Home > Troy Bank & Trust Company > Net charge- offs to loans
Troy Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3571% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4176% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3353% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5138% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4669% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3504% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3504% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8045% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5881% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4266% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6815% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1312% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1312% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2312% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0228% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0653% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0082% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0021% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0021% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2090% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.1041% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 4,566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8325% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0608% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0608% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0615% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1355% | 3,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0715% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0715% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2690% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0804% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7492% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7492% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4524% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1084% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.7670% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4781% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1600% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0565% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1101% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2484% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2371% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7248% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1435% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -1.0070% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6791% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2102% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4024% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1437% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5121% | 4,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2519% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2519% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1784% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2485% | 4,813 |
| Percentage Net Loans Charged-off:Construction & development | -1.5404% | 4,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9835% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3080% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0659% | 3,672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2100% | 4,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2204% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1160% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1160% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.8581% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2428% | 4,900 |
| Percentage Net Loans Charged-off:Construction & development | -3.7782% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2076% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6286% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | -4.1418% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4341% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.9714% | 4,801 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0623% | 3,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0623% | 3,844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2939% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2231% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1301% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1301% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1682% | 329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4018% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3638% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3638% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3168% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2413% | 243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6138% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4645% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0285% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0285% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1098% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2692% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1332% | 4,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5486% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5486% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.1735% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0346% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3605% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2684% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3109% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.2320% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3202% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9688% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0867% | 624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.3455% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0620% | 4,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3687% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5225% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.6976% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1155% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2390% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1002% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4010% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4123% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0803% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4526% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4576% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6647% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6723% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 4,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7334% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7334% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.2142% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2176% | 5,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0471% | 3,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6431% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2070% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6746% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.2476% | 4,981 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1786% | 5,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2391% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0424% | 3,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1703% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7644% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1101% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8051% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0371% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.7636% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2769% | 5,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3672% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3900% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4831% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7450% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4669% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 639 |
| Percentage Net Loans Charged-off:Construction & development | -1.5185% | 5,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7777% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0653% | 4,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8223% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3180% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6556% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0911% | 4,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1455% | 5,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.5101% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0860% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0970% | 4,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5488% | 5,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0289% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3645% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9959% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3140% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1985% | 5,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 5,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1089% | 5,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0862% | 4,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3254% | 5,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5454% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9885% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4030% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1894% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3078% | 5,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0651% | 4,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9038% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2413% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2191% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0842% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.2052% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0656% | 4,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2059% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7900% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1459% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0419% | 5,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0289% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3081% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 6.5403% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7078% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0699% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2152% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7402% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5798% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7562% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5172% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4516% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4420% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 0.4318% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8513% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1413% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7376% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3356% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7775% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5831% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4712% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5222% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0361% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2841% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3092% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7512% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1694% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8428% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1349% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0705% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 5,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8827% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3391% | 1,131 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1052% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1291% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9497% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5739% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 2.7459% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3524% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8557% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3216% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9203% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2164% | 1,211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5015% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3395% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1541% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6952% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 3.4725% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3277% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3273% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6093% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2038% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2318% | 1,204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2469% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4643% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6064% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8737% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 5.0545% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3133% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3417% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2342% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7526% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.5155% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2292% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5799% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6724% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5704% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2106% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0382% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0019% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 2.1910% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1333% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3447% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1057% | 4,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4500% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4418% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5586% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4305% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8197% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0113% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8720% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 2.6957% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6191% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7041% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1405% | 4,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8720% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3948% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6338% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3718% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8141% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1717% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9721% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 3.5931% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5679% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7499% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1765% | 4,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1058% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4870% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4738% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7690% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4453% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4068% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1236% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4602% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.9804% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3392% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0709% | 4,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3558% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0103% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4756% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5199% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7917% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4972% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.8287% | 1,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6745% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3850% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0960% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3086% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0293% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6290% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8176% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7021% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2393% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7032% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2918% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.8918% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1574% | 2,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2675% | 2,485 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3085% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4165% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7110% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6408% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8049% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3083% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8798% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4316% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 1.3316% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3200% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3263% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8908% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1255% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3934% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9679% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4298% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1701% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5626% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.3972% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 2,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2385% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1201% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0348% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8365% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1118% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 3.5402% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7394% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3716% | 793 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4960% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3756% | 1,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5060% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9577% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1176% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4188% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0524% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5360% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7798% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2294% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 4.5373% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3483% | 1,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5280% | 622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6087% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6222% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6078% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7442% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5623% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0621% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4289% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9868% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4182% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5714% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 5.1299% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5241% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8444% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8970% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1687% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5439% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3959% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8162% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2777% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4390% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6238% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7292% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2309% | 2,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 6,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5682% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8051% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7396% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6395% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7266% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6681% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6796% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8281% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6025% | 2,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.6716% | 2,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8443% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2737% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3450% | 2,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1731% | 1,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3563% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2788% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2742% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0989% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6244% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9899% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3769% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.4755% | 2,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1962% | 2,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0796% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4013% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2321% | 1,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4124% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4093% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9452% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1952% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.3759% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7619% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3631% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.7206% | 2,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2954% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4625% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3534% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4696% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3596% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8077% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0937% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.7808% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7046% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5592% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.4297% | 1,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5960% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9372% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9964% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.1252% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4816% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3705% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.1248% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8480% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0701% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.3835% | 3,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9417% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3198% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8078% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4111% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2320% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1843% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7349% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9831% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4124% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4783% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.4930% | 2,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9332% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0954% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2320% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7907% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4794% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2197% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8262% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6700% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6567% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.4370% | 2,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3707% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4872% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5326% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9345% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9169% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0384% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3319% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0629% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0732% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.9054% | 1,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7711% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1069% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.8060% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4531% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8485% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6753% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6654% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 4,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 2,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 2,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 2,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4992% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5946% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8321% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 4,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 1,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 3,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2476% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5106% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7929% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8014% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6891% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7258% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5591% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2393% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0296% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 2,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2415% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9467% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0234% | 6,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9488% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0750% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 6,967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9242% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3408% | 1,827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0551% | 7,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7095% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2576% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1928% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2131% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2306% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2627% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9159% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2492% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2708% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2551% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2868% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3103% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2270% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6609% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3085% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6725% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3747% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0380% | 7,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8178% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2511% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1228% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 3,793 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2328% | 1,838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8619% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1731% | 2,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2118% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7835% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5522% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1635% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7405% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2438% | 2,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0731% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4955% | 2,007 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 3,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7177% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6565% | 1,462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5617% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1774% | 2,488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5337% | 3,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 7,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0885% | 7,517 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6360% | 2,551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3325% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2970% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 2,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1349% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8653% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3394% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2380% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4127% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5240% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6551% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3692% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3593% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6386% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1695% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6776% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0259% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7754% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 8,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 8,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1613% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2180% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2900% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3228% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7347% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0778% | 1,632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0079% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1067% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8087% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4760% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5939% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2469% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3900% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1411% | 10,061 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4587% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4833% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3753% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 9,027 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |