Home > Union Savings Bank > Net charge- offs to loans
Union Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,586 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 4,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0247% | 4,714 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 3,837 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0403% | 3,858 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0490% | 4,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 3,892 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 3,932 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0933% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,932 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3593% | 4,073 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 3,524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4690% | 4,088 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0696% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 4,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 3,997 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1036% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2058% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0572% | 4,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0798% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7994% | 5,030 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0791% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0798% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.1088% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0477% | 5,119 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 3,483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1320% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1328% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.1680% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5759% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2639% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2657% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.3380% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.1899% | 5,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 4,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 4,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 4,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 4,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,353 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 3,738 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.2176% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2190% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2857% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2220% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0056% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.1174% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0217% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0779% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 2,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 2,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.1421% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0251% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0786% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2131% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.2136% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0349% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.4166% | 5,332 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0732% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.6928% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 5,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 4,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0201% | 3,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0201% | 3,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 5,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.6567% | 5,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 5,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0157% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 4,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0289% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0289% | 3,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.1417% | 5,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0257% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0449% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0449% | 2,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.1003% | 5,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0812% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 4,204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0829% | 2,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.3737% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1968% | 5,085 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3063% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 2,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.7691% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2734% | 5,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2872% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 2.5873% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3285% | 5,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4713% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1160% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 6,281 |
| Percentage Net Loans Charged-off:Construction & development | 2.8231% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8796% | 5,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0612% | 6,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0719% | 6,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.2954% | 5,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 3,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7744% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 3,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 26.6904% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0495% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1810% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0808% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 3,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6575% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 3,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.4698% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 5,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1068% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1649% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 2,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 32.0290% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.1823% | 5,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2884% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2181% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2671% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 42.7046% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0391% | 6,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 6,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.3081% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5591% | 6,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8094% | 488 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0530% | 6,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1111% | 1,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0583% | 6,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 4,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.5006% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1318% | 6,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6100% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 4,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1135% | 1,396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 3,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.9365% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 6,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9031% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.1364% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0672% | 6,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0071% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 6,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3314% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0791% | 6,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2830% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2832% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 2.3640% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2366% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3218% | 814 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1728% | 1,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 6,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 5,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.7144% | 6,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 7,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1777% | 747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 4,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 1,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 4,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 6,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 6,976 |
| Percentage Net Loans Charged-off:Construction & development | -0.8809% | 6,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 7,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2227% | 588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 3,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3405% | 1,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 6,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 6,832 |
| Percentage Net Loans Charged-off:Construction & development | -1.6666% | 6,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1607% | 7,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4235% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 2,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7658% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0873% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0882% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 6.5504% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2833% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5291% | 588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6305% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3098% | 1,467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6423% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7093% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7099% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 5.6090% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5016% | 1,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0932% | 561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3105% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2575% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3125% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7289% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7296% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 5.2565% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4813% | 1,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2900% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2964% | 1,126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3082% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7420% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7427% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 3.6868% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5374% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2221% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4544% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3382% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4591% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4300% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4304% | 3,118 |
| Percentage Net Loans Charged-off:Construction & development | 4.2666% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 3,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2534% | 780 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 1,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 3,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4310% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4315% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 4.5376% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 2,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1051% | 641 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 3,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 3,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3326% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3330% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 3.0113% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1838% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 2,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 1,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5544% | 6,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2042% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 1.0059% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6710% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 3,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0927% | 5,997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 3,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 2,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.7700% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5712% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1252% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.6644% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1983% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2595% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2807% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.1074% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5264% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.1757% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4872% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.1241% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4103% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.1949% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0571% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0842% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 8,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0298% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 4,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0607% | 8,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0298% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0928% | 8,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0440% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.3293% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0899% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.3965% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0559% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.6037% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 6,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.3197% | 7,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2031% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2142% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 6,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.4462% | 7,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1621% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2926% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 5,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.8714% | 7,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2516% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3099% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1046% | 8,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1047% | 8,695 |
| Percentage Net Loans Charged-off:Construction & development | -1.7865% | 7,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5106% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.5131% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 6,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 6,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 6,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0887% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3298% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 6,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.1264% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0842% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 7,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 10,924 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |