Home > Troy Bank & Trust Company > Income and Expense

Troy Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,059,000723
Total interest expense$24,512,000683
Net interest income$43,547,000753
Provision for loan and lease losses$1,561,000627
Total noninterest income$7,280,000926
Gross Fiduciary activities income$850,000533
Service charges on deposit accounts$1,908,000584
Trading account gains and feesNANA
Additional Noninterest Income$4,522,000947
Total noninterest expense$33,139,000813
Salaries and employee benefits$18,293,000827
Premises and equipment expense$1,934,0001,255
Additional noninterest expense$4,522,000947
Pre-tax net operating income$16,127,000803
Securities gains (losses)$-2,195,0004,415
Applicable income taxes$2,338,000883
Income before extraordinary items$11,594,000890
Extraordinary gains, net$054
Net income$11,594,000904
Minority interest net income$088
Net income of bank and minority interests.$11,594,000893
Net charge-offs$1,172,000491
Cash dividends$3,207,0001,130
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,415,850810
2023-09-30 (YTD Data)Rank
Total interest income$49,811,000726
Total interest expense$16,821,000685
Net interest income$32,990,000754
Provision for loan and lease losses$1,215,000585
Total noninterest income$5,196,000979
Gross Fiduciary activities income$660,000523
Service charges on deposit accounts$1,415,000588
Trading account gains and feesNANA
Additional Noninterest Income$3,121,0001,008
Total noninterest expense$24,816,000816
Salaries and employee benefits$13,766,000833
Premises and equipment expense$1,447,0001,262
Additional noninterest expense$3,121,0001,008
Pre-tax net operating income$12,155,000839
Securities gains (losses)$-2,913,0004,529
Applicable income taxes$1,255,0001,118
Income before extraordinary items$7,987,0001,001
Extraordinary gains, net$052
Net income$7,987,0001,006
Minority interest net income$081
Net income of bank and minority interests.$7,987,0001,001
Net charge-offs$957,000415
Cash dividends$2,152,0001,122
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,492,180818
2023-06-30 (YTD Data)Rank
Total interest income$31,904,000726
Total interest expense$10,271,000673
Net interest income$21,633,000763
Provision for loan and lease losses$1,050,000498
Total noninterest income$3,513,000914
Gross Fiduciary activities income$464,000510
Service charges on deposit accounts$901,000603
Trading account gains and feesNANA
Additional Noninterest Income$2,148,000919
Total noninterest expense$16,608,000798
Salaries and employee benefits$9,291,000818
Premises and equipment expense$943,0001,274
Additional noninterest expense$2,148,000918
Pre-tax net operating income$7,488,000901
Securities gains (losses)$-2,913,0004,581
Applicable income taxes$155,0002,294
Income before extraordinary items$4,420,0001,161
Extraordinary gains, net$051
Net income$4,420,0001,171
Minority interest net income$081
Net income of bank and minority interests.$4,420,0001,161
Net charge-offs$708,000361
Cash dividends$1,579,0001,040
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,245,610781
2023-03-31 (YTD Data)Rank
Total interest income$15,474,000736
Total interest expense$4,872,000626
Net interest income$10,602,000785
Provision for loan and lease losses$525,000500
Total noninterest income$1,630,000955
Gross Fiduciary activities income$275,000487
Service charges on deposit accounts$443,000623
Trading account gains and feesNANA
Additional Noninterest Income$912,0001,041
Total noninterest expense$8,030,000838
Salaries and employee benefits$4,652,000830
Premises and equipment expense$474,0001,300
Additional noninterest expense$912,0001,041
Pre-tax net operating income$3,677,000944
Securities gains (losses)$-2,913,0004,622
Applicable income taxes$44,0002,618
Income before extraordinary items$720,0002,497
Extraordinary gains, net$04
Net income$720,0002,498
Minority interest net income$048
Net income of bank and minority interests.$720,0002,497
Net charge-offs$125,000540
Cash dividends$536,0001,189
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,458,220849
2022-12-31 (YTD Data)Rank
Total interest income$52,865,000703
Total interest expense$9,194,000486
Net interest income$43,671,000758
Provision for loan and lease losses$5,082,000278
Total noninterest income$7,717,000901
Gross Fiduciary activities income$712,000572
Service charges on deposit accounts$1,756,000648
Trading account gains and fees$0116
Additional Noninterest Income$5,249,000878
Total noninterest expense$31,219,000848
Salaries and employee benefits$18,303,000817
Premises and equipment expense$2,015,0001,199
Additional noninterest expense$5,249,000878
Pre-tax net operating income$15,087,000934
Securities gains (losses)$-16,0003,540
Applicable income taxes$2,280,000981
Income before extraordinary items$12,791,000921
Extraordinary gains, net$05
Net income$12,791,000922
Minority interest net income$063
Net income of bank and minority interests.$12,791,000922
Net charge-offs$1,949,000287
Cash dividends$2,878,0001,189
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,804,600946
2022-09-30 (YTD Data)Rank
Total interest income$38,268,000698
Total interest expense$5,392,000437
Net interest income$32,876,000738
Provision for loan and lease losses$3,591,000269
Total noninterest income$5,119,000996
Gross Fiduciary activities income$550,000567
Service charges on deposit accounts$1,311,000655
Trading account gains and fees$0111
Additional Noninterest Income$3,258,0001,006
Total noninterest expense$23,454,000839
Salaries and employee benefits$13,658,000814
Premises and equipment expense$1,527,0001,183
Additional noninterest expense$3,258,0001,006
Pre-tax net operating income$10,950,000973
Securities gains (losses)$68,000192
Applicable income taxes$2,212,000847
Income before extraordinary items$8,806,000981
Extraordinary gains, net$04
Net income$8,806,000980
Minority interest net income$057
Net income of bank and minority interests.$8,806,000981
Net charge-offs$1,294,000266
Cash dividends$1,887,0001,167
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,751,6001,005
2022-06-30 (YTD Data)Rank
Total interest income$24,516,000698
Total interest expense$2,945,000410
Net interest income$21,571,000733
Provision for loan and lease losses$2,091,000254
Total noninterest income$3,555,000950
Gross Fiduciary activities income$399,000522
Service charges on deposit accounts$845,000672
Trading account gains and fees$0108
Additional Noninterest Income$2,311,000987
Total noninterest expense$15,943,000805
Salaries and employee benefits$9,170,000796
Premises and equipment expense$1,004,0001,191
Additional noninterest expense$5,769,000683
Pre-tax net operating income$7,092,000937
Securities gains (losses)$46,000225
Applicable income taxes$1,388,000828
Income before extraordinary items$5,750,000944
Extraordinary gains, net$04
Net income$5,750,000944
Minority interest net income$060
Net income of bank and minority interests.$5,750,000944
Net charge-offs$266,000466
Cash dividends$1,402,0001,104
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,712,740967
2022-03-31 (YTD Data)Rank
Total interest income$12,026,000686
Total interest expense$1,357,000417
Net interest income$10,669,000721
Provision for loan and lease losses$500,000332
Total noninterest income$1,404,0001,119
Gross Fiduciary activities income$183,000531
Service charges on deposit accounts$407,000686
Trading account gains and fees$0103
Additional Noninterest Income$814,0001,233
Total noninterest expense$7,846,000815
Salaries and employee benefits$4,610,000797
Premises and equipment expense$502,0001,213
Additional noninterest expense$2,734,000706
Pre-tax net operating income$3,727,000871
Securities gains (losses)$46,000212
Applicable income taxes$788,000751
Income before extraordinary items$2,985,000892
Extraordinary gains, net$04
Net income$2,985,000891
Minority interest net income$050
Net income of bank and minority interests.$2,985,000892
Net charge-offs$93,000506
Cash dividends$454,0001,238
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,948,660914
2021-12-31 (YTD Data)Rank
Total interest income$43,271,000769
Total interest expense$5,581,000485
Net interest income$37,690,000808
Provision for loan and lease losses$-2,475,0004,616
Total noninterest income$6,698,0001,086
Gross Fiduciary activities income$701,000533
Service charges on deposit accounts$1,713,000608
Trading account gains and fees$0132
Additional Noninterest Income$4,284,0001,188
Total noninterest expense$29,332,000861
Salaries and employee benefits$16,729,000858
Premises and equipment expense$1,775,0001,331
Additional noninterest expense$10,828,000723
Pre-tax net operating income$17,531,000827
Securities gains (losses)$378,000431
Applicable income taxes$3,746,000752
Income before extraordinary items$14,163,000866
Extraordinary gains, net$010
Net income$14,163,000867
Minority interest net income$074
Net income of bank and minority interests.$14,163,000867
Net charge-offs$-3,104,0004,823
Cash dividends$1,657,0001,706
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,864,380866
2021-09-30 (YTD Data)Rank
Total interest income$31,575,000805
Total interest expense$4,244,000506
Net interest income$27,331,000851
Provision for loan and lease losses$-3,200,0004,727
Total noninterest income$5,053,0001,109
Gross Fiduciary activities income$548,000523
Service charges on deposit accounts$1,271,000609
Trading account gains and fees$0132
Additional Noninterest Income$3,234,0001,224
Total noninterest expense$22,108,000868
Salaries and employee benefits$12,401,000876
Premises and equipment expense$1,346,0001,340
Additional noninterest expense$8,361,000703
Pre-tax net operating income$13,476,000849
Securities gains (losses)$336,000421
Applicable income taxes$2,945,000760
Income before extraordinary items$10,867,000889
Extraordinary gains, net$08
Net income$10,867,000889
Minority interest net income$069
Net income of bank and minority interests.$10,867,000889
Net charge-offs$-3,645,0004,903
Cash dividends$1,244,0001,546
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,601,560887
2021-06-30 (YTD Data)Rank
Total interest income$20,324,000827
Total interest expense$2,903,000514
Net interest income$17,421,000872
Provision for loan and lease losses$-3,500,0004,780
Total noninterest income$3,473,0001,086
Gross Fiduciary activities income$367,000527
Service charges on deposit accounts$828,000597
Trading account gains and fees$0133
Additional Noninterest Income$2,278,0001,182
Total noninterest expense$14,790,000861
Salaries and employee benefits$8,249,000875
Premises and equipment expense$888,0001,353
Additional noninterest expense$5,653,000688
Pre-tax net operating income$9,604,000790
Securities gains (losses)$312,000370
Applicable income taxes$2,208,000698
Income before extraordinary items$7,708,000824
Extraordinary gains, net$06
Net income$7,708,000824
Minority interest net income$067
Net income of bank and minority interests.$7,708,000824
Net charge-offs$-3,888,0004,941
Cash dividends$830,0001,529
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,461,520833
2021-03-31 (YTD Data)Rank
Total interest income$10,053,000827
Total interest expense$1,498,000527
Net interest income$8,555,000875
Provision for loan and lease losses$-3,500,0004,859
Total noninterest income$1,767,0001,079
Gross Fiduciary activities income$206,000508
Service charges on deposit accounts$431,000582
Trading account gains and fees$0127
Additional Noninterest Income$1,130,0001,176
Total noninterest expense$7,271,000863
Salaries and employee benefits$4,099,000878
Premises and equipment expense$441,0001,378
Additional noninterest expense$2,731,000693
Pre-tax net operating income$6,551,000619
Securities gains (losses)$14,000969
Applicable income taxes$1,212,000655
Income before extraordinary items$5,353,000628
Extraordinary gains, net$03
Net income$5,353,000628
Minority interest net income$055
Net income of bank and minority interests.$5,353,000628
Net charge-offs$-4,679,0004,976
Cash dividends$415,0001,324
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,341,520617
2020-12-31 (YTD Data)Rank
Total interest income$38,832,000863
Total interest expense$7,196,000673
Net interest income$31,636,000891
Provision for loan and lease losses$1,775,0001,133
Total noninterest income$7,648,000967
Gross Fiduciary activities income$673,000534
Service charges on deposit accounts$1,610,000624
Trading account gains and fees$0133
Additional Noninterest Income$5,365,000972
Total noninterest expense$26,490,000909
Salaries and employee benefits$15,100,000904
Premises and equipment expense$1,585,0001,462
Additional noninterest expense$9,805,000750
Pre-tax net operating income$11,019,000979
Securities gains (losses)$210,0001,010
Applicable income taxes$2,086,000915
Income before extraordinary items$9,143,0001,036
Extraordinary gains, net$04
Net income$9,143,0001,036
Minority interest net income$072
Net income of bank and minority interests.$9,143,0001,036
Net charge-offs$1,006,000648
Cash dividends$1,702,0001,673
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,972,9001,019
2020-09-30 (YTD Data)Rank
Total interest income$29,218,000863
Total interest expense$5,600,000688
Net interest income$23,618,000894
Provision for loan and lease losses$1,525,0001,046
Total noninterest income$6,038,000912
Gross Fiduciary activities income$494,000531
Service charges on deposit accounts$1,163,000643
Trading account gains and fees$0125
Additional Noninterest Income$4,381,000887
Total noninterest expense$18,917,000928
Salaries and employee benefits$10,934,000909
Premises and equipment expense$1,166,0001,478
Additional noninterest expense$6,817,000776
Pre-tax net operating income$9,214,000862
Securities gains (losses)$166,000983
Applicable income taxes$2,039,000722
Income before extraordinary items$7,341,000940
Extraordinary gains, net$04
Net income$7,341,000940
Minority interest net income$065
Net income of bank and minority interests.$7,341,000940
Net charge-offs$958,000518
Cash dividends$1,288,0001,468
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,209,860926
2020-06-30 (YTD Data)Rank
Total interest income$19,195,000879
Total interest expense$3,943,000702
Net interest income$15,252,000908
Provision for loan and lease losses$1,275,000933
Total noninterest income$4,598,000782
Gross Fiduciary activities income$350,000518
Service charges on deposit accounts$765,000658
Trading account gains and fees$0123
Additional Noninterest Income$3,483,000736
Total noninterest expense$12,208,000939
Salaries and employee benefits$7,096,000930
Premises and equipment expense$711,0001,575
Additional noninterest expense$4,401,000797
Pre-tax net operating income$6,367,000756
Securities gains (losses)$161,000786
Applicable income taxes$1,408,000629
Income before extraordinary items$5,120,000834
Extraordinary gains, net$04
Net income$5,120,000834
Minority interest net income$065
Net income of bank and minority interests.$5,120,000834
Net charge-offs$915,000413
Cash dividends$871,0001,453
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,992,810820
2020-03-31 (YTD Data)Rank
Total interest income$9,773,000868
Total interest expense$2,218,000709
Net interest income$7,555,000900
Provision for loan and lease losses$275,0001,250
Total noninterest income$1,405,0001,025
Gross Fiduciary activities income$194,000508
Service charges on deposit accounts$469,000641
Trading account gains and fees$0106
Additional Noninterest Income$742,0001,198
Total noninterest expense$6,061,000950
Salaries and employee benefits$3,590,000920
Premises and equipment expense$353,0001,604
Additional noninterest expense$2,118,000818
Pre-tax net operating income$2,624,000838
Securities gains (losses)$60,000783
Applicable income taxes$517,000727
Income before extraordinary items$2,167,000868
Extraordinary gains, net$04
Net income$2,167,000867
Minority interest net income$056
Net income of bank and minority interests.$2,167,000868
Net charge-offs$-8,0004,381
Cash dividends$445,0001,383
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,118,400878
2019-12-31 (YTD Data)Rank
Total interest income$40,912,000835
Total interest expense$10,369,000661
Net interest income$30,543,000890
Provision for loan and lease losses$550,0001,403
Total noninterest income$5,491,0001,059
Gross Fiduciary activities income$735,000511
Service charges on deposit accounts$2,217,000567
Trading account gains and fees$0135
Additional Noninterest Income$2,539,0001,330
Total noninterest expense$23,773,000948
Salaries and employee benefits$13,390,000955
Premises and equipment expense$1,435,0001,560
Additional noninterest expense$8,948,000774
Pre-tax net operating income$11,711,000928
Securities gains (losses)$1,0002,288
Applicable income taxes$2,176,000847
Income before extraordinary items$9,536,000972
Extraordinary gains, net$011
Net income$9,536,000973
Minority interest net income$076
Net income of bank and minority interests.$9,536,000973
Net charge-offs$1,106,000623
Cash dividends$8,016,000557
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,535,190957
2019-09-30 (YTD Data)Rank
Total interest income$30,588,000842
Total interest expense$7,723,000674
Net interest income$22,865,000894
Provision for loan and lease losses$550,0001,073
Total noninterest income$4,151,0001,047
Gross Fiduciary activities income$562,000511
Service charges on deposit accounts$1,636,000571
Trading account gains and fees$0129
Additional Noninterest Income$1,953,0001,307
Total noninterest expense$17,582,000946
Salaries and employee benefits$9,903,000963
Premises and equipment expense$1,031,0001,626
Additional noninterest expense$6,648,000779
Pre-tax net operating income$8,884,000930
Securities gains (losses)$-78,0005,145
Applicable income taxes$1,750,000842
Income before extraordinary items$7,056,0001,001
Extraordinary gains, net$011
Net income$7,056,0001,002
Minority interest net income$072
Net income of bank and minority interests.$7,056,0001,002
Net charge-offs$762,000583
Cash dividends$7,567,000446
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,118,400971
2019-06-30 (YTD Data)Rank
Total interest income$20,207,000840
Total interest expense$5,001,000680
Net interest income$15,206,000888
Provision for loan and lease losses$550,000798
Total noninterest income$2,944,000980
Gross Fiduciary activities income$398,000499
Service charges on deposit accounts$1,542,000410
Trading account gains and fees$0131
Additional Noninterest Income$1,004,0001,484
Total noninterest expense$11,924,000937
Salaries and employee benefits$6,719,000942
Premises and equipment expense$952,0001,239
Additional noninterest expense$4,253,000816
Pre-tax net operating income$5,676,000950
Securities gains (losses)$-93,0005,208
Applicable income taxes$1,074,000867
Income before extraordinary items$4,509,0001,005
Extraordinary gains, net$011
Net income$4,509,0001,005
Minority interest net income$069
Net income of bank and minority interests.$4,509,0001,005
Net charge-offs$538,000546
Cash dividends$3,074,000622
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,584,330974
2019-03-31 (YTD Data)Rank
Total interest income$10,066,000842
Total interest expense$2,435,000685
Net interest income$7,631,000886
Provision for loan and lease losses$300,000677
Total noninterest income$1,191,0001,097
Gross Fiduciary activities income$187,000509
Service charges on deposit accounts$764,000407
Trading account gains and fees$0126
Additional Noninterest Income$240,0002,199
Total noninterest expense$5,864,000944
Salaries and employee benefits$3,383,000939
Premises and equipment expense$477,0001,255
Additional noninterest expense$2,004,000835
Pre-tax net operating income$2,658,000967
Securities gains (losses)$01,087
Applicable income taxes$512,000891
Income before extraordinary items$2,146,0001,022
Extraordinary gains, net$05
Net income$2,146,0001,021
Minority interest net income$052
Net income of bank and minority interests.$2,146,0001,021
Net charge-offs$297,000478
Cash dividends$463,0001,402
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,146,0001,001
2018-12-31 (YTD Data)Rank
Total interest income$38,330,000827
Total interest expense$7,737,000647
Net interest income$30,593,000866
Provision for loan and lease losses$1,500,000620
Total noninterest income$7,763,000826
Gross Fiduciary activities income$745,000513
Service charges on deposit accounts$3,052,000429
Trading account gains and fees$0126
Additional Noninterest Income$3,966,000925
Total noninterest expense$22,233,000978
Salaries and employee benefits$12,905,000952
Premises and equipment expense$1,981,0001,183
Additional noninterest expense$7,347,000911
Pre-tax net operating income$14,623,000763
Securities gains (losses)$189,000218
Applicable income taxes$2,060,000857
Income before extraordinary items$12,752,000737
Extraordinary gains, net$06
Net income$12,752,000736
Minority interest net income$072
Net income of bank and minority interests.$12,752,000736
Net charge-offs$738,000751
Cash dividends$2,128,0001,402
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,589,460744
2018-09-30 (YTD Data)Rank
Total interest income$28,350,000820
Total interest expense$5,550,000642
Net interest income$22,800,000869
Provision for loan and lease losses$1,200,000565
Total noninterest income$6,506,000770
Gross Fiduciary activities income$546,000516
Service charges on deposit accounts$2,268,000427
Trading account gains and fees$0138
Additional Noninterest Income$3,692,000812
Total noninterest expense$16,728,000972
Salaries and employee benefits$9,612,000960
Premises and equipment expense$1,497,0001,171
Additional noninterest expense$5,619,000882
Pre-tax net operating income$11,378,000736
Securities gains (losses)$173,000228
Applicable income taxes$1,453,000913
Income before extraordinary items$10,098,000711
Extraordinary gains, net$05
Net income$10,098,000710
Minority interest net income$066
Net income of bank and minority interests.$10,098,000710
Net charge-offs$640,000612
Cash dividends$1,515,0001,281
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,947,490713
2018-06-30 (YTD Data)Rank
Total interest income$18,562,000825
Total interest expense$3,581,000616
Net interest income$14,981,000875
Provision for loan and lease losses$800,000557
Total noninterest income$5,186,000666
Gross Fiduciary activities income$370,000513
Service charges on deposit accounts$1,488,000429
Trading account gains and fees$0130
Additional Noninterest Income$3,328,000684
Total noninterest expense$11,105,000978
Salaries and employee benefits$6,406,000955
Premises and equipment expense$1,011,0001,171
Additional noninterest expense$3,688,000892
Pre-tax net operating income$8,262,000688
Securities gains (losses)$142,000204
Applicable income taxes$903,000943
Income before extraordinary items$7,501,000642
Extraordinary gains, net$06
Net income$7,501,000639
Minority interest net income$065
Net income of bank and minority interests.$7,501,000641
Net charge-offs$387,000619
Cash dividends$1,054,0001,250
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,374,620646
2018-03-31 (YTD Data)Rank
Total interest income$9,037,000832
Total interest expense$1,738,000599
Net interest income$7,299,000897
Provision for loan and lease losses$400,000550
Total noninterest income$1,212,0001,111
Gross Fiduciary activities income$195,000514
Service charges on deposit accounts$740,000433
Trading account gains and fees$0123
Additional Noninterest Income$277,0002,114
Total noninterest expense$5,628,000977
Salaries and employee benefits$3,227,000959
Premises and equipment expense$507,0001,182
Additional noninterest expense$1,894,000866
Pre-tax net operating income$2,483,0001,017
Securities gains (losses)$142,000136
Applicable income taxes$-216,0005,573
Income before extraordinary items$2,841,000779
Extraordinary gains, net$07
Net income$2,841,000779
Minority interest net income$052
Net income of bank and minority interests.$2,841,000779
Net charge-offs$200,000577
Cash dividends$443,0001,302
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,699,000809
2017-12-31 (YTD Data)Rank
Total interest income$34,284,000836
Total interest expense$5,797,000599
Net interest income$28,487,000886
Provision for loan and lease losses$160,0002,586
Total noninterest income$5,247,0001,080
Gross Fiduciary activities income$752,000509
Service charges on deposit accounts$2,921,000450
Trading account gains and fees$0151
Additional Noninterest Income$1,574,0001,764
Total noninterest expense$21,340,000999
Salaries and employee benefits$12,283,000976
Premises and equipment expense$1,865,0001,246
Additional noninterest expense$7,192,000915
Pre-tax net operating income$12,234,000836
Securities gains (losses)$120,000560
Applicable income taxes$2,827,0001,001
Income before extraordinary items$9,527,000784
Extraordinary gains, net$09
Net income$9,527,000784
Minority interest net income$076
Net income of bank and minority interests.$9,527,000784
Net charge-offs$388,0001,297
Cash dividends$2,058,0001,388
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,434,600781
2017-09-30 (YTD Data)Rank
Total interest income$25,327,000846
Total interest expense$4,135,000611
Net interest income$21,192,000892
Provision for loan and lease losses$04,088
Total noninterest income$4,093,0001,069
Gross Fiduciary activities income$568,000509
Service charges on deposit accounts$2,180,000454
Trading account gains and fees$0145
Additional Noninterest Income$1,345,0001,654
Total noninterest expense$15,919,0001,007
Salaries and employee benefits$8,978,000999
Premises and equipment expense$1,449,0001,218
Additional noninterest expense$5,492,000893
Pre-tax net operating income$9,366,000832
Securities gains (losses)$87,000637
Applicable income taxes$1,964,000926
Income before extraordinary items$7,489,000809
Extraordinary gains, net$09
Net income$7,489,000809
Minority interest net income$071
Net income of bank and minority interests.$7,489,000809
Net charge-offs$389,000950
Cash dividends$1,464,0001,332
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,420,270799
2017-06-30 (YTD Data)Rank
Total interest income$16,536,000857
Total interest expense$2,648,000620
Net interest income$13,888,000902
Provision for loan and lease losses$03,871
Total noninterest income$2,470,0001,145
Gross Fiduciary activities income$387,000507
Service charges on deposit accounts$1,434,000456
Trading account gains and fees$0139
Additional Noninterest Income$649,0002,020
Total noninterest expense$10,150,0001,053
Salaries and employee benefits$5,980,0001,008
Premises and equipment expense$959,0001,228
Additional noninterest expense$3,211,0001,004
Pre-tax net operating income$6,208,000817
Securities gains (losses)$49,000664
Applicable income taxes$1,472,000837
Income before extraordinary items$4,785,000831
Extraordinary gains, net$011
Net income$4,785,000830
Minority interest net income$071
Net income of bank and minority interests.$4,785,000831
Net charge-offs$102,0001,504
Cash dividends$1,024,0001,280
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,747,760825
2017-03-31 (YTD Data)Rank
Total interest income$8,083,000872
Total interest expense$1,263,000624
Net interest income$6,820,000915
Provision for loan and lease losses$03,537
Total noninterest income$1,384,0001,056
Gross Fiduciary activities income$204,000502
Service charges on deposit accounts$702,000467
Trading account gains and fees$0142
Additional Noninterest Income$478,0001,566
Total noninterest expense$5,132,0001,051
Salaries and employee benefits$3,003,0001,012
Premises and equipment expense$498,0001,199
Additional noninterest expense$1,631,000987
Pre-tax net operating income$3,072,000786
Securities gains (losses)$42,000373
Applicable income taxes$721,000831
Income before extraordinary items$2,393,000803
Extraordinary gains, net$08
Net income$2,393,000803
Minority interest net income$055
Net income of bank and minority interests.$2,393,000803
Net charge-offs$202,000596
Cash dividends$432,0001,339
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,360,660800
2016-12-31 (YTD Data)Rank
Total interest income$31,610,000855
Total interest expense$5,151,000582
Net interest income$26,459,000905
Provision for loan and lease losses$1,043,000868
Total noninterest income$4,662,0001,216
Gross Fiduciary activities income$710,000521
Service charges on deposit accounts$2,771,000485
Trading account gains and fees$0170
Additional Noninterest Income$1,181,0002,201
Total noninterest expense$21,346,000992
Salaries and employee benefits$11,864,000990
Premises and equipment expense$1,834,0001,272
Additional noninterest expense$7,648,000864
Pre-tax net operating income$8,732,0001,030
Securities gains (losses)$646,000345
Applicable income taxes$1,770,0001,143
Income before extraordinary items$7,608,000983
Extraordinary gains, net$05
Net income$7,608,000982
Minority interest net income$082
Net income of bank and minority interests.$7,608,000982
Net charge-offs$-679,0005,830
Cash dividends$2,023,0001,381
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,084,7401,021
2016-09-30 (YTD Data)Rank
Total interest income$23,545,000856
Total interest expense$3,816,000583
Net interest income$19,729,000906
Provision for loan and lease losses$1,043,000665
Total noninterest income$3,574,0001,184
Gross Fiduciary activities income$542,000513
Service charges on deposit accounts$2,058,000483
Trading account gains and fees$0169
Additional Noninterest Income$974,0002,084
Total noninterest expense$16,022,000991
Salaries and employee benefits$8,949,000983
Premises and equipment expense$1,359,0001,289
Additional noninterest expense$5,714,000870
Pre-tax net operating income$6,238,0001,083
Securities gains (losses)$646,000310
Applicable income taxes$1,227,0001,243
Income before extraordinary items$5,657,000997
Extraordinary gains, net$05
Net income$5,657,000997
Minority interest net income$071
Net income of bank and minority interests.$5,657,000997
Net charge-offs$-692,0005,894
Cash dividends$1,436,0001,319
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,127,2801,069
2016-06-30 (YTD Data)Rank
Total interest income$15,466,000864
Total interest expense$2,537,000581
Net interest income$12,929,000925
Provision for loan and lease losses$1,043,000494
Total noninterest income$2,369,0001,172
Gross Fiduciary activities income$373,000511
Service charges on deposit accounts$1,346,000484
Trading account gains and fees$0157
Additional Noninterest Income$650,0002,042
Total noninterest expense$11,043,000957
Salaries and employee benefits$5,953,000983
Premises and equipment expense$878,0001,325
Additional noninterest expense$4,212,000791
Pre-tax net operating income$3,212,0001,346
Securities gains (losses)$545,000261
Applicable income taxes$439,0001,790
Income before extraordinary items$3,318,0001,111
Extraordinary gains, net$016
Net income$3,318,0001,111
Minority interest net income$071
Net income of bank and minority interests.$3,318,0001,111
Net charge-offs$-713,0006,002
Cash dividends$1,008,0001,292
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,838,4001,215
2016-03-31 (YTD Data)Rank
Total interest income$7,963,000843
Total interest expense$1,282,000570
Net interest income$6,681,000888
Provision for loan and lease losses$900,000299
Total noninterest income$1,129,0001,194
Gross Fiduciary activities income$183,000517
Service charges on deposit accounts$672,000480
Trading account gains and fees$0142
Additional Noninterest Income$274,0002,208
Total noninterest expense$5,644,000937
Salaries and employee benefits$3,005,000983
Premises and equipment expense$439,0001,329
Additional noninterest expense$2,200,000745
Pre-tax net operating income$1,266,0001,598
Securities gains (losses)$130,000415
Applicable income taxes$200,0001,839
Income before extraordinary items$1,196,0001,420
Extraordinary gains, net$012
Net income$1,196,0001,420
Minority interest net income$062
Net income of bank and minority interests.$1,196,0001,421
Net charge-offs$26,0001,827
Cash dividends$424,0001,339
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,084,2001,479
2015-12-31 (YTD Data)Rank
Total interest income$30,612,000842
Total interest expense$5,229,000522
Net interest income$25,383,000897
Provision for loan and lease losses$2,400,000382
Total noninterest income$4,852,0001,146
Gross Fiduciary activities income$696,000534
Service charges on deposit accounts$2,757,000474
Trading account gains and fees$0159
Additional Noninterest Income$1,399,0001,935
Total noninterest expense$20,673,000997
Salaries and employee benefits$11,703,000963
Premises and equipment expense$1,776,0001,313
Additional noninterest expense$7,194,000907
Pre-tax net operating income$7,162,0001,178
Securities gains (losses)$202,000740
Applicable income taxes$930,0001,649
Income before extraordinary items$6,434,0001,093
Extraordinary gains, net$023
Net income$6,434,0001,093
Minority interest net income$081
Net income of bank and minority interests.$6,434,0001,093
Net charge-offs$4,645,000197
Cash dividends$1,993,0001,370
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,258,2601,102
2015-09-30 (YTD Data)Rank
Total interest income$22,812,000850
Total interest expense$3,995,000523
Net interest income$18,817,000912
Provision for loan and lease losses$1,500,000413
Total noninterest income$3,569,0001,172
Gross Fiduciary activities income$525,000533
Service charges on deposit accounts$2,066,000481
Trading account gains and fees$0153
Additional Noninterest Income$978,0002,061
Total noninterest expense$15,564,0001,006
Salaries and employee benefits$8,754,000969
Premises and equipment expense$1,362,0001,312
Additional noninterest expense$5,448,000902
Pre-tax net operating income$5,322,0001,197
Securities gains (losses)$183,000693
Applicable income taxes$687,0001,713
Income before extraordinary items$4,818,0001,112
Extraordinary gains, net$021
Net income$4,818,0001,110
Minority interest net income$078
Net income of bank and minority interests.$4,818,0001,112
Net charge-offs$1,516,000343
Cash dividends$1,417,0001,274
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,656,9601,110
2015-06-30 (YTD Data)Rank
Total interest income$14,923,000864
Total interest expense$2,675,000519
Net interest income$12,248,000933
Provision for loan and lease losses$600,000646
Total noninterest income$2,449,0001,158
Gross Fiduciary activities income$356,000538
Service charges on deposit accounts$1,363,000480
Trading account gains and fees$0157
Additional Noninterest Income$730,0001,919
Total noninterest expense$10,367,0001,007
Salaries and employee benefits$5,869,000969
Premises and equipment expense$907,0001,317
Additional noninterest expense$3,591,000909
Pre-tax net operating income$3,730,0001,141
Securities gains (losses)$163,000612
Applicable income taxes$651,0001,385
Income before extraordinary items$3,242,0001,090
Extraordinary gains, net$022
Net income$3,242,0001,090
Minority interest net income$075
Net income of bank and minority interests.$3,242,0001,091
Net charge-offs$1,047,000336
Cash dividends$995,0001,263
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,106,7101,098
2015-03-31 (YTD Data)Rank
Total interest income$7,502,000853
Total interest expense$1,359,000511
Net interest income$6,143,000923
Provision for loan and lease losses$600,000341
Total noninterest income$1,113,0001,195
Gross Fiduciary activities income$184,000538
Service charges on deposit accounts$560,000568
Trading account gains and fees$0152
Additional Noninterest Income$369,0001,863
Total noninterest expense$4,985,0001,042
Salaries and employee benefits$2,892,000979
Premises and equipment expense$440,0001,366
Additional noninterest expense$1,653,000971
Pre-tax net operating income$1,671,0001,211
Securities gains (losses)$144,000455
Applicable income taxes$241,0001,636
Income before extraordinary items$1,574,0001,084
Extraordinary gains, net$013
Net income$1,574,0001,085
Minority interest net income$064
Net income of bank and minority interests.$1,574,0001,085
Net charge-offs$121,000990
Cash dividends$419,0001,268
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,448,7201,129
2014-12-31 (YTD Data)Rank
Total interest income$31,826,000789
Total interest expense$6,993,000402
Net interest income$24,833,000883
Provision for loan and lease losses$5,377,000205
Total noninterest income$4,335,0001,213
Gross Fiduciary activities income$953,000473
Service charges on deposit accounts$2,310,000595
Trading account gains and fees$0180
Additional Noninterest Income$1,072,0002,239
Total noninterest expense$19,339,0001,059
Salaries and employee benefits$10,615,0001,023
Premises and equipment expense$1,809,0001,314
Additional noninterest expense$6,915,000938
Pre-tax net operating income$4,452,0001,694
Securities gains (losses)$457,000432
Applicable income taxes$-454,0006,377
Income before extraordinary items$5,363,0001,223
Extraordinary gains, net$017
Net income$5,363,0001,220
Minority interest net income$084
Net income of bank and minority interests.$5,363,0001,222
Net charge-offs$4,270,000264
Cash dividends$10,309,000326
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,906,0001,304
2014-09-30 (YTD Data)Rank
Total interest income$23,927,000788
Total interest expense$5,516,000376
Net interest income$18,411,000900
Provision for loan and lease losses$4,777,000177
Total noninterest income$3,272,0001,207
Gross Fiduciary activities income$784,000459
Service charges on deposit accounts$1,724,000595
Trading account gains and fees$0174
Additional Noninterest Income$764,0002,325
Total noninterest expense$14,526,0001,052
Salaries and employee benefits$7,969,0001,020
Premises and equipment expense$1,378,0001,306
Additional noninterest expense$5,179,000935
Pre-tax net operating income$2,380,0002,220
Securities gains (losses)$364,000414
Applicable income taxes$-565,0006,523
Income before extraordinary items$3,309,0001,451
Extraordinary gains, net$015
Net income$3,309,0001,450
Minority interest net income$081
Net income of bank and minority interests.$3,309,0001,451
Net charge-offs$3,895,000225
Cash dividends$2,080,000895
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,945,0001,583
2014-06-30 (YTD Data)Rank
Total interest income$15,850,000794
Total interest expense$3,812,000362
Net interest income$12,038,000912
Provision for loan and lease losses$3,877,000157
Total noninterest income$2,314,0001,148
Gross Fiduciary activities income$615,000429
Service charges on deposit accounts$1,131,000597
Trading account gains and fees$0172
Additional Noninterest Income$568,0002,142
Total noninterest expense$9,395,0001,084
Salaries and employee benefits$5,309,0001,024
Premises and equipment expense$932,0001,290
Additional noninterest expense$3,154,0001,028
Pre-tax net operating income$1,080,0002,821
Securities gains (losses)$343,000321
Applicable income taxes$261,0002,160
Income before extraordinary items$1,162,0002,390
Extraordinary gains, net$020
Net income$1,162,0002,394
Minority interest net income$080
Net income of bank and minority interests.$1,162,0002,394
Net charge-offs$3,612,000173
Cash dividends$1,655,000761
Sale, conversion, retirement of capital stock, net$0794
Net operating income$880,7402,840
2014-03-31 (YTD Data)Rank
Total interest income$7,930,000797
Total interest expense$1,984,000347
Net interest income$5,946,000923
Provision for loan and lease losses$900,000280
Total noninterest income$1,072,0001,179
Gross Fiduciary activities income$207,000510
Service charges on deposit accounts$550,000602
Trading account gains and fees$0147
Additional Noninterest Income$315,0001,938
Total noninterest expense$4,676,0001,095
Salaries and employee benefits$2,624,0001,040
Premises and equipment expense$456,0001,344
Additional noninterest expense$1,596,0001,012
Pre-tax net operating income$1,442,0001,300
Securities gains (losses)$7,0001,257
Applicable income taxes$25,0003,376
Income before extraordinary items$1,424,0001,094
Extraordinary gains, net$016
Net income$1,424,0001,095
Minority interest net income$066
Net income of bank and minority interests.$1,424,0001,095
Net charge-offs$277,000760
Cash dividends$380,0001,270
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,417,1401,079
2013-12-31 (YTD Data)Rank
Total interest income$34,529,000722
Total interest expense$9,064,000341
Net interest income$25,465,000837
Provision for loan and lease losses$3,750,000352
Total noninterest income$3,504,0001,451
Gross Fiduciary activities income$701,000534
Service charges on deposit accounts$2,324,000593
Trading account gains and fees$0184
Additional Noninterest Income$479,0003,418
Total noninterest expense$17,896,0001,141
Salaries and employee benefits$9,753,0001,117
Premises and equipment expense$1,871,0001,265
Additional noninterest expense$6,272,0001,078
Pre-tax net operating income$7,323,0001,041
Securities gains (losses)$583,000394
Applicable income taxes$1,209,0001,299
Income before extraordinary items$6,697,000934
Extraordinary gains, net$029
Net income$6,697,000936
Minority interest net income$090
Net income of bank and minority interests.$6,697,000936
Net charge-offs$4,800,000343
Cash dividends$1,520,0001,464
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,201,450978
2013-09-30 (YTD Data)Rank
Total interest income$26,264,000713
Total interest expense$6,921,000341
Net interest income$19,343,000832
Provision for loan and lease losses$2,850,000349
Total noninterest income$2,368,0001,579
Gross Fiduciary activities income$513,000536
Service charges on deposit accounts$1,718,000596
Trading account gains and fees$0180
Additional Noninterest Income$137,0004,832
Total noninterest expense$13,336,0001,153
Salaries and employee benefits$7,197,0001,140
Premises and equipment expense$1,442,0001,239
Additional noninterest expense$4,697,0001,075
Pre-tax net operating income$5,525,0001,053
Securities gains (losses)$536,000386
Applicable income taxes$1,198,0001,100
Income before extraordinary items$4,863,000960
Extraordinary gains, net$025
Net income$4,863,000963
Minority interest net income$084
Net income of bank and minority interests.$4,863,000963
Net charge-offs$3,537,000366
Cash dividends$1,140,0001,321
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,434,2001,034
2013-06-30 (YTD Data)Rank
Total interest income$17,742,000701
Total interest expense$4,681,000348
Net interest income$13,061,000811
Provision for loan and lease losses$1,800,000403
Total noninterest income$1,291,0001,866
Gross Fiduciary activities income$352,000539
Service charges on deposit accounts$1,129,000594
Trading account gains and fees$0157
Additional Noninterest Income$-190,0006,848
Total noninterest expense$9,072,0001,124
Salaries and employee benefits$4,790,0001,143
Premises and equipment expense$990,0001,208
Additional noninterest expense$3,292,0001,016
Pre-tax net operating income$3,480,0001,079
Securities gains (losses)$451,000406
Applicable income taxes$773,0001,123
Income before extraordinary items$3,158,000971
Extraordinary gains, net$022
Net income$3,158,000973
Minority interest net income$082
Net income of bank and minority interests.$3,158,000974
Net charge-offs$2,738,000352
Cash dividends$760,0001,340
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,797,2001,064
2013-03-31 (YTD Data)Rank
Total interest income$9,010,000698
Total interest expense$2,389,000350
Net interest income$6,621,000799
Provision for loan and lease losses$900,000437
Total noninterest income$690,0001,747
Gross Fiduciary activities income$192,000528
Service charges on deposit accounts$562,000589
Trading account gains and fees$0148
Additional Noninterest Income$-64,0006,899
Total noninterest expense$4,736,0001,085
Salaries and employee benefits$2,395,0001,146
Premises and equipment expense$487,0001,242
Additional noninterest expense$1,854,000914
Pre-tax net operating income$1,675,0001,094
Securities gains (losses)$256,000375
Applicable income taxes$219,0001,622
Income before extraordinary items$1,712,000896
Extraordinary gains, net$010
Net income$1,712,000897
Minority interest net income$076
Net income of bank and minority interests.$1,712,000898
Net charge-offs$1,323,000369
Cash dividends$380,0001,151
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,484,160976
2012-12-31 (YTD Data)Rank
Total interest income$37,165,000704
Total interest expense$11,834,000338
Net interest income$25,331,000843
Provision for loan and lease losses$4,800,000526
Total noninterest income$4,168,0001,288
Gross Fiduciary activities income$632,000547
Service charges on deposit accounts$2,498,000572
Trading account gains and fees$0166
Additional Noninterest Income$1,038,0002,321
Total noninterest expense$17,738,0001,135
Salaries and employee benefits$8,870,0001,191
Premises and equipment expense$1,589,0001,498
Additional noninterest expense$7,279,000963
Pre-tax net operating income$6,961,0001,021
Securities gains (losses)$496,000947
Applicable income taxes$741,0001,781
Income before extraordinary items$6,716,000897
Extraordinary gains, net$029
Net income$6,716,000897
Minority interest net income$093
Net income of bank and minority interests.$6,716,000897
Net charge-offs$3,770,000721
Cash dividends$1,520,0001,473
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,269,600902
2012-09-30 (YTD Data)Rank
Total interest income$27,848,000713
Total interest expense$9,208,000345
Net interest income$18,640,000872
Provision for loan and lease losses$3,900,000495
Total noninterest income$3,366,0001,236
Gross Fiduciary activities income$476,000551
Service charges on deposit accounts$1,861,000581
Trading account gains and fees$0157
Additional Noninterest Income$1,029,0001,958
Total noninterest expense$13,663,0001,090
Salaries and employee benefits$6,496,0001,211
Premises and equipment expense$1,164,0001,543
Additional noninterest expense$6,003,000874
Pre-tax net operating income$4,443,0001,213
Securities gains (losses)$330,0001,033
Applicable income taxes$413,0002,129
Income before extraordinary items$4,360,0001,045
Extraordinary gains, net$020
Net income$4,360,0001,045
Minority interest net income$086
Net income of bank and minority interests.$4,360,0001,045
Net charge-offs$2,509,000777
Cash dividends$1,140,0001,210
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,059,7001,056
2012-06-30 (YTD Data)Rank
Total interest income$18,517,000728
Total interest expense$6,459,000343
Net interest income$12,058,000909
Provision for loan and lease losses$3,000,000452
Total noninterest income$2,251,0001,216
Gross Fiduciary activities income$324,000558
Service charges on deposit accounts$1,215,000593
Trading account gains and fees$0153
Additional Noninterest Income$712,0001,897
Total noninterest expense$9,432,0001,053
Salaries and employee benefits$4,241,0001,235
Premises and equipment expense$745,0001,600
Additional noninterest expense$4,446,000787
Pre-tax net operating income$1,877,0001,769
Securities gains (losses)$274,000911
Applicable income taxes$-206,0007,072
Income before extraordinary items$2,357,0001,263
Extraordinary gains, net$019
Net income$2,357,0001,263
Minority interest net income$084
Net income of bank and minority interests.$2,357,0001,263
Net charge-offs$2,088,000665
Cash dividends$760,0001,207
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,083,0001,344
2012-03-31 (YTD Data)Rank
Total interest income$9,417,000720
Total interest expense$3,314,000342
Net interest income$6,103,000896
Provision for loan and lease losses$1,500,000441
Total noninterest income$1,040,0001,292
Gross Fiduciary activities income$175,000541
Service charges on deposit accounts$593,000597
Trading account gains and fees$0148
Additional Noninterest Income$272,0002,234
Total noninterest expense$4,324,0001,154
Salaries and employee benefits$2,228,0001,165
Premises and equipment expense$327,0001,811
Additional noninterest expense$1,769,000960
Pre-tax net operating income$1,319,0001,331
Securities gains (losses)$150,000716
Applicable income taxes$245,0001,509
Income before extraordinary items$1,224,0001,193
Extraordinary gains, net$019
Net income$1,224,0001,192
Minority interest net income$078
Net income of bank and minority interests.$1,224,0001,193
Net charge-offs$672,000902
Cash dividends$380,0001,107
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,099,5001,244
2011-12-31 (YTD Data)Rank
Total interest income$39,269,000712
Total interest expense$14,345,000384
Net interest income$24,924,000876
Provision for loan and lease losses$8,833,000466
Total noninterest income$4,490,0001,135
Gross Fiduciary activities income$729,000478
Service charges on deposit accounts$2,491,000586
Trading account gains and fees$0146
Additional Noninterest Income$1,270,0001,831
Total noninterest expense$16,490,0001,197
Salaries and employee benefits$8,312,0001,195
Premises and equipment expense$2,041,0001,227
Additional noninterest expense$6,137,0001,145
Pre-tax net operating income$4,091,0001,408
Securities gains (losses)$1,224,000356
Applicable income taxes$651,0001,758
Income before extraordinary items$4,664,0001,065
Extraordinary gains, net$029
Net income$4,664,0001,065
Minority interest net income$096
Net income of bank and minority interests.$4,664,0001,065
Net charge-offs$9,303,000496
Cash dividends$1,520,0001,212
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,586,8801,308
2011-09-30 (YTD Data)Rank
Total interest income$29,540,000723
Total interest expense$10,906,000406
Net interest income$18,634,000888
Provision for loan and lease losses$6,833,000464
Total noninterest income$3,314,0001,155
Gross Fiduciary activities income$553,000471
Service charges on deposit accounts$1,839,000601
Trading account gains and fees$0145
Additional Noninterest Income$922,0001,857
Total noninterest expense$12,504,0001,180
Salaries and employee benefits$6,105,0001,218
Premises and equipment expense$1,583,0001,195
Additional noninterest expense$4,816,0001,092
Pre-tax net operating income$2,611,0001,668
Securities gains (losses)$995,000358
Applicable income taxes$313,0002,221
Income before extraordinary items$3,293,0001,166
Extraordinary gains, net$021
Net income$3,293,0001,165
Minority interest net income$087
Net income of bank and minority interests.$3,293,0001,166
Net charge-offs$6,832,000480
Cash dividends$1,140,0001,049
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,387,5501,519
2011-06-30 (YTD Data)Rank
Total interest income$19,641,000735
Total interest expense$7,334,000422
Net interest income$12,307,000903
Provision for loan and lease losses$5,533,000391
Total noninterest income$2,201,0001,152
Gross Fiduciary activities income$403,000447
Service charges on deposit accounts$1,179,000624
Trading account gains and fees$0153
Additional Noninterest Income$619,0001,834
Total noninterest expense$8,368,0001,186
Salaries and employee benefits$4,016,0001,239
Premises and equipment expense$1,058,0001,214
Additional noninterest expense$3,294,0001,084
Pre-tax net operating income$607,0003,454
Securities gains (losses)$902,000221
Applicable income taxes$-171,0007,195
Income before extraordinary items$1,680,0001,460
Extraordinary gains, net$015
Net income$1,680,0001,460
Minority interest net income$089
Net income of bank and minority interests.$1,680,0001,460
Net charge-offs$6,235,000389
Cash dividends$760,0001,049
Sale, conversion, retirement of capital stock, net$0986
Net operating income$778,0002,636
2011-03-31 (YTD Data)Rank
Total interest income$9,883,000739
Total interest expense$3,697,000438
Net interest income$6,186,000892
Provision for loan and lease losses$2,558,000420
Total noninterest income$1,111,0001,128
Gross Fiduciary activities income$258,000398
Service charges on deposit accounts$565,000637
Trading account gains and fees$0158
Additional Noninterest Income$288,0001,960
Total noninterest expense$4,183,0001,200
Salaries and employee benefits$2,070,0001,220
Premises and equipment expense$509,0001,283
Additional noninterest expense$1,604,0001,111
Pre-tax net operating income$556,0002,373
Securities gains (losses)$634,000133
Applicable income taxes$258,0001,253
Income before extraordinary items$932,0001,311
Extraordinary gains, net$09
Net income$932,0001,311
Minority interest net income$086
Net income of bank and minority interests.$932,0001,311
Net charge-offs$2,257,000499
Cash dividends$380,000961
Sale, conversion, retirement of capital stock, net$0925
Net operating income$437,4802,439
2010-12-31 (YTD Data)Rank
Total interest income$41,737,000724
Total interest expense$16,259,000489
Net interest income$25,478,000859
Provision for loan and lease losses$9,944,000663
Total noninterest income$4,065,0001,250
Gross Fiduciary activities income$562,000530
Service charges on deposit accounts$2,316,000642
Trading account gains and fees$0175
Additional Noninterest Income$1,187,0001,967
Total noninterest expense$15,326,0001,308
Salaries and employee benefits$8,195,0001,204
Premises and equipment expense$2,059,0001,254
Additional noninterest expense$5,072,0001,431
Pre-tax net operating income$4,273,0001,189
Securities gains (losses)$470,000937
Applicable income taxes$382,0002,136
Income before extraordinary items$4,361,000992
Extraordinary gains, net$029
Net income$4,361,000994
Minority interest net income$0111
Net income of bank and minority interests.$4,361,000995
Net charge-offs$9,727,000617
Cash dividends$3,257,000508
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,928,6001,060
2010-09-30 (YTD Data)Rank
Total interest income$31,346,000725
Total interest expense$12,356,000498
Net interest income$18,990,000870
Provision for loan and lease losses$7,744,000619
Total noninterest income$3,066,0001,239
Gross Fiduciary activities income$430,000529
Service charges on deposit accounts$1,728,000660
Trading account gains and fees$0165
Additional Noninterest Income$908,0001,917
Total noninterest expense$11,604,0001,279
Salaries and employee benefits$6,337,0001,158
Premises and equipment expense$1,530,0001,295
Additional noninterest expense$3,737,0001,419
Pre-tax net operating income$2,708,0001,447
Securities gains (losses)$468,000783
Applicable income taxes$186,0002,624
Income before extraordinary items$2,990,0001,132
Extraordinary gains, net$023
Net income$2,990,0001,136
Minority interest net income$0110
Net income of bank and minority interests.$2,990,0001,136
Net charge-offs$7,961,000551
Cash dividends$2,032,000522
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,550,0801,262
2010-06-30 (YTD Data)Rank
Total interest income$21,022,000731
Total interest expense$8,383,000505
Net interest income$12,639,000873
Provision for loan and lease losses$6,594,000504
Total noninterest income$2,103,0001,191
Gross Fiduciary activities income$298,000519
Service charges on deposit accounts$1,161,000657
Trading account gains and fees$0152
Additional Noninterest Income$644,0001,779
Total noninterest expense$7,299,0001,370
Salaries and employee benefits$3,892,0001,259
Premises and equipment expense$961,0001,375
Additional noninterest expense$2,446,0001,452
Pre-tax net operating income$849,0002,681
Securities gains (losses)$349,000631
Applicable income taxes$-304,0007,401
Income before extraordinary items$1,502,0001,470
Extraordinary gains, net$019
Net income$1,502,0001,470
Minority interest net income$0105
Net income of bank and minority interests.$1,502,0001,471
Net charge-offs$7,366,000418
Cash dividends$1,613,000420
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,153,0001,782
2010-03-31 (YTD Data)Rank
Total interest income$10,519,000739
Total interest expense$4,280,000523
Net interest income$6,239,000893
Provision for loan and lease losses$3,200,000517
Total noninterest income$1,071,0001,155
Gross Fiduciary activities income$165,000499
Service charges on deposit accounts$575,000666
Trading account gains and fees$0175
Additional Noninterest Income$331,0001,726
Total noninterest expense$3,699,0001,359
Salaries and employee benefits$1,949,0001,282
Premises and equipment expense$489,0001,393
Additional noninterest expense$1,261,0001,411
Pre-tax net operating income$411,0002,790
Securities gains (losses)$49,0001,156
Applicable income taxes$-168,0007,533
Income before extraordinary items$628,0001,755
Extraordinary gains, net$016
Net income$628,0001,754
Minority interest net income$091
Net income of bank and minority interests.$628,0001,756
Net charge-offs$6,283,000279
Cash dividends$413,000812
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$579,0001,807
2009-12-31 (YTD Data)Rank
Total interest income$42,815,000783
Total interest expense$19,921,000571
Net interest income$22,894,000946
Provision for loan and lease losses$9,550,000905
Total noninterest income$3,764,0001,359
Gross Fiduciary activities income$590,000513
Service charges on deposit accounts$2,268,000742
Trading account gains and fees$0211
Additional Noninterest Income$906,0002,274
Total noninterest expense$14,423,0001,422
Salaries and employee benefits$7,618,0001,296
Premises and equipment expense$2,007,0001,351
Additional noninterest expense$4,798,0001,550
Pre-tax net operating income$2,685,0001,494
Securities gains (losses)$995,000505
Applicable income taxes$-78,0006,524
Income before extraordinary items$3,758,000917
Extraordinary gains, net$034
Net income$3,758,000916
Minority interest net income$0115
Net income of bank and minority interests.$3,758,000916
Net charge-offs$9,807,000698
Cash dividends$1,739,0001,039
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,763,0001,196
2009-09-30 (YTD Data)Rank
Total interest income$32,018,000799
Total interest expense$15,262,000595
Net interest income$16,756,000973
Provision for loan and lease losses$8,050,000745
Total noninterest income$2,785,0001,407
Gross Fiduciary activities income$461,000497
Service charges on deposit accounts$1,665,000755
Trading account gains and fees$0212
Additional Noninterest Income$659,0002,376
Total noninterest expense$10,862,0001,409
Salaries and employee benefits$5,773,0001,306
Premises and equipment expense$1,499,0001,367
Additional noninterest expense$3,590,0001,496
Pre-tax net operating income$629,0003,508
Securities gains (losses)$704,000530
Applicable income taxes$-505,0007,348
Income before extraordinary items$1,838,0001,461
Extraordinary gains, net$027
Net income$1,838,0001,459
Minority interest net income$0118
Net income of bank and minority interests.$1,838,0001,461
Net charge-offs$5,604,000754
Cash dividends$1,300,000993
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,134,0002,229
2009-06-30 (YTD Data)Rank
Total interest income$21,336,000820
Total interest expense$10,292,000624
Net interest income$11,044,000972
Provision for loan and lease losses$5,100,000728
Total noninterest income$1,752,0001,467
Gross Fiduciary activities income$289,000515
Service charges on deposit accounts$1,029,000816
Trading account gains and fees$0193
Additional Noninterest Income$434,0002,430
Total noninterest expense$7,015,0001,482
Salaries and employee benefits$3,872,0001,326
Premises and equipment expense$1,003,0001,388
Additional noninterest expense$2,140,0001,703
Pre-tax net operating income$681,0002,818
Securities gains (losses)$550,000469
Applicable income taxes$-418,0007,531
Income before extraordinary items$1,649,0001,144
Extraordinary gains, net$021
Net income$1,649,0001,144
Minority interest net income$0112
Net income of bank and minority interests.$1,649,0001,144
Net charge-offs$4,399,000636
Cash dividends$878,0001,046
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,099,0001,657
2009-03-31 (YTD Data)Rank
Total interest income$10,705,000821
Total interest expense$5,276,000633
Net interest income$5,429,000996
Provision for loan and lease losses$4,100,000460
Total noninterest income$836,0001,501
Gross Fiduciary activities income$157,000499
Service charges on deposit accounts$497,000821
Trading account gains and fees$0171
Additional Noninterest Income$182,0002,640
Total noninterest expense$3,497,0001,420
Salaries and employee benefits$1,954,0001,323
Premises and equipment expense$485,0001,465
Additional noninterest expense$1,058,0001,526
Pre-tax net operating income$-1,332,0007,724
Securities gains (losses)$221,000625
Applicable income taxes$-885,0007,977
Income before extraordinary items$-226,0007,077
Extraordinary gains, net$015
Net income$-226,0007,078
Minority interest net income$0102
Net income of bank and minority interests.$-226,0007,078
Net charge-offs$4,004,000367
Cash dividends$445,0001,002
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-367,4407,256
2008-12-31 (YTD Data)Rank
Total interest income$45,831,000816
Total interest expense$24,342,000655
Net interest income$21,489,000996
Provision for loan and lease losses$5,273,000972
Total noninterest income$4,059,0001,263
Gross Fiduciary activities income$713,000489
Service charges on deposit accounts$2,215,000797
Trading account gains and fees$0154
Additional Noninterest Income$1,131,0001,963
Total noninterest expense$13,439,0001,451
Salaries and employee benefits$7,793,0001,295
Premises and equipment expense$1,746,0001,586
Additional noninterest expense$3,900,0001,587
Pre-tax net operating income$6,836,000809
Securities gains (losses)$-437,0007,502
Applicable income taxes$1,613,000812
Income before extraordinary items$4,786,000846
Extraordinary gains, net$039
Net income$4,786,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,241,000953
Cash dividends$1,680,0001,571
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,113,750853
2008-09-30 (YTD Data)Rank
Total interest income$33,811,000862
Total interest expense$17,803,000698
Net interest income$16,008,0001,028
Provision for loan and lease losses$1,685,0001,326
Total noninterest income$3,010,0001,305
Gross Fiduciary activities income$523,000499
Service charges on deposit accounts$1,444,000923
Trading account gains and fees$0148
Additional Noninterest Income$1,043,0001,761
Total noninterest expense$10,259,0001,410
Salaries and employee benefits$6,176,0001,240
Premises and equipment expense$1,209,0001,714
Additional noninterest expense$2,874,0001,553
Pre-tax net operating income$7,074,000710
Securities gains (losses)$-482,0007,767
Applicable income taxes$1,982,000660
Income before extraordinary items$4,610,000790
Extraordinary gains, net$031
Net income$4,610,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,780
Cash dividends$1,220,0001,568
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,947,400776
2008-06-30 (YTD Data)Rank
Total interest income$16,170,0001,230
Total interest expense$8,499,0001,021
Net interest income$7,671,0001,460
Provision for loan and lease losses$524,0001,863
Total noninterest income$1,440,0001,700
Gross Fiduciary activities income$384,000485
Service charges on deposit accounts$491,0001,781
Trading account gains and fees$0149
Additional Noninterest Income$565,0002,073
Total noninterest expense$5,102,0001,880
Salaries and employee benefits$3,209,0001,640
Premises and equipment expense$620,0002,179
Additional noninterest expense$1,273,0002,229
Pre-tax net operating income$3,485,0001,024
Securities gains (losses)$94,0001,021
Applicable income taxes$1,050,000906
Income before extraordinary items$2,529,0001,092
Extraordinary gains, net$021
Net income$2,529,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,288
Cash dividends$760,0001,755
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,462,2601,098
2008-03-31 (YTD Data)Rank
Total interest income$8,036,0001,267
Total interest expense$4,402,0001,061
Net interest income$3,634,0001,529
Provision for loan and lease losses$262,0001,537
Total noninterest income$794,0001,572
Gross Fiduciary activities income$172,000524
Service charges on deposit accounts$363,0001,210
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,166
Total noninterest expense$2,535,0001,885
Salaries and employee benefits$1,620,0001,628
Premises and equipment expense$277,0002,437
Additional noninterest expense$638,0002,191
Pre-tax net operating income$1,631,0001,163
Securities gains (losses)$41,0001,188
Applicable income taxes$503,000997
Income before extraordinary items$1,169,0001,291
Extraordinary gains, net$015
Net income$1,169,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,672
Cash dividends$380,0001,661
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,140,3001,286
2007-12-31 (YTD Data)Rank
Total interest income$31,080,0001,378
Total interest expense$16,330,0001,216
Net interest income$14,750,0001,541
Provision for loan and lease losses$600,0002,040
Total noninterest income$3,557,0001,433
Gross Fiduciary activities income$599,000548
Service charges on deposit accounts$1,511,0001,174
Trading account gains and fees$0178
Additional Noninterest Income$1,447,0001,709
Total noninterest expense$9,271,0001,989
Salaries and employee benefits$5,918,0001,702
Premises and equipment expense$1,122,0002,321
Additional noninterest expense$2,231,0002,418
Pre-tax net operating income$8,436,000997
Securities gains (losses)$27,0001,002
Applicable income taxes$2,433,000953
Income before extraordinary items$6,030,0001,076
Extraordinary gains, net$039
Net income$6,030,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,839
Cash dividends$1,360,0002,153
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,010,8301,066
2007-09-30 (YTD Data)Rank
Total interest income$22,794,0001,415
Total interest expense$11,941,0001,254
Net interest income$10,853,0001,576
Provision for loan and lease losses$450,0001,697
Total noninterest income$2,582,0001,479
Gross Fiduciary activities income$458,000546
Service charges on deposit accounts$1,102,0001,195
Trading account gains and fees$0184
Additional Noninterest Income$1,022,0001,807
Total noninterest expense$6,908,0001,988
Salaries and employee benefits$4,463,0001,690
Premises and equipment expense$835,0002,314
Additional noninterest expense$1,610,0002,450
Pre-tax net operating income$6,077,0001,126
Securities gains (losses)$7,0001,103
Applicable income taxes$1,839,0001,025
Income before extraordinary items$4,245,0001,217
Extraordinary gains, net$033
Net income$4,245,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,878
Cash dividends$1,020,0001,959
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,240,1001,205
2007-06-30 (YTD Data)Rank
Total interest income$14,771,0001,475
Total interest expense$7,702,0001,303
Net interest income$7,069,0001,630
Provision for loan and lease losses$300,0001,528
Total noninterest income$1,751,0001,479
Gross Fiduciary activities income$316,000544
Service charges on deposit accounts$719,0001,227
Trading account gains and fees$0168
Additional Noninterest Income$716,0001,749
Total noninterest expense$4,696,0001,970
Salaries and employee benefits$3,041,0001,689
Premises and equipment expense$564,0002,297
Additional noninterest expense$1,091,0002,424
Pre-tax net operating income$3,824,0001,240
Securities gains (losses)$8,000912
Applicable income taxes$1,154,0001,149
Income before extraordinary items$2,678,0001,333
Extraordinary gains, net$029
Net income$2,678,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0001,646
Cash dividends$680,0002,018
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,672,4001,314
2007-03-31 (YTD Data)Rank
Total interest income$7,239,0001,503
Total interest expense$3,711,0001,337
Net interest income$3,528,0001,634
Provision for loan and lease losses$150,0001,427
Total noninterest income$918,0001,391
Gross Fiduciary activities income$181,000512
Service charges on deposit accounts$343,0001,261
Trading account gains and fees$0195
Additional Noninterest Income$394,0001,604
Total noninterest expense$2,402,0001,929
Salaries and employee benefits$1,549,0001,683
Premises and equipment expense$276,0002,364
Additional noninterest expense$577,0002,266
Pre-tax net operating income$1,894,0001,235
Securities gains (losses)$1,0001,055
Applicable income taxes$598,0001,124
Income before extraordinary items$1,297,0001,362
Extraordinary gains, net$022
Net income$1,297,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,485
Cash dividends$340,0001,855
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,296,3201,354
2006-12-31 (YTD Data)Rank
Total interest income$25,380,0001,590
Total interest expense$12,042,0001,394
Net interest income$13,338,0001,723
Provision for loan and lease losses$600,0001,606
Total noninterest income$3,183,0001,532
Gross Fiduciary activities income$610,000540
Service charges on deposit accounts$1,384,0001,285
Trading account gains and fees$0130
Additional Noninterest Income$1,189,0001,978
Total noninterest expense$8,825,0001,994
Salaries and employee benefits$5,573,0001,753
Premises and equipment expense$1,084,0002,288
Additional noninterest expense$2,168,0002,386
Pre-tax net operating income$7,096,0001,387
Securities gains (losses)$01,687
Applicable income taxes$2,077,0001,291
Income before extraordinary items$5,019,0001,452
Extraordinary gains, net$051
Net income$5,019,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,000913
Cash dividends$1,410,0002,015
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,019,0001,436
2006-09-30 (YTD Data)Rank
Total interest income$18,520,0001,606
Total interest expense$8,585,0001,424
Net interest income$9,935,0001,750
Provision for loan and lease losses$450,0001,514
Total noninterest income$2,407,0001,533
Gross Fiduciary activities income$481,000529
Service charges on deposit accounts$1,006,0001,336
Trading account gains and fees$0126
Additional Noninterest Income$920,0001,948
Total noninterest expense$6,594,0002,000
Salaries and employee benefits$4,188,0001,750
Premises and equipment expense$784,0002,376
Additional noninterest expense$1,622,0002,383
Pre-tax net operating income$5,298,0001,436
Securities gains (losses)$01,388
Applicable income taxes$1,572,0001,346
Income before extraordinary items$3,726,0001,502
Extraordinary gains, net$045
Net income$3,726,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,000755
Cash dividends$1,090,0001,812
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,726,0001,486
2006-06-30 (YTD Data)Rank
Total interest income$11,954,0001,624
Total interest expense$5,362,0001,446
Net interest income$6,592,0001,764
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,524,0001,613
Gross Fiduciary activities income$275,000571
Service charges on deposit accounts$628,0001,414
Trading account gains and fees$0126
Additional Noninterest Income$621,0001,916
Total noninterest expense$4,425,0001,993
Salaries and employee benefits$2,803,0001,749
Premises and equipment expense$504,0002,449
Additional noninterest expense$1,118,0002,318
Pre-tax net operating income$3,391,0001,491
Securities gains (losses)$4,000883
Applicable income taxes$1,052,0001,346
Income before extraordinary items$2,343,0001,574
Extraordinary gains, net$039
Net income$2,343,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,022
Cash dividends$690,0001,917
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,340,2401,561
2006-03-31 (YTD Data)Rank
Total interest income$5,787,0001,642
Total interest expense$2,536,0001,448
Net interest income$3,251,0001,777
Provision for loan and lease losses$150,0001,421
Total noninterest income$640,0001,822
Gross Fiduciary activities income$146,000564
Service charges on deposit accounts$238,0001,765
Trading account gains and fees$0115
Additional Noninterest Income$256,0002,164
Total noninterest expense$2,184,0002,020
Salaries and employee benefits$1,380,0001,785
Premises and equipment expense$238,0002,577
Additional noninterest expense$566,0002,273
Pre-tax net operating income$1,557,0001,574
Securities gains (losses)$0955
Applicable income taxes$470,0001,467
Income before extraordinary items$1,087,0001,650
Extraordinary gains, net$021
Net income$1,087,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,000859
Cash dividends$320,0001,859
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,087,0001,632
2005-12-31 (YTD Data)Rank
Total interest income$21,618,0001,551
Total interest expense$8,410,0001,348
Net interest income$13,208,0001,657
Provision for loan and lease losses$530,0001,805
Total noninterest income$2,455,0001,898
Gross Fiduciary activities income$496,000588
Service charges on deposit accounts$994,0001,744
Trading account gains and fees$0138
Additional Noninterest Income$965,0002,262
Total noninterest expense$8,354,0001,999
Salaries and employee benefits$5,396,0001,734
Premises and equipment expense$866,0002,683
Additional noninterest expense$2,092,0002,383
Pre-tax net operating income$6,779,0001,415
Securities gains (losses)$47,000948
Applicable income taxes$1,967,0001,384
Income before extraordinary items$4,859,0001,453
Extraordinary gains, net$046
Net income$4,859,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,415
Cash dividends$1,635,0001,713
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,825,6301,446
2005-09-30 (YTD Data)Rank
Total interest income$15,838,0001,546
Total interest expense$5,970,0001,341
Net interest income$9,868,0001,646
Provision for loan and lease losses$360,0001,866
Total noninterest income$1,883,0001,875
Gross Fiduciary activities income$389,000563
Service charges on deposit accounts$745,0001,729
Trading account gains and fees$0126
Additional Noninterest Income$749,0002,211
Total noninterest expense$6,156,0002,015
Salaries and employee benefits$3,989,0001,736
Premises and equipment expense$606,0002,864
Additional noninterest expense$1,561,0002,353
Pre-tax net operating income$5,235,0001,375
Securities gains (losses)$32,0001,037
Applicable income taxes$1,511,0001,377
Income before extraordinary items$3,756,0001,426
Extraordinary gains, net$035
Net income$3,756,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,241
Cash dividends$1,355,0001,447
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,733,2801,409
2005-06-30 (YTD Data)Rank
Total interest income$10,274,0001,544
Total interest expense$3,771,0001,334
Net interest income$6,503,0001,657
Provision for loan and lease losses$240,0001,839
Total noninterest income$1,267,0001,848
Gross Fiduciary activities income$277,000558
Service charges on deposit accounts$493,0001,707
Trading account gains and fees$0116
Additional Noninterest Income$497,0002,190
Total noninterest expense$4,065,0002,022
Salaries and employee benefits$2,664,0001,728
Premises and equipment expense$388,0002,931
Additional noninterest expense$1,013,0002,393
Pre-tax net operating income$3,465,0001,356
Securities gains (losses)$32,000942
Applicable income taxes$1,053,0001,315
Income before extraordinary items$2,444,0001,430
Extraordinary gains, net$030
Net income$2,444,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,928
Cash dividends$1,075,0001,216
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,421,6001,416
2005-03-31 (YTD Data)Rank
Total interest income$4,959,0001,584
Total interest expense$1,750,0001,372
Net interest income$3,209,0001,668
Provision for loan and lease losses$120,0001,733
Total noninterest income$617,0001,835
Gross Fiduciary activities income$179,000487
Service charges on deposit accounts$220,0001,850
Trading account gains and fees$0115
Additional Noninterest Income$218,0002,358
Total noninterest expense$2,005,0002,062
Salaries and employee benefits$1,335,0001,727
Premises and equipment expense$184,0003,086
Additional noninterest expense$486,0002,506
Pre-tax net operating income$1,701,0001,348
Securities gains (losses)$14,000908
Applicable income taxes$499,0001,363
Income before extraordinary items$1,216,0001,399
Extraordinary gains, net$024
Net income$1,216,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,376
Cash dividends$280,0001,844
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,206,0601,381
2004-12-31 (YTD Data)Rank
Total interest income$18,394,0001,567
Total interest expense$6,380,0001,288
Net interest income$12,014,0001,688
Provision for loan and lease losses$864,0001,202
Total noninterest income$2,304,0001,988
Gross Fiduciary activities income$537,000551
Service charges on deposit accounts$951,0001,838
Trading account gains and fees$0138
Additional Noninterest Income$816,0002,467
Total noninterest expense$8,019,0002,003
Salaries and employee benefits$5,038,0001,746
Premises and equipment expense$809,0002,767
Additional noninterest expense$2,172,0002,240
Pre-tax net operating income$5,435,0001,568
Securities gains (losses)$184,000868
Applicable income taxes$1,487,0001,613
Income before extraordinary items$4,132,0001,563
Extraordinary gains, net$034
Net income$4,132,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,754
Cash dividends$845,0002,628
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,995,8401,578
2004-09-30 (YTD Data)Rank
Total interest income$13,555,0001,574
Total interest expense$4,682,0001,287
Net interest income$8,873,0001,696
Provision for loan and lease losses$648,0001,165
Total noninterest income$1,676,0002,039
Gross Fiduciary activities income$315,000618
Service charges on deposit accounts$734,0001,809
Trading account gains and fees$0134
Additional Noninterest Income$627,0002,438
Total noninterest expense$5,915,0002,022
Salaries and employee benefits$3,692,0001,774
Premises and equipment expense$598,0002,791
Additional noninterest expense$1,625,0002,223
Pre-tax net operating income$3,986,0001,619
Securities gains (losses)$184,000801
Applicable income taxes$1,126,0001,620
Income before extraordinary items$3,044,0001,595
Extraordinary gains, net$026
Net income$3,044,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$584,0002,466
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,909,6801,619
2004-06-30 (YTD Data)Rank
Total interest income$8,751,0001,612
Total interest expense$3,052,0001,299
Net interest income$5,699,0001,749
Provision for loan and lease losses$432,0001,145
Total noninterest income$1,065,0002,099
Gross Fiduciary activities income$222,000609
Service charges on deposit accounts$473,0001,843
Trading account gains and fees$0130
Additional Noninterest Income$370,0002,642
Total noninterest expense$3,959,0002,012
Salaries and employee benefits$2,509,0001,749
Premises and equipment expense$384,0002,888
Additional noninterest expense$1,066,0002,263
Pre-tax net operating income$2,373,0001,772
Securities gains (losses)$108,000975
Applicable income taxes$628,0001,861
Income before extraordinary items$1,853,0001,721
Extraordinary gains, net$021
Net income$1,853,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$389,0002,524
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,772,0001,732
2004-03-31 (YTD Data)Rank
Total interest income$4,308,0001,639
Total interest expense$1,524,0001,311
Net interest income$2,784,0001,788
Provision for loan and lease losses$216,0001,089
Total noninterest income$526,0002,077
Gross Fiduciary activities income$130,000564
Service charges on deposit accounts$230,0001,836
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$1,998,0002,003
Salaries and employee benefits$1,237,0001,788
Premises and equipment expense$187,0002,989
Additional noninterest expense$574,0002,053
Pre-tax net operating income$1,096,0001,855
Securities gains (losses)$78,000935
Applicable income taxes$387,0001,602
Income before extraordinary items$787,0001,978
Extraordinary gains, net$016
Net income$787,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$194,0002,253
Sale, conversion, retirement of capital stock, net$0464
Net operating income$734,7402,005
2003-12-31 (YTD Data)Rank
Total interest income$17,160,0001,664
Total interest expense$6,593,0001,345
Net interest income$10,567,0001,855
Provision for loan and lease losses$852,0001,380
Total noninterest income$1,967,0002,348
Gross Fiduciary activities income$387,000639
Service charges on deposit accounts$823,0002,078
Trading account gains and fees$0160
Additional Noninterest Income$757,0002,827
Total noninterest expense$7,058,0002,233
Salaries and employee benefits$4,383,0001,965
Premises and equipment expense$703,0003,074
Additional noninterest expense$1,972,0002,442
Pre-tax net operating income$4,624,0001,744
Securities gains (losses)$150,0001,560
Applicable income taxes$1,369,0001,758
Income before extraordinary items$3,405,0001,825
Extraordinary gains, net$054
Net income$3,405,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,0001,280
Cash dividends$1,337,0001,903
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,298,5001,796
2003-09-30 (YTD Data)Rank
Total interest income$12,949,0001,687
Total interest expense$5,050,0001,377
Net interest income$7,899,0001,869
Provision for loan and lease losses$636,0001,337
Total noninterest income$1,538,0002,314
Gross Fiduciary activities income$298,000637
Service charges on deposit accounts$600,0002,143
Trading account gains and fees$0153
Additional Noninterest Income$640,0002,719
Total noninterest expense$5,221,0002,268
Salaries and employee benefits$3,243,0001,987
Premises and equipment expense$489,0003,280
Additional noninterest expense$1,489,0002,416
Pre-tax net operating income$3,580,0001,748
Securities gains (losses)$126,0001,549
Applicable income taxes$1,027,0001,821
Income before extraordinary items$2,679,0001,804
Extraordinary gains, net$040
Net income$2,679,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,162
Cash dividends$906,0001,863
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,588,2801,761
2003-06-30 (YTD Data)Rank
Total interest income$8,650,0001,702
Total interest expense$3,434,0001,409
Net interest income$5,216,0001,875
Provision for loan and lease losses$420,0001,332
Total noninterest income$1,001,0002,358
Gross Fiduciary activities income$202,000636
Service charges on deposit accounts$385,0002,163
Trading account gains and fees$0150
Additional Noninterest Income$414,0002,744
Total noninterest expense$3,344,0002,348
Salaries and employee benefits$2,116,0002,013
Premises and equipment expense$316,0003,337
Additional noninterest expense$912,0002,582
Pre-tax net operating income$2,453,0001,704
Securities gains (losses)$124,0001,346
Applicable income taxes$779,0001,662
Income before extraordinary items$1,798,0001,794
Extraordinary gains, net$030
Net income$1,798,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$481,000867
Cash dividends$666,0001,772
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,711,2001,762
2003-03-31 (YTD Data)Rank
Total interest income$4,198,0001,756
Total interest expense$1,775,0001,385
Net interest income$2,423,0002,028
Provision for loan and lease losses$204,0001,346
Total noninterest income$431,0002,540
Gross Fiduciary activities income$120,000588
Service charges on deposit accounts$184,0002,179
Trading account gains and fees$0134
Additional Noninterest Income$127,0003,502
Total noninterest expense$1,542,0002,509
Salaries and employee benefits$927,0002,268
Premises and equipment expense$153,0003,437
Additional noninterest expense$462,0002,509
Pre-tax net operating income$1,108,0001,867
Securities gains (losses)$20,0001,898
Applicable income taxes$347,0001,831
Income before extraordinary items$781,0002,014
Extraordinary gains, net$021
Net income$781,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,550
Cash dividends$240,0002,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$767,2001,931
2002-12-31 (YTD Data)Rank
Total interest income$17,519,0001,768
Total interest expense$7,888,0001,428
Net interest income$9,631,0002,012
Provision for loan and lease losses$720,0001,774
Total noninterest income$1,604,0002,512
Gross Fiduciary activities income$502,000568
Service charges on deposit accounts$797,0002,002
Trading account gains and fees$0153
Additional Noninterest Income$305,0004,222
Total noninterest expense$5,897,0002,500
Salaries and employee benefits$3,635,0002,206
Premises and equipment expense$610,0003,366
Additional noninterest expense$1,652,0002,732
Pre-tax net operating income$4,618,0001,758
Securities gains (losses)$146,0001,410
Applicable income taxes$1,391,0001,754
Income before extraordinary items$3,373,0001,773
Extraordinary gains, net$070
Net income$3,373,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,559
Cash dividends$2,074,0001,272
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,269,3401,767
2001-12-31 (YTD Data)Rank
Total interest income$19,030,0001,792
Total interest expense$10,307,0001,579
Net interest income$8,723,0002,047
Provision for loan and lease losses$720,0001,627
Total noninterest income$1,769,0002,224
Gross Fiduciary activities income$531,000575
Service charges on deposit accounts$813,0001,876
Trading account gains and fees$0177
Additional Noninterest Income$425,0003,420
Total noninterest expense$5,281,0002,682
Salaries and employee benefits$3,246,0002,309
Premises and equipment expense$612,0003,305
Additional noninterest expense$1,423,0003,008
Pre-tax net operating income$4,491,0001,598
Securities gains (losses)$377,000753
Applicable income taxes$1,594,0001,421
Income before extraordinary items$3,274,0001,621
Extraordinary gains, net$0105
Net income$3,274,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,805
Cash dividends$1,968,0001,366
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,021,4101,669
2000-12-31 (YTD Data)Rank
Total interest income$17,639,0001,998
Total interest expense$9,967,0001,728
Net interest income$7,672,0002,318
Provision for loan and lease losses$627,0001,547
Total noninterest income$1,787,0002,040
Gross Fiduciary activities income$395,000665
Service charges on deposit accounts$826,0001,679
Trading account gains and fees$0180
Additional Noninterest Income$566,0002,729
Total noninterest expense$5,113,0002,662
Salaries and employee benefits$3,198,0002,236
Premises and equipment expense$640,0003,098
Additional noninterest expense$1,275,0003,232
Pre-tax net operating income$3,719,0001,967
Securities gains (losses)$20,000951
Applicable income taxes$1,139,0001,900
Income before extraordinary items$2,600,0002,010
Extraordinary gains, net$038
Net income$2,600,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,507
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,586,0002,024
1999-12-31 (YTD Data)Rank
Total interest income$15,282,0002,134
Total interest expense$7,802,0001,923
Net interest income$7,480,0002,359
Provision for loan and lease losses$625,0001,451
Total noninterest income$1,667,0002,134
Gross Fiduciary activities income$344,000742
Service charges on deposit accounts$771,0001,714
Trading account gains and fees$0173
Additional Noninterest Income$552,0002,771
Total noninterest expense$4,794,0002,820
Salaries and employee benefits$3,027,0002,321
Premises and equipment expense$664,0002,998
Additional noninterest expense$1,103,0003,703
Pre-tax net operating income$3,728,0001,976
Securities gains (losses)$92,000757
Applicable income taxes$1,308,0001,774
Income before extraordinary items$2,512,0002,095
Extraordinary gains, net$035
Net income$2,512,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,147
Cash dividends$1,589,0001,615
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,451,2802,102
1998-12-31 (YTD Data)Rank
Total interest income$14,265,0002,283
Total interest expense$7,611,0002,009
Net interest income$6,654,0002,563
Provision for loan and lease losses$600,0001,475
Total noninterest income$1,560,0002,204
Gross Fiduciary activities income$347,000747
Service charges on deposit accounts$752,0001,690
Trading account gains and fees$0224
Additional Noninterest Income$461,0003,130
Total noninterest expense$4,649,0002,795
Salaries and employee benefits$2,909,0002,317
Premises and equipment expense$648,0002,969
Additional noninterest expense$1,092,0003,646
Pre-tax net operating income$2,965,0002,409
Securities gains (losses)$47,0001,787
Applicable income taxes$843,0002,611
Income before extraordinary items$2,169,0002,378
Extraordinary gains, net$032
Net income$2,169,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-175,00010,342
Cash dividends$858,0002,477
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,135,1602,328
1997-12-31 (YTD Data)Rank
Total interest income$13,739,0002,377
Total interest expense$7,065,0002,132
Net interest income$6,674,0002,605
Provision for loan and lease losses$480,0001,829
Total noninterest income$1,246,0002,546
Gross Fiduciary activities income$273,000828
Service charges on deposit accounts$726,0001,789
Trading account gains and fees$0239
Additional Noninterest Income$247,0004,393
Total noninterest expense$4,437,0002,865
Salaries and employee benefits$2,829,0002,347
Premises and equipment expense$630,0003,022
Additional noninterest expense$978,0003,989
Pre-tax net operating income$3,003,0002,496
Securities gains (losses)$22,0001,824
Applicable income taxes$976,0002,485
Income before extraordinary items$2,049,0002,530
Extraordinary gains, net$044
Net income$2,049,0002,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,0001,339
Cash dividends$3,790,000790
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,034,0402,492
1996-12-31 (YTD Data)Rank
Total interest income$13,779,0002,425
Total interest expense$7,161,0002,175
Net interest income$6,618,0002,675
Provision for loan and lease losses$657,0001,395
Total noninterest income$1,061,0002,986
Gross Fiduciary activities income$229,000932
Service charges on deposit accounts$664,0002,033
Trading account gains and fees$0262
Additional Noninterest Income$168,0005,634
Total noninterest expense$4,371,0003,094
Salaries and employee benefits$2,597,0002,575
Premises and equipment expense$717,0002,726
Additional noninterest expense$1,057,0004,206
Pre-tax net operating income$2,651,0002,637
Securities gains (losses)$134,000841
Applicable income taxes$803,0002,830
Income before extraordinary items$1,982,0002,481
Extraordinary gains, net$053
Net income$1,982,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,515
Cash dividends$739,0002,657
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,886,8602,534
1995-12-31 (YTD Data)Rank
Total interest income$13,352,0002,507
Total interest expense$6,912,0002,261
Net interest income$6,440,0002,773
Provision for loan and lease losses$420,0001,793
Total noninterest income$971,0003,171
Gross Fiduciary activities income$189,0001,019
Service charges on deposit accounts$596,0002,280
Trading account gains and fees$0522
Additional Noninterest Income$186,0005,328
Total noninterest expense$4,358,0003,080
Salaries and employee benefits$2,446,0002,730
Premises and equipment expense$720,0002,738
Additional noninterest expense$1,192,0003,761
Pre-tax net operating income$2,633,0002,704
Securities gains (losses)$41,0001,437
Applicable income taxes$816,0002,831
Income before extraordinary items$1,858,0002,668
Extraordinary gains, net$065
Net income$1,858,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,993
Cash dividends$650,0002,777
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,829,7102,672
1994-12-31 (YTD Data)Rank
Total interest income$10,987,0002,765
Total interest expense$4,815,0002,551
Net interest income$6,172,0002,928
Provision for loan and lease losses$300,0002,237
Total noninterest income$1,004,0003,109
Gross Fiduciary activities income$149,0001,088
Service charges on deposit accounts$630,0002,150
Trading account gains and fees$0475
Additional Noninterest Income$225,0004,885
Total noninterest expense$4,436,0003,097
Salaries and employee benefits$2,489,0002,680
Premises and equipment expense$677,0002,907
Additional noninterest expense$1,270,0003,857
Pre-tax net operating income$2,440,0002,892
Securities gains (losses)$8,0002,362
Applicable income taxes$741,0002,971
Income before extraordinary items$1,707,0002,838
Extraordinary gains, net$0249
Net income$1,707,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,640
Cash dividends$570,0002,917
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,701,4002,858
1993-12-31 (YTD Data)Rank
Total interest income$11,128,0002,788
Total interest expense$5,291,0002,446
Net interest income$5,837,0003,106
Provision for loan and lease losses$290,0003,092
Total noninterest income$1,024,0003,274
Gross Fiduciary activities income$152,0001,118
Service charges on deposit accounts$504,0002,776
Trading account gains and fees$0532
Additional Noninterest Income$368,0003,968
Total noninterest expense$3,962,0003,522
Salaries and employee benefits$2,174,0003,010
Premises and equipment expense$634,0003,152
Additional noninterest expense$1,154,0004,339
Pre-tax net operating income$2,609,0002,616
Securities gains (losses)$-32,00013,020
Applicable income taxes$819,0002,707
Income before extraordinary items$1,758,0002,819
Extraordinary gains, net$-7,00012,262
Net income$1,751,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,742
Cash dividends$519,0002,983
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,779,7602,645
1992-12-31 (YTD Data)Rank
Total interest income$11,063,0003,172
Total interest expense$5,737,0002,908
Net interest income$5,326,0003,427
Provision for loan and lease losses$270,0004,396
Total noninterest income$789,0004,018
Gross Fiduciary activities income$131,0001,189
Service charges on deposit accounts$455,0003,075
Trading account gains and fees$0504
Additional Noninterest Income$203,0005,628
Total noninterest expense$3,702,0003,740
Salaries and employee benefits$1,976,0003,240
Premises and equipment expense$551,0003,643
Additional noninterest expense$1,175,0004,425
Pre-tax net operating income$2,143,0002,904
Securities gains (losses)$92,0003,137
Applicable income taxes$684,0003,047
Income before extraordinary items$1,551,0002,976
Extraordinary gains, net$01,422
Net income$1,551,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0006,549
Cash dividends$440,0003,097
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,487,5202,868

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.