Home > Union Bank > Loan Charge- Offs and Recoveries
Union Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $92,086,000 | 39 |
| Loans secured by real estate, total | $13,978,000 | 56 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $13,978,000 | 56 |
| Construction and land development | $874,000 | 85 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $13,104,000 | 32 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $38,436,000 | 13 |
| Loans to individuals | $37,250,000 | 60 |
| Credit card loan charge offs | $16,358,000 | 71 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,892,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $2,422,000 | 14 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $50,694,000 | 14 |
| Loans secured by real estate, total | $12,031,000 | 14 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $12,031,000 | 12 |
| Construction and land development | $1,238,000 | 33 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $10,793,000 | 7 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $28,585,000 | 9 |
| Loans to individuals | $9,767,000 | 55 |
| Credit card loan recoveries | $2,408,000 | 78 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,359,000 | 28 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $311,000 | 42 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $41,392,000 | 74 |
| Loans secured by real estate, total | $1,947,000 | 238 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,947,000 | 237 |
| Construction and land development | $-364,000 | 11,929 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $2,311,000 | 109 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $9,851,000 | 31 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $27,483,000 | 65 |
| Credit card loan net charge offs | $13,950,000 | 70 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $13,533,000 | 21 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $2,111,000 | 9 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $196,400,000 | 17 |
| Loans secured by real estate, total | $100,630,000 | 14 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $100,630,000 | 14 |
| Construction and land development | $26,406,000 | 7 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $74,224,000 | 6 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $65,803,000 | 8 |
| Loans to individuals | $27,027,000 | 60 |
| Credit card loan charge offs | $11,875,000 | 75 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,152,000 | 26 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $2,940,000 | 8 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $49,364,000 | 16 |
| Loans secured by real estate, total | $12,866,000 | 16 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $12,866,000 | 16 |
| Construction and land development | $656,000 | 61 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $12,210,000 | 9 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $27,829,000 | 9 |
| Loans to individuals | $8,234,000 | 59 |
| Credit card loan recoveries | $2,000,000 | 78 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,234,000 | 32 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $435,000 | 34 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $147,036,000 | 19 |
| Loans secured by real estate, total | $87,764,000 | 13 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $87,764,000 | 13 |
| Construction and land development | $25,750,000 | 6 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $62,014,000 | 6 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $37,974,000 | 6 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $18,793,000 | 55 |
| Credit card loan net charge offs | $9,875,000 | 75 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,918,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $2,505,000 | 5 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $192,844,000 | 21 |
| Loans secured by real estate, total | $91,572,000 | 23 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $91,572,000 | 22 |
| Construction and land development | $13,916,000 | 26 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $77,656,000 | 9 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $56,453,000 | 17 |
| Loans to individuals | $33,387,000 | 48 |
| Credit card loan charge offs | $22,068,000 | 49 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,319,000 | 33 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $11,432,000 | 5 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $39,415,000 | 25 |
| Loans secured by real estate, total | $3,144,000 | 82 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $3,144,000 | 82 |
| Construction and land development | $857,000 | 57 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,287,000 | 48 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $25,400,000 | 11 |
| Loans to individuals | $7,518,000 | 55 |
| Credit card loan recoveries | $3,230,000 | 55 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,288,000 | 50 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $3,353,000 | 7 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $153,429,000 | 24 |
| Loans secured by real estate, total | $88,428,000 | 21 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $88,428,000 | 20 |
| Construction and land development | $13,059,000 | 24 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $75,369,000 | 9 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $31,053,000 | 22 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $25,869,000 | 43 |
| Credit card loan net charge offs | $18,838,000 | 51 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,031,000 | 32 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $8,079,000 | 5 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $187,794,000 | 28 |
| Loans secured by real estate, total | $57,291,000 | 35 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $57,291,000 | 35 |
| Construction and land development | $53,055,000 | 12 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $4,236,000 | 172 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $95,986,000 | 12 |
| Loans to individuals | $26,192,000 | 61 |
| Credit card loan charge offs | $9,774,000 | 95 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $16,418,000 | 27 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $8,325,000 | 10 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $37,894,000 | 19 |
| Loans secured by real estate, total | $2,875,000 | 55 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,875,000 | 55 |
| Construction and land development | $2,875,000 | 10 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $27,507,000 | 8 |
| Loans to individuals | $7,057,000 | 54 |
| Credit card loan recoveries | $1,155,000 | 93 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,902,000 | 32 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $455,000 | 35 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $149,900,000 | 32 |
| Loans secured by real estate, total | $54,416,000 | 36 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $54,416,000 | 35 |
| Construction and land development | $50,180,000 | 12 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $4,236,000 | 166 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $68,479,000 | 15 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $19,135,000 | 67 |
| Credit card loan net charge offs | $8,619,000 | 94 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $10,516,000 | 28 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $7,870,000 | 7 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.