Home > Union County Savings Bank > Income and Expense

Union County Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,804,000963
Total interest expense$44,984,000421
Net interest income$2,820,0003,958
Provision for loan and lease losses$395,0001,453
Total noninterest income$1,298,0002,457
Gross Fiduciary activities income$0981
Service charges on deposit accounts$30,0004,065
Trading account gains and fees$0123
Additional Noninterest Income$1,268,0002,041
Total noninterest expense$16,064,0001,436
Salaries and employee benefits$7,999,0001,608
Premises and equipment expense$1,109,0001,911
Additional noninterest expense$1,268,0002,041
Pre-tax net operating income$-12,341,0004,592
Securities gains (losses)$144,000197
Applicable income taxes$-3,555,0004,580
Income before extraordinary items$-8,642,0004,563
Extraordinary gains, net$054
Net income$-8,642,0004,563
Minority interest net income$088
Net income of bank and minority interests.$-8,642,0004,564
Net charge-offs$275,0001,012
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-8,755,7604,567
2023-09-30 (YTD Data)Rank
Total interest income$35,805,000949
Total interest expense$31,473,000416
Net interest income$4,332,0003,177
Provision for loan and lease losses$439,0001,100
Total noninterest income$919,0002,498
Gross Fiduciary activities income$0950
Service charges on deposit accounts$20,0004,122
Trading account gains and fees$0125
Additional Noninterest Income$899,0002,098
Total noninterest expense$12,274,0001,412
Salaries and employee benefits$6,243,0001,553
Premises and equipment expense$847,0001,889
Additional noninterest expense$899,0002,098
Pre-tax net operating income$-7,462,0004,581
Securities gains (losses)$-785,0004,425
Applicable income taxes$-2,367,0004,604
Income before extraordinary items$-5,880,0004,597
Extraordinary gains, net$052
Net income$-5,880,0004,596
Minority interest net income$081
Net income of bank and minority interests.$-5,880,0004,597
Net charge-offs$275,000760
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-5,259,8504,599
2023-06-30 (YTD Data)Rank
Total interest income$23,508,000940
Total interest expense$19,479,000404
Net interest income$4,029,0002,729
Provision for loan and lease losses$270,0001,133
Total noninterest income$895,0002,070
Gross Fiduciary activities income$0931
Service charges on deposit accounts$16,0004,067
Trading account gains and fees$0112
Additional Noninterest Income$879,0001,654
Total noninterest expense$8,436,0001,368
Salaries and employee benefits$4,495,0001,443
Premises and equipment expense$528,0001,953
Additional noninterest expense$879,0001,652
Pre-tax net operating income$-3,782,0004,605
Securities gains (losses)$-795,0004,510
Applicable income taxes$-1,324,0004,629
Income before extraordinary items$-3,253,0004,625
Extraordinary gains, net$051
Net income$-3,253,0004,623
Minority interest net income$081
Net income of bank and minority interests.$-3,253,0004,624
Net charge-offs$75,0001,036
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-2,624,9504,621
2023-03-31 (YTD Data)Rank
Total interest income$11,501,000944
Total interest expense$8,946,000387
Net interest income$2,555,0002,406
Provision for loan and lease losses$139,0001,110
Total noninterest income$34,0004,228
Gross Fiduciary activities income$0913
Service charges on deposit accounts$10,0004,002
Trading account gains and fees$097
Additional Noninterest Income$24,0004,071
Total noninterest expense$4,934,0001,220
Salaries and employee benefits$2,907,0001,211
Premises and equipment expense$266,0001,974
Additional noninterest expense$24,0004,071
Pre-tax net operating income$-2,484,0004,665
Securities gains (losses)$-859,0004,577
Applicable income taxes$-952,0004,650
Income before extraordinary items$-2,391,0004,646
Extraordinary gains, net$04
Net income$-2,391,0004,645
Minority interest net income$048
Net income of bank and minority interests.$-2,391,0004,646
Net charge-offs$75,000670
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-1,712,3904,645
2022-12-31 (YTD Data)Rank
Total interest income$34,762,0001,010
Total interest expense$14,382,000345
Net interest income$20,380,0001,408
Provision for loan and lease losses$636,0001,072
Total noninterest income$180,0004,202
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$25,0004,258
Trading account gains and fees$0116
Additional Noninterest Income$155,0003,947
Total noninterest expense$14,452,0001,537
Salaries and employee benefits$5,915,0001,974
Premises and equipment expense$898,0002,135
Additional noninterest expense$155,0003,947
Pre-tax net operating income$5,472,0001,937
Securities gains (losses)$-28,644,0004,693
Applicable income taxes$-7,044,0004,700
Income before extraordinary items$-16,128,0004,699
Extraordinary gains, net$05
Net income$-16,128,0004,699
Minority interest net income$063
Net income of bank and minority interests.$-16,128,0004,699
Net charge-offs$1,318,000350
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,500,7601,559
2022-09-30 (YTD Data)Rank
Total interest income$24,372,0001,031
Total interest expense$8,461,000296
Net interest income$15,911,0001,347
Provision for loan and lease losses$478,000991
Total noninterest income$152,0004,181
Gross Fiduciary activities income$0968
Service charges on deposit accounts$14,0004,364
Trading account gains and fees$0111
Additional Noninterest Income$138,0003,891
Total noninterest expense$11,003,0001,505
Salaries and employee benefits$4,366,0001,990
Premises and equipment expense$649,0002,209
Additional noninterest expense$138,0003,891
Pre-tax net operating income$4,582,0001,798
Securities gains (losses)$-29,165,0004,735
Applicable income taxes$-8,124,0004,743
Income before extraordinary items$-16,459,0004,743
Extraordinary gains, net$04
Net income$-16,459,0004,743
Minority interest net income$057
Net income of bank and minority interests.$-16,459,0004,743
Net charge-offs$1,311,000263
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,581,3501,229
2022-06-30 (YTD Data)Rank
Total interest income$15,167,0001,047
Total interest expense$5,134,000253
Net interest income$10,033,0001,383
Provision for loan and lease losses$478,000715
Total noninterest income$105,0004,146
Gross Fiduciary activities income$0925
Service charges on deposit accounts$9,0004,433
Trading account gains and fees$0108
Additional Noninterest Income$96,0003,878
Total noninterest expense$7,711,0001,431
Salaries and employee benefits$2,868,0002,009
Premises and equipment expense$433,0002,223
Additional noninterest expense$4,410,000849
Pre-tax net operating income$1,949,0002,228
Securities gains (losses)$-28,950,0004,761
Applicable income taxes$-8,835,0004,769
Income before extraordinary items$-18,166,0004,767
Extraordinary gains, net$04
Net income$-18,166,0004,767
Minority interest net income$060
Net income of bank and minority interests.$-18,166,0004,767
Net charge-offs$1,311,000210
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,704,5001,116
2022-03-31 (YTD Data)Rank
Total interest income$7,700,0001,001
Total interest expense$2,548,000230
Net interest income$5,152,0001,312
Provision for loan and lease losses$442,000379
Total noninterest income$93,0003,764
Gross Fiduciary activities income$0892
Service charges on deposit accounts$5,0004,417
Trading account gains and fees$0103
Additional Noninterest Income$88,0003,403
Total noninterest expense$4,916,0001,190
Salaries and employee benefits$1,213,0002,223
Premises and equipment expense$236,0002,105
Additional noninterest expense$3,467,000578
Pre-tax net operating income$-113,0004,690
Securities gains (losses)$-9,814,0004,788
Applicable income taxes$-3,337,0004,786
Income before extraordinary items$-6,590,0004,786
Extraordinary gains, net$04
Net income$-6,590,0004,786
Minority interest net income$050
Net income of bank and minority interests.$-6,590,0004,786
Net charge-offs$1,311,000139
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,163,0601,752
2021-12-31 (YTD Data)Rank
Total interest income$29,912,0001,053
Total interest expense$12,490,000240
Net interest income$17,422,0001,529
Provision for loan and lease losses$694,000805
Total noninterest income$101,0004,549
Gross Fiduciary activities income$0994
Service charges on deposit accounts$14,0004,534
Trading account gains and fees$0132
Additional Noninterest Income$87,0004,388
Total noninterest expense$8,538,0002,196
Salaries and employee benefits$5,365,0002,085
Premises and equipment expense$690,0002,537
Additional noninterest expense$2,483,0002,255
Pre-tax net operating income$8,291,0001,446
Securities gains (losses)$2,577,000116
Applicable income taxes$3,469,000784
Income before extraordinary items$7,399,0001,435
Extraordinary gains, net$010
Net income$7,399,0001,435
Minority interest net income$074
Net income of bank and minority interests.$7,399,0001,435
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,363,1701,763
2021-09-30 (YTD Data)Rank
Total interest income$22,271,0001,084
Total interest expense$9,838,000239
Net interest income$12,433,0001,621
Provision for loan and lease losses$02,963
Total noninterest income$83,0004,591
Gross Fiduciary activities income$0957
Service charges on deposit accounts$10,0004,613
Trading account gains and fees$0132
Additional Noninterest Income$73,0004,403
Total noninterest expense$6,329,0002,223
Salaries and employee benefits$4,080,0002,064
Premises and equipment expense$471,0002,687
Additional noninterest expense$1,778,0002,334
Pre-tax net operating income$6,187,0001,512
Securities gains (losses)$2,538,000100
Applicable income taxes$2,617,000808
Income before extraordinary items$6,108,0001,375
Extraordinary gains, net$08
Net income$6,108,0001,375
Minority interest net income$069
Net income of bank and minority interests.$6,108,0001,375
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,102,9801,811
2021-06-30 (YTD Data)Rank
Total interest income$14,694,0001,086
Total interest expense$6,935,000236
Net interest income$7,759,0001,695
Provision for loan and lease losses$02,862
Total noninterest income$75,0004,501
Gross Fiduciary activities income$0951
Service charges on deposit accounts$7,0004,621
Trading account gains and fees$0133
Additional Noninterest Income$68,0004,272
Total noninterest expense$4,298,0002,182
Salaries and employee benefits$2,846,0001,991
Premises and equipment expense$291,0002,802
Additional noninterest expense$1,161,0002,345
Pre-tax net operating income$3,536,0001,663
Securities gains (losses)$2,234,00090
Applicable income taxes$1,731,000811
Income before extraordinary items$4,039,0001,387
Extraordinary gains, net$06
Net income$4,039,0001,387
Minority interest net income$067
Net income of bank and minority interests.$4,039,0001,387
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,274,1402,039
2021-03-31 (YTD Data)Rank
Total interest income$7,244,0001,097
Total interest expense$3,721,000238
Net interest income$3,523,0001,812
Provision for loan and lease losses$02,741
Total noninterest income$68,0004,154
Gross Fiduciary activities income$0922
Service charges on deposit accounts$4,0004,598
Trading account gains and fees$0127
Additional Noninterest Income$64,0003,852
Total noninterest expense$2,249,0002,100
Salaries and employee benefits$1,534,0001,875
Premises and equipment expense$153,0002,740
Additional noninterest expense$562,0002,366
Pre-tax net operating income$1,342,0002,005
Securities gains (losses)$1,384,00085
Applicable income taxes$817,000841
Income before extraordinary items$1,909,0001,436
Extraordinary gains, net$03
Net income$1,909,0001,436
Minority interest net income$055
Net income of bank and minority interests.$1,909,0001,436
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$815,6402,448
2020-12-31 (YTD Data)Rank
Total interest income$32,518,000986
Total interest expense$25,404,000226
Net interest income$7,114,0002,798
Provision for loan and lease losses$04,319
Total noninterest income$89,0004,686
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$10,0004,760
Trading account gains and fees$0133
Additional Noninterest Income$79,0004,476
Total noninterest expense$7,047,0002,443
Salaries and employee benefits$4,370,0002,348
Premises and equipment expense$501,0003,044
Additional noninterest expense$2,176,0002,405
Pre-tax net operating income$156,0004,583
Securities gains (losses)$3,984,000130
Applicable income taxes$1,188,0001,306
Income before extraordinary items$2,952,0002,330
Extraordinary gains, net$04
Net income$2,952,0002,330
Minority interest net income$072
Net income of bank and minority interests.$2,952,0002,330
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-195,3604,814
2020-09-30 (YTD Data)Rank
Total interest income$25,102,000973
Total interest expense$20,675,000228
Net interest income$4,427,0003,088
Provision for loan and lease losses$04,239
Total noninterest income$81,0004,628
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,0004,821
Trading account gains and fees$0125
Additional Noninterest Income$75,0004,360
Total noninterest expense$5,111,0002,475
Salaries and employee benefits$3,207,0002,360
Premises and equipment expense$392,0002,988
Additional noninterest expense$1,512,0002,492
Pre-tax net operating income$-603,0004,909
Securities gains (losses)$4,807,00096
Applicable income taxes$136,0002,621
Income before extraordinary items$4,068,0001,491
Extraordinary gains, net$04
Net income$4,068,0001,492
Minority interest net income$065
Net income of bank and minority interests.$4,068,0001,492
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-594,7904,902
2020-06-30 (YTD Data)Rank
Total interest income$17,735,000928
Total interest expense$14,847,000232
Net interest income$2,888,0003,146
Provision for loan and lease losses$04,134
Total noninterest income$74,0004,516
Gross Fiduciary activities income$0970
Service charges on deposit accounts$5,0004,815
Trading account gains and fees$0123
Additional Noninterest Income$69,0004,203
Total noninterest expense$3,345,0002,511
Salaries and employee benefits$2,185,0002,328
Premises and equipment expense$255,0003,026
Additional noninterest expense$905,0002,680
Pre-tax net operating income$-383,0004,921
Securities gains (losses)$900,000243
Applicable income taxes$156,0002,247
Income before extraordinary items$361,0003,937
Extraordinary gains, net$04
Net income$361,0003,937
Minority interest net income$065
Net income of bank and minority interests.$361,0003,937
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-350,0004,916
2020-03-31 (YTD Data)Rank
Total interest income$10,179,000832
Total interest expense$7,881,000257
Net interest income$2,298,0002,362
Provision for loan and lease losses$03,711
Total noninterest income$71,0004,091
Gross Fiduciary activities income$0941
Service charges on deposit accounts$5,0004,749
Trading account gains and fees$0106
Additional Noninterest Income$66,0003,612
Total noninterest expense$1,618,0002,597
Salaries and employee benefits$1,030,0002,430
Premises and equipment expense$132,0002,991
Additional noninterest expense$456,0002,689
Pre-tax net operating income$751,0002,241
Securities gains (losses)$556,000170
Applicable income taxes$393,000887
Income before extraordinary items$914,0001,787
Extraordinary gains, net$04
Net income$914,0001,787
Minority interest net income$056
Net income of bank and minority interests.$914,0001,787
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$474,7602,692
2019-12-31 (YTD Data)Rank
Total interest income$44,959,000761
Total interest expense$32,979,000271
Net interest income$11,980,0001,933
Provision for loan and lease losses$03,973
Total noninterest income$105,0004,778
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$23,0004,818
Trading account gains and fees$0135
Additional Noninterest Income$82,0004,513
Total noninterest expense$7,125,0002,414
Salaries and employee benefits$4,577,0002,229
Premises and equipment expense$504,0003,082
Additional noninterest expense$2,044,0002,518
Pre-tax net operating income$4,960,0001,765
Securities gains (losses)$341,000472
Applicable income taxes$1,590,0001,067
Income before extraordinary items$3,711,0001,994
Extraordinary gains, net$011
Net income$3,711,0001,996
Minority interest net income$076
Net income of bank and minority interests.$3,711,0001,996
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,441,6102,065
2019-09-30 (YTD Data)Rank
Total interest income$34,167,000758
Total interest expense$24,550,000276
Net interest income$9,617,0001,854
Provision for loan and lease losses$03,836
Total noninterest income$96,0004,747
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$18,0004,873
Trading account gains and fees$0129
Additional Noninterest Income$78,0004,455
Total noninterest expense$5,430,0002,403
Salaries and employee benefits$3,422,0002,249
Premises and equipment expense$396,0003,033
Additional noninterest expense$1,612,0002,444
Pre-tax net operating income$4,283,0001,629
Securities gains (losses)$108,000754
Applicable income taxes$1,317,0001,021
Income before extraordinary items$3,074,0001,902
Extraordinary gains, net$011
Net income$3,074,0001,902
Minority interest net income$072
Net income of bank and minority interests.$3,074,0001,903
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,988,6801,907
2019-06-30 (YTD Data)Rank
Total interest income$22,861,000750
Total interest expense$15,956,000280
Net interest income$6,905,0001,741
Provision for loan and lease losses$03,685
Total noninterest income$85,0004,644
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$12,0004,903
Trading account gains and fees$0131
Additional Noninterest Income$73,0004,237
Total noninterest expense$3,765,0002,359
Salaries and employee benefits$2,422,0002,173
Premises and equipment expense$225,0003,312
Additional noninterest expense$1,118,0002,404
Pre-tax net operating income$3,225,0001,457
Securities gains (losses)$6,0001,330
Applicable income taxes$969,000928
Income before extraordinary items$2,262,0001,731
Extraordinary gains, net$011
Net income$2,262,0001,731
Minority interest net income$069
Net income of bank and minority interests.$2,262,0001,731
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,257,2601,701
2019-03-31 (YTD Data)Rank
Total interest income$11,384,000752
Total interest expense$7,701,000277
Net interest income$3,683,0001,667
Provision for loan and lease losses$03,406
Total noninterest income$74,0004,240
Gross Fiduciary activities income$0972
Service charges on deposit accounts$6,0004,956
Trading account gains and fees$0126
Additional Noninterest Income$68,0003,685
Total noninterest expense$1,864,0002,382
Salaries and employee benefits$1,211,0002,190
Premises and equipment expense$130,0003,116
Additional noninterest expense$523,0002,506
Pre-tax net operating income$1,893,0001,262
Securities gains (losses)$01,087
Applicable income taxes$567,000825
Income before extraordinary items$1,326,0001,498
Extraordinary gains, net$05
Net income$1,326,0001,498
Minority interest net income$052
Net income of bank and minority interests.$1,326,0001,497
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,326,0001,472
2018-12-31 (YTD Data)Rank
Total interest income$44,081,000722
Total interest expense$23,913,000274
Net interest income$20,168,0001,231
Provision for loan and lease losses$04,082
Total noninterest income$112,0004,972
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$31,0004,960
Trading account gains and fees$0126
Additional Noninterest Income$81,0004,699
Total noninterest expense$7,648,0002,325
Salaries and employee benefits$4,912,0002,125
Premises and equipment expense$515,0003,102
Additional noninterest expense$2,221,0002,420
Pre-tax net operating income$12,632,000860
Securities gains (losses)$37,000463
Applicable income taxes$3,634,000581
Income before extraordinary items$9,035,000997
Extraordinary gains, net$06
Net income$9,035,000996
Minority interest net income$072
Net income of bank and minority interests.$9,035,000996
Net charge-offs$92,0002,205
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,005,7701,002
2018-09-30 (YTD Data)Rank
Total interest income$32,752,000717
Total interest expense$16,771,000270
Net interest income$15,981,0001,172
Provision for loan and lease losses$03,948
Total noninterest income$99,0004,946
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$23,0005,025
Trading account gains and fees$0138
Additional Noninterest Income$76,0004,631
Total noninterest expense$5,809,0002,303
Salaries and employee benefits$3,723,0002,099
Premises and equipment expense$403,0003,061
Additional noninterest expense$1,683,0002,401
Pre-tax net operating income$10,271,000804
Securities gains (losses)$34,000477
Applicable income taxes$2,925,000571
Income before extraordinary items$7,380,000937
Extraordinary gains, net$05
Net income$7,380,000935
Minority interest net income$066
Net income of bank and minority interests.$7,380,000936
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,353,140935
2018-06-30 (YTD Data)Rank
Total interest income$21,790,000709
Total interest expense$10,577,000264
Net interest income$11,213,0001,118
Provision for loan and lease losses$03,782
Total noninterest income$87,0004,843
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$15,0005,082
Trading account gains and fees$0130
Additional Noninterest Income$72,0004,422
Total noninterest expense$4,057,0002,241
Salaries and employee benefits$2,650,0002,009
Premises and equipment expense$269,0003,066
Additional noninterest expense$1,138,0002,391
Pre-tax net operating income$7,243,000749
Securities gains (losses)$0961
Applicable income taxes$2,028,000550
Income before extraordinary items$5,215,000864
Extraordinary gains, net$06
Net income$5,215,000862
Minority interest net income$065
Net income of bank and minority interests.$5,215,000863
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,215,000859
2018-03-31 (YTD Data)Rank
Total interest income$10,843,000707
Total interest expense$5,063,000259
Net interest income$5,780,0001,093
Provision for loan and lease losses$03,508
Total noninterest income$71,0004,476
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$8,0005,085
Trading account gains and fees$0123
Additional Noninterest Income$63,0003,933
Total noninterest expense$2,068,0002,219
Salaries and employee benefits$1,405,0001,946
Premises and equipment expense$139,0003,049
Additional noninterest expense$524,0002,545
Pre-tax net operating income$3,783,000710
Securities gains (losses)$0735
Applicable income taxes$1,059,000534
Income before extraordinary items$2,724,000813
Extraordinary gains, net$07
Net income$2,724,000813
Minority interest net income$052
Net income of bank and minority interests.$2,724,000813
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,724,000802
2017-12-31 (YTD Data)Rank
Total interest income$42,404,000681
Total interest expense$18,757,000223
Net interest income$23,647,0001,059
Provision for loan and lease losses$45,0003,621
Total noninterest income$180,0004,932
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$28,0005,243
Trading account gains and fees$0151
Additional Noninterest Income$152,0004,474
Total noninterest expense$8,268,0002,207
Salaries and employee benefits$5,338,0001,992
Premises and equipment expense$504,0003,250
Additional noninterest expense$2,426,0002,303
Pre-tax net operating income$15,514,000671
Securities gains (losses)$49,000910
Applicable income taxes$5,150,000648
Income before extraordinary items$10,413,000727
Extraordinary gains, net$09
Net income$10,413,000726
Minority interest net income$076
Net income of bank and minority interests.$10,413,000727
Net charge-offs$04,128
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,380,170722
2017-09-30 (YTD Data)Rank
Total interest income$31,654,000685
Total interest expense$13,779,000222
Net interest income$17,875,0001,047
Provision for loan and lease losses$45,0003,301
Total noninterest income$170,0004,813
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$22,0005,286
Trading account gains and fees$0145
Additional Noninterest Income$148,0004,271
Total noninterest expense$6,299,0002,193
Salaries and employee benefits$4,094,0001,958
Premises and equipment expense$401,0003,163
Additional noninterest expense$1,804,0002,327
Pre-tax net operating income$11,701,000675
Securities gains (losses)$15,0001,443
Applicable income taxes$3,749,000591
Income before extraordinary items$7,967,000769
Extraordinary gains, net$09
Net income$7,967,000768
Minority interest net income$071
Net income of bank and minority interests.$7,967,000769
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,956,800758
2017-06-30 (YTD Data)Rank
Total interest income$20,926,000686
Total interest expense$9,040,000217
Net interest income$11,886,0001,047
Provision for loan and lease losses$30,0003,129
Total noninterest income$157,0004,522
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$14,0005,344
Trading account gains and fees$0139
Additional Noninterest Income$143,0003,917
Total noninterest expense$4,516,0002,076
Salaries and employee benefits$3,009,0001,827
Premises and equipment expense$264,0003,195
Additional noninterest expense$1,243,0002,258
Pre-tax net operating income$7,497,000684
Securities gains (losses)$01,906
Applicable income taxes$2,399,000592
Income before extraordinary items$5,098,000788
Extraordinary gains, net$011
Net income$5,098,000788
Minority interest net income$071
Net income of bank and minority interests.$5,098,000788
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,098,000768
2017-03-31 (YTD Data)Rank
Total interest income$10,378,000677
Total interest expense$4,490,000215
Net interest income$5,888,0001,051
Provision for loan and lease losses$15,0002,918
Total noninterest income$74,0004,619
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$7,0005,388
Trading account gains and fees$0142
Additional Noninterest Income$67,0003,996
Total noninterest expense$2,406,0001,994
Salaries and employee benefits$1,744,0001,617
Premises and equipment expense$144,0003,068
Additional noninterest expense$518,0002,602
Pre-tax net operating income$3,541,000706
Securities gains (losses)$01,153
Applicable income taxes$1,133,000601
Income before extraordinary items$2,408,000802
Extraordinary gains, net$08
Net income$2,408,000802
Minority interest net income$055
Net income of bank and minority interests.$2,408,000802
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,408,000791
2016-12-31 (YTD Data)Rank
Total interest income$39,769,000679
Total interest expense$18,405,000196
Net interest income$21,364,0001,108
Provision for loan and lease losses$90,0003,218
Total noninterest income$118,0005,404
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$34,0005,390
Trading account gains and fees$0170
Additional Noninterest Income$84,0005,070
Total noninterest expense$8,365,0002,212
Salaries and employee benefits$5,263,0002,016
Premises and equipment expense$512,0003,328
Additional noninterest expense$2,590,0002,235
Pre-tax net operating income$13,027,000736
Securities gains (losses)$5,098,00058
Applicable income taxes$6,400,000472
Income before extraordinary items$11,725,000665
Extraordinary gains, net$05
Net income$11,725,000664
Minority interest net income$082
Net income of bank and minority interests.$11,725,000664
Net charge-offs$156,0002,183
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,411,300864
2016-09-30 (YTD Data)Rank
Total interest income$29,692,000676
Total interest expense$13,693,000194
Net interest income$15,999,0001,111
Provision for loan and lease losses$70,0003,081
Total noninterest income$105,0005,358
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$26,0005,441
Trading account gains and fees$0169
Additional Noninterest Income$79,0004,974
Total noninterest expense$6,489,0002,154
Salaries and employee benefits$4,046,0001,963
Premises and equipment expense$385,0003,350
Additional noninterest expense$2,058,0002,128
Pre-tax net operating income$9,545,000740
Securities gains (losses)$5,065,00047
Applicable income taxes$5,175,000446
Income before extraordinary items$9,435,000626
Extraordinary gains, net$05
Net income$9,435,000626
Minority interest net income$071
Net income of bank and minority interests.$9,435,000626
Net charge-offs$136,0001,783
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,142,750879
2016-06-30 (YTD Data)Rank
Total interest income$19,720,000680
Total interest expense$9,035,000198
Net interest income$10,685,0001,109
Provision for loan and lease losses$35,0003,191
Total noninterest income$91,0005,223
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$17,0005,496
Trading account gains and fees$0157
Additional Noninterest Income$74,0004,718
Total noninterest expense$4,615,0002,058
Salaries and employee benefits$2,980,0001,796
Premises and equipment expense$282,0003,164
Additional noninterest expense$1,353,0002,167
Pre-tax net operating income$6,126,000758
Securities gains (losses)$3,721,00046
Applicable income taxes$3,151,000478
Income before extraordinary items$6,696,000576
Extraordinary gains, net$016
Net income$6,696,000574
Minority interest net income$071
Net income of bank and minority interests.$6,696,000575
Net charge-offs$100,0001,621
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,165,720855
2016-03-31 (YTD Data)Rank
Total interest income$9,841,000684
Total interest expense$4,466,000193
Net interest income$5,375,0001,103
Provision for loan and lease losses$03,656
Total noninterest income$76,0004,710
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$8,0005,546
Trading account gains and fees$0142
Additional Noninterest Income$68,0004,057
Total noninterest expense$2,579,0001,860
Salaries and employee benefits$1,780,0001,533
Premises and equipment expense$156,0002,995
Additional noninterest expense$643,0002,252
Pre-tax net operating income$2,872,000796
Securities gains (losses)$1,039,00073
Applicable income taxes$1,252,000543
Income before extraordinary items$2,659,000692
Extraordinary gains, net$012
Net income$2,659,000691
Minority interest net income$062
Net income of bank and minority interests.$2,659,000692
Net charge-offs$100,0001,011
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,952,480886
2015-12-31 (YTD Data)Rank
Total interest income$38,160,000677
Total interest expense$16,746,000185
Net interest income$21,414,0001,065
Provision for loan and lease losses$403,0001,581
Total noninterest income$122,0005,570
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$33,0005,655
Trading account gains and fees$0159
Additional Noninterest Income$89,0005,175
Total noninterest expense$7,291,0002,487
Salaries and employee benefits$4,497,0002,252
Premises and equipment expense$561,0003,247
Additional noninterest expense$2,233,0002,558
Pre-tax net operating income$13,842,000657
Securities gains (losses)$1,301,000167
Applicable income taxes$4,846,000534
Income before extraordinary items$10,297,000713
Extraordinary gains, net$023
Net income$10,297,000713
Minority interest net income$081
Net income of bank and minority interests.$10,297,000713
Net charge-offs$213,0001,931
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,412,320752
2015-09-30 (YTD Data)Rank
Total interest income$28,615,000684
Total interest expense$12,391,000186
Net interest income$16,224,0001,065
Provision for loan and lease losses$303,0001,496
Total noninterest income$107,0005,540
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$24,0005,741
Trading account gains and fees$0153
Additional Noninterest Income$83,0005,062
Total noninterest expense$5,394,0002,524
Salaries and employee benefits$3,330,0002,279
Premises and equipment expense$464,0003,086
Additional noninterest expense$1,600,0002,656
Pre-tax net operating income$10,634,000664
Securities gains (losses)$1,246,000153
Applicable income taxes$3,802,000539
Income before extraordinary items$8,078,000684
Extraordinary gains, net$021
Net income$8,078,000681
Minority interest net income$078
Net income of bank and minority interests.$8,078,000684
Net charge-offs$201,0001,546
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,230,720750
2015-06-30 (YTD Data)Rank
Total interest income$19,091,000677
Total interest expense$8,174,000188
Net interest income$10,917,0001,051
Provision for loan and lease losses$123,0001,990
Total noninterest income$97,0005,316
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$19,0005,706
Trading account gains and fees$0157
Additional Noninterest Income$78,0004,772
Total noninterest expense$3,587,0002,546
Salaries and employee benefits$2,161,0002,341
Premises and equipment expense$318,0003,045
Additional noninterest expense$1,108,0002,595
Pre-tax net operating income$7,304,000656
Securities gains (losses)$890,000161
Applicable income taxes$2,622,000533
Income before extraordinary items$5,572,000667
Extraordinary gains, net$022
Net income$5,572,000665
Minority interest net income$075
Net income of bank and minority interests.$5,572,000667
Net charge-offs$123,0001,542
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,966,800718
2015-03-31 (YTD Data)Rank
Total interest income$9,568,000665
Total interest expense$4,036,000192
Net interest income$5,532,0001,043
Provision for loan and lease losses$03,703
Total noninterest income$81,0004,779
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$8,0005,829
Trading account gains and fees$0152
Additional Noninterest Income$73,0004,041
Total noninterest expense$1,757,0002,598
Salaries and employee benefits$1,142,0002,258
Premises and equipment expense$157,0003,103
Additional noninterest expense$458,0002,987
Pre-tax net operating income$3,856,000600
Securities gains (losses)$353,000228
Applicable income taxes$1,347,000503
Income before extraordinary items$2,862,000627
Extraordinary gains, net$013
Net income$2,862,000624
Minority interest net income$064
Net income of bank and minority interests.$2,862,000627
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,621,960666
2014-12-31 (YTD Data)Rank
Total interest income$37,818,000669
Total interest expense$15,837,000190
Net interest income$21,981,0001,027
Provision for loan and lease losses$124,0002,945
Total noninterest income$228,0005,298
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$36,0005,921
Trading account gains and fees$0180
Additional Noninterest Income$192,0004,577
Total noninterest expense$8,101,0002,298
Salaries and employee benefits$4,745,0002,151
Premises and equipment expense$523,0003,528
Additional noninterest expense$2,833,0002,140
Pre-tax net operating income$13,984,000610
Securities gains (losses)$276,000646
Applicable income taxes$4,563,000535
Income before extraordinary items$9,697,000706
Extraordinary gains, net$017
Net income$9,697,000706
Minority interest net income$084
Net income of bank and minority interests.$9,697,000706
Net charge-offs$124,0002,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,509,320699
2014-09-30 (YTD Data)Rank
Total interest income$28,301,000663
Total interest expense$11,708,000188
Net interest income$16,593,0001,025
Provision for loan and lease losses$04,401
Total noninterest income$212,0005,124
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$27,0005,995
Trading account gains and fees$0174
Additional Noninterest Income$185,0004,309
Total noninterest expense$6,221,0002,268
Salaries and employee benefits$3,610,0002,127
Premises and equipment expense$420,0003,424
Additional noninterest expense$2,191,0002,078
Pre-tax net operating income$10,584,000605
Securities gains (losses)$170,000710
Applicable income taxes$3,441,000538
Income before extraordinary items$7,313,000695
Extraordinary gains, net$015
Net income$7,313,000692
Minority interest net income$081
Net income of bank and minority interests.$7,313,000693
Net charge-offs$124,0002,484
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,197,400690
2014-06-30 (YTD Data)Rank
Total interest income$18,709,000662
Total interest expense$7,707,000191
Net interest income$11,002,0001,020
Provision for loan and lease losses$04,196
Total noninterest income$169,0004,902
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$18,0006,033
Trading account gains and fees$0172
Additional Noninterest Income$151,0004,032
Total noninterest expense$4,083,0002,293
Salaries and employee benefits$2,489,0002,073
Premises and equipment expense$282,0003,440
Additional noninterest expense$1,312,0002,275
Pre-tax net operating income$7,088,000601
Securities gains (losses)$153,000578
Applicable income taxes$2,317,000516
Income before extraordinary items$4,924,000665
Extraordinary gains, net$020
Net income$4,924,000664
Minority interest net income$080
Net income of bank and minority interests.$4,924,000665
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,819,960663
2014-03-31 (YTD Data)Rank
Total interest income$9,275,000673
Total interest expense$3,827,000195
Net interest income$5,448,0001,029
Provision for loan and lease losses$03,817
Total noninterest income$111,0004,471
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$8,0006,133
Trading account gains and fees$0147
Additional Noninterest Income$103,0003,518
Total noninterest expense$2,251,0002,109
Salaries and employee benefits$1,504,0001,726
Premises and equipment expense$154,0003,286
Additional noninterest expense$593,0002,508
Pre-tax net operating income$3,308,000606
Securities gains (losses)$76,000519
Applicable income taxes$1,083,000526
Income before extraordinary items$2,301,000678
Extraordinary gains, net$016
Net income$2,301,000678
Minority interest net income$066
Net income of bank and minority interests.$2,301,000680
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,249,320682
2013-12-31 (YTD Data)Rank
Total interest income$35,659,000700
Total interest expense$15,704,000211
Net interest income$19,955,0001,098
Provision for loan and lease losses$38,0004,433
Total noninterest income$230,0005,467
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$40,0006,137
Trading account gains and fees$0184
Additional Noninterest Income$190,0004,684
Total noninterest expense$7,693,0002,429
Salaries and employee benefits$4,687,0002,182
Premises and equipment expense$454,0003,942
Additional noninterest expense$2,552,0002,408
Pre-tax net operating income$12,454,000630
Securities gains (losses)$973,000244
Applicable income taxes$4,297,000505
Income before extraordinary items$9,130,000705
Extraordinary gains, net$029
Net income$9,130,000705
Minority interest net income$090
Net income of bank and minority interests.$9,130,000705
Net charge-offs$38,0004,533
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,468,360731
2013-09-30 (YTD Data)Rank
Total interest income$27,013,000692
Total interest expense$11,773,000213
Net interest income$15,240,0001,085
Provision for loan and lease losses$04,941
Total noninterest income$181,0005,497
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$30,0006,202
Trading account gains and fees$0180
Additional Noninterest Income$151,0004,709
Total noninterest expense$5,988,0002,351
Salaries and employee benefits$3,721,0002,060
Premises and equipment expense$377,0003,754
Additional noninterest expense$1,890,0002,433
Pre-tax net operating income$9,433,000641
Securities gains (losses)$965,000222
Applicable income taxes$1,613,000880
Income before extraordinary items$8,785,000575
Extraordinary gains, net$025
Net income$8,785,000577
Minority interest net income$084
Net income of bank and minority interests.$8,785,000577
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,974,400604
2013-06-30 (YTD Data)Rank
Total interest income$17,901,000691
Total interest expense$7,875,000214
Net interest income$10,026,0001,086
Provision for loan and lease losses$04,788
Total noninterest income$128,0005,454
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$19,0006,254
Trading account gains and fees$0157
Additional Noninterest Income$109,0004,630
Total noninterest expense$4,206,0002,254
Salaries and employee benefits$2,643,0001,947
Premises and equipment expense$250,0003,787
Additional noninterest expense$1,313,0002,334
Pre-tax net operating income$5,948,000658
Securities gains (losses)$965,000188
Applicable income taxes$1,613,000631
Income before extraordinary items$5,300,000629
Extraordinary gains, net$022
Net income$5,300,000630
Minority interest net income$082
Net income of bank and minority interests.$5,300,000631
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,556,950679
2013-03-31 (YTD Data)Rank
Total interest income$8,506,000737
Total interest expense$3,980,000219
Net interest income$4,526,0001,201
Provision for loan and lease losses$04,409
Total noninterest income$91,0004,989
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$11,0006,179
Trading account gains and fees$0148
Additional Noninterest Income$80,0004,092
Total noninterest expense$2,415,0001,979
Salaries and employee benefits$1,679,0001,569
Premises and equipment expense$130,0003,713
Additional noninterest expense$606,0002,520
Pre-tax net operating income$2,202,000851
Securities gains (losses)$753,000140
Applicable income taxes$950,000562
Income before extraordinary items$2,005,000780
Extraordinary gains, net$010
Net income$2,005,000780
Minority interest net income$076
Net income of bank and minority interests.$2,005,000782
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,492,960968
2012-12-31 (YTD Data)Rank
Total interest income$34,966,000744
Total interest expense$17,808,000236
Net interest income$17,158,0001,283
Provision for loan and lease losses$05,905
Total noninterest income$248,0005,464
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$43,0006,345
Trading account gains and fees$0166
Additional Noninterest Income$205,0004,567
Total noninterest expense$6,915,0002,682
Salaries and employee benefits$4,798,0002,084
Premises and equipment expense$461,0004,010
Additional noninterest expense$1,656,0003,549
Pre-tax net operating income$10,491,000683
Securities gains (losses)$6,568,00079
Applicable income taxes$5,659,000404
Income before extraordinary items$11,400,000565
Extraordinary gains, net$029
Net income$11,400,000563
Minority interest net income$093
Net income of bank and minority interests.$11,400,000565
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,999,440792
2012-09-30 (YTD Data)Rank
Total interest income$26,266,000756
Total interest expense$13,525,000240
Net interest income$12,741,0001,301
Provision for loan and lease losses$05,790
Total noninterest income$192,0005,480
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$32,0006,424
Trading account gains and fees$0157
Additional Noninterest Income$160,0004,544
Total noninterest expense$5,216,0002,679
Salaries and employee benefits$3,878,0001,949
Premises and equipment expense$365,0003,937
Additional noninterest expense$973,0004,173
Pre-tax net operating income$7,717,000730
Securities gains (losses)$5,529,00074
Applicable income taxes$4,312,000408
Income before extraordinary items$8,934,000559
Extraordinary gains, net$020
Net income$8,934,000558
Minority interest net income$086
Net income of bank and minority interests.$8,934,000559
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,229,570805
2012-06-30 (YTD Data)Rank
Total interest income$17,850,000751
Total interest expense$9,138,000244
Net interest income$8,712,0001,277
Provision for loan and lease losses$05,619
Total noninterest income$158,0005,228
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$20,0006,521
Trading account gains and fees$0153
Additional Noninterest Income$138,0004,195
Total noninterest expense$3,568,0002,637
Salaries and employee benefits$2,828,0001,772
Premises and equipment expense$238,0003,993
Additional noninterest expense$502,0004,854
Pre-tax net operating income$5,302,000694
Securities gains (losses)$4,033,00070
Applicable income taxes$3,250,000370
Income before extraordinary items$6,085,000531
Extraordinary gains, net$019
Net income$6,085,000531
Minority interest net income$084
Net income of bank and minority interests.$6,085,000531
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,463,550811
2012-03-31 (YTD Data)Rank
Total interest income$8,913,000757
Total interest expense$4,613,000248
Net interest income$4,300,0001,292
Provision for loan and lease losses$05,254
Total noninterest income$131,0004,497
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$120,0003,420
Total noninterest expense$1,665,0002,800
Salaries and employee benefits$1,769,0001,449
Premises and equipment expense$120,0003,990
Additional noninterest expense$-224,0007,317
Pre-tax net operating income$2,766,000668
Securities gains (losses)$3,048,00048
Applicable income taxes$1,451,000392
Income before extraordinary items$4,363,000380
Extraordinary gains, net$019
Net income$4,363,000381
Minority interest net income$078
Net income of bank and minority interests.$4,363,000381
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,077,000686
2011-12-31 (YTD Data)Rank
Total interest income$38,169,000738
Total interest expense$18,626,000297
Net interest income$19,543,0001,139
Provision for loan and lease losses$37,0006,001
Total noninterest income$98,0006,445
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$45,0006,405
Trading account gains and fees$0146
Additional Noninterest Income$53,0005,886
Total noninterest expense$8,047,0002,356
Salaries and employee benefits$4,396,0002,201
Premises and equipment expense$463,0004,240
Additional noninterest expense$3,188,0002,089
Pre-tax net operating income$11,557,000543
Securities gains (losses)$3,450,000143
Applicable income taxes$4,637,000432
Income before extraordinary items$10,370,000519
Extraordinary gains, net$029
Net income$10,370,000519
Minority interest net income$096
Net income of bank and minority interests.$10,370,000520
Net charge-offs$37,0005,641
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,989,500624
2011-09-30 (YTD Data)Rank
Total interest income$28,580,000753
Total interest expense$13,867,000315
Net interest income$14,713,0001,145
Provision for loan and lease losses$06,393
Total noninterest income$75,0006,516
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$36,0006,397
Trading account gains and fees$0145
Additional Noninterest Income$39,0006,003
Total noninterest expense$6,325,0002,262
Salaries and employee benefits$3,549,0002,031
Premises and equipment expense$385,0004,015
Additional noninterest expense$2,391,0002,086
Pre-tax net operating income$8,463,000573
Securities gains (losses)$1,850,000199
Applicable income taxes$2,0004,555
Income before extraordinary items$10,311,000406
Extraordinary gains, net$021
Net income$10,311,000406
Minority interest net income$087
Net income of bank and minority interests.$10,311,000406
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,461,000478
2011-06-30 (YTD Data)Rank
Total interest income$18,994,000765
Total interest expense$9,189,000333
Net interest income$9,805,0001,140
Provision for loan and lease losses$06,217
Total noninterest income$49,0006,596
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$24,0006,404
Trading account gains and fees$0153
Additional Noninterest Income$25,0006,088
Total noninterest expense$4,431,0002,179
Salaries and employee benefits$2,530,0001,926
Premises and equipment expense$264,0003,973
Additional noninterest expense$1,637,0002,080
Pre-tax net operating income$5,423,000584
Securities gains (losses)$1,097,000183
Applicable income taxes$2,0004,487
Income before extraordinary items$6,518,000422
Extraordinary gains, net$015
Net income$6,518,000422
Minority interest net income$089
Net income of bank and minority interests.$6,518,000422
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,421,000483
2011-03-31 (YTD Data)Rank
Total interest income$9,254,000797
Total interest expense$4,596,000345
Net interest income$4,658,0001,193
Provision for loan and lease losses$05,840
Total noninterest income$36,0006,311
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$12,0006,371
Trading account gains and fees$0158
Additional Noninterest Income$24,0005,644
Total noninterest expense$2,516,0001,928
Salaries and employee benefits$1,582,0001,587
Premises and equipment expense$143,0003,826
Additional noninterest expense$791,0002,128
Pre-tax net operating income$2,178,000724
Securities gains (losses)$177,000375
Applicable income taxes$2,0004,282
Income before extraordinary items$2,353,000564
Extraordinary gains, net$09
Net income$2,353,000564
Minority interest net income$086
Net income of bank and minority interests.$2,353,000564
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,176,000588
2010-12-31 (YTD Data)Rank
Total interest income$40,479,000750
Total interest expense$21,055,000365
Net interest income$19,424,0001,151
Provision for loan and lease losses$128,0005,795
Total noninterest income$5,724,000967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$59,0006,093
Trading account gains and fees$0175
Additional Noninterest Income$5,665,000675
Total noninterest expense$8,954,0002,168
Salaries and employee benefits$4,800,0002,014
Premises and equipment expense$465,0004,373
Additional noninterest expense$3,689,0001,928
Pre-tax net operating income$16,066,000372
Securities gains (losses)$5,796,000101
Applicable income taxes$1,741,000811
Income before extraordinary items$20,121,000253
Extraordinary gains, net$029
Net income$20,121,000254
Minority interest net income$0111
Net income of bank and minority interests.$20,121,000254
Net charge-offs$128,0005,204
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,788,680307
2010-09-30 (YTD Data)Rank
Total interest income$31,291,000729
Total interest expense$16,091,000372
Net interest income$15,200,0001,110
Provision for loan and lease losses$44,0006,373
Total noninterest income$60,0006,974
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$43,0006,209
Trading account gains and fees$0165
Additional Noninterest Income$17,0006,740
Total noninterest expense$5,751,0002,518
Salaries and employee benefits$2,966,0002,440
Premises and equipment expense$369,0004,282
Additional noninterest expense$2,416,0002,127
Pre-tax net operating income$9,465,000450
Securities gains (losses)$2,536,000173
Applicable income taxes$04,726
Income before extraordinary items$12,001,000299
Extraordinary gains, net$7,678,0005
Net income$19,679,000199
Minority interest net income$0110
Net income of bank and minority interests.$19,679,000200
Net charge-offs$44,0005,600
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,465,000358
2010-06-30 (YTD Data)Rank
Total interest income$21,501,000711
Total interest expense$10,894,000386
Net interest income$10,607,0001,046
Provision for loan and lease losses$06,857
Total noninterest income$38,0007,067
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$28,0006,254
Trading account gains and fees$0152
Additional Noninterest Income$10,0006,845
Total noninterest expense$3,827,0002,529
Salaries and employee benefits$1,970,0002,468
Premises and equipment expense$249,0004,281
Additional noninterest expense$1,608,0002,125
Pre-tax net operating income$6,818,000411
Securities gains (losses)$963,000271
Applicable income taxes$04,691
Income before extraordinary items$7,781,000292
Extraordinary gains, net$25,00016
Net income$7,806,000290
Minority interest net income$0105
Net income of bank and minority interests.$7,806,000292
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,818,000324
2010-03-31 (YTD Data)Rank
Total interest income$10,703,000725
Total interest expense$5,620,000391
Net interest income$5,083,0001,107
Provision for loan and lease losses$06,552
Total noninterest income$18,0007,169
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$4,0007,081
Total noninterest expense$1,799,0002,701
Salaries and employee benefits$913,0002,683
Premises and equipment expense$133,0004,203
Additional noninterest expense$753,0002,245
Pre-tax net operating income$3,302,000401
Securities gains (losses)$423,000290
Applicable income taxes$04,611
Income before extraordinary items$3,725,000290
Extraordinary gains, net$23,00013
Net income$3,748,000293
Minority interest net income$091
Net income of bank and minority interests.$3,748,000292
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,302,000314
2009-12-31 (YTD Data)Rank
Total interest income$42,051,000795
Total interest expense$30,080,000369
Net interest income$11,971,0001,847
Provision for loan and lease losses$07,427
Total noninterest income$91,0007,050
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$68,0006,200
Trading account gains and fees$0211
Additional Noninterest Income$23,0006,887
Total noninterest expense$7,353,0002,674
Salaries and employee benefits$3,646,0002,680
Premises and equipment expense$450,0004,682
Additional noninterest expense$3,257,0002,183
Pre-tax net operating income$4,709,000891
Securities gains (losses)$644,000735
Applicable income taxes$150,0002,601
Income before extraordinary items$5,203,000651
Extraordinary gains, net$2,400,00010
Net income$7,603,000422
Minority interest net income$0115
Net income of bank and minority interests.$7,603,000424
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,578,320738
2009-09-30 (YTD Data)Rank
Total interest income$31,279,000816
Total interest expense$23,470,000383
Net interest income$7,809,0002,100
Provision for loan and lease losses$07,284
Total noninterest income$71,0007,147
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$53,0006,201
Trading account gains and fees$0212
Additional Noninterest Income$18,0007,053
Total noninterest expense$4,947,0002,941
Salaries and employee benefits$2,675,0002,754
Premises and equipment expense$354,0004,577
Additional noninterest expense$1,918,0002,649
Pre-tax net operating income$2,933,0001,119
Securities gains (losses)$1,016,000377
Applicable income taxes$150,0002,576
Income before extraordinary items$3,799,000708
Extraordinary gains, net$1,135,0008
Net income$4,934,000549
Minority interest net income$0118
Net income of bank and minority interests.$4,934,000549
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,823,640945
2009-06-30 (YTD Data)Rank
Total interest income$21,101,000828
Total interest expense$16,111,000396
Net interest income$4,990,0002,200
Provision for loan and lease losses$07,158
Total noninterest income$48,0007,191
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$35,0006,236
Trading account gains and fees$0193
Additional Noninterest Income$13,0007,108
Total noninterest expense$3,233,0003,024
Salaries and employee benefits$1,823,0002,731
Premises and equipment expense$236,0004,619
Additional noninterest expense$1,174,0002,886
Pre-tax net operating income$1,805,0001,272
Securities gains (losses)$868,000326
Applicable income taxes$150,0002,269
Income before extraordinary items$2,523,000732
Extraordinary gains, net$432,0008
Net income$2,955,000617
Minority interest net income$0112
Net income of bank and minority interests.$2,955,000620
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,707,0801,073
2009-03-31 (YTD Data)Rank
Total interest income$11,174,000784
Total interest expense$8,286,000401
Net interest income$2,888,0001,901
Provision for loan and lease losses$06,744
Total noninterest income$22,0007,336
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$16,0006,311
Trading account gains and fees$0171
Additional Noninterest Income$6,0007,210
Total noninterest expense$1,460,0003,211
Salaries and employee benefits$862,0002,906
Premises and equipment expense$124,0004,533
Additional noninterest expense$474,0003,142
Pre-tax net operating income$1,450,000883
Securities gains (losses)$322,000477
Applicable income taxes$150,0001,741
Income before extraordinary items$1,622,000615
Extraordinary gains, net$432,0005
Net income$2,054,000475
Minority interest net income$0102
Net income of bank and minority interests.$2,054,000477
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,325,760722
2008-12-31 (YTD Data)Rank
Total interest income$55,304,000676
Total interest expense$39,459,000414
Net interest income$15,845,0001,405
Provision for loan and lease losses$07,334
Total noninterest income$103,0007,271
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0006,187
Trading account gains and fees$0154
Additional Noninterest Income$22,0007,377
Total noninterest expense$82,620,000281
Salaries and employee benefits$3,590,0002,761
Premises and equipment expense$462,0004,684
Additional noninterest expense$78,568,000162
Pre-tax net operating income$-66,672,0008,218
Securities gains (losses)$653,000300
Applicable income taxes$2,405,000573
Income before extraordinary items$-68,424,0008,210
Extraordinary gains, net$039
Net income$-68,424,0008,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-69,077,0008,218
2008-09-30 (YTD Data)Rank
Total interest income$42,603,000677
Total interest expense$30,089,000422
Net interest income$12,514,0001,354
Provision for loan and lease losses$06,991
Total noninterest income$79,0007,360
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$62,0006,184
Trading account gains and fees$0148
Additional Noninterest Income$17,0007,516
Total noninterest expense$4,203,0003,255
Salaries and employee benefits$2,642,0002,831
Premises and equipment expense$352,0004,645
Additional noninterest expense$1,209,0003,371
Pre-tax net operating income$8,390,000598
Securities gains (losses)$-76,654,0008,361
Applicable income taxes$1,995,000655
Income before extraordinary items$-70,259,0008,333
Extraordinary gains, net$031
Net income$-70,259,0008,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,395,000599
2008-06-30 (YTD Data)Rank
Total interest income$28,438,000682
Total interest expense$20,451,000430
Net interest income$7,987,0001,397
Provision for loan and lease losses$06,671
Total noninterest income$53,0007,420
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$41,0006,214
Trading account gains and fees$0149
Additional Noninterest Income$12,0007,577
Total noninterest expense$2,861,0003,206
Salaries and employee benefits$1,824,0002,773
Premises and equipment expense$233,0004,700
Additional noninterest expense$804,0003,344
Pre-tax net operating income$5,179,000675
Securities gains (losses)$561,000284
Applicable income taxes$1,325,000730
Income before extraordinary items$4,415,000625
Extraordinary gains, net$021
Net income$4,415,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,983,030672
2008-03-31 (YTD Data)Rank
Total interest income$14,294,000700
Total interest expense$10,414,000456
Net interest income$3,880,0001,429
Provision for loan and lease losses$06,080
Total noninterest income$28,0007,392
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$22,0006,119
Trading account gains and fees$0158
Additional Noninterest Income$6,0007,600
Total noninterest expense$1,350,0003,368
Salaries and employee benefits$867,0002,933
Premises and equipment expense$122,0004,581
Additional noninterest expense$361,0003,575
Pre-tax net operating income$2,558,000735
Securities gains (losses)$397,000281
Applicable income taxes$550,000926
Income before extraordinary items$2,405,000637
Extraordinary gains, net$015
Net income$2,405,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,083,430698
2007-12-31 (YTD Data)Rank
Total interest income$52,264,000803
Total interest expense$39,800,000507
Net interest income$12,464,0001,820
Provision for loan and lease losses$06,851
Total noninterest income$309,0005,983
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$91,0006,151
Trading account gains and fees$0178
Additional Noninterest Income$218,0004,888
Total noninterest expense$5,629,0003,130
Salaries and employee benefits$3,564,0002,758
Premises and equipment expense$437,0004,768
Additional noninterest expense$1,628,0003,190
Pre-tax net operating income$7,144,0001,182
Securities gains (losses)$189,000458
Applicable income taxes$1,127,0001,717
Income before extraordinary items$6,206,0001,048
Extraordinary gains, net$039
Net income$6,206,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,045,3501,060
2007-09-30 (YTD Data)Rank
Total interest income$38,072,000824
Total interest expense$29,001,000527
Net interest income$9,071,0001,880
Provision for loan and lease losses$06,528
Total noninterest income$247,0005,925
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$66,0006,215
Trading account gains and fees$0184
Additional Noninterest Income$181,0004,690
Total noninterest expense$4,192,0003,113
Salaries and employee benefits$2,620,0002,793
Premises and equipment expense$337,0004,659
Additional noninterest expense$1,235,0003,105
Pre-tax net operating income$5,126,0001,334
Securities gains (losses)$48,000630
Applicable income taxes$740,0002,008
Income before extraordinary items$4,434,0001,167
Extraordinary gains, net$033
Net income$4,434,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,392,7201,157
2007-06-30 (YTD Data)Rank
Total interest income$24,957,000845
Total interest expense$18,937,000541
Net interest income$6,020,0001,920
Provision for loan and lease losses$06,209
Total noninterest income$129,0006,407
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$44,0006,262
Trading account gains and fees$0168
Additional Noninterest Income$85,0005,398
Total noninterest expense$2,795,0003,143
Salaries and employee benefits$1,791,0002,766
Premises and equipment expense$223,0004,699
Additional noninterest expense$781,0003,259
Pre-tax net operating income$3,354,0001,399
Securities gains (losses)$14,000780
Applicable income taxes$520,0002,003
Income before extraordinary items$2,848,0001,252
Extraordinary gains, net$029
Net income$2,848,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,836,1001,234
2007-03-31 (YTD Data)Rank
Total interest income$12,055,000865
Total interest expense$9,226,000543
Net interest income$2,829,0002,052
Provision for loan and lease losses$05,779
Total noninterest income$63,0006,440
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$22,0006,225
Trading account gains and fees$0195
Additional Noninterest Income$41,0005,473
Total noninterest expense$1,311,0003,331
Salaries and employee benefits$844,0002,937
Premises and equipment expense$114,0004,662
Additional noninterest expense$353,0003,510
Pre-tax net operating income$1,581,0001,471
Securities gains (losses)$01,187
Applicable income taxes$300,0001,853
Income before extraordinary items$1,281,0001,375
Extraordinary gains, net$022
Net income$1,281,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,281,0001,366
2006-12-31 (YTD Data)Rank
Total interest income$46,933,000812
Total interest expense$33,716,000518
Net interest income$13,217,0001,741
Provision for loan and lease losses$06,850
Total noninterest income$263,0006,441
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$90,0006,285
Trading account gains and fees$0130
Additional Noninterest Income$173,0005,372
Total noninterest expense$5,544,0003,061
Salaries and employee benefits$3,520,0002,725
Premises and equipment expense$448,0004,584
Additional noninterest expense$1,576,0003,161
Pre-tax net operating income$7,936,0001,235
Securities gains (losses)$133,000478
Applicable income taxes$1,726,0001,488
Income before extraordinary items$6,343,0001,165
Extraordinary gains, net$051
Net income$6,343,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,237,9301,170
2006-09-30 (YTD Data)Rank
Total interest income$34,509,000830
Total interest expense$24,186,000531
Net interest income$10,323,0001,677
Provision for loan and lease losses$06,685
Total noninterest income$201,0006,447
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$69,0006,336
Trading account gains and fees$0126
Additional Noninterest Income$132,0005,363
Total noninterest expense$4,216,0003,034
Salaries and employee benefits$2,615,0002,741
Premises and equipment expense$360,0004,385
Additional noninterest expense$1,241,0003,031
Pre-tax net operating income$6,308,0001,224
Securities gains (losses)$124,000402
Applicable income taxes$1,570,0001,350
Income before extraordinary items$4,862,0001,177
Extraordinary gains, net$045
Net income$4,862,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,767,7601,185
2006-06-30 (YTD Data)Rank
Total interest income$23,114,000814
Total interest expense$15,589,000521
Net interest income$7,525,0001,529
Provision for loan and lease losses$06,419
Total noninterest income$125,0006,586
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$44,0006,413
Trading account gains and fees$0126
Additional Noninterest Income$81,0005,545
Total noninterest expense$2,884,0002,984
Salaries and employee benefits$1,812,0002,670
Premises and equipment expense$216,0004,701
Additional noninterest expense$856,0002,945
Pre-tax net operating income$4,766,0001,068
Securities gains (losses)$68,000399
Applicable income taxes$1,385,0001,074
Income before extraordinary items$3,449,0001,117
Extraordinary gains, net$039
Net income$3,449,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,400,7201,115
2006-03-31 (YTD Data)Rank
Total interest income$11,679,000783
Total interest expense$7,516,000512
Net interest income$4,163,0001,380
Provision for loan and lease losses$06,013
Total noninterest income$52,0006,877
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$22,0006,377
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,069
Total noninterest expense$1,373,0003,109
Salaries and employee benefits$864,0002,787
Premises and equipment expense$113,0004,590
Additional noninterest expense$396,0003,153
Pre-tax net operating income$2,842,000897
Securities gains (losses)$5,000692
Applicable income taxes$865,000878
Income before extraordinary items$1,982,000960
Extraordinary gains, net$021
Net income$1,982,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,978,500945
2005-12-31 (YTD Data)Rank
Total interest income$46,355,000693
Total interest expense$25,423,000472
Net interest income$20,932,0001,014
Provision for loan and lease losses$07,120
Total noninterest income$228,0006,846
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$112,0006,110
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,174
Total noninterest expense$5,361,0003,055
Salaries and employee benefits$3,454,0002,630
Premises and equipment expense$369,0005,111
Additional noninterest expense$1,538,0003,162
Pre-tax net operating income$15,799,000647
Securities gains (losses)$626,000248
Applicable income taxes$4,420,000708
Income before extraordinary items$12,005,000617
Extraordinary gains, net$046
Net income$12,005,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,548,020631
2005-09-30 (YTD Data)Rank
Total interest income$34,598,000683
Total interest expense$18,399,000458
Net interest income$16,199,000973
Provision for loan and lease losses$06,899
Total noninterest income$166,0006,929
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$82,0006,199
Trading account gains and fees$0126
Additional Noninterest Income$84,0006,220
Total noninterest expense$3,938,0003,075
Salaries and employee benefits$2,562,0002,607
Premises and equipment expense$306,0004,774
Additional noninterest expense$1,070,0003,327
Pre-tax net operating income$12,427,000610
Securities gains (losses)$627,000230
Applicable income taxes$3,810,000639
Income before extraordinary items$9,244,000606
Extraordinary gains, net$035
Net income$9,244,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,798,830619
2005-06-30 (YTD Data)Rank
Total interest income$23,183,000661
Total interest expense$11,925,000445
Net interest income$11,258,000927
Provision for loan and lease losses$06,626
Total noninterest income$111,0006,907
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$53,0006,222
Trading account gains and fees$0116
Additional Noninterest Income$58,0006,178
Total noninterest expense$2,697,0002,983
Salaries and employee benefits$1,743,0002,551
Premises and equipment expense$206,0004,727
Additional noninterest expense$748,0003,186
Pre-tax net operating income$8,672,000581
Securities gains (losses)$589,000198
Applicable income taxes$2,740,000599
Income before extraordinary items$6,521,000569
Extraordinary gains, net$030
Net income$6,521,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,108,700584
2005-03-31 (YTD Data)Rank
Total interest income$11,470,000656
Total interest expense$5,823,000433
Net interest income$5,647,000916
Provision for loan and lease losses$06,226
Total noninterest income$52,0007,007
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$25,0006,268
Trading account gains and fees$0115
Additional Noninterest Income$27,0006,349
Total noninterest expense$1,338,0003,012
Salaries and employee benefits$823,0002,710
Premises and equipment expense$107,0004,643
Additional noninterest expense$408,0002,965
Pre-tax net operating income$4,361,000586
Securities gains (losses)$561,000138
Applicable income taxes$1,380,000598
Income before extraordinary items$3,542,000530
Extraordinary gains, net$024
Net income$3,542,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,138,080568
2004-12-31 (YTD Data)Rank
Total interest income$46,252,000613
Total interest expense$21,692,000395
Net interest income$24,560,000810
Provision for loan and lease losses$07,314
Total noninterest income$221,0006,985
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$118,0006,202
Trading account gains and fees$0138
Additional Noninterest Income$103,0006,364
Total noninterest expense$5,352,0002,928
Salaries and employee benefits$3,244,0002,654
Premises and equipment expense$361,0005,101
Additional noninterest expense$1,747,0002,729
Pre-tax net operating income$19,429,000499
Securities gains (losses)$724,000354
Applicable income taxes$6,755,000485
Income before extraordinary items$13,398,000530
Extraordinary gains, net$034
Net income$13,398,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,599
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,920,160523
2004-09-30 (YTD Data)Rank
Total interest income$34,606,000612
Total interest expense$16,227,000388
Net interest income$18,379,000802
Provision for loan and lease losses$07,100
Total noninterest income$179,0006,894
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$89,0006,233
Trading account gains and fees$0134
Additional Noninterest Income$90,0006,127
Total noninterest expense$3,848,0003,005
Salaries and employee benefits$2,376,0002,692
Premises and equipment expense$285,0004,920
Additional noninterest expense$1,187,0002,967
Pre-tax net operating income$14,710,000494
Securities gains (losses)$515,000417
Applicable income taxes$5,182,000473
Income before extraordinary items$10,043,000523
Extraordinary gains, net$026
Net income$10,043,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,703,100523
2004-06-30 (YTD Data)Rank
Total interest income$23,171,000600
Total interest expense$10,783,000386
Net interest income$12,388,000776
Provision for loan and lease losses$06,885
Total noninterest income$87,0007,468
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$65,0006,112
Trading account gains and fees$0130
Additional Noninterest Income$22,0007,639
Total noninterest expense$2,507,0003,080
Salaries and employee benefits$1,514,0002,807
Premises and equipment expense$188,0004,978
Additional noninterest expense$805,0002,923
Pre-tax net operating income$9,968,000487
Securities gains (losses)$461,000373
Applicable income taxes$3,350,000488
Income before extraordinary items$7,079,000499
Extraordinary gains, net$021
Net income$7,079,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,765,520500
2004-03-31 (YTD Data)Rank
Total interest income$11,460,000615
Total interest expense$5,392,000397
Net interest income$6,068,000806
Provision for loan and lease losses$06,501
Total noninterest income$46,0007,355
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$33,0006,033
Trading account gains and fees$0121
Additional Noninterest Income$13,0007,451
Total noninterest expense$1,202,0003,221
Salaries and employee benefits$757,0002,826
Premises and equipment expense$96,0004,925
Additional noninterest expense$349,0003,295
Pre-tax net operating income$4,912,000487
Securities gains (losses)$116,000725
Applicable income taxes$1,550,000517
Income before extraordinary items$3,478,000514
Extraordinary gains, net$016
Net income$3,478,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,397,960490
2003-12-31 (YTD Data)Rank
Total interest income$43,579,000640
Total interest expense$22,637,000405
Net interest income$20,942,000921
Provision for loan and lease losses$07,651
Total noninterest income$199,0007,364
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$137,0006,036
Trading account gains and fees$0160
Additional Noninterest Income$62,0007,257
Total noninterest expense$5,276,0002,930
Salaries and employee benefits$3,273,0002,556
Premises and equipment expense$351,0005,156
Additional noninterest expense$1,652,0002,825
Pre-tax net operating income$15,865,000566
Securities gains (losses)$487,000760
Applicable income taxes$5,830,000551
Income before extraordinary items$10,522,000632
Extraordinary gains, net$054
Net income$10,522,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,519
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,210,320605
2003-09-30 (YTD Data)Rank
Total interest income$31,609,000682
Total interest expense$17,149,000426
Net interest income$14,460,0001,008
Provision for loan and lease losses$07,481
Total noninterest income$149,0007,407
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$102,0006,087
Trading account gains and fees$0153
Additional Noninterest Income$47,0007,300
Total noninterest expense$3,922,0002,949
Salaries and employee benefits$2,406,0002,615
Premises and equipment expense$269,0005,083
Additional noninterest expense$1,247,0002,790
Pre-tax net operating income$10,687,000647
Securities gains (losses)$405,000790
Applicable income taxes$3,700,000656
Income before extraordinary items$7,392,000696
Extraordinary gains, net$040
Net income$7,392,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,120,650671
2003-06-30 (YTD Data)Rank
Total interest income$21,265,000678
Total interest expense$11,613,000434
Net interest income$9,652,0001,003
Provision for loan and lease losses$07,324
Total noninterest income$103,0007,341
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$69,0006,045
Trading account gains and fees$0150
Additional Noninterest Income$34,0007,176
Total noninterest expense$2,626,0002,941
Salaries and employee benefits$1,595,0002,632
Premises and equipment expense$184,0004,966
Additional noninterest expense$847,0002,740
Pre-tax net operating income$7,129,000639
Securities gains (losses)$349,000732
Applicable income taxes$2,410,000673
Income before extraordinary items$5,068,000673
Extraordinary gains, net$030
Net income$5,068,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,830,680663
2003-03-31 (YTD Data)Rank
Total interest income$10,428,000701
Total interest expense$5,786,000447
Net interest income$4,642,0001,043
Provision for loan and lease losses$06,934
Total noninterest income$58,0007,077
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$18,0007,075
Total noninterest expense$1,354,0002,834
Salaries and employee benefits$840,0002,507
Premises and equipment expense$98,0004,773
Additional noninterest expense$416,0002,757
Pre-tax net operating income$3,346,000683
Securities gains (losses)$193,000671
Applicable income taxes$1,230,000664
Income before extraordinary items$2,309,000740
Extraordinary gains, net$021
Net income$2,309,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,183,550712
2002-12-31 (YTD Data)Rank
Total interest income$43,052,000707
Total interest expense$23,116,000503
Net interest income$19,936,000972
Provision for loan and lease losses$08,089
Total noninterest income$213,0007,183
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$142,0005,935
Trading account gains and fees$0153
Additional Noninterest Income$71,0007,051
Total noninterest expense$5,410,0002,722
Salaries and employee benefits$2,739,0002,864
Premises and equipment expense$305,0005,529
Additional noninterest expense$2,366,0001,960
Pre-tax net operating income$14,739,000599
Securities gains (losses)$604,000589
Applicable income taxes$5,843,000519
Income before extraordinary items$9,500,000665
Extraordinary gains, net$070
Net income$9,500,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,113,440661
2001-12-31 (YTD Data)Rank
Total interest income$43,014,000789
Total interest expense$28,081,000596
Net interest income$14,933,0001,185
Provision for loan and lease losses$08,228
Total noninterest income$250,0006,863
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$132,0006,053
Trading account gains and fees$0177
Additional Noninterest Income$118,0006,034
Total noninterest expense$4,417,0003,128
Salaries and employee benefits$2,728,0002,740
Premises and equipment expense$291,0005,618
Additional noninterest expense$1,398,0003,062
Pre-tax net operating income$10,766,000725
Securities gains (losses)$680,000516
Applicable income taxes$3,846,000675
Income before extraordinary items$7,600,000736
Extraordinary gains, net$0105
Net income$7,600,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,151,200745
2000-12-31 (YTD Data)Rank
Total interest income$43,007,000831
Total interest expense$26,302,000697
Net interest income$16,705,0001,050
Provision for loan and lease losses$08,337
Total noninterest income$253,0006,747
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$129,0006,067
Trading account gains and fees$0180
Additional Noninterest Income$124,0005,915
Total noninterest expense$4,217,0003,189
Salaries and employee benefits$2,663,0002,671
Premises and equipment expense$302,0005,394
Additional noninterest expense$1,252,0003,287
Pre-tax net operating income$12,741,000627
Securities gains (losses)$37,000791
Applicable income taxes$4,177,000622
Income before extraordinary items$8,601,000645
Extraordinary gains, net$038
Net income$8,601,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,998
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,576,210643
1999-12-31 (YTD Data)Rank
Total interest income$41,767,000811
Total interest expense$24,394,000672
Net interest income$17,373,0001,010
Provision for loan and lease losses$08,503
Total noninterest income$294,0006,495
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$134,0006,103
Trading account gains and fees$0173
Additional Noninterest Income$160,0005,460
Total noninterest expense$3,908,0003,383
Salaries and employee benefits$2,381,0002,942
Premises and equipment expense$300,0005,462
Additional noninterest expense$1,227,0003,359
Pre-tax net operating income$13,759,000637
Securities gains (losses)$186,000563
Applicable income taxes$4,485,000643
Income before extraordinary items$9,460,000651
Extraordinary gains, net$035
Net income$9,460,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,333,520642
1998-12-31 (YTD Data)Rank
Total interest income$41,122,000809
Total interest expense$24,334,000683
Net interest income$16,788,0001,004
Provision for loan and lease losses$08,652
Total noninterest income$233,0007,178
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$139,0006,109
Trading account gains and fees$0224
Additional Noninterest Income$94,0006,772
Total noninterest expense$3,860,0003,318
Salaries and employee benefits$2,259,0002,983
Premises and equipment expense$304,0005,343
Additional noninterest expense$1,297,0003,146
Pre-tax net operating income$13,161,000629
Securities gains (losses)$591,000499
Applicable income taxes$4,524,000623
Income before extraordinary items$9,228,000631
Extraordinary gains, net$032
Net income$9,228,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,832,030625
1997-12-31 (YTD Data)Rank
Total interest income$40,196,000849
Total interest expense$23,403,000715
Net interest income$16,793,0001,047
Provision for loan and lease losses$08,829
Total noninterest income$246,0007,263
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$140,0006,355
Trading account gains and fees$0239
Additional Noninterest Income$106,0006,624
Total noninterest expense$4,028,0003,155
Salaries and employee benefits$2,364,0002,799
Premises and equipment expense$257,0005,958
Additional noninterest expense$1,407,0002,902
Pre-tax net operating income$13,011,000644
Securities gains (losses)$323,000547
Applicable income taxes$3,697,000777
Income before extraordinary items$9,637,000615
Extraordinary gains, net$044
Net income$9,637,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,404,440603
1996-12-31 (YTD Data)Rank
Total interest income$37,919,000921
Total interest expense$21,587,000788
Net interest income$16,332,0001,114
Provision for loan and lease losses$09,041
Total noninterest income$210,0008,082
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$132,0006,812
Trading account gains and fees$0262
Additional Noninterest Income$78,0007,815
Total noninterest expense$3,689,0003,595
Salaries and employee benefits$2,098,0003,188
Premises and equipment expense$311,0005,439
Additional noninterest expense$1,280,0003,582
Pre-tax net operating income$12,853,000647
Securities gains (losses)$394,000484
Applicable income taxes$4,124,000678
Income before extraordinary items$9,123,000632
Extraordinary gains, net$053
Net income$9,123,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,856
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,851,140630
1995-12-31 (YTD Data)Rank
Total interest income$36,097,000990
Total interest expense$20,143,000875
Net interest income$15,954,0001,152
Provision for loan and lease losses$100,0004,579
Total noninterest income$172,0008,929
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$100,0007,786
Trading account gains and fees$0522
Additional Noninterest Income$72,0008,274
Total noninterest expense$4,176,0003,200
Salaries and employee benefits$2,193,0003,040
Premises and equipment expense$297,0005,671
Additional noninterest expense$1,686,0002,769
Pre-tax net operating income$11,850,000722
Securities gains (losses)$701,000280
Applicable income taxes$3,725,000765
Income before extraordinary items$8,826,000660
Extraordinary gains, net$065
Net income$8,826,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,335,300689
1994-12-31 (YTD Data)Rank
Total interest income$34,063,000937
Total interest expense$15,515,000879
Net interest income$18,548,000993
Provision for loan and lease losses$178,0003,284
Total noninterest income$137,0009,976
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$92,0008,308
Trading account gains and fees$0475
Additional Noninterest Income$45,0009,881
Total noninterest expense$4,501,0003,056
Salaries and employee benefits$2,183,0003,033
Premises and equipment expense$318,0005,462
Additional noninterest expense$2,000,0002,577
Pre-tax net operating income$14,006,000607
Securities gains (losses)$535,000257
Applicable income taxes$4,996,000568
Income before extraordinary items$9,545,000586
Extraordinary gains, net$0249
Net income$9,545,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,695
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,191,900616
1993-12-31 (YTD Data)Rank
Total interest income$33,870,000951
Total interest expense$15,929,000886
Net interest income$17,941,0001,020
Provision for loan and lease losses$200,0003,901
Total noninterest income$141,00010,393
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$87,0008,784
Trading account gains and fees$0532
Additional Noninterest Income$54,0009,868
Total noninterest expense$4,265,0003,286
Salaries and employee benefits$2,011,0003,271
Premises and equipment expense$297,0005,898
Additional noninterest expense$1,957,0002,783
Pre-tax net operating income$13,617,000545
Securities gains (losses)$1,543,000379
Applicable income taxes$4,556,000577
Income before extraordinary items$10,604,000519
Extraordinary gains, net$03,149
Net income$10,604,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,523,900524
1992-12-31 (YTD Data)Rank
Total interest income$33,311,0001,087
Total interest expense$17,792,0001,017
Net interest income$15,519,0001,206
Provision for loan and lease losses$250,0004,577
Total noninterest income$130,00010,919
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$78,0009,234
Trading account gains and fees$0504
Additional Noninterest Income$52,00010,289
Total noninterest expense$3,894,0003,592
Salaries and employee benefits$1,806,0003,544
Premises and equipment expense$298,0006,009
Additional noninterest expense$1,790,0003,072
Pre-tax net operating income$11,505,000561
Securities gains (losses)$476,0001,127
Applicable income taxes$2,322,000995
Income before extraordinary items$9,659,000504
Extraordinary gains, net$01,422
Net income$9,659,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$9,273,440473

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.