross Fiduciary activities income$67,000761
Service charges on deposit accounts$1,916,000369
Trading account gains and fees$0139
Additional Noninterest Income$2,284,000886
Total noninterest expense$13,283,000820
Salaries and employee benefits$8,998,000684
Premises and equipment expense$1,434,000863
Additional noninterest expense$2,851,0001,130
Pre-tax net operating income$12,425,000461
Securities gains (losses)$38,000745
Applicable income taxes$614,0001,521
Income before extraordinary items$11,849,000396
Extraordinary gains, net$011
Net income$11,849,000395
Minority interest net income$071
Net income of bank and minority interests.$11,849,000396
Net charge-offs$205,0001,041
Cash dividends$6,878,000275
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,812,900393
2017-03-31 (YTD Data)Rank
Total interest income$12,956,000550
Total interest expense$2,255,000370
Net interest income$10,701,000580
Provision for loan and lease losses$180,000999
Total noninterest income$2,010,000807
Gross Fiduciary activities income$55,000723
Service charges on deposit accounts$906,000384
Trading account gains and fees$0142
Additional Noninterest Income$1,049,000919
Total noninterest expense$6,696,000820
Salaries and employee benefits$4,498,000693
Premises and equipment expense$734,000856
Additional noninterest expense$1,464,0001,090
Pre-tax net operating income$5,835,000467
Securities gains (losses)$9,000694
Applicable income taxes$221,0001,774
Income before extraordinary items$5,623,000407
Extraordinary gains, net$08
Net income$5,623,000406
Minority interest net income$055
Net income of bank and minority interests.$5,623,000407
Net charge-offs$178,000649
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,614,360401
2016-12-31 (YTD Data)Rank
Total interest income$51,095,000529
Total interest expense$8,528,000349
Net interest income$42,567,000565
Provision for loan and lease losses$1,104,000837
Total noninterest income$8,673,000768
Gross Fiduciary activities income$144,000767
Service charges on deposit accounts$4,005,000360
Trading account gains and fees$0170
Additional Noninterest Income$4,524,000910
Total noninterest expense$27,222,000782
Salaries and employee benefits$17,678,000670
Premises and equipment expense$2,806,000881
Additional noninterest expense$6,738,000975
Pre-tax net operating income$22,914,000455
Securities gains (losses)$18,0002,427
Applicable income taxes$1,050,0001,591
Income before extraordinary items$21,882,000383
Extraordinary gains, net$05
Net income$21,882,000382
Minority interest net income$082
Net income of bank and minority interests.$21,882,000382
Net charge-offs$772,000808
Cash dividends$12,302,000316
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,864,900377
2016-09-30 (YTD Data)Rank
Total interest income$38,508,000520
Total interest expense$6,309,000351
Net interest income$32,199,000557
Provision for loan and lease losses$827,000804
Total noninterest income$6,661,000760
Gross Fiduciary activities income$79,000800
Service charges on deposit accounts$3,048,000357
Trading account gains and fees$0169
Additional Noninterest Income$3,534,000870
Total noninterest expense$20,211,000790
Salaries and employee benefits$13,211,000670
Premises and equipment expense$2,077,000885
Additional noninterest expense$4,923,000999
Pre-tax net operating income$17,822,000439
Securities gains (losses)$3,0002,908
Applicable income taxes$880,0001,533
Income before extraordinary items$16,945,000374
Extraordinary gains, net$05
Net income$16,945,000374
Minority interest net income$071
Net income of bank and minority interests.$16,945,000374
Net charge-offs$665,000644
Cash dividends$8,663,000334
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,942,150363
2016-06-30 (YTD Data)Rank
Total interest income$25,813,000517
Total interest expense$4,115,000362
Net interest income$21,698,000551
Provision for loan and lease losses$549,000795
Total noninterest income$4,462,000749
Gross Fiduciary activities income$67,000781
Service charges on deposit accounts$1,959,000363
Trading account gains and fees$0157
Additional Noninterest Income$2,436,000839
Total noninterest expense$13,005,000820
Salaries and employee benefits$8,575,000693
Premises and equipment expense$1,313,000937
Additional noninterest expense$3,117,0001,055
Pre-tax net operating income$12,606,000420
Securities gains (losses)$3,0002,591
Applicable income taxes$598,0001,502
Income before extraordinary items$12,011,000341
Extraordinary gains, net$016
Net income$12,011,000340
Minority interest net income$071
Net income of bank and minority interests.$12,011,000340
Net charge-offs$262,000950
Cash dividends$6,267,000306
Sale, conversion, retirement of capital stock, net$0705
Net operating income$12,008,150336
2016-03-31 (YTD Data)Rank
Total interest income$12,949,000513
Total interest expense$1,984,000373
Net interest income$10,965,000544
Provision for loan and lease losses$275,000746
Total noninterest income$1,975,000798
Gross Fiduciary activities income$30,000798
Service charges on deposit accounts$934,000369
Trading account gains and fees$0142
Additional Noninterest Income$1,011,000921
Total noninterest expense$6,354,000834
Salaries and employee benefits$4,225,000705
Premises and equipment expense$654,000948
Additional noninterest expense$1,475,0001,106
Pre-tax net operating income$6,311,000409
Securities gains (losses)$3,0001,822
Applicable income taxes$285,0001,525
Income before extraordinary items$6,029,000331
Extraordinary gains, net$012
Net income$6,029,000331
Minority interest net income$062
Net income of bank and minority interests.$6,029,000331
Net charge-offs$181,000711
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,026,150326
2015-12-31 (YTD Data)Rank
Total interest income$49,191,000519
Total interest expense$7,414,000370
Net interest income$41,777,000544
Provision for loan and lease losses$1,338,000630
Total noninterest income$7,987,000801
Gross Fiduciary activities income$194,000755
Service charges on deposit accounts$3,897,000365
Trading account gains and fees$0159
Additional Noninterest Income$3,896,000976
Total noninterest expense$25,222,000820
Salaries and employee benefits$16,508,000693
Premises and equipment expense$2,671,000917
Additional noninterest expense$6,043,0001,081
Pre-tax net operating income$23,204,000425
Securities gains (losses)$27,0002,055
Applicable income taxes$1,079,0001,533
Income before extraordinary items$22,152,000358
Extraordinary gains, net$023
Net income$22,152,000358
Minority interest net income$081
Net income of bank and minority interests.$22,152,000358
Net charge-offs$155,0002,222
Cash dividends$19,719,000229
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,126,350351
2015-09-30 (YTD Data)Rank
Total interest income$36,592,000526
Total interest expense$5,514,000366
Net interest income$31,078,000554
Provision for loan and lease losses$1,154,000526
Total noninterest income$5,894,000829
Gross Fiduciary activities income$97,000793
Service charges on deposit accounts$2,890,000373
Trading account gains and fees$0153
Additional Noninterest Income$2,907,000988
Total noninterest expense$18,624,000843
Salaries and employee benefits$12,398,000701
Premises and equipment expense$1,950,000944
Additional noninterest expense$4,276,0001,140
Pre-tax net operating income$17,194,000440
Securities gains (losses)$26,0001,874
Applicable income taxes$797,0001,587
Income before extraordinary items$16,423,000364
Extraordinary gains, net$021
Net income$16,423,000364
Minority interest net income$078
Net income of bank and minority interests.$16,423,000364
Net charge-offs$281,0001,251
Cash dividends$15,843,000210
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,398,300357
2015-06-30 (YTD Data)Rank
Total interest income$24,033,000531
Total interest expense$3,672,000371
Net interest income$20,361,000557
Provision for loan and lease losses$812,000505
Total noninterest income$3,843,000846
Gross Fiduciary activities income$75,000790
Service charges on deposit accounts$1,814,000387
Trading account gains and fees$0157
Additional Noninterest Income$1,954,000989
Total noninterest expense$12,213,000864
Salaries and employee benefits$8,131,000715
Premises and equipment expense$1,280,000966
Additional noninterest expense$2,802,0001,150
Pre-tax net operating income$11,179,000448
Securities gains (losses)$29,0001,517
Applicable income taxes$525,0001,577
Income before extraordinary items$10,683,000379
Extraordinary gains, net$022
Net income$10,683,000378
Minority interest net income$075
Net income of bank and minority interests.$10,683,000378
Net charge-offs$49,0002,329
Cash dividends$12,997,000180
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,655,450373
2015-03-31 (YTD Data)Rank
Total interest income$11,617,000549
Total interest expense$1,858,000371
Net interest income$9,759,000579
Provision for loan and lease losses$399,000502
Total noninterest income$1,844,000841
Gross Fiduciary activities income$57,000758
Service charges on deposit accounts$835,000409
Trading account gains and fees$0152
Additional Noninterest Income$952,000961
Total noninterest expense$5,929,000883
Salaries and employee benefits$4,017,000731
Premises and equipment expense$628,000980
Additional noninterest expense$1,284,0001,223
Pre-tax net operating income$5,275,000460
Securities gains (losses)$28,0001,089
Applicable income taxes$270,0001,548
Income before extraordinary items$5,033,000386
Extraordinary gains, net$013
Net income$5,033,000386
Minority interest net income$064
Net income of bank and minority interests.$5,033,000386
Net charge-offs$30,0001,887
Cash dividends$6,550,000162
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,006,400381
2014-12-31 (YTD Data)Rank
Total interest income$47,948,000516
Total interest expense$7,704,000362
Net interest income$40,244,000548
Provision for loan and lease losses$1,356,000668
Total noninterest income$7,990,000773
Gross Fiduciary activities income$198,000774
Service charges on deposit accounts$3,821,000385
Trading account gains and fees$0180
Additional Noninterest Income$3,971,000903
Total noninterest expense$23,617,000852
Salaries and employee benefits$15,914,000699
Premises and equipment expense$2,559,000949
Additional noninterest expense$5,144,0001,264
Pre-tax net operating income$23,261,000407
Securities gains (losses)$88,0001,350
Applicable income taxes$1,094,0001,466
Income before extraordinary items$22,255,000333
Extraordinary gains, net$017
Net income$22,255,000332
Minority interest net income$084
Net income of bank and minority interests.$22,255,000332
Net charge-offs$481,0001,507
Cash dividends$12,853,000279
Sale, conversion, retirement of capital stock, net$0862
Net operating income$22,171,400329
2014-09-30 (YTD Data)Rank
Total interest income$35,868,000517
Total interest expense$5,755,000365
Net interest income$30,113,000548
Provision for loan and lease losses$1,037,000645
Total noninterest income$5,906,000783
Gross Fiduciary activities income$129,000787
Service charges on deposit accounts$2,878,000382
Trading account gains and fees$0174
Additional Noninterest Income$2,899,000928
Total noninterest expense$17,691,000851
Salaries and employee benefits$11,991,000692
Premises and equipment expense$1,917,000954
Additional noninterest expense$3,783,0001,288
Pre-tax net operating income$17,291,000402
Securities gains (losses)$02,980
Applicable income taxes$804,0001,510
Income before extraordinary items$16,487,000336
Extraordinary gains, net$015
Net income$16,487,000336
Minority interest net income$081
Net income of bank and minority interests.$16,487,000336
Net charge-offs$459,0001,228
Cash dividends$8,955,000278
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,487,000333
2014-06-30 (YTD Data)Rank
Total interest income$23,815,000519
Total interest expense$3,894,000353
Net interest income$19,921,000550
Provision for loan and lease losses$720,000633
Total noninterest income$3,830,000781
Gross Fiduciary activities income$84,000800
Service charges on deposit accounts$1,848,000389
Trading account gains and fees$0172
Additional Noninterest Income$1,898,000926
Total noninterest expense$11,553,000867
Salaries and employee benefits$8,022,000690
Premises and equipment expense$1,260,000974
Additional noninterest expense$2,271,0001,410
Pre-tax net operating income$11,478,000403
Securities gains (losses)$02,580
Applicable income taxes$553,0001,445
Income before extraordinary items$10,925,000336
Extraordinary gains, net$020
Net income$10,925,000336
Minority interest net income$080
Net income of bank and minority interests.$10,925,000336
Net charge-offs$253,0001,392
Cash dividends$6,428,000243
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,925,000327
2014-03-31 (YTD Data)Rank
Total interest income$11,902,000518
Total interest expense$1,991,000346
Net interest income$9,911,000558
Provision for loan and lease losses$399,000548
Total noninterest income$1,873,000769
Gross Fiduciary activities income$27,000863
Service charges on deposit accounts$872,000401
Trading account gains and fees$0147
Additional Noninterest Income$974,000860
Total noninterest expense$5,667,000890
Salaries and employee benefits$4,040,000694
Premises and equipment expense$621,0001,007
Additional noninterest expense$1,006,0001,545
Pre-tax net operating income$5,718,000389
Securities gains (losses)$01,715
Applicable income taxes$289,0001,383
Income before extraordinary items$5,429,000322
Extraordinary gains, net$016
Net income$5,429,000322
Minority interest net income$066
Net income of bank and minority interests.$5,429,000322
Net charge-offs$95,0001,407
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,429,000318
2013-12-31 (YTD Data)Rank
Total interest income$48,162,000511
Total interest expense$9,088,000339
Net interest income$39,074,000552
Provision for loan and lease losses$1,687,000710
Total noninterest income$7,830,000813
Gross Fiduciary activities income$196,000780
Service charges on deposit accounts$3,899,000382
Trading account gains and fees$0184
Additional Noninterest Income$3,735,000987
Total noninterest expense$23,868,000860
Salaries and employee benefits$15,365,000715
Premises and equipment expense$2,503,000962
Additional noninterest expense$6,000,0001,132
Pre-tax net operating income$21,349,000420
Securities gains (losses)$163,0001,024
Applicable income taxes$1,076,0001,404
Income before extraordinary items$20,436,000350
Extraordinary gains, net$029
Net income$20,436,000350
Minority interest net income$090
Net income of bank and minority interests.$20,436,000350
Net charge-offs$705,0001,636
Cash dividends$13,155,000263
Sale, conversion, retirement of capital stock, net$0924
Net operating income$20,281,150352
2013-09-30 (YTD Data)Rank
Total interest income$35,855,000518
Total interest expense$6,979,000338
Net interest income$28,876,000554
Provision for loan and lease losses$1,317,000721
Total noninterest income$5,695,000849
Gross Fiduciary activities income$105,000825
Service charges on deposit accounts$2,831,000393
Trading account gains and fees$0180
Additional Noninterest Income$2,759,0001,029
Total noninterest expense$17,509,000878
Salaries and employee benefits$11,393,000723
Premises and equipment expense$1,846,000984
Additional noninterest expense$4,270,0001,174
Pre-tax net operating income$15,745,000430
Securities gains (losses)$122,0001,086
Applicable income taxes$778,0001,476
Income before extraordinary items$15,089,000358
Extraordinary gains, net$025
Net income$15,089,000359
Minority interest net income$084
Net income of bank and minority interests.$15,089,000359
Net charge-offs$715,0001,274
Cash dividends$9,863,000248
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,973,100357
2013-06-30 (YTD Data)Rank
Total interest income$23,677,000518
Total interest expense$4,811,000341
Net interest income$18,866,000565
Provision for loan and lease losses$949,000707
Total noninterest income$3,805,000848
Gross Fiduciary activities income$97,000784
Service charges on deposit accounts$1,759,000411
Trading account gains and fees$0157
Additional Noninterest Income$1,949,0001,012
Total noninterest expense$11,806,000871
Salaries and employee benefits$7,560,000722
Premises and equipment expense$1,229,000983
Additional noninterest expense$3,017,0001,118
Pre-tax net operating income$9,916,000442
Securities gains (losses)$122,000983
Applicable income taxes$506,0001,502
Income before extraordinary items$9,532,000367
Extraordinary gains, net$022
Net income$9,532,000369
Minority interest net income$082
Net income of bank and minority interests.$9,532,000369
Net charge-offs$572,0001,139
Cash dividends$7,383,000217
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,416,100360
2013-03-31 (YTD Data)Rank
Total interest income$11,776,000522
Total interest expense$2,493,000339
Net interest income$9,283,000576
Provision for loan and lease losses$495,000708
Total noninterest income$1,940,000841
Gross Fiduciary activities income$43,000802
Service charges on deposit accounts$829,000425
Trading account gains and fees$0148
Additional Noninterest Income$1,068,000950
Total noninterest expense$5,768,000898
Salaries and employee benefits$3,796,000725
Premises and equipment expense$613,0001,001
Additional noninterest expense$1,359,0001,210
Pre-tax net operating income$4,960,000443
Securities gains (losses)$01,966
Applicable income taxes$267,0001,450
Income before extraordinary items$4,693,000367
Extraordinary gains, net$010
Net income$4,693,000368
Minority interest net income$076
Net income of bank and minority interests.$4,693,000368
Net charge-offs$48,0002,443
Cash dividends$513,000911
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,693,000357
2012-12-31 (YTD Data)Rank
Total interest income$50,092,000520
Total interest expense$11,667,000342
Net interest income$38,425,000566
Provision for loan and lease losses$2,318,000949
Total noninterest income$7,806,000812
Gross Fiduciary activities income$169,000812
Service charges on deposit accounts$3,620,000407
Trading account gains and fees$0166
Additional Noninterest Income$4,017,000959
Total noninterest expense$22,056,000916
Salaries and employee benefits$14,580,000715
Premises and equipment expense$2,316,0001,032
Additional noninterest expense$5,160,0001,318
Pre-tax net operating income$21,857,000403
Securities gains (losses)$261,0001,473
Applicable income taxes$1,073,0001,402
Income before extraordinary items$21,045,000336
Extraordinary gains, net$029
Net income$21,045,000335
Minority interest net income$093
Net income of bank and minority interests.$21,045,000335
Net charge-offs$733,0002,173
Cash dividends$12,101,000275
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$20,797,050327
2012-09-30 (YTD Data)Rank
Total interest income$37,598,000524
Total interest expense$9,033,000350
Net interest income$28,565,000577
Provision for loan and lease losses$1,736,000972
Total noninterest income$5,573,000840
Gross Fiduciary activities income$97,000842
Service charges on deposit accounts$2,663,000417
Trading account gains and fees$0157
Additional Noninterest Income$2,813,000987
Total noninterest expense$15,959,000943
Salaries and employee benefits$10,887,000714
Premises and equipment expense$1,656,0001,090
Additional noninterest expense$3,416,0001,482
Pre-tax net operating income$16,443,000406
Securities gains (losses)$199,0001,441
Applicable income taxes$797,0001,443
Income before extraordinary items$15,845,000338
Extraordinary gains, net$020
Net income$15,845,000337
Minority interest net income$086
Net income of bank and minority interests.$15,845,000338
Net charge-offs$557,0002,053
Cash dividends$8,733,000235
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,655,950329
2012-06-30 (YTD Data)Rank
Total interest income$24,953,000533
Total interest expense$6,253,000353
Net interest income$18,700,000585
Provision for loan and lease losses$1,153,000979
Total noninterest income$3,688,000837
Gross Fiduciary activities income$90,000806
Service charges on deposit accounts$1,708,000427
Trading account gains and fees$0153
Additional Noninterest Income$1,890,000961
Total noninterest expense$10,990,000911
Salaries and employee benefits$7,155,000722
Premises and equipment expense$1,095,0001,097
Additional noninterest expense$2,740,0001,240
Pre-tax net operating income$10,245,000413
Securities gains (losses)$199,0001,104
Applicable income taxes$546,0001,412
Income before extraordinary items$9,898,000345
Extraordinary gains, net$019
Net income$9,898,000345
Minority interest net income$084
Net income of bank and minority interests.$9,898,000345
Net charge-offs$466,0001,849
Cash dividends$4,873,000261
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,708,950333
2012-03-31 (YTD Data)Rank
Total interest income$12,497,000535
Total interest expense$3,300,000343
Net interest income$9,197,000596
Provision for loan and lease losses$576,000971
Total noninterest income$1,906,000813
Gross Fiduciary activities income$36,000847
Service charges on deposit accounts$812,000440
Trading account gains and fees$0148
Additional Noninterest Income$1,058,000868
Total noninterest expense$5,378,000923
Salaries and employee benefits$3,607,000720
Premises and equipment expense$537,0001,118
Additional noninterest expense$1,234,0001,367
Pre-tax net operating income$5,149,000411
Securities gains (losses)$94,000944
Applicable income taxes$277,0001,373
Income before extraordinary items$4,966,000352
Extraordinary gains, net$019
Net income$4,966,000353
Minority interest net income$078
Net income of bank and minority interests.$4,966,000353
Net charge-offs$199,0001,858
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,876,700338
2011-12-31 (YTD Data)Rank
Total interest income$53,047,000514
Total interest expense$14,764,000371
Net interest income$38,283,000569
Provision for loan and lease losses$2,762,0001,267
Total noninterest income$7,559,000760
Gross Fiduciary activities income$175,000767
Service charges on deposit accounts$3,632,000421
Trading account gains and fees$0146
Additional Noninterest Income$3,752,000877
Total noninterest expense$20,851,000947
Salaries and employee benefits$13,285,000744
Premises and equipment expense$2,206,0001,133
Additional noninterest expense$5,360,0001,293
Pre-tax net operating income$22,229,000343
Securities gains (losses)$03,838
Applicable income taxes$987,0001,355
Income before extraordinary items$21,242,000287
Extraordinary gains, net$029
Net income$21,242,000288
Minority interest net income$096
Net income of bank and minority interests.$21,242,000288
Net charge-offs$989,0002,370
Cash dividends$10,197,000232
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$21,242,000279
2011-09-30 (YTD Data)Rank
Total interest income$39,969,000518
Total interest expense$11,252,000388
Net interest income$28,717,000570
Provision for loan and lease losses$2,066,0001,214
Total noninterest income$5,679,000762
Gross Fiduciary activities income$98,000801
Service charges on deposit accounts$2,710,000427
Trading account gains and fees$0145
Additional Noninterest Income$2,871,000860
Total noninterest expense$15,542,000955
Salaries and employee benefits$9,949,000747
Premises and equipment expense$1,651,0001,145
Additional noninterest expense$3,942,0001,308
Pre-tax net operating income$16,788,000346
Securities gains (losses)$03,555
Applicable income taxes$797,0001,299
Income before extraordinary items$15,991,000291
Extraordinary gains, net$021
Net income$15,991,000293
Minority interest net income$087
Net income of bank and minority interests.$15,991,000293
Net charge-offs$670,0002,342
Cash dividends$7,537,000202
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$15,991,000282
2011-06-30 (YTD Data)Rank
Total interest income$26,575,000526
Total interest expense$7,579,000406
Net interest income$18,996,000575
Provision for loan and lease losses$1,370,0001,216
Total noninterest income$3,673,000781
Gross Fiduciary activities income$89,000775
Service charges on deposit accounts$1,719,000448
Trading account gains and fees$0153
Additional Noninterest Income$1,865,000881
Total noninterest expense$10,529,000955
Salaries and employee benefits$6,601,000753
Premises and equipment expense$1,126,0001,135
Additional noninterest expense$2,802,0001,261
Pre-tax net operating income$10,770,000348
Securities gains (losses)$02,914
Applicable income taxes$525,0001,272
Income before extraordinary items$10,245,000294
Extraordinary gains, net$015
Net income$10,245,000295
Minority interest net income$089
Net income of bank and minority interests.$10,245,000295
Net charge-offs$576,0001,997
Cash dividends$3,957,000246
Sale, conversion, retirement of capital stock, net$0986
Net operating income$10,245,000285
2011-03-31 (YTD Data)Rank
Total interest income$13,231,000530
Total interest expense$3,829,000423
Net interest income$9,402,000583
Provision for loan and lease losses$681,0001,162
Total noninterest income$1,766,000803
Gross Fiduciary activities income$33,000820
Service charges on deposit accounts$795,000468
Trading account gains and fees$0158
Additional Noninterest Income$938,000866
Total noninterest expense$5,350,000935
Salaries and employee benefits$3,293,000764
Premises and equipment expense$575,0001,142
Additional noninterest expense$1,482,0001,203
Pre-tax net operating income$5,137,000356
Securities gains (losses)$01,772
Applicable income taxes$263,0001,241
Income before extraordinary items$4,874,000303
Extraordinary gains, net$09
Net income$4,874,000303
Minority interest net income$086
Net income of bank and minority interests.$4,874,000303
Net charge-offs$269,0001,848
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,874,000294
2010-12-31 (YTD Data)Rank
Total interest income$55,486,000532
Total interest expense$16,926,000468
Net interest income$38,560,000566
Provision for loan and lease losses$4,521,0001,231
Total noninterest income$7,579,000785
Gross Fiduciary activities income$139,000817
Service charges on deposit accounts$3,648,000417
Trading account gains and fees$0175
Additional Noninterest Income$3,792,000899
Total noninterest expense$21,506,000929
Salaries and employee benefits$12,669,000768
Premises and equipment expense$2,182,0001,189
Additional noninterest expense$6,655,0001,106
Pre-tax net operating income$20,112,000299
Securities gains (losses)$03,793
Applicable income taxes$2,857,000559
Income before extraordinary items$17,255,000284
Extraordinary gains, net$029
Net income$17,255,000284
Minority interest net income$0111
Net income of bank and minority interests.$17,255,000285
Net charge-offs$1,906,0001,917
Cash dividends$17,294,000113
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,255,000274
2010-09-30 (YTD Data)Rank
Total interest income$31,810,000716
Total interest expense$9,754,000632
Net interest income$22,056,000748
Provision for loan and lease losses$1,346,0002,135
Total noninterest income$4,897,000860
Gross Fiduciary activities income$68,000871
Service charges on deposit accounts$2,350,000482
Trading account gains and fees$0165
Additional Noninterest Income$2,479,000954
Total noninterest expense$12,141,0001,229
Salaries and employee benefits$7,629,000951
Premises and equipment expense$1,311,0001,487
Additional noninterest expense$3,201,0001,663
Pre-tax net operating income$13,466,000332
Securities gains (losses)$03,651
Applicable income taxes$671,0001,371
Income before extraordinary items$12,795,000287
Extraordinary gains, net$023
Net income$12,795,000288
Minority interest net income$0110
Net income of bank and minority interests.$12,795,000289
Net charge-offs$1,544,0001,759
Cash dividends$10,095,000106
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,795,000272
2010-06-30 (YTD Data)Rank
Total interest income$21,069,000728
Total interest expense$6,567,000651
Net interest income$14,502,000757
Provision for loan and lease losses$893,0002,075
Total noninterest income$3,032,000890
Gross Fiduciary activities income$61,000839
Service charges on deposit accounts$1,508,000505
Trading account gains and fees$0152
Additional Noninterest Income$1,463,000993
Total noninterest expense$7,956,0001,247
Salaries and employee benefits$5,000,000964
Premises and equipment expense$885,0001,485
Additional noninterest expense$2,071,0001,707
Pre-tax net operating income$8,685,000336
Securities gains (losses)$03,184
Applicable income taxes$435,0001,362
Income before extraordinary items$8,250,000279
Extraordinary gains, net$019
Net income$8,250,000278
Minority interest net income$0105
Net income of bank and minority interests.$8,250,000279
Net charge-offs$827,0001,909
Cash dividends$6,818,000103
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,250,000276
2010-03-31 (YTD Data)Rank
Total interest income$10,356,000755
Total interest expense$3,337,000680
Net interest income$7,019,000786
Provision for loan and lease losses$444,0001,971
Total noninterest income$1,532,000866
Gross Fiduciary activities income$33,000839
Service charges on deposit accounts$722,000527
Trading account gains and fees$0175
Additional Noninterest Income$777,000948
Total noninterest expense$3,983,0001,258
Salaries and employee benefits$2,440,0001,013
Premises and equipment expense$460,0001,477
Additional noninterest expense$1,083,0001,620
Pre-tax net operating income$4,124,000337
Securities gains (losses)$02,284
Applicable income taxes$211,0001,373
Income before extraordinary items$3,913,000280
Extraordinary gains, net$016
Net income$3,913,000282
Minority interest net income$091
Net income of bank and minority interests.$3,913,000282
Net charge-offs$278,0002,102
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,913,000275
2009-12-31 (YTD Data)Rank
Total interest income$43,468,000766
Total interest expense$15,856,000728
Net interest income$27,612,000779
Provision for loan and lease losses$2,335,0002,280
Total noninterest income$5,880,000963
Gross Fiduciary activities income$131,000834
Service charges on deposit accounts$3,122,000536
Trading account gains and fees$0211
Additional Noninterest Income$2,627,0001,137
Total noninterest expense$15,661,0001,319
Salaries and employee benefits$9,610,0001,025
Premises and equipment expense$1,614,0001,676
Additional noninterest expense$4,437,0001,667
Pre-tax net operating income$15,496,000276
Securities gains (losses)$34,0002,821
Applicable income taxes$733,0001,201
Income before extraordinary items$14,797,000227
Extraordinary gains, net$034
Net income$14,797,000228
Minority interest net income$0115
Net income of bank and minority interests.$14,797,000228
Net charge-offs$1,425,0002,435
Cash dividends$9,943,000186
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$14,764,700230
2009-09-30 (YTD Data)Rank
Total interest income$32,632,000784
Total interest expense$12,168,000755
Net interest income$20,464,000787
Provision for loan and lease losses$1,607,0002,139
Total noninterest income$4,288,000993
Gross Fiduciary activities income$64,000879
Service charges on deposit accounts$2,314,000544
Trading account gains and fees$0212
Additional Noninterest Income$1,910,0001,191
Total noninterest expense$11,923,0001,291
Salaries and employee benefits$7,398,0001,005
Premises and equipment expense$1,195,0001,722
Additional noninterest expense$3,330,0001,625
Pre-tax net operating income$11,222,000295
Securities gains (losses)$17,0002,808
Applicable income taxes$582,0001,278
Income before extraordinary items$10,657,000242
Extraordinary gains, net$027
Net income$10,657,000241
Minority interest net income$0118
Net income of bank and minority interests.$10,657,000242
Net charge-offs$1,229,0001,974
Cash dividends$8,287,000157
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,640,850237
2009-06-30 (YTD Data)Rank
Total interest income$21,896,000802
Total interest expense$8,184,000789
Net interest income$13,712,000788
Provision for loan and lease losses$1,119,0001,940
Total noninterest income$2,939,000981
Gross Fiduciary activities income$61,000837
Service charges on deposit accounts$1,482,000558
Trading account gains and fees$0193
Additional Noninterest Income$1,396,0001,153
Total noninterest expense$7,891,0001,323
Salaries and employee benefits$4,935,0001,028
Premises and equipment expense$810,0001,720
Additional noninterest expense$2,146,0001,696
Pre-tax net operating income$7,641,000296
Securities gains (losses)$17,0002,396
Applicable income taxes$389,0001,291
Income before extraordinary items$7,269,000248
Extraordinary gains, net$021
Net income$7,269,000247
Minority interest net income$0112
Net income of bank and minority interests.$7,269,000247
Net charge-offs$988,0001,640
Cash dividends$4,378,000206
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,252,850238
2009-03-31 (YTD Data)Rank
Total interest income$10,883,000809
Total interest expense$4,129,000812
Net interest income$6,754,000797
Provision for loan and lease losses$470,0001,838
Total noninterest income$1,280,0001,053
Gross Fiduciary activities income$36,000829
Service charges on deposit accounts$693,000587
Trading account gains and fees$0171
Additional Noninterest Income$551,0001,306
Total noninterest expense$3,712,0001,348
Salaries and employee benefits$2,372,0001,073
Premises and equipment expense$427,0001,660
Additional noninterest expense$913,0001,770
Pre-tax net operating income$3,852,000315
Securities gains (losses)$02,434
Applicable income taxes$198,0001,471
Income before extraordinary items$3,654,000280
Extraordinary gains, net$015
Net income$3,654,000279
Minority interest net income$0102
Net income of bank and minority interests.$3,654,000281
Net charge-offs$454,0001,429
Cash dividends$271,0001,451
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,654,000255
2008-12-31 (YTD Data)Rank
Total interest income$45,926,000813
Total interest expense$19,826,000787
Net interest income$26,100,000823
Provision for loan and lease losses$2,181,0001,703
Total noninterest income$5,503,000973
Gross Fiduciary activities income$159,000821
Service charges on deposit accounts$3,202,000540
Trading account gains and fees$0154
Additional Noninterest Income$2,142,0001,241
Total noninterest expense$13,897,0001,408
Salaries and employee benefits$9,097,0001,081
Premises and equipment expense$1,490,0001,833
Additional noninterest expense$3,310,0001,855
Pre-tax net operating income$15,525,000349
Securities gains (losses)$03,220
Applicable income taxes$819,0001,379
Income before extraordinary items$14,706,000276
Extraordinary gains, net$039
Net income$14,706,000276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,738,0001,408
Cash dividends$7,785,000375
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$14,706,000287
2008-09-30 (YTD Data)Rank
Total interest income$34,710,000825
Total interest expense$15,493,000789
Net interest income$19,217,000856
Provision for loan and lease losses$1,291,0001,573
Total noninterest income$4,080,0001,026
Gross Fiduciary activities income$48,000939
Service charges on deposit accounts$2,395,000546
Trading account gains and fees$0148
Additional Noninterest Income$1,637,0001,276
Total noninterest expense$9,968,0001,455
Salaries and employee benefits$6,682,0001,128
Premises and equipment expense$1,087,0001,879
Additional noninterest expense$2,199,0001,977
Pre-tax net operating income$12,038,000427
Securities gains (losses)$03,106
Applicable income taxes$628,0001,648
Income before extraordinary items$11,410,000330
Extraordinary gains, net$031
Net income$11,410,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$939,0001,358
Cash dividends$6,785,000340
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,410,000346
2008-06-30 (YTD Data)Rank
Total interest income$23,391,000826
Total interest expense$11,001,000778
Net interest income$12,390,000870
Provision for loan and lease losses$812,0001,404
Total noninterest income$2,683,0001,046
Gross Fiduciary activities income$29,000972
Service charges on deposit accounts$1,519,000563
Trading account gains and fees$0149
Additional Noninterest Income$1,135,0001,285
Total noninterest expense$6,587,0001,463
Salaries and employee benefits$4,349,0001,179
Premises and equipment expense$717,0001,894
Additional noninterest expense$1,521,0001,895
Pre-tax net operating income$7,674,000474
Securities gains (losses)$03,233
Applicable income taxes$394,0001,887
Income before extraordinary items$7,280,000371
Extraordinary gains, net$021
Net income$7,280,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,333
Cash dividends$3,079,000535
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,280,000367
2008-03-31 (YTD Data)Rank
Total interest income$11,777,000850
Total interest expense$5,853,000783
Net interest income$5,924,000903
Provision for loan and lease losses$386,0001,179
Total noninterest income$1,242,0001,114
Gross Fiduciary activities income$22,000935
Service charges on deposit accounts$708,000601
Trading account gains and fees$0158
Additional Noninterest Income$512,0001,397
Total noninterest expense$3,181,0001,508
Salaries and employee benefits$2,139,0001,206
Premises and equipment expense$362,0001,879
Additional noninterest expense$680,0002,061
Pre-tax net operating income$3,599,000545
Securities gains (losses)$02,688
Applicable income taxes$210,0001,901
Income before extraordinary items$3,389,000442
Extraordinary gains, net$015
Net income$3,389,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0001,050
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,389,000427
2007-12-31 (YTD Data)Rank
Total interest income$47,588,000880
Total interest expense$24,766,000797
Net interest income$22,822,000967
Provision for loan and lease losses$1,860,000891
Total noninterest income$5,260,0001,061
Gross Fiduciary activities income$201,000804
Service charges on deposit accounts$3,067,000573
Trading account gains and fees$0178
Additional Noninterest Income$1,992,0001,368
Total noninterest expense$11,640,0001,580
Salaries and employee benefits$7,741,0001,289
Premises and equipment expense$1,379,0001,894
Additional noninterest expense$2,520,0002,167
Pre-tax net operating income$14,582,000608
Securities gains (losses)$02,146
Applicable income taxes$773,0002,184
Income before extraordinary items$13,809,000483
Extraordinary gains, net$039
Net income$13,809,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,129,000590
Cash dividends$10,035,000412
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,809,000479
2007-09-30 (YTD Data)Rank
Total interest income$35,234,000892
Total interest expense$18,283,000804
Net interest income$16,951,000978
Provision for loan and lease losses$1,571,000628
Total noninterest income$3,875,0001,068
Gross Fiduciary activities income$104,000864
Service charges on deposit accounts$2,283,000565
Trading account gains and fees$0184
Additional Noninterest Income$1,488,0001,383
Total noninterest expense$8,240,0001,669
Salaries and employee benefits$5,433,0001,398
Premises and equipment expense$1,031,0001,886
Additional noninterest expense$1,776,0002,233
Pre-tax net operating income$11,015,000649
Securities gains (losses)$01,655
Applicable income taxes$569,0002,366
Income before extraordinary items$10,446,000519
Extraordinary gains, net$033
Net income$10,446,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,813,000433
Cash dividends$6,626,000448
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,446,000513
2007-06-30 (YTD Data)Rank
Total interest income$23,053,000922
Total interest expense$11,867,000833
Net interest income$11,186,0001,003
Provision for loan and lease losses$1,154,000529
Total noninterest income$2,514,0001,111
Gross Fiduciary activities income$78,000857
Service charges on deposit accounts$1,467,000590
Trading account gains and fees$0168
Additional Noninterest Income$969,0001,433
Total noninterest expense$5,380,0001,714
Salaries and employee benefits$3,519,0001,462
Premises and equipment expense$702,0001,870
Additional noninterest expense$1,159,0002,295
Pre-tax net operating income$7,166,000684
Securities gains (losses)$01,444
Applicable income taxes$385,0002,425
Income before extraordinary items$6,781,000562
Extraordinary gains, net$029
Net income$6,781,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,492,000336
Cash dividends$5,391,000399
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,781,000553
2007-03-31 (YTD Data)Rank
Total interest income$11,134,000946
Total interest expense$5,650,000869
Net interest income$5,484,0001,021
Provision for loan and lease losses$242,000996
Total noninterest income$1,158,0001,168
Gross Fiduciary activities income$24,000945
Service charges on deposit accounts$658,000641
Trading account gains and fees$0195
Additional Noninterest Income$476,0001,418
Total noninterest expense$2,829,0001,631
Salaries and employee benefits$1,978,0001,304
Premises and equipment expense$358,0001,851
Additional noninterest expense$493,0002,653
Pre-tax net operating income$3,571,000681
Securities gains (losses)$01,187
Applicable income taxes$204,0002,373
Income before extraordinary items$3,367,000562
Extraordinary gains, net$022
Net income$3,367,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$2,396,000402
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,367,000548
2006-12-31 (YTD Data)Rank
Total interest income$38,689,0001,018
Total interest expense$18,705,000893
Net interest income$19,984,0001,110
Provision for loan and lease losses$1,286,000812
Total noninterest income$4,706,0001,154
Gross Fiduciary activities income$133,000887
Service charges on deposit accounts$2,650,000660
Trading account gains and fees$0130
Additional Noninterest Income$1,923,0001,401
Total noninterest expense$10,735,0001,659
Salaries and employee benefits$7,103,0001,373
Premises and equipment expense$1,302,0001,935
Additional noninterest expense$2,330,0002,237
Pre-tax net operating income$12,669,000788
Securities gains (losses)$01,687
Applicable income taxes$672,0002,725
Income before extraordinary items$11,997,000632
Extraordinary gains, net$051
Net income$11,997,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,508
Cash dividends$7,168,000517
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,997,000625
2006-09-30 (YTD Data)Rank
Total interest income$27,849,0001,062
Total interest expense$13,191,000927
Net interest income$14,658,0001,154
Provision for loan and lease losses$610,0001,194
Total noninterest income$3,135,0001,280
Gross Fiduciary activities income$63,000956
Service charges on deposit accounts$1,918,000692
Trading account gains and fees$0126
Additional Noninterest Income$1,154,0001,639
Total noninterest expense$7,764,0001,723
Salaries and employee benefits$5,104,0001,457
Premises and equipment expense$958,0001,973
Additional noninterest expense$1,702,0002,277
Pre-tax net operating income$9,419,000821
Securities gains (losses)$01,388
Applicable income taxes$480,0002,915
Income before extraordinary items$8,939,000663
Extraordinary gains, net$045
Net income$8,939,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,707
Cash dividends$5,786,000461
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,939,000654
2006-06-30 (YTD Data)Rank
Total interest income$17,809,0001,082
Total interest expense$8,257,000933
Net interest income$9,552,0001,186
Provision for loan and lease losses$433,0001,110
Total noninterest income$2,053,0001,285
Gross Fiduciary activities income$33,0001,002
Service charges on deposit accounts$1,163,000756
Trading account gains and fees$0126
Additional Noninterest Income$857,0001,515
Total noninterest expense$5,208,0001,716
Salaries and employee benefits$3,372,0001,470
Premises and equipment expense$635,0001,989
Additional noninterest expense$1,201,0002,171
Pre-tax net operating income$5,964,000867
Securities gains (losses)$01,185
Applicable income taxes$303,0003,028
Income before extraordinary items$5,661,000700
Extraordinary gains, net$039
Net income$5,661,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$4,370,000423
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,661,000685
2006-03-31 (YTD Data)Rank
Total interest income$8,578,0001,096
Total interest expense$3,897,000937
Net interest income$4,681,0001,208
Provision for loan and lease losses$216,0001,082
Total noninterest income$974,0001,302
Gross Fiduciary activities income$20,000989
Service charges on deposit accounts$541,000784
Trading account gains and fees$0115
Additional Noninterest Income$413,0001,536
Total noninterest expense$2,575,0001,734
Salaries and employee benefits$1,695,0001,467
Premises and equipment expense$324,0001,952
Additional noninterest expense$556,0002,301
Pre-tax net operating income$2,864,000889
Securities gains (losses)$0955
Applicable income taxes$132,0003,216
Income before extraordinary items$2,732,000704
Extraordinary gains, net$021
Net income$2,732,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$2,000,000412
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,732,000691
2005-12-31 (YTD Data)Rank
Total interest income$28,903,0001,144
Total interest expense$11,643,000961
Net interest income$17,260,0001,259
Provision for loan and lease losses$1,125,000941
Total noninterest income$4,333,0001,203
Gross Fiduciary activities income$131,000897
Service charges on deposit accounts$2,273,000763
Trading account gains and fees$0138
Additional Noninterest Income$1,929,0001,396
Total noninterest expense$9,623,0001,766
Salaries and employee benefits$6,363,0001,474
Premises and equipment expense$1,233,0001,951
Additional noninterest expense$2,027,0002,457
Pre-tax net operating income$10,845,000907
Securities gains (losses)$02,296
Applicable income taxes$527,0003,286
Income before extraordinary items$10,318,000701
Extraordinary gains, net$046
Net income$10,318,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,610
Cash dividends$4,419,000740
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,318,000687
2005-09-30 (YTD Data)Rank
Total interest income$21,174,0001,139
Total interest expense$8,270,000955
Net interest income$12,904,0001,251
Provision for loan and lease losses$989,000770
Total noninterest income$3,358,0001,186
Gross Fiduciary activities income$71,000942
Service charges on deposit accounts$1,685,000769
Trading account gains and fees$0126
Additional Noninterest Income$1,602,0001,297
Total noninterest expense$6,973,0001,804
Salaries and employee benefits$4,657,0001,500
Premises and equipment expense$899,0001,990
Additional noninterest expense$1,417,0002,597
Pre-tax net operating income$8,300,000891
Securities gains (losses)$02,317
Applicable income taxes$399,0003,329
Income before extraordinary items$7,901,000691
Extraordinary gains, net$035
Net income$7,901,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,475
Cash dividends$4,419,000535
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,901,000670
2005-06-30 (YTD Data)Rank
Total interest income$13,464,0001,167
Total interest expense$5,091,000962
Net interest income$8,373,0001,276
Provision for loan and lease losses$447,0001,094
Total noninterest income$1,959,0001,287
Gross Fiduciary activities income$23,0001,049
Service charges on deposit accounts$1,082,000780
Trading account gains and fees$0116
Additional Noninterest Income$854,0001,501
Total noninterest expense$4,542,0001,826
Salaries and employee benefits$3,052,0001,523
Premises and equipment expense$599,0001,983
Additional noninterest expense$891,0002,735
Pre-tax net operating income$5,343,000893
Securities gains (losses)$02,146
Applicable income taxes$246,0003,443
Income before extraordinary items$5,097,000701
Extraordinary gains, net$030
Net income$5,097,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$3,022,000504
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,097,000684
2005-03-31 (YTD Data)Rank
Total interest income$6,361,0001,198
Total interest expense$2,362,000990
Net interest income$3,999,0001,338
Provision for loan and lease losses$191,0001,168
Total noninterest income$1,009,0001,237
Gross Fiduciary activities income$19,000990
Service charges on deposit accounts$506,000806
Trading account gains and fees$0115
Additional Noninterest Income$484,0001,353
Total noninterest expense$2,287,0001,823
Salaries and employee benefits$1,493,0001,556
Premises and equipment expense$303,0001,983
Additional noninterest expense$491,0002,479
Pre-tax net operating income$2,530,000929
Securities gains (losses)$01,685
Applicable income taxes$107,0003,663
Income before extraordinary items$2,423,000731
Extraordinary gains, net$024
Net income$2,423,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,332
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,423,000708
2004-12-31 (YTD Data)Rank
Total interest income$22,700,0001,245
Total interest expense$7,745,0001,039
Net interest income$14,955,0001,356
Provision for loan and lease losses$719,0001,430
Total noninterest income$3,795,0001,336
Gross Fiduciary activities income$102,000934
Service charges on deposit accounts$2,027,000859
Trading account gains and fees$0138
Additional Noninterest Income$1,666,0001,515
Total noninterest expense$8,841,0001,830
Salaries and employee benefits$5,856,0001,516
Premises and equipment expense$1,109,0002,071
Additional noninterest expense$1,876,0002,561
Pre-tax net operating income$9,190,000956
Securities gains (losses)$03,819
Applicable income taxes$492,0003,383
Income before extraordinary items$8,698,000758
Extraordinary gains, net$034
Net income$8,698,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,536
Cash dividends$7,469,000442
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,698,000727
2004-09-30 (YTD Data)Rank
Total interest income$16,579,0001,258
Total interest expense$5,570,0001,071
Net interest income$11,009,0001,362
Provision for loan and lease losses$397,0001,796
Total noninterest income$2,837,0001,364
Gross Fiduciary activities income$37,0001,058
Service charges on deposit accounts$1,488,000876
Trading account gains and fees$0134
Additional Noninterest Income$1,312,0001,469
Total noninterest expense$6,409,0001,867
Salaries and employee benefits$4,271,0001,552
Premises and equipment expense$819,0002,098
Additional noninterest expense$1,319,0002,671
Pre-tax net operating income$7,040,000942
Securities gains (losses)$03,710
Applicable income taxes$334,0003,596
Income before extraordinary items$6,706,000752
Extraordinary gains, net$026
Net income$6,706,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$6,697,000370
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,706,000722
2004-06-30 (YTD Data)Rank
Total interest income$10,803,0001,274
Total interest expense$3,637,0001,074
Net interest income$7,166,0001,375
Provision for loan and lease losses$276,0001,688
Total noninterest income$1,898,0001,338
Gross Fiduciary activities income$26,0001,058
Service charges on deposit accounts$946,000906
Trading account gains and fees$0130
Additional Noninterest Income$926,0001,409
Total noninterest expense$4,328,0001,844
Salaries and employee benefits$2,835,0001,557
Premises and equipment expense$554,0002,071
Additional noninterest expense$939,0002,529
Pre-tax net operating income$4,460,000978
Securities gains (losses)$03,413
Applicable income taxes$206,0003,718
Income before extraordinary items$4,254,000774
Extraordinary gains, net$021
Net income$4,254,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,403
Cash dividends$4,604,000354
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,254,000740
2004-03-31 (YTD Data)Rank
Total interest income$5,319,0001,306
Total interest expense$1,837,0001,081
Net interest income$3,482,0001,419
Provision for loan and lease losses$158,0001,377
Total noninterest income$1,089,0001,179
Gross Fiduciary activities income$24,000970
Service charges on deposit accounts$444,000948
Trading account gains and fees$0121
Additional Noninterest Income$621,0001,102
Total noninterest expense$2,088,0001,922
Salaries and employee benefits$1,419,0001,579
Premises and equipment expense$283,0002,045
Additional noninterest expense$386,0003,009
Pre-tax net operating income$2,325,000922
Securities gains (losses)$02,934
Applicable income taxes$91,0003,946
Income before extraordinary items$2,234,000747
Extraordinary gains, net$016
Net income$2,234,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,522
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,234,000693
2003-12-31 (YTD Data)Rank
Total interest income$22,149,0001,281
Total interest expense$8,202,0001,093
Net interest income$13,947,0001,399
Provision for loan and lease losses$1,008,0001,176
Total noninterest income$3,483,0001,496
Gross Fiduciary activities income$94,000970
Service charges on deposit accounts$1,477,0001,175
Trading account gains and fees$0160
Additional Noninterest Income$1,912,0001,517
Total noninterest expense$8,656,0001,829
Salaries and employee benefits$5,456,0001,582
Premises and equipment expense$1,076,0002,115
Additional noninterest expense$2,124,0002,278
Pre-tax net operating income$7,766,0001,084
Securities gains (losses)$22,0003,160
Applicable income taxes$548,0003,226
Income before extraordinary items$7,240,000896
Extraordinary gains, net$054
Net income$7,240,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,607
Cash dividends$4,654,000693
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,219,540839
2003-09-30 (YTD Data)Rank
Total interest income$16,724,0001,299
Total interest expense$6,258,0001,120
Net interest income$10,466,0001,408
Provision for loan and lease losses$537,0001,571
Total noninterest income$2,580,0001,546
Gross Fiduciary activities income$43,0001,050
Service charges on deposit accounts$1,074,0001,218
Trading account gains and fees$0153
Additional Noninterest Income$1,463,0001,560
Total noninterest expense$6,325,0001,880
Salaries and employee benefits$3,968,0001,637
Premises and equipment expense$825,0002,088
Additional noninterest expense$1,532,0002,345
Pre-tax net operating income$6,184,0001,052
Securities gains (losses)$21,0002,930
Applicable income taxes$394,0003,442
Income before extraordinary items$5,811,000874
Extraordinary gains, net$040
Net income$5,811,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,076
Cash dividends$3,898,000591
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,791,260810
2003-06-30 (YTD Data)Rank
Total interest income$11,028,0001,323
Total interest expense$4,212,0001,135
Net interest income$6,816,0001,435
Provision for loan and lease losses$385,0001,449
Total noninterest income$1,855,0001,444
Gross Fiduciary activities income$23,0001,090
Service charges on deposit accounts$680,0001,269
Trading account gains and fees$0150
Additional Noninterest Income$1,152,0001,379
Total noninterest expense$4,156,0001,903
Salaries and employee benefits$2,624,0001,633
Premises and equipment expense$565,0002,028
Additional noninterest expense$967,0002,440
Pre-tax net operating income$4,130,0001,048
Securities gains (losses)$21,0002,589
Applicable income taxes$253,0003,534
Income before extraordinary items$3,898,000867
Extraordinary gains, net$030
Net income$3,898,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,682
Cash dividends$2,160,000691
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,878,260803
2003-03-31 (YTD Data)Rank
Total interest income$5,300,0001,387
Total interest expense$2,077,0001,175
Net interest income$3,223,0001,508
Provision for loan and lease losses$159,0001,626
Total noninterest income$1,010,0001,322
Gross Fiduciary activities income$18,0001,032
Service charges on deposit accounts$308,0001,352
Trading account gains and fees$0134
Additional Noninterest Income$684,0001,181
Total noninterest expense$2,080,0001,889
Salaries and employee benefits$1,304,0001,634
Premises and equipment expense$297,0001,930
Additional noninterest expense$479,0002,423
Pre-tax net operating income$1,994,0001,088
Securities gains (losses)$02,891
Applicable income taxes$134,0003,424
Income before extraordinary items$1,860,000911
Extraordinary gains, net$021
Net income$1,860,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,281
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,860,000841
2002-12-31 (YTD Data)Rank
Total interest income$22,390,0001,364
Total interest expense$9,538,0001,178
Net interest income$12,852,0001,507
Provision for loan and lease losses$985,0001,375
Total noninterest income$2,699,0001,687
Gross Fiduciary activities income$93,0001,006
Service charges on deposit accounts$1,051,0001,536
Trading account gains and fees$0153
Additional Noninterest Income$1,555,0001,604
Total noninterest expense$8,005,0001,883
Salaries and employee benefits$5,094,0001,588
Premises and equipment expense$1,034,0002,116
Additional noninterest expense$1,877,0002,455
Pre-tax net operating income$6,561,0001,291
Securities gains (losses)$04,537
Applicable income taxes$588,0003,155
Income before extraordinary items$5,973,0001,052
Extraordinary gains, net$070
Net income$5,973,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,283
Cash dividends$3,776,000777
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,973,0001,010
2001-12-31 (YTD Data)Rank
Total interest income$23,923,0001,424
Total interest expense$12,944,0001,250
Net interest income$10,979,0001,623
Provision for loan and lease losses$506,0002,179
Total noninterest income$1,954,0002,051
Gross Fiduciary activities income$83,0001,036
Service charges on deposit accounts$843,0001,804
Trading account gains and fees$0177
Additional Noninterest Income$1,028,0002,001
Total noninterest expense$7,394,0001,945
Salaries and employee benefits$4,550,0001,650
Premises and equipment expense$953,0002,242
Additional noninterest expense$1,891,0002,365
Pre-tax net operating income$5,033,0001,427
Securities gains (losses)$79,0001,951
Applicable income taxes$365,0003,910
Income before extraordinary items$4,747,0001,146
Extraordinary gains, net$0105
Net income$4,747,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,745,000627
Cash dividends$11,293,000340
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,673,5301,121
2000-12-31 (YTD Data)Rank
Total interest income$20,088,0001,725
Total interest expense$11,195,0001,532
Net interest income$8,893,0001,987
Provision for loan and lease losses$287,0002,960
Total noninterest income$1,258,0002,669
Gross Fiduciary activities income$23,0001,141
Service charges on deposit accounts$501,0002,685
Trading account gains and fees$0180
Additional Noninterest Income$734,0002,278
Total noninterest expense$5,007,0002,718
Salaries and employee benefits$3,369,0002,123
Premises and equipment expense$688,0002,911
Additional noninterest expense$950,0004,150
Pre-tax net operating income$4,857,0001,517
Securities gains (losses)$01,956
Applicable income taxes$296,0004,620
Income before extraordinary items$4,561,0001,158
Extraordinary gains, net$038
Net income$4,561,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,537
Cash dividends$2,118,0001,293
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,561,0001,156
1999-12-31 (YTD Data)Rank
Total interest income$16,998,0001,922
Total interest expense$8,746,0001,704
Net interest income$8,252,0002,127
Provision for loan and lease losses$411,0002,062
Total noninterest income$1,050,0002,982
Gross Fiduciary activities income$18,0001,215
Service charges on deposit accounts$408,0003,170
Trading account gains and fees$0173
Additional Noninterest Income$624,0002,562
Total noninterest expense$5,044,0002,673
Salaries and employee benefits$3,003,0002,341
Premises and equipment expense$628,0003,131
Additional noninterest expense$1,413,0003,013
Pre-tax net operating income$3,847,0001,913
Securities gains (losses)$03,155
Applicable income taxes$675,0002,975
Income before extraordinary items$3,172,0001,686
Extraordinary gains, net$035
Net income$3,172,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,487
Cash dividends$2,308,0001,211
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,172,0001,654
1998-12-31 (YTD Data)Rank
Total interest income$16,509,0001,958
Total interest expense$8,937,0001,717
Net interest income$7,572,0002,255
Provision for loan and lease losses$477,0001,795
Total noninterest income$1,137,0002,806
Gross Fiduciary activities income$13,0001,263
Service charges on deposit accounts$381,0003,264
Trading account gains and fees$0224
Additional Noninterest Income$743,0002,285
Total noninterest expense$4,323,0003,006
Salaries and employee benefits$2,660,0002,536
Premises and equipment expense$553,0003,415
Additional noninterest expense$1,110,0003,598
Pre-tax net operating income$3,909,0001,863
Securities gains (losses)$26,0002,229
Applicable income taxes$1,062,0002,197
Income before extraordinary items$2,873,0001,831
Extraordinary gains, net$032
Net income$2,873,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,292
Cash dividends$1,050,0002,120
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,854,0201,766
1997-12-31 (YTD Data)Rank
Total interest income$15,270,0002,140
Total interest expense$8,272,0001,863
Net interest income$6,998,0002,481
Provision for loan and lease losses$272,0002,810
Total noninterest income$860,0003,405
Gross Fiduciary activities income$13,0001,317
Service charges on deposit accounts$371,0003,434
Trading account gains and fees$0239
Additional Noninterest Income$476,0002,929
Total noninterest expense$3,959,0003,202
Salaries and employee benefits$2,518,0002,619
Premises and equipment expense$460,0003,971
Additional noninterest expense$981,0003,978
Pre-tax net operating income$3,627,0002,073
Securities gains (losses)$55,0001,285
Applicable income taxes$1,143,0002,182
Income before extraordinary items$2,539,0002,082
Extraordinary gains, net$044
Net income$2,539,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,227
Cash dividends$2,800,0001,007
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,501,0502,060
1996-12-31 (YTD Data)Rank
Total interest income$12,942,0002,584
Total interest expense$6,896,0002,242
Net interest income$6,046,0002,935
Provision for loan and lease losses$70,0005,840
Total noninterest income$913,0003,356
Gross Fiduciary activities income$16,0001,366
Service charges on deposit accounts$326,0003,974
Trading account gains and fees$0262
Additional Noninterest Income$571,0002,655
Total noninterest expense$4,030,0003,327
Salaries and employee benefits$2,149,0003,109
Premises and equipment expense$403,0004,512
Additional noninterest expense$1,478,0003,165
Pre-tax net operating income$2,859,0002,472
Securities gains (losses)$12,0002,365
Applicable income taxes$816,0002,793
Income before extraordinary items$2,055,0002,402
Extraordinary gains, net$053
Net income$2,055,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,00011,049
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,046,3602,361
1995-12-31 (YTD Data)Rank
Total interest income$12,194,0002,742
Total interest expense$6,602,0002,354
Net interest income$5,592,0003,181
Provision for loan and lease losses$22,0007,572
Total noninterest income$741,0003,912
Gross Fiduciary activities income$32,0001,358
Service charges on deposit accounts$304,0004,254
Trading account gains and fees$0522
Additional Noninterest Income$405,0003,294
Total noninterest expense$3,653,0003,590
Salaries and employee benefits$2,189,0003,044
Premises and equipment expense$397,0004,575
Additional noninterest expense$1,067,0004,137
Pre-tax net operating income$2,658,0002,687
Securities gains (losses)$124,000860
Applicable income taxes$774,0002,962
Income before extraordinary items$2,008,0002,504
Extraordinary gains, net$065
Net income$2,008,0002,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,415
Cash dividends$2,985,000933
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,918,7202,574
1994-12-31 (YTD Data)Rank
Total interest income$10,794,0002,819
Total interest expense$5,229,0002,361
Net interest income$5,565,0003,221
Provision for loan and lease losses$93,0004,720
Total noninterest income$790,0003,762
Gross Fiduciary activities income$49,0001,308
Service charges on deposit accounts$291,0004,480
Trading account gains and fees$0475
Additional Noninterest Income$450,0003,168
Total noninterest expense$3,857,0003,538
Salaries and employee benefits$2,214,0002,991
Premises and equipment expense$408,0004,514
Additional noninterest expense$1,235,0003,952
Pre-tax net operating income$2,405,0002,932
Securities gains (losses)$-5,0009,408
Applicable income taxes$574,0003,642
Income before extraordinary items$1,826,0002,658
Extraordinary gains, net$0249
Net income$1,826,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,558
Cash dividends$185,0005,675
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,829,8002,669
1993-12-31 (YTD Data)Rank
Total interest income$9,997,0003,086
Total interest expense$4,793,0002,688
Net interest income$5,204,0003,438
Provision for loan and lease losses$38,0008,041
Total noninterest income$702,0004,430
Gross Fiduciary activities income$40,0001,378
Service charges on deposit accounts$245,0005,195
Trading account gains and fees$0532
Additional Noninterest Income$417,0003,659
Total noninterest expense$3,443,0003,971
Salaries and employee benefits$1,659,0003,905
Premises and equipment expense$364,0005,080
Additional noninterest expense$1,420,0003,668
Pre-tax net operating income$2,425,0002,784
Securities gains (losses)$303,0001,293
Applicable income taxes$878,0002,562
Income before extraordinary items$1,850,0002,706
Extraordinary gains, net$03,149
Net income$1,850,0002,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,643,9602,818
1992-12-31 (YTD Data)Rank
Total interest income$10,414,0003,354
Total interest expense$5,523,0003,012
Net interest income$4,891,0003,722
Provision for loan and lease losses$11,00011,121
Total noninterest income$652,0004,665
Gross Fiduciary activities income$27,0001,450
Service charges on deposit accounts$223,0005,561
Trading account gains and fees$0504
Additional Noninterest Income$402,0003,698
Total noninterest expense$3,133,0004,348
Salaries and employee benefits$1,617,0003,959
Premises and equipment expense$361,0005,234
Additional noninterest expense$1,155,0004,492
Pre-tax net operating income$2,399,0002,599
Securities gains (losses)$390,0001,305
Applicable income taxes$981,0002,145
Income before extraordinary items$1,808,0002,543
Extraordinary gains, net$01,422
Net income$1,808,0002,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0006,617
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,554,5002,743

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.