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TowneBank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0255%1,808
Percentage Net Loans Charged-off: Total real estate loans-0.0097%3,986
Percentage Net Loans Charged-off:Construction & development-0.0045%4,229
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,028
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0301%4,265
Percentage Net Loans Charged-off: Home equity loans-0.1407%4,475
All other 1-4 family - Percent of loans charged-off, net-0.0081%3,917
Percentage Net Loans Charged-off: Commercial and industrial0.1747%971
Percentage Net Loans Charged-off: Loans to individuals0.2543%1,775
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2543%1,648
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0014%4,586
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0333%1,421
Percentage Net Loans Charged-off: Total real estate loans-0.0124%4,072
Percentage Net Loans Charged-off:Construction & development-0.0056%4,287
Percentage Net Loans Charged-off: Commercial real estate-0.0024%4,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0395%4,350
Percentage Net Loans Charged-off: Home equity loans-0.1868%4,524
All other 1-4 family - Percent of loans charged-off, net-0.0100%3,983
Percentage Net Loans Charged-off: Commercial and industrial0.2704%621
Percentage Net Loans Charged-off: Loans to individuals0.2256%1,660
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2256%1,595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%869
Percentage Net Loans Charged-off: Total real estate loans-0.0088%4,000
Percentage Net Loans Charged-off:Construction & development-0.0031%4,324
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,121
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0281%4,283
Percentage Net Loans Charged-off: Home equity loans-0.1521%4,535
All other 1-4 family - Percent of loans charged-off, net-0.0025%3,686
Percentage Net Loans Charged-off: Commercial and industrial0.5623%377
Percentage Net Loans Charged-off: Loans to individuals0.1902%1,606
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.1902%1,586
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%481
Percentage Net Loans Charged-off: Total real estate loans-0.0110%4,131
Percentage Net Loans Charged-off:Construction & development-0.0052%4,451
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,212
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0346%4,387
Percentage Net Loans Charged-off: Home equity loans-0.1818%4,632
All other 1-4 family - Percent of loans charged-off, net-0.0029%3,845
Percentage Net Loans Charged-off: Commercial and industrial1.1275%160
Percentage Net Loans Charged-off: Loans to individuals0.2492%1,327
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.2492%1,256
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%1,529
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,574
Percentage Net Loans Charged-off:Construction & development-0.0010%4,242
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%3,684
Percentage Net Loans Charged-off: Home equity loans-0.0195%4,389
All other 1-4 family - Percent of loans charged-off, net-0.0027%3,583
Percentage Net Loans Charged-off: Commercial and industrial0.2458%576
Percentage Net Loans Charged-off: Loans to individuals0.0038%2,649
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0038%2,560
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0009%2,119
Percentage Net Loans Charged-off: Total real estate loans-0.0048%3,481
Percentage Net Loans Charged-off:Construction & development-0.0010%3,930
Percentage Net Loans Charged-off: Commercial real estate-0.0061%4,057
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%3,564
Percentage Net Loans Charged-off: Home equity loans-0.0110%3,218
All other 1-4 family - Percent of loans charged-off, net-0.0038%3,555
Percentage Net Loans Charged-off: Commercial and industrial0.0416%724
Percentage Net Loans Charged-off: Loans to individuals-0.0111%3,804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0111%3,765
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%1,578
Percentage Net Loans Charged-off: Total real estate loans-0.0056%3,682
Percentage Net Loans Charged-off:Construction & development-0.0010%4,007
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0134%3,932
Percentage Net Loans Charged-off: Home equity loans-0.0518%3,382
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,706
Percentage Net Loans Charged-off: Commercial and industrial0.0829%445
Percentage Net Loans Charged-off: Loans to individuals-0.0205%3,852
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0205%3,820
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%3,341
Percentage Net Loans Charged-off: Total real estate loans-0.0047%3,546
Percentage Net Loans Charged-off:Construction & development0.0082%202
Percentage Net Loans Charged-off: Commercial real estate0.0100%628
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0397%4,180
Percentage Net Loans Charged-off: Home equity loans-0.1385%3,480
All other 1-4 family - Percent of loans charged-off, net-0.0169%3,900
Percentage Net Loans Charged-off: Commercial and industrial0.0049%1,460
Percentage Net Loans Charged-off: Loans to individuals0.0287%2,389
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0287%2,289
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0074%26
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0015%3,175
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,509
Percentage Net Loans Charged-off:Construction & development0.0150%164
Percentage Net Loans Charged-off: Commercial real estate0.0136%531
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0456%4,304
Percentage Net Loans Charged-off: Home equity loans-0.1520%3,550
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,057
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%3,309
Percentage Net Loans Charged-off: Loans to individuals0.0545%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0545%1,924
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0101%19
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0105%1,762
Percentage Net Loans Charged-off: Total real estate loans0.0096%862
Percentage Net Loans Charged-off:Construction & development0.0305%117
Percentage Net Loans Charged-off: Commercial real estate0.0231%417
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%4,136
Percentage Net Loans Charged-off: Home equity loans-0.1012%3,530
All other 1-4 family - Percent of loans charged-off, net-0.0058%3,763
Percentage Net Loans Charged-off: Commercial and industrial0.0068%1,058
Percentage Net Loans Charged-off: Loans to individuals0.0694%1,743
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0694%1,623
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0148%18
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%1,236
Percentage Net Loans Charged-off: Total real estate loans0.0267%488
Percentage Net Loans Charged-off:Construction & development0.0617%77
Percentage Net Loans Charged-off: Commercial real estate0.0486%242
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0253%4,261
Percentage Net Loans Charged-off: Home equity loans-0.0256%3,452
All other 1-4 family - Percent of loans charged-off, net-0.0253%4,278
Percentage Net Loans Charged-off: Commercial and industrial0.0103%773
Percentage Net Loans Charged-off: Loans to individuals0.1566%1,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1566%1,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0281%14
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%3,305
Percentage Net Loans Charged-off: Total real estate loans-0.0053%3,988
Percentage Net Loans Charged-off:Construction & development-0.0156%4,183
Percentage Net Loans Charged-off: Commercial real estate0.0001%1,058
Percentage Net Loans Charged-off: Multi-family residential-0.0007%3,952
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%4,043
Percentage Net Loans Charged-off: Home equity loans-0.0670%3,553
All other 1-4 family - Percent of loans charged-off, net0.0051%1,352
Percentage Net Loans Charged-off: Commercial and industrial-0.0028%3,767
Percentage Net Loans Charged-off: Loans to individuals0.2126%2,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2126%1,886
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%3,146
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,855
Percentage Net Loans Charged-off:Construction & development0.0005%269
Percentage Net Loans Charged-off: Commercial real estate0.0004%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%4,110
Percentage Net Loans Charged-off: Home equity loans-0.0854%3,603
All other 1-4 family - Percent of loans charged-off, net0.0080%1,099
Percentage Net Loans Charged-off: Commercial and industrial-0.0082%3,827
Percentage Net Loans Charged-off: Loans to individuals0.1703%2,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1703%1,941
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0096%2,602
Percentage Net Loans Charged-off: Total real estate loans0.0039%1,380
Percentage Net Loans Charged-off:Construction & development0.0029%179
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,258
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0128%969
Percentage Net Loans Charged-off: Home equity loans-0.0184%3,477
All other 1-4 family - Percent of loans charged-off, net0.0212%819
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%3,696
Percentage Net Loans Charged-off: Loans to individuals0.2132%1,909
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2132%1,787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0024%1,016
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0247%1,871
Percentage Net Loans Charged-off: Total real estate loans0.0168%840
Percentage Net Loans Charged-off:Construction & development0.0081%112
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,342
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0540%524
Percentage Net Loans Charged-off: Home equity loans0.0831%142
All other 1-4 family - Percent of loans charged-off, net0.0459%514
Percentage Net Loans Charged-off: Commercial and industrial0.0327%1,009
Percentage Net Loans Charged-off: Loans to individuals0.1948%1,866
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1948%1,755
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0048%1,001
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%2,627
Percentage Net Loans Charged-off: Total real estate loans0.0243%1,527
Percentage Net Loans Charged-off:Construction & development-0.0091%4,241
Percentage Net Loans Charged-off: Commercial real estate0.0381%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0234%1,379
Percentage Net Loans Charged-off: Home equity loans0.0691%331
All other 1-4 family - Percent of loans charged-off, net0.0091%1,564
Percentage Net Loans Charged-off: Commercial and industrial0.0769%1,842
Percentage Net Loans Charged-off: Loans to individuals0.2209%2,375
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2209%2,248
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0078%1,080
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0385%2,319
Percentage Net Loans Charged-off: Total real estate loans0.0257%1,248
Percentage Net Loans Charged-off:Construction & development-0.0104%4,311
Percentage Net Loans Charged-off: Commercial real estate0.0518%588
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0059%1,456
Percentage Net Loans Charged-off: Home equity loans0.0192%361
All other 1-4 family - Percent of loans charged-off, net0.0017%1,475
Percentage Net Loans Charged-off: Commercial and industrial0.0837%1,500
Percentage Net Loans Charged-off: Loans to individuals0.1808%2,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1808%2,230
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0112%1,066
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0438%2,023
Percentage Net Loans Charged-off: Total real estate loans0.0248%1,089
Percentage Net Loans Charged-off:Construction & development-0.0170%4,412
Percentage Net Loans Charged-off: Commercial real estate0.0653%434
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,421
Percentage Net Loans Charged-off: Home equity loans-0.0745%3,756
All other 1-4 family - Percent of loans charged-off, net0.0029%1,226
Percentage Net Loans Charged-off: Commercial and industrial0.1204%1,151
Percentage Net Loans Charged-off: Loans to individuals0.1988%2,114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1988%1,999
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%2,290
Percentage Net Loans Charged-off: Total real estate loans-0.0110%4,470
Percentage Net Loans Charged-off:Construction & development-0.0231%4,542
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,534
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0223%4,627
Percentage Net Loans Charged-off: Home equity loans-0.1139%3,846
All other 1-4 family - Percent of loans charged-off, net0.0089%843
Percentage Net Loans Charged-off: Commercial and industrial0.0672%909
Percentage Net Loans Charged-off: Loans to individuals0.2612%1,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2587%1,640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%3,018
Percentage Net Loans Charged-off: Total real estate loans0.0116%1,951
Percentage Net Loans Charged-off:Construction & development-0.0002%4,195
Percentage Net Loans Charged-off: Commercial real estate0.0033%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0311%1,480
Percentage Net Loans Charged-off: Home equity loans0.0564%410
All other 1-4 family - Percent of loans charged-off, net0.0225%1,534
Percentage Net Loans Charged-off: Commercial and industrial0.0435%1,910
Percentage Net Loans Charged-off: Loans to individuals0.1492%2,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1485%2,576
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0228%1,134
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%2,738
Percentage Net Loans Charged-off: Total real estate loans0.0084%1,727
Percentage Net Loans Charged-off:Construction & development0.0028%317
Percentage Net Loans Charged-off: Commercial real estate0.0022%867
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0196%1,428
Percentage Net Loans Charged-off: Home equity loans0.0522%361
All other 1-4 family - Percent of loans charged-off, net0.0086%1,543
Percentage Net Loans Charged-off: Commercial and industrial0.0625%1,534
Percentage Net Loans Charged-off: Loans to individuals0.1430%2,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1421%2,395
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0322%1,131
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%2,595
Percentage Net Loans Charged-off: Total real estate loans0.0110%1,409
Percentage Net Loans Charged-off:Construction & development0.0066%241
Percentage Net Loans Charged-off: Commercial real estate0.0022%675
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0243%1,188
Percentage Net Loans Charged-off: Home equity loans0.0534%314
All other 1-4 family - Percent of loans charged-off, net0.0144%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0135%1,535
Percentage Net Loans Charged-off: Loans to individuals0.1648%2,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1648%2,140
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0459%1,107
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%2,101
Percentage Net Loans Charged-off: Total real estate loans0.0204%968
Percentage Net Loans Charged-off:Construction & development0.0096%150
Percentage Net Loans Charged-off: Commercial real estate0.0064%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0420%797
Percentage Net Loans Charged-off: Home equity loans0.0505%228
All other 1-4 family - Percent of loans charged-off, net0.0390%767
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,896
Percentage Net Loans Charged-off: Loans to individuals0.1252%2,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1252%2,003
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0127%1,092
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%3,052
Percentage Net Loans Charged-off: Total real estate loans0.0361%1,730
Percentage Net Loans Charged-off:Construction & development-0.0038%4,391
Percentage Net Loans Charged-off: Commercial real estate-0.0088%4,768
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,359
Percentage Net Loans Charged-off: 1-4 family residential0.1309%872
Percentage Net Loans Charged-off: Home equity loans0.2607%227
All other 1-4 family - Percent of loans charged-off, net0.0836%1,162
Percentage Net Loans Charged-off: Commercial and industrial0.0336%2,162
Percentage Net Loans Charged-off: Loans to individuals0.1236%3,061
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1236%2,925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0865%1,206
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0464%2,515
Percentage Net Loans Charged-off: Total real estate loans0.0481%1,308
Percentage Net Loans Charged-off:Construction & development-0.0038%4,443
Percentage Net Loans Charged-off: Commercial real estate-0.0058%4,729
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,392
Percentage Net Loans Charged-off: 1-4 family residential0.1644%655
Percentage Net Loans Charged-off: Home equity loans0.3312%166
All other 1-4 family - Percent of loans charged-off, net0.1033%921
Percentage Net Loans Charged-off: Commercial and industrial0.0454%1,741
Percentage Net Loans Charged-off: Loans to individuals0.0814%3,049
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0814%2,902
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0978%1,190
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0559%2,130
Percentage Net Loans Charged-off: Total real estate loans0.0639%1,045
Percentage Net Loans Charged-off:Construction & development-0.0037%4,494
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,709
Percentage Net Loans Charged-off: Multi-family residential-0.0009%4,436
Percentage Net Loans Charged-off: 1-4 family residential0.2123%502
Percentage Net Loans Charged-off: Home equity loans0.4108%135
All other 1-4 family - Percent of loans charged-off, net0.1392%706
Percentage Net Loans Charged-off: Commercial and industrial0.0224%1,591
Percentage Net Loans Charged-off: Loans to individuals0.0801%2,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0801%2,643
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1268%1,178
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0880%1,465
Percentage Net Loans Charged-off: Total real estate loans0.1021%645
Percentage Net Loans Charged-off:Construction & development-0.0051%4,645
Percentage Net Loans Charged-off: Commercial real estate0.0101%488
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.3209%332
Percentage Net Loans Charged-off: Home equity loans0.6026%92
All other 1-4 family - Percent of loans charged-off, net0.2126%456
Percentage Net Loans Charged-off: Commercial and industrial0.0187%1,074
Percentage Net Loans Charged-off: Loans to individuals0.1964%2,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1964%1,916
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0257%1,128
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0312%3,397
Percentage Net Loans Charged-off: Total real estate loans0.0245%2,272
Percentage Net Loans Charged-off:Construction & development-0.0004%4,441
Percentage Net Loans Charged-off: Commercial real estate0.0170%1,281
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,520
Percentage Net Loans Charged-off: 1-4 family residential0.0524%1,855
Percentage Net Loans Charged-off: Home equity loans0.0598%643
All other 1-4 family - Percent of loans charged-off, net0.0496%1,823
Percentage Net Loans Charged-off: Commercial and industrial0.0536%2,103
Percentage Net Loans Charged-off: Loans to individuals0.1656%2,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1656%2,768
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0698%1,193
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%3,039
Percentage Net Loans Charged-off: Total real estate loans0.0230%2,022
Percentage Net Loans Charged-off:Construction & development-0.0026%4,523
Percentage Net Loans Charged-off: Commercial real estate0.0012%1,164
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,562
Percentage Net Loans Charged-off: 1-4 family residential0.0712%1,442
Percentage Net Loans Charged-off: Home equity loans0.1072%473
All other 1-4 family - Percent of loans charged-off, net0.0580%1,512
Percentage Net Loans Charged-off: Commercial and industrial0.0787%1,640
Percentage Net Loans Charged-off: Loans to individuals0.0940%2,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0940%2,805
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0789%1,182
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%3,038
Percentage Net Loans Charged-off: Total real estate loans0.0310%1,761
Percentage Net Loans Charged-off:Construction & development-0.0105%4,673
Percentage Net Loans Charged-off: Commercial real estate0.0033%936
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,595
Percentage Net Loans Charged-off: 1-4 family residential0.0993%1,158
Percentage Net Loans Charged-off: Home equity loans0.1325%388
All other 1-4 family - Percent of loans charged-off, net0.0865%1,182
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%4,089
Percentage Net Loans Charged-off: Loans to individuals-0.0479%4,963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0479%4,900
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0940%1,175
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0293%2,360
Percentage Net Loans Charged-off: Total real estate loans0.0345%1,311
Percentage Net Loans Charged-off:Construction & development0.0369%217
Percentage Net Loans Charged-off: Commercial real estate0.0115%567
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0766%1,049
Percentage Net Loans Charged-off: Home equity loans-0.0073%3,994
All other 1-4 family - Percent of loans charged-off, net0.1132%838
Percentage Net Loans Charged-off: Commercial and industrial0.0303%1,127
Percentage Net Loans Charged-off: Loans to individuals-0.0440%4,900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0440%4,830
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0999%1,157
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%4,015
Percentage Net Loans Charged-off: Total real estate loans0.0285%2,635
Percentage Net Loans Charged-off:Construction & development0.0239%733
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,630
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,675
Percentage Net Loans Charged-off: 1-4 family residential0.0779%2,004
Percentage Net Loans Charged-off: Home equity loans0.1648%563
All other 1-4 family - Percent of loans charged-off, net0.0391%2,393
Percentage Net Loans Charged-off: Commercial and industrial-0.0735%4,975
Percentage Net Loans Charged-off: Loans to individuals-0.0124%5,118
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0124%5,042
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0242%3,456
Percentage Net Loans Charged-off: Total real estate loans0.0415%2,181
Percentage Net Loans Charged-off:Construction & development0.0318%624
Percentage Net Loans Charged-off: Commercial real estate0.0157%1,274
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0938%1,653
Percentage Net Loans Charged-off: Home equity loans0.1779%498
All other 1-4 family - Percent of loans charged-off, net0.0561%1,985
Percentage Net Loans Charged-off: Commercial and industrial-0.0807%5,015
Percentage Net Loans Charged-off: Loans to individuals-0.0014%5,025
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0014%4,942
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0339%2,990
Percentage Net Loans Charged-off: Total real estate loans0.0453%1,988
Percentage Net Loans Charged-off:Construction & development0.0440%498
Percentage Net Loans Charged-off: Commercial real estate0.0257%1,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0831%1,646
Percentage Net Loans Charged-off: Home equity loans0.1900%453
All other 1-4 family - Percent of loans charged-off, net0.0349%1,997
Percentage Net Loans Charged-off: Commercial and industrial-0.0226%4,537
Percentage Net Loans Charged-off: Loans to individuals-0.0336%5,016
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0336%4,954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%2,500
Percentage Net Loans Charged-off: Total real estate loans0.0547%1,460
Percentage Net Loans Charged-off:Construction & development0.0412%327
Percentage Net Loans Charged-off: Commercial real estate0.0410%636
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0905%1,253
Percentage Net Loans Charged-off: Home equity loans0.0878%412
All other 1-4 family - Percent of loans charged-off, net0.0918%1,187
Percentage Net Loans Charged-off: Commercial and industrial-0.0660%4,982
Percentage Net Loans Charged-off: Loans to individuals-0.0793%5,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0793%5,085
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%3,244
Percentage Net Loans Charged-off: Total real estate loans0.0848%2,538
Percentage Net Loans Charged-off:Construction & development0.0906%954
Percentage Net Loans Charged-off: Commercial real estate0.0502%1,805
Percentage Net Loans Charged-off: Multi-family residential0.8446%179
Percentage Net Loans Charged-off: 1-4 family residential0.0908%2,478
Percentage Net Loans Charged-off: Home equity loans0.1193%882
All other 1-4 family - Percent of loans charged-off, net0.0769%2,514
Percentage Net Loans Charged-off: Commercial and industrial0.0639%2,367
Percentage Net Loans Charged-off: Loans to individuals0.4427%1,947
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4427%1,806
Percentage Net Loans Charged-off: All other loans and lease0.0167%1,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1065%2,734
Percentage Net Loans Charged-off: Total real estate loans0.1041%2,080
Percentage Net Loans Charged-off:Construction & development0.1023%807
Percentage Net Loans Charged-off: Commercial real estate0.0483%1,525
Percentage Net Loans Charged-off: Multi-family residential1.2344%134
Percentage Net Loans Charged-off: 1-4 family residential0.1243%1,987
Percentage Net Loans Charged-off: Home equity loans0.1546%752
All other 1-4 family - Percent of loans charged-off, net0.1096%1,977
Percentage Net Loans Charged-off: Commercial and industrial0.0446%2,126
Percentage Net Loans Charged-off: Loans to individuals0.8661%1,026
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8661%944
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%2,419
Percentage Net Loans Charged-off: Total real estate loans0.1271%1,830
Percentage Net Loans Charged-off:Construction & development0.1064%706
Percentage Net Loans Charged-off: Commercial real estate0.0904%1,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2018%1,455
Percentage Net Loans Charged-off: Home equity loans0.2128%591
All other 1-4 family - Percent of loans charged-off, net0.1965%1,418
Percentage Net Loans Charged-off: Commercial and industrial0.0717%1,714
Percentage Net Loans Charged-off: Loans to individuals0.6166%1,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6166%1,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1410%1,877
Percentage Net Loans Charged-off: Total real estate loans0.1351%1,454
Percentage Net Loans Charged-off:Construction & development0.1737%469
Percentage Net Loans Charged-off: Commercial real estate0.0204%964
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3005%951
Percentage Net Loans Charged-off: Home equity loans0.3153%403
All other 1-4 family - Percent of loans charged-off, net0.2933%920
Percentage Net Loans Charged-off: Commercial and industrial0.0837%1,122
Percentage Net Loans Charged-off: Loans to individuals1.1605%766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1605%692
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1915%2,935
Percentage Net Loans Charged-off: Total real estate loans0.1929%2,370
Percentage Net Loans Charged-off:Construction & development0.2565%1,268
Percentage Net Loans Charged-off: Commercial real estate0.0047%2,653
Percentage Net Loans Charged-off: Multi-family residential0.0221%587
Percentage Net Loans Charged-off: 1-4 family residential0.4483%1,250
Percentage Net Loans Charged-off: Home equity loans0.6039%589
All other 1-4 family - Percent of loans charged-off, net0.3738%1,381
Percentage Net Loans Charged-off: Commercial and industrial0.1357%2,413
Percentage Net Loans Charged-off: Loans to individuals0.7618%1,494
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7618%1,383
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2257%2,457
Percentage Net Loans Charged-off: Total real estate loans0.2295%1,998
Percentage Net Loans Charged-off:Construction & development0.3143%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0284%2,166
Percentage Net Loans Charged-off: Multi-family residential0.0283%481
Percentage Net Loans Charged-off: 1-4 family residential0.4878%1,093
Percentage Net Loans Charged-off: Home equity loans0.6088%569
All other 1-4 family - Percent of loans charged-off, net0.4304%1,200
Percentage Net Loans Charged-off: Commercial and industrial0.1577%2,074
Percentage Net Loans Charged-off: Loans to individuals0.7729%1,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7729%1,226
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2896%2,034
Percentage Net Loans Charged-off: Total real estate loans0.2880%1,708
Percentage Net Loans Charged-off:Construction & development0.4272%919
Percentage Net Loans Charged-off: Commercial real estate0.0249%1,906
Percentage Net Loans Charged-off: Multi-family residential0.0473%389
Percentage Net Loans Charged-off: 1-4 family residential0.5908%940
Percentage Net Loans Charged-off: Home equity loans0.8191%454
All other 1-4 family - Percent of loans charged-off, net0.4833%1,090
Percentage Net Loans Charged-off: Commercial and industrial0.2208%1,668
Percentage Net Loans Charged-off: Loans to individuals1.2503%811
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2503%728
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4100%1,427
Percentage Net Loans Charged-off: Total real estate loans0.4042%1,202
Percentage Net Loans Charged-off:Construction & development0.6744%624
Percentage Net Loans Charged-off: Commercial real estate-0.0026%6,020
Percentage Net Loans Charged-off: Multi-family residential0.0931%250
Percentage Net Loans Charged-off: 1-4 family residential0.8274%640
Percentage Net Loans Charged-off: Home equity loans0.7427%391
All other 1-4 family - Percent of loans charged-off, net0.8685%594
Percentage Net Loans Charged-off: Commercial and industrial0.4654%966
Percentage Net Loans Charged-off: Loans to individuals0.5694%1,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5694%1,371
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5004%2,238
Percentage Net Loans Charged-off: Total real estate loans0.4979%1,991
Percentage Net Loans Charged-off:Construction & development1.0234%1,479
Percentage Net Loans Charged-off: Commercial real estate0.2530%2,099
Percentage Net Loans Charged-off: Multi-family residential0.6376%535
Percentage Net Loans Charged-off: 1-4 family residential0.4384%1,985
Percentage Net Loans Charged-off: Home equity loans0.6823%863
All other 1-4 family - Percent of loans charged-off, net0.3152%2,294
Percentage Net Loans Charged-off: Commercial and industrial0.4827%2,116
Percentage Net Loans Charged-off: Loans to individuals1.1148%1,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1148%1,144
Percentage Net Loans Charged-off: All other loans and lease0.0043%1,652
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5950%1,844
Percentage Net Loans Charged-off: Total real estate loans0.5857%1,655
Percentage Net Loans Charged-off:Construction & development1.3184%1,245
Percentage Net Loans Charged-off: Commercial real estate0.3319%1,683
Percentage Net Loans Charged-off: Multi-family residential0.8651%425
Percentage Net Loans Charged-off: 1-4 family residential0.3828%2,064
Percentage Net Loans Charged-off: Home equity loans0.7217%755
All other 1-4 family - Percent of loans charged-off, net0.2092%2,634
Percentage Net Loans Charged-off: Commercial and industrial0.6721%1,616
Percentage Net Loans Charged-off: Loans to individuals0.8656%1,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8656%1,331
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5041%2,074
Percentage Net Loans Charged-off: Total real estate loans0.5180%1,801
Percentage Net Loans Charged-off:Construction & development1.0875%1,252
Percentage Net Loans Charged-off: Commercial real estate0.3161%1,569
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3775%1,969
Percentage Net Loans Charged-off: Home equity loans0.7731%669
All other 1-4 family - Percent of loans charged-off, net0.1728%2,602
Percentage Net Loans Charged-off: Commercial and industrial0.3928%1,877
Percentage Net Loans Charged-off: Loans to individuals0.8211%1,477
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8211%1,339
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5174%1,798
Percentage Net Loans Charged-off: Total real estate loans0.5251%1,543
Percentage Net Loans Charged-off:Construction & development1.2109%904
Percentage Net Loans Charged-off: Commercial real estate-0.0011%6,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.6531%1,246
Percentage Net Loans Charged-off: Home equity loans1.3982%386
All other 1-4 family - Percent of loans charged-off, net0.2524%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.4253%1,347
Percentage Net Loans Charged-off: Loans to individuals1.0693%1,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0693%977
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4451%3,208
Percentage Net Loans Charged-off: Total real estate loans0.5034%2,632
Percentage Net Loans Charged-off:Construction & development1.0717%2,102
Percentage Net Loans Charged-off: Commercial real estate0.1031%3,106
Percentage Net Loans Charged-off: Multi-family residential-0.0070%5,615
Percentage Net Loans Charged-off: 1-4 family residential0.5848%1,999
Percentage Net Loans Charged-off: Home equity loans0.6749%1,081
All other 1-4 family - Percent of loans charged-off, net0.5307%2,071
Percentage Net Loans Charged-off: Commercial and industrial0.0790%3,876
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,804
Percentage Net Loans Charged-off: All other loans and lease-0.0601%6,123
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4901%2,787
Percentage Net Loans Charged-off: Total real estate loans0.5408%2,278
Percentage Net Loans Charged-off:Construction & development1.1778%1,812
Percentage Net Loans Charged-off: Commercial real estate0.0779%2,750
Percentage Net Loans Charged-off: Multi-family residential-0.0096%5,627
Percentage Net Loans Charged-off: 1-4 family residential0.6323%1,727
Percentage Net Loans Charged-off: Home equity loans0.8523%837
All other 1-4 family - Percent of loans charged-off, net0.4962%1,941
Percentage Net Loans Charged-off: Commercial and industrial0.1788%3,114
Percentage Net Loans Charged-off: Loans to individuals0.0455%4,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0437%4,267
Percentage Net Loans Charged-off: All other loans and lease-0.0874%6,202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5742%2,385
Percentage Net Loans Charged-off: Total real estate loans0.6396%1,960
Percentage Net Loans Charged-off:Construction & development1.4471%1,513
Percentage Net Loans Charged-off: Commercial real estate0.1078%2,260
Percentage Net Loans Charged-off: Multi-family residential-0.0049%5,643
Percentage Net Loans Charged-off: 1-4 family residential0.6570%1,626
Percentage Net Loans Charged-off: Home equity loans0.7949%809
All other 1-4 family - Percent of loans charged-off, net0.5709%1,697
Percentage Net Loans Charged-off: Commercial and industrial0.2355%2,623
Percentage Net Loans Charged-off: Loans to individuals-0.5477%7,082
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5190%7,067
Percentage Net Loans Charged-off: All other loans and lease0.0782%1,129
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3529%2,653
Percentage Net Loans Charged-off: Total real estate loans0.3400%2,276
Percentage Net Loans Charged-off:Construction & development0.3725%1,440
Percentage Net Loans Charged-off: Commercial real estate0.2014%1,469
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.5080%1,530
Percentage Net Loans Charged-off: Home equity loans0.4625%748
All other 1-4 family - Percent of loans charged-off, net0.5364%1,399
Percentage Net Loans Charged-off: Commercial and industrial0.4737%1,662
Percentage Net Loans Charged-off: Loans to individuals0.2644%2,672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2435%2,429
Percentage Net Loans Charged-off: All other loans and lease0.1546%755
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6497%3,061
Percentage Net Loans Charged-off: Total real estate loans0.6232%2,643
Percentage Net Loans Charged-off:Construction & development1.0442%2,484
Percentage Net Loans Charged-off: Commercial real estate0.2069%2,795
Percentage Net Loans Charged-off: Multi-family residential0.2301%958
Percentage Net Loans Charged-off: 1-4 family residential0.7783%1,692
Percentage Net Loans Charged-off: Home equity loans1.2861%729
All other 1-4 family - Percent of loans charged-off, net0.4746%2,303
Percentage Net Loans Charged-off: Commercial and industrial0.3336%3,684
Percentage Net Loans Charged-off: Loans to individuals3.9792%446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8537%569
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7432%2,568
Percentage Net Loans Charged-off: Total real estate loans0.6879%2,281
Percentage Net Loans Charged-off:Construction & development1.0840%2,224
Percentage Net Loans Charged-off: Commercial real estate0.2649%2,245
Percentage Net Loans Charged-off: Multi-family residential0.3071%745
Percentage Net Loans Charged-off: 1-4 family residential0.8679%1,408
Percentage Net Loans Charged-off: Home equity loans1.5766%568
All other 1-4 family - Percent of loans charged-off, net0.4444%2,159
Percentage Net Loans Charged-off: Commercial and industrial0.4318%3,053
Percentage Net Loans Charged-off: Loans to individuals5.4376%258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3876%453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5843%2,780
Percentage Net Loans Charged-off: Total real estate loans0.5618%2,331
Percentage Net Loans Charged-off:Construction & development0.9492%2,018
Percentage Net Loans Charged-off: Commercial real estate0.1442%2,156
Percentage Net Loans Charged-off: Multi-family residential0.4714%561
Percentage Net Loans Charged-off: 1-4 family residential0.7197%1,508
Percentage Net Loans Charged-off: Home equity loans1.2766%607
All other 1-4 family - Percent of loans charged-off, net0.3735%2,106
Percentage Net Loans Charged-off: Commercial and industrial0.3671%2,879
Percentage Net Loans Charged-off: Loans to individuals3.3956%555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3057%3,193
Percentage Net Loans Charged-off: Total real estate loans0.3082%2,516
Percentage Net Loans Charged-off:Construction & development0.6761%1,612
Percentage Net Loans Charged-off: Commercial real estate0.0878%1,651
Percentage Net Loans Charged-off: Multi-family residential0.9871%306
Percentage Net Loans Charged-off: 1-4 family residential0.1982%2,276
Percentage Net Loans Charged-off: Home equity loans0.5160%716
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,191
Percentage Net Loans Charged-off: Commercial and industrial0.2251%2,364
Percentage Net Loans Charged-off: Loans to individuals0.7681%2,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2629%4,982
Percentage Net Loans Charged-off: Total real estate loans0.2637%3,792
Percentage Net Loans Charged-off:Construction & development0.5840%2,865
Percentage Net Loans Charged-off: Commercial real estate0.0303%3,222
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2416%3,030
Percentage Net Loans Charged-off: Home equity loans0.3859%1,361
All other 1-4 family - Percent of loans charged-off, net0.1514%3,382
Percentage Net Loans Charged-off: Commercial and industrial0.2045%4,475
Percentage Net Loans Charged-off: Loans to individuals0.6104%3,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6406%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3498%3,893
Percentage Net Loans Charged-off: Total real estate loans0.3629%2,879
Percentage Net Loans Charged-off:Construction & development0.8000%2,278
Percentage Net Loans Charged-off: Commercial real estate0.0414%2,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3279%2,289
Percentage Net Loans Charged-off: Home equity loans0.5671%974
All other 1-4 family - Percent of loans charged-off, net0.1777%2,793
Percentage Net Loans Charged-off: Commercial and industrial0.2408%3,758
Percentage Net Loans Charged-off: Loans to individuals0.4877%3,773
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8197%922
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2590%3,894
Percentage Net Loans Charged-off: Total real estate loans0.2751%2,793
Percentage Net Loans Charged-off:Construction & development0.5011%2,119
Percentage Net Loans Charged-off: Commercial real estate0.0765%1,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2998%2,084
Percentage Net Loans Charged-off: Home equity loans0.5411%819
All other 1-4 family - Percent of loans charged-off, net0.1503%2,541
Percentage Net Loans Charged-off: Commercial and industrial0.0879%3,604
Percentage Net Loans Charged-off: Loans to individuals0.6789%2,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6232%455
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1485%3,772
Percentage Net Loans Charged-off: Total real estate loans0.1538%2,589
Percentage Net Loans Charged-off:Construction & development0.4926%1,478
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0577%2,644
Percentage Net Loans Charged-off: Loans to individuals0.5031%2,942
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%6,223
Percentage Net Loans Charged-off: Total real estate loans0.0228%4,820
Percentage Net Loans Charged-off:Construction & development0.0039%2,841
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0715%3,171
Percentage Net Loans Charged-off: Home equity loans0.1423%1,123
All other 1-4 family - Percent of loans charged-off, net0.0258%3,575
Percentage Net Loans Charged-off: Commercial and industrial0.0668%4,221
Percentage Net Loans Charged-off: Loans to individuals0.4724%3,821
Percentage Net Loans Charged-off: Credit card loans0.4459%1,125
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%5,772
Percentage Net Loans Charged-off: Total real estate loans0.0121%4,281
Percentage Net Loans Charged-off:Construction & development0.0054%2,227
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0347%3,014
Percentage Net Loans Charged-off: Home equity loans0.0333%1,058
All other 1-4 family - Percent of loans charged-off, net0.0356%2,805
Percentage Net Loans Charged-off: Commercial and industrial0.0659%3,448
Percentage Net Loans Charged-off: Loans to individuals0.2724%4,138
Percentage Net Loans Charged-off: Credit card loans0.4229%1,022
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%4,953
Percentage Net Loans Charged-off: Total real estate loans0.0192%3,407
Percentage Net Loans Charged-off:Construction & development0.0083%1,674
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0550%2,275
Percentage Net Loans Charged-off: Home equity loans0.0548%832
All other 1-4 family - Percent of loans charged-off, net0.0552%2,082
Percentage Net Loans Charged-off: Commercial and industrial0.0770%2,766
Percentage Net Loans Charged-off: Loans to individuals0.3314%3,469
Percentage Net Loans Charged-off: Credit card loans0.0793%964
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0040%4,910
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0290%2,081
Percentage Net Loans Charged-off: Loans to individuals0.0120%3,970
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0618%4,697
Percentage Net Loans Charged-off: Total real estate loans0.0303%3,272
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1027%1,869
Percentage Net Loans Charged-off: Home equity loans0.1086%698
All other 1-4 family - Percent of loans charged-off, net0.0990%1,799
Percentage Net Loans Charged-off: Commercial and industrial0.1476%2,982
Percentage Net Loans Charged-off: Loans to individuals0.4044%3,502
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%3,844
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,362
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1155%1,312
Percentage Net Loans Charged-off: Home equity loans0.0830%564
All other 1-4 family - Percent of loans charged-off, net0.1362%1,122
Percentage Net Loans Charged-off: Commercial and industrial0.1494%2,410
Percentage Net Loans Charged-off: Loans to individuals0.3250%3,440
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0815%3,038
Percentage Net Loans Charged-off: Total real estate loans0.0377%1,848
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1263%1,049
Percentage Net Loans Charged-off: Home equity loans0.0670%445
All other 1-4 family - Percent of loans charged-off, net0.1653%828
Percentage Net Loans Charged-off: Commercial and industrial0.2107%1,808
Percentage Net Loans Charged-off: Loans to individuals0.3583%2,912
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%2,119
Percentage Net Loans Charged-off: Total real estate loans0.0300%1,415
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1018%895
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1710%647
Percentage Net Loans Charged-off: Commercial and industrial0.4789%917
Percentage Net Loans Charged-off: Loans to individuals-0.0325%6,801
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0018%7,486
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,590
Percentage Net Loans Charged-off:Construction & development0.0013%821
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%7,874
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0130%7,945
Percentage Net Loans Charged-off: Commercial and industrial-0.0083%6,900
Percentage Net Loans Charged-off: Loans to individuals0.0309%5,569
Percentage Net Loans Charged-off: Credit card loans0.1583%1,234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0117%7,557
Percentage Net Loans Charged-off: Total real estate loans-0.0029%7,601
Percentage Net Loans Charged-off:Construction & development0.0003%618
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%7,883
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0171%7,975
Percentage Net Loans Charged-off: Commercial and industrial-0.0584%7,236
Percentage Net Loans Charged-off: Loans to individuals0.0506%4,965
Percentage Net Loans Charged-off: Credit card loans0.2263%1,106
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0141%7,391
Percentage Net Loans Charged-off: Total real estate loans-0.0046%7,677
Percentage Net Loans Charged-off:Construction & development0.0005%463
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%7,985
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0264%8,077
Percentage Net Loans Charged-off: Commercial and industrial-0.0631%7,172
Percentage Net Loans Charged-off: Loans to individuals0.0524%4,527
Percentage Net Loans Charged-off: Credit card loans0.3464%950
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%7,269
Percentage Net Loans Charged-off: Total real estate loans-0.0095%7,868
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0289%8,135
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0524%8,236
Percentage Net Loans Charged-off: Commercial and industrial-0.1062%7,363
Percentage Net Loans Charged-off: Loans to individuals0.1214%3,425
Percentage Net Loans Charged-off: Credit card loans1.3861%612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0241%5,536
Percentage Net Loans Charged-off: Total real estate loans-0.0074%7,847
Percentage Net Loans Charged-off:Construction & development-0.0037%7,693
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%8,124
Percentage Net Loans Charged-off: Home equity loans0.0007%678
All other 1-4 family - Percent of loans charged-off, net-0.0316%8,219
Percentage Net Loans Charged-off: Commercial and industrial0.1557%3,011
Percentage Net Loans Charged-off: Loans to individuals-0.0120%7,731
Percentage Net Loans Charged-off: Credit card loans0.8686%1,228
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%4,789
Percentage Net Loans Charged-off: Total real estate loans-0.0100%7,858
Percentage Net Loans Charged-off:Construction & development-0.0055%7,703
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0232%8,150
Percentage Net Loans Charged-off: Home equity loans0.0020%551
All other 1-4 family - Percent of loans charged-off, net-0.0420%8,240
Percentage Net Loans Charged-off: Commercial and industrial0.2061%2,310
Percentage Net Loans Charged-off: Loans to individuals-0.0159%7,492
Percentage Net Loans Charged-off: Credit card loans1.1035%1,011
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0392%4,172
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,585
Percentage Net Loans Charged-off:Construction & development-0.0053%7,697
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%7,813
Percentage Net Loans Charged-off: Home equity loans0.0030%438
All other 1-4 family - Percent of loans charged-off, net-0.0100%7,927
Percentage Net Loans Charged-off: Commercial and industrial0.1832%2,062
Percentage Net Loans Charged-off: Loans to individuals0.1465%4,492
Percentage Net Loans Charged-off: Credit card loans1.2565%879
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%3,274
Percentage Net Loans Charged-off: Total real estate loans-0.0055%7,802
Percentage Net Loans Charged-off:Construction & development-0.0203%7,755
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0040%1,503
Percentage Net Loans Charged-off: Home equity loans0.0031%334
All other 1-4 family - Percent of loans charged-off, net0.0046%1,369
Percentage Net Loans Charged-off: Commercial and industrial0.2426%1,356
Percentage Net Loans Charged-off: Loans to individuals0.1287%3,871
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0498%5,290
Percentage Net Loans Charged-off: Total real estate loans0.0203%3,044
Percentage Net Loans Charged-off:Construction & development0.0401%611
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0212%2,709
Percentage Net Loans Charged-off: Home equity loans0.0211%581
All other 1-4 family - Percent of loans charged-off, net0.0213%2,572
Percentage Net Loans Charged-off: Commercial and industrial0.1704%3,223
Percentage Net Loans Charged-off: Loans to individuals-0.0199%8,005
Percentage Net Loans Charged-off: Credit card loans0.9114%1,367
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0351%5,103
Percentage Net Loans Charged-off: Total real estate loans0.0015%3,270
Percentage Net Loans Charged-off:Construction & development-0.0025%7,819
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0064%2,622
Percentage Net Loans Charged-off: Home equity loans-0.0014%5,918
All other 1-4 family - Percent of loans charged-off, net0.0111%2,350
Percentage Net Loans Charged-off: Commercial and industrial0.1267%2,880
Percentage Net Loans Charged-off: Loans to individuals0.1272%5,419
Percentage Net Loans Charged-off: Credit card loans2.6407%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0515%4,351
Percentage Net Loans Charged-off: Total real estate loans0.0021%2,739
Percentage Net Loans Charged-off:Construction & development-0.0020%7,802
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0076%2,154
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0119%1,945
Percentage Net Loans Charged-off: Commercial and industrial0.1614%2,347
Percentage Net Loans Charged-off: Loans to individuals0.2773%4,205
Percentage Net Loans Charged-off: Credit card loans3.5679%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%4,044
Percentage Net Loans Charged-off: Total real estate loans0.0047%1,884
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0127%1,488
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0199%1,327
Percentage Net Loans Charged-off: Commercial and industrial0.0154%2,106
Percentage Net Loans Charged-off: Loans to individuals0.5077%2,912
Percentage Net Loans Charged-off: Credit card loans6.9829%245
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1072%4,662
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,946
Percentage Net Loans Charged-off:Construction & development0.0219%751
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%8,442
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0272%8,503
Percentage Net Loans Charged-off: Commercial and industrial0.3702%2,999
Percentage Net Loans Charged-off: Loans to individuals0.4771%4,366
Percentage Net Loans Charged-off: Credit card loans1.5395%1,339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0391%5,617
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,855
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%8,111
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0011%8,148
Percentage Net Loans Charged-off: Commercial and industrial0.0348%3,943
Percentage Net Loans Charged-off: Loans to individuals0.5058%3,803
Percentage Net Loans Charged-off: Credit card loans1.7901%1,192
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%5,297
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,909
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%8,168
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0032%8,230
Percentage Net Loans Charged-off: Commercial and industrial0.0543%3,287
Percentage Net Loans Charged-off: Loans to individuals0.3988%3,998
Percentage Net Loans Charged-off: Credit card loans2.7464%838
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%4,745
Percentage Net Loans Charged-off: Total real estate loans-0.0010%8,051
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%8,304
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0032%8,346
Percentage Net Loans Charged-off: Commercial and industrial0.0275%2,378
Percentage Net Loans Charged-off: Loans to individuals0.3084%3,834
Percentage Net Loans Charged-off: Credit card loans-0.3761%2,631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%5,520
Percentage Net Loans Charged-off: Total real estate loans0.0676%2,244
Percentage Net Loans Charged-off:Construction & development0.0516%734
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1293%1,426
Percentage Net Loans Charged-off: Home equity loans-0.0176%5,964
All other 1-4 family - Percent of loans charged-off, net0.1836%1,135
Percentage Net Loans Charged-off: Commercial and industrial0.1459%4,014
Percentage Net Loans Charged-off: Loans to individuals0.0287%7,045
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%5,999
Percentage Net Loans Charged-off: Total real estate loans0.0439%2,498
Percentage Net Loans Charged-off:Construction & development-0.0058%8,162
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1078%1,465
Percentage Net Loans Charged-off: Home equity loans0.2063%302
All other 1-4 family - Percent of loans charged-off, net0.0684%1,784
Percentage Net Loans Charged-off: Commercial and industrial0.0058%4,787
Percentage Net Loans Charged-off: Loans to individuals0.2529%5,637
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%7,131
Percentage Net Loans Charged-off: Total real estate loans0.0120%743
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0273%574
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0429%450
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,037
Percentage Net Loans Charged-off: Loans to individuals0.0392%1,307
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA