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TruPoint Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,035,0001,820
Total interest expense$4,284,0002,206
Net interest income$16,751,0001,668
Provision for loan and lease losses$-216,0004,397
Total noninterest income$4,057,0001,347
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,012,000981
Trading account gains and fees$0123
Additional Noninterest Income$3,045,0001,235
Total noninterest expense$14,821,0001,548
Salaries and employee benefits$8,260,0001,558
Premises and equipment expense$1,317,0001,692
Additional noninterest expense$3,045,0001,235
Pre-tax net operating income$6,203,0001,684
Securities gains (losses)$3,000902
Applicable income taxes$1,235,0001,299
Income before extraordinary items$4,971,0001,731
Extraordinary gains, net$054
Net income$4,971,0001,752
Minority interest net income$088
Net income of bank and minority interests.$4,971,0001,734
Net charge-offs$-16,0003,935
Cash dividends$2,314,0001,408
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,968,6001,764
2023-09-30 (YTD Data)Rank
Total interest income$15,756,0001,793
Total interest expense$2,651,0002,301
Net interest income$13,105,0001,626
Provision for loan and lease losses$-138,0004,405
Total noninterest income$2,758,0001,440
Gross Fiduciary activities income$0950
Service charges on deposit accounts$741,000998
Trading account gains and fees$0125
Additional Noninterest Income$2,017,0001,350
Total noninterest expense$11,020,0001,539
Salaries and employee benefits$6,211,0001,566
Premises and equipment expense$989,0001,686
Additional noninterest expense$2,017,0001,350
Pre-tax net operating income$4,981,0001,665
Securities gains (losses)$3,000744
Applicable income taxes$996,0001,291
Income before extraordinary items$3,988,0001,720
Extraordinary gains, net$052
Net income$3,988,0001,734
Minority interest net income$081
Net income of bank and minority interests.$3,988,0001,720
Net charge-offs$-2,0003,495
Cash dividends$1,985,0001,181
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,985,6001,745
2023-06-30 (YTD Data)Rank
Total interest income$10,508,0001,760
Total interest expense$1,286,0002,538
Net interest income$9,222,0001,559
Provision for loan and lease losses$67,0002,050
Total noninterest income$1,812,0001,386
Gross Fiduciary activities income$0931
Service charges on deposit accounts$467,0001,030
Trading account gains and fees$0112
Additional Noninterest Income$1,345,0001,265
Total noninterest expense$7,267,0001,537
Salaries and employee benefits$4,114,0001,571
Premises and equipment expense$647,0001,711
Additional noninterest expense$1,345,0001,264
Pre-tax net operating income$3,700,0001,520
Securities gains (losses)$3,000798
Applicable income taxes$744,0001,218
Income before extraordinary items$2,959,0001,592
Extraordinary gains, net$051
Net income$2,959,0001,612
Minority interest net income$081
Net income of bank and minority interests.$2,959,0001,592
Net charge-offs$6,0001,974
Cash dividends$1,655,0001,005
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,956,6001,605
2023-03-31 (YTD Data)Rank
Total interest income$5,076,0001,787
Total interest expense$351,0003,009
Net interest income$4,725,0001,547
Provision for loan and lease losses$02,612
Total noninterest income$881,0001,405
Gross Fiduciary activities income$0913
Service charges on deposit accounts$225,0001,079
Trading account gains and fees$097
Additional Noninterest Income$656,0001,282
Total noninterest expense$3,539,0001,593
Salaries and employee benefits$1,993,0001,645
Premises and equipment expense$327,0001,731
Additional noninterest expense$656,0001,282
Pre-tax net operating income$2,067,0001,435
Securities gains (losses)$0950
Applicable income taxes$418,0001,144
Income before extraordinary items$1,649,0001,500
Extraordinary gains, net$04
Net income$1,649,0001,500
Minority interest net income$048
Net income of bank and minority interests.$1,649,0001,500
Net charge-offs$-13,0004,126
Cash dividends$1,095,000759
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,649,0001,513
2022-12-31 (YTD Data)Rank
Total interest income$17,720,0001,717
Total interest expense$880,0002,588
Net interest income$16,840,0001,644
Provision for loan and lease losses$871,000898
Total noninterest income$6,481,0001,015
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,022,0001,001
Trading account gains and fees$0116
Additional Noninterest Income$5,459,000845
Total noninterest expense$13,678,0001,607
Salaries and employee benefits$7,644,0001,631
Premises and equipment expense$1,317,0001,687
Additional noninterest expense$5,459,000845
Pre-tax net operating income$8,772,0001,402
Securities gains (losses)$0691
Applicable income taxes$1,773,0001,156
Income before extraordinary items$6,999,0001,458
Extraordinary gains, net$05
Net income$6,999,0001,457
Minority interest net income$063
Net income of bank and minority interests.$6,999,0001,458
Net charge-offs$941,000434
Cash dividends$929,0002,217
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,999,0001,479
2022-09-30 (YTD Data)Rank
Total interest income$12,860,0001,711
Total interest expense$672,0002,251
Net interest income$12,188,0001,667
Provision for loan and lease losses$721,000775
Total noninterest income$3,561,0001,252
Gross Fiduciary activities income$0968
Service charges on deposit accounts$776,000998
Trading account gains and fees$0111
Additional Noninterest Income$2,785,0001,123
Total noninterest expense$9,985,0001,629
Salaries and employee benefits$5,704,0001,634
Premises and equipment expense$991,0001,700
Additional noninterest expense$2,785,0001,123
Pre-tax net operating income$5,043,0001,688
Securities gains (losses)$0740
Applicable income taxes$1,007,0001,339
Income before extraordinary items$4,036,0001,709
Extraordinary gains, net$04
Net income$4,036,0001,707
Minority interest net income$057
Net income of bank and minority interests.$4,036,0001,708
Net charge-offs$-17,0003,768
Cash dividends$737,0001,915
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,036,0001,746
2022-06-30 (YTD Data)Rank
Total interest income$8,269,0001,713
Total interest expense$448,0002,098
Net interest income$7,821,0001,688
Provision for loan and lease losses$02,599
Total noninterest income$2,110,0001,334
Gross Fiduciary activities income$0925
Service charges on deposit accounts$493,0001,018
Trading account gains and fees$0108
Additional Noninterest Income$1,617,0001,251
Total noninterest expense$6,633,0001,619
Salaries and employee benefits$3,767,0001,633
Premises and equipment expense$676,0001,671
Additional noninterest expense$2,190,0001,505
Pre-tax net operating income$3,298,0001,624
Securities gains (losses)$0687
Applicable income taxes$658,0001,289
Income before extraordinary items$2,640,0001,664
Extraordinary gains, net$04
Net income$2,640,0001,663
Minority interest net income$060
Net income of bank and minority interests.$2,640,0001,664
Net charge-offs$-42,0004,130
Cash dividends$546,0001,820
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,640,0001,701
2022-03-31 (YTD Data)Rank
Total interest income$4,056,0001,708
Total interest expense$228,0002,030
Net interest income$3,828,0001,677
Provision for loan and lease losses$02,285
Total noninterest income$1,051,0001,328
Gross Fiduciary activities income$0892
Service charges on deposit accounts$241,0001,028
Trading account gains and fees$0103
Additional Noninterest Income$810,0001,239
Total noninterest expense$3,236,0001,641
Salaries and employee benefits$1,837,0001,666
Premises and equipment expense$353,0001,637
Additional noninterest expense$1,046,0001,520
Pre-tax net operating income$1,643,0001,539
Securities gains (losses)$0623
Applicable income taxes$328,0001,238
Income before extraordinary items$1,315,0001,597
Extraordinary gains, net$04
Net income$1,315,0001,596
Minority interest net income$050
Net income of bank and minority interests.$1,315,0001,597
Net charge-offs$-54,0004,421
Cash dividends$354,0001,393
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,315,0001,619
2021-12-31 (YTD Data)Rank
Total interest income$16,320,0001,748
Total interest expense$1,002,0002,208
Net interest income$15,318,0001,698
Provision for loan and lease losses$03,064
Total noninterest income$3,883,0001,548
Gross Fiduciary activities income$0994
Service charges on deposit accounts$883,0001,058
Trading account gains and fees$0132
Additional Noninterest Income$3,000,0001,489
Total noninterest expense$12,917,0001,642
Salaries and employee benefits$7,484,0001,639
Premises and equipment expense$1,328,0001,679
Additional noninterest expense$4,105,0001,555
Pre-tax net operating income$6,284,0001,772
Securities gains (losses)$02,062
Applicable income taxes$1,120,0001,524
Income before extraordinary items$5,164,0001,857
Extraordinary gains, net$010
Net income$5,164,0001,857
Minority interest net income$074
Net income of bank and minority interests.$5,164,0001,858
Net charge-offs$20,0002,069
Cash dividends$613,0002,661
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,164,0001,822
2021-09-30 (YTD Data)Rank
Total interest income$12,262,0001,776
Total interest expense$764,0002,282
Net interest income$11,498,0001,718
Provision for loan and lease losses$02,963
Total noninterest income$2,665,0001,654
Gross Fiduciary activities income$0957
Service charges on deposit accounts$626,0001,100
Trading account gains and fees$0132
Additional Noninterest Income$2,039,0001,646
Total noninterest expense$9,694,0001,642
Salaries and employee benefits$5,647,0001,639
Premises and equipment expense$1,012,0001,680
Additional noninterest expense$3,035,0001,583
Pre-tax net operating income$4,469,0001,914
Securities gains (losses)$02,015
Applicable income taxes$840,0001,603
Income before extraordinary items$3,629,0001,999
Extraordinary gains, net$08
Net income$3,629,0001,998
Minority interest net income$069
Net income of bank and minority interests.$3,629,0001,999
Net charge-offs$-44,0004,164
Cash dividends$459,0002,380
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,629,0001,974
2021-06-30 (YTD Data)Rank
Total interest income$8,186,0001,774
Total interest expense$525,0002,299
Net interest income$7,661,0001,710
Provision for loan and lease losses$02,862
Total noninterest income$1,533,0001,782
Gross Fiduciary activities income$0951
Service charges on deposit accounts$371,0001,168
Trading account gains and fees$0133
Additional Noninterest Income$1,162,0001,769
Total noninterest expense$6,443,0001,632
Salaries and employee benefits$3,806,0001,620
Premises and equipment expense$694,0001,643
Additional noninterest expense$1,943,0001,608
Pre-tax net operating income$2,751,0001,986
Securities gains (losses)$01,818
Applicable income taxes$512,0001,644
Income before extraordinary items$2,239,0002,090
Extraordinary gains, net$06
Net income$2,239,0002,090
Minority interest net income$067
Net income of bank and minority interests.$2,239,0002,090
Net charge-offs$-37,0004,270
Cash dividends$306,0002,333
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,239,0002,058
2021-03-31 (YTD Data)Rank
Total interest income$4,093,0001,778
Total interest expense$278,0002,285
Net interest income$3,815,0001,703
Provision for loan and lease losses$02,741
Total noninterest income$628,0001,999
Gross Fiduciary activities income$0922
Service charges on deposit accounts$178,0001,192
Trading account gains and fees$0127
Additional Noninterest Income$450,0002,022
Total noninterest expense$3,157,0001,655
Salaries and employee benefits$1,933,0001,590
Premises and equipment expense$356,0001,625
Additional noninterest expense$868,0001,727
Pre-tax net operating income$1,286,0002,056
Securities gains (losses)$01,392
Applicable income taxes$238,0001,681
Income before extraordinary items$1,048,0002,152
Extraordinary gains, net$03
Net income$1,048,0002,152
Minority interest net income$055
Net income of bank and minority interests.$1,048,0002,152
Net charge-offs$-15,0004,211
Cash dividends$153,0001,936
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,048,0002,108
2020-12-31 (YTD Data)Rank
Total interest income$16,689,0001,733
Total interest expense$1,723,0002,167
Net interest income$14,966,0001,660
Provision for loan and lease losses$1,245,0001,397
Total noninterest income$3,537,0001,574
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$891,0001,050
Trading account gains and fees$0133
Additional Noninterest Income$2,646,0001,540
Total noninterest expense$13,597,0001,532
Salaries and employee benefits$8,011,0001,517
Premises and equipment expense$1,418,0001,579
Additional noninterest expense$4,168,0001,489
Pre-tax net operating income$3,661,0002,165
Securities gains (losses)$39,0001,830
Applicable income taxes$656,0001,743
Income before extraordinary items$3,044,0002,297
Extraordinary gains, net$04
Net income$3,044,0002,296
Minority interest net income$072
Net income of bank and minority interests.$3,044,0002,297
Net charge-offs$109,0001,945
Cash dividends$613,0002,657
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,012,0202,251
2020-09-30 (YTD Data)Rank
Total interest income$12,597,0001,735
Total interest expense$1,373,0002,166
Net interest income$11,224,0001,645
Provision for loan and lease losses$833,0001,516
Total noninterest income$2,718,0001,510
Gross Fiduciary activities income$0981
Service charges on deposit accounts$665,0001,046
Trading account gains and fees$0125
Additional Noninterest Income$2,053,0001,459
Total noninterest expense$10,363,0001,481
Salaries and employee benefits$6,067,0001,483
Premises and equipment expense$1,085,0001,552
Additional noninterest expense$3,211,0001,435
Pre-tax net operating income$2,746,0002,161
Securities gains (losses)$28,0001,787
Applicable income taxes$458,0001,797
Income before extraordinary items$2,316,0002,245
Extraordinary gains, net$04
Net income$2,316,0002,245
Minority interest net income$065
Net income of bank and minority interests.$2,316,0002,245
Net charge-offs$101,0001,666
Cash dividends$459,0002,402
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,292,7602,201
2020-06-30 (YTD Data)Rank
Total interest income$8,487,0001,737
Total interest expense$988,0002,161
Net interest income$7,499,0001,638
Provision for loan and lease losses$503,0001,587
Total noninterest income$1,911,0001,400
Gross Fiduciary activities income$0970
Service charges on deposit accounts$443,0001,062
Trading account gains and fees$0123
Additional Noninterest Income$1,468,0001,332
Total noninterest expense$6,940,0001,467
Salaries and employee benefits$3,981,0001,490
Premises and equipment expense$731,0001,540
Additional noninterest expense$2,228,0001,372
Pre-tax net operating income$1,967,0002,026
Securities gains (losses)$28,0001,553
Applicable income taxes$336,0001,661
Income before extraordinary items$1,659,0002,091
Extraordinary gains, net$04
Net income$1,659,0002,091
Minority interest net income$065
Net income of bank and minority interests.$1,659,0002,091
Net charge-offs$89,0001,418
Cash dividends$306,0002,372
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,635,7602,069
2020-03-31 (YTD Data)Rank
Total interest income$4,217,0001,732
Total interest expense$527,0002,208
Net interest income$3,690,0001,620
Provision for loan and lease losses$171,0001,559
Total noninterest income$940,0001,346
Gross Fiduciary activities income$0941
Service charges on deposit accounts$273,0001,036
Trading account gains and fees$0106
Additional Noninterest Income$667,0001,269
Total noninterest expense$3,360,0001,529
Salaries and employee benefits$1,967,0001,525
Premises and equipment expense$368,0001,557
Additional noninterest expense$1,025,0001,489
Pre-tax net operating income$1,099,0001,704
Securities gains (losses)$01,705
Applicable income taxes$189,0001,442
Income before extraordinary items$910,0001,795
Extraordinary gains, net$04
Net income$910,0001,795
Minority interest net income$056
Net income of bank and minority interests.$910,0001,795
Net charge-offs$100,000886
Cash dividends$153,0002,081
Sale, conversion, retirement of capital stock, net$0482
Net operating income$910,0001,766
2019-12-31 (YTD Data)Rank
Total interest income$16,665,0001,775
Total interest expense$1,984,0002,348
Net interest income$14,681,0001,627
Provision for loan and lease losses$271,0002,061
Total noninterest income$3,653,0001,404
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,114,0001,050
Trading account gains and fees$0135
Additional Noninterest Income$2,539,0001,330
Total noninterest expense$13,320,0001,500
Salaries and employee benefits$7,539,0001,534
Premises and equipment expense$1,446,0001,546
Additional noninterest expense$4,335,0001,414
Pre-tax net operating income$4,743,0001,834
Securities gains (losses)$10,0001,888
Applicable income taxes$877,0001,535
Income before extraordinary items$3,876,0001,926
Extraordinary gains, net$011
Net income$3,876,0001,927
Minority interest net income$076
Net income of bank and minority interests.$3,876,0001,928
Net charge-offs$-35,0004,703
Cash dividends$431,0003,100
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,867,8001,895
2019-09-30 (YTD Data)Rank
Total interest income$12,421,0001,798
Total interest expense$1,444,0002,422
Net interest income$10,977,0001,653
Provision for loan and lease losses$244,0001,777
Total noninterest income$2,818,0001,363
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$807,0001,087
Trading account gains and fees$0129
Additional Noninterest Income$2,011,0001,280
Total noninterest expense$9,975,0001,507
Salaries and employee benefits$5,748,0001,507
Premises and equipment expense$1,094,0001,552
Additional noninterest expense$3,133,0001,460
Pre-tax net operating income$3,576,0001,862
Securities gains (losses)$10,0001,653
Applicable income taxes$628,0001,623
Income before extraordinary items$2,958,0001,959
Extraordinary gains, net$011
Net income$2,958,0001,959
Minority interest net income$072
Net income of bank and minority interests.$2,958,0001,960
Net charge-offs$-40,0004,774
Cash dividends$316,0002,850
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,949,8001,927
2019-06-30 (YTD Data)Rank
Total interest income$8,169,0001,818
Total interest expense$953,0002,406
Net interest income$7,216,0001,687
Provision for loan and lease losses$205,0001,544
Total noninterest income$1,875,0001,331
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$504,0001,132
Trading account gains and fees$0131
Additional Noninterest Income$1,371,0001,232
Total noninterest expense$6,645,0001,508
Salaries and employee benefits$3,850,0001,508
Premises and equipment expense$735,0001,543
Additional noninterest expense$2,060,0001,482
Pre-tax net operating income$2,241,0001,945
Securities gains (losses)$01,702
Applicable income taxes$388,0001,647
Income before extraordinary items$1,853,0002,022
Extraordinary gains, net$011
Net income$1,853,0002,020
Minority interest net income$069
Net income of bank and minority interests.$1,853,0002,022
Net charge-offs$-39,0004,841
Cash dividends$201,0002,845
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,853,0002,001
2019-03-31 (YTD Data)Rank
Total interest income$3,947,0001,870
Total interest expense$456,0002,440
Net interest income$3,491,0001,733
Provision for loan and lease losses$38,0002,301
Total noninterest income$857,0001,371
Gross Fiduciary activities income$0972
Service charges on deposit accounts$245,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$612,0001,272
Total noninterest expense$3,220,0001,561
Salaries and employee benefits$1,902,0001,534
Premises and equipment expense$374,0001,544
Additional noninterest expense$944,0001,582
Pre-tax net operating income$1,090,0001,942
Securities gains (losses)$01,087
Applicable income taxes$187,0001,645
Income before extraordinary items$903,0002,016
Extraordinary gains, net$05
Net income$903,0002,014
Minority interest net income$052
Net income of bank and minority interests.$903,0002,015
Net charge-offs$-27,0004,943
Cash dividends$77,0002,526
Sale, conversion, retirement of capital stock, net$0529
Net operating income$903,0001,999
2018-12-31 (YTD Data)Rank
Total interest income$14,444,0001,913
Total interest expense$1,298,0002,555
Net interest income$13,146,0001,799
Provision for loan and lease losses$352,0001,798
Total noninterest income$3,347,0001,429
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,106,0001,081
Trading account gains and fees$0126
Additional Noninterest Income$2,241,0001,387
Total noninterest expense$12,952,0001,519
Salaries and employee benefits$7,046,0001,591
Premises and equipment expense$1,505,0001,494
Additional noninterest expense$4,401,0001,386
Pre-tax net operating income$3,189,0002,415
Securities gains (losses)$01,125
Applicable income taxes$502,0001,975
Income before extraordinary items$2,687,0002,489
Extraordinary gains, net$06
Net income$2,687,0002,487
Minority interest net income$072
Net income of bank and minority interests.$2,687,0002,488
Net charge-offs$63,0002,475
Cash dividends$277,0003,419
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,687,0002,481
2018-09-30 (YTD Data)Rank
Total interest income$10,629,0001,931
Total interest expense$928,0002,550
Net interest income$9,701,0001,818
Provision for loan and lease losses$239,0001,802
Total noninterest income$2,672,0001,386
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$814,0001,098
Trading account gains and fees$0138
Additional Noninterest Income$1,858,0001,317
Total noninterest expense$9,920,0001,492
Salaries and employee benefits$5,325,0001,580
Premises and equipment expense$1,131,0001,504
Additional noninterest expense$3,464,0001,337
Pre-tax net operating income$2,214,0002,578
Securities gains (losses)$01,118
Applicable income taxes$339,0002,121
Income before extraordinary items$1,875,0002,628
Extraordinary gains, net$05
Net income$1,875,0002,627
Minority interest net income$066
Net income of bank and minority interests.$1,875,0002,627
Net charge-offs$72,0001,964
Cash dividends$195,0003,120
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,875,0002,616
2018-06-30 (YTD Data)Rank
Total interest income$6,963,0001,945
Total interest expense$585,0002,563
Net interest income$6,378,0001,841
Provision for loan and lease losses$55,0002,756
Total noninterest income$1,776,0001,394
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$527,0001,121
Trading account gains and fees$0130
Additional Noninterest Income$1,249,0001,312
Total noninterest expense$6,829,0001,466
Salaries and employee benefits$3,594,0001,568
Premises and equipment expense$759,0001,512
Additional noninterest expense$2,476,0001,253
Pre-tax net operating income$1,270,0002,782
Securities gains (losses)$0961
Applicable income taxes$183,0002,290
Income before extraordinary items$1,087,0002,831
Extraordinary gains, net$06
Net income$1,087,0002,831
Minority interest net income$065
Net income of bank and minority interests.$1,087,0002,830
Net charge-offs$-8,0004,455
Cash dividends$119,0003,107
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,087,0002,824
2018-03-31 (YTD Data)Rank
Total interest income$3,465,0001,945
Total interest expense$270,0002,621
Net interest income$3,195,0001,830
Provision for loan and lease losses$03,508
Total noninterest income$802,0001,483
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$275,0001,087
Trading account gains and fees$0123
Additional Noninterest Income$527,0001,439
Total noninterest expense$3,165,0001,563
Salaries and employee benefits$1,772,0001,613
Premises and equipment expense$385,0001,508
Additional noninterest expense$1,008,0001,501
Pre-tax net operating income$832,0002,325
Securities gains (losses)$0735
Applicable income taxes$133,0001,920
Income before extraordinary items$699,0002,378
Extraordinary gains, net$07
Net income$699,0002,377
Minority interest net income$052
Net income of bank and minority interests.$699,0002,378
Net charge-offs$29,0001,473
Cash dividends$42,0002,602
Sale, conversion, retirement of capital stock, net$0580
Net operating income$699,0002,371
2017-12-31 (YTD Data)Rank
Total interest income$13,700,0001,904
Total interest expense$955,0002,614
Net interest income$12,745,0001,808
Provision for loan and lease losses$424,0001,596
Total noninterest income$2,722,0001,688
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,070,0001,126
Trading account gains and fees$0151
Additional Noninterest Income$1,652,0001,707
Total noninterest expense$13,171,0001,507
Salaries and employee benefits$7,193,0001,545
Premises and equipment expense$1,417,0001,595
Additional noninterest expense$4,561,0001,340
Pre-tax net operating income$1,872,0003,216
Securities gains (losses)$123,000553
Applicable income taxes$2,288,0001,179
Income before extraordinary items$-293,0005,479
Extraordinary gains, net$09
Net income$-293,0005,479
Minority interest net income$076
Net income of bank and minority interests.$-293,0005,479
Net charge-offs$406,0001,248
Cash dividends$153,0003,753
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-371,7205,502
2017-09-30 (YTD Data)Rank
Total interest income$10,279,0001,908
Total interest expense$707,0002,621
Net interest income$9,572,0001,807
Provision for loan and lease losses$315,0001,575
Total noninterest income$1,900,0001,776
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$779,0001,160
Trading account gains and fees$0145
Additional Noninterest Income$1,121,0001,844
Total noninterest expense$9,981,0001,505
Salaries and employee benefits$5,420,0001,544
Premises and equipment expense$1,074,0001,580
Additional noninterest expense$3,487,0001,314
Pre-tax net operating income$1,176,0003,517
Securities gains (losses)$123,000517
Applicable income taxes$292,0002,496
Income before extraordinary items$1,007,0003,535
Extraordinary gains, net$09
Net income$1,007,0003,535
Minority interest net income$071
Net income of bank and minority interests.$1,007,0003,535
Net charge-offs$386,000956
Cash dividends$115,0003,362
Sale, conversion, retirement of capital stock, net$0677
Net operating income$911,0603,657
2017-06-30 (YTD Data)Rank
Total interest income$6,926,0001,887
Total interest expense$468,0002,602
Net interest income$6,458,0001,779
Provision for loan and lease losses$227,0001,462
Total noninterest income$1,343,0001,708
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$504,0001,183
Trading account gains and fees$0139
Additional Noninterest Income$839,0001,725
Total noninterest expense$7,126,0001,398
Salaries and employee benefits$4,006,0001,415
Premises and equipment expense$714,0001,588
Additional noninterest expense$2,406,0001,277
Pre-tax net operating income$448,0004,259
Securities gains (losses)$123,000383
Applicable income taxes$95,0002,953
Income before extraordinary items$476,0003,952
Extraordinary gains, net$011
Net income$476,0003,951
Minority interest net income$071
Net income of bank and minority interests.$476,0003,952
Net charge-offs$116,0001,413
Cash dividends$77,0003,288
Sale, conversion, retirement of capital stock, net$0659
Net operating income$373,9104,234
2017-03-31 (YTD Data)Rank
Total interest income$3,506,0001,856
Total interest expense$234,0002,573
Net interest income$3,272,0001,762
Provision for loan and lease losses$64,0001,845
Total noninterest income$801,0001,509
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$240,0001,229
Trading account gains and fees$0142
Additional Noninterest Income$561,0001,427
Total noninterest expense$3,796,0001,321
Salaries and employee benefits$2,126,0001,348
Premises and equipment expense$361,0001,591
Additional noninterest expense$1,309,0001,196
Pre-tax net operating income$213,0004,279
Securities gains (losses)$123,000211
Applicable income taxes$65,0002,723
Income before extraordinary items$271,0003,753
Extraordinary gains, net$08
Net income$271,0003,752
Minority interest net income$055
Net income of bank and minority interests.$271,0003,753
Net charge-offs$-48,0005,459
Cash dividends$38,0002,685
Sale, conversion, retirement of capital stock, net$0632
Net operating income$171,3704,328
2016-12-31 (YTD Data)Rank
Total interest income$13,879,0001,829
Total interest expense$1,017,0002,397
Net interest income$12,862,0001,747
Provision for loan and lease losses$889,0001,008
Total noninterest income$2,227,0001,984
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,007,0001,206
Trading account gains and fees$0170
Additional Noninterest Income$1,220,0002,150
Total noninterest expense$13,942,0001,402
Salaries and employee benefits$7,765,0001,402
Premises and equipment expense$1,374,0001,648
Additional noninterest expense$4,803,0001,306
Pre-tax net operating income$258,0005,229
Securities gains (losses)$7,0002,783
Applicable income taxes$-77,0005,756
Income before extraordinary items$342,0005,029
Extraordinary gains, net$05
Net income$342,0005,028
Minority interest net income$082
Net income of bank and minority interests.$342,0005,028
Net charge-offs$1,082,000618
Cash dividends$165,0003,778
Sale, conversion, retirement of capital stock, net$-69,0005,831
Net operating income$335,0004,998
2016-09-30 (YTD Data)Rank
Total interest income$10,449,0001,822
Total interest expense$774,0002,375
Net interest income$9,675,0001,741
Provision for loan and lease losses$908,000736
Total noninterest income$1,916,0001,827
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$736,0001,223
Trading account gains and fees$0169
Additional Noninterest Income$1,180,0001,839
Total noninterest expense$10,207,0001,448
Salaries and employee benefits$5,769,0001,409
Premises and equipment expense$1,047,0001,621
Additional noninterest expense$3,391,0001,370
Pre-tax net operating income$476,0004,685
Securities gains (losses)$7,0002,695
Applicable income taxes$8,0004,054
Income before extraordinary items$475,0004,563
Extraordinary gains, net$05
Net income$475,0004,563
Minority interest net income$071
Net income of bank and minority interests.$475,0004,563
Net charge-offs$1,078,000454
Cash dividends$117,0003,416
Sale, conversion, retirement of capital stock, net$-69,0005,912
Net operating income$468,1404,516
2016-06-30 (YTD Data)Rank
Total interest income$7,002,0001,816
Total interest expense$522,0002,359
Net interest income$6,480,0001,740
Provision for loan and lease losses$65,0002,659
Total noninterest income$1,234,0001,857
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$463,0001,271
Trading account gains and fees$0157
Additional Noninterest Income$771,0001,829
Total noninterest expense$7,178,0001,368
Salaries and employee benefits$4,036,0001,370
Premises and equipment expense$694,0001,628
Additional noninterest expense$2,448,0001,294
Pre-tax net operating income$471,0004,242
Securities gains (losses)$6,0002,403
Applicable income taxes$57,0003,323
Income before extraordinary items$420,0004,213
Extraordinary gains, net$016
Net income$420,0004,210
Minority interest net income$071
Net income of bank and minority interests.$420,0004,212
Net charge-offs$-50,0005,509
Cash dividends$78,0003,347
Sale, conversion, retirement of capital stock, net$0705
Net operating income$414,7204,155
2016-03-31 (YTD Data)Rank
Total interest income$3,507,0001,818
Total interest expense$263,0002,363
Net interest income$3,244,0001,738
Provision for loan and lease losses$-33,0005,933
Total noninterest income$653,0001,745
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$223,0001,308
Trading account gains and fees$0142
Additional Noninterest Income$430,0001,663
Total noninterest expense$3,665,0001,350
Salaries and employee benefits$1,995,0001,381
Premises and equipment expense$361,0001,584
Additional noninterest expense$1,309,0001,220
Pre-tax net operating income$265,0004,050
Securities gains (losses)$6,0001,655
Applicable income taxes$40,0003,119
Income before extraordinary items$231,0004,041
Extraordinary gains, net$012
Net income$231,0004,038
Minority interest net income$062
Net income of bank and minority interests.$231,0004,039
Net charge-offs$-84,0005,853
Cash dividends$38,0002,700
Sale, conversion, retirement of capital stock, net$0659
Net operating income$225,9004,019
2015-12-31 (YTD Data)Rank
Total interest income$14,310,0001,735
Total interest expense$1,163,0002,171
Net interest income$13,147,0001,663
Provision for loan and lease losses$873,000916
Total noninterest income$3,013,0001,600
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,075,0001,152
Trading account gains and fees$0159
Additional Noninterest Income$1,938,0001,559
Total noninterest expense$15,457,0001,275
Salaries and employee benefits$7,621,0001,410
Premises and equipment expense$1,450,0001,580
Additional noninterest expense$6,386,0001,028
Pre-tax net operating income$-170,0005,957
Securities gains (losses)$10,0002,597
Applicable income taxes$-547,0006,088
Income before extraordinary items$387,0005,048
Extraordinary gains, net$023
Net income$387,0005,052
Minority interest net income$081
Net income of bank and minority interests.$387,0005,052
Net charge-offs$1,684,000442
Cash dividends$154,0003,810
Sale, conversion, retirement of capital stock, net$0804
Net operating income$380,6005,018
2015-09-30 (YTD Data)Rank
Total interest income$10,780,0001,737
Total interest expense$890,0002,161
Net interest income$9,890,0001,676
Provision for loan and lease losses$650,000843
Total noninterest income$2,731,0001,410
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$808,0001,155
Trading account gains and fees$0153
Additional Noninterest Income$1,923,0001,300
Total noninterest expense$11,515,0001,288
Salaries and employee benefits$5,721,0001,417
Premises and equipment expense$1,095,0001,579
Additional noninterest expense$4,699,0001,047
Pre-tax net operating income$456,0004,835
Securities gains (losses)$10,0002,368
Applicable income taxes$-296,0006,200
Income before extraordinary items$762,0003,971
Extraordinary gains, net$021
Net income$762,0003,970
Minority interest net income$078
Net income of bank and minority interests.$762,0003,972
Net charge-offs$810,000594
Cash dividends$115,0003,404
Sale, conversion, retirement of capital stock, net$0773
Net operating income$752,0003,932
2015-06-30 (YTD Data)Rank
Total interest income$7,199,0001,732
Total interest expense$606,0002,139
Net interest income$6,593,0001,681
Provision for loan and lease losses$679,000590
Total noninterest income$2,313,0001,209
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$517,0001,177
Trading account gains and fees$0157
Additional Noninterest Income$1,796,0001,047
Total noninterest expense$7,897,0001,268
Salaries and employee benefits$3,868,0001,405
Premises and equipment expense$735,0001,581
Additional noninterest expense$3,294,0001,002
Pre-tax net operating income$330,0004,737
Securities gains (losses)$10,0002,017
Applicable income taxes$-291,0006,292
Income before extraordinary items$631,0003,581
Extraordinary gains, net$022
Net income$631,0003,581
Minority interest net income$075
Net income of bank and minority interests.$631,0003,582
Net charge-offs$758,000446
Cash dividends$77,0003,305
Sale, conversion, retirement of capital stock, net$0751
Net operating income$621,0003,553
2015-03-31 (YTD Data)Rank
Total interest income$3,715,0001,689
Total interest expense$309,0002,121
Net interest income$3,406,0001,626
Provision for loan and lease losses$50,0002,062
Total noninterest income$1,359,0001,040
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$248,0001,195
Trading account gains and fees$0152
Additional Noninterest Income$1,111,000862
Total noninterest expense$4,030,0001,251
Salaries and employee benefits$2,016,0001,370
Premises and equipment expense$376,0001,569
Additional noninterest expense$1,638,000983
Pre-tax net operating income$685,0002,453
Securities gains (losses)$10,0001,480
Applicable income taxes$179,0001,931
Income before extraordinary items$516,0002,658
Extraordinary gains, net$013
Net income$516,0002,661
Minority interest net income$064
Net income of bank and minority interests.$516,0002,661
Net charge-offs$151,000865
Cash dividends$38,0002,661
Sale, conversion, retirement of capital stock, net$0697
Net operating income$508,6002,614
2014-12-31 (YTD Data)Rank
Total interest income$15,238,0001,635
Total interest expense$1,273,0002,159
Net interest income$13,965,0001,577
Provision for loan and lease losses$469,0001,530
Total noninterest income$3,797,0001,321
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,168,0001,130
Trading account gains and fees$0180
Additional Noninterest Income$2,629,0001,202
Total noninterest expense$15,265,0001,291
Salaries and employee benefits$6,744,0001,555
Premises and equipment expense$1,388,0001,686
Additional noninterest expense$7,133,000913
Pre-tax net operating income$2,028,0002,954
Securities gains (losses)$21,0002,297
Applicable income taxes$330,0002,554
Income before extraordinary items$1,719,0002,987
Extraordinary gains, net$017
Net income$1,719,0002,986
Minority interest net income$084
Net income of bank and minority interests.$1,719,0002,987
Net charge-offs$1,768,000568
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,701,3602,960
2014-09-30 (YTD Data)Rank
Total interest income$11,475,0001,634
Total interest expense$957,0002,179
Net interest income$10,518,0001,584
Provision for loan and lease losses$225,0001,923
Total noninterest income$2,815,0001,347
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$883,0001,130
Trading account gains and fees$0174
Additional Noninterest Income$1,932,0001,228
Total noninterest expense$11,203,0001,329
Salaries and employee benefits$5,007,0001,560
Premises and equipment expense$1,052,0001,687
Additional noninterest expense$5,144,000947
Pre-tax net operating income$1,905,0002,604
Securities gains (losses)$22,0001,969
Applicable income taxes$347,0002,329
Income before extraordinary items$1,580,0002,637
Extraordinary gains, net$015
Net income$1,580,0002,637
Minority interest net income$081
Net income of bank and minority interests.$1,580,0002,637
Net charge-offs$1,640,000458
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,561,9602,617
2014-06-30 (YTD Data)Rank
Total interest income$7,764,0001,601
Total interest expense$650,0002,176
Net interest income$7,114,0001,551
Provision for loan and lease losses$31,0003,302
Total noninterest income$1,957,0001,302
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$583,0001,114
Trading account gains and fees$0172
Additional Noninterest Income$1,374,0001,167
Total noninterest expense$7,871,0001,267
Salaries and employee benefits$3,513,0001,489
Premises and equipment expense$711,0001,666
Additional noninterest expense$3,647,000886
Pre-tax net operating income$1,169,0002,702
Securities gains (losses)$5,0002,165
Applicable income taxes$280,0002,094
Income before extraordinary items$894,0002,863
Extraordinary gains, net$020
Net income$894,0002,868
Minority interest net income$080
Net income of bank and minority interests.$894,0002,868
Net charge-offs$228,0001,483
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$890,2002,822
2014-03-31 (YTD Data)Rank
Total interest income$3,938,0001,573
Total interest expense$333,0002,177
Net interest income$3,605,0001,522
Provision for loan and lease losses$135,0001,369
Total noninterest income$1,058,0001,196
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$285,0001,130
Trading account gains and fees$0147
Additional Noninterest Income$773,0001,038
Total noninterest expense$3,682,0001,355
Salaries and employee benefits$1,758,0001,495
Premises and equipment expense$371,0001,628
Additional noninterest expense$1,553,0001,036
Pre-tax net operating income$846,0002,009
Securities gains (losses)$5,0001,340
Applicable income taxes$230,0001,586
Income before extraordinary items$621,0002,221
Extraordinary gains, net$016
Net income$621,0002,223
Minority interest net income$066
Net income of bank and minority interests.$621,0002,223
Net charge-offs$85,0001,475
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$617,3502,188
2013-12-31 (YTD Data)Rank
Total interest income$15,460,0001,613
Total interest expense$1,585,0002,063
Net interest income$13,875,0001,569
Provision for loan and lease losses$788,0001,349
Total noninterest income$3,249,0001,535
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,265,0001,094
Trading account gains and fees$0184
Additional Noninterest Income$1,984,0001,514
Total noninterest expense$14,523,0001,361
Salaries and employee benefits$6,629,0001,567
Premises and equipment expense$1,343,0001,749
Additional noninterest expense$6,551,0001,031
Pre-tax net operating income$1,813,0003,045
Securities gains (losses)$43,0001,909
Applicable income taxes$-836,0006,678
Income before extraordinary items$2,692,0002,064
Extraordinary gains, net$029
Net income$2,692,0002,070
Minority interest net income$090
Net income of bank and minority interests.$2,692,0002,069
Net charge-offs$2,068,000731
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,649,0002,048
2013-09-30 (YTD Data)Rank
Total interest income$11,531,0001,634
Total interest expense$1,228,0002,061
Net interest income$10,303,0001,588
Provision for loan and lease losses$663,0001,243
Total noninterest income$2,453,0001,547
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$947,0001,097
Trading account gains and fees$0180
Additional Noninterest Income$1,506,0001,544
Total noninterest expense$11,212,0001,326
Salaries and employee benefits$5,049,0001,542
Premises and equipment expense$1,007,0001,759
Additional noninterest expense$5,156,000982
Pre-tax net operating income$881,0003,896
Securities gains (losses)$03,040
Applicable income taxes$-986,0006,831
Income before extraordinary items$1,867,0002,255
Extraordinary gains, net$23,00021
Net income$1,890,0002,237
Minority interest net income$084
Net income of bank and minority interests.$1,890,0002,237
Net charge-offs$1,532,000729
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,867,0002,189
2013-06-30 (YTD Data)Rank
Total interest income$7,746,0001,619
Total interest expense$845,0002,043
Net interest income$6,901,0001,573
Provision for loan and lease losses$606,000983
Total noninterest income$1,293,0001,863
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$610,0001,110
Trading account gains and fees$0157
Additional Noninterest Income$683,0002,061
Total noninterest expense$7,545,0001,322
Salaries and employee benefits$3,292,0001,584
Premises and equipment expense$662,0001,768
Additional noninterest expense$3,591,000941
Pre-tax net operating income$43,0006,107
Securities gains (losses)$02,791
Applicable income taxes$-645,0006,884
Income before extraordinary items$688,0003,348
Extraordinary gains, net$022
Net income$688,0003,349
Minority interest net income$082
Net income of bank and minority interests.$688,0003,351
Net charge-offs$1,328,000632
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$688,0003,252
2013-03-31 (YTD Data)Rank
Total interest income$3,878,0001,632
Total interest expense$439,0002,026
Net interest income$3,439,0001,573
Provision for loan and lease losses$282,0001,068
Total noninterest income$621,0001,915
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$294,0001,137
Trading account gains and fees$0148
Additional Noninterest Income$327,0002,114
Total noninterest expense$3,780,0001,334
Salaries and employee benefits$1,790,0001,484
Premises and equipment expense$326,0001,826
Additional noninterest expense$1,664,0001,012
Pre-tax net operating income$-2,0006,360
Securities gains (losses)$01,966
Applicable income taxes$-65,0006,894
Income before extraordinary items$63,0005,678
Extraordinary gains, net$010
Net income$63,0005,680
Minority interest net income$076
Net income of bank and minority interests.$63,0005,680
Net charge-offs$160,0001,529
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$63,0005,580
2012-12-31 (YTD Data)Rank
Total interest income$17,441,0001,508
Total interest expense$2,371,0001,837
Net interest income$15,070,0001,456
Provision for loan and lease losses$8,264,000325
Total noninterest income$1,722,0002,406
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,269,0001,125
Trading account gains and fees$0166
Additional Noninterest Income$453,0003,470
Total noninterest expense$14,989,0001,331
Salaries and employee benefits$6,791,0001,496
Premises and equipment expense$1,405,0001,676
Additional noninterest expense$6,793,0001,022
Pre-tax net operating income$-6,461,0006,984
Securities gains (losses)$354,0001,214
Applicable income taxes$-1,058,0006,971
Income before extraordinary items$-5,049,0006,968
Extraordinary gains, net$029
Net income$-5,049,0006,967
Minority interest net income$093
Net income of bank and minority interests.$-5,049,0006,967
Net charge-offs$9,570,000333
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-5,342,8206,960
2012-09-30 (YTD Data)Rank
Total interest income$13,374,0001,511
Total interest expense$1,884,0001,807
Net interest income$11,490,0001,448
Provision for loan and lease losses$2,788,000663
Total noninterest income$3,079,0001,311
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$933,0001,146
Trading account gains and fees$0157
Additional Noninterest Income$2,146,0001,201
Total noninterest expense$11,434,0001,309
Salaries and employee benefits$5,538,0001,380
Premises and equipment expense$1,135,0001,573
Additional noninterest expense$4,761,0001,084
Pre-tax net operating income$347,0005,137
Securities gains (losses)$346,000989
Applicable income taxes$15,0004,256
Income before extraordinary items$678,0004,159
Extraordinary gains, net$020
Net income$678,0004,159
Minority interest net income$086
Net income of bank and minority interests.$678,0004,159
Net charge-offs$4,261,000524
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$338,9204,995
2012-06-30 (YTD Data)Rank
Total interest income$9,034,0001,505
Total interest expense$1,316,0001,785
Net interest income$7,718,0001,437
Provision for loan and lease losses$2,258,000583
Total noninterest income$2,069,0001,301
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$609,0001,160
Trading account gains and fees$0153
Additional Noninterest Income$1,460,0001,158
Total noninterest expense$7,603,0001,308
Salaries and employee benefits$3,770,0001,366
Premises and equipment expense$761,0001,560
Additional noninterest expense$3,072,0001,123
Pre-tax net operating income$-74,0006,487
Securities gains (losses)$346,000763
Applicable income taxes$-57,0006,962
Income before extraordinary items$329,0004,675
Extraordinary gains, net$019
Net income$329,0004,678
Minority interest net income$084
Net income of bank and minority interests.$329,0004,678
Net charge-offs$3,445,000468
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-17,0006,373
2012-03-31 (YTD Data)Rank
Total interest income$4,714,0001,460
Total interest expense$685,0001,787
Net interest income$4,029,0001,377
Provision for loan and lease losses$395,0001,270
Total noninterest income$1,459,000996
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$292,0001,203
Trading account gains and fees$0148
Additional Noninterest Income$1,167,000811
Total noninterest expense$3,880,0001,278
Salaries and employee benefits$1,923,0001,343
Premises and equipment expense$382,0001,557
Additional noninterest expense$1,575,0001,082
Pre-tax net operating income$1,213,0001,430
Securities gains (losses)$346,000393
Applicable income taxes$454,000965
Income before extraordinary items$1,105,0001,307
Extraordinary gains, net$019
Net income$1,105,0001,308
Minority interest net income$078
Net income of bank and minority interests.$1,105,0001,308
Net charge-offs$41,0003,172
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$859,3401,590
2011-12-31 (YTD Data)Rank
Total interest income$20,181,0001,413
Total interest expense$4,151,0001,457
Net interest income$16,030,0001,387
Provision for loan and lease losses$3,484,0001,059
Total noninterest income$2,924,0001,527
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,266,0001,162
Trading account gains and fees$0146
Additional Noninterest Income$1,658,0001,535
Total noninterest expense$14,574,0001,346
Salaries and employee benefits$7,271,0001,374
Premises and equipment expense$1,447,0001,711
Additional noninterest expense$5,856,0001,193
Pre-tax net operating income$896,0003,921
Securities gains (losses)$452,000854
Applicable income taxes$214,0002,842
Income before extraordinary items$1,134,0003,297
Extraordinary gains, net$029
Net income$1,134,0003,300
Minority interest net income$096
Net income of bank and minority interests.$1,134,0003,300
Net charge-offs$4,127,000938
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$754,3203,907
2011-09-30 (YTD Data)Rank
Total interest income$15,460,0001,407
Total interest expense$3,388,0001,399
Net interest income$12,072,0001,384
Provision for loan and lease losses$2,956,000944
Total noninterest income$2,051,0001,586
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$944,0001,175
Trading account gains and fees$0145
Additional Noninterest Income$1,107,0001,640
Total noninterest expense$11,455,0001,295
Salaries and employee benefits$5,904,0001,258
Premises and equipment expense$1,103,0001,719
Additional noninterest expense$4,448,0001,170
Pre-tax net operating income$-288,0006,461
Securities gains (losses)$449,000704
Applicable income taxes$-138,0007,040
Income before extraordinary items$299,0005,055
Extraordinary gains, net$021
Net income$299,0005,056
Minority interest net income$087
Net income of bank and minority interests.$299,0005,056
Net charge-offs$3,559,000827
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-150,0006,388
2011-06-30 (YTD Data)Rank
Total interest income$10,599,0001,373
Total interest expense$2,500,0001,314
Net interest income$8,099,0001,371
Provision for loan and lease losses$2,650,000749
Total noninterest income$1,369,0001,577
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$613,0001,184
Trading account gains and fees$0153
Additional Noninterest Income$756,0001,622
Total noninterest expense$7,692,0001,292
Salaries and employee benefits$3,926,0001,269
Premises and equipment expense$739,0001,717
Additional noninterest expense$3,027,0001,172
Pre-tax net operating income$-874,0006,938
Securities gains (losses)$4,0002,586
Applicable income taxes$-429,0007,314
Income before extraordinary items$-441,0006,810
Extraordinary gains, net$015
Net income$-441,0006,809
Minority interest net income$089
Net income of bank and minority interests.$-441,0006,810
Net charge-offs$3,472,000607
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-443,5606,801
2011-03-31 (YTD Data)Rank
Total interest income$5,278,0001,391
Total interest expense$1,301,0001,310
Net interest income$3,977,0001,391
Provision for loan and lease losses$332,0001,823
Total noninterest income$696,0001,570
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$410,0001,540
Total noninterest expense$3,908,0001,277
Salaries and employee benefits$1,956,0001,284
Premises and equipment expense$376,0001,713
Additional noninterest expense$1,576,0001,133
Pre-tax net operating income$433,0002,815
Securities gains (losses)$2,0001,590
Applicable income taxes$76,0002,483
Income before extraordinary items$359,0002,883
Extraordinary gains, net$09
Net income$359,0002,882
Minority interest net income$086
Net income of bank and minority interests.$359,0002,883
Net charge-offs$249,0001,923
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$357,3402,833
2010-12-31 (YTD Data)Rank
Total interest income$22,706,0001,351
Total interest expense$6,441,0001,291
Net interest income$16,265,0001,375
Provision for loan and lease losses$12,262,000566
Total noninterest income$2,374,0001,835
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,316,0001,143
Trading account gains and fees$0175
Additional Noninterest Income$1,058,0002,108
Total noninterest expense$14,518,0001,379
Salaries and employee benefits$7,454,0001,321
Premises and equipment expense$1,440,0001,774
Additional noninterest expense$5,624,0001,306
Pre-tax net operating income$-8,141,0007,294
Securities gains (losses)$676,000683
Applicable income taxes$-2,949,0007,523
Income before extraordinary items$-4,516,0007,143
Extraordinary gains, net$029
Net income$-4,516,0007,143
Minority interest net income$0111
Net income of bank and minority interests.$-4,516,0007,143
Net charge-offs$9,273,000644
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,948,6407,150
2010-09-30 (YTD Data)Rank
Total interest income$17,416,0001,337
Total interest expense$4,965,0001,306
Net interest income$12,451,0001,364
Provision for loan and lease losses$3,982,0001,049
Total noninterest income$1,823,0001,810
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$987,0001,180
Trading account gains and fees$0165
Additional Noninterest Income$836,0002,025
Total noninterest expense$10,800,0001,385
Salaries and employee benefits$6,077,0001,208
Premises and equipment expense$1,090,0001,779
Additional noninterest expense$3,633,0001,459
Pre-tax net operating income$-508,0006,553
Securities gains (losses)$669,000586
Applicable income taxes$-262,0007,256
Income before extraordinary items$423,0004,395
Extraordinary gains, net$023
Net income$423,0004,396
Minority interest net income$0110
Net income of bank and minority interests.$423,0004,396
Net charge-offs$1,155,0002,031
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-246,0006,401
2010-06-30 (YTD Data)Rank
Total interest income$11,839,0001,332
Total interest expense$3,398,0001,319
Net interest income$8,441,0001,348
Provision for loan and lease losses$1,333,0001,640
Total noninterest income$1,159,0001,820
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$647,0001,212
Trading account gains and fees$0152
Additional Noninterest Income$512,0002,062
Total noninterest expense$7,124,0001,394
Salaries and employee benefits$4,020,0001,213
Premises and equipment expense$729,0001,792
Additional noninterest expense$2,375,0001,494
Pre-tax net operating income$1,143,0002,129
Securities gains (losses)$669,000367
Applicable income taxes$400,0001,446
Income before extraordinary items$1,412,0001,549
Extraordinary gains, net$019
Net income$1,412,0001,550
Minority interest net income$0105
Net income of bank and minority interests.$1,412,0001,550
Net charge-offs$910,0001,822
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$890,1802,231
2010-03-31 (YTD Data)Rank
Total interest income$5,955,0001,359
Total interest expense$1,783,0001,316
Net interest income$4,172,0001,372
Provision for loan and lease losses$15,0005,865
Total noninterest income$657,0001,672
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$300,0001,305
Trading account gains and fees$0175
Additional Noninterest Income$357,0001,634
Total noninterest expense$3,801,0001,320
Salaries and employee benefits$2,033,0001,218
Premises and equipment expense$369,0001,831
Additional noninterest expense$1,399,0001,265
Pre-tax net operating income$1,013,0001,287
Securities gains (losses)$665,000191
Applicable income taxes$459,000758
Income before extraordinary items$1,219,000898
Extraordinary gains, net$016
Net income$1,219,000902
Minority interest net income$091
Net income of bank and minority interests.$1,219,000902
Net charge-offs$504,0001,574
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$733,5501,435
2009-12-31 (YTD Data)Rank
Total interest income$27,041,0001,278
Total interest expense$9,200,0001,289
Net interest income$17,841,0001,258
Provision for loan and lease losses$12,180,000733
Total noninterest income$1,426,0002,649
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,270,0001,357
Trading account gains and fees$0211
Additional Noninterest Income$156,0005,031
Total noninterest expense$14,451,0001,417
Salaries and employee benefits$7,386,0001,358
Premises and equipment expense$1,399,0001,920
Additional noninterest expense$5,666,0001,326
Pre-tax net operating income$-7,364,0007,372
Securities gains (losses)$816,000596
Applicable income taxes$-2,755,0007,599
Income before extraordinary items$-3,793,0007,130
Extraordinary gains, net$034
Net income$-3,793,0007,129
Minority interest net income$0115
Net income of bank and minority interests.$-3,793,0007,128
Net charge-offs$11,601,000611
Cash dividends$3,025,000569
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,315,2407,194
2009-09-30 (YTD Data)Rank
Total interest income$20,671,0001,275
Total interest expense$7,310,0001,288
Net interest income$13,361,0001,258
Provision for loan and lease losses$3,531,0001,334
Total noninterest income$1,979,0001,792
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$920,0001,413
Trading account gains and fees$0212
Additional Noninterest Income$1,059,0001,753
Total noninterest expense$10,918,0001,403
Salaries and employee benefits$5,901,0001,269
Premises and equipment expense$1,055,0001,932
Additional noninterest expense$3,962,0001,374
Pre-tax net operating income$891,0002,935
Securities gains (losses)$530,000664
Applicable income taxes$80,0003,033
Income before extraordinary items$1,341,0001,986
Extraordinary gains, net$027
Net income$1,341,0001,985
Minority interest net income$0118
Net income of bank and minority interests.$1,341,0001,986
Net charge-offs$2,524,0001,315
Cash dividends$2,750,000461
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$842,8002,726
2009-06-30 (YTD Data)Rank
Total interest income$13,944,0001,289
Total interest expense$5,050,0001,303
Net interest income$8,894,0001,248
Provision for loan and lease losses$2,217,0001,318
Total noninterest income$1,239,0001,871
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$580,0001,458
Trading account gains and fees$0193
Additional Noninterest Income$659,0001,872
Total noninterest expense$7,189,0001,442
Salaries and employee benefits$3,815,0001,351
Premises and equipment expense$708,0001,944
Additional noninterest expense$2,666,0001,394
Pre-tax net operating income$727,0002,693
Securities gains (losses)$407,000599
Applicable income taxes$110,0002,544
Income before extraordinary items$1,024,0001,814
Extraordinary gains, net$021
Net income$1,024,0001,811
Minority interest net income$0112
Net income of bank and minority interests.$1,024,0001,813
Net charge-offs$1,250,0001,479
Cash dividends$2,550,000349
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$657,7002,533
2009-03-31 (YTD Data)Rank
Total interest income$7,357,0001,225
Total interest expense$2,624,0001,310
Net interest income$4,733,0001,167
Provision for loan and lease losses$598,0001,627
Total noninterest income$564,0001,956
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$267,0001,521
Trading account gains and fees$0171
Additional Noninterest Income$297,0001,971
Total noninterest expense$3,503,0001,416
Salaries and employee benefits$1,851,0001,415
Premises and equipment expense$348,0002,012
Additional noninterest expense$1,304,0001,263
Pre-tax net operating income$1,196,0001,066
Securities gains (losses)$291,000511
Applicable income taxes$360,000900
Income before extraordinary items$1,127,000946
Extraordinary gains, net$015
Net income$1,127,000947
Minority interest net income$0102
Net income of bank and minority interests.$1,127,000948
Net charge-offs$641,0001,208
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$905,8401,122
2008-12-31 (YTD Data)Rank
Total interest income$31,691,0001,207
Total interest expense$12,893,0001,266
Net interest income$18,798,0001,180
Provision for loan and lease losses$2,714,0001,493
Total noninterest income$3,106,0001,522
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,383,0001,303
Trading account gains and fees$0154
Additional Noninterest Income$1,723,0001,454
Total noninterest expense$12,399,0001,579
Salaries and employee benefits$6,661,0001,550
Premises and equipment expense$1,319,0002,051
Additional noninterest expense$4,419,0001,404
Pre-tax net operating income$6,791,000815
Securities gains (losses)$-373,0007,461
Applicable income taxes$1,597,000825
Income before extraordinary items$4,821,000840
Extraordinary gains, net$039
Net income$4,821,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,990,0001,292
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,100,750856
2008-09-30 (YTD Data)Rank
Total interest income$23,966,0001,223
Total interest expense$9,987,0001,269
Net interest income$13,979,0001,213
Provision for loan and lease losses$1,314,0001,559
Total noninterest income$2,446,0001,525
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,025,0001,330
Trading account gains and fees$0148
Additional Noninterest Income$1,421,0001,416
Total noninterest expense$9,322,0001,562
Salaries and employee benefits$5,186,0001,526
Premises and equipment expense$990,0002,062
Additional noninterest expense$3,146,0001,426
Pre-tax net operating income$5,789,000876
Securities gains (losses)$-375,0007,698
Applicable income taxes$1,399,000895
Income before extraordinary items$4,015,000910
Extraordinary gains, net$031
Net income$4,015,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,037,0001,269
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,292,500906
2008-06-30 (YTD Data)Rank
Total interest income$16,227,0001,224
Total interest expense$6,941,0001,260
Net interest income$9,286,0001,209
Provision for loan and lease losses$810,0001,406
Total noninterest income$1,508,0001,642
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$668,0001,333
Trading account gains and fees$0149
Additional Noninterest Income$840,0001,583
Total noninterest expense$6,178,0001,568
Salaries and employee benefits$3,477,0001,521
Premises and equipment expense$663,0002,048
Additional noninterest expense$2,038,0001,439
Pre-tax net operating income$3,806,000930
Securities gains (losses)$15,0002,228
Applicable income taxes$1,001,000938
Income before extraordinary items$2,820,000970
Extraordinary gains, net$021
Net income$2,820,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,307
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,808,900954
2008-03-31 (YTD Data)Rank
Total interest income$8,190,0001,232
Total interest expense$3,600,0001,295
Net interest income$4,590,0001,206
Provision for loan and lease losses$350,0001,251
Total noninterest income$660,0001,822
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$314,0001,393
Trading account gains and fees$0158
Additional Noninterest Income$346,0001,800
Total noninterest expense$3,099,0001,556
Salaries and employee benefits$1,691,0001,572
Premises and equipment expense$336,0002,021
Additional noninterest expense$1,072,0001,345
Pre-tax net operating income$1,801,0001,055
Securities gains (losses)$13,0001,848
Applicable income taxes$462,0001,080
Income before extraordinary items$1,352,0001,120
Extraordinary gains, net$015
Net income$1,352,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,131
Cash dividends$750,000963
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,342,2501,088
2007-12-31 (YTD Data)Rank
Total interest income$31,372,0001,364
Total interest expense$14,317,0001,402
Net interest income$17,055,0001,312
Provision for loan and lease losses$593,0002,080
Total noninterest income$2,543,0001,864
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,272,0001,405
Trading account gains and fees$0178
Additional Noninterest Income$1,271,0001,884
Total noninterest expense$12,594,0001,464
Salaries and employee benefits$6,568,0001,542
Premises and equipment expense$1,366,0001,911
Additional noninterest expense$4,660,0001,206
Pre-tax net operating income$6,411,0001,313
Securities gains (losses)$13,0001,241
Applicable income taxes$1,549,0001,392
Income before extraordinary items$4,875,0001,312
Extraordinary gains, net$039
Net income$4,875,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,674
Cash dividends$1,600,0001,901
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,865,1201,301
2007-09-30 (YTD Data)Rank
Total interest income$23,196,0001,392
Total interest expense$10,602,0001,418
Net interest income$12,594,0001,335
Provision for loan and lease losses$384,0001,922
Total noninterest income$1,852,0001,903
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$934,0001,420
Trading account gains and fees$0184
Additional Noninterest Income$918,0001,945
Total noninterest expense$9,126,0001,494
Salaries and employee benefits$4,930,0001,532
Premises and equipment expense$1,009,0001,929
Additional noninterest expense$3,187,0001,283
Pre-tax net operating income$4,936,0001,370
Securities gains (losses)$13,000934
Applicable income taxes$1,199,0001,448
Income before extraordinary items$3,750,0001,367
Extraordinary gains, net$033
Net income$3,750,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,480
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,740,1201,358
2007-06-30 (YTD Data)Rank
Total interest income$15,194,0001,430
Total interest expense$6,967,0001,428
Net interest income$8,227,0001,384
Provision for loan and lease losses$246,0001,836
Total noninterest income$1,222,0001,937
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$614,0001,446
Trading account gains and fees$0168
Additional Noninterest Income$608,0001,962
Total noninterest expense$6,127,0001,501
Salaries and employee benefits$3,290,0001,559
Premises and equipment expense$680,0001,924
Additional noninterest expense$2,157,0001,280
Pre-tax net operating income$3,076,0001,511
Securities gains (losses)$13,000798
Applicable income taxes$725,0001,614
Income before extraordinary items$2,364,0001,487
Extraordinary gains, net$029
Net income$2,364,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,168
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,353,9901,469
2007-03-31 (YTD Data)Rank
Total interest income$7,430,0001,451
Total interest expense$3,415,0001,450
Net interest income$4,015,0001,424
Provision for loan and lease losses$105,0001,929
Total noninterest income$589,0001,981
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$295,0001,457
Trading account gains and fees$0195
Additional Noninterest Income$294,0001,990
Total noninterest expense$2,996,0001,531
Salaries and employee benefits$1,607,0001,613
Premises and equipment expense$339,0001,924
Additional noninterest expense$1,050,0001,279
Pre-tax net operating income$1,503,0001,542
Securities gains (losses)$10,000691
Applicable income taxes$352,0001,660
Income before extraordinary items$1,161,0001,487
Extraordinary gains, net$022
Net income$1,161,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,351
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,153,3001,495
2006-12-31 (YTD Data)Rank
Total interest income$26,145,0001,527
Total interest expense$10,778,0001,572
Net interest income$15,367,0001,486
Provision for loan and lease losses$2,002,000562
Total noninterest income$2,351,0001,971
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,170,0001,524
Trading account gains and fees$0130
Additional Noninterest Income$1,181,0001,988
Total noninterest expense$10,869,0001,629
Salaries and employee benefits$5,725,0001,703
Premises and equipment expense$1,301,0001,938
Additional noninterest expense$3,843,0001,375
Pre-tax net operating income$4,847,0001,944
Securities gains (losses)$-49,0007,937
Applicable income taxes$958,0002,260
Income before extraordinary items$3,840,0001,856
Extraordinary gains, net$051
Net income$3,840,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,886,000409
Cash dividends$1,000,0002,543
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,879,2001,816
2006-09-30 (YTD Data)Rank
Total interest income$19,079,0001,560
Total interest expense$7,556,0001,624
Net interest income$11,523,0001,503
Provision for loan and lease losses$517,0001,356
Total noninterest income$1,805,0001,944
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$877,0001,534
Trading account gains and fees$0126
Additional Noninterest Income$928,0001,931
Total noninterest expense$8,541,0001,575
Salaries and employee benefits$4,592,0001,619
Premises and equipment expense$971,0001,960
Additional noninterest expense$2,978,0001,340
Pre-tax net operating income$4,270,0001,745
Securities gains (losses)$23,000711
Applicable income taxes$942,0001,966
Income before extraordinary items$3,351,0001,658
Extraordinary gains, net$045
Net income$3,351,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,000882
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,333,0601,654
2006-06-30 (YTD Data)Rank
Total interest income$12,308,0001,579
Total interest expense$4,572,0001,698
Net interest income$7,736,0001,490
Provision for loan and lease losses$322,0001,382
Total noninterest income$1,187,0001,970
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$566,0001,563
Trading account gains and fees$0126
Additional Noninterest Income$621,0001,916
Total noninterest expense$5,737,0001,566
Salaries and employee benefits$3,037,0001,627
Premises and equipment expense$656,0001,916
Additional noninterest expense$2,044,0001,311
Pre-tax net operating income$2,864,0001,725
Securities gains (losses)$23,000581
Applicable income taxes$618,0002,011
Income before extraordinary items$2,269,0001,612
Extraordinary gains, net$039
Net income$2,269,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,000834
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,250,8301,610
2006-03-31 (YTD Data)Rank
Total interest income$5,948,0001,593
Total interest expense$2,068,0001,767
Net interest income$3,880,0001,480
Provision for loan and lease losses$297,000816
Total noninterest income$565,0002,019
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$265,0001,604
Trading account gains and fees$0115
Additional Noninterest Income$300,0001,939
Total noninterest expense$2,889,0001,557
Salaries and employee benefits$1,520,0001,634
Premises and equipment expense$324,0001,952
Additional noninterest expense$1,045,0001,272
Pre-tax net operating income$1,259,0001,895
Securities gains (losses)$23,000452
Applicable income taxes$242,0002,328
Income before extraordinary items$1,040,0001,721
Extraordinary gains, net$021
Net income$1,040,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000540
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,021,3701,740
2005-12-31 (YTD Data)Rank
Total interest income$21,688,0001,541
Total interest expense$6,256,0001,813
Net interest income$15,432,0001,406
Provision for loan and lease losses$1,054,0001,004
Total noninterest income$2,571,0001,830
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,193,0001,470
Trading account gains and fees$0138
Additional Noninterest Income$1,378,0001,779
Total noninterest expense$10,559,0001,618
Salaries and employee benefits$5,716,0001,638
Premises and equipment expense$1,100,0002,176
Additional noninterest expense$3,743,0001,363
Pre-tax net operating income$6,390,0001,501
Securities gains (losses)$55,000892
Applicable income taxes$1,413,0001,778
Income before extraordinary items$5,032,0001,406
Extraordinary gains, net$046
Net income$5,032,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,114,000618
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,989,1001,401
2005-09-30 (YTD Data)Rank
Total interest income$16,031,0001,517
Total interest expense$4,490,0001,788
Net interest income$11,541,0001,395
Provision for loan and lease losses$796,000951
Total noninterest income$1,948,0001,819
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$901,0001,438
Trading account gains and fees$0126
Additional Noninterest Income$1,047,0001,767
Total noninterest expense$7,949,0001,595
Salaries and employee benefits$4,361,0001,599
Premises and equipment expense$835,0002,141
Additional noninterest expense$2,753,0001,379
Pre-tax net operating income$4,744,0001,512
Securities gains (losses)$48,000896
Applicable income taxes$1,041,0001,820
Income before extraordinary items$3,751,0001,427
Extraordinary gains, net$035
Net income$3,751,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$792,000587
Cash dividends$750,0002,195
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,713,5601,416
2005-06-30 (YTD Data)Rank
Total interest income$10,571,0001,490
Total interest expense$2,897,0001,744
Net interest income$7,674,0001,389
Provision for loan and lease losses$690,000726
Total noninterest income$1,281,0001,830
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$592,0001,429
Trading account gains and fees$0116
Additional Noninterest Income$689,0001,762
Total noninterest expense$5,339,0001,584
Salaries and employee benefits$2,899,0001,595
Premises and equipment expense$555,0002,130
Additional noninterest expense$1,885,0001,326
Pre-tax net operating income$2,926,0001,593
Securities gains (losses)$48,000795
Applicable income taxes$616,0001,962
Income before extraordinary items$2,358,0001,475
Extraordinary gains, net$030
Net income$2,358,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,000528
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,320,0801,464
2005-03-31 (YTD Data)Rank
Total interest income$5,249,0001,468
Total interest expense$1,433,0001,669
Net interest income$3,816,0001,388
Provision for loan and lease losses$345,000681
Total noninterest income$606,0001,863
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$293,0001,403
Trading account gains and fees$0115
Additional Noninterest Income$313,0001,852
Total noninterest expense$2,626,0001,614
Salaries and employee benefits$1,463,0001,579
Premises and equipment expense$281,0002,133
Additional noninterest expense$882,0001,411
Pre-tax net operating income$1,451,0001,564
Securities gains (losses)$27,000702
Applicable income taxes$304,0001,957
Income before extraordinary items$1,174,0001,445
Extraordinary gains, net$024
Net income$1,174,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,000440
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,152,6701,446
2004-12-31 (YTD Data)Rank
Total interest income$20,562,0001,391
Total interest expense$6,034,0001,360
Net interest income$14,528,0001,392
Provision for loan and lease losses$1,040,0001,004
Total noninterest income$2,509,0001,863
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$963,0001,824
Trading account gains and fees$0138
Additional Noninterest Income$1,546,0001,607
Total noninterest expense$10,357,0001,577
Salaries and employee benefits$5,656,0001,568
Premises and equipment expense$1,067,0002,144
Additional noninterest expense$3,634,0001,369
Pre-tax net operating income$5,640,0001,512
Securities gains (losses)$92,0001,305
Applicable income taxes$1,144,0001,965
Income before extraordinary items$4,588,0001,406
Extraordinary gains, net$034
Net income$4,588,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$817,000897
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,514,4001,385
2004-09-30 (YTD Data)Rank
Total interest income$15,340,0001,374
Total interest expense$4,566,0001,320
Net interest income$10,774,0001,391
Provision for loan and lease losses$750,0001,009
Total noninterest income$1,752,0001,977
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$605,0002,148
Trading account gains and fees$0134
Additional Noninterest Income$1,147,0001,604
Total noninterest expense$7,583,0001,602
Salaries and employee benefits$4,099,0001,620
Premises and equipment expense$789,0002,173
Additional noninterest expense$2,695,0001,375
Pre-tax net operating income$4,193,0001,533
Securities gains (losses)$82,0001,315
Applicable income taxes$840,0002,033
Income before extraordinary items$3,435,0001,437
Extraordinary gains, net$026
Net income$3,435,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,000876
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,369,4001,421
2004-06-30 (YTD Data)Rank
Total interest income$10,159,0001,366
Total interest expense$3,081,0001,279
Net interest income$7,078,0001,394
Provision for loan and lease losses$480,0001,034
Total noninterest income$1,029,0002,153
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$282,0002,849
Trading account gains and fees$0130
Additional Noninterest Income$747,0001,635
Total noninterest expense$4,972,0001,628
Salaries and employee benefits$2,662,0001,655
Premises and equipment expense$520,0002,202
Additional noninterest expense$1,790,0001,359
Pre-tax net operating income$2,655,0001,585
Securities gains (losses)$80,0001,164
Applicable income taxes$509,0002,170
Income before extraordinary items$2,226,0001,449
Extraordinary gains, net$021
Net income$2,226,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,000833
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,161,2001,437
2004-03-31 (YTD Data)Rank
Total interest income$5,082,0001,370
Total interest expense$1,583,0001,258
Net interest income$3,499,0001,414
Provision for loan and lease losses$225,0001,035
Total noninterest income$479,0002,222
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$134,0002,908
Trading account gains and fees$0121
Additional Noninterest Income$345,0001,702
Total noninterest expense$2,462,0001,657
Salaries and employee benefits$1,322,0001,674
Premises and equipment expense$262,0002,195
Additional noninterest expense$878,0001,379
Pre-tax net operating income$1,291,0001,615
Securities gains (losses)$54,0001,148
Applicable income taxes$241,0002,253
Income before extraordinary items$1,104,0001,456
Extraordinary gains, net$016
Net income$1,104,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000657
Cash dividends$249,0001,977
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,059,7201,425
2003-12-31 (YTD Data)Rank
Total interest income$20,510,0001,397
Total interest expense$7,182,0001,233
Net interest income$13,328,0001,457
Provision for loan and lease losses$800,0001,446
Total noninterest income$1,799,0002,494
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$574,0002,791
Trading account gains and fees$0160
Additional Noninterest Income$1,225,0002,095
Total noninterest expense$9,554,0001,675
Salaries and employee benefits$5,034,0001,708
Premises and equipment expense$1,035,0002,197
Additional noninterest expense$3,485,0001,403
Pre-tax net operating income$4,773,0001,694
Securities gains (losses)$17,0003,315
Applicable income taxes$839,0002,452
Income before extraordinary items$3,951,0001,580
Extraordinary gains, net$054
Net income$3,951,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,522
Cash dividends$3,950,000802
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,937,0601,515
2003-09-30 (YTD Data)Rank
Total interest income$15,301,0001,429
Total interest expense$5,496,0001,263
Net interest income$9,805,0001,498
Provision for loan and lease losses$585,0001,445
Total noninterest income$1,339,0002,560
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$433,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$906,0002,191
Total noninterest expense$7,045,0001,711
Salaries and employee benefits$3,704,0001,746
Premises and equipment expense$766,0002,222
Additional noninterest expense$2,575,0001,430
Pre-tax net operating income$3,514,0001,781
Securities gains (losses)$12,0003,246
Applicable income taxes$619,0002,612
Income before extraordinary items$2,907,0001,654
Extraordinary gains, net$040
Net income$2,907,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,468
Cash dividends$3,700,000613
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,897,1601,577
2003-06-30 (YTD Data)Rank
Total interest income$10,323,0001,421
Total interest expense$3,734,0001,282
Net interest income$6,589,0001,483
Provision for loan and lease losses$390,0001,435
Total noninterest income$828,0002,687
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$286,0002,755
Trading account gains and fees$0150
Additional Noninterest Income$542,0002,329
Total noninterest expense$4,625,0001,728
Salaries and employee benefits$2,412,0001,787
Premises and equipment expense$515,0002,197
Additional noninterest expense$1,698,0001,449
Pre-tax net operating income$2,402,0001,744
Securities gains (losses)$12,0002,858
Applicable income taxes$458,0002,449
Income before extraordinary items$1,956,0001,657
Extraordinary gains, net$030
Net income$1,956,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,507
Cash dividends$3,450,000464
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,946,2801,553
2003-03-31 (YTD Data)Rank
Total interest income$5,206,0001,417
Total interest expense$1,893,0001,291
Net interest income$3,313,0001,466
Provision for loan and lease losses$195,0001,399
Total noninterest income$375,0002,783
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$140,0002,724
Trading account gains and fees$0134
Additional Noninterest Income$235,0002,452
Total noninterest expense$2,228,0001,770
Salaries and employee benefits$1,184,0001,801
Premises and equipment expense$266,0002,138
Additional noninterest expense$778,0001,519
Pre-tax net operating income$1,265,0001,654
Securities gains (losses)$19,0001,926
Applicable income taxes$264,0002,242
Income before extraordinary items$1,020,0001,579
Extraordinary gains, net$021
Net income$1,020,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,164
Cash dividends$3,200,000262
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,004,9901,503
2002-12-31 (YTD Data)Rank
Total interest income$22,194,0001,381
Total interest expense$9,098,0001,236
Net interest income$13,096,0001,484
Provision for loan and lease losses$780,0001,676
Total noninterest income$1,548,0002,562
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$649,0002,414
Trading account gains and fees$0153
Additional Noninterest Income$899,0002,326
Total noninterest expense$8,974,0001,693
Salaries and employee benefits$4,684,0001,711
Premises and equipment expense$1,025,0002,134
Additional noninterest expense$3,265,0001,455
Pre-tax net operating income$4,890,0001,662
Securities gains (losses)$102,0001,731
Applicable income taxes$1,025,0002,172
Income before extraordinary items$3,967,0001,540
Extraordinary gains, net$070
Net income$3,967,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0001,681
Cash dividends$2,500,0001,086
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,886,4201,513
2001-12-31 (YTD Data)Rank
Total interest income$23,863,0001,430
Total interest expense$13,234,0001,218
Net interest income$10,629,0001,678
Provision for loan and lease losses$780,0001,533
Total noninterest income$1,565,0002,433
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$639,0002,315
Trading account gains and fees$0177
Additional Noninterest Income$926,0002,163
Total noninterest expense$8,048,0001,802
Salaries and employee benefits$4,035,0001,858
Premises and equipment expense$1,047,0002,031
Additional noninterest expense$2,966,0001,563
Pre-tax net operating income$3,366,0002,041
Securities gains (losses)$43,0002,496
Applicable income taxes$350,0003,983
Income before extraordinary items$3,059,0001,720
Extraordinary gains, net$0105
Net income$3,059,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0001,279
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,020,3001,670
2000-12-31 (YTD Data)Rank
Total interest income$19,581,0001,771
Total interest expense$10,124,0001,694
Net interest income$9,457,0001,864
Provision for loan and lease losses$850,0001,213
Total noninterest income$1,262,0002,664
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$581,0002,364
Trading account gains and fees$0180
Additional Noninterest Income$681,0002,409
Total noninterest expense$6,000,0002,280
Salaries and employee benefits$3,261,0002,188
Premises and equipment expense$936,0002,203
Additional noninterest expense$1,803,0002,379
Pre-tax net operating income$3,869,0001,889
Securities gains (losses)$10,0001,158
Applicable income taxes$1,020,0002,089
Income before extraordinary items$2,859,0001,824
Extraordinary gains, net$038
Net income$2,859,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,000840
Cash dividends$1,050,0002,181
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,851,6001,826
1999-12-31 (YTD Data)Rank
Total interest income$18,649,0001,739
Total interest expense$9,193,0001,638
Net interest income$9,456,0001,850
Provision for loan and lease losses$1,230,000821
Total noninterest income$1,501,0002,303
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$599,0002,239
Trading account gains and fees$0173
Additional Noninterest Income$902,0002,006
Total noninterest expense$6,140,0002,233
Salaries and employee benefits$3,228,0002,174
Premises and equipment expense$959,0002,130
Additional noninterest expense$1,953,0002,236
Pre-tax net operating income$3,587,0002,034
Securities gains (losses)$-5,0009,083
Applicable income taxes$831,0002,561
Income before extraordinary items$2,751,0001,936
Extraordinary gains, net$035
Net income$2,751,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,305,000597
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,754,8501,903
1998-12-31 (YTD Data)Rank
Total interest income$19,474,0001,672
Total interest expense$9,970,0001,529
Net interest income$9,504,0001,798
Provision for loan and lease losses$1,090,000897
Total noninterest income$1,268,0002,570
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$530,0002,421
Trading account gains and fees$0224
Additional Noninterest Income$738,0002,299
Total noninterest expense$6,142,0002,127
Salaries and employee benefits$3,242,0002,090
Premises and equipment expense$911,0002,126
Additional noninterest expense$1,989,0002,122
Pre-tax net operating income$3,540,0002,046
Securities gains (losses)$9,0003,034
Applicable income taxes$753,0002,869
Income before extraordinary items$2,796,0001,875
Extraordinary gains, net$032
Net income$2,796,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,000893
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,788,8901,807
1997-12-31 (YTD Data)Rank
Total interest income$18,074,0001,830
Total interest expense$9,016,0001,720
Net interest income$9,058,0001,915
Provision for loan and lease losses$600,0001,510
Total noninterest income$925,0003,244
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$499,0002,627
Trading account gains and fees$0239
Additional Noninterest Income$426,0003,155
Total noninterest expense$5,104,0002,514
Salaries and employee benefits$2,746,0002,427
Premises and equipment expense$837,0002,328
Additional noninterest expense$1,521,0002,699
Pre-tax net operating income$4,279,0001,784
Securities gains (losses)$-15,00010,235
Applicable income taxes$1,065,0002,312
Income before extraordinary items$3,199,0001,680
Extraordinary gains, net$044
Net income$3,199,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,490
Cash dividends$800,0002,545
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,210,2501,637
1996-12-31 (YTD Data)Rank
Total interest income$15,682,0002,153
Total interest expense$8,032,0001,958
Net interest income$7,650,0002,362
Provision for loan and lease losses$600,0001,497
Total noninterest income$789,0003,753
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$486,0002,783
Trading account gains and fees$0262
Additional Noninterest Income$303,0004,045
Total noninterest expense$4,475,0003,029
Salaries and employee benefits$2,296,0002,917
Premises and equipment expense$814,0002,409
Additional noninterest expense$1,365,0003,390
Pre-tax net operating income$3,364,0002,123
Securities gains (losses)$36,0001,560
Applicable income taxes$810,0002,809
Income before extraordinary items$2,590,0001,911
Extraordinary gains, net$053
Net income$2,590,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,372
Cash dividends$750,0002,610
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,562,6401,894
1995-12-31 (YTD Data)Rank
Total interest income$12,807,0002,612
Total interest expense$6,353,0002,428
Net interest income$6,454,0002,767
Provision for loan and lease losses$590,0001,387
Total noninterest income$656,0004,295
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$405,0003,325
Trading account gains and fees$0522
Additional Noninterest Income$251,0004,465
Total noninterest expense$3,854,0003,440
Salaries and employee benefits$1,884,0003,503
Premises and equipment expense$730,0002,697
Additional noninterest expense$1,240,0003,642
Pre-tax net operating income$2,666,0002,682
Securities gains (losses)$-2,0009,253
Applicable income taxes$625,0003,568
Income before extraordinary items$2,039,0002,467
Extraordinary gains, net$065
Net income$2,039,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,673
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,040,5402,440
1994-12-31 (YTD Data)Rank
Total interest income$9,818,0003,080
Total interest expense$4,050,0003,011
Net interest income$5,768,0003,102
Provision for loan and lease losses$600,0001,325
Total noninterest income$629,0004,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$406,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$223,0004,919
Total noninterest expense$3,038,0004,359
Salaries and employee benefits$1,455,0004,393
Premises and equipment expense$605,0003,247
Additional noninterest expense$978,0004,800
Pre-tax net operating income$2,759,0002,570
Securities gains (losses)$-106,00011,563
Applicable income taxes$590,0003,563
Income before extraordinary items$2,063,0002,357
Extraordinary gains, net$0249
Net income$2,063,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,445
Cash dividends$275,0004,709
Sale, conversion, retirement of capital stock, net$35,000950
Net operating income$2,145,6802,292
1993-12-31 (YTD Data)Rank
Total interest income$8,195,0003,729
Total interest expense$3,171,0003,932
Net interest income$5,024,0003,556
Provision for loan and lease losses$707,0001,652
Total noninterest income$625,0004,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,935
Total noninterest expense$2,831,0004,749
Salaries and employee benefits$1,316,0004,826
Premises and equipment expense$547,0003,587
Additional noninterest expense$968,0005,058
Pre-tax net operating income$2,111,0003,151
Securities gains (losses)$46,0003,527
Applicable income taxes$523,0004,024
Income before extraordinary items$1,634,0002,988
Extraordinary gains, net$73,0001,877
Net income$1,707,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0002,160
Cash dividends$156,0006,000
Sale, conversion, retirement of capital stock, net$5,0001,167
Net operating income$1,599,0402,884
1992-12-31 (YTD Data)Rank
Total interest income$7,641,0004,469
Total interest expense$3,434,0004,616
Net interest income$4,207,0004,251
Provision for loan and lease losses$474,0003,121
Total noninterest income$534,0005,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$308,0004,353
Trading account gains and feesNANA
Additional Noninterest Income$226,0005,284
Total noninterest expense$2,553,0005,209
Salaries and employee benefits$1,181,0005,245
Premises and equipment expense$510,0003,898
Additional noninterest expense$862,0005,722
Pre-tax net operating income$1,714,0003,588
Securities gains (losses)$63,0003,745
Applicable income taxes$452,0004,353
Income before extraordinary items$1,325,0003,458
Extraordinary gains, net$01,422
Net income$1,325,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0002,878
Cash dividends$138,0005,954
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,277,7503,332

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.