Home > Union Savings Bank > Income and Expense

Union Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$168,198,000345
Total interest expense$89,077,000256
Net interest income$79,121,000465
Provision for loan and lease losses$03,275
Total noninterest income$34,765,000312
Gross Fiduciary activities income$0981
Service charges on deposit accounts$330,0002,081
Trading account gains and feesNANA
Additional Noninterest Income$34,435,000228
Total noninterest expense$70,417,000421
Salaries and employee benefits$45,058,000355
Premises and equipment expense$9,899,000299
Additional noninterest expense$34,435,000228
Pre-tax net operating income$43,469,000384
Securities gains (losses)$98,000251
Applicable income taxes$03,369
Income before extraordinary items$43,567,000319
Extraordinary gains, net$054
Net income$43,567,000323
Minority interest net income$088
Net income of bank and minority interests.$43,567,000321
Net charge-offs$-39,0004,143
Cash dividends$29,527,000242
Sale, conversion, retirement of capital stock, net$0540
Net operating income$43,469,000331
2023-09-30 (YTD Data)Rank
Total interest income$119,516,000357
Total interest expense$58,001,000270
Net interest income$61,515,000450
Provision for loan and lease losses$03,085
Total noninterest income$28,048,000305
Gross Fiduciary activities income$0950
Service charges on deposit accounts$246,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$27,802,000216
Total noninterest expense$49,813,000437
Salaries and employee benefits$31,981,000377
Premises and equipment expense$7,375,000301
Additional noninterest expense$27,802,000216
Pre-tax net operating income$39,750,000346
Securities gains (losses)$-214,0004,207
Applicable income taxes$03,407
Income before extraordinary items$39,536,000287
Extraordinary gains, net$052
Net income$39,536,000289
Minority interest net income$081
Net income of bank and minority interests.$39,536,000288
Net charge-offs$-24,0004,039
Cash dividends$26,639,000213
Sale, conversion, retirement of capital stock, net$0507
Net operating income$39,750,000292
2023-06-30 (YTD Data)Rank
Total interest income$74,735,000355
Total interest expense$31,465,000288
Net interest income$43,270,000427
Provision for loan and lease losses$02,940
Total noninterest income$18,662,000295
Gross Fiduciary activities income$0931
Service charges on deposit accounts$161,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$18,501,000208
Total noninterest expense$32,838,000433
Salaries and employee benefits$21,229,000374
Premises and equipment expense$4,736,000306
Additional noninterest expense$18,501,000208
Pre-tax net operating income$29,094,000323
Securities gains (losses)$-1,0003,583
Applicable income taxes$03,436
Income before extraordinary items$29,093,000265
Extraordinary gains, net$051
Net income$29,093,000270
Minority interest net income$081
Net income of bank and minority interests.$29,093,000265
Net charge-offs$-24,0004,159
Cash dividends$21,186,000182
Sale, conversion, retirement of capital stock, net$0486
Net operating income$29,094,000267
2023-03-31 (YTD Data)Rank
Total interest income$35,274,000374
Total interest expense$12,731,000305
Net interest income$22,543,000422
Provision for loan and lease losses$02,612
Total noninterest income$7,284,000344
Gross Fiduciary activities income$0913
Service charges on deposit accounts$82,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$7,202,000246
Total noninterest expense$16,785,000434
Salaries and employee benefits$11,039,000369
Premises and equipment expense$2,523,000302
Additional noninterest expense$7,202,000246
Pre-tax net operating income$13,042,000360
Securities gains (losses)$109,000155
Applicable income taxes$03,388
Income before extraordinary items$13,151,000298
Extraordinary gains, net$04
Net income$13,151,000299
Minority interest net income$048
Net income of bank and minority interests.$13,151,000299
Net charge-offs$-21,0004,245
Cash dividends$8,035,000207
Sale, conversion, retirement of capital stock, net$0430
Net operating income$13,042,000302
2022-12-31 (YTD Data)Rank
Total interest income$109,023,000384
Total interest expense$20,166,000263
Net interest income$88,857,000415
Provision for loan and lease losses$03,012
Total noninterest income$38,563,000304
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$335,0002,137
Trading account gains and feesNANA
Additional Noninterest Income$38,228,000214
Total noninterest expense$78,835,000364
Salaries and employee benefits$52,273,000316
Premises and equipment expense$11,782,000264
Additional noninterest expense$38,228,000214
Pre-tax net operating income$48,585,000391
Securities gains (losses)$-877,0004,432
Applicable income taxes$03,596
Income before extraordinary items$47,708,000334
Extraordinary gains, net$05
Net income$47,708,000334
Minority interest net income$063
Net income of bank and minority interests.$47,708,000334
Net charge-offs$-40,0004,022
Cash dividends$37,184,000203
Sale, conversion, retirement of capital stock, net$0568
Net operating income$48,585,000337
2022-09-30 (YTD Data)Rank
Total interest income$75,696,000386
Total interest expense$12,141,000232
Net interest income$63,555,000421
Provision for loan and lease losses$02,835
Total noninterest income$30,727,000300
Gross Fiduciary activities income$0968
Service charges on deposit accounts$194,0002,448
Trading account gains and feesNANA
Additional Noninterest Income$30,533,000209
Total noninterest expense$53,982,000389
Salaries and employee benefits$36,056,000335
Premises and equipment expense$8,467,000274
Additional noninterest expense$30,533,000209
Pre-tax net operating income$40,300,000362
Securities gains (losses)$-867,0004,549
Applicable income taxes$03,603
Income before extraordinary items$39,433,000307
Extraordinary gains, net$04
Net income$39,433,000307
Minority interest net income$057
Net income of bank and minority interests.$39,433,000307
Net charge-offs$-46,0004,058
Cash dividends$32,599,000177
Sale, conversion, retirement of capital stock, net$0519
Net operating income$40,300,000309
2022-06-30 (YTD Data)Rank
Total interest income$46,020,000398
Total interest expense$7,116,000195
Net interest income$38,904,000438
Provision for loan and lease losses$02,599
Total noninterest income$21,969,000282
Gross Fiduciary activities income$0925
Service charges on deposit accounts$125,0002,481
Trading account gains and feesNANA
Additional Noninterest Income$21,844,000211
Total noninterest expense$33,788,000406
Salaries and employee benefits$22,450,000345
Premises and equipment expense$5,187,000282
Additional noninterest expense$6,151,000648
Pre-tax net operating income$27,085,000352
Securities gains (losses)$-352,0004,535
Applicable income taxes$03,564
Income before extraordinary items$26,733,000293
Extraordinary gains, net$04
Net income$26,733,000293
Minority interest net income$060
Net income of bank and minority interests.$26,733,000293
Net charge-offs$-14,0003,773
Cash dividends$20,245,000180
Sale, conversion, retirement of capital stock, net$0494
Net operating income$27,085,000296
2022-03-31 (YTD Data)Rank
Total interest income$21,870,000404
Total interest expense$3,601,000171
Net interest income$18,269,000454
Provision for loan and lease losses$02,285
Total noninterest income$9,970,000305
Gross Fiduciary activities income$0892
Service charges on deposit accounts$62,0002,471
Trading account gains and feesNANA
Additional Noninterest Income$9,908,000234
Total noninterest expense$16,285,000423
Salaries and employee benefits$10,978,000355
Premises and equipment expense$2,163,000331
Additional noninterest expense$3,144,000629
Pre-tax net operating income$11,954,000368
Securities gains (losses)$-352,0004,654
Applicable income taxes$03,450
Income before extraordinary items$11,602,000310
Extraordinary gains, net$04
Net income$11,602,000310
Minority interest net income$050
Net income of bank and minority interests.$11,602,000310
Net charge-offs$-12,0003,981
Cash dividends$7,916,000198
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,954,000312
2021-12-31 (YTD Data)Rank
Total interest income$96,682,000371
Total interest expense$19,398,000156
Net interest income$77,284,000430
Provision for loan and lease losses$360,0001,270
Total noninterest income$124,414,000139
Gross Fiduciary activities income$0994
Service charges on deposit accounts$237,0002,462
Trading account gains and feesNANA
Additional Noninterest Income$124,177,000113
Total noninterest expense$77,549,000362
Salaries and employee benefits$50,879,000322
Premises and equipment expense$12,872,000241
Additional noninterest expense$13,798,000592
Pre-tax net operating income$123,789,000204
Securities gains (losses)$-1,278,0004,816
Applicable income taxes$03,710
Income before extraordinary items$122,511,000172
Extraordinary gains, net$010
Net income$122,511,000172
Minority interest net income$074
Net income of bank and minority interests.$122,511,000172
Net charge-offs$-160,0004,489
Cash dividends$111,103,000102
Sale, conversion, retirement of capital stock, net$0582
Net operating income$123,789,000167
2021-09-30 (YTD Data)Rank
Total interest income$74,575,000368
Total interest expense$15,374,000156
Net interest income$59,201,000421
Provision for loan and lease losses$270,0001,230
Total noninterest income$97,892,000136
Gross Fiduciary activities income$0957
Service charges on deposit accounts$169,0002,525
Trading account gains and feesNANA
Additional Noninterest Income$97,723,000110
Total noninterest expense$52,761,000387
Salaries and employee benefits$36,894,000331
Premises and equipment expense$8,197,000279
Additional noninterest expense$7,670,000753
Pre-tax net operating income$104,062,000187
Securities gains (losses)$-97,0004,794
Applicable income taxes$03,719
Income before extraordinary items$103,965,000160
Extraordinary gains, net$08
Net income$103,965,000160
Minority interest net income$069
Net income of bank and minority interests.$103,965,000160
Net charge-offs$-158,0004,592
Cash dividends$95,411,00092
Sale, conversion, retirement of capital stock, net$0543
Net operating income$104,062,000160
2021-06-30 (YTD Data)Rank
Total interest income$49,757,000364
Total interest expense$10,810,000157
Net interest income$38,947,000425
Provision for loan and lease losses$180,0001,246
Total noninterest income$71,142,000130
Gross Fiduciary activities income$0951
Service charges on deposit accounts$131,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$71,011,000104
Total noninterest expense$35,107,000386
Salaries and employee benefits$24,723,000329
Premises and equipment expense$5,669,000266
Additional noninterest expense$4,715,000810
Pre-tax net operating income$74,802,000179
Securities gains (losses)$-61,0004,823
Applicable income taxes$03,702
Income before extraordinary items$74,741,000153
Extraordinary gains, net$06
Net income$74,741,000153
Minority interest net income$067
Net income of bank and minority interests.$74,741,000153
Net charge-offs$-62,0004,425
Cash dividends$69,445,00083
Sale, conversion, retirement of capital stock, net$0517
Net operating income$74,802,000153
2021-03-31 (YTD Data)Rank
Total interest income$23,849,000376
Total interest expense$5,720,000160
Net interest income$18,129,000442
Provision for loan and lease losses$90,0001,312
Total noninterest income$41,129,000122
Gross Fiduciary activities income$0922
Service charges on deposit accounts$68,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$41,061,000103
Total noninterest expense$16,373,000407
Salaries and employee benefits$11,459,000349
Premises and equipment expense$2,925,000264
Additional noninterest expense$1,989,000910
Pre-tax net operating income$42,795,000175
Securities gains (losses)$-73,0004,867
Applicable income taxes$03,613
Income before extraordinary items$42,722,000150
Extraordinary gains, net$03
Net income$42,722,000150
Minority interest net income$055
Net income of bank and minority interests.$42,722,000150
Net charge-offs$-20,0004,337
Cash dividends$38,363,00059
Sale, conversion, retirement of capital stock, net$0482
Net operating income$42,795,000148
2020-12-31 (YTD Data)Rank
Total interest income$112,486,000327
Total interest expense$35,441,000185
Net interest income$77,045,000397
Provision for loan and lease losses$270,0002,785
Total noninterest income$141,922,000126
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$346,0002,074
Trading account gains and feesNANA
Additional Noninterest Income$141,576,000102
Total noninterest expense$81,657,000342
Salaries and employee benefits$50,275,000314
Premises and equipment expense$18,847,000182
Additional noninterest expense$12,535,000601
Pre-tax net operating income$137,040,000137
Securities gains (losses)$92,0001,431
Applicable income taxes$03,697
Income before extraordinary items$137,132,000112
Extraordinary gains, net$04
Net income$137,132,000112
Minority interest net income$072
Net income of bank and minority interests.$137,132,000112
Net charge-offs$-672,0004,970
Cash dividends$108,951,00089
Sale, conversion, retirement of capital stock, net$0566
Net operating income$137,040,000109
2020-09-30 (YTD Data)Rank
Total interest income$86,700,000316
Total interest expense$28,464,000186
Net interest income$58,236,000387
Provision for loan and lease losses$180,0002,853
Total noninterest income$92,228,000135
Gross Fiduciary activities income$0981
Service charges on deposit accounts$254,0002,089
Trading account gains and feesNANA
Additional Noninterest Income$91,974,000117
Total noninterest expense$64,037,000328
Salaries and employee benefits$39,913,000296
Premises and equipment expense$7,991,000276
Additional noninterest expense$16,133,000378
Pre-tax net operating income$86,247,000139
Securities gains (losses)$107,0001,178
Applicable income taxes$03,696
Income before extraordinary items$86,354,000123
Extraordinary gains, net$04
Net income$86,354,000122
Minority interest net income$065
Net income of bank and minority interests.$86,354,000123
Net charge-offs$-687,0005,003
Cash dividends$64,364,000108
Sale, conversion, retirement of capital stock, net$0532
Net operating income$86,247,000119
2020-06-30 (YTD Data)Rank
Total interest income$59,651,000315
Total interest expense$20,014,000191
Net interest income$39,637,000382
Provision for loan and lease losses$90,0003,062
Total noninterest income$34,232,000206
Gross Fiduciary activities income$0970
Service charges on deposit accounts$174,0002,083
Trading account gains and feesNANA
Additional Noninterest Income$34,058,000162
Total noninterest expense$35,454,000364
Salaries and employee benefits$24,818,000309
Premises and equipment expense$5,182,000284
Additional noninterest expense$5,454,000657
Pre-tax net operating income$38,325,000165
Securities gains (losses)$107,000953
Applicable income taxes$03,655
Income before extraordinary items$38,432,000141
Extraordinary gains, net$04
Net income$38,432,000141
Minority interest net income$065
Net income of bank and minority interests.$38,432,000141
Net charge-offs$-101,0004,889
Cash dividends$31,420,000129
Sale, conversion, retirement of capital stock, net$0504
Net operating income$38,325,000139
2020-03-31 (YTD Data)Rank
Total interest income$29,133,000326
Total interest expense$10,475,000208
Net interest income$18,658,000386
Provision for loan and lease losses$03,711
Total noninterest income$15,049,000204
Gross Fiduciary activities income$0941
Service charges on deposit accounts$104,0002,084
Trading account gains and feesNANA
Additional Noninterest Income$14,945,000154
Total noninterest expense$16,805,000384
Salaries and employee benefits$11,426,000325
Premises and equipment expense$2,604,000289
Additional noninterest expense$2,775,000657
Pre-tax net operating income$16,902,000170
Securities gains (losses)$87,000656
Applicable income taxes$03,513
Income before extraordinary items$16,989,000147
Extraordinary gains, net$04
Net income$16,989,000147
Minority interest net income$056
Net income of bank and minority interests.$16,989,000147
Net charge-offs$-85,0004,945
Cash dividends$11,069,000177
Sale, conversion, retirement of capital stock, net$0482
Net operating income$16,902,000143
2019-12-31 (YTD Data)Rank
Total interest income$116,642,000327
Total interest expense$39,593,000235
Net interest income$77,049,000372
Provision for loan and lease losses$80,0003,087
Total noninterest income$40,110,000277
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$434,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$39,676,000207
Total noninterest expense$57,905,000410
Salaries and employee benefits$36,397,000372
Premises and equipment expense$9,902,000294
Additional noninterest expense$11,606,000611
Pre-tax net operating income$59,174,000279
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$59,174,000240
Extraordinary gains, net$011
Net income$59,174,000241
Minority interest net income$076
Net income of bank and minority interests.$59,174,000241
Net charge-offs$-1,386,0005,159
Cash dividends$40,762,000200
Sale, conversion, retirement of capital stock, net$0626
Net operating income$59,174,000234
2019-09-30 (YTD Data)Rank
Total interest income$86,673,000338
Total interest expense$28,971,000245
Net interest income$57,702,000377
Provision for loan and lease losses$80,0002,806
Total noninterest income$26,067,000295
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$318,0002,159
Trading account gains and feesNANA
Additional Noninterest Income$25,749,000218
Total noninterest expense$41,815,000425
Salaries and employee benefits$26,330,000386
Premises and equipment expense$7,301,000298
Additional noninterest expense$8,184,000646
Pre-tax net operating income$41,874,000293
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$41,874,000252
Extraordinary gains, net$011
Net income$41,874,000254
Minority interest net income$072
Net income of bank and minority interests.$41,874,000254
Net charge-offs$-1,423,0005,237
Cash dividends$29,564,000192
Sale, conversion, retirement of capital stock, net$0590
Net operating income$41,874,000249
2019-06-30 (YTD Data)Rank
Total interest income$56,034,000345
Total interest expense$18,102,000253
Net interest income$37,932,000382
Provision for loan and lease losses$80,0002,401
Total noninterest income$16,653,000300
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$209,0002,147
Trading account gains and fees$0131
Additional Noninterest Income$16,444,000225
Total noninterest expense$27,691,000427
Salaries and employee benefits$17,424,000387
Premises and equipment expense$4,741,000309
Additional noninterest expense$5,526,000642
Pre-tax net operating income$26,814,000298
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$26,814,000256
Extraordinary gains, net$011
Net income$26,814,000258
Minority interest net income$069
Net income of bank and minority interests.$26,814,000258
Net charge-offs$-1,530,0005,290
Cash dividends$19,201,000191
Sale, conversion, retirement of capital stock, net$0573
Net operating income$26,814,000251
2019-03-31 (YTD Data)Rank
Total interest income$27,607,000346
Total interest expense$8,606,000256
Net interest income$19,001,000385
Provision for loan and lease losses$60,0001,874
Total noninterest income$6,935,000323
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and fees$0126
Additional Noninterest Income$6,835,000238
Total noninterest expense$13,732,000428
Salaries and employee benefits$8,349,000399
Premises and equipment expense$2,480,000299
Additional noninterest expense$2,903,000609
Pre-tax net operating income$12,144,000311
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$12,144,000270
Extraordinary gains, net$05
Net income$12,144,000270
Minority interest net income$052
Net income of bank and minority interests.$12,144,000270
Net charge-offs$-1,503,0005,354
Cash dividends$8,121,000203
Sale, conversion, retirement of capital stock, net$0529
Net operating income$12,144,000265
2018-12-31 (YTD Data)Rank
Total interest income$105,009,000344
Total interest expense$26,160,000254
Net interest income$78,849,000371
Provision for loan and lease losses$240,0002,183
Total noninterest income$36,418,000282
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$448,0002,151
Trading account gains and fees$0126
Additional Noninterest Income$35,970,000211
Total noninterest expense$59,952,000397
Salaries and employee benefits$36,785,000359
Premises and equipment expense$8,769,000325
Additional noninterest expense$14,398,000481
Pre-tax net operating income$55,075,000292
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$55,075,000255
Extraordinary gains, net$06
Net income$55,075,000255
Minority interest net income$072
Net income of bank and minority interests.$55,075,000255
Net charge-offs$129,0001,966
Cash dividends$40,141,000176
Sale, conversion, retirement of capital stock, net$0671
Net operating income$55,075,000254
2018-09-30 (YTD Data)Rank
Total interest income$77,741,000347
Total interest expense$18,102,000253
Net interest income$59,639,000367
Provision for loan and lease losses$180,0002,069
Total noninterest income$27,734,000280
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$334,0002,166
Trading account gains and fees$0138
Additional Noninterest Income$27,400,000212
Total noninterest expense$46,897,000387
Salaries and employee benefits$28,870,000351
Premises and equipment expense$6,886,000314
Additional noninterest expense$11,141,000468
Pre-tax net operating income$40,296,000301
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$40,296,000255
Extraordinary gains, net$05
Net income$40,296,000255
Minority interest net income$066
Net income of bank and minority interests.$40,296,000255
Net charge-offs$-52,0004,941
Cash dividends$24,945,000183
Sale, conversion, retirement of capital stock, net$0633
Net operating income$40,296,000255
2018-06-30 (YTD Data)Rank
Total interest income$50,532,000349
Total interest expense$10,992,000258
Net interest income$39,540,000368
Provision for loan and lease losses$120,0002,009
Total noninterest income$18,047,000282
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$222,0002,167
Trading account gains and fees$0130
Additional Noninterest Income$17,825,000212
Total noninterest expense$31,054,000392
Salaries and employee benefits$19,433,000349
Premises and equipment expense$4,514,000318
Additional noninterest expense$7,107,000488
Pre-tax net operating income$26,413,000292
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$26,413,000252
Extraordinary gains, net$06
Net income$26,413,000252
Minority interest net income$065
Net income of bank and minority interests.$26,413,000252
Net charge-offs$-75,0005,129
Cash dividends$18,115,000168
Sale, conversion, retirement of capital stock, net$0620
Net operating income$26,413,000252
2018-03-31 (YTD Data)Rank
Total interest income$24,620,000353
Total interest expense$5,191,000254
Net interest income$19,429,000371
Provision for loan and lease losses$60,0001,880
Total noninterest income$10,790,000249
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and fees$0123
Additional Noninterest Income$10,674,000184
Total noninterest expense$16,050,000375
Salaries and employee benefits$10,116,000341
Premises and equipment expense$2,349,000303
Additional noninterest expense$3,585,000484
Pre-tax net operating income$14,109,000275
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$14,109,000231
Extraordinary gains, net$07
Net income$14,109,000232
Minority interest net income$052
Net income of bank and minority interests.$14,109,000232
Net charge-offs$-59,0005,278
Cash dividends$8,921,000149
Sale, conversion, retirement of capital stock, net$0580
Net operating income$14,109,000231
2017-12-31 (YTD Data)Rank
Total interest income$96,290,000340
Total interest expense$20,099,000211
Net interest income$76,191,000365
Provision for loan and lease losses$240,0002,185
Total noninterest income$46,408,000239
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$460,0002,169
Trading account gains and fees$0151
Additional Noninterest Income$45,948,000172
Total noninterest expense$58,330,000398
Salaries and employee benefits$37,505,000346
Premises and equipment expense$8,836,000318
Additional noninterest expense$11,989,000565
Pre-tax net operating income$64,029,000243
Securities gains (losses)$-67,0005,353
Applicable income taxes$04,135
Income before extraordinary items$63,962,000183
Extraordinary gains, net$09
Net income$63,962,000183
Minority interest net income$076
Net income of bank and minority interests.$63,962,000183
Net charge-offs$61,0002,831
Cash dividends$38,442,000146
Sale, conversion, retirement of capital stock, net$0711
Net operating income$64,029,000182
2017-09-30 (YTD Data)Rank
Total interest income$71,494,000346
Total interest expense$14,712,000214
Net interest income$56,782,000370
Provision for loan and lease losses$180,0002,116
Total noninterest income$33,341,000248
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$343,0002,183
Trading account gains and fees$0145
Additional Noninterest Income$32,998,000182
Total noninterest expense$44,836,000391
Salaries and employee benefits$29,272,000339
Premises and equipment expense$6,416,000330
Additional noninterest expense$9,148,000555
Pre-tax net operating income$45,107,000251
Securities gains (losses)$10,0001,621
Applicable income taxes$04,172
Income before extraordinary items$45,117,000202
Extraordinary gains, net$09
Net income$45,117,000202
Minority interest net income$071
Net income of bank and minority interests.$45,117,000202
Net charge-offs$374,000973
Cash dividends$27,315,000140
Sale, conversion, retirement of capital stock, net$0677
Net operating income$45,107,000202
2017-06-30 (YTD Data)Rank
Total interest income$47,430,000345
Total interest expense$9,509,000213
Net interest income$37,921,000368
Provision for loan and lease losses$120,0002,050
Total noninterest income$25,349,000220
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$226,0002,193
Trading account gains and fees$0139
Additional Noninterest Income$25,123,000160
Total noninterest expense$31,306,000380
Salaries and employee benefits$19,949,000338
Premises and equipment expense$4,804,000289
Additional noninterest expense$6,553,000526
Pre-tax net operating income$31,844,000238
Securities gains (losses)$10,0001,261
Applicable income taxes$04,189
Income before extraordinary items$31,854,000193
Extraordinary gains, net$011
Net income$31,854,000194
Minority interest net income$071
Net income of bank and minority interests.$31,854,000194
Net charge-offs$123,0001,377
Cash dividends$18,071,000137
Sale, conversion, retirement of capital stock, net$0659
Net operating income$31,844,000191
2017-03-31 (YTD Data)Rank
Total interest income$23,337,000345
Total interest expense$4,609,000210
Net interest income$18,728,000370
Provision for loan and lease losses$60,0001,878
Total noninterest income$14,165,000198
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$111,0002,234
Trading account gains and fees$0142
Additional Noninterest Income$14,054,000151
Total noninterest expense$18,299,000341
Salaries and employee benefits$11,442,000297
Premises and equipment expense$3,232,000228
Additional noninterest expense$3,625,000482
Pre-tax net operating income$14,534,000254
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$14,534,000206
Extraordinary gains, net$08
Net income$14,534,000206
Minority interest net income$055
Net income of bank and minority interests.$14,534,000206
Net charge-offs$6,0002,391
Cash dividends$7,815,000147
Sale, conversion, retirement of capital stock, net$0632
Net operating income$14,534,000204
2016-12-31 (YTD Data)Rank
Total interest income$90,543,000337
Total interest expense$17,347,000207
Net interest income$73,196,000365
Provision for loan and lease losses$04,332
Total noninterest income$57,429,000200
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$482,0002,140
Trading account gains and fees$0170
Additional Noninterest Income$56,947,000148
Total noninterest expense$65,193,000364
Salaries and employee benefits$39,839,000333
Premises and equipment expense$8,821,000311
Additional noninterest expense$16,533,000433
Pre-tax net operating income$65,432,000218
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$65,432,000176
Extraordinary gains, net$05
Net income$65,432,000176
Minority interest net income$082
Net income of bank and minority interests.$65,432,000176
Net charge-offs$15,0003,736
Cash dividends$55,760,000114
Sale, conversion, retirement of capital stock, net$0759
Net operating income$65,432,000173
2016-09-30 (YTD Data)Rank
Total interest income$67,589,000336
Total interest expense$12,791,000204
Net interest income$54,798,000366
Provision for loan and lease losses$04,186
Total noninterest income$38,449,000218
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$355,0002,182
Trading account gains and fees$0169
Additional Noninterest Income$38,094,000156
Total noninterest expense$48,066,000367
Salaries and employee benefits$30,258,000327
Premises and equipment expense$6,277,000323
Additional noninterest expense$11,531,000450
Pre-tax net operating income$45,181,000228
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$45,181,000183
Extraordinary gains, net$05
Net income$45,181,000183
Minority interest net income$071
Net income of bank and minority interests.$45,181,000183
Net charge-offs$155,0001,662
Cash dividends$39,156,000116
Sale, conversion, retirement of capital stock, net$0719
Net operating income$45,181,000182
2016-06-30 (YTD Data)Rank
Total interest income$43,809,000345
Total interest expense$8,320,000209
Net interest income$35,489,000373
Provision for loan and lease losses$04,017
Total noninterest income$24,853,000216
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$235,0002,173
Trading account gains and fees$0157
Additional Noninterest Income$24,618,000158
Total noninterest expense$31,778,000370
Salaries and employee benefits$20,498,000319
Premises and equipment expense$4,124,000334
Additional noninterest expense$7,156,000489
Pre-tax net operating income$28,564,000233
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$28,564,000192
Extraordinary gains, net$016
Net income$28,564,000191
Minority interest net income$071
Net income of bank and minority interests.$28,564,000191
Net charge-offs$210,0001,092
Cash dividends$25,404,000113
Sale, conversion, retirement of capital stock, net$0705
Net operating income$28,564,000190
2016-03-31 (YTD Data)Rank
Total interest income$21,476,000349
Total interest expense$4,102,000210
Net interest income$17,374,000376
Provision for loan and lease losses$03,656
Total noninterest income$11,889,000219
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$121,0002,104
Trading account gains and fees$0142
Additional Noninterest Income$11,768,000159
Total noninterest expense$15,640,000371
Salaries and employee benefits$10,400,000316
Premises and equipment expense$1,886,000364
Additional noninterest expense$3,354,000517
Pre-tax net operating income$13,623,000238
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$13,623,000199
Extraordinary gains, net$012
Net income$13,623,000199
Minority interest net income$062
Net income of bank and minority interests.$13,623,000199
Net charge-offs$6,0002,526
Cash dividends$17,405,00096
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,623,000193
2015-12-31 (YTD Data)Rank
Total interest income$83,454,000336
Total interest expense$15,365,000201
Net interest income$68,089,000368
Provision for loan and lease losses$04,380
Total noninterest income$52,256,000209
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$511,0002,104
Trading account gains and fees$0159
Additional Noninterest Income$51,745,000154
Total noninterest expense$64,113,000358
Salaries and employee benefits$35,749,000350
Premises and equipment expense$7,556,000365
Additional noninterest expense$20,808,000354
Pre-tax net operating income$56,232,000230
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$56,232,000188
Extraordinary gains, net$023
Net income$56,232,000188
Minority interest net income$081
Net income of bank and minority interests.$56,232,000188
Net charge-offs$-580,0006,026
Cash dividends$49,205,000129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$56,232,000187
2015-09-30 (YTD Data)Rank
Total interest income$61,894,000344
Total interest expense$11,394,000201
Net interest income$50,500,000375
Provision for loan and lease losses$04,232
Total noninterest income$44,192,000194
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$376,0002,144
Trading account gains and fees$0153
Additional Noninterest Income$43,816,000145
Total noninterest expense$45,128,000383
Salaries and employee benefits$28,657,000329
Premises and equipment expense$6,082,000340
Additional noninterest expense$10,389,000498
Pre-tax net operating income$49,564,000214
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$49,564,000168
Extraordinary gains, net$021
Net income$49,564,000168
Minority interest net income$078
Net income of bank and minority interests.$49,564,000168
Net charge-offs$-335,0006,047
Cash dividends$45,229,000107
Sale, conversion, retirement of capital stock, net$0773
Net operating income$49,564,000168
2015-06-30 (YTD Data)Rank
Total interest income$40,854,000346
Total interest expense$7,508,000203
Net interest income$33,346,000375
Provision for loan and lease losses$04,069
Total noninterest income$30,938,000187
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$244,0002,153
Trading account gains and fees$0157
Additional Noninterest Income$30,694,000138
Total noninterest expense$32,028,000362
Salaries and employee benefits$20,160,000309
Premises and equipment expense$4,529,000300
Additional noninterest expense$7,339,000471
Pre-tax net operating income$32,256,000226
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$32,256,000175
Extraordinary gains, net$022
Net income$32,256,000175
Minority interest net income$075
Net income of bank and minority interests.$32,256,000175
Net charge-offs$37,0002,563
Cash dividends$26,465,000116
Sale, conversion, retirement of capital stock, net$0751
Net operating income$32,256,000174
2015-03-31 (YTD Data)Rank
Total interest income$20,396,000347
Total interest expense$3,669,000202
Net interest income$16,727,000373
Provision for loan and lease losses$03,703
Total noninterest income$10,069,000250
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$115,0002,246
Trading account gains and fees$0152
Additional Noninterest Income$9,954,000186
Total noninterest expense$14,225,000404
Salaries and employee benefits$8,353,000375
Premises and equipment expense$2,823,000252
Additional noninterest expense$3,049,000554
Pre-tax net operating income$12,571,000242
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$12,571,000200
Extraordinary gains, net$013
Net income$12,571,000201
Minority interest net income$064
Net income of bank and minority interests.$12,571,000201
Net charge-offs$77,0001,281
Cash dividends$12,632,000115
Sale, conversion, retirement of capital stock, net$0697
Net operating income$12,571,000201
2014-12-31 (YTD Data)Rank
Total interest income$75,057,000364
Total interest expense$15,059,000200
Net interest income$59,998,000391
Provision for loan and lease losses$04,603
Total noninterest income$38,975,000245
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$546,0002,135
Trading account gains and fees$0180
Additional Noninterest Income$38,429,000175
Total noninterest expense$53,802,000417
Salaries and employee benefits$32,374,000369
Premises and equipment expense$7,357,000367
Additional noninterest expense$14,071,000486
Pre-tax net operating income$45,171,000251
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$45,171,000209
Extraordinary gains, net$017
Net income$45,171,000209
Minority interest net income$084
Net income of bank and minority interests.$45,171,000209
Net charge-offs$985,000907
Cash dividends$41,035,000135
Sale, conversion, retirement of capital stock, net$0862
Net operating income$45,171,000209
2014-09-30 (YTD Data)Rank
Total interest income$55,341,000367
Total interest expense$11,241,000201
Net interest income$44,100,000395
Provision for loan and lease losses$04,401
Total noninterest income$31,647,000227
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$413,0002,125
Trading account gains and fees$0174
Additional Noninterest Income$31,234,000162
Total noninterest expense$40,441,000413
Salaries and employee benefits$24,598,000361
Premises and equipment expense$5,761,000348
Additional noninterest expense$10,082,000503
Pre-tax net operating income$35,306,000245
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$35,306,000197
Extraordinary gains, net$015
Net income$35,306,000196
Minority interest net income$081
Net income of bank and minority interests.$35,306,000197
Net charge-offs$785,000817
Cash dividends$35,621,000122
Sale, conversion, retirement of capital stock, net$0819
Net operating income$35,306,000199
2014-06-30 (YTD Data)Rank
Total interest income$36,368,000372
Total interest expense$7,497,000197
Net interest income$28,871,000393
Provision for loan and lease losses$04,196
Total noninterest income$21,091,000226
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$271,0002,120
Trading account gains and fees$0172
Additional Noninterest Income$20,820,000160
Total noninterest expense$25,916,000425
Salaries and employee benefits$15,697,000375
Premises and equipment expense$3,969,000340
Additional noninterest expense$6,250,000542
Pre-tax net operating income$24,046,000232
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$24,046,000197
Extraordinary gains, net$020
Net income$24,046,000196
Minority interest net income$080
Net income of bank and minority interests.$24,046,000197
Net charge-offs$443,000962
Cash dividends$23,579,000119
Sale, conversion, retirement of capital stock, net$0794
Net operating income$24,046,000198
2014-03-31 (YTD Data)Rank
Total interest income$17,324,000385
Total interest expense$3,764,000198
Net interest income$13,560,000414
Provision for loan and lease losses$03,817
Total noninterest income$10,703,000225
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$128,0002,201
Trading account gains and fees$0147
Additional Noninterest Income$10,575,000157
Total noninterest expense$12,787,000430
Salaries and employee benefits$7,970,000371
Premises and equipment expense$2,232,000305
Additional noninterest expense$2,585,000629
Pre-tax net operating income$11,476,000235
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$11,476,000205
Extraordinary gains, net$016
Net income$11,476,000204
Minority interest net income$066
Net income of bank and minority interests.$11,476,000205
Net charge-offs$-465,0006,667
Cash dividends$10,139,000110
Sale, conversion, retirement of capital stock, net$0747
Net operating income$11,476,000203
2013-12-31 (YTD Data)Rank
Total interest income$79,000,000329
Total interest expense$15,555,000213
Net interest income$63,445,000365
Provision for loan and lease losses$05,091
Total noninterest income$79,788,000138
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$635,0001,970
Trading account gains and fees$0184
Additional Noninterest Income$79,153,000110
Total noninterest expense$63,101,000354
Salaries and employee benefits$36,944,000306
Premises and equipment expense$6,658,000388
Additional noninterest expense$19,499,000390
Pre-tax net operating income$80,132,000161
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$80,132,000141
Extraordinary gains, net$029
Net income$80,132,000141
Minority interest net income$090
Net income of bank and minority interests.$80,132,000141
Net charge-offs$1,380,000997
Cash dividends$45,051,000125
Sale, conversion, retirement of capital stock, net$0924
Net operating income$80,132,000141
2013-09-30 (YTD Data)Rank
Total interest income$60,425,000325
Total interest expense$11,658,000214
Net interest income$48,767,000364
Provision for loan and lease losses$04,941
Total noninterest income$66,607,000132
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$488,0001,943
Trading account gains and fees$0180
Additional Noninterest Income$66,119,000106
Total noninterest expense$49,153,000350
Salaries and employee benefits$31,016,000281
Premises and equipment expense$4,964,000396
Additional noninterest expense$13,173,000413
Pre-tax net operating income$66,221,000154
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$66,221,000134
Extraordinary gains, net$025
Net income$66,221,000134
Minority interest net income$084
Net income of bank and minority interests.$66,221,000134
Net charge-offs$1,144,000916
Cash dividends$48,500,00090
Sale, conversion, retirement of capital stock, net$0868
Net operating income$66,221,000133
2013-06-30 (YTD Data)Rank
Total interest income$40,665,000323
Total interest expense$7,711,000220
Net interest income$32,954,000353
Provision for loan and lease losses$04,788
Total noninterest income$54,825,000119
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$324,0001,924
Trading account gains and fees$0157
Additional Noninterest Income$54,501,00095
Total noninterest expense$33,528,000344
Salaries and employee benefits$19,590,000295
Premises and equipment expense$3,754,000341
Additional noninterest expense$10,184,000368
Pre-tax net operating income$54,251,000136
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$54,251,000112
Extraordinary gains, net$022
Net income$54,251,000112
Minority interest net income$082
Net income of bank and minority interests.$54,251,000112
Net charge-offs$1,330,000629
Cash dividends$42,413,00072
Sale, conversion, retirement of capital stock, net$0838
Net operating income$54,251,000111
2013-03-31 (YTD Data)Rank
Total interest income$20,659,000325
Total interest expense$3,822,000225
Net interest income$16,837,000343
Provision for loan and lease losses$04,409
Total noninterest income$32,628,000106
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$157,0001,959
Trading account gains and fees$0148
Additional Noninterest Income$32,471,00080
Total noninterest expense$15,983,000359
Salaries and employee benefits$9,678,000302
Premises and equipment expense$1,537,000414
Additional noninterest expense$4,768,000391
Pre-tax net operating income$33,482,000119
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$33,482,000102
Extraordinary gains, net$010
Net income$33,482,000102
Minority interest net income$076
Net income of bank and minority interests.$33,482,000102
Net charge-offs$446,000827
Cash dividends$27,224,00047
Sale, conversion, retirement of capital stock, net$0789
Net operating income$33,482,00099
2012-12-31 (YTD Data)Rank
Total interest income$77,077,000352
Total interest expense$16,549,000245
Net interest income$60,528,000377
Provision for loan and lease losses$200,0003,920
Total noninterest income$90,573,000133
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$701,0001,896
Trading account gains and fees$0166
Additional Noninterest Income$89,872,000108
Total noninterest expense$59,155,000378
Salaries and employee benefits$32,661,000341
Premises and equipment expense$5,273,000464
Additional noninterest expense$21,221,000377
Pre-tax net operating income$91,746,000149
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$91,746,000129
Extraordinary gains, net$029
Net income$91,746,000128
Minority interest net income$093
Net income of bank and minority interests.$91,746,000129
Net charge-offs$-764,0007,062
Cash dividends$58,622,000108
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$91,746,000124
2012-09-30 (YTD Data)Rank
Total interest income$57,750,000360
Total interest expense$12,628,000255
Net interest income$45,122,000384
Provision for loan and lease losses$200,0003,508
Total noninterest income$52,884,000152
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$512,0001,958
Trading account gains and fees$0157
Additional Noninterest Income$52,372,000127
Total noninterest expense$40,732,000402
Salaries and employee benefits$23,988,000341
Premises and equipment expense$3,826,000474
Additional noninterest expense$12,918,000445
Pre-tax net operating income$57,074,000169
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$57,074,000146
Extraordinary gains, net$020
Net income$57,074,000146
Minority interest net income$086
Net income of bank and minority interests.$57,074,000146
Net charge-offs$748,0001,748
Cash dividends$38,154,00088
Sale, conversion, retirement of capital stock, net$0952
Net operating income$57,074,000140
2012-06-30 (YTD Data)Rank
Total interest income$37,428,000370
Total interest expense$8,591,000261
Net interest income$28,837,000392
Provision for loan and lease losses$200,0002,964
Total noninterest income$33,916,000159
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$336,0001,973
Trading account gains and fees$0153
Additional Noninterest Income$33,580,000131
Total noninterest expense$23,368,000463
Salaries and employee benefits$12,257,000432
Premises and equipment expense$2,363,000509
Additional noninterest expense$8,748,000437
Pre-tax net operating income$39,185,000165
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$39,185,000136
Extraordinary gains, net$019
Net income$39,185,000136
Minority interest net income$084
Net income of bank and minority interests.$39,185,000136
Net charge-offs$811,0001,321
Cash dividends$27,598,00081
Sale, conversion, retirement of capital stock, net$0928
Net operating income$39,185,000133
2012-03-31 (YTD Data)Rank
Total interest income$18,948,000365
Total interest expense$4,479,000254
Net interest income$14,469,000392
Provision for loan and lease losses$05,254
Total noninterest income$20,933,000134
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$166,0001,976
Trading account gains and fees$0148
Additional Noninterest Income$20,767,000103
Total noninterest expense$11,909,000446
Salaries and employee benefits$6,745,000401
Premises and equipment expense$1,135,000537
Additional noninterest expense$4,029,000448
Pre-tax net operating income$23,493,000144
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$23,493,000119
Extraordinary gains, net$019
Net income$23,493,000120
Minority interest net income$078
Net income of bank and minority interests.$23,493,000120
Net charge-offs$27,0003,487
Cash dividends$13,321,00073
Sale, conversion, retirement of capital stock, net$0861
Net operating income$23,493,000116
2011-12-31 (YTD Data)Rank
Total interest income$69,394,000400
Total interest expense$21,974,000248
Net interest income$47,420,000464
Provision for loan and lease losses$13,883,000317
Total noninterest income$75,121,000138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$75,121,000112
Total noninterest expense$45,184,000460
Salaries and employee benefits$26,356,000388
Premises and equipment expense$6,327,000416
Additional noninterest expense$12,501,000581
Pre-tax net operating income$63,474,000163
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$63,474,000136
Extraordinary gains, net$029
Net income$63,474,000137
Minority interest net income$096
Net income of bank and minority interests.$63,474,000137
Net charge-offs$4,754,000835
Cash dividends$41,068,00093
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$63,474,000136
2011-09-30 (YTD Data)Rank
Total interest income$54,343,000390
Total interest expense$17,034,000254
Net interest income$37,309,000441
Provision for loan and lease losses$9,250,000342
Total noninterest income$45,340,000157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$45,340,000126
Total noninterest expense$35,238,000443
Salaries and employee benefits$21,586,000351
Premises and equipment expense$4,667,000426
Additional noninterest expense$8,985,000600
Pre-tax net operating income$38,161,000190
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$38,161,000156
Extraordinary gains, net$021
Net income$38,161,000157
Minority interest net income$087
Net income of bank and minority interests.$38,161,000157
Net charge-offs$55,0004,909
Cash dividends$22,942,00086
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$38,161,000153
2011-06-30 (YTD Data)Rank
Total interest income$38,713,000375
Total interest expense$11,782,000257
Net interest income$26,931,000421
Provision for loan and lease losses$9,250,000256
Total noninterest income$34,461,000145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$34,461,000123
Total noninterest expense$26,312,000404
Salaries and employee benefits$16,967,000291
Premises and equipment expense$3,149,000422
Additional noninterest expense$6,196,000595
Pre-tax net operating income$25,830,000183
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$25,830,000157
Extraordinary gains, net$015
Net income$25,830,000157
Minority interest net income$089
Net income of bank and minority interests.$25,830,000157
Net charge-offs$-160,0007,422
Cash dividends$18,010,00074
Sale, conversion, retirement of capital stock, net$0986
Net operating income$25,830,000155
2011-03-31 (YTD Data)Rank
Total interest income$21,325,000343
Total interest expense$6,035,000266
Net interest income$15,290,000374
Provision for loan and lease losses$8,000,000165
Total noninterest income$25,602,000124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$25,602,00099
Total noninterest expense$13,470,000398
Salaries and employee benefits$9,148,000278
Premises and equipment expense$1,525,000446
Additional noninterest expense$2,797,000645
Pre-tax net operating income$19,422,000153
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$19,422,000124
Extraordinary gains, net$09
Net income$19,422,000124
Minority interest net income$086
Net income of bank and minority interests.$19,422,000124
Net charge-offs$-48,0007,356
Cash dividends$14,906,00048
Sale, conversion, retirement of capital stock, net$0925
Net operating income$19,422,000121
2010-12-31 (YTD Data)Rank
Total interest income$71,354,000425
Total interest expense$30,483,000262
Net interest income$40,871,000528
Provision for loan and lease losses$20,849,000358
Total noninterest income$80,146,000141
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$80,146,000111
Total noninterest expense$54,020,000401
Salaries and employee benefits$36,885,000259
Premises and equipment expense$6,160,000430
Additional noninterest expense$10,975,000693
Pre-tax net operating income$46,148,000173
Securities gains (losses)$56,0002,585
Applicable income taxes$04,655
Income before extraordinary items$46,204,000150
Extraordinary gains, net$029
Net income$46,204,000150
Minority interest net income$0111
Net income of bank and minority interests.$46,204,000150
Net charge-offs$18,355,000364
Cash dividends$27,045,00079
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$46,148,000146
2010-09-30 (YTD Data)Rank
Total interest income$53,461,000424
Total interest expense$23,828,000258
Net interest income$29,633,000545
Provision for loan and lease losses$10,425,000480
Total noninterest income$49,124,000157
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$49,124,000124
Total noninterest expense$36,425,000428
Salaries and employee benefits$24,945,000291
Premises and equipment expense$4,400,000442
Additional noninterest expense$7,080,000767
Pre-tax net operating income$31,907,000175
Securities gains (losses)$56,0002,341
Applicable income taxes$04,726
Income before extraordinary items$31,963,000158
Extraordinary gains, net$023
Net income$31,963,000158
Minority interest net income$0110
Net income of bank and minority interests.$31,963,000159
Net charge-offs$8,732,000503
Cash dividends$19,868,00060
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$31,907,000151
2010-06-30 (YTD Data)Rank
Total interest income$36,924,000415
Total interest expense$16,334,000256
Net interest income$20,590,000512
Provision for loan and lease losses$8,475,000405
Total noninterest income$30,682,000164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$30,682,000129
Total noninterest expense$24,562,000417
Salaries and employee benefits$16,801,000285
Premises and equipment expense$2,911,000445
Additional noninterest expense$4,850,000746
Pre-tax net operating income$18,235,000185
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$18,235,000162
Extraordinary gains, net$019
Net income$18,235,000161
Minority interest net income$0105
Net income of bank and minority interests.$18,235,000162
Net charge-offs$5,663,000529
Cash dividends$12,895,00054
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$18,235,000154
2010-03-31 (YTD Data)Rank
Total interest income$19,276,000411
Total interest expense$8,459,000264
Net interest income$10,817,000505
Provision for loan and lease losses$4,325,000423
Total noninterest income$18,695,000150
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$18,695,000119
Total noninterest expense$12,927,000409
Salaries and employee benefits$8,822,000272
Premises and equipment expense$1,487,000452
Additional noninterest expense$2,618,000703
Pre-tax net operating income$12,260,000150
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$12,260,000130
Extraordinary gains, net$016
Net income$12,260,000130
Minority interest net income$091
Net income of bank and minority interests.$12,260,000131
Net charge-offs$2,904,000496
Cash dividends$9,525,00037
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$12,260,000120
2009-12-31 (YTD Data)Rank
Total interest income$77,782,000433
Total interest expense$41,550,000276
Net interest income$36,232,000596
Provision for loan and lease losses$15,947,000581
Total noninterest income$43,043,000232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$43,043,000172
Total noninterest expense$60,800,000378
Salaries and employee benefits$41,780,000222
Premises and equipment expense$5,586,000477
Additional noninterest expense$13,434,000604
Pre-tax net operating income$2,528,0001,559
Securities gains (losses)$28,526,00029
Applicable income taxes$04,388
Income before extraordinary items$31,054,000136
Extraordinary gains, net$034
Net income$31,054,000136
Minority interest net income$0115
Net income of bank and minority interests.$31,054,000136
Net charge-offs$6,848,000914
Cash dividends$16,347,000123
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,528,0001,303
2009-09-30 (YTD Data)Rank
Total interest income$58,550,000447
Total interest expense$32,416,000290
Net interest income$26,134,000619
Provision for loan and lease losses$12,677,000518
Total noninterest income$28,363,000247
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$28,363,000191
Total noninterest expense$46,323,000374
Salaries and employee benefits$32,354,000221
Premises and equipment expense$4,199,000489
Additional noninterest expense$9,770,000595
Pre-tax net operating income$-4,503,0007,463
Securities gains (losses)$28,526,00027
Applicable income taxes$04,592
Income before extraordinary items$24,023,000139
Extraordinary gains, net$027
Net income$24,023,000138
Minority interest net income$0118
Net income of bank and minority interests.$24,023,000139
Net charge-offs$5,090,000804
Cash dividends$12,553,000120
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,503,0007,540
2009-06-30 (YTD Data)Rank
Total interest income$38,958,000457
Total interest expense$22,374,000296
Net interest income$16,584,000652
Provision for loan and lease losses$8,100,000529
Total noninterest income$13,049,000332
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$13,049,000239
Total noninterest expense$33,106,000350
Salaries and employee benefits$23,612,000212
Premises and equipment expense$2,746,000501
Additional noninterest expense$6,748,000589
Pre-tax net operating income$-11,573,0007,943
Securities gains (losses)$28,526,00025
Applicable income taxes$04,657
Income before extraordinary items$16,953,000130
Extraordinary gains, net$021
Net income$16,953,000129
Minority interest net income$0112
Net income of bank and minority interests.$16,953,000130
Net charge-offs$2,617,000946
Cash dividends$8,744,000118
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-11,573,0007,977
2009-03-31 (YTD Data)Rank
Total interest income$20,472,000436
Total interest expense$11,641,000297
Net interest income$8,831,000615
Provision for loan and lease losses$5,025,000405
Total noninterest income$-7,973,0008,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-7,973,0008,248
Total noninterest expense$14,834,000370
Salaries and employee benefits$9,961,000249
Premises and equipment expense$1,339,000524
Additional noninterest expense$3,534,000494
Pre-tax net operating income$-19,001,0008,144
Securities gains (losses)$28,526,00013
Applicable income taxes$04,835
Income before extraordinary items$9,525,000131
Extraordinary gains, net$015
Net income$9,525,000130
Minority interest net income$0102
Net income of bank and minority interests.$9,525,000131
Net charge-offs$176,0002,252
Cash dividends$4,791,000102
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-19,001,0008,153
2008-12-31 (YTD Data)Rank
Total interest income$92,126,000426
Total interest expense$58,225,000283
Net interest income$33,901,000636
Provision for loan and lease losses$5,825,000902
Total noninterest income$3,070,0001,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,070,000946
Total noninterest expense$36,122,000554
Salaries and employee benefits$23,551,000408
Premises and equipment expense$5,129,000537
Additional noninterest expense$7,442,000877
Pre-tax net operating income$-4,976,0007,799
Securities gains (losses)$17,016,00032
Applicable income taxes$04,979
Income before extraordinary items$12,040,000330
Extraordinary gains, net$039
Net income$12,040,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,726,0001,069
Cash dividends$9,555,000309
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,976,0007,862
2008-09-30 (YTD Data)Rank
Total interest income$70,364,000429
Total interest expense$45,073,000292
Net interest income$25,291,000656
Provision for loan and lease losses$4,175,000734
Total noninterest income$1,443,0002,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,443,0001,401
Total noninterest expense$26,878,000555
Salaries and employee benefits$17,594,000423
Premises and equipment expense$3,839,000539
Additional noninterest expense$5,445,000846
Pre-tax net operating income$-4,319,0008,098
Securities gains (losses)$14,100,00033
Applicable income taxes$05,372
Income before extraordinary items$9,781,000376
Extraordinary gains, net$031
Net income$9,781,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,626,000960
Cash dividends$6,856,000335
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,319,0008,145
2008-06-30 (YTD Data)Rank
Total interest income$48,164,000427
Total interest expense$31,514,000293
Net interest income$16,650,000664
Provision for loan and lease losses$1,775,000850
Total noninterest income$151,0005,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$151,0004,312
Total noninterest expense$18,720,000535
Salaries and employee benefits$12,231,000419
Premises and equipment expense$2,580,000532
Additional noninterest expense$3,909,000774
Pre-tax net operating income$-3,694,0008,258
Securities gains (losses)$11,338,00036
Applicable income taxes$05,627
Income before extraordinary items$7,644,000360
Extraordinary gains, net$021
Net income$7,644,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,000946
Cash dividends$5,020,000333
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-3,694,0008,280
2008-03-31 (YTD Data)Rank
Total interest income$25,179,000424
Total interest expense$16,662,000301
Net interest income$8,517,000642
Provision for loan and lease losses$650,000846
Total noninterest income$-940,0008,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$-940,0008,485
Total noninterest expense$9,170,000537
Salaries and employee benefits$6,121,000419
Premises and equipment expense$1,287,000540
Additional noninterest expense$1,762,000820
Pre-tax net operating income$-2,243,0008,380
Securities gains (losses)$7,200,00042
Applicable income taxes$05,622
Income before extraordinary items$4,957,000320
Extraordinary gains, net$015
Net income$4,957,000321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,341
Cash dividends$2,964,000306
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-2,243,0008,396
2007-12-31 (YTD Data)Rank
Total interest income$105,411,000419
Total interest expense$67,965,000316
Net interest income$37,446,000598
Provision for loan and lease losses$1,486,0001,064
Total noninterest income$5,339,0001,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,339,000643
Total noninterest expense$33,154,000564
Salaries and employee benefits$22,462,000431
Premises and equipment expense$4,913,000538
Additional noninterest expense$5,779,000980
Pre-tax net operating income$8,145,0001,035
Securities gains (losses)$9,221,00039
Applicable income taxes$06,070
Income before extraordinary items$17,366,000399
Extraordinary gains, net$039
Net income$17,366,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,098,000959
Cash dividends$10,870,000392
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,145,000792
2007-09-30 (YTD Data)Rank
Total interest income$79,221,000420
Total interest expense$50,323,000321
Net interest income$28,898,000586
Provision for loan and lease losses$511,0001,541
Total noninterest income$4,365,000972
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,365,000604
Total noninterest expense$24,652,000561
Salaries and employee benefits$16,694,000435
Premises and equipment expense$3,679,000543
Additional noninterest expense$4,279,000959
Pre-tax net operating income$8,100,000861
Securities gains (losses)$6,266,00043
Applicable income taxes$06,220
Income before extraordinary items$14,366,000400
Extraordinary gains, net$033
Net income$14,366,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,000799
Cash dividends$8,689,000364
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,100,000634
2007-06-30 (YTD Data)Rank
Total interest income$52,201,000435
Total interest expense$33,140,000330
Net interest income$19,061,000610
Provision for loan and lease losses$261,0001,733
Total noninterest income$2,744,0001,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,744,000653
Total noninterest expense$15,980,000587
Salaries and employee benefits$10,709,000474
Premises and equipment expense$2,357,000577
Additional noninterest expense$2,914,000949
Pre-tax net operating income$5,564,000871
Securities gains (losses)$4,272,00046
Applicable income taxes$06,265
Income before extraordinary items$9,836,000432
Extraordinary gains, net$029
Net income$9,836,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000818
Cash dividends$5,896,000362
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,564,000651
2007-03-31 (YTD Data)Rank
Total interest income$25,619,000439
Total interest expense$15,997,000334
Net interest income$9,622,000599
Provision for loan and lease losses$105,0001,929
Total noninterest income$1,395,0001,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,395,000632
Total noninterest expense$7,799,000601
Salaries and employee benefits$5,088,000505
Premises and equipment expense$1,227,000556
Additional noninterest expense$1,484,000921
Pre-tax net operating income$3,113,000776
Securities gains (losses)$1,955,00049
Applicable income taxes$06,196
Income before extraordinary items$5,068,000411
Extraordinary gains, net$022
Net income$5,068,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,000934
Cash dividends$3,008,000327
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,113,000582
2006-12-31 (YTD Data)Rank
Total interest income$90,134,000460
Total interest expense$52,466,000353
Net interest income$37,668,000606
Provision for loan and lease losses$450,0002,064
Total noninterest income$5,868,000958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,868,000601
Total noninterest expense$33,632,000543
Salaries and employee benefits$22,905,000424
Premises and equipment expense$5,566,000460
Additional noninterest expense$5,161,0001,028
Pre-tax net operating income$9,454,0001,037
Securities gains (losses)$8,897,00048
Applicable income taxes$06,600
Income before extraordinary items$18,351,000454
Extraordinary gains, net$051
Net income$18,351,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,847
Cash dividends$11,264,000353
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,454,000774
2006-09-30 (YTD Data)Rank
Total interest income$65,528,000479
Total interest expense$37,082,000370
Net interest income$28,446,000617
Provision for loan and lease losses$325,0002,004
Total noninterest income$3,874,0001,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,874,000673
Total noninterest expense$24,633,000567
Salaries and employee benefits$16,838,000446
Premises and equipment expense$4,089,000482
Additional noninterest expense$3,706,0001,095
Pre-tax net operating income$7,362,0001,039
Securities gains (losses)$6,348,00053
Applicable income taxes$06,687
Income before extraordinary items$13,710,000480
Extraordinary gains, net$045
Net income$13,710,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,937
Cash dividends$8,427,000351
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,362,000788
2006-06-30 (YTD Data)Rank
Total interest income$42,371,000482
Total interest expense$23,296,000372
Net interest income$19,075,000615
Provision for loan and lease losses$250,0001,756
Total noninterest income$2,568,0001,077
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,568,000667
Total noninterest expense$16,120,000586
Salaries and employee benefits$10,894,000463
Premises and equipment expense$2,724,000486
Additional noninterest expense$2,502,0001,092
Pre-tax net operating income$5,273,000976
Securities gains (losses)$4,259,00055
Applicable income taxes$06,706
Income before extraordinary items$9,532,000459
Extraordinary gains, net$039
Net income$9,532,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,045
Cash dividends$5,774,000333
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,273,000729
2006-03-31 (YTD Data)Rank
Total interest income$20,613,000478
Total interest expense$11,104,000372
Net interest income$9,509,000608
Provision for loan and lease losses$175,0001,259
Total noninterest income$1,273,0001,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,273,000669
Total noninterest expense$8,113,000573
Salaries and employee benefits$5,392,000462
Premises and equipment expense$1,434,000460
Additional noninterest expense$1,287,0001,037
Pre-tax net operating income$2,494,0001,005
Securities gains (losses)$2,431,00044
Applicable income taxes$06,588
Income before extraordinary items$4,925,000445
Extraordinary gains, net$021
Net income$4,925,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$2,951,000321
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,494,000751
2005-12-31 (YTD Data)Rank
Total interest income$69,200,000500
Total interest expense$34,560,000371
Net interest income$34,640,000626
Provision for loan and lease losses$1,315,000801
Total noninterest income$4,946,0001,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,946,000690
Total noninterest expense$32,777,000550
Salaries and employee benefits$22,521,000426
Premises and equipment expense$4,399,000555
Additional noninterest expense$5,857,000878
Pre-tax net operating income$5,494,0001,701
Securities gains (losses)$13,063,00044
Applicable income taxes$06,964
Income before extraordinary items$18,557,000439
Extraordinary gains, net$046
Net income$18,557,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000797
Cash dividends$11,665,000341
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,494,0001,283
2005-09-30 (YTD Data)Rank
Total interest income$50,105,000499
Total interest expense$24,221,000373
Net interest income$25,884,000623
Provision for loan and lease losses$715,0001,041
Total noninterest income$3,434,0001,163
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,434,000728
Total noninterest expense$24,997,000542
Salaries and employee benefits$17,565,000406
Premises and equipment expense$3,363,000539
Additional noninterest expense$4,069,000941
Pre-tax net operating income$3,606,0001,938
Securities gains (losses)$10,952,00048
Applicable income taxes$06,976
Income before extraordinary items$14,558,000429
Extraordinary gains, net$035
Net income$14,558,000429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,000647
Cash dividends$9,084,000299
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,606,0001,454
2005-06-30 (YTD Data)Rank
Total interest income$31,969,000508
Total interest expense$15,104,000366
Net interest income$16,865,000627
Provision for loan and lease losses$640,000780
Total noninterest income$2,740,0001,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,740,000629
Total noninterest expense$15,663,000567
Salaries and employee benefits$10,533,000443
Premises and equipment expense$2,207,000541
Additional noninterest expense$2,923,000862
Pre-tax net operating income$3,302,0001,415
Securities gains (losses)$5,589,00062
Applicable income taxes$06,961
Income before extraordinary items$8,891,000453
Extraordinary gains, net$030
Net income$8,891,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000540
Cash dividends$5,836,000301
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,302,0001,038
2005-03-31 (YTD Data)Rank
Total interest income$15,425,000517
Total interest expense$7,051,000364
Net interest income$8,374,000622
Provision for loan and lease losses$565,000424
Total noninterest income$1,376,000977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,376,000629
Total noninterest expense$7,697,000568
Salaries and employee benefits$5,147,000445
Premises and equipment expense$1,146,000522
Additional noninterest expense$1,404,000890
Pre-tax net operating income$1,488,0001,528
Securities gains (losses)$2,700,00059
Applicable income taxes$06,892
Income before extraordinary items$4,188,000467
Extraordinary gains, net$024
Net income$4,188,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$2,974,000266
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,488,0001,141
2004-12-31 (YTD Data)Rank
Total interest income$55,000,000535
Total interest expense$23,525,000368
Net interest income$31,475,000637
Provision for loan and lease losses$-380,0008,891
Total noninterest income$2,328,0001,972
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,328,0001,195
Total noninterest expense$30,793,000552
Salaries and employee benefits$21,967,000410
Premises and equipment expense$4,297,000532
Additional noninterest expense$4,529,0001,087
Pre-tax net operating income$3,390,0002,330
Securities gains (losses)$23,362,00034
Applicable income taxes$07,185
Income before extraordinary items$26,752,000318
Extraordinary gains, net$034
Net income$26,752,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,991
Cash dividends$14,625,000266
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,390,0001,820
2004-09-30 (YTD Data)Rank
Total interest income$40,661,000536
Total interest expense$16,724,000380
Net interest income$23,937,000619
Provision for loan and lease losses$-410,0008,960
Total noninterest income$1,505,0002,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,505,0001,328
Total noninterest expense$23,814,000538
Salaries and employee benefits$17,600,000391
Premises and equipment expense$3,193,000538
Additional noninterest expense$3,021,0001,212
Pre-tax net operating income$2,038,0002,831
Securities gains (losses)$19,277,00032
Applicable income taxes$07,220
Income before extraordinary items$21,315,000297
Extraordinary gains, net$026
Net income$21,315,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,793
Cash dividends$11,468,000252
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,038,0002,224
2004-06-30 (YTD Data)Rank
Total interest income$26,660,000530
Total interest expense$10,901,000385
Net interest income$15,759,000617
Provision for loan and lease losses$-440,0009,028
Total noninterest income$-66,0009,075
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$-66,0009,077
Total noninterest expense$16,485,000523
Salaries and employee benefits$12,340,000374
Premises and equipment expense$2,154,000529
Additional noninterest expense$1,991,0001,212
Pre-tax net operating income$-352,0008,836
Securities gains (losses)$15,973,00031
Applicable income taxes$07,214
Income before extraordinary items$15,621,000278
Extraordinary gains, net$021
Net income$15,621,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,038
Cash dividends$8,211,000225
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-352,0008,850
2004-03-31 (YTD Data)Rank
Total interest income$13,731,000518
Total interest expense$5,413,000395
Net interest income$8,318,000593
Provision for loan and lease losses$-470,0009,078
Total noninterest income$946,0001,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$946,000819
Total noninterest expense$7,844,000547
Salaries and employee benefits$5,610,000421
Premises and equipment expense$1,034,000561
Additional noninterest expense$1,200,0001,028
Pre-tax net operating income$1,890,0001,122
Securities gains (losses)$7,611,00049
Applicable income taxes$07,103
Income before extraordinary items$9,501,000251
Extraordinary gains, net$016
Net income$9,501,000252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-225,0009,050
Cash dividends$4,781,000192
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,890,000819
2003-12-31 (YTD Data)Rank
Total interest income$56,967,000504
Total interest expense$23,447,000394
Net interest income$33,520,000572
Provision for loan and lease losses$1,995,000653
Total noninterest income$-21,298,0009,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$-21,298,0009,193
Total noninterest expense$37,363,000485
Salaries and employee benefits$27,565,000334
Premises and equipment expense$4,548,000513
Additional noninterest expense$5,250,000970
Pre-tax net operating income$-27,136,0009,181
Securities gains (losses)$67,705,00031
Applicable income taxes$07,459
Income before extraordinary items$40,569,000228
Extraordinary gains, net$054
Net income$40,569,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0001,368
Cash dividends$23,161,000211
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-27,136,0009,171
2003-09-30 (YTD Data)Rank
Total interest income$44,792,000494
Total interest expense$17,876,000410
Net interest income$26,916,000549
Provision for loan and lease losses$895,000997
Total noninterest income$-20,758,0009,236
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-20,758,0009,249
Total noninterest expense$29,405,000474
Salaries and employee benefits$22,977,000313
Premises and equipment expense$2,619,000666
Additional noninterest expense$3,809,0001,008
Pre-tax net operating income$-24,142,0009,239
Securities gains (losses)$61,560,00028
Applicable income taxes$07,524
Income before extraordinary items$37,418,000209
Extraordinary gains, net$040
Net income$37,418,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,333
Cash dividends$17,104,000217
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-24,142,0009,227
2003-06-30 (YTD Data)Rank
Total interest income$31,186,000484
Total interest expense$12,186,000416
Net interest income$19,000,000528
Provision for loan and lease losses$745,000830
Total noninterest income$-13,462,0009,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$-13,462,0009,282
Total noninterest expense$18,032,000506
Salaries and employee benefits$13,648,000342
Premises and equipment expense$1,668,000704
Additional noninterest expense$2,716,000934
Pre-tax net operating income$-13,239,0009,269
Securities gains (losses)$36,456,00035
Applicable income taxes$07,529
Income before extraordinary items$23,217,000220
Extraordinary gains, net$030
Net income$23,217,000220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,193
Cash dividends$10,942,000195
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-13,239,0009,257
2003-03-31 (YTD Data)Rank
Total interest income$15,899,000487
Total interest expense$6,242,000419
Net interest income$9,657,000521
Provision for loan and lease losses$195,0001,399
Total noninterest income$-4,930,0009,312
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$-4,930,0009,327
Total noninterest expense$7,997,000555
Salaries and employee benefits$6,251,000374
Premises and equipment expense$831,000701
Additional noninterest expense$915,0001,322
Pre-tax net operating income$-3,465,0009,304
Securities gains (losses)$17,962,00036
Applicable income taxes$07,403
Income before extraordinary items$14,497,000184
Extraordinary gains, net$021
Net income$14,497,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$4,326,000211
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-3,465,0009,294
2002-12-31 (YTD Data)Rank
Total interest income$58,088,000547
Total interest expense$28,602,000423
Net interest income$29,486,000650
Provision for loan and lease losses$1,257,0001,083
Total noninterest income$-5,895,0009,353
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-5,895,0009,366
Total noninterest expense$25,674,000634
Salaries and employee benefits$18,005,000479
Premises and equipment expense$2,736,000800
Additional noninterest expense$4,933,0001,007
Pre-tax net operating income$-3,340,0009,291
Securities gains (losses)$23,940,00053
Applicable income taxes$-116,0009,075
Income before extraordinary items$20,716,000363
Extraordinary gains, net$070
Net income$20,716,000362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,913
Cash dividends$8,938,000395
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,224,0009,291
2001-12-31 (YTD Data)Rank
Total interest income$61,815,000581
Total interest expense$39,152,000455
Net interest income$22,663,000782
Provision for loan and lease losses$490,0002,245
Total noninterest income$1,794,0002,189
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,794,0001,338
Total noninterest expense$19,310,000781
Salaries and employee benefits$13,175,000595
Premises and equipment expense$2,378,000880
Additional noninterest expense$3,757,0001,263
Pre-tax net operating income$4,657,0001,547
Securities gains (losses)$11,944,00075
Applicable income taxes$5,385,000520
Income before extraordinary items$11,216,000529
Extraordinary gains, net$0105
Net income$11,216,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,097
Cash dividends$4,130,000719
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,094,0801,628
2000-12-31 (YTD Data)Rank
Total interest income$56,321,000655
Total interest expense$37,210,000524
Net interest income$19,111,000909
Provision for loan and lease losses$410,0002,238
Total noninterest income$1,418,0002,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,418,0001,444
Total noninterest expense$14,255,000987
Salaries and employee benefits$8,810,000794
Premises and equipment expense$1,999,000998
Additional noninterest expense$3,446,0001,323
Pre-tax net operating income$5,864,0001,265
Securities gains (losses)$3,326,00068
Applicable income taxes$2,458,000979
Income before extraordinary items$6,732,000804
Extraordinary gains, net$038
Net income$6,732,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$1,920,0001,407
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,304,0201,220
1999-12-31 (YTD Data)Rank
Total interest income$49,408,000707
Total interest expense$31,691,000537
Net interest income$17,717,000997
Provision for loan and lease losses$250,0003,042
Total noninterest income$1,183,0002,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,183,0001,660
Total noninterest expense$14,105,000988
Salaries and employee benefits$8,808,000789
Premises and equipment expense$2,021,0001,000
Additional noninterest expense$3,276,0001,409
Pre-tax net operating income$4,545,0001,659
Securities gains (losses)$5,944,00058
Applicable income taxes$2,967,000893
Income before extraordinary items$7,522,000771
Extraordinary gains, net$035
Net income$7,522,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$1,920,0001,416
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,242,3201,619
1998-12-31 (YTD Data)Rank
Total interest income$40,905,000816
Total interest expense$28,079,000605
Net interest income$12,826,0001,322
Provision for loan and lease losses$120,0004,610
Total noninterest income$1,905,0001,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,905,0001,201
Total noninterest expense$11,960,0001,108
Salaries and employee benefits$8,082,000817
Premises and equipment expense$1,519,0001,266
Additional noninterest expense$2,359,0001,791
Pre-tax net operating income$2,651,0002,650
Securities gains (losses)$13,049,00057
Applicable income taxes$4,264,000651
Income before extraordinary items$11,436,000514
Extraordinary gains, net$032
Net income$11,436,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$1,920,0001,385
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,910,2302,584
1997-12-31 (YTD Data)Rank
Total interest income$31,417,0001,085
Total interest expense$21,113,000782
Net interest income$10,304,0001,696
Provision for loan and lease losses$96,0005,266
Total noninterest income$1,413,0002,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,413,0001,380
Total noninterest expense$8,078,0001,629
Salaries and employee benefits$5,137,0001,280
Premises and equipment expense$1,194,0001,638
Additional noninterest expense$1,747,0002,368
Pre-tax net operating income$3,543,0002,125
Securities gains (losses)$6,357,00070
Applicable income taxes$2,847,000974
Income before extraordinary items$7,053,000797
Extraordinary gains, net$044
Net income$7,053,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$1,600,0001,530
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,539,5302,027
1996-12-31 (YTD Data)Rank
Total interest income$25,178,0001,354
Total interest expense$16,758,000996
Net interest income$8,420,0002,123
Provision for loan and lease losses$84,0005,516
Total noninterest income$1,276,0002,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$13,000232
Additional Noninterest Income$1,263,0001,544
Total noninterest expense$8,395,0001,691
Salaries and employee benefits$3,668,0001,798
Premises and equipment expense$1,042,0001,922
Additional noninterest expense$3,685,0001,447
Pre-tax net operating income$1,217,0005,076
Securities gains (losses)$5,847,00067
Applicable income taxes$2,246,0001,106
Income before extraordinary items$4,818,0001,079
Extraordinary gains, net$053
Net income$4,818,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$1,200,0001,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$842,0405,055
1995-12-31 (YTD Data)Rank
Total interest income$20,047,0001,688
Total interest expense$13,619,0001,218
Net interest income$6,428,0002,777
Provision for loan and lease losses$78,0005,177
Total noninterest income$1,355,0002,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,355,0001,453
Total noninterest expense$4,965,0002,740
Salaries and employee benefits$2,423,0002,757
Premises and equipment expense$918,0002,187
Additional noninterest expense$1,624,0002,868
Pre-tax net operating income$2,740,0002,631
Securities gains (losses)$2,805,000106
Applicable income taxes$1,663,0001,497
Income before extraordinary items$3,882,0001,352
Extraordinary gains, net$065
Net income$3,882,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,918,5002,575
1994-12-31 (YTD Data)Rank
Total interest income$14,244,0002,149
Total interest expense$8,769,0001,478
Net interest income$5,475,0003,271
Provision for loan and lease losses$72,0005,248
Total noninterest income$1,670,0002,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,670,0001,280
Total noninterest expense$3,855,0003,541
Salaries and employee benefits$1,750,0003,728
Premises and equipment expense$851,0002,379
Additional noninterest expense$1,254,0003,901
Pre-tax net operating income$3,218,0002,206
Securities gains (losses)$528,000258
Applicable income taxes$1,095,0002,058
Income before extraordinary items$2,651,0001,832
Extraordinary gains, net$0249
Net income$2,651,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,358
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,276,1202,166
1993-12-31 (YTD Data)Rank
Total interest income$10,563,0002,939
Total interest expense$6,963,0001,865
Net interest income$3,600,0004,839
Provision for loan and lease losses$70,0006,634
Total noninterest income$1,158,0002,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,158,0001,854
Total noninterest expense$3,612,0003,805
Salaries and employee benefits$1,885,0003,460
Premises and equipment expense$703,0002,867
Additional noninterest expense$1,024,0004,818
Pre-tax net operating income$1,076,0005,592
Securities gains (losses)$6,030,000129
Applicable income taxes$1,831,0001,305
Income before extraordinary items$5,275,000981
Extraordinary gains, net$03,149
Net income$5,275,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$1,207,0001,506
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$812,8005,259
1992-12-31 (YTD Data)Rank
Total interest income$9,199,0003,784
Total interest expense$5,474,0003,036
Net interest income$3,725,0004,755
Provision for loan and lease losses$57,0008,768
Total noninterest income$739,0004,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$739,0002,428
Total noninterest expense$2,598,0005,131
Salaries and employee benefits$1,187,0005,219
Premises and equipment expense$573,0003,514
Additional noninterest expense$838,0005,845
Pre-tax net operating income$1,809,0003,414
Securities gains (losses)$4,799,000215
Applicable income taxes$1,419,0001,514
Income before extraordinary items$5,189,000918
Extraordinary gains, net$01,422
Net income$5,189,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,00010,059
Cash dividends$2,250,000756
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,397,7903,043

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.