Home > Town Country United Bank > Net charge- offs to loans
Town Country United Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3458% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3225% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4450% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1399% | 4,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1399% | 4,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2892% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0762% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3025% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7672% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7672% | 4,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2084% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0754% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 4,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4130% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2703% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2703% | 4,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4184% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5299% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3490% | 4,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3490% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6615% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6711% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6711% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3337% | 4,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2565% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1029% | 4,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4149% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4149% | 4,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9803% | 4,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1753% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3072% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3611% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1423% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5812% | 4,636 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.5812% | 4,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3254% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2132% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2132% | 4,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3940% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7264% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4279% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.4279% | 4,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4301% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2709% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2709% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1176% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0741% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 4,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3537% | 4,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3537% | 4,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1107% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4596% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4596% | 4,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1334% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6097% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6638% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6011% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6011% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1344% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1104% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1104% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4174% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 4,468 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9974% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2332% | 4,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2332% | 4,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,464 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2775% | 4,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2313% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 4,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 4,637 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0429% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3542% | 4,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6155% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6133% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6133% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2674% | 4,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0542% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0807% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4816% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5825% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5825% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2263% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2263% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6216% | 4,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2783% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2783% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2310% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9784% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0449% | 4,996 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2029% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0989% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0989% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 4,881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3179% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8216% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8216% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 4,946 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1638% | 4,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8247% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8248% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 4,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6684% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6684% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0415% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3931% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8359% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8359% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7601% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2566% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3397% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1815% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3757% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6913% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6913% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8367% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3124% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4693% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8015% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5410% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5410% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6644% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1661% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2464% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2464% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9292% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0140% | 2,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 5,200 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1925% | 5,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1390% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 5,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0802% | 5,463 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0802% | 5,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1774% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8764% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8764% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1478% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 5,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0905% | 5,536 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0905% | 5,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1829% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8133% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8133% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0993% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 5,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 5,077 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0985% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0985% | 5,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5757% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1478% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0539% | 5,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 5,353 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0998% | 5,657 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0998% | 5,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2977% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 5,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1584% | 5,734 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 4,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5607% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5607% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1022% | 5,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1408% | 5,802 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0642% | 5,731 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0642% | 5,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5148% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5148% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0910% | 5,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1255% | 5,858 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0565% | 5,750 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0565% | 5,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 5,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3222% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3222% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2470% | 5,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1327% | 5,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0910% | 5,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1234% | 5,980 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0576% | 5,782 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 5,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 5,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2945% | 5,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2945% | 5,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 5,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0877% | 5,980 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0705% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0705% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0807% | 5,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 5,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0968% | 6,055 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1116% | 5,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0839% | 6,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1144% | 6,142 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 6,043 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 6,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4427% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4427% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1871% | 5,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0487% | 6,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0421% | 6,050 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 6,146 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 6,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5229% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4211% | 5,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 6,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0948% | 6,328 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 3,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1288% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5246% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5246% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2996% | 5,955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 6,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 6,297 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 6,240 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 6,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 5,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5026% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5026% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2641% | 5,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 6,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 6,348 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 6,097 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 6,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1960% | 5,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 5,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 5,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0420% | 6,405 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0272% | 5,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0272% | 5,385 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4224% | 6,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1789% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2220% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 3,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7872% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6664% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 3,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4448% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4448% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2866% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3640% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3397% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4198% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2525% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 2,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6151% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6151% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6472% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 6,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 6,635 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 6,634 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 6,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3285% | 2,356 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 4,268 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 4,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1402% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 4,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1273% | 4,135 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2172% | 6,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6163% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8390% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3774% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 3,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5561% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2133% | 3,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1899% | 3,443 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2936% | 6,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 4,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2052% | 2,032 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 3,104 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1738% | 6,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1493% | 6,565 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4535% | 6,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1659% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0267% | 5,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0214% | 5,917 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9744% | 6,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6486% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 3,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3247% | 2,442 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 3,431 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 3,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4280% | 3,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6245% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1117% | 1,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5509% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3026% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3463% | 2,055 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2771% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2771% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5875% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0886% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1440% | 6,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5629% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3058% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5173% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6093% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1111% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2185% | 6,650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1091% | 7,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 7,475 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2355% | 7,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2719% | 7,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6863% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5950% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0190% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7014% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8089% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9482% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6191% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8114% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3989% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 7,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4941% | 3,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1249% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8484% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2700% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1890% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 7,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7660% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6483% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2793% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1687% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 7,056 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1509% | 7,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9129% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7474% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1848% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7975% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4504% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8906% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5622% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4110% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1225% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3428% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 7,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2203% | 7,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0861% | 3,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9512% | 7,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1766% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6621% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 4,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2315% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2315% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 6,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5586% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1067% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 7,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 8,071 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 8,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4064% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1434% | 7,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 7,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 8,156 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 8,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5251% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1757% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3912% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4991% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,351 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 7,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3021% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6993% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4243% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0429% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 7,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0690% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9407% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0420% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4688% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4411% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1656% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0830% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6103% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 8,368 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 8,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4651% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6065% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 8,325 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 8,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4119% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5269% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 8,368 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 8,456 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0453% | 8,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2676% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 8,493 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 8,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 8,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,536 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 8,762 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0972% | 8,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 7,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1600% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5399% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 8,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 8,760 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0853% | 8,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2408% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5207% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 8,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 8,530 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0630% | 8,724 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 8,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2056% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4839% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 8,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0866% | 8,840 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 8,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1093% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5574% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1034% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4219% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2874% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 8,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6973% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1652% | 8,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1991% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5394% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |