Home > Ulster Savings Bank > Income and Expense

Ulster Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,331,000927
Total interest expense$15,080,000976
Net interest income$35,251,000905
Provision for loan and lease losses$362,0001,506
Total noninterest income$13,508,000612
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,338,000484
Trading account gains and fees$0123
Additional Noninterest Income$11,170,000499
Total noninterest expense$42,397,000656
Salaries and employee benefits$23,927,000638
Premises and equipment expense$4,765,000582
Additional noninterest expense$11,170,000499
Pre-tax net operating income$6,000,0001,717
Securities gains (losses)$-1,0003,196
Applicable income taxes$918,0001,489
Income before extraordinary items$5,081,0001,705
Extraordinary gains, net$054
Net income$5,081,0001,726
Minority interest net income$088
Net income of bank and minority interests.$5,081,0001,708
Net charge-offs$353,000899
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,081,8501,729
2023-09-30 (YTD Data)Rank
Total interest income$36,875,000933
Total interest expense$10,041,000993
Net interest income$26,834,000898
Provision for loan and lease losses$137,0001,928
Total noninterest income$10,493,000591
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,770,000481
Trading account gains and fees$0125
Additional Noninterest Income$8,723,000488
Total noninterest expense$32,166,000656
Salaries and employee benefits$17,992,000638
Premises and equipment expense$3,589,000581
Additional noninterest expense$8,723,000488
Pre-tax net operating income$5,024,0001,652
Securities gains (losses)$-1,0003,290
Applicable income taxes$959,0001,313
Income before extraordinary items$4,064,0001,698
Extraordinary gains, net$052
Net income$4,064,0001,712
Minority interest net income$081
Net income of bank and minority interests.$4,064,0001,698
Net charge-offs$289,000741
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,064,8101,719
2023-06-30 (YTD Data)Rank
Total interest income$23,974,000921
Total interest expense$5,831,000998
Net interest income$18,143,000889
Provision for loan and lease losses$-203,0004,495
Total noninterest income$6,945,000587
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,141,000477
Trading account gains and fees$0112
Additional Noninterest Income$5,804,000478
Total noninterest expense$21,387,000638
Salaries and employee benefits$12,008,000629
Premises and equipment expense$2,424,000561
Additional noninterest expense$5,804,000478
Pre-tax net operating income$3,904,0001,463
Securities gains (losses)$-1,0003,583
Applicable income taxes$756,0001,203
Income before extraordinary items$3,147,0001,511
Extraordinary gains, net$051
Net income$3,147,0001,529
Minority interest net income$081
Net income of bank and minority interests.$3,147,0001,511
Net charge-offs$204,000665
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,147,8101,521
2023-03-31 (YTD Data)Rank
Total interest income$11,580,000935
Total interest expense$2,420,0001,033
Net interest income$9,160,000895
Provision for loan and lease losses$-391,0004,616
Total noninterest income$3,429,000581
Gross Fiduciary activities income$0913
Service charges on deposit accounts$545,000513
Trading account gains and fees$097
Additional Noninterest Income$2,884,000477
Total noninterest expense$10,499,000653
Salaries and employee benefits$5,909,000661
Premises and equipment expense$1,223,000579
Additional noninterest expense$2,884,000477
Pre-tax net operating income$2,481,0001,241
Securities gains (losses)$-1,0003,873
Applicable income taxes$491,0001,061
Income before extraordinary items$1,989,0001,294
Extraordinary gains, net$04
Net income$1,989,0001,293
Minority interest net income$048
Net income of bank and minority interests.$1,989,0001,294
Net charge-offs$136,000523
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,989,8001,311
2022-12-31 (YTD Data)Rank
Total interest income$38,314,000925
Total interest expense$3,171,0001,123
Net interest income$35,143,000894
Provision for loan and lease losses$269,0001,594
Total noninterest income$13,558,000627
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,375,000491
Trading account gains and fees$0116
Additional Noninterest Income$11,183,000525
Total noninterest expense$40,982,000654
Salaries and employee benefits$22,339,000666
Premises and equipment expense$4,889,000561
Additional noninterest expense$11,183,000525
Pre-tax net operating income$7,450,0001,566
Securities gains (losses)$0691
Applicable income taxes$1,365,0001,333
Income before extraordinary items$6,085,0001,614
Extraordinary gains, net$05
Net income$6,085,0001,612
Minority interest net income$063
Net income of bank and minority interests.$6,085,0001,613
Net charge-offs$210,000904
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,085,0001,640
2022-09-30 (YTD Data)Rank
Total interest income$27,675,000922
Total interest expense$2,062,000997
Net interest income$25,613,000905
Provision for loan and lease losses$269,0001,304
Total noninterest income$10,364,000630
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,757,000496
Trading account gains and fees$0111
Additional Noninterest Income$8,607,000523
Total noninterest expense$30,723,000645
Salaries and employee benefits$16,756,000672
Premises and equipment expense$3,610,000569
Additional noninterest expense$8,607,000523
Pre-tax net operating income$4,985,0001,702
Securities gains (losses)$0740
Applicable income taxes$949,0001,379
Income before extraordinary items$4,036,0001,709
Extraordinary gains, net$04
Net income$4,036,0001,707
Minority interest net income$057
Net income of bank and minority interests.$4,036,0001,708
Net charge-offs$31,0001,418
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,036,0001,746
2022-06-30 (YTD Data)Rank
Total interest income$17,219,000949
Total interest expense$1,401,000816
Net interest income$15,818,000944
Provision for loan and lease losses$02,599
Total noninterest income$6,950,000624
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,149,000504
Trading account gains and fees$0108
Additional Noninterest Income$5,801,000540
Total noninterest expense$20,243,000642
Salaries and employee benefits$11,107,000667
Premises and equipment expense$2,388,000570
Additional noninterest expense$6,748,000598
Pre-tax net operating income$2,525,0001,923
Securities gains (losses)$0687
Applicable income taxes$466,0001,534
Income before extraordinary items$2,059,0001,968
Extraordinary gains, net$04
Net income$2,059,0001,968
Minority interest net income$060
Net income of bank and minority interests.$2,059,0001,968
Net charge-offs$34,0001,131
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,059,0002,009
2022-03-31 (YTD Data)Rank
Total interest income$8,444,000939
Total interest expense$720,000756
Net interest income$7,724,000942
Provision for loan and lease losses$02,285
Total noninterest income$3,454,000632
Gross Fiduciary activities income$0892
Service charges on deposit accounts$552,000521
Trading account gains and fees$0103
Additional Noninterest Income$2,902,000540
Total noninterest expense$10,129,000649
Salaries and employee benefits$5,604,000668
Premises and equipment expense$1,226,000561
Additional noninterest expense$3,299,000602
Pre-tax net operating income$1,049,0002,043
Securities gains (losses)$0623
Applicable income taxes$188,0001,651
Income before extraordinary items$861,0002,104
Extraordinary gains, net$04
Net income$861,0002,104
Minority interest net income$050
Net income of bank and minority interests.$861,0002,104
Net charge-offs$56,000636
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$861,0002,121
2021-12-31 (YTD Data)Rank
Total interest income$32,583,000980
Total interest expense$4,163,000647
Net interest income$28,420,0001,023
Provision for loan and lease losses$-477,0004,423
Total noninterest income$18,458,000540
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,965,000548
Trading account gains and fees$0132
Additional Noninterest Income$16,493,000480
Total noninterest expense$39,877,000657
Salaries and employee benefits$21,169,000696
Premises and equipment expense$4,912,000543
Additional noninterest expense$13,796,000593
Pre-tax net operating income$7,478,0001,558
Securities gains (losses)$-115,0004,671
Applicable income taxes$1,270,0001,445
Income before extraordinary items$6,093,0001,639
Extraordinary gains, net$010
Net income$6,093,0001,638
Minority interest net income$074
Net income of bank and minority interests.$6,093,0001,639
Net charge-offs$-90,0004,324
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,188,4501,602
2021-09-30 (YTD Data)Rank
Total interest income$24,260,0001,008
Total interest expense$3,340,000642
Net interest income$20,920,0001,052
Provision for loan and lease losses$337,0001,089
Total noninterest income$14,509,000538
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,411,000562
Trading account gains and fees$0132
Additional Noninterest Income$13,098,000481
Total noninterest expense$29,783,000663
Salaries and employee benefits$16,073,000689
Premises and equipment expense$3,676,000547
Additional noninterest expense$10,034,000601
Pre-tax net operating income$5,309,0001,681
Securities gains (losses)$-115,0004,806
Applicable income taxes$1,004,0001,449
Income before extraordinary items$4,190,0001,816
Extraordinary gains, net$08
Net income$4,190,0001,815
Minority interest net income$069
Net income of bank and minority interests.$4,190,0001,816
Net charge-offs$-99,0004,459
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,283,1501,762
2021-06-30 (YTD Data)Rank
Total interest income$15,918,0001,008
Total interest expense$2,307,000650
Net interest income$13,611,0001,059
Provision for loan and lease losses$337,000823
Total noninterest income$10,043,000527
Gross Fiduciary activities income$0951
Service charges on deposit accounts$919,000561
Trading account gains and fees$0133
Additional Noninterest Income$9,124,000472
Total noninterest expense$19,588,000665
Salaries and employee benefits$10,588,000692
Premises and equipment expense$2,434,000552
Additional noninterest expense$6,566,000599
Pre-tax net operating income$3,729,0001,603
Securities gains (losses)$01,818
Applicable income taxes$725,0001,398
Income before extraordinary items$3,004,0001,713
Extraordinary gains, net$06
Net income$3,004,0001,713
Minority interest net income$067
Net income of bank and minority interests.$3,004,0001,713
Net charge-offs$-133,0004,663
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,004,0001,682
2021-03-31 (YTD Data)Rank
Total interest income$7,824,0001,015
Total interest expense$1,194,000664
Net interest income$6,630,0001,076
Provision for loan and lease losses$264,000665
Total noninterest income$6,009,000477
Gross Fiduciary activities income$0922
Service charges on deposit accounts$473,000535
Trading account gains and fees$0127
Additional Noninterest Income$5,536,000418
Total noninterest expense$9,773,000659
Salaries and employee benefits$5,332,000684
Premises and equipment expense$1,253,000541
Additional noninterest expense$3,188,000600
Pre-tax net operating income$2,602,0001,274
Securities gains (losses)$01,392
Applicable income taxes$518,0001,114
Income before extraordinary items$2,084,0001,347
Extraordinary gains, net$03
Net income$2,084,0001,346
Minority interest net income$055
Net income of bank and minority interests.$2,084,0001,347
Net charge-offs$-71,0004,693
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,084,0001,320
2020-12-31 (YTD Data)Rank
Total interest income$34,735,000935
Total interest expense$6,260,000768
Net interest income$28,475,000953
Provision for loan and lease losses$2,783,000843
Total noninterest income$20,283,000493
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,529,000653
Trading account gains and fees$0133
Additional Noninterest Income$18,754,000425
Total noninterest expense$38,209,000655
Salaries and employee benefits$19,810,000723
Premises and equipment expense$5,503,000483
Additional noninterest expense$12,896,000590
Pre-tax net operating income$7,766,0001,277
Securities gains (losses)$414,000673
Applicable income taxes$849,0001,564
Income before extraordinary items$7,331,0001,220
Extraordinary gains, net$04
Net income$7,331,0001,220
Minority interest net income$072
Net income of bank and minority interests.$7,331,0001,220
Net charge-offs$801,000741
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,958,4001,229
2020-09-30 (YTD Data)Rank
Total interest income$26,287,000932
Total interest expense$4,820,000795
Net interest income$21,467,000940
Provision for loan and lease losses$2,137,000854
Total noninterest income$14,707,000484
Gross Fiduciary activities income$0981
Service charges on deposit accounts$951,000772
Trading account gains and fees$0125
Additional Noninterest Income$13,756,000407
Total noninterest expense$28,129,000659
Salaries and employee benefits$15,063,000699
Premises and equipment expense$4,193,000468
Additional noninterest expense$8,873,000615
Pre-tax net operating income$5,908,0001,227
Securities gains (losses)$414,000561
Applicable income taxes$1,242,0001,019
Income before extraordinary items$5,080,0001,250
Extraordinary gains, net$04
Net income$5,080,0001,250
Minority interest net income$065
Net income of bank and minority interests.$5,080,0001,250
Net charge-offs$550,000710
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,748,8001,289
2020-06-30 (YTD Data)Rank
Total interest income$17,622,000937
Total interest expense$3,233,000855
Net interest income$14,389,000942
Provision for loan and lease losses$1,507,000855
Total noninterest income$8,846,000492
Gross Fiduciary activities income$0970
Service charges on deposit accounts$529,000903
Trading account gains and fees$0123
Additional Noninterest Income$8,317,000400
Total noninterest expense$18,721,000650
Salaries and employee benefits$10,106,000687
Premises and equipment expense$2,905,000458
Additional noninterest expense$5,710,000631
Pre-tax net operating income$3,007,0001,440
Securities gains (losses)$414,000414
Applicable income taxes$662,0001,123
Income before extraordinary items$2,759,0001,406
Extraordinary gains, net$04
Net income$2,759,0001,406
Minority interest net income$065
Net income of bank and minority interests.$2,759,0001,406
Net charge-offs$440,000645
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,423,6601,527
2020-03-31 (YTD Data)Rank
Total interest income$9,268,000909
Total interest expense$1,642,000933
Net interest income$7,626,000894
Provision for loan and lease losses$782,000701
Total noninterest income$4,643,000447
Gross Fiduciary activities income$0941
Service charges on deposit accounts$526,000582
Trading account gains and fees$0106
Additional Noninterest Income$4,117,000359
Total noninterest expense$9,332,000650
Salaries and employee benefits$5,122,000675
Premises and equipment expense$1,358,000493
Additional noninterest expense$2,852,000635
Pre-tax net operating income$2,155,000984
Securities gains (losses)$01,705
Applicable income taxes$425,000832
Income before extraordinary items$1,730,0001,053
Extraordinary gains, net$04
Net income$1,730,0001,052
Minority interest net income$056
Net income of bank and minority interests.$1,730,0001,053
Net charge-offs$235,000578
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,730,0001,039
2019-12-31 (YTD Data)Rank
Total interest income$35,872,000939
Total interest expense$6,339,0001,011
Net interest income$29,533,000914
Provision for loan and lease losses$940,000944
Total noninterest income$16,362,000493
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,161,000587
Trading account gains and fees$0135
Additional Noninterest Income$14,201,000410
Total noninterest expense$36,523,000643
Salaries and employee benefits$19,667,000681
Premises and equipment expense$4,993,000525
Additional noninterest expense$11,863,000602
Pre-tax net operating income$8,432,0001,194
Securities gains (losses)$1,150,000206
Applicable income taxes$2,773,000730
Income before extraordinary items$6,809,0001,264
Extraordinary gains, net$011
Net income$6,809,0001,265
Minority interest net income$076
Net income of bank and minority interests.$6,809,0001,266
Net charge-offs$470,0001,078
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,900,5001,374
2019-09-30 (YTD Data)Rank
Total interest income$26,545,000951
Total interest expense$4,597,0001,041
Net interest income$21,948,000923
Provision for loan and lease losses$777,000838
Total noninterest income$10,543,000545
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,596,000588
Trading account gains and fees$0129
Additional Noninterest Income$8,947,000463
Total noninterest expense$26,949,000655
Salaries and employee benefits$15,000,000663
Premises and equipment expense$3,656,000539
Additional noninterest expense$8,293,000638
Pre-tax net operating income$4,765,0001,504
Securities gains (losses)$1,150,000178
Applicable income taxes$2,336,000699
Income before extraordinary items$3,579,0001,681
Extraordinary gains, net$011
Net income$3,579,0001,683
Minority interest net income$072
Net income of bank and minority interests.$3,579,0001,683
Net charge-offs$251,0001,138
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,670,5002,070
2019-06-30 (YTD Data)Rank
Total interest income$17,418,000959
Total interest expense$2,906,0001,077
Net interest income$14,512,000927
Provision for loan and lease losses$777,000599
Total noninterest income$7,040,000542
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,030,000599
Trading account gains and fees$0131
Additional Noninterest Income$6,010,000455
Total noninterest expense$18,194,000647
Salaries and employee benefits$10,127,000651
Premises and equipment expense$2,485,000536
Additional noninterest expense$5,582,000630
Pre-tax net operating income$2,581,0001,747
Securities gains (losses)$103,000530
Applicable income taxes$649,0001,236
Income before extraordinary items$2,035,0001,887
Extraordinary gains, net$011
Net income$2,035,0001,886
Minority interest net income$069
Net income of bank and minority interests.$2,035,0001,887
Net charge-offs$301,000787
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,953,6301,926
2019-03-31 (YTD Data)Rank
Total interest income$8,559,000969
Total interest expense$1,312,0001,152
Net interest income$7,247,000928
Provision for loan and lease losses$376,000580
Total noninterest income$3,488,000535
Gross Fiduciary activities income$0972
Service charges on deposit accounts$507,000601
Trading account gains and fees$0126
Additional Noninterest Income$2,981,000439
Total noninterest expense$9,238,000632
Salaries and employee benefits$5,246,000628
Premises and equipment expense$1,269,000527
Additional noninterest expense$2,723,000639
Pre-tax net operating income$1,121,0001,902
Securities gains (losses)$55,000370
Applicable income taxes$276,0001,318
Income before extraordinary items$900,0002,022
Extraordinary gains, net$05
Net income$900,0002,021
Minority interest net income$052
Net income of bank and minority interests.$900,0002,021
Net charge-offs$220,000582
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$856,5502,084
2018-12-31 (YTD Data)Rank
Total interest income$31,710,000976
Total interest expense$4,314,0001,064
Net interest income$27,396,000955
Provision for loan and lease losses$1,364,000687
Total noninterest income$13,290,000560
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,015,000631
Trading account gains and fees$0126
Additional Noninterest Income$11,275,000462
Total noninterest expense$34,933,000653
Salaries and employee benefits$18,920,000667
Premises and equipment expense$4,986,000515
Additional noninterest expense$11,027,000638
Pre-tax net operating income$4,389,0001,970
Securities gains (losses)$01,125
Applicable income taxes$600,0001,832
Income before extraordinary items$3,789,0001,980
Extraordinary gains, net$06
Net income$3,789,0001,978
Minority interest net income$072
Net income of bank and minority interests.$3,789,0001,979
Net charge-offs$886,000656
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,789,0001,971
2018-09-30 (YTD Data)Rank
Total interest income$23,206,000987
Total interest expense$3,096,0001,038
Net interest income$20,110,000969
Provision for loan and lease losses$857,000742
Total noninterest income$10,159,000553
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,471,000642
Trading account gains and fees$0138
Additional Noninterest Income$8,688,000459
Total noninterest expense$25,844,000655
Salaries and employee benefits$14,038,000682
Premises and equipment expense$3,726,000520
Additional noninterest expense$8,080,000636
Pre-tax net operating income$3,568,0001,864
Securities gains (losses)$01,118
Applicable income taxes$674,0001,533
Income before extraordinary items$2,894,0001,957
Extraordinary gains, net$05
Net income$2,894,0001,954
Minority interest net income$066
Net income of bank and minority interests.$2,894,0001,956
Net charge-offs$881,000481
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,894,0001,949
2018-06-30 (YTD Data)Rank
Total interest income$15,158,000989
Total interest expense$1,960,0001,024
Net interest income$13,198,000984
Provision for loan and lease losses$402,000971
Total noninterest income$6,999,000543
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$984,000640
Trading account gains and fees$0130
Additional Noninterest Income$6,015,000444
Total noninterest expense$17,508,000651
Salaries and employee benefits$9,622,000652
Premises and equipment expense$2,529,000516
Additional noninterest expense$5,357,000640
Pre-tax net operating income$2,287,0001,895
Securities gains (losses)$0961
Applicable income taxes$434,0001,532
Income before extraordinary items$1,853,0001,995
Extraordinary gains, net$06
Net income$1,853,0001,993
Minority interest net income$065
Net income of bank and minority interests.$1,853,0001,994
Net charge-offs$839,000365
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,853,0001,985
2018-03-31 (YTD Data)Rank
Total interest income$7,501,000994
Total interest expense$908,0001,042
Net interest income$6,593,000974
Provision for loan and lease losses$107,0001,387
Total noninterest income$3,642,000521
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$491,000644
Trading account gains and fees$0123
Additional Noninterest Income$3,151,000423
Total noninterest expense$8,951,000650
Salaries and employee benefits$4,968,000630
Premises and equipment expense$1,297,000509
Additional noninterest expense$2,686,000630
Pre-tax net operating income$1,177,0001,809
Securities gains (losses)$0735
Applicable income taxes$220,0001,483
Income before extraordinary items$957,0001,899
Extraordinary gains, net$07
Net income$957,0001,898
Minority interest net income$052
Net income of bank and minority interests.$957,0001,899
Net charge-offs$884,000238
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$957,0001,887
2017-12-31 (YTD Data)Rank
Total interest income$30,333,000949
Total interest expense$3,266,000997
Net interest income$27,067,000928
Provision for loan and lease losses$1,007,000882
Total noninterest income$15,017,000522
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,897,000675
Trading account gains and fees$0151
Additional Noninterest Income$13,120,000424
Total noninterest expense$38,059,000570
Salaries and employee benefits$22,198,000540
Premises and equipment expense$4,823,000519
Additional noninterest expense$11,038,000611
Pre-tax net operating income$3,018,0002,475
Securities gains (losses)$705,000181
Applicable income taxes$1,592,0001,485
Income before extraordinary items$2,131,0002,584
Extraordinary gains, net$09
Net income$2,131,0002,584
Minority interest net income$076
Net income of bank and minority interests.$2,131,0002,584
Net charge-offs$1,097,000645
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,679,8002,943
2017-09-30 (YTD Data)Rank
Total interest income$22,457,000957
Total interest expense$2,438,000991
Net interest income$20,019,000942
Provision for loan and lease losses$742,000889
Total noninterest income$12,015,000506
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,393,000686
Trading account gains and fees$0145
Additional Noninterest Income$10,622,000407
Total noninterest expense$28,373,000574
Salaries and employee benefits$16,274,000558
Premises and equipment expense$3,608,000527
Additional noninterest expense$8,491,000596
Pre-tax net operating income$2,919,0002,108
Securities gains (losses)$792,000153
Applicable income taxes$977,0001,480
Income before extraordinary items$2,734,0001,879
Extraordinary gains, net$09
Net income$2,734,0001,879
Minority interest net income$071
Net income of bank and minority interests.$2,734,0001,879
Net charge-offs$454,000862
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,147,9202,261
2017-06-30 (YTD Data)Rank
Total interest income$14,613,000977
Total interest expense$1,585,000983
Net interest income$13,028,000960
Provision for loan and lease losses$442,000940
Total noninterest income$7,786,000510
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$909,000693
Trading account gains and fees$0139
Additional Noninterest Income$6,877,000410
Total noninterest expense$18,429,000590
Salaries and employee benefits$10,711,000568
Premises and equipment expense$2,411,000519
Additional noninterest expense$5,307,000647
Pre-tax net operating income$1,943,0002,072
Securities gains (losses)$780,000107
Applicable income taxes$841,0001,234
Income before extraordinary items$1,882,0001,791
Extraordinary gains, net$011
Net income$1,882,0001,791
Minority interest net income$071
Net income of bank and minority interests.$1,882,0001,791
Net charge-offs$303,000821
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,343,8002,316
2017-03-31 (YTD Data)Rank
Total interest income$7,222,000981
Total interest expense$783,000978
Net interest income$6,439,000965
Provision for loan and lease losses$239,000823
Total noninterest income$4,126,000484
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$446,000707
Trading account gains and fees$0142
Additional Noninterest Income$3,680,000392
Total noninterest expense$9,403,000590
Salaries and employee benefits$5,437,000569
Premises and equipment expense$1,211,000533
Additional noninterest expense$2,755,000622
Pre-tax net operating income$923,0002,064
Securities gains (losses)$779,00067
Applicable income taxes$539,0001,024
Income before extraordinary items$1,163,0001,496
Extraordinary gains, net$08
Net income$1,163,0001,496
Minority interest net income$055
Net income of bank and minority interests.$1,163,0001,496
Net charge-offs$150,000722
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$633,2802,328
2016-12-31 (YTD Data)Rank
Total interest income$27,981,000975
Total interest expense$3,121,000931
Net interest income$24,860,000976
Provision for loan and lease losses$1,847,000557
Total noninterest income$16,654,000478
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,945,000669
Trading account gains and fees$0170
Additional Noninterest Income$14,709,000393
Total noninterest expense$38,543,000564
Salaries and employee benefits$22,356,000530
Premises and equipment expense$4,955,000502
Additional noninterest expense$11,232,000613
Pre-tax net operating income$1,124,0003,924
Securities gains (losses)$03,212
Applicable income taxes$13,0003,951
Income before extraordinary items$1,111,0003,745
Extraordinary gains, net$05
Net income$1,111,0003,743
Minority interest net income$082
Net income of bank and minority interests.$1,111,0003,744
Net charge-offs$1,070,000629
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,111,0003,696
2016-09-30 (YTD Data)Rank
Total interest income$20,888,000978
Total interest expense$2,308,000940
Net interest income$18,580,000977
Provision for loan and lease losses$1,341,000559
Total noninterest income$12,701,000471
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,454,000668
Trading account gains and fees$0169
Additional Noninterest Income$11,247,000383
Total noninterest expense$29,263,000556
Salaries and employee benefits$16,974,000521
Premises and equipment expense$3,718,000512
Additional noninterest expense$8,571,000602
Pre-tax net operating income$677,0004,286
Securities gains (losses)$03,160
Applicable income taxes$-5,0005,793
Income before extraordinary items$682,0004,076
Extraordinary gains, net$05
Net income$682,0004,075
Minority interest net income$071
Net income of bank and minority interests.$682,0004,076
Net charge-offs$1,012,000479
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$682,0004,006
2016-06-30 (YTD Data)Rank
Total interest income$13,839,000981
Total interest expense$1,475,000981
Net interest income$12,364,000976
Provision for loan and lease losses$778,000612
Total noninterest income$8,239,000473
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$978,000652
Trading account gains and fees$0157
Additional Noninterest Income$7,261,000382
Total noninterest expense$19,335,000556
Salaries and employee benefits$10,915,000539
Premises and equipment expense$2,482,000514
Additional noninterest expense$5,938,000585
Pre-tax net operating income$490,0004,184
Securities gains (losses)$02,835
Applicable income taxes$-18,0005,914
Income before extraordinary items$508,0003,931
Extraordinary gains, net$016
Net income$508,0003,929
Minority interest net income$071
Net income of bank and minority interests.$508,0003,930
Net charge-offs$789,000427
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$508,0003,852
2016-03-31 (YTD Data)Rank
Total interest income$6,874,000987
Total interest expense$716,0001,001
Net interest income$6,158,000970
Provision for loan and lease losses$523,000448
Total noninterest income$4,060,000471
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$474,000667
Trading account gains and fees$0142
Additional Noninterest Income$3,586,000377
Total noninterest expense$9,324,000576
Salaries and employee benefits$5,560,000530
Premises and equipment expense$1,237,000522
Additional noninterest expense$2,527,000675
Pre-tax net operating income$371,0003,526
Securities gains (losses)$02,077
Applicable income taxes$79,0002,651
Income before extraordinary items$292,0003,679
Extraordinary gains, net$012
Net income$292,0003,676
Minority interest net income$062
Net income of bank and minority interests.$292,0003,677
Net charge-offs$155,000779
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$292,0003,616
2015-12-31 (YTD Data)Rank
Total interest income$27,027,000967
Total interest expense$2,720,0001,035
Net interest income$24,307,000948
Provision for loan and lease losses$9,832,000135
Total noninterest income$15,052,000503
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,993,000659
Trading account gains and fees$0159
Additional Noninterest Income$13,059,000405
Total noninterest expense$37,603,000561
Salaries and employee benefits$20,795,000546
Premises and equipment expense$4,769,000525
Additional noninterest expense$12,039,000556
Pre-tax net operating income$-8,076,0006,178
Securities gains (losses)$44,0001,732
Applicable income taxes$-3,221,0006,144
Income before extraordinary items$-4,811,0006,162
Extraordinary gains, net$023
Net income$-4,811,0006,162
Minority interest net income$081
Net income of bank and minority interests.$-4,811,0006,162
Net charge-offs$10,050,000118
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-4,839,1606,162
2015-09-30 (YTD Data)Rank
Total interest income$20,099,000981
Total interest expense$2,014,0001,057
Net interest income$18,085,000961
Provision for loan and lease losses$4,442,000180
Total noninterest income$11,746,000496
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,475,000669
Trading account gains and fees$0153
Additional Noninterest Income$10,271,000405
Total noninterest expense$27,803,000571
Salaries and employee benefits$15,563,000553
Premises and equipment expense$3,281,000576
Additional noninterest expense$8,959,000567
Pre-tax net operating income$-2,414,0006,243
Securities gains (losses)$46,0001,525
Applicable income taxes$-952,0006,231
Income before extraordinary items$-1,416,0006,223
Extraordinary gains, net$021
Net income$-1,416,0006,223
Minority interest net income$078
Net income of bank and minority interests.$-1,416,0006,223
Net charge-offs$3,829,000173
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,445,4406,220
2015-06-30 (YTD Data)Rank
Total interest income$13,315,000987
Total interest expense$1,313,0001,087
Net interest income$12,002,000957
Provision for loan and lease losses$3,883,000149
Total noninterest income$8,137,000480
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$978,000653
Trading account gains and fees$0157
Additional Noninterest Income$7,159,000392
Total noninterest expense$18,840,000560
Salaries and employee benefits$10,513,000544
Premises and equipment expense$2,195,000578
Additional noninterest expense$6,132,000559
Pre-tax net operating income$-2,584,0006,330
Securities gains (losses)$46,0001,281
Applicable income taxes$-961,0006,321
Income before extraordinary items$-1,577,0006,312
Extraordinary gains, net$022
Net income$-1,577,0006,312
Minority interest net income$075
Net income of bank and minority interests.$-1,577,0006,312
Net charge-offs$3,121,000150
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,606,4406,309
2015-03-31 (YTD Data)Rank
Total interest income$6,741,000959
Total interest expense$649,0001,101
Net interest income$6,092,000930
Provision for loan and lease losses$4,021,00093
Total noninterest income$3,967,000478
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$473,000657
Trading account gains and fees$0152
Additional Noninterest Income$3,494,000383
Total noninterest expense$8,981,000594
Salaries and employee benefits$5,518,000517
Premises and equipment expense$1,106,000575
Additional noninterest expense$2,357,000700
Pre-tax net operating income$-2,943,0006,412
Securities gains (losses)$46,000882
Applicable income taxes$-1,034,0006,406
Income before extraordinary items$-1,863,0006,398
Extraordinary gains, net$013
Net income$-1,863,0006,399
Minority interest net income$064
Net income of bank and minority interests.$-1,863,0006,399
Net charge-offs$2,832,000110
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,892,4406,399
2014-12-31 (YTD Data)Rank
Total interest income$26,688,000959
Total interest expense$2,667,0001,112
Net interest income$24,021,000918
Provision for loan and lease losses$1,884,000496
Total noninterest income$14,505,000494
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,015,000675
Trading account gains and fees$0180
Additional Noninterest Income$12,490,000381
Total noninterest expense$35,158,000582
Salaries and employee benefits$21,190,000518
Premises and equipment expense$4,101,000601
Additional noninterest expense$9,867,000678
Pre-tax net operating income$1,484,0003,498
Securities gains (losses)$659,000310
Applicable income taxes$439,0002,329
Income before extraordinary items$1,704,0003,011
Extraordinary gains, net$017
Net income$1,704,0003,010
Minority interest net income$084
Net income of bank and minority interests.$1,704,0003,011
Net charge-offs$2,092,000493
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,176,8003,624
2014-09-30 (YTD Data)Rank
Total interest income$19,800,000973
Total interest expense$1,985,0001,130
Net interest income$17,815,000935
Provision for loan and lease losses$1,049,000641
Total noninterest income$10,937,000488
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,485,000680
Trading account gains and fees$0174
Additional Noninterest Income$9,452,000370
Total noninterest expense$26,497,000578
Salaries and employee benefits$16,413,000508
Premises and equipment expense$2,860,000642
Additional noninterest expense$7,224,000684
Pre-tax net operating income$1,206,0003,423
Securities gains (losses)$611,000247
Applicable income taxes$429,0002,120
Income before extraordinary items$1,388,0002,886
Extraordinary gains, net$015
Net income$1,388,0002,887
Minority interest net income$081
Net income of bank and minority interests.$1,388,0002,887
Net charge-offs$1,051,000645
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$923,6403,588
2014-06-30 (YTD Data)Rank
Total interest income$12,955,000981
Total interest expense$1,244,0001,198
Net interest income$11,711,000933
Provision for loan and lease losses$722,000630
Total noninterest income$7,353,000481
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$967,000683
Trading account gains and fees$0172
Additional Noninterest Income$6,386,000370
Total noninterest expense$17,508,000581
Salaries and employee benefits$11,157,000494
Premises and equipment expense$1,960,000629
Additional noninterest expense$4,391,000745
Pre-tax net operating income$834,0003,290
Securities gains (losses)$119,000703
Applicable income taxes$181,0002,502
Income before extraordinary items$772,0003,154
Extraordinary gains, net$020
Net income$772,0003,160
Minority interest net income$080
Net income of bank and minority interests.$772,0003,160
Net charge-offs$788,000609
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$675,6103,365
2014-03-31 (YTD Data)Rank
Total interest income$6,326,0001,004
Total interest expense$546,0001,390
Net interest income$5,780,000952
Provision for loan and lease losses$349,000624
Total noninterest income$3,747,000451
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$461,000706
Trading account gains and fees$0147
Additional Noninterest Income$3,286,000354
Total noninterest expense$9,232,000556
Salaries and employee benefits$5,744,000484
Premises and equipment expense$1,027,000618
Additional noninterest expense$2,461,000671
Pre-tax net operating income$-54,0006,373
Securities gains (losses)$24,000901
Applicable income taxes$-62,0006,592
Income before extraordinary items$32,0005,916
Extraordinary gains, net$016
Net income$32,0005,917
Minority interest net income$066
Net income of bank and minority interests.$32,0005,918
Net charge-offs$530,000482
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$16,6406,064
2013-12-31 (YTD Data)Rank
Total interest income$27,589,000915
Total interest expense$2,524,0001,346
Net interest income$25,065,000855
Provision for loan and lease losses$2,870,000451
Total noninterest income$18,847,000425
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,036,000676
Trading account gains and fees$0184
Additional Noninterest Income$16,811,000329
Total noninterest expense$36,754,000559
Salaries and employee benefits$22,074,000496
Premises and equipment expense$3,873,000635
Additional noninterest expense$10,807,000639
Pre-tax net operating income$4,288,0001,629
Securities gains (losses)$72,0001,548
Applicable income taxes$1,168,0001,328
Income before extraordinary items$3,192,0001,804
Extraordinary gains, net$029
Net income$3,192,0001,807
Minority interest net income$090
Net income of bank and minority interests.$3,192,0001,807
Net charge-offs$2,427,000646
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,139,4401,800
2013-09-30 (YTD Data)Rank
Total interest income$20,803,000910
Total interest expense$1,941,0001,347
Net interest income$18,862,000854
Provision for loan and lease losses$2,825,000354
Total noninterest income$16,155,000400
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,510,000686
Trading account gains and fees$0180
Additional Noninterest Income$14,645,000305
Total noninterest expense$28,838,000543
Salaries and employee benefits$17,251,000480
Premises and equipment expense$2,904,000645
Additional noninterest expense$8,683,000603
Pre-tax net operating income$3,354,0001,586
Securities gains (losses)$03,040
Applicable income taxes$983,0001,269
Income before extraordinary items$2,371,0001,856
Extraordinary gains, net$025
Net income$2,371,0001,860
Minority interest net income$084
Net income of bank and minority interests.$2,371,0001,861
Net charge-offs$2,199,000560
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,371,0001,800
2013-06-30 (YTD Data)Rank
Total interest income$13,966,000901
Total interest expense$1,277,0001,402
Net interest income$12,689,000837
Provision for loan and lease losses$2,351,000313
Total noninterest income$11,635,000376
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$995,000679
Trading account gains and fees$0157
Additional Noninterest Income$10,640,000293
Total noninterest expense$18,607,000560
Salaries and employee benefits$11,531,000481
Premises and equipment expense$1,938,000641
Additional noninterest expense$5,138,000671
Pre-tax net operating income$3,366,0001,114
Securities gains (losses)$02,791
Applicable income taxes$1,041,000911
Income before extraordinary items$2,325,0001,301
Extraordinary gains, net$022
Net income$2,325,0001,304
Minority interest net income$082
Net income of bank and minority interests.$2,325,0001,304
Net charge-offs$2,109,000425
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,325,0001,248
2013-03-31 (YTD Data)Rank
Total interest income$7,136,000874
Total interest expense$637,0001,457
Net interest income$6,499,000815
Provision for loan and lease losses$547,000649
Total noninterest income$6,617,000346
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$489,000693
Trading account gains and fees$0148
Additional Noninterest Income$6,128,000263
Total noninterest expense$10,043,000529
Salaries and employee benefits$5,887,000480
Premises and equipment expense$988,000638
Additional noninterest expense$3,168,000556
Pre-tax net operating income$2,526,000755
Securities gains (losses)$01,966
Applicable income taxes$806,000640
Income before extraordinary items$1,720,000891
Extraordinary gains, net$010
Net income$1,720,000892
Minority interest net income$076
Net income of bank and minority interests.$1,720,000893
Net charge-offs$1,651,000301
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,720,000849
2012-12-31 (YTD Data)Rank
Total interest income$30,550,000851
Total interest expense$3,355,0001,327
Net interest income$27,195,000792
Provision for loan and lease losses$3,122,000742
Total noninterest income$23,719,000374
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,151,000659
Trading account gains and fees$0166
Additional Noninterest Income$21,568,000291
Total noninterest expense$38,736,000540
Salaries and employee benefits$24,172,000447
Premises and equipment expense$4,095,000583
Additional noninterest expense$10,469,000680
Pre-tax net operating income$9,056,000802
Securities gains (losses)$03,810
Applicable income taxes$2,095,000841
Income before extraordinary items$6,961,000852
Extraordinary gains, net$029
Net income$6,961,000851
Minority interest net income$093
Net income of bank and minority interests.$6,961,000852
Net charge-offs$2,755,000900
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,961,000799
2012-09-30 (YTD Data)Rank
Total interest income$23,069,000863
Total interest expense$2,660,0001,325
Net interest income$20,409,000801
Provision for loan and lease losses$1,849,000907
Total noninterest income$16,902,000382
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,585,000680
Trading account gains and fees$0157
Additional Noninterest Income$15,317,000297
Total noninterest expense$28,136,000555
Salaries and employee benefits$18,039,000446
Premises and equipment expense$3,089,000586
Additional noninterest expense$7,008,000746
Pre-tax net operating income$7,326,000762
Securities gains (losses)$03,575
Applicable income taxes$1,687,000818
Income before extraordinary items$5,639,000810
Extraordinary gains, net$020
Net income$5,639,000807
Minority interest net income$086
Net income of bank and minority interests.$5,639,000810
Net charge-offs$1,856,000969
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,639,000760
2012-06-30 (YTD Data)Rank
Total interest income$15,597,000859
Total interest expense$1,860,0001,309
Net interest income$13,737,000801
Provision for loan and lease losses$1,339,000874
Total noninterest income$11,226,000380
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,043,000682
Trading account gains and fees$0153
Additional Noninterest Income$10,183,000296
Total noninterest expense$18,459,000565
Salaries and employee benefits$11,739,000458
Premises and equipment expense$2,103,000575
Additional noninterest expense$4,617,000757
Pre-tax net operating income$5,165,000718
Securities gains (losses)$03,178
Applicable income taxes$1,006,000885
Income before extraordinary items$4,159,000731
Extraordinary gains, net$019
Net income$4,159,000731
Minority interest net income$084
Net income of bank and minority interests.$4,159,000732
Net charge-offs$1,564,000838
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,159,000695
2012-03-31 (YTD Data)Rank
Total interest income$7,798,000860
Total interest expense$969,0001,308
Net interest income$6,829,000806
Provision for loan and lease losses$940,000654
Total noninterest income$6,032,000351
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$516,000690
Trading account gains and fees$0148
Additional Noninterest Income$5,516,000275
Total noninterest expense$9,145,000563
Salaries and employee benefits$5,721,000459
Premises and equipment expense$1,094,000556
Additional noninterest expense$2,330,000739
Pre-tax net operating income$2,776,000666
Securities gains (losses)$02,210
Applicable income taxes$245,0001,509
Income before extraordinary items$2,531,000614
Extraordinary gains, net$019
Net income$2,531,000614
Minority interest net income$078
Net income of bank and minority interests.$2,531,000615
Net charge-offs$271,0001,578
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,531,000603
2011-12-31 (YTD Data)Rank
Total interest income$32,706,000850
Total interest expense$5,266,0001,141
Net interest income$27,440,000794
Provision for loan and lease losses$2,541,0001,327
Total noninterest income$18,177,000399
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,241,000656
Trading account gains and fees$0146
Additional Noninterest Income$15,936,000314
Total noninterest expense$38,840,000529
Salaries and employee benefits$22,202,000448
Premises and equipment expense$4,534,000554
Additional noninterest expense$12,104,000604
Pre-tax net operating income$4,236,0001,366
Securities gains (losses)$895,000488
Applicable income taxes$1,803,000866
Income before extraordinary items$3,328,0001,467
Extraordinary gains, net$029
Net income$3,328,0001,467
Minority interest net income$096
Net income of bank and minority interests.$3,328,0001,467
Net charge-offs$1,168,0002,177
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,746,2501,656
2011-09-30 (YTD Data)Rank
Total interest income$24,856,000855
Total interest expense$4,171,0001,132
Net interest income$20,685,000798
Provision for loan and lease losses$1,626,0001,432
Total noninterest income$13,138,000414
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,691,000656
Trading account gains and fees$0145
Additional Noninterest Income$11,447,000323
Total noninterest expense$29,176,000525
Salaries and employee benefits$17,162,000429
Premises and equipment expense$3,387,000562
Additional noninterest expense$8,627,000630
Pre-tax net operating income$3,021,0001,484
Securities gains (losses)$895,000388
Applicable income taxes$1,420,000825
Income before extraordinary items$2,496,0001,519
Extraordinary gains, net$021
Net income$2,496,0001,519
Minority interest net income$087
Net income of bank and minority interests.$2,496,0001,519
Net charge-offs$873,0002,041
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,923,2001,804
2011-06-30 (YTD Data)Rank
Total interest income$16,565,000865
Total interest expense$2,923,0001,115
Net interest income$13,642,000811
Provision for loan and lease losses$738,0001,839
Total noninterest income$10,604,000362
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,130,000650
Trading account gains and fees$0153
Additional Noninterest Income$9,474,000281
Total noninterest expense$20,535,000502
Salaries and employee benefits$11,490,000431
Premises and equipment expense$2,302,000548
Additional noninterest expense$6,743,000541
Pre-tax net operating income$2,973,0001,022
Securities gains (losses)$895,000223
Applicable income taxes$1,450,000565
Income before extraordinary items$2,418,0001,028
Extraordinary gains, net$015
Net income$2,418,0001,026
Minority interest net income$089
Net income of bank and minority interests.$2,418,0001,028
Net charge-offs$634,0001,896
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,845,2001,287
2011-03-31 (YTD Data)Rank
Total interest income$8,286,000872
Total interest expense$1,513,0001,114
Net interest income$6,773,000819
Provision for loan and lease losses$328,0001,834
Total noninterest income$6,201,000325
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$858,000436
Trading account gains and fees$0158
Additional Noninterest Income$5,343,000266
Total noninterest expense$10,858,000484
Salaries and employee benefits$5,643,000440
Premises and equipment expense$1,191,000547
Additional noninterest expense$4,024,000466
Pre-tax net operating income$1,788,000849
Securities gains (losses)$895,000107
Applicable income taxes$1,082,000424
Income before extraordinary items$1,601,000788
Extraordinary gains, net$09
Net income$1,601,000787
Minority interest net income$086
Net income of bank and minority interests.$1,601,000788
Net charge-offs$393,0001,537
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,028,2001,164
2010-12-31 (YTD Data)Rank
Total interest income$34,222,000885
Total interest expense$7,916,0001,049
Net interest income$26,306,000835
Provision for loan and lease losses$2,865,0001,662
Total noninterest income$19,568,000400
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,636,000420
Trading account gains and fees$0175
Additional Noninterest Income$15,932,000330
Total noninterest expense$38,673,000538
Salaries and employee benefits$21,573,000460
Premises and equipment expense$4,988,000513
Additional noninterest expense$12,112,000633
Pre-tax net operating income$4,336,0001,172
Securities gains (losses)$03,793
Applicable income taxes$1,213,0001,060
Income before extraordinary items$3,123,0001,356
Extraordinary gains, net$029
Net income$3,123,0001,358
Minority interest net income$0111
Net income of bank and minority interests.$3,123,0001,359
Net charge-offs$1,203,0002,438
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,123,0001,310
2010-09-30 (YTD Data)Rank
Total interest income$25,310,000914
Total interest expense$6,199,0001,044
Net interest income$19,111,000858
Provision for loan and lease losses$1,372,0002,108
Total noninterest income$14,113,000394
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,699,000421
Trading account gains and fees$0165
Additional Noninterest Income$11,414,000332
Total noninterest expense$28,813,000534
Salaries and employee benefits$16,298,000446
Premises and equipment expense$3,823,000507
Additional noninterest expense$8,692,000629
Pre-tax net operating income$3,039,0001,311
Securities gains (losses)$03,651
Applicable income taxes$837,0001,158
Income before extraordinary items$2,202,0001,515
Extraordinary gains, net$023
Net income$2,202,0001,518
Minority interest net income$0110
Net income of bank and minority interests.$2,202,0001,518
Net charge-offs$952,0002,247
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,202,0001,452
2010-06-30 (YTD Data)Rank
Total interest income$16,715,000933
Total interest expense$4,176,0001,072
Net interest income$12,539,000884
Provision for loan and lease losses$921,0002,026
Total noninterest income$9,791,000374
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,795,000425
Trading account gains and fees$0152
Additional Noninterest Income$7,996,000309
Total noninterest expense$19,754,000517
Salaries and employee benefits$10,711,000451
Premises and equipment expense$2,589,000499
Additional noninterest expense$6,454,000569
Pre-tax net operating income$1,655,0001,574
Securities gains (losses)$03,184
Applicable income taxes$434,0001,364
Income before extraordinary items$1,221,0001,780
Extraordinary gains, net$019
Net income$1,221,0001,779
Minority interest net income$0105
Net income of bank and minority interests.$1,221,0001,780
Net charge-offs$711,0002,069
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,221,0001,701
2010-03-31 (YTD Data)Rank
Total interest income$8,394,000952
Total interest expense$2,096,0001,123
Net interest income$6,298,000883
Provision for loan and lease losses$664,0001,531
Total noninterest income$4,890,000382
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$858,000439
Trading account gains and fees$0175
Additional Noninterest Income$4,032,000310
Total noninterest expense$9,163,000553
Salaries and employee benefits$5,268,000458
Premises and equipment expense$1,248,000529
Additional noninterest expense$2,647,000699
Pre-tax net operating income$1,361,000985
Securities gains (losses)$02,284
Applicable income taxes$436,000795
Income before extraordinary items$925,0001,185
Extraordinary gains, net$016
Net income$925,0001,187
Minority interest net income$091
Net income of bank and minority interests.$925,0001,187
Net charge-offs$403,0001,773
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$925,0001,156
2009-12-31 (YTD Data)Rank
Total interest income$37,006,000915
Total interest expense$10,953,0001,081
Net interest income$26,053,000832
Provision for loan and lease losses$1,397,0002,999
Total noninterest income$20,984,000379
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,409,000490
Trading account gains and fees$0211
Additional Noninterest Income$17,575,000298
Total noninterest expense$40,855,000531
Salaries and employee benefits$24,167,000400
Premises and equipment expense$5,337,000501
Additional noninterest expense$11,351,000711
Pre-tax net operating income$4,785,000877
Securities gains (losses)$03,754
Applicable income taxes$1,350,000764
Income before extraordinary items$3,435,000987
Extraordinary gains, net$034
Net income$3,435,000985
Minority interest net income$0115
Net income of bank and minority interests.$3,435,000986
Net charge-offs$904,0002,989
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,435,000987
2009-09-30 (YTD Data)Rank
Total interest income$28,268,000911
Total interest expense$8,708,0001,074
Net interest income$19,560,000838
Provision for loan and lease losses$1,200,0002,516
Total noninterest income$16,411,000376
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,473,000507
Trading account gains and fees$0212
Additional Noninterest Income$13,938,000289
Total noninterest expense$29,384,000549
Salaries and employee benefits$17,251,000428
Premises and equipment expense$3,885,000524
Additional noninterest expense$8,248,000694
Pre-tax net operating income$5,387,000635
Securities gains (losses)$03,497
Applicable income taxes$1,627,000555
Income before extraordinary items$3,760,000718
Extraordinary gains, net$027
Net income$3,760,000718
Minority interest net income$0118
Net income of bank and minority interests.$3,760,000719
Net charge-offs$1,127,0002,073
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,760,000713
2009-06-30 (YTD Data)Rank
Total interest income$19,255,000912
Total interest expense$6,114,0001,086
Net interest income$13,141,000825
Provision for loan and lease losses$1,002,0002,056
Total noninterest income$11,884,000353
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,574,000521
Trading account gains and fees$0193
Additional Noninterest Income$10,310,000270
Total noninterest expense$18,812,000573
Salaries and employee benefits$11,465,000437
Premises and equipment expense$2,590,000534
Additional noninterest expense$4,757,000817
Pre-tax net operating income$5,211,000416
Securities gains (losses)$03,136
Applicable income taxes$1,749,000380
Income before extraordinary items$3,462,000511
Extraordinary gains, net$021
Net income$3,462,000509
Minority interest net income$0112
Net income of bank and minority interests.$3,462,000511
Net charge-offs$1,073,0001,578
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,462,000494
2009-03-31 (YTD Data)Rank
Total interest income$9,635,000919
Total interest expense$3,291,0001,054
Net interest income$6,344,000849
Provision for loan and lease losses$208,0002,806
Total noninterest income$4,397,000414
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$752,000535
Trading account gains and fees$0171
Additional Noninterest Income$3,645,000324
Total noninterest expense$8,858,000573
Salaries and employee benefits$5,415,000463
Premises and equipment expense$1,312,000531
Additional noninterest expense$2,131,000785
Pre-tax net operating income$1,675,000758
Securities gains (losses)$02,434
Applicable income taxes$552,000610
Income before extraordinary items$1,123,000950
Extraordinary gains, net$015
Net income$1,123,000951
Minority interest net income$0102
Net income of bank and minority interests.$1,123,000952
Net charge-offs$30,0004,024
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,123,000892
2008-12-31 (YTD Data)Rank
Total interest income$37,652,0001,005
Total interest expense$14,634,0001,111
Net interest income$23,018,000928
Provision for loan and lease losses$22,0006,985
Total noninterest income$15,027,000440
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,227,000536
Trading account gains and fees$0154
Additional Noninterest Income$11,800,000350
Total noninterest expense$34,599,000571
Salaries and employee benefits$20,363,000473
Premises and equipment expense$4,869,000563
Additional noninterest expense$9,367,000719
Pre-tax net operating income$3,424,0001,587
Securities gains (losses)$-7,520,0008,137
Applicable income taxes$-1,667,0007,875
Income before extraordinary items$-2,429,0007,496
Extraordinary gains, net$-2,782,0008,295
Net income$-5,211,0007,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0004,084
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,383,8001,798
2008-09-30 (YTD Data)Rank
Total interest income$28,093,0001,035
Total interest expense$11,183,0001,133
Net interest income$16,910,000960
Provision for loan and lease losses$06,991
Total noninterest income$12,047,000442
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,382,000549
Trading account gains and fees$0148
Additional Noninterest Income$9,665,000350
Total noninterest expense$26,685,000558
Salaries and employee benefits$15,586,000481
Premises and equipment expense$3,609,000577
Additional noninterest expense$7,490,000642
Pre-tax net operating income$2,272,0002,089
Securities gains (losses)$03,106
Applicable income taxes$574,0001,733
Income before extraordinary items$1,698,0002,070
Extraordinary gains, net$-2,782,0008,376
Net income$-1,084,0007,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,971
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,698,0002,175
2008-06-30 (YTD Data)Rank
Total interest income$18,777,0001,044
Total interest expense$7,942,0001,100
Net interest income$10,835,0001,003
Provision for loan and lease losses$06,671
Total noninterest income$8,171,000453
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,542,000556
Trading account gains and fees$0149
Additional Noninterest Income$6,629,000351
Total noninterest expense$17,671,000561
Salaries and employee benefits$10,427,000486
Premises and equipment expense$2,397,000581
Additional noninterest expense$4,847,000640
Pre-tax net operating income$1,335,0002,417
Securities gains (losses)$03,233
Applicable income taxes$321,0002,140
Income before extraordinary items$1,014,0002,540
Extraordinary gains, net$021
Net income$1,014,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,222
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,014,0002,499
2008-03-31 (YTD Data)Rank
Total interest income$9,504,0001,057
Total interest expense$4,277,0001,095
Net interest income$5,227,0001,031
Provision for loan and lease losses$06,080
Total noninterest income$4,346,000434
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$748,000569
Trading account gains and fees$0158
Additional Noninterest Income$3,598,000333
Total noninterest expense$8,989,000549
Salaries and employee benefits$5,101,000496
Premises and equipment expense$1,155,000603
Additional noninterest expense$2,733,000550
Pre-tax net operating income$584,0002,767
Securities gains (losses)$02,688
Applicable income taxes$137,0002,431
Income before extraordinary items$447,0002,941
Extraordinary gains, net$015
Net income$447,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,945
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$447,0002,854
2007-12-31 (YTD Data)Rank
Total interest income$39,395,0001,071
Total interest expense$16,990,0001,164
Net interest income$22,405,000986
Provision for loan and lease losses$06,851
Total noninterest income$14,992,000460
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,541,000697
Trading account gains and fees$0178
Additional Noninterest Income$12,451,000359
Total noninterest expense$33,647,000552
Salaries and employee benefits$20,122,000486
Premises and equipment expense$4,034,000660
Additional noninterest expense$9,491,000611
Pre-tax net operating income$3,750,0002,081
Securities gains (losses)$-677,0008,402
Applicable income taxes$823,0002,100
Income before extraordinary items$2,250,0002,581
Extraordinary gains, net$039
Net income$2,250,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,226
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,744,2102,180
2007-09-30 (YTD Data)Rank
Total interest income$29,298,0001,083
Total interest expense$12,466,0001,190
Net interest income$16,832,000985
Provision for loan and lease losses$06,528
Total noninterest income$11,515,000460
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,766,000745
Trading account gains and fees$0184
Additional Noninterest Income$9,749,000350
Total noninterest expense$24,533,000566
Salaries and employee benefits$14,703,000504
Premises and equipment expense$3,227,000616
Additional noninterest expense$6,603,000631
Pre-tax net operating income$3,814,0001,741
Securities gains (losses)$01,655
Applicable income taxes$1,153,0001,489
Income before extraordinary items$2,661,0001,893
Extraordinary gains, net$033
Net income$2,661,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,661,0001,882
2007-06-30 (YTD Data)Rank
Total interest income$19,603,0001,095
Total interest expense$8,241,0001,209
Net interest income$11,362,000988
Provision for loan and lease losses$06,209
Total noninterest income$7,958,000458
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,134,000781
Trading account gains and fees$0168
Additional Noninterest Income$6,824,000354
Total noninterest expense$16,267,000579
Salaries and employee benefits$9,859,000517
Premises and equipment expense$2,197,000621
Additional noninterest expense$4,211,000669
Pre-tax net operating income$3,053,0001,523
Securities gains (losses)$01,444
Applicable income taxes$956,0001,313
Income before extraordinary items$2,097,0001,653
Extraordinary gains, net$029
Net income$2,097,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,770
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,097,0001,635
2007-03-31 (YTD Data)Rank
Total interest income$9,781,0001,091
Total interest expense$4,103,0001,205
Net interest income$5,678,000985
Provision for loan and lease losses$05,779
Total noninterest income$4,140,000446
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$545,000786
Trading account gains and fees$0195
Additional Noninterest Income$3,595,000340
Total noninterest expense$8,108,000580
Salaries and employee benefits$4,905,000523
Premises and equipment expense$1,049,000644
Additional noninterest expense$2,154,000646
Pre-tax net operating income$1,710,0001,373
Securities gains (losses)$01,187
Applicable income taxes$525,0001,241
Income before extraordinary items$1,185,0001,464
Extraordinary gains, net$022
Net income$1,185,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,185,0001,455
2006-12-31 (YTD Data)Rank
Total interest income$37,017,0001,066
Total interest expense$13,952,0001,205
Net interest income$23,065,000965
Provision for loan and lease losses$06,850
Total noninterest income$13,094,000507
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,258,000782
Trading account gains and fees$0130
Additional Noninterest Income$10,836,000395
Total noninterest expense$32,689,000555
Salaries and employee benefits$20,955,000457
Premises and equipment expense$4,415,000570
Additional noninterest expense$7,319,000741
Pre-tax net operating income$3,470,0002,503
Securities gains (losses)$01,687
Applicable income taxes$953,0002,267
Income before extraordinary items$2,517,0002,602
Extraordinary gains, net$051
Net income$2,517,0002,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,517,0002,592
2006-09-30 (YTD Data)Rank
Total interest income$27,650,0001,068
Total interest expense$9,927,0001,240
Net interest income$17,723,000960
Provision for loan and lease losses$06,685
Total noninterest income$10,129,000512
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,652,000808
Trading account gains and fees$0126
Additional Noninterest Income$8,477,000395
Total noninterest expense$24,332,000571
Salaries and employee benefits$15,817,000470
Premises and equipment expense$3,304,000586
Additional noninterest expense$5,211,000782
Pre-tax net operating income$3,520,0002,053
Securities gains (losses)$01,388
Applicable income taxes$1,025,0001,851
Income before extraordinary items$2,495,0002,149
Extraordinary gains, net$045
