Town & Country Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,914,0002,117
Total interest expense$2,272,0002,910
Net interest income$14,642,0001,847
Provision for loan and lease losses$14,0003,131
Total noninterest income$3,494,0001,487
Gross Fiduciary activities income$1,770,000419
Service charges on deposit accounts$492,0001,659
Trading account gains and fees$0123
Additional Noninterest Income$1,232,0002,076
Total noninterest expense$12,200,0001,793
Salaries and employee benefits$6,229,0001,914
Premises and equipment expense$1,045,0001,981
Additional noninterest expense$1,232,0002,076
Pre-tax net operating income$5,922,0001,733
Securities gains (losses)$0988
Applicable income taxes$1,470,0001,201
Income before extraordinary items$4,452,0001,863
Extraordinary gains, net$054
Net income$4,452,0001,885
Minority interest net income$088
Net income of bank and minority interests.$4,452,0001,866
Net charge-offs$-3,0003,644
Cash dividends$2,424,0001,368
Sale, conversion, retirement of capital stock, net$33,000468
Net operating income$4,452,0001,890
2023-09-30 (YTD Data)Rank
Total interest income$12,493,0002,102
Total interest expense$1,420,0002,998
Net interest income$11,073,0001,848
Provision for loan and lease losses$03,085
Total noninterest income$2,626,0001,495
Gross Fiduciary activities income$1,316,000417
Service charges on deposit accounts$367,0001,668
Trading account gains and fees$0125
Additional Noninterest Income$943,0002,056
Total noninterest expense$9,008,0001,809
Salaries and employee benefits$4,646,0001,917
Premises and equipment expense$812,0001,941
Additional noninterest expense$943,0002,056
Pre-tax net operating income$4,691,0001,731
Securities gains (losses)$0849
Applicable income taxes$1,149,0001,183
Income before extraordinary items$3,542,0001,860
Extraordinary gains, net$052
Net income$3,542,0001,877
Minority interest net income$081
Net income of bank and minority interests.$3,542,0001,860
Net charge-offs$02,641
Cash dividends$1,727,0001,277
Sale, conversion, retirement of capital stock, net$32,000443
Net operating income$3,542,0001,884
2023-06-30 (YTD Data)Rank
Total interest income$8,161,0002,099
Total interest expense$810,0003,018
Net interest income$7,351,0001,862
Provision for loan and lease losses$02,940
Total noninterest income$1,747,0001,415
Gross Fiduciary activities income$873,000411
Service charges on deposit accounts$245,0001,647
Trading account gains and fees$0112
Additional Noninterest Income$629,0001,968
Total noninterest expense$5,976,0001,806
Salaries and employee benefits$3,111,0001,905
Premises and equipment expense$534,0001,941
Additional noninterest expense$629,0001,965
Pre-tax net operating income$3,122,0001,711
Securities gains (losses)$0938
Applicable income taxes$744,0001,218
Income before extraordinary items$2,378,0001,839
Extraordinary gains, net$051
Net income$2,378,0001,859
Minority interest net income$081
Net income of bank and minority interests.$2,378,0001,839
Net charge-offs$6,0001,974
Cash dividends$1,137,0001,287
Sale, conversion, retirement of capital stock, net$33,000415
Net operating income$2,378,0001,846
2023-03-31 (YTD Data)Rank
Total interest income$3,973,0002,115
Total interest expense$294,0003,198
Net interest income$3,679,0001,867
Provision for loan and lease losses$02,612
Total noninterest income$819,0001,464
Gross Fiduciary activities income$411,000432
Service charges on deposit accounts$121,0001,684
Trading account gains and fees$097
Additional Noninterest Income$287,0002,050
Total noninterest expense$2,995,0001,835
Salaries and employee benefits$1,566,0001,937
Premises and equipment expense$279,0001,906
Additional noninterest expense$287,0002,050
Pre-tax net operating income$1,503,0001,784
Securities gains (losses)$0950
Applicable income taxes$323,0001,326
Income before extraordinary items$1,180,0001,884
Extraordinary gains, net$04
Net income$1,180,0001,884
Minority interest net income$048
Net income of bank and minority interests.$1,180,0001,884
Net charge-offs$-2,0003,519
Cash dividends$564,0001,167
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,180,0001,902
2022-12-31 (YTD Data)Rank
Total interest income$13,220,0002,127
Total interest expense$402,0003,479
Net interest income$12,818,0002,018
Provision for loan and lease losses$03,012
Total noninterest income$3,550,0001,472
Gross Fiduciary activities income$1,799,000430
Service charges on deposit accounts$492,0001,697
Trading account gains and fees$0116
Additional Noninterest Income$1,259,0002,086
Total noninterest expense$10,743,0001,904
Salaries and employee benefits$6,142,0001,924
Premises and equipment expense$1,050,0001,955
Additional noninterest expense$1,259,0002,086
Pre-tax net operating income$5,625,0001,910
Securities gains (losses)$0691
Applicable income taxes$1,409,0001,309
Income before extraordinary items$4,216,0002,031
Extraordinary gains, net$05
Net income$4,216,0002,030
Minority interest net income$063
Net income of bank and minority interests.$4,216,0002,030
Net charge-offs$-9,0003,615
Cash dividends$2,310,0001,360
Sale, conversion, retirement of capital stock, net$21,000534
Net operating income$4,216,0002,058
2022-06-30 (YTD Data)Rank
Total interest income$5,813,0002,222
Total interest expense$173,0003,383
Net interest income$5,640,0002,140
Provision for loan and lease losses$02,599
Total noninterest income$1,864,0001,437
Gross Fiduciary activities income$947,000379
Service charges on deposit accounts$235,0001,757
Trading account gains and fees$0108
Additional Noninterest Income$682,0002,079
Total noninterest expense$5,102,0001,953
Salaries and employee benefits$3,081,0001,901
Premises and equipment expense$479,0002,066
Additional noninterest expense$1,542,0001,956
Pre-tax net operating income$2,402,0001,970
Securities gains (losses)$0687
Applicable income taxes$618,0001,329
Income before extraordinary items$1,784,0002,129
Extraordinary gains, net$04
Net income$1,784,0002,129
Minority interest net income$060
Net income of bank and minority interests.$1,784,0002,129
Net charge-offs$-11,0003,693
Cash dividends$1,116,0001,255
Sale, conversion, retirement of capital stock, net$21,000447
Net operating income$1,784,0002,169
2022-03-31 (YTD Data)Rank
Total interest income$2,805,0002,217
Total interest expense$86,0003,372
Net interest income$2,719,0002,144
Provision for loan and lease losses$02,285
Total noninterest income$942,0001,426
Gross Fiduciary activities income$477,000381
Service charges on deposit accounts$116,0001,750
Trading account gains and fees$0103
Additional Noninterest Income$349,0002,031
Total noninterest expense$2,750,0001,863
Salaries and employee benefits$1,543,0001,904
Premises and equipment expense$249,0002,038
Additional noninterest expense$958,0001,625
Pre-tax net operating income$911,0002,223
Securities gains (losses)$0623
Applicable income taxes$248,0001,455
Income before extraordinary items$663,0002,420
Extraordinary gains, net$04
Net income$663,0002,418
Minority interest net income$050
Net income of bank and minority interests.$663,0002,420
Net charge-offs$-2,0003,266
Cash dividends$545,0001,114
Sale, conversion, retirement of capital stock, net$0453
Net operating income$663,0002,444
2021-12-31 (YTD Data)Rank
Total interest income$12,471,0002,135
Total interest expense$384,0003,484
Net interest income$12,087,0002,010
Provision for loan and lease losses$03,064
Total noninterest income$4,038,0001,507
Gross Fiduciary activities income$1,990,000371
Service charges on deposit accounts$434,0001,759
Trading account gains and fees$0132
Additional Noninterest Income$1,614,0002,137
Total noninterest expense$10,937,0001,863
Salaries and employee benefits$5,825,0001,975
Premises and equipment expense$1,056,0001,966
Additional noninterest expense$4,056,0001,570
Pre-tax net operating income$5,188,0002,006
Securities gains (losses)$02,062
Applicable income taxes$1,325,0001,414
Income before extraordinary items$3,863,0002,210
Extraordinary gains, net$010
Net income$3,863,0002,211
Minority interest net income$074
Net income of bank and minority interests.$3,863,0002,211
Net charge-offs$7,0002,374
Cash dividends$2,221,0001,430
Sale, conversion, retirement of capital stock, net$39,000517
Net operating income$3,863,0002,183
2021-09-30 (YTD Data)Rank
Total interest income$9,493,0002,155
Total interest expense$297,0003,545
Net interest income$9,196,0002,024
Provision for loan and lease losses$02,963
Total noninterest income$3,142,0001,511
Gross Fiduciary activities income$1,571,000363
Service charges on deposit accounts$319,0001,780
Trading account gains and fees$0132
Additional Noninterest Income$1,252,0002,143
Total noninterest expense$8,000,0001,900
Salaries and employee benefits$4,306,0001,991
Premises and equipment expense$770,0002,025
Additional noninterest expense$2,924,0001,616
Pre-tax net operating income$4,338,0001,953
Securities gains (losses)$02,015
Applicable income taxes$1,175,0001,345
Income before extraordinary items$3,163,0002,180
Extraordinary gains, net$08
Net income$3,163,0002,179
Minority interest net income$069
Net income of bank and minority interests.$3,163,0002,180
Net charge-offs$-5,0003,437
Cash dividends$1,647,0001,310
Sale, conversion, retirement of capital stock, net$39,000472
Net operating income$3,163,0002,151
2021-06-30 (YTD Data)Rank
Total interest income$6,180,0002,185
Total interest expense$205,0003,581
Net interest income$5,975,0002,048
Provision for loan and lease losses$02,862
Total noninterest income$2,241,0001,433
Gross Fiduciary activities income$1,128,000344
Service charges on deposit accounts$210,0001,739
Trading account gains and fees$0133
Additional Noninterest Income$903,0002,027
Total noninterest expense$5,293,0001,898
Salaries and employee benefits$2,845,0001,992
Premises and equipment expense$501,0002,058
Additional noninterest expense$1,947,0001,603
Pre-tax net operating income$2,923,0001,923
Securities gains (losses)$01,818
Applicable income taxes$756,0001,369
Income before extraordinary items$2,167,0002,134
Extraordinary gains, net$06
Net income$2,167,0002,134
Minority interest net income$067
Net income of bank and minority interests.$2,167,0002,134
Net charge-offs$-2,0003,249
Cash dividends$1,100,0001,291
Sale, conversion, retirement of capital stock, net$29,000453
Net operating income$2,167,0002,098
2021-03-31 (YTD Data)Rank
Total interest income$2,977,0002,236
Total interest expense$106,0003,613
Net interest income$2,871,0002,088
Provision for loan and lease losses$02,741
Total noninterest income$1,033,0001,486
Gross Fiduciary activities income$556,000345
Service charges on deposit accounts$105,0001,730
Trading account gains and fees$0127
Additional Noninterest Income$372,0002,226
Total noninterest expense$2,620,0001,896
Salaries and employee benefits$1,415,0001,995
Premises and equipment expense$244,0002,095
Additional noninterest expense$961,0001,588
Pre-tax net operating income$1,284,0002,060
Securities gains (losses)$01,392
Applicable income taxes$381,0001,352
Income before extraordinary items$903,0002,356
Extraordinary gains, net$03
Net income$903,0002,354
Minority interest net income$055
Net income of bank and minority interests.$903,0002,356
Net charge-offs$-2,0003,357
Cash dividends$556,0001,117
Sale, conversion, retirement of capital stock, net$0482
Net operating income$903,0002,308
2020-12-31 (YTD Data)Rank
Total interest income$12,748,0002,132
Total interest expense$546,0003,735
Net interest income$12,202,0001,921
Provision for loan and lease losses$300,0002,662
Total noninterest income$4,224,0001,409
Gross Fiduciary activities income$2,021,000350
Service charges on deposit accounts$470,0001,673
Trading account gains and fees$0133
Additional Noninterest Income$1,733,0001,940
Total noninterest expense$11,161,0001,794
Salaries and employee benefits$6,086,0001,891
Premises and equipment expense$1,014,0002,019
Additional noninterest expense$4,061,0001,519
Pre-tax net operating income$4,965,0001,790
Securities gains (losses)$02,675
Applicable income taxes$869,0001,543
Income before extraordinary items$4,096,0001,889
Extraordinary gains, net$04
Net income$4,096,0001,888
Minority interest net income$072
Net income of bank and minority interests.$4,096,0001,889
Net charge-offs$-5,0004,126
Cash dividends$2,191,0001,422
Sale, conversion, retirement of capital stock, net$24,000521
Net operating income$4,096,0001,845
2020-09-30 (YTD Data)Rank
Total interest income$9,575,0002,149
Total interest expense$423,0003,793
Net interest income$9,152,0001,917
Provision for loan and lease losses$300,0002,421
Total noninterest income$3,184,0001,372
Gross Fiduciary activities income$1,502,000346
Service charges on deposit accounts$352,0001,682
Trading account gains and fees$0125
Additional Noninterest Income$1,330,0001,869
Total noninterest expense$8,181,0001,810
Salaries and employee benefits$4,525,0001,868
Premises and equipment expense$759,0002,013
Additional noninterest expense$2,897,0001,551
Pre-tax net operating income$3,855,0001,728
Securities gains (losses)$02,494
Applicable income taxes$719,0001,433
Income before extraordinary items$3,136,0001,843
Extraordinary gains, net$04
Net income$3,136,0001,842
Minority interest net income$065
Net income of bank and minority interests.$3,136,0001,843
Net charge-offs$-5,0004,085
Cash dividends$1,608,0001,281
Sale, conversion, retirement of capital stock, net$24,000481
Net operating income$3,136,0001,801
2020-06-30 (YTD Data)Rank
Total interest income$6,402,0002,165
Total interest expense$289,0003,848
Net interest income$6,113,0001,930
Provision for loan and lease losses$300,0002,042
Total noninterest income$2,190,0001,284
Gross Fiduciary activities income$1,018,000345
Service charges on deposit accounts$236,0001,697
Trading account gains and fees$0123
Additional Noninterest Income$936,0001,735
Total noninterest expense$5,506,0001,792
Salaries and employee benefits$3,052,0001,848
Premises and equipment expense$506,0002,014
Additional noninterest expense$1,948,0001,540
Pre-tax net operating income$2,497,0001,698
Securities gains (losses)$02,249
Applicable income taxes$478,0001,383
Income before extraordinary items$2,019,0001,831
Extraordinary gains, net$04
Net income$2,019,0001,832
Minority interest net income$065
Net income of bank and minority interests.$2,019,0001,832
Net charge-offs$-3,0003,999
Cash dividends$1,063,0001,262
Sale, conversion, retirement of capital stock, net$24,000447
Net operating income$2,019,0001,786
2020-03-31 (YTD Data)Rank
Total interest income$3,224,0002,138
Total interest expense$145,0003,966
Net interest income$3,079,0001,877
Provision for loan and lease losses$75,0002,175
Total noninterest income$867,0001,403
Gross Fiduciary activities income$481,000358
Service charges on deposit accounts$142,0001,696
Trading account gains and fees$0106
Additional Noninterest Income$244,0002,211
Total noninterest expense$2,777,0001,791
Salaries and employee benefits$1,527,0001,861
Premises and equipment expense$261,0001,993
Additional noninterest expense$989,0001,530
Pre-tax net operating income$1,094,0001,708
Securities gains (losses)$01,705
Applicable income taxes$265,0001,180
Income before extraordinary items$829,0001,921
Extraordinary gains, net$04
Net income$829,0001,921
Minority interest net income$056
Net income of bank and minority interests.$829,0001,921
Net charge-offs$1,0002,430
Cash dividends$537,0001,223
Sale, conversion, retirement of capital stock, net$0482
Net operating income$829,0001,883
2019-12-31 (YTD Data)Rank
Total interest income$12,940,0002,160
Total interest expense$478,0004,186
Net interest income$12,462,0001,871
Provision for loan and lease losses$205,0002,324
Total noninterest income$3,744,0001,377
Gross Fiduciary activities income$1,925,000355
Service charges on deposit accounts$609,0001,652
Trading account gains and fees$0135
Additional Noninterest Income$1,210,0002,036
Total noninterest expense$11,607,0001,695
Salaries and employee benefits$5,790,0001,901
Premises and equipment expense$1,082,0001,933
Additional noninterest expense$4,735,0001,311
Pre-tax net operating income$4,394,0001,932
Securities gains (losses)$02,379
Applicable income taxes$754,0001,644
Income before extraordinary items$3,640,0002,015
Extraordinary gains, net$011
Net income$3,640,0002,017
Minority interest net income$076
Net income of bank and minority interests.$3,640,0002,017
Net charge-offs$-25,0004,637
Cash dividends$2,154,0001,505
Sale, conversion, retirement of capital stock, net$25,000574
Net operating income$3,640,0001,981
2019-09-30 (YTD Data)Rank
Total interest income$9,610,0002,196
Total interest expense$339,0004,285
Net interest income$9,271,0001,905
Provision for loan and lease losses$100,0002,579
Total noninterest income$2,819,0001,362
Gross Fiduciary activities income$1,442,000354
Service charges on deposit accounts$456,0001,665
Trading account gains and fees$0129
Additional Noninterest Income$921,0002,020
Total noninterest expense$7,984,0001,826
Salaries and employee benefits$4,344,0001,895
Premises and equipment expense$865,0001,863
Additional noninterest expense$2,775,0001,605
Pre-tax net operating income$4,006,0001,731
Securities gains (losses)$02,167
Applicable income taxes$773,0001,451
Income before extraordinary items$3,233,0001,830
Extraordinary gains, net$011
Net income$3,233,0001,829
Minority interest net income$072
Net income of bank and minority interests.$3,233,0001,831
Net charge-offs$-24,0004,654
Cash dividends$1,606,0001,397
Sale, conversion, retirement of capital stock, net$25,000527
Net operating income$3,233,0001,800
2019-06-30 (YTD Data)Rank
Total interest income$6,307,0002,227
Total interest expense$208,0004,368
Net interest income$6,099,0001,932
Provision for loan and lease losses$65,0002,518
Total noninterest income$1,849,0001,348
Gross Fiduciary activities income$967,000357
Service charges on deposit accounts$297,0001,675
Trading account gains and fees$0131
Additional Noninterest Income$585,0002,036
Total noninterest expense$5,341,0001,820
Salaries and employee benefits$2,896,0001,904
Premises and equipment expense$575,0001,871
Additional noninterest expense$1,870,0001,604
Pre-tax net operating income$2,542,0001,769
Securities gains (losses)$01,702
Applicable income taxes$477,0001,483
Income before extraordinary items$2,065,0001,857
Extraordinary gains, net$011
Net income$2,065,0001,856
Minority interest net income$069
Net income of bank and minority interests.$2,065,0001,857
Net charge-offs$-20,0004,677
Cash dividends$1,060,0001,379
Sale, conversion, retirement of capital stock, net$25,000496
Net operating income$2,065,0001,830
2019-03-31 (YTD Data)Rank
Total interest income$3,087,0002,262
Total interest expense$94,0004,462
Net interest income$2,993,0001,962
Provision for loan and lease losses$03,406
Total noninterest income$850,0001,378
Gross Fiduciary activities income$451,000365
Service charges on deposit accounts$147,0001,672
Trading account gains and fees$0126
Additional Noninterest Income$252,0002,140
Total noninterest expense$2,682,0001,820
Salaries and employee benefits$1,444,0001,924
Premises and equipment expense$286,0001,893
Additional noninterest expense$952,0001,568
Pre-tax net operating income$1,161,0001,851
Securities gains (losses)$01,087
Applicable income taxes$207,0001,563
Income before extraordinary items$954,0001,939
Extraordinary gains, net$05
Net income$954,0001,937
Minority interest net income$052
Net income of bank and minority interests.$954,0001,938
Net charge-offs$-24,0004,908
Cash dividends$491,0001,375
Sale, conversion, retirement of capital stock, net$0529
Net operating income$954,0001,923
2018-12-31 (YTD Data)Rank
Total interest income$11,433,0002,291
Total interest expense$268,0004,607
Net interest income$11,165,0002,056
Provision for loan and lease losses$-698,0005,321
Total noninterest income$4,121,0001,249
Gross Fiduciary activities income$1,939,000353
Service charges on deposit accounts$609,0001,720
Trading account gains and fees$0126
Additional Noninterest Income$1,573,0001,743
Total noninterest expense$10,100,0001,891
Salaries and employee benefits$5,365,0001,981
Premises and equipment expense$1,148,0001,864
Additional noninterest expense$3,587,0001,646
Pre-tax net operating income$5,884,0001,539
Securities gains (losses)$01,125
Applicable income taxes$1,212,0001,210
Income before extraordinary items$4,672,0001,676
Extraordinary gains, net$06
Net income$4,672,0001,675
Minority interest net income$072
Net income of bank and minority interests.$4,672,0001,675
Net charge-offs$-467,0005,299
Cash dividends$2,146,0001,397
Sale, conversion, retirement of capital stock, net$23,000599
Net operating income$4,672,0001,668
2018-09-30 (YTD Data)Rank
Total interest income$8,384,0002,319
Total interest expense$191,0004,663
Net interest income$8,193,0002,094
Provision for loan and lease losses$-664,0005,403
Total noninterest income$3,092,0001,245
Gross Fiduciary activities income$1,483,000352
Service charges on deposit accounts$446,0001,764
Trading account gains and fees$0138
Additional Noninterest Income$1,163,0001,771
Total noninterest expense$7,557,0001,892
Salaries and employee benefits$4,021,0001,975
Premises and equipment expense$858,0001,875
Additional noninterest expense$2,678,0001,654
Pre-tax net operating income$4,392,0001,561
Securities gains (losses)$01,118
Applicable income taxes$904,0001,252
Income before extraordinary items$3,488,0001,691
Extraordinary gains, net$05
Net income$3,488,0001,690
Minority interest net income$066
Net income of bank and minority interests.$3,488,0001,690
Net charge-offs$-426,0005,370
Cash dividends$1,497,0001,319
Sale, conversion, retirement of capital stock, net$23,000551
Net operating income$3,488,0001,678
2018-06-30 (YTD Data)Rank
Total interest income$5,434,0002,358
Total interest expense$127,0004,644
Net interest income$5,307,0002,137
Provision for loan and lease losses$-591,0005,475
Total noninterest income$2,277,0001,164
Gross Fiduciary activities income$1,022,000345
Service charges on deposit accounts$298,0001,759
Trading account gains and fees$0130
Additional Noninterest Income$957,0001,566
Total noninterest expense$5,051,0001,899
Salaries and employee benefits$2,675,0001,986
Premises and equipment expense$577,0001,878
Additional noninterest expense$1,799,0001,651
Pre-tax net operating income$3,124,0001,477
Securities gains (losses)$0961
Applicable income taxes$639,0001,186
Income before extraordinary items$2,485,0001,581
Extraordinary gains, net$06
Net income$2,485,0001,580
Minority interest net income$065
Net income of bank and minority interests.$2,485,0001,580
Net charge-offs$-366,0005,431
Cash dividends$1,022,0001,282
Sale, conversion, retirement of capital stock, net$21,000513
Net operating income$2,485,0001,563
2018-03-31 (YTD Data)Rank
Total interest income$2,654,0002,399
Total interest expense$62,0004,682
Net interest income$2,592,0002,182
Provision for loan and lease losses$-591,0005,562
Total noninterest income$1,143,0001,163
Gross Fiduciary activities income$473,000360
Service charges on deposit accounts$153,0001,721
Trading account gains and fees$0123
Additional Noninterest Income$517,0001,453
Total noninterest expense$2,558,0001,898
Salaries and employee benefits$1,347,0002,008
Premises and equipment expense$290,0001,904
Additional noninterest expense$921,0001,615
Pre-tax net operating income$1,768,0001,313
Securities gains (losses)$0735
Applicable income taxes$369,0001,063
Income before extraordinary items$1,399,0001,401
Extraordinary gains, net$07
Net income$1,399,0001,401
Minority interest net income$052
Net income of bank and minority interests.$1,399,0001,401
Net charge-offs$-364,0005,533
Cash dividends$414,0001,344
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,399,0001,392
2017-12-31 (YTD Data)Rank
Total interest income$10,028,0002,445
Total interest expense$249,0004,636
Net interest income$9,779,0002,260
Provision for loan and lease losses$-550,0005,537
Total noninterest income$3,350,0001,463
Gross Fiduciary activities income$1,989,000341
Service charges on deposit accounts$633,0001,691
Trading account gains and fees$0151
Additional Noninterest Income$728,0002,679
Total noninterest expense$10,183,0001,885
Salaries and employee benefits$4,963,0002,096
Premises and equipment expense$1,178,0001,871
Additional noninterest expense$4,042,0001,511
Pre-tax net operating income$3,496,0002,246
Securities gains (losses)$02,243
Applicable income taxes$2,855,000996
Income before extraordinary items$641,0004,241
Extraordinary gains, net$09
Net income$641,0004,241
Minority interest net income$076
Net income of bank and minority interests.$641,0004,241
Net charge-offs$-226,0005,465
Cash dividends$1,743,0001,569
Sale, conversion, retirement of capital stock, net$12,000664
Net operating income$641,0004,234
2017-09-30 (YTD Data)Rank
Total interest income$7,435,0002,475
Total interest expense$185,0004,672
Net interest income$7,250,0002,288
Provision for loan and lease losses$-550,0005,641
Total noninterest income$2,516,0001,467
Gross Fiduciary activities income$1,464,000343
Service charges on deposit accounts$480,0001,686
Trading account gains and fees$0145
Additional Noninterest Income$572,0002,650
Total noninterest expense$7,533,0001,902
Salaries and employee benefits$3,772,0002,089
Premises and equipment expense$916,0001,836
Additional noninterest expense$2,845,0001,580
Pre-tax net operating income$2,783,0002,189
Securities gains (losses)$02,274
Applicable income taxes$819,0001,640
Income before extraordinary items$1,964,0002,440
Extraordinary gains, net$09
Net income$1,964,0002,439
Minority interest net income$071
Net income of bank and minority interests.$1,964,0002,440
Net charge-offs$-153,0005,440
Cash dividends$1,291,0001,454
Sale, conversion, retirement of capital stock, net$12,000614
Net operating income$1,964,0002,413
2017-06-30 (YTD Data)Rank
Total interest income$4,857,0002,498
Total interest expense$121,0004,695
Net interest income$4,736,0002,312
Provision for loan and lease losses$03,871
Total noninterest income$1,719,0001,451
Gross Fiduciary activities income$1,029,000336
Service charges on deposit accounts$321,0001,667
Trading account gains and fees$0139
Additional Noninterest Income$369,0002,688
Total noninterest expense$5,083,0001,882
Salaries and employee benefits$2,539,0002,082
Premises and equipment expense$612,0001,845
Additional noninterest expense$1,932,0001,554
Pre-tax net operating income$1,372,0002,630
Securities gains (losses)$01,906
Applicable income taxes$479,0001,737
Income before extraordinary items$893,0002,997
Extraordinary gains, net$011
Net income$893,0002,996
Minority interest net income$071
Net income of bank and minority interests.$893,0002,997
Net charge-offs$109,0001,456
Cash dividends$575,0001,852
Sale, conversion, retirement of capital stock, net$12,000585
Net operating income$893,0002,974
2017-03-31 (YTD Data)Rank
Total interest income$2,394,0002,513
Total interest expense$59,0004,747
Net interest income$2,335,0002,341
Provision for loan and lease losses$03,537
Total noninterest income$936,0001,360
Gross Fiduciary activities income$495,000338
Service charges on deposit accounts$94,0002,488
Trading account gains and fees$0142
Additional Noninterest Income$347,0001,904
Total noninterest expense$2,485,0001,934
Salaries and employee benefits$1,243,0002,147
Premises and equipment expense$318,0001,799
Additional noninterest expense$924,0001,615
Pre-tax net operating income$786,0002,318
Securities gains (losses)$01,153
Applicable income taxes$258,0001,632
Income before extraordinary items$528,0002,667
Extraordinary gains, net$08
Net income$528,0002,667
Minority interest net income$055
Net income of bank and minority interests.$528,0002,667
Net charge-offs$-19,0005,237
Cash dividends$259,0001,758
Sale, conversion, retirement of capital stock, net$0632
Net operating income$528,0002,652
2016-12-31 (YTD Data)Rank
Total interest income$8,886,0002,646
Total interest expense$248,0004,722
Net interest income$8,638,0002,466
Provision for loan and lease losses$-1,444,0005,856
Total noninterest income$3,543,0001,460
Gross Fiduciary activities income$1,757,000360
Service charges on deposit accounts$680,0001,655
Trading account gains and fees$0170
Additional Noninterest Income$1,106,0002,274
Total noninterest expense$10,021,0001,911
Salaries and employee benefits$4,837,0002,142
Premises and equipment expense$1,190,0001,880
Additional noninterest expense$3,994,0001,533
Pre-tax net operating income$3,604,0002,083
Securities gains (losses)$25,0002,256
Applicable income taxes$-3,067,0005,884
Income before extraordinary items$6,696,0001,092
Extraordinary gains, net$05
Net income$6,696,0001,091
Minority interest net income$082
Net income of bank and minority interests.$6,696,0001,091
Net charge-offs$-166,0005,634
Cash dividends$990,0002,229
Sale, conversion, retirement of capital stock, net$8,000715
Net operating income$6,671,0001,077
2016-09-30 (YTD Data)Rank
Total interest income$6,607,0002,667
Total interest expense$189,0004,732
Net interest income$6,418,0002,489
Provision for loan and lease losses$-1,150,0005,926
Total noninterest income$2,569,0001,491
Gross Fiduciary activities income$1,295,000359
Service charges on deposit accounts$572,0001,497
Trading account gains and fees$0169
Additional Noninterest Income$702,0002,482
Total noninterest expense$7,573,0001,892
Salaries and employee benefits$3,720,0002,088
Premises and equipment expense$892,0001,883
Additional noninterest expense$2,961,0001,555
Pre-tax net operating income$2,564,0002,210
Securities gains (losses)$25,0002,204
Applicable income taxes$-3,485,0005,961
Income before extraordinary items$6,074,000915
Extraordinary gains, net$05
Net income$6,074,000914
Minority interest net income$071
Net income of bank and minority interests.$6,074,000915
Net charge-offs$-146,0005,670
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$8,000658
Net operating income$6,049,000900
2016-06-30 (YTD Data)Rank
Total interest income$4,337,0002,709
Total interest expense$128,0004,750
Net interest income$4,209,0002,526
Provision for loan and lease losses$-1,150,0006,024
Total noninterest income$1,715,0001,470
Gross Fiduciary activities income$855,000365
Service charges on deposit accounts$357,0001,568
Trading account gains and fees$0157
Additional Noninterest Income$503,0002,361
Total noninterest expense$5,130,0001,871
Salaries and employee benefits$2,511,0002,089
Premises and equipment expense$603,0001,868
Additional noninterest expense$2,016,0001,520
Pre-tax net operating income$1,944,0001,988
Securities gains (losses)$02,835
Applicable income taxes$-3,737,0006,047
Income before extraordinary items$5,681,000669
Extraordinary gains, net$016
Net income$5,681,000667
Minority interest net income$071
Net income of bank and minority interests.$5,681,000668
Net charge-offs$-80,0005,641
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$8,000621
Net operating income$5,681,000653
2016-03-31 (YTD Data)Rank
Total interest income$2,146,0002,731
Total interest expense$66,0004,742
Net interest income$2,080,0002,551
Provision for loan and lease losses$-150,0005,999
Total noninterest income$943,0001,356
Gross Fiduciary activities income$473,000341
Service charges on deposit accounts$164,0001,676
Trading account gains and fees$0142
Additional Noninterest Income$306,0002,066
Total noninterest expense$2,477,0001,937
Salaries and employee benefits$1,323,0002,009
Premises and equipment expense$305,0001,846
Additional noninterest expense$849,0001,758
Pre-tax net operating income$696,0002,497
Securities gains (losses)$02,077
Applicable income taxes$-4,162,0006,118
Income before extraordinary items$4,858,000393
Extraordinary gains, net$012
Net income$4,858,000393
Minority interest net income$062
Net income of bank and minority interests.$4,858,000393
Net charge-offs$23,0001,894
Cash dividends$249,0001,793
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,858,000384
2015-12-31 (YTD Data)Rank
Total interest income$8,513,0002,724
Total interest expense$280,0004,733
Net interest income$8,233,0002,535
Provision for loan and lease losses$-1,592,0006,087
Total noninterest income$3,927,0001,312
Gross Fiduciary activities income$1,879,000351
Service charges on deposit accounts$685,0001,680
Trading account gains and fees$0159
Additional Noninterest Income$1,363,0001,972
Total noninterest expense$10,115,0001,877
Salaries and employee benefits$4,868,0002,100
Premises and equipment expense$1,334,0001,718
Additional noninterest expense$3,913,0001,564
Pre-tax net operating income$3,637,0002,013
Securities gains (losses)$12,0002,504
Applicable income taxes$-2,090,0006,135
Income before extraordinary items$5,739,0001,220
Extraordinary gains, net$023
Net income$5,739,0001,220
Minority interest net income$081
Net income of bank and minority interests.$5,739,0001,220
Net charge-offs$-629,0006,037
Cash dividends$800,0002,367
Sale, conversion, retirement of capital stock, net$12,000723
Net operating income$5,727,0001,191
2015-09-30 (YTD Data)Rank
Total interest income$6,361,0002,748
Total interest expense$211,0004,799
Net interest income$6,150,0002,551
Provision for loan and lease losses$-584,0006,102
Total noninterest income$3,212,0001,259
Gross Fiduciary activities income$1,421,000348
Service charges on deposit accounts$507,0001,703
Trading account gains and fees$0153
Additional Noninterest Income$1,284,0001,711
Total noninterest expense$7,624,0001,861
Salaries and employee benefits$3,690,0002,092
Premises and equipment expense$986,0001,751
Additional noninterest expense$2,948,0001,545
Pre-tax net operating income$2,322,0002,310
Securities gains (losses)$12,0002,263
Applicable income taxes$-2,110,0006,246
Income before extraordinary items$4,444,0001,198
Extraordinary gains, net$021
Net income$4,444,0001,197
Minority interest net income$078
Net income of bank and minority interests.$4,444,0001,198
Net charge-offs$-191,0005,951
Cash dividends$600,0002,126
Sale, conversion, retirement of capital stock, net$12,000676
Net operating income$4,432,0001,169
2015-06-30 (YTD Data)Rank
Total interest income$4,192,0002,772
Total interest expense$143,0004,814
Net interest income$4,049,0002,585
Provision for loan and lease losses$-160,0006,098
Total noninterest income$1,909,0001,362
Gross Fiduciary activities income$931,000352
Service charges on deposit accounts$391,0001,503
Trading account gains and fees$0157
Additional Noninterest Income$587,0002,218
Total noninterest expense$5,065,0001,883
Salaries and employee benefits$2,450,0002,109
Premises and equipment expense$652,0001,775
Additional noninterest expense$1,963,0001,563
Pre-tax net operating income$1,053,0002,967
Securities gains (losses)$12,0001,941
Applicable income taxes$-2,125,0006,331
Income before extraordinary items$3,190,0001,107
Extraordinary gains, net$022
Net income$3,190,0001,106
Minority interest net income$075
Net income of bank and minority interests.$3,190,0001,108
Net charge-offs$-187,0006,062
Cash dividends$400,0002,136
Sale, conversion, retirement of capital stock, net$12,000624
Net operating income$3,178,0001,081
2015-03-31 (YTD Data)Rank
Total interest income$2,068,0002,792
Total interest expense$72,0004,859
Net interest income$1,996,0002,610
Provision for loan and lease losses$-160,0006,239
Total noninterest income$1,018,0001,274
Gross Fiduciary activities income$473,000345
Service charges on deposit accounts$188,0001,513
Trading account gains and fees$0152
Additional Noninterest Income$357,0001,902
Total noninterest expense$2,578,0001,850
Salaries and employee benefits$1,262,0002,065
Premises and equipment expense$311,0001,870
Additional noninterest expense$1,005,0001,529
Pre-tax net operating income$596,0002,702
Securities gains (losses)$12,0001,416
Applicable income taxes$-125,0006,376
Income before extraordinary items$733,0002,056
Extraordinary gains, net$013
Net income$733,0002,057
Minority interest net income$064
Net income of bank and minority interests.$733,0002,057
Net charge-offs$-181,0006,228
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$0697
Net operating income$721,0002,030
2014-12-31 (YTD Data)Rank
Total interest income$9,134,0002,608
Total interest expense$326,0004,819
Net interest income$8,808,0002,400
Provision for loan and lease losses$-750,0006,311
Total noninterest income$3,654,0001,361
Gross Fiduciary activities income$1,842,000348
Service charges on deposit accounts$828,0001,525
Trading account gains and fees$0180
Additional Noninterest Income$984,0002,344
Total noninterest expense$10,795,0001,766
Salaries and employee benefits$4,790,0002,129
Premises and equipment expense$1,394,0001,681
Additional noninterest expense$4,611,0001,393
Pre-tax net operating income$2,417,0002,648
Securities gains (losses)$2,0003,069
Applicable income taxes$-230,0006,320
Income before extraordinary items$2,649,0002,211
Extraordinary gains, net$017
Net income$2,649,0002,210
Minority interest net income$084
Net income of bank and minority interests.$2,649,0002,210
Net charge-offs$1,610,000619
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$28,000714
Net operating income$2,647,0002,162
2014-09-30 (YTD Data)Rank
Total interest income$6,871,0002,615
Total interest expense$250,0004,850
Net interest income$6,621,0002,415
Provision for loan and lease losses$04,401
Total noninterest income$3,089,0001,269
Gross Fiduciary activities income$1,376,000353
Service charges on deposit accounts$635,0001,512
Trading account gains and fees$0174
Additional Noninterest Income$1,078,0001,843
Total noninterest expense$8,437,0001,701
Salaries and employee benefits$3,800,0002,028
Premises and equipment expense$1,029,0001,717
Additional noninterest expense$3,608,0001,341
Pre-tax net operating income$1,273,0003,316
Securities gains (losses)$2,0002,770
Applicable income taxes$04,583
Income before extraordinary items$1,275,0003,026
Extraordinary gains, net$015
Net income$1,275,0003,026
Minority interest net income$081
Net income of bank and minority interests.$1,275,0003,027
Net charge-offs$943,000708
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$28,000648
Net operating income$1,273,0002,977
2014-06-30 (YTD Data)Rank
Total interest income$4,693,0002,560
Total interest expense$171,0004,855
Net interest income$4,522,0002,336
Provision for loan and lease losses$04,196
Total noninterest income$2,365,0001,135
Gross Fiduciary activities income$919,000349
Service charges on deposit accounts$429,0001,475
Trading account gains and fees$0172
Additional Noninterest Income$1,017,0001,430
Total noninterest expense$6,019,0001,586
Salaries and employee benefits$2,685,0001,926
Premises and equipment expense$693,0001,721
Additional noninterest expense$2,641,0001,223
Pre-tax net operating income$868,0003,222
Securities gains (losses)$2,0002,363
Applicable income taxes$04,568
Income before extraordinary items$870,0002,930
Extraordinary gains, net$020
Net income$870,0002,936
Minority interest net income$080
Net income of bank and minority interests.$870,0002,936
Net charge-offs$721,000650
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$868,0002,878
2014-03-31 (YTD Data)Rank
Total interest income$2,177,0002,729
Total interest expense$90,0004,828
Net interest income$2,087,0002,531
Provision for loan and lease losses$03,817
Total noninterest income$927,0001,317
Gross Fiduciary activities income$448,000357
Service charges on deposit accounts$204,0001,523
Trading account gains and fees$0147
Additional Noninterest Income$275,0002,126
Total noninterest expense$2,799,0001,707
Salaries and employee benefits$1,366,0001,902
Premises and equipment expense$349,0001,724
Additional noninterest expense$1,084,0001,451
Pre-tax net operating income$215,0004,361
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$215,0004,129
Extraordinary gains, net$016
Net income$215,0004,129
Minority interest net income$066
Net income of bank and minority interests.$215,0004,131
Net charge-offs$222,000884
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$215,0004,078
2013-12-31 (YTD Data)Rank
Total interest income$9,598,0002,512
Total interest expense$594,0004,104
Net interest income$9,004,0002,344
Provision for loan and lease losses$-750,0006,633
Total noninterest income$3,259,0001,531
Gross Fiduciary activities income$1,754,000347
Service charges on deposit accounts$1,065,0001,282
Trading account gains and fees$0184
Additional Noninterest Income$440,0003,528
Total noninterest expense$11,963,0001,612
Salaries and employee benefits$5,561,0001,837
Premises and equipment expense$1,420,0001,656
Additional noninterest expense$4,982,0001,347
Pre-tax net operating income$1,050,0004,006
Securities gains (losses)$7,0002,738
Applicable income taxes$-22,0006,351
Income before extraordinary items$1,079,0003,750
Extraordinary gains, net$029
Net income$1,079,0003,754
Minority interest net income$090
Net income of bank and minority interests.$1,079,0003,754
Net charge-offs$2,185,000695
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,072,0003,718
2013-09-30 (YTD Data)Rank
Total interest income$7,449,0002,459
Total interest expense$497,0003,952
Net interest income$6,952,0002,252
Provision for loan and lease losses$04,941
Total noninterest income$2,711,0001,443
Gross Fiduciary activities income$1,331,000343
Service charges on deposit accounts$741,0001,383
Trading account gains and fees$0180
Additional Noninterest Income$639,0002,636
Total noninterest expense$8,895,0001,628
Salaries and employee benefits$4,130,0001,860
Premises and equipment expense$1,086,0001,632
Additional noninterest expense$3,679,0001,359
Pre-tax net operating income$768,0004,125
Securities gains (losses)$-7,0006,471
Applicable income taxes$236,0002,635
Income before extraordinary items$525,0004,525
Extraordinary gains, net$025
Net income$525,0004,528
Minority interest net income$084
Net income of bank and minority interests.$525,0004,529
Net charge-offs$1,774,000651
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$529,8304,437
2013-06-30 (YTD Data)Rank
Total interest income$5,104,0002,392
Total interest expense$381,0003,699
Net interest income$4,723,0002,205
Provision for loan and lease losses$04,788
Total noninterest income$2,105,0001,315
Gross Fiduciary activities income$888,000345
Service charges on deposit accounts$482,0001,385
Trading account gains and fees$0157
Additional Noninterest Income$735,0001,945
Total noninterest expense$6,105,0001,582
Salaries and employee benefits$2,906,0001,766
Premises and equipment expense$740,0001,613
Additional noninterest expense$2,459,0001,344
Pre-tax net operating income$723,0003,523
Securities gains (losses)$02,791
Applicable income taxes$220,0002,338
Income before extraordinary items$503,0003,918
Extraordinary gains, net$022
Net income$503,0003,921
Minority interest net income$082
Net income of bank and minority interests.$503,0003,922
Net charge-offs$232,0001,945
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$503,0003,825
2013-03-31 (YTD Data)Rank
Total interest income$2,621,0002,364
Total interest expense$245,0003,214
Net interest income$2,376,0002,202
Provision for loan and lease losses$04,409
Total noninterest income$1,020,0001,348
Gross Fiduciary activities income$471,000332
Service charges on deposit accounts$234,0001,409
Trading account gains and fees$0148
Additional Noninterest Income$315,0002,156
Total noninterest expense$2,915,0001,660
Salaries and employee benefits$1,503,0001,738
Premises and equipment expense$364,0001,660
Additional noninterest expense$1,048,0001,553
Pre-tax net operating income$481,0002,943
Securities gains (losses)$01,966
Applicable income taxes$-9,0006,737
Income before extraordinary items$490,0002,634
Extraordinary gains, net$010
Net income$490,0002,637
Minority interest net income$076
Net income of bank and minority interests.$490,0002,636
Net charge-offs$168,0001,498
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$490,0002,555
2012-12-31 (YTD Data)Rank
Total interest income$12,517,0002,092
Total interest expense$1,606,0002,579
Net interest income$10,911,0001,999
Provision for loan and lease losses$400,0003,016
Total noninterest income$3,464,0001,481
Gross Fiduciary activities income$1,689,000339
Service charges on deposit accounts$1,250,0001,141
Trading account gains and fees$0166
Additional Noninterest Income$525,0003,282
Total noninterest expense$15,234,0001,306
Salaries and employee benefits$6,496,0001,558
Premises and equipment expense$1,726,0001,374
Additional noninterest expense$7,012,000997
Pre-tax net operating income$-1,259,0006,708
Securities gains (losses)$03,810
Applicable income taxes$-92,0006,691
Income before extraordinary items$-1,167,0006,739
Extraordinary gains, net$029
Net income$-1,167,0006,735
Minority interest net income$093
Net income of bank and minority interests.$-1,167,0006,736
Net charge-offs$3,625,000741
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,167,0006,711
2012-09-30 (YTD Data)Rank
Total interest income$9,695,0002,066
Total interest expense$1,367,0002,403
Net interest income$8,328,0001,999
Provision for loan and lease losses$400,0002,581
Total noninterest income$2,523,0001,507
Gross Fiduciary activities income$1,269,000337
Service charges on deposit accounts$954,0001,120
Trading account gains and fees$0157
Additional Noninterest Income$300,0003,691
Total noninterest expense$11,675,0001,284
Salaries and employee benefits$5,014,0001,514
Premises and equipment expense$1,343,0001,343
Additional noninterest expense$5,318,000979
Pre-tax net operating income$-1,224,0006,887
Securities gains (losses)$03,575
Applicable income taxes$-114,0006,926
Income before extraordinary items$-1,110,0006,897
Extraordinary gains, net$020
Net income$-1,110,0006,893
Minority interest net income$086
Net income of bank and minority interests.$-1,110,0006,895
Net charge-offs$2,471,000784
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,110,0006,871
2012-06-30 (YTD Data)Rank
Total interest income$6,719,0002,001
Total interest expense$1,069,0002,163
Net interest income$5,650,0001,959
Provision for loan and lease losses$400,0002,061
Total noninterest income$1,473,0001,647
Gross Fiduciary activities income$860,000337
Service charges on deposit accounts$643,0001,104
Trading account gains and fees$0153
Additional Noninterest Income$-30,0006,915
Total noninterest expense$8,215,0001,223
Salaries and employee benefits$3,407,0001,491
Premises and equipment expense$903,0001,323
Additional noninterest expense$3,905,000884
Pre-tax net operating income$-1,492,0007,043
Securities gains (losses)$03,178
Applicable income taxes$-98,0007,021
Income before extraordinary items$-1,394,0007,050
Extraordinary gains, net$019
Net income$-1,394,0007,049
Minority interest net income$084
Net income of bank and minority interests.$-1,394,0007,050
Net charge-offs$2,301,000624
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,394,0007,039
2012-03-31 (YTD Data)Rank
Total interest income$3,523,0001,925
Total interest expense$662,0001,848
Net interest income$2,861,0001,940
Provision for loan and lease losses$400,0001,246
Total noninterest income$376,0002,578
Gross Fiduciary activities income$407,000343
Service charges on deposit accounts$316,0001,104
Trading account gains and fees$0148
Additional Noninterest Income$-347,0007,258
Total noninterest expense$3,568,0001,375
Salaries and employee benefits$1,583,0001,592
Premises and equipment expense$444,0001,341
Additional noninterest expense$1,541,0001,103
Pre-tax net operating income$-731,0007,115
Securities gains (losses)$02,210
Applicable income taxes$-39,0007,091
Income before extraordinary items$-692,0007,125
Extraordinary gains, net$019
Net income$-692,0007,124
Minority interest net income$078
Net income of bank and minority interests.$-692,0007,125
Net charge-offs$1,531,000487
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-692,0007,112
2011-12-31 (YTD Data)Rank
Total interest income$17,404,0001,633
Total interest expense$4,106,0001,477
Net interest income$13,298,0001,683
Provision for loan and lease losses$12,990,000336
Total noninterest income$2,535,0001,699
Gross Fiduciary activities income$1,533,000318
Service charges on deposit accounts$1,548,000950
Trading account gains and fees$0146
Additional Noninterest Income$-546,0007,104
Total noninterest expense$18,604,0001,053
Salaries and employee benefits$7,559,0001,304
Premises and equipment expense$1,994,0001,261
Additional noninterest expense$9,051,000789
Pre-tax net operating income$-15,761,0007,275
Securities gains (losses)$94,0002,124
Applicable income taxes$3,208,000555
Income before extraordinary items$-18,875,0007,289
Extraordinary gains, net$029
Net income$-18,875,0007,289
Minority interest net income$096
Net income of bank and minority interests.$-18,875,0007,289
Net charge-offs$9,183,000503
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$8,211,00080
Net operating income$-18,969,0007,286
2011-09-30 (YTD Data)Rank
Total interest income$13,424,0001,607
Total interest expense$3,520,0001,355
Net interest income$9,904,0001,704
Provision for loan and lease losses$8,090,000384
Total noninterest income$3,085,0001,218
Gross Fiduciary activities income$1,146,000318
Service charges on deposit accounts$1,196,000929
Trading account gains and fees$0145
Additional Noninterest Income$743,0002,147
Total noninterest expense$12,807,0001,153
Salaries and employee benefits$6,478,0001,147
Premises and equipment expense$1,487,0001,281
Additional noninterest expense$4,842,0001,086
Pre-tax net operating income$-7,908,0007,306
Securities gains (losses)$112,0001,684
Applicable income taxes$-2,654,0007,379
Income before extraordinary items$-5,142,0007,250
Extraordinary gains, net$021
Net income$-5,142,0007,248
Minority interest net income$087
Net income of bank and minority interests.$-5,142,0007,249
Net charge-offs$5,705,000565
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$8,236,00064
Net operating income$-5,215,9207,250
2011-06-30 (YTD Data)Rank
Total interest income$9,243,0001,575
Total interest expense$2,458,0001,337
Net interest income$6,785,0001,650
Provision for loan and lease losses$4,040,000532
Total noninterest income$2,000,0001,231
Gross Fiduciary activities income$765,000320
Service charges on deposit accounts$800,000911
Trading account gains and fees$0153
Additional Noninterest Income$435,0002,311
Total noninterest expense$8,024,0001,244
Salaries and employee benefits$3,662,0001,363
Premises and equipment expense$1,001,0001,283
Additional noninterest expense$3,361,0001,059
Pre-tax net operating income$-3,279,0007,296
Securities gains (losses)$112,0001,058
Applicable income taxes$-1,104,0007,417
Income before extraordinary items$-2,063,0007,213
Extraordinary gains, net$015
Net income$-2,063,0007,214
Minority interest net income$089
Net income of bank and minority interests.$-2,063,0007,214
Net charge-offs$3,331,000630
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$7,035,00047
Net operating income$-2,135,8007,209
2011-03-31 (YTD Data)Rank
Total interest income$4,807,0001,524
Total interest expense$1,308,0001,303
Net interest income$3,499,0001,601
Provision for loan and lease losses$1,500,000636
Total noninterest income$1,178,0001,083
Gross Fiduciary activities income$389,000316
Service charges on deposit accounts$384,000933
Trading account gains and fees$0158
Additional Noninterest Income$405,0001,553
Total noninterest expense$4,011,0001,245
Salaries and employee benefits$1,867,0001,353
Premises and equipment expense$481,0001,349
Additional noninterest expense$1,663,0001,072
Pre-tax net operating income$-834,0007,223
Securities gains (losses)$6,0001,415
Applicable income taxes$-295,0007,422
Income before extraordinary items$-533,0007,143
Extraordinary gains, net$09
Net income$-533,0007,144
Minority interest net income$086
Net income of bank and minority interests.$-533,0007,144
Net charge-offs$382,0001,558
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,135,00034
Net operating income$-536,8407,138
2010-12-31 (YTD Data)Rank
Total interest income$21,214,0001,443
Total interest expense$6,677,0001,229
Net interest income$14,537,0001,541
Provision for loan and lease losses$8,800,000742
Total noninterest income$4,463,0001,178
Gross Fiduciary activities income$1,445,000322
Service charges on deposit accounts$1,783,000857
Trading account gains and fees$0175
Additional Noninterest Income$1,235,0001,917
Total noninterest expense$17,359,0001,163
Salaries and employee benefits$7,732,0001,270
Premises and equipment expense$2,131,0001,208
Additional noninterest expense$7,496,000984
Pre-tax net operating income$-7,159,0007,243
Securities gains (losses)$1,403,000363
Applicable income taxes$-2,425,0007,485
Income before extraordinary items$-3,331,0007,041
Extraordinary gains, net$029
Net income$-3,331,0007,041
Minority interest net income$0111
Net income of bank and minority interests.$-3,331,0007,042
Net charge-offs$7,044,000780
Cash dividends$143,0003,534
Sale, conversion, retirement of capital stock, net$2,074,000255
Net operating income$-4,228,9207,103
2010-09-30 (YTD Data)Rank
Total interest income$16,262,0001,441
Total interest expense$5,184,0001,233
Net interest income$11,078,0001,533
Provision for loan and lease losses$1,990,0001,662
Total noninterest income$3,294,0001,178
Gross Fiduciary activities income$1,088,000321
Service charges on deposit accounts$1,364,000861
Trading account gains and fees$0165
Additional Noninterest Income$842,0002,012
Total noninterest expense$11,653,0001,274
Salaries and employee benefits$5,682,0001,302
Premises and equipment expense$1,577,0001,247
Additional noninterest expense$4,394,0001,231
Pre-tax net operating income$729,0003,629
Securities gains (losses)$1,008,000407
Applicable income taxes$366,0001,953
Income before extraordinary items$1,371,0002,316
Extraordinary gains, net$023
Net income$1,371,0002,312
Minority interest net income$0110
Net income of bank and minority interests.$1,371,0002,317
Net charge-offs$1,790,0001,614
Cash dividends$143,0002,976
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$574,6803,711
2010-06-30 (YTD Data)Rank
Total interest income$10,993,0001,438
Total interest expense$3,567,0001,248
Net interest income$7,426,0001,526
Provision for loan and lease losses$1,690,0001,416
Total noninterest income$2,201,0001,149
Gross Fiduciary activities income$728,000323
Service charges on deposit accounts$902,000874
Trading account gains and fees$0152
Additional Noninterest Income$571,0001,928
Total noninterest expense$7,461,0001,330
Salaries and employee benefits$3,777,0001,307
Premises and equipment expense$1,069,0001,241
Additional noninterest expense$2,615,0001,362
Pre-tax net operating income$476,0003,713
Securities gains (losses)$03,184
Applicable income taxes$6,0004,252
Income before extraordinary items$470,0003,518
Extraordinary gains, net$019
Net income$470,0003,515
Minority interest net income$0105
Net income of bank and minority interests.$470,0003,517
Net charge-offs$1,329,0001,476
Cash dividends$143,0002,594
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$470,0003,406
2010-03-31 (YTD Data)Rank
Total interest income$5,468,0001,486
Total interest expense$1,789,0001,311
Net interest income$3,679,0001,561
Provision for loan and lease losses$140,0003,543
Total noninterest income$1,073,0001,153
Gross Fiduciary activities income$367,000323
Service charges on deposit accounts$446,000873
Trading account gains and fees$0175
Additional Noninterest Income$260,0002,014
Total noninterest expense$3,723,0001,349
Salaries and employee benefits$1,890,0001,332
Premises and equipment expense$530,0001,295
Additional noninterest expense$1,303,0001,372
Pre-tax net operating income$889,0001,472
Securities gains (losses)$02,284
Applicable income taxes$236,0001,260
Income before extraordinary items$653,0001,676
Extraordinary gains, net$016
Net income$653,0001,677
Minority interest net income$091
Net income of bank and minority interests.$653,0001,678
Net charge-offs$126,0002,912
Cash dividends$143,0001,643
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$653,0001,608
2009-12-31 (YTD Data)Rank
Total interest income$21,501,0001,595
Total interest expense$8,670,0001,385
Net interest income$12,831,0001,738
Provision for loan and lease losses$4,045,0001,651
Total noninterest income$4,246,0001,244
Gross Fiduciary activities income$1,320,000328
Service charges on deposit accounts$2,073,000831
Trading account gains and fees$0211
Additional Noninterest Income$853,0002,359
Total noninterest expense$15,731,0001,315
Salaries and employee benefits$8,769,0001,111
Premises and equipment expense$2,122,0001,287
Additional noninterest expense$4,840,0001,541
Pre-tax net operating income$-2,699,0006,824
Securities gains (losses)$686,000693
Applicable income taxes$-1,018,0007,287
Income before extraordinary items$-995,0006,365
Extraordinary gains, net$034
Net income$-995,0006,365
Minority interest net income$0115
Net income of bank and minority interests.$-995,0006,365
Net charge-offs$864,0003,063
Cash dividends$720,0002,084
Sale, conversion, retirement of capital stock, net$17,0001,232
Net operating income$-1,434,0406,546
2009-09-30 (YTD Data)Rank
Total interest income$16,008,0001,633
Total interest expense$6,709,0001,412
Net interest income$9,299,0001,793
Provision for loan and lease losses$2,410,0001,702
Total noninterest income$3,167,0001,263
Gross Fiduciary activities income$962,000331
Service charges on deposit accounts$1,562,000820
Trading account gains and fees$0212
Additional Noninterest Income$643,0002,420
Total noninterest expense$10,880,0001,407
Salaries and employee benefits$5,786,0001,304
Premises and equipment expense$1,589,0001,294
Additional noninterest expense$3,505,0001,535
Pre-tax net operating income$-824,0006,549
Securities gains (losses)$523,000676
Applicable income taxes$-335,0007,223
Income before extraordinary items$34,0005,639
Extraordinary gains, net$027
Net income$34,0005,639
Minority interest net income$0118
Net income of bank and minority interests.$34,0005,639
Net charge-offs$522,0002,982
Cash dividends$579,0001,843
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-300,7206,226
2009-06-30 (YTD Data)Rank
Total interest income$10,476,0001,699
Total interest expense$4,624,0001,439
Net interest income$5,852,0001,880
Provision for loan and lease losses$1,985,0001,403
Total noninterest income$2,003,0001,334
Gross Fiduciary activities income$613,000343
Service charges on deposit accounts$998,000841
Trading account gains and fees$0193
Additional Noninterest Income$392,0002,584
Total noninterest expense$7,161,0001,447
Salaries and employee benefits$3,939,0001,299
Premises and equipment expense$1,024,0001,356
Additional noninterest expense$2,198,0001,652
Pre-tax net operating income$-1,291,0007,155
Securities gains (losses)$376,000632
Applicable income taxes$-475,0007,564
Income before extraordinary items$-440,0006,695
Extraordinary gains, net$021
Net income$-440,0006,696
Minority interest net income$0112
Net income of bank and minority interests.$-440,0006,696
Net charge-offs$297,0002,938
Cash dividends$435,0001,786
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-680,6406,913
2009-03-31 (YTD Data)Rank
Total interest income$5,269,0001,701
Total interest expense$2,281,0001,508
Net interest income$2,988,0001,854
Provision for loan and lease losses$1,475,000934
Total noninterest income$941,0001,354
Gross Fiduciary activities income$304,000343
Service charges on deposit accounts$469,000874
Trading account gains and fees$0171
Additional Noninterest Income$168,0002,772
Total noninterest expense$3,579,0001,389
Salaries and employee benefits$2,011,0001,282
Premises and equipment expense$559,0001,276
Additional noninterest expense$1,009,0001,604
Pre-tax net operating income$-1,125,0007,663
Securities gains (losses)$02,434
Applicable income taxes$-455,0007,880
Income before extraordinary items$-670,0007,567
Extraordinary gains, net$015
Net income$-670,0007,568
Minority interest net income$0102
Net income of bank and minority interests.$-670,0007,568
Net charge-offs$125,0002,620
Cash dividends$292,0001,406
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-670,0007,552
2008-12-31 (YTD Data)Rank
Total interest income$21,813,0001,770
Total interest expense$8,838,0001,809
Net interest income$12,975,0001,717
Provision for loan and lease losses$2,230,0001,685
Total noninterest income$3,944,0001,284
Gross Fiduciary activities income$1,351,000345
Service charges on deposit accounts$1,824,000985
Trading account gains and fees$0154
Additional Noninterest Income$769,0002,496
Total noninterest expense$12,622,0001,552
Salaries and employee benefits$7,152,0001,439
Premises and equipment expense$1,717,0001,614
Additional noninterest expense$3,753,0001,648
Pre-tax net operating income$2,067,0002,384
Securities gains (losses)$380,000468
Applicable income taxes$533,0001,785
Income before extraordinary items$1,914,0002,079
Extraordinary gains, net$039
Net income$1,914,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0002,471
Cash dividends$1,162,0002,104
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,617,6002,515
2008-09-30 (YTD Data)Rank
Total interest income$16,301,0001,816
Total interest expense$6,613,0001,869
Net interest income$9,688,0001,733
Provision for loan and lease losses$830,0002,048
Total noninterest income$2,985,0001,314
Gross Fiduciary activities income$1,015,000347
Service charges on deposit accounts$1,357,000999
Trading account gains and fees$0148
Additional Noninterest Income$613,0002,503
Total noninterest expense$9,219,0001,581
Salaries and employee benefits$5,314,0001,483
Premises and equipment expense$1,227,0001,694
Additional noninterest expense$2,678,0001,663
Pre-tax net operating income$2,624,0001,849
Securities gains (losses)$105,000936
Applicable income taxes$735,0001,469
Income before extraordinary items$1,994,0001,782
Extraordinary gains, net$031
Net income$1,994,0001,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,899
Cash dividends$893,0001,984
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,917,3501,946
2008-06-30 (YTD Data)Rank
Total interest income$10,828,0001,846
Total interest expense$4,431,0001,944
Net interest income$6,397,0001,746
Provision for loan and lease losses$590,0001,727
Total noninterest income$1,919,0001,378
Gross Fiduciary activities income$641,000363
Service charges on deposit accounts$854,0001,032
Trading account gains and fees$0149
Additional Noninterest Income$424,0002,490
Total noninterest expense$5,927,0001,639
Salaries and employee benefits$3,497,0001,512
Premises and equipment expense$746,0001,836
Additional noninterest expense$1,684,0001,736
Pre-tax net operating income$1,799,0001,853
Securities gains (losses)$105,000929
Applicable income taxes$520,0001,553
Income before extraordinary items$1,384,0001,937
Extraordinary gains, net$021
Net income$1,384,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,401
Cash dividends$601,0002,024
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,307,3501,991
2008-03-31 (YTD Data)Rank
Total interest income$5,509,0001,863
Total interest expense$2,271,0002,028
Net interest income$3,238,0001,718
Provision for loan and lease losses$370,0001,209
Total noninterest income$951,0001,387
Gross Fiduciary activities income$346,000349
Service charges on deposit accounts$403,0001,080
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,561
Total noninterest expense$2,959,0001,642
Salaries and employee benefits$1,762,0001,514
Premises and equipment expense$347,0001,962
Additional noninterest expense$850,0001,681
Pre-tax net operating income$860,0002,028
Securities gains (losses)$105,000694
Applicable income taxes$280,0001,553
Income before extraordinary items$685,0002,072
Extraordinary gains, net$015
Net income$685,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,055
Cash dividends$296,0001,922
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$610,4502,206
2007-12-31 (YTD Data)Rank
Total interest income$21,037,0002,001
Total interest expense$7,939,0002,334
Net interest income$13,098,0001,730
Provision for loan and lease losses$855,0001,604
Total noninterest income$3,740,0001,370
Gross Fiduciary activities income$1,199,000380
Service charges on deposit accounts$1,805,000983
Trading account gains and fees$0178
Additional Noninterest Income$736,0002,686
Total noninterest expense$11,011,0001,679
Salaries and employee benefits$6,148,0001,633
Premises and equipment expense$1,651,0001,609
Additional noninterest expense$3,212,0001,730
Pre-tax net operating income$4,972,0001,650
Securities gains (losses)$02,146
Applicable income taxes$1,455,0001,439
Income before extraordinary items$3,517,0001,788
Extraordinary gains, net$039
Net income$3,517,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,628
Cash dividends$1,148,0002,419
Sale, conversion, retirement of capital stock, net$48,0001,073
Net operating income$3,517,0001,779
2007-09-30 (YTD Data)Rank
Total interest income$15,543,0002,035
Total interest expense$5,700,0002,425
Net interest income$9,843,0001,726
Provision for loan and lease losses$730,0001,172
Total noninterest income$2,753,0001,400
Gross Fiduciary activities income$912,000371
Service charges on deposit accounts$1,314,0001,001
Trading account gains and fees$0184
Additional Noninterest Income$527,0002,754
Total noninterest expense$7,915,0001,740
Salaries and employee benefits$4,388,0001,710
Premises and equipment expense$1,123,0001,750
Additional noninterest expense$2,404,0001,693
Pre-tax net operating income$3,951,0001,685
Securities gains (losses)$01,655
Applicable income taxes$1,215,0001,433
Income before extraordinary items$2,736,0001,844
Extraordinary gains, net$033
Net income$2,736,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,826
Cash dividends$861,0002,229
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,736,0001,828
2007-06-30 (YTD Data)Rank
Total interest income$10,090,0002,088
Total interest expense$3,648,0002,535
Net interest income$6,442,0001,783
Provision for loan and lease losses$460,0001,097
Total noninterest income$1,804,0001,431
Gross Fiduciary activities income$614,000374
Service charges on deposit accounts$834,0001,055
Trading account gains and fees$0168
Additional Noninterest Income$356,0002,747
Total noninterest expense$5,194,0001,784
Salaries and employee benefits$2,893,0001,774
Premises and equipment expense$704,0001,866
Additional noninterest expense$1,597,0001,702
Pre-tax net operating income$2,592,0001,771
Securities gains (losses)$01,444
Applicable income taxes$765,0001,545
Income before extraordinary items$1,827,0001,889
Extraordinary gains, net$029
Net income$1,827,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,663
Cash dividends$565,0002,293
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,827,0001,870
2007-03-31 (YTD Data)Rank
Total interest income$4,935,0002,133
Total interest expense$1,825,0002,505
Net interest income$3,110,0001,847
Provision for loan and lease losses$180,0001,262
Total noninterest income$859,0001,468
Gross Fiduciary activities income$301,000379
Service charges on deposit accounts$383,0001,119
Trading account gains and fees$0195
Additional Noninterest Income$175,0002,753
Total noninterest expense$2,556,0001,808
Salaries and employee benefits$1,407,0001,827
Premises and equipment expense$329,0001,982
Additional noninterest expense$820,0001,633
Pre-tax net operating income$1,233,0001,823
Securities gains (losses)$01,187
Applicable income taxes$400,0001,521
Income before extraordinary items$833,0001,992
Extraordinary gains, net$022
Net income$833,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,062
Cash dividends$280,0002,091
Sale, conversion, retirement of capital stock, net$0885
Net operating income$833,0001,981
2006-12-31 (YTD Data)Rank
Total interest income$17,933,0002,183
Total interest expense$5,504,0002,796
Net interest income$12,429,0001,859
Provision for loan and lease losses$665,0001,470
Total noninterest income$3,458,0001,440
Gross Fiduciary activities income$1,094,000374
Service charges on deposit accounts$1,661,0001,063
Trading account gains and fees$0130
Additional Noninterest Income$703,0002,759
Total noninterest expense$9,878,0001,805
Salaries and employee benefits$5,462,0001,788
Premises and equipment expense$1,360,0001,851
Additional noninterest expense$3,056,0001,727
Pre-tax net operating income$5,344,0001,782
Securities gains (losses)$-201,0008,375
Applicable income taxes$1,537,0001,625
Income before extraordinary items$3,606,0001,957
Extraordinary gains, net$051
Net income$3,606,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,342
Cash dividends$1,149,0002,340
Sale, conversion, retirement of capital stock, net$11,0001,148
Net operating income$3,746,7001,880
2006-09-30 (YTD Data)Rank
Total interest income$13,086,0002,229
Total interest expense$3,866,0002,863
Net interest income$9,220,0001,903
Provision for loan and lease losses$415,0001,644
Total noninterest income$2,553,0001,473
Gross Fiduciary activities income$818,000374
Service charges on deposit accounts$1,246,0001,063
Trading account gains and fees$0126
Additional Noninterest Income$489,0002,883
Total noninterest expense$7,149,0001,860
Salaries and employee benefits$4,118,0001,783
Premises and equipment expense$1,006,0001,880
Additional noninterest expense$2,025,0001,931
Pre-tax net operating income$4,209,0001,766
Securities gains (losses)$01,388
Applicable income taxes$1,221,0001,627
Income before extraordinary items$2,988,0001,837
Extraordinary gains, net$045
Net income$2,988,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,061
Cash dividends$853,0002,158
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,988,0001,816
2006-06-30 (YTD Data)Rank
Total interest income$8,414,0002,265
Total interest expense$2,405,0002,915
Net interest income$6,009,0001,940
Provision for loan and lease losses$270,0001,643
Total noninterest income$1,669,0001,491
Gross Fiduciary activities income$550,000375
Service charges on deposit accounts$799,0001,108
Trading account gains and fees$0126
Additional Noninterest Income$320,0002,895
Total noninterest expense$4,712,0001,885
Salaries and employee benefits$2,708,0001,814
Premises and equipment expense$675,0001,865
Additional noninterest expense$1,329,0001,971
Pre-tax net operating income$2,696,0001,836
Securities gains (losses)$01,185
Applicable income taxes$771,0001,715
Income before extraordinary items$1,925,0001,900
Extraordinary gains, net$039
Net income$1,925,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,305
Cash dividends$574,0002,193
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,925,0001,883
2006-03-31 (YTD Data)Rank
Total interest income$4,088,0002,278
Total interest expense$1,151,0002,901
Net interest income$2,937,0001,976
Provision for loan and lease losses$135,0001,590
Total noninterest income$819,0001,480
Gross Fiduciary activities income$271,000381
Service charges on deposit accounts$385,0001,121
Trading account gains and fees$0115
Additional Noninterest Income$163,0002,822
Total noninterest expense$2,362,0001,885
Salaries and employee benefits$1,356,0001,821
Premises and equipment expense$338,0001,870
Additional noninterest expense$668,0001,952
Pre-tax net operating income$1,259,0001,895
Securities gains (losses)$0955
Applicable income taxes$320,0001,936
Income before extraordinary items$939,0001,903
Extraordinary gains, net$021
Net income$939,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,294
Cash dividends$289,0002,014
Sale, conversion, retirement of capital stock, net$0648
Net operating income$939,0001,881
2005-12-31 (YTD Data)Rank
Total interest income$14,253,0002,314
Total interest expense$3,357,0003,044
Net interest income$10,896,0002,035
Provision for loan and lease losses$500,0001,892
Total noninterest income$3,343,0001,470
Gross Fiduciary activities income$1,033,000381
Service charges on deposit accounts$1,654,0001,069
Trading account gains and fees$0138
Additional Noninterest Income$656,0002,891
Total noninterest expense$9,287,0001,824
Salaries and employee benefits$4,989,0001,867
Premises and equipment expense$1,156,0002,074
Additional noninterest expense$3,142,0001,616
Pre-tax net operating income$4,452,0002,046
Securities gains (losses)$-15,0007,693
Applicable income taxes$1,376,0001,809
Income before extraordinary items$3,061,0002,207
Extraordinary gains, net$046
Net income$3,061,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,835
Cash dividends$1,122,0002,259
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,071,3502,175
2005-09-30 (YTD Data)Rank
Total interest income$10,338,0002,344
Total interest expense$2,282,0003,159
Net interest income$8,056,0002,048
Provision for loan and lease losses$365,0001,851
Total noninterest income$2,445,0001,503
Gross Fiduciary activities income$765,000381
Service charges on deposit accounts$1,192,0001,106
Trading account gains and fees$0126
Additional Noninterest Income$488,0002,928
Total noninterest expense$6,623,0001,893
Salaries and employee benefits$3,656,0001,887
Premises and equipment expense$737,0002,391
Additional noninterest expense$2,230,0001,682
Pre-tax net operating income$3,513,0001,976
Securities gains (losses)$-15,0008,058
Applicable income taxes$1,180,0001,678
Income before extraordinary items$2,318,0002,208
Extraordinary gains, net$035
Net income$2,318,0002,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,884
Cash dividends$847,0002,049
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,327,9002,163
2005-06-30 (YTD Data)Rank
Total interest income$6,764,0002,333
Total interest expense$1,461,0003,111
Net interest income$5,303,0002,053
Provision for loan and lease losses$230,0001,926
Total noninterest income$1,580,0001,534
Gross Fiduciary activities income$509,000386
Service charges on deposit accounts$743,0001,154
Trading account gains and fees$0116
Additional Noninterest Income$328,0002,905
Total noninterest expense$4,328,0001,915
Salaries and employee benefits$2,400,0001,901
Premises and equipment expense$434,0002,640
Additional noninterest expense$1,494,0001,654
Pre-tax net operating income$2,325,0001,951
Securities gains (losses)$-15,0008,274
Applicable income taxes$730,0001,741
Income before extraordinary items$1,580,0002,134
Extraordinary gains, net$030
Net income$1,580,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,094
Cash dividends$568,0002,025
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,590,2002,090
2005-03-31 (YTD Data)Rank
Total interest income$3,310,0002,334
Total interest expense$706,0003,093
Net interest income$2,604,0002,072
Provision for loan and lease losses$95,0002,131
Total noninterest income$752,0001,564
Gross Fiduciary activities income$251,000392
Service charges on deposit accounts$337,0001,217
Trading account gains and fees$0115
Additional Noninterest Income$164,0002,813
Total noninterest expense$2,179,0001,900
Salaries and employee benefits$1,213,0001,890
Premises and equipment expense$227,0002,562
Additional noninterest expense$739,0001,665
Pre-tax net operating income$1,082,0002,037
Securities gains (losses)$01,685
Applicable income taxes$365,0001,719
Income before extraordinary items$717,0002,279
Extraordinary gains, net$024
Net income$717,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,823
Cash dividends$289,0001,822
Sale, conversion, retirement of capital stock, net$0491
Net operating income$717,0002,242
2004-12-31 (YTD Data)Rank
Total interest income$11,642,0002,467
Total interest expense$2,491,0003,068
Net interest income$9,151,0002,234
Provision for loan and lease losses$195,0003,736
Total noninterest income$2,819,0001,696
Gross Fiduciary activities income$993,000379
Service charges on deposit accounts$1,176,0001,500
Trading account gains and fees$0138
Additional Noninterest Income$650,0002,845
Total noninterest expense$8,722,0001,858
Salaries and employee benefits$4,595,0001,905
Premises and equipment expense$1,193,0001,929
Additional noninterest expense$2,934,0001,659
Pre-tax net operating income$3,053,0002,543
Securities gains (losses)$272,000681
Applicable income taxes$1,012,0002,129
Income before extraordinary items$2,313,0002,580
Extraordinary gains, net$034
Net income$2,313,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,718
Cash dividends$1,088,0002,186
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,122,6002,714
2004-09-30 (YTD Data)Rank
Total interest income$8,512,0002,488
Total interest expense$1,849,0003,034
Net interest income$6,663,0002,269
Provision for loan and lease losses$150,0003,509
Total noninterest income$1,957,0001,814
Gross Fiduciary activities income$687,000395
Service charges on deposit accounts$754,0001,757
Trading account gains and fees$0134
Additional Noninterest Income$516,0002,744
Total noninterest expense$6,298,0001,901
Salaries and employee benefits$3,469,0001,882
Premises and equipment expense$750,0002,293
Additional noninterest expense$2,079,0001,729
Pre-tax net operating income$2,172,0002,683
Securities gains (losses)$166,000868
Applicable income taxes$735,0002,237
Income before extraordinary items$1,603,0002,800
Extraordinary gains, net$026
Net income$1,603,0002,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,382
Cash dividends$814,0001,990
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,488,4602,890
2004-06-30 (YTD Data)Rank
Total interest income$5,509,0002,536
Total interest expense$1,217,0003,043
Net interest income$4,292,0002,324
Provision for loan and lease losses$100,0003,453
Total noninterest income$1,215,0001,902
Gross Fiduciary activities income$432,000418
Service charges on deposit accounts$430,0002,007
Trading account gains and fees$0130
Additional Noninterest Income$353,0002,714
Total noninterest expense$4,041,0001,973
Salaries and employee benefits$2,266,0001,916
Premises and equipment expense$386,0002,870
Additional noninterest expense$1,389,0001,720
Pre-tax net operating income$1,366,0002,780
Securities gains (losses)$157,000762
Applicable income taxes$510,0002,168
Income before extraordinary items$1,013,0002,905
Extraordinary gains, net$021
Net income$1,013,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,628
Cash dividends$541,0002,023
Sale, conversion, retirement of capital stock, net$0638
Net operating income$907,8103,108
2004-03-31 (YTD Data)Rank
Total interest income$2,736,0002,550
Total interest expense$595,0003,139
Net interest income$2,141,0002,326
Provision for loan and lease losses$75,0002,550
Total noninterest income$605,0001,870
Gross Fiduciary activities income$195,000435
Service charges on deposit accounts$204,0002,041
Trading account gains and fees$0121
Additional Noninterest Income$206,0002,427
Total noninterest expense$1,975,0002,034
Salaries and employee benefits$1,121,0001,950
Premises and equipment expense$215,0002,628
Additional noninterest expense$639,0001,847
Pre-tax net operating income$696,0002,722
Securities gains (losses)$39,0001,343
Applicable income taxes$255,0002,166
Income before extraordinary items$480,0003,046
Extraordinary gains, net$016
Net income$480,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$268,0001,862
Sale, conversion, retirement of capital stock, net$0464
Net operating income$454,6503,058
2003-12-31 (YTD Data)Rank
Total interest income$11,126,0002,562
Total interest expense$2,499,0003,336
Net interest income$8,627,0002,248
Provision for loan and lease losses$260,0003,469
Total noninterest income$2,277,0002,109
Gross Fiduciary activities income$739,000444
Service charges on deposit accounts$818,0002,087
Trading account gains and fees$0160
Additional Noninterest Income$720,0002,915
Total noninterest expense$7,338,0002,150
Salaries and employee benefits$4,050,0002,099
Premises and equipment expense$1,079,0002,109
Additional noninterest expense$2,209,0002,184
Pre-tax net operating income$3,306,0002,313
Securities gains (losses)$04,500
Applicable income taxes$996,0002,178
Income before extraordinary items$2,310,0002,548
Extraordinary gains, net$054
Net income$2,310,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,241
Cash dividends$1,068,0002,221
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,310,0002,426
2003-09-30 (YTD Data)Rank
Total interest income$8,354,0002,594
Total interest expense$1,906,0003,401
Net interest income$6,448,0002,269
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,712,0002,142
Gross Fiduciary activities income$543,000458
Service charges on deposit accounts$584,0002,183
Trading account gains and fees$0153
Additional Noninterest Income$585,0002,864
Total noninterest expense$5,141,0002,301
Salaries and employee benefits$2,934,0002,178
Premises and equipment expense$590,0002,819
Additional noninterest expense$1,617,0002,219
Pre-tax net operating income$2,794,0002,167
Securities gains (losses)$04,204
Applicable income taxes$855,0002,105
Income before extraordinary items$1,939,0002,407
Extraordinary gains, net$040
Net income$1,939,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,249
Cash dividends$800,0001,997
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,939,0002,286
2003-06-30 (YTD Data)Rank
Total interest income$5,583,0002,616
Total interest expense$1,302,0003,440
Net interest income$4,281,0002,277
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,124,0002,169
Gross Fiduciary activities income$356,000467
Service charges on deposit accounts$352,0002,334
Trading account gains and fees$0150
Additional Noninterest Income$416,0002,736
Total noninterest expense$3,345,0002,347
Salaries and employee benefits$1,908,0002,217
Premises and equipment expense$385,0002,865
Additional noninterest expense$1,052,0002,255
Pre-tax net operating income$1,910,0002,124
Securities gains (losses)$03,782
Applicable income taxes$486,0002,361
Income before extraordinary items$1,424,0002,206
Extraordinary gains, net$030
Net income$1,424,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,659
Cash dividends$533,0002,056
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,424,0002,090
2003-03-31 (YTD Data)Rank
Total interest income$2,922,0002,505
Total interest expense$668,0003,440
Net interest income$2,254,0002,165
Provision for loan and lease losses$75,0002,805
Total noninterest income$396,0002,707
Gross Fiduciary activities income$172,000481
Service charges on deposit accounts$178,0002,247
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$1,681,0002,316
Salaries and employee benefits$951,0002,211
Premises and equipment expense$192,0002,857
Additional noninterest expense$538,0002,187
Pre-tax net operating income$894,0002,252
Securities gains (losses)$02,891
Applicable income taxes$243,0002,369
Income before extraordinary items$651,0002,347
Extraordinary gains, net$021
Net income$651,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,934
Cash dividends$265,0001,900
Sale, conversion, retirement of capital stock, net$0419
Net operating income$651,0002,219
2002-12-31 (YTD Data)Rank
Total interest income$11,874,0002,586
Total interest expense$3,686,0002,950
Net interest income$8,188,0002,352
Provision for loan and lease losses$197,0004,397
Total noninterest income$1,713,0002,398
Gross Fiduciary activities income$776,000453
Service charges on deposit accounts$715,0002,217
Trading account gains and fees$0153
Additional Noninterest Income$222,0004,815
Total noninterest expense$6,609,0002,257
Salaries and employee benefits$3,724,0002,148
Premises and equipment expense$883,0002,449
Additional noninterest expense$2,002,0002,308
Pre-tax net operating income$3,095,0002,442
Securities gains (losses)$04,537
Applicable income taxes$944,0002,310
Income before extraordinary items$2,151,0002,652
Extraordinary gains, net$070
Net income$2,151,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,218
Cash dividends$1,051,0002,152
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,151,0002,560
2001-12-31 (YTD Data)Rank
Total interest income$13,951,0002,459
Total interest expense$5,625,0002,828
Net interest income$8,326,0002,144
Provision for loan and lease losses$320,0003,073
Total noninterest income$1,455,0002,572
Gross Fiduciary activities income$576,000548
Service charges on deposit accounts$743,0002,038
Trading account gains and fees$0177
Additional Noninterest Income$136,0005,723
Total noninterest expense$6,595,0002,179
Salaries and employee benefits$3,688,0002,041
Premises and equipment expense$925,0002,308
Additional noninterest expense$1,982,0002,261
Pre-tax net operating income$2,866,0002,370
Securities gains (losses)$04,612
Applicable income taxes$849,0002,326
Income before extraordinary items$2,017,0002,514
Extraordinary gains, net$0105
Net income$2,017,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0002,143
Cash dividends$1,028,0002,184
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,017,0002,425
2000-12-31 (YTD Data)Rank
Total interest income$13,871,0002,509
Total interest expense$5,516,0003,026
Net interest income$8,355,0002,119
Provision for loan and lease losses$218,0003,553
Total noninterest income$778,0003,726
Gross Fiduciary activities income$9,0001,228
Service charges on deposit accounts$637,0002,171
Trading account gains and fees$0180
Additional Noninterest Income$132,0005,785
Total noninterest expense$5,724,0002,386
Salaries and employee benefits$3,107,0002,299
Premises and equipment expense$851,0002,429
Additional noninterest expense$1,766,0002,430
Pre-tax net operating income$3,191,0002,265
Securities gains (losses)$01,956
Applicable income taxes$956,0002,206
Income before extraordinary items$2,235,0002,303
Extraordinary gains, net$038
Net income$2,235,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,296
Cash dividends$1,018,0002,227
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,235,0002,313
1999-12-31 (YTD Data)Rank
Total interest income$12,494,0002,610
Total interest expense$4,823,0003,033
Net interest income$7,671,0002,303
Provision for loan and lease losses$95,0005,363
Total noninterest income$722,0003,907
Gross Fiduciary activities income$4,0001,311
Service charges on deposit accounts$571,0002,338
Trading account gains and fees$0173
Additional Noninterest Income$147,0005,652
Total noninterest expense$5,357,0002,530
Salaries and employee benefits$2,838,0002,469
Premises and equipment expense$811,0002,502
Additional noninterest expense$1,708,0002,531
Pre-tax net operating income$2,941,0002,458
Securities gains (losses)$3,0002,393
Applicable income taxes$879,0002,432
Income before extraordinary items$2,065,0002,509
Extraordinary gains, net$035
Net income$2,065,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,010
Cash dividends$942,0002,391
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,062,9002,472
1998-12-31 (YTD Data)Rank
Total interest income$12,672,0002,575
Total interest expense$4,800,0003,118
Net interest income$7,872,0002,163
Provision for loan and lease losses$120,0004,610
Total noninterest income$688,0004,036
Gross Fiduciary activities income$5,0001,335
Service charges on deposit accounts$529,0002,427
Trading account gains and fees$0224
Additional Noninterest Income$154,0005,613
Total noninterest expense$5,221,0002,494
Salaries and employee benefits$2,862,0002,359
Premises and equipment expense$660,0002,922
Additional noninterest expense$1,699,0002,450
Pre-tax net operating income$3,219,0002,223
Securities gains (losses)$8,0003,124
Applicable income taxes$975,0002,356
Income before extraordinary items$2,252,0002,293
Extraordinary gains, net$032
Net income$2,252,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,414
Cash dividends$899,0002,417
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,246,4002,225
1997-12-31 (YTD Data)Rank
Total interest income$12,320,0002,655
Total interest expense$4,481,0003,309
Net interest income$7,839,0002,240
Provision for loan and lease losses$220,0003,234
Total noninterest income$695,0003,988
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$583,0002,247
Trading account gains and fees$0239
Additional Noninterest Income$109,0006,540
Total noninterest expense$4,912,0002,611
Salaries and employee benefits$2,751,0002,420
Premises and equipment expense$598,0003,165
Additional noninterest expense$1,563,0002,625
Pre-tax net operating income$3,402,0002,216
Securities gains (losses)$3,0003,097
Applicable income taxes$1,084,0002,276
Income before extraordinary items$2,321,0002,267
Extraordinary gains, net$044
Net income$2,321,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,417
Cash dividends$842,0002,480
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,318,9602,211
1996-12-31 (YTD Data)Rank
Total interest income$11,860,0002,779
Total interest expense$4,224,0003,529
Net interest income$7,636,0002,366
Provision for loan and lease losses$214,0003,273
Total noninterest income$686,0004,170
Gross Fiduciary activities income$7,0001,430
Service charges on deposit accounts$566,0002,403
Trading account gains and fees$0262
Additional Noninterest Income$113,0006,777
Total noninterest expense$4,631,0002,939
Salaries and employee benefits$2,518,0002,680
Premises and equipment expense$617,0003,121
Additional noninterest expense$1,496,0003,129
Pre-tax net operating income$3,477,0002,061
Securities gains (losses)$10,0002,493
Applicable income taxes$1,120,0002,127
Income before extraordinary items$2,367,0002,098
Extraordinary gains, net$053
Net income$2,367,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,679
Cash dividends$784,0002,552
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,360,2002,058
1995-12-31 (YTD Data)Rank
Total interest income$11,092,0002,992
Total interest expense$3,827,0003,824
Net interest income$7,265,0002,474
Provision for loan and lease losses$230,0002,756
Total noninterest income$648,0004,330
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$559,0002,416
Trading account gains and fees$0522
Additional Noninterest Income$86,0007,713
Total noninterest expense$4,483,0002,998
Salaries and employee benefits$2,335,0002,860
Premises and equipment expense$526,0003,601
Additional noninterest expense$1,622,0002,874
Pre-tax net operating income$3,200,0002,309
Securities gains (losses)$2,0003,270
Applicable income taxes$1,019,0002,338
Income before extraordinary items$2,183,0002,310
Extraordinary gains, net$065
Net income$2,183,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,217
Cash dividends$676,0002,718
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,181,6402,289
1994-12-31 (YTD Data)Rank
Total interest income$9,228,0003,268
Total interest expense$2,993,0003,974
Net interest income$6,235,0002,897
Provision for loan and lease losses$108,0004,394
Total noninterest income$653,0004,366
Gross Fiduciary activities income$1,0001,574
Service charges on deposit accounts$537,0002,546
Trading account gains and fees$0475
Additional Noninterest Income$115,0007,070
Total noninterest expense$4,087,0003,357
Salaries and employee benefits$2,136,0003,090
Premises and equipment expense$425,0004,362
Additional noninterest expense$1,526,0003,240
Pre-tax net operating income$2,693,0002,631
Securities gains (losses)$4,0002,755
Applicable income taxes$838,0002,663
Income before extraordinary items$1,859,0002,616
Extraordinary gains, net$0249
Net income$1,859,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$614,0002,754
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,856,2402,637
1993-12-31 (YTD Data)Rank
Total interest income$8,864,0003,468
Total interest expense$3,059,0004,052
Net interest income$5,805,0003,122
Provision for loan and lease losses$121,0005,179
Total noninterest income$614,0004,880
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$516,0002,697
Trading account gains and fees$0532
Additional Noninterest Income$98,0007,923
Total noninterest expense$3,835,0003,621
Salaries and employee benefits$2,022,0003,252
Premises and equipment expense$409,0004,628
Additional noninterest expense$1,404,0003,697
Pre-tax net operating income$2,463,0002,744
Securities gains (losses)$07,477
Applicable income taxes$737,0002,967
Income before extraordinary items$1,726,0002,862
Extraordinary gains, net$03,149
Net income$1,726,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0007,654
Cash dividends$571,0002,773
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,726,0002,710
1992-12-31 (YTD Data)Rank
Total interest income$9,606,0003,633
Total interest expense$4,087,0004,001
Net interest income$5,519,0003,317
Provision for loan and lease losses$254,0004,549
Total noninterest income$603,0004,937
Gross Fiduciary activities income$5,0001,588
Service charges on deposit accounts$507,0002,736
Trading account gains and fees$0504
Additional Noninterest Income$91,0008,401
Total noninterest expense$3,457,0003,971
Salaries and employee benefits$1,757,0003,639
Premises and equipment expense$365,0005,178
Additional noninterest expense$1,335,0003,946
Pre-tax net operating income$2,411,0002,585
Securities gains (losses)$3,0007,429
Applicable income taxes$715,0002,900
Income before extraordinary items$1,699,0002,710
Extraordinary gains, net$01,422
Net income$1,699,0002,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0005,553
Cash dividends$485,0002,888
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,696,9002,514

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.