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Unison Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,937,0001,531
Total interest expense$8,447,0001,444
Net interest income$18,490,0001,535
Provision for loan and lease losses$03,275
Total noninterest income$929,0002,822
Gross Fiduciary activities income$0981
Service charges on deposit accounts$135,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$794,0002,511
Total noninterest expense$11,887,0001,821
Salaries and employee benefits$8,204,0001,573
Premises and equipment expense$935,0002,107
Additional noninterest expense$794,0002,511
Pre-tax net operating income$7,532,0001,464
Securities gains (losses)$89,000266
Applicable income taxes$1,532,0001,166
Income before extraordinary items$6,089,0001,505
Extraordinary gains, net$054
Net income$6,089,0001,521
Minority interest net income$088
Net income of bank and minority interests.$6,089,0001,508
Net charge-offs$9,0002,456
Cash dividends$400,0002,882
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,017,8001,547
2023-09-30 (YTD Data)Rank
Total interest income$19,597,0001,534
Total interest expense$5,431,0001,497
Net interest income$14,166,0001,519
Provision for loan and lease losses$03,085
Total noninterest income$592,0003,001
Gross Fiduciary activities income$0950
Service charges on deposit accounts$99,0003,134
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,700
Total noninterest expense$8,947,0001,813
Salaries and employee benefits$6,093,0001,593
Premises and equipment expense$734,0002,059
Additional noninterest expense$493,0002,699
Pre-tax net operating income$5,811,0001,482
Securities gains (losses)$55,000243
Applicable income taxes$1,122,0001,205
Income before extraordinary items$4,744,0001,516
Extraordinary gains, net$052
Net income$4,744,0001,528
Minority interest net income$081
Net income of bank and minority interests.$4,744,0001,516
Net charge-offs$9,0002,168
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,699,4501,551
2023-06-30 (YTD Data)Rank
Total interest income$12,734,0001,527
Total interest expense$2,962,0001,578
Net interest income$9,772,0001,494
Provision for loan and lease losses$02,940
Total noninterest income$385,0003,004
Gross Fiduciary activities income$0931
Service charges on deposit accounts$62,0003,194
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,683
Total noninterest expense$5,914,0001,819
Salaries and employee benefits$3,951,0001,613
Premises and equipment expense$493,0002,033
Additional noninterest expense$323,0002,678
Pre-tax net operating income$4,243,0001,358
Securities gains (losses)$40,000308
Applicable income taxes$867,0001,103
Income before extraordinary items$3,416,0001,421
Extraordinary gains, net$051
Net income$3,416,0001,437
Minority interest net income$081
Net income of bank and minority interests.$3,416,0001,421
Net charge-offs$4,0002,088
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,384,0001,439
2023-03-31 (YTD Data)Rank
Total interest income$6,208,0001,538
Total interest expense$1,227,0001,616
Net interest income$4,981,0001,477
Provision for loan and lease losses$02,612
Total noninterest income$193,0002,996
Gross Fiduciary activities income$0913
Service charges on deposit accounts$27,0003,322
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,636
Total noninterest expense$3,049,0001,812
Salaries and employee benefits$2,103,0001,565
Premises and equipment expense$240,0002,100
Additional noninterest expense$166,0002,636
Pre-tax net operating income$2,125,0001,408
Securities gains (losses)$27,000372
Applicable income taxes$419,0001,142
Income before extraordinary items$1,733,0001,436
Extraordinary gains, net$04
Net income$1,733,0001,436
Minority interest net income$048
Net income of bank and minority interests.$1,733,0001,436
Net charge-offs$4,0001,642
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,711,1301,460
2022-12-31 (YTD Data)Rank
Total interest income$21,705,0001,472
Total interest expense$2,347,0001,427
Net interest income$19,358,0001,473
Provision for loan and lease losses$900,000875
Total noninterest income$1,024,0002,775
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$181,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,524
Total noninterest expense$10,958,0001,883
Salaries and employee benefits$7,583,0001,641
Premises and equipment expense$914,0002,115
Additional noninterest expense$843,0002,524
Pre-tax net operating income$8,524,0001,424
Securities gains (losses)$-990,0004,456
Applicable income taxes$1,440,0001,290
Income before extraordinary items$6,094,0001,611
Extraordinary gains, net$05
Net income$6,094,0001,609
Minority interest net income$063
Net income of bank and minority interests.$6,094,0001,610
Net charge-offs$-3,0003,401
Cash dividends$3,500,0001,029
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,895,9001,497
2022-09-30 (YTD Data)Rank
Total interest income$15,730,0001,454
Total interest expense$1,392,0001,389
Net interest income$14,338,0001,466
Provision for loan and lease losses$600,000860
Total noninterest income$621,0003,051
Gross Fiduciary activities income$0968
Service charges on deposit accounts$137,0002,867
Trading account gains and feesNANA
Additional Noninterest Income$484,0002,837
Total noninterest expense$8,256,0001,880
Salaries and employee benefits$5,723,0001,628
Premises and equipment expense$734,0002,042
Additional noninterest expense$484,0002,837
Pre-tax net operating income$6,103,0001,471
Securities gains (losses)$-30,0004,019
Applicable income taxes$1,180,0001,237
Income before extraordinary items$4,893,0001,513
Extraordinary gains, net$04
Net income$4,893,0001,513
Minority interest net income$057
Net income of bank and minority interests.$4,893,0001,513
Net charge-offs$-3,0003,287
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,917,3001,538
2022-06-30 (YTD Data)Rank
Total interest income$10,024,0001,465
Total interest expense$691,0001,531
Net interest income$9,333,0001,461
Provision for loan and lease losses$300,000908
Total noninterest income$397,0003,085
Gross Fiduciary activities income$0925
Service charges on deposit accounts$92,0002,875
Trading account gains and feesNANA
Additional Noninterest Income$305,0002,916
Total noninterest expense$5,508,0001,865
Salaries and employee benefits$3,764,0001,634
Premises and equipment expense$479,0002,066
Additional noninterest expense$1,265,0002,232
Pre-tax net operating income$3,922,0001,430
Securities gains (losses)$-32,0004,168
Applicable income taxes$766,0001,188
Income before extraordinary items$3,124,0001,486
Extraordinary gains, net$04
Net income$3,124,0001,485
Minority interest net income$060
Net income of bank and minority interests.$3,124,0001,486
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,149,6001,517
2022-03-31 (YTD Data)Rank
Total interest income$4,731,0001,504
Total interest expense$336,0001,516
Net interest income$4,395,0001,500
Provision for loan and lease losses$150,000763
Total noninterest income$207,0003,008
Gross Fiduciary activities income$0892
Service charges on deposit accounts$49,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$158,0002,842
Total noninterest expense$2,929,0001,784
Salaries and employee benefits$2,048,0001,536
Premises and equipment expense$236,0002,105
Additional noninterest expense$645,0002,195
Pre-tax net operating income$1,523,0001,624
Securities gains (losses)$-14,0004,300
Applicable income taxes$273,0001,390
Income before extraordinary items$1,236,0001,667
Extraordinary gains, net$04
Net income$1,236,0001,667
Minority interest net income$050
Net income of bank and minority interests.$1,236,0001,667
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,247,4801,676
2021-12-31 (YTD Data)Rank
Total interest income$18,740,0001,558
Total interest expense$1,612,0001,569
Net interest income$17,128,0001,552
Provision for loan and lease losses$300,0001,389
Total noninterest income$1,965,0002,243
Gross Fiduciary activities income$0994
Service charges on deposit accounts$160,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$1,805,0002,025
Total noninterest expense$10,229,0001,946
Salaries and employee benefits$6,942,0001,721
Premises and equipment expense$881,0002,193
Additional noninterest expense$2,406,0002,292
Pre-tax net operating income$8,564,0001,413
Securities gains (losses)$81,000950
Applicable income taxes$1,776,0001,177
Income before extraordinary items$6,869,0001,523
Extraordinary gains, net$010
Net income$6,869,0001,522
Minority interest net income$074
Net income of bank and minority interests.$6,869,0001,523
Net charge-offs$-6,0003,525
Cash dividends$2,650,0001,285
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,805,0101,502
2021-09-30 (YTD Data)Rank
Total interest income$13,879,0001,605
Total interest expense$1,234,0001,623
Net interest income$12,645,0001,599
Provision for loan and lease losses$225,0001,362
Total noninterest income$605,0003,243
Gross Fiduciary activities income$0957
Service charges on deposit accounts$115,0002,996
Trading account gains and feesNANA
Additional Noninterest Income$490,0003,091
Total noninterest expense$7,423,0001,996
Salaries and employee benefits$4,892,0001,812
Premises and equipment expense$666,0002,211
Additional noninterest expense$1,865,0002,266
Pre-tax net operating income$5,602,0001,628
Securities gains (losses)$65,000962
Applicable income taxes$1,127,0001,375
Income before extraordinary items$4,540,0001,717
Extraordinary gains, net$08
Net income$4,540,0001,715
Minority interest net income$069
Net income of bank and minority interests.$4,540,0001,717
Net charge-offs$-3,0003,300
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,488,0001,703
2021-06-30 (YTD Data)Rank
Total interest income$9,217,0001,604
Total interest expense$843,0001,647
Net interest income$8,374,0001,594
Provision for loan and lease losses$150,0001,356
Total noninterest income$375,0003,307
Gross Fiduciary activities income$0951
Service charges on deposit accounts$68,0003,092
Trading account gains and feesNANA
Additional Noninterest Income$307,0003,112
Total noninterest expense$4,873,0002,010
Salaries and employee benefits$3,035,0001,908
Premises and equipment expense$417,0002,281
Additional noninterest expense$1,421,0002,047
Pre-tax net operating income$3,726,0001,605
Securities gains (losses)$49,000897
Applicable income taxes$767,0001,353
Income before extraordinary items$3,008,0001,711
Extraordinary gains, net$06
Net income$3,008,0001,711
Minority interest net income$067
Net income of bank and minority interests.$3,008,0001,711
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$7,000,00044
Net operating income$2,968,8001,693
2021-03-31 (YTD Data)Rank
Total interest income$4,629,0001,602
Total interest expense$417,0001,743
Net interest income$4,212,0001,587
Provision for loan and lease losses$75,0001,426
Total noninterest income$172,0003,381
Gross Fiduciary activities income$0922
Service charges on deposit accounts$31,0003,185
Trading account gains and feesNANA
Additional Noninterest Income$141,0003,175
Total noninterest expense$2,179,0002,154
Salaries and employee benefits$1,385,0002,025
Premises and equipment expense$203,0002,338
Additional noninterest expense$591,0002,286
Pre-tax net operating income$2,130,0001,463
Securities gains (losses)$51,000658
Applicable income taxes$470,0001,181
Income before extraordinary items$1,711,0001,567
Extraordinary gains, net$03
Net income$1,711,0001,567
Minority interest net income$055
Net income of bank and minority interests.$1,711,0001,567
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,670,7101,553
2020-12-31 (YTD Data)Rank
Total interest income$16,849,0001,724
Total interest expense$2,680,0001,637
Net interest income$14,169,0001,730
Provision for loan and lease losses$200,0003,026
Total noninterest income$778,0003,152
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$213,0002,691
Trading account gains and feesNANA
Additional Noninterest Income$565,0003,028
Total noninterest expense$7,932,0002,286
Salaries and employee benefits$5,583,0002,000
Premises and equipment expense$771,0002,395
Additional noninterest expense$1,578,0002,959
Pre-tax net operating income$6,815,0001,396
Securities gains (losses)$88,0001,455
Applicable income taxes$1,393,0001,189
Income before extraordinary items$5,510,0001,523
Extraordinary gains, net$04
Net income$5,510,0001,523
Minority interest net income$072
Net income of bank and minority interests.$5,510,0001,523
Net charge-offs$17,0002,854
Cash dividends$2,450,0001,311
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,439,6001,489
2020-09-30 (YTD Data)Rank
Total interest income$12,677,0001,730
Total interest expense$2,171,0001,614
Net interest income$10,506,0001,740
Provision for loan and lease losses$140,0003,049
Total noninterest income$562,0003,171
Gross Fiduciary activities income$0981
Service charges on deposit accounts$158,0002,718
Trading account gains and feesNANA
Additional Noninterest Income$404,0003,044
Total noninterest expense$5,869,0002,286
Salaries and employee benefits$4,183,0001,978
Premises and equipment expense$571,0002,405
Additional noninterest expense$1,115,0003,043
Pre-tax net operating income$5,059,0001,376
Securities gains (losses)$46,0001,573
Applicable income taxes$1,040,0001,154
Income before extraordinary items$4,065,0001,495
Extraordinary gains, net$04
Net income$4,065,0001,496
Minority interest net income$065
Net income of bank and minority interests.$4,065,0001,496
Net charge-offs$18,0002,545
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,028,2001,461
2020-06-30 (YTD Data)Rank
Total interest income$8,518,0001,731
Total interest expense$1,544,0001,615
Net interest income$6,974,0001,745
Provision for loan and lease losses$100,0002,943
Total noninterest income$381,0003,135
Gross Fiduciary activities income$0970
Service charges on deposit accounts$112,0002,663
Trading account gains and feesNANA
Additional Noninterest Income$269,0003,005
Total noninterest expense$3,868,0002,301
Salaries and employee benefits$2,726,0002,013
Premises and equipment expense$371,0002,425
Additional noninterest expense$771,0002,973
Pre-tax net operating income$3,387,0001,310
Securities gains (losses)$44,0001,347
Applicable income taxes$686,0001,098
Income before extraordinary items$2,745,0001,415
Extraordinary gains, net$04
Net income$2,745,0001,415
Minority interest net income$065
Net income of bank and minority interests.$2,745,0001,415
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,709,8001,389
2020-03-31 (YTD Data)Rank
Total interest income$3,997,0001,807
Total interest expense$839,0001,640
Net interest income$3,158,0001,844
Provision for loan and lease losses$20,0003,107
Total noninterest income$211,0002,952
Gross Fiduciary activities income$0941
Service charges on deposit accounts$70,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$141,0002,832
Total noninterest expense$1,973,0002,291
Salaries and employee benefits$1,408,0001,977
Premises and equipment expense$179,0002,500
Additional noninterest expense$386,0002,993
Pre-tax net operating income$1,376,0001,415
Securities gains (losses)$01,705
Applicable income taxes$272,0001,148
Income before extraordinary items$1,104,0001,543
Extraordinary gains, net$04
Net income$1,104,0001,541
Minority interest net income$056
Net income of bank and minority interests.$1,104,0001,543
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,104,0001,518
2019-12-31 (YTD Data)Rank
Total interest income$15,458,0001,874
Total interest expense$3,010,0001,804
Net interest income$12,448,0001,873
Provision for loan and lease losses$03,973
Total noninterest income$709,0003,254
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$194,0003,204
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,993
Total noninterest expense$7,284,0002,378
Salaries and employee benefits$5,043,0002,092
Premises and equipment expense$707,0002,530
Additional noninterest expense$1,534,0003,047
Pre-tax net operating income$5,873,0001,561
Securities gains (losses)$02,379
Applicable income taxes$1,197,0001,283
Income before extraordinary items$4,676,0001,682
Extraordinary gains, net$011
Net income$4,676,0001,684
Minority interest net income$076
Net income of bank and minority interests.$4,676,0001,684
Net charge-offs$-11,0004,482
Cash dividends$2,650,0001,307
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,676,0001,650
2019-09-30 (YTD Data)Rank
Total interest income$11,413,0001,914
Total interest expense$2,200,0001,857
Net interest income$9,213,0001,912
Provision for loan and lease losses$03,836
Total noninterest income$536,0003,260
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$139,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,975
Total noninterest expense$5,421,0002,406
Salaries and employee benefits$3,688,0002,136
Premises and equipment expense$568,0002,440
Additional noninterest expense$1,165,0003,028
Pre-tax net operating income$4,328,0001,617
Securities gains (losses)$02,167
Applicable income taxes$874,0001,337
Income before extraordinary items$3,454,0001,736
Extraordinary gains, net$011
Net income$3,454,0001,737
Minority interest net income$072
Net income of bank and minority interests.$3,454,0001,737
Net charge-offs$-12,0004,473
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,454,0001,701
2019-06-30 (YTD Data)Rank
Total interest income$7,497,0001,934
Total interest expense$1,404,0001,885
Net interest income$6,093,0001,935
Provision for loan and lease losses$03,685
Total noninterest income$355,0003,223
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$89,0003,340
Trading account gains and feesNANA
Additional Noninterest Income$266,0002,935
Total noninterest expense$3,719,0002,372
Salaries and employee benefits$2,528,0002,102
Premises and equipment expense$376,0002,452
Additional noninterest expense$815,0002,969
Pre-tax net operating income$2,729,0001,662
Securities gains (losses)$01,702
Applicable income taxes$544,0001,380
Income before extraordinary items$2,185,0001,782
Extraordinary gains, net$011
Net income$2,185,0001,781
Minority interest net income$069
Net income of bank and minority interests.$2,185,0001,782
Net charge-offs$-10,0004,479
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,185,0001,750
2019-03-31 (YTD Data)Rank
Total interest income$3,695,0001,961
Total interest expense$677,0001,894
Net interest income$3,018,0001,949
Provision for loan and lease losses$03,406
Total noninterest income$193,0003,092
Gross Fiduciary activities income$0972
Service charges on deposit accounts$40,0003,473
Trading account gains and feesNANA
Additional Noninterest Income$153,0002,730
Total noninterest expense$1,761,0002,473
Salaries and employee benefits$1,205,0002,201
Premises and equipment expense$184,0002,511
Additional noninterest expense$372,0003,168
Pre-tax net operating income$1,450,0001,569
Securities gains (losses)$01,087
Applicable income taxes$291,0001,275
Income before extraordinary items$1,159,0001,671
Extraordinary gains, net$05
Net income$1,159,0001,669
Minority interest net income$052
Net income of bank and minority interests.$1,159,0001,670
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,159,0001,646
2018-12-31 (YTD Data)Rank
Total interest income$13,907,0001,975
Total interest expense$2,327,0001,740
Net interest income$11,580,0002,001
Provision for loan and lease losses$04,082
Total noninterest income$1,098,0002,731
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$190,0003,381
Trading account gains and feesNANA
Additional Noninterest Income$908,0002,350
Total noninterest expense$7,321,0002,402
Salaries and employee benefits$4,945,0002,110
Premises and equipment expense$698,0002,581
Additional noninterest expense$1,678,0002,939
Pre-tax net operating income$5,357,0001,689
Securities gains (losses)$01,125
Applicable income taxes$1,052,0001,347
Income before extraordinary items$4,305,0001,798
Extraordinary gains, net$06
Net income$4,305,0001,797
Minority interest net income$072
Net income of bank and minority interests.$4,305,0001,797
Net charge-offs$-107,0005,056
Cash dividends$2,650,0001,188
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,305,0001,793
2018-09-30 (YTD Data)Rank
Total interest income$10,284,0001,979
Total interest expense$1,654,0001,730
Net interest income$8,630,0002,012
Provision for loan and lease losses$03,948
Total noninterest income$880,0002,681
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$140,0003,420
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,275
Total noninterest expense$5,496,0002,401
Salaries and employee benefits$3,663,0002,125
Premises and equipment expense$552,0002,512
Additional noninterest expense$1,281,0002,892
Pre-tax net operating income$4,014,0001,692
Securities gains (losses)$01,118
Applicable income taxes$784,0001,396
Income before extraordinary items$3,230,0001,805
Extraordinary gains, net$05
Net income$3,230,0001,804
Minority interest net income$066
Net income of bank and minority interests.$3,230,0001,804
Net charge-offs$-100,0005,113
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,230,0001,792
2018-06-30 (YTD Data)Rank
Total interest income$6,808,0001,979
Total interest expense$1,038,0001,727
Net interest income$5,770,0002,017
Provision for loan and lease losses$03,782
Total noninterest income$497,0002,897
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$94,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$403,0002,510
Total noninterest expense$3,758,0002,358
Salaries and employee benefits$2,488,0002,113
Premises and equipment expense$365,0002,533
Additional noninterest expense$905,0002,785
Pre-tax net operating income$2,509,0001,756
Securities gains (losses)$0961
Applicable income taxes$479,0001,451
Income before extraordinary items$2,030,0001,862
Extraordinary gains, net$06
Net income$2,030,0001,861
Minority interest net income$065
Net income of bank and minority interests.$2,030,0001,861
Net charge-offs$-95,0005,189
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,030,0001,852
2018-03-31 (YTD Data)Rank
Total interest income$3,287,0002,028
Total interest expense$488,0001,745
Net interest income$2,799,0002,057
Provision for loan and lease losses$03,508
Total noninterest income$202,0003,165
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$42,0003,576
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,756
Total noninterest expense$1,783,0002,482
Salaries and employee benefits$1,161,0002,244
Premises and equipment expense$183,0002,582
Additional noninterest expense$439,0002,885
Pre-tax net operating income$1,218,0001,767
Securities gains (losses)$0735
Applicable income taxes$230,0001,446
Income before extraordinary items$988,0001,863
Extraordinary gains, net$07
Net income$988,0001,862
Minority interest net income$052
Net income of bank and minority interests.$988,0001,863
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$988,0001,852
2017-12-31 (YTD Data)Rank
Total interest income$12,399,0002,078
Total interest expense$1,602,0001,816
Net interest income$10,797,0002,098
Provision for loan and lease losses$04,227
Total noninterest income$1,541,0002,364
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$191,0003,505
Trading account gains and feesNANA
Additional Noninterest Income$1,350,0001,933
Total noninterest expense$7,024,0002,505
Salaries and employee benefits$4,712,0002,180
Premises and equipment expense$609,0002,889
Additional noninterest expense$1,703,0002,959
Pre-tax net operating income$5,314,0001,634
Securities gains (losses)$02,243
Applicable income taxes$1,720,0001,418
Income before extraordinary items$3,594,0001,754
Extraordinary gains, net$09
Net income$3,594,0001,755
Minority interest net income$076
Net income of bank and minority interests.$3,594,0001,755
Net charge-offs$46,0003,013
Cash dividends$1,700,0001,591
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,594,0001,739
2017-09-30 (YTD Data)Rank
Total interest income$9,188,0002,100
Total interest expense$1,171,0001,842
Net interest income$8,017,0002,121
Provision for loan and lease losses$04,088
Total noninterest income$1,068,0002,487
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$142,0003,550
Trading account gains and feesNANA
Additional Noninterest Income$926,0002,071
Total noninterest expense$5,228,0002,524
Salaries and employee benefits$3,425,0002,260
Premises and equipment expense$492,0002,792
Additional noninterest expense$1,311,0002,911
Pre-tax net operating income$3,857,0001,697
Securities gains (losses)$02,274
Applicable income taxes$1,113,0001,376
Income before extraordinary items$2,744,0001,868
Extraordinary gains, net$09
Net income$2,744,0001,868
Minority interest net income$071
Net income of bank and minority interests.$2,744,0001,868
Net charge-offs$19,0003,008
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,744,0001,841
2017-06-30 (YTD Data)Rank
Total interest income$6,006,0002,116
Total interest expense$763,0001,842
Net interest income$5,243,0002,141
Provision for loan and lease losses$03,871
Total noninterest income$799,0002,359
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$94,0003,566
Trading account gains and feesNANA
Additional Noninterest Income$705,0001,923
Total noninterest expense$3,439,0002,548
Salaries and employee benefits$2,305,0002,249
Premises and equipment expense$284,0003,053
Additional noninterest expense$850,0002,981
Pre-tax net operating income$2,603,0001,642
Securities gains (losses)$01,906
Applicable income taxes$762,0001,312
Income before extraordinary items$1,841,0001,821
Extraordinary gains, net$011
Net income$1,841,0001,821
Minority interest net income$071
Net income of bank and minority interests.$1,841,0001,821
Net charge-offs$-4,0004,493
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,841,0001,796
2017-03-31 (YTD Data)Rank
Total interest income$2,958,0002,139
Total interest expense$379,0001,824
Net interest income$2,579,0002,171
Provision for loan and lease losses$03,537
Total noninterest income$427,0002,241
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$45,0003,646
Trading account gains and feesNANA
Additional Noninterest Income$382,0001,805
Total noninterest expense$1,636,0002,659
Salaries and employee benefits$1,073,0002,400
Premises and equipment expense$151,0002,982
Additional noninterest expense$412,0003,056
Pre-tax net operating income$1,370,0001,530
Securities gains (losses)$01,153
Applicable income taxes$396,0001,250
Income before extraordinary items$974,0001,704
Extraordinary gains, net$08
Net income$974,0001,704
Minority interest net income$055
Net income of bank and minority interests.$974,0001,704
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$974,0001,688
2016-12-31 (YTD Data)Rank
Total interest income$11,783,0002,102
Total interest expense$1,491,0001,811
Net interest income$10,292,0002,128
Provision for loan and lease losses$280,0002,072
Total noninterest income$1,821,0002,232
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$179,0003,724
Trading account gains and fees$0170
Additional Noninterest Income$1,642,0001,776
Total noninterest expense$6,742,0002,633
Salaries and employee benefits$4,522,0002,260
Premises and equipment expense$511,0003,333
Additional noninterest expense$1,709,0003,062
Pre-tax net operating income$5,091,0001,603
Securities gains (losses)$145,0001,075
Applicable income taxes$1,474,0001,284
Income before extraordinary items$3,762,0001,730
Extraordinary gains, net$05
Net income$3,762,0001,729
Minority interest net income$082
Net income of bank and minority interests.$3,762,0001,729
Net charge-offs$-140,0005,593
Cash dividends$1,300,0001,860
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,657,6001,740
2016-09-30 (YTD Data)Rank
Total interest income$8,829,0002,102
Total interest expense$1,105,0001,829
Net interest income$7,724,0002,129
Provision for loan and lease losses$280,0001,693
Total noninterest income$1,369,0002,234
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$129,0003,807
Trading account gains and fees$0169
Additional Noninterest Income$1,240,0001,779
Total noninterest expense$5,059,0002,620
Salaries and employee benefits$3,241,0002,344
Premises and equipment expense$465,0002,974
Additional noninterest expense$1,353,0002,954
Pre-tax net operating income$3,754,0001,634
Securities gains (losses)$145,0001,007
Applicable income taxes$1,070,0001,349
Income before extraordinary items$2,829,0001,764
Extraordinary gains, net$05
Net income$2,829,0001,764
Minority interest net income$071
Net income of bank and minority interests.$2,829,0001,764
Net charge-offs$-75,0005,495
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,723,1501,764
2016-06-30 (YTD Data)Rank
Total interest income$5,776,0002,144
Total interest expense$718,0001,868
Net interest income$5,058,0002,155
Provision for loan and lease losses$160,0001,835
Total noninterest income$794,0002,394
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$76,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$718,0001,923
Total noninterest expense$3,455,0002,587
Salaries and employee benefits$2,203,0002,325
Premises and equipment expense$307,0002,993
Additional noninterest expense$945,0002,860
Pre-tax net operating income$2,237,0001,783
Securities gains (losses)$145,000754
Applicable income taxes$598,0001,502
Income before extraordinary items$1,784,0001,832
Extraordinary gains, net$016
Net income$1,784,0001,831
Minority interest net income$071
Net income of bank and minority interests.$1,784,0001,831
Net charge-offs$-81,0005,649
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,675,2501,870
2016-03-31 (YTD Data)Rank
Total interest income$2,844,0002,172
Total interest expense$344,0001,932
Net interest income$2,500,0002,178
Provision for loan and lease losses$40,0002,355
Total noninterest income$394,0002,384
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$33,0004,195
Trading account gains and fees$0142
Additional Noninterest Income$361,0001,869
Total noninterest expense$1,772,0002,540
Salaries and employee benefits$1,068,0002,388
Premises and equipment expense$151,0003,042
Additional noninterest expense$553,0002,562
Pre-tax net operating income$1,082,0001,817
Securities gains (losses)$89,000577
Applicable income taxes$245,0001,668
Income before extraordinary items$926,0001,740
Extraordinary gains, net$012
Net income$926,0001,740
Minority interest net income$062
Net income of bank and minority interests.$926,0001,741
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$855,6901,835
2015-12-31 (YTD Data)Rank
Total interest income$10,972,0002,190
Total interest expense$1,148,0002,193
Net interest income$9,824,0002,178
Provision for loan and lease losses$04,380
Total noninterest income$1,697,0002,329
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$154,0004,115
Trading account gains and fees$0159
Additional Noninterest Income$1,543,0001,821
Total noninterest expense$7,040,0002,554
Salaries and employee benefits$4,317,0002,326
Premises and equipment expense$617,0003,048
Additional noninterest expense$2,106,0002,691
Pre-tax net operating income$4,481,0001,721
Securities gains (losses)$03,216
Applicable income taxes$796,0001,805
Income before extraordinary items$3,685,0001,722
Extraordinary gains, net$023
Net income$3,685,0001,723
Minority interest net income$081
Net income of bank and minority interests.$3,685,0001,724
Net charge-offs$-221,0005,880
Cash dividends$1,256,0001,847
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,685,0001,681
2015-09-30 (YTD Data)Rank
Total interest income$8,069,0002,238
Total interest expense$844,0002,247
Net interest income$7,225,0002,238
Provision for loan and lease losses$04,232
Total noninterest income$1,208,0002,415
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$112,0004,189
Trading account gains and fees$0153
Additional Noninterest Income$1,096,0001,904
Total noninterest expense$5,353,0002,540
Salaries and employee benefits$3,062,0002,456
Premises and equipment expense$554,0002,752
Additional noninterest expense$1,737,0002,492
Pre-tax net operating income$3,080,0001,860
Securities gains (losses)$03,031
Applicable income taxes$370,0002,283
Income before extraordinary items$2,710,0001,781
Extraordinary gains, net$021
Net income$2,710,0001,782
Minority interest net income$078
Net income of bank and minority interests.$2,710,0001,783
Net charge-offs$-240,0005,995
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,710,0001,741
2015-06-30 (YTD Data)Rank
Total interest income$5,303,0002,272
Total interest expense$555,0002,287
Net interest income$4,748,0002,254
Provision for loan and lease losses$04,069
Total noninterest income$721,0002,572
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$73,0004,223
Trading account gains and fees$0157
Additional Noninterest Income$648,0002,065
Total noninterest expense$3,260,0002,729
Salaries and employee benefits$2,038,0002,476
Premises and equipment expense$375,0002,738
Additional noninterest expense$847,0003,185
Pre-tax net operating income$2,209,0001,759
Securities gains (losses)$02,636
Applicable income taxes$626,0001,427
Income before extraordinary items$1,583,0001,952
Extraordinary gains, net$022
Net income$1,583,0001,954
Minority interest net income$075
Net income of bank and minority interests.$1,583,0001,954
Net charge-offs$-239,0006,105
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,583,0001,911
2015-03-31 (YTD Data)Rank
Total interest income$2,631,0002,285
Total interest expense$275,0002,323
Net interest income$2,356,0002,263
Provision for loan and lease losses$03,703
Total noninterest income$333,0002,649
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$37,0004,194
Trading account gains and fees$0152
Additional Noninterest Income$296,0002,150
Total noninterest expense$1,479,0002,927
Salaries and employee benefits$905,0002,716
Premises and equipment expense$178,0002,869
Additional noninterest expense$396,0003,327
Pre-tax net operating income$1,210,0001,584
Securities gains (losses)$02,027
Applicable income taxes$355,0001,291
Income before extraordinary items$855,0001,830
Extraordinary gains, net$013
Net income$855,0001,833
Minority interest net income$064
Net income of bank and minority interests.$855,0001,832
Net charge-offs$-236,0006,266
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$855,0001,761
2014-12-31 (YTD Data)Rank
Total interest income$9,857,0002,441
Total interest expense$1,167,0002,305
Net interest income$8,690,0002,438
Provision for loan and lease losses$04,603
Total noninterest income$1,322,0002,684
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$185,0004,042
Trading account gains and fees$0180
Additional Noninterest Income$1,137,0002,155
Total noninterest expense$6,101,0002,882
Salaries and employee benefits$3,806,0002,605
Premises and equipment expense$698,0002,923
Additional noninterest expense$1,597,0003,406
Pre-tax net operating income$3,911,0001,872
Securities gains (losses)$03,259
Applicable income taxes$1,010,0001,528
Income before extraordinary items$2,901,0002,068
Extraordinary gains, net$017
Net income$2,901,0002,068
Minority interest net income$084
Net income of bank and minority interests.$2,901,0002,067
Net charge-offs$-3,0005,476
Cash dividends$1,156,0001,868
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,901,0002,025
2014-09-30 (YTD Data)Rank
Total interest income$7,295,0002,470
Total interest expense$884,0002,336
Net interest income$6,411,0002,487
Provision for loan and lease losses$04,401
Total noninterest income$893,0002,870
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$143,0004,037
Trading account gains and fees$0174
Additional Noninterest Income$750,0002,345
Total noninterest expense$4,532,0002,913
Salaries and employee benefits$2,720,0002,705
Premises and equipment expense$613,0002,655
Additional noninterest expense$1,199,0003,408
Pre-tax net operating income$2,772,0001,975
Securities gains (losses)$02,980
Applicable income taxes$725,0001,609
Income before extraordinary items$2,047,0002,185
Extraordinary gains, net$015
Net income$2,047,0002,185
Minority interest net income$081
Net income of bank and minority interests.$2,047,0002,184
Net charge-offs$3,0004,462
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,047,0002,137
2014-06-30 (YTD Data)Rank
Total interest income$4,751,0002,528
Total interest expense$584,0002,375
Net interest income$4,167,0002,541
Provision for loan and lease losses$04,196
Total noninterest income$521,0003,031
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$92,0004,074
Trading account gains and fees$0172
Additional Noninterest Income$429,0002,523
Total noninterest expense$2,850,0003,053
Salaries and employee benefits$1,652,0002,908
Premises and equipment expense$408,0002,678
Additional noninterest expense$790,0003,442
Pre-tax net operating income$1,838,0001,942
Securities gains (losses)$02,580
Applicable income taxes$482,0001,572
Income before extraordinary items$1,356,0002,146
Extraordinary gains, net$020
Net income$1,356,0002,150
Minority interest net income$080
Net income of bank and minority interests.$1,356,0002,149
Net charge-offs$6,0003,908
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,356,0002,100
2014-03-31 (YTD Data)Rank
Total interest income$2,338,0002,561
Total interest expense$277,0002,496
Net interest income$2,061,0002,554
Provision for loan and lease losses$03,817
Total noninterest income$214,0003,352
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$41,0004,270
Trading account gains and fees$0147
Additional Noninterest Income$173,0002,764
Total noninterest expense$1,382,0003,153
Salaries and employee benefits$769,0003,077
Premises and equipment expense$194,0002,813
Additional noninterest expense$419,0003,305
Pre-tax net operating income$893,0001,930
Securities gains (losses)$01,715
Applicable income taxes$215,0001,644
Income before extraordinary items$678,0002,057
Extraordinary gains, net$016
Net income$678,0002,060
Minority interest net income$066
Net income of bank and minority interests.$678,0002,060
Net charge-offs$4,0003,176
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$678,0002,018
2013-12-31 (YTD Data)Rank
Total interest income$8,669,0002,762
Total interest expense$1,265,0002,467
Net interest income$7,404,0002,795
Provision for loan and lease losses$05,091
Total noninterest income$1,522,0002,568
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$177,0004,293
Trading account gains and fees$0184
Additional Noninterest Income$1,345,0001,987
Total noninterest expense$6,003,0002,990
Salaries and employee benefits$3,641,0002,703
Premises and equipment expense$715,0002,926
Additional noninterest expense$1,647,0003,419
Pre-tax net operating income$2,923,0002,203
Securities gains (losses)$18,0002,386
Applicable income taxes$771,0001,715
Income before extraordinary items$2,170,0002,460
Extraordinary gains, net$029
Net income$2,170,0002,463
Minority interest net income$090
Net income of bank and minority interests.$2,170,0002,462
Net charge-offs$-16,0006,253
Cash dividends$1,100,0001,810
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,156,6802,407
2013-09-30 (YTD Data)Rank
Total interest income$6,349,0002,832
Total interest expense$961,0002,517
Net interest income$5,388,0002,871
Provision for loan and lease losses$04,941
Total noninterest income$1,156,0002,596
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$129,0004,384
Trading account gains and fees$0180
Additional Noninterest Income$1,027,0002,011
Total noninterest expense$4,452,0003,017
Salaries and employee benefits$2,726,0002,710
Premises and equipment expense$561,0002,861
Additional noninterest expense$1,165,0003,568
Pre-tax net operating income$2,092,0002,341
Securities gains (losses)$03,040
Applicable income taxes$520,0001,879
Income before extraordinary items$1,572,0002,574
Extraordinary gains, net$025
Net income$1,572,0002,578
Minority interest net income$084
Net income of bank and minority interests.$1,572,0002,578
Net charge-offs$-10,0006,131
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,572,0002,485
2013-06-30 (YTD Data)Rank
Total interest income$4,153,0002,874
Total interest expense$646,0002,556
Net interest income$3,507,0002,911
Provision for loan and lease losses$04,788
Total noninterest income$890,0002,388
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$84,0004,418
Trading account gains and fees$0157
Additional Noninterest Income$806,0001,848
Total noninterest expense$2,959,0003,029
Salaries and employee benefits$1,785,0002,771
Premises and equipment expense$376,0002,849
Additional noninterest expense$798,0003,504
Pre-tax net operating income$1,438,0002,270
Securities gains (losses)$02,791
Applicable income taxes$367,0001,826
Income before extraordinary items$1,071,0002,494
Extraordinary gains, net$022
Net income$1,071,0002,501
Minority interest net income$082
Net income of bank and minority interests.$1,071,0002,500
Net charge-offs$-8,0006,085
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,071,0002,403
2013-03-31 (YTD Data)Rank
Total interest income$2,036,0002,947
Total interest expense$324,0002,620
Net interest income$1,712,0002,968
Provision for loan and lease losses$04,409
Total noninterest income$353,0002,751
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$44,0004,324
Trading account gains and fees$0148
Additional Noninterest Income$309,0002,185
Total noninterest expense$1,498,0003,019
Salaries and employee benefits$921,0002,716
Premises and equipment expense$188,0002,879
Additional noninterest expense$389,0003,582
Pre-tax net operating income$567,0002,652
Securities gains (losses)$01,966
Applicable income taxes$125,0002,188
Income before extraordinary items$442,0002,834
Extraordinary gains, net$010
Net income$442,0002,836
Minority interest net income$076
Net income of bank and minority interests.$442,0002,836
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$442,0002,736
2012-12-31 (YTD Data)Rank
Total interest income$8,809,0002,873
Total interest expense$1,532,0002,662
Net interest income$7,277,0002,894
Provision for loan and lease losses$498,0002,734
Total noninterest income$1,209,0002,955
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$219,0004,094
Trading account gains and fees$0166
Additional Noninterest Income$990,0002,380
Total noninterest expense$6,248,0002,947
Salaries and employee benefits$3,568,0002,732
Premises and equipment expense$732,0002,928
Additional noninterest expense$1,948,0003,156
Pre-tax net operating income$1,740,0003,080
Securities gains (losses)$21,0003,160
Applicable income taxes$399,0002,407
Income before extraordinary items$1,362,0003,302
Extraordinary gains, net$029
Net income$1,362,0003,302
Minority interest net income$093
Net income of bank and minority interests.$1,362,0003,302
Net charge-offs$1,482,0001,413
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,345,8303,184
2012-09-30 (YTD Data)Rank
Total interest income$6,714,0002,893
Total interest expense$1,192,0002,691
Net interest income$5,522,0002,898
Provision for loan and lease losses$498,0002,285
Total noninterest income$699,0003,418
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$168,0004,101
Trading account gains and fees$0157
Additional Noninterest Income$531,0002,862
Total noninterest expense$4,854,0002,862
Salaries and employee benefits$2,739,0002,694
Premises and equipment expense$556,0002,937
Additional noninterest expense$1,559,0003,014
Pre-tax net operating income$869,0003,893
Securities gains (losses)$21,0002,854
Applicable income taxes$134,0003,162
Income before extraordinary items$756,0003,961
Extraordinary gains, net$020
Net income$756,0003,961
Minority interest net income$086
Net income of bank and minority interests.$756,0003,963
Net charge-offs$1,314,0001,230
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$738,1503,837
2012-06-30 (YTD Data)Rank
Total interest income$4,512,0002,900
Total interest expense$836,0002,674
Net interest income$3,676,0002,914
Provision for loan and lease losses$498,0001,834
Total noninterest income$672,0002,735
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$105,0004,205
Trading account gains and fees$0153
Additional Noninterest Income$567,0002,166
Total noninterest expense$3,161,0002,930
Salaries and employee benefits$1,836,0002,691
Premises and equipment expense$413,0002,707
Additional noninterest expense$912,0003,358
Pre-tax net operating income$689,0003,560
Securities gains (losses)$7,0002,812
Applicable income taxes$128,0002,860
Income before extraordinary items$568,0003,757
Extraordinary gains, net$019
Net income$568,0003,758
Minority interest net income$084
Net income of bank and minority interests.$568,0003,759
Net charge-offs$241,0002,537
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$562,2603,582
2012-03-31 (YTD Data)Rank
Total interest income$2,287,0002,907
Total interest expense$450,0002,610
Net interest income$1,837,0002,923
Provision for loan and lease losses$249,0001,769
Total noninterest income$234,0003,355
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$51,0004,252
Trading account gains and fees$0148
Additional Noninterest Income$183,0002,783
Total noninterest expense$1,605,0002,894
Salaries and employee benefits$952,0002,596
Premises and equipment expense$206,0002,739
Additional noninterest expense$447,0003,371
Pre-tax net operating income$217,0004,389
Securities gains (losses)$02,210
Applicable income taxes$20,0003,671
Income before extraordinary items$197,0004,408
Extraordinary gains, net$019
Net income$197,0004,411
Minority interest net income$078
Net income of bank and minority interests.$197,0004,411
Net charge-offs$245,0001,667
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$197,0004,253
2011-12-31 (YTD Data)Rank
Total interest income$9,645,0002,840
Total interest expense$2,132,0002,638
Net interest income$7,513,0002,890
Provision for loan and lease losses$5,396,000741
Total noninterest income$830,0003,446
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$284,0003,702
Trading account gains and fees$0146
Additional Noninterest Income$546,0002,993
Total noninterest expense$5,376,0003,345
Salaries and employee benefits$2,967,0003,142
Premises and equipment expense$849,0002,784
Additional noninterest expense$1,560,0003,754
Pre-tax net operating income$-2,429,0006,850
Securities gains (losses)$727,000589
Applicable income taxes$-867,0007,148
Income before extraordinary items$-835,0006,592
Extraordinary gains, net$029
Net income$-835,0006,593
Minority interest net income$096
Net income of bank and minority interests.$-835,0006,592
Net charge-offs$4,412,000889
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,300,2806,688
2011-09-30 (YTD Data)Rank
Total interest income$7,301,0002,855
Total interest expense$1,662,0002,644
Net interest income$5,639,0002,897
Provision for loan and lease losses$5,147,000603
Total noninterest income$601,0003,522
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$221,0003,641
Trading account gains and fees$0145
Additional Noninterest Income$380,0003,117
Total noninterest expense$4,167,0003,258
Salaries and employee benefits$2,363,0003,000
Premises and equipment expense$636,0002,800
Additional noninterest expense$1,168,0003,751
Pre-tax net operating income$-3,074,0007,112
Securities gains (losses)$727,000466
Applicable income taxes$-1,003,0007,301
Income before extraordinary items$-1,344,0006,947
Extraordinary gains, net$021
Net income$-1,344,0006,948
Minority interest net income$087
Net income of bank and minority interests.$-1,344,0006,948
Net charge-offs$4,420,000696
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,809,2807,019
2011-06-30 (YTD Data)Rank
Total interest income$4,909,0002,857
Total interest expense$1,157,0002,634
Net interest income$3,752,0002,905
Provision for loan and lease losses$4,498,000489
Total noninterest income$384,0003,639
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$141,0003,714
Trading account gains and fees$0153
Additional Noninterest Income$243,0003,191
Total noninterest expense$2,763,0003,303
Salaries and employee benefits$1,547,0003,074
Premises and equipment expense$421,0002,831
Additional noninterest expense$795,0003,765
Pre-tax net operating income$-3,125,0007,278
Securities gains (losses)$727,000261
Applicable income taxes$-998,0007,407
Income before extraordinary items$-1,400,0007,114
Extraordinary gains, net$015
Net income$-1,400,0007,115
Minority interest net income$089
Net income of bank and minority interests.$-1,400,0007,115
Net charge-offs$1,804,000986
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,865,2807,187
2011-03-31 (YTD Data)Rank
Total interest income$2,470,0002,858
Total interest expense$614,0002,586
Net interest income$1,856,0002,908
Provision for loan and lease losses$249,0002,187
Total noninterest income$82,0005,241
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$73,0003,613
Trading account gains and fees$0158
Additional Noninterest Income$9,0006,441
Total noninterest expense$1,432,0003,219
Salaries and employee benefits$821,0002,936
Premises and equipment expense$217,0002,797
Additional noninterest expense$394,0003,767
Pre-tax net operating income$257,0003,783
Securities gains (losses)$01,772
Applicable income taxes$48,0002,863
Income before extraordinary items$209,0003,906
Extraordinary gains, net$09
Net income$209,0003,905
Minority interest net income$086
Net income of bank and minority interests.$209,0003,906
Net charge-offs$110,0002,633
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$209,0003,858
2010-12-31 (YTD Data)Rank
Total interest income$10,148,0002,922
Total interest expense$2,998,0002,606
Net interest income$7,150,0003,019
Provision for loan and lease losses$1,896,0002,145
Total noninterest income$816,0003,609
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$322,0003,492
Trading account gains and fees$0175
Additional Noninterest Income$494,0003,210
Total noninterest expense$5,123,0003,542
Salaries and employee benefits$2,711,0003,383
Premises and equipment expense$833,0002,897
Additional noninterest expense$1,579,0003,866
Pre-tax net operating income$947,0003,472
Securities gains (losses)$77,0002,374
Applicable income taxes$190,0002,762
Income before extraordinary items$834,0003,536
Extraordinary gains, net$029
Net income$834,0003,533
Minority interest net income$0111
Net income of bank and minority interests.$834,0003,536
Net charge-offs$844,0002,917
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$771,6303,541
2010-09-30 (YTD Data)Rank
Total interest income$7,665,0002,968
Total interest expense$2,319,0002,635
Net interest income$5,346,0003,062
Provision for loan and lease losses$1,297,0002,180
Total noninterest income$641,0003,553
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$251,0003,488
Trading account gains and fees$0165
Additional Noninterest Income$390,0003,145
Total noninterest expense$3,986,0003,429
Salaries and employee benefits$2,161,0003,240
Premises and equipment expense$635,0002,898
Additional noninterest expense$1,190,0003,830
Pre-tax net operating income$704,0003,712
Securities gains (losses)$77,0002,147
Applicable income taxes$158,0002,752
Income before extraordinary items$623,0003,706
Extraordinary gains, net$023
Net income$623,0003,706
Minority interest net income$0110
Net income of bank and minority interests.$623,0003,707
Net charge-offs$682,0002,671
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$561,4003,749
2010-06-30 (YTD Data)Rank
Total interest income$5,115,0002,992
Total interest expense$1,600,0002,655
Net interest income$3,515,0003,100
Provision for loan and lease losses$498,0002,873
Total noninterest income$513,0003,171
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$169,0003,477
Trading account gains and fees$0152
Additional Noninterest Income$344,0002,635
Total noninterest expense$2,599,0003,516
Salaries and employee benefits$1,404,0003,337
Premises and equipment expense$422,0002,922
Additional noninterest expense$773,0003,881
Pre-tax net operating income$931,0002,516
Securities gains (losses)$03,184
Applicable income taxes$247,0001,921
Income before extraordinary items$684,0002,816
Extraordinary gains, net$019
Net income$684,0002,812
Minority interest net income$0105
Net income of bank and minority interests.$684,0002,815
Net charge-offs$394,0002,722
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$684,0002,714
2010-03-31 (YTD Data)Rank
Total interest income$2,566,0003,036
Total interest expense$825,0002,695
Net interest income$1,741,0003,146
Provision for loan and lease losses$249,0002,714
Total noninterest income$197,0003,674
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$84,0003,502
Trading account gains and fees$0175
Additional Noninterest Income$113,0003,284
Total noninterest expense$1,348,0003,438
Salaries and employee benefits$749,0003,191
Premises and equipment expense$207,0003,041
Additional noninterest expense$392,0003,838
Pre-tax net operating income$341,0003,128
Securities gains (losses)$02,284
Applicable income taxes$80,0002,337
Income before extraordinary items$261,0003,399
Extraordinary gains, net$016
Net income$261,0003,397
Minority interest net income$091
Net income of bank and minority interests.$261,0003,399
Net charge-offs$5,0005,141
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$261,0003,282
2009-12-31 (YTD Data)Rank
Total interest income$10,122,0003,203
Total interest expense$3,594,0002,982
Net interest income$6,528,0003,224
Provision for loan and lease losses$2,270,0002,314
Total noninterest income$-514,0007,878
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$336,0003,667
Trading account gains and fees$0211
Additional Noninterest Income$-850,0007,860
Total noninterest expense$5,039,0003,667
Salaries and employee benefits$2,536,0003,648
Premises and equipment expense$835,0003,008
Additional noninterest expense$1,668,0003,791
Pre-tax net operating income$-1,295,0006,369
Securities gains (losses)$45,0002,689
Applicable income taxes$-558,0007,080
Income before extraordinary items$-692,0006,195
Extraordinary gains, net$034
Net income$-692,0006,194
Minority interest net income$0115
Net income of bank and minority interests.$-692,0006,194
Net charge-offs$1,624,0002,277
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-720,8006,219
2009-09-30 (YTD Data)Rank
Total interest income$7,556,0003,273
Total interest expense$2,736,0003,067
Net interest income$4,820,0003,271
Provision for loan and lease losses$1,735,0002,068
Total noninterest income$-709,0008,029
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$249,0003,706
Trading account gains and fees$0212
Additional Noninterest Income$-958,0008,012
Total noninterest expense$3,911,0003,556
Salaries and employee benefits$1,984,0003,563
Premises and equipment expense$635,0003,002
Additional noninterest expense$1,292,0003,679
Pre-tax net operating income$-1,535,0006,877
Securities gains (losses)$45,0002,368
Applicable income taxes$-604,0007,396
Income before extraordinary items$-886,0006,682
Extraordinary gains, net$027
Net income$-886,0006,683
Minority interest net income$0118
Net income of bank and minority interests.$-886,0006,683
Net charge-offs$1,232,0001,971
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-914,8006,700
2009-06-30 (YTD Data)Rank
Total interest income$4,966,0003,329
Total interest expense$1,861,0003,143
Net interest income$3,105,0003,356
Provision for loan and lease losses$575,0002,778
Total noninterest income$410,0003,796
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$171,0003,620
Trading account gains and fees$0193
Additional Noninterest Income$239,0003,374
Total noninterest expense$2,588,0003,626
Salaries and employee benefits$1,274,0003,717
Premises and equipment expense$416,0003,075
Additional noninterest expense$898,0003,560
Pre-tax net operating income$352,0003,911
Securities gains (losses)$45,0001,968
Applicable income taxes$114,0002,516
Income before extraordinary items$283,0004,051
Extraordinary gains, net$021
Net income$283,0004,051
Minority interest net income$0112
Net income of bank and minority interests.$283,0004,051
Net charge-offs$457,0002,444
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$251,0504,135
2009-03-31 (YTD Data)Rank
Total interest income$2,441,0003,405
Total interest expense$951,0003,194
Net interest income$1,490,0003,464
Provision for loan and lease losses$190,0002,929
Total noninterest income$230,0003,544
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$82,0003,654
Trading account gains and fees$0171
Additional Noninterest Income$148,0002,984
Total noninterest expense$1,271,0003,605
Salaries and employee benefits$679,0003,556
Premises and equipment expense$217,0003,037
Additional noninterest expense$375,0003,760
Pre-tax net operating income$259,0003,577
Securities gains (losses)$02,434
Applicable income taxes$84,0002,361
Income before extraordinary items$175,0004,086
Extraordinary gains, net$015
Net income$175,0004,089
Minority interest net income$0102
Net income of bank and minority interests.$175,0004,089
Net charge-offs$202,0002,123
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$175,0003,933
2008-12-31 (YTD Data)Rank
Total interest income$10,492,0003,405
Total interest expense$4,264,0003,350
Net interest income$6,228,0003,370
Provision for loan and lease losses$1,040,0002,649
Total noninterest income$273,0005,981
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$276,0004,163
Trading account gains and fees$0154
Additional Noninterest Income$-3,0008,027
Total noninterest expense$4,034,0004,211
Salaries and employee benefits$2,292,0004,023
Premises and equipment expense$612,0003,880
Additional noninterest expense$1,130,0004,474
Pre-tax net operating income$1,427,0003,109
Securities gains (losses)$169,000796
Applicable income taxes$522,0001,812
Income before extraordinary items$1,074,0003,153
Extraordinary gains, net$039
Net income$1,074,0003,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,092,0001,870
Cash dividends$300,0004,048
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$960,7703,510
2008-09-30 (YTD Data)Rank
Total interest income$7,946,0003,441
Total interest expense$3,357,0003,337
Net interest income$4,589,0003,450
Provision for loan and lease losses$480,0002,786
Total noninterest income$414,0004,741
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$198,0004,280
Trading account gains and fees$0148
Additional Noninterest Income$216,0004,276
Total noninterest expense$3,073,0004,149
Salaries and employee benefits$1,812,0003,905
Premises and equipment expense$443,0003,986
Additional noninterest expense$818,0004,505
Pre-tax net operating income$1,450,0002,913
Securities gains (losses)$50,0001,422
Applicable income taxes$508,0001,887
Income before extraordinary items$992,0003,122
Extraordinary gains, net$031
Net income$992,0003,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,799
Cash dividends$200,0003,868
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$959,0003,336
2008-06-30 (YTD Data)Rank
Total interest income$5,386,0003,446
Total interest expense$2,363,0003,323
Net interest income$3,023,0003,475
Provision for loan and lease losses$420,0002,107
Total noninterest income$297,0004,647
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$130,0004,315
Trading account gains and fees$0149
Additional Noninterest Income$167,0004,123
Total noninterest expense$2,020,0004,203
Salaries and employee benefits$1,188,0003,987
Premises and equipment expense$275,0004,237
Additional noninterest expense$557,0004,404
Pre-tax net operating income$880,0003,221
Securities gains (losses)$28,0001,831
Applicable income taxes$301,0002,208
Income before extraordinary items$607,0003,621
Extraordinary gains, net$021
Net income$607,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,298
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$588,2403,621
2008-03-31 (YTD Data)Rank
Total interest income$2,691,0003,536
Total interest expense$1,247,0003,361
Net interest income$1,444,0003,582
Provision for loan and lease losses$60,0003,470
Total noninterest income$161,0004,454
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$65,0004,287
Trading account gains and fees$0158
Additional Noninterest Income$96,0003,849
Total noninterest expense$946,0004,404
Salaries and employee benefits$553,0004,207
Premises and equipment expense$139,0004,224
Additional noninterest expense$254,0004,634
Pre-tax net operating income$599,0002,703
Securities gains (losses)$8,0002,056
Applicable income taxes$202,0001,954
Income before extraordinary items$405,0003,167
Extraordinary gains, net$015
Net income$405,0003,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,236
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$399,6403,116
2007-12-31 (YTD Data)Rank
Total interest income$10,480,0003,657
Total interest expense$5,115,0003,409
Net interest income$5,365,0003,796
Provision for loan and lease losses$240,0003,573
Total noninterest income$658,0004,438
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$325,0003,933
Trading account gains and fees$0178
Additional Noninterest Income$333,0004,064
Total noninterest expense$4,031,0004,098
Salaries and employee benefits$2,279,0003,976
Premises and equipment expense$508,0004,314
Additional noninterest expense$1,244,0003,971
Pre-tax net operating income$1,752,0003,597
Securities gains (losses)$02,146
Applicable income taxes$639,0002,428
Income before extraordinary items$1,113,0004,077
Extraordinary gains, net$039
Net income$1,113,0004,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,245
Cash dividends$650,0003,303
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,113,0004,075
2007-09-30 (YTD Data)Rank
Total interest income$7,727,0003,703
Total interest expense$3,775,0003,449
Net interest income$3,952,0003,855
Provision for loan and lease losses$180,0003,151
Total noninterest income$486,0004,475
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$255,0003,837
Trading account gains and fees$0184
Additional Noninterest Income$231,0004,218
Total noninterest expense$2,992,0004,105
Salaries and employee benefits$1,682,0004,011
Premises and equipment expense$383,0004,291
Additional noninterest expense$927,0003,928
Pre-tax net operating income$1,266,0003,831
Securities gains (losses)$01,655
Applicable income taxes$466,0002,621
Income before extraordinary items$800,0004,346
Extraordinary gains, net$033
Net income$800,0004,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,317
Cash dividends$350,0003,430
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$800,0004,338
2007-06-30 (YTD Data)Rank
Total interest income$5,036,0003,769
Total interest expense$2,412,0003,555
Net interest income$2,624,0003,884
Provision for loan and lease losses$120,0002,960
Total noninterest income$328,0004,475
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$170,0003,835
Trading account gains and fees$0168
Additional Noninterest Income$158,0004,221
Total noninterest expense$1,998,0004,124
Salaries and employee benefits$1,140,0004,000
Premises and equipment expense$243,0004,462
Additional noninterest expense$615,0003,951
Pre-tax net operating income$834,0003,919
Securities gains (losses)$01,444
Applicable income taxes$305,0002,717
Income before extraordinary items$529,0004,444
Extraordinary gains, net$029
Net income$529,0004,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,250
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$529,0004,435
2007-03-31 (YTD Data)Rank
Total interest income$2,468,0003,815
Total interest expense$1,169,0003,602
Net interest income$1,299,0003,912
Provision for loan and lease losses$60,0002,747
Total noninterest income$160,0004,478
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$79,0003,930
Trading account gains and fees$0195
Additional Noninterest Income$81,0004,179
Total noninterest expense$940,0004,320
Salaries and employee benefits$530,0004,247
Premises and equipment expense$114,0004,662
Additional noninterest expense$296,0004,021
Pre-tax net operating income$459,0003,699
Securities gains (losses)$01,187
Applicable income taxes$168,0002,627
Income before extraordinary items$291,0004,247
Extraordinary gains, net$022
Net income$291,0004,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$291,0004,223
2006-12-31 (YTD Data)Rank
Total interest income$9,003,0003,868
Total interest expense$3,880,0003,671
Net interest income$5,123,0003,935
Provision for loan and lease losses$75,0005,084
Total noninterest income$560,0004,888
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$295,0004,167
Trading account gains and fees$0130
Additional Noninterest Income$265,0004,541
Total noninterest expense$3,676,0004,237
Salaries and employee benefits$2,019,0004,234
Premises and equipment expense$370,0005,163
Additional noninterest expense$1,287,0003,726
Pre-tax net operating income$1,932,0003,724
Securities gains (losses)$01,687
Applicable income taxes$748,0002,574
Income before extraordinary items$1,184,0004,312
Extraordinary gains, net$051
Net income$1,184,0004,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,321
Cash dividends$1,440,0001,994
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,184,0004,292
2006-09-30 (YTD Data)Rank
Total interest income$6,598,0003,903
Total interest expense$2,764,0003,711
Net interest income$3,834,0003,970
Provision for loan and lease losses$53,0005,008
Total noninterest income$413,0004,941
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$214,0004,260
Trading account gains and fees$0126
Additional Noninterest Income$199,0004,548
Total noninterest expense$2,681,0004,311
Salaries and employee benefits$1,451,0004,352
Premises and equipment expense$265,0005,296
Additional noninterest expense$965,0003,706
Pre-tax net operating income$1,513,0003,763
Securities gains (losses)$01,388
Applicable income taxes$570,0002,677
Income before extraordinary items$943,0004,308
Extraordinary gains, net$045
Net income$943,0004,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,725
Cash dividends$1,050,0001,853
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$943,0004,291
2006-06-30 (YTD Data)Rank
Total interest income$4,249,0003,954
Total interest expense$1,693,0003,810
Net interest income$2,556,0003,983
Provision for loan and lease losses$30,0004,987
Total noninterest income$241,0005,234
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$133,0004,381
Trading account gains and fees$0126
Additional Noninterest Income$108,0004,971
Total noninterest expense$1,822,0004,259
Salaries and employee benefits$975,0004,344
Premises and equipment expense$172,0005,374
Additional noninterest expense$675,0003,593
Pre-tax net operating income$945,0003,932
Securities gains (losses)$01,185
Applicable income taxes$361,0002,778
Income before extraordinary items$584,0004,508
Extraordinary gains, net$039
Net income$584,0004,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,097
Cash dividends$1,050,0001,372
Sale, conversion, retirement of capital stock, net$0887
Net operating income$584,0004,499
2006-03-31 (YTD Data)Rank
Total interest income$2,040,0004,023
Total interest expense$757,0003,971
Net interest income$1,283,0003,974
Provision for loan and lease losses$8,0005,456
Total noninterest income$128,0005,053
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$65,0004,375
Trading account gains and fees$0115
Additional Noninterest Income$63,0004,642
Total noninterest expense$833,0004,568
Salaries and employee benefits$452,0004,621
Premises and equipment expense$83,0005,536
Additional noninterest expense$298,0003,922
Pre-tax net operating income$570,0003,441
Securities gains (losses)$0955
Applicable income taxes$218,0002,490
Income before extraordinary items$352,0004,008
Extraordinary gains, net$021
Net income$352,0004,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,005
Cash dividends$1,050,000717
Sale, conversion, retirement of capital stock, net$0648
Net operating income$352,0003,990
2005-12-31 (YTD Data)Rank
Total interest income$7,387,0003,991
Total interest expense$2,362,0003,969
Net interest income$5,025,0003,937
Provision for loan and lease losses$150,0004,107
Total noninterest income$468,0005,405
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$258,0004,513
Trading account gains and fees$0138
Additional Noninterest Income$210,0005,063
Total noninterest expense$3,279,0004,500
Salaries and employee benefits$1,906,0004,272
Premises and equipment expense$319,0005,559
Additional noninterest expense$1,054,0004,233
Pre-tax net operating income$2,064,0003,606
Securities gains (losses)$14,0001,379
Applicable income taxes$796,0002,612
Income before extraordinary items$1,282,0004,187
Extraordinary gains, net$046
Net income$1,282,0004,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,195
Cash dividends$750,0002,940
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,273,0404,175
2005-09-30 (YTD Data)Rank
Total interest income$5,410,0004,018
Total interest expense$1,690,0003,961
Net interest income$3,720,0003,971
Provision for loan and lease losses$105,0004,091
Total noninterest income$362,0005,350
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$190,0004,577
Trading account gains and fees$0126
Additional Noninterest Income$172,0004,931
Total noninterest expense$2,427,0004,519
Salaries and employee benefits$1,391,0004,336
Premises and equipment expense$272,0005,157
Additional noninterest expense$764,0004,333
Pre-tax net operating income$1,550,0003,662
Securities gains (losses)$02,317
Applicable income taxes$587,0002,673
Income before extraordinary items$963,0004,267
Extraordinary gains, net$035
Net income$963,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,542
Cash dividends$50,0005,017
Sale, conversion, retirement of capital stock, net$0769
Net operating income$963,0004,216
2005-06-30 (YTD Data)Rank
Total interest income$3,464,0004,067
Total interest expense$1,025,0004,065
Net interest income$2,439,0004,006
Provision for loan and lease losses$60,0004,115
Total noninterest income$232,0005,412
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$127,0004,525
Trading account gains and fees$0116
Additional Noninterest Income$105,0005,089
Total noninterest expense$1,665,0004,410
Salaries and employee benefits$954,0004,220
Premises and equipment expense$180,0005,173
Additional noninterest expense$531,0004,167
Pre-tax net operating income$946,0003,857
Securities gains (losses)$02,146
Applicable income taxes$359,0002,777
Income before extraordinary items$587,0004,477
Extraordinary gains, net$030
Net income$587,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,825
Cash dividends$50,0004,720
Sale, conversion, retirement of capital stock, net$0643
Net operating income$587,0004,425
2005-03-31 (YTD Data)Rank
Total interest income$1,668,0004,146
Total interest expense$462,0004,253
Net interest income$1,206,0004,046
Provision for loan and lease losses$30,0003,913
Total noninterest income$130,0005,081
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$66,0004,389
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,644
Total noninterest expense$799,0004,562
Salaries and employee benefits$453,0004,420
Premises and equipment expense$88,0005,294
Additional noninterest expense$258,0004,260
Pre-tax net operating income$507,0003,641
Securities gains (losses)$01,685
Applicable income taxes$189,0002,702
Income before extraordinary items$318,0004,205
Extraordinary gains, net$024
Net income$318,0004,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$318,0004,159
2004-12-31 (YTD Data)Rank
Total interest income$6,402,0004,067
Total interest expense$1,660,0004,218
Net interest income$4,742,0003,961
Provision for loan and lease losses$260,0003,183
Total noninterest income$458,0005,487
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$316,0004,206
Trading account gains and fees$0138
Additional Noninterest Income$142,0005,787
Total noninterest expense$3,099,0004,562
Salaries and employee benefits$1,833,0004,278
Premises and equipment expense$372,0005,003
Additional noninterest expense$894,0004,727
Pre-tax net operating income$1,841,0003,737
Securities gains (losses)$50,0001,738
Applicable income taxes$738,0002,662
Income before extraordinary items$1,153,0004,303
Extraordinary gains, net$034
Net income$1,153,0004,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,094
Cash dividends$751,0002,826
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,121,0004,309
2004-09-30 (YTD Data)Rank
Total interest income$4,790,0004,058
Total interest expense$1,262,0004,123
Net interest income$3,528,0003,983
Provision for loan and lease losses$180,0003,152
Total noninterest income$349,0005,480
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$244,0004,160
Trading account gains and fees$0134
Additional Noninterest Income$105,0005,832
Total noninterest expense$2,339,0004,508
Salaries and employee benefits$1,345,0004,321
Premises and equipment expense$276,0005,029
Additional noninterest expense$718,0004,438
Pre-tax net operating income$1,358,0003,841
Securities gains (losses)$50,0001,653
Applicable income taxes$549,0002,743
Income before extraordinary items$859,0004,407
Extraordinary gains, net$026
Net income$859,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,964
Cash dividends$126,0004,436
Sale, conversion, retirement of capital stock, net$0738
Net operating income$827,0004,449
2004-06-30 (YTD Data)Rank
Total interest income$3,204,0004,049
Total interest expense$853,0004,089
Net interest income$2,351,0003,966
Provision for loan and lease losses$120,0003,090
Total noninterest income$240,0005,390
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$166,0004,100
Trading account gains and fees$0130
Additional Noninterest Income$74,0005,746
Total noninterest expense$1,585,0004,482
Salaries and employee benefits$917,0004,252
Premises and equipment expense$192,0004,896
Additional noninterest expense$476,0004,487
Pre-tax net operating income$886,0003,842
Securities gains (losses)$03,413
Applicable income taxes$348,0002,814
Income before extraordinary items$538,0004,546
Extraordinary gains, net$021
Net income$538,0004,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$51,0004,646
Sale, conversion, retirement of capital stock, net$0638
Net operating income$538,0004,457
2004-03-31 (YTD Data)Rank
Total interest income$1,576,0004,122
Total interest expense$434,0004,077
Net interest income$1,142,0004,062
Provision for loan and lease losses$60,0002,918
Total noninterest income$155,0004,694
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$80,0004,116
Trading account gains and fees$0121
Additional Noninterest Income$75,0004,300
Total noninterest expense$751,0004,684
Salaries and employee benefits$424,0004,541
Premises and equipment expense$92,0005,093
Additional noninterest expense$235,0004,516
Pre-tax net operating income$486,0003,601
Securities gains (losses)$02,934
Applicable income taxes$194,0002,626
Income before extraordinary items$292,0004,334
Extraordinary gains, net$016
Net income$292,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$51,0003,356
Sale, conversion, retirement of capital stock, net$0464
Net operating income$292,0004,210
2003-12-31 (YTD Data)Rank
Total interest income$6,657,0003,974
Total interest expense$2,022,0003,997
Net interest income$4,635,0003,910
Provision for loan and lease losses$240,0003,615
Total noninterest income$436,0005,776
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$315,0004,182
Trading account gains and fees$0160
Additional Noninterest Income$121,0006,209
Total noninterest expense$3,056,0004,552
Salaries and employee benefits$1,794,0004,277
Premises and equipment expense$371,0004,988
Additional noninterest expense$891,0004,665
Pre-tax net operating income$1,775,0003,678
Securities gains (losses)$04,500
Applicable income taxes$694,0002,815
Income before extraordinary items$1,081,0004,432
Extraordinary gains, net$054
Net income$1,081,0004,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0002,090
Cash dividends$777,0002,756
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,081,0004,246
2003-09-30 (YTD Data)Rank
Total interest income$5,080,0003,982
Total interest expense$1,561,0004,015
Net interest income$3,519,0003,885
Provision for loan and lease losses$180,0003,498
Total noninterest income$332,0005,804
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$233,0004,233
Trading account gains and fees$0153
Additional Noninterest Income$99,0006,099
Total noninterest expense$2,279,0004,548
Salaries and employee benefits$1,319,0004,322
Premises and equipment expense$286,0004,880
Additional noninterest expense$674,0004,591
Pre-tax net operating income$1,392,0003,681
Securities gains (losses)$04,204
Applicable income taxes$540,0002,898
Income before extraordinary items$852,0004,439
Extraordinary gains, net$040
Net income$852,0004,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,664
Cash dividends$177,0004,212
Sale, conversion, retirement of capital stock, net$0722
Net operating income$852,0004,268
2003-06-30 (YTD Data)Rank
Total interest income$3,459,0003,941
Total interest expense$1,070,0004,031
Net interest income$2,389,0003,839
Provision for loan and lease losses$120,0003,448
Total noninterest income$219,0005,799
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$152,0004,248
Trading account gains and fees$0150
Additional Noninterest Income$67,0006,058
Total noninterest expense$1,484,0004,630
Salaries and employee benefits$835,0004,478
Premises and equipment expense$191,0004,851
Additional noninterest expense$458,0004,532
Pre-tax net operating income$1,004,0003,516
Securities gains (losses)$03,782
Applicable income taxes$388,0002,749
Income before extraordinary items$616,0004,218
Extraordinary gains, net$030
Net income$616,0004,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,318
Cash dividends$117,0004,115
Sale, conversion, retirement of capital stock, net$0589
Net operating income$616,0004,011
2003-03-31 (YTD Data)Rank
Total interest income$1,806,0003,812
Total interest expense$558,0003,999
Net interest income$1,248,0003,690
Provision for loan and lease losses$60,0003,248
Total noninterest income$108,0005,715
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$744,0004,596
Salaries and employee benefits$417,0004,495
Premises and equipment expense$92,0004,977
Additional noninterest expense$235,0004,421
Pre-tax net operating income$552,0003,278
Securities gains (losses)$02,891
Applicable income taxes$214,0002,581
Income before extraordinary items$338,0003,905
Extraordinary gains, net$021
Net income$338,0003,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,131
Cash dividends$117,0002,774
Sale, conversion, retirement of capital stock, net$0419
Net operating income$338,0003,722
2002-12-31 (YTD Data)Rank
Total interest income$2,138,0007,707
Total interest expense$739,0007,694
Net interest income$1,399,0007,590
Provision for loan and lease losses$80,0006,062
Total noninterest income$131,0008,052
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$94,0006,675
Trading account gains and fees$0153
Additional Noninterest Income$37,0007,965
Total noninterest expense$885,0008,187
Salaries and employee benefits$508,0008,114
Premises and equipment expense$95,0008,237
Additional noninterest expense$282,0007,936
Pre-tax net operating income$565,0006,533
Securities gains (losses)$42,0002,561
Applicable income taxes$239,0004,840
Income before extraordinary items$368,0006,987
Extraordinary gains, net$070
Net income$368,0006,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,430
Cash dividends$2,175,0001,229
Sale, conversion, retirement of capital stock, net$0862
Net operating income$341,1207,009
2001-12-31 (YTD Data)Rank
Total interest income$8,477,0003,826
Total interest expense$4,006,0003,788
Net interest income$4,471,0003,789
Provision for loan and lease losses$50,0006,655
Total noninterest income$593,0004,610
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$340,0003,842
Trading account gains and fees$0177
Additional Noninterest Income$253,0004,474
Total noninterest expense$2,811,0004,561
Salaries and employee benefits$1,701,0004,102
Premises and equipment expense$317,0005,350
Additional noninterest expense$793,0004,809
Pre-tax net operating income$2,203,0002,951
Securities gains (losses)$23,0003,041
Applicable income taxes$788,0002,453
Income before extraordinary items$1,438,0003,323
Extraordinary gains, net$0105
Net income$1,438,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,575
Cash dividends$1,575,0001,594
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,423,0503,252
2000-12-31 (YTD Data)Rank
Total interest income$8,837,0003,780
Total interest expense$4,197,0003,829
Net interest income$4,640,0003,702
Provision for loan and lease losses$180,0003,942
Total noninterest income$439,0005,265
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$306,0003,997
Trading account gains and fees$0180
Additional Noninterest Income$133,0005,768
Total noninterest expense$2,930,0004,315
Salaries and employee benefits$1,677,0003,994
Premises and equipment expense$356,0004,874
Additional noninterest expense$897,0004,348
Pre-tax net operating income$1,969,0003,367
Securities gains (losses)$01,956
Applicable income taxes$754,0002,627
Income before extraordinary items$1,215,0003,828
Extraordinary gains, net$038
Net income$1,215,0003,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,507
Cash dividends$275,0004,642
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,215,0003,811
1999-12-31 (YTD Data)Rank
Total interest income$8,375,0003,748
Total interest expense$3,984,0003,598
Net interest income$4,391,0003,866
Provision for loan and lease losses$240,0003,119
Total noninterest income$3,242,0001,269
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$288,0004,096
Trading account gains and fees$0173
Additional Noninterest Income$2,954,000899
Total noninterest expense$5,513,0002,456
Salaries and employee benefits$2,150,0003,212
Premises and equipment expense$560,0003,443
Additional noninterest expense$2,803,0001,591
Pre-tax net operating income$1,880,0003,492
Securities gains (losses)$3,0002,393
Applicable income taxes$694,0002,917
Income before extraordinary items$1,189,0003,908
Extraordinary gains, net$035
Net income$1,189,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,206
Cash dividends$325,0004,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,187,0803,873
1998-12-31 (YTD Data)Rank
Total interest income$11,076,0002,913
Total interest expense$4,560,0003,258
Net interest income$6,516,0002,621
Provision for loan and lease losses$-283,00010,389
Total noninterest income$5,441,000879
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$320,0003,742
Trading account gains and fees$0224
Additional Noninterest Income$5,121,000633
Total noninterest expense$12,168,0001,086
Salaries and employee benefits$2,283,0002,955
Premises and equipment expense$652,0002,954
Additional noninterest expense$9,233,000621
Pre-tax net operating income$72,0009,537
Securities gains (losses)$-4,00010,023
Applicable income taxes$-2,0009,976
Income before extraordinary items$70,0009,516
Extraordinary gains, net$032
Net income$70,0009,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,482,000412
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$74,0009,433
1997-12-31 (YTD Data)Rank
Total interest income$14,271,0002,285
Total interest expense$5,072,0002,943
Net interest income$9,199,0001,893
Provision for loan and lease losses$12,253,000181
Total noninterest income$10,411,000554
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$465,0002,813
Trading account gains and fees$0239
Additional Noninterest Income$9,946,000410
Total noninterest expense$13,551,0001,008
Salaries and employee benefits$2,689,0002,468
Premises and equipment expense$644,0002,964
Additional noninterest expense$10,218,000584
Pre-tax net operating income$-6,194,00010,923
Securities gains (losses)$-29,00010,497
Applicable income taxes$-2,310,00010,904
Income before extraordinary items$-3,913,00010,903
Extraordinary gains, net$044
Net income$-3,913,00010,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,942,000218
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-3,894,44010,898
1996-12-31 (YTD Data)Rank
Total interest income$11,487,0002,880
Total interest expense$4,219,0003,532
Net interest income$7,268,0002,462
Provision for loan and lease losses$2,288,000555
Total noninterest income$12,155,000524
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$356,0003,699
Trading account gains and fees$0262
Additional Noninterest Income$11,799,000391
Total noninterest expense$13,441,0001,105
Salaries and employee benefits$2,371,0002,832
Premises and equipment expense$491,0003,830
Additional noninterest expense$10,579,000643
Pre-tax net operating income$3,694,0001,965
Securities gains (losses)$13,0002,310
Applicable income taxes$1,379,0001,734
Income before extraordinary items$2,328,0002,125
Extraordinary gains, net$053
Net income$2,328,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,129,000833
Cash dividends$2,925,000984
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,319,6802,090
1995-12-31 (YTD Data)Rank
Total interest income$8,547,0003,780
Total interest expense$3,723,0003,937
Net interest income$4,824,0003,655
Provision for loan and lease losses$308,0002,237
Total noninterest income$1,616,0002,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0004,212
Trading account gains and feesNANA
Additional Noninterest Income$1,309,0001,499
Total noninterest expense$4,106,0003,237
Salaries and employee benefits$1,361,0004,682
Premises and equipment expense$374,0004,799
Additional noninterest expense$2,371,0002,091
Pre-tax net operating income$2,026,0003,454
Securities gains (losses)$-24,00010,683
Applicable income taxes$724,0003,149
Income before extraordinary items$1,278,0003,739
Extraordinary gains, net$065
Net income$1,278,0003,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,265
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,293,3603,680
1994-12-31 (YTD Data)Rank
Total interest income$7,156,0004,138
Total interest expense$2,755,0004,269
Net interest income$4,401,0003,994
Provision for loan and lease losses$195,0003,075
Total noninterest income$529,0005,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0004,019
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,306
Total noninterest expense$2,438,0005,267
Salaries and employee benefits$1,174,0005,347
Premises and equipment expense$303,0005,674
Additional noninterest expense$961,0004,874
Pre-tax net operating income$2,297,0003,053
Securities gains (losses)$-88,00011,444
Applicable income taxes$785,0002,822
Income before extraordinary items$1,424,0003,316
Extraordinary gains, net$0249
Net income$1,424,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,250
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,480,3203,242
1993-12-31 (YTD Data)Rank
Total interest income$7,019,0004,304
Total interest expense$2,764,0004,428
Net interest income$4,255,0004,167
Provision for loan and lease losses$240,0003,470
Total noninterest income$478,0005,772
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$347,0003,904
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,993
Total noninterest expense$2,161,0005,957
Salaries and employee benefits$1,047,0005,890
Premises and equipment expense$354,0005,176
Additional noninterest expense$760,0006,174
Pre-tax net operating income$2,332,0002,894
Securities gains (losses)$22,0004,534
Applicable income taxes$882,0002,553
Income before extraordinary items$1,472,0003,298
Extraordinary gains, net$74,0001,859
Net income$1,546,0003,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0004,468
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,457,9203,147
1992-12-31 (YTD Data)Rank
Total interest income$7,170,0004,729
Total interest expense$3,470,0004,572
Net interest income$3,700,0004,780
Provision for loan and lease losses$180,0005,503
Total noninterest income$544,0005,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$207,0005,558
Total noninterest expense$1,958,0006,484
Salaries and employee benefits$978,0006,156
Premises and equipment expense$225,0007,284
Additional noninterest expense$755,0006,386
Pre-tax net operating income$2,105,0002,956
Securities gains (losses)$08,369
Applicable income taxes$861,0002,421
Income before extraordinary items$1,244,0003,686
Extraordinary gains, net$01,422
Net income$1,244,0003,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0004,479
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,244,0003,414

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.