Home > UNICO Bank > Income and Expense
UNICO Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,708,000 | 1,734 |
| Total interest expense | $7,018,000 | 1,643 |
| Net interest income | $15,690,000 | 1,740 |
| Provision for loan and lease losses | $1,124,000 | 776 |
| Total noninterest income | $4,056,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,634,000 | 677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,422,000 | 1,442 |
| Total noninterest expense | $16,020,000 | 1,441 |
| Salaries and employee benefits | $8,074,000 | 1,594 |
| Premises and equipment expense | $1,760,000 | 1,358 |
| Additional noninterest expense | $2,422,000 | 1,442 |
| Pre-tax net operating income | $2,602,000 | 2,666 |
| Securities gains (losses) | $30,000 | 548 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,632,000 | 2,481 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,632,000 | 2,506 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,632,000 | 2,483 |
| Net charge-offs | $362,000 | 883 |
| Cash dividends | $2,345,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,602,000 | 2,516 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,366,000 | 1,746 |
| Total interest expense | $4,696,000 | 1,649 |
| Net interest income | $11,670,000 | 1,764 |
| Provision for loan and lease losses | $756,000 | 785 |
| Total noninterest income | $2,942,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,226,000 | 674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,716,000 | 1,484 |
| Total noninterest expense | $11,866,000 | 1,449 |
| Salaries and employee benefits | $5,970,000 | 1,609 |
| Premises and equipment expense | $1,306,000 | 1,370 |
| Additional noninterest expense | $1,716,000 | 1,484 |
| Pre-tax net operating income | $1,990,000 | 2,709 |
| Securities gains (losses) | $17,000 | 492 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,007,000 | 2,508 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,007,000 | 2,533 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,007,000 | 2,509 |
| Net charge-offs | $134,000 | 1,055 |
| Cash dividends | $2,048,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,990,000 | 2,537 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,459,000 | 1,768 |
| Total interest expense | $2,733,000 | 1,667 |
| Net interest income | $7,726,000 | 1,795 |
| Provision for loan and lease losses | $578,000 | 717 |
| Total noninterest income | $1,920,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $801,000 | 679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,119,000 | 1,436 |
| Total noninterest expense | $7,650,000 | 1,478 |
| Salaries and employee benefits | $3,866,000 | 1,640 |
| Premises and equipment expense | $850,000 | 1,383 |
| Additional noninterest expense | $1,119,000 | 1,435 |
| Pre-tax net operating income | $1,418,000 | 2,652 |
| Securities gains (losses) | $12,000 | 583 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,430,000 | 2,453 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,430,000 | 2,482 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,430,000 | 2,453 |
| Net charge-offs | $114,000 | 877 |
| Cash dividends | $1,360,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,418,000 | 2,482 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 1,797 |
| Total interest expense | $1,214,000 | 1,624 |
| Net interest income | $3,837,000 | 1,806 |
| Provision for loan and lease losses | $327,000 | 634 |
| Total noninterest income | $924,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $393,000 | 703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 1,474 |
| Total noninterest expense | $3,886,000 | 1,481 |
| Salaries and employee benefits | $2,039,000 | 1,608 |
| Premises and equipment expense | $421,000 | 1,429 |
| Additional noninterest expense | $531,000 | 1,474 |
| Pre-tax net operating income | $548,000 | 3,000 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $549,000 | 2,797 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $549,000 | 2,797 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $549,000 | 2,797 |
| Net charge-offs | $97,000 | 607 |
| Cash dividends | $496,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $548,000 | 2,828 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,508,000 | 1,731 |
| Total interest expense | $2,348,000 | 1,426 |
| Net interest income | $15,160,000 | 1,777 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,561,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,468,000 | 754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,093,000 | 1,582 |
| Total noninterest expense | $14,811,000 | 1,498 |
| Salaries and employee benefits | $7,709,000 | 1,617 |
| Premises and equipment expense | $1,706,000 | 1,402 |
| Additional noninterest expense | $2,093,000 | 1,582 |
| Pre-tax net operating income | $3,910,000 | 2,333 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,910,000 | 2,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,910,000 | 2,138 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,910,000 | 2,138 |
| Net charge-offs | $221,000 | 880 |
| Cash dividends | $2,315,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,910,000 | 2,167 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,746,000 | 1,717 |
| Total interest expense | $1,468,000 | 1,339 |
| Net interest income | $11,278,000 | 1,765 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,728,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,149,000 | 731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,579,000 | 1,593 |
| Total noninterest expense | $10,843,000 | 1,528 |
| Salaries and employee benefits | $5,719,000 | 1,630 |
| Premises and equipment expense | $1,273,000 | 1,410 |
| Additional noninterest expense | $1,579,000 | 1,593 |
| Pre-tax net operating income | $3,163,000 | 2,233 |
| Securities gains (losses) | $-4,000 | 3,629 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,159,000 | 2,028 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,159,000 | 2,027 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,159,000 | 2,027 |
| Net charge-offs | $119,000 | 869 |
| Cash dividends | $2,119,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,163,000 | 2,055 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 1,724 |
| Total interest expense | $953,000 | 1,182 |
| Net interest income | $7,250,000 | 1,781 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,845,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $791,000 | 717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,054,000 | 1,627 |
| Total noninterest expense | $6,976,000 | 1,557 |
| Salaries and employee benefits | $3,726,000 | 1,649 |
| Premises and equipment expense | $830,000 | 1,422 |
| Additional noninterest expense | $2,420,000 | 1,384 |
| Pre-tax net operating income | $2,119,000 | 2,130 |
| Securities gains (losses) | $-5,000 | 3,836 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,114,000 | 1,937 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,114,000 | 1,937 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,114,000 | 1,937 |
| Net charge-offs | $27,000 | 1,209 |
| Cash dividends | $1,503,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,119,000 | 1,971 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 1,730 |
| Total interest expense | $490,000 | 1,119 |
| Net interest income | $3,493,000 | 1,789 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $906,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $785,000 | 402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,094 |
| Total noninterest expense | $3,242,000 | 1,636 |
| Salaries and employee benefits | $1,743,000 | 1,742 |
| Premises and equipment expense | $412,000 | 1,431 |
| Additional noninterest expense | $1,087,000 | 1,482 |
| Pre-tax net operating income | $1,157,000 | 1,951 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,158,000 | 1,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,158,000 | 1,736 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,158,000 | 1,735 |
| Net charge-offs | $38,000 | 761 |
| Cash dividends | $606,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,157,000 | 1,756 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,732,000 | 1,633 |
| Total interest expense | $2,360,000 | 1,150 |
| Net interest income | $15,372,000 | 1,692 |
| Provision for loan and lease losses | $665,000 | 825 |
| Total noninterest income | $3,438,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $3,023,000 | 394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,431 |
| Total noninterest expense | $13,494,000 | 1,586 |
| Salaries and employee benefits | $6,817,000 | 1,749 |
| Premises and equipment expense | $1,515,000 | 1,504 |
| Additional noninterest expense | $5,162,000 | 1,292 |
| Pre-tax net operating income | $4,651,000 | 2,149 |
| Securities gains (losses) | $15,000 | 1,611 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,666,000 | 1,976 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,666,000 | 1,976 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,666,000 | 1,977 |
| Net charge-offs | $370,000 | 757 |
| Cash dividends | $2,043,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,651,000 | 1,951 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,474,000 | 1,746 |
| Total interest expense | $1,832,000 | 1,178 |
| Net interest income | $10,642,000 | 1,825 |
| Provision for loan and lease losses | $665,000 | 644 |
| Total noninterest income | $2,552,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $2,225,000 | 397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,434 |
| Total noninterest expense | $9,468,000 | 1,680 |
| Salaries and employee benefits | $4,772,000 | 1,850 |
| Premises and equipment expense | $1,104,000 | 1,571 |
| Additional noninterest expense | $3,592,000 | 1,384 |
| Pre-tax net operating income | $3,061,000 | 2,402 |
| Securities gains (losses) | $15,000 | 1,526 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,076,000 | 2,214 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,076,000 | 2,213 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,076,000 | 2,214 |
| Net charge-offs | $375,000 | 584 |
| Cash dividends | $1,863,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,061,000 | 2,187 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,051,000 | 1,797 |
| Total interest expense | $1,282,000 | 1,169 |
| Net interest income | $6,769,000 | 1,878 |
| Provision for loan and lease losses | $329,000 | 832 |
| Total noninterest income | $1,714,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,437,000 | 394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 3,200 |
| Total noninterest expense | $6,284,000 | 1,678 |
| Salaries and employee benefits | $3,236,000 | 1,822 |
| Premises and equipment expense | $748,000 | 1,550 |
| Additional noninterest expense | $2,300,000 | 1,414 |
| Pre-tax net operating income | $1,870,000 | 2,488 |
| Securities gains (losses) | $9,000 | 1,454 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,879,000 | 2,312 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,879,000 | 2,311 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,879,000 | 2,312 |
| Net charge-offs | $161,000 | 726 |
| Cash dividends | $1,162,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,870,000 | 2,284 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 1,808 |
| Total interest expense | $695,000 | 1,143 |
| Net interest income | $3,286,000 | 1,892 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $851,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $691,000 | 407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,068 |
| Total noninterest expense | $2,943,000 | 1,748 |
| Salaries and employee benefits | $1,490,000 | 1,916 |
| Premises and equipment expense | $366,000 | 1,585 |
| Additional noninterest expense | $1,087,000 | 1,445 |
| Pre-tax net operating income | $1,194,000 | 2,151 |
| Securities gains (losses) | $11,000 | 1,037 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,205,000 | 1,984 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,205,000 | 1,984 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,205,000 | 1,984 |
| Net charge-offs | $29,000 | 1,017 |
| Cash dividends | $368,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,194,000 | 1,964 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,614,000 | 1,829 |
| Total interest expense | $3,645,000 | 1,265 |
| Net interest income | $11,969,000 | 1,953 |
| Provision for loan and lease losses | $546,000 | 2,152 |
| Total noninterest income | $2,986,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,589,000 | 428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,378 |
| Total noninterest expense | $11,951,000 | 1,716 |
| Salaries and employee benefits | $6,169,000 | 1,867 |
| Premises and equipment expense | $1,493,000 | 1,520 |
| Additional noninterest expense | $4,289,000 | 1,448 |
| Pre-tax net operating income | $2,458,000 | 2,693 |
| Securities gains (losses) | $72,000 | 1,542 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,530,000 | 2,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,530,000 | 2,539 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,530,000 | 2,539 |
| Net charge-offs | $408,000 | 1,107 |
| Cash dividends | $1,030,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,458,000 | 2,526 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,599,000 | 1,862 |
| Total interest expense | $2,826,000 | 1,302 |
| Net interest income | $8,773,000 | 1,997 |
| Provision for loan and lease losses | $505,000 | 1,947 |
| Total noninterest income | $2,166,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,908,000 | 435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,495 |
| Total noninterest expense | $8,633,000 | 1,735 |
| Salaries and employee benefits | $4,390,000 | 1,906 |
| Premises and equipment expense | $1,096,000 | 1,542 |
| Additional noninterest expense | $3,147,000 | 1,456 |
| Pre-tax net operating income | $1,801,000 | 2,733 |
| Securities gains (losses) | $68,000 | 1,399 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,869,000 | 2,535 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,869,000 | 2,535 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,869,000 | 2,535 |
| Net charge-offs | $317,000 | 997 |
| Cash dividends | $930,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,801,000 | 2,548 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 1,898 |
| Total interest expense | $1,946,000 | 1,340 |
| Net interest income | $5,708,000 | 2,046 |
| Provision for loan and lease losses | $348,000 | 1,913 |
| Total noninterest income | $1,401,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,243,000 | 436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 3,540 |
| Total noninterest expense | $5,833,000 | 1,719 |
| Salaries and employee benefits | $2,973,000 | 1,887 |
| Premises and equipment expense | $721,000 | 1,554 |
| Additional noninterest expense | $2,139,000 | 1,421 |
| Pre-tax net operating income | $928,000 | 3,032 |
| Securities gains (losses) | $65,000 | 1,185 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $993,000 | 2,820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $993,000 | 2,819 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $993,000 | 2,820 |
| Net charge-offs | $256,000 | 882 |
| Cash dividends | $650,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $928,000 | 2,857 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 1,874 |
| Total interest expense | $1,001,000 | 1,419 |
| Net interest income | $2,843,000 | 2,000 |
| Provision for loan and lease losses | $348,000 | 1,112 |
| Total noninterest income | $812,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $650,000 | 479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,687 |
| Total noninterest expense | $2,838,000 | 1,765 |
| Salaries and employee benefits | $1,403,000 | 1,982 |
| Premises and equipment expense | $352,000 | 1,607 |
| Additional noninterest expense | $1,083,000 | 1,419 |
| Pre-tax net operating income | $469,000 | 2,864 |
| Securities gains (losses) | $34,000 | 969 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $503,000 | 2,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $503,000 | 2,626 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $503,000 | 2,628 |
| Net charge-offs | $244,000 | 564 |
| Cash dividends | $140,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $469,000 | 2,708 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 2,025 |
| Total interest expense | $3,735,000 | 1,555 |
| Net interest income | $10,326,000 | 2,179 |
| Provision for loan and lease losses | $480,000 | 1,514 |
| Total noninterest income | $2,967,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $2,708,000 | 473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,714 |
| Total noninterest expense | $11,340,000 | 1,731 |
| Salaries and employee benefits | $5,866,000 | 1,882 |
| Premises and equipment expense | $1,515,000 | 1,486 |
| Additional noninterest expense | $3,959,000 | 1,522 |
| Pre-tax net operating income | $1,473,000 | 3,422 |
| Securities gains (losses) | $100,000 | 936 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,573,000 | 3,212 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,573,000 | 3,212 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,573,000 | 3,213 |
| Net charge-offs | $378,000 | 1,224 |
| Cash dividends | $790,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,473,000 | 3,271 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 2,082 |
| Total interest expense | $2,642,000 | 1,635 |
| Net interest income | $7,707,000 | 2,222 |
| Provision for loan and lease losses | $341,000 | 1,500 |
| Total noninterest income | $2,205,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $2,003,000 | 476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,709 |
| Total noninterest expense | $8,333,000 | 1,760 |
| Salaries and employee benefits | $4,331,000 | 1,901 |
| Premises and equipment expense | $1,097,000 | 1,544 |
| Additional noninterest expense | $2,905,000 | 1,545 |
| Pre-tax net operating income | $1,238,000 | 3,348 |
| Securities gains (losses) | $73,000 | 925 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,311,000 | 3,137 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,311,000 | 3,136 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,311,000 | 3,137 |
| Net charge-offs | $289,000 | 1,059 |
| Cash dividends | $690,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,238,000 | 3,188 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 2,145 |
| Total interest expense | $1,602,000 | 1,714 |
| Net interest income | $5,032,000 | 2,267 |
| Provision for loan and lease losses | $211,000 | 1,503 |
| Total noninterest income | $1,360,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,281,000 | 492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,188 |
| Total noninterest expense | $5,636,000 | 1,750 |
| Salaries and employee benefits | $2,939,000 | 1,881 |
| Premises and equipment expense | $735,000 | 1,543 |
| Additional noninterest expense | $1,962,000 | 1,530 |
| Pre-tax net operating income | $545,000 | 3,879 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $546,000 | 3,761 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $546,000 | 3,760 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $546,000 | 3,760 |
| Net charge-offs | $141,000 | 1,208 |
| Cash dividends | $390,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $545,000 | 3,728 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 2,172 |
| Total interest expense | $740,000 | 1,768 |
| Net interest income | $2,503,000 | 2,270 |
| Provision for loan and lease losses | $74,000 | 1,772 |
| Total noninterest income | $663,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $594,000 | 517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,667 |
| Total noninterest expense | $2,663,000 | 1,829 |
| Salaries and employee benefits | $1,361,000 | 2,010 |
| Premises and equipment expense | $360,000 | 1,590 |
| Additional noninterest expense | $942,000 | 1,588 |
| Pre-tax net operating income | $429,000 | 3,286 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $429,000 | 3,122 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $429,000 | 3,119 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $429,000 | 3,121 |
| Net charge-offs | $46,000 | 1,257 |
| Cash dividends | $10,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $429,000 | 3,107 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,031,000 | 2,200 |
| Total interest expense | $2,023,000 | 1,923 |
| Net interest income | $10,008,000 | 2,247 |
| Provision for loan and lease losses | $435,000 | 1,584 |
| Total noninterest income | $2,750,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,404,000 | 534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,519 |
| Total noninterest expense | $10,572,000 | 1,815 |
| Salaries and employee benefits | $5,377,000 | 1,979 |
| Premises and equipment expense | $1,392,000 | 1,611 |
| Additional noninterest expense | $3,803,000 | 1,576 |
| Pre-tax net operating income | $1,751,000 | 3,314 |
| Securities gains (losses) | $-17,000 | 4,544 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,734,000 | 3,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,734,000 | 3,149 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,734,000 | 3,149 |
| Net charge-offs | $404,000 | 1,100 |
| Cash dividends | $1,300,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,751,000 | 3,131 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 2,219 |
| Total interest expense | $1,352,000 | 1,998 |
| Net interest income | $7,492,000 | 2,256 |
| Provision for loan and lease losses | $87,000 | 2,815 |
| Total noninterest income | $2,167,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,763,000 | 547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,019 |
| Total noninterest expense | $7,685,000 | 1,858 |
| Salaries and employee benefits | $3,937,000 | 2,018 |
| Premises and equipment expense | $1,064,000 | 1,590 |
| Additional noninterest expense | $2,684,000 | 1,651 |
| Pre-tax net operating income | $1,887,000 | 2,833 |
| Securities gains (losses) | $-17,000 | 4,891 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,870,000 | 2,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,870,000 | 2,630 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,870,000 | 2,630 |
| Net charge-offs | $234,000 | 1,136 |
| Cash dividends | $1,200,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,887,000 | 2,606 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 2,253 |
| Total interest expense | $781,000 | 2,124 |
| Net interest income | $4,982,000 | 2,252 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,433,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $1,148,000 | 554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,961 |
| Total noninterest expense | $5,277,000 | 1,829 |
| Salaries and employee benefits | $2,665,000 | 2,003 |
| Premises and equipment expense | $705,000 | 1,611 |
| Additional noninterest expense | $1,907,000 | 1,572 |
| Pre-tax net operating income | $1,138,000 | 2,961 |
| Securities gains (losses) | $-17,000 | 5,085 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,121,000 | 2,780 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,121,000 | 2,779 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,121,000 | 2,779 |
| Net charge-offs | $41,000 | 1,877 |
| Cash dividends | $900,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,138,000 | 2,739 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 2,315 |
| Total interest expense | $348,000 | 2,222 |
| Net interest income | $2,425,000 | 2,307 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $737,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $558,000 | 574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 2,624 |
| Total noninterest expense | $2,424,000 | 1,970 |
| Salaries and employee benefits | $1,220,000 | 2,163 |
| Premises and equipment expense | $328,000 | 1,735 |
| Additional noninterest expense | $876,000 | 1,678 |
| Pre-tax net operating income | $738,000 | 2,513 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $739,000 | 2,298 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $739,000 | 2,296 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $739,000 | 2,298 |
| Net charge-offs | $19,000 | 1,687 |
| Cash dividends | $410,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $738,000 | 2,286 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,520,000 | 2,342 |
| Total interest expense | $1,436,000 | 2,000 |
| Net interest income | $9,084,000 | 2,382 |
| Provision for loan and lease losses | $852,000 | 1,002 |
| Total noninterest income | $2,636,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,613,000 | 771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,023,000 | 2,263 |
| Total noninterest expense | $8,591,000 | 2,155 |
| Salaries and employee benefits | $4,519,000 | 2,269 |
| Premises and equipment expense | $1,100,000 | 1,974 |
| Additional noninterest expense | $2,972,000 | 1,948 |
| Pre-tax net operating income | $2,277,000 | 2,900 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,283,000 | 2,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,283,000 | 2,471 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,283,000 | 2,471 |
| Net charge-offs | $97,000 | 2,463 |
| Cash dividends | $1,695,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,277,000 | 2,455 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 2,387 |
| Total interest expense | $1,064,000 | 1,991 |
| Net interest income | $6,692,000 | 2,431 |
| Provision for loan and lease losses | $852,000 | 802 |
| Total noninterest income | $1,863,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,034,000 | 897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $829,000 | 2,197 |
| Total noninterest expense | $6,007,000 | 2,276 |
| Salaries and employee benefits | $3,172,000 | 2,387 |
| Premises and equipment expense | $782,000 | 2,045 |
| Additional noninterest expense | $2,053,000 | 2,072 |
| Pre-tax net operating income | $1,696,000 | 2,961 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,702,000 | 2,660 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,702,000 | 2,660 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,702,000 | 2,660 |
| Net charge-offs | $66,000 | 2,246 |
| Cash dividends | $1,595,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,696,000 | 2,650 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 2,398 |
| Total interest expense | $689,000 | 1,992 |
| Net interest income | $4,398,000 | 2,446 |
| Provision for loan and lease losses | $851,000 | 558 |
| Total noninterest income | $1,259,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $644,000 | 937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,084 |
| Total noninterest expense | $4,000,000 | 2,286 |
| Salaries and employee benefits | $2,136,000 | 2,385 |
| Premises and equipment expense | $512,000 | 2,082 |
| Additional noninterest expense | $1,352,000 | 2,097 |
| Pre-tax net operating income | $806,000 | 3,441 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $812,000 | 3,143 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $812,000 | 3,142 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $812,000 | 3,143 |
| Net charge-offs | $161,000 | 1,195 |
| Cash dividends | $1,171,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $806,000 | 3,135 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 2,378 |
| Total interest expense | $342,000 | 1,984 |
| Net interest income | $2,219,000 | 2,428 |
| Provision for loan and lease losses | $186,000 | 984 |
| Total noninterest income | $509,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $294,000 | 1,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,490 |
| Total noninterest expense | $1,814,000 | 2,489 |
| Salaries and employee benefits | $985,000 | 2,540 |
| Premises and equipment expense | $248,000 | 2,160 |
| Additional noninterest expense | $581,000 | 2,381 |
| Pre-tax net operating income | $728,000 | 2,467 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $733,000 | 2,123 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $733,000 | 2,124 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $733,000 | 2,124 |
| Net charge-offs | $43,000 | 1,417 |
| Cash dividends | $381,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $728,000 | 2,101 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 2,353 |
| Total interest expense | $1,331,000 | 1,968 |
| Net interest income | $8,895,000 | 2,407 |
| Provision for loan and lease losses | $476,000 | 1,530 |
| Total noninterest income | $2,182,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,205,000 | 1,016 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $977,000 | 2,427 |
| Total noninterest expense | $7,762,000 | 2,353 |
| Salaries and employee benefits | $4,085,000 | 2,460 |
| Premises and equipment expense | $1,033,000 | 2,097 |
| Additional noninterest expense | $2,644,000 | 2,195 |
| Pre-tax net operating income | $2,839,000 | 2,481 |
| Securities gains (losses) | $140,000 | 1,098 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,979,000 | 2,130 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,979,000 | 2,128 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,979,000 | 2,129 |
| Net charge-offs | $304,000 | 1,505 |
| Cash dividends | $1,707,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,839,000 | 2,142 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,363 |
| Total interest expense | $983,000 | 1,987 |
| Net interest income | $6,674,000 | 2,406 |
| Provision for loan and lease losses | $352,000 | 1,471 |
| Total noninterest income | $1,473,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $893,000 | 1,029 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $580,000 | 2,688 |
| Total noninterest expense | $5,565,000 | 2,433 |
| Salaries and employee benefits | $2,948,000 | 2,517 |
| Premises and equipment expense | $766,000 | 2,125 |
| Additional noninterest expense | $1,851,000 | 2,335 |
| Pre-tax net operating income | $2,230,000 | 2,443 |
| Securities gains (losses) | $137,000 | 1,050 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,367,000 | 2,039 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,367,000 | 2,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,367,000 | 2,039 |
| Net charge-offs | $187,000 | 1,513 |
| Cash dividends | $1,607,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,230,000 | 2,094 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 2,375 |
| Total interest expense | $648,000 | 2,008 |
| Net interest income | $4,437,000 | 2,409 |
| Provision for loan and lease losses | $344,000 | 1,145 |
| Total noninterest income | $865,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $562,000 | 1,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $303,000 | 3,005 |
| Total noninterest expense | $3,486,000 | 2,570 |
| Salaries and employee benefits | $1,850,000 | 2,658 |
| Premises and equipment expense | $496,000 | 2,165 |
| Additional noninterest expense | $1,140,000 | 2,499 |
| Pre-tax net operating income | $1,472,000 | 2,435 |
| Securities gains (losses) | $118,000 | 864 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,590,000 | 2,017 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,590,000 | 2,017 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,590,000 | 2,017 |
| Net charge-offs | $189,000 | 1,163 |
| Cash dividends | $1,202,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,472,000 | 2,094 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 2,363 |
| Total interest expense | $328,000 | 2,004 |
| Net interest income | $2,240,000 | 2,408 |
| Provision for loan and lease losses | $248,000 | 819 |
| Total noninterest income | $399,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $256,000 | 1,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $143,000 | 3,040 |
| Total noninterest expense | $1,716,000 | 2,604 |
| Salaries and employee benefits | $907,000 | 2,702 |
| Premises and equipment expense | $232,000 | 2,279 |
| Additional noninterest expense | $577,000 | 2,475 |
| Pre-tax net operating income | $675,000 | 2,545 |
| Securities gains (losses) | $49,000 | 842 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $724,000 | 2,152 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $724,000 | 2,152 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $724,000 | 2,152 |
| Net charge-offs | $80,000 | 1,144 |
| Cash dividends | $597,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $675,000 | 2,199 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,026,000 | 2,363 |
| Total interest expense | $1,412,000 | 1,862 |
| Net interest income | $8,614,000 | 2,427 |
| Provision for loan and lease losses | $-172,000 | 5,800 |
| Total noninterest income | $1,650,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,173,000 | 1,063 |
| Trading account gains and fees | $3,000 | 154 |
| Additional Noninterest Income | $474,000 | 3,362 |
| Total noninterest expense | $6,884,000 | 2,586 |
| Salaries and employee benefits | $3,745,000 | 2,611 |
| Premises and equipment expense | $1,025,000 | 2,136 |
| Additional noninterest expense | $2,114,000 | 2,684 |
| Pre-tax net operating income | $3,552,000 | 2,047 |
| Securities gains (losses) | $184,000 | 792 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,736,000 | 1,701 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,736,000 | 1,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,736,000 | 1,703 |
| Net charge-offs | $141,000 | 2,321 |
| Cash dividends | $2,217,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,552,000 | 1,734 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 2,384 |
| Total interest expense | $1,095,000 | 1,836 |
| Net interest income | $6,415,000 | 2,452 |
| Provision for loan and lease losses | $-209,000 | 5,993 |
| Total noninterest income | $1,244,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $840,000 | 1,112 |
| Trading account gains and fees | $3,000 | 149 |
| Additional Noninterest Income | $401,000 | 3,215 |
| Total noninterest expense | $5,098,000 | 2,623 |
| Salaries and employee benefits | $2,785,000 | 2,629 |
| Premises and equipment expense | $769,000 | 2,166 |
| Additional noninterest expense | $1,544,000 | 2,729 |
| Pre-tax net operating income | $2,770,000 | 2,034 |
| Securities gains (losses) | $183,000 | 693 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,953,000 | 1,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,953,000 | 1,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,953,000 | 1,647 |
| Net charge-offs | $108,000 | 2,082 |
| Cash dividends | $2,117,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,770,000 | 1,705 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 2,399 |
| Total interest expense | $774,000 | 1,761 |
| Net interest income | $4,197,000 | 2,492 |
| Provision for loan and lease losses | $-210,000 | 6,113 |
| Total noninterest income | $738,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $530,000 | 1,149 |
| Trading account gains and fees | $-25,000 | 6,321 |
| Additional Noninterest Income | $233,000 | 3,396 |
| Total noninterest expense | $3,379,000 | 2,657 |
| Salaries and employee benefits | $1,796,000 | 2,701 |
| Premises and equipment expense | $517,000 | 2,166 |
| Additional noninterest expense | $1,066,000 | 2,678 |
| Pre-tax net operating income | $1,766,000 | 2,080 |
| Securities gains (losses) | $180,000 | 569 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,946,000 | 1,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,946,000 | 1,653 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,946,000 | 1,653 |
| Net charge-offs | $44,000 | 2,414 |
| Cash dividends | $1,665,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,766,000 | 1,753 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 2,412 |
| Total interest expense | $383,000 | 1,780 |
| Net interest income | $2,078,000 | 2,514 |
| Provision for loan and lease losses | $-303,000 | 6,290 |
| Total noninterest income | $367,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $254,000 | 1,178 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $1,725,000 | 2,628 |
| Salaries and employee benefits | $938,000 | 2,655 |
| Premises and equipment expense | $259,000 | 2,182 |
| Additional noninterest expense | $528,000 | 2,677 |
| Pre-tax net operating income | $1,023,000 | 1,818 |
| Securities gains (losses) | $40,000 | 939 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,063,000 | 1,502 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,063,000 | 1,503 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,063,000 | 1,504 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $600,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,023,000 | 1,507 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 2,430 |
| Total interest expense | $1,624,000 | 1,759 |
| Net interest income | $8,260,000 | 2,548 |
| Provision for loan and lease losses | $127,000 | 2,919 |
| Total noninterest income | $1,757,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,194,000 | 1,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 3,106 |
| Total noninterest expense | $6,648,000 | 2,712 |
| Salaries and employee benefits | $3,736,000 | 2,646 |
| Premises and equipment expense | $1,185,000 | 1,938 |
| Additional noninterest expense | $1,727,000 | 3,211 |
| Pre-tax net operating income | $3,242,000 | 2,147 |
| Securities gains (losses) | $641,000 | 323 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,883,000 | 1,626 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,883,000 | 1,626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,883,000 | 1,625 |
| Net charge-offs | $146,000 | 2,808 |
| Cash dividends | $3,799,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,242,000 | 1,851 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 2,430 |
| Total interest expense | $1,230,000 | 1,778 |
| Net interest income | $6,220,000 | 2,559 |
| Provision for loan and lease losses | $-49,000 | 6,140 |
| Total noninterest income | $1,311,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $882,000 | 1,133 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $5,051,000 | 2,695 |
| Salaries and employee benefits | $2,910,000 | 2,570 |
| Premises and equipment expense | $876,000 | 1,987 |
| Additional noninterest expense | $1,265,000 | 3,277 |
| Pre-tax net operating income | $2,529,000 | 2,123 |
| Securities gains (losses) | $648,000 | 238 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,177,000 | 1,494 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,177,000 | 1,493 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,177,000 | 1,494 |
| Net charge-offs | $60,000 | 3,115 |
| Cash dividends | $3,699,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,529,000 | 1,796 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 2,407 |
| Total interest expense | $837,000 | 1,764 |
| Net interest income | $4,157,000 | 2,547 |
| Provision for loan and lease losses | $39,000 | 3,210 |
| Total noninterest income | $828,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $556,000 | 1,170 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $272,000 | 3,178 |
| Total noninterest expense | $3,341,000 | 2,725 |
| Salaries and employee benefits | $1,902,000 | 2,620 |
| Premises and equipment expense | $576,000 | 2,029 |
| Additional noninterest expense | $863,000 | 3,226 |
| Pre-tax net operating income | $1,605,000 | 2,162 |
| Securities gains (losses) | $629,000 | 181 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,234,000 | 1,397 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,234,000 | 1,398 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,234,000 | 1,399 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $3,399,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,605,000 | 1,820 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,414 |
| Total interest expense | $427,000 | 1,754 |
| Net interest income | $2,064,000 | 2,548 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $388,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $258,000 | 1,237 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $130,000 | 3,181 |
| Total noninterest expense | $1,720,000 | 2,661 |
| Salaries and employee benefits | $1,019,000 | 2,458 |
| Premises and equipment expense | $286,000 | 2,073 |
| Additional noninterest expense | $415,000 | 3,323 |
| Pre-tax net operating income | $709,000 | 2,296 |
| Securities gains (losses) | $200,000 | 277 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $909,000 | 1,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $909,000 | 1,620 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $909,000 | 1,620 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $2,503,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $709,000 | 1,938 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 2,511 |
| Total interest expense | $1,969,000 | 1,727 |
| Net interest income | $7,630,000 | 2,727 |
| Provision for loan and lease losses | $268,000 | 2,597 |
| Total noninterest income | $1,625,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,198,000 | 1,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $427,000 | 3,565 |
| Total noninterest expense | $6,880,000 | 2,674 |
| Salaries and employee benefits | $3,715,000 | 2,662 |
| Premises and equipment expense | $1,245,000 | 1,853 |
| Additional noninterest expense | $1,920,000 | 3,078 |
| Pre-tax net operating income | $2,107,000 | 2,757 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,166,000 | 2,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,166,000 | 2,467 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,166,000 | 2,466 |
| Net charge-offs | $139,000 | 3,405 |
| Cash dividends | $905,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,107,000 | 2,445 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 2,570 |
| Total interest expense | $1,484,000 | 1,769 |
| Net interest income | $5,614,000 | 2,774 |
| Provision for loan and lease losses | $217,000 | 2,493 |
| Total noninterest income | $1,249,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $882,000 | 1,174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $367,000 | 3,447 |
| Total noninterest expense | $5,271,000 | 2,623 |
| Salaries and employee benefits | $2,938,000 | 2,532 |
| Premises and equipment expense | $924,000 | 1,883 |
| Additional noninterest expense | $1,409,000 | 3,106 |
| Pre-tax net operating income | $1,375,000 | 3,091 |
| Securities gains (losses) | $50,000 | 1,656 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,425,000 | 2,752 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,425,000 | 2,756 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,425,000 | 2,756 |
| Net charge-offs | $110,000 | 3,164 |
| Cash dividends | $807,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,375,000 | 2,752 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 2,623 |
| Total interest expense | $989,000 | 1,800 |
| Net interest income | $3,648,000 | 2,826 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $826,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $567,000 | 1,189 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,411 |
| Total noninterest expense | $3,369,000 | 2,714 |
| Salaries and employee benefits | $1,880,000 | 2,641 |
| Premises and equipment expense | $605,000 | 1,909 |
| Additional noninterest expense | $884,000 | 3,250 |
| Pre-tax net operating income | $905,000 | 3,085 |
| Securities gains (losses) | $50,000 | 1,522 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $955,000 | 2,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $955,000 | 2,737 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $955,000 | 2,737 |
| Net charge-offs | $86,000 | 2,891 |
| Cash dividends | $590,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $905,000 | 2,738 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 2,723 |
| Total interest expense | $497,000 | 1,846 |
| Net interest income | $1,738,000 | 2,933 |
| Provision for loan and lease losses | $-41,000 | 6,793 |
| Total noninterest income | $545,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $266,000 | 1,253 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,318 |
| Total noninterest expense | $1,754,000 | 2,670 |
| Salaries and employee benefits | $983,000 | 2,546 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $477,000 | 3,098 |
| Pre-tax net operating income | $570,000 | 2,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $570,000 | 2,337 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $570,000 | 2,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $570,000 | 2,339 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $85,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $570,000 | 2,250 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 2,692 |
| Total interest expense | $2,380,000 | 1,828 |
| Net interest income | $7,104,000 | 2,948 |
| Provision for loan and lease losses | $84,000 | 4,841 |
| Total noninterest income | $1,860,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,089,000 | 1,314 |
| Trading account gains and fees | $-33,000 | 7,056 |
| Additional Noninterest Income | $804,000 | 2,679 |
| Total noninterest expense | $6,806,000 | 2,730 |
| Salaries and employee benefits | $3,637,000 | 2,690 |
| Premises and equipment expense | $1,233,000 | 1,899 |
| Additional noninterest expense | $1,936,000 | 3,170 |
| Pre-tax net operating income | $2,074,000 | 2,746 |
| Securities gains (losses) | $243,000 | 1,529 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,317,000 | 2,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,317,000 | 2,325 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,317,000 | 2,326 |
| Net charge-offs | $177,000 | 3,887 |
| Cash dividends | $945,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,074,000 | 2,394 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 2,692 |
| Total interest expense | $1,833,000 | 1,858 |
| Net interest income | $5,432,000 | 2,943 |
| Provision for loan and lease losses | $84,000 | 4,557 |
| Total noninterest income | $1,263,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $787,000 | 1,368 |
| Trading account gains and fees | $-33,000 | 7,153 |
| Additional Noninterest Income | $509,000 | 2,927 |
| Total noninterest expense | $5,080,000 | 2,742 |
| Salaries and employee benefits | $2,873,000 | 2,567 |
| Premises and equipment expense | $877,000 | 2,013 |
| Additional noninterest expense | $1,330,000 | 3,399 |
| Pre-tax net operating income | $1,531,000 | 2,842 |
| Securities gains (losses) | $175,000 | 1,540 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,706,000 | 2,416 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,706,000 | 2,417 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,706,000 | 2,417 |
| Net charge-offs | $156,000 | 3,552 |
| Cash dividends | $751,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,531,000 | 2,479 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 2,754 |
| Total interest expense | $1,251,000 | 1,875 |
| Net interest income | $3,533,000 | 3,022 |
| Provision for loan and lease losses | $52,000 | 4,538 |
| Total noninterest income | $846,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $505,000 | 1,400 |
| Trading account gains and fees | $-33,000 | 7,222 |
| Additional Noninterest Income | $374,000 | 2,733 |
| Total noninterest expense | $3,330,000 | 2,795 |
| Salaries and employee benefits | $1,872,000 | 2,640 |
| Premises and equipment expense | $574,000 | 2,036 |
| Additional noninterest expense | $884,000 | 3,424 |
| Pre-tax net operating income | $997,000 | 2,848 |
| Securities gains (losses) | $175,000 | 1,202 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,172,000 | 2,317 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,172,000 | 2,316 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,172,000 | 2,317 |
| Net charge-offs | $130,000 | 3,176 |
| Cash dividends | $626,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $997,000 | 2,486 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,764 |
| Total interest expense | $633,000 | 1,941 |
| Net interest income | $1,772,000 | 3,035 |
| Provision for loan and lease losses | $112,000 | 2,747 |
| Total noninterest income | $365,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $244,000 | 1,431 |
| Trading account gains and fees | $-33,000 | 7,289 |
| Additional Noninterest Income | $154,000 | 3,034 |
| Total noninterest expense | $1,651,000 | 2,815 |
| Salaries and employee benefits | $988,000 | 2,502 |
| Premises and equipment expense | $285,000 | 2,066 |
| Additional noninterest expense | $378,000 | 3,776 |
| Pre-tax net operating income | $374,000 | 3,423 |
| Securities gains (losses) | $175,000 | 656 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $549,000 | 2,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $549,000 | 2,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $549,000 | 2,429 |
| Net charge-offs | $70,000 | 2,758 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $374,000 | 3,044 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,916,000 | 2,335 |
| Total interest expense | $2,921,000 | 2,007 |
| Net interest income | $8,995,000 | 2,439 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $1,683,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,133,000 | 1,302 |
| Trading account gains and fees | $-34,000 | 7,293 |
| Additional Noninterest Income | $584,000 | 2,896 |
| Total noninterest expense | $6,747,000 | 2,746 |
| Salaries and employee benefits | $3,579,000 | 2,694 |
| Premises and equipment expense | $1,040,000 | 2,335 |
| Additional noninterest expense | $2,128,000 | 2,961 |
| Pre-tax net operating income | $3,906,000 | 1,468 |
| Securities gains (losses) | $-657,000 | 7,257 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,249,000 | 1,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,249,000 | 1,501 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,249,000 | 1,501 |
| Net charge-offs | $187,000 | 4,375 |
| Cash dividends | $1,272,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,906,000 | 1,206 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 2,292 |
| Total interest expense | $2,240,000 | 2,048 |
| Net interest income | $6,996,000 | 2,350 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $1,350,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $839,000 | 1,333 |
| Trading account gains and fees | $67,000 | 113 |
| Additional Noninterest Income | $444,000 | 2,875 |
| Total noninterest expense | $5,136,000 | 2,713 |
| Salaries and employee benefits | $2,812,000 | 2,557 |
| Premises and equipment expense | $767,000 | 2,392 |
| Additional noninterest expense | $1,557,000 | 3,044 |
| Pre-tax net operating income | $3,205,000 | 1,411 |
| Securities gains (losses) | $844,000 | 409 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,049,000 | 948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,049,000 | 945 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,049,000 | 948 |
| Net charge-offs | $117,000 | 4,275 |
| Cash dividends | $1,172,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,205,000 | 1,137 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 2,347 |
| Total interest expense | $1,532,000 | 2,073 |
| Net interest income | $4,518,000 | 2,432 |
| Provision for loan and lease losses | $-72,000 | 7,416 |
| Total noninterest income | $1,126,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $543,000 | 1,345 |
| Trading account gains and fees | $273,000 | 82 |
| Additional Noninterest Income | $310,000 | 2,832 |
| Total noninterest expense | $3,389,000 | 2,765 |
| Salaries and employee benefits | $1,845,000 | 2,612 |
| Premises and equipment expense | $505,000 | 2,424 |
| Additional noninterest expense | $1,039,000 | 3,108 |
| Pre-tax net operating income | $2,327,000 | 1,274 |
| Securities gains (losses) | $33,000 | 1,841 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,360,000 | 1,054 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,360,000 | 1,052 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,360,000 | 1,054 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $694,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,327,000 | 1,030 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,386 |
| Total interest expense | $774,000 | 2,121 |
| Net interest income | $2,209,000 | 2,494 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $593,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $249,000 | 1,435 |
| Trading account gains and fees | $174,000 | 84 |
| Additional Noninterest Income | $170,000 | 2,711 |
| Total noninterest expense | $1,668,000 | 2,817 |
| Salaries and employee benefits | $858,000 | 2,819 |
| Premises and equipment expense | $245,000 | 2,534 |
| Additional noninterest expense | $565,000 | 2,864 |
| Pre-tax net operating income | $1,134,000 | 1,277 |
| Securities gains (losses) | $33,000 | 917 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,167,000 | 1,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,167,000 | 1,043 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,167,000 | 1,044 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $165,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,134,000 | 1,046 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,537,000 | 2,599 |
| Total interest expense | $3,254,000 | 2,421 |
| Net interest income | $8,283,000 | 2,638 |
| Provision for loan and lease losses | $1,012,000 | 3,027 |
| Total noninterest income | $2,375,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,160,000 | 1,302 |
| Trading account gains and fees | $726,000 | 86 |
| Additional Noninterest Income | $489,000 | 3,226 |
| Total noninterest expense | $6,501,000 | 2,904 |
| Salaries and employee benefits | $3,280,000 | 2,881 |
| Premises and equipment expense | $876,000 | 2,762 |
| Additional noninterest expense | $2,345,000 | 2,816 |
| Pre-tax net operating income | $3,145,000 | 1,563 |
| Securities gains (losses) | $125,000 | 1,972 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,270,000 | 1,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,270,000 | 1,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,270,000 | 1,305 |
| Net charge-offs | $526,000 | 3,583 |
| Cash dividends | $2,445,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,145,000 | 1,300 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,602,000 | 2,671 |
| Total interest expense | $2,455,000 | 2,520 |
| Net interest income | $6,147,000 | 2,695 |
| Provision for loan and lease losses | $1,012,000 | 2,488 |
| Total noninterest income | $2,281,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $879,000 | 1,334 |
| Trading account gains and fees | $1,040,000 | 76 |
| Additional Noninterest Income | $362,000 | 3,257 |
| Total noninterest expense | $4,535,000 | 3,092 |
| Salaries and employee benefits | $2,336,000 | 3,038 |
| Premises and equipment expense | $583,000 | 3,097 |
| Additional noninterest expense | $1,616,000 | 3,007 |
| Pre-tax net operating income | $2,881,000 | 1,370 |
| Securities gains (losses) | $124,000 | 1,760 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,005,000 | 1,125 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,005,000 | 1,128 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,005,000 | 1,129 |
| Net charge-offs | $192,000 | 4,275 |
| Cash dividends | $2,367,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,881,000 | 1,117 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 2,734 |
| Total interest expense | $1,637,000 | 2,596 |
| Net interest income | $4,012,000 | 2,748 |
| Provision for loan and lease losses | $52,000 | 5,816 |
| Total noninterest income | $1,303,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $583,000 | 1,345 |
| Trading account gains and fees | $489,000 | 80 |
| Additional Noninterest Income | $231,000 | 3,260 |
| Total noninterest expense | $2,946,000 | 3,164 |
| Salaries and employee benefits | $1,528,000 | 3,098 |
| Premises and equipment expense | $414,000 | 2,977 |
| Additional noninterest expense | $1,004,000 | 3,196 |
| Pre-tax net operating income | $2,317,000 | 1,142 |
| Securities gains (losses) | $115,000 | 1,317 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,432,000 | 925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,432,000 | 925 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,432,000 | 926 |
| Net charge-offs | $79,000 | 4,488 |
| Cash dividends | $1,948,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,317,000 | 934 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 2,851 |
| Total interest expense | $838,000 | 2,667 |
| Net interest income | $1,925,000 | 2,885 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $398,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $279,000 | 1,408 |
| Trading account gains and fees | $2,000 | 164 |
| Additional Noninterest Income | $117,000 | 3,232 |
| Total noninterest expense | $1,390,000 | 3,350 |
| Salaries and employee benefits | $702,000 | 3,390 |
| Premises and equipment expense | $190,000 | 3,254 |
| Additional noninterest expense | $498,000 | 3,196 |
| Pre-tax net operating income | $933,000 | 1,392 |
| Securities gains (losses) | $83,000 | 867 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,016,000 | 1,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,016,000 | 1,076 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,016,000 | 1,077 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $850,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $933,000 | 1,141 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 2,961 |
| Total interest expense | $3,977,000 | 2,750 |
| Net interest income | $7,050,000 | 3,050 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $3,256,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,182,000 | 1,451 |
| Trading account gains and fees | $1,604,000 | 80 |
| Additional Noninterest Income | $470,000 | 3,315 |
| Total noninterest expense | $5,718,000 | 3,298 |
| Salaries and employee benefits | $3,006,000 | 3,171 |
| Premises and equipment expense | $846,000 | 2,971 |
| Additional noninterest expense | $1,866,000 | 3,514 |
| Pre-tax net operating income | $4,288,000 | 980 |
| Securities gains (losses) | $394,000 | 1,031 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,682,000 | 729 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,682,000 | 728 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,682,000 | 729 |
| Net charge-offs | $161,000 | 5,242 |
| Cash dividends | $1,285,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,288,000 | 794 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 2,997 |
| Total interest expense | $3,094,000 | 2,784 |
| Net interest income | $5,235,000 | 3,066 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $1,205,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $840,000 | 1,518 |
| Trading account gains and fees | $-30,000 | 8,061 |
| Additional Noninterest Income | $395,000 | 3,208 |
| Total noninterest expense | $3,920,000 | 3,543 |
| Salaries and employee benefits | $2,183,000 | 3,300 |
| Premises and equipment expense | $474,000 | 3,774 |
| Additional noninterest expense | $1,263,000 | 3,740 |
| Pre-tax net operating income | $2,220,000 | 1,465 |
| Securities gains (losses) | $248,000 | 1,147 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,468,000 | 1,103 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,468,000 | 1,102 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,468,000 | 1,103 |
| Net charge-offs | $93,000 | 5,119 |
| Cash dividends | $1,217,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,220,000 | 1,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 3,058 |
| Total interest expense | $2,123,000 | 2,824 |
| Net interest income | $3,368,000 | 3,153 |
| Provision for loan and lease losses | $224,000 | 4,186 |
| Total noninterest income | $650,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $522,000 | 1,587 |
| Trading account gains and fees | $-93,000 | 8,162 |
| Additional Noninterest Income | $221,000 | 3,499 |
| Total noninterest expense | $2,619,000 | 3,585 |
| Salaries and employee benefits | $1,451,000 | 3,325 |
| Premises and equipment expense | $304,000 | 3,890 |
| Additional noninterest expense | $864,000 | 3,666 |
| Pre-tax net operating income | $1,175,000 | 1,857 |
| Securities gains (losses) | $248,000 | 882 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,423,000 | 1,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,423,000 | 1,328 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,423,000 | 1,329 |
| Net charge-offs | $45,000 | 5,014 |
| Cash dividends | $789,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,175,000 | 1,564 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 3,180 |
| Total interest expense | $1,078,000 | 2,884 |
| Net interest income | $1,577,000 | 3,301 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $336,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $240,000 | 1,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $1,151,000 | 3,891 |
| Salaries and employee benefits | $698,000 | 3,475 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $304,000 | 4,368 |
| Pre-tax net operating income | $762,000 | 1,681 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $767,000 | 1,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $767,000 | 1,429 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $767,000 | 1,432 |
| Net charge-offs | $-38,000 | 8,103 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $762,000 | 1,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,539,000 | 3,140 |
| Total interest expense | $5,169,000 | 2,884 |
| Net interest income | $6,370,000 | 3,316 |
| Provision for loan and lease losses | $348,000 | 4,379 |
| Total noninterest income | $1,489,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,107,000 | 1,606 |
| Trading account gains and fees | $27,000 | 129 |
| Additional Noninterest Income | $355,000 | 3,796 |
| Total noninterest expense | $5,203,000 | 3,452 |
| Salaries and employee benefits | $2,638,000 | 3,612 |
| Premises and equipment expense | $1,112,000 | 2,394 |
| Additional noninterest expense | $1,453,000 | 3,709 |
| Pre-tax net operating income | $2,308,000 | 2,228 |
| Securities gains (losses) | $60,000 | 1,477 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,368,000 | 1,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,368,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 3,179 |
| Cash dividends | $1,646,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,308,000 | 1,850 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,193 |
| Total interest expense | $4,058,000 | 2,873 |
| Net interest income | $4,641,000 | 3,410 |
| Provision for loan and lease losses | $26,000 | 6,375 |
| Total noninterest income | $1,139,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $829,000 | 1,621 |
| Trading account gains and fees | $27,000 | 121 |
| Additional Noninterest Income | $283,000 | 3,777 |
| Total noninterest expense | $3,108,000 | 4,113 |
| Salaries and employee benefits | $1,804,000 | 3,918 |
| Premises and equipment expense | $458,000 | 3,895 |
| Additional noninterest expense | $846,000 | 4,401 |
| Pre-tax net operating income | $2,646,000 | 1,837 |
| Securities gains (losses) | $56,000 | 1,342 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,702,000 | 1,372 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,702,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,332 |
| Cash dividends | $1,578,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,646,000 | 1,474 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 3,267 |
| Total interest expense | $2,858,000 | 2,832 |
| Net interest income | $2,877,000 | 3,606 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $792,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $541,000 | 1,634 |
| Trading account gains and fees | $27,000 | 111 |
| Additional Noninterest Income | $224,000 | 3,546 |
| Total noninterest expense | $2,006,000 | 4,221 |
| Salaries and employee benefits | $1,155,000 | 4,069 |
| Premises and equipment expense | $301,000 | 3,962 |
| Additional noninterest expense | $550,000 | 4,450 |
| Pre-tax net operating income | $1,663,000 | 2,003 |
| Securities gains (losses) | $56,000 | 1,362 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,719,000 | 1,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,719,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $1,180,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,663,000 | 1,602 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 3,385 |
| Total interest expense | $1,486,000 | 2,907 |
| Net interest income | $1,354,000 | 3,757 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $391,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $251,000 | 1,724 |
| Trading account gains and fees | $27,000 | 121 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $996,000 | 4,243 |
| Salaries and employee benefits | $571,000 | 4,123 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $749,000 | 2,288 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $787,000 | 1,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $787,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $636,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $749,000 | 1,849 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,536,000 | 3,383 |
| Total interest expense | $6,712,000 | 2,729 |
| Net interest income | $4,824,000 | 4,102 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $1,454,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,082,000 | 1,655 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $372,000 | 3,869 |
| Total noninterest expense | $4,231,000 | 3,944 |
| Salaries and employee benefits | $2,248,000 | 4,020 |
| Premises and equipment expense | $801,000 | 3,076 |
| Additional noninterest expense | $1,182,000 | 4,122 |
| Pre-tax net operating income | $1,822,000 | 3,529 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,843,000 | 3,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,843,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,180 |
| Cash dividends | $609,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,822,000 | 3,025 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,646,000 | 3,402 |
| Total interest expense | $5,042,000 | 2,727 |
| Net interest income | $3,604,000 | 4,130 |
| Provision for loan and lease losses | $92,000 | 4,233 |
| Total noninterest income | $1,013,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $779,000 | 1,693 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $234,000 | 4,196 |
| Total noninterest expense | $2,915,000 | 4,182 |
| Salaries and employee benefits | $1,630,000 | 4,108 |
| Premises and equipment expense | $483,000 | 3,635 |
| Additional noninterest expense | $802,000 | 4,357 |
| Pre-tax net operating income | $1,610,000 | 3,307 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,625,000 | 2,810 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,625,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,469 |
| Cash dividends | $598,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,610,000 | 2,805 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 3,455 |
| Total interest expense | $3,355,000 | 2,717 |
| Net interest income | $2,326,000 | 4,257 |
| Provision for loan and lease losses | $28,000 | 5,075 |
| Total noninterest income | $633,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $489,000 | 1,787 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $1,902,000 | 4,273 |
| Salaries and employee benefits | $1,106,000 | 4,085 |
| Premises and equipment expense | $317,000 | 3,705 |
| Additional noninterest expense | $479,000 | 4,703 |
| Pre-tax net operating income | $1,029,000 | 3,464 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,044,000 | 2,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,044,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,381 |
| Cash dividends | $407,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,029,000 | 2,965 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 3,472 |
| Total interest expense | $1,661,000 | 2,729 |
| Net interest income | $1,134,000 | 4,326 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $271,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $942,000 | 4,312 |
| Salaries and employee benefits | $568,000 | 4,037 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $231,000 | 4,794 |
| Pre-tax net operating income | $463,000 | 3,682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $463,000 | 3,188 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $463,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $127,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $463,000 | 3,161 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 3,350 |
| Total interest expense | $6,036,000 | 2,577 |
| Net interest income | $4,857,000 | 4,094 |
| Provision for loan and lease losses | $319,000 | 2,660 |
| Total noninterest income | $768,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $541,000 | 2,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 4,880 |
| Total noninterest expense | $4,334,000 | 3,738 |
| Salaries and employee benefits | $2,322,000 | 3,832 |
| Premises and equipment expense | $821,000 | 2,932 |
| Additional noninterest expense | $1,191,000 | 3,961 |
| Pre-tax net operating income | $972,000 | 5,267 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $972,000 | 4,781 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $972,000 | 4,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,656 |
| Cash dividends | $722,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $972,000 | 4,770 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 3,367 |
| Total interest expense | $4,306,000 | 2,617 |
| Net interest income | $3,727,000 | 4,054 |
| Provision for loan and lease losses | $319,000 | 2,052 |
| Total noninterest income | $543,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $378,000 | 3,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,935 |
| Total noninterest expense | $3,111,000 | 3,875 |
| Salaries and employee benefits | $1,735,000 | 3,826 |
| Premises and equipment expense | $476,000 | 3,614 |
| Additional noninterest expense | $900,000 | 3,925 |
| Pre-tax net operating income | $840,000 | 5,135 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $840,000 | 4,586 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $840,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,937 |
| Cash dividends | $707,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $840,000 | 4,578 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 3,382 |
| Total interest expense | $2,691,000 | 2,658 |
| Net interest income | $2,542,000 | 3,998 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $362,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $247,000 | 3,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,046,000 | 3,949 |
| Salaries and employee benefits | $1,192,000 | 3,765 |
| Premises and equipment expense | $306,000 | 3,714 |
| Additional noninterest expense | $548,000 | 4,195 |
| Pre-tax net operating income | $837,000 | 4,223 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $837,000 | 3,632 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $837,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $609,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $837,000 | 3,622 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 3,413 |
| Total interest expense | $1,268,000 | 2,690 |
| Net interest income | $1,260,000 | 4,026 |
| Provision for loan and lease losses | $14,000 | 5,063 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $119,000 | 3,096 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $1,018,000 | 3,972 |
| Salaries and employee benefits | $590,000 | 3,814 |
| Premises and equipment expense | $154,000 | 3,708 |
| Additional noninterest expense | $274,000 | 4,183 |
| Pre-tax net operating income | $411,000 | 4,216 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $228,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $411,000 | 3,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,213,000 | 3,358 |
| Total interest expense | $3,855,000 | 2,729 |
| Net interest income | $5,358,000 | 3,758 |
| Provision for loan and lease losses | $123,000 | 4,428 |
| Total noninterest income | $770,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $540,000 | 2,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $230,000 | 4,887 |
| Total noninterest expense | $4,218,000 | 3,712 |
| Salaries and employee benefits | $2,234,000 | 3,804 |
| Premises and equipment expense | $674,000 | 3,336 |
| Additional noninterest expense | $1,310,000 | 3,593 |
| Pre-tax net operating income | $1,787,000 | 3,971 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,787,000 | 3,374 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,787,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,951 |
| Cash dividends | $844,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,787,000 | 3,341 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 3,370 |
| Total interest expense | $2,628,000 | 2,807 |
| Net interest income | $4,106,000 | 3,680 |
| Provision for loan and lease losses | $78,000 | 4,666 |
| Total noninterest income | $583,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $397,000 | 2,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $3,001,000 | 3,832 |
| Salaries and employee benefits | $1,681,000 | 3,771 |
| Premises and equipment expense | $381,000 | 4,113 |
| Additional noninterest expense | $939,000 | 3,681 |
| Pre-tax net operating income | $1,610,000 | 3,562 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,610,000 | 2,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,610,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,555 |
| Cash dividends | $834,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,610,000 | 2,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 3,374 |
| Total interest expense | $1,630,000 | 2,856 |
| Net interest income | $2,752,000 | 3,645 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $399,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $255,000 | 2,976 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $144,000 | 4,416 |
| Total noninterest expense | $1,977,000 | 3,845 |
| Salaries and employee benefits | $1,095,000 | 3,827 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $644,000 | 3,596 |
| Pre-tax net operating income | $1,174,000 | 3,301 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,174,000 | 2,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,174,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $646,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,174,000 | 2,662 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,404 |
| Total interest expense | $772,000 | 2,887 |
| Net interest income | $1,368,000 | 3,679 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $967,000 | 3,943 |
| Salaries and employee benefits | $565,000 | 3,742 |
| Premises and equipment expense | $112,000 | 4,492 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $574,000 | 3,331 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $574,000 | 2,711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $574,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $574,000 | 2,666 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,545,000 | 3,243 |
| Total interest expense | $2,632,000 | 2,922 |
| Net interest income | $5,913,000 | 3,328 |
| Provision for loan and lease losses | $632,000 | 1,572 |
| Total noninterest income | $797,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $583,000 | 2,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $214,000 | 4,972 |
| Total noninterest expense | $4,630,000 | 3,336 |
| Salaries and employee benefits | $2,271,000 | 3,611 |
| Premises and equipment expense | $846,000 | 2,653 |
| Additional noninterest expense | $1,513,000 | 3,103 |
| Pre-tax net operating income | $1,448,000 | 4,330 |
| Securities gains (losses) | $-121,000 | 8,749 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,327,000 | 3,936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,327,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,488 |
| Cash dividends | $1,480,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,448,000 | 3,664 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 3,198 |
| Total interest expense | $1,929,000 | 2,926 |
| Net interest income | $4,523,000 | 3,264 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $602,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $431,000 | 2,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 4,827 |
| Total noninterest expense | $2,907,000 | 3,809 |
| Salaries and employee benefits | $1,665,000 | 3,654 |
| Premises and equipment expense | $381,000 | 4,015 |
| Additional noninterest expense | $861,000 | 3,858 |
| Pre-tax net operating income | $2,161,000 | 2,696 |
| Securities gains (losses) | $-121,000 | 8,907 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,040,000 | 2,280 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,040,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,964 |
| Cash dividends | $1,383,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,161,000 | 2,114 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 3,182 |
| Total interest expense | $1,272,000 | 2,950 |
| Net interest income | $3,033,000 | 3,251 |
| Provision for loan and lease losses | $57,000 | 4,557 |
| Total noninterest income | $394,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $273,000 | 2,924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $1,899,000 | 3,906 |
| Salaries and employee benefits | $1,091,000 | 3,721 |
| Premises and equipment expense | $250,000 | 4,080 |
| Additional noninterest expense | $558,000 | 3,967 |
| Pre-tax net operating income | $1,471,000 | 2,632 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,471,000 | 2,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,471,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $1,315,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,471,000 | 2,047 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 3,198 |
| Total interest expense | $637,000 | 2,982 |
| Net interest income | $1,509,000 | 3,242 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $945,000 | 3,934 |
| Salaries and employee benefits | $548,000 | 3,731 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $263,000 | 4,147 |
| Pre-tax net operating income | $726,000 | 2,635 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $726,000 | 2,100 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $726,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $726,000 | 2,026 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 2,968 |
| Total interest expense | $3,139,000 | 2,749 |
| Net interest income | $6,389,000 | 3,009 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $848,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $607,000 | 2,667 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $241,000 | 4,918 |
| Total noninterest expense | $4,105,000 | 3,640 |
| Salaries and employee benefits | $2,157,000 | 3,681 |
| Premises and equipment expense | $733,000 | 2,969 |
| Additional noninterest expense | $1,215,000 | 3,692 |
| Pre-tax net operating income | $2,957,000 | 2,540 |
| Securities gains (losses) | $708,000 | 602 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,665,000 | 1,695 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,665,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,258 |
| Cash dividends | $4,102,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,957,000 | 1,976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 2,948 |
| Total interest expense | $2,439,000 | 2,743 |
| Net interest income | $4,856,000 | 2,983 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $605,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $455,000 | 2,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,334 |
| Total noninterest expense | $2,791,000 | 3,903 |
| Salaries and employee benefits | $1,575,000 | 3,758 |
| Premises and equipment expense | $382,000 | 3,994 |
| Additional noninterest expense | $834,000 | 3,953 |
| Pre-tax net operating income | $2,495,000 | 2,392 |
| Securities gains (losses) | $347,000 | 878 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,842,000 | 1,695 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,842,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $3,808,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,495,000 | 1,825 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 2,930 |
| Total interest expense | $1,694,000 | 2,721 |
| Net interest income | $3,243,000 | 2,956 |
| Provision for loan and lease losses | $117,000 | 3,616 |
| Total noninterest income | $416,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $300,000 | 2,651 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,839,000 | 3,928 |
| Salaries and employee benefits | $1,034,000 | 3,805 |
| Premises and equipment expense | $240,000 | 4,180 |
| Additional noninterest expense | $565,000 | 3,878 |
| Pre-tax net operating income | $1,703,000 | 2,347 |
| Securities gains (losses) | $347,000 | 734 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,050,000 | 1,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,050,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,451,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,703,000 | 1,772 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 2,883 |
| Total interest expense | $886,000 | 2,677 |
| Net interest income | $1,640,000 | 2,918 |
| Provision for loan and lease losses | $59,000 | 3,475 |
| Total noninterest income | $190,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $893,000 | 4,013 |
| Salaries and employee benefits | $521,000 | 3,782 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $878,000 | 2,286 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $938,000 | 1,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $938,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $736,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $878,000 | 1,692 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,779,000 | 2,825 |
| Total interest expense | $4,596,000 | 2,420 |
| Net interest income | $6,183,000 | 3,068 |
| Provision for loan and lease losses | $386,000 | 2,921 |
| Total noninterest income | $868,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $640,000 | 2,448 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $3,993,000 | 3,568 |
| Salaries and employee benefits | $2,088,000 | 3,606 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $1,313,000 | 3,339 |
| Pre-tax net operating income | $2,672,000 | 2,751 |
| Securities gains (losses) | $129,000 | 1,517 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,801,000 | 2,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,801,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,931 |
| Cash dividends | $1,128,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,672,000 | 2,156 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,671,000 | 2,903 |
| Total interest expense | $7,359,000 | 2,181 |
| Net interest income | $4,312,000 | 3,899 |
| Provision for loan and lease losses | $231,000 | 3,825 |
| Total noninterest income | $959,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $763,000 | 1,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $3,513,000 | 3,814 |
| Salaries and employee benefits | $1,698,000 | 4,108 |
| Premises and equipment expense | $624,000 | 3,267 |
| Additional noninterest expense | $1,191,000 | 3,522 |
| Pre-tax net operating income | $1,527,000 | 3,810 |
| Securities gains (losses) | $133,000 | 1,503 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,660,000 | 2,988 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,660,000 | 2,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,076 |
| Cash dividends | $2,108,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,527,000 | 3,082 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,146,000 | 2,869 |
| Total interest expense | $7,386,000 | 2,299 |
| Net interest income | $4,760,000 | 3,625 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $902,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $762,000 | 1,828 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $140,000 | 5,650 |
| Total noninterest expense | $3,525,000 | 3,682 |
| Salaries and employee benefits | $1,823,000 | 3,737 |
| Premises and equipment expense | $611,000 | 3,218 |
| Additional noninterest expense | $1,091,000 | 3,714 |
| Pre-tax net operating income | $2,069,000 | 3,241 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,084,000 | 2,463 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,084,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,304 |
| Cash dividends | $1,891,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,069,000 | 2,482 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 6,395 |
| Total interest expense | $2,066,000 | 5,890 |
| Net interest income | $1,903,000 | 6,823 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $335,000 | 6,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,312,000 | 7,265 |
| Salaries and employee benefits | $716,000 | 7,162 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $415,000 | 7,149 |
| Pre-tax net operating income | $774,000 | 6,026 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $774,000 | 5,182 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $774,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $897,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $774,000 | 5,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 7,046 |
| Total interest expense | $1,688,000 | 6,784 |
| Net interest income | $1,726,000 | 7,225 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $376,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,772 |
| Total noninterest expense | $1,325,000 | 7,175 |
| Salaries and employee benefits | $777,000 | 6,785 |
| Premises and equipment expense | $178,000 | 7,088 |
| Additional noninterest expense | $370,000 | 7,474 |
| Pre-tax net operating income | $766,000 | 6,224 |
| Securities gains (losses) | $100,000 | 1,273 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $859,000 | 4,966 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $859,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $264,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $760,000 | 5,254 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 7,329 |
| Total interest expense | $1,628,000 | 7,051 |
| Net interest income | $1,740,000 | 7,454 |
| Provision for loan and lease losses | $-1,000 | 10,576 |
| Total noninterest income | $273,000 | 6,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,268,000 | 7,454 |
| Salaries and employee benefits | $738,000 | 7,093 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $385,000 | 7,486 |
| Pre-tax net operating income | $746,000 | 6,796 |
| Securities gains (losses) | $86,000 | 1,054 |
| Applicable income taxes | $240,000 | 6,358 |
| Income before extraordinary items | $592,000 | 6,417 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $592,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $1,100,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $-70,000 | 10,765 |
| Net operating income | $530,940 | 6,739 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 7,771 |
| Total interest expense | $1,487,000 | 7,612 |
| Net interest income | $1,689,000 | 7,809 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $231,000 | 7,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,184,000 | 8,025 |
| Salaries and employee benefits | $706,000 | 7,499 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $341,000 | 8,444 |
| Pre-tax net operating income | $672,000 | 7,061 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $183,000 | 7,402 |
| Income before extraordinary items | $489,000 | 6,973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $489,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $489,000 | 6,912 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 8,244 |
| Total interest expense | $1,408,000 | 7,955 |
| Net interest income | $1,566,000 | 8,351 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,163,000 | 8,342 |
| Salaries and employee benefits | $670,000 | 7,926 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $368,000 | 8,516 |
| Pre-tax net operating income | $584,000 | 7,962 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $158,000 | 8,127 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $426,000 | 7,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 8,466 |
| Total interest expense | $1,079,000 | 8,357 |
| Net interest income | $1,667,000 | 8,397 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,181,000 | 8,686 |
| Salaries and employee benefits | $638,000 | 8,353 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $398,000 | 8,846 |
| Pre-tax net operating income | $670,000 | 7,593 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $496,000 | 7,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $496,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $496,000 | 7,379 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 9,036 |
| Total interest expense | $990,000 | 9,161 |
| Net interest income | $1,593,000 | 8,819 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,101,000 | 9,321 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $383,000 | 9,447 |
| Pre-tax net operating income | $686,000 | 7,437 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $534,000 | 7,278 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $534,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $512,250 | 7,207 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 9,615 |
| Total interest expense | $1,239,000 | 9,458 |
| Net interest income | $1,416,000 | 9,563 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $983,000 | 10,055 |
| Salaries and employee benefits | $539,000 | 9,376 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $320,000 | 10,554 |
| Pre-tax net operating income | $630,000 | 7,518 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $457,000 | 7,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $457,000 | 7,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $443,000 | 7,448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.