Home > U. S. Century Bank > Net charge- offs to loans
U. S. Century Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4728% | 4,674 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5868% | 4,718 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8330% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0645% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7915% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0785% | 4,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1204% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1720% | 4,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0310% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1969% | 4,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2349% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1971% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1313% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3189% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 4,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2565% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4037% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0761% | 4,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0495% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1372% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1403% | 4,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2508% | 4,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1244% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.0747% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9237% | 4,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1343% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 4,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.0547% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 4,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0315% | 5,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1792% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 4,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1029% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9524% | 5,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2709% | 5,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0978% | 5,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2050% | 5,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3608% | 5,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -15.9706% | 5,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -15.9706% | 5,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0761% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 4,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0486% | 5,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2978% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2978% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0712% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0776% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7155% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3283% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3283% | 5,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0642% | 5,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 5,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1109% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1761% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4073% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4073% | 5,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 4,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1246% | 5,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2113% | 5,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7983% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2950% | 5,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2147% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.4675% | 5,042 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2750% | 5,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1345% | 5,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7707% | 4,199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0660% | 5,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3234% | 5,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2462% | 5,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.6022% | 5,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3681% | 5,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 5,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3799% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0928% | 5,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0234% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5449% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4170% | 5,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.8733% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5483% | 5,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2265% | 5,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9107% | 4,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1450% | 5,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3519% | 5,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1979% | 5,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1125% | 5,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 5,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3453% | 5,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9090% | 4,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2733% | 5,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7850% | 5,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1420% | 5,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | -1.1472% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2627% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3228% | 5,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5381% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2707% | 5,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7818% | 5,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2688% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2379% | 5,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.8138% | 5,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2063% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4091% | 5,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4863% | 4,371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3878% | 5,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1045% | 5,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2105% | 5,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1948% | 5,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | -1.2462% | 5,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3092% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1060% | 5,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3859% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 5,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9936% | 5,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0659% | 5,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2070% | 5,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3025% | 368 |
| Percentage Net Loans Charged-off:Construction & development | -1.6843% | 5,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6851% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1220% | 5,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3474% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 5,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.6982% | 5,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0325% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5412% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 2.0469% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1805% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3157% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2859% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9415% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9782% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9782% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0716% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 2.7671% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3683% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3990% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9585% | 5,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3814% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3814% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2534% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 4.1199% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1926% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4975% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6015% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0699% | 5,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8555% | 6,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8555% | 6,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0920% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8554% | 12 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2435% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 45.7318% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2610% | 6,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6800% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 5,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 41.3886% | 7 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8951% | 6,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8951% | 6,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1556% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2167% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 4.4232% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5625% | 6,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4413% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6447% | 6,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7575% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0014% | 6,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0014% | 6,296 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3646% | 5,766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3321% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 5.8895% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2649% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6049% | 6,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4107% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7387% | 6,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7022% | 6,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1444% | 6,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1444% | 6,274 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5515% | 5,843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5771% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 8.5379% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3177% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3657% | 6,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4733% | 4,800 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2893% | 6,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2534% | 6,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3229% | 6,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3229% | 6,339 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7331% | 5,892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8159% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2910% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 16.9695% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6499% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2790% | 6,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7018% | 4,853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9010% | 6,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1861% | 6,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1861% | 6,357 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4647% | 5,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9896% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1387% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 4.9139% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8669% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1469% | 5,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0284% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7721% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2426% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8074% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.8074% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3792% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5012% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7288% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 2.9110% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4525% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1966% | 5,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0114% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7999% | 5,015 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5564% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8992% | 6,397 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2251% | 6,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2251% | 6,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1684% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1057% | 6,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 6,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0501% | 5,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 1,857 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3003% | 5,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4615% | 6,710 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1225% | 5,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1968% | 5,922 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1971% | 5,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1971% | 5,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6497% | 6,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6075% | 6,843 |
| Percentage Net Loans Charged-off:Construction & development | -2.5000% | 6,193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3257% | 6,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6044% | 5,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6221% | 6,805 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4831% | 5,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3787% | 6,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2530% | 6,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2530% | 5,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0843% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5335% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1823% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 7.1179% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4823% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3588% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7799% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5720% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2810% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6865% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0921% | 6,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0921% | 6,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1678% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8639% | 66 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6236% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5785% | 492 |
| Percentage Net Loans Charged-off:Construction & development | -1.2226% | 6,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4213% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3869% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0315% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7577% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5138% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3705% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1235% | 6,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1235% | 6,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9967% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4579% | 58 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1577% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | -3.5215% | 6,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8925% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1753% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1833% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6957% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7957% | 7,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5988% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0626% | 5,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0626% | 5,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7218% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6350% | 46 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1373% | 6,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6983% | 7,163 |
| Percentage Net Loans Charged-off:Construction & development | -6.6334% | 6,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3278% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0659% | 5,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3159% | 7,057 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2204% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9911% | 7,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9592% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5894% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.1403% | 25 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3850% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9162% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 11.1210% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9615% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7184% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2681% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5103% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4675% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9000% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6339% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5853% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3891% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1230% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8496% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 11.2393% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1158% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4519% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8149% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1891% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 7.6179% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3914% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4426% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3587% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2250% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9171% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8495% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 13.5017% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6727% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1408% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2016% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7610% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5086% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3664% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5385% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3469% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3298% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9718% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 10.2692% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.6338% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7241% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5212% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8720% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2075% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5486% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.9771% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1177% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5820% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8162% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 1.9081% | 2,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6560% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7795% | 761 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7229% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6913% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5624% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4721% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 5,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4777% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2896% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2789% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.9251% | 2,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 3,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1376% | 813 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 3,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7709% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5007% | 7,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3932% | 3,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2230% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 4,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.4012% | 2,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 2,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4608% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7880% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3284% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 6,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2220% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.5741% | 1,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3846% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7918% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3402% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0328% | 6,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2288% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4844% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 6.1305% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4526% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5243% | 677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1152% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1760% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2724% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2748% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6590% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8647% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9128% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 1.7489% | 1,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 2,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7504% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6082% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8755% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9084% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2007% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 5,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.1580% | 2,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1300% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0539% | 1,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 5,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.5194% | 1,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7240% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 2,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 3,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1467% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 5,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0172% | 1,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0724% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3151% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 6,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0294% | 1,613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 6,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0686% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 6,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0280% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 6,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0549% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0825% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 6,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0894% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 6,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1132% | 5,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 4,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |