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Touchstone Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$29,472,000	1,417
Total interest expense	$7,612,000	1,556
Net interest income	$21,860,000	1,336
Provision for loan and lease losses	$978,000	851
Total noninterest income	$3,530,000	1,476
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,937,000	569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,593,000	1,821
Total noninterest expense	$21,341,000	1,148
Salaries and employee benefits	$11,548,000	1,207
Premises and equipment expense	$2,340,000	1,061
Additional noninterest expense	$1,593,000	1,821
Pre-tax net operating income	$3,071,000	2,488
Securities gains (losses)	$0	988
Applicable income taxes	$511,000	1,879
Income before extraordinary items	$2,560,000	2,511
Extraordinary gains, net	$0	54
Net income	$2,560,000	2,536
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,560,000	2,513
Net charge-offs	$77,000	1,632
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,560,000	2,534
2023-09-30 (YTD Data)		Rank
Total interest income	$21,540,000	1,418
Total interest expense	$5,167,000	1,540
Net interest income	$16,373,000	1,346
Provision for loan and lease losses	$1,184,000	594
Total noninterest income	$2,653,000	1,484
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,451,000	571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,202,000	1,814
Total noninterest expense	$16,305,000	1,126
Salaries and employee benefits	$8,990,000	1,161
Premises and equipment expense	$1,746,000	1,065
Additional noninterest expense	$1,202,000	1,814
Pre-tax net operating income	$1,537,000	2,997
Securities gains (losses)	$0	849
Applicable income taxes	$222,000	2,293
Income before extraordinary items	$1,315,000	2,989
Extraordinary gains, net	$0	52
Net income	$1,315,000	3,020
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,315,000	2,990
Net charge-offs	$57,000	1,438
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$89,000	391
Net operating income	$1,315,000	3,021
2023-06-30 (YTD Data)		Rank
Total interest income	$14,078,000	1,401
Total interest expense	$3,031,000	1,552
Net interest income	$11,047,000	1,343
Provision for loan and lease losses	$1,109,000	483
Total noninterest income	$1,711,000	1,438
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$979,000	555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$732,000	1,840
Total noninterest expense	$11,021,000	1,103
Salaries and employee benefits	$6,098,000	1,136
Premises and equipment expense	$1,178,000	1,047
Additional noninterest expense	$732,000	1,838
Pre-tax net operating income	$628,000	3,526
Securities gains (losses)	$0	938
Applicable income taxes	$42,000	2,958
Income before extraordinary items	$586,000	3,449
Extraordinary gains, net	$0	51
Net income	$586,000	3,482
Minority interest net income	$0	81
Net income of bank and minority interests.	$586,000	3,448
Net charge-offs	$8,000	1,884
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$60,000	372
Net operating income	$586,000	3,462
2023-03-31 (YTD Data)		Rank
Total interest income	$6,927,000	1,406
Total interest expense	$1,242,000	1,603
Net interest income	$5,685,000	1,324
Provision for loan and lease losses	$1,009,000	348
Total noninterest income	$759,000	1,541
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$173,000	1,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	1,387
Total noninterest expense	$5,462,000	1,133
Salaries and employee benefits	$3,043,000	1,159
Premises and equipment expense	$581,000	1,086
Additional noninterest expense	$586,000	1,387
Pre-tax net operating income	$-27,000	4,512
Securities gains (losses)	$0	950
Applicable income taxes	$-72,000	4,574
Income before extraordinary items	$45,000	4,342
Extraordinary gains, net	$0	4
Net income	$45,000	4,342
Minority interest net income	$0	48
Net income of bank and minority interests.	$45,000	4,342
Net charge-offs	$-29,000	4,309
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$29,000	349
Net operating income	$45,000	4,365
2022-12-31 (YTD Data)		Rank
Total interest income	$23,078,000	1,405
Total interest expense	$1,502,000	1,910
Net interest income	$21,576,000	1,350
Provision for loan and lease losses	$605,000	1,096
Total noninterest income	$3,672,000	1,437
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$776,000	1,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,896,000	1,284
Total noninterest expense	$18,734,000	1,253
Salaries and employee benefits	$10,447,000	1,280
Premises and equipment expense	$2,397,000	1,042
Additional noninterest expense	$2,896,000	1,284
Pre-tax net operating income	$5,909,000	1,839
Securities gains (losses)	$-135,000	4,002
Applicable income taxes	$764,000	1,759
Income before extraordinary items	$5,010,000	1,815
Extraordinary gains, net	$0	5
Net income	$5,010,000	1,813
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,010,000	1,814
Net charge-offs	$99,000	1,228
Cash dividends	$1,000,000	2,143
Sale, conversion, retirement of capital stock, net	$167,000	420
Net operating income	$5,127,450	1,821
2022-09-30 (YTD Data)		Rank
Total interest income	$16,732,000	1,389
Total interest expense	$961,000	1,810
Net interest income	$15,771,000	1,358
Provision for loan and lease losses	$605,000	857
Total noninterest income	$2,612,000	1,516
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$579,000	1,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,033,000	1,363
Total noninterest expense	$13,617,000	1,275
Salaries and employee benefits	$7,497,000	1,313
Premises and equipment expense	$1,810,000	1,023
Additional noninterest expense	$2,033,000	1,363
Pre-tax net operating income	$4,161,000	1,888
Securities gains (losses)	$-135,000	4,280
Applicable income taxes	$498,000	1,848
Income before extraordinary items	$3,528,000	1,887
Extraordinary gains, net	$0	4
Net income	$3,528,000	1,886
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,528,000	1,886
Net charge-offs	$85,000	997
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$138,000	378
Net operating income	$3,646,800	1,869
2022-06-30 (YTD Data)		Rank
Total interest income	$10,743,000	1,383
Total interest expense	$628,000	1,665
Net interest income	$10,115,000	1,370
Provision for loan and lease losses	$500,000	683
Total noninterest income	$1,721,000	1,513
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$368,000	1,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,353,000	1,396
Total noninterest expense	$8,953,000	1,277
Salaries and employee benefits	$4,842,000	1,339
Premises and equipment expense	$1,174,000	1,044
Additional noninterest expense	$2,937,000	1,173
Pre-tax net operating income	$2,383,000	1,981
Securities gains (losses)	$0	687
Applicable income taxes	$187,000	2,190
Income before extraordinary items	$2,196,000	1,877
Extraordinary gains, net	$0	4
Net income	$2,196,000	1,878
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,196,000	1,877
Net charge-offs	$50,000	966
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$114,000	351
Net operating income	$2,196,000	1,918
2022-03-31 (YTD Data)		Rank
Total interest income	$5,106,000	1,401
Total interest expense	$318,000	1,589
Net interest income	$4,788,000	1,404
Provision for loan and lease losses	$0	2,285
Total noninterest income	$868,000	1,504
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$186,000	1,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$682,000	1,400
Total noninterest expense	$4,309,000	1,312
Salaries and employee benefits	$2,311,000	1,393
Premises and equipment expense	$563,000	1,086
Additional noninterest expense	$1,435,000	1,182
Pre-tax net operating income	$1,347,000	1,779
Securities gains (losses)	$0	623
Applicable income taxes	$4,000	3,304
Income before extraordinary items	$1,343,000	1,574
Extraordinary gains, net	$0	4
Net income	$1,343,000	1,572
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,343,000	1,574
Net charge-offs	$49,000	686
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$96,000	277
Net operating income	$1,343,000	1,596
2021-12-31 (YTD Data)		Rank
Total interest income	$21,011,000	1,418
Total interest expense	$1,667,000	1,540
Net interest income	$19,344,000	1,409
Provision for loan and lease losses	$0	3,064
Total noninterest income	$3,644,000	1,599
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$693,000	1,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,951,000	1,507
Total noninterest expense	$17,564,000	1,293
Salaries and employee benefits	$8,572,000	1,475
Premises and equipment expense	$2,089,000	1,166
Additional noninterest expense	$6,903,000	1,038
Pre-tax net operating income	$5,424,000	1,946
Securities gains (losses)	$218,000	576
Applicable income taxes	$1,170,000	1,489
Income before extraordinary items	$4,472,000	2,025
Extraordinary gains, net	$0	10
Net income	$4,472,000	2,026
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,472,000	2,027
Net charge-offs	$-18,000	3,808
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$66,000	499
Net operating income	$4,299,780	2,046
2021-09-30 (YTD Data)		Rank
Total interest income	$15,838,000	1,437
Total interest expense	$1,304,000	1,564
Net interest income	$14,534,000	1,427
Provision for loan and lease losses	$0	2,963
Total noninterest income	$2,517,000	1,719
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$501,000	1,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,016,000	1,661
Total noninterest expense	$13,096,000	1,298
Salaries and employee benefits	$6,355,000	1,492
Premises and equipment expense	$1,568,000	1,185
Additional noninterest expense	$5,173,000	1,044
Pre-tax net operating income	$3,955,000	2,067
Securities gains (losses)	$211,000	544
Applicable income taxes	$527,000	1,945
Income before extraordinary items	$3,639,000	1,995
Extraordinary gains, net	$0	8
Net income	$3,639,000	1,994
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,639,000	1,995
Net charge-offs	$-88,000	4,423
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$41,000	469
Net operating income	$3,455,430	2,042
2021-06-30 (YTD Data)		Rank
Total interest income	$10,313,000	1,470
Total interest expense	$922,000	1,553
Net interest income	$9,391,000	1,447
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,649,000	1,705
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$317,000	1,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,332,000	1,623
Total noninterest expense	$8,445,000	1,328
Salaries and employee benefits	$4,176,000	1,505
Premises and equipment expense	$1,048,000	1,172
Additional noninterest expense	$3,221,000	1,078
Pre-tax net operating income	$2,595,000	2,060
Securities gains (losses)	$211,000	454
Applicable income taxes	$527,000	1,625
Income before extraordinary items	$2,279,000	2,076
Extraordinary gains, net	$0	6
Net income	$2,279,000	2,076
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,279,000	2,076
Net charge-offs	$-83,000	4,540
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$27,000	455
Net operating income	$2,108,090	2,121
2021-03-31 (YTD Data)		Rank
Total interest income	$4,977,000	1,517
Total interest expense	$494,000	1,533
Net interest income	$4,483,000	1,497
Provision for loan and lease losses	$0	2,741
Total noninterest income	$817,000	1,713
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$153,000	1,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$664,000	1,632
Total noninterest expense	$4,023,000	1,359
Salaries and employee benefits	$2,059,000	1,517
Premises and equipment expense	$470,000	1,294
Additional noninterest expense	$1,494,000	1,110
Pre-tax net operating income	$1,277,000	2,072
Securities gains (losses)	$10,000	1,056
Applicable income taxes	$240,000	1,673
Income before extraordinary items	$1,047,000	2,154
Extraordinary gains, net	$0	3
Net income	$1,047,000	2,154
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,047,000	2,154
Net charge-offs	$-29,000	4,454
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$13,000	433
Net operating income	$1,038,900	2,125
2020-12-31 (YTD Data)		Rank
Total interest income	$20,948,000	1,440
Total interest expense	$2,887,000	1,533
Net interest income	$18,061,000	1,411
Provision for loan and lease losses	$2,250,000	967
Total noninterest income	$2,384,000	1,930
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$652,000	1,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,732,000	1,942
Total noninterest expense	$15,222,000	1,395
Salaries and employee benefits	$8,203,000	1,485
Premises and equipment expense	$1,846,000	1,268
Additional noninterest expense	$5,173,000	1,236
Pre-tax net operating income	$2,973,000	2,437
Securities gains (losses)	$113,000	1,322
Applicable income taxes	$511,000	1,931
Income before extraordinary items	$2,575,000	2,513
Extraordinary gains, net	$0	4
Net income	$2,575,000	2,513
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,575,000	2,513
Net charge-offs	$173,000	1,648
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$78,000	467
Net operating income	$2,481,210	2,517
2020-09-30 (YTD Data)		Rank
Total interest income	$15,555,000	1,453
Total interest expense	$2,273,000	1,552
Net interest income	$13,282,000	1,422
Provision for loan and lease losses	$1,500,000	1,059
Total noninterest income	$1,994,000	1,796
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,188,000	627
Trading account gains and fees	NA	NA
Additional Noninterest Income	$806,000	2,364
Total noninterest expense	$11,959,000	1,317
Salaries and employee benefits	$6,359,000	1,421
Premises and equipment expense	$1,516,000	1,166
Additional noninterest expense	$4,084,000	1,163
Pre-tax net operating income	$1,817,000	2,718
Securities gains (losses)	$113,000	1,152
Applicable income taxes	$310,000	2,075
Income before extraordinary items	$1,620,000	2,729
Extraordinary gains, net	$0	4
Net income	$1,620,000	2,727
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,620,000	2,729
Net charge-offs	$105,000	1,643
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$65,000	425
Net operating income	$1,525,080	2,762
2020-06-30 (YTD Data)		Rank
Total interest income	$10,486,000	1,460
Total interest expense	$1,592,000	1,581
Net interest income	$8,894,000	1,414
Provision for loan and lease losses	$1,200,000	969
Total noninterest income	$1,200,000	1,839
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$787,000	640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	2,582
Total noninterest expense	$8,012,000	1,306
Salaries and employee benefits	$4,365,000	1,385
Premises and equipment expense	$985,000	1,189
Additional noninterest expense	$2,662,000	1,178
Pre-tax net operating income	$882,000	3,108
Securities gains (losses)	$110,000	946
Applicable income taxes	$144,000	2,302
Income before extraordinary items	$848,000	3,023
Extraordinary gains, net	$0	4
Net income	$848,000	3,022
Minority interest net income	$0	65
Net income of bank and minority interests.	$848,000	3,023
Net charge-offs	$-11,000	4,346
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$66,000	369
Net operating income	$754,500	3,127
2020-03-31 (YTD Data)		Rank
Total interest income	$5,472,000	1,398
Total interest expense	$833,000	1,647
Net interest income	$4,639,000	1,334
Provision for loan and lease losses	$900,000	650
Total noninterest income	$619,000	1,720
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$420,000	713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	2,441
Total noninterest expense	$3,987,000	1,331
Salaries and employee benefits	$2,169,000	1,404
Premises and equipment expense	$488,000	1,209
Additional noninterest expense	$1,330,000	1,200
Pre-tax net operating income	$371,000	3,147
Securities gains (losses)	$83,000	672
Applicable income taxes	$63,000	2,251
Income before extraordinary items	$391,000	2,955
Extraordinary gains, net	$0	4
Net income	$391,000	2,956
Minority interest net income	$0	56
Net income of bank and minority interests.	$391,000	2,956
Net charge-offs	$-19,000	4,651
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$47,000	324
Net operating income	$319,620	3,179
2019-12-31 (YTD Data)		Rank
Total interest income	$20,552,000	1,490
Total interest expense	$3,406,000	1,663
Net interest income	$17,146,000	1,419
Provision for loan and lease losses	$63,000	3,230
Total noninterest income	$2,882,000	1,611
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$765,000	1,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,117,000	1,484
Total noninterest expense	$16,042,000	1,273
Salaries and employee benefits	$8,705,000	1,360
Premises and equipment expense	$2,051,000	1,146
Additional noninterest expense	$5,286,000	1,183
Pre-tax net operating income	$3,923,000	2,076
Securities gains (losses)	$106,000	905
Applicable income taxes	$743,000	1,656
Income before extraordinary items	$3,286,000	2,167
Extraordinary gains, net	$0	11
Net income	$3,286,000	2,169
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,286,000	2,169
Net charge-offs	$52,000	2,621
Cash dividends	$938,000	2,432
Sale, conversion, retirement of capital stock, net	$103,000	477
Net operating income	$3,199,080	2,161
2019-09-30 (YTD Data)		Rank
Total interest income	$15,357,000	1,507
Total interest expense	$2,494,000	1,698
Net interest income	$12,863,000	1,435
Provision for loan and lease losses	$-37,000	5,072
Total noninterest income	$2,100,000	1,628
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$555,000	1,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,545,000	1,512
Total noninterest expense	$12,334,000	1,257
Salaries and employee benefits	$6,622,000	1,340
Premises and equipment expense	$1,692,000	1,072
Additional noninterest expense	$4,020,000	1,175
Pre-tax net operating income	$2,666,000	2,269
Securities gains (losses)	$89,000	834
Applicable income taxes	$532,000	1,743
Income before extraordinary items	$2,223,000	2,368
Extraordinary gains, net	$0	11
Net income	$2,223,000	2,369
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,223,000	2,369
Net charge-offs	$-4,000	4,209
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$85,000	435
Net operating income	$2,150,910	2,390
2019-06-30 (YTD Data)		Rank
Total interest income	$10,049,000	1,526
Total interest expense	$1,575,000	1,732
Net interest income	$8,474,000	1,447
Provision for loan and lease losses	$-37,000	5,144
Total noninterest income	$1,370,000	1,614
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$292,000	1,692
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,078,000	1,419
Total noninterest expense	$8,260,000	1,259
Salaries and employee benefits	$4,344,000	1,352
Premises and equipment expense	$1,161,000	1,047
Additional noninterest expense	$2,755,000	1,164
Pre-tax net operating income	$1,621,000	2,380
Securities gains (losses)	$75,000	624
Applicable income taxes	$319,000	1,796
Income before extraordinary items	$1,377,000	2,444
Extraordinary gains, net	$0	11
Net income	$1,377,000	2,444
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,377,000	2,444
Net charge-offs	$-96,000	5,050
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$67,000	399
Net operating income	$1,316,250	2,489
2019-03-31 (YTD Data)		Rank
Total interest income	$4,901,000	1,552
Total interest expense	$722,000	1,801
Net interest income	$4,179,000	1,463
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$648,000	1,648
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$101,000	2,189
Trading account gains and fees	$0	126
Additional Noninterest Income	$547,000	1,362
Total noninterest expense	$4,112,000	1,259
Salaries and employee benefits	$2,185,000	1,360
Premises and equipment expense	$586,000	1,048
Additional noninterest expense	$1,341,000	1,176
Pre-tax net operating income	$640,000	2,714
Securities gains (losses)	$0	1,087
Applicable income taxes	$99,000	2,165
Income before extraordinary items	$541,000	2,787
Extraordinary gains, net	$0	5
Net income	$541,000	2,787
Minority interest net income	$0	52
Net income of bank and minority interests.	$541,000	2,786
Net charge-offs	$-14,000	4,769
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$20,000	423
Net operating income	$541,000	2,772
2018-12-31 (YTD Data)		Rank
Total interest income	$18,842,000	1,520
Total interest expense	$2,151,000	1,844
Net interest income	$16,691,000	1,445
Provision for loan and lease losses	$1,000,000	873
Total noninterest income	$2,983,000	1,550
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$596,000	1,747
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,387,000	1,329
Total noninterest expense	$17,122,000	1,199
Salaries and employee benefits	$9,031,000	1,273
Premises and equipment expense	$1,917,000	1,223
Additional noninterest expense	$6,174,000	1,065
Pre-tax net operating income	$1,552,000	3,488
Securities gains (losses)	$-19,000	4,583
Applicable income taxes	$286,000	2,421
Income before extraordinary items	$1,247,000	3,617
Extraordinary gains, net	$0	6
Net income	$1,247,000	3,614
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,247,000	3,616
Net charge-offs	$341,000	1,235
Cash dividends	$938,000	2,311
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,262,390	3,608
2018-09-30 (YTD Data)		Rank
Total interest income	$13,991,000	1,513
Total interest expense	$1,577,000	1,792
Net interest income	$12,414,000	1,450
Provision for loan and lease losses	$700,000	861
Total noninterest income	$2,311,000	1,532
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$448,000	1,758
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,863,000	1,314
Total noninterest expense	$12,915,000	1,194
Salaries and employee benefits	$6,827,000	1,266
Premises and equipment expense	$1,404,000	1,248
Additional noninterest expense	$4,684,000	1,048
Pre-tax net operating income	$1,110,000	3,608
Securities gains (losses)	$0	1,118
Applicable income taxes	$166,000	2,680
Income before extraordinary items	$944,000	3,664
Extraordinary gains, net	$0	5
Net income	$944,000	3,663
Minority interest net income	$0	66
Net income of bank and minority interests.	$944,000	3,663
Net charge-offs	$84,000	1,856
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$944,000	3,674
2018-06-30 (YTD Data)		Rank
Total interest income	$9,243,000	1,516
Total interest expense	$1,045,000	1,720
Net interest income	$8,198,000	1,465
Provision for loan and lease losses	$400,000	972
Total noninterest income	$1,395,000	1,634
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$300,000	1,751
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,095,000	1,438
Total noninterest expense	$8,563,000	1,205
Salaries and employee benefits	$4,660,000	1,242
Premises and equipment expense	$912,000	1,278
Additional noninterest expense	$2,991,000	1,078
Pre-tax net operating income	$630,000	3,830
Securities gains (losses)	$0	961
Applicable income taxes	$142,000	2,474
Income before extraordinary items	$488,000	3,982
Extraordinary gains, net	$0	6
Net income	$488,000	3,981
Minority interest net income	$0	65
Net income of bank and minority interests.	$488,000	3,981
Net charge-offs	$-19,000	4,724
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$488,000	3,986
2018-03-31 (YTD Data)		Rank
Total interest income	$4,617,000	1,507
Total interest expense	$516,000	1,673
Net interest income	$4,101,000	1,463
Provision for loan and lease losses	$300,000	673
Total noninterest income	$658,000	1,690
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$159,000	1,655
Trading account gains and fees	$0	123
Additional Noninterest Income	$499,000	1,483
Total noninterest expense	$4,421,000	1,173
Salaries and employee benefits	$2,460,000	1,192
Premises and equipment expense	$454,000	1,304
Additional noninterest expense	$1,507,000	1,072
Pre-tax net operating income	$38,000	5,244
Securities gains (losses)	$0	735
Applicable income taxes	$8,000	3,565
Income before extraordinary items	$30,000	5,253
Extraordinary gains, net	$0	7
Net income	$30,000	5,252
Minority interest net income	$0	52
Net income of bank and minority interests.	$30,000	5,253
Net charge-offs	$-9,000	4,705
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$30,000	5,258
2017-12-31 (YTD Data)		Rank
Total interest income	$18,685,000	1,437
Total interest expense	$2,224,000	1,404
Net interest income	$16,461,000	1,418
Provision for loan and lease losses	$240,000	2,185
Total noninterest income	$3,780,000	1,341
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$606,000	1,759
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,174,000	1,121
Total noninterest expense	$18,467,000	1,130
Salaries and employee benefits	$7,954,000	1,419
Premises and equipment expense	$1,711,000	1,345
Additional noninterest expense	$8,802,000	762
Pre-tax net operating income	$1,534,000	3,498
Securities gains (losses)	$-29,000	5,220
Applicable income taxes	$827,000	2,039
Income before extraordinary items	$678,000	4,188
Extraordinary gains, net	$0	9
Net income	$678,000	4,188
Minority interest net income	$0	76
Net income of bank and minority interests.	$678,000	4,188
Net charge-offs	$202,000	1,824
Cash dividends	$936,000	2,293
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$696,560	4,150
2017-09-30 (YTD Data)		Rank
Total interest income	$7,135,000	2,552
Total interest expense	$582,000	2,955
Net interest income	$6,553,000	2,487
Provision for loan and lease losses	$240,000	1,848
Total noninterest income	$1,361,000	2,180
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$301,000	2,395
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,060,000	1,914
Total noninterest expense	$6,637,000	2,105
Salaries and employee benefits	$3,292,000	2,324
Premises and equipment expense	$776,000	2,058
Additional noninterest expense	$2,569,000	1,734
Pre-tax net operating income	$1,037,000	3,716
Securities gains (losses)	$0	2,274
Applicable income taxes	$451,000	2,167
Income before extraordinary items	$586,000	4,237
Extraordinary gains, net	$0	9
Net income	$586,000	4,236
Minority interest net income	$0	71
Net income of bank and minority interests.	$586,000	4,237
Net charge-offs	$184,000	1,461
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$586,000	4,220
2017-06-30 (YTD Data)		Rank
Total interest income	$4,627,000	2,593
Total interest expense	$380,000	2,958
Net interest income	$4,247,000	2,528
Provision for loan and lease losses	$90,000	2,313
Total noninterest income	$875,000	2,224
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$201,000	2,388
Trading account gains and fees	$0	139
Additional Noninterest Income	$674,000	1,972
Total noninterest expense	$4,352,000	2,146
Salaries and employee benefits	$2,195,000	2,337
Premises and equipment expense	$494,000	2,149
Additional noninterest expense	$1,663,000	1,767
Pre-tax net operating income	$680,000	3,700
Securities gains (losses)	$0	1,906
Applicable income taxes	$273,000	2,228
Income before extraordinary items	$407,000	4,135
Extraordinary gains, net	$0	11
Net income	$407,000	4,134
Minority interest net income	$0	71
Net income of bank and minority interests.	$407,000	4,135
Net charge-offs	$50,000	2,000
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$407,000	4,117
2017-03-31 (YTD Data)		Rank
Total interest income	$2,267,000	2,623
Total interest expense	$188,000	2,972
Net interest income	$2,079,000	2,567
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$420,000	2,265
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$97,000	2,433
Trading account gains and fees	$0	142
Additional Noninterest Income	$323,000	2,001
Total noninterest expense	$1,886,000	2,402
Salaries and employee benefits	$1,080,000	2,392
Premises and equipment expense	$258,000	2,098
Additional noninterest expense	$548,000	2,493
Pre-tax net operating income	$523,000	3,011
Securities gains (losses)	$0	1,153
Applicable income taxes	$151,000	2,104
Income before extraordinary items	$372,000	3,262
Extraordinary gains, net	$0	8
Net income	$372,000	3,260
Minority interest net income	$0	55
Net income of bank and minority interests.	$372,000	3,262
Net charge-offs	$-1,000	3,990
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$372,000	3,238
2016-12-31 (YTD Data)		Rank
Total interest income	$9,193,000	2,579
Total interest expense	$815,000	2,787
Net interest income	$8,378,000	2,521
Provision for loan and lease losses	$-264,000	5,668
Total noninterest income	$1,795,000	2,246
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$425,000	2,355
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,370,000	2,004
Total noninterest expense	$7,946,000	2,299
Salaries and employee benefits	$4,543,000	2,258
Premises and equipment expense	$1,070,000	2,032
Additional noninterest expense	$2,333,000	2,446
Pre-tax net operating income	$2,491,000	2,686
Securities gains (losses)	$0	3,212
Applicable income taxes	$766,000	1,879
Income before extraordinary items	$1,725,000	3,040
Extraordinary gains, net	$0	5
Net income	$1,725,000	3,039
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,725,000	3,039
Net charge-offs	$767,000	812
Cash dividends	$539,000	2,882
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,725,000	2,987
2016-09-30 (YTD Data)		Rank
Total interest income	$6,900,000	2,591
Total interest expense	$616,000	2,772
Net interest income	$6,284,000	2,536
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,322,000	2,268
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$315,000	2,381
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,007,000	2,035
Total noninterest expense	$6,026,000	2,283
Salaries and employee benefits	$3,422,000	2,240
Premises and equipment expense	$800,000	2,048
Additional noninterest expense	$1,804,000	2,388
Pre-tax net operating income	$1,580,000	3,022
Securities gains (losses)	$0	3,160
Applicable income taxes	$478,000	2,093
Income before extraordinary items	$1,102,000	3,334
Extraordinary gains, net	$0	5
Net income	$1,102,000	3,332
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,102,000	3,334
Net charge-offs	$23,000	3,081
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,102,000	3,278
2016-06-30 (YTD Data)		Rank
Total interest income	$4,608,000	2,595
Total interest expense	$414,000	2,774
Net interest income	$4,194,000	2,536
Provision for loan and lease losses	$0	4,017
Total noninterest income	$901,000	2,229
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$211,000	2,352
Trading account gains and fees	$0	157
Additional Noninterest Income	$690,000	1,968
Total noninterest expense	$4,044,000	2,279
Salaries and employee benefits	$2,301,000	2,235
Premises and equipment expense	$532,000	2,055
Additional noninterest expense	$1,211,000	2,372
Pre-tax net operating income	$1,051,000	2,993
Securities gains (losses)	$0	2,835
Applicable income taxes	$320,000	2,084
Income before extraordinary items	$731,000	3,351
Extraordinary gains, net	$0	16
Net income	$731,000	3,349
Minority interest net income	$0	71
Net income of bank and minority interests.	$731,000	3,349
Net charge-offs	$-67,000	5,590
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$731,000	3,292
2016-03-31 (YTD Data)		Rank
Total interest income	$2,341,000	2,548
Total interest expense	$203,000	2,809
Net interest income	$2,138,000	2,495
Provision for loan and lease losses	$0	3,656
Total noninterest income	$417,000	2,314
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$102,000	2,396
Trading account gains and fees	$0	142
Additional Noninterest Income	$315,000	2,035
Total noninterest expense	$2,000,000	2,295
Salaries and employee benefits	$1,187,000	2,194
Premises and equipment expense	$269,000	2,046
Additional noninterest expense	$544,000	2,600
Pre-tax net operating income	$555,000	2,851
Securities gains (losses)	$0	2,077
Applicable income taxes	$173,000	1,974
Income before extraordinary items	$382,000	3,213
Extraordinary gains, net	$0	12
Net income	$382,000	3,211
Minority interest net income	$0	62
Net income of bank and minority interests.	$382,000	3,212
Net charge-offs	$-67,000	5,807
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$382,000	3,148
2015-12-31 (YTD Data)		Rank
Total interest income	$9,972,000	2,373
Total interest expense	$882,000	2,648
Net interest income	$9,090,000	2,333
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$1,869,000	2,198
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$379,000	2,606
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,490,000	1,860
Total noninterest expense	$8,177,000	2,251
Salaries and employee benefits	$4,936,000	2,086
Premises and equipment expense	$1,052,000	2,094
Additional noninterest expense	$2,189,000	2,601
Pre-tax net operating income	$2,482,000	2,651
Securities gains (losses)	$0	3,216
Applicable income taxes	$763,000	1,849
Income before extraordinary items	$1,719,000	2,991
Extraordinary gains, net	$0	23
Net income	$1,719,000	2,993
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,719,000	2,993
Net charge-offs	$0	4,462
Cash dividends	$539,000	2,853
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,719,000	2,948
2015-09-30 (YTD Data)		Rank
Total interest income	$7,530,000	2,380
Total interest expense	$667,000	2,671
Net interest income	$6,863,000	2,337
Provision for loan and lease losses	$300,000	1,503
Total noninterest income	$1,298,000	2,317
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$285,000	2,621
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,013,000	2,010
Total noninterest expense	$6,129,000	2,249
Salaries and employee benefits	$3,677,000	2,096
Premises and equipment expense	$800,000	2,105
Additional noninterest expense	$1,652,000	2,587
Pre-tax net operating income	$1,732,000	2,828
Securities gains (losses)	$0	3,031
Applicable income taxes	$530,000	1,965
Income before extraordinary items	$1,202,000	3,179
Extraordinary gains, net	$0	21
Net income	$1,202,000	3,178
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,202,000	3,179
Net charge-offs	$1,000	4,077
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,202,000	3,120
2015-06-30 (YTD Data)		Rank
Total interest income	$5,032,000	2,375
Total interest expense	$450,000	2,649
Net interest income	$4,582,000	2,331
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$837,000	2,368
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$189,000	2,598
Trading account gains and fees	$0	157
Additional Noninterest Income	$648,000	2,065
Total noninterest expense	$4,023,000	2,286
Salaries and employee benefits	$2,399,000	2,148
Premises and equipment expense	$534,000	2,114
Additional noninterest expense	$1,090,000	2,630
Pre-tax net operating income	$1,096,000	2,904
Securities gains (losses)	$0	2,636
Applicable income taxes	$335,000	2,017
Income before extraordinary items	$761,000	3,256
Extraordinary gains, net	$0	22
Net income	$761,000	3,256
Minority interest net income	$0	75
Net income of bank and minority interests.	$761,000	3,257
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$761,000	3,189
2015-03-31 (YTD Data)		Rank
Total interest income	$2,460,000	2,413
Total interest expense	$229,000	2,641
Net interest income	$2,231,000	2,384
Provision for loan and lease losses	$0	3,703
Total noninterest income	$423,000	2,327
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$95,000	2,569
Trading account gains and fees	$0	152
Additional Noninterest Income	$328,000	2,000
Total noninterest expense	$2,094,000	2,232
Salaries and employee benefits	$1,302,000	2,014
Premises and equipment expense	$275,000	2,094
Additional noninterest expense	$517,000	2,713
Pre-tax net operating income	$560,000	2,821
Securities gains (losses)	$0	2,027
Applicable income taxes	$175,000	1,952
Income before extraordinary items	$385,000	3,195
Extraordinary gains, net	$0	13
Net income	$385,000	3,198
Minority interest net income	$0	64
Net income of bank and minority interests.	$385,000	3,198
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$385,000	3,120
2014-12-31 (YTD Data)		Rank
Total interest income	$10,109,000	2,374
Total interest expense	$1,023,000	2,541
Net interest income	$9,086,000	2,345
Provision for loan and lease losses	$211,000	2,406
Total noninterest income	$1,970,000	2,127
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$415,000	2,610
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,555,000	1,731
Total noninterest expense	$8,206,000	2,281
Salaries and employee benefits	$4,897,000	2,087
Premises and equipment expense	$1,111,000	2,057
Additional noninterest expense	$2,198,000	2,668
Pre-tax net operating income	$2,639,000	2,488
Securities gains (losses)	$0	3,259
Applicable income taxes	$760,000	1,814
Income before extraordinary items	$1,879,000	2,831
Extraordinary gains, net	$0	17
Net income	$1,879,000	2,829
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,879,000	2,831
Net charge-offs	$458,000	1,561
Cash dividends	$539,000	2,767
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,879,000	2,776
2014-09-30 (YTD Data)		Rank
Total interest income	$7,598,000	2,383
Total interest expense	$782,000	2,549
Net interest income	$6,816,000	2,342
Provision for loan and lease losses	$175,000	2,247
Total noninterest income	$1,560,000	2,053
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$314,000	2,624
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,246,000	1,669
Total noninterest expense	$6,352,000	2,220
Salaries and employee benefits	$3,733,000	2,065
Premises and equipment expense	$844,000	2,049
Additional noninterest expense	$1,775,000	2,531
Pre-tax net operating income	$1,849,000	2,655
Securities gains (losses)	$0	2,980
Applicable income taxes	$513,000	1,959
Income before extraordinary items	$1,336,000	2,957
Extraordinary gains, net	$0	15
Net income	$1,336,000	2,957
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,336,000	2,958
Net charge-offs	$248,000	1,769
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,336,000	2,894
2014-06-30 (YTD Data)		Rank
Total interest income	$5,077,000	2,373
Total interest expense	$533,000	2,531
Net interest income	$4,544,000	2,330
Provision for loan and lease losses	$175,000	1,769
Total noninterest income	$1,131,000	1,935
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$208,000	2,614
Trading account gains and fees	$0	172
Additional Noninterest Income	$923,000	1,531
Total noninterest expense	$4,264,000	2,205
Salaries and employee benefits	$2,487,000	2,075
Premises and equipment expense	$570,000	2,043
Additional noninterest expense	$1,207,000	2,473
Pre-tax net operating income	$1,236,000	2,592
Securities gains (losses)	$0	2,580
Applicable income taxes	$356,000	1,891
Income before extraordinary items	$880,000	2,898
Extraordinary gains, net	$0	20
Net income	$880,000	2,904
Minority interest net income	$0	80
Net income of bank and minority interests.	$880,000	2,904
Net charge-offs	$-16,000	5,809
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$880,000	2,842
2014-03-31 (YTD Data)		Rank
Total interest income	$2,521,000	2,390
Total interest expense	$273,000	2,513
Net interest income	$2,248,000	2,337
Provision for loan and lease losses	$125,000	1,415
Total noninterest income	$441,000	2,212
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$104,000	2,594
Trading account gains and fees	$0	147
Additional Noninterest Income	$337,000	1,855
Total noninterest expense	$2,112,000	2,226
Salaries and employee benefits	$1,226,000	2,114
Premises and equipment expense	$292,000	2,028
Additional noninterest expense	$594,000	2,503
Pre-tax net operating income	$452,000	3,084
Securities gains (losses)	$0	1,715
Applicable income taxes	$111,000	2,264
Income before extraordinary items	$341,000	3,304
Extraordinary gains, net	$0	16
Net income	$341,000	3,307
Minority interest net income	$0	66
Net income of bank and minority interests.	$341,000	3,307
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$341,000	3,268
2013-12-31 (YTD Data)		Rank
Total interest income	$10,520,000	2,307
Total interest expense	$1,281,000	2,442
Net interest income	$9,239,000	2,260
Provision for loan and lease losses	$600,000	1,620
Total noninterest income	$1,873,000	2,253
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$446,000	2,600
Trading account gains and fees	$22,000	168
Additional Noninterest Income	$1,405,000	1,937
Total noninterest expense	$8,023,000	2,331
Salaries and employee benefits	$4,595,000	2,215
Premises and equipment expense	$1,098,000	2,073
Additional noninterest expense	$2,330,000	2,626
Pre-tax net operating income	$2,489,000	2,476
Securities gains (losses)	$-39,000	6,425
Applicable income taxes	$752,000	1,743
Income before extraordinary items	$1,698,000	2,917
Extraordinary gains, net	$0	29
Net income	$1,698,000	2,919
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,698,000	2,920
Net charge-offs	$350,000	2,391
Cash dividends	$539,000	2,674
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,724,910	2,829
2013-09-30 (YTD Data)		Rank
Total interest income	$7,908,000	2,314
Total interest expense	$989,000	2,464
Net interest income	$6,919,000	2,261
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$1,336,000	2,369
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$334,000	2,624
Trading account gains and fees	$22,000	165
Additional Noninterest Income	$980,000	2,061
Total noninterest expense	$6,080,000	2,324
Salaries and employee benefits	$3,505,000	2,176
Premises and equipment expense	$837,000	2,058
Additional noninterest expense	$1,738,000	2,637
Pre-tax net operating income	$1,875,000	2,543
Securities gains (losses)	$-12,000	6,525
Applicable income taxes	$575,000	1,779
Income before extraordinary items	$1,288,000	2,938
Extraordinary gains, net	$0	25
Net income	$1,288,000	2,942
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,288,000	2,942
Net charge-offs	$40,000	4,026
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,296,280	2,846
2013-06-30 (YTD Data)		Rank
Total interest income	$5,203,000	2,350
Total interest expense	$680,000	2,454
Net interest income	$4,523,000	2,303
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$885,000	2,395
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$219,000	2,620
Trading account gains and fees	$22,000	136
Additional Noninterest Income	$644,000	2,138
Total noninterest expense	$4,039,000	2,330
Salaries and employee benefits	$2,331,000	2,185
Premises and equipment expense	$557,000	2,056
Additional noninterest expense	$1,151,000	2,636
Pre-tax net operating income	$1,219,000	2,562
Securities gains (losses)	$28,000	1,854
Applicable income taxes	$387,000	1,776
Income before extraordinary items	$860,000	2,922
Extraordinary gains, net	$0	22
Net income	$860,000	2,925
Minority interest net income	$0	82
Net income of bank and minority interests.	$860,000	2,925
Net charge-offs	$40,000	3,542
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$840,680	2,880
2013-03-31 (YTD Data)		Rank
Total interest income	$2,518,000	2,438
Total interest expense	$355,000	2,435
Net interest income	$2,163,000	2,434
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$440,000	2,419
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$110,000	2,614
Trading account gains and fees	$22,000	120
Additional Noninterest Income	$308,000	2,192
Total noninterest expense	$2,003,000	2,361
Salaries and employee benefits	$1,167,000	2,214
Premises and equipment expense	$279,000	2,095
Additional noninterest expense	$557,000	2,717
Pre-tax net operating income	$525,000	2,784
Securities gains (losses)	$13,000	1,412
Applicable income taxes	$168,000	1,886
Income before extraordinary items	$370,000	3,167
Extraordinary gains, net	$0	10
Net income	$370,000	3,167
Minority interest net income	$0	76
Net income of bank and minority interests.	$370,000	3,169
Net charge-offs	$35,000	2,690
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$361,030	3,116
2012-12-31 (YTD Data)		Rank
Total interest income	$10,224,000	2,518
Total interest expense	$1,599,000	2,590
Net interest income	$8,625,000	2,484
Provision for loan and lease losses	$1,426,000	1,374
Total noninterest income	$1,930,000	2,245
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$500,000	2,485
Trading account gains and fees	$12,000	149
Additional Noninterest Income	$1,418,000	1,922
Total noninterest expense	$7,790,000	2,433
Salaries and employee benefits	$4,243,000	2,325
Premises and equipment expense	$1,028,000	2,231
Additional noninterest expense	$2,519,000	2,546
Pre-tax net operating income	$1,339,000	3,517
Securities gains (losses)	$211,000	1,649
Applicable income taxes	$342,000	2,542
Income before extraordinary items	$1,208,000	3,533
Extraordinary gains, net	$0	29
Net income	$1,208,000	3,534
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,208,000	3,535
Net charge-offs	$1,376,000	1,474
Cash dividends	$520,000	2,717
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,043,420	3,666
2012-09-30 (YTD Data)		Rank
Total interest income	$7,629,000	2,582
Total interest expense	$1,227,000	2,636
Net interest income	$6,402,000	2,550
Provision for loan and lease losses	$1,252,000	1,230
Total noninterest income	$1,472,000	2,203
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$381,000	2,479
Trading account gains and fees	$12,000	138
Additional Noninterest Income	$1,079,000	1,895
Total noninterest expense	$5,983,000	2,372
Salaries and employee benefits	$3,230,000	2,298
Premises and equipment expense	$766,000	2,266
Additional noninterest expense	$1,987,000	2,436
Pre-tax net operating income	$639,000	4,364
Securities gains (losses)	$210,000	1,395
Applicable income taxes	$140,000	3,130
Income before extraordinary items	$709,000	4,090
Extraordinary gains, net	$0	20
Net income	$709,000	4,091
Minority interest net income	$0	86
Net income of bank and minority interests.	$709,000	4,091
Net charge-offs	$1,261,000	1,254
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$532,600	4,381
2012-06-30 (YTD Data)		Rank
Total interest income	$5,108,000	2,582
Total interest expense	$833,000	2,688
Net interest income	$4,275,000	2,546
Provision for loan and lease losses	$1,002,000	1,090
Total noninterest income	$1,090,000	2,034
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$260,000	2,413
Trading account gains and fees	$12,000	134
Additional Noninterest Income	$818,000	1,732
Total noninterest expense	$3,770,000	2,508
Salaries and employee benefits	$2,131,000	2,325
Premises and equipment expense	$515,000	2,238
Additional noninterest expense	$1,124,000	2,844
Pre-tax net operating income	$593,000	3,821
Securities gains (losses)	$210,000	1,069
Applicable income taxes	$167,000	2,616
Income before extraordinary items	$636,000	3,520
Extraordinary gains, net	$0	19
Net income	$636,000	3,521
Minority interest net income	$0	84
Net income of bank and minority interests.	$636,000	3,521
Net charge-offs	$1,259,000	966
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$470,100	3,894
2012-03-31 (YTD Data)		Rank
Total interest income	$2,548,000	2,608
Total interest expense	$429,000	2,714
Net interest income	$2,119,000	2,581
Provision for loan and lease losses	$490,000	1,078
Total noninterest income	$658,000	1,790
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$129,000	2,411
Trading account gains and fees	$7,000	129
Additional Noninterest Income	$522,000	1,460
Total noninterest expense	$1,839,000	2,555
Salaries and employee benefits	$1,069,000	2,337
Premises and equipment expense	$244,000	2,336
Additional noninterest expense	$526,000	2,970
Pre-tax net operating income	$448,000	3,111
Securities gains (losses)	$58,000	1,159
Applicable income taxes	$122,000	2,240
Income before extraordinary items	$384,000	3,158
Extraordinary gains, net	$0	19
Net income	$384,000	3,162
Minority interest net income	$0	78
Net income of bank and minority interests.	$384,000	3,162
Net charge-offs	$174,000	1,967
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$339,920	3,242
2011-12-31 (YTD Data)		Rank
Total interest income	$10,061,000	2,746
Total interest expense	$1,967,000	2,814
Net interest income	$8,094,000	2,704
Provision for loan and lease losses	$825,000	2,693
Total noninterest income	$1,627,000	2,327
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$512,000	2,519
Trading account gains and fees	$37,000	117
Additional Noninterest Income	$1,078,000	2,037
Total noninterest expense	$7,207,000	2,606
Salaries and employee benefits	$4,132,000	2,331
Premises and equipment expense	$971,000	2,463
Additional noninterest expense	$2,104,000	3,000
Pre-tax net operating income	$1,689,000	2,825
Securities gains (losses)	$254,000	1,264
Applicable income taxes	$547,000	1,946
Income before extraordinary items	$1,396,000	2,934
Extraordinary gains, net	$0	29
Net income	$1,396,000	2,936
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,396,000	2,936
Net charge-offs	$625,000	2,907
Cash dividends	$520,000	2,383
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,213,120	3,089
2011-09-30 (YTD Data)		Rank
Total interest income	$7,463,000	2,799
Total interest expense	$1,506,000	2,862
Net interest income	$5,957,000	2,762
Provision for loan and lease losses	$418,000	3,157
Total noninterest income	$1,192,000	2,339
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$375,000	2,586
Trading account gains and fees	$0	145
Additional Noninterest Income	$817,000	2,003
Total noninterest expense	$5,489,000	2,569
Salaries and employee benefits	$3,161,000	2,286
Premises and equipment expense	$733,000	2,473
Additional noninterest expense	$1,595,000	2,977
Pre-tax net operating income	$1,242,000	2,939
Securities gains (losses)	$190,000	1,263
Applicable income taxes	$389,000	1,975
Income before extraordinary items	$1,043,000	2,978
Extraordinary gains, net	$0	21
Net income	$1,043,000	2,980
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,043,000	2,980
Net charge-offs	$305,000	3,236
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$904,300	3,161
2011-06-30 (YTD Data)		Rank
Total interest income	$4,906,000	2,858
Total interest expense	$1,011,000	2,933
Net interest income	$3,895,000	2,808
Provision for loan and lease losses	$268,000	3,160
Total noninterest income	$785,000	2,344
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$241,000	2,647
Trading account gains and fees	$0	153
Additional Noninterest Income	$544,000	1,983
Total noninterest expense	$3,608,000	2,617
Salaries and employee benefits	$2,082,000	2,327
Premises and equipment expense	$490,000	2,492
Additional noninterest expense	$1,036,000	3,119
Pre-tax net operating income	$804,000	2,932
Securities gains (losses)	$63,000	1,448
Applicable income taxes	$222,000	2,115
Income before extraordinary items	$645,000	3,056
Extraordinary gains, net	$0	15
Net income	$645,000	3,059
Minority interest net income	$0	89
Net income of bank and minority interests.	$645,000	3,059
Net charge-offs	$7,000	5,446
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$598,380	3,111
2011-03-31 (YTD Data)		Rank
Total interest income	$2,429,000	2,893
Total interest expense	$510,000	2,989
Net interest income	$1,919,000	2,824
Provision for loan and lease losses	$118,000	3,186
Total noninterest income	$376,000	2,451
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$118,000	2,645
Trading account gains and fees	$0	158
Additional Noninterest Income	$258,000	2,101
Total noninterest expense	$1,749,000	2,706
Salaries and employee benefits	$1,007,000	2,420
Premises and equipment expense	$239,000	2,575
Additional noninterest expense	$503,000	3,165
Pre-tax net operating income	$428,000	2,838
Securities gains (losses)	$0	1,772
Applicable income taxes	$114,000	2,047
Income before extraordinary items	$314,000	3,133
Extraordinary gains, net	$0	9
Net income	$314,000	3,130
Minority interest net income	$0	86
Net income of bank and minority interests.	$314,000	3,133
Net charge-offs	$-33,000	7,295
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$314,000	3,070
2010-12-31 (YTD Data)		Rank
Total interest income	$9,523,000	3,076
Total interest expense	$2,350,000	3,141
Net interest income	$7,173,000	3,010
Provision for loan and lease losses	$701,000	3,589
Total noninterest income	$1,740,000	2,288
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$544,000	2,489
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,196,000	1,956
Total noninterest expense	$6,667,000	2,845
Salaries and employee benefits	$3,846,000	2,500
Premises and equipment expense	$922,000	2,655
Additional noninterest expense	$1,899,000	3,393
Pre-tax net operating income	$1,545,000	2,682
Securities gains (losses)	$520,000	862
Applicable income taxes	$604,000	1,716
Income before extraordinary items	$1,461,000	2,560
Extraordinary gains, net	$0	29
Net income	$1,461,000	2,556
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,461,000	2,561
Net charge-offs	$601,000	3,403
Cash dividends	$520,000	2,289
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,091,800	2,956
2010-09-30 (YTD Data)		Rank
Total interest income	$7,018,000	3,183
Total interest expense	$1,817,000	3,186
Net interest income	$5,201,000	3,134
Provision for loan and lease losses	$465,000	3,660
Total noninterest income	$1,304,000	2,309
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$395,000	2,614
Trading account gains and fees	$0	165
Additional Noninterest Income	$909,000	1,914
Total noninterest expense	$4,990,000	2,842
Salaries and employee benefits	$2,935,000	2,469
Premises and equipment expense	$681,000	2,720
Additional noninterest expense	$1,374,000	3,468
Pre-tax net operating income	$1,050,000	2,994
Securities gains (losses)	$458,000	794
Applicable income taxes	$438,000	1,788
Income before extraordinary items	$1,070,000	2,763
Extraordinary gains, net	$0	23
Net income	$1,070,000	2,760
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,070,000	2,764
Net charge-offs	$514,000	3,042
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$744,820	3,270
2010-06-30 (YTD Data)		Rank
Total interest income	$4,606,000	3,258
Total interest expense	$1,260,000	3,193
Net interest income	$3,346,000	3,218
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$838,000	2,306
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$258,000	2,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$580,000	1,905
Total noninterest expense	$3,304,000	2,869
Salaries and employee benefits	$1,944,000	2,509
Premises and equipment expense	$453,000	2,737
Additional noninterest expense	$907,000	3,466
Pre-tax net operating income	$620,000	3,239
Securities gains (losses)	$450,000	519
Applicable income taxes	$316,000	1,690
Income before extraordinary items	$754,000	2,618
Extraordinary gains, net	$0	19
Net income	$754,000	2,614
Minority interest net income	$0	105
Net income of bank and minority interests.	$754,000	2,617
Net charge-offs	$359,000	2,843
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$439,000	3,515
2010-03-31 (YTD Data)		Rank
Total interest income	$2,263,000	3,363
Total interest expense	$663,000	3,180
Net interest income	$1,600,000	3,385
Provision for loan and lease losses	$105,000	3,873
Total noninterest income	$396,000	2,383
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$128,000	2,661
Trading account gains and fees	$0	175
Additional Noninterest Income	$268,000	1,980
Total noninterest expense	$1,631,000	2,917
Salaries and employee benefits	$967,000	2,544
Premises and equipment expense	$228,000	2,790
Additional noninterest expense	$436,000	3,572
Pre-tax net operating income	$260,000	3,625
Securities gains (losses)	$390,000	306
Applicable income taxes	$202,000	1,414
Income before extraordinary items	$448,000	2,352
Extraordinary gains, net	$0	16
Net income	$448,000	2,351
Minority interest net income	$0	91
Net income of bank and minority interests.	$448,000	2,352
Net charge-offs	$38,000	3,956
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$178,900	3,984
2009-12-31 (YTD Data)		Rank
Total interest income	$9,752,000	3,292
Total interest expense	$3,001,000	3,409
Net interest income	$6,751,000	3,143
Provision for loan and lease losses	$1,864,000	2,580
Total noninterest income	$1,780,000	2,294
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$562,000	2,655
Trading account gains and fees	$8,000	190
Additional Noninterest Income	$1,210,000	1,902
Total noninterest expense	$6,623,000	2,935
Salaries and employee benefits	$3,679,000	2,655
Premises and equipment expense	$870,000	2,905
Additional noninterest expense	$2,074,000	3,212
Pre-tax net operating income	$44,000	5,272
Securities gains (losses)	$445,000	954
Applicable income taxes	$57,000	3,194
Income before extraordinary items	$432,000	4,071
Extraordinary gains, net	$0	34
Net income	$432,000	4,070
Minority interest net income	$0	115
Net income of bank and minority interests.	$432,000	4,070
Net charge-offs	$1,049,000	2,805
Cash dividends	$520,000	2,489
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$40,400	5,328
2009-09-30 (YTD Data)		Rank
Total interest income	$7,306,000	3,344
Total interest expense	$2,283,000	3,508
Net interest income	$5,023,000	3,179
Provision for loan and lease losses	$1,473,000	2,243
Total noninterest income	$1,364,000	2,319
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$418,000	2,684
Trading account gains and fees	$8,000	195
Additional Noninterest Income	$938,000	1,910
Total noninterest expense	$4,923,000	2,951
Salaries and employee benefits	$2,867,000	2,570
Premises and equipment expense	$659,000	2,911
Additional noninterest expense	$1,397,000	3,455
Pre-tax net operating income	$-9,000	5,698
Securities gains (losses)	$70,000	2,076
Applicable income taxes	$-61,000	6,846
Income before extraordinary items	$122,000	5,218
Extraordinary gains, net	$0	27
Net income	$122,000	5,216
Minority interest net income	$0	118
Net income of bank and minority interests.	$122,000	5,216
Net charge-offs	$565,000	2,877
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$52,000	5,490
2009-06-30 (YTD Data)		Rank
Total interest income	$4,863,000	3,378
Total interest expense	$1,537,000	3,611
Net interest income	$3,326,000	3,176
Provision for loan and lease losses	$323,000	3,593
Total noninterest income	$858,000	2,417
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$282,000	2,632
Trading account gains and fees	$8,000	180
Additional Noninterest Income	$568,000	2,059
Total noninterest expense	$3,162,000	3,081
Salaries and employee benefits	$1,863,000	2,675
Premises and equipment expense	$442,000	2,938
Additional noninterest expense	$857,000	3,690
Pre-tax net operating income	$699,000	2,768
Securities gains (losses)	$40,000	2,039
Applicable income taxes	$199,000	1,959
Income before extraordinary items	$540,000	2,958
Extraordinary gains, net	$0	21
Net income	$540,000	2,956
Minority interest net income	$0	112
Net income of bank and minority interests.	$540,000	2,957
Net charge-offs	$72,000	4,587
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$510,800	2,951
2009-03-31 (YTD Data)		Rank
Total interest income	$2,450,000	3,398
Total interest expense	$786,000	3,650
Net interest income	$1,664,000	3,170
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$397,000	2,512
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$137,000	2,645
Trading account gains and fees	$0	171
Additional Noninterest Income	$260,000	2,149
Total noninterest expense	$1,510,000	3,129
Salaries and employee benefits	$919,000	2,749
Premises and equipment expense	$217,000	3,037
Additional noninterest expense	$374,000	3,766
Pre-tax net operating income	$391,000	2,846
Securities gains (losses)	$0	2,434
Applicable income taxes	$113,000	2,054
Income before extraordinary items	$278,000	3,262
Extraordinary gains, net	$0	15
Net income	$278,000	3,261
Minority interest net income	$0	102
Net income of bank and minority interests.	$278,000	3,262
Net charge-offs	$-8,000	7,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$278,000	3,115
2008-12-31 (YTD Data)		Rank
Total interest income	$10,025,000	3,516
Total interest expense	$3,949,000	3,535
Net interest income	$6,076,000	3,443
Provision for loan and lease losses	$358,000	4,321
Total noninterest income	$1,613,000	2,487
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$557,000	2,785
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,056,000	2,047
Total noninterest expense	$5,886,000	3,134
Salaries and employee benefits	$3,529,000	2,803
Premises and equipment expense	$865,000	2,980
Additional noninterest expense	$1,492,000	3,628
Pre-tax net operating income	$1,445,000	3,089
Securities gains (losses)	$250,000	618
Applicable income taxes	$443,000	1,971
Income before extraordinary items	$1,252,000	2,832
Extraordinary gains, net	$0	39
Net income	$1,252,000	2,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	4,485
Cash dividends	$520,000	3,302
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,067,000	3,308
2008-09-30 (YTD Data)		Rank
Total interest income	$7,565,000	3,566
Total interest expense	$3,087,000	3,556
Net interest income	$4,478,000	3,514
Provision for loan and lease losses	$210,000	4,122
Total noninterest income	$1,246,000	2,508
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$420,000	2,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$826,000	2,076
Total noninterest expense	$4,479,000	3,063
Salaries and employee benefits	$2,727,000	2,752
Premises and equipment expense	$638,000	3,036
Additional noninterest expense	$1,114,000	3,576
Pre-tax net operating income	$1,035,000	3,611
Securities gains (losses)	$250,000	528
Applicable income taxes	$367,000	2,254
Income before extraordinary items	$918,000	3,273
Extraordinary gains, net	$0	31
Net income	$918,000	3,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,724
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$740,500	3,855
2008-06-30 (YTD Data)		Rank
Total interest income	$5,021,000	3,644
Total interest expense	$2,124,000	3,598
Net interest income	$2,897,000	3,586
Provision for loan and lease losses	$160,000	3,502
Total noninterest income	$826,000	2,567
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$278,000	2,798
Trading account gains and fees	$0	149
Additional Noninterest Income	$548,000	2,107
Total noninterest expense	$2,960,000	3,098
Salaries and employee benefits	$1,816,000	2,784
Premises and equipment expense	$413,000	3,131
Additional noninterest expense	$731,000	3,600
Pre-tax net operating income	$603,000	4,011
Securities gains (losses)	$250,000	522
Applicable income taxes	$239,000	2,486
Income before extraordinary items	$614,000	3,596
Extraordinary gains, net	$0	21
Net income	$614,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,725
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$434,000	4,248
2008-03-31 (YTD Data)		Rank
Total interest income	$2,519,000	3,706
Total interest expense	$1,073,000	3,735
Net interest income	$1,446,000	3,579
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$418,000	2,523
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$137,000	2,803
Trading account gains and fees	$0	158
Additional Noninterest Income	$281,000	2,045
Total noninterest expense	$1,447,000	3,167
Salaries and employee benefits	$902,000	2,821
Premises and equipment expense	$206,000	3,144
Additional noninterest expense	$339,000	3,754
Pre-tax net operating income	$387,000	3,611
Securities gains (losses)	$24,000	1,506
Applicable income taxes	$117,000	2,620
Income before extraordinary items	$294,000	3,843
Extraordinary gains, net	$0	15
Net income	$294,000	3,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,139
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$276,720	3,903
2007-12-31 (YTD Data)		Rank
Total interest income	$9,854,000	3,803
Total interest expense	$4,030,000	3,994
Net interest income	$5,824,000	3,580
Provision for loan and lease losses	$82,000	5,171
Total noninterest income	$1,554,000	2,640
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$592,000	2,700
Trading account gains and fees	$0	178
Additional Noninterest Income	$962,000	2,271
Total noninterest expense	$5,512,000	3,185
Salaries and employee benefits	$3,391,000	2,898
Premises and equipment expense	$763,000	3,207
Additional noninterest expense	$1,358,000	3,711
Pre-tax net operating income	$1,784,000	3,561
Securities gains (losses)	$67,000	710
Applicable income taxes	$558,000	2,600
Income before extraordinary items	$1,293,000	3,779
Extraordinary gains, net	$0	39
Net income	$1,293,000	3,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,664
Cash dividends	$520,000	3,642
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,246,100	3,855
2007-09-30 (YTD Data)		Rank
Total interest income	$7,321,000	3,834
Total interest expense	$2,968,000	4,053
Net interest income	$4,353,000	3,609
Provision for loan and lease losses	$50,000	5,025
Total noninterest income	$1,189,000	2,602
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$442,000	2,695
Trading account gains and fees	$0	184
Additional Noninterest Income	$747,000	2,214
Total noninterest expense	$4,161,000	3,138
Salaries and employee benefits	$2,580,000	2,834
Premises and equipment expense	$564,000	3,230
Additional noninterest expense	$1,017,000	3,653
Pre-tax net operating income	$1,331,000	3,733
Securities gains (losses)	$67,000	577
Applicable income taxes	$418,000	2,755
Income before extraordinary items	$980,000	3,936
Extraordinary gains, net	$0	33
Net income	$980,000	3,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	1,727
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$933,100	4,007
2007-06-30 (YTD Data)		Rank
Total interest income	$4,809,000	3,890
Total interest expense	$1,934,000	4,095
Net interest income	$2,875,000	3,651
Provision for loan and lease losses	$20,000	5,312
Total noninterest income	$801,000	2,601
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$295,000	2,695
Trading account gains and fees	$0	168
Additional Noninterest Income	$506,000	2,227
Total noninterest expense	$2,768,000	3,173
Salaries and employee benefits	$1,712,000	2,881
Premises and equipment expense	$371,000	3,286
Additional noninterest expense	$685,000	3,627
Pre-tax net operating income	$888,000	3,791
Securities gains (losses)	$68,000	486
Applicable income taxes	$285,000	2,794
Income before extraordinary items	$671,000	3,921
Extraordinary gains, net	$0	29
Net income	$671,000	3,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,292
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$623,400	4,072
2007-03-31 (YTD Data)		Rank
Total interest income	$2,398,000	3,889
Total interest expense	$941,000	4,159
Net interest income	$1,457,000	3,622
Provision for loan and lease losses	$0	5,779
Total noninterest income	$354,000	2,788
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$137,000	2,783
Trading account gains and fees	$0	195
Additional Noninterest Income	$217,000	2,422
Total noninterest expense	$1,382,000	3,181
Salaries and employee benefits	$844,000	2,937
Premises and equipment expense	$183,000	3,346
Additional noninterest expense	$355,000	3,498
Pre-tax net operating income	$429,000	3,846
Securities gains (losses)	$68,000	367
Applicable income taxes	$148,000	2,755
Income before extraordinary items	$349,000	3,829
Extraordinary gains, net	$0	22
Net income	$349,000	3,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	1,667
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$301,400	4,139
2006-12-31 (YTD Data)		Rank
Total interest income	$9,123,000	3,831
Total interest expense	$3,334,000	4,047
Net interest income	$5,789,000	3,622
Provision for loan and lease losses	$46,000	5,701
Total noninterest income	$1,489,000	2,710
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$543,000	2,890
Trading account gains and fees	$0	130
Additional Noninterest Income	$946,000	2,316
Total noninterest expense	$5,374,000	3,150
Salaries and employee benefits	$3,354,000	2,839
Premises and equipment expense	$754,000	3,143
Additional noninterest expense	$1,266,000	3,783
Pre-tax net operating income	$1,858,000	3,812
Securities gains (losses)	$-21,000	7,568
Applicable income taxes	$570,000	2,957
Income before extraordinary items	$1,267,000	4,171
Extraordinary gains, net	$0	51
Net income	$1,267,000	4,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$482,000	3,793
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,281,490	4,115
2006-09-30 (YTD Data)		Rank
Total interest income	$6,719,000	3,847
Total interest expense	$2,413,000	4,056
Net interest income	$4,306,000	3,666
Provision for loan and lease losses	$20,000	5,975
Total noninterest income	$1,091,000	2,764
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$409,000	2,909
Trading account gains and fees	$0	126
Additional Noninterest Income	$682,000	2,354
Total noninterest expense	$4,045,000	3,141
Salaries and employee benefits	$2,543,000	2,801
Premises and equipment expense	$561,000	3,168
Additional noninterest expense	$941,000	3,793
Pre-tax net operating income	$1,332,000	4,047
Securities gains (losses)	$-21,000	7,861
Applicable income taxes	$404,000	3,163
Income before extraordinary items	$907,000	4,397
Extraordinary gains, net	$0	45
Net income	$907,000	4,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,625
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$921,490	4,349
2006-06-30 (YTD Data)		Rank
Total interest income	$4,392,000	3,869
Total interest expense	$1,535,000	4,053
Net interest income	$2,857,000	3,677
Provision for loan and lease losses	$20,000	5,511
Total noninterest income	$719,000	2,783
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$269,000	2,920
Trading account gains and fees	$0	126
Additional Noninterest Income	$450,000	2,353
Total noninterest expense	$2,647,000	3,195
Salaries and employee benefits	$1,672,000	2,836
Premises and equipment expense	$369,000	3,196
Additional noninterest expense	$606,000	3,883
Pre-tax net operating income	$909,000	4,021
Securities gains (losses)	$4,000	883
Applicable income taxes	$282,000	3,132
Income before extraordinary items	$631,000	4,319
Extraordinary gains, net	$0	39
Net income	$631,000	4,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,722
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$628,240	4,321
2006-03-31 (YTD Data)		Rank
Total interest income	$2,164,000	3,845
Total interest expense	$714,000	4,122
Net interest income	$1,450,000	3,636
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$345,000	2,821
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$130,000	2,909
Trading account gains and fees	$0	115
Additional Noninterest Income	$215,000	2,387
Total noninterest expense	$1,297,000	3,267
Salaries and employee benefits	$816,000	2,920
Premises and equipment expense	$181,000	3,256
Additional noninterest expense	$300,000	3,896
Pre-tax net operating income	$488,000	3,792
Securities gains (losses)	$5,000	692
Applicable income taxes	$153,000	3,014
Income before extraordinary items	$340,000	4,086
Extraordinary gains, net	$0	21
Net income	$340,000	4,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$336,550	4,106
2005-12-31 (YTD Data)		Rank
Total interest income	$7,879,000	3,799
Total interest expense	$2,294,000	4,043
Net interest income	$5,585,000	3,639
Provision for loan and lease losses	$42,000	5,929
Total noninterest income	$1,429,000	2,778
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$558,000	2,818
Trading account gains and fees	$0	138
Additional Noninterest Income	$871,000	2,414
Total noninterest expense	$5,042,000	3,216
Salaries and employee benefits	$3,195,000	2,808
Premises and equipment expense	$713,000	3,178
Additional noninterest expense	$1,134,000	4,034
Pre-tax net operating income	$1,930,000	3,777
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$606,000	3,063
Income before extraordinary items	$1,323,000	4,105
Extraordinary gains, net	$0	46
Net income	$1,323,000	4,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,434
Cash dividends	$424,000	3,911
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,323,690	4,077
2005-09-30 (YTD Data)		Rank
Total interest income	$5,801,000	3,805
Total interest expense	$1,621,000	4,082
Net interest income	$4,180,000	3,635
Provision for loan and lease losses	$25,000	5,986
Total noninterest income	$1,096,000	2,729
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$415,000	2,835
Trading account gains and fees	$0	126
Additional Noninterest Income	$681,000	2,360
Total noninterest expense	$3,838,000	3,143
Salaries and employee benefits	$2,460,000	2,713
Premises and equipment expense	$537,000	3,161
Additional noninterest expense	$841,000	4,026
Pre-tax net operating income	$1,413,000	3,912
Securities gains (losses)	$0	2,317
Applicable income taxes	$448,000	3,133
Income before extraordinary items	$965,000	4,260
Extraordinary gains, net	$0	35
Net income	$965,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$965,000	4,210
2005-06-30 (YTD Data)		Rank
Total interest income	$3,755,000	3,810
Total interest expense	$983,000	4,186
Net interest income	$2,772,000	3,630
Provision for loan and lease losses	$15,000	5,851
Total noninterest income	$687,000	2,804
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$269,000	2,845
Trading account gains and fees	$0	116
Additional Noninterest Income	$418,000	2,468
Total noninterest expense	$2,504,000	3,188
Salaries and employee benefits	$1,612,000	2,741
Premises and equipment expense	$349,000	3,200
Additional noninterest expense	$543,000	4,097
Pre-tax net operating income	$940,000	3,881
Securities gains (losses)	$0	2,146
Applicable income taxes	$301,000	3,104
Income before extraordinary items	$639,000	4,255
Extraordinary gains, net	$0	30
Net income	$639,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,718
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$639,000	4,201
2005-03-31 (YTD Data)		Rank
Total interest income	$1,823,000	3,875
Total interest expense	$455,000	4,301
Net interest income	$1,368,000	3,679
Provision for loan and lease losses	$0	6,226
Total noninterest income	$290,000	3,132
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$125,000	2,945
Trading account gains and fees	$0	115
Additional Noninterest Income	$165,000	2,803
Total noninterest expense	$1,247,000	3,213
Salaries and employee benefits	$793,000	2,789
Premises and equipment expense	$166,000	3,360
Additional noninterest expense	$288,000	3,930
Pre-tax net operating income	$411,000	4,197
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$133,000	3,303
Income before extraordinary items	$281,000	4,552
Extraordinary gains, net	$0	24
Net income	$281,000	4,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,076
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$278,960	4,535
2004-12-31 (YTD Data)		Rank
Total interest income	$7,083,000	3,768
Total interest expense	$1,742,000	4,063
Net interest income	$5,341,000	3,614
Provision for loan and lease losses	$102,000	4,943
Total noninterest income	$1,373,000	2,851
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$572,000	2,815
Trading account gains and fees	$0	138
Additional Noninterest Income	$801,000	2,492
Total noninterest expense	$4,844,000	3,210
Salaries and employee benefits	$3,009,000	2,831
Premises and equipment expense	$702,000	3,123
Additional noninterest expense	$1,133,000	3,923
Pre-tax net operating income	$1,768,000	3,834
Securities gains (losses)	$58,000	1,619
Applicable income taxes	$577,000	3,097
Income before extraordinary items	$1,249,000	4,103
Extraordinary gains, net	$0	34
Net income	$1,249,000	4,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$385,000	3,982
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,209,560	4,119
2004-09-30 (YTD Data)		Rank
Total interest income	$5,239,000	3,783
Total interest expense	$1,295,000	4,049
Net interest income	$3,944,000	3,639
Provision for loan and lease losses	$99,000	4,319
Total noninterest income	$1,037,000	2,855
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$432,000	2,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$605,000	2,489
Total noninterest expense	$3,604,000	3,214
Salaries and employee benefits	$2,247,000	2,817
Premises and equipment expense	$530,000	3,107
Additional noninterest expense	$827,000	3,988
Pre-tax net operating income	$1,278,000	4,001
Securities gains (losses)	$57,000	1,564
Applicable income taxes	$430,000	3,183
Income before extraordinary items	$905,000	4,257
Extraordinary gains, net	$0	26
Net income	$905,000	4,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$866,240	4,313
2004-06-30 (YTD Data)		Rank
Total interest income	$3,471,000	3,800
Total interest expense	$857,000	4,070
Net interest income	$2,614,000	3,642
Provision for loan and lease losses	$72,000	4,068
Total noninterest income	$661,000	2,957
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$277,000	2,894
Trading account gains and fees	$0	130
Additional Noninterest Income	$384,000	2,571
Total noninterest expense	$2,391,000	3,220
Salaries and employee benefits	$1,493,000	2,839
Premises and equipment expense	$352,000	3,110
Additional noninterest expense	$546,000	4,035
Pre-tax net operating income	$812,000	4,068
Securities gains (losses)	$58,000	1,362
Applicable income taxes	$279,000	3,199
Income before extraordinary items	$591,000	4,291
Extraordinary gains, net	$0	21
Net income	$591,000	4,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$551,560	4,384
2004-03-31 (YTD Data)		Rank
Total interest income	$1,694,000	3,883
Total interest expense	$433,000	4,083
Net interest income	$1,261,000	3,736
Provision for loan and lease losses	$36,000	3,870
Total noninterest income	$298,000	3,123
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$132,000	2,944
Trading account gains and fees	$0	121
Additional Noninterest Income	$166,000	2,759
Total noninterest expense	$1,174,000	3,288
Salaries and employee benefits	$726,000	2,918
Premises and equipment expense	$176,000	3,144
Additional noninterest expense	$272,000	4,048
Pre-tax net operating income	$349,000	4,446
Securities gains (losses)	$64,000	1,060
Applicable income taxes	$134,000	3,301
Income before extraordinary items	$279,000	4,462
Extraordinary gains, net	$0	16
Net income	$279,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$235,480	4,789
2003-12-31 (YTD Data)		Rank
Total interest income	$7,159,000	3,746
Total interest expense	$1,618,000	4,662
Net interest income	$5,541,000	3,408
Provision for loan and lease losses	$126,000	4,850
Total noninterest income	$806,000	4,212
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$517,000	3,008
Trading account gains and fees	$0	160
Additional Noninterest Income	$289,000	4,583
Total noninterest expense	$4,497,000	3,350
Salaries and employee benefits	$2,832,000	2,917
Premises and equipment expense	$637,000	3,353
Additional noninterest expense	$1,028,000	4,181
Pre-tax net operating income	$1,724,000	3,753
Securities gains (losses)	$209,000	1,315
Applicable income taxes	$633,000	2,958
Income before extraordinary items	$1,300,000	3,923
Extraordinary gains, net	$0	54
Net income	$1,300,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,866
Cash dividends	$327,000	4,240
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,159,970	4,060
2003-09-30 (YTD Data)		Rank
Total interest income	$5,332,000	3,823
Total interest expense	$1,229,000	4,741
Net interest income	$4,103,000	3,450
Provision for loan and lease losses	$78,000	5,161
Total noninterest income	$581,000	4,346
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$381,000	3,061
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	4,798
Total noninterest expense	$3,340,000	3,366
Salaries and employee benefits	$2,136,000	2,907
Premises and equipment expense	$472,000	3,379
Additional noninterest expense	$732,000	4,341
Pre-tax net operating income	$1,266,000	3,929
Securities gains (losses)	$188,000	1,267
Applicable income taxes	$481,000	3,101
Income before extraordinary items	$973,000	4,049
Extraordinary gains, net	$0	40
Net income	$973,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,323
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$847,040	4,287
2003-06-30 (YTD Data)		Rank
Total interest income	$3,525,000	3,874
Total interest expense	$841,000	4,774
Net interest income	$2,684,000	3,502
Provision for loan and lease losses	$48,000	5,200
Total noninterest income	$381,000	4,367
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$248,000	3,082
Trading account gains and fees	$0	150
Additional Noninterest Income	$133,000	4,798
Total noninterest expense	$2,209,000	3,386
Salaries and employee benefits	$1,421,000	2,925
Premises and equipment expense	$307,000	3,420
Additional noninterest expense	$481,000	4,375
Pre-tax net operating income	$808,000	4,029
Securities gains (losses)	$154,000	1,212
Applicable income taxes	$318,000	3,132
Income before extraordinary items	$644,000	4,089
Extraordinary gains, net	$0	30
Net income	$644,000	4,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$540,820	4,375
2003-03-31 (YTD Data)		Rank
Total interest income	$1,722,000	3,970
Total interest expense	$434,000	4,780
Net interest income	$1,288,000	3,611
Provision for loan and lease losses	$24,000	4,998
Total noninterest income	$186,000	4,340
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$121,000	3,055
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$1,071,000	3,471
Salaries and employee benefits	$689,000	2,997
Premises and equipment expense	$154,000	3,411
Additional noninterest expense	$228,000	4,528
Pre-tax net operating income	$379,000	4,174
Securities gains (losses)	$113,000	931
Applicable income taxes	$163,000	3,077
Income before extraordinary items	$329,000	3,980
Extraordinary gains, net	$0	21
Net income	$329,000	3,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$253,290	4,485
2002-12-31 (YTD Data)		Rank
Total interest income	$6,981,000	4,058
Total interest expense	$2,113,000	4,627
Net interest income	$4,868,000	3,744
Provision for loan and lease losses	$172,000	4,677
Total noninterest income	$798,000	4,011
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$519,000	2,884
Trading account gains and fees	$0	153
Additional Noninterest Income	$279,000	4,409
Total noninterest expense	$3,937,000	3,603
Salaries and employee benefits	$2,461,000	3,168
Premises and equipment expense	$579,000	3,515
Additional noninterest expense	$897,000	4,555
Pre-tax net operating income	$1,557,000	4,018
Securities gains (losses)	$84,000	1,908
Applicable income taxes	$525,000	3,363
Income before extraordinary items	$1,116,000	4,283
Extraordinary gains, net	$0	70
Net income	$1,116,000	4,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,227
Cash dividends	$289,000	4,400
Sale, conversion, retirement of capital stock, net	$5,058,000	156
Net operating income	$1,058,880	4,323
2001-12-31 (YTD Data)		Rank
Total interest income	$6,563,000	4,647
Total interest expense	$2,505,000	5,393
Net interest income	$4,058,000	4,080
Provision for loan and lease losses	$130,000	5,052
Total noninterest income	$752,000	4,023
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$541,000	2,650
Trading account gains and fees	$0	177
Additional Noninterest Income	$211,000	4,814
Total noninterest expense	$3,423,000	3,895
Salaries and employee benefits	$2,067,000	3,503
Premises and equipment expense	$518,000	3,760
Additional noninterest expense	$838,000	4,643
Pre-tax net operating income	$1,257,000	4,324
Securities gains (losses)	$138,000	1,470
Applicable income taxes	$444,000	3,528
Income before extraordinary items	$951,000	4,418
Extraordinary gains, net	$0	105
Net income	$951,000	4,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,841
Cash dividends	$180,000	5,124
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$857,160	4,575
2000-12-31 (YTD Data)		Rank
Total interest income	$5,728,000	5,247
Total interest expense	$2,239,000	5,919
Net interest income	$3,489,000	4,620
Provision for loan and lease losses	$48,000	6,621
Total noninterest income	$647,000	4,217
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$568,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	6,938
Total noninterest expense	$3,013,000	4,216
Salaries and employee benefits	$1,706,000	3,944
Premises and equipment expense	$493,000	3,830
Additional noninterest expense	$814,000	4,676
Pre-tax net operating income	$1,075,000	5,070
Securities gains (losses)	$12,000	1,101
Applicable income taxes	$327,000	4,401
Income before extraordinary items	$760,000	5,203
Extraordinary gains, net	$0	38
Net income	$760,000	5,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	9,516
Cash dividends	$149,000	5,543
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$751,600	5,226
1999-12-31 (YTD Data)		Rank
Total interest income	$4,780,000	5,725
Total interest expense	$1,825,000	6,305
Net interest income	$2,955,000	5,217
Provision for loan and lease losses	$41,000	6,835
Total noninterest income	$613,000	4,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$439,000	2,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	5,261
Total noninterest expense	$2,692,000	4,609
Salaries and employee benefits	$1,539,000	4,244
Premises and equipment expense	$444,000	4,179
Additional noninterest expense	$709,000	5,201
Pre-tax net operating income	$835,000	5,809
Securities gains (losses)	$22,000	1,340
Applicable income taxes	$239,000	5,318
Income before extraordinary items	$618,000	5,814
Extraordinary gains, net	$0	35
Net income	$618,000	5,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$135,000	5,778
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$602,160	5,862
1998-12-31 (YTD Data)		Rank
Total interest income	$3,975,000	6,501
Total interest expense	$1,645,000	6,883
Net interest income	$2,330,000	6,094
Provision for loan and lease losses	$41,000	6,908
Total noninterest income	$391,000	5,696
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	3,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,707
Total noninterest expense	$2,052,000	5,504
Salaries and employee benefits	$1,161,000	5,199
Premises and equipment expense	$355,000	4,829
Additional noninterest expense	$536,000	6,194
Pre-tax net operating income	$628,000	6,775
Securities gains (losses)	$20,000	2,430
Applicable income taxes	$175,000	6,496
Income before extraordinary items	$473,000	6,767
Extraordinary gains, net	$0	32
Net income	$473,000	6,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$126,000	5,999
Sale, conversion, retirement of capital stock, net	$1,458,000	426
Net operating income	$458,400	6,756
1997-12-31 (YTD Data)		Rank
Total interest income	$3,565,000	7,092
Total interest expense	$1,440,000	7,489
Net interest income	$2,125,000	6,668
Provision for loan and lease losses	$38,000	7,082
Total noninterest income	$288,000	6,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$241,000	4,777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	8,573
Total noninterest expense	$1,608,000	6,520
Salaries and employee benefits	$885,000	6,370
Premises and equipment expense	$288,000	5,564
Additional noninterest expense	$435,000	7,058
Pre-tax net operating income	$767,000	6,693
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$238,000	6,389
Income before extraordinary items	$536,000	6,764
Extraordinary gains, net	$0	44
Net income	$536,000	6,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,735
Cash dividends	$96,000	6,604
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$531,170	6,737
1996-12-31 (YTD Data)		Rank
Total interest income	$3,182,000	7,762
Total interest expense	$1,349,000	7,963
Net interest income	$1,833,000	7,490
Provision for loan and lease losses	$21,000	7,918
Total noninterest income	$232,000	7,822
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$179,000	5,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	8,764
Total noninterest expense	$1,371,000	7,461
Salaries and employee benefits	$744,000	7,283
Premises and equipment expense	$257,000	6,151
Additional noninterest expense	$370,000	8,155
Pre-tax net operating income	$673,000	7,056
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$190,000	7,281
Income before extraordinary items	$482,000	7,025
Extraordinary gains, net	$0	53
Net income	$482,000	7,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$90,000	6,879
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$482,720	6,962
1995-12-31 (YTD Data)		Rank
Total interest income	$2,710,000	8,621
Total interest expense	$1,217,000	8,537
Net interest income	$1,493,000	8,555
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$205,000	8,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	9,762
Total noninterest expense	$1,259,000	7,998
Salaries and employee benefits	$630,000	8,185
Premises and equipment expense	$218,000	6,867
Additional noninterest expense	$411,000	8,083
Pre-tax net operating income	$434,000	8,847
Securities gains (losses)	$24,000	1,774
Applicable income taxes	$136,000	8,513
Income before extraordinary items	$322,000	8,726
Extraordinary gains, net	$0	65
Net income	$322,000	8,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,953
Cash dividends	$87,000	7,085
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$305,200	8,859
1994-12-31 (YTD Data)		Rank
Total interest income	$2,330,000	9,204
Total interest expense	$875,000	9,237
Net interest income	$1,455,000	9,001
Provision for loan and lease losses	$0	9,146
Total noninterest income	$191,000	8,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$133,000	7,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,094,000	9,005
Salaries and employee benefits	$551,000	8,950
Premises and equipment expense	$166,000	8,170
Additional noninterest expense	$377,000	9,069
Pre-tax net operating income	$552,000	8,300
Securities gains (losses)	$-10,000	9,836
Applicable income taxes	$147,000	8,368
Income before extraordinary items	$395,000	8,235
Extraordinary gains, net	$0	249
Net income	$395,000	8,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,519
Cash dividends	$84,000	7,238
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$402,300	8,226
1993-12-31 (YTD Data)		Rank
Total interest income	$2,254,000	9,665
Total interest expense	$857,000	9,755
Net interest income	$1,397,000	9,426
Provision for loan and lease losses	$19,000	9,170
Total noninterest income	$119,000	10,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	8,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	10,863
Total noninterest expense	$1,027,000	9,617
Salaries and employee benefits	$521,000	9,452
Premises and equipment expense	$164,000	8,533
Additional noninterest expense	$342,000	9,932
Pre-tax net operating income	$470,000	8,862
Securities gains (losses)	$46,000	3,527
Applicable income taxes	$141,000	8,837
Income before extraordinary items	$375,000	8,683
Extraordinary gains, net	$-10,000	12,314
Net income	$365,000	8,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	7,224
Cash dividends	$62,000	7,666
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$341,420	8,766
1992-12-31 (YTD Data)		Rank
Total interest income	$2,271,000	10,336
Total interest expense	$984,000	10,465
Net interest income	$1,287,000	10,009
Provision for loan and lease losses	$0	11,756
Total noninterest income	$89,000	12,022
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$935,000	10,285
Salaries and employee benefits	$462,000	10,177
Premises and equipment expense	$119,000	10,050
Additional noninterest expense	$354,000	10,142
Pre-tax net operating income	$441,000	8,879
Securities gains (losses)	$74,000	3,490
Applicable income taxes	$149,000	8,642
Income before extraordinary items	$365,000	8,552
Extraordinary gains, net	$0	1,422
Net income	$365,000	8,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	12,286
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$312,460	8,770

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.