Net income$2,495,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,550
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,495,0002,137
2006-06-30 (YTD Data)Rank
Total interest income$18,369,0001,047
Total interest expense$6,348,0001,233
Net interest income$12,021,000947
Provision for loan and lease losses$06,419
Total noninterest income$7,088,000499
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,075,000814
Trading account gains and fees$0126
Additional Noninterest Income$6,013,000383
Total noninterest expense$16,117,000588
Salaries and employee benefits$10,607,000474
Premises and equipment expense$2,139,000599
Additional noninterest expense$3,371,000808
Pre-tax net operating income$2,992,0001,652
Securities gains (losses)$01,185
Applicable income taxes$901,0001,520
Income before extraordinary items$2,091,0001,733
Extraordinary gains, net$039
Net income$2,091,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,091,0001,720
2006-03-31 (YTD Data)Rank
Total interest income$9,264,0001,011
Total interest expense$3,044,0001,215
Net interest income$6,220,000910
Provision for loan and lease losses$06,013
Total noninterest income$3,695,000483
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$504,000834
Trading account gains and fees$0115
Additional Noninterest Income$3,191,000372
Total noninterest expense$8,081,000574
Salaries and employee benefits$5,390,000463
Premises and equipment expense$1,108,000584
Additional noninterest expense$1,583,000840
Pre-tax net operating income$1,834,0001,342
Securities gains (losses)$0955
Applicable income taxes$567,0001,250
Income before extraordinary items$1,267,0001,434
Extraordinary gains, net$021
Net income$1,267,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,267,0001,413
2005-12-31 (YTD Data)Rank
Total interest income$33,220,000991
Total interest expense$9,138,0001,239
Net interest income$24,082,000891
Provision for loan and lease losses$07,120
Total noninterest income$13,264,000517
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,751,0001,002
Trading account gains and fees$0138
Additional Noninterest Income$11,513,000403
Total noninterest expense$33,610,000541
Salaries and employee benefits$21,127,000449
Premises and equipment expense$4,010,000609
Additional noninterest expense$8,473,000647
Pre-tax net operating income$3,736,0002,333
Securities gains (losses)$02,296
Applicable income taxes$1,050,0002,201
Income before extraordinary items$2,686,0002,449
Extraordinary gains, net$046
Net income$2,686,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,686,0002,417
2005-09-30 (YTD Data)Rank
Total interest income$24,133,000993
Total interest expense$6,487,0001,234
Net interest income$17,646,000904
Provision for loan and lease losses$06,899
Total noninterest income$9,889,000519
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,260,0001,051
Trading account gains and fees$0126
Additional Noninterest Income$8,629,000401
Total noninterest expense$24,593,000549
Salaries and employee benefits$15,674,000454
Premises and equipment expense$2,883,000633
Additional noninterest expense$6,036,000669
Pre-tax net operating income$2,942,0002,270
Securities gains (losses)$02,317
Applicable income taxes$830,0002,144
Income before extraordinary items$2,112,0002,390
Extraordinary gains, net$035
Net income$2,112,0002,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,112,0002,358
2005-06-30 (YTD Data)Rank
Total interest income$15,708,000991
Total interest expense$4,068,0001,221
Net interest income$11,640,000900
Provision for loan and lease losses$06,626
Total noninterest income$6,595,000511
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$817,0001,057
Trading account gains and fees$0116
Additional Noninterest Income$5,778,000399
Total noninterest expense$15,994,000561
Salaries and employee benefits$10,263,000458
Premises and equipment expense$1,851,000656
Additional noninterest expense$3,880,000681
Pre-tax net operating income$2,241,0001,996
Securities gains (losses)$02,146
Applicable income taxes$648,0001,897
Income before extraordinary items$1,593,0002,125
Extraordinary gains, net$030
Net income$1,593,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,593,0002,089
2005-03-31 (YTD Data)Rank
Total interest income$7,761,000982
Total interest expense$1,914,0001,238
Net interest income$5,847,000891
Provision for loan and lease losses$06,226
Total noninterest income$3,516,000474
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$386,0001,081
Trading account gains and fees$0115
Additional Noninterest Income$3,130,000361
Total noninterest expense$7,915,000548
Salaries and employee benefits$5,108,000450
Premises and equipment expense$938,000642
Additional noninterest expense$1,869,000685
Pre-tax net operating income$1,448,0001,567
Securities gains (losses)$01,685
Applicable income taxes$436,0001,507
Income before extraordinary items$1,012,0001,650
Extraordinary gains, net$024
Net income$1,012,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,012,0001,624
2004-12-31 (YTD Data)Rank
Total interest income$28,710,000984
Total interest expense$7,596,0001,065
Net interest income$21,114,000934
Provision for loan and lease losses$07,314
Total noninterest income$12,486,000530
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,619,0001,100
Trading account gains and fees$0138
Additional Noninterest Income$10,867,000391
Total noninterest expense$30,266,000561
Salaries and employee benefits$19,879,000454
Premises and equipment expense$3,476,000667
Additional noninterest expense$6,911,000742
Pre-tax net operating income$3,334,0002,363
Securities gains (losses)$03,819
Applicable income taxes$903,0002,333
Income before extraordinary items$2,431,0002,487
Extraordinary gains, net$034
Net income$2,431,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,429
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,431,0002,435
2004-09-30 (YTD Data)Rank
Total interest income$21,236,000983
Total interest expense$5,787,0001,028
Net interest income$15,449,000957
Provision for loan and lease losses$07,100
Total noninterest income$9,628,000523
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,171,0001,138
Trading account gains and fees$0134
Additional Noninterest Income$8,457,000388
Total noninterest expense$22,877,000562
Salaries and employee benefits$15,007,000455
Premises and equipment expense$2,551,000683
Additional noninterest expense$5,319,000725
Pre-tax net operating income$2,200,0002,660
Securities gains (losses)$03,710
Applicable income taxes$606,0002,560
Income before extraordinary items$1,594,0002,809
Extraordinary gains, net$026
Net income$1,594,0002,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,250
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,594,0002,733
2004-06-30 (YTD Data)Rank
Total interest income$13,933,000989
Total interest expense$3,870,0001,007
Net interest income$10,063,000970
Provision for loan and lease losses$06,885
Total noninterest income$7,243,000478
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$779,0001,136
Trading account gains and fees$0130
Additional Noninterest Income$6,464,000354
Total noninterest expense$15,949,000534
Salaries and employee benefits$10,568,000431
Premises and equipment expense$1,718,000675
Additional noninterest expense$3,663,000699
Pre-tax net operating income$1,357,0002,795
Securities gains (losses)$03,413
Applicable income taxes$338,0002,865
Income before extraordinary items$1,019,0002,885
Extraordinary gains, net$021
Net income$1,019,0002,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,658
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,019,0002,810
2004-03-31 (YTD Data)Rank
Total interest income$6,935,000997
Total interest expense$1,995,0001,005
Net interest income$4,940,000991
Provision for loan and lease losses$06,501
Total noninterest income$3,512,000489
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$382,0001,128
Trading account gains and fees$0121
Additional Noninterest Income$3,130,000355
Total noninterest expense$7,996,000540
Salaries and employee benefits$5,188,000446
Premises and equipment expense$914,000643
Additional noninterest expense$1,894,000673
Pre-tax net operating income$456,0003,757
Securities gains (losses)$02,934
Applicable income taxes$88,0003,996
Income before extraordinary items$368,0003,733
Extraordinary gains, net$016
Net income$368,0003,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,046
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$368,0003,609
2003-12-31 (YTD Data)Rank
Total interest income$31,309,000898
Total interest expense$9,691,000921
Net interest income$21,618,000895
Provision for loan and lease losses$07,651
Total noninterest income$18,174,000430
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,423,0001,221
Trading account gains and fees$0160
Additional Noninterest Income$16,751,000319
Total noninterest expense$32,869,000537
Salaries and employee benefits$22,197,000405
Premises and equipment expense$2,954,000765
Additional noninterest expense$7,718,000687
Pre-tax net operating income$6,923,0001,210
Securities gains (losses)$04,500
Applicable income taxes$1,983,0001,297
Income before extraordinary items$4,940,0001,298
Extraordinary gains, net$054
Net income$4,940,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,140
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,940,0001,227
2003-09-30 (YTD Data)Rank
Total interest income$24,174,000892
Total interest expense$7,466,000933
Net interest income$16,708,000877
Provision for loan and lease losses$07,481
Total noninterest income$15,726,000401
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,032,0001,272
Trading account gains and fees$0153
Additional Noninterest Income$14,694,000318
Total noninterest expense$25,237,000541
Salaries and employee benefits$16,315,000428
Premises and equipment expense$2,203,000781
Additional noninterest expense$6,719,000613
Pre-tax net operating income$7,197,000917
Securities gains (losses)$04,204
Applicable income taxes$2,144,0001,009
Income before extraordinary items$5,053,0001,000
Extraordinary gains, net$040
Net income$5,053,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,393
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,053,000933
2003-06-30 (YTD Data)Rank
Total interest income$16,307,000899
Total interest expense$5,151,000933
Net interest income$11,156,000876
Provision for loan and lease losses$07,324
Total noninterest income$10,041,000415
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$694,0001,241
Trading account gains and fees$0150
Additional Noninterest Income$9,347,000326
Total noninterest expense$15,276,000574
Salaries and employee benefits$10,196,000456
Premises and equipment expense$1,494,000773
Additional noninterest expense$3,586,000732
Pre-tax net operating income$5,921,000762
Securities gains (losses)$03,782
Applicable income taxes$1,787,000857
Income before extraordinary items$4,134,000817
Extraordinary gains, net$030
Net income$4,134,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,134,000756
2003-03-31 (YTD Data)Rank
Total interest income$8,048,000916
Total interest expense$2,608,000941
Net interest income$5,440,000897
Provision for loan and lease losses$06,934
Total noninterest income$5,056,000419
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$267,0001,544
Trading account gains and fees$0134
Additional Noninterest Income$4,789,000328
Total noninterest expense$6,633,000633
Salaries and employee benefits$4,829,000476
Premises and equipment expense$748,000781
Additional noninterest expense$1,056,0001,155
Pre-tax net operating income$3,863,000600
Securities gains (losses)$02,891
Applicable income taxes$1,343,000613
Income before extraordinary items$2,520,000681
Extraordinary gains, net$021
Net income$2,520,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,520,000630
2002-12-31 (YTD Data)Rank
Total interest income$33,978,000897
Total interest expense$11,428,000980
Net interest income$22,550,000857
Provision for loan and lease losses$260,0003,766
Total noninterest income$14,123,000503
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$741,0002,141
Trading account gains and fees$0153
Additional Noninterest Income$13,382,000370
Total noninterest expense$27,665,000597
Salaries and employee benefits$18,430,000465
Premises and equipment expense$2,507,000868
Additional noninterest expense$6,728,000759
Pre-tax net operating income$8,748,000971
Securities gains (losses)$04,537
Applicable income taxes$3,034,000913
Income before extraordinary items$5,714,0001,098
Extraordinary gains, net$070
Net income$5,714,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,872
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,714,0001,057
2001-12-31 (YTD Data)Rank
Total interest income$37,419,000913
Total interest expense$16,772,000958
Net interest income$20,647,000851
Provision for loan and lease losses$1,380,000970
Total noninterest income$8,894,000657
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$434,0003,183
Trading account gains and fees$0177
Additional Noninterest Income$8,460,000461
Total noninterest expense$21,820,000712
Salaries and employee benefits$12,382,000621
Premises and equipment expense$2,628,000804
Additional noninterest expense$6,810,000748
Pre-tax net operating income$6,341,0001,178
Securities gains (losses)$04,612
Applicable income taxes$2,422,0001,000
Income before extraordinary items$3,919,0001,392
Extraordinary gains, net$0105
Net income$3,919,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,274
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,919,0001,334
2000-12-31 (YTD Data)Rank
Total interest income$34,618,0001,028
Total interest expense$16,985,0001,039
Net interest income$17,633,000986
Provision for loan and lease losses$08,337
Total noninterest income$10,298,000571
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$319,0003,872
Trading account gains and fees$0180
Additional Noninterest Income$9,979,000424
Total noninterest expense$21,003,000732
Salaries and employee benefits$11,865,000611
Premises and equipment expense$2,367,000842
Additional noninterest expense$6,771,000759
Pre-tax net operating income$6,928,0001,095
Securities gains (losses)$-218,0009,583
Applicable income taxes$2,584,000935
Income before extraordinary items$4,126,0001,267
Extraordinary gains, net$038
Net income$4,126,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,724
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$-141,0009,787
Net operating income$4,265,5201,230
1999-12-31 (YTD Data)Rank
Total interest income$28,515,0001,144
Total interest expense$11,370,0001,322
Net interest income$17,145,0001,022
Provision for loan and lease losses$08,503
Total noninterest income$6,912,000762
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$269,0004,306
Trading account gains and fees$0173
Additional Noninterest Income$6,643,000558
Total noninterest expense$19,529,000771
Salaries and employee benefits$10,353,000682
Premises and equipment expense$2,119,000952
Additional noninterest expense$7,057,000772
Pre-tax net operating income$4,528,0001,667
Securities gains (losses)$997,000220
Applicable income taxes$2,112,0001,174
Income before extraordinary items$3,413,0001,568
Extraordinary gains, net$035
Net income$3,413,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,912
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,774,9201,885
1998-12-31 (YTD Data)Rank
Total interest income$27,083,0001,198
Total interest expense$11,039,0001,397
Net interest income$16,044,0001,056
Provision for loan and lease losses$443,0001,904
Total noninterest income$6,646,000769
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$210,0005,017
Trading account gains and fees$0224
Additional Noninterest Income$6,436,000554
Total noninterest expense$18,006,000806
Salaries and employee benefits$9,757,000702
Premises and equipment expense$2,098,000920
Additional noninterest expense$6,151,000828
Pre-tax net operating income$4,241,0001,733
Securities gains (losses)$-108,00010,398
Applicable income taxes$1,541,0001,585
Income before extraordinary items$2,592,0002,019
Extraordinary gains, net$032
Net income$2,592,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,331
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,661,1201,900
1997-12-31 (YTD Data)Rank
Total interest income$26,317,0001,281
Total interest expense$11,503,0001,370
Net interest income$14,814,0001,185
Provision for loan and lease losses$744,0001,270
Total noninterest income$6,014,000812
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$214,0005,130
Trading account gains and fees$0239
Additional Noninterest Income$5,800,000554
Total noninterest expense$16,673,000860
Salaries and employee benefits$8,598,000791
Premises and equipment expense$1,999,000991
Additional noninterest expense$6,076,000844
Pre-tax net operating income$3,411,0002,209
Securities gains (losses)$-346,00010,866
Applicable income taxes$1,421,0001,781
Income before extraordinary items$1,644,0003,087
Extraordinary gains, net$044
Net income$1,644,0003,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,061,00010,902
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,865,4402,689
1996-12-31 (YTD Data)Rank
Total interest income$24,297,0001,406
Total interest expense$10,891,0001,481
Net interest income$13,406,0001,334
Provision for loan and lease losses$1,581,000737
Total noninterest income$5,665,000876
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$227,0005,141
Trading account gains and fees$0262
Additional Noninterest Income$5,438,000613
Total noninterest expense$15,058,0001,017
Salaries and employee benefits$7,934,000863
Premises and equipment expense$2,022,0001,043
Additional noninterest expense$5,102,0001,116
Pre-tax net operating income$2,432,0002,836
Securities gains (losses)$-357,00011,353
Applicable income taxes$655,0003,343
Income before extraordinary items$1,420,0003,362
Extraordinary gains, net$053
Net income$1,420,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,594,000658
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,662,7602,868
1995-12-31 (YTD Data)Rank
Total interest income$24,542,0001,397
Total interest expense$10,884,0001,493
Net interest income$13,658,0001,317
Provision for loan and lease losses$1,966,000588
Total noninterest income$5,746,000874
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$215,0005,431
Trading account gains and fees$0522
Additional Noninterest Income$5,531,000621
Total noninterest expense$15,989,000952
Salaries and employee benefits$8,084,000857
Premises and equipment expense$2,085,0001,029
Additional noninterest expense$5,820,000998
Pre-tax net operating income$1,449,0004,585
Securities gains (losses)$194,000679
Applicable income taxes$130,0008,624
Income before extraordinary items$1,513,0003,225
Extraordinary gains, net$065
Net income$1,513,0003,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,022,000563
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,334,5203,563
1994-12-31 (YTD Data)Rank
Total interest income$26,280,0001,196
Total interest expense$10,036,0001,312
Net interest income$16,244,0001,132
Provision for loan and lease losses$1,102,000864
Total noninterest income$5,246,000898
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$192,0006,029
Trading account gains and fees$0475
Additional Noninterest Income$5,054,000643
Total noninterest expense$26,605,000644
Salaries and employee benefits$7,735,000887
Premises and equipment expense$2,018,0001,049
Additional noninterest expense$16,852,000488
Pre-tax net operating income$-6,217,00012,585
Securities gains (losses)$-22,00010,411
Applicable income taxes$-1,960,00012,555
Income before extraordinary items$-4,279,00012,545
Extraordinary gains, net$0249
Net income$-4,279,00012,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,000879
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-4,263,82012,544
1993-12-31 (YTD Data)Rank
Total interest income$28,766,0001,106
Total interest expense$11,331,0001,201
Net interest income$17,435,0001,052
Provision for loan and lease losses$2,446,000700
Total noninterest income$8,430,000689
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$193,0006,095
Trading account gains and fees$0532
Additional Noninterest Income$8,237,000480
Total noninterest expense$20,403,000826
Salaries and employee benefits$11,435,000642
Premises and equipment expense$1,790,0001,190
Additional noninterest expense$7,178,000967
Pre-tax net operating income$3,016,0002,272
Securities gains (losses)$-1,283,00013,263
Applicable income taxes$690,0003,160
Income before extraordinary items$1,043,0004,541
Extraordinary gains, net$613,000365
Net income$1,656,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,500,000512
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,864,1202,535
1992-12-31 (YTD Data)Rank
Total interest income$38,210,000981
Total interest expense$16,144,0001,112
Net interest income$22,066,000861
Provision for loan and lease losses$2,410,000999
Total noninterest income$4,171,0001,110
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$155,0006,978
Trading account gains and fees$0504
Additional Noninterest Income$4,016,000782
Total noninterest expense$19,148,000880
Salaries and employee benefits$9,950,000705
Premises and equipment expense$1,634,0001,338
Additional noninterest expense$7,564,000962
Pre-tax net operating income$4,679,0001,365
Securities gains (losses)$387,0001,315
Applicable income taxes$2,338,000992
Income before extraordinary items$2,728,0001,690
Extraordinary gains, net$01,422
Net income$2,728,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,368,0001,277
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,480,3201,687

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.