Home > Ulster Savings Bank > Net charge- offs to loans
Ulster Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0683% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1881% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0722% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0722% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0841% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2654% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0861% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0861% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1215% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4254% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9147% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9147% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2447% | 4,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8722% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8722% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1490% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6589% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6589% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1924% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7483% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7483% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 3,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2853% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9796% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9796% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 3,967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1368% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 3,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7385% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7385% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 3,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2285% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2285% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 4,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1572% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0544% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3612% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1581% | 4,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1581% | 4,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0771% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3980% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2366% | 1,035 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2731% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8615% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8615% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1481% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6308% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6308% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5468% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5468% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2396% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2396% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0782% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0785% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 4,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2465% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0984% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1053% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.1484% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2602% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0278% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3945% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3945% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.3009% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2960% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1476% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 4,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4259% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4259% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0403% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9404% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3040% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1059% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1059% | 2,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1626% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0550% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3243% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4263% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0650% | 2,778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2437% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2494% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0834% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9775% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5174% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5378% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6194% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6190% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4196% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1719% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6101% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5776% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1130% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1130% | 2,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0982% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5659% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0695% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 2,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0825% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5837% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0687% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1679% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8038% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1848% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1945% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7436% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.6701% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2355% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2091% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2203% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7633% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2126% | 5,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2142% | 5,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.6219% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2774% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2131% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6800% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6322% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.2232% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3185% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6430% | 5,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6168% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6168% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.6854% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8103% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7149% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 5.3919% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7006% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5885% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3663% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6299% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3345% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1316% | 5,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1316% | 5,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3953% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9218% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7515% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 7.0577% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6787% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3912% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9177% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2913% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2697% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3273% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1367% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8723% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 11.2919% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4951% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3511% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6396% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2956% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5635% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7473% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0765% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5362% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 23.2052% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4627% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5342% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6109% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5193% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 26.8972% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4805% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4805% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1115% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3852% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.4042% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3306% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4234% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2432% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2544% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7132% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1069% | 6,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1069% | 6,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5146% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2490% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0533% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2671% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2763% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5923% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2106% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9464% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1633% | 6,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1633% | 6,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1620% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3016% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0799% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3813% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2828% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1854% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3032% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4622% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8374% | 6,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8374% | 6,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8318% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4088% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4058% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.1580% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2527% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4890% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3715% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5137% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8105% | 6,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8105% | 6,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1696% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4546% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4420% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.6388% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3278% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4134% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4515% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8999% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3571% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8975% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2046% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2046% | 2,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1898% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5445% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5290% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.8163% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4305% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3461% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5351% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0571% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4253% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2848% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4077% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9587% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7752% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7538% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 1.1894% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6468% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5324% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7493% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4556% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6009% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0799% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2504% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2504% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7244% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1993% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1648% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 2.2399% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2944% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5919% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0657% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3193% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8021% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4342% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8147% | 6,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8147% | 6,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5827% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4843% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4618% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 1.4025% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5553% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3521% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4617% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3286% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2320% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6751% | 6,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6751% | 6,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8300% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4327% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4222% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.8830% | 1,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6863% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3290% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2610% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1057% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7665% | 6,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7665% | 6,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7672% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5441% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5302% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 1.2572% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8466% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4101% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6216% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6299% | 6,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6299% | 6,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5752% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1816% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3029% | 6,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3029% | 6,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6156% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.3191% | 2,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2386% | 2,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 3,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1877% | 3,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0444% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6143% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5707% | 2,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2518% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 3,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.4235% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2917% | 2,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 3,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 3,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3291% | 2,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6303% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5743% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7152% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2078% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.6394% | 1,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1880% | 2,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4581% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4053% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6043% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | 1.0517% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4032% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7946% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7500% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2116% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2149% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.6764% | 2,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2701% | 2,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 3,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1757% | 1,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 4,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4629% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 4,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2315% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.9192% | 2,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 3,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2069% | 1,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 3,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 6,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 4,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5619% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2605% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 1.3492% | 1,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1516% | 3,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 2,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 3,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9155% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2983% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 2.6877% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8388% | 7,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6754% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | 1.3879% | 2,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3055% | 7,757 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 4,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2452% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4070% | 4,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7087% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 3,333 |
| Percentage Net Loans Charged-off:Construction & development | 1.8403% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 3,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3378% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.5559% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3657% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 2.6657% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 2,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4320% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1447% | 7,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.7889% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 5,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 2,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1448% | 7,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.0645% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 6,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0810% | 2,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 3,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5227% | 3,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.0036% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0428% | 5,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.5476% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0652% | 7,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.8148% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.0000% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0338% | 7,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.5370% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 5,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 3,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.7332% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0698% | 7,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.7328% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.6408% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 6,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0926% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1089% | 5,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 5,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1865% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5043% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 6,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2901% | 7,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 7,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 2,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 7,207 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1766% | 8,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 6,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1254% | 7,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 7,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6860% | 8,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3984% | 2,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 5,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1113% | 7,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3745% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 5,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1927% | 7,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8111% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 5,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2582% | 7,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1823% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 7,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0163% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3100% | 8,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 4,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.3897% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0547% | 6,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.2650% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1058% | 5,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 5,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6005% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 7,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 2,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4140% | 4,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 5,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0587% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7949% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4487% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 6,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0536% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2980% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.1882% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1420% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8483% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3672% | 10,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2867% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.1889% | 1,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3012% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3040% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1431% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5972% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5560% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.2095% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6021% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6113% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1588% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7398% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5848% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 2.0211% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4623% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4709% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1790% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3198% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3255% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.1795% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3390% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1337% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0742% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1080% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2156% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2405% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4349% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4954% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5079% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